Home > Monarch Bank, FSB > Assets and Liabilities
Monarch Bank, FSB, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 57 | 3,171 |
| Assets and Liabilities | ||
| Total Assets: | $149,202,000 | 2,990 |
| Cash and due from depository institutions | $1,972,000 | 3,171 |
| Interest-bearing balances | $1,046,000 | 2,410 |
| Securities | $38,809,000 | 2,896 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 6,561 |
| Net loans & leases | $101,855,000 | 2,716 |
| Loan loss allowance | $1,041,000 | 3,248 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,758,000 | 4,223 |
| Other real estate owned | $226,000 | 3,171 |
| Goodwill and other intangibles | $642,000 | 1,610 |
| All other assets | $3,040,000 | 2,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,202,000 | 2,990 |
| Total liabilities | $136,772,000 | 2,938 |
| Total deposits | $136,287,000 | 2,736 |
| Interest-bearing deposits | $132,969,000 | 2,417 |
| Deposits held in domestic offices | $136,287,000 | 2,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $485,000 | 6,024 |
| Total equity capital | $12,430,000 | 3,552 |
| Total bank equity capital | $12,430,000 | 3,552 |
| Perpetual preferred stock | $3,150,000 | 71 |
| Common stock | $2,000 | 9,720 |
| Surplus | $5,190,000 | 2,667 |
| Undivided profits | $4,088,000 | 5,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $811,000 | 2,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $667,000 | 3,533 |
| Earning assets | $142,610,000 | 2,893 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $153,864,000 | 2,765 |
| Average Assets, quarterly | $148,327,500 | 2,955 |
| Volatile liabilities | $10,807,000 | 4,743 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,214,000 | 2,172 |
| Tier 1 (core) risk-based capital | $11,731,000 | 3,604 |
| Tier 2 risk-based capital | $1,012,000 | 2,892 |
| Total risk weighted assets | $95,635,000 | 2,889 |
| Total unused commitments | $19,214,000 | 2,178 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $161,472,000 | 2,851 |
| Cash and due from depository institutions | $1,014,000 | 4,911 |
| Interest-bearing balances | $327,000 | 3,457 |
| Securities | $48,189,000 | 2,529 |
| Federal funds sold & reverse repurchase agreements | $5,570,000 | 2,349 |
| Net loans & leases | $101,513,000 | 2,749 |
| Loan loss allowance | $1,985,000 | 1,921 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $647,000 | 7,372 |
| Other real estate owned | $520,000 | 4,911 |
| Goodwill and other intangibles | $733,000 | 1,456 |
| All other assets | $3,286,000 | 2,291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,472,000 | 2,851 |
| Total liabilities | $149,945,000 | 2,769 |
| Total deposits | $149,427,000 | 2,589 |
| Interest-bearing deposits | $146,538,000 | 2,268 |
| Deposits held in domestic offices | $149,427,000 | 2,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $215,000 | 4,514 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $303,000 | 7,832 |
| Total equity capital | $11,527,000 | 3,805 |
| Total bank equity capital | $11,527,000 | 3,805 |
| Perpetual preferred stock | $3,150,000 | 75 |
| Common stock | $2,000 | 10,196 |
| Surplus | $5,189,000 | 2,749 |
| Undivided profits | $3,186,000 | 5,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,890,000 | 1,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $580,000 | 3,986 |
| Earning assets | $155,599,000 | 2,721 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $173,412,800 | 2,557 |
| Average Assets, quarterly | $164,479,000 | 2,766 |
| Volatile liabilities | $9,040,000 | 5,174 |
| Insider loans | $85,000 | 8,994 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,006,000 | 4,230 |
| Tier 1 (core) risk-based capital | $10,975,000 | 3,895 |
| Tier 2 risk-based capital | $1,085,000 | 2,749 |
| Total risk weighted assets | $90,027,000 | 3,062 |
| Total unused commitments | $7,006,000 | 4,243 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $179,534,000 | 2,583 |
| Cash and due from depository institutions | $2,207,000 | 5,851 |
| Interest-bearing balances | $1,026,000 | 2,522 |
| Securities | $43,484,000 | 2,903 |
| Federal funds sold & reverse repurchase agreements | $15,640,000 | 911 |
| Net loans & leases | $111,125,000 | 2,469 |
| Loan loss allowance | $1,949,000 | 1,983 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $712,000 | 7,221 |
| Other real estate owned | $527,000 | 5,851 |
| Goodwill and other intangibles | $825,000 | 1,274 |
| All other assets | $5,014,000 | 1,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,534,000 | 2,583 |
| Total liabilities | $167,209,000 | 2,515 |
| Total deposits | $166,227,000 | 2,351 |
| Interest-bearing deposits | $162,992,000 | 2,090 |
| Deposits held in domestic offices | $166,227,000 | 2,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $250,000 | 3,907 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $732,000 | 4,723 |
| Total equity capital | $12,325,000 | 3,566 |
| Total bank equity capital | $12,325,000 | 3,566 |
| Perpetual preferred stock | $3,150,000 | 82 |
| Common stock | $2,000 | 10,663 |
| Surplus | $5,189,000 | 2,760 |
| Undivided profits | $3,984,000 | 5,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,867,000 | 1,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $671,000 | 3,523 |
| Earning assets | $171,275,000 | 2,499 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $173,476,600 | 2,568 |
| Average Assets, quarterly | $175,737,500 | 2,600 |
| Volatile liabilities | $8,002,000 | 5,301 |
| Insider loans | $93,000 | 9,261 |
| FHLB advances | $250,000 | 829 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,951,000 | 2,705 |
| Tier 1 (core) risk-based capital | $11,076,000 | 3,822 |
| Tier 2 risk-based capital | $1,189,000 | 2,514 |
| Total risk weighted assets | $95,111,000 | 2,855 |
| Total unused commitments | $12,951,000 | 2,716 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 33 | 5,756 |
| Assets and Liabilities | ||
| Total Assets: | $176,699,000 | 2,591 |
| Cash and due from depository institutions | $2,271,000 | 5,756 |
| Interest-bearing balances | $895,000 | 2,574 |
| Securities | $54,163,000 | 2,432 |
| Federal funds sold & reverse repurchase agreements | $1,190,000 | 5,098 |
| Net loans & leases | $105,062,000 | 2,557 |
| Loan loss allowance | $2,001,000 | 1,967 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $785,000 | 6,986 |
| Other real estate owned | $1,352,000 | 5,756 |
| Goodwill and other intangibles | $4,246,000 | 519 |
| All other assets | $7,630,000 | 1,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,699,000 | 2,591 |
| Total liabilities | $164,600,000 | 2,526 |
| Total deposits | $151,352,000 | 2,551 |
| Interest-bearing deposits | $146,684,000 | 2,284 |
| Deposits held in domestic offices | $151,352,000 | 2,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,250,000 | 1,215 |
| Subordinated debt | $350,000 | 334 |
| All other liabilities | $2,648,000 | 1,438 |
| Total equity capital | $12,099,000 | 3,345 |
| Total bank equity capital | $12,099,000 | 3,345 |
| Perpetual preferred stock | $3,150,000 | 80 |
| Common stock | $2,000 | 11,232 |
| Surplus | $5,189,000 | 2,664 |
| Undivided profits | $3,758,000 | 5,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,893,000 | 955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $464,000 | 4,509 |
| Earning assets | $161,310,000 | 2,594 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $182,410,000 | 2,438 |
| Average Assets, quarterly | $180,125,500 | 2,516 |
| Volatile liabilities | $22,480,000 | 2,307 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $10,250,000 | 455 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,487,000 | 4,188 |
| Tier 1 (core) risk-based capital | $9,782,000 | 4,218 |
| Tier 2 risk-based capital | $1,220,000 | 2,438 |
| Total risk weighted assets | $87,925,000 | 3,007 |
| Total unused commitments | $6,487,000 | 4,195 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 96 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $182,631,000 | 2,534 |
| Cash and due from depository institutions | $3,249,000 | 2,196 |
| Interest-bearing balances | $1,021,000 | 3,364 |
| Securities | $30,279,000 | 4,442 |
| Federal funds sold & reverse repurchase agreements | $12,006,000 | 1,107 |
| Net loans & leases | $119,885,000 | 2,223 |
| Loan loss allowance | $2,595,000 | 1,681 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $913,000 | 6,504 |
| Other real estate owned | $2,508,000 | 2,196 |
| Goodwill and other intangibles | $5,180,000 | 418 |
| All other assets | $8,611,000 | 1,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,631,000 | 2,534 |
| Total liabilities | $169,597,000 | 2,492 |
| Total deposits | $162,846,000 | 2,432 |
| Interest-bearing deposits | $151,263,000 | 2,267 |
| Deposits held in domestic offices | $162,846,000 | 2,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $1,000,000 | 284 |
| All other liabilities | $5,751,000 | 868 |
| Total equity capital | $13,034,000 | 3,107 |
| Total bank equity capital | $13,034,000 | 3,107 |
| Perpetual preferred stock | $3,150,000 | 85 |
| Common stock | $2,000 | 11,762 |
| Surplus | $5,189,000 | 2,594 |
| Undivided profits | $4,693,000 | 4,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,797,000 | 778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $458,000 | 4,085 |
| Earning assets | $163,191,000 | 2,598 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $184,723,600 | 2,443 |
| Average Assets, quarterly | $183,025,500 | 2,507 |
| Volatile liabilities | $15,105,000 | 2,985 |
| Insider loans | $15,000 | 11,362 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $32,515,000 | 1,351 |
| Tier 1 (core) risk-based capital | $10,467,000 | 3,822 |
| Tier 2 risk-based capital | $1,777,000 | 1,745 |
| Total risk weighted assets | $94,197,000 | 2,755 |
| Total unused commitments | $64,635,000 | 836 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 75 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $194,668,000 | 2,430 |
| Cash and due from depository institutions | $3,981,000 | 2,864 |
| Interest-bearing balances | $2,392,000 | 2,418 |
| Securities | $18,199,000 | 6,483 |
| Federal funds sold & reverse repurchase agreements | $7,590,000 | 2,190 |
| Net loans & leases | $144,940,000 | 1,926 |
| Loan loss allowance | $4,421,000 | 1,093 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,043,000 | 6,031 |
| Other real estate owned | $2,734,000 | 2,864 |
| Goodwill and other intangibles | $7,285,000 | 335 |
| All other assets | $8,896,000 | 1,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,668,000 | 2,430 |
| Total liabilities | $183,153,000 | 2,386 |
| Total deposits | $177,637,000 | 2,330 |
| Interest-bearing deposits | $165,708,000 | 2,189 |
| Deposits held in domestic offices | $177,637,000 | 2,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $1,450,000 | 284 |
| All other liabilities | $4,066,000 | 1,091 |
| Total equity capital | $11,515,000 | 3,333 |
| Total bank equity capital | $11,515,000 | 3,333 |
| Perpetual preferred stock | $3,150,000 | 78 |
| Common stock | $2,000 | 12,292 |
| Surplus | $5,189,000 | 2,498 |
| Undivided profits | $3,174,000 | 5,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,995,000 | 643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $770,000 | 2,579 |
| Earning assets | $173,121,000 | 2,502 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $210,444,000 | 2,190 |
| Average Assets, quarterly | $202,725,500 | 2,313 |
| Volatile liabilities | $16,093,000 | 2,811 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $34,238,000 | 1,231 |
| Tier 1 (core) risk-based capital | $8,805,000 | 4,330 |
| Tier 2 risk-based capital | $2,524,000 | 1,306 |
| Total risk weighted assets | $114,191,000 | 2,382 |
| Total unused commitments | $65,213,000 | 810 |
| Derivatives | $0 | 651 |