Home > Monarch Bank > Income and Expense
Monarch Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $12,418,000 | 541 |
| Total interest expense | $857,000 | 846 |
| Net interest income | $11,561,000 | 513 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $20,329,000 | 147 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $367,000 | 839 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $19,962,000 | 110 |
| Total noninterest expense | $25,371,000 | 247 |
| Salaries and employee benefits | $17,809,000 | 183 |
| Premises and equipment expense | $2,273,000 | 304 |
| Additional noninterest expense | $5,289,000 | 355 |
| Pre-tax net operating income | $6,519,000 | 400 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $2,363,000 | 347 |
| Income before extraordinary items | $4,156,000 | 448 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $4,112,000 | 452 |
| Minority interest net income | $44,000 | 40 |
| Net income of bank and minority interests. | $4,156,000 | 448 |
| Net charge-offs | $-14,000 | 5,335 |
| Cash dividends | $1,125,000 | 673 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 164 |
| Net operating income | $4,156,000 | 439 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $47,395,000 | 543 |
| Total interest expense | $2,956,000 | 952 |
| Net interest income | $44,439,000 | 513 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $85,040,000 | 142 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,631,000 | 791 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $83,409,000 | 113 |
| Total noninterest expense | $108,320,000 | 230 |
| Salaries and employee benefits | $76,215,000 | 168 |
| Premises and equipment expense | $9,442,000 | 282 |
| Additional noninterest expense | $22,663,000 | 333 |
| Pre-tax net operating income | $21,159,000 | 459 |
| Securities gains (losses) | $23,000 | 2,161 |
| Applicable income taxes | $7,584,000 | 394 |
| Income before extraordinary items | $13,598,000 | 543 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $13,406,000 | 547 |
| Minority interest net income | $192,000 | 42 |
| Net income of bank and minority interests. | $13,598,000 | 544 |
| Net charge-offs | $62,000 | 3,092 |
| Cash dividends | $3,957,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $-207,000 | 6,117 |
| Net operating income | $13,583,280 | 537 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $35,346,000 | 552 |
| Total interest expense | $2,216,000 | 950 |
| Net interest income | $33,130,000 | 520 |
| Provision for loan and lease losses | $500,000 | 1,034 |
| Total noninterest income | $66,580,000 | 135 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,235,000 | 795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,345,000 | 107 |
| Total noninterest expense | $83,153,000 | 230 |
| Salaries and employee benefits | $59,066,000 | 167 |
| Premises and equipment expense | $7,105,000 | 286 |
| Additional noninterest expense | $16,982,000 | 338 |
| Pre-tax net operating income | $16,057,000 | 469 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $5,778,000 | 404 |
| Income before extraordinary items | $10,279,000 | 551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,155,000 | 555 |
| Minority interest net income | $124,000 | 45 |
| Net income of bank and minority interests. | $10,279,000 | 551 |
| Net charge-offs | $716,000 | 663 |
| Cash dividends | $2,940,000 | 739 |
| Sale, conversion, retirement of capital stock, net | $224,000 | 343 |
| Net operating income | $10,279,000 | 537 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $23,409,000 | 548 |
| Total interest expense | $1,453,000 | 984 |
| Net interest income | $21,956,000 | 516 |
| Provision for loan and lease losses | $500,000 | 753 |
| Total noninterest income | $45,841,000 | 136 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $819,000 | 788 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $45,022,000 | 109 |
| Total noninterest expense | $56,280,000 | 229 |
| Salaries and employee benefits | $39,903,000 | 166 |
| Premises and equipment expense | $4,678,000 | 290 |
| Additional noninterest expense | $11,699,000 | 333 |
| Pre-tax net operating income | $11,017,000 | 456 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $3,955,000 | 404 |
| Income before extraordinary items | $7,062,000 | 534 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,979,000 | 542 |
| Minority interest net income | $83,000 | 44 |
| Net income of bank and minority interests. | $7,062,000 | 534 |
| Net charge-offs | $773,000 | 434 |
| Cash dividends | $1,922,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $-166,000 | 6,306 |
| Net operating income | $7,062,000 | 523 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $11,386,000 | 558 |
| Total interest expense | $691,000 | 1,040 |
| Net interest income | $10,695,000 | 531 |
| Provision for loan and lease losses | $250,000 | 741 |
| Total noninterest income | $22,227,000 | 135 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $401,000 | 786 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,826,000 | 104 |
| Total noninterest expense | $27,139,000 | 238 |
| Salaries and employee benefits | $19,020,000 | 170 |
| Premises and equipment expense | $2,289,000 | 302 |
| Additional noninterest expense | $5,830,000 | 324 |
| Pre-tax net operating income | $5,533,000 | 445 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,993,000 | 389 |
| Income before extraordinary items | $3,540,000 | 523 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $3,508,000 | 525 |
| Minority interest net income | $32,000 | 44 |
| Net income of bank and minority interests. | $3,540,000 | 523 |
| Net charge-offs | $555,000 | 321 |
| Cash dividends | $905,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $-690,000 | 6,403 |
| Net operating income | $3,540,000 | 509 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $42,991,000 | 579 |
| Total interest expense | $3,246,000 | 923 |
| Net interest income | $39,745,000 | 556 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $67,073,000 | 158 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,575,000 | 846 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $65,498,000 | 116 |
| Total noninterest expense | $88,473,000 | 276 |
| Salaries and employee benefits | $58,828,000 | 195 |
| Premises and equipment expense | $9,549,000 | 278 |
| Additional noninterest expense | $20,096,000 | 368 |
| Pre-tax net operating income | $18,345,000 | 493 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $6,490,000 | 420 |
| Income before extraordinary items | $11,855,000 | 576 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $11,628,000 | 586 |
| Minority interest net income | $227,000 | 45 |
| Net income of bank and minority interests. | $11,855,000 | 576 |
| Net charge-offs | $112,000 | 3,069 |
| Cash dividends | $3,711,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $1,699,000 | 154 |
| Net operating income | $11,855,000 | 564 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $31,630,000 | 585 |
| Total interest expense | $2,506,000 | 904 |
| Net interest income | $29,124,000 | 570 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $49,681,000 | 156 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,164,000 | 867 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $48,517,000 | 120 |
| Total noninterest expense | $64,849,000 | 277 |
| Salaries and employee benefits | $43,114,000 | 201 |
| Premises and equipment expense | $7,136,000 | 276 |
| Additional noninterest expense | $14,599,000 | 372 |
| Pre-tax net operating income | $13,956,000 | 487 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $4,874,000 | 419 |
| Income before extraordinary items | $9,082,000 | 566 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,899,000 | 578 |
| Minority interest net income | $183,000 | 43 |
| Net income of bank and minority interests. | $9,082,000 | 566 |
| Net charge-offs | $84,000 | 2,853 |
| Cash dividends | $2,813,000 | 713 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 132 |
| Net operating income | $9,082,000 | 557 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $20,991,000 | 588 |
| Total interest expense | $1,702,000 | 893 |
| Net interest income | $19,289,000 | 570 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $31,774,000 | 162 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $766,000 | 868 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $31,008,000 | 118 |
| Total noninterest expense | $41,720,000 | 282 |
| Salaries and employee benefits | $27,513,000 | 211 |
| Premises and equipment expense | $4,672,000 | 276 |
| Additional noninterest expense | $9,535,000 | 373 |
| Pre-tax net operating income | $9,343,000 | 475 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $3,239,000 | 420 |
| Income before extraordinary items | $6,104,000 | 539 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,967,000 | 551 |
| Minority interest net income | $137,000 | 40 |
| Net income of bank and minority interests. | $6,104,000 | 539 |
| Net charge-offs | $-9,000 | 5,629 |
| Cash dividends | $1,838,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $798,000 | 119 |
| Net operating income | $6,104,000 | 535 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $10,434,000 | 591 |
| Total interest expense | $849,000 | 906 |
| Net interest income | $9,585,000 | 575 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $13,309,000 | 184 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $371,000 | 882 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $12,938,000 | 132 |
| Total noninterest expense | $18,747,000 | 308 |
| Salaries and employee benefits | $12,270,000 | 243 |
| Premises and equipment expense | $2,277,000 | 300 |
| Additional noninterest expense | $4,200,000 | 418 |
| Pre-tax net operating income | $4,147,000 | 516 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,471,000 | 430 |
| Income before extraordinary items | $2,676,000 | 597 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,660,000 | 600 |
| Minority interest net income | $16,000 | 51 |
| Net income of bank and minority interests. | $2,676,000 | 598 |
| Net charge-offs | $-152,000 | 6,555 |
| Cash dividends | $865,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $440,000 | 113 |
| Net operating income | $2,676,000 | 591 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $44,349,000 | 558 |
| Total interest expense | $4,240,000 | 795 |
| Net interest income | $40,109,000 | 534 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $69,879,000 | 157 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,483,000 | 931 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $68,396,000 | 118 |
| Total noninterest expense | $90,906,000 | 268 |
| Salaries and employee benefits | $62,142,000 | 184 |
| Premises and equipment expense | $8,450,000 | 308 |
| Additional noninterest expense | $20,314,000 | 375 |
| Pre-tax net operating income | $19,082,000 | 453 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $6,386,000 | 389 |
| Income before extraordinary items | $12,696,000 | 531 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,640,000 | 566 |
| Minority interest net income | $1,056,000 | 27 |
| Net income of bank and minority interests. | $12,696,000 | 532 |
| Net charge-offs | $1,849,000 | 800 |
| Cash dividends | $2,932,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $-2,755,000 | 6,795 |
| Net operating income | $12,696,000 | 521 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $33,671,000 | 550 |
| Total interest expense | $3,318,000 | 776 |
| Net interest income | $30,353,000 | 524 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $55,530,000 | 150 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,104,000 | 935 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $54,426,000 | 116 |
| Total noninterest expense | $70,346,000 | 251 |
| Salaries and employee benefits | $48,437,000 | 175 |
| Premises and equipment expense | $6,229,000 | 314 |
| Additional noninterest expense | $15,680,000 | 360 |
| Pre-tax net operating income | $15,537,000 | 439 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $5,207,000 | 375 |
| Income before extraordinary items | $10,330,000 | 504 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $9,361,000 | 553 |
| Minority interest net income | $969,000 | 27 |
| Net income of bank and minority interests. | $10,330,000 | 506 |
| Net charge-offs | $-318,000 | 6,780 |
| Cash dividends | $2,076,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $-3,270,000 | 6,879 |
| Net operating income | $10,330,000 | 487 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $22,830,000 | 540 |
| Total interest expense | $2,324,000 | 765 |
| Net interest income | $20,506,000 | 512 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $38,855,000 | 145 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $728,000 | 931 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $38,127,000 | 117 |
| Total noninterest expense | $48,034,000 | 249 |
| Salaries and employee benefits | $33,477,000 | 171 |
| Premises and equipment expense | $3,997,000 | 323 |
| Additional noninterest expense | $10,560,000 | 359 |
| Pre-tax net operating income | $11,327,000 | 398 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $3,791,000 | 347 |
| Income before extraordinary items | $7,536,000 | 444 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,823,000 | 499 |
| Minority interest net income | $713,000 | 26 |
| Net income of bank and minority interests. | $7,536,000 | 446 |
| Net charge-offs | $-410,000 | 6,873 |
| Cash dividends | $1,322,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $-3,862,000 | 6,933 |
| Net operating income | $7,536,000 | 434 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $11,854,000 | 520 |
| Total interest expense | $1,287,000 | 719 |
| Net interest income | $10,567,000 | 509 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $17,181,000 | 161 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $347,000 | 955 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,834,000 | 125 |
| Total noninterest expense | $21,860,000 | 274 |
| Salaries and employee benefits | $15,270,000 | 190 |
| Premises and equipment expense | $1,866,000 | 343 |
| Additional noninterest expense | $4,724,000 | 393 |
| Pre-tax net operating income | $5,888,000 | 382 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,994,000 | 345 |
| Income before extraordinary items | $3,894,000 | 438 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,609,000 | 463 |
| Minority interest net income | $285,000 | 28 |
| Net income of bank and minority interests. | $3,894,000 | 439 |
| Net charge-offs | $122,000 | 1,739 |
| Cash dividends | $573,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $365,000 | 110 |
| Net operating income | $3,894,000 | 418 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $46,468,000 | 564 |
| Total interest expense | $5,347,000 | 837 |
| Net interest income | $41,121,000 | 538 |
| Provision for loan and lease losses | $4,831,000 | 522 |
| Total noninterest income | $89,345,000 | 134 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,392,000 | 1,024 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $87,953,000 | 110 |
| Total noninterest expense | $103,830,000 | 230 |
| Salaries and employee benefits | $76,440,000 | 149 |
| Premises and equipment expense | $7,090,000 | 356 |
| Additional noninterest expense | $20,300,000 | 390 |
| Pre-tax net operating income | $21,805,000 | 405 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $7,427,000 | 345 |
| Income before extraordinary items | $14,379,000 | 465 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,404,000 | 496 |
| Minority interest net income | $975,000 | 31 |
| Net income of bank and minority interests. | $14,379,000 | 464 |
| Net charge-offs | $3,851,000 | 709 |
| Cash dividends | $3,072,000 | 849 |
| Sale, conversion, retirement of capital stock, net | $9,198,000 | 44 |
| Net operating income | $14,378,340 | 454 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $33,778,000 | 588 |
| Total interest expense | $3,916,000 | 907 |
| Net interest income | $29,862,000 | 553 |
| Provision for loan and lease losses | $4,314,000 | 464 |
| Total noninterest income | $64,495,000 | 136 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,032,000 | 1,038 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $63,463,000 | 109 |
| Total noninterest expense | $74,801,000 | 236 |
| Salaries and employee benefits | $55,255,000 | 156 |
| Premises and equipment expense | $5,141,000 | 365 |
| Additional noninterest expense | $14,405,000 | 405 |
| Pre-tax net operating income | $15,242,000 | 433 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $5,089,000 | 361 |
| Income before extraordinary items | $10,153,000 | 499 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,476,000 | 534 |
| Minority interest net income | $677,000 | 32 |
| Net income of bank and minority interests. | $10,153,000 | 499 |
| Net charge-offs | $3,354,000 | 622 |
| Cash dividends | $2,378,000 | 677 |
| Sale, conversion, retirement of capital stock, net | $8,989,000 | 33 |
| Net operating income | $10,153,000 | 479 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $21,957,000 | 602 |
| Total interest expense | $2,646,000 | 925 |
| Net interest income | $19,311,000 | 569 |
| Provision for loan and lease losses | $3,415,000 | 409 |
| Total noninterest income | $38,210,000 | 151 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $680,000 | 1,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,530,000 | 118 |
| Total noninterest expense | $45,267,000 | 259 |
| Salaries and employee benefits | $32,809,000 | 166 |
| Premises and equipment expense | $3,314,000 | 382 |
| Additional noninterest expense | $9,144,000 | 420 |
| Pre-tax net operating income | $8,839,000 | 461 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,978,000 | 389 |
| Income before extraordinary items | $5,861,000 | 556 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,551,000 | 579 |
| Minority interest net income | $310,000 | 36 |
| Net income of bank and minority interests. | $5,861,000 | 556 |
| Net charge-offs | $2,621,000 | 560 |
| Cash dividends | $1,565,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $8,845,000 | 25 |
| Net operating income | $5,861,000 | 533 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $10,975,000 | 613 |
| Total interest expense | $1,344,000 | 945 |
| Net interest income | $9,631,000 | 577 |
| Provision for loan and lease losses | $1,931,000 | 367 |
| Total noninterest income | $17,499,000 | 151 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $324,000 | 1,078 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,175,000 | 120 |
| Total noninterest expense | $20,985,000 | 271 |
| Salaries and employee benefits | $15,363,000 | 181 |
| Premises and equipment expense | $1,599,000 | 397 |
| Additional noninterest expense | $4,023,000 | 449 |
| Pre-tax net operating income | $4,214,000 | 483 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,422,000 | 397 |
| Income before extraordinary items | $2,792,000 | 562 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,639,000 | 593 |
| Minority interest net income | $153,000 | 33 |
| Net income of bank and minority interests. | $2,792,000 | 563 |
| Net charge-offs | $1,461,000 | 513 |
| Cash dividends | $753,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $4,028,000 | 25 |
| Net operating income | $2,792,000 | 551 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $40,420,000 | 690 |
| Total interest expense | $6,304,000 | 966 |
| Net interest income | $34,116,000 | 628 |
| Provision for loan and lease losses | $6,320,000 | 655 |
| Total noninterest income | $54,226,000 | 177 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,262,000 | 1,166 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $52,964,000 | 141 |
| Total noninterest expense | $70,525,000 | 310 |
| Salaries and employee benefits | $48,329,000 | 204 |
| Premises and equipment expense | $5,912,000 | 439 |
| Additional noninterest expense | $16,284,000 | 472 |
| Pre-tax net operating income | $11,497,000 | 545 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $3,419,000 | 531 |
| Income before extraordinary items | $8,078,000 | 634 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,618,000 | 677 |
| Minority interest net income | $460,000 | 42 |
| Net income of bank and minority interests. | $8,078,000 | 634 |
| Net charge-offs | $5,429,000 | 750 |
| Cash dividends | $3,006,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 709 |
| Net operating income | $8,078,000 | 611 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $29,451,000 | 726 |
| Total interest expense | $4,942,000 | 969 |
| Net interest income | $24,509,000 | 667 |
| Provision for loan and lease losses | $3,840,000 | 766 |
| Total noninterest income | $37,724,000 | 187 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $934,000 | 1,186 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $36,790,000 | 144 |
| Total noninterest expense | $49,861,000 | 321 |
| Salaries and employee benefits | $33,697,000 | 223 |
| Premises and equipment expense | $4,265,000 | 455 |
| Additional noninterest expense | $11,899,000 | 472 |
| Pre-tax net operating income | $8,532,000 | 571 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,650,000 | 508 |
| Income before extraordinary items | $5,882,000 | 682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,542,000 | 715 |
| Minority interest net income | $340,000 | 43 |
| Net income of bank and minority interests. | $5,882,000 | 682 |
| Net charge-offs | $2,578,000 | 1,030 |
| Cash dividends | $2,017,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $209,000 | 441 |
| Net operating income | $5,882,000 | 657 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $19,259,000 | 751 |
| Total interest expense | $3,375,000 | 984 |
| Net interest income | $15,884,000 | 694 |
| Provision for loan and lease losses | $2,101,000 | 885 |
| Total noninterest income | $21,694,000 | 213 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $625,000 | 1,164 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,069,000 | 164 |
| Total noninterest expense | $30,264,000 | 351 |
| Salaries and employee benefits | $20,048,000 | 255 |
| Premises and equipment expense | $2,773,000 | 473 |
| Additional noninterest expense | $7,443,000 | 509 |
| Pre-tax net operating income | $5,213,000 | 606 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,681,000 | 518 |
| Income before extraordinary items | $3,532,000 | 731 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,280,000 | 769 |
| Minority interest net income | $252,000 | 45 |
| Net income of bank and minority interests. | $3,532,000 | 731 |
| Net charge-offs | $1,660,000 | 1,037 |
| Cash dividends | $1,503,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 365 |
| Net operating income | $3,532,000 | 700 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,544,000 | 763 |
| Total interest expense | $1,781,000 | 953 |
| Net interest income | $7,763,000 | 712 |
| Provision for loan and lease losses | $1,001,000 | 849 |
| Total noninterest income | $9,695,000 | 235 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $302,000 | 1,183 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,393,000 | 177 |
| Total noninterest expense | $14,126,000 | 376 |
| Salaries and employee benefits | $9,250,000 | 273 |
| Premises and equipment expense | $1,387,000 | 485 |
| Additional noninterest expense | $3,489,000 | 528 |
| Pre-tax net operating income | $2,331,000 | 683 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $699,000 | 571 |
| Income before extraordinary items | $1,632,000 | 771 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,495,000 | 824 |
| Minority interest net income | $137,000 | 43 |
| Net income of bank and minority interests. | $1,632,000 | 771 |
| Net charge-offs | $537,000 | 1,274 |
| Cash dividends | $512,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 267 |
| Net operating income | $1,632,000 | 760 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $39,273,000 | 778 |
| Total interest expense | $8,305,000 | 1,007 |
| Net interest income | $30,968,000 | 704 |
| Provision for loan and lease losses | $8,639,000 | 756 |
| Total noninterest income | $53,504,000 | 191 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,315,000 | 1,145 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $52,189,000 | 153 |
| Total noninterest expense | $65,583,000 | 336 |
| Salaries and employee benefits | $46,064,000 | 204 |
| Premises and equipment expense | $5,113,000 | 504 |
| Additional noninterest expense | $14,406,000 | 534 |
| Pre-tax net operating income | $10,250,000 | 534 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $3,545,000 | 475 |
| Income before extraordinary items | $6,705,000 | 673 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,442,000 | 695 |
| Minority interest net income | $263,000 | 55 |
| Net income of bank and minority interests. | $6,705,000 | 674 |
| Net charge-offs | $8,900,000 | 661 |
| Cash dividends | $2,876,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $526,000 | 455 |
| Net operating income | $6,705,000 | 644 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $28,490,000 | 808 |
| Total interest expense | $6,209,000 | 1,042 |
| Net interest income | $22,281,000 | 736 |
| Provision for loan and lease losses | $5,834,000 | 779 |
| Total noninterest income | $37,018,000 | 193 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $970,000 | 1,205 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $36,048,000 | 154 |
| Total noninterest expense | $46,107,000 | 341 |
| Salaries and employee benefits | $32,576,000 | 217 |
| Premises and equipment expense | $3,689,000 | 518 |
| Additional noninterest expense | $9,842,000 | 559 |
| Pre-tax net operating income | $7,358,000 | 582 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,660,000 | 475 |
| Income before extraordinary items | $4,698,000 | 744 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,554,000 | 761 |
| Minority interest net income | $144,000 | 64 |
| Net income of bank and minority interests. | $4,698,000 | 744 |
| Net charge-offs | $4,888,000 | 800 |
| Cash dividends | $1,951,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $451,000 | 391 |
| Net operating income | $4,698,000 | 703 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $18,065,000 | 855 |
| Total interest expense | $4,191,000 | 1,067 |
| Net interest income | $13,874,000 | 790 |
| Provision for loan and lease losses | $2,833,000 | 989 |
| Total noninterest income | $20,053,000 | 234 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $650,000 | 1,201 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,403,000 | 176 |
| Total noninterest expense | $26,807,000 | 392 |
| Salaries and employee benefits | $18,244,000 | 258 |
| Premises and equipment expense | $2,369,000 | 541 |
| Additional noninterest expense | $6,194,000 | 581 |
| Pre-tax net operating income | $4,287,000 | 645 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,319,000 | 569 |
| Income before extraordinary items | $2,968,000 | 754 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,919,000 | 768 |
| Minority interest net income | $49,000 | 65 |
| Net income of bank and minority interests. | $2,968,000 | 754 |
| Net charge-offs | $3,558,000 | 720 |
| Cash dividends | $1,026,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $10,176,000 | 45 |
| Net operating income | $2,968,000 | 731 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,552,000 | 928 |
| Total interest expense | $2,044,000 | 1,153 |
| Net interest income | $6,508,000 | 850 |
| Provision for loan and lease losses | $1,328,000 | 964 |
| Total noninterest income | $8,296,000 | 264 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $313,000 | 1,242 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,983,000 | 203 |
| Total noninterest expense | $11,652,000 | 442 |
| Salaries and employee benefits | $7,924,000 | 313 |
| Premises and equipment expense | $1,068,000 | 626 |
| Additional noninterest expense | $2,660,000 | 696 |
| Pre-tax net operating income | $1,824,000 | 744 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $570,000 | 641 |
| Income before extraordinary items | $1,254,000 | 872 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,241,000 | 885 |
| Minority interest net income | $13,000 | 66 |
| Net income of bank and minority interests. | $1,254,000 | 876 |
| Net charge-offs | $1,979,000 | 648 |
| Cash dividends | $511,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $6,097,000 | 39 |
| Net operating income | $1,254,000 | 841 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $32,517,000 | 1,044 |
| Total interest expense | $10,093,000 | 1,180 |
| Net interest income | $22,424,000 | 966 |
| Provision for loan and lease losses | $5,184,000 | 1,405 |
| Total noninterest income | $35,634,000 | 255 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,159,000 | 1,479 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $34,475,000 | 194 |
| Total noninterest expense | $45,035,000 | 476 |
| Salaries and employee benefits | $30,833,000 | 321 |
| Premises and equipment expense | $3,871,000 | 685 |
| Additional noninterest expense | $10,331,000 | 769 |
| Pre-tax net operating income | $7,839,000 | 548 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,453,000 | 472 |
| Income before extraordinary items | $5,386,000 | 623 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,182,000 | 652 |
| Minority interest net income | $204,000 | 56 |
| Net income of bank and minority interests. | $5,386,000 | 624 |
| Net charge-offs | $3,931,000 | 1,361 |
| Cash dividends | $1,376,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $781,000 | 464 |
| Net operating income | $5,386,000 | 627 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,046,000 | 1,091 |
| Total interest expense | $8,015,000 | 1,169 |
| Net interest income | $16,031,000 | 1,025 |
| Provision for loan and lease losses | $4,085,000 | 1,209 |
| Total noninterest income | $26,561,000 | 256 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $812,000 | 1,567 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $25,749,000 | 203 |
| Total noninterest expense | $32,666,000 | 499 |
| Salaries and employee benefits | $22,355,000 | 334 |
| Premises and equipment expense | $2,793,000 | 731 |
| Additional noninterest expense | $7,518,000 | 765 |
| Pre-tax net operating income | $5,841,000 | 585 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,834,000 | 506 |
| Income before extraordinary items | $4,007,000 | 672 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,839,000 | 703 |
| Minority interest net income | $168,000 | 60 |
| Net income of bank and minority interests. | $4,007,000 | 674 |
| Net charge-offs | $2,581,000 | 1,296 |
| Cash dividends | $687,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $483,000 | 443 |
| Net operating income | $4,007,000 | 670 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,984,000 | 1,120 |
| Total interest expense | $5,544,000 | 1,186 |
| Net interest income | $10,440,000 | 1,049 |
| Provision for loan and lease losses | $2,538,000 | 1,212 |
| Total noninterest income | $17,746,000 | 254 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $514,000 | 1,610 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,232,000 | 205 |
| Total noninterest expense | $21,659,000 | 511 |
| Salaries and employee benefits | $14,966,000 | 340 |
| Premises and equipment expense | $1,810,000 | 777 |
| Additional noninterest expense | $4,883,000 | 795 |
| Pre-tax net operating income | $3,989,000 | 561 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,214,000 | 516 |
| Income before extraordinary items | $2,775,000 | 656 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,629,000 | 688 |
| Minority interest net income | $146,000 | 55 |
| Net income of bank and minority interests. | $2,775,000 | 657 |
| Net charge-offs | $1,554,000 | 1,316 |
| Cash dividends | $448,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $385,000 | 379 |
| Net operating income | $2,775,000 | 643 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,566,000 | 1,191 |
| Total interest expense | $2,901,000 | 1,186 |
| Net interest income | $4,665,000 | 1,186 |
| Provision for loan and lease losses | $701,000 | 1,456 |
| Total noninterest income | $7,842,000 | 265 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $225,000 | 1,782 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,617,000 | 198 |
| Total noninterest expense | $10,060,000 | 517 |
| Salaries and employee benefits | $7,141,000 | 352 |
| Premises and equipment expense | $897,000 | 789 |
| Additional noninterest expense | $2,022,000 | 819 |
| Pre-tax net operating income | $1,746,000 | 725 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $515,000 | 656 |
| Income before extraordinary items | $1,231,000 | 860 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,137,000 | 937 |
| Minority interest net income | $94,000 | 48 |
| Net income of bank and minority interests. | $1,231,000 | 862 |
| Net charge-offs | $87,000 | 3,021 |
| Cash dividends | $77,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 284 |
| Net operating income | $1,231,000 | 790 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $30,861,000 | 1,245 |
| Total interest expense | $14,196,000 | 1,144 |
| Net interest income | $16,665,000 | 1,334 |
| Provision for loan and lease losses | $5,014,000 | 993 |
| Total noninterest income | $19,891,000 | 354 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,099,000 | 1,619 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $18,792,000 | 253 |
| Total noninterest expense | $29,328,000 | 678 |
| Salaries and employee benefits | $19,008,000 | 505 |
| Premises and equipment expense | $3,371,000 | 820 |
| Additional noninterest expense | $6,949,000 | 921 |
| Pre-tax net operating income | $2,214,000 | 2,284 |
| Securities gains (losses) | $-56,000 | 7,176 |
| Applicable income taxes | $505,000 | 1,849 |
| Income before extraordinary items | $1,653,000 | 2,346 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,653,000 | 2,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $944,000 | 2,017 |
| Cash dividends | $520,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $7,377,000 | 194 |
| Net operating income | $1,696,120 | 2,439 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $23,428,000 | 1,249 |
| Total interest expense | $10,744,000 | 1,176 |
| Net interest income | $12,684,000 | 1,334 |
| Provision for loan and lease losses | $1,245,000 | 1,611 |
| Total noninterest income | $14,515,000 | 384 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $819,000 | 1,638 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,696,000 | 270 |
| Total noninterest expense | $21,586,000 | 687 |
| Salaries and employee benefits | $14,223,000 | 518 |
| Premises and equipment expense | $2,529,000 | 817 |
| Additional noninterest expense | $4,834,000 | 946 |
| Pre-tax net operating income | $4,368,000 | 1,159 |
| Securities gains (losses) | $11,000 | 2,331 |
| Applicable income taxes | $1,327,000 | 931 |
| Income before extraordinary items | $3,052,000 | 1,214 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,052,000 | 1,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,884 |
| Cash dividends | $385,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $7,078,000 | 130 |
| Net operating income | $3,044,300 | 1,287 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,158,000 | 1,317 |
| Total interest expense | $7,346,000 | 1,194 |
| Net interest income | $7,812,000 | 1,432 |
| Provision for loan and lease losses | $764,000 | 1,454 |
| Total noninterest income | $10,228,000 | 384 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $539,000 | 1,645 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,689,000 | 274 |
| Total noninterest expense | $14,204,000 | 682 |
| Salaries and employee benefits | $9,508,000 | 521 |
| Premises and equipment expense | $1,649,000 | 837 |
| Additional noninterest expense | $3,047,000 | 976 |
| Pre-tax net operating income | $3,072,000 | 1,156 |
| Securities gains (losses) | $11,000 | 2,404 |
| Applicable income taxes | $915,000 | 1,004 |
| Income before extraordinary items | $2,168,000 | 1,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,168,000 | 1,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,815 |
| Cash dividends | $272,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $6,908,000 | 91 |
| Net operating income | $2,160,300 | 1,255 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,928,000 | 1,291 |
| Total interest expense | $3,838,000 | 1,217 |
| Net interest income | $4,090,000 | 1,355 |
| Provision for loan and lease losses | $395,000 | 1,167 |
| Total noninterest income | $4,711,000 | 412 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $265,000 | 1,632 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,446,000 | 293 |
| Total noninterest expense | $6,810,000 | 707 |
| Salaries and employee benefits | $4,605,000 | 554 |
| Premises and equipment expense | $776,000 | 889 |
| Additional noninterest expense | $1,429,000 | 1,006 |
| Pre-tax net operating income | $1,596,000 | 1,184 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $468,000 | 1,064 |
| Income before extraordinary items | $1,131,000 | 1,336 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,131,000 | 1,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,549 |
| Cash dividends | $163,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 397 |
| Net operating income | $1,128,870 | 1,300 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $30,974,000 | 1,382 |
| Total interest expense | $13,601,000 | 1,473 |
| Net interest income | $17,373,000 | 1,288 |
| Provision for loan and lease losses | $976,000 | 1,451 |
| Total noninterest income | $7,976,000 | 745 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $891,000 | 1,939 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $7,085,000 | 518 |
| Total noninterest expense | $18,983,000 | 982 |
| Salaries and employee benefits | $12,483,000 | 783 |
| Premises and equipment expense | $2,164,000 | 1,230 |
| Additional noninterest expense | $4,336,000 | 1,299 |
| Pre-tax net operating income | $5,390,000 | 1,547 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,533,000 | 1,402 |
| Income before extraordinary items | $3,857,000 | 1,647 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,857,000 | 1,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,618 |
| Cash dividends | $699,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $-717,000 | 8,485 |
| Net operating income | $3,857,000 | 1,637 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $22,638,000 | 1,433 |
| Total interest expense | $10,019,000 | 1,509 |
| Net interest income | $12,619,000 | 1,334 |
| Provision for loan and lease losses | $644,000 | 1,284 |
| Total noninterest income | $4,313,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $622,000 | 2,044 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,691,000 | 699 |
| Total noninterest expense | $12,792,000 | 1,092 |
| Salaries and employee benefits | $8,182,000 | 905 |
| Premises and equipment expense | $1,425,000 | 1,382 |
| Additional noninterest expense | $3,185,000 | 1,286 |
| Pre-tax net operating income | $3,496,000 | 1,854 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $943,000 | 1,713 |
| Income before extraordinary items | $2,553,000 | 1,967 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,553,000 | 1,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,336 |
| Cash dividends | $526,000 | 2,855 |
| Sale, conversion, retirement of capital stock, net | $-840,000 | 8,526 |
| Net operating income | $2,553,000 | 1,955 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,483,000 | 1,506 |
| Total interest expense | $6,269,000 | 1,607 |
| Net interest income | $8,214,000 | 1,388 |
| Provision for loan and lease losses | $259,000 | 1,751 |
| Total noninterest income | $2,248,000 | 1,215 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $400,000 | 2,109 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,848,000 | 908 |
| Total noninterest expense | $7,320,000 | 1,280 |
| Salaries and employee benefits | $4,467,000 | 1,143 |
| Premises and equipment expense | $869,000 | 1,547 |
| Additional noninterest expense | $1,984,000 | 1,371 |
| Pre-tax net operating income | $2,883,000 | 1,607 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $819,000 | 1,464 |
| Income before extraordinary items | $2,064,000 | 1,674 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,064,000 | 1,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $352,000 | 2,927 |
| Sale, conversion, retirement of capital stock, net | $551,000 | 287 |
| Net operating income | $2,064,000 | 1,653 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,998,000 | 1,551 |
| Total interest expense | $3,035,000 | 1,649 |
| Net interest income | $3,963,000 | 1,446 |
| Provision for loan and lease losses | $143,000 | 1,556 |
| Total noninterest income | $1,028,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $187,000 | 2,167 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $841,000 | 960 |
| Total noninterest expense | $3,415,000 | 1,364 |
| Salaries and employee benefits | $2,083,000 | 1,233 |
| Premises and equipment expense | $418,000 | 1,602 |
| Additional noninterest expense | $914,000 | 1,466 |
| Pre-tax net operating income | $1,433,000 | 1,605 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $333,000 | 1,732 |
| Income before extraordinary items | $1,100,000 | 1,565 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,100,000 | 1,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $174,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $499,000 | 172 |
| Net operating income | $1,100,000 | 1,552 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,259,000 | 1,599 |
| Total interest expense | $10,509,000 | 1,606 |
| Net interest income | $14,750,000 | 1,556 |
| Provision for loan and lease losses | $559,000 | 1,728 |
| Total noninterest income | $3,465,000 | 1,439 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $704,000 | 2,361 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,761,000 | 1,052 |
| Total noninterest expense | $11,863,000 | 1,504 |
| Salaries and employee benefits | $7,019,000 | 1,393 |
| Premises and equipment expense | $1,517,000 | 1,678 |
| Additional noninterest expense | $3,327,000 | 1,588 |
| Pre-tax net operating income | $5,793,000 | 1,660 |
| Securities gains (losses) | $-29,000 | 7,704 |
| Applicable income taxes | $1,786,000 | 1,452 |
| Income before extraordinary items | $3,978,000 | 1,796 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,978,000 | 1,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $351,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $10,492,000 | 200 |
| Net operating income | $3,998,010 | 1,769 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,250,000 | 1,634 |
| Total interest expense | $7,591,000 | 1,618 |
| Net interest income | $10,659,000 | 1,633 |
| Provision for loan and lease losses | $482,000 | 1,434 |
| Total noninterest income | $2,482,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $510,000 | 2,437 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,972,000 | 1,109 |
| Total noninterest expense | $8,598,000 | 1,563 |
| Salaries and employee benefits | $5,085,000 | 1,462 |
| Premises and equipment expense | $1,079,000 | 1,764 |
| Additional noninterest expense | $2,434,000 | 1,621 |
| Pre-tax net operating income | $4,061,000 | 1,810 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,273,000 | 1,576 |
| Income before extraordinary items | $2,788,000 | 1,961 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,788,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $178,000 | 4,298 |
| Sale, conversion, retirement of capital stock, net | $10,366,000 | 148 |
| Net operating income | $2,788,000 | 1,943 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,431,000 | 1,714 |
| Total interest expense | $4,687,000 | 1,659 |
| Net interest income | $6,744,000 | 1,719 |
| Provision for loan and lease losses | $275,000 | 1,625 |
| Total noninterest income | $1,659,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $323,000 | 2,517 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,336,000 | 1,100 |
| Total noninterest expense | $5,663,000 | 1,586 |
| Salaries and employee benefits | $3,331,000 | 1,491 |
| Premises and equipment expense | $714,000 | 1,776 |
| Additional noninterest expense | $1,618,000 | 1,624 |
| Pre-tax net operating income | $2,465,000 | 1,973 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $808,000 | 1,652 |
| Income before extraordinary items | $1,657,000 | 2,161 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,657,000 | 2,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 723 |
| Net operating income | $1,657,000 | 2,149 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 1,796 |
| Total interest expense | $2,168,000 | 1,698 |
| Net interest income | $3,211,000 | 1,797 |
| Provision for loan and lease losses | $96,000 | 2,063 |
| Total noninterest income | $860,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $159,000 | 2,473 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $701,000 | 1,039 |
| Total noninterest expense | $2,778,000 | 1,622 |
| Salaries and employee benefits | $1,632,000 | 1,529 |
| Premises and equipment expense | $355,000 | 1,789 |
| Additional noninterest expense | $791,000 | 1,653 |
| Pre-tax net operating income | $1,197,000 | 1,974 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $390,000 | 1,687 |
| Income before extraordinary items | $807,000 | 2,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $807,000 | 2,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 576 |
| Net operating income | $807,000 | 2,146 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,686,000 | 2,124 |
| Total interest expense | $5,507,000 | 2,034 |
| Net interest income | $10,179,000 | 2,174 |
| Provision for loan and lease losses | $915,000 | 1,132 |
| Total noninterest income | $3,002,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $621,000 | 2,597 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,381,000 | 1,194 |
| Total noninterest expense | $9,088,000 | 1,864 |
| Salaries and employee benefits | $5,314,000 | 1,749 |
| Premises and equipment expense | $1,064,000 | 2,241 |
| Additional noninterest expense | $2,710,000 | 1,867 |
| Pre-tax net operating income | $3,178,000 | 2,640 |
| Securities gains (losses) | $-11,000 | 7,567 |
| Applicable income taxes | $1,065,000 | 2,183 |
| Income before extraordinary items | $2,102,000 | 2,971 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,102,000 | 2,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,747 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $6,639,000 | 263 |
| Net operating income | $2,109,260 | 2,930 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,772,000 | 2,251 |
| Total interest expense | $3,617,000 | 2,155 |
| Net interest income | $7,155,000 | 2,289 |
| Provision for loan and lease losses | $642,000 | 1,153 |
| Total noninterest income | $2,141,000 | 1,686 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $447,000 | 2,673 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,694,000 | 1,240 |
| Total noninterest expense | $6,586,000 | 1,906 |
| Salaries and employee benefits | $3,890,000 | 1,781 |
| Premises and equipment expense | $738,000 | 2,387 |
| Additional noninterest expense | $1,958,000 | 1,898 |
| Pre-tax net operating income | $2,068,000 | 2,981 |
| Securities gains (losses) | $-11,000 | 7,939 |
| Applicable income taxes | $699,000 | 2,392 |
| Income before extraordinary items | $1,358,000 | 3,384 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,358,000 | 3,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,057 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $6,625,000 | 188 |
| Net operating income | $1,365,260 | 3,325 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,613,000 | 2,380 |
| Total interest expense | $2,177,000 | 2,249 |
| Net interest income | $4,436,000 | 2,432 |
| Provision for loan and lease losses | $400,000 | 1,185 |
| Total noninterest income | $1,308,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $282,000 | 2,738 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,026,000 | 1,317 |
| Total noninterest expense | $4,156,000 | 1,980 |
| Salaries and employee benefits | $2,450,000 | 1,857 |
| Premises and equipment expense | $485,000 | 2,397 |
| Additional noninterest expense | $1,221,000 | 2,014 |
| Pre-tax net operating income | $1,188,000 | 3,274 |
| Securities gains (losses) | $-11,000 | 8,167 |
| Applicable income taxes | $402,000 | 2,607 |
| Income before extraordinary items | $775,000 | 3,701 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $775,000 | 3,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $6,575,000 | 125 |
| Net operating income | $782,260 | 3,637 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 2,484 |
| Total interest expense | $1,011,000 | 2,314 |
| Net interest income | $2,104,000 | 2,542 |
| Provision for loan and lease losses | $173,000 | 1,270 |
| Total noninterest income | $606,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $134,000 | 2,786 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $472,000 | 1,379 |
| Total noninterest expense | $1,963,000 | 2,106 |
| Salaries and employee benefits | $1,154,000 | 1,973 |
| Premises and equipment expense | $238,000 | 2,463 |
| Additional noninterest expense | $571,000 | 2,141 |
| Pre-tax net operating income | $574,000 | 3,331 |
| Securities gains (losses) | $-11,000 | 8,547 |
| Applicable income taxes | $191,000 | 2,676 |
| Income before extraordinary items | $372,000 | 3,804 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $372,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 299 |
| Net operating income | $379,260 | 3,718 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,485,000 | 2,967 |
| Total interest expense | $3,232,000 | 2,463 |
| Net interest income | $6,253,000 | 3,189 |
| Provision for loan and lease losses | $305,000 | 2,870 |
| Total noninterest income | $2,319,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $533,000 | 2,995 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,786,000 | 1,438 |
| Total noninterest expense | $7,121,000 | 2,236 |
| Salaries and employee benefits | $3,887,000 | 2,238 |
| Premises and equipment expense | $523,000 | 3,944 |
| Additional noninterest expense | $2,711,000 | 1,800 |
| Pre-tax net operating income | $1,146,000 | 4,907 |
| Securities gains (losses) | $-16,000 | 8,332 |
| Applicable income taxes | $376,000 | 3,814 |
| Income before extraordinary items | $754,000 | 5,410 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $754,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 572 |
| Net operating income | $764,720 | 5,291 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,781,000 | 3,065 |
| Total interest expense | $2,349,000 | 2,492 |
| Net interest income | $4,432,000 | 3,315 |
| Provision for loan and lease losses | $168,000 | 3,352 |
| Total noninterest income | $1,766,000 | 1,965 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $391,000 | 3,064 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,375,000 | 1,420 |
| Total noninterest expense | $5,301,000 | 2,232 |
| Salaries and employee benefits | $2,847,000 | 2,269 |
| Premises and equipment expense | $395,000 | 3,909 |
| Additional noninterest expense | $2,059,000 | 1,748 |
| Pre-tax net operating income | $729,000 | 5,421 |
| Securities gains (losses) | $-16,000 | 8,610 |
| Applicable income taxes | $235,000 | 4,190 |
| Income before extraordinary items | $478,000 | 5,924 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $478,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $192,000 | 447 |
| Net operating income | $488,720 | 5,794 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 3,154 |
| Total interest expense | $1,540,000 | 2,518 |
| Net interest income | $2,808,000 | 3,440 |
| Provision for loan and lease losses | $67,000 | 4,166 |
| Total noninterest income | $1,176,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $243,000 | 3,205 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $933,000 | 1,399 |
| Total noninterest expense | $3,469,000 | 2,287 |
| Salaries and employee benefits | $1,885,000 | 2,297 |
| Premises and equipment expense | $245,000 | 4,135 |
| Additional noninterest expense | $1,339,000 | 1,786 |
| Pre-tax net operating income | $448,000 | 5,584 |
| Securities gains (losses) | $-16,000 | 8,765 |
| Applicable income taxes | $147,000 | 4,284 |
| Income before extraordinary items | $285,000 | 6,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $285,000 | 6,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 474 |
| Net operating income | $295,560 | 5,997 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 3,213 |
| Total interest expense | $765,000 | 2,554 |
| Net interest income | $1,370,000 | 3,509 |
| Provision for loan and lease losses | $27,000 | 4,453 |
| Total noninterest income | $547,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $114,000 | 3,270 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $433,000 | 1,439 |
| Total noninterest expense | $1,670,000 | 2,387 |
| Salaries and employee benefits | $906,000 | 2,395 |
| Premises and equipment expense | $167,000 | 3,286 |
| Additional noninterest expense | $597,000 | 1,982 |
| Pre-tax net operating income | $220,000 | 5,603 |
| Securities gains (losses) | $-16,000 | 8,956 |
| Applicable income taxes | $69,000 | 4,370 |
| Income before extraordinary items | $135,000 | 6,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $145,560 | 5,969 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,576,000 | 3,586 |
| Total interest expense | $2,788,000 | 3,059 |
| Net interest income | $4,788,000 | 3,806 |
| Provision for loan and lease losses | $205,000 | 3,973 |
| Total noninterest income | $1,156,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $319,000 | 4,157 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $837,000 | 2,660 |
| Total noninterest expense | $5,057,000 | 3,022 |
| Salaries and employee benefits | $2,693,000 | 3,059 |
| Premises and equipment expense | $815,000 | 2,713 |
| Additional noninterest expense | $1,549,000 | 2,991 |
| Pre-tax net operating income | $682,000 | 6,064 |
| Securities gains (losses) | $18,000 | 3,281 |
| Applicable income taxes | $160,000 | 5,198 |
| Income before extraordinary items | $540,000 | 6,181 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $540,000 | 6,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $7,023,000 | 147 |
| Net operating income | $526,140 | 6,076 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,452,000 | 3,741 |
| Total interest expense | $2,047,000 | 3,226 |
| Net interest income | $3,405,000 | 3,988 |
| Provision for loan and lease losses | $239,000 | 2,957 |
| Total noninterest income | $765,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $229,000 | 4,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $536,000 | 3,008 |
| Total noninterest expense | $3,474,000 | 3,257 |
| Salaries and employee benefits | $1,900,000 | 3,242 |
| Premises and equipment expense | $538,000 | 3,027 |
| Additional noninterest expense | $1,036,000 | 3,294 |
| Pre-tax net operating income | $457,000 | 6,473 |
| Securities gains (losses) | $58,000 | 2,190 |
| Applicable income taxes | $97,000 | 5,603 |
| Income before extraordinary items | $418,000 | 6,255 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $418,000 | 6,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $7,026,000 | 96 |
| Net operating income | $371,020 | 6,357 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 3,904 |
| Total interest expense | $1,361,000 | 3,323 |
| Net interest income | $2,137,000 | 4,192 |
| Provision for loan and lease losses | $119,000 | 3,596 |
| Total noninterest income | $417,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $147,000 | 4,341 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $270,000 | 3,489 |
| Total noninterest expense | $2,255,000 | 3,333 |
| Salaries and employee benefits | $1,219,000 | 3,328 |
| Premises and equipment expense | $381,000 | 2,884 |
| Additional noninterest expense | $655,000 | 3,426 |
| Pre-tax net operating income | $180,000 | 7,383 |
| Securities gains (losses) | $64,000 | 1,848 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $240,000 | 6,615 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $240,000 | 6,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 530 |
| Net operating income | $177,280 | 7,011 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 4,038 |
| Total interest expense | $671,000 | 3,430 |
| Net interest income | $1,020,000 | 4,342 |
| Provision for loan and lease losses | $41,000 | 4,084 |
| Total noninterest income | $184,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 4,383 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 3,692 |
| Total noninterest expense | $1,097,000 | 3,395 |
| Salaries and employee benefits | $601,000 | 3,362 |
| Premises and equipment expense | $165,000 | 3,224 |
| Additional noninterest expense | $331,000 | 3,349 |
| Pre-tax net operating income | $66,000 | 7,733 |
| Securities gains (losses) | $9,000 | 2,215 |
| Applicable income taxes | $-26,000 | 9,125 |
| Income before extraordinary items | $101,000 | 6,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $92,000 | 6,886 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,901,000 | 4,617 |
| Total interest expense | $2,351,000 | 4,297 |
| Net interest income | $3,550,000 | 4,717 |
| Provision for loan and lease losses | $377,000 | 2,954 |
| Total noninterest income | $616,000 | 4,661 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $226,000 | 4,943 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $390,000 | 3,750 |
| Total noninterest expense | $3,630,000 | 3,837 |
| Salaries and employee benefits | $1,905,000 | 3,901 |
| Premises and equipment expense | $611,000 | 3,358 |
| Additional noninterest expense | $1,114,000 | 3,834 |
| Pre-tax net operating income | $159,000 | 8,085 |
| Securities gains (losses) | $79,000 | 1,976 |
| Applicable income taxes | $-123,000 | 9,079 |
| Income before extraordinary items | $361,000 | 7,026 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $361,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $312,000 | 527 |
| Net operating income | $282,000 | 7,308 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,898,000 | 5,687 |
| Total interest expense | $2,205,000 | 5,806 |
| Net interest income | $2,693,000 | 5,467 |
| Provision for loan and lease losses | $377,000 | 2,744 |
| Total noninterest income | $385,000 | 5,783 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $141,000 | 5,922 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $244,000 | 4,534 |
| Total noninterest expense | $2,681,000 | 4,726 |
| Salaries and employee benefits | $1,288,000 | 5,067 |
| Premises and equipment expense | $463,000 | 4,144 |
| Additional noninterest expense | $930,000 | 4,300 |
| Pre-tax net operating income | $20,000 | 8,650 |
| Securities gains (losses) | $76,000 | 1,986 |
| Applicable income taxes | $-32,000 | 9,096 |
| Income before extraordinary items | $128,000 | 8,173 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $128,000 | 8,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $879,000 | 434 |
| Net operating income | $52,000 | 8,502 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 7,168 |
| Total interest expense | $1,377,000 | 7,399 |
| Net interest income | $1,872,000 | 6,776 |
| Provision for loan and lease losses | $313,000 | 2,745 |
| Total noninterest income | $84,000 | 8,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,576 |
| Total noninterest expense | $1,830,000 | 5,999 |
| Salaries and employee benefits | $847,000 | 6,512 |
| Premises and equipment expense | $322,000 | 5,216 |
| Additional noninterest expense | $661,000 | 5,406 |
| Pre-tax net operating income | $-187,000 | 9,330 |
| Securities gains (losses) | $8,000 | 1,222 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-179,000 | 9,355 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-179,000 | 9,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,186,000 | 421 |
| Net operating income | $-187,000 | 9,360 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 9,531 |
| Total interest expense | $214,000 | 9,917 |
| Net interest income | $871,000 | 8,916 |
| Provision for loan and lease losses | $229,000 | 3,276 |
| Total noninterest income | $25,000 | 9,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 8,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $1,481,000 | 6,823 |
| Salaries and employee benefits | $802,000 | 6,745 |
| Premises and equipment expense | $174,000 | 7,248 |
| Additional noninterest expense | $505,000 | 6,488 |
| Pre-tax net operating income | $-814,000 | 10,004 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $9,000 | 8,512 |
| Income before extraordinary items | $-823,000 | 10,035 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-823,000 | 10,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $10,877,000 | 66 |
| Net operating income | $-823,000 | 10,024 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.