Home > Monona Bank > Income and Expense

Monona Bank, Income and Expense

2022-12-31 (YTD Data)		Rank
Total interest income	$14,959,000	1,971
Total interest expense	$2,695,000	1,279
Net interest income	$12,264,000	2,083
Provision for loan and lease losses	$9,500,000	182
Total noninterest income	$1,148,000	2,641
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$127,000	3,225
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,021,000	2,316
Total noninterest expense	$9,385,000	2,090
Salaries and employee benefits	$5,206,000	2,119
Premises and equipment expense	$638,000	2,624
Additional noninterest expense	$1,021,000	2,316
Pre-tax net operating income	$-5,473,000	4,707
Securities gains (losses)	$340,000	86
Applicable income taxes	$-1,532,000	4,681
Income before extraordinary items	$-3,601,000	4,678
Extraordinary gains, net	$0	5
Net income	$-3,601,000	4,676
Minority interest net income	$0	63
Net income of bank and minority interests.	$-3,601,000	4,677
Net charge-offs	$-15,000	3,741
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$-3,869,600	4,685
2022-09-30 (YTD Data)		Rank
Total interest income	$30,099,000	858
Total interest expense	$2,109,000	971
Net interest income	$27,990,000	857
Provision for loan and lease losses	$0	2,835
Total noninterest income	$3,616,000	1,242
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$429,000	1,553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,187,000	1,025
Total noninterest expense	$21,067,000	909
Salaries and employee benefits	$13,065,000	845
Premises and equipment expense	$1,720,000	1,073
Additional noninterest expense	$3,187,000	1,025
Pre-tax net operating income	$10,539,000	997
Securities gains (losses)	$172,000	115
Applicable income taxes	$2,705,000	742
Income before extraordinary items	$8,006,000	1,051
Extraordinary gains, net	$0	4
Net income	$8,006,000	1,050
Minority interest net income	$0	57
Net income of bank and minority interests.	$8,006,000	1,051
Net charge-offs	$0	2,349
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$7,870,120	1,082
2022-06-30 (YTD Data)		Rank
Total interest income	$19,315,000	860
Total interest expense	$986,000	1,149
Net interest income	$18,329,000	848
Provision for loan and lease losses	$0	2,599
Total noninterest income	$2,535,000	1,197
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$290,000	1,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,245,000	1,015
Total noninterest expense	$13,982,000	890
Salaries and employee benefits	$8,805,000	824
Premises and equipment expense	$1,139,000	1,068
Additional noninterest expense	$4,038,000	924
Pre-tax net operating income	$6,882,000	962
Securities gains (losses)	$172,000	107
Applicable income taxes	$1,793,000	705
Income before extraordinary items	$5,261,000	1,013
Extraordinary gains, net	$0	4
Net income	$5,261,000	1,012
Minority interest net income	$0	60
Net income of bank and minority interests.	$5,261,000	1,013
Net charge-offs	$1,000	2,041
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$5,125,120	1,051
2022-03-31 (YTD Data)		Rank
Total interest income	$9,509,000	846
Total interest expense	$466,000	1,158
Net interest income	$9,043,000	833
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,247,000	1,209
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$138,000	1,568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,109,000	1,022
Total noninterest expense	$7,083,000	892
Salaries and employee benefits	$4,471,000	817
Premises and equipment expense	$586,000	1,058
Additional noninterest expense	$2,026,000	912
Pre-tax net operating income	$3,207,000	957
Securities gains (losses)	$172,000	94
Applicable income taxes	$882,000	694
Income before extraordinary items	$2,497,000	1,021
Extraordinary gains, net	$0	4
Net income	$2,497,000	1,020
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,497,000	1,021
Net charge-offs	$2,000	1,559
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,361,120	1,074
2021-12-31 (YTD Data)		Rank
Total interest income	$40,569,000	816
Total interest expense	$2,318,000	1,162
Net interest income	$38,251,000	798
Provision for loan and lease losses	$600,000	874
Total noninterest income	$7,140,000	1,057
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$554,000	1,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,586,000	886
Total noninterest expense	$28,196,000	894
Salaries and employee benefits	$18,252,000	795
Premises and equipment expense	$2,297,000	1,075
Additional noninterest expense	$7,647,000	969
Pre-tax net operating income	$16,595,000	871
Securities gains (losses)	$-32,000	4,508
Applicable income taxes	$4,211,000	706
Income before extraordinary items	$12,352,000	981
Extraordinary gains, net	$0	10
Net income	$12,352,000	982
Minority interest net income	$0	74
Net income of bank and minority interests.	$12,352,000	982
Net charge-offs	$-221,000	4,575
Cash dividends	$3,600,000	1,024
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$12,377,280	959
2021-09-30 (YTD Data)		Rank
Total interest income	$30,514,000	832
Total interest expense	$1,846,000	1,166
Net interest income	$28,668,000	816
Provision for loan and lease losses	$600,000	696
Total noninterest income	$5,595,000	1,039
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$410,000	1,496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,185,000	878
Total noninterest expense	$20,910,000	907
Salaries and employee benefits	$13,494,000	813
Premises and equipment expense	$1,743,000	1,064
Additional noninterest expense	$5,673,000	972
Pre-tax net operating income	$12,753,000	885
Securities gains (losses)	$59,000	994
Applicable income taxes	$3,250,000	716
Income before extraordinary items	$9,562,000	990
Extraordinary gains, net	$0	8
Net income	$9,562,000	990
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,562,000	990
Net charge-offs	$-219,000	4,669
Cash dividends	$3,600,000	749
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$9,515,390	979
2021-06-30 (YTD Data)		Rank
Total interest income	$19,982,000	841
Total interest expense	$1,342,000	1,111
Net interest income	$18,640,000	821
Provision for loan and lease losses	$600,000	497
Total noninterest income	$3,928,000	1,011
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$272,000	1,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,656,000	857
Total noninterest expense	$13,915,000	899
Salaries and employee benefits	$9,075,000	802
Premises and equipment expense	$1,140,000	1,082
Additional noninterest expense	$3,700,000	987
Pre-tax net operating income	$8,053,000	911
Securities gains (losses)	$59,000	824
Applicable income taxes	$2,054,000	740
Income before extraordinary items	$6,058,000	1,019
Extraordinary gains, net	$0	6
Net income	$6,058,000	1,019
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,058,000	1,019
Net charge-offs	$-5,000	3,551
Cash dividends	$2,400,000	737
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,011,390	1,002
2021-03-31 (YTD Data)		Rank
Total interest income	$9,922,000	840
Total interest expense	$749,000	1,064
Net interest income	$9,173,000	820
Provision for loan and lease losses	$300,000	548
Total noninterest income	$2,077,000	977
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$130,000	1,497
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,947,000	832
Total noninterest expense	$6,953,000	896
Salaries and employee benefits	$4,546,000	798
Premises and equipment expense	$580,000	1,073
Additional noninterest expense	$1,827,000	974
Pre-tax net operating income	$3,997,000	910
Securities gains (losses)	$59,000	610
Applicable income taxes	$1,042,000	722
Income before extraordinary items	$3,014,000	1,019
Extraordinary gains, net	$0	3
Net income	$3,014,000	1,019
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,014,000	1,019
Net charge-offs	$-4,000	3,680
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,967,390	1,010
2020-12-31 (YTD Data)		Rank
Total interest income	$39,326,000	855
Total interest expense	$5,783,000	830
Net interest income	$33,543,000	853
Provision for loan and lease losses	$3,165,000	769
Total noninterest income	$9,454,000	837
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$520,000	1,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,934,000	700
Total noninterest expense	$25,920,000	924
Salaries and employee benefits	$17,030,000	818
Premises and equipment expense	$2,063,000	1,145
Additional noninterest expense	$6,827,000	1,008
Pre-tax net operating income	$13,912,000	799
Securities gains (losses)	$12,000	2,262
Applicable income taxes	$3,188,000	671
Income before extraordinary items	$10,736,000	896
Extraordinary gains, net	$0	4
Net income	$10,736,000	895
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,736,000	896
Net charge-offs	$992,000	654
Cash dividends	$4,800,000	789
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,726,520	858
2020-09-30 (YTD Data)		Rank
Total interest income	$29,041,000	867
Total interest expense	$4,869,000	789
Net interest income	$24,172,000	877
Provision for loan and lease losses	$2,115,000	860
Total noninterest income	$6,931,000	819
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$376,000	1,619
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,555,000	677
Total noninterest expense	$19,308,000	911
Salaries and employee benefits	$12,700,000	811
Premises and equipment expense	$1,540,000	1,147
Additional noninterest expense	$5,068,000	1,007
Pre-tax net operating income	$9,680,000	824
Securities gains (losses)	$12,000	2,078
Applicable income taxes	$2,117,000	697
Income before extraordinary items	$7,575,000	906
Extraordinary gains, net	$0	4
Net income	$7,575,000	906
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,575,000	906
Net charge-offs	$-18,000	4,405
Cash dividends	$3,600,000	718
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,565,520	874
2020-06-30 (YTD Data)		Rank
Total interest income	$19,416,000	869
Total interest expense	$3,764,000	744
Net interest income	$15,652,000	894
Provision for loan and lease losses	$564,000	1,531
Total noninterest income	$3,823,000	885
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$235,000	1,705
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,588,000	718
Total noninterest expense	$12,645,000	917
Salaries and employee benefits	$8,317,000	815
Premises and equipment expense	$1,012,000	1,161
Additional noninterest expense	$3,316,000	1,014
Pre-tax net operating income	$6,266,000	767
Securities gains (losses)	$-4,000	4,704
Applicable income taxes	$1,269,000	697
Income before extraordinary items	$4,993,000	856
Extraordinary gains, net	$0	4
Net income	$4,993,000	856
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,993,000	856
Net charge-offs	$-14,000	4,414
Cash dividends	$2,400,000	701
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,996,200	819
2020-03-31 (YTD Data)		Rank
Total interest income	$9,517,000	889
Total interest expense	$2,253,000	702
Net interest income	$7,264,000	934
Provision for loan and lease losses	$188,000	1,497
Total noninterest income	$1,273,000	1,095
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$143,000	1,687
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,130,000	880
Total noninterest expense	$6,055,000	951
Salaries and employee benefits	$3,824,000	869
Premises and equipment expense	$530,000	1,132
Additional noninterest expense	$1,701,000	1,007
Pre-tax net operating income	$2,294,000	941
Securities gains (losses)	$12,000	1,271
Applicable income taxes	$270,000	1,159
Income before extraordinary items	$2,036,000	918
Extraordinary gains, net	$0	4
Net income	$2,036,000	918
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,036,000	918
Net charge-offs	$-6,000	4,282
Cash dividends	$1,200,000	718
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,025,440	911
2019-12-31 (YTD Data)		Rank
Total interest income	$40,644,000	841
Total interest expense	$10,174,000	671
Net interest income	$30,470,000	894
Provision for loan and lease losses	$828,000	1,049
Total noninterest income	$5,152,000	1,113
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$543,000	1,809
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,609,000	882
Total noninterest expense	$22,518,000	988
Salaries and employee benefits	$14,332,000	899
Premises and equipment expense	$1,994,000	1,171
Additional noninterest expense	$6,192,000	1,066
Pre-tax net operating income	$12,276,000	881
Securities gains (losses)	$260,000	553
Applicable income taxes	$3,052,000	684
Income before extraordinary items	$9,484,000	975
Extraordinary gains, net	$0	11
Net income	$9,484,000	976
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,484,000	976
Net charge-offs	$0	3,726
Cash dividends	$4,000,000	959
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$9,278,600	978
2019-09-30 (YTD Data)		Rank
Total interest income	$30,101,000	860
Total interest expense	$7,738,000	673
Net interest income	$22,363,000	910
Provision for loan and lease losses	$828,000	803
Total noninterest income	$3,596,000	1,157
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$411,000	1,798
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,185,000	911
Total noninterest expense	$16,630,000	998
Salaries and employee benefits	$10,496,000	910
Premises and equipment expense	$1,507,000	1,178
Additional noninterest expense	$4,627,000	1,065
Pre-tax net operating income	$8,501,000	973
Securities gains (losses)	$260,000	455
Applicable income taxes	$2,145,000	743
Income before extraordinary items	$6,616,000	1,059
Extraordinary gains, net	$0	11
Net income	$6,616,000	1,060
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,616,000	1,060
Net charge-offs	$-22,000	4,634
Cash dividends	$3,000,000	869
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,410,600	1,060
2019-06-30 (YTD Data)		Rank
Total interest income	$19,563,000	869
Total interest expense	$5,015,000	679
Net interest income	$14,548,000	924
Provision for loan and lease losses	$552,000	795
Total noninterest income	$2,034,000	1,259
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$264,000	1,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,770,000	1,024
Total noninterest expense	$10,904,000	1,009
Salaries and employee benefits	$6,799,000	929
Premises and equipment expense	$1,022,000	1,155
Additional noninterest expense	$3,083,000	1,066
Pre-tax net operating income	$5,126,000	1,027
Securities gains (losses)	$260,000	329
Applicable income taxes	$1,335,000	744
Income before extraordinary items	$4,051,000	1,105
Extraordinary gains, net	$0	11
Net income	$4,051,000	1,105
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,051,000	1,105
Net charge-offs	$-12,000	4,531
Cash dividends	$2,000,000	856
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,845,600	1,126
2019-03-31 (YTD Data)		Rank
Total interest income	$9,595,000	881
Total interest expense	$2,416,000	689
Net interest income	$7,179,000	933
Provision for loan and lease losses	$276,000	748
Total noninterest income	$907,000	1,323
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$134,000	1,796
Trading account gains and fees	NA	NA
Additional Noninterest Income	$773,000	1,088
Total noninterest expense	$5,488,000	1,002
Salaries and employee benefits	$3,415,000	933
Premises and equipment expense	$526,000	1,138
Additional noninterest expense	$1,547,000	1,041
Pre-tax net operating income	$2,322,000	1,094
Securities gains (losses)	$237,000	176
Applicable income taxes	$633,000	748
Income before extraordinary items	$1,926,000	1,120
Extraordinary gains, net	$0	5
Net income	$1,926,000	1,119
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,926,000	1,119
Net charge-offs	$-8,000	4,574
Cash dividends	$1,000,000	809
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,738,770	1,195
2018-12-31 (YTD Data)		Rank
Total interest income	$36,464,000	865
Total interest expense	$7,293,000	679
Net interest income	$29,171,000	913
Provision for loan and lease losses	$1,704,000	571
Total noninterest income	$4,068,000	1,256
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$568,000	1,811
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,500,000	1,024
Total noninterest expense	$21,067,000	1,024
Salaries and employee benefits	$12,729,000	962
Premises and equipment expense	$2,157,000	1,100
Additional noninterest expense	$6,181,000	1,064
Pre-tax net operating income	$10,468,000	996
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,403,000	767
Income before extraordinary items	$8,065,000	1,089
Extraordinary gains, net	$0	6
Net income	$8,065,000	1,088
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,065,000	1,088
Net charge-offs	$-65,000	4,949
Cash dividends	$2,920,000	1,111
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$8,065,000	1,084
2018-09-30 (YTD Data)		Rank
Total interest income	$26,912,000	863
Total interest expense	$5,135,000	679
Net interest income	$21,777,000	913
Provision for loan and lease losses	$1,278,000	545
Total noninterest income	$2,901,000	1,305
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$433,000	1,804
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,468,000	1,077
Total noninterest expense	$15,726,000	1,026
Salaries and employee benefits	$9,503,000	969
Premises and equipment expense	$1,645,000	1,086
Additional noninterest expense	$4,578,000	1,068
Pre-tax net operating income	$7,674,000	1,026
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,917,000	751
Income before extraordinary items	$5,757,000	1,131
Extraordinary gains, net	$0	5
Net income	$5,757,000	1,130
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,757,000	1,130
Net charge-offs	$-78,000	5,052
Cash dividends	$2,190,000	994
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,757,000	1,123
2018-06-30 (YTD Data)		Rank
Total interest income	$17,702,000	867
Total interest expense	$3,238,000	674
Net interest income	$14,464,000	904
Provision for loan and lease losses	$852,000	534
Total noninterest income	$1,972,000	1,301
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$294,000	1,776
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,678,000	1,070
Total noninterest expense	$10,465,000	1,026
Salaries and employee benefits	$6,266,000	980
Premises and equipment expense	$1,107,000	1,079
Additional noninterest expense	$3,092,000	1,053
Pre-tax net operating income	$5,119,000	1,008
Securities gains (losses)	$0	961
Applicable income taxes	$1,288,000	732
Income before extraordinary items	$3,831,000	1,109
Extraordinary gains, net	$0	6
Net income	$3,831,000	1,108
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,831,000	1,108
Net charge-offs	$-80,000	5,145
Cash dividends	$1,460,000	987
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,831,000	1,104
2018-03-31 (YTD Data)		Rank
Total interest income	$8,815,000	861
Total interest expense	$1,538,000	666
Net interest income	$7,277,000	900
Provision for loan and lease losses	$426,000	530
Total noninterest income	$931,000	1,330
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$154,000	1,707
Trading account gains and fees	NA	NA
Additional Noninterest Income	$777,000	1,110
Total noninterest expense	$5,129,000	1,049
Salaries and employee benefits	$3,029,000	1,024
Premises and equipment expense	$574,000	1,059
Additional noninterest expense	$1,526,000	1,059
Pre-tax net operating income	$2,653,000	960
Securities gains (losses)	$0	735
Applicable income taxes	$672,000	689
Income before extraordinary items	$1,981,000	1,067
Extraordinary gains, net	$0	7
Net income	$1,981,000	1,066
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,981,000	1,067
Net charge-offs	$-5,000	4,469
Cash dividends	$730,000	918
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,981,000	1,061
2017-12-31 (YTD Data)		Rank
Total interest income	$32,276,000	893
Total interest expense	$4,566,000	748
Net interest income	$27,710,000	907
Provision for loan and lease losses	$1,302,000	729
Total noninterest income	$3,840,000	1,329
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$687,000	1,590
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,153,000	1,125
Total noninterest expense	$22,676,000	948
Salaries and employee benefits	$12,642,000	942
Premises and equipment expense	$2,420,000	981
Additional noninterest expense	$7,614,000	855
Pre-tax net operating income	$7,572,000	1,229
Securities gains (losses)	$18,000	1,369
Applicable income taxes	$2,745,000	1,030
Income before extraordinary items	$4,845,000	1,374
Extraordinary gains, net	$0	9
Net income	$4,845,000	1,372
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,845,000	1,374
Net charge-offs	$-52,000	5,149
Cash dividends	$2,696,000	1,117
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,833,480	1,365
2017-09-30 (YTD Data)		Rank
Total interest income	$23,779,000	902
Total interest expense	$3,230,000	765
Net interest income	$20,549,000	921
Provision for loan and lease losses	$1,116,000	636
Total noninterest income	$2,941,000	1,322
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$529,000	1,567
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,412,000	1,120
Total noninterest expense	$17,656,000	911
Salaries and employee benefits	$9,938,000	917
Premises and equipment expense	$1,833,000	982
Additional noninterest expense	$5,885,000	835
Pre-tax net operating income	$4,718,000	1,431
Securities gains (losses)	$18,000	1,361
Applicable income taxes	$1,532,000	1,101
Income before extraordinary items	$3,204,000	1,643
Extraordinary gains, net	$0	9
Net income	$3,204,000	1,644
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,204,000	1,644
Net charge-offs	$4,000	3,505
Cash dividends	$2,021,000	1,034
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,191,760	1,629
2017-06-30 (YTD Data)		Rank
Total interest income	$15,478,000	920
Total interest expense	$2,063,000	776
Net interest income	$13,415,000	937
Provision for loan and lease losses	$929,000	523
Total noninterest income	$1,909,000	1,345
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$368,000	1,511
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,541,000	1,172
Total noninterest expense	$12,301,000	883
Salaries and employee benefits	$7,051,000	866
Premises and equipment expense	$1,223,000	979
Additional noninterest expense	$4,027,000	820
Pre-tax net operating income	$2,094,000	1,961
Securities gains (losses)	$0	1,906
Applicable income taxes	$597,000	1,540
Income before extraordinary items	$1,497,000	2,156
Extraordinary gains, net	$0	11
Net income	$1,497,000	2,156
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,497,000	2,157
Net charge-offs	$19,000	2,606
Cash dividends	$673,000	1,685
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,497,000	2,123
2017-03-31 (YTD Data)		Rank
Total interest income	$4,805,000	1,378
Total interest expense	$670,000	1,125
Net interest income	$4,135,000	1,412
Provision for loan and lease losses	$133,000	1,257
Total noninterest income	$593,000	1,837
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$102,000	2,353
Trading account gains and fees	NA	NA
Additional Noninterest Income	$491,000	1,536
Total noninterest expense	$4,061,000	1,264
Salaries and employee benefits	$2,267,000	1,277
Premises and equipment expense	$342,000	1,678
Additional noninterest expense	$1,452,000	1,100
Pre-tax net operating income	$534,000	2,976
Securities gains (losses)	$0	1,153
Applicable income taxes	$158,000	2,067
Income before extraordinary items	$376,000	3,245
Extraordinary gains, net	$0	8
Net income	$376,000	3,243
Minority interest net income	$0	55
Net income of bank and minority interests.	$376,000	3,245
Net charge-offs	$-24,000	5,315
Cash dividends	$673,000	980
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$376,000	3,223
2016-12-31 (YTD Data)		Rank
Total interest income	$18,921,000	1,354
Total interest expense	$2,402,000	1,206
Net interest income	$16,519,000	1,374
Provision for loan and lease losses	$252,000	2,171
Total noninterest income	$2,848,000	1,705
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$410,000	2,422
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,438,000	1,390
Total noninterest expense	$12,545,000	1,550
Salaries and employee benefits	$7,339,000	1,483
Premises and equipment expense	$1,366,000	1,655
Additional noninterest expense	$3,840,000	1,588
Pre-tax net operating income	$6,570,000	1,300
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,325,000	931
Income before extraordinary items	$4,245,000	1,574
Extraordinary gains, net	$0	5
Net income	$4,245,000	1,572
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,245,000	1,573
Net charge-offs	$120,000	2,452
Cash dividends	$1,559,000	1,665
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,245,000	1,548
2016-09-30 (YTD Data)		Rank
Total interest income	$13,910,000	1,372
Total interest expense	$1,786,000	1,209
Net interest income	$12,124,000	1,405
Provision for loan and lease losses	$189,000	2,099
Total noninterest income	$2,170,000	1,683
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$312,000	2,398
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,858,000	1,381
Total noninterest expense	$9,382,000	1,552
Salaries and employee benefits	$5,475,000	1,486
Premises and equipment expense	$994,000	1,710
Additional noninterest expense	$2,913,000	1,574
Pre-tax net operating income	$4,723,000	1,366
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,661,000	1,003
Income before extraordinary items	$3,062,000	1,656
Extraordinary gains, net	$0	5
Net income	$3,062,000	1,656
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,062,000	1,656
Net charge-offs	$84,000	2,205
Cash dividends	$1,434,000	1,321
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,062,000	1,607
2016-06-30 (YTD Data)		Rank
Total interest income	$9,062,000	1,406
Total interest expense	$1,179,000	1,217
Net interest income	$7,883,000	1,435
Provision for loan and lease losses	$126,000	2,063
Total noninterest income	$1,370,000	1,733
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$202,000	2,428
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,168,000	1,399
Total noninterest expense	$6,267,000	1,556
Salaries and employee benefits	$3,638,000	1,501
Premises and equipment expense	$651,000	1,727
Additional noninterest expense	$1,978,000	1,550
Pre-tax net operating income	$2,860,000	1,457
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,000,000	1,080
Income before extraordinary items	$1,860,000	1,773
Extraordinary gains, net	$0	16
Net income	$1,860,000	1,773
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,860,000	1,773
Net charge-offs	$89,000	1,720
Cash dividends	$1,434,000	997
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,860,000	1,725
2016-03-31 (YTD Data)		Rank
Total interest income	$4,456,000	1,423
Total interest expense	$578,000	1,237
Net interest income	$3,878,000	1,455
Provision for loan and lease losses	$63,000	1,927
Total noninterest income	$546,000	1,959
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$100,000	2,430
Trading account gains and fees	$0	142
Additional Noninterest Income	$446,000	1,636
Total noninterest expense	$3,116,000	1,565
Salaries and employee benefits	$1,832,000	1,487
Premises and equipment expense	$330,000	1,732
Additional noninterest expense	$954,000	1,590
Pre-tax net operating income	$1,245,000	1,620
Securities gains (losses)	$0	2,077
Applicable income taxes	$432,000	1,176
Income before extraordinary items	$813,000	1,963
Extraordinary gains, net	$0	12
Net income	$813,000	1,963
Minority interest net income	$0	62
Net income of bank and minority interests.	$813,000	1,963
Net charge-offs	$98,000	1,028
Cash dividends	$1,234,000	624
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$813,000	1,908
2015-12-31 (YTD Data)		Rank
Total interest income	$16,816,000	1,466
Total interest expense	$2,277,000	1,216
Net interest income	$14,539,000	1,517
Provision for loan and lease losses	$0	4,380
Total noninterest income	$2,635,000	1,763
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$405,000	2,494
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,230,000	1,416
Total noninterest expense	$11,692,000	1,638
Salaries and employee benefits	$7,135,000	1,492
Premises and equipment expense	$1,242,000	1,831
Additional noninterest expense	$3,315,000	1,820
Pre-tax net operating income	$5,482,000	1,465
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,610,000	1,178
Income before extraordinary items	$3,872,000	1,642
Extraordinary gains, net	$0	23
Net income	$3,872,000	1,644
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,872,000	1,644
Net charge-offs	$-1,000	4,850
Cash dividends	$1,000,000	2,106
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,872,000	1,610
2015-09-30 (YTD Data)		Rank
Total interest income	$12,396,000	1,503
Total interest expense	$1,697,000	1,237
Net interest income	$10,699,000	1,554
Provision for loan and lease losses	$0	4,232
Total noninterest income	$2,059,000	1,716
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$311,000	2,458
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,748,000	1,377
Total noninterest expense	$8,835,000	1,641
Salaries and employee benefits	$5,350,000	1,499
Premises and equipment expense	$990,000	1,747
Additional noninterest expense	$2,495,000	1,817
Pre-tax net operating income	$3,923,000	1,550
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,075,000	1,303
Income before extraordinary items	$2,848,000	1,702
Extraordinary gains, net	$0	21
Net income	$2,848,000	1,705
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,848,000	1,705
Net charge-offs	$-14,000	5,255
Cash dividends	$1,000,000	1,586
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,848,000	1,658
2015-06-30 (YTD Data)		Rank
Total interest income	$8,173,000	1,524
Total interest expense	$1,109,000	1,263
Net interest income	$7,064,000	1,572
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,460,000	1,646
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$229,000	2,258
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,231,000	1,351
Total noninterest expense	$5,888,000	1,646
Salaries and employee benefits	$3,557,000	1,504
Premises and equipment expense	$701,000	1,663
Additional noninterest expense	$1,630,000	1,855
Pre-tax net operating income	$2,636,000	1,521
Securities gains (losses)	$0	2,636
Applicable income taxes	$949,000	1,070
Income before extraordinary items	$1,687,000	1,863
Extraordinary gains, net	$0	22
Net income	$1,687,000	1,866
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,687,000	1,866
Net charge-offs	$-10,000	5,254
Cash dividends	$1,000,000	1,209
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,687,000	1,823
2015-03-31 (YTD Data)		Rank
Total interest income	$4,042,000	1,535
Total interest expense	$545,000	1,291
Net interest income	$3,497,000	1,580
Provision for loan and lease losses	$0	3,703
Total noninterest income	$685,000	1,686
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$117,000	2,215
Trading account gains and fees	$0	152
Additional Noninterest Income	$568,000	1,372
Total noninterest expense	$2,932,000	1,661
Salaries and employee benefits	$1,807,000	1,486
Premises and equipment expense	$337,000	1,739
Additional noninterest expense	$788,000	1,905
Pre-tax net operating income	$1,250,000	1,549
Securities gains (losses)	$0	2,027
Applicable income taxes	$445,000	1,099
Income before extraordinary items	$805,000	1,917
Extraordinary gains, net	$0	13
Net income	$805,000	1,919
Minority interest net income	$0	64
Net income of bank and minority interests.	$805,000	1,920
Net charge-offs	$-6,000	5,215
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$805,000	1,854
2014-12-31 (YTD Data)		Rank
Total interest income	$16,507,000	1,506
Total interest expense	$2,203,000	1,323
Net interest income	$14,304,000	1,547
Provision for loan and lease losses	$0	4,603
Total noninterest income	$2,419,000	1,848
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$481,000	2,338
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,938,000	1,493
Total noninterest expense	$11,516,000	1,661
Salaries and employee benefits	$6,605,000	1,580
Premises and equipment expense	$1,349,000	1,720
Additional noninterest expense	$3,562,000	1,744
Pre-tax net operating income	$5,207,000	1,461
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,850,000	1,037
Income before extraordinary items	$3,357,000	1,838
Extraordinary gains, net	$0	17
Net income	$3,357,000	1,838
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,357,000	1,837
Net charge-offs	$516,000	1,433
Cash dividends	$250,000	3,543
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,357,000	1,805
2014-09-30 (YTD Data)		Rank
Total interest income	$12,319,000	1,529
Total interest expense	$1,649,000	1,338
Net interest income	$10,670,000	1,566
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,861,000	1,822
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$359,000	2,366
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,502,000	1,451
Total noninterest expense	$8,680,000	1,661
Salaries and employee benefits	$4,976,000	1,566
Premises and equipment expense	$1,120,000	1,585
Additional noninterest expense	$2,584,000	1,783
Pre-tax net operating income	$3,851,000	1,503
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,371,000	1,062
Income before extraordinary items	$2,480,000	1,862
Extraordinary gains, net	$0	15
Net income	$2,480,000	1,862
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,480,000	1,861
Net charge-offs	$469,000	1,204
Cash dividends	$250,000	2,892
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,480,000	1,822
2014-06-30 (YTD Data)		Rank
Total interest income	$8,123,000	1,531
Total interest expense	$1,091,000	1,362
Net interest income	$7,032,000	1,573
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,269,000	1,759
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$234,000	2,385
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,035,000	1,416
Total noninterest expense	$6,008,000	1,591
Salaries and employee benefits	$3,349,000	1,555
Premises and equipment expense	$925,000	1,301
Additional noninterest expense	$1,734,000	1,770
Pre-tax net operating income	$2,293,000	1,622
Securities gains (losses)	$0	2,580
Applicable income taxes	$914,000	1,040
Income before extraordinary items	$1,379,000	2,121
Extraordinary gains, net	$0	20
Net income	$1,379,000	2,125
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,379,000	2,124
Net charge-offs	$417,000	1,006
Cash dividends	$250,000	2,509
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,379,000	2,070
2014-03-31 (YTD Data)		Rank
Total interest income	$3,875,000	1,597
Total interest expense	$542,000	1,398
Net interest income	$3,333,000	1,643
Provision for loan and lease losses	$0	3,817
Total noninterest income	$482,000	2,092
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$116,000	2,377
Trading account gains and fees	$0	147
Additional Noninterest Income	$366,000	1,767
Total noninterest expense	$3,033,000	1,589
Salaries and employee benefits	$1,705,000	1,541
Premises and equipment expense	$454,000	1,354
Additional noninterest expense	$874,000	1,747
Pre-tax net operating income	$782,000	2,125
Securities gains (losses)	$0	1,715
Applicable income taxes	$307,000	1,328
Income before extraordinary items	$475,000	2,663
Extraordinary gains, net	$0	16
Net income	$475,000	2,666
Minority interest net income	$0	66
Net income of bank and minority interests.	$475,000	2,666
Net charge-offs	$200,000	949
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$475,000	2,617
2013-12-31 (YTD Data)		Rank
Total interest income	$15,664,000	1,595
Total interest expense	$2,258,000	1,509
Net interest income	$13,406,000	1,614
Provision for loan and lease losses	$38,000	4,433
Total noninterest income	$2,712,000	1,744
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$476,000	2,484
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,236,000	1,399
Total noninterest expense	$10,394,000	1,830
Salaries and employee benefits	$6,117,000	1,673
Premises and equipment expense	$893,000	2,491
Additional noninterest expense	$3,384,000	1,878
Pre-tax net operating income	$5,686,000	1,294
Securities gains (losses)	$0	3,182
Applicable income taxes	$2,055,000	883
Income before extraordinary items	$3,631,000	1,634
Extraordinary gains, net	$0	29
Net income	$3,631,000	1,637
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,631,000	1,638
Net charge-offs	$251,000	2,766
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,631,000	1,596
2013-09-30 (YTD Data)		Rank
Total interest income	$11,777,000	1,605
Total interest expense	$1,728,000	1,520
Net interest income	$10,049,000	1,617
Provision for loan and lease losses	$38,000	4,183
Total noninterest income	$2,169,000	1,685
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$352,000	2,528
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,817,000	1,353
Total noninterest expense	$7,596,000	1,875
Salaries and employee benefits	$4,571,000	1,699
Premises and equipment expense	$723,000	2,341
Additional noninterest expense	$2,302,000	2,031
Pre-tax net operating income	$4,584,000	1,237
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,663,000	865
Income before extraordinary items	$2,921,000	1,542
Extraordinary gains, net	$0	25
Net income	$2,921,000	1,544
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,921,000	1,545
Net charge-offs	$204,000	2,537
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,921,000	1,498
2013-06-30 (YTD Data)		Rank
Total interest income	$7,694,000	1,633
Total interest expense	$1,189,000	1,501
Net interest income	$6,505,000	1,658
Provision for loan and lease losses	$38,000	3,840
Total noninterest income	$1,541,000	1,617
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$237,000	2,466
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,304,000	1,314
Total noninterest expense	$5,151,000	1,855
Salaries and employee benefits	$3,057,000	1,694
Premises and equipment expense	$487,000	2,331
Additional noninterest expense	$1,607,000	1,941
Pre-tax net operating income	$2,857,000	1,290
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,023,000	920
Income before extraordinary items	$1,834,000	1,646
Extraordinary gains, net	$0	22
Net income	$1,834,000	1,649
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,834,000	1,651
Net charge-offs	$99,000	2,766
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,834,000	1,579
2013-03-31 (YTD Data)		Rank
Total interest income	$3,891,000	1,625
Total interest expense	$637,000	1,457
Net interest income	$3,254,000	1,663
Provision for loan and lease losses	$38,000	3,071
Total noninterest income	$651,000	1,844
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$112,000	2,582
Trading account gains and fees	$0	148
Additional Noninterest Income	$539,000	1,487
Total noninterest expense	$2,629,000	1,841
Salaries and employee benefits	$1,559,000	1,683
Premises and equipment expense	$286,000	2,050
Additional noninterest expense	$784,000	1,997
Pre-tax net operating income	$1,238,000	1,431
Securities gains (losses)	$0	1,966
Applicable income taxes	$447,000	1,005
Income before extraordinary items	$791,000	1,798
Extraordinary gains, net	$0	10
Net income	$791,000	1,799
Minority interest net income	$0	76
Net income of bank and minority interests.	$791,000	1,800
Net charge-offs	$99,000	1,902
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$791,000	1,730
2012-12-31 (YTD Data)		Rank
Total interest income	$15,577,000	1,705
Total interest expense	$2,911,000	1,524
Net interest income	$12,666,000	1,739
Provision for loan and lease losses	$2,384,000	928
Total noninterest income	$3,087,000	1,613
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$490,000	2,533
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,597,000	1,294
Total noninterest expense	$10,024,000	1,906
Salaries and employee benefits	$6,121,000	1,656
Premises and equipment expense	$947,000	2,371
Additional noninterest expense	$2,956,000	2,201
Pre-tax net operating income	$3,345,000	1,901
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,095,000	1,379
Income before extraordinary items	$2,250,000	2,381
Extraordinary gains, net	$0	29
Net income	$2,250,000	2,381
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,250,000	2,382
Net charge-offs	$2,336,000	1,033
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,250,000	2,257
2012-09-30 (YTD Data)		Rank
Total interest income	$11,656,000	1,734
Total interest expense	$2,223,000	1,561
Net interest income	$9,433,000	1,771
Provision for loan and lease losses	$2,314,000	756
Total noninterest income	$2,377,000	1,582
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$368,000	2,553
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,009,000	1,258
Total noninterest expense	$7,486,000	1,917
Salaries and employee benefits	$4,570,000	1,651
Premises and equipment expense	$745,000	2,319
Additional noninterest expense	$2,171,000	2,233
Pre-tax net operating income	$2,010,000	2,349
Securities gains (losses)	$0	3,575
Applicable income taxes	$631,000	1,693
Income before extraordinary items	$1,379,000	2,787
Extraordinary gains, net	$0	20
Net income	$1,379,000	2,788
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,379,000	2,787
Net charge-offs	$21,000	5,036
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,379,000	2,657
2012-06-30 (YTD Data)		Rank
Total interest income	$7,689,000	1,760
Total interest expense	$1,527,000	1,577
Net interest income	$6,162,000	1,804
Provision for loan and lease losses	$424,000	2,005
Total noninterest income	$1,442,000	1,674
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$243,000	2,539
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,199,000	1,345
Total noninterest expense	$5,000,000	1,922
Salaries and employee benefits	$3,045,000	1,648
Premises and equipment expense	$499,000	2,293
Additional noninterest expense	$1,456,000	2,221
Pre-tax net operating income	$2,180,000	1,579
Securities gains (losses)	$0	3,178
Applicable income taxes	$760,000	1,109
Income before extraordinary items	$1,420,000	1,974
Extraordinary gains, net	$0	19
Net income	$1,420,000	1,971
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,420,000	1,974
Net charge-offs	$25,000	4,496
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,420,000	1,877
2012-03-31 (YTD Data)		Rank
Total interest income	$3,845,000	1,777
Total interest expense	$826,000	1,526
Net interest income	$3,019,000	1,846
Provision for loan and lease losses	$285,000	1,646
Total noninterest income	$736,000	1,620
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$119,000	2,560
Trading account gains and fees	$0	148
Additional Noninterest Income	$617,000	1,301
Total noninterest expense	$2,629,000	1,823
Salaries and employee benefits	$1,551,000	1,633
Premises and equipment expense	$292,000	2,019
Additional noninterest expense	$786,000	2,066
Pre-tax net operating income	$841,000	1,949
Securities gains (losses)	$0	2,210
Applicable income taxes	$303,000	1,288
Income before extraordinary items	$538,000	2,464
Extraordinary gains, net	$0	19
Net income	$538,000	2,465
Minority interest net income	$0	78
Net income of bank and minority interests.	$538,000	2,467
Net charge-offs	$3,000	4,432
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$538,000	2,341
2011-12-31 (YTD Data)		Rank
Total interest income	$16,178,000	1,741
Total interest expense	$3,941,000	1,539
Net interest income	$12,237,000	1,820
Provision for loan and lease losses	$1,918,000	1,618
Total noninterest income	$2,595,000	1,669
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$506,000	2,540
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,089,000	1,316
Total noninterest expense	$9,766,000	1,952
Salaries and employee benefits	$5,536,000	1,750
Premises and equipment expense	$1,117,000	2,179
Additional noninterest expense	$3,113,000	2,132
Pre-tax net operating income	$3,148,000	1,754
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,014,000	1,329
Income before extraordinary items	$2,134,000	2,135
Extraordinary gains, net	$0	29
Net income	$2,134,000	2,136
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,134,000	2,136
Net charge-offs	$1,008,000	2,349
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,134,000	2,060
2011-09-30 (YTD Data)		Rank
Total interest income	$12,022,000	1,779
Total interest expense	$3,057,000	1,549
Net interest income	$8,965,000	1,856
Provision for loan and lease losses	$615,000	2,607
Total noninterest income	$1,761,000	1,776
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$389,000	2,504
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,372,000	1,433
Total noninterest expense	$7,113,000	2,027
Salaries and employee benefits	$3,960,000	1,858
Premises and equipment expense	$900,000	2,075
Additional noninterest expense	$2,253,000	2,214
Pre-tax net operating income	$2,998,000	1,494
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,023,000	1,070
Income before extraordinary items	$1,975,000	1,853
Extraordinary gains, net	$0	21
Net income	$1,975,000	1,853
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,975,000	1,853
Net charge-offs	$170,000	3,892
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,975,000	1,766
2011-06-30 (YTD Data)		Rank
Total interest income	$7,872,000	1,820
Total interest expense	$2,134,000	1,532
Net interest income	$5,738,000	1,924
Provision for loan and lease losses	$423,000	2,527
Total noninterest income	$1,041,000	1,937
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$255,000	2,523
Trading account gains and fees	$0	153
Additional Noninterest Income	$786,000	1,581
Total noninterest expense	$4,865,000	1,983
Salaries and employee benefits	$2,599,000	1,885
Premises and equipment expense	$614,000	2,053
Additional noninterest expense	$1,652,000	2,060
Pre-tax net operating income	$1,491,000	1,892
Securities gains (losses)	$0	2,914
Applicable income taxes	$486,000	1,348
Income before extraordinary items	$1,005,000	2,267
Extraordinary gains, net	$0	15
Net income	$1,005,000	2,267
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,005,000	2,267
Net charge-offs	$126,000	3,608
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,005,000	2,186
2011-03-31 (YTD Data)		Rank
Total interest income	$3,963,000	1,821
Total interest expense	$1,130,000	1,502
Net interest income	$2,833,000	1,941
Provision for loan and lease losses	$302,000	1,889
Total noninterest income	$577,000	1,805
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$128,000	2,490
Trading account gains and fees	$0	158
Additional Noninterest Income	$449,000	1,448
Total noninterest expense	$2,359,000	2,061
Salaries and employee benefits	$1,291,000	1,916
Premises and equipment expense	$309,000	2,069
Additional noninterest expense	$759,000	2,204
Pre-tax net operating income	$749,000	1,873
Securities gains (losses)	$0	1,772
Applicable income taxes	$234,000	1,341
Income before extraordinary items	$515,000	2,202
Extraordinary gains, net	$0	9
Net income	$515,000	2,201
Minority interest net income	$0	86
Net income of bank and minority interests.	$515,000	2,202
Net charge-offs	$-10,000	6,997
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$515,000	2,158
2010-12-31 (YTD Data)		Rank
Total interest income	$16,643,000	1,818
Total interest expense	$5,580,000	1,489
Net interest income	$11,063,000	1,966
Provision for loan and lease losses	$1,981,000	2,088
Total noninterest income	$2,970,000	1,560
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$514,000	2,592
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,456,000	1,217
Total noninterest expense	$9,352,000	2,061
Salaries and employee benefits	$5,046,000	1,926
Premises and equipment expense	$1,106,000	2,270
Additional noninterest expense	$3,200,000	2,168
Pre-tax net operating income	$2,700,000	1,777
Securities gains (losses)	$0	3,793
Applicable income taxes	$860,000	1,371
Income before extraordinary items	$1,840,000	2,165
Extraordinary gains, net	$0	29
Net income	$1,840,000	2,167
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,840,000	2,168
Net charge-offs	$922,000	2,801
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,840,000	2,087
2010-09-30 (YTD Data)		Rank
Total interest income	$12,488,000	1,857
Total interest expense	$4,298,000	1,504
Net interest income	$8,190,000	2,019
Provision for loan and lease losses	$1,558,000	1,926
Total noninterest income	$1,878,000	1,775
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$384,000	2,661
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,494,000	1,347
Total noninterest expense	$6,875,000	2,108
Salaries and employee benefits	$3,688,000	1,967
Premises and equipment expense	$840,000	2,292
Additional noninterest expense	$2,347,000	2,187
Pre-tax net operating income	$1,635,000	2,223
Securities gains (losses)	$0	3,651
Applicable income taxes	$504,000	1,664
Income before extraordinary items	$1,131,000	2,662
Extraordinary gains, net	$0	23
Net income	$1,131,000	2,660
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,131,000	2,664
Net charge-offs	$455,000	3,203
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,131,000	2,540
2010-06-30 (YTD Data)		Rank
Total interest income	$8,256,000	1,895
Total interest expense	$2,985,000	1,504
Net interest income	$5,271,000	2,093
Provision for loan and lease losses	$1,217,000	1,731
Total noninterest income	$843,000	2,291
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$245,000	2,754
Trading account gains and fees	$0	152
Additional Noninterest Income	$598,000	1,861
Total noninterest expense	$4,466,000	2,172
Salaries and employee benefits	$2,386,000	2,032
Premises and equipment expense	$560,000	2,301
Additional noninterest expense	$1,520,000	2,234
Pre-tax net operating income	$431,000	3,870
Securities gains (losses)	$0	3,184
Applicable income taxes	$69,000	3,086
Income before extraordinary items	$362,000	3,951
Extraordinary gains, net	$0	19
Net income	$362,000	3,949
Minority interest net income	$0	105
Net income of bank and minority interests.	$362,000	3,950
Net charge-offs	$385,000	2,749
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$362,000	3,838
2010-03-31 (YTD Data)		Rank
Total interest income	$4,182,000	1,917
Total interest expense	$1,571,000	1,505
Net interest income	$2,611,000	2,142
Provision for loan and lease losses	$1,137,000	1,077
Total noninterest income	$402,000	2,362
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$124,000	2,730
Trading account gains and fees	$0	175
Additional Noninterest Income	$278,000	1,931
Total noninterest expense	$2,285,000	2,133
Salaries and employee benefits	$1,191,000	2,068
Premises and equipment expense	$274,000	2,387
Additional noninterest expense	$820,000	2,071
Pre-tax net operating income	$-409,000	7,107
Securities gains (losses)	$0	2,284
Applicable income taxes	$-174,000	7,538
Income before extraordinary items	$-235,000	6,989
Extraordinary gains, net	$0	16
Net income	$-235,000	6,990
Minority interest net income	$0	91
Net income of bank and minority interests.	$-235,000	6,989
Net charge-offs	$246,000	2,235
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-235,000	6,948
2009-12-31 (YTD Data)		Rank
Total interest income	$16,991,000	1,994
Total interest expense	$7,366,000	1,600
Net interest income	$9,625,000	2,269
Provision for loan and lease losses	$1,480,000	2,923
Total noninterest income	$3,042,000	1,598
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$415,000	3,256
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,627,000	1,137
Total noninterest expense	$8,884,000	2,233
Salaries and employee benefits	$4,730,000	2,073
Premises and equipment expense	$1,057,000	2,464
Additional noninterest expense	$3,097,000	2,283
Pre-tax net operating income	$2,303,000	1,692
Securities gains (losses)	$0	3,754
Applicable income taxes	$648,000	1,310
Income before extraordinary items	$1,655,000	1,952
Extraordinary gains, net	$0	34
Net income	$1,655,000	1,949
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,655,000	1,951
Net charge-offs	$550,000	3,662
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,655,000	1,908
2009-09-30 (YTD Data)		Rank
Total interest income	$12,770,000	2,030
Total interest expense	$5,659,000	1,640
Net interest income	$7,111,000	2,301
Provision for loan and lease losses	$1,321,000	2,384
Total noninterest income	$2,529,000	1,502
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$309,000	3,288
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,220,000	1,074
Total noninterest expense	$6,713,000	2,219
Salaries and employee benefits	$3,662,000	2,030
Premises and equipment expense	$823,000	2,415
Additional noninterest expense	$2,228,000	2,335
Pre-tax net operating income	$1,606,000	1,936
Securities gains (losses)	$0	3,497
Applicable income taxes	$447,000	1,518
Income before extraordinary items	$1,159,000	2,238
Extraordinary gains, net	$0	27
Net income	$1,159,000	2,235
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,159,000	2,238
Net charge-offs	$395,000	3,355
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,159,000	2,197
2009-06-30 (YTD Data)		Rank
Total interest income	$8,530,000	2,059
Total interest expense	$3,868,000	1,684
Net interest income	$4,662,000	2,340
Provision for loan and lease losses	$1,137,000	1,928
Total noninterest income	$1,774,000	1,461
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$204,000	3,280
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,570,000	1,055
Total noninterest expense	$4,371,000	2,297
Salaries and employee benefits	$2,487,000	2,028
Premises and equipment expense	$491,000	2,681
Additional noninterest expense	$1,393,000	2,497
Pre-tax net operating income	$928,000	2,252
Securities gains (losses)	$0	3,136
Applicable income taxes	$240,000	1,770
Income before extraordinary items	$688,000	2,525
Extraordinary gains, net	$0	21
Net income	$688,000	2,522
Minority interest net income	$0	112
Net income of bank and minority interests.	$688,000	2,524
Net charge-offs	$347,000	2,766
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$688,000	2,447
2009-03-31 (YTD Data)		Rank
Total interest income	$4,299,000	2,069
Total interest expense	$2,030,000	1,672
Net interest income	$2,269,000	2,388
Provision for loan and lease losses	$1,152,000	1,085
Total noninterest income	$914,000	1,391
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$102,000	3,223
Trading account gains and fees	$0	171
Additional Noninterest Income	$812,000	1,004
Total noninterest expense	$1,973,000	2,455
Salaries and employee benefits	$1,209,000	2,108
Premises and equipment expense	$216,000	3,050
Additional noninterest expense	$548,000	2,785
Pre-tax net operating income	$58,000	5,522
Securities gains (losses)	$0	2,434
Applicable income taxes	$-42,000	7,398
Income before extraordinary items	$100,000	4,965
Extraordinary gains, net	$0	15
Net income	$100,000	4,968
Minority interest net income	$0	102
Net income of bank and minority interests.	$100,000	4,967
Net charge-offs	$299,000	1,773
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$100,000	4,800
2008-12-31 (YTD Data)		Rank
Total interest income	$18,906,000	2,011
Total interest expense	$9,998,000	1,623
Net interest income	$8,908,000	2,443
Provision for loan and lease losses	$1,176,000	2,480
Total noninterest income	$1,803,000	2,307
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$385,000	3,532
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,418,000	1,663
Total noninterest expense	$7,373,000	2,565
Salaries and employee benefits	$4,149,000	2,426
Premises and equipment expense	$634,000	3,759
Additional noninterest expense	$2,590,000	2,274
Pre-tax net operating income	$2,162,000	2,312
Securities gains (losses)	$0	3,220
Applicable income taxes	$443,000	1,971
Income before extraordinary items	$1,719,000	2,281
Extraordinary gains, net	$0	39
Net income	$1,719,000	2,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$505,000	2,786
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,719,000	2,414
2008-09-30 (YTD Data)		Rank
Total interest income	$14,308,000	2,041
Total interest expense	$7,698,000	1,642
Net interest income	$6,610,000	2,496
Provision for loan and lease losses	$308,000	3,504
Total noninterest income	$1,495,000	2,218
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$295,000	3,508
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,200,000	1,600
Total noninterest expense	$5,517,000	2,561
Salaries and employee benefits	$3,192,000	2,397
Premises and equipment expense	$517,000	3,565
Additional noninterest expense	$1,808,000	2,356
Pre-tax net operating income	$2,280,000	2,079
Securities gains (losses)	$0	3,106
Applicable income taxes	$571,000	1,738
Income before extraordinary items	$1,709,000	2,056
Extraordinary gains, net	$0	31
Net income	$1,709,000	2,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$511,000	1,939
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,709,000	2,163
2008-06-30 (YTD Data)		Rank
Total interest income	$9,665,000	2,049
Total interest expense	$5,283,000	1,664
Net interest income	$4,382,000	2,505
Provision for loan and lease losses	$840,000	1,370
Total noninterest income	$1,140,000	2,030
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$194,000	3,546
Trading account gains and fees	$0	149
Additional Noninterest Income	$946,000	1,457
Total noninterest expense	$3,777,000	2,505
Salaries and employee benefits	$2,148,000	2,404
Premises and equipment expense	$355,000	3,516
Additional noninterest expense	$1,274,000	2,225
Pre-tax net operating income	$905,000	3,150
Securities gains (losses)	$0	3,233
Applicable income taxes	$216,000	2,585
Income before extraordinary items	$689,000	3,346
Extraordinary gains, net	$0	21
Net income	$689,000	3,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	2,673
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$689,000	3,291
2008-03-31 (YTD Data)		Rank
Total interest income	$4,965,000	2,047
Total interest expense	$2,755,000	1,701
Net interest income	$2,210,000	2,470
Provision for loan and lease losses	$28,000	4,637
Total noninterest income	$705,000	1,741
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$101,000	3,432
Trading account gains and fees	$0	158
Additional Noninterest Income	$604,000	1,230
Total noninterest expense	$1,856,000	2,537
Salaries and employee benefits	$1,005,000	2,570
Premises and equipment expense	$191,000	3,362
Additional noninterest expense	$660,000	2,122
Pre-tax net operating income	$1,031,000	1,737
Securities gains (losses)	$0	2,688
Applicable income taxes	$333,000	1,371
Income before extraordinary items	$698,000	2,038
Extraordinary gains, net	$0	15
Net income	$698,000	2,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,329
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$698,000	1,975
2007-12-31 (YTD Data)		Rank
Total interest income	$19,435,000	2,133
Total interest expense	$10,569,000	1,874
Net interest income	$8,866,000	2,487
Provision for loan and lease losses	$269,000	3,388
Total noninterest income	$1,446,000	2,777
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$385,000	3,597
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,061,000	2,139
Total noninterest expense	$6,315,000	2,831
Salaries and employee benefits	$3,868,000	2,561
Premises and equipment expense	$603,000	3,825
Additional noninterest expense	$1,844,000	2,861
Pre-tax net operating income	$3,728,000	2,098
Securities gains (losses)	$-82,000	8,103
Applicable income taxes	$1,185,000	1,666
Income before extraordinary items	$2,461,000	2,404
Extraordinary gains, net	$0	39
Net income	$2,461,000	2,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,608
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,515,940	2,334
2007-09-30 (YTD Data)		Rank
Total interest income	$14,397,000	2,163
Total interest expense	$7,783,000	1,904
Net interest income	$6,614,000	2,513
Provision for loan and lease losses	$269,000	2,500
Total noninterest income	$1,078,000	2,768
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$292,000	3,567
Trading account gains and fees	$0	184
Additional Noninterest Income	$786,000	2,146
Total noninterest expense	$4,724,000	2,808
Salaries and employee benefits	$2,918,000	2,547
Premises and equipment expense	$451,000	3,825
Additional noninterest expense	$1,355,000	2,860
Pre-tax net operating income	$2,699,000	2,286
Securities gains (losses)	$-82,000	8,263
Applicable income taxes	$856,000	1,810
Income before extraordinary items	$1,761,000	2,634
Extraordinary gains, net	$0	33
Net income	$1,761,000	2,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,200
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,815,940	2,555
2007-06-30 (YTD Data)		Rank
Total interest income	$9,446,000	2,207
Total interest expense	$5,086,000	1,936
Net interest income	$4,360,000	2,558
Provision for loan and lease losses	$180,000	2,301
Total noninterest income	$717,000	2,780
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$191,000	3,598
Trading account gains and fees	$0	168
Additional Noninterest Income	$526,000	2,179
Total noninterest expense	$3,152,000	2,837
Salaries and employee benefits	$1,958,000	2,569
Premises and equipment expense	$304,000	3,821
Additional noninterest expense	$890,000	2,911
Pre-tax net operating income	$1,745,000	2,399
Securities gains (losses)	$-7,000	7,919
Applicable income taxes	$579,000	1,886
Income before extraordinary items	$1,159,000	2,705
Extraordinary gains, net	$0	29
Net income	$1,159,000	2,704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,420
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,163,690	2,687
2007-03-31 (YTD Data)		Rank
Total interest income	$4,564,000	2,270
Total interest expense	$2,514,000	1,939
Net interest income	$2,050,000	2,702
Provision for loan and lease losses	$90,000	2,153
Total noninterest income	$372,000	2,693
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$95,000	3,560
Trading account gains and fees	$0	195
Additional Noninterest Income	$277,000	2,069
Total noninterest expense	$1,608,000	2,802
Salaries and employee benefits	$976,000	2,596
Premises and equipment expense	$160,000	3,698
Additional noninterest expense	$472,000	2,744
Pre-tax net operating income	$724,000	2,736
Securities gains (losses)	$-7,000	8,210
Applicable income taxes	$229,000	2,208
Income before extraordinary items	$488,000	3,083
Extraordinary gains, net	$0	22
Net income	$488,000	3,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,041
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$492,760	3,046
2006-12-31 (YTD Data)		Rank
Total interest income	$18,015,000	2,174
Total interest expense	$9,143,000	1,824
Net interest income	$8,872,000	2,542
Provision for loan and lease losses	$291,000	2,853
Total noninterest income	$1,287,000	2,986
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$379,000	3,635
Trading account gains and fees	$0	130
Additional Noninterest Income	$908,000	2,379
Total noninterest expense	$5,943,000	2,891
Salaries and employee benefits	$3,662,000	2,640
Premises and equipment expense	$657,000	3,507
Additional noninterest expense	$1,624,000	3,083
Pre-tax net operating income	$3,925,000	2,289
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,347,000	1,819
Income before extraordinary items	$2,578,000	2,548
Extraordinary gains, net	$0	51
Net income	$2,578,000	2,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,843
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,578,000	2,527
2006-09-30 (YTD Data)		Rank
Total interest income	$13,524,000	2,165
Total interest expense	$6,681,000	1,816
Net interest income	$6,843,000	2,506
Provision for loan and lease losses	$218,000	2,736
Total noninterest income	$890,000	3,162
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$281,000	3,694
Trading account gains and fees	$0	126
Additional Noninterest Income	$609,000	2,542
Total noninterest expense	$4,520,000	2,859
Salaries and employee benefits	$2,802,000	2,600
Premises and equipment expense	$521,000	3,354
Additional noninterest expense	$1,197,000	3,145
Pre-tax net operating income	$2,995,000	2,331
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,027,000	1,849
Income before extraordinary items	$1,968,000	2,600
Extraordinary gains, net	$0	45
Net income	$1,968,000	2,602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,294
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,968,000	2,588
2006-06-30 (YTD Data)		Rank
Total interest income	$8,725,000	2,196
Total interest expense	$4,285,000	1,798
Net interest income	$4,440,000	2,572
Provision for loan and lease losses	$146,000	2,710
Total noninterest income	$642,000	2,996
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$187,000	3,697
Trading account gains and fees	$0	126
Additional Noninterest Income	$455,000	2,347
Total noninterest expense	$3,026,000	2,859
Salaries and employee benefits	$1,865,000	2,604
Premises and equipment expense	$380,000	3,123
Additional noninterest expense	$781,000	3,203
Pre-tax net operating income	$1,910,000	2,402
Securities gains (losses)	$0	1,185
Applicable income taxes	$653,000	1,942
Income before extraordinary items	$1,257,000	2,690
Extraordinary gains, net	$0	39
Net income	$1,257,000	2,692
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,074
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,257,000	2,679
2006-03-31 (YTD Data)		Rank
Total interest income	$4,164,000	2,244
Total interest expense	$1,998,000	1,824
Net interest income	$2,166,000	2,615
Provision for loan and lease losses	$73,000	2,590
Total noninterest income	$330,000	2,892
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$92,000	3,651
Trading account gains and fees	$0	115
Additional Noninterest Income	$238,000	2,256
Total noninterest expense	$1,523,000	2,838
Salaries and employee benefits	$942,000	2,582
Premises and equipment expense	$205,000	2,962
Additional noninterest expense	$376,000	3,284
Pre-tax net operating income	$900,000	2,464
Securities gains (losses)	$0	955
Applicable income taxes	$305,000	2,007
Income before extraordinary items	$595,000	2,760
Extraordinary gains, net	$0	21
Net income	$595,000	2,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,562
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$595,000	2,743
2005-12-31 (YTD Data)		Rank
Total interest income	$15,222,000	2,183
Total interest expense	$5,815,000	1,939
Net interest income	$9,407,000	2,349
Provision for loan and lease losses	$328,000	2,652
Total noninterest income	$1,208,000	3,132
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$342,000	3,895
Trading account gains and fees	$0	138
Additional Noninterest Income	$866,000	2,423
Total noninterest expense	$5,849,000	2,813
Salaries and employee benefits	$3,533,000	2,579
Premises and equipment expense	$719,000	3,164
Additional noninterest expense	$1,597,000	3,078
Pre-tax net operating income	$4,438,000	2,051
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,553,000	1,665
Income before extraordinary items	$2,885,000	2,329
Extraordinary gains, net	$0	46
Net income	$2,885,000	2,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	5,191
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,885,000	2,296
2005-09-30 (YTD Data)		Rank
Total interest income	$10,990,000	2,213
Total interest expense	$4,037,000	1,979
Net interest income	$6,953,000	2,356
Provision for loan and lease losses	$246,000	2,575
Total noninterest income	$887,000	3,176
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$258,000	3,891
Trading account gains and fees	$0	126
Additional Noninterest Income	$629,000	2,489
Total noninterest expense	$4,421,000	2,771
Salaries and employee benefits	$2,648,000	2,539
Premises and equipment expense	$542,000	3,133
Additional noninterest expense	$1,231,000	2,979
Pre-tax net operating income	$3,173,000	2,140
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,101,000	1,758
Income before extraordinary items	$2,072,000	2,418
Extraordinary gains, net	$0	35
Net income	$2,072,000	2,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,791
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,072,000	2,391
2005-06-30 (YTD Data)		Rank
Total interest income	$7,128,000	2,210
Total interest expense	$2,498,000	1,990
Net interest income	$4,630,000	2,340
Provision for loan and lease losses	$164,000	2,494
Total noninterest income	$554,000	3,290
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$166,000	3,910
Trading account gains and fees	$0	116
Additional Noninterest Income	$388,000	2,604
Total noninterest expense	$2,944,000	2,747
Salaries and employee benefits	$1,770,000	2,523
Premises and equipment expense	$358,000	3,127
Additional noninterest expense	$816,000	2,972
Pre-tax net operating income	$2,076,000	2,118
Securities gains (losses)	$0	2,146
Applicable income taxes	$691,000	1,803
Income before extraordinary items	$1,385,000	2,355
Extraordinary gains, net	$0	30
Net income	$1,385,000	2,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,937
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,385,000	2,329
2005-03-31 (YTD Data)		Rank
Total interest income	$3,338,000	2,314
Total interest expense	$1,155,000	2,044
Net interest income	$2,183,000	2,444
Provision for loan and lease losses	$82,000	2,374
Total noninterest income	$274,000	3,258
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$79,000	3,954
Trading account gains and fees	$0	115
Additional Noninterest Income	$195,000	2,514
Total noninterest expense	$1,443,000	2,815
Salaries and employee benefits	$883,000	2,538
Premises and equipment expense	$182,000	3,111
Additional noninterest expense	$378,000	3,168
Pre-tax net operating income	$932,000	2,296
Securities gains (losses)	$0	1,685
Applicable income taxes	$319,000	1,892
Income before extraordinary items	$613,000	2,562
Extraordinary gains, net	$0	24
Net income	$613,000	2,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,370
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$613,000	2,525
2004-12-31 (YTD Data)		Rank
Total interest income	$11,896,000	2,415
Total interest expense	$4,028,000	2,029
Net interest income	$7,868,000	2,581
Provision for loan and lease losses	$280,000	3,048
Total noninterest income	$1,256,000	3,022
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$348,000	3,950
Trading account gains and fees	$0	138
Additional Noninterest Income	$908,000	2,293
Total noninterest expense	$5,041,000	3,096
Salaries and employee benefits	$3,003,000	2,840
Premises and equipment expense	$569,000	3,700
Additional noninterest expense	$1,469,000	3,181
Pre-tax net operating income	$3,803,000	2,142
Securities gains (losses)	$2,000	3,489
Applicable income taxes	$1,315,000	1,780
Income before extraordinary items	$2,490,000	2,436
Extraordinary gains, net	$0	34
Net income	$2,490,000	2,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,491
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,488,700	2,377
2004-09-30 (YTD Data)		Rank
Total interest income	$8,729,000	2,439
Total interest expense	$2,958,000	2,021
Net interest income	$5,771,000	2,601
Provision for loan and lease losses	$210,000	2,903
Total noninterest income	$897,000	3,151
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$273,000	3,883
Trading account gains and fees	$0	134
Additional Noninterest Income	$624,000	2,446
Total noninterest expense	$3,736,000	3,093
Salaries and employee benefits	$2,209,000	2,862
Premises and equipment expense	$426,000	3,705
Additional noninterest expense	$1,101,000	3,151
Pre-tax net operating income	$2,722,000	2,233
Securities gains (losses)	$5,000	3,038
Applicable income taxes	$935,000	1,884
Income before extraordinary items	$1,792,000	2,572
Extraordinary gains, net	$0	26
Net income	$1,792,000	2,574
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	4,016
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,788,700	2,498
2004-06-30 (YTD Data)		Rank
Total interest income	$5,731,000	2,448
Total interest expense	$1,958,000	2,015
Net interest income	$3,773,000	2,625
Provision for loan and lease losses	$140,000	2,884
Total noninterest income	$650,000	2,992
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$174,000	3,999
Trading account gains and fees	$0	130
Additional Noninterest Income	$476,000	2,268
Total noninterest expense	$2,493,000	3,101
Salaries and employee benefits	$1,483,000	2,860
Premises and equipment expense	$289,000	3,663
Additional noninterest expense	$721,000	3,223
Pre-tax net operating income	$1,790,000	2,244
Securities gains (losses)	$9,000	2,475
Applicable income taxes	$630,000	1,854
Income before extraordinary items	$1,169,000	2,580
Extraordinary gains, net	$0	21
Net income	$1,169,000	2,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	3,529
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,163,150	2,527
2004-03-31 (YTD Data)		Rank
Total interest income	$2,842,000	2,462
Total interest expense	$985,000	2,013
Net interest income	$1,857,000	2,663
Provision for loan and lease losses	$70,000	2,755
Total noninterest income	$291,000	3,177
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$85,000	3,976
Trading account gains and fees	$0	121
Additional Noninterest Income	$206,000	2,427
Total noninterest expense	$1,242,000	3,113
Salaries and employee benefits	$747,000	2,849
Premises and equipment expense	$144,000	3,699
Additional noninterest expense	$351,000	3,280
Pre-tax net operating income	$836,000	2,335
Securities gains (losses)	$9,000	2,096
Applicable income taxes	$295,000	1,954
Income before extraordinary items	$550,000	2,713
Extraordinary gains, net	$0	16
Net income	$550,000	2,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,346
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$544,150	2,645
2003-12-31 (YTD Data)		Rank
Total interest income	$11,550,000	2,466
Total interest expense	$4,390,000	2,032
Net interest income	$7,160,000	2,695
Provision for loan and lease losses	$280,000	3,324
Total noninterest income	$2,621,000	1,873
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$392,000	3,688
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,229,000	1,356
Total noninterest expense	$4,710,000	3,204
Salaries and employee benefits	$2,800,000	2,953
Premises and equipment expense	$433,000	4,480
Additional noninterest expense	$1,477,000	3,129
Pre-tax net operating income	$4,791,000	1,689
Securities gains (losses)	$50,000	2,510
Applicable income taxes	$1,749,000	1,417
Income before extraordinary items	$3,092,000	1,985
Extraordinary gains, net	$0	54
Net income	$3,092,000	1,985
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$194,000	2,928
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,060,000	1,913
2003-09-30 (YTD Data)		Rank
Total interest income	$8,700,000	2,493
Total interest expense	$3,393,000	2,051
Net interest income	$5,307,000	2,749
Provision for loan and lease losses	$210,000	3,249
Total noninterest income	$2,296,000	1,702
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$302,000	3,641
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,994,000	1,233
Total noninterest expense	$3,527,000	3,206
Salaries and employee benefits	$2,056,000	3,011
Premises and equipment expense	$370,000	4,086
Additional noninterest expense	$1,101,000	3,125
Pre-tax net operating income	$3,866,000	1,637
Securities gains (losses)	$50,000	2,306
Applicable income taxes	$1,433,000	1,404
Income before extraordinary items	$2,483,000	1,939
Extraordinary gains, net	$0	40
Net income	$2,483,000	1,938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	2,909
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,451,000	1,863
2003-06-30 (YTD Data)		Rank
Total interest income	$5,817,000	2,500
Total interest expense	$2,318,000	2,074
Net interest income	$3,499,000	2,770
Provision for loan and lease losses	$140,000	3,226
Total noninterest income	$1,472,000	1,743
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$199,000	3,639
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,273,000	1,276
Total noninterest expense	$2,302,000	3,273
Salaries and employee benefits	$1,351,000	3,053
Premises and equipment expense	$247,000	4,086
Additional noninterest expense	$704,000	3,222
Pre-tax net operating income	$2,529,000	1,659
Securities gains (losses)	$50,000	2,013
Applicable income taxes	$944,000	1,432
Income before extraordinary items	$1,635,000	1,949
Extraordinary gains, net	$0	30
Net income	$1,635,000	1,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	2,590
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,603,000	1,876
2003-03-31 (YTD Data)		Rank
Total interest income	$2,933,000	2,498
Total interest expense	$1,183,000	2,074
Net interest income	$1,750,000	2,773
Provision for loan and lease losses	$70,000	3,059
Total noninterest income	$751,000	1,671
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$100,000	3,549
Trading account gains and fees	$0	134
Additional Noninterest Income	$651,000	1,219
Total noninterest expense	$1,162,000	3,251
Salaries and employee benefits	$671,000	3,063
Premises and equipment expense	$124,000	4,049
Additional noninterest expense	$367,000	3,068
Pre-tax net operating income	$1,269,000	1,651
Securities gains (losses)	$0	2,891
Applicable income taxes	$464,000	1,461
Income before extraordinary items	$805,000	1,968
Extraordinary gains, net	$0	21
Net income	$805,000	1,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	2,432
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$805,000	1,856
2002-12-31 (YTD Data)		Rank
Total interest income	$11,808,000	2,598
Total interest expense	$4,931,000	2,274
Net interest income	$6,877,000	2,780
Provision for loan and lease losses	$250,000	3,856
Total noninterest income	$1,982,000	2,145
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$402,000	3,531
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,580,000	1,586
Total noninterest expense	$4,326,000	3,335
Salaries and employee benefits	$2,636,000	2,980
Premises and equipment expense	$454,000	4,241
Additional noninterest expense	$1,236,000	3,530
Pre-tax net operating income	$4,283,000	1,876
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,534,000	1,621
Income before extraordinary items	$2,749,000	2,175
Extraordinary gains, net	$0	70
Net income	$2,749,000	2,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	4,397
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,749,000	2,092
2001-12-31 (YTD Data)		Rank
Total interest income	$12,306,000	2,757
Total interest expense	$6,403,000	2,503
Net interest income	$5,903,000	2,981
Provision for loan and lease losses	$275,000	3,402
Total noninterest income	$1,657,000	2,328
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$357,000	3,708
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,300,000	1,709
Total noninterest expense	$3,948,000	3,470
Salaries and employee benefits	$2,372,000	3,093
Premises and equipment expense	$401,000	4,596
Additional noninterest expense	$1,175,000	3,567
Pre-tax net operating income	$3,337,000	2,061
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,176,000	1,843
Income before extraordinary items	$2,161,000	2,368
Extraordinary gains, net	$0	105
Net income	$2,161,000	2,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,677
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,161,000	2,293
2000-12-31 (YTD Data)		Rank
Total interest income	$11,348,000	3,039
Total interest expense	$6,497,000	2,568
Net interest income	$4,851,000	3,572
Provision for loan and lease losses	$126,000	4,747
Total noninterest income	$1,114,000	2,918
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$293,000	4,120
Trading account gains and fees	$0	180
Additional Noninterest Income	$821,000	2,122
Total noninterest expense	$3,464,000	3,733
Salaries and employee benefits	$1,747,000	3,865
Premises and equipment expense	$309,000	5,341
Additional noninterest expense	$1,408,000	2,975
Pre-tax net operating income	$2,375,000	2,887
Securities gains (losses)	$0	1,956
Applicable income taxes	$811,000	2,495
Income before extraordinary items	$1,564,000	3,148
Extraordinary gains, net	$0	38
Net income	$1,564,000	3,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,446
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,564,000	3,147
1999-12-31 (YTD Data)		Rank
Total interest income	$9,456,000	3,392
Total interest expense	$5,035,000	2,902
Net interest income	$4,421,000	3,848
Provision for loan and lease losses	$210,000	3,440
Total noninterest income	$1,015,000	3,055
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$259,000	4,425
Trading account gains and fees	$0	173
Additional Noninterest Income	$756,000	2,246
Total noninterest expense	$3,365,000	3,826
Salaries and employee benefits	$1,693,000	3,938
Premises and equipment expense	$287,000	5,600
Additional noninterest expense	$1,385,000	3,061
Pre-tax net operating income	$1,861,000	3,522
Securities gains (losses)	$0	3,155
Applicable income taxes	$640,000	3,082
Income before extraordinary items	$1,221,000	3,824
Extraordinary gains, net	$0	35
Net income	$1,221,000	3,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	3,952
Cash dividends	$322,000	4,382
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,221,000	3,794
1998-12-31 (YTD Data)		Rank
Total interest income	$9,423,000	3,408
Total interest expense	$5,097,000	2,949
Net interest income	$4,326,000	3,862
Provision for loan and lease losses	$240,000	3,065
Total noninterest income	$1,001,000	3,083
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$215,000	4,944
Trading account gains and fees	$0	224
Additional Noninterest Income	$786,000	2,201
Total noninterest expense	$2,677,000	4,537
Salaries and employee benefits	$1,340,000	4,646
Premises and equipment expense	$270,000	5,701
Additional noninterest expense	$1,067,000	3,732
Pre-tax net operating income	$2,410,000	2,869
Securities gains (losses)	$0	4,449
Applicable income taxes	$895,000	2,505
Income before extraordinary items	$1,515,000	3,229
Extraordinary gains, net	$0	32
Net income	$1,515,000	3,230
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,000	2,548
Cash dividends	$260,000	4,880
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,515,000	3,142
1997-12-31 (YTD Data)		Rank
Total interest income	$8,869,000	3,621
Total interest expense	$4,702,000	3,159
Net interest income	$4,167,000	4,087
Provision for loan and lease losses	$210,000	3,330
Total noninterest income	$829,000	3,490
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$200,000	5,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$629,000	2,394
Total noninterest expense	$2,344,000	5,032
Salaries and employee benefits	$1,187,000	5,147
Premises and equipment expense	$272,000	5,770
Additional noninterest expense	$885,000	4,375
Pre-tax net operating income	$2,442,000	2,970
Securities gains (losses)	$-50,000	10,646
Applicable income taxes	$943,000	2,559
Income before extraordinary items	$1,449,000	3,458
Extraordinary gains, net	$0	44
Net income	$1,449,000	3,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,573
Cash dividends	$200,000	5,346
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,481,000	3,326
1996-12-31 (YTD Data)		Rank
Total interest income	$8,010,000	4,029
Total interest expense	$4,302,000	3,464
Net interest income	$3,708,000	4,605
Provision for loan and lease losses	$190,000	3,537
Total noninterest income	$637,000	4,381
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$183,000	5,856
Trading account gains and fees	NA	NA
Additional Noninterest Income	$454,000	3,124
Total noninterest expense	$2,183,000	5,574
Salaries and employee benefits	$982,000	6,079
Premises and equipment expense	$344,000	5,065
Additional noninterest expense	$857,000	4,928
Pre-tax net operating income	$1,972,000	3,451
Securities gains (losses)	$4,000	3,123
Applicable income taxes	$772,000	2,944
Income before extraordinary items	$1,204,000	3,864
Extraordinary gains, net	$0	53
Net income	$1,204,000	3,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,357
Cash dividends	$142,000	6,142
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,201,440	3,824
1995-12-31 (YTD Data)		Rank
Total interest income	$6,707,000	4,725
Total interest expense	$3,496,000	4,161
Net interest income	$3,211,000	5,213
Provision for loan and lease losses	$170,000	3,392
Total noninterest income	$483,000	5,310
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$143,000	6,812
Trading account gains and fees	NA	NA
Additional Noninterest Income	$340,000	3,691
Total noninterest expense	$1,946,000	6,113
Salaries and employee benefits	$858,000	6,772
Premises and equipment expense	$355,000	4,974
Additional noninterest expense	$733,000	5,638
Pre-tax net operating income	$1,578,000	4,272
Securities gains (losses)	$0	3,831
Applicable income taxes	$607,000	3,633
Income before extraordinary items	$971,000	4,714
Extraordinary gains, net	$0	65
Net income	$971,000	4,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,036
Cash dividends	$113,000	6,589
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$971,000	4,692
1994-12-31 (YTD Data)		Rank
Total interest income	$5,069,000	5,621
Total interest expense	$2,248,000	5,077
Net interest income	$2,821,000	5,872
Provision for loan and lease losses	$170,000	3,353
Total noninterest income	$422,000	5,933
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$110,000	7,844
Trading account gains and fees	NA	NA
Additional Noninterest Income	$312,000	3,976
Total noninterest expense	$1,790,000	6,715
Salaries and employee benefits	$814,000	7,130
Premises and equipment expense	$343,000	5,146
Additional noninterest expense	$633,000	6,795
Pre-tax net operating income	$1,283,000	4,990
Securities gains (losses)	$0	3,600
Applicable income taxes	$451,000	4,376
Income before extraordinary items	$832,000	5,201
Extraordinary gains, net	$0	249
Net income	$832,000	5,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$85,000	7,219
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$832,000	5,259
1993-12-31 (YTD Data)		Rank
Total interest income	$4,195,000	6,644
Total interest expense	$1,907,000	6,073
Net interest income	$2,288,000	6,951
Provision for loan and lease losses	$150,000	4,621
Total noninterest income	$309,000	7,535
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$108,000	8,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	5,660
Total noninterest expense	$1,500,000	7,834
Salaries and employee benefits	$686,000	8,093
Premises and equipment expense	$302,000	5,819
Additional noninterest expense	$512,000	8,095
Pre-tax net operating income	$947,000	6,126
Securities gains (losses)	$0	7,477
Applicable income taxes	$364,000	5,349
Income before extraordinary items	$583,000	6,911
Extraordinary gains, net	$17,000	2,772
Net income	$600,000	6,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$583,000	6,661
1992-12-31 (YTD Data)		Rank
Total interest income	$2,850,000	9,243
Total interest expense	$1,427,000	8,745
Net interest income	$1,423,000	9,539
Provision for loan and lease losses	$219,000	4,999
Total noninterest income	$82,000	12,225
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$69,000	9,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	13,144
Total noninterest expense	$1,071,000	9,660
Salaries and employee benefits	$507,000	9,719
Premises and equipment expense	$235,000	7,071
Additional noninterest expense	$329,000	10,445
Pre-tax net operating income	$215,000	10,925
Securities gains (losses)	$0	8,369
Applicable income taxes	$71,000	10,691
Income before extraordinary items	$144,000	11,361
Extraordinary gains, net	$71,000	881
Net income	$215,000	10,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	10,474
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$144,000	11,021

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.