Home > Monroe Bank > Income and Expense
Monroe Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $32,028,000 | 954 |
| Total interest expense | $7,874,000 | 1,052 |
| Net interest income | $24,154,000 | 913 |
| Provision for loan and lease losses | $15,000,000 | 477 |
| Total noninterest income | $10,805,000 | 601 |
| Gross Fiduciary activities income | $2,582,000 | 220 |
| Service charges on deposit accounts | $2,856,000 | 524 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,367,000 | 707 |
| Total noninterest expense | $24,016,000 | 840 |
| Salaries and employee benefits | $10,953,000 | 894 |
| Premises and equipment expense | $4,367,000 | 589 |
| Additional noninterest expense | $8,696,000 | 852 |
| Pre-tax net operating income | $-4,057,000 | 7,034 |
| Securities gains (losses) | $776,000 | 609 |
| Applicable income taxes | $-1,344,000 | 7,380 |
| Income before extraordinary items | $-1,937,000 | 6,838 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,937,000 | 6,838 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,937,000 | 6,839 |
| Net charge-offs | $14,010,000 | 458 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,433,640 | 6,904 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $24,452,000 | 957 |
| Total interest expense | $6,139,000 | 1,053 |
| Net interest income | $18,313,000 | 901 |
| Provision for loan and lease losses | $10,900,000 | 466 |
| Total noninterest income | $8,042,000 | 582 |
| Gross Fiduciary activities income | $1,870,000 | 220 |
| Service charges on deposit accounts | $2,229,000 | 512 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,943,000 | 677 |
| Total noninterest expense | $16,173,000 | 920 |
| Salaries and employee benefits | $8,401,000 | 866 |
| Premises and equipment expense | $2,517,000 | 762 |
| Additional noninterest expense | $5,255,000 | 1,017 |
| Pre-tax net operating income | $-718,000 | 6,657 |
| Securities gains (losses) | $640,000 | 600 |
| Applicable income taxes | $-554,000 | 7,386 |
| Income before extraordinary items | $476,000 | 4,204 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $476,000 | 4,205 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $476,000 | 4,205 |
| Net charge-offs | $10,074,000 | 458 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $66,400 | 5,730 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $16,365,000 | 965 |
| Total interest expense | $4,264,000 | 1,054 |
| Net interest income | $12,101,000 | 912 |
| Provision for loan and lease losses | $7,700,000 | 439 |
| Total noninterest income | $5,282,000 | 585 |
| Gross Fiduciary activities income | $1,225,000 | 222 |
| Service charges on deposit accounts | $1,525,000 | 496 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,532,000 | 673 |
| Total noninterest expense | $10,734,000 | 925 |
| Salaries and employee benefits | $5,673,000 | 857 |
| Premises and equipment expense | $1,723,000 | 765 |
| Additional noninterest expense | $3,338,000 | 1,063 |
| Pre-tax net operating income | $-1,051,000 | 7,029 |
| Securities gains (losses) | $292,000 | 730 |
| Applicable income taxes | $-669,000 | 7,537 |
| Income before extraordinary items | $-90,000 | 6,394 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-90,000 | 6,396 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-90,000 | 6,394 |
| Net charge-offs | $5,462,000 | 536 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-276,880 | 6,616 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,198,000 | 983 |
| Total interest expense | $2,224,000 | 1,055 |
| Net interest income | $5,974,000 | 931 |
| Provision for loan and lease losses | $3,200,000 | 517 |
| Total noninterest income | $2,541,000 | 594 |
| Gross Fiduciary activities income | $622,000 | 226 |
| Service charges on deposit accounts | $744,000 | 505 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,175,000 | 703 |
| Total noninterest expense | $5,258,000 | 946 |
| Salaries and employee benefits | $2,878,000 | 857 |
| Premises and equipment expense | $898,000 | 746 |
| Additional noninterest expense | $1,482,000 | 1,191 |
| Pre-tax net operating income | $57,000 | 5,572 |
| Securities gains (losses) | $106,000 | 761 |
| Applicable income taxes | $-62,000 | 7,368 |
| Income before extraordinary items | $225,000 | 3,668 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $225,000 | 3,665 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $225,000 | 3,667 |
| Net charge-offs | $2,558,000 | 552 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $119,000 | 4,627 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $36,362,000 | 929 |
| Total interest expense | $11,427,000 | 1,037 |
| Net interest income | $24,935,000 | 869 |
| Provision for loan and lease losses | $11,850,000 | 754 |
| Total noninterest income | $9,520,000 | 668 |
| Gross Fiduciary activities income | $2,313,000 | 225 |
| Service charges on deposit accounts | $3,477,000 | 484 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,730,000 | 896 |
| Total noninterest expense | $21,492,000 | 974 |
| Salaries and employee benefits | $11,573,000 | 846 |
| Premises and equipment expense | $3,652,000 | 733 |
| Additional noninterest expense | $6,267,000 | 1,223 |
| Pre-tax net operating income | $1,113,000 | 2,826 |
| Securities gains (losses) | $2,146,000 | 260 |
| Applicable income taxes | $481,000 | 1,593 |
| Income before extraordinary items | $2,778,000 | 1,195 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,778,000 | 1,194 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,778,000 | 1,194 |
| Net charge-offs | $7,766,000 | 829 |
| Cash dividends | $2,266,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $953,900 | 2,790 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $27,668,000 | 935 |
| Total interest expense | $8,957,000 | 1,045 |
| Net interest income | $18,711,000 | 876 |
| Provision for loan and lease losses | $7,000,000 | 822 |
| Total noninterest income | $6,939,000 | 688 |
| Gross Fiduciary activities income | $1,693,000 | 226 |
| Service charges on deposit accounts | $2,603,000 | 484 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,643,000 | 946 |
| Total noninterest expense | $16,409,000 | 953 |
| Salaries and employee benefits | $8,895,000 | 837 |
| Premises and equipment expense | $2,757,000 | 742 |
| Additional noninterest expense | $4,757,000 | 1,184 |
| Pre-tax net operating income | $2,241,000 | 1,446 |
| Securities gains (losses) | $1,656,000 | 243 |
| Applicable income taxes | $816,000 | 993 |
| Income before extraordinary items | $3,081,000 | 881 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,081,000 | 882 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,081,000 | 882 |
| Net charge-offs | $4,991,000 | 817 |
| Cash dividends | $1,684,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,772,760 | 1,479 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $18,509,000 | 947 |
| Total interest expense | $6,291,000 | 1,053 |
| Net interest income | $12,218,000 | 893 |
| Provision for loan and lease losses | $4,800,000 | 759 |
| Total noninterest income | $4,966,000 | 653 |
| Gross Fiduciary activities income | $1,056,000 | 238 |
| Service charges on deposit accounts | $1,698,000 | 485 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,212,000 | 813 |
| Total noninterest expense | $11,150,000 | 961 |
| Salaries and employee benefits | $6,020,000 | 843 |
| Premises and equipment expense | $1,857,000 | 756 |
| Additional noninterest expense | $3,273,000 | 1,173 |
| Pre-tax net operating income | $1,234,000 | 1,790 |
| Securities gains (losses) | $1,392,000 | 215 |
| Applicable income taxes | $519,000 | 1,057 |
| Income before extraordinary items | $2,107,000 | 893 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,107,000 | 893 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,107,000 | 893 |
| Net charge-offs | $3,012,000 | 857 |
| Cash dividends | $1,158,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $993,400 | 1,800 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,355,000 | 945 |
| Total interest expense | $3,297,000 | 1,052 |
| Net interest income | $6,058,000 | 889 |
| Provision for loan and lease losses | $2,600,000 | 623 |
| Total noninterest income | $2,366,000 | 667 |
| Gross Fiduciary activities income | $527,000 | 242 |
| Service charges on deposit accounts | $811,000 | 498 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,028,000 | 832 |
| Total noninterest expense | $5,307,000 | 961 |
| Salaries and employee benefits | $2,957,000 | 860 |
| Premises and equipment expense | $928,000 | 767 |
| Additional noninterest expense | $1,422,000 | 1,167 |
| Pre-tax net operating income | $517,000 | 2,318 |
| Securities gains (losses) | $1,028,000 | 181 |
| Applicable income taxes | $329,000 | 982 |
| Income before extraordinary items | $1,216,000 | 872 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,216,000 | 872 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,216,000 | 874 |
| Net charge-offs | $1,436,000 | 761 |
| Cash dividends | $957,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $403,880 | 2,413 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $42,335,000 | 894 |
| Total interest expense | $18,302,000 | 867 |
| Net interest income | $24,033,000 | 891 |
| Provision for loan and lease losses | $8,880,000 | 654 |
| Total noninterest income | $9,882,000 | 602 |
| Gross Fiduciary activities income | $2,387,000 | 236 |
| Service charges on deposit accounts | $3,796,000 | 452 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,699,000 | 822 |
| Total noninterest expense | $21,245,000 | 939 |
| Salaries and employee benefits | $12,232,000 | 808 |
| Premises and equipment expense | $3,373,000 | 819 |
| Additional noninterest expense | $5,640,000 | 1,140 |
| Pre-tax net operating income | $3,790,000 | 1,443 |
| Securities gains (losses) | $951,000 | 226 |
| Applicable income taxes | $317,000 | 2,330 |
| Income before extraordinary items | $4,424,000 | 927 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,424,000 | 926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,362,000 | 772 |
| Cash dividends | $3,568,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,539,570 | 1,252 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $32,227,000 | 906 |
| Total interest expense | $14,295,000 | 866 |
| Net interest income | $17,932,000 | 912 |
| Provision for loan and lease losses | $4,730,000 | 661 |
| Total noninterest income | $7,618,000 | 618 |
| Gross Fiduciary activities income | $1,834,000 | 242 |
| Service charges on deposit accounts | $2,849,000 | 461 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,935,000 | 834 |
| Total noninterest expense | $16,051,000 | 924 |
| Salaries and employee benefits | $9,408,000 | 811 |
| Premises and equipment expense | $2,547,000 | 811 |
| Additional noninterest expense | $4,096,000 | 1,126 |
| Pre-tax net operating income | $4,769,000 | 1,064 |
| Securities gains (losses) | $775,000 | 211 |
| Applicable income taxes | $1,011,000 | 1,144 |
| Income before extraordinary items | $4,533,000 | 809 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,533,000 | 808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,987,000 | 831 |
| Cash dividends | $1,694,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,897,500 | 995 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $21,781,000 | 905 |
| Total interest expense | $9,941,000 | 865 |
| Net interest income | $11,840,000 | 915 |
| Provision for loan and lease losses | $1,930,000 | 814 |
| Total noninterest income | $5,058,000 | 631 |
| Gross Fiduciary activities income | $1,242,000 | 242 |
| Service charges on deposit accounts | $1,854,000 | 457 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,962,000 | 854 |
| Total noninterest expense | $10,805,000 | 910 |
| Salaries and employee benefits | $6,390,000 | 807 |
| Premises and equipment expense | $1,704,000 | 815 |
| Additional noninterest expense | $2,711,000 | 1,107 |
| Pre-tax net operating income | $4,163,000 | 850 |
| Securities gains (losses) | $565,000 | 281 |
| Applicable income taxes | $1,028,000 | 920 |
| Income before extraordinary items | $3,700,000 | 738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,700,000 | 737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $836,000 | 960 |
| Cash dividends | $1,696,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,259,300 | 822 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,443,000 | 875 |
| Total interest expense | $5,469,000 | 826 |
| Net interest income | $5,974,000 | 895 |
| Provision for loan and lease losses | $880,000 | 687 |
| Total noninterest income | $2,429,000 | 651 |
| Gross Fiduciary activities income | $608,000 | 244 |
| Service charges on deposit accounts | $869,000 | 478 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $952,000 | 888 |
| Total noninterest expense | $5,458,000 | 886 |
| Salaries and employee benefits | $3,249,000 | 793 |
| Premises and equipment expense | $873,000 | 799 |
| Additional noninterest expense | $1,336,000 | 1,087 |
| Pre-tax net operating income | $2,065,000 | 911 |
| Securities gains (losses) | $127,000 | 612 |
| Applicable income taxes | $462,000 | 1,080 |
| Income before extraordinary items | $1,730,000 | 866 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,730,000 | 868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 1,070 |
| Cash dividends | $798,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,629,670 | 884 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $48,332,000 | 868 |
| Total interest expense | $24,919,000 | 792 |
| Net interest income | $23,413,000 | 940 |
| Provision for loan and lease losses | $2,035,000 | 833 |
| Total noninterest income | $10,086,000 | 609 |
| Gross Fiduciary activities income | $2,243,000 | 258 |
| Service charges on deposit accounts | $3,680,000 | 465 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,163,000 | 802 |
| Total noninterest expense | $20,154,000 | 932 |
| Salaries and employee benefits | $12,065,000 | 816 |
| Premises and equipment expense | $3,100,000 | 853 |
| Additional noninterest expense | $4,989,000 | 1,133 |
| Pre-tax net operating income | $11,310,000 | 751 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $3,080,000 | 797 |
| Income before extraordinary items | $8,231,000 | 796 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,231,000 | 794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,525,000 | 743 |
| Cash dividends | $4,769,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,230,270 | 785 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $36,235,000 | 868 |
| Total interest expense | $18,665,000 | 786 |
| Net interest income | $17,570,000 | 953 |
| Provision for loan and lease losses | $885,000 | 1,002 |
| Total noninterest income | $7,560,000 | 608 |
| Gross Fiduciary activities income | $1,639,000 | 259 |
| Service charges on deposit accounts | $2,715,000 | 467 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,206,000 | 792 |
| Total noninterest expense | $15,221,000 | 911 |
| Salaries and employee benefits | $9,225,000 | 797 |
| Premises and equipment expense | $2,335,000 | 843 |
| Additional noninterest expense | $3,661,000 | 1,130 |
| Pre-tax net operating income | $9,024,000 | 762 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $2,525,000 | 792 |
| Income before extraordinary items | $6,500,000 | 805 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,500,000 | 803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $882,000 | 706 |
| Cash dividends | $3,672,000 | 740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,499,280 | 795 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $24,033,000 | 879 |
| Total interest expense | $12,282,000 | 805 |
| Net interest income | $11,751,000 | 960 |
| Provision for loan and lease losses | $540,000 | 962 |
| Total noninterest income | $4,967,000 | 642 |
| Gross Fiduciary activities income | $1,022,000 | 273 |
| Service charges on deposit accounts | $1,798,000 | 480 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,147,000 | 811 |
| Total noninterest expense | $10,057,000 | 939 |
| Salaries and employee benefits | $6,156,000 | 818 |
| Premises and equipment expense | $1,536,000 | 868 |
| Additional noninterest expense | $2,365,000 | 1,182 |
| Pre-tax net operating income | $6,121,000 | 785 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,730,000 | 811 |
| Income before extraordinary items | $4,391,000 | 835 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,391,000 | 834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,359 |
| Cash dividends | $1,675,000 | 1,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,391,000 | 823 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,818,000 | 887 |
| Total interest expense | $6,032,000 | 806 |
| Net interest income | $5,786,000 | 966 |
| Provision for loan and lease losses | $285,000 | 868 |
| Total noninterest income | $2,407,000 | 645 |
| Gross Fiduciary activities income | $485,000 | 283 |
| Service charges on deposit accounts | $867,000 | 484 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,055,000 | 802 |
| Total noninterest expense | $4,972,000 | 944 |
| Salaries and employee benefits | $2,973,000 | 853 |
| Premises and equipment expense | $819,000 | 825 |
| Additional noninterest expense | $1,180,000 | 1,159 |
| Pre-tax net operating income | $2,936,000 | 811 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $841,000 | 823 |
| Income before extraordinary items | $2,095,000 | 850 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,095,000 | 849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 707 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,095,000 | 842 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $44,517,000 | 871 |
| Total interest expense | $21,897,000 | 766 |
| Net interest income | $22,620,000 | 978 |
| Provision for loan and lease losses | $1,200,000 | 867 |
| Total noninterest income | $9,224,000 | 653 |
| Gross Fiduciary activities income | $1,701,000 | 299 |
| Service charges on deposit accounts | $3,614,000 | 475 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,909,000 | 828 |
| Total noninterest expense | $19,658,000 | 897 |
| Salaries and employee benefits | $11,929,000 | 796 |
| Premises and equipment expense | $3,151,000 | 790 |
| Additional noninterest expense | $4,578,000 | 1,172 |
| Pre-tax net operating income | $10,986,000 | 904 |
| Securities gains (losses) | $60,000 | 650 |
| Applicable income taxes | $3,335,000 | 863 |
| Income before extraordinary items | $7,711,000 | 966 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,711,000 | 966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 963 |
| Cash dividends | $1,545,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,669,000 | 960 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $32,642,000 | 903 |
| Total interest expense | $15,785,000 | 774 |
| Net interest income | $16,857,000 | 1,007 |
| Provision for loan and lease losses | $900,000 | 830 |
| Total noninterest income | $6,945,000 | 670 |
| Gross Fiduciary activities income | $1,248,000 | 306 |
| Service charges on deposit accounts | $2,747,000 | 475 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,950,000 | 827 |
| Total noninterest expense | $14,504,000 | 922 |
| Salaries and employee benefits | $8,816,000 | 822 |
| Premises and equipment expense | $2,345,000 | 816 |
| Additional noninterest expense | $3,343,000 | 1,209 |
| Pre-tax net operating income | $8,398,000 | 925 |
| Securities gains (losses) | $60,000 | 525 |
| Applicable income taxes | $2,612,000 | 876 |
| Income before extraordinary items | $5,846,000 | 989 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,846,000 | 988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 961 |
| Cash dividends | $1,549,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,804,600 | 979 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $21,089,000 | 906 |
| Total interest expense | $10,025,000 | 775 |
| Net interest income | $11,064,000 | 1,032 |
| Provision for loan and lease losses | $600,000 | 813 |
| Total noninterest income | $4,574,000 | 673 |
| Gross Fiduciary activities income | $813,000 | 317 |
| Service charges on deposit accounts | $1,846,000 | 467 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,915,000 | 849 |
| Total noninterest expense | $9,607,000 | 931 |
| Salaries and employee benefits | $5,836,000 | 834 |
| Premises and equipment expense | $1,559,000 | 823 |
| Additional noninterest expense | $2,212,000 | 1,220 |
| Pre-tax net operating income | $5,431,000 | 950 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,668,000 | 907 |
| Income before extraordinary items | $3,763,000 | 1,022 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,763,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 719 |
| Cash dividends | $1,552,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,763,000 | 1,007 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,155,000 | 914 |
| Total interest expense | $4,748,000 | 776 |
| Net interest income | $5,407,000 | 1,050 |
| Provision for loan and lease losses | $300,000 | 761 |
| Total noninterest income | $2,169,000 | 686 |
| Gross Fiduciary activities income | $409,000 | 311 |
| Service charges on deposit accounts | $866,000 | 475 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $894,000 | 887 |
| Total noninterest expense | $4,675,000 | 960 |
| Salaries and employee benefits | $2,811,000 | 875 |
| Premises and equipment expense | $777,000 | 824 |
| Additional noninterest expense | $1,087,000 | 1,223 |
| Pre-tax net operating income | $2,601,000 | 964 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $800,000 | 934 |
| Income before extraordinary items | $1,801,000 | 1,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,801,000 | 1,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 597 |
| Cash dividends | $761,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,801,000 | 1,035 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $34,798,000 | 943 |
| Total interest expense | $14,025,000 | 810 |
| Net interest income | $20,773,000 | 1,034 |
| Provision for loan and lease losses | $1,140,000 | 925 |
| Total noninterest income | $9,006,000 | 670 |
| Gross Fiduciary activities income | $1,545,000 | 319 |
| Service charges on deposit accounts | $3,537,000 | 484 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,924,000 | 811 |
| Total noninterest expense | $17,795,000 | 956 |
| Salaries and employee benefits | $10,778,000 | 848 |
| Premises and equipment expense | $2,654,000 | 902 |
| Additional noninterest expense | $4,363,000 | 1,178 |
| Pre-tax net operating income | $10,844,000 | 908 |
| Securities gains (losses) | $82,000 | 769 |
| Applicable income taxes | $3,680,000 | 826 |
| Income before extraordinary items | $7,246,000 | 1,002 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,246,000 | 1,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $749,000 | 843 |
| Cash dividends | $2,826,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,191,880 | 992 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $25,170,000 | 952 |
| Total interest expense | $9,671,000 | 827 |
| Net interest income | $15,499,000 | 1,018 |
| Provision for loan and lease losses | $900,000 | 826 |
| Total noninterest income | $6,844,000 | 667 |
| Gross Fiduciary activities income | $1,158,000 | 314 |
| Service charges on deposit accounts | $2,602,000 | 492 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,084,000 | 791 |
| Total noninterest expense | $13,320,000 | 947 |
| Salaries and employee benefits | $8,100,000 | 837 |
| Premises and equipment expense | $1,943,000 | 909 |
| Additional noninterest expense | $3,277,000 | 1,152 |
| Pre-tax net operating income | $8,123,000 | 914 |
| Securities gains (losses) | $82,000 | 723 |
| Applicable income taxes | $2,779,000 | 827 |
| Income before extraordinary items | $5,426,000 | 995 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,426,000 | 995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 750 |
| Cash dividends | $2,241,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,371,880 | 987 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,141,000 | 961 |
| Total interest expense | $5,966,000 | 838 |
| Net interest income | $10,175,000 | 1,028 |
| Provision for loan and lease losses | $660,000 | 760 |
| Total noninterest income | $4,392,000 | 678 |
| Gross Fiduciary activities income | $762,000 | 320 |
| Service charges on deposit accounts | $1,688,000 | 497 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,942,000 | 829 |
| Total noninterest expense | $8,703,000 | 959 |
| Salaries and employee benefits | $5,219,000 | 858 |
| Premises and equipment expense | $1,282,000 | 908 |
| Additional noninterest expense | $2,202,000 | 1,128 |
| Pre-tax net operating income | $5,204,000 | 916 |
| Securities gains (losses) | $98,000 | 570 |
| Applicable income taxes | $1,785,000 | 840 |
| Income before extraordinary items | $3,517,000 | 991 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,517,000 | 991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 1,048 |
| Cash dividends | $1,481,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,452,320 | 993 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,773,000 | 979 |
| Total interest expense | $2,765,000 | 857 |
| Net interest income | $5,008,000 | 1,036 |
| Provision for loan and lease losses | $330,000 | 697 |
| Total noninterest income | $2,011,000 | 712 |
| Gross Fiduciary activities income | $376,000 | 318 |
| Service charges on deposit accounts | $756,000 | 529 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $879,000 | 872 |
| Total noninterest expense | $4,290,000 | 975 |
| Salaries and employee benefits | $2,579,000 | 864 |
| Premises and equipment expense | $644,000 | 917 |
| Additional noninterest expense | $1,067,000 | 1,146 |
| Pre-tax net operating income | $2,399,000 | 977 |
| Securities gains (losses) | $64,000 | 482 |
| Applicable income taxes | $819,000 | 888 |
| Income before extraordinary items | $1,644,000 | 1,055 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,644,000 | 1,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,360 |
| Cash dividends | $695,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,601,120 | 1,051 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $28,655,000 | 985 |
| Total interest expense | $8,868,000 | 913 |
| Net interest income | $19,787,000 | 1,001 |
| Provision for loan and lease losses | $1,320,000 | 814 |
| Total noninterest income | $7,844,000 | 731 |
| Gross Fiduciary activities income | $1,376,000 | 316 |
| Service charges on deposit accounts | $2,970,000 | 581 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,498,000 | 877 |
| Total noninterest expense | $16,590,000 | 984 |
| Salaries and employee benefits | $10,124,000 | 847 |
| Premises and equipment expense | $2,474,000 | 906 |
| Additional noninterest expense | $3,992,000 | 1,238 |
| Pre-tax net operating income | $9,721,000 | 903 |
| Securities gains (losses) | $235,000 | 752 |
| Applicable income taxes | $3,238,000 | 851 |
| Income before extraordinary items | $6,718,000 | 985 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,718,000 | 986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,146,000 | 701 |
| Cash dividends | $2,884,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,560,550 | 977 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $21,142,000 | 987 |
| Total interest expense | $6,372,000 | 938 |
| Net interest income | $14,770,000 | 995 |
| Provision for loan and lease losses | $990,000 | 787 |
| Total noninterest income | $5,794,000 | 760 |
| Gross Fiduciary activities income | $1,034,000 | 324 |
| Service charges on deposit accounts | $2,206,000 | 598 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,554,000 | 902 |
| Total noninterest expense | $12,444,000 | 981 |
| Salaries and employee benefits | $7,618,000 | 847 |
| Premises and equipment expense | $1,847,000 | 906 |
| Additional noninterest expense | $2,979,000 | 1,233 |
| Pre-tax net operating income | $7,130,000 | 929 |
| Securities gains (losses) | $235,000 | 700 |
| Applicable income taxes | $2,372,000 | 888 |
| Income before extraordinary items | $4,993,000 | 1,006 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,993,000 | 1,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,179,000 | 509 |
| Cash dividends | $2,059,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,833,200 | 989 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,947,000 | 987 |
| Total interest expense | $4,116,000 | 954 |
| Net interest income | $9,831,000 | 985 |
| Provision for loan and lease losses | $660,000 | 765 |
| Total noninterest income | $3,800,000 | 766 |
| Gross Fiduciary activities income | $677,000 | 328 |
| Service charges on deposit accounts | $1,468,000 | 591 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,655,000 | 922 |
| Total noninterest expense | $8,329,000 | 971 |
| Salaries and employee benefits | $5,087,000 | 845 |
| Premises and equipment expense | $1,239,000 | 904 |
| Additional noninterest expense | $2,003,000 | 1,201 |
| Pre-tax net operating income | $4,642,000 | 940 |
| Securities gains (losses) | $138,000 | 835 |
| Applicable income taxes | $1,534,000 | 905 |
| Income before extraordinary items | $3,246,000 | 1,013 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,246,000 | 1,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 801 |
| Cash dividends | $1,284,000 | 1,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,152,160 | 1,001 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,883,000 | 1,003 |
| Total interest expense | $2,034,000 | 987 |
| Net interest income | $4,849,000 | 1,012 |
| Provision for loan and lease losses | $330,000 | 739 |
| Total noninterest income | $1,850,000 | 762 |
| Gross Fiduciary activities income | $335,000 | 326 |
| Service charges on deposit accounts | $707,000 | 610 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $808,000 | 921 |
| Total noninterest expense | $4,072,000 | 1,001 |
| Salaries and employee benefits | $2,553,000 | 861 |
| Premises and equipment expense | $627,000 | 907 |
| Additional noninterest expense | $892,000 | 1,357 |
| Pre-tax net operating income | $2,297,000 | 943 |
| Securities gains (losses) | $138,000 | 655 |
| Applicable income taxes | $769,000 | 925 |
| Income before extraordinary items | $1,666,000 | 980 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,666,000 | 980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 585 |
| Cash dividends | $664,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,572,160 | 985 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $27,878,000 | 1,007 |
| Total interest expense | $8,797,000 | 1,011 |
| Net interest income | $19,081,000 | 1,012 |
| Provision for loan and lease losses | $3,920,000 | 388 |
| Total noninterest income | $7,566,000 | 811 |
| Gross Fiduciary activities income | $1,114,000 | 360 |
| Service charges on deposit accounts | $2,801,000 | 609 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,651,000 | 956 |
| Total noninterest expense | $15,758,000 | 1,036 |
| Salaries and employee benefits | $9,452,000 | 901 |
| Premises and equipment expense | $2,433,000 | 920 |
| Additional noninterest expense | $3,873,000 | 1,283 |
| Pre-tax net operating income | $6,969,000 | 1,204 |
| Securities gains (losses) | $171,000 | 1,445 |
| Applicable income taxes | $2,073,000 | 1,253 |
| Income before extraordinary items | $5,067,000 | 1,267 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,067,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,502,000 | 360 |
| Cash dividends | $4,877,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,945,590 | 1,223 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $21,006,000 | 1,026 |
| Total interest expense | $6,736,000 | 1,036 |
| Net interest income | $14,270,000 | 1,031 |
| Provision for loan and lease losses | $3,515,000 | 360 |
| Total noninterest income | $5,699,000 | 838 |
| Gross Fiduciary activities income | $793,000 | 378 |
| Service charges on deposit accounts | $2,041,000 | 637 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,865,000 | 951 |
| Total noninterest expense | $11,844,000 | 1,042 |
| Salaries and employee benefits | $7,188,000 | 900 |
| Premises and equipment expense | $1,799,000 | 949 |
| Additional noninterest expense | $2,857,000 | 1,299 |
| Pre-tax net operating income | $4,610,000 | 1,403 |
| Securities gains (losses) | $171,000 | 1,327 |
| Applicable income taxes | $1,320,000 | 1,477 |
| Income before extraordinary items | $3,461,000 | 1,429 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,461,000 | 1,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,870,000 | 460 |
| Cash dividends | $2,153,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $-151,000 | 9,180 |
| Net operating income | $3,337,880 | 1,393 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,042,000 | 1,032 |
| Total interest expense | $4,597,000 | 1,044 |
| Net interest income | $9,445,000 | 1,027 |
| Provision for loan and lease losses | $3,110,000 | 283 |
| Total noninterest income | $3,625,000 | 852 |
| Gross Fiduciary activities income | $503,000 | 395 |
| Service charges on deposit accounts | $1,334,000 | 638 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,788,000 | 986 |
| Total noninterest expense | $7,766,000 | 1,045 |
| Salaries and employee benefits | $4,701,000 | 913 |
| Premises and equipment expense | $1,205,000 | 949 |
| Additional noninterest expense | $1,860,000 | 1,327 |
| Pre-tax net operating income | $2,194,000 | 1,890 |
| Securities gains (losses) | $171,000 | 1,139 |
| Applicable income taxes | $542,000 | 2,206 |
| Income before extraordinary items | $1,823,000 | 1,773 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,823,000 | 1,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,833,000 | 353 |
| Cash dividends | $1,419,000 | 982 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,691,330 | 1,787 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,011,000 | 1,046 |
| Total interest expense | $2,310,000 | 1,066 |
| Net interest income | $4,701,000 | 1,029 |
| Provision for loan and lease losses | $405,000 | 711 |
| Total noninterest income | $1,711,000 | 879 |
| Gross Fiduciary activities income | $273,000 | 383 |
| Service charges on deposit accounts | $634,000 | 656 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $804,000 | 1,044 |
| Total noninterest expense | $3,701,000 | 1,082 |
| Salaries and employee benefits | $2,250,000 | 960 |
| Premises and equipment expense | $638,000 | 901 |
| Additional noninterest expense | $813,000 | 1,467 |
| Pre-tax net operating income | $2,306,000 | 961 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $751,000 | 997 |
| Income before extraordinary items | $1,556,000 | 1,065 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,556,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 706 |
| Cash dividends | $684,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,555,330 | 991 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $29,706,000 | 1,037 |
| Total interest expense | $11,058,000 | 1,009 |
| Net interest income | $18,648,000 | 1,041 |
| Provision for loan and lease losses | $1,762,000 | 829 |
| Total noninterest income | $6,207,000 | 876 |
| Gross Fiduciary activities income | $918,000 | 419 |
| Service charges on deposit accounts | $2,587,000 | 629 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,702,000 | 1,073 |
| Total noninterest expense | $14,161,000 | 1,100 |
| Salaries and employee benefits | $8,542,000 | 948 |
| Premises and equipment expense | $2,382,000 | 912 |
| Additional noninterest expense | $3,237,000 | 1,471 |
| Pre-tax net operating income | $8,932,000 | 954 |
| Securities gains (losses) | $198,000 | 1,180 |
| Applicable income taxes | $3,024,000 | 914 |
| Income before extraordinary items | $6,106,000 | 1,026 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,106,000 | 1,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,358,000 | 731 |
| Cash dividends | $2,900,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,973,340 | 1,009 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,584,000 | 1,079 |
| Total interest expense | $14,719,000 | 1,089 |
| Net interest income | $16,865,000 | 1,059 |
| Provision for loan and lease losses | $1,050,000 | 1,198 |
| Total noninterest income | $5,117,000 | 977 |
| Gross Fiduciary activities income | $838,000 | 457 |
| Service charges on deposit accounts | $2,128,000 | 695 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,151,000 | 1,177 |
| Total noninterest expense | $12,107,000 | 1,208 |
| Salaries and employee benefits | $7,364,000 | 1,015 |
| Premises and equipment expense | $1,968,000 | 1,081 |
| Additional noninterest expense | $2,775,000 | 1,663 |
| Pre-tax net operating income | $8,825,000 | 862 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,036,000 | 840 |
| Income before extraordinary items | $5,789,000 | 952 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,789,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $725,000 | 1,186 |
| Cash dividends | $3,169,000 | 877 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,789,000 | 911 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,536,000 | 1,117 |
| Total interest expense | $15,924,000 | 1,099 |
| Net interest income | $15,612,000 | 1,124 |
| Provision for loan and lease losses | $720,000 | 1,376 |
| Total noninterest income | $3,917,000 | 1,082 |
| Gross Fiduciary activities income | $812,000 | 465 |
| Service charges on deposit accounts | $1,490,000 | 900 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,615,000 | 1,306 |
| Total noninterest expense | $10,868,000 | 1,268 |
| Salaries and employee benefits | $6,627,000 | 1,064 |
| Premises and equipment expense | $1,796,000 | 1,114 |
| Additional noninterest expense | $2,445,000 | 1,812 |
| Pre-tax net operating income | $7,941,000 | 975 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,619,000 | 930 |
| Income before extraordinary items | $5,322,000 | 1,007 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,322,000 | 1,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,466 |
| Cash dividends | $1,907,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,322,000 | 1,005 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,336,000 | 1,194 |
| Total interest expense | $12,694,000 | 1,196 |
| Net interest income | $14,642,000 | 1,203 |
| Provision for loan and lease losses | $585,000 | 1,560 |
| Total noninterest income | $3,332,000 | 1,243 |
| Gross Fiduciary activities income | $590,000 | 592 |
| Service charges on deposit accounts | $1,355,000 | 984 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,387,000 | 1,471 |
| Total noninterest expense | $10,454,000 | 1,329 |
| Salaries and employee benefits | $6,059,000 | 1,137 |
| Premises and equipment expense | $1,744,000 | 1,149 |
| Additional noninterest expense | $2,651,000 | 1,681 |
| Pre-tax net operating income | $6,935,000 | 1,115 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,244,000 | 1,112 |
| Income before extraordinary items | $4,691,000 | 1,168 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,691,000 | 1,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $804,000 | 834 |
| Cash dividends | $1,631,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,691,000 | 1,153 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $26,001,000 | 1,242 |
| Total interest expense | $12,018,000 | 1,289 |
| Net interest income | $13,983,000 | 1,211 |
| Provision for loan and lease losses | $480,000 | 1,770 |
| Total noninterest income | $3,033,000 | 1,333 |
| Gross Fiduciary activities income | $490,000 | 643 |
| Service charges on deposit accounts | $1,130,000 | 1,116 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,413,000 | 1,460 |
| Total noninterest expense | $9,546,000 | 1,376 |
| Salaries and employee benefits | $5,731,000 | 1,142 |
| Premises and equipment expense | $1,403,000 | 1,390 |
| Additional noninterest expense | $2,412,000 | 1,761 |
| Pre-tax net operating income | $6,990,000 | 1,080 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,363,000 | 1,066 |
| Income before extraordinary items | $4,627,000 | 1,157 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,627,000 | 1,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,056 |
| Cash dividends | $2,937,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,627,000 | 1,124 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $24,149,000 | 1,370 |
| Total interest expense | $10,989,000 | 1,427 |
| Net interest income | $13,160,000 | 1,318 |
| Provision for loan and lease losses | $450,000 | 1,925 |
| Total noninterest income | $2,259,000 | 1,599 |
| Gross Fiduciary activities income | $388,000 | 745 |
| Service charges on deposit accounts | $977,000 | 1,323 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $894,000 | 1,870 |
| Total noninterest expense | $8,334,000 | 1,578 |
| Salaries and employee benefits | $4,973,000 | 1,329 |
| Premises and equipment expense | $1,331,000 | 1,465 |
| Additional noninterest expense | $2,030,000 | 2,059 |
| Pre-tax net operating income | $6,635,000 | 1,190 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,275,000 | 1,184 |
| Income before extraordinary items | $4,360,000 | 1,251 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,360,000 | 1,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,918 |
| Cash dividends | $1,531,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,360,000 | 1,223 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,831,000 | 1,478 |
| Total interest expense | $10,343,000 | 1,541 |
| Net interest income | $12,488,000 | 1,441 |
| Provision for loan and lease losses | $480,000 | 1,787 |
| Total noninterest income | $1,990,000 | 1,846 |
| Gross Fiduciary activities income | $363,000 | 807 |
| Service charges on deposit accounts | $965,000 | 1,395 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $662,000 | 2,400 |
| Total noninterest expense | $7,713,000 | 1,840 |
| Salaries and employee benefits | $4,692,000 | 1,428 |
| Premises and equipment expense | $1,214,000 | 1,670 |
| Additional noninterest expense | $1,807,000 | 2,682 |
| Pre-tax net operating income | $6,285,000 | 1,162 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,182,000 | 1,135 |
| Income before extraordinary items | $4,103,000 | 1,228 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,103,000 | 1,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,624 |
| Cash dividends | $1,800,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,103,000 | 1,201 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,089,000 | 1,609 |
| Total interest expense | $9,287,000 | 1,714 |
| Net interest income | $11,802,000 | 1,526 |
| Provision for loan and lease losses | $630,000 | 1,292 |
| Total noninterest income | $1,886,000 | 1,930 |
| Gross Fiduciary activities income | $298,000 | 904 |
| Service charges on deposit accounts | $923,000 | 1,482 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $665,000 | 2,377 |
| Total noninterest expense | $7,426,000 | 1,880 |
| Salaries and employee benefits | $4,238,000 | 1,571 |
| Premises and equipment expense | $1,175,000 | 1,722 |
| Additional noninterest expense | $2,013,000 | 2,385 |
| Pre-tax net operating income | $5,632,000 | 1,359 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,945,000 | 1,303 |
| Income before extraordinary items | $3,687,000 | 1,405 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,687,000 | 1,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,747 |
| Cash dividends | $1,068,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,687,000 | 1,392 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,146,000 | 1,801 |
| Total interest expense | $6,912,000 | 1,820 |
| Net interest income | $10,234,000 | 1,769 |
| Provision for loan and lease losses | $390,000 | 1,859 |
| Total noninterest income | $1,744,000 | 2,038 |
| Gross Fiduciary activities income | $240,000 | 976 |
| Service charges on deposit accounts | $877,000 | 1,542 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $627,000 | 2,504 |
| Total noninterest expense | $6,977,000 | 2,047 |
| Salaries and employee benefits | $3,891,000 | 1,722 |
| Premises and equipment expense | $1,074,000 | 1,906 |
| Additional noninterest expense | $2,012,000 | 2,559 |
| Pre-tax net operating income | $4,611,000 | 1,563 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,554,000 | 1,508 |
| Income before extraordinary items | $3,057,000 | 1,602 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,057,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,840 |
| Cash dividends | $828,000 | 2,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,057,000 | 1,605 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,159,000 | 1,937 |
| Total interest expense | $6,747,000 | 1,927 |
| Net interest income | $9,412,000 | 1,921 |
| Provision for loan and lease losses | $660,000 | 1,725 |
| Total noninterest income | $2,109,000 | 1,902 |
| Gross Fiduciary activities income | $213,000 | 1,048 |
| Service charges on deposit accounts | $905,000 | 1,499 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $991,000 | 2,043 |
| Total noninterest expense | $6,705,000 | 2,174 |
| Salaries and employee benefits | $3,689,000 | 1,817 |
| Premises and equipment expense | $1,075,000 | 1,926 |
| Additional noninterest expense | $1,941,000 | 2,805 |
| Pre-tax net operating income | $4,156,000 | 1,665 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $1,403,000 | 1,657 |
| Income before extraordinary items | $2,779,000 | 1,799 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,779,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,919 |
| Cash dividends | $595,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,761,840 | 1,704 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,188,000 | 2,061 |
| Total interest expense | $8,060,000 | 2,109 |
| Net interest income | $9,128,000 | 2,004 |
| Provision for loan and lease losses | $854,000 | 2,069 |
| Total noninterest income | $1,804,000 | 2,076 |
| Gross Fiduciary activities income | $184,000 | 1,103 |
| Service charges on deposit accounts | $872,000 | 1,552 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $748,000 | 2,411 |
| Total noninterest expense | $6,613,000 | 2,226 |
| Salaries and employee benefits | $3,597,000 | 1,845 |
| Premises and equipment expense | $1,026,000 | 2,049 |
| Additional noninterest expense | $1,990,000 | 2,815 |
| Pre-tax net operating income | $3,465,000 | 1,786 |
| Securities gains (losses) | $-38,000 | 13,625 |
| Applicable income taxes | $1,231,000 | 1,711 |
| Income before extraordinary items | $2,196,000 | 2,093 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,196,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 2,803 |
| Cash dividends | $438,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,220,320 | 1,900 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.