Home > Monarch Bank, FSB > Income and Expense
Monarch Bank, FSB, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,742,000 | 2,792 |
| Total interest expense | $6,532,000 | 2,296 |
| Net interest income | $5,210,000 | 3,350 |
| Provision for loan and lease losses | $-54,000 | 10,726 |
| Total noninterest income | $706,000 | 3,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $706,000 | 2,206 |
| Total noninterest expense | $4,969,000 | 2,583 |
| Salaries and employee benefits | $2,025,000 | 3,267 |
| Premises and equipment expense | $1,154,000 | 1,694 |
| Additional noninterest expense | $1,790,000 | 2,317 |
| Pre-tax net operating income | $1,001,000 | 5,830 |
| Securities gains (losses) | $70,000 | 1,148 |
| Applicable income taxes | $406,000 | 4,840 |
| Income before extraordinary items | $665,000 | 6,044 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $665,000 | 6,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $620,200 | 6,192 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,901,000 | 2,597 |
| Total interest expense | $7,583,000 | 2,070 |
| Net interest income | $5,318,000 | 3,331 |
| Provision for loan and lease losses | $225,000 | 3,146 |
| Total noninterest income | $248,000 | 7,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $248,000 | 4,559 |
| Total noninterest expense | $5,357,000 | 2,546 |
| Salaries and employee benefits | $1,467,000 | 4,402 |
| Premises and equipment expense | $756,000 | 2,585 |
| Additional noninterest expense | $3,134,000 | 1,656 |
| Pre-tax net operating income | $-16,000 | 10,838 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $14,000 | 10,306 |
| Income before extraordinary items | $-35,000 | 10,898 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-35,000 | 10,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,581 |
| Cash dividends | $158,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-30,000 | 10,851 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,370,000 | 2,705 |
| Total interest expense | $7,327,000 | 2,126 |
| Net interest income | $5,043,000 | 3,503 |
| Provision for loan and lease losses | $582,000 | 1,398 |
| Total noninterest income | $2,790,000 | 1,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,790,000 | 929 |
| Total noninterest expense | $6,761,000 | 2,045 |
| Salaries and employee benefits | $1,289,000 | 4,891 |
| Premises and equipment expense | $721,000 | 2,731 |
| Additional noninterest expense | $4,751,000 | 1,170 |
| Pre-tax net operating income | $490,000 | 8,486 |
| Securities gains (losses) | $-537,000 | 11,815 |
| Applicable income taxes | $502,000 | 4,182 |
| Income before extraordinary items | $-549,000 | 11,808 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-549,000 | 11,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 1,280 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-12,000 | 11,492 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,431,000 | 2,651 |
| Total interest expense | $5,660,000 | 2,205 |
| Net interest income | $5,771,000 | 3,099 |
| Provision for loan and lease losses | $1,072,000 | 885 |
| Total noninterest income | $-1,054,000 | 12,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $-1,054,000 | 12,635 |
| Total noninterest expense | $6,345,000 | 2,216 |
| Salaries and employee benefits | $2,333,000 | 2,839 |
| Premises and equipment expense | $861,000 | 2,353 |
| Additional noninterest expense | $3,151,000 | 1,729 |
| Pre-tax net operating income | $-2,700,000 | 12,544 |
| Securities gains (losses) | $2,001,000 | 95 |
| Applicable income taxes | $-115,000 | 12,318 |
| Income before extraordinary items | $-584,000 | 12,370 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-584,000 | 12,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $865,000 | 959 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-2,264,840 | 12,507 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,055,000 | 2,558 |
| Total interest expense | $6,115,000 | 2,122 |
| Net interest income | $5,940,000 | 3,058 |
| Provision for loan and lease losses | $722,000 | 1,620 |
| Total noninterest income | $-1,766,000 | 13,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $-1,766,000 | 13,314 |
| Total noninterest expense | $10,209,000 | 1,499 |
| Salaries and employee benefits | $3,020,000 | 2,200 |
| Premises and equipment expense | $1,136,000 | 1,847 |
| Additional noninterest expense | $6,053,000 | 1,090 |
| Pre-tax net operating income | $-6,757,000 | 13,200 |
| Securities gains (losses) | $8,704,000 | 95 |
| Applicable income taxes | $579,000 | 3,709 |
| Income before extraordinary items | $1,368,000 | 3,534 |
| Extraordinary gains, net | $151,000 | 1,223 |
| Net income | $1,519,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,561,000 | 626 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-4,724,800 | 13,146 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,868,000 | 2,357 |
| Total interest expense | $9,850,000 | 1,739 |
| Net interest income | $5,018,000 | 3,622 |
| Provision for loan and lease losses | $2,505,000 | 965 |
| Total noninterest income | $668,000 | 4,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $668,000 | 2,628 |
| Total noninterest expense | $9,422,000 | 1,621 |
| Salaries and employee benefits | $3,396,000 | 1,931 |
| Premises and equipment expense | $1,009,000 | 2,074 |
| Additional noninterest expense | $5,017,000 | 1,314 |
| Pre-tax net operating income | $-6,241,000 | 13,817 |
| Securities gains (losses) | $5,058,000 | 208 |
| Applicable income taxes | $-399,000 | 13,732 |
| Income before extraordinary items | $-784,000 | 13,495 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-784,000 | 13,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $889,000 | 1,682 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 873 |
| Net operating income | $-4,122,280 | 13,739 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.