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Monogram Credit Card Bank of Georgia, Assets and Liabilities

2004-12-31Rank
# of Employees:861,989
Assets and Liabilities
Total Assets:$4,764,464,000198
Cash and due from depository institutions$196,134,0001,989
Interest-bearing balances$200,0004,346
Securities$08,814
Federal funds sold & reverse repurchase agreements$750,000,00041
Net loans & leases$3,649,833,000166
Loan loss allowance$144,086,00072
Trading account assets$0153
Bank premises and fixed assets$08,912
Other real estate owned$01,989
Goodwill and other intangibles$124,164,000142
All other assets$44,333,000433
Life insurance assets$0334
Total liabilities and capital$4,764,464,000198
Total liabilities$3,720,712,000214
Total deposits$744,218,000590
Interest-bearing deposits$707,900,000544
Deposits held in domestic offices$744,218,000589
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$13,676,0002,173
Subordinated debt$0272
All other liabilities$2,962,818,00022
Total equity capital$1,043,752,000104
Total bank equity capital$1,043,752,000104
Perpetual preferred stock$0118
Common stock$1,000,0002,784
Surplus$799,058,00081
Undivided profits$243,694,000166
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$177,854,00041
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$22,144,000170
Earning assets$4,400,033,000192
Long-term assets (5+ years)$07,981
Average Assets, year-to-date$4,242,376,200204
Average Assets, quarterly$4,450,826,500201
Volatile liabilities$707,900,000274
Insider loans$08,048
FHLB advances$05,260
Loans and leases held for sale$01,753
Unused loan commitments$180,188,844,00010
Tier 1 (core) risk-based capital$919,588,000108
Tier 2 risk-based capital$50,343,000157
Total risk weighted assets$3,933,736,000166
Total unused commitments$180,188,844,00010
Derivatives$0774
2004-09-30Rank
# of Employees:931,833
Assets and Liabilities
Total Assets:$4,137,189,000218
Cash and due from depository institutions$123,741,0001,833
Interest-bearing balances$200,0004,416
Securities$08,861
Federal funds sold & reverse repurchase agreements$750,000,00049
Net loans & leases$3,073,982,000187
Loan loss allowance$113,204,00089
Trading account assets$0149
Bank premises and fixed assets$08,955
Other real estate owned$01,833
Goodwill and other intangibles$130,482,000138
All other assets$58,984,000341
Life insurance assets$0330
Total liabilities and capital$4,137,189,000218
Total liabilities$3,209,506,000232
Total deposits$690,281,000621
Interest-bearing deposits$660,200,000569
Deposits held in domestic offices$690,281,000617
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$482,010,000190
Subordinated debt$0276
All other liabilities$2,037,215,00027
Total equity capital$927,683,000122
Total bank equity capital$927,683,000122
Perpetual preferred stock$0124
Common stock$1,000,0002,785
Surplus$799,058,00085
Undivided profits$127,625,000280
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$130,094,00057
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$47,371,000108
Earning assets$3,824,182,000214
Long-term assets (5+ years)$08,028
Average Assets, year-to-date$4,111,854,250212
Average Assets, quarterly$3,929,506,500219
Volatile liabilities$660,200,000284
Insider loans$08,077
FHLB advances$05,299
Loans and leases held for sale$01,808
Unused loan commitments$144,397,259,00013
Tier 1 (core) risk-based capital$797,201,000124
Tier 2 risk-based capital$42,761,000181
Total risk weighted assets$3,350,475,000191
Total unused commitments$144,397,259,00013
Derivatives$0770
2004-06-30Rank
# of Employees:832,057
Assets and Liabilities
Total Assets:$3,721,824,000222
Cash and due from depository institutions$163,078,0002,057
Interest-bearing balances$200,0004,490
Securities$08,921
Federal funds sold & reverse repurchase agreements$400,000,00070
Net loans & leases$2,997,963,000187
Loan loss allowance$114,500,00087
Trading account assets$0153
Bank premises and fixed assets$09,014
Other real estate owned$02,057
Goodwill and other intangibles$120,420,000132
All other assets$40,363,000468
Life insurance assets$0323
Total liabilities and capital$3,721,824,000222
Total liabilities$2,921,766,000240
Total deposits$683,029,000620
Interest-bearing deposits$650,800,000570
Deposits held in domestic offices$683,029,000617
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$187,899,000340
Subordinated debt$0288
All other liabilities$2,050,838,00029
Total equity capital$800,058,000128
Total bank equity capital$800,058,000128
Perpetual preferred stock$0126
Common stock$1,000,0002,796
Surplus$799,058,00080
Undivided profits$08,260
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$137,181,00056
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$30,156,000140
Earning assets$3,398,163,000223
Long-term assets (5+ years)$08,066
Average Assets, year-to-date$4,103,409,330209
Average Assets, quarterly$3,648,972,000221
Volatile liabilities$650,800,000281
Insider loans$08,164
FHLB advances$05,298
Loans and leases held for sale$01,820
Unused loan commitments$148,775,753,00011
Tier 1 (core) risk-based capital$679,638,000137
Tier 2 risk-based capital$40,818,000184
Total risk weighted assets$3,191,760,000188
Total unused commitments$148,775,753,00011
Derivatives$0740
2004-03-31Rank
# of Employees:842,036
Assets and Liabilities
Total Assets:$3,576,120,000224
Cash and due from depository institutions$137,371,0002,036
Interest-bearing balances$200,0004,619
Securities$08,960
Federal funds sold & reverse repurchase agreements$06,767
Net loans & leases$3,270,822,000167
Loan loss allowance$131,716,00073
Trading account assets$0144
Bank premises and fixed assets$09,047
Other real estate owned$02,036
Goodwill and other intangibles$127,180,000117
All other assets$40,747,000453
Life insurance assets$0322
Total liabilities and capital$3,576,120,000224
Total liabilities$1,954,231,000310
Total deposits$573,178,000757
Interest-bearing deposits$542,100,000697
Deposits held in domestic offices$573,178,000751
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$938,329,000116
Subordinated debt$0287
All other liabilities$442,724,00081
Total equity capital$1,621,889,00079
Total bank equity capital$1,621,889,00079
Perpetual preferred stock$0129
Common stock$1,000,0002,795
Surplus$1,465,607,00053
Undivided profits$155,282,000226
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$83,746,00078
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$32,218,000127
Earning assets$3,271,022,000223
Long-term assets (5+ years)$08,096
Average Assets, year-to-date$4,294,202,000201
Average Assets, quarterly$4,294,202,000201
Volatile liabilities$542,100,000310
Insider loans$08,165
FHLB advances$05,150
Loans and leases held for sale$01,884
Unused loan commitments$133,577,523,00013
Tier 1 (core) risk-based capital$1,494,709,00076
Tier 2 risk-based capital$43,384,000171
Total risk weighted assets$3,382,427,000177
Total unused commitments$133,577,523,00013
Derivatives$0699
2003-12-31Rank
# of Employees:822,111
Assets and Liabilities
Total Assets:$5,012,284,000185
Cash and due from depository institutions$122,987,0002,111
Interest-bearing balances$205,0004,512
Securities$09,026
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$3,466,313,000161
Loan loss allowance$140,212,00072
Trading account assets$0168
Bank premises and fixed assets$09,115
Other real estate owned$02,111
Goodwill and other intangibles$94,648,000138
All other assets$1,328,336,00050
Life insurance assets$01
Total liabilities and capital$5,012,284,000185
Total liabilities$4,220,810,000191
Total deposits$3,095,971,000179
Interest-bearing deposits$3,078,460,000164
Deposits held in domestic offices$3,095,971,000178
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$824,333,000133
Subordinated debt$0293
All other liabilities$300,506,00086
Total equity capital$791,474,000125
Total bank equity capital$791,474,000125
Perpetual preferred stock$0131
Common stock$1,000,0002,819
Surplus$790,474,00076
Undivided profits$08,444
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$155,692,00058
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$40,668,000106
Earning assets$3,466,518,000212
Long-term assets (5+ years)$08,140
Average Assets, year-to-date$4,920,102,600182
Average Assets, quarterly$4,692,696,500186
Volatile liabilities$3,078,460,000113
Insider loans$08,219
FHLB advances$05,171
Loans and leases held for sale$01,789
Unused loan commitments$88,446,702,00019
Tier 1 (core) risk-based capital$696,826,000130
Tier 2 risk-based capital$61,993,000140
Total risk weighted assets$4,881,239,000135
Total unused commitments$88,446,702,00019
Derivatives$0665
2003-09-30Rank
# of Employees:822,128
Assets and Liabilities
Total Assets:$4,373,109,000201
Cash and due from depository institutions$125,012,0002,128
Interest-bearing balances$204,0004,651
Securities$09,073
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$4,091,989,000149
Loan loss allowance$171,463,00066
Trading account assets$0165
Bank premises and fixed assets$09,170
Other real estate owned$02,128
Goodwill and other intangibles$95,706,000141
All other assets$60,402,000345
Life insurance assets$01
Total liabilities and capital$4,373,109,000201
Total liabilities$2,724,248,000245
Total deposits$570,281,000767
Interest-bearing deposits$550,400,000691
Deposits held in domestic offices$570,281,000764
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$532,125,000169
Subordinated debt$0293
All other liabilities$1,621,842,00034
Total equity capital$1,648,861,00071
Total bank equity capital$1,648,861,00071
Perpetual preferred stock$0137
Common stock$1,000,0002,835
Surplus$1,647,861,00040
Undivided profits$08,502
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$112,420,00067
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$28,320,000137
Earning assets$4,092,193,000196
Long-term assets (5+ years)$08,204
Average Assets, year-to-date$4,897,057,250184
Average Assets, quarterly$6,983,319,000146
Volatile liabilities$768,695,000240
Insider loans$08,298
FHLB advances$05,135
Loans and leases held for sale$01,962
Unused loan commitments$110,287,733,00017
Tier 1 (core) risk-based capital$1,553,155,00065
Tier 2 risk-based capital$54,361,000152
Total risk weighted assets$4,231,754,000151
Total unused commitments$110,287,733,00017
Derivatives$0666
2003-06-30Rank
# of Employees:1101,605
Assets and Liabilities
Total Assets:$9,593,529,000117
Cash and due from depository institutions$206,200,0001,605
Interest-bearing balances$203,0004,736
Securities$09,101
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$9,252,184,00076
Loan loss allowance$168,308,00065
Trading account assets$0170
Bank premises and fixed assets$09,198
Other real estate owned$01,605
Goodwill and other intangibles$101,939,000123
All other assets$33,206,000523
Life insurance assets$01
Total liabilities and capital$9,593,529,000117
Total liabilities$8,172,380,000121
Total deposits$705,434,000602
Interest-bearing deposits$533,400,000700
Deposits held in domestic offices$705,434,000600
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$6,438,421,00033
Subordinated debt$0266
All other liabilities$1,028,525,00042
Total equity capital$1,421,149,00078
Total bank equity capital$1,421,149,00078
Perpetual preferred stock$0140
Common stock$1,000,0002,835
Surplus$1,420,149,00045
Undivided profits$08,569
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$190,936,00051
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$7,221,000368
Earning assets$9,252,387,000109
Long-term assets (5+ years)$08,230
Average Assets, year-to-date$5,071,706,670177
Average Assets, quarterly$6,244,350,500153
Volatile liabilities$533,400,000308
Insider loans$08,352
FHLB advances$05,105
Loans and leases held for sale$4,531,170,00014
Unused loan commitments$158,703,377,0009
Tier 1 (core) risk-based capital$1,319,210,00074
Tier 2 risk-based capital$118,687,000107
Total risk weighted assets$9,445,317,00078
Total unused commitments$158,703,377,0009
Derivatives$0623
2003-03-31Rank
# of Employees:881,961
Assets and Liabilities
Total Assets:$2,895,172,000252
Cash and due from depository institutions$180,391,0001,961
Interest-bearing balances$202,0004,630
Securities$09,153
Federal funds sold & reverse repurchase agreements$07,247
Net loans & leases$2,010,884,000227
Loan loss allowance$41,728,000183
Trading account assets$0169
Bank premises and fixed assets$09,241
Other real estate owned$01,961
Goodwill and other intangibles$20,008,000316
All other assets$683,889,00073
Life insurance assets$01
Total liabilities and capital$2,895,172,000252
Total liabilities$2,460,897,000266
Total deposits$560,008,000758
Interest-bearing deposits$528,300,000703
Deposits held in domestic offices$560,008,000755
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$888,218,000119
Subordinated debt$0265
All other liabilities$1,012,671,00044
Total equity capital$434,275,000198
Total bank equity capital$434,275,000198
Perpetual preferred stock$0141
Common stock$1,000,0002,845
Surplus$433,275,000115
Undivided profits$08,595
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$40,557,000148
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$4,344,000613
Earning assets$2,011,086,000311
Long-term assets (5+ years)$08,263
Average Assets, year-to-date$2,810,795,500258
Average Assets, quarterly$2,810,795,500258
Volatile liabilities$528,300,000306
Insider loans$08,373
FHLB advances$05,057
Loans and leases held for sale$543,562,00041
Unused loan commitments$153,632,127,0009
Tier 1 (core) risk-based capital$414,267,000181
Tier 2 risk-based capital$34,657,000201
Total risk weighted assets$2,765,508,000199
Total unused commitments$153,632,127,0009
Derivatives$0578
2002-12-31Rank
# of Employees:951,794
Assets and Liabilities
Total Assets:$2,726,419,000261
Cash and due from depository institutions$175,804,0001,794
Interest-bearing balances$202,0004,553
Securities$09,193
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$1,506,963,000276
Loan loss allowance$49,379,000162
Trading account assets$0170
Bank premises and fixed assets$09,281
Other real estate owned$01,794
Goodwill and other intangibles$21,163,000288
All other assets$1,022,489,00054
Life insurance assets$01
Total liabilities and capital$2,726,419,000261
Total liabilities$2,498,922,000257
Total deposits$686,826,000598
Interest-bearing deposits$516,100,000699
Deposits held in domestic offices$686,826,000596
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$1,559,522,00092
Subordinated debt$0258
All other liabilities$252,574,00098
Total equity capital$227,497,000299
Total bank equity capital$227,497,000299
Perpetual preferred stock$0142
Common stock$1,000,0002,848
Surplus$226,497,000170
Undivided profits$08,629
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$32,322,000168
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$8,607,000350
Earning assets$1,507,165,000369
Long-term assets (5+ years)$08,289
Average Assets, year-to-date$2,114,019,600307
Average Assets, quarterly$2,275,272,500300
Volatile liabilities$516,100,000307
Insider loans$08,414
FHLB advances$05,074
Loans and leases held for sale$664,964,00041
Unused loan commitments$152,890,847,0009
Tier 1 (core) risk-based capital$206,334,000273
Tier 2 risk-based capital$32,675,000208
Total risk weighted assets$2,597,288,000204
Total unused commitments$152,890,847,0009
Derivatives$0527
2001-12-31Rank
# of Employees:1151,460
Assets and Liabilities
Total Assets:$1,842,347,000345
Cash and due from depository institutions$234,155,0001,460
Interest-bearing balances$157,0004,716
Securities$09,430
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$1,254,816,000310
Loan loss allowance$50,497,000167
Trading account assets$0182
Bank premises and fixed assets$09,537
Other real estate owned$01,460
Goodwill and other intangibles$58,591,000159
All other assets$294,785,000128
Life insurance assets$01
Total liabilities and capital$1,842,347,000345
Total liabilities$1,171,238,000443
Total deposits$468,418,000844
Interest-bearing deposits$438,937,000770
Deposits held in domestic offices$468,418,000841
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$680,895,000142
Subordinated debt$0241
All other liabilities$21,925,000376
Total equity capital$671,109,000130
Total bank equity capital$671,109,000130
Perpetual preferred stock$0158
Common stock$1,000,0002,902
Surplus$670,109,00077
Undivided profits$08,721
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$40,266,000152
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$4,170,000723
Earning assets$1,254,973,000424
Long-term assets (5+ years)$08,482
Average Assets, year-to-date$2,147,784,200295
Average Assets, quarterly$2,162,924,000301
Volatile liabilities$438,937,000349
Insider loans$08,624
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$139,040,351,00010
Tier 1 (core) risk-based capital$612,518,000127
Tier 2 risk-based capital$20,587,000277
Total risk weighted assets$1,617,019,000284
Total unused commitments$139,040,351,00010
Derivatives$0450
2000-12-31Rank
# of Employees:1421,144
Assets and Liabilities
Total Assets:$2,035,626,000311
Cash and due from depository institutions$205,137,0001,144
Interest-bearing balances$166,0004,094
Securities$09,820
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$1,599,354,000267
Loan loss allowance$82,046,000109
Trading account assets$0175
Bank premises and fixed assets$09,830
Other real estate owned$01,144
Goodwill and other intangibles$55,687,000153
All other assets$175,448,000163
Life insurance assets$01
Total liabilities and capital$2,035,626,000311
Total liabilities$1,600,896,000346
Total deposits$682,499,000577
Interest-bearing deposits$662,803,000522
Deposits held in domestic offices$682,499,000573
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$586,706,000152
Subordinated debt$0239
All other liabilities$331,691,00086
Total equity capital$434,730,000168
Total bank equity capital$434,730,000168
Perpetual preferred stock$0178
Common stock$1,000,0002,981
Surplus$433,730,00099
Undivided profits$08,957
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$52,007,000120
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$30,734,000137
Earning assets$1,599,520,000346
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$2,060,295,000301
Average Assets, quarterly$2,431,592,500261
Volatile liabilities$662,803,000275
Insider loans$08,879
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$99,892,663,00013
Tier 1 (core) risk-based capital$404,796,000160
Tier 2 risk-based capital$24,060,200251
Total risk weighted assets$1,866,830,400253
Total unused commitments$99,892,663,00013
Derivatives$1,575,342,00073
1999-12-31Rank
# of Employees:173952
Assets and Liabilities
Total Assets:$1,858,984,000334
Cash and due from depository institutions$25,034,000952
Interest-bearing balances$156,0004,267
Securities$010,148
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$1,415,372,000285
Loan loss allowance$74,488,000109
Trading account assets$0165
Bank premises and fixed assets$612,0007,265
Other real estate owned$0952
Goodwill and other intangibles$56,353,000135
All other assets$361,613,00094
Life insurance assets$01
Total liabilities and capital$1,858,984,000334
Total liabilities$1,564,142,000352
Total deposits$368,026,0001,025
Interest-bearing deposits$360,000,000903
Deposits held in domestic offices$368,026,0001,020
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$775,879,000140
Subordinated debt$0242
All other liabilities$420,237,00066
Total equity capital$294,842,000212
Total bank equity capital$294,842,000212
Perpetual preferred stock$0193
Common stock$1,000,0003,047
Surplus$201,669,000171
Undivided profits$92,173,000274
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$32,748,000145
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$010,095
Earning assets$1,415,528,000383
Long-term assets (5+ years)$08,976
Average Assets, year-to-date$1,469,496,400384
Average Assets, quarterly$1,634,106,000366
Volatile liabilities$360,000,000409
Insider loans$09,133
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$55,269,985,00019
Tier 1 (core) risk-based capital$238,489,000237
Tier 2 risk-based capital$23,234,900256
Total risk weighted assets$1,807,537,700251
Total unused commitments$55,269,985,00019
Derivatives$1,700,000,00067
1998-12-31Rank
# of Employees:198848
Assets and Liabilities
Total Assets:$1,353,945,000416
Cash and due from depository institutions$50,333,000848
Interest-bearing balances$102,0004,813
Securities$010,385
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$880,748,000402
Loan loss allowance$89,698,000104
Trading account assets$0197
Bank premises and fixed assets$986,0006,014
Other real estate owned$0848
Goodwill and other intangibles$46,698,000154
All other assets$375,180,00088
Life insurance assets$01
Total liabilities and capital$1,353,945,000416
Total liabilities$995,112,000489
Total deposits$673,921,000567
Interest-bearing deposits$670,546,000488
Deposits held in domestic offices$673,921,000563
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$268,194,000233
Subordinated debt$0255
All other liabilities$52,997,000218
Total equity capital$358,833,000186
Total bank equity capital$358,833,000186
Perpetual preferred stock$0199
Common stock$1,000,0003,049
Surplus$315,078,000116
Undivided profits$42,755,000599
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$33,869,000143
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$010,330
Earning assets$880,850,000551
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$1,380,925,200392
Average Assets, quarterly$1,339,538,000410
Volatile liabilities$670,546,000224
Insider loans$09,309
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$59,199,049,00018
Tier 1 (core) risk-based capital$327,850,000178
Tier 2 risk-based capital$17,176,170310
Total risk weighted assets$1,301,571,770302
Total unused commitments$59,199,049,00018
Derivatives$1,700,000,00075
1997-12-31Rank
# of Employees:239744
Assets and Liabilities
Total Assets:$1,498,340,000373
Cash and due from depository institutions$33,005,000744
Interest-bearing balances$96,0004,911
Securities$010,855
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$1,134,050,000327
Loan loss allowance$79,520,000115
Trading account assets$0203
Bank premises and fixed assets$4,216,0001,879
Other real estate owned$0744
Goodwill and other intangibles$17,960,000267
All other assets$309,109,00091
Life insurance assets$01
Total liabilities and capital$1,498,340,000373
Total liabilities$957,065,000502
Total deposits$672,811,000585
Interest-bearing deposits$670,546,000499
Deposits held in domestic offices$672,811,000579
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$252,370,000229
Subordinated debt$0260
All other liabilities$31,884,000306
Total equity capital$541,275,000131
Total bank equity capital$541,275,000131
Perpetual preferred stock$0223
Common stock$1,000,0003,120
Surplus$010,084
Undivided profits$540,275,00069
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$47,451,000111
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$010,814
Earning assets$1,134,146,000440
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$2,349,784,200255
Average Assets, quarterly$1,399,588,000394
Volatile liabilities$670,546,000243
Insider loans$09,792
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$36,449,959,00025
Tier 1 (core) risk-based capital$541,275,000114
Tier 2 risk-based capital$19,414,450267
Total risk weighted assets$1,493,050,450272
Total unused commitments$36,449,959,00025
Derivatives$1,700,000,00073
1996-12-31Rank
# of Employees:374504
Assets and Liabilities
Total Assets:$5,489,077,000157
Cash and due from depository institutions$22,992,000504
Interest-bearing balances$91,0005,077
Securities$011,393
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$4,904,220,000122
Loan loss allowance$327,741,00030
Trading account assets$0240
Bank premises and fixed assets$4,867,0001,639
Other real estate owned$0504
Goodwill and other intangibles$11,992,000331
All other assets$545,006,00054
Life insurance assets$01
Total liabilities and capital$5,489,077,000157
Total liabilities$2,920,685,000244
Total deposits$566,100,000708
Interest-bearing deposits$560,000,000630
Deposits held in domestic offices$566,100,000700
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$2,187,591,00052
Subordinated debt$0298
All other liabilities$166,994,000108
Total equity capital$2,568,392,00023
Total bank equity capital$2,568,392,00023
Perpetual preferred stock$148,600,0006
Common stock$1,000,0003,340
Surplus$1,965,068,00013
Undivided profits$453,724,00079
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$203,000,00029
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$011,352
Earning assets$4,904,311,000161
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$4,421,679,600185
Average Assets, quarterly$5,128,455,000167
Volatile liabilities$560,000,000280
Insider loans$010,271
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$33,685,251,00018
Tier 1 (core) risk-based capital$2,568,392,00018
Tier 2 risk-based capital$72,480,310149
Total risk weighted assets$5,543,163,710118
Total unused commitments$33,685,251,00018
Derivatives$0549
1995-12-31Rank
# of Employees:412490
Assets and Liabilities
Total Assets:$3,431,212,000235
Cash and due from depository institutions$41,614,000490
Interest-bearing balances$87,0005,491
Securities$011,914
Federal funds sold & reverse repurchase agreements$3,000,0004,323
Net loans & leases$3,301,790,000166
Loan loss allowance$122,118,00091
Trading account assets$0261
Bank premises and fixed assets$3,275,0002,354
Other real estate owned$0490
Goodwill and other intangibles$11,980,000321
All other assets$69,553,000259
Life insurance assets$01
Total liabilities and capital$3,431,212,000235
Total liabilities$2,216,446,000307
Total deposits$60,430,0005,910
Interest-bearing deposits$10,000,00011,310
Deposits held in domestic offices$60,430,0005,901
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$1,868,109,00057
Subordinated debt$0337
All other liabilities$287,907,00067
Total equity capital$1,214,766,00049
Total bank equity capital$1,214,766,00049
Perpetual preferred stock$148,600,0006
Common stock$1,000,0003,492
Surplus$724,414,00042
Undivided profits$340,752,000101
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$94,500,00065
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$011,856
Earning assets$3,304,877,000221
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$2,886,321,200262
Average Assets, quarterly$3,157,551,500245
Volatile liabilities$10,000,0004,580
Insider loans$010,773
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$24,635,942,00021
Tier 1 (core) risk-based capital$1,214,766,00040
Tier 2 risk-based capital$43,970,490198
Total risk weighted assets$3,439,491,290169
Total unused commitments$24,635,942,00021
Derivatives$0628
1994-12-31Rank
# of Employees:301665
Assets and Liabilities
Total Assets:$2,736,339,000278
Cash and due from depository institutions$23,889,000665
Interest-bearing balances$83,0005,883
Securities$012,560
Federal funds sold & reverse repurchase agreements$1,000,0005,448
Net loans & leases$2,668,975,000192
Loan loss allowance$101,324,000104
Trading account assets$0286
Bank premises and fixed assets$55,00012,099
Other real estate owned$0665
Goodwill and other intangibles$4,626,000489
All other assets$37,794,000400
Life insurance assets$01
Total liabilities and capital$2,736,339,000278
Total liabilities$1,719,110,000356
Total deposits$14,118,00011,567
Interest-bearing deposits$10,000,00011,858
Deposits held in domestic offices$14,118,00011,565
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$1,575,186,00053
Subordinated debt$0372
All other liabilities$129,806,000115
Total equity capital$1,017,229,00052
Total bank equity capital$1,017,229,00052
Perpetual preferred stock$148,600,0005
Common stock$1,000,0003,640
Surplus$600,314,00045
Undivided profits$267,315,000111
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$55,683,000112
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$012,493
Earning assets$2,670,058,000257
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$2,201,812,000315
Average Assets, quarterly$2,525,703,000288
Volatile liabilities$10,000,0004,348
Insider loans$011,229
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$18,800,418,00021
Tier 1 (core) risk-based capital$1,017,229,00050
Tier 2 risk-based capital$35,221,900202
Total risk weighted assets$2,751,649,700191
Total unused commitments$18,800,418,00021
Derivatives$0687
1993-12-31Rank
# of Employees:1141,830
Assets and Liabilities
Total Assets:$1,824,289,000362
Cash and due from depository institutions$5,816,0001,830
Interest-bearing balances$80,0006,942
Securities$013,214
Federal funds sold & reverse repurchase agreements$1,900,0005,961
Net loans & leases$1,775,084,000238
Loan loss allowance$78,045,000133
Trading account assets$0330
Bank premises and fixed assets$70,00012,568
Other real estate owned$01,830
Goodwill and other intangibles$4,824,000439
All other assets$36,595,000403
Life insurance assets$01
Total liabilities and capital$1,824,289,000362
Total liabilities$871,667,000595
Total deposits$11,822,00012,507
Interest-bearing deposits$10,284,00012,418
Deposits held in domestic offices$11,822,00012,506
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$792,646,00088
Subordinated debt$0413
All other liabilities$67,199,000184
Total equity capital$952,622,00054
Total bank equity capital$952,622,00054
Perpetual preferred stock$148,600,0003
Common stock$1,000,0003,765
Surplus$596,718,00042
Undivided profits$206,304,000132
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$40,028,000204
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$013,162
Earning assets$1,777,064,000336
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$1,452,451,200407
Average Assets, quarterly$1,637,349,000384
Volatile liabilities$802,930,000214
Insider loans$011,728
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$12,140,715,00029
Tier 1 (core) risk-based capital$952,622,00047
Tier 2 risk-based capital$23,702,020254
Total risk weighted assets$1,841,818,220249
Total unused commitments$12,140,715,00029
Derivatives$0714
1992-12-31Rank
# of Employees:1821,175
Assets and Liabilities
Total Assets:$1,292,487,000469
Cash and due from depository institutions$3,235,0001,175
Interest-bearing balances$08,059
Securities$013,824
Federal funds sold & reverse repurchase agreements$7,600,0002,184
Net loans & leases$1,260,973,000325
Loan loss allowance$49,112,000204
Trading account assets$0344
Bank premises and fixed assets$113,00012,564
Other real estate owned$01,175
Goodwill and other intangibles$1,056,000975
All other assets$19,510,000627
Life insurance assets$01
Total liabilities and capital$1,292,487,000469
Total liabilities$492,375,000951
Total deposits$11,774,00013,070
Interest-bearing deposits$10,551,00012,927
Deposits held in domestic offices$11,774,00013,069
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$435,092,000119
Subordinated debt$0482
All other liabilities$45,509,000235
Total equity capital$800,112,00056
Total bank equity capital$800,112,00056
Perpetual preferred stock$148,600,0003
Common stock$1,000,0003,936
Surplus$494,801,00042
Undivided profits$155,711,000153
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$27,511,000341
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$013,791
Earning assets$1,268,573,000437
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$1,179,242,600498
Average Assets, quarterly$1,251,579,000479
Volatile liabilities$445,643,000291
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$7,969,196,00035
Tier 1 (core) risk-based capital$650,456,00071
Tier 2 risk-based capital$165,248,44060
Total risk weighted assets$1,299,411,440325
Total unused commitments$7,969,196,00035
Derivatives$0651