Home > Monroe County Bank > Income and Expense
Monroe County Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 4,511 |
| Total interest expense | $443,000 | 2,899 |
| Net interest income | $1,574,000 | 4,778 |
| Provision for loan and lease losses | $132,000 | 2,041 |
| Total noninterest income | $260,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $226,000 | 2,446 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $34,000 | 5,645 |
| Total noninterest expense | $1,566,000 | 4,438 |
| Salaries and employee benefits | $706,000 | 4,829 |
| Premises and equipment expense | $242,000 | 3,780 |
| Additional noninterest expense | $618,000 | 4,029 |
| Pre-tax net operating income | $136,000 | 5,626 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $136,000 | 5,557 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $136,000 | 5,559 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $136,000 | 5,560 |
| Net charge-offs | $45,000 | 2,882 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $136,000 | 5,518 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $992,000 | 4,585 |
| Total interest expense | $220,000 | 2,949 |
| Net interest income | $772,000 | 4,835 |
| Provision for loan and lease losses | $66,000 | 1,967 |
| Total noninterest income | $123,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $113,000 | 2,428 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $10,000 | 5,976 |
| Total noninterest expense | $775,000 | 4,497 |
| Salaries and employee benefits | $358,000 | 4,853 |
| Premises and equipment expense | $98,000 | 4,253 |
| Additional noninterest expense | $319,000 | 3,971 |
| Pre-tax net operating income | $54,000 | 5,702 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $54,000 | 5,671 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $54,000 | 5,672 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $54,000 | 5,672 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $54,000 | 5,632 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,887,000 | 4,687 |
| Total interest expense | $897,000 | 3,193 |
| Net interest income | $2,990,000 | 4,935 |
| Provision for loan and lease losses | $359,000 | 2,241 |
| Total noninterest income | $599,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $467,000 | 2,518 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $132,000 | 5,093 |
| Total noninterest expense | $2,985,000 | 4,623 |
| Salaries and employee benefits | $1,350,000 | 5,018 |
| Premises and equipment expense | $422,000 | 4,092 |
| Additional noninterest expense | $1,213,000 | 4,183 |
| Pre-tax net operating income | $245,000 | 5,619 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $245,000 | 5,580 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $245,000 | 5,585 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $245,000 | 5,585 |
| Net charge-offs | $287,000 | 2,627 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $245,000 | 5,525 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 4,756 |
| Total interest expense | $672,000 | 3,266 |
| Net interest income | $2,225,000 | 5,002 |
| Provision for loan and lease losses | $299,000 | 2,091 |
| Total noninterest income | $477,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $353,000 | 2,517 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $124,000 | 4,934 |
| Total noninterest expense | $2,236,000 | 4,642 |
| Salaries and employee benefits | $1,004,000 | 5,064 |
| Premises and equipment expense | $313,000 | 4,166 |
| Additional noninterest expense | $919,000 | 4,150 |
| Pre-tax net operating income | $167,000 | 5,775 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $167,000 | 5,761 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $167,000 | 5,762 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $167,000 | 5,762 |
| Net charge-offs | $257,000 | 2,281 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $167,000 | 5,698 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 4,799 |
| Total interest expense | $449,000 | 3,332 |
| Net interest income | $1,465,000 | 5,040 |
| Provision for loan and lease losses | $239,000 | 1,927 |
| Total noninterest income | $353,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $236,000 | 2,472 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $117,000 | 4,543 |
| Total noninterest expense | $1,480,000 | 4,689 |
| Salaries and employee benefits | $664,000 | 5,110 |
| Premises and equipment expense | $207,000 | 4,197 |
| Additional noninterest expense | $609,000 | 4,154 |
| Pre-tax net operating income | $99,000 | 5,828 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $99,000 | 5,863 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $99,000 | 5,865 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $99,000 | 5,865 |
| Net charge-offs | $219,000 | 2,009 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $99,000 | 5,773 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 4,875 |
| Total interest expense | $225,000 | 3,404 |
| Net interest income | $712,000 | 5,129 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $134,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $125,000 | 2,352 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,201 |
| Total noninterest expense | $743,000 | 4,709 |
| Salaries and employee benefits | $336,000 | 5,122 |
| Premises and equipment expense | $102,000 | 4,259 |
| Additional noninterest expense | $305,000 | 4,171 |
| Pre-tax net operating income | $43,000 | 5,923 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $43,000 | 5,931 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $43,000 | 5,933 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $43,000 | 5,933 |
| Net charge-offs | $31,000 | 2,772 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $43,000 | 5,851 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 4,959 |
| Total interest expense | $1,408,000 | 2,856 |
| Net interest income | $2,458,000 | 5,499 |
| Provision for loan and lease losses | $295,000 | 3,437 |
| Total noninterest income | $271,000 | 5,358 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $459,000 | 2,655 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-188,000 | 6,807 |
| Total noninterest expense | $3,223,000 | 4,561 |
| Salaries and employee benefits | $1,284,000 | 5,230 |
| Premises and equipment expense | $418,000 | 4,219 |
| Additional noninterest expense | $1,521,000 | 3,754 |
| Pre-tax net operating income | $-789,000 | 6,589 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-789,000 | 6,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-789,000 | 6,663 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-789,000 | 6,665 |
| Net charge-offs | $596,000 | 2,430 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-789,000 | 6,615 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 5,049 |
| Total interest expense | $1,153,000 | 2,769 |
| Net interest income | $1,739,000 | 5,695 |
| Provision for loan and lease losses | $265,000 | 3,152 |
| Total noninterest income | $254,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $304,000 | 2,945 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-50,000 | 6,846 |
| Total noninterest expense | $2,173,000 | 4,856 |
| Salaries and employee benefits | $928,000 | 5,358 |
| Premises and equipment expense | $316,000 | 4,245 |
| Additional noninterest expense | $929,000 | 4,303 |
| Pre-tax net operating income | $-445,000 | 6,665 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-445,000 | 6,738 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-445,000 | 6,736 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-445,000 | 6,736 |
| Net charge-offs | $530,000 | 2,108 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-445,000 | 6,679 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 5,074 |
| Total interest expense | $838,000 | 2,668 |
| Net interest income | $1,105,000 | 5,822 |
| Provision for loan and lease losses | $220,000 | 2,858 |
| Total noninterest income | $176,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $205,000 | 2,895 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-29,000 | 6,913 |
| Total noninterest expense | $1,443,000 | 4,900 |
| Salaries and employee benefits | $630,000 | 5,345 |
| Premises and equipment expense | $205,000 | 4,311 |
| Additional noninterest expense | $608,000 | 4,359 |
| Pre-tax net operating income | $-382,000 | 6,743 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-382,000 | 6,816 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-382,000 | 6,817 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-382,000 | 6,817 |
| Net charge-offs | $449,000 | 1,896 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-382,000 | 6,764 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $977,000 | 5,096 |
| Total interest expense | $439,000 | 2,661 |
| Net interest income | $538,000 | 5,914 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $113,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $115,000 | 2,623 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-2,000 | 6,926 |
| Total noninterest expense | $704,000 | 4,984 |
| Salaries and employee benefits | $302,000 | 5,484 |
| Premises and equipment expense | $110,000 | 4,193 |
| Additional noninterest expense | $292,000 | 4,452 |
| Pre-tax net operating income | $-83,000 | 6,690 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-83,000 | 6,778 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-83,000 | 6,779 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-83,000 | 6,779 |
| Net charge-offs | $221,000 | 1,748 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-83,000 | 6,713 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,010,000 | 5,145 |
| Total interest expense | $2,061,000 | 2,717 |
| Net interest income | $1,949,000 | 6,130 |
| Provision for loan and lease losses | $455,000 | 3,581 |
| Total noninterest income | $402,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $483,000 | 2,646 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-81,000 | 6,873 |
| Total noninterest expense | $2,828,000 | 5,033 |
| Salaries and employee benefits | $1,247,000 | 5,442 |
| Premises and equipment expense | $427,000 | 4,422 |
| Additional noninterest expense | $1,154,000 | 4,571 |
| Pre-tax net operating income | $-932,000 | 6,560 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-932,000 | 6,620 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-932,000 | 6,620 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-932,000 | 6,620 |
| Net charge-offs | $509,000 | 3,142 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-932,000 | 6,593 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 5,202 |
| Total interest expense | $1,563,000 | 2,788 |
| Net interest income | $1,449,000 | 6,186 |
| Provision for loan and lease losses | $150,000 | 4,478 |
| Total noninterest income | $391,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $369,000 | 2,616 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $22,000 | 6,346 |
| Total noninterest expense | $2,102,000 | 5,068 |
| Salaries and employee benefits | $931,000 | 5,456 |
| Premises and equipment expense | $309,000 | 4,539 |
| Additional noninterest expense | $862,000 | 4,571 |
| Pre-tax net operating income | $-412,000 | 6,551 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-412,000 | 6,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-412,000 | 6,650 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-412,000 | 6,650 |
| Net charge-offs | $306,000 | 3,233 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-412,000 | 6,593 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 5,194 |
| Total interest expense | $1,057,000 | 2,843 |
| Net interest income | $984,000 | 6,194 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $267,000 | 4,354 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $245,000 | 2,603 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 6,181 |
| Total noninterest expense | $1,365,000 | 5,188 |
| Salaries and employee benefits | $620,000 | 5,507 |
| Premises and equipment expense | $206,000 | 4,589 |
| Additional noninterest expense | $539,000 | 4,814 |
| Pre-tax net operating income | $-214,000 | 6,567 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-214,000 | 6,643 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-214,000 | 6,643 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-214,000 | 6,643 |
| Net charge-offs | $185,000 | 3,193 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-214,000 | 6,613 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 5,214 |
| Total interest expense | $540,000 | 2,863 |
| Net interest income | $482,000 | 6,248 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $122,000 | 4,570 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $115,000 | 2,685 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $670,000 | 5,267 |
| Salaries and employee benefits | $310,000 | 5,544 |
| Premises and equipment expense | $102,000 | 4,658 |
| Additional noninterest expense | $258,000 | 4,932 |
| Pre-tax net operating income | $-66,000 | 6,597 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-66,000 | 6,629 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-66,000 | 6,629 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-66,000 | 6,629 |
| Net charge-offs | $16,000 | 4,159 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-66,000 | 6,615 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 5,143 |
| Total interest expense | $2,301,000 | 3,198 |
| Net interest income | $2,133,000 | 6,113 |
| Provision for loan and lease losses | $1,048,000 | 2,974 |
| Total noninterest income | $342,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $542,000 | 2,493 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-200,000 | 7,277 |
| Total noninterest expense | $2,576,000 | 5,426 |
| Salaries and employee benefits | $1,149,000 | 5,769 |
| Premises and equipment expense | $394,000 | 4,792 |
| Additional noninterest expense | $1,033,000 | 5,002 |
| Pre-tax net operating income | $-1,149,000 | 6,546 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,149,000 | 6,643 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,149,000 | 6,644 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,149,000 | 6,644 |
| Net charge-offs | $738,000 | 3,105 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,149,000 | 6,611 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 5,201 |
| Total interest expense | $1,742,000 | 3,292 |
| Net interest income | $1,629,000 | 6,166 |
| Provision for loan and lease losses | $100,000 | 5,670 |
| Total noninterest income | $343,000 | 4,798 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $395,000 | 2,614 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-52,000 | 7,323 |
| Total noninterest expense | $1,918,000 | 5,475 |
| Salaries and employee benefits | $862,000 | 5,811 |
| Premises and equipment expense | $324,000 | 4,634 |
| Additional noninterest expense | $732,000 | 5,151 |
| Pre-tax net operating income | $-46,000 | 6,076 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-46,000 | 6,226 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-46,000 | 6,227 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-46,000 | 6,227 |
| Net charge-offs | $96,000 | 4,942 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-46,000 | 6,107 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 5,191 |
| Total interest expense | $1,170,000 | 3,371 |
| Net interest income | $1,117,000 | 6,147 |
| Provision for loan and lease losses | $70,000 | 5,493 |
| Total noninterest income | $204,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $255,000 | 2,679 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-51,000 | 7,456 |
| Total noninterest expense | $1,255,000 | 5,543 |
| Salaries and employee benefits | $590,000 | 5,780 |
| Premises and equipment expense | $212,000 | 4,704 |
| Additional noninterest expense | $453,000 | 5,354 |
| Pre-tax net operating income | $-4,000 | 6,079 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,000 | 6,195 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,000 | 6,197 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,000 | 6,196 |
| Net charge-offs | $-3,000 | 7,284 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,000 | 6,092 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 5,286 |
| Total interest expense | $583,000 | 3,510 |
| Net interest income | $548,000 | 6,219 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $132,000 | 4,538 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $126,000 | 2,692 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $627,000 | 5,622 |
| Salaries and employee benefits | $310,000 | 5,732 |
| Premises and equipment expense | $138,000 | 4,104 |
| Additional noninterest expense | $179,000 | 5,948 |
| Pre-tax net operating income | $23,000 | 6,002 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $23,000 | 6,099 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 6,100 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $23,000 | 6,099 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $23,000 | 5,985 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 5,334 |
| Total interest expense | $2,399,000 | 4,006 |
| Net interest income | $2,249,000 | 6,103 |
| Provision for loan and lease losses | $541,000 | 4,420 |
| Total noninterest income | $592,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $548,000 | 2,699 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $44,000 | 6,494 |
| Total noninterest expense | $4,954,000 | 3,718 |
| Salaries and employee benefits | $1,110,000 | 6,015 |
| Premises and equipment expense | $653,000 | 3,646 |
| Additional noninterest expense | $3,191,000 | 2,216 |
| Pre-tax net operating income | $-2,654,000 | 6,813 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,654,000 | 6,923 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,654,000 | 6,924 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,654,000 | 6,924 |
| Net charge-offs | $500,000 | 3,790 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,654,000 | 6,930 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 5,416 |
| Total interest expense | $1,793,000 | 4,137 |
| Net interest income | $1,674,000 | 6,125 |
| Provision for loan and lease losses | $46,000 | 6,576 |
| Total noninterest income | $435,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $424,000 | 2,651 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $11,000 | 7,238 |
| Total noninterest expense | $4,285,000 | 3,313 |
| Salaries and employee benefits | $830,000 | 6,051 |
| Premises and equipment expense | $481,000 | 3,726 |
| Additional noninterest expense | $2,974,000 | 1,802 |
| Pre-tax net operating income | $-2,222,000 | 7,108 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,222,000 | 7,234 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,222,000 | 7,232 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,222,000 | 7,233 |
| Net charge-offs | $245,000 | 4,001 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,222,000 | 7,225 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 5,478 |
| Total interest expense | $1,193,000 | 4,263 |
| Net interest income | $1,110,000 | 6,149 |
| Provision for loan and lease losses | $46,000 | 6,152 |
| Total noninterest income | $293,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $278,000 | 2,655 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $3,654,000 | 2,720 |
| Salaries and employee benefits | $567,000 | 6,066 |
| Premises and equipment expense | $283,000 | 4,106 |
| Additional noninterest expense | $2,804,000 | 1,321 |
| Pre-tax net operating income | $-2,297,000 | 7,459 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,297,000 | 7,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,297,000 | 7,534 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,297,000 | 7,534 |
| Net charge-offs | $196,000 | 3,439 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,297,000 | 7,546 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 5,557 |
| Total interest expense | $604,000 | 4,346 |
| Net interest income | $537,000 | 6,245 |
| Provision for loan and lease losses | $46,000 | 4,978 |
| Total noninterest income | $144,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $134,000 | 2,678 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $534,000 | 6,099 |
| Salaries and employee benefits | $287,000 | 6,084 |
| Premises and equipment expense | $92,000 | 5,322 |
| Additional noninterest expense | $155,000 | 6,221 |
| Pre-tax net operating income | $101,000 | 5,029 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $101,000 | 4,952 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $101,000 | 4,955 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $101,000 | 4,954 |
| Net charge-offs | $196,000 | 2,152 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $101,000 | 4,786 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,147,000 | 5,374 |
| Total interest expense | $2,377,000 | 4,873 |
| Net interest income | $2,770,000 | 5,636 |
| Provision for loan and lease losses | $390,000 | 4,176 |
| Total noninterest income | $567,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $541,000 | 2,845 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $26,000 | 7,270 |
| Total noninterest expense | $2,806,000 | 5,331 |
| Salaries and employee benefits | $1,419,000 | 5,503 |
| Premises and equipment expense | $695,000 | 3,536 |
| Additional noninterest expense | $692,000 | 5,840 |
| Pre-tax net operating income | $141,000 | 5,909 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $141,000 | 5,710 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $141,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 4,155 |
| Cash dividends | $645,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $141,000 | 5,865 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,915,000 | 5,402 |
| Total interest expense | $1,753,000 | 5,044 |
| Net interest income | $2,162,000 | 5,563 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $404,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $399,000 | 2,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 7,936 |
| Total noninterest expense | $2,170,000 | 5,221 |
| Salaries and employee benefits | $1,121,000 | 5,361 |
| Premises and equipment expense | $355,000 | 4,621 |
| Additional noninterest expense | $694,000 | 4,977 |
| Pre-tax net operating income | $271,000 | 5,751 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $271,000 | 5,341 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $271,000 | 5,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $645,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $271,000 | 5,512 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 5,424 |
| Total interest expense | $1,134,000 | 5,264 |
| Net interest income | $1,523,000 | 5,426 |
| Provision for loan and lease losses | $125,000 | 3,905 |
| Total noninterest income | $264,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $255,000 | 2,953 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $1,415,000 | 5,306 |
| Salaries and employee benefits | $704,000 | 5,581 |
| Premises and equipment expense | $259,000 | 4,415 |
| Additional noninterest expense | $452,000 | 5,050 |
| Pre-tax net operating income | $247,000 | 5,513 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $247,000 | 5,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $247,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $645,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $247,000 | 5,224 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 5,391 |
| Total interest expense | $592,000 | 5,325 |
| Net interest income | $802,000 | 5,309 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $133,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $126,000 | 2,950 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $703,000 | 5,352 |
| Salaries and employee benefits | $355,000 | 5,590 |
| Premises and equipment expense | $142,000 | 4,150 |
| Additional noninterest expense | $206,000 | 5,288 |
| Pre-tax net operating income | $232,000 | 4,680 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $232,000 | 4,356 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $232,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $645,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $232,000 | 4,252 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,616,000 | 5,417 |
| Total interest expense | $2,404,000 | 5,371 |
| Net interest income | $3,212,000 | 5,312 |
| Provision for loan and lease losses | $127,000 | 4,537 |
| Total noninterest income | $581,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $481,000 | 3,128 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $100,000 | 6,213 |
| Total noninterest expense | $2,505,000 | 5,605 |
| Salaries and employee benefits | $1,266,000 | 5,825 |
| Premises and equipment expense | $496,000 | 4,387 |
| Additional noninterest expense | $743,000 | 5,570 |
| Pre-tax net operating income | $1,161,000 | 4,427 |
| Securities gains (losses) | $131,000 | 539 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,292,000 | 3,780 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,292,000 | 3,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,946 |
| Cash dividends | $940,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,161,000 | 4,001 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 5,493 |
| Total interest expense | $1,725,000 | 5,499 |
| Net interest income | $2,387,000 | 5,364 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $398,000 | 4,926 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $342,000 | 3,249 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $56,000 | 6,645 |
| Total noninterest expense | $1,998,000 | 5,360 |
| Salaries and employee benefits | $956,000 | 5,780 |
| Premises and equipment expense | $442,000 | 3,879 |
| Additional noninterest expense | $600,000 | 5,296 |
| Pre-tax net operating income | $687,000 | 5,158 |
| Securities gains (losses) | $131,000 | 441 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $818,000 | 4,303 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $818,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,046 |
| Cash dividends | $690,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $687,000 | 4,699 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 5,580 |
| Total interest expense | $1,079,000 | 5,684 |
| Net interest income | $1,603,000 | 5,375 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $261,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $220,000 | 3,309 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $41,000 | 6,570 |
| Total noninterest expense | $1,322,000 | 5,421 |
| Salaries and employee benefits | $641,000 | 5,808 |
| Premises and equipment expense | $298,000 | 3,867 |
| Additional noninterest expense | $383,000 | 5,430 |
| Pre-tax net operating income | $442,000 | 5,304 |
| Securities gains (losses) | $131,000 | 371 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $573,000 | 4,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $573,000 | 4,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $442,000 | 4,841 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 5,664 |
| Total interest expense | $519,000 | 5,765 |
| Net interest income | $787,000 | 5,433 |
| Provision for loan and lease losses | $39,000 | 3,484 |
| Total noninterest income | $134,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $109,000 | 3,272 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $25,000 | 6,275 |
| Total noninterest expense | $659,000 | 5,461 |
| Salaries and employee benefits | $331,000 | 5,775 |
| Premises and equipment expense | $142,000 | 4,012 |
| Additional noninterest expense | $186,000 | 5,504 |
| Pre-tax net operating income | $223,000 | 5,283 |
| Securities gains (losses) | $131,000 | 267 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $354,000 | 3,787 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $354,000 | 3,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $223,000 | 4,788 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,181,000 | 5,456 |
| Total interest expense | $1,933,000 | 5,501 |
| Net interest income | $3,248,000 | 5,292 |
| Provision for loan and lease losses | $106,000 | 4,647 |
| Total noninterest income | $528,000 | 5,005 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $448,000 | 3,301 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $80,000 | 6,674 |
| Total noninterest expense | $2,284,000 | 5,764 |
| Salaries and employee benefits | $1,106,000 | 6,139 |
| Premises and equipment expense | $510,000 | 4,207 |
| Additional noninterest expense | $668,000 | 5,772 |
| Pre-tax net operating income | $1,386,000 | 4,471 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,386,000 | 3,957 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,386,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,225 |
| Cash dividends | $450,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,386,000 | 3,936 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,824,000 | 5,498 |
| Total interest expense | $1,398,000 | 5,534 |
| Net interest income | $2,426,000 | 5,345 |
| Provision for loan and lease losses | $71,000 | 4,647 |
| Total noninterest income | $393,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $329,000 | 3,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,583 |
| Total noninterest expense | $1,754,000 | 5,685 |
| Salaries and employee benefits | $817,000 | 6,162 |
| Premises and equipment expense | $418,000 | 3,998 |
| Additional noninterest expense | $519,000 | 5,658 |
| Pre-tax net operating income | $994,000 | 4,725 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $994,000 | 4,185 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $994,000 | 4,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $450,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $994,000 | 4,174 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 5,509 |
| Total interest expense | $925,000 | 5,427 |
| Net interest income | $1,589,000 | 5,419 |
| Provision for loan and lease losses | $49,000 | 4,503 |
| Total noninterest income | $253,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 3,445 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $1,148,000 | 5,757 |
| Salaries and employee benefits | $548,000 | 6,168 |
| Premises and equipment expense | $261,000 | 4,170 |
| Additional noninterest expense | $339,000 | 5,705 |
| Pre-tax net operating income | $645,000 | 4,819 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $645,000 | 4,268 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $645,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $450,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $645,000 | 4,259 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 5,499 |
| Total interest expense | $465,000 | 5,316 |
| Net interest income | $777,000 | 5,476 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $121,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $100,000 | 3,481 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $569,000 | 5,782 |
| Salaries and employee benefits | $281,000 | 6,130 |
| Premises and equipment expense | $127,000 | 4,250 |
| Additional noninterest expense | $161,000 | 5,843 |
| Pre-tax net operating income | $311,000 | 4,872 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $311,000 | 4,328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $311,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $311,000 | 4,317 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 5,605 |
| Total interest expense | $1,871,000 | 4,633 |
| Net interest income | $2,446,000 | 6,103 |
| Provision for loan and lease losses | $420,000 | 2,180 |
| Total noninterest income | $549,000 | 5,023 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $426,000 | 3,417 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $123,000 | 6,081 |
| Total noninterest expense | $2,055,000 | 6,014 |
| Salaries and employee benefits | $952,000 | 6,502 |
| Premises and equipment expense | $511,000 | 4,108 |
| Additional noninterest expense | $592,000 | 6,103 |
| Pre-tax net operating income | $520,000 | 6,689 |
| Securities gains (losses) | $-98,000 | 8,419 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $422,000 | 6,684 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $422,000 | 6,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $816,000 | 795 |
| Cash dividends | $444,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $520,000 | 6,258 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,113,000 | 5,692 |
| Total interest expense | $1,392,000 | 4,524 |
| Net interest income | $1,721,000 | 6,304 |
| Provision for loan and lease losses | $300,000 | 2,192 |
| Total noninterest income | $387,000 | 5,191 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $330,000 | 3,340 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,861 |
| Total noninterest expense | $1,518,000 | 6,035 |
| Salaries and employee benefits | $726,000 | 6,438 |
| Premises and equipment expense | $362,000 | 4,270 |
| Additional noninterest expense | $430,000 | 6,162 |
| Pre-tax net operating income | $290,000 | 7,242 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $290,000 | 6,971 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $290,000 | 6,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $810,000 | 575 |
| Cash dividends | $444,000 | 3,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $290,000 | 6,932 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 5,701 |
| Total interest expense | $918,000 | 4,390 |
| Net interest income | $1,112,000 | 6,387 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $255,000 | 5,173 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $217,000 | 3,317 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $38,000 | 6,863 |
| Total noninterest expense | $1,011,000 | 6,032 |
| Salaries and employee benefits | $483,000 | 6,446 |
| Premises and equipment expense | $238,000 | 4,284 |
| Additional noninterest expense | $290,000 | 6,100 |
| Pre-tax net operating income | $206,000 | 7,185 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $206,000 | 6,900 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $206,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 770 |
| Cash dividends | $444,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $206,000 | 6,851 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 5,751 |
| Total interest expense | $450,000 | 4,345 |
| Net interest income | $544,000 | 6,482 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $122,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $104,000 | 3,348 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $497,000 | 6,122 |
| Salaries and employee benefits | $239,000 | 6,509 |
| Premises and equipment expense | $114,000 | 4,448 |
| Additional noninterest expense | $144,000 | 6,135 |
| Pre-tax net operating income | $169,000 | 6,329 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $169,000 | 5,821 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $169,000 | 5,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $169,000 | 5,785 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 5,729 |
| Total interest expense | $1,742,000 | 4,063 |
| Net interest income | $2,047,000 | 6,562 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $516,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $443,000 | 3,417 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $73,000 | 6,924 |
| Total noninterest expense | $1,866,000 | 6,251 |
| Salaries and employee benefits | $936,000 | 6,481 |
| Premises and equipment expense | $447,000 | 4,427 |
| Additional noninterest expense | $483,000 | 6,647 |
| Pre-tax net operating income | $597,000 | 6,394 |
| Securities gains (losses) | $311,000 | 624 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $908,000 | 4,946 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $908,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,138 |
| Cash dividends | $410,000 | 3,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $597,000 | 5,888 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 5,728 |
| Total interest expense | $1,283,000 | 4,078 |
| Net interest income | $1,550,000 | 6,545 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $389,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $338,000 | 3,389 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 7,030 |
| Total noninterest expense | $1,402,000 | 6,196 |
| Salaries and employee benefits | $692,000 | 6,497 |
| Premises and equipment expense | $320,000 | 4,560 |
| Additional noninterest expense | $390,000 | 6,385 |
| Pre-tax net operating income | $512,000 | 6,274 |
| Securities gains (losses) | $311,000 | 583 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $823,000 | 4,546 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $823,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,673 |
| Cash dividends | $210,000 | 3,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $512,000 | 5,696 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 5,777 |
| Total interest expense | $858,000 | 4,063 |
| Net interest income | $1,011,000 | 6,624 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $257,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $223,000 | 3,397 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $946,000 | 6,195 |
| Salaries and employee benefits | $463,000 | 6,543 |
| Premises and equipment expense | $176,000 | 5,184 |
| Additional noninterest expense | $307,000 | 5,910 |
| Pre-tax net operating income | $322,000 | 6,362 |
| Securities gains (losses) | $310,000 | 473 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $632,000 | 4,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $632,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $210,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $322,000 | 5,795 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 5,831 |
| Total interest expense | $435,000 | 4,071 |
| Net interest income | $493,000 | 6,728 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $136,000 | 5,025 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $119,000 | 3,168 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $477,000 | 6,203 |
| Salaries and employee benefits | $237,000 | 6,506 |
| Premises and equipment expense | $107,000 | 4,590 |
| Additional noninterest expense | $133,000 | 6,356 |
| Pre-tax net operating income | $152,000 | 6,412 |
| Securities gains (losses) | $285,000 | 390 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $437,000 | 3,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $437,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $152,000 | 5,862 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,993,000 | 5,654 |
| Total interest expense | $1,869,000 | 4,228 |
| Net interest income | $2,124,000 | 6,392 |
| Provision for loan and lease losses | $549,000 | 2,014 |
| Total noninterest income | $503,000 | 5,421 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $396,000 | 3,668 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $107,000 | 6,421 |
| Total noninterest expense | $2,034,000 | 5,946 |
| Salaries and employee benefits | $1,053,000 | 6,075 |
| Premises and equipment expense | $399,000 | 4,737 |
| Additional noninterest expense | $582,000 | 6,089 |
| Pre-tax net operating income | $44,000 | 8,405 |
| Securities gains (losses) | $374,000 | 913 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $418,000 | 6,725 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $418,000 | 6,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,190 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $44,000 | 8,379 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 5,681 |
| Total interest expense | $1,417,000 | 4,314 |
| Net interest income | $1,607,000 | 6,420 |
| Provision for loan and lease losses | $549,000 | 1,534 |
| Total noninterest income | $367,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $279,000 | 3,829 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,309 |
| Total noninterest expense | $1,551,000 | 5,865 |
| Salaries and employee benefits | $801,000 | 6,006 |
| Premises and equipment expense | $296,000 | 4,754 |
| Additional noninterest expense | $454,000 | 5,952 |
| Pre-tax net operating income | $-126,000 | 8,772 |
| Securities gains (losses) | $366,000 | 841 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $240,000 | 7,325 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $240,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,922 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-126,000 | 8,779 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,032,000 | 5,680 |
| Total interest expense | $961,000 | 4,380 |
| Net interest income | $1,071,000 | 6,432 |
| Provision for loan and lease losses | $99,000 | 3,909 |
| Total noninterest income | $204,000 | 5,954 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $171,000 | 3,990 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $33,000 | 7,207 |
| Total noninterest expense | $994,000 | 6,009 |
| Salaries and employee benefits | $547,000 | 5,940 |
| Premises and equipment expense | $192,000 | 4,823 |
| Additional noninterest expense | $255,000 | 6,472 |
| Pre-tax net operating income | $182,000 | 7,367 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $182,000 | 7,140 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $182,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,834 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $182,000 | 6,957 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $943,000 | 5,957 |
| Total interest expense | $484,000 | 4,439 |
| Net interest income | $459,000 | 6,905 |
| Provision for loan and lease losses | $37,000 | 4,214 |
| Total noninterest income | $98,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $80,000 | 4,080 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $486,000 | 6,094 |
| Salaries and employee benefits | $272,000 | 5,952 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $121,000 | 6,630 |
| Pre-tax net operating income | $34,000 | 8,247 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $34,000 | 8,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,327 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $34,000 | 8,064 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 5,753 |
| Total interest expense | $2,003,000 | 4,787 |
| Net interest income | $2,197,000 | 6,329 |
| Provision for loan and lease losses | $162,000 | 4,778 |
| Total noninterest income | $369,000 | 5,976 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $318,000 | 4,101 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 7,577 |
| Total noninterest expense | $1,606,000 | 6,638 |
| Salaries and employee benefits | $825,000 | 6,794 |
| Premises and equipment expense | $321,000 | 5,345 |
| Additional noninterest expense | $460,000 | 6,742 |
| Pre-tax net operating income | $798,000 | 5,779 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $798,000 | 5,222 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $798,000 | 5,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,374 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $798,000 | 5,078 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,093,000 | 6,278 |
| Total interest expense | $1,842,000 | 6,354 |
| Net interest income | $2,251,000 | 6,052 |
| Provision for loan and lease losses | $170,000 | 4,530 |
| Total noninterest income | $325,000 | 6,202 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $253,000 | 4,612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $72,000 | 7,063 |
| Total noninterest expense | $1,338,000 | 7,146 |
| Salaries and employee benefits | $676,000 | 7,305 |
| Premises and equipment expense | $248,000 | 6,115 |
| Additional noninterest expense | $414,000 | 7,041 |
| Pre-tax net operating income | $1,068,000 | 4,726 |
| Securities gains (losses) | $29,000 | 2,852 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,097,000 | 4,039 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,097,000 | 4,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $717,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,068,000 | 3,977 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 6,716 |
| Total interest expense | $1,506,000 | 7,155 |
| Net interest income | $2,210,000 | 6,253 |
| Provision for loan and lease losses | $81,000 | 5,741 |
| Total noninterest income | $656,000 | 4,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 3,009 |
| Total noninterest expense | $1,351,000 | 7,109 |
| Salaries and employee benefits | $734,000 | 7,038 |
| Premises and equipment expense | $258,000 | 5,931 |
| Additional noninterest expense | $359,000 | 7,489 |
| Pre-tax net operating income | $1,434,000 | 4,191 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,434,000 | 3,372 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,434,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $1,325,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,434,000 | 3,363 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 6,877 |
| Total interest expense | $1,474,000 | 7,045 |
| Net interest income | $1,980,000 | 6,690 |
| Provision for loan and lease losses | $95,000 | 5,363 |
| Total noninterest income | $253,000 | 6,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 5,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,470 |
| Total noninterest expense | $1,275,000 | 7,364 |
| Salaries and employee benefits | $644,000 | 7,519 |
| Premises and equipment expense | $263,000 | 5,881 |
| Additional noninterest expense | $368,000 | 7,552 |
| Pre-tax net operating income | $863,000 | 5,715 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $863,000 | 4,858 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $863,000 | 4,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,348 |
| Cash dividends | $890,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $863,000 | 4,817 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 7,126 |
| Total interest expense | $1,333,000 | 7,579 |
| Net interest income | $2,009,000 | 6,655 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $236,000 | 7,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,772 |
| Total noninterest expense | $1,204,000 | 7,533 |
| Salaries and employee benefits | $655,000 | 7,450 |
| Premises and equipment expense | $238,000 | 6,142 |
| Additional noninterest expense | $311,000 | 8,014 |
| Pre-tax net operating income | $921,000 | 5,668 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $921,000 | 4,758 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $921,000 | 4,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $1,190,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $921,000 | 4,668 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 7,709 |
| Total interest expense | $1,172,000 | 8,195 |
| Net interest income | $1,870,000 | 7,185 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $206,000 | 7,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,730 |
| Total noninterest expense | $1,095,000 | 8,022 |
| Salaries and employee benefits | $579,000 | 8,054 |
| Premises and equipment expense | $244,000 | 6,139 |
| Additional noninterest expense | $272,000 | 8,614 |
| Pre-tax net operating income | $936,000 | 6,034 |
| Securities gains (losses) | $-35,000 | 10,557 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $901,000 | 5,050 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $901,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $940,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $936,000 | 4,851 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 8,196 |
| Total interest expense | $1,152,000 | 8,520 |
| Net interest income | $1,707,000 | 7,766 |
| Provision for loan and lease losses | $145,000 | 4,158 |
| Total noninterest income | $249,000 | 7,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,477 |
| Total noninterest expense | $1,227,000 | 7,913 |
| Salaries and employee benefits | $671,000 | 7,712 |
| Premises and equipment expense | $231,000 | 6,516 |
| Additional noninterest expense | $325,000 | 8,619 |
| Pre-tax net operating income | $584,000 | 7,508 |
| Securities gains (losses) | $45,000 | 1,403 |
| Applicable income taxes | $207,000 | 7,036 |
| Income before extraordinary items | $422,000 | 7,437 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $422,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,171 |
| Cash dividends | $1,050,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $391,850 | 7,636 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 8,487 |
| Total interest expense | $1,077,000 | 8,977 |
| Net interest income | $1,732,000 | 7,933 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $138,000 | 9,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $1,096,000 | 8,592 |
| Salaries and employee benefits | $606,000 | 8,321 |
| Premises and equipment expense | $221,000 | 6,820 |
| Additional noninterest expense | $269,000 | 9,604 |
| Pre-tax net operating income | $774,000 | 6,944 |
| Securities gains (losses) | $-31,000 | 10,864 |
| Applicable income taxes | $242,000 | 6,761 |
| Income before extraordinary items | $501,000 | 7,247 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $501,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $485,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $521,770 | 7,068 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 9,069 |
| Total interest expense | $908,000 | 9,097 |
| Net interest income | $1,506,000 | 8,872 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $425,000 | 5,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,719 |
| Total noninterest expense | $1,055,000 | 9,141 |
| Salaries and employee benefits | $553,000 | 8,936 |
| Premises and equipment expense | $201,000 | 7,402 |
| Additional noninterest expense | $301,000 | 9,951 |
| Pre-tax net operating income | $876,000 | 6,509 |
| Securities gains (losses) | $-22,000 | 10,411 |
| Applicable income taxes | $284,000 | 6,074 |
| Income before extraordinary items | $570,000 | 6,764 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $570,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,482 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $584,740 | 6,722 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 9,897 |
| Total interest expense | $924,000 | 9,449 |
| Net interest income | $1,223,000 | 9,994 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $161,000 | 10,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $1,121,000 | 9,242 |
| Salaries and employee benefits | $526,000 | 9,413 |
| Premises and equipment expense | $184,000 | 8,036 |
| Additional noninterest expense | $411,000 | 9,144 |
| Pre-tax net operating income | $263,000 | 10,526 |
| Securities gains (losses) | $348,000 | 1,164 |
| Applicable income taxes | $201,000 | 7,594 |
| Income before extraordinary items | $410,000 | 8,327 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $410,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $255,000 | 4,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $176,840 | 10,702 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,717,000 | 9,503 |
| Total interest expense | $1,254,000 | 9,411 |
| Net interest income | $1,463,000 | 9,400 |
| Provision for loan and lease losses | $206,000 | 5,132 |
| Total noninterest income | $298,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $1,152,000 | 9,272 |
| Salaries and employee benefits | $514,000 | 9,638 |
| Premises and equipment expense | $187,000 | 8,147 |
| Additional noninterest expense | $451,000 | 8,958 |
| Pre-tax net operating income | $403,000 | 9,222 |
| Securities gains (losses) | $373,000 | 1,340 |
| Applicable income taxes | $256,000 | 6,571 |
| Income before extraordinary items | $520,000 | 7,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $520,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 5,008 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $270,090 | 9,305 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.