Home > Monarch Community Bank > Net charge- offs to loans

Monarch Community Bank, Net charge- offs to loans

2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0123%2,941
Percentage Net Loans Charged-off: Total real estate loans-0.0190%5,290
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0410%5,767
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0568%1,433
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0621%1,318
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals4.4004%129
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.4004%121
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3447%1,271
Percentage Net Loans Charged-off: Total real estate loans0.2948%1,061
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0331%1,927
Percentage Net Loans Charged-off: Multi-family residential-0.0381%4,994
Percentage Net Loans Charged-off: 1-4 family residential0.6999%413
Percentage Net Loans Charged-off: Home equity loans0.3696%501
All other 1-4 family - Percent of loans charged-off, net0.7319%413
Percentage Net Loans Charged-off: Commercial and industrial-0.5256%5,935
Percentage Net Loans Charged-off: Loans to individuals7.0556%70
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.0556%65
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1993%1,870
Percentage Net Loans Charged-off: Total real estate loans0.1394%1,791
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.0416%5,854
Percentage Net Loans Charged-off: Multi-family residential-0.0278%5,027
Percentage Net Loans Charged-off: 1-4 family residential0.4828%666
Percentage Net Loans Charged-off: Home equity loans0.4852%395
All other 1-4 family - Percent of loans charged-off, net0.4825%638
Percentage Net Loans Charged-off: Commercial and industrial-0.8241%6,109
Percentage Net Loans Charged-off: Loans to individuals7.7893%52
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.7893%47
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1120%2,540
Percentage Net Loans Charged-off: Total real estate loans0.0306%2,756
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate-0.0470%5,945
Percentage Net Loans Charged-off: Multi-family residential-0.0483%5,079
Percentage Net Loans Charged-off: 1-4 family residential0.3567%945
Percentage Net Loans Charged-off: Home equity loans0.7200%270
All other 1-4 family - Percent of loans charged-off, net0.3207%1,002
Percentage Net Loans Charged-off: Commercial and industrial-0.2628%5,775
Percentage Net Loans Charged-off: Loans to individuals8.4047%49
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual8.4047%48
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0194%5,338
Percentage Net Loans Charged-off: Total real estate loans-0.0331%5,896
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0356%6,008
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0355%5,973
Percentage Net Loans Charged-off: Home equity loans-0.4555%4,827
All other 1-4 family - Percent of loans charged-off, net0.0065%2,009
Percentage Net Loans Charged-off: Commercial and industrial-0.2592%5,827
Percentage Net Loans Charged-off: Loans to individuals1.4604%614
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4604%554
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6389%1,016
Percentage Net Loans Charged-off: Total real estate loans0.5046%1,094
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate-0.8937%6,600
Percentage Net Loans Charged-off: Multi-family residential-0.1108%5,271
Percentage Net Loans Charged-off: 1-4 family residential1.3566%293
Percentage Net Loans Charged-off: Home equity loans1.5138%234
All other 1-4 family - Percent of loans charged-off, net1.3398%332
Percentage Net Loans Charged-off: Commercial and industrial4.0788%270
Percentage Net Loans Charged-off: Loans to individuals5.3249%126
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.3249%113
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5059%1,271
Percentage Net Loans Charged-off: Total real estate loans0.4992%1,079
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate-1.2291%6,693
Percentage Net Loans Charged-off: Multi-family residential-0.0795%5,302
Percentage Net Loans Charged-off: 1-4 family residential1.5013%257
Percentage Net Loans Charged-off: Home equity loans1.7635%212
All other 1-4 family - Percent of loans charged-off, net1.4730%285
Percentage Net Loans Charged-off: Commercial and industrial-0.2918%6,056
Percentage Net Loans Charged-off: Loans to individuals2.2677%396
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2677%363
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0563%573
Percentage Net Loans Charged-off: Total real estate loans1.0865%469
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.4537%941
Percentage Net Loans Charged-off: Multi-family residential-0.1307%5,330
Percentage Net Loans Charged-off: 1-4 family residential1.5339%305
Percentage Net Loans Charged-off: Home equity loans2.5812%149
All other 1-4 family - Percent of loans charged-off, net1.4208%347
Percentage Net Loans Charged-off: Commercial and industrial-0.1941%5,916
Percentage Net Loans Charged-off: Loans to individuals1.1394%894
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1394%800
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1949%490
Percentage Net Loans Charged-off: Total real estate loans1.2712%387
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.9584%467
Percentage Net Loans Charged-off: Multi-family residential-0.2928%5,392
Percentage Net Loans Charged-off: 1-4 family residential1.5611%318
Percentage Net Loans Charged-off: Home equity loans1.3187%259
All other 1-4 family - Percent of loans charged-off, net1.5876%325
Percentage Net Loans Charged-off: Commercial and industrial-0.1051%5,630
Percentage Net Loans Charged-off: Loans to individuals-1.3223%6,686
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.3223%6,641
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3951%2,672
Percentage Net Loans Charged-off: Total real estate loans0.3363%2,561
Percentage Net Loans Charged-off:Construction & development0.1139%2,181
Percentage Net Loans Charged-off: Commercial real estate-1.5186%6,904
Percentage Net Loans Charged-off: Multi-family residential-0.0956%5,502
Percentage Net Loans Charged-off: 1-4 family residential1.3247%627
Percentage Net Loans Charged-off: Home equity loans0.3455%1,218
All other 1-4 family - Percent of loans charged-off, net1.4441%579
Percentage Net Loans Charged-off: Commercial and industrial0.4330%2,208
Percentage Net Loans Charged-off: Loans to individuals4.2074%251
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.2074%242
Percentage Net Loans Charged-off: All other loans and lease-1.4684%6,381
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.5278%1,449
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0240%1,033
Percentage Net Loans Charged-off: Total real estate loans1.0419%924
Percentage Net Loans Charged-off:Construction & development0.1443%1,971
Percentage Net Loans Charged-off: Commercial real estate0.4674%1,441
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential1.3902%588
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net1.5624%521
Percentage Net Loans Charged-off: Commercial and industrial-0.1339%6,165
Percentage Net Loans Charged-off: Loans to individuals2.1220%568
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1220%515
Percentage Net Loans Charged-off: All other loans and lease-1.5659%6,431
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.4501%1,433
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2440%864
Percentage Net Loans Charged-off: Total real estate loans1.2918%730
Percentage Net Loans Charged-off:Construction & development0.2090%1,720
Percentage Net Loans Charged-off: Commercial real estate0.6205%1,104
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential1.7203%453
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net1.9371%402
Percentage Net Loans Charged-off: Commercial and industrial-0.1456%6,174
Percentage Net Loans Charged-off: Loans to individuals0.8564%1,418
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8564%1,285
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.3800%1,401
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6238%606
Percentage Net Loans Charged-off: Total real estate loans1.7455%495
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate1.2922%546
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential2.1510%354
Percentage Net Loans Charged-off: Home equity loans0.4723%709
All other 1-4 family - Percent of loans charged-off, net2.3657%332
Percentage Net Loans Charged-off: Commercial and industrial-0.2785%6,403
Percentage Net Loans Charged-off: Loans to individuals-2.1519%7,051
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-2.1519%7,001
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.5066%1,357
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6805%912
Percentage Net Loans Charged-off: Total real estate loans1.6959%860
Percentage Net Loans Charged-off:Construction & development0.1796%2,712
Percentage Net Loans Charged-off: Commercial real estate0.8052%1,483
Percentage Net Loans Charged-off: Multi-family residential8.8802%119
Percentage Net Loans Charged-off: 1-4 family residential2.1572%485
Percentage Net Loans Charged-off: Home equity loans1.2371%719
All other 1-4 family - Percent of loans charged-off, net2.2922%478
Percentage Net Loans Charged-off: Commercial and industrial0.7827%2,266
Percentage Net Loans Charged-off: Loans to individuals2.9320%508
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8948%440
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7827%84
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4885%977
Percentage Net Loans Charged-off: Total real estate loans1.4640%942
Percentage Net Loans Charged-off:Construction & development0.2272%2,376
Percentage Net Loans Charged-off: Commercial real estate0.9008%1,138
Percentage Net Loans Charged-off: Multi-family residential9.9860%102
Percentage Net Loans Charged-off: 1-4 family residential1.7520%606
Percentage Net Loans Charged-off: Home equity loans0.4506%1,138
All other 1-4 family - Percent of loans charged-off, net1.9472%550
Percentage Net Loans Charged-off: Commercial and industrial1.5795%1,303
Percentage Net Loans Charged-off: Loans to individuals2.9409%487
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8912%405
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.5795%67
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2992%1,184
Percentage Net Loans Charged-off: Total real estate loans1.2805%1,119
Percentage Net Loans Charged-off:Construction & development0.3792%1,984
Percentage Net Loans Charged-off: Commercial real estate0.0880%2,318
Percentage Net Loans Charged-off: Multi-family residential11.9189%89
Percentage Net Loans Charged-off: 1-4 family residential1.8122%615
Percentage Net Loans Charged-off: Home equity loans0.2456%1,190
All other 1-4 family - Percent of loans charged-off, net2.0523%525
Percentage Net Loans Charged-off: Commercial and industrial1.6207%1,188
Percentage Net Loans Charged-off: Loans to individuals1.8995%794
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8541%641
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.6207%59
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2769%1,082
Percentage Net Loans Charged-off: Total real estate loans1.3239%941
Percentage Net Loans Charged-off:Construction & development0.7224%1,293
Percentage Net Loans Charged-off: Commercial real estate-0.4196%7,274
Percentage Net Loans Charged-off: Multi-family residential14.0746%66
Percentage Net Loans Charged-off: 1-4 family residential2.2925%439
Percentage Net Loans Charged-off: Home equity loans0.4486%758
All other 1-4 family - Percent of loans charged-off, net2.5785%373
Percentage Net Loans Charged-off: Commercial and industrial-0.1858%6,617
Percentage Net Loans Charged-off: Loans to individuals1.8371%809
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7676%629
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1858%1,328
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.9169%185
Percentage Net Loans Charged-off: Total real estate loans5.0730%173
Percentage Net Loans Charged-off:Construction & development10.3957%543
Percentage Net Loans Charged-off: Commercial real estate6.6514%72
Percentage Net Loans Charged-off: Multi-family residential6.6583%221
Percentage Net Loans Charged-off: 1-4 family residential3.1863%327
Percentage Net Loans Charged-off: Home equity loans1.4478%659
All other 1-4 family - Percent of loans charged-off, net3.4703%311
Percentage Net Loans Charged-off: Commercial and industrial1.3865%2,115
Percentage Net Loans Charged-off: Loans to individuals4.3414%386
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.4525%123
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.6774%201
Percentage Net Loans Charged-off: Total real estate loans4.8613%169
Percentage Net Loans Charged-off:Construction & development12.7300%368
Percentage Net Loans Charged-off: Commercial real estate4.8212%152
Percentage Net Loans Charged-off: Multi-family residential9.2736%151
Percentage Net Loans Charged-off: 1-4 family residential3.2621%295
Percentage Net Loans Charged-off: Home equity loans1.8796%486
All other 1-4 family - Percent of loans charged-off, net3.4899%288
Percentage Net Loans Charged-off: Commercial and industrial0.1690%3,741
Percentage Net Loans Charged-off: Loans to individuals4.6166%341
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1690%134
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.3739%268
Percentage Net Loans Charged-off: Total real estate loans4.5714%221
Percentage Net Loans Charged-off:Construction & development18.8303%203
Percentage Net Loans Charged-off: Commercial real estate1.2454%837
Percentage Net Loans Charged-off: Multi-family residential11.2531%106
Percentage Net Loans Charged-off: 1-4 family residential3.6334%254
Percentage Net Loans Charged-off: Home equity loans1.2800%605
All other 1-4 family - Percent of loans charged-off, net4.0243%241
Percentage Net Loans Charged-off: Commercial and industrial0.2013%3,222
Percentage Net Loans Charged-off: Loans to individuals2.9208%684
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2013%101
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4019%697
Percentage Net Loans Charged-off: Total real estate loans2.4774%581
Percentage Net Loans Charged-off:Construction & development26.4616%121
Percentage Net Loans Charged-off: Commercial real estate0.1263%1,570
Percentage Net Loans Charged-off: Multi-family residential0.0740%431
Percentage Net Loans Charged-off: 1-4 family residential1.1913%899
Percentage Net Loans Charged-off: Home equity loans0.1549%893
All other 1-4 family - Percent of loans charged-off, net1.3639%796
Percentage Net Loans Charged-off: Commercial and industrial0.2549%2,318
Percentage Net Loans Charged-off: Loans to individuals2.8098%714
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2549%64
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2416%362
Percentage Net Loans Charged-off: Total real estate loans4.2112%344
Percentage Net Loans Charged-off:Construction & development23.1475%148
Percentage Net Loans Charged-off: Commercial real estate6.2452%112
Percentage Net Loans Charged-off: Multi-family residential0.1645%817
Percentage Net Loans Charged-off: 1-4 family residential1.6520%800
Percentage Net Loans Charged-off: Home equity loans0.5625%1,163
All other 1-4 family - Percent of loans charged-off, net1.8331%734
Percentage Net Loans Charged-off: Commercial and industrial4.1138%958
Percentage Net Loans Charged-off: Loans to individuals6.1793%295
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.4467%108
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1628%1,743
Percentage Net Loans Charged-off: Total real estate loans1.0684%1,486
Percentage Net Loans Charged-off:Construction & development0.2349%2,771
Percentage Net Loans Charged-off: Commercial real estate0.7197%1,070
Percentage Net Loans Charged-off: Multi-family residential0.2430%576
Percentage Net Loans Charged-off: 1-4 family residential1.3855%801
Percentage Net Loans Charged-off: Home equity loans0.4690%1,068
All other 1-4 family - Percent of loans charged-off, net1.5380%721
Percentage Net Loans Charged-off: Commercial and industrial0.1155%4,107
Percentage Net Loans Charged-off: Loans to individuals7.0247%230
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0742%1,683
Percentage Net Loans Charged-off: Total real estate loans1.0176%1,362
Percentage Net Loans Charged-off:Construction & development0.3527%2,253
Percentage Net Loans Charged-off: Commercial real estate1.0836%632
Percentage Net Loans Charged-off: Multi-family residential0.3639%402
Percentage Net Loans Charged-off: 1-4 family residential1.1014%890
Percentage Net Loans Charged-off: Home equity loans0.2661%1,032
All other 1-4 family - Percent of loans charged-off, net1.2409%788
Percentage Net Loans Charged-off: Commercial and industrial0.1745%3,345
Percentage Net Loans Charged-off: Loans to individuals4.9498%393
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3705%2,607
Percentage Net Loans Charged-off: Total real estate loans0.2719%2,168
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.4436%1,317
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.5177%1,139
Percentage Net Loans Charged-off: Commercial and industrial-0.5029%7,616
Percentage Net Loans Charged-off: Loans to individuals5.8122%298
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7562%1,640
Percentage Net Loans Charged-off: Total real estate loans0.5488%1,572
Percentage Net Loans Charged-off:Construction & development0.4405%2,069
Percentage Net Loans Charged-off: Commercial real estate0.5262%838
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.6007%1,038
Percentage Net Loans Charged-off: Home equity loans0.2657%942
All other 1-4 family - Percent of loans charged-off, net0.6550%891
Percentage Net Loans Charged-off: Commercial and industrial3.3935%609
Percentage Net Loans Charged-off: Loans to individuals5.3031%255
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5710%1,475
Percentage Net Loans Charged-off: Total real estate loans0.4141%1,352
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.2623%835
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.5313%865
Percentage Net Loans Charged-off: Home equity loans0.3031%704
All other 1-4 family - Percent of loans charged-off, net0.5682%764
Percentage Net Loans Charged-off: Commercial and industrial1.3133%1,084
Percentage Net Loans Charged-off: Loans to individuals5.2597%198
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4905%1,411
Percentage Net Loans Charged-off: Total real estate loans0.4051%1,092
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.1312%855
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.5662%688
Percentage Net Loans Charged-off: Home equity loans0.2987%571
All other 1-4 family - Percent of loans charged-off, net0.6092%613
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals3.8218%324
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5988%885
Percentage Net Loans Charged-off: Total real estate loans0.5913%573
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.2191%444
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.8064%387
Percentage Net Loans Charged-off: Home equity loans0.5945%289
All other 1-4 family - Percent of loans charged-off, net0.8405%355
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals1.3443%1,185
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5066%1,087
Percentage Net Loans Charged-off: Total real estate loans0.4539%627
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.5237%436
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.4977%529
Percentage Net Loans Charged-off: Home equity loans0.1402%641
All other 1-4 family - Percent of loans charged-off, net0.5507%475
Percentage Net Loans Charged-off: Commercial and industrial-0.5189%7,924
Percentage Net Loans Charged-off: Loans to individuals2.4873%437
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4570%53
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4879%816
Percentage Net Loans Charged-off: Total real estate loans0.4328%396
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.6940%221
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.4249%462
Percentage Net Loans Charged-off: Home equity loans0.1814%434
All other 1-4 family - Percent of loans charged-off, net0.4603%419
Percentage Net Loans Charged-off: Commercial and industrial-0.1554%7,558
Percentage Net Loans Charged-off: Loans to individuals2.2818%455
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5852%32
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2690%1,343
Percentage Net Loans Charged-off: Total real estate loans0.1919%775
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0156%791
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2622%664
Percentage Net Loans Charged-off: Home equity loans0.0918%421
All other 1-4 family - Percent of loans charged-off, net0.2864%589
Percentage Net Loans Charged-off: Commercial and industrial0.4070%1,392
Percentage Net Loans Charged-off: Loans to individuals2.1702%483
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8752%24
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2597%1,146
Percentage Net Loans Charged-off: Total real estate loans0.1754%623
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0324%435
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2334%565
Percentage Net Loans Charged-off: Home equity loans0.1877%248
All other 1-4 family - Percent of loans charged-off, net0.2396%537
Percentage Net Loans Charged-off: Commercial and industrial1.1696%553
Percentage Net Loans Charged-off: Loans to individuals1.8552%619
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.5684%16
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3946%975
Percentage Net Loans Charged-off: Total real estate loans0.2738%524
Percentage Net Loans Charged-off:Construction & development2.5112%61
Percentage Net Loans Charged-off: Commercial real estate0.0484%973
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1388%1,127
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.1562%999
Percentage Net Loans Charged-off: Commercial and industrial1.2504%808
Percentage Net Loans Charged-off: Loans to individuals2.1692%478
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1822%1,734
Percentage Net Loans Charged-off: Total real estate loans0.0945%1,115
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0665%676
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1119%1,083
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1257%981
Percentage Net Loans Charged-off: Commercial and industrial1.4275%575
Percentage Net Loans Charged-off: Loans to individuals0.8246%1,637
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2724%1,146
Percentage Net Loans Charged-off: Total real estate loans0.1405%761
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.1031%493
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1639%766
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.1838%690
Percentage Net Loans Charged-off: Commercial and industrial2.0057%428
Percentage Net Loans Charged-off: Loans to individuals1.3272%907
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1899%1,358
Percentage Net Loans Charged-off: Total real estate loans0.1222%638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.1569%599
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.1754%548
Percentage Net Loans Charged-off: Commercial and industrial0.2293%1,155
Percentage Net Loans Charged-off: Loans to individuals1.4221%886
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4426%180
Percentage Net Loans Charged-off: Total real estate loans0.3699%333
Percentage Net Loans Charged-off:Construction & development0.0491%502
Percentage Net Loans Charged-off: Commercial real estate0.1274%696
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.4531%338
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.5038%322
Percentage Net Loans Charged-off: Commercial and industrial35.1560%3
Percentage Net Loans Charged-off: Loans to individuals1.4493%1,125
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8655%120
Percentage Net Loans Charged-off: Total real estate loans0.4413%247
Percentage Net Loans Charged-off:Construction & development0.0629%363
Percentage Net Loans Charged-off: Commercial real estate0.0787%680
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.5581%247
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.6198%231
Percentage Net Loans Charged-off: Commercial and industrial52.4383%1
Percentage Net Loans Charged-off: Loans to individuals1.7109%780
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5966%93
Percentage Net Loans Charged-off: Total real estate loans0.4555%250
Percentage Net Loans Charged-off:Construction & development0.0896%260
Percentage Net Loans Charged-off: Commercial real estate0.1144%497
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.5708%253
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.6311%236
Percentage Net Loans Charged-off: Commercial and industrial85.1697%2
Percentage Net Loans Charged-off: Loans to individuals2.5039%438
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8740%386
Percentage Net Loans Charged-off: Total real estate loans0.1316%708
Percentage Net Loans Charged-off:Construction & development0.1753%137
Percentage Net Loans Charged-off: Commercial real estate0.2132%259
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1125%847
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.1238%777
Percentage Net Loans Charged-off: Commercial and industrial30.6979%13
Percentage Net Loans Charged-off: Loans to individuals2.2599%554
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8575%540
Percentage Net Loans Charged-off: Total real estate loans0.8426%162
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate4.3846%38
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1964%980
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.2138%915
Percentage Net Loans Charged-off: Commercial and industrial0.6946%1,751
Percentage Net Loans Charged-off: Loans to individuals1.2497%1,576
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0943%340
Percentage Net Loans Charged-off: Total real estate loans1.1011%88
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate6.2662%15
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1726%920
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1873%876
Percentage Net Loans Charged-off: Commercial and industrial0.9658%1,162
Percentage Net Loans Charged-off: Loans to individuals1.0124%1,844
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6743%211
Percentage Net Loans Charged-off: Total real estate loans1.7545%50
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate10.2503%9
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2916%592
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.3140%551
Percentage Net Loans Charged-off: Commercial and industrial1.6375%677
Percentage Net Loans Charged-off: Loans to individuals-0.0267%7,637
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2058%1,910
Percentage Net Loans Charged-off: Total real estate loans0.1203%908
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1514%786
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1606%725
Percentage Net Loans Charged-off: Commercial and industrial3.8158%285
Percentage Net Loans Charged-off: Loans to individuals0.3132%3,518
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2583%2,828
Percentage Net Loans Charged-off: Total real estate loans0.2250%999
Percentage Net Loans Charged-off:Construction & development-0.4033%8,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.3016%783
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.3200%767
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,747
Percentage Net Loans Charged-off: Loans to individuals1.1217%2,043
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3748%1,737
Percentage Net Loans Charged-off: Total real estate loans0.3430%537
Percentage Net Loans Charged-off:Construction & development-0.5638%8,103
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.4474%432
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.4746%438
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals1.3408%1,474
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3882%1,599
Percentage Net Loans Charged-off: Total real estate loans0.4155%416
Percentage Net Loans Charged-off:Construction & development-0.9634%8,074
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.5423%344
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.5756%335
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.3869%4,046
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5022%1,088
Percentage Net Loans Charged-off: Total real estate loans0.5791%269
Percentage Net Loans Charged-off:Construction & development-2.1477%8,036
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.7775%210
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.8256%201
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals-0.0499%7,779
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2367%3,288
Percentage Net Loans Charged-off: Total real estate loans0.2481%895
Percentage Net Loans Charged-off:Construction & development1.1137%214
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1989%1,066
Percentage Net Loans Charged-off: Home equity loans0.2293%277
All other 1-4 family - Percent of loans charged-off, net0.1966%1,079
Percentage Net Loans Charged-off: Commercial and industrial0.0065%4,854
Percentage Net Loans Charged-off: Loans to individuals0.4709%4,449
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1530%4,238
Percentage Net Loans Charged-off: Total real estate loans0.0391%2,603
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0416%2,242
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0453%2,097
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals1.2712%1,642
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0675%5,338
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0312%6,661
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0379%6,731
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0184%7,791
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0099%8,384
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0041%8,716
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0047%9,966
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0606%8,016
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0124%10,854
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA