Home > Monarch Bank > Assets and Liabilities

Monarch Bank, Assets and Liabilities

2016-03-31		Rank
# of Employees:	648	223
Assets and Liabilities
Total Assets:	$1,212,196,000	612
Cash and due from depository institutions	$72,879,000	223
Interest-bearing balances	$59,694,000	602
Securities	$26,869,000	3,524
Federal funds sold & reverse repurchase agreements	$13,919,000	261
Net loans & leases	$1,030,284,000	488
Loan loss allowance	$8,901,000	704
Trading account assets	$0	236
Bank premises and fixed assets	$28,355,000	399
Other real estate owned	$0	223
Goodwill and other intangibles	$775,000	1,674
All other assets	$39,115,000	591
Life insurance assets	$10,796,000	869
Total liabilities and capital	$1,212,196,000	612
Total liabilities	$1,082,158,000	612
Total deposits	$1,064,265,000	572
Interest-bearing deposits	$766,899,000	615
Deposits held in domestic offices	$1,064,265,000	571
% insured	64.80%	5,494
Federal funds purchased & repurchase agreements	$0	1,758
Trading liabilities	$0	163
Other borrowed funds	$0	3,577
Subordinated debt	$0	118
All other liabilities	$17,893,000	411
Total equity capital	$130,038,000	625
Total bank equity capital	$129,937,000	624
Perpetual preferred stock	$0	122
Common stock	$57,199,000	74
Surplus	$26,135,000	1,163
Undivided profits	$46,603,000	930
Noncontrolling interests in consolidated subsidiaries	$101,000	88
Memoranda
Noncurrent loans and leases	$1,948,000	2,095
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	861
Income earned, not collected on loans	$2,173,000	1,174
Earning assets	$1,130,766,000	599
Long-term assets (5+ years)	$55,461,000	2,971
Average Assets, year-to-date	$1,186,666,500	617
Average Assets, quarterly	$1,186,666,500	617
Volatile liabilities	$26,006,000	1,671
Insider loans	$44,940,000	92
FHLB advances	$0	3,406
Loans and leases held for sale	$189,131,000	58
Unused loan commitments	$395,113,000	351
Tier 1 (core) risk-based capital	$129,256,000	575
Tier 2 risk-based capital	$8,901,000	641
Total risk weighted assets	$1,004,346,000	543
Total unused commitments	$395,113,000	351
Derivatives	$351,859,000	184
2015-12-31		Rank
# of Employees:	634	228
Assets and Liabilities
Total Assets:	$1,161,137,000	624
Cash and due from depository institutions	$72,584,000	228
Interest-bearing balances	$58,638,000	541
Securities	$30,213,000	3,347
Federal funds sold & reverse repurchase agreements	$1,296,000	1,499
Net loans & leases	$989,727,000	503
Loan loss allowance	$8,887,000	686
Trading account assets	$0	243
Bank premises and fixed assets	$28,972,000	382
Other real estate owned	$0	228
Goodwill and other intangibles	$775,000	1,679
All other assets	$37,570,000	606
Life insurance assets	$10,635,000	871
Total liabilities and capital	$1,161,137,000	624
Total liabilities	$1,034,420,000	621
Total deposits	$999,906,000	597
Interest-bearing deposits	$719,014,000	634
Deposits held in domestic offices	$999,906,000	596
% insured	64.86%	5,530
Federal funds purchased & repurchase agreements	$0	1,962
Trading liabilities	$0	165
Other borrowed funds	$16,000,000	1,400
Subordinated debt	$0	118
All other liabilities	$18,514,000	409
Total equity capital	$126,717,000	627
Total bank equity capital	$126,628,000	628
Perpetual preferred stock	$0	135
Common stock	$57,199,000	73
Surplus	$25,919,000	1,176
Undivided profits	$43,510,000	967
Noncontrolling interests in consolidated subsidiaries	$89,000	96
Memoranda
Noncurrent loans and leases	$2,238,000	1,875
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	871
Income earned, not collected on loans	$2,110,000	1,254
Earning assets	$1,079,874,000	614
Long-term assets (5+ years)	$54,913,000	3,002
Average Assets, year-to-date	$1,139,454,600	616
Average Assets, quarterly	$1,141,207,500	626
Volatile liabilities	$37,570,000	1,280
Insider loans	$47,983,000	83
FHLB advances	$16,000,000	1,346
Loans and leases held for sale	$169,345,000	61
Unused loan commitments	$383,177,000	351
Tier 1 (core) risk-based capital	$126,066,000	593
Tier 2 risk-based capital	$8,887,000	633
Total risk weighted assets	$992,324,000	545
Total unused commitments	$383,177,000	351
Derivatives	$306,755,000	188
2015-09-30		Rank
# of Employees:	651	226
Assets and Liabilities
Total Assets:	$1,121,278,000	641
Cash and due from depository institutions	$87,520,000	226
Interest-bearing balances	$75,658,000	445
Securities	$14,998,000	4,521
Federal funds sold & reverse repurchase agreements	$14,188,000	228
Net loans & leases	$935,215,000	523
Loan loss allowance	$8,733,000	708
Trading account assets	$0	246
Bank premises and fixed assets	$29,513,000	370
Other real estate owned	$0	226
Goodwill and other intangibles	$775,000	1,684
All other assets	$39,069,000	580
Life insurance assets	$10,528,000	868
Total liabilities and capital	$1,121,278,000	641
Total liabilities	$996,245,000	644
Total deposits	$963,023,000	615
Interest-bearing deposits	$685,473,000	663
Deposits held in domestic offices	$963,023,000	613
% insured	64.99%	5,632
Federal funds purchased & repurchase agreements	$0	2,046
Trading liabilities	$0	169
Other borrowed funds	$10,000,000	1,784
Subordinated debt	$0	120
All other liabilities	$23,222,000	357
Total equity capital	$125,033,000	638
Total bank equity capital	$124,948,000	637
Perpetual preferred stock	$0	149
Common stock	$52,447,000	78
Surplus	$17,809,000	1,576
Undivided profits	$54,692,000	768
Noncontrolling interests in consolidated subsidiaries	$85,000	104
Memoranda
Noncurrent loans and leases	$1,842,000	2,204
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	892
Income earned, not collected on loans	$2,010,000	1,358
Earning assets	$1,040,059,000	633
Long-term assets (5+ years)	$54,612,000	3,042
Average Assets, year-to-date	$1,134,034,000	628
Average Assets, quarterly	$1,145,820,500	625
Volatile liabilities	$32,667,000	1,419
Insider loans	$39,524,000	111
FHLB advances	$10,000,000	1,707
Loans and leases held for sale	$153,243,000	71
Unused loan commitments	$334,115,000	383
Tier 1 (core) risk-based capital	$124,211,000	595
Tier 2 risk-based capital	$8,733,000	639
Total risk weighted assets	$953,041,000	553
Total unused commitments	$334,115,000	383
Derivatives	$289,186,000	194
2015-06-30		Rank
# of Employees:	645	229
Assets and Liabilities
Total Assets:	$1,170,363,000	616
Cash and due from depository institutions	$99,544,000	229
Interest-bearing balances	$84,225,000	380
Securities	$17,337,000	4,383
Federal funds sold & reverse repurchase agreements	$2,377,000	1,124
Net loans & leases	$978,234,000	497
Loan loss allowance	$8,676,000	721
Trading account assets	$0	255
Bank premises and fixed assets	$30,117,000	361
Other real estate owned	$0	229
Goodwill and other intangibles	$775,000	1,696
All other assets	$41,979,000	544
Life insurance assets	$10,464,000	872
Total liabilities and capital	$1,170,363,000	616
Total liabilities	$1,047,905,000	613
Total deposits	$979,997,000	595
Interest-bearing deposits	$685,582,000	659
Deposits held in domestic offices	$979,997,000	594
% insured	62.19%	5,880
Federal funds purchased & repurchase agreements	$0	2,081
Trading liabilities	$0	167
Other borrowed funds	$46,025,000	668
Subordinated debt	$0	123
All other liabilities	$21,883,000	359
Total equity capital	$122,458,000	644
Total bank equity capital	$122,373,000	643
Perpetual preferred stock	$0	164
Common stock	$52,342,000	78
Surplus	$17,524,000	1,611
Undivided profits	$52,507,000	777
Noncontrolling interests in consolidated subsidiaries	$85,000	102
Memoranda
Noncurrent loans and leases	$2,266,000	2,027
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	915
Income earned, not collected on loans	$2,122,000	1,191
Earning assets	$1,082,173,000	604
Long-term assets (5+ years)	$50,490,000	3,208
Average Assets, year-to-date	$1,138,286,000	625
Average Assets, quarterly	$1,174,216,000	610
Volatile liabilities	$65,718,000	800
Insider loans	$41,298,000	105
FHLB advances	$46,025,000	634
Loans and leases held for sale	$193,948,000	70
Unused loan commitments	$301,635,000	398
Tier 1 (core) risk-based capital	$121,664,000	605
Tier 2 risk-based capital	$8,676,000	649
Total risk weighted assets	$964,184,000	546
Total unused commitments	$301,635,000	398
Derivatives	$365,300,000	182
2015-03-31		Rank
# of Employees:	642	227
Assets and Liabilities
Total Assets:	$1,178,069,000	602
Cash and due from depository institutions	$87,108,000	227
Interest-bearing balances	$73,238,000	513
Securities	$20,283,000	4,212
Federal funds sold & reverse repurchase agreements	$63,311,000	62
Net loans & leases	$938,258,000	499
Loan loss allowance	$8,644,000	734
Trading account assets	$0	251
Bank premises and fixed assets	$30,050,000	364
Other real estate owned	$100,000	227
Goodwill and other intangibles	$775,000	1,683
All other assets	$38,184,000	584
Life insurance assets	$9,947,000	899
Total liabilities and capital	$1,178,069,000	602
Total liabilities	$1,058,533,000	597
Total deposits	$1,036,886,000	557
Interest-bearing deposits	$766,693,000	594
Deposits held in domestic offices	$1,036,886,000	556
% insured	63.59%	5,878
Federal funds purchased & repurchase agreements	$0	1,864
Trading liabilities	$0	165
Other borrowed funds	$1,050,000	3,242
Subordinated debt	$0	128
All other liabilities	$20,597,000	379
Total equity capital	$119,536,000	652
Total bank equity capital	$119,446,000	651
Perpetual preferred stock	$0	175
Common stock	$52,109,000	77
Surplus	$17,233,000	1,639
Undivided profits	$50,104,000	818
Noncontrolling interests in consolidated subsidiaries	$90,000	106
Memoranda
Noncurrent loans and leases	$4,500,000	1,251
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	945
Income earned, not collected on loans	$2,217,000	1,100
Earning assets	$1,095,090,000	590
Long-term assets (5+ years)	$50,115,000	3,214
Average Assets, year-to-date	$1,122,247,500	627
Average Assets, quarterly	$1,122,247,500	627
Volatile liabilities	$18,919,000	2,029
Insider loans	$42,839,000	100
FHLB advances	$1,050,000	3,127
Loans and leases held for sale	$159,899,000	78
Unused loan commitments	$282,814,000	407
Tier 1 (core) risk-based capital	$118,643,000	610
Tier 2 risk-based capital	$8,644,000	644
Total risk weighted assets	$951,616,000	535
Total unused commitments	$282,814,000	407
Derivatives	$305,953,000	192
2014-12-31		Rank
# of Employees:	645	231
Assets and Liabilities
Total Assets:	$1,066,426,000	663
Cash and due from depository institutions	$64,294,000	231
Interest-bearing balances	$49,791,000	660
Securities	$23,725,000	3,988
Federal funds sold & reverse repurchase agreements	$1,135,000	1,623
Net loans & leases	$911,331,000	507
Loan loss allowance	$8,949,000	699
Trading account assets	$0	249
Bank premises and fixed assets	$30,248,000	361
Other real estate owned	$144,000	231
Goodwill and other intangibles	$775,000	1,677
All other assets	$34,774,000	628
Life insurance assets	$9,657,000	912
Total liabilities and capital	$1,066,426,000	663
Total liabilities	$948,895,000	657
Total deposits	$919,454,000	620
Interest-bearing deposits	$684,113,000	651
Deposits held in domestic offices	$919,454,000	620
% insured	66.50%	5,799
Federal funds purchased & repurchase agreements	$0	2,134
Trading liabilities	$0	167
Other borrowed funds	$11,075,000	1,701
Subordinated debt	$0	126
All other liabilities	$18,366,000	402
Total equity capital	$117,531,000	649
Total bank equity capital	$117,445,000	648
Perpetual preferred stock	$0	187
Common stock	$52,023,000	76
Surplus	$18,009,000	1,608
Undivided profits	$47,413,000	852
Noncontrolling interests in consolidated subsidiaries	$86,000	111
Memoranda
Noncurrent loans and leases	$2,880,000	1,789
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	938
Income earned, not collected on loans	$2,088,000	1,214
Earning assets	$985,982,000	649
Long-term assets (5+ years)	$56,782,000	3,031
Average Assets, year-to-date	$1,029,350,000	656
Average Assets, quarterly	$1,042,678,500	670
Volatile liabilities	$30,157,000	1,493
Insider loans	$42,620,000	96
FHLB advances	$11,075,000	1,631
Loans and leases held for sale	$147,690,000	64
Unused loan commitments	$272,427,000	405
Tier 1 (core) risk-based capital	$116,858,000	605
Tier 2 risk-based capital	$8,949,000	602
Total risk weighted assets	$911,247,000	533
Total unused commitments	$272,427,000	405
Derivatives	$273,309,000	180
2014-09-30		Rank
# of Employees:	672	214
Assets and Liabilities
Total Assets:	$1,018,931,000	679
Cash and due from depository institutions	$79,290,000	214
Interest-bearing balances	$58,207,000	552
Securities	$25,137,000	3,966
Federal funds sold & reverse repurchase agreements	$3,938,000	881
Net loans & leases	$843,280,000	533
Loan loss allowance	$8,977,000	721
Trading account assets	$0	245
Bank premises and fixed assets	$30,368,000	358
Other real estate owned	$767,000	214
Goodwill and other intangibles	$775,000	1,680
All other assets	$35,376,000	615
Life insurance assets	$9,587,000	909
Total liabilities and capital	$1,018,931,000	679
Total liabilities	$903,714,000	676
Total deposits	$884,934,000	634
Interest-bearing deposits	$632,487,000	707
Deposits held in domestic offices	$884,934,000	633
% insured	63.72%	6,098
Federal funds purchased & repurchase agreements	$0	2,181
Trading liabilities	$0	165
Other borrowed funds	$1,100,000	3,401
Subordinated debt	$0	131
All other liabilities	$17,680,000	393
Total equity capital	$115,217,000	657
Total bank equity capital	$115,082,000	658
Perpetual preferred stock	$0	194
Common stock	$51,894,000	76
Surplus	$17,638,000	1,636
Undivided profits	$45,550,000	864
Noncontrolling interests in consolidated subsidiaries	$135,000	97
Memoranda
Noncurrent loans and leases	$2,423,000	2,152
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	951
Income earned, not collected on loans	$2,065,000	1,294
Earning assets	$930,562,000	678
Long-term assets (5+ years)	$46,103,000	3,472
Average Assets, year-to-date	$1,020,081,000	658
Average Assets, quarterly	$1,021,260,000	672
Volatile liabilities	$20,610,000	1,997
Insider loans	$41,650,000	94
FHLB advances	$1,100,000	3,275
Loans and leases held for sale	$138,590,000	65
Unused loan commitments	$274,739,000	400
Tier 1 (core) risk-based capital	$114,576,000	609
Tier 2 risk-based capital	$8,977,000	602
Total risk weighted assets	$871,312,000	538
Total unused commitments	$274,739,000	400
Derivatives	$260,550,000	184
2014-06-30		Rank
# of Employees:	659	220
Assets and Liabilities
Total Assets:	$1,023,589,000	663
Cash and due from depository institutions	$56,827,000	220
Interest-bearing balances	$37,166,000	884
Securities	$23,772,000	4,122
Federal funds sold & reverse repurchase agreements	$29,761,000	118
Net loans & leases	$847,673,000	523
Loan loss allowance	$9,070,000	720
Trading account assets	$0	246
Bank premises and fixed assets	$31,407,000	343
Other real estate owned	$144,000	220
Goodwill and other intangibles	$790,000	1,655
All other assets	$33,215,000	649
Life insurance assets	$7,526,000	1,116
Total liabilities and capital	$1,023,589,000	663
Total liabilities	$910,715,000	661
Total deposits	$891,268,000	616
Interest-bearing deposits	$650,945,000	686
Deposits held in domestic offices	$891,268,000	614
% insured	62.85%	6,215
Federal funds purchased & repurchase agreements	$0	2,152
Trading liabilities	$0	168
Other borrowed funds	$1,125,000	3,392
Subordinated debt	$0	135
All other liabilities	$18,322,000	383
Total equity capital	$112,874,000	664
Total bank equity capital	$112,749,000	665
Perpetual preferred stock	$0	199
Common stock	$51,783,000	78
Surplus	$17,348,000	1,657
Undivided profits	$43,618,000	880
Noncontrolling interests in consolidated subsidiaries	$125,000	104
Memoranda
Noncurrent loans and leases	$3,530,000	1,715
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	990
Income earned, not collected on loans	$1,982,000	1,264
Earning assets	$938,372,000	660
Long-term assets (5+ years)	$45,375,000	3,527
Average Assets, year-to-date	$1,020,464,330	657
Average Assets, quarterly	$1,022,750,500	661
Volatile liabilities	$19,665,000	2,023
Insider loans	$41,023,000	95
FHLB advances	$1,125,000	3,264
Loans and leases held for sale	$156,584,000	61
Unused loan commitments	$323,553,000	356
Tier 1 (core) risk-based capital	$112,193,000	618
Tier 2 risk-based capital	$9,070,000	596
Total risk weighted assets	$847,424,000	549
Total unused commitments	$323,553,000	356
Derivatives	$314,149,000	176
2014-03-31		Rank
# of Employees:	644	222
Assets and Liabilities
Total Assets:	$1,021,912,000	663
Cash and due from depository institutions	$55,046,000	222
Interest-bearing balances	$37,033,000	1,048
Securities	$23,197,000	4,201
Federal funds sold & reverse repurchase agreements	$84,232,000	53
Net loans & leases	$798,714,000	540
Loan loss allowance	$9,213,000	711
Trading account assets	$0	247
Bank premises and fixed assets	$29,902,000	355
Other real estate owned	$302,000	222
Goodwill and other intangibles	$835,000	1,640
All other assets	$29,684,000	722
Life insurance assets	$7,467,000	1,106
Total liabilities and capital	$1,021,912,000	663
Total liabilities	$911,842,000	666
Total deposits	$894,143,000	624
Interest-bearing deposits	$672,813,000	674
Deposits held in domestic offices	$894,143,000	621
% insured	65.45%	6,162
Federal funds purchased & repurchase agreements	$0	1,959
Trading liabilities	$0	165
Other borrowed funds	$1,150,000	3,274
Subordinated debt	$0	134
All other liabilities	$16,549,000	407
Total equity capital	$110,070,000	669
Total bank equity capital	$109,952,000	670
Perpetual preferred stock	$0	201
Common stock	$51,743,000	81
Surplus	$17,030,000	1,694
Undivided profits	$41,179,000	904
Noncontrolling interests in consolidated subsidiaries	$118,000	107
Memoranda
Noncurrent loans and leases	$2,477,000	2,261
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	998
Income earned, not collected on loans	$2,054,000	1,189
Earning assets	$943,176,000	654
Long-term assets (5+ years)	$44,810,000	3,535
Average Assets, year-to-date	$1,018,902,000	660
Average Assets, quarterly	$1,018,902,000	660
Volatile liabilities	$20,652,000	1,883
Insider loans	$39,639,000	100
FHLB advances	$1,150,000	3,159
Loans and leases held for sale	$92,839,000	73
Unused loan commitments	$320,375,000	361
Tier 1 (core) risk-based capital	$109,449,000	630
Tier 2 risk-based capital	$9,213,000	569
Total risk weighted assets	$830,039,000	551
Total unused commitments	$320,375,000	361
Derivatives	$188,372,000	201
2013-12-31		Rank
# of Employees:	664	221
Assets and Liabilities
Total Assets:	$1,015,892,000	658
Cash and due from depository institutions	$50,429,000	221
Interest-bearing balances	$31,955,000	1,074
Securities	$48,822,000	2,740
Federal funds sold & reverse repurchase agreements	$53,985,000	76
Net loans & leases	$803,328,000	533
Loan loss allowance	$9,061,000	735
Trading account assets	$0	247
Bank premises and fixed assets	$28,882,000	373
Other real estate owned	$302,000	221
Goodwill and other intangibles	$879,000	1,611
All other assets	$29,265,000	742
Life insurance assets	$7,409,000	1,105
Total liabilities and capital	$1,015,892,000	658
Total liabilities	$908,007,000	661
Total deposits	$893,072,000	620
Interest-bearing deposits	$686,227,000	643
Deposits held in domestic offices	$893,072,000	619
% insured	70.27%	5,951
Federal funds purchased & repurchase agreements	$0	2,281
Trading liabilities	$0	167
Other borrowed funds	$1,175,000	3,414
Subordinated debt	$0	136
All other liabilities	$13,760,000	468
Total equity capital	$107,885,000	661
Total bank equity capital	$107,658,000	664
Perpetual preferred stock	$0	206
Common stock	$51,591,000	80
Surplus	$16,742,000	1,719
Undivided profits	$39,325,000	917
Noncontrolling interests in consolidated subsidiaries	$227,000	93
Memoranda
Noncurrent loans and leases	$2,212,000	2,488
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	991
Income earned, not collected on loans	$2,152,000	1,189
Earning assets	$938,090,000	644
Long-term assets (5+ years)	$39,733,000	3,807
Average Assets, year-to-date	$1,063,277,800	622
Average Assets, quarterly	$1,013,503,000	659
Volatile liabilities	$21,327,000	1,877
Insider loans	$39,089,000	106
FHLB advances	$1,175,000	3,290
Loans and leases held for sale	$102,256,000	69
Unused loan commitments	$302,551,000	363
Tier 1 (core) risk-based capital	$107,279,000	637
Tier 2 risk-based capital	$9,061,000	578
Total risk weighted assets	$833,974,000	540
Total unused commitments	$302,551,000	363
Derivatives	$210,911,000	188
2013-09-30		Rank
# of Employees:	683	208
Assets and Liabilities
Total Assets:	$1,011,114,000	667
Cash and due from depository institutions	$45,024,000	208
Interest-bearing balances	$24,505,000	1,427
Securities	$16,973,000	4,791
Federal funds sold & reverse repurchase agreements	$83,454,000	55
Net loans & leases	$806,748,000	520
Loan loss allowance	$11,228,000	613
Trading account assets	$0	248
Bank premises and fixed assets	$28,454,000	380
Other real estate owned	$95,000	208
Goodwill and other intangibles	$924,000	1,583
All other assets	$29,442,000	734
Life insurance assets	$7,351,000	1,084
Total liabilities and capital	$1,011,114,000	667
Total liabilities	$904,162,000	669
Total deposits	$886,209,000	624
Interest-bearing deposits	$664,049,000	659
Deposits held in domestic offices	$886,209,000	623
% insured	74.53%	5,726
Federal funds purchased & repurchase agreements	$0	2,308
Trading liabilities	$0	163
Other borrowed funds	$1,200,000	3,413
Subordinated debt	$0	150
All other liabilities	$16,753,000	412
Total equity capital	$106,952,000	669
Total bank equity capital	$105,781,000	682
Perpetual preferred stock	$0	217
Common stock	$51,390,000	82
Surplus	$16,428,000	1,757
Undivided profits	$37,963,000	956
Noncontrolling interests in consolidated subsidiaries	$1,171,000	66
Memoranda
Noncurrent loans and leases	$2,896,000	2,275
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,015
Income earned, not collected on loans	$2,074,000	1,291
Earning assets	$931,680,000	651
Long-term assets (5+ years)	$46,384,000	3,460
Average Assets, year-to-date	$1,075,124,250	618
Average Assets, quarterly	$1,015,851,500	650
Volatile liabilities	$25,244,000	1,675
Insider loans	$30,991,000	141
FHLB advances	$1,200,000	3,281
Loans and leases held for sale	$124,975,000	60
Unused loan commitments	$332,655,000	338
Tier 1 (core) risk-based capital	$106,240,000	640
Tier 2 risk-based capital	$10,569,000	502
Total risk weighted assets	$844,844,000	525
Total unused commitments	$332,655,000	338
Derivatives	$282,023,000	172
2013-06-30		Rank
# of Employees:	681	212
Assets and Liabilities
Total Assets:	$1,020,589,000	652
Cash and due from depository institutions	$33,745,000	212
Interest-bearing balances	$15,195,000	2,227
Securities	$16,573,000	4,825
Federal funds sold & reverse repurchase agreements	$56,972,000	71
Net loans & leases	$852,643,000	488
Loan loss allowance	$11,320,000	619
Trading account assets	$0	250
Bank premises and fixed assets	$28,101,000	382
Other real estate owned	$95,000	212
Goodwill and other intangibles	$969,000	1,550
All other assets	$31,491,000	691
Life insurance assets	$7,290,000	1,078
Total liabilities and capital	$1,020,589,000	652
Total liabilities	$915,606,000	644
Total deposits	$898,655,000	603
Interest-bearing deposits	$679,789,000	641
Deposits held in domestic offices	$898,655,000	601
% insured	75.67%	5,699
Federal funds purchased & repurchase agreements	$0	2,211
Trading liabilities	$0	154
Other borrowed funds	$1,225,000	3,377
Subordinated debt	$0	152
All other liabilities	$15,726,000	439
Total equity capital	$104,983,000	680
Total bank equity capital	$103,375,000	696
Perpetual preferred stock	$0	228
Common stock	$51,032,000	81
Surplus	$16,194,000	1,780
Undivided profits	$36,149,000	1,013
Noncontrolling interests in consolidated subsidiaries	$1,608,000	62
Memoranda
Noncurrent loans and leases	$2,889,000	2,346
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,060
Income earned, not collected on loans	$2,087,000	1,236
Earning assets	$941,383,000	636
Long-term assets (5+ years)	$42,682,000	3,597
Average Assets, year-to-date	$1,096,461,000	606
Average Assets, quarterly	$1,037,375,000	632
Volatile liabilities	$24,461,000	1,676
Insider loans	$36,920,000	105
FHLB advances	$1,225,000	3,249
Loans and leases held for sale	$173,368,000	65
Unused loan commitments	$305,228,000	349
Tier 1 (core) risk-based capital	$104,256,000	645
Tier 2 risk-based capital	$10,511,000	496
Total risk weighted assets	$840,062,000	522
Total unused commitments	$305,228,000	349
Derivatives	$537,793,000	132
2013-03-31		Rank
# of Employees:	643	225
Assets and Liabilities
Total Assets:	$1,054,161,000	634
Cash and due from depository institutions	$31,013,000	225
Interest-bearing balances	$14,099,000	2,796
Securities	$16,493,000	4,848
Federal funds sold & reverse repurchase agreements	$21,937,000	258
Net loans & leases	$924,079,000	447
Loan loss allowance	$10,788,000	670
Trading account assets	$0	242
Bank premises and fixed assets	$27,507,000	384
Other real estate owned	$95,000	225
Goodwill and other intangibles	$1,013,000	1,539
All other assets	$32,024,000	659
Life insurance assets	$7,231,000	1,071
Total liabilities and capital	$1,054,161,000	634
Total liabilities	$947,062,000	626
Total deposits	$931,453,000	588
Interest-bearing deposits	$730,116,000	602
Deposits held in domestic offices	$931,453,000	586
% insured	78.31%	5,416
Federal funds purchased & repurchase agreements	$0	1,982
Trading liabilities	$0	154
Other borrowed funds	$1,250,000	3,284
Subordinated debt	$0	155
All other liabilities	$14,359,000	474
Total equity capital	$107,099,000	679
Total bank equity capital	$105,490,000	692
Perpetual preferred stock	$0	239
Common stock	$50,981,000	80
Surplus	$20,473,000	1,481
Undivided profits	$34,036,000	1,116
Noncontrolling interests in consolidated subsidiaries	$1,609,000	64
Memoranda
Noncurrent loans and leases	$3,421,000	2,236
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,043
Income earned, not collected on loans	$2,096,000	1,208
Earning assets	$976,608,000	626
Long-term assets (5+ years)	$41,877,000	3,606
Average Assets, year-to-date	$1,134,397,000	586
Average Assets, quarterly	$1,134,397,000	586
Volatile liabilities	$23,681,000	1,705
Insider loans	$33,924,000	127
FHLB advances	$1,250,000	3,169
Loans and leases held for sale	$255,122,000	51
Unused loan commitments	$308,093,000	342
Tier 1 (core) risk-based capital	$105,975,000	630
Tier 2 risk-based capital	$10,450,000	502
Total risk weighted assets	$834,900,000	515
Total unused commitments	$308,093,000	342
Derivatives	$648,277,000	122
2012-12-31		Rank
# of Employees:	666	217
Assets and Liabilities
Total Assets:	$1,214,633,000	547
Cash and due from depository institutions	$41,396,000	217
Interest-bearing balances	$14,667,000	2,507
Securities	$14,634,000	5,000
Federal funds sold & reverse repurchase agreements	$15,744,000	381
Net loans & leases	$1,069,306,000	403
Loan loss allowance	$10,910,000	668
Trading account assets	$0	243
Bank premises and fixed assets	$25,448,000	433
Other real estate owned	$0	217
Goodwill and other intangibles	$1,058,000	1,519
All other assets	$47,047,000	471
Life insurance assets	$7,173,000	1,064
Total liabilities and capital	$1,214,633,000	547
Total liabilities	$1,110,912,000	536
Total deposits	$901,835,000	612
Interest-bearing deposits	$711,611,000	618
Deposits held in domestic offices	$901,835,000	610
% insured	83.41%	5,278
Federal funds purchased & repurchase agreements	$0	2,186
Trading liabilities	$0	152
Other borrowed funds	$194,298,000	167
Subordinated debt	$0	159
All other liabilities	$14,779,000	460
Total equity capital	$103,721,000	702
Total bank equity capital	$102,116,000	713
Perpetual preferred stock	$0	246
Common stock	$41,792,000	100
Surplus	$29,296,000	1,115
Undivided profits	$31,028,000	1,215
Noncontrolling interests in consolidated subsidiaries	$1,605,000	67
Memoranda
Noncurrent loans and leases	$3,553,000	2,233
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,020
Income earned, not collected on loans	$1,959,000	1,338
Earning assets	$1,114,351,000	541
Long-term assets (5+ years)	$32,115,000	4,114
Average Assets, year-to-date	$1,032,813,200	644
Average Assets, quarterly	$1,162,071,500	570
Volatile liabilities	$220,838,000	256
Insider loans	$32,961,000	128
FHLB advances	$194,298,000	140
Loans and leases held for sale	$432,583,000	39
Unused loan commitments	$300,192,000	334
Tier 1 (core) risk-based capital	$102,525,000	647
Tier 2 risk-based capital	$10,654,000	496
Total risk weighted assets	$888,987,000	493
Total unused commitments	$300,192,000	334
Derivatives	$780,905,000	113
2012-09-30		Rank
# of Employees:	646	218
Assets and Liabilities
Total Assets:	$1,109,510,000	602
Cash and due from depository institutions	$26,049,000	218
Interest-bearing balances	$12,043,000	2,713
Securities	$10,328,000	5,594
Federal funds sold & reverse repurchase agreements	$8,192,000	682
Net loans & leases	$998,500,000	425
Loan loss allowance	$10,890,000	689
Trading account assets	$0	231
Bank premises and fixed assets	$23,449,000	468
Other real estate owned	$1,250,000	218
Goodwill and other intangibles	$1,102,000	1,486
All other assets	$40,640,000	554
Life insurance assets	$7,133,000	1,045
Total liabilities and capital	$1,109,510,000	602
Total liabilities	$1,009,190,000	587
Total deposits	$887,861,000	609
Interest-bearing deposits	$705,627,000	621
Deposits held in domestic offices	$887,861,000	606
% insured	85.85%	4,899
Federal funds purchased & repurchase agreements	$0	2,188
Trading liabilities	$0	150
Other borrowed funds	$105,027,000	288
Subordinated debt	$0	163
All other liabilities	$16,302,000	450
Total equity capital	$100,320,000	733
Total bank equity capital	$98,704,000	743
Perpetual preferred stock	$0	250
Common stock	$29,869,000	154
Surplus	$41,010,000	837
Undivided profits	$27,825,000	1,379
Noncontrolling interests in consolidated subsidiaries	$1,616,000	67
Memoranda
Noncurrent loans and leases	$4,018,000	2,199
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$1,950,000	1,498
Earning assets	$1,029,063,000	582
Long-term assets (5+ years)	$29,660,000	4,258
Average Assets, year-to-date	$987,358,250	672
Average Assets, quarterly	$1,051,389,500	632
Volatile liabilities	$99,677,000	515
Insider loans	$32,340,000	126
FHLB advances	$105,027,000	251
Loans and leases held for sale	$389,885,000	44
Unused loan commitments	$292,206,000	341
Tier 1 (core) risk-based capital	$99,048,000	670
Tier 2 risk-based capital	$10,354,000	513
Total risk weighted assets	$827,026,000	529
Total unused commitments	$292,206,000	341
Derivatives	$802,475,000	117
2012-06-30		Rank
# of Employees:	604	234
Assets and Liabilities
Total Assets:	$993,269,000	670
Cash and due from depository institutions	$19,654,000	234
Interest-bearing balances	$4,045,000	4,548
Securities	$10,820,000	5,595
Federal funds sold & reverse repurchase agreements	$6,142,000	884
Net loans & leases	$897,006,000	453
Loan loss allowance	$10,724,000	712
Trading account assets	$0	211
Bank premises and fixed assets	$23,210,000	466
Other real estate owned	$2,013,000	234
Goodwill and other intangibles	$1,147,000	1,455
All other assets	$33,277,000	663
Life insurance assets	$7,070,000	1,040
Total liabilities and capital	$993,269,000	670
Total liabilities	$897,260,000	657
Total deposits	$853,307,000	636
Interest-bearing deposits	$674,648,000	646
Deposits held in domestic offices	$853,307,000	633
% insured	86.02%	5,007
Federal funds purchased & repurchase agreements	$0	2,234
Trading liabilities	$0	130
Other borrowed funds	$31,325,000	821
Subordinated debt	$0	180
All other liabilities	$12,628,000	515
Total equity capital	$96,009,000	749
Total bank equity capital	$95,386,000	752
Perpetual preferred stock	$0	254
Common stock	$29,869,000	156
Surplus	$40,867,000	824
Undivided profits	$24,650,000	1,495
Noncontrolling interests in consolidated subsidiaries	$623,000	81
Memoranda
Noncurrent loans and leases	$6,309,000	1,616
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,080
Income earned, not collected on loans	$2,068,000	1,288
Earning assets	$918,013,000	656
Long-term assets (5+ years)	$31,440,000	4,136
Average Assets, year-to-date	$946,641,000	702
Average Assets, quarterly	$965,332,500	688
Volatile liabilities	$60,021,000	802
Insider loans	$30,966,000	136
FHLB advances	$31,325,000	768
Loans and leases held for sale	$289,002,000	46
Unused loan commitments	$275,768,000	357
Tier 1 (core) risk-based capital	$94,755,000	696
Tier 2 risk-based capital	$10,272,000	519
Total risk weighted assets	$821,327,000	527
Total unused commitments	$275,768,000	357
Derivatives	$553,565,000	135
2012-03-31		Rank
# of Employees:	585	236
Assets and Liabilities
Total Assets:	$937,396,000	712
Cash and due from depository institutions	$36,923,000	236
Interest-bearing balances	$21,536,000	1,962
Securities	$8,841,000	5,881
Federal funds sold & reverse repurchase agreements	$1,644,000	2,443
Net loans & leases	$831,151,000	482
Loan loss allowance	$10,400,000	753
Trading account assets	$0	215
Bank premises and fixed assets	$23,086,000	474
Other real estate owned	$2,232,000	236
Goodwill and other intangibles	$1,192,000	1,436
All other assets	$32,327,000	673
Life insurance assets	$7,007,000	1,032
Total liabilities and capital	$937,396,000	712
Total liabilities	$848,328,000	699
Total deposits	$812,275,000	662
Interest-bearing deposits	$662,162,000	663
Deposits held in domestic offices	$812,275,000	660
% insured	82.31%	5,807
Federal funds purchased & repurchase agreements	$4,350,000	1,262
Trading liabilities	$0	123
Other borrowed funds	$19,767,000	1,199
Subordinated debt	$0	185
All other liabilities	$11,936,000	516
Total equity capital	$89,068,000	785
Total bank equity capital	$88,454,000	791
Perpetual preferred stock	$0	259
Common stock	$29,629,000	154
Surplus	$36,289,000	941
Undivided profits	$22,536,000	1,582
Noncontrolling interests in consolidated subsidiaries	$614,000	82
Memoranda
Noncurrent loans and leases	$8,968,000	1,307
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,111
Income earned, not collected on loans	$1,921,000	1,384
Earning assets	$863,172,000	700
Long-term assets (5+ years)	$25,124,000	4,574
Average Assets, year-to-date	$923,327,000	720
Average Assets, quarterly	$923,327,000	720
Volatile liabilities	$53,348,000	896
Insider loans	$32,518,000	129
FHLB advances	$19,767,000	1,135
Loans and leases held for sale	$243,179,000	49
Unused loan commitments	$261,371,000	360
Tier 1 (core) risk-based capital	$87,784,000	741
Tier 2 risk-based capital	$9,696,000	547
Total risk weighted assets	$775,042,000	552
Total unused commitments	$261,371,000	360
Derivatives	$500,340,000	129
2011-12-31		Rank
# of Employees:	551	247
Assets and Liabilities
Total Assets:	$909,258,000	731
Cash and due from depository institutions	$22,295,000	247
Interest-bearing balances	$7,534,000	3,460
Securities	$9,187,000	5,834
Federal funds sold & reverse repurchase agreements	$10,188,000	588
Net loans & leases	$809,264,000	502
Loan loss allowance	$9,930,000	778
Trading account assets	$0	205
Bank premises and fixed assets	$23,094,000	474
Other real estate owned	$3,369,000	247
Goodwill and other intangibles	$1,236,000	1,416
All other assets	$30,625,000	732
Life insurance assets	$6,946,000	1,016
Total liabilities and capital	$909,258,000	731
Total liabilities	$826,107,000	713
Total deposits	$744,797,000	710
Interest-bearing deposits	$606,237,000	748
Deposits held in domestic offices	$744,797,000	707
% insured	83.82%	5,573
Federal funds purchased & repurchase agreements	$0	2,367
Trading liabilities	$0	115
Other borrowed funds	$70,928,000	431
Subordinated debt	$0	193
All other liabilities	$10,382,000	593
Total equity capital	$83,151,000	831
Total bank equity capital	$82,537,000	839
Perpetual preferred stock	$0	263
Common stock	$29,582,000	152
Surplus	$32,149,000	1,046
Undivided profits	$20,806,000	1,703
Noncontrolling interests in consolidated subsidiaries	$614,000	83
Memoranda
Noncurrent loans and leases	$4,292,000	2,249
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,138
Income earned, not collected on loans	$2,024,000	1,402
Earning assets	$836,173,000	715
Long-term assets (5+ years)	$26,410,000	3,944
Average Assets, year-to-date	$842,105,600	776
Average Assets, quarterly	$874,597,000	759
Volatile liabilities	$98,109,000	568
Insider loans	$33,326,000	124
FHLB advances	$70,928,000	385
Loans and leases held for sale	$211,555,000	49
Unused loan commitments	$256,529,000	356
Tier 1 (core) risk-based capital	$81,826,000	787
Tier 2 risk-based capital	$9,548,000	561
Total risk weighted assets	$763,154,000	566
Total unused commitments	$256,529,000	356
Derivatives	$362,850,000	134
2011-09-30		Rank
# of Employees:	546	245
Assets and Liabilities
Total Assets:	$839,936,000	793
Cash and due from depository institutions	$18,216,000	245
Interest-bearing balances	$4,875,000	4,205
Securities	$8,778,000	5,902
Federal funds sold & reverse repurchase agreements	$12,199,000	508
Net loans & leases	$744,637,000	539
Loan loss allowance	$10,301,000	797
Trading account assets	$0	209
Bank premises and fixed assets	$22,884,000	472
Other real estate owned	$2,106,000	245
Goodwill and other intangibles	$1,281,000	1,423
All other assets	$29,835,000	752
Life insurance assets	$6,886,000	1,011
Total liabilities and capital	$839,936,000	793
Total liabilities	$757,737,000	775
Total deposits	$721,881,000	744
Interest-bearing deposits	$592,071,000	766
Deposits held in domestic offices	$721,881,000	741
% insured	83.08%	5,854
Federal funds purchased & repurchase agreements	$0	2,338
Trading liabilities	$0	112
Other borrowed funds	$24,400,000	1,128
Subordinated debt	$0	206
All other liabilities	$11,456,000	544
Total equity capital	$82,199,000	852
Total bank equity capital	$81,586,000	857
Perpetual preferred stock	$0	266
Common stock	$29,731,000	154
Surplus	$32,128,000	1,057
Undivided profits	$19,727,000	1,804
Noncontrolling interests in consolidated subsidiaries	$613,000	86
Memoranda
Noncurrent loans and leases	$6,112,000	1,842
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,137
Income earned, not collected on loans	$1,822,000	1,665
Earning assets	$770,489,000	783
Long-term assets (5+ years)	$22,725,000	4,146
Average Assets, year-to-date	$825,317,500	798
Average Assets, quarterly	$836,183,000	788
Volatile liabilities	$51,169,000	1,038
Insider loans	$28,827,000	153
FHLB advances	$24,400,000	1,042
Loans and leases held for sale	$158,577,000	52
Unused loan commitments	$246,115,000	370
Tier 1 (core) risk-based capital	$80,820,000	795
Tier 2 risk-based capital	$9,017,000	595
Total risk weighted assets	$720,087,000	599
Total unused commitments	$246,115,000	370
Derivatives	$126,000	1,165
2011-06-30		Rank
# of Employees:	550	251
Assets and Liabilities
Total Assets:	$832,430,000	799
Cash and due from depository institutions	$20,183,000	251
Interest-bearing balances	$5,323,000	3,902
Securities	$49,301,000	2,596
Federal funds sold & reverse repurchase agreements	$13,034,000	459
Net loans & leases	$695,091,000	597
Loan loss allowance	$9,480,000	882
Trading account assets	$0	213
Bank premises and fixed assets	$21,838,000	503
Other real estate owned	$1,625,000	251
Goodwill and other intangibles	$1,326,000	1,421
All other assets	$30,032,000	760
Life insurance assets	$7,472,000	929
Total liabilities and capital	$832,430,000	799
Total liabilities	$752,031,000	783
Total deposits	$734,418,000	724
Interest-bearing deposits	$612,984,000	735
Deposits held in domestic offices	$734,418,000	721
% insured	79.10%	6,491
Federal funds purchased & repurchase agreements	$0	2,430
Trading liabilities	$0	112
Other borrowed funds	$9,026,000	2,215
Subordinated debt	$0	212
All other liabilities	$8,587,000	653
Total equity capital	$80,399,000	862
Total bank equity capital	$79,757,000	870
Perpetual preferred stock	$0	222
Common stock	$29,742,000	159
Surplus	$32,046,000	1,051
Undivided profits	$17,969,000	1,900
Noncontrolling interests in consolidated subsidiaries	$642,000	89
Memoranda
Noncurrent loans and leases	$8,005,000	1,588
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,160
Income earned, not collected on loans	$1,934,000	1,502
Earning assets	$762,749,000	790
Long-term assets (5+ years)	$21,618,000	4,218
Average Assets, year-to-date	$820,444,670	814
Average Assets, quarterly	$817,610,500	818
Volatile liabilities	$29,941,000	1,675
Insider loans	$28,890,000	160
FHLB advances	$9,026,000	2,115
Loans and leases held for sale	$115,704,000	52
Unused loan commitments	$243,748,000	361
Tier 1 (core) risk-based capital	$78,985,000	803
Tier 2 risk-based capital	$8,629,000	628
Total risk weighted assets	$689,461,000	638
Total unused commitments	$243,748,000	361
Derivatives	$252,000	1,093
2011-03-31		Rank
# of Employees:	531	258
Assets and Liabilities
Total Assets:	$802,791,000	841
Cash and due from depository institutions	$17,329,000	258
Interest-bearing balances	$4,275,000	4,353
Securities	$43,542,000	2,808
Federal funds sold & reverse repurchase agreements	$35,398,000	160
Net loans & leases	$652,311,000	638
Loan loss allowance	$9,503,000	870
Trading account assets	$0	208
Bank premises and fixed assets	$21,561,000	513
Other real estate owned	$2,176,000	258
Goodwill and other intangibles	$1,370,000	1,404
All other assets	$29,104,000	791
Life insurance assets	$7,404,000	932
Total liabilities and capital	$802,791,000	841
Total liabilities	$723,741,000	834
Total deposits	$674,116,000	802
Interest-bearing deposits	$566,394,000	824
Deposits held in domestic offices	$674,116,000	800
% insured	67.75%	7,244
Federal funds purchased & repurchase agreements	$0	2,341
Trading liabilities	$0	108
Other borrowed funds	$41,450,000	766
Subordinated debt	$0	214
All other liabilities	$8,175,000	681
Total equity capital	$79,050,000	851
Total bank equity capital	$78,896,000	852
Perpetual preferred stock	$0	224
Common stock	$29,827,000	154
Surplus	$31,924,000	1,064
Undivided profits	$17,145,000	1,917
Noncontrolling interests in consolidated subsidiaries	$154,000	113
Memoranda
Noncurrent loans and leases	$7,971,000	1,654
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,152
Income earned, not collected on loans	$1,908,000	1,524
Earning assets	$735,526,000	827
Long-term assets (5+ years)	$20,992,000	4,211
Average Assets, year-to-date	$814,452,000	827
Average Assets, quarterly	$814,452,000	827
Volatile liabilities	$63,076,000	886
Insider loans	$29,254,000	149
FHLB advances	$41,450,000	707
Loans and leases held for sale	$95,306,000	58
Unused loan commitments	$236,886,000	370
Tier 1 (core) risk-based capital	$77,623,000	807
Tier 2 risk-based capital	$8,295,000	661
Total risk weighted assets	$662,403,000	667
Total unused commitments	$236,886,000	370
Derivatives	$378,000	1,030
2010-12-31		Rank
# of Employees:	532	259
Assets and Liabilities
Total Assets:	$826,113,000	820
Cash and due from depository institutions	$25,277,000	259
Interest-bearing balances	$14,556,000	2,143
Securities	$17,602,000	4,701
Federal funds sold & reverse repurchase agreements	$2,491,000	2,287
Net loans & leases	$725,349,000	590
Loan loss allowance	$9,038,000	915
Trading account assets	$0	207
Bank premises and fixed assets	$19,843,000	564
Other real estate owned	$1,745,000	259
Goodwill and other intangibles	$1,415,000	1,395
All other assets	$32,391,000	723
Life insurance assets	$7,335,000	930
Total liabilities and capital	$826,113,000	820
Total liabilities	$748,118,000	811
Total deposits	$710,134,000	754
Interest-bearing deposits	$608,007,000	762
Deposits held in domestic offices	$710,134,000	751
% insured	70.39%	7,165
Federal funds purchased & repurchase agreements	$0	2,549
Trading liabilities	$0	108
Other borrowed funds	$30,282,000	1,051
Subordinated debt	$0	220
All other liabilities	$7,702,000	709
Total equity capital	$77,995,000	858
Total bank equity capital	$77,830,000	862
Perpetual preferred stock	$0	224
Common stock	$29,845,000	152
Surplus	$31,804,000	1,064
Undivided profits	$16,181,000	1,985
Noncontrolling interests in consolidated subsidiaries	$165,000	119
Memoranda
Noncurrent loans and leases	$9,052,000	1,539
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$1,880,000	1,604
Earning assets	$759,998,000	812
Long-term assets (5+ years)	$20,696,000	4,167
Average Assets, year-to-date	$777,863,200	873
Average Assets, quarterly	$852,088,000	796
Volatile liabilities	$180,017,000	771
Insider loans	$21,856,000	233
FHLB advances	$30,282,000	979
Loans and leases held for sale	$175,388,000	57
Unused loan commitments	$221,489,000	382
Tier 1 (core) risk-based capital	$76,503,000	814
Tier 2 risk-based capital	$8,572,000	654
Total risk weighted assets	$685,255,000	651
Total unused commitments	$221,489,000	383
Derivatives	$503,000	1,055
2010-09-30		Rank
# of Employees:	494	283
Assets and Liabilities
Total Assets:	$878,063,000	777
Cash and due from depository institutions	$22,747,000	283
Interest-bearing balances	$10,784,000	2,679
Securities	$7,897,000	6,029
Federal funds sold & reverse repurchase agreements	$3,730,000	1,875
Net loans & leases	$788,946,000	542
Loan loss allowance	$10,246,000	814
Trading account assets	$0	210
Bank premises and fixed assets	$17,882,000	632
Other real estate owned	$2,263,000	283
Goodwill and other intangibles	$1,460,000	1,374
All other assets	$33,138,000	714
Life insurance assets	$7,265,000	930
Total liabilities and capital	$878,063,000	777
Total liabilities	$801,126,000	763
Total deposits	$679,405,000	793
Interest-bearing deposits	$579,201,000	809
Deposits held in domestic offices	$679,405,000	789
% insured	80.17%	6,076
Federal funds purchased & repurchase agreements	$0	2,564
Trading liabilities	$0	103
Other borrowed funds	$111,319,000	369
Subordinated debt	$0	233
All other liabilities	$10,402,000	612
Total equity capital	$76,937,000	893
Total bank equity capital	$76,816,000	891
Perpetual preferred stock	$0	229
Common stock	$29,521,000	154
Surplus	$32,054,000	1,045
Undivided profits	$15,241,000	2,179
Noncontrolling interests in consolidated subsidiaries	$121,000	128
Memoranda
Noncurrent loans and leases	$8,785,000	1,607
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$1,872,000	1,724
Earning assets	$811,357,000	759
Long-term assets (5+ years)	$22,622,000	3,953
Average Assets, year-to-date	$765,800,750	881
Average Assets, quarterly	$834,399,500	814
Volatile liabilities	$268,284,000	513
Insider loans	$19,698,000	277
FHLB advances	$111,319,000	317
Loans and leases held for sale	$237,803,000	40
Unused loan commitments	$236,030,000	381
Tier 1 (core) risk-based capital	$75,379,000	825
Tier 2 risk-based capital	$8,830,000	645
Total risk weighted assets	$704,243,000	634
Total unused commitments	$236,030,000	382
Derivatives	$931,000	1,051
2010-06-30		Rank
# of Employees:	441	309
Assets and Liabilities
Total Assets:	$790,736,000	868
Cash and due from depository institutions	$29,639,000	309
Interest-bearing balances	$16,848,000	1,869
Securities	$8,457,000	6,014
Federal funds sold & reverse repurchase agreements	$10,035,000	772
Net loans & leases	$695,782,000	615
Loan loss allowance	$8,575,000	973
Trading account assets	$0	210
Bank premises and fixed assets	$15,706,000	739
Other real estate owned	$1,417,000	309
Goodwill and other intangibles	$1,504,000	1,364
All other assets	$28,196,000	835
Life insurance assets	$7,192,000	935
Total liabilities and capital	$790,736,000	868
Total liabilities	$718,774,000	849
Total deposits	$651,428,000	825
Interest-bearing deposits	$538,985,000	872
Deposits held in domestic offices	$651,428,000	823
% insured	79.16%	6,361
Federal funds purchased & repurchase agreements	$0	2,594
Trading liabilities	$0	104
Other borrowed funds	$60,636,000	657
Subordinated debt	$0	241
All other liabilities	$6,710,000	805
Total equity capital	$71,962,000	950
Total bank equity capital	$71,841,000	952
Perpetual preferred stock	$0	222
Common stock	$29,378,000	153
Surplus	$27,922,000	1,156
Undivided profits	$14,541,000	2,229
Noncontrolling interests in consolidated subsidiaries	$121,000	128
Memoranda
Noncurrent loans and leases	$6,900,000	1,877
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,233
Income earned, not collected on loans	$1,944,000	1,599
Earning assets	$731,122,000	844
Long-term assets (5+ years)	$21,323,000	4,035
Average Assets, year-to-date	$728,380,000	929
Average Assets, quarterly	$747,737,500	912
Volatile liabilities	$187,839,000	745
Insider loans	$21,911,000	236
FHLB advances	$60,636,000	596
Loans and leases held for sale	$149,527,000	56
Unused loan commitments	$303,080,000	314
Tier 1 (core) risk-based capital	$70,349,000	889
Tier 2 risk-based capital	$8,068,000	719
Total risk weighted assets	$644,961,000	718
Total unused commitments	$303,080,000	315
Derivatives	$677,000	1,013
2010-03-31		Rank
# of Employees:	434	322
Assets and Liabilities
Total Assets:	$704,739,000	973
Cash and due from depository institutions	$18,488,000	322
Interest-bearing balances	$7,379,000	3,118
Securities	$8,413,000	6,075
Federal funds sold & reverse repurchase agreements	$7,040,000	1,321
Net loans & leases	$630,855,000	706
Loan loss allowance	$8,650,000	989
Trading account assets	$0	227
Bank premises and fixed assets	$8,610,000	1,447
Other real estate owned	$838,000	322
Goodwill and other intangibles	$1,549,000	1,360
All other assets	$28,946,000	838
Life insurance assets	$7,120,000	937
Total liabilities and capital	$704,739,000	973
Total liabilities	$638,082,000	970
Total deposits	$591,399,000	943
Interest-bearing deposits	$485,533,000	997
Deposits held in domestic offices	$591,399,000	940
% insured	68.09%	7,348
Federal funds purchased & repurchase agreements	$0	2,570
Trading liabilities	$0	108
Other borrowed funds	$42,088,000	975
Subordinated debt	$0	248
All other liabilities	$4,595,000	1,113
Total equity capital	$66,657,000	1,004
Total bank equity capital	$66,541,000	1,004
Perpetual preferred stock	$0	220
Common stock	$29,383,000	148
Surplus	$23,838,000	1,346
Undivided profits	$13,320,000	2,380
Noncontrolling interests in consolidated subsidiaries	$116,000	131
Memoranda
Noncurrent loans and leases	$6,756,000	1,949
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$1,959,000	1,654
Earning assets	$653,687,000	962
Long-term assets (5+ years)	$19,636,000	4,209
Average Assets, year-to-date	$697,202,000	984
Average Assets, quarterly	$697,202,000	984
Volatile liabilities	$168,816,000	878
Insider loans	$26,334,000	199
FHLB advances	$42,088,000	913
Loans and leases held for sale	$82,664,000	62
Unused loan commitments	$228,052,000	405
Tier 1 (core) risk-based capital	$65,057,000	961
Tier 2 risk-based capital	$7,540,000	796
Total risk weighted assets	$602,139,000	803
Total unused commitments	$228,052,000	406
Derivatives	$829,000	956
2009-12-31		Rank
# of Employees:	398	358
Assets and Liabilities
Total Assets:	$689,665,000	1,009
Cash and due from depository institutions	$19,329,000	358
Interest-bearing balances	$8,615,000	2,502
Securities	$7,189,000	6,306
Federal funds sold & reverse repurchase agreements	$14,680,000	557
Net loans & leases	$607,394,000	754
Loan loss allowance	$9,300,000	935
Trading account assets	$0	224
Bank premises and fixed assets	$8,393,000	1,513
Other real estate owned	$2,116,000	358
Goodwill and other intangibles	$1,593,000	1,353
All other assets	$28,971,000	847
Life insurance assets	$7,050,000	943
Total liabilities and capital	$689,665,000	1,009
Total liabilities	$629,861,000	996
Total deposits	$558,323,000	998
Interest-bearing deposits	$463,870,000	1,043
Deposits held in domestic offices	$558,323,000	995
% insured	66.24%	7,494
Federal funds purchased & repurchase agreements	$0	2,785
Trading liabilities	$0	104
Other borrowed funds	$66,158,000	703
Subordinated debt	$0	258
All other liabilities	$5,380,000	970
Total equity capital	$59,804,000	1,104
Total bank equity capital	$59,697,000	1,105
Perpetual preferred stock	$0	219
Common stock	$29,328,000	145
Surplus	$17,796,000	1,765
Undivided profits	$12,573,000	2,459
Noncontrolling interests in consolidated subsidiaries	$107,000	137
Memoranda
Noncurrent loans and leases	$7,714,000	1,792
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$1,616,000	2,087
Earning assets	$637,878,000	991
Long-term assets (5+ years)	$23,605,000	3,846
Average Assets, year-to-date	$648,505,400	1,070
Average Assets, quarterly	$671,087,000	1,040
Volatile liabilities	$182,397,000	812
Insider loans	$23,907,000	226
FHLB advances	$66,158,000	634
Loans and leases held for sale	$78,998,000	71
Unused loan commitments	$267,223,000	370
Tier 1 (core) risk-based capital	$58,177,000	1,065
Tier 2 risk-based capital	$7,403,000	836
Total risk weighted assets	$590,346,000	847
Total unused commitments	$267,223,000	370
Derivatives	$804,000	935
2009-09-30		Rank
# of Employees:	351	415
Assets and Liabilities
Total Assets:	$652,509,000	1,090
Cash and due from depository institutions	$19,132,000	415
Interest-bearing balances	$4,407,000	3,240
Securities	$6,262,000	6,539
Federal funds sold & reverse repurchase agreements	$7,749,000	1,200
Net loans & leases	$584,011,000	812
Loan loss allowance	$9,550,000	869
Trading account assets	$0	238
Bank premises and fixed assets	$7,703,000	1,691
Other real estate owned	$1,077,000	415
Goodwill and other intangibles	$1,638,000	1,389
All other assets	$24,937,000	883
Life insurance assets	$6,981,000	946
Total liabilities and capital	$652,509,000	1,090
Total liabilities	$593,641,000	1,075
Total deposits	$555,166,000	1,002
Interest-bearing deposits	$455,703,000	1,069
Deposits held in domestic offices	$555,166,000	1,000
% insured	63.88%	7,654
Federal funds purchased & repurchase agreements	$0	2,868
Trading liabilities	$0	103
Other borrowed funds	$33,082,000	1,326
Subordinated debt	$0	269
All other liabilities	$5,393,000	1,049
Total equity capital	$58,868,000	1,150
Total bank equity capital	$58,765,000	1,152
Perpetual preferred stock	$0	212
Common stock	$28,965,000	144
Surplus	$18,041,000	1,743
Undivided profits	$11,759,000	2,701
Noncontrolling interests in consolidated subsidiaries	$103,000	149
Memoranda
Noncurrent loans and leases	$7,689,000	1,763
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$1,663,000	2,196
Earning assets	$602,429,000	1,074
Long-term assets (5+ years)	$18,170,000	4,320
Average Assets, year-to-date	$638,215,500	1,100
Average Assets, quarterly	$660,711,000	1,074
Volatile liabilities	$140,427,000	1,077
Insider loans	$26,509,000	205
FHLB advances	$33,082,000	1,243
Loans and leases held for sale	$71,232,000	69
Unused loan commitments	$233,852,000	417
Tier 1 (core) risk-based capital	$57,071,000	1,106
Tier 2 risk-based capital	$7,107,000	874
Total risk weighted assets	$565,321,000	901
Total unused commitments	$233,852,000	418
Derivatives	$935,000	964
2009-06-30		Rank
# of Employees:	321	462
Assets and Liabilities
Total Assets:	$668,913,000	1,075
Cash and due from depository institutions	$17,847,000	462
Interest-bearing balances	$8,386,000	2,026
Securities	$5,762,000	6,649
Federal funds sold & reverse repurchase agreements	$7,500,000	1,358
Net loans & leases	$603,093,000	805
Loan loss allowance	$9,030,000	895
Trading account assets	$0	240
Bank premises and fixed assets	$8,108,000	1,605
Other real estate owned	$802,000	462
Goodwill and other intangibles	$1,683,000	1,398
All other assets	$24,118,000	923
Life insurance assets	$6,915,000	955
Total liabilities and capital	$668,912,000	1,075
Total liabilities	$611,085,000	1,057
Total deposits	$541,281,000	1,035
Interest-bearing deposits	$442,637,000	1,100
Deposits held in domestic offices	$541,281,000	1,034
% insured	53.67%	7,613
Federal funds purchased & repurchase agreements	$0	2,922
Trading liabilities	$0	100
Other borrowed funds	$62,206,000	832
Subordinated debt	$0	276
All other liabilities	$7,598,000	825
Total equity capital	$57,827,000	1,169
Total bank equity capital	$57,677,000	1,172
Perpetual preferred stock	$0	213
Common stock	$28,945,000	141
Surplus	$17,962,000	1,751
Undivided profits	$10,770,000	2,822
Noncontrolling interests in consolidated subsidiaries	$150,000	138
Memoranda
Noncurrent loans and leases	$4,289,000	2,467
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$1,796,000	1,961
Earning assets	$624,741,000	1,039
Long-term assets (5+ years)	$16,953,000	4,422
Average Assets, year-to-date	$633,451,000	1,130
Average Assets, quarterly	$651,558,500	1,103
Volatile liabilities	$169,909,000	903
Insider loans	$27,179,000	206
FHLB advances	$62,206,000	755
Loans and leases held for sale	$96,500,000	78
Unused loan commitments	$228,588,000	448
Tier 1 (core) risk-based capital	$55,958,000	1,138
Tier 2 risk-based capital	$7,156,000	866
Total risk weighted assets	$571,212,000	919
Total unused commitments	$228,588,000	448
Derivatives	$865,000	1,042
2009-03-31		Rank
# of Employees:	287	519
Assets and Liabilities
Total Assets:	$634,204,000	1,136
Cash and due from depository institutions	$13,112,000	519
Interest-bearing balances	$3,705,000	2,937
Securities	$6,298,000	6,588
Federal funds sold & reverse repurchase agreements	$1,723,000	3,954
Net loans & leases	$579,299,000	852
Loan loss allowance	$8,660,000	881
Trading account assets	$0	234
Bank premises and fixed assets	$5,095,000	2,517
Other real estate owned	$3,717,000	519
Goodwill and other intangibles	$1,727,000	1,397
All other assets	$23,233,000	931
Life insurance assets	$6,851,000	962
Total liabilities and capital	$634,204,000	1,136
Total liabilities	$577,720,000	1,123
Total deposits	$537,136,000	1,038
Interest-bearing deposits	$446,427,000	1,093
Deposits held in domestic offices	$537,136,000	1,037
% insured	52.07%	7,706
Federal funds purchased & repurchase agreements	$0	2,904
Trading liabilities	$0	92
Other borrowed funds	$36,550,000	1,341
Subordinated debt	$0	271
All other liabilities	$4,034,000	1,352
Total equity capital	$56,484,000	1,205
Total bank equity capital	$56,336,000	1,207
Perpetual preferred stock	$0	193
Common stock	$28,796,000	141
Surplus	$17,906,000	1,733
Undivided profits	$9,634,000	3,087
Noncontrolling interests in consolidated subsidiaries	$148,000	135
Memoranda
Noncurrent loans and leases	$9,388,000	1,374
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$1,717,000	2,074
Earning assets	$591,025,000	1,113
Long-term assets (5+ years)	$19,835,000	4,112
Average Assets, year-to-date	$615,720,000	1,159
Average Assets, quarterly	$615,720,000	1,159
Volatile liabilities	$123,690,000	1,252
Insider loans	$26,202,000	221
FHLB advances	$36,550,000	1,257
Loans and leases held for sale	$80,769,000	78
Unused loan commitments	$233,924,000	466
Tier 1 (core) risk-based capital	$54,588,000	1,172
Tier 2 risk-based capital	$6,422,000	953
Total risk weighted assets	$550,958,000	963
Total unused commitments	$233,924,000	466
Derivatives	$637,000	1,060
2008-12-31		Rank
# of Employees:	273	549
Assets and Liabilities
Total Assets:	$597,236,000	1,191
Cash and due from depository institutions	$8,530,000	549
Interest-bearing balances	$112,000	5,574
Securities	$6,347,000	6,641
Federal funds sold & reverse repurchase agreements	$66,000	5,159
Net loans & leases	$551,063,000	894
Loan loss allowance	$8,046,000	895
Trading account assets	$0	236
Bank premises and fixed assets	$8,131,000	1,605
Other real estate owned	$533,000	549
Goodwill and other intangibles	$1,772,000	1,396
All other assets	$20,794,000	1,031
Life insurance assets	$6,788,000	962
Total liabilities and capital	$597,236,000	1,191
Total liabilities	$542,134,000	1,182
Total deposits	$496,218,000	1,091
Interest-bearing deposits	$417,192,000	1,138
Deposits held in domestic offices	$496,218,000	1,090
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$385,000	3,098
Trading liabilities	$0	88
Other borrowed funds	$42,375,000	1,328
Subordinated debt	$0	278
All other liabilities	$3,156,000	1,631
Total equity capital	$55,102,000	1,226
Total bank equity capital	$55,102,000	1,226
Perpetual preferred stock	$0	141
Common stock	$28,675,000	142
Surplus	$17,847,000	1,707
Undivided profits	$8,580,000	3,308
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,506,000	1,382
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$1,603,000	2,370
Earning assets	$557,588,000	1,157
Long-term assets (5+ years)	$22,787,000	3,784
Average Assets, year-to-date	$563,048,600	1,199
Average Assets, quarterly	$595,899,500	1,181
Volatile liabilities	$96,752,000	1,562
Insider loans	$23,551,000	260
FHLB advances	$27,675,000	1,685
Loans and leases held for sale	$54,369,000	77
Unused loan commitments	$234,873,000	478
Tier 1 (core) risk-based capital	$53,303,000	1,181
Tier 2 risk-based capital	$6,300,000	950
Total risk weighted assets	$502,040,000	1,038
Total unused commitments	$234,873,000	478
Derivatives	$645,000	964
2008-09-30		Rank
# of Employees:	273	559
Assets and Liabilities
Total Assets:	$594,563,000	1,180
Cash and due from depository institutions	$14,082,000	559
Interest-bearing balances	$94,000	5,252
Securities	$17,790,000	4,657
Federal funds sold & reverse repurchase agreements	$0	5,854
Net loans & leases	$532,487,000	925
Loan loss allowance	$4,991,000	1,267
Trading account assets	$0	251
Bank premises and fixed assets	$10,019,000	1,290
Other real estate owned	$410,000	559
Goodwill and other intangibles	$1,817,000	1,433
All other assets	$17,958,000	1,170
Life insurance assets	$6,724,000	963
Total liabilities and capital	$594,563,000	1,180
Total liabilities	$538,299,000	1,156
Total deposits	$498,838,000	1,061
Interest-bearing deposits	$425,325,000	1,085
Deposits held in domestic offices	$498,838,000	1,058
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,790,000	1,811
Trading liabilities	$0	91
Other borrowed funds	$31,700,000	1,637
Subordinated debt	$0	276
All other liabilities	$2,971,000	1,705
Total equity capital	$56,264,000	1,200
Total bank equity capital	$56,264,000	1,200
Perpetual preferred stock	$0	110
Common stock	$28,443,000	142
Surplus	$17,781,000	1,691
Undivided profits	$10,040,000	3,037
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,897,000	1,626
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,110
Income earned, not collected on loans	$1,785,000	2,231
Earning assets	$550,371,000	1,155
Long-term assets (5+ years)	$20,138,000	3,966
Average Assets, year-to-date	$554,501,750	1,217
Average Assets, quarterly	$586,076,000	1,181
Volatile liabilities	$107,560,000	1,371
Insider loans	$22,519,000	275
FHLB advances	$31,700,000	1,551
Loans and leases held for sale	$36,395,000	104
Unused loan commitments	$264,113,000	464
Tier 1 (core) risk-based capital	$54,494,000	1,170
Tier 2 risk-based capital	$4,991,000	1,152
Total risk weighted assets	$491,373,000	1,059
Total unused commitments	$264,113,000	464
Derivatives	$479,000	945
2008-06-30		Rank
# of Employees:	272	568
Assets and Liabilities
Total Assets:	$577,589,000	1,195
Cash and due from depository institutions	$13,534,000	568
Interest-bearing balances	$1,400,000	2,550
Securities	$10,183,000	5,896
Federal funds sold & reverse repurchase agreements	$252,000	5,511
Net loans & leases	$522,296,000	919
Loan loss allowance	$4,621,000	1,290
Trading account assets	$0	267
Bank premises and fixed assets	$10,137,000	1,266
Other real estate owned	$505,000	568
Goodwill and other intangibles	$1,861,000	1,438
All other assets	$18,821,000	1,076
Life insurance assets	$6,663,000	972
Total liabilities and capital	$577,589,000	1,195
Total liabilities	$522,246,000	1,189
Total deposits	$464,510,000	1,125
Interest-bearing deposits	$389,601,000	1,186
Deposits held in domestic offices	$464,510,000	1,121
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,577
Trading liabilities	$0	94
Other borrowed funds	$54,525,000	1,075
Subordinated debt	$0	257
All other liabilities	$3,211,000	1,615
Total equity capital	$55,343,000	1,225
Total bank equity capital	$55,343,000	1,225
Perpetual preferred stock	$0	107
Common stock	$28,236,000	138
Surplus	$17,818,000	1,663
Undivided profits	$9,289,000	3,244
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$139,000	6,377
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,082
Income earned, not collected on loans	$1,703,000	2,261
Earning assets	$534,131,000	1,187
Long-term assets (5+ years)	$19,211,000	4,053
Average Assets, year-to-date	$541,148,000	1,250
Average Assets, quarterly	$560,439,500	1,228
Volatile liabilities	$98,529,000	1,485
Insider loans	$20,735,000	313
FHLB advances	$54,525,000	1,004
Loans and leases held for sale	$39,526,000	111
Unused loan commitments	$287,888,000	452
Tier 1 (core) risk-based capital	$53,508,000	1,183
Tier 2 risk-based capital	$4,621,000	1,211
Total risk weighted assets	$473,421,000	1,090
Total unused commitments	$287,888,000	452
Derivatives	$392,000	943
2008-03-31		Rank
# of Employees:	259	603
Assets and Liabilities
Total Assets:	$543,290,000	1,257
Cash and due from depository institutions	$17,378,000	603
Interest-bearing balances	$614,000	3,447
Securities	$9,575,000	6,022
Federal funds sold & reverse repurchase agreements	$704,000	5,956
Net loans & leases	$487,403,000	972
Loan loss allowance	$4,325,000	1,314
Trading account assets	$0	252
Bank premises and fixed assets	$9,972,000	1,268
Other real estate owned	$369,000	603
Goodwill and other intangibles	$1,906,000	1,427
All other assets	$15,983,000	1,202
Life insurance assets	$6,603,000	969
Total liabilities and capital	$543,290,000	1,257
Total liabilities	$495,646,000	1,237
Total deposits	$468,993,000	1,102
Interest-bearing deposits	$398,950,000	1,162
Deposits held in domestic offices	$468,993,000	1,098
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,157
Trading liabilities	$0	86
Other borrowed funds	$23,159,000	1,832
Subordinated debt	$0	251
All other liabilities	$3,494,000	1,605
Total equity capital	$47,644,000	1,481
Total bank equity capital	$47,644,000	1,481
Perpetual preferred stock	$0	108
Common stock	$24,379,000	169
Surplus	$14,837,000	1,923
Undivided profits	$8,428,000	3,546
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$571,000	4,613
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$1,698,000	2,314
Earning assets	$498,296,000	1,253
Long-term assets (5+ years)	$18,259,000	4,043
Average Assets, year-to-date	$522,927,500	1,285
Average Assets, quarterly	$522,927,500	1,285
Volatile liabilities	$65,941,000	2,079
Insider loans	$21,404,000	281
FHLB advances	$23,159,000	1,744
Loans and leases held for sale	$30,541,000	128
Unused loan commitments	$262,068,000	500
Tier 1 (core) risk-based capital	$45,698,000	1,424
Tier 2 risk-based capital	$4,325,000	1,253
Total risk weighted assets	$472,412,000	1,070
Total unused commitments	$262,068,000	501
Derivatives	$326,000	1,027
2007-12-31		Rank
# of Employees:	252	632
Assets and Liabilities
Total Assets:	$502,565,000	1,338
Cash and due from depository institutions	$9,401,000	632
Interest-bearing balances	$992,000	2,579
Securities	$30,959,000	3,378
Federal funds sold & reverse repurchase agreements	$63,000	6,001
Net loans & leases	$434,028,000	1,092
Loan loss allowance	$3,976,000	1,396
Trading account assets	$0	237
Bank premises and fixed assets	$9,402,000	1,359
Other real estate owned	$0	632
Goodwill and other intangibles	$1,951,000	1,418
All other assets	$16,761,000	1,149
Life insurance assets	$6,544,000	967
Total liabilities and capital	$502,565,000	1,338
Total liabilities	$456,017,000	1,327
Total deposits	$389,729,000	1,358
Interest-bearing deposits	$323,626,000	1,441
Deposits held in domestic offices	$389,729,000	1,355
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,440
Trading liabilities	$0	78
Other borrowed funds	$63,531,000	838
Subordinated debt	$0	248
All other liabilities	$2,757,000	1,918
Total equity capital	$46,548,000	1,500
Total bank equity capital	$46,548,000	1,500
Perpetual preferred stock	$0	111
Common stock	$24,137,000	172
Surplus	$15,008,000	1,875
Undivided profits	$7,403,000	3,795
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$419,000	4,807
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,085
Income earned, not collected on loans	$1,980,000	2,159
Earning assets	$466,042,000	1,314
Long-term assets (5+ years)	$18,940,000	3,746
Average Assets, year-to-date	$441,846,600	1,493
Average Assets, quarterly	$482,293,500	1,378
Volatile liabilities	$171,565,000	880
Insider loans	$21,547,000	273
FHLB advances	$63,531,000	771
Loans and leases held for sale	$18,793,000	162
Unused loan commitments	$251,101,000	515
Tier 1 (core) risk-based capital	$44,614,000	1,452
Tier 2 risk-based capital	$3,976,000	1,339
Total risk weighted assets	$483,681,000	1,036
Total unused commitments	$251,101,000	515
Derivatives	$132,000	1,019
2007-09-30		Rank
# of Employees:	217	734
Assets and Liabilities
Total Assets:	$462,022,000	1,442
Cash and due from depository institutions	$15,571,000	734
Interest-bearing balances	$5,899,000	878
Securities	$20,482,000	4,427
Federal funds sold & reverse repurchase agreements	$300,000	5,734
Net loans & leases	$398,232,000	1,165
Loan loss allowance	$3,732,000	1,440
Trading account assets	$0	244
Bank premises and fixed assets	$9,274,000	1,345
Other real estate owned	$0	734
Goodwill and other intangibles	$1,995,000	1,379
All other assets	$16,168,000	1,165
Life insurance assets	$6,484,000	948
Total liabilities and capital	$462,022,000	1,442
Total liabilities	$416,759,000	1,434
Total deposits	$365,088,000	1,451
Interest-bearing deposits	$295,561,000	1,566
Deposits held in domestic offices	$365,088,000	1,447
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,436
Trading liabilities	$0	78
Other borrowed funds	$49,900,000	936
Subordinated debt	$0	244
All other liabilities	$1,771,000	2,752
Total equity capital	$45,263,000	1,522
Total bank equity capital	$45,263,000	1,522
Perpetual preferred stock	$0	113
Common stock	$19,991,000	210
Surplus	$19,031,000	1,496
Undivided profits	$6,241,000	4,215
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$211,000	5,557
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,109
Income earned, not collected on loans	$1,964,000	2,325
Earning assets	$424,913,000	1,439
Long-term assets (5+ years)	$17,534,000	3,789
Average Assets, year-to-date	$426,667,000	1,542
Average Assets, quarterly	$444,789,000	1,497
Volatile liabilities	$144,402,000	1,000
Insider loans	$21,972,000	268
FHLB advances	$49,900,000	866
Loans and leases held for sale	$9,341,000	232
Unused loan commitments	$215,808,000	586
Tier 1 (core) risk-based capital	$43,316,000	1,480
Tier 2 risk-based capital	$3,732,000	1,419
Total risk weighted assets	$452,851,000	1,085
Total unused commitments	$215,808,000	586
Derivatives	$0	1,033
2007-06-30		Rank
# of Employees:	184	924
Assets and Liabilities
Total Assets:	$427,556,000	1,590
Cash and due from depository institutions	$15,037,000	924
Interest-bearing balances	$4,483,000	1,140
Securities	$27,418,000	3,658
Federal funds sold & reverse repurchase agreements	$846,000	5,236
Net loans & leases	$361,556,000	1,299
Loan loss allowance	$3,494,000	1,540
Trading account assets	$0	245
Bank premises and fixed assets	$8,064,000	1,558
Other real estate owned	$0	924
Goodwill and other intangibles	$0	3,329
All other assets	$14,635,000	1,275
Life insurance assets	$6,420,000	952
Total liabilities and capital	$427,556,000	1,590
Total liabilities	$381,287,000	1,600
Total deposits	$342,960,000	1,565
Interest-bearing deposits	$273,635,000	1,720
Deposits held in domestic offices	$342,960,000	1,562
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,401
Trading liabilities	$0	87
Other borrowed funds	$37,025,000	1,110
Subordinated debt	$0	258
All other liabilities	$1,302,000	3,240
Total equity capital	$46,269,000	1,467
Total bank equity capital	$46,269,000	1,467
Perpetual preferred stock	$0	111
Common stock	$20,404,000	199
Surplus	$20,009,000	1,418
Undivided profits	$5,856,000	4,291
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,419
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,127
Income earned, not collected on loans	$1,770,000	2,404
Earning assets	$394,303,000	1,572
Long-term assets (5+ years)	$16,210,000	3,889
Average Assets, year-to-date	$414,882,000	1,612
Average Assets, quarterly	$418,443,500	1,607
Volatile liabilities	$113,975,000	1,233
Insider loans	$9,173,000	776
FHLB advances	$37,025,000	1,029
Loans and leases held for sale	$7,473,000	319
Unused loan commitments	$184,436,000	658
Tier 1 (core) risk-based capital	$46,388,000	1,391
Tier 2 risk-based capital	$3,494,000	1,517
Total risk weighted assets	$411,910,000	1,209
Total unused commitments	$184,436,000	658
Derivatives	$0	1,067
2007-03-31		Rank
# of Employees:	118	1,468
Assets and Liabilities
Total Assets:	$409,331,000	1,646
Cash and due from depository institutions	$18,606,000	1,468
Interest-bearing balances	$10,322,000	624
Securities	$32,501,000	3,264
Federal funds sold & reverse repurchase agreements	$973,000	5,884
Net loans & leases	$336,414,000	1,378
Loan loss allowance	$3,378,000	1,578
Trading account assets	$0	267
Bank premises and fixed assets	$7,004,000	1,763
Other real estate owned	$0	1,468
Goodwill and other intangibles	$0	3,322
All other assets	$13,833,000	1,299
Life insurance assets	$6,358,000	939
Total liabilities and capital	$409,331,000	1,646
Total liabilities	$363,893,000	1,666
Total deposits	$318,332,000	1,691
Interest-bearing deposits	$259,264,000	1,807
Deposits held in domestic offices	$318,332,000	1,686
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,056
Trading liabilities	$0	89
Other borrowed funds	$44,560,000	928
Subordinated debt	$0	262
All other liabilities	$1,001,000	3,897
Total equity capital	$45,438,000	1,500
Total bank equity capital	$45,438,000	1,500
Perpetual preferred stock	$0	113
Common stock	$20,395,000	190
Surplus	$19,967,000	1,410
Undivided profits	$5,076,000	4,653
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,425
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,132
Income earned, not collected on loans	$1,626,000	2,511
Earning assets	$380,210,000	1,634
Long-term assets (5+ years)	$16,620,000	3,797
Average Assets, year-to-date	$408,545,000	1,635
Average Assets, quarterly	$408,545,000	1,635
Volatile liabilities	$107,248,000	1,273
Insider loans	$8,828,000	786
FHLB advances	$44,560,000	854
Loans and leases held for sale	$1,226,000	904
Unused loan commitments	$181,469,000	669
Tier 1 (core) risk-based capital	$45,550,000	1,392
Tier 2 risk-based capital	$3,378,000	1,560
Total risk weighted assets	$385,383,000	1,267
Total unused commitments	$181,469,000	669
Derivatives	$0	1,065
2006-12-31		Rank
# of Employees:	120	1,438
Assets and Liabilities
Total Assets:	$407,759,000	1,645
Cash and due from depository institutions	$17,470,000	1,438
Interest-bearing balances	$7,965,000	737
Securities	$50,029,000	2,330
Federal funds sold & reverse repurchase agreements	$1,498,000	4,855
Net loans & leases	$318,663,000	1,440
Loan loss allowance	$3,235,000	1,612
Trading account assets	$0	156
Bank premises and fixed assets	$6,581,000	1,844
Other real estate owned	$0	1,438
Goodwill and other intangibles	$0	3,315
All other assets	$13,518,000	1,325
Life insurance assets	$6,297,000	921
Total liabilities and capital	$407,759,000	1,645
Total liabilities	$363,744,000	1,648
Total deposits	$314,375,000	1,683
Interest-bearing deposits	$251,428,000	1,820
Deposits held in domestic offices	$314,375,000	1,678
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,314
Trading liabilities	$0	77
Other borrowed funds	$48,075,000	917
Subordinated debt	$0	264
All other liabilities	$1,294,000	3,271
Total equity capital	$44,015,000	1,503
Total bank equity capital	$44,015,000	1,503
Perpetual preferred stock	$0	112
Common stock	$20,193,000	183
Surplus	$19,670,000	1,406
Undivided profits	$4,152,000	5,116
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$100,000	6,085
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,087
Income earned, not collected on loans	$1,647,000	2,550
Earning assets	$378,155,000	1,621
Long-term assets (5+ years)	$17,886,000	3,595
Average Assets, year-to-date	$371,252,800	1,716
Average Assets, quarterly	$398,877,000	1,656
Volatile liabilities	$99,054,000	1,519
Insider loans	$8,239,000	854
FHLB advances	$48,075,000	840
Loans and leases held for sale	$606,000	1,139
Unused loan commitments	$159,838,000	708
Tier 1 (core) risk-based capital	$44,124,000	1,407
Tier 2 risk-based capital	$3,235,000	1,597
Total risk weighted assets	$362,345,000	1,348
Total unused commitments	$159,838,000	708
Derivatives	$0	1,023
2006-09-30		Rank
# of Employees:	107	1,634
Assets and Liabilities
Total Assets:	$389,995,000	1,693
Cash and due from depository institutions	$9,858,000	1,634
Interest-bearing balances	$1,840,000	1,853
Securities	$47,223,000	2,461
Federal funds sold & reverse repurchase agreements	$876,000	4,854
Net loans & leases	$312,656,000	1,469
Loan loss allowance	$3,157,000	1,657
Trading account assets	$0	154
Bank premises and fixed assets	$5,968,000	1,998
Other real estate owned	$0	1,634
Goodwill and other intangibles	$0	3,332
All other assets	$13,414,000	1,353
Life insurance assets	$6,236,000	896
Total liabilities and capital	$389,995,000	1,693
Total liabilities	$347,155,000	1,702
Total deposits	$306,129,000	1,707
Interest-bearing deposits	$250,070,000	1,797
Deposits held in domestic offices	$306,129,000	1,704
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,596
Trading liabilities	$0	74
Other borrowed funds	$39,900,000	1,091
Subordinated debt	$0	269
All other liabilities	$1,126,000	3,553
Total equity capital	$42,840,000	1,530
Total bank equity capital	$42,840,000	1,530
Perpetual preferred stock	$0	118
Common stock	$19,953,000	180
Surplus	$19,783,000	1,392
Undivided profits	$3,104,000	5,723
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$702,000	3,203
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$1,741,000	2,437
Earning assets	$362,595,000	1,679
Long-term assets (5+ years)	$18,509,000	3,498
Average Assets, year-to-date	$362,126,250	1,761
Average Assets, quarterly	$384,238,500	1,702
Volatile liabilities	$64,278,000	2,178
Insider loans	$8,328,000	834
FHLB advances	$39,900,000	1,010
Loans and leases held for sale	$3,043,000	537
Unused loan commitments	$149,174,000	770
Tier 1 (core) risk-based capital	$42,981,000	1,445
Tier 2 risk-based capital	$3,157,000	1,634
Total risk weighted assets	$355,479,000	1,364
Total unused commitments	$149,174,000	770
Derivatives	$0	1,023
2006-06-30		Rank
# of Employees:	107	1,638
Assets and Liabilities
Total Assets:	$378,482,000	1,732
Cash and due from depository institutions	$29,744,000	1,638
Interest-bearing balances	$20,257,000	262
Securities	$36,436,000	3,041
Federal funds sold & reverse repurchase agreements	$1,060,000	4,438
Net loans & leases	$294,911,000	1,538
Loan loss allowance	$2,949,000	1,749
Trading account assets	$0	157
Bank premises and fixed assets	$3,621,000	3,063
Other real estate owned	$0	1,638
Goodwill and other intangibles	$0	3,333
All other assets	$12,710,000	1,407
Life insurance assets	$6,175,000	882
Total liabilities and capital	$378,482,000	1,732
Total liabilities	$347,051,000	1,697
Total deposits	$317,382,000	1,640
Interest-bearing deposits	$252,854,000	1,751
Deposits held in domestic offices	$317,382,000	1,636
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,710
Trading liabilities	$0	73
Other borrowed funds	$28,925,000	1,404
Subordinated debt	$0	265
All other liabilities	$744,000	4,241
Total equity capital	$31,431,000	2,035
Total bank equity capital	$31,431,000	2,035
Perpetual preferred stock	$0	119
Common stock	$19,703,000	171
Surplus	$9,692,000	2,412
Undivided profits	$2,036,000	6,252
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,512
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$1,410,000	2,655
Earning assets	$352,664,000	1,700
Long-term assets (5+ years)	$20,552,000	3,279
Average Assets, year-to-date	$352,836,670	1,802
Average Assets, quarterly	$363,666,000	1,780
Volatile liabilities	$51,917,000	2,518
Insider loans	$7,875,000	872
FHLB advances	$28,925,000	1,310
Loans and leases held for sale	$5,073,000	393
Unused loan commitments	$131,745,000	834
Tier 1 (core) risk-based capital	$31,687,000	1,968
Tier 2 risk-based capital	$2,949,000	1,695
Total risk weighted assets	$335,900,000	1,416
Total unused commitments	$131,745,000	835
Derivatives	$0	1,000
2006-03-31		Rank
# of Employees:	102	1,697
Assets and Liabilities
Total Assets:	$348,850,000	1,830
Cash and due from depository institutions	$16,563,000	1,697
Interest-bearing balances	$8,364,000	710
Securities	$41,906,000	2,746
Federal funds sold & reverse repurchase agreements	$451,000	5,688
Net loans & leases	$274,587,000	1,600
Loan loss allowance	$2,783,000	1,813
Trading account assets	$0	154
Bank premises and fixed assets	$3,639,000	3,004
Other real estate owned	$0	1,697
Goodwill and other intangibles	$0	3,321
All other assets	$11,704,000	1,466
Life insurance assets	$6,115,000	870
Total liabilities and capital	$348,850,000	1,830
Total liabilities	$318,276,000	1,810
Total deposits	$290,567,000	1,762
Interest-bearing deposits	$230,832,000	1,880
Deposits held in domestic offices	$290,567,000	1,757
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,368
Trading liabilities	$0	77
Other borrowed funds	$26,950,000	1,409
Subordinated debt	$0	259
All other liabilities	$759,000	4,180
Total equity capital	$30,574,000	2,077
Total bank equity capital	$30,574,000	2,077
Perpetual preferred stock	$0	120
Common stock	$15,754,000	216
Surplus	$13,623,000	1,813
Undivided profits	$1,197,000	6,936
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,539
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$1,238,000	2,863
Earning assets	$325,308,000	1,806
Long-term assets (5+ years)	$21,281,000	3,184
Average Assets, year-to-date	$340,014,000	1,848
Average Assets, quarterly	$340,014,000	1,848
Volatile liabilities	$48,819,000	2,528
Insider loans	$7,905,000	848
FHLB advances	$26,950,000	1,330
Loans and leases held for sale	$3,662,000	409
Unused loan commitments	$124,748,000	862
Tier 1 (core) risk-based capital	$30,820,000	1,988
Tier 2 risk-based capital	$2,783,000	1,750
Total risk weighted assets	$315,990,000	1,464
Total unused commitments	$124,748,000	862
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	97	1,781
Assets and Liabilities
Total Assets:	$331,178,000	1,889
Cash and due from depository institutions	$13,098,000	1,781
Interest-bearing balances	$2,670,000	1,668
Securities	$36,390,000	3,052
Federal funds sold & reverse repurchase agreements	$2,148,000	3,875
Net loans & leases	$264,861,000	1,633
Loan loss allowance	$2,685,000	1,850
Trading account assets	$0	155
Bank premises and fixed assets	$3,249,000	3,219
Other real estate owned	$0	1,781
Goodwill and other intangibles	$0	3,315
All other assets	$11,432,000	1,489
Life insurance assets	$0	351
Total liabilities and capital	$331,178,000	1,889
Total liabilities	$301,369,000	1,867
Total deposits	$273,053,000	1,833
Interest-bearing deposits	$217,571,000	1,948
Deposits held in domestic offices	$273,053,000	1,824
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,000	3,510
Trading liabilities	$0	72
Other borrowed funds	$26,975,000	1,428
Subordinated debt	$0	258
All other liabilities	$1,340,000	2,834
Total equity capital	$29,809,000	2,105
Total bank equity capital	$29,809,000	2,105
Perpetual preferred stock	$0	122
Common stock	$15,748,000	215
Surplus	$13,621,000	1,775
Undivided profits	$440,000	7,624
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,622
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$1,207,000	2,934
Earning assets	$306,069,000	1,873
Long-term assets (5+ years)	$21,209,000	3,193
Average Assets, year-to-date	$271,996,000	2,181
Average Assets, quarterly	$315,733,500	1,948
Volatile liabilities	$51,601,000	2,392
Insider loans	$6,939,000	941
FHLB advances	$26,975,000	1,339
Loans and leases held for sale	$4,254,000	378
Unused loan commitments	$115,876,000	899
Tier 1 (core) risk-based capital	$30,004,000	2,011
Tier 2 risk-based capital	$2,685,000	1,775
Total risk weighted assets	$304,360,000	1,501
Total unused commitments	$115,876,000	899
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	97	1,793
Assets and Liabilities
Total Assets:	$300,289,000	2,034
Cash and due from depository institutions	$16,560,000	1,793
Interest-bearing balances	$7,368,000	772
Securities	$36,159,000	3,053
Federal funds sold & reverse repurchase agreements	$238,000	5,510
Net loans & leases	$239,281,000	1,746
Loan loss allowance	$2,414,000	2,010
Trading account assets	$0	146
Bank premises and fixed assets	$3,279,000	3,150
Other real estate owned	$0	1,793
Goodwill and other intangibles	$0	3,310
All other assets	$4,772,000	2,944
Life insurance assets	$0	341
Total liabilities and capital	$300,289,000	2,034
Total liabilities	$271,222,000	2,013
Total deposits	$248,212,000	1,989
Interest-bearing deposits	$196,461,000	2,114
Deposits held in domestic offices	$248,212,000	1,983
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,990,000	2,369
Trading liabilities	$0	63
Other borrowed funds	$20,000,000	1,774
Subordinated debt	$0	251
All other liabilities	$1,020,000	3,421
Total equity capital	$29,067,000	2,127
Total bank equity capital	$29,067,000	2,127
Perpetual preferred stock	$0	120
Common stock	$14,309,000	238
Surplus	$12,796,000	1,801
Undivided profits	$1,962,000	6,500
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,000	7,700
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,225
Income earned, not collected on loans	$928,000	3,663
Earning assets	$283,046,000	1,976
Long-term assets (5+ years)	$21,043,000	3,210
Average Assets, year-to-date	$257,200,500	2,297
Average Assets, quarterly	$282,369,500	2,133
Volatile liabilities	$48,822,000	2,439
Insider loans	$6,176,000	1,043
FHLB advances	$20,000,000	1,662
Loans and leases held for sale	$4,989,000	406
Unused loan commitments	$79,632,000	1,186
Tier 1 (core) risk-based capital	$29,248,000	2,027
Tier 2 risk-based capital	$2,414,000	1,933
Total risk weighted assets	$274,311,000	1,623
Total unused commitments	$79,632,000	1,186
Derivatives	$0	909
2005-06-30		Rank
# of Employees:	92	1,881
Assets and Liabilities
Total Assets:	$264,450,000	2,262
Cash and due from depository institutions	$7,326,000	1,881
Interest-bearing balances	$396,000	3,617
Securities	$27,010,000	3,844
Federal funds sold & reverse repurchase agreements	$535,000	4,896
Net loans & leases	$221,300,000	1,828
Loan loss allowance	$2,204,000	2,149
Trading account assets	$0	148
Bank premises and fixed assets	$3,070,000	3,268
Other real estate owned	$0	1,881
Goodwill and other intangibles	$0	3,307
All other assets	$5,209,000	2,663
Life insurance assets	$0	339
Total liabilities and capital	$264,450,000	2,262
Total liabilities	$235,940,000	2,274
Total deposits	$202,234,000	2,374
Interest-bearing deposits	$153,481,000	2,606
Deposits held in domestic offices	$202,234,000	2,370
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,750,000	2,461
Trading liabilities	$0	65
Other borrowed funds	$31,000,000	1,301
Subordinated debt	$0	251
All other liabilities	$956,000	3,344
Total equity capital	$28,510,000	2,113
Total bank equity capital	$28,510,000	2,113
Perpetual preferred stock	$0	118
Common stock	$14,285,000	226
Surplus	$12,769,000	1,765
Undivided profits	$1,456,000	6,866
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,745
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,247
Income earned, not collected on loans	$891,000	3,499
Earning assets	$249,241,000	2,203
Long-term assets (5+ years)	$24,026,000	2,981
Average Assets, year-to-date	$242,837,670	2,409
Average Assets, quarterly	$250,824,000	2,357
Volatile liabilities	$63,627,000	1,872
Insider loans	$6,223,000	1,003
FHLB advances	$31,000,000	1,214
Loans and leases held for sale	$3,138,000	565
Unused loan commitments	$90,392,000	1,029
Tier 1 (core) risk-based capital	$28,614,000	2,009
Tier 2 risk-based capital	$2,204,000	2,047
Total risk weighted assets	$260,658,000	1,657
Total unused commitments	$90,392,000	1,030
Derivatives	$0	866
2005-03-31		Rank
# of Employees:	86	1,998
Assets and Liabilities
Total Assets:	$237,198,000	2,487
Cash and due from depository institutions	$4,889,000	1,998
Interest-bearing balances	$31,000	5,991
Securities	$27,304,000	3,864
Federal funds sold & reverse repurchase agreements	$537,000	5,559
Net loans & leases	$196,917,000	2,000
Loan loss allowance	$1,977,000	2,343
Trading account assets	$0	148
Bank premises and fixed assets	$3,119,000	3,220
Other real estate owned	$0	1,998
Goodwill and other intangibles	$0	3,297
All other assets	$4,432,000	2,957
Life insurance assets	$0	333
Total liabilities and capital	$237,198,000	2,487
Total liabilities	$215,770,000	2,455
Total deposits	$193,129,000	2,476
Interest-bearing deposits	$148,674,000	2,690
Deposits held in domestic offices	$193,129,000	2,471
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,952,000	2,198
Trading liabilities	$0	65
Other borrowed funds	$20,000,000	1,699
Subordinated debt	$0	265
All other liabilities	$689,000	4,029
Total equity capital	$21,428,000	2,691
Total bank equity capital	$21,428,000	2,691
Perpetual preferred stock	$0	120
Common stock	$12,032,000	268
Surplus	$8,513,000	2,406
Undivided profits	$883,000	7,302
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,817
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$770,000	3,833
Earning assets	$224,789,000	2,411
Long-term assets (5+ years)	$24,651,000	3,023
Average Assets, year-to-date	$232,031,500	2,515
Average Assets, quarterly	$232,031,500	2,515
Volatile liabilities	$47,768,000	2,264
Insider loans	$6,269,000	974
FHLB advances	$20,000,000	1,598
Loans and leases held for sale	$3,071,000	496
Unused loan commitments	$88,836,000	1,034
Tier 1 (core) risk-based capital	$21,701,000	2,571
Tier 2 risk-based capital	$1,977,000	2,252
Total risk weighted assets	$236,382,000	1,753
Total unused commitments	$88,836,000	1,034
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	82	2,092
Assets and Liabilities
Total Assets:	$226,865,000	2,587
Cash and due from depository institutions	$4,895,000	2,092
Interest-bearing balances	$60,000	5,600
Securities	$33,039,000	3,374
Federal funds sold & reverse repurchase agreements	$375,000	5,618
Net loans & leases	$181,378,000	2,155
Loan loss allowance	$1,804,000	2,519
Trading account assets	$0	153
Bank premises and fixed assets	$3,069,000	3,237
Other real estate owned	$0	2,092
Goodwill and other intangibles	$0	3,293
All other assets	$4,109,000	3,066
Life insurance assets	$0	334
Total liabilities and capital	$226,865,000	2,587
Total liabilities	$205,753,000	2,561
Total deposits	$171,505,000	2,715
Interest-bearing deposits	$142,227,000	2,777
Deposits held in domestic offices	$171,505,000	2,710
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,812,000	1,803
Trading liabilities	$0	66
Other borrowed funds	$30,000,000	1,316
Subordinated debt	$0	272
All other liabilities	$436,000	5,079
Total equity capital	$21,112,000	2,720
Total bank equity capital	$21,112,000	2,720
Perpetual preferred stock	$0	118
Common stock	$12,001,000	258
Surplus	$8,478,000	2,372
Undivided profits	$633,000	7,675
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,876
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$637,000	4,489
Earning assets	$214,852,000	2,506
Long-term assets (5+ years)	$19,994,000	3,471
Average Assets, year-to-date	$205,303,600	2,711
Average Assets, quarterly	$221,682,500	2,609
Volatile liabilities	$65,073,000	1,706
Insider loans	$4,453,000	1,373
FHLB advances	$30,000,000	1,213
Loans and leases held for sale	$4,157,000	395
Unused loan commitments	$79,000,000	1,099
Tier 1 (core) risk-based capital	$21,338,000	2,568
Tier 2 risk-based capital	$1,804,000	2,387
Total risk weighted assets	$215,114,000	1,893
Total unused commitments	$79,000,000	1,099
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	81	2,101
Assets and Liabilities
Total Assets:	$216,500,000	2,655
Cash and due from depository institutions	$4,509,000	2,101
Interest-bearing balances	$546,000	3,425
Securities	$31,629,000	3,474
Federal funds sold & reverse repurchase agreements	$7,887,000	1,430
Net loans & leases	$165,906,000	2,282
Loan loss allowance	$1,668,000	2,690
Trading account assets	$0	149
Bank premises and fixed assets	$3,120,000	3,146
Other real estate owned	$0	2,101
Goodwill and other intangibles	$0	3,268
All other assets	$3,449,000	3,430
Life insurance assets	$0	330
Total liabilities and capital	$216,500,000	2,655
Total liabilities	$195,644,000	2,619
Total deposits	$173,218,000	2,667
Interest-bearing deposits	$136,663,000	2,831
Deposits held in domestic offices	$173,218,000	2,662
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,678
Trading liabilities	$0	68
Other borrowed funds	$22,000,000	1,605
Subordinated debt	$0	276
All other liabilities	$426,000	5,335
Total equity capital	$20,856,000	2,735
Total bank equity capital	$20,856,000	2,735
Perpetual preferred stock	$0	124
Common stock	$11,994,000	258
Surplus	$8,475,000	2,340
Undivided profits	$387,000	7,983
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,000	7,932
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$617,000	4,730
Earning assets	$205,968,000	2,566
Long-term assets (5+ years)	$22,671,000	3,306
Average Assets, year-to-date	$199,913,250	2,766
Average Assets, quarterly	$211,240,000	2,684
Volatile liabilities	$53,744,000	1,980
Insider loans	$7,086,000	815
FHLB advances	$22,000,000	1,492
Loans and leases held for sale	$2,151,000	581
Unused loan commitments	$72,356,000	1,176
Tier 1 (core) risk-based capital	$20,975,000	2,585
Tier 2 risk-based capital	$1,668,000	2,502
Total risk weighted assets	$203,549,000	1,942
Total unused commitments	$72,356,000	1,177
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	73	2,353
Assets and Liabilities
Total Assets:	$205,980,000	2,748
Cash and due from depository institutions	$6,230,000	2,353
Interest-bearing balances	$767,000	3,135
Securities	$31,536,000	3,541
Federal funds sold & reverse repurchase agreements	$9,713,000	1,122
Net loans & leases	$151,935,000	2,426
Loan loss allowance	$1,566,000	2,830
Trading account assets	$0	153
Bank premises and fixed assets	$3,169,000	3,071
Other real estate owned	$0	2,353
Goodwill and other intangibles	$0	3,275
All other assets	$3,397,000	3,459
Life insurance assets	$0	323
Total liabilities and capital	$205,980,000	2,748
Total liabilities	$185,651,000	2,741
Total deposits	$163,367,000	2,770
Interest-bearing deposits	$128,144,000	2,971
Deposits held in domestic offices	$163,367,000	2,765
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,750
Trading liabilities	$0	69
Other borrowed funds	$22,000,000	1,582
Subordinated debt	$0	288
All other liabilities	$284,000	5,980
Total equity capital	$20,329,000	2,689
Total bank equity capital	$20,329,000	2,689
Perpetual preferred stock	$0	126
Common stock	$11,926,000	256
Surplus	$8,401,000	2,314
Undivided profits	$2,000	8,257
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	8,017
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$525,000	5,107
Earning assets	$193,951,000	2,680
Long-term assets (5+ years)	$24,644,000	3,221
Average Assets, year-to-date	$194,384,330	2,832
Average Assets, quarterly	$199,499,500	2,801
Volatile liabilities	$56,571,000	1,843
Insider loans	$6,389,000	879
FHLB advances	$22,000,000	1,477
Loans and leases held for sale	$3,196,000	469
Unused loan commitments	$71,247,000	1,166
Tier 1 (core) risk-based capital	$20,639,000	2,576
Tier 2 risk-based capital	$1,566,000	2,613
Total risk weighted assets	$190,832,000	2,022
Total unused commitments	$71,247,000	1,166
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	77	2,222
Assets and Liabilities
Total Assets:	$193,019,000	2,871
Cash and due from depository institutions	$5,457,000	2,222
Interest-bearing balances	$206,000	4,584
Securities	$35,123,000	3,246
Federal funds sold & reverse repurchase agreements	$2,706,000	4,046
Net loans & leases	$144,063,000	2,494
Loan loss allowance	$1,527,000	2,872
Trading account assets	$0	144
Bank premises and fixed assets	$3,142,000	3,041
Other real estate owned	$0	2,222
Goodwill and other intangibles	$0	3,256
All other assets	$2,528,000	4,043
Life insurance assets	$0	322
Total liabilities and capital	$193,019,000	2,871
Total liabilities	$172,589,000	2,875
Total deposits	$151,797,000	2,934
Interest-bearing deposits	$121,974,000	3,072
Deposits held in domestic offices	$151,797,000	2,930
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$10,400,000	1,054
Trading liabilities	$0	70
Other borrowed funds	$10,000,000	2,415
Subordinated debt	$0	287
All other liabilities	$392,000	5,528
Total equity capital	$20,430,000	2,733
Total bank equity capital	$20,430,000	2,733
Perpetual preferred stock	$0	129
Common stock	$9,917,000	323
Surplus	$10,359,000	1,881
Undivided profits	$154,000	8,283
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$13,000	7,782
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$583,000	4,634
Earning assets	$182,098,000	2,802
Long-term assets (5+ years)	$26,694,000	3,010
Average Assets, year-to-date	$188,586,500	2,909
Average Assets, quarterly	$188,586,500	2,909
Volatile liabilities	$56,180,000	1,781
Insider loans	$5,649,000	988
FHLB advances	$10,000,000	2,279
Loans and leases held for sale	$2,527,000	621
Unused loan commitments	$76,402,000	1,079
Tier 1 (core) risk-based capital	$20,476,000	2,552
Tier 2 risk-based capital	$1,527,000	2,648
Total risk weighted assets	$183,772,000	2,058
Total unused commitments	$76,402,000	1,082
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	74	2,328
Assets and Liabilities
Total Assets:	$184,154,000	2,976
Cash and due from depository institutions	$5,145,000	2,328
Interest-bearing balances	$39,000	6,027
Securities	$37,906,000	3,109
Federal funds sold & reverse repurchase agreements	$1,058,000	4,939
Net loans & leases	$134,299,000	2,615
Loan loss allowance	$1,500,000	2,890
Trading account assets	$0	168
Bank premises and fixed assets	$3,109,000	3,056
Other real estate owned	$0	2,328
Goodwill and other intangibles	$0	3,237
All other assets	$2,637,000	3,975
Life insurance assets	$0	1
Total liabilities and capital	$184,154,000	2,976
Total liabilities	$164,043,000	2,992
Total deposits	$143,223,000	3,078
Interest-bearing deposits	$119,150,000	3,125
Deposits held in domestic offices	$143,223,000	3,074
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$10,616,000	1,091
Trading liabilities	$0	72
Other borrowed funds	$10,000,000	2,410
Subordinated debt	$0	293
All other liabilities	$204,000	6,948
Total equity capital	$20,111,000	2,703
Total bank equity capital	$20,111,000	2,703
Perpetual preferred stock	$0	131
Common stock	$9,917,000	326
Surplus	$10,359,000	1,863
Undivided profits	$-165,000	8,555
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	8,180
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$610,000	4,631
Earning assets	$173,302,000	2,906
Long-term assets (5+ years)	$32,496,000	2,633
Average Assets, year-to-date	$164,947,800	3,137
Average Assets, quarterly	$178,797,000	3,019
Volatile liabilities	$53,769,000	1,844
Insider loans	$3,136,000	1,786
FHLB advances	$10,000,000	2,267
Loans and leases held for sale	$1,640,000	710
Unused loan commitments	$81,744,000	994
Tier 1 (core) risk-based capital	$20,334,000	2,532
Tier 2 risk-based capital	$1,500,000	2,673
Total risk weighted assets	$178,220,000	2,094
Total unused commitments	$81,744,000	995
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	63	2,758
Assets and Liabilities
Total Assets:	$173,440,000	3,116
Cash and due from depository institutions	$7,709,000	2,758
Interest-bearing balances	$383,000	4,096
Securities	$28,991,000	3,724
Federal funds sold & reverse repurchase agreements	$1,861,000	4,518
Net loans & leases	$129,170,000	2,679
Loan loss allowance	$1,534,000	2,827
Trading account assets	$0	165
Bank premises and fixed assets	$3,133,000	3,002
Other real estate owned	$0	2,758
Goodwill and other intangibles	$0	3,226
All other assets	$2,576,000	4,036
Life insurance assets	$0	1
Total liabilities and capital	$173,440,000	3,116
Total liabilities	$153,366,000	3,141
Total deposits	$134,393,000	3,252
Interest-bearing deposits	$100,728,000	3,614
Deposits held in domestic offices	$134,393,000	3,249
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$8,725,000	1,170
Trading liabilities	$0	72
Other borrowed funds	$10,000,000	2,372
Subordinated debt	$0	293
All other liabilities	$248,000	6,861
Total equity capital	$20,074,000	2,697
Total bank equity capital	$20,074,000	2,697
Perpetual preferred stock	$0	137
Common stock	$9,916,000	327
Surplus	$10,362,000	1,841
Undivided profits	$-204,000	8,635
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	8,319
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$605,000	4,835
Earning assets	$160,405,000	3,081
Long-term assets (5+ years)	$36,150,000	2,438
Average Assets, year-to-date	$160,146,250	3,237
Average Assets, quarterly	$171,157,500	3,126
Volatile liabilities	$42,980,000	2,182
Insider loans	$2,695,000	2,017
FHLB advances	$10,000,000	2,220
Loans and leases held for sale	$806,000	1,242
Unused loan commitments	$71,229,000	1,137
Tier 1 (core) risk-based capital	$20,209,000	2,545
Tier 2 risk-based capital	$1,534,000	2,610
Total risk weighted assets	$165,708,000	2,234
Total unused commitments	$71,229,000	1,141
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	52	3,272
Assets and Liabilities
Total Assets:	$168,875,000	3,165
Cash and due from depository institutions	$6,282,000	3,272
Interest-bearing balances	$122,000	5,165
Securities	$34,923,000	3,195
Federal funds sold & reverse repurchase agreements	$6,039,000	2,568
Net loans & leases	$116,166,000	2,891
Loan loss allowance	$1,414,000	2,993
Trading account assets	$0	170
Bank premises and fixed assets	$3,138,000	2,962
Other real estate owned	$0	3,272
Goodwill and other intangibles	$0	3,182
All other assets	$2,327,000	4,186
Life insurance assets	$0	1
Total liabilities and capital	$168,875,000	3,165
Total liabilities	$155,839,000	3,089
Total deposits	$139,239,000	3,149
Interest-bearing deposits	$98,572,000	3,675
Deposits held in domestic offices	$139,239,000	3,145
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$11,124,000	989
Trading liabilities	$0	74
Other borrowed funds	$5,000,000	3,282
Subordinated debt	$0	266
All other liabilities	$476,000	5,228
Total equity capital	$13,036,000	3,972
Total bank equity capital	$13,036,000	3,972
Perpetual preferred stock	$0	140
Common stock	$6,920,000	495
Surplus	$6,342,000	2,769
Undivided profits	$-226,000	8,686
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	8,340
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$537,000	5,149
Earning assets	$157,250,000	3,120
Long-term assets (5+ years)	$28,918,000	2,717
Average Assets, year-to-date	$155,715,000	3,303
Average Assets, quarterly	$160,609,000	3,247
Volatile liabilities	$39,975,000	2,259
Insider loans	$2,864,000	1,909
FHLB advances	$5,000,000	3,090
Loans and leases held for sale	$0	2,044
Unused loan commitments	$58,496,000	1,280
Tier 1 (core) risk-based capital	$13,014,000	3,760
Tier 2 risk-based capital	$1,414,000	2,735
Total risk weighted assets	$151,871,000	2,373
Total unused commitments	$58,496,000	1,289
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	50	3,347
Assets and Liabilities
Total Assets:	$152,343,000	3,365
Cash and due from depository institutions	$7,774,000	3,347
Interest-bearing balances	$521,000	3,797
Securities	$28,737,000	3,631
Federal funds sold & reverse repurchase agreements	$1,679,000	5,580
Net loans & leases	$108,682,000	3,010
Loan loss allowance	$1,336,000	3,093
Trading account assets	$0	169
Bank premises and fixed assets	$3,200,000	2,867
Other real estate owned	$0	3,347
Goodwill and other intangibles	$0	3,151
All other assets	$2,271,000	4,226
Life insurance assets	$0	1
Total liabilities and capital	$152,343,000	3,365
Total liabilities	$139,339,000	3,316
Total deposits	$123,454,000	3,430
Interest-bearing deposits	$94,511,000	3,790
Deposits held in domestic offices	$123,454,000	3,426
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$10,659,000	964
Trading liabilities	$0	79
Other borrowed funds	$5,000,000	3,200
Subordinated debt	$0	265
All other liabilities	$226,000	7,180
Total equity capital	$13,004,000	3,904
Total bank equity capital	$13,004,000	3,904
Perpetual preferred stock	$0	141
Common stock	$5,764,000	607
Surplus	$7,489,000	2,385
Undivided profits	$-249,000	8,724
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	8,370
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$518,000	5,238
Earning assets	$139,619,000	3,361
Long-term assets (5+ years)	$27,165,000	2,765
Average Assets, year-to-date	$149,135,000	3,403
Average Assets, quarterly	$149,135,000	3,403
Volatile liabilities	$37,106,000	2,370
Insider loans	$3,204,000	1,692
FHLB advances	$5,000,000	3,011
Loans and leases held for sale	$0	1,961
Unused loan commitments	$57,061,000	1,252
Tier 1 (core) risk-based capital	$12,913,000	3,717
Tier 2 risk-based capital	$1,336,000	2,825
Total risk weighted assets	$145,205,000	2,436
Total unused commitments	$57,061,000	1,262
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	47	3,530
Assets and Liabilities
Total Assets:	$145,927,000	3,455
Cash and due from depository institutions	$4,991,000	3,530
Interest-bearing balances	$34,000	6,048
Securities	$37,600,000	2,953
Federal funds sold & reverse repurchase agreements	$647,000	6,255
Net loans & leases	$97,617,000	3,305
Loan loss allowance	$1,295,000	3,096
Trading account assets	$0	170
Bank premises and fixed assets	$3,196,000	2,856
Other real estate owned	$0	3,530
Goodwill and other intangibles	$0	3,122
All other assets	$1,876,000	4,720
Life insurance assets	$0	1
Total liabilities and capital	$145,927,000	3,455
Total liabilities	$133,040,000	3,407
Total deposits	$120,788,000	3,460
Interest-bearing deposits	$92,413,000	3,793
Deposits held in domestic offices	$120,788,000	3,457
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$12,098,000	929
Trading liabilities	$0	75
Other borrowed funds	$0	5,759
Subordinated debt	$0	258
All other liabilities	$154,000	8,019
Total equity capital	$12,887,000	3,892
Total bank equity capital	$12,887,000	3,892
Perpetual preferred stock	$0	142
Common stock	$5,764,000	604
Surplus	$7,489,000	2,348
Undivided profits	$-366,000	8,799
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$13,000	8,011
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$527,000	5,425
Earning assets	$135,898,000	3,400
Long-term assets (5+ years)	$30,146,000	2,540
Average Assets, year-to-date	$125,126,600	3,811
Average Assets, quarterly	$138,424,000	3,587
Volatile liabilities	$37,480,000	2,339
Insider loans	$3,667,000	1,453
FHLB advances	$0	5,074
Loans and leases held for sale	$0	1,889
Unused loan commitments	$60,783,000	1,158
Tier 1 (core) risk-based capital	$12,809,000	3,685
Tier 2 risk-based capital	$1,295,000	2,859
Total risk weighted assets	$132,745,000	2,618
Total unused commitments	$60,783,000	1,160
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	33	4,692
Assets and Liabilities
Total Assets:	$111,349,000	4,219
Cash and due from depository institutions	$3,411,000	4,692
Interest-bearing balances	$146,000	4,763
Securities	$24,481,000	3,928
Federal funds sold & reverse repurchase agreements	$3,844,000	3,355
Net loans & leases	$75,846,000	3,909
Loan loss allowance	$919,000	3,837
Trading account assets	$0	182
Bank premises and fixed assets	$2,418,000	3,548
Other real estate owned	$0	4,692
Goodwill and other intangibles	$0	3,095
All other assets	$1,349,000	5,697
Life insurance assets	$0	1
Total liabilities and capital	$111,349,000	4,219
Total liabilities	$99,305,000	4,226
Total deposits	$82,259,000	4,576
Interest-bearing deposits	$60,096,000	5,118
Deposits held in domestic offices	$82,259,000	4,571
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$11,864,000	994
Trading liabilities	$0	69
Other borrowed funds	$4,889,000	3,135
Subordinated debt	$0	241
All other liabilities	$293,000	6,971
Total equity capital	$12,044,000	3,873
Total bank equity capital	$12,044,000	3,873
Perpetual preferred stock	$0	158
Common stock	$5,652,000	617
Surplus	$7,289,000	2,277
Undivided profits	$-897,000	9,212
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	8,611
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$416,000	6,549
Earning assets	$104,317,000	4,140
Long-term assets (5+ years)	$14,563,000	3,963
Average Assets, year-to-date	$83,687,400	4,988
Average Assets, quarterly	$103,979,500	4,374
Volatile liabilities	$27,780,000	2,890
Insider loans	$3,297,000	1,515
FHLB advances	$0	4,938
Loans and leases held for sale	$0	1,749
Unused loan commitments	$37,414,000	1,577
Tier 1 (core) risk-based capital	$12,120,000	3,710
Tier 2 risk-based capital	$919,000	3,598
Total risk weighted assets	$102,382,000	3,156
Total unused commitments	$37,414,000	1,583
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	22	6,224
Assets and Liabilities
Total Assets:	$56,749,000	6,427
Cash and due from depository institutions	$2,969,000	6,224
Interest-bearing balances	$50,000	5,367
Securities	$6,698,000	7,767
Federal funds sold & reverse repurchase agreements	$1,813,000	4,421
Net loans & leases	$42,902,000	5,696
Loan loss allowance	$542,000	5,447
Trading account assets	$0	175
Bank premises and fixed assets	$1,841,000	4,258
Other real estate owned	$0	6,224
Goodwill and other intangibles	$0	3,145
All other assets	$526,000	7,995
Life insurance assets	$0	1
Total liabilities and capital	$56,749,000	6,427
Total liabilities	$45,685,000	6,746
Total deposits	$40,578,000	6,916
Interest-bearing deposits	$29,747,000	7,431
Deposits held in domestic offices	$40,578,000	6,914
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,832,000	2,011
Trading liabilities	$0	77
Other borrowed funds	$2,200,000	3,878
Subordinated debt	$0	239
All other liabilities	$75,000	9,516
Total equity capital	$11,064,000	4,059
Total bank equity capital	$11,064,000	4,059
Perpetual preferred stock	$0	178
Common stock	$5,354,000	655
Surplus	$6,709,000	2,367
Undivided profits	$-999,000	9,575
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	8,688
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$268,000	7,250
Earning assets	$51,463,000	6,466
Long-term assets (5+ years)	$7,538,000	5,210
Average Assets, year-to-date	$43,513,000	7,148
Average Assets, quarterly	$53,798,500	6,538
Volatile liabilities	$9,157,000	5,869
Insider loans	$2,624,000	1,809
FHLB advances	$0	771
Loans and leases held for sale	$0	1,442
Unused loan commitments	$27,234,000	1,867
Tier 1 (core) risk-based capital	$11,103,000	3,933
Tier 2 risk-based capital	$542,000	5,137
Total risk weighted assets	$57,463,800	4,841
Total unused commitments	$27,234,000	1,869
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	16	7,472
Assets and Liabilities
Total Assets:	$30,592,000	8,480
Cash and due from depository institutions	$1,301,000	7,472
Interest-bearing balances	$0	6,854
Securities	$3,969,000	9,031
Federal funds sold & reverse repurchase agreements	$5,179,000	1,840
Net loans & leases	$18,073,000	8,214
Loan loss allowance	$229,000	8,119
Trading account assets	$0	165
Bank premises and fixed assets	$1,901,000	4,146
Other real estate owned	$0	7,472
Goodwill and other intangibles	$0	3,276
All other assets	$169,000	9,873
Life insurance assets	$0	1
Total liabilities and capital	$30,592,000	8,480
Total liabilities	$20,594,000	9,055
Total deposits	$16,369,000	9,352
Interest-bearing deposits	$10,750,000	9,627
Deposits held in domestic offices	$16,369,000	9,351
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,191,000	1,857
Trading liabilities	$0	65
Other borrowed funds	$0	5,751
Subordinated debt	$0	242
All other liabilities	$34,000	10,077
Total equity capital	$9,998,000	4,249
Total bank equity capital	$9,998,000	4,249
Perpetual preferred stock	$0	193
Common stock	$4,993,000	761
Surplus	$5,884,000	2,611
Undivided profits	$-879,000	9,800
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	9,001
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$80,000	9,408
Earning assets	$27,221,000	8,520
Long-term assets (5+ years)	$3,505,000	6,920
Average Assets, year-to-date	$23,209,000	8,967
Average Assets, quarterly	$26,083,500	8,803
Volatile liabilities	$6,305,000	6,728
Insider loans	$3,188,000	1,467
FHLB advances	$0	802
Loans and leases held for sale	$0	1,487
Unused loan commitments	$12,854,000	3,174
Tier 1 (core) risk-based capital	$10,054,000	4,233
Tier 2 risk-based capital	$229,000	7,834
Total risk weighted assets	$23,338,200	7,769
Total unused commitments	$12,854,000	3,177
Derivatives	$0	488