Home > Modesto Banking Company > Assets and Liabilities
Modesto Banking Company, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 55 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $203,844,000 | 2,290 |
| Cash and due from depository institutions | $11,802,000 | 3,429 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $34,797,000 | 3,482 |
| Federal funds sold & reverse repurchase agreements | $19,060,000 | 694 |
| Net loans & leases | $132,586,000 | 2,149 |
| Loan loss allowance | $2,589,000 | 1,511 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,868,000 | 3,989 |
| Other real estate owned | $569,000 | 3,429 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,162,000 | 2,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,844,000 | 2,290 |
| Total liabilities | $189,408,000 | 2,215 |
| Total deposits | $186,770,000 | 2,062 |
| Interest-bearing deposits | $135,834,000 | 2,445 |
| Deposits held in domestic offices | $186,770,000 | 2,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,425,000 | 2,500 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $213,000 | 9,071 |
| Total equity capital | $14,436,000 | 3,080 |
| Total bank equity capital | $14,436,000 | 3,080 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,105,000 | 1,840 |
| Surplus | $11,537,000 | 1,420 |
| Undivided profits | $794,000 | 9,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,037,000 | 1,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $856,000 | 2,651 |
| Earning assets | $186,443,000 | 2,313 |
| Long-term assets (5+ years) | $29,479,000 | 1,998 |
| Average Assets, year-to-date | $193,661,200 | 2,328 |
| Average Assets, quarterly | $203,229,500 | 2,279 |
| Volatile liabilities | $32,905,000 | 1,929 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $715,000 | 859 |
| Unused loan commitments | $41,609,000 | 1,219 |
| Tier 1 (core) risk-based capital | $14,245,000 | 3,042 |
| Tier 2 risk-based capital | $1,803,880 | 1,737 |
| Total risk weighted assets | $143,524,280 | 1,956 |
| Total unused commitments | $41,609,000 | 1,224 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 67 | 2,899 |
| Assets and Liabilities | ||
| Total Assets: | $190,805,000 | 2,461 |
| Cash and due from depository institutions | $11,686,000 | 2,899 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $40,639,000 | 3,091 |
| Federal funds sold & reverse repurchase agreements | $12,300,000 | 1,154 |
| Net loans & leases | $120,676,000 | 2,292 |
| Loan loss allowance | $2,613,000 | 1,545 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,143,000 | 3,483 |
| Other real estate owned | $732,000 | 2,899 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,629,000 | 2,852 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,805,000 | 2,461 |
| Total liabilities | $177,944,000 | 2,384 |
| Total deposits | $177,313,000 | 2,225 |
| Interest-bearing deposits | $131,778,000 | 2,555 |
| Deposits held in domestic offices | $177,313,000 | 2,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $270,000 | 3,872 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $361,000 | 7,584 |
| Total equity capital | $12,861,000 | 3,413 |
| Total bank equity capital | $12,861,000 | 3,413 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,105,000 | 1,876 |
| Surplus | $1,318,000 | 6,949 |
| Undivided profits | $9,438,000 | 2,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,507,000 | 1,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,086,000 | 2,109 |
| Earning assets | $173,615,000 | 2,469 |
| Long-term assets (5+ years) | $17,935,000 | 2,702 |
| Average Assets, year-to-date | $177,960,400 | 2,525 |
| Average Assets, quarterly | $183,933,000 | 2,512 |
| Volatile liabilities | $23,173,000 | 2,338 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $3,280,000 | 447 |
| Unused loan commitments | $37,557,000 | 1,258 |
| Tier 1 (core) risk-based capital | $12,861,000 | 3,305 |
| Tier 2 risk-based capital | $1,654,830 | 1,868 |
| Total risk weighted assets | $131,427,930 | 2,115 |
| Total unused commitments | $37,557,000 | 1,267 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 84 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $174,604,000 | 2,615 |
| Cash and due from depository institutions | $9,143,000 | 2,378 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $41,391,000 | 3,173 |
| Federal funds sold & reverse repurchase agreements | $11,750,000 | 808 |
| Net loans & leases | $107,637,000 | 2,501 |
| Loan loss allowance | $2,408,000 | 1,703 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,315,000 | 3,194 |
| Other real estate owned | $525,000 | 2,378 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,843,000 | 4,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,604,000 | 2,615 |
| Total liabilities | $160,685,000 | 2,594 |
| Total deposits | $156,185,000 | 2,455 |
| Interest-bearing deposits | $120,951,000 | 2,733 |
| Deposits held in domestic offices | $156,185,000 | 2,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,054,000 | 1,903 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $446,000 | 5,640 |
| Total equity capital | $13,919,000 | 2,922 |
| Total bank equity capital | $13,919,000 | 2,922 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,105,000 | 1,932 |
| Surplus | $1,318,000 | 7,076 |
| Undivided profits | $10,496,000 | 2,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $885,000 | 2,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $791,000 | 2,578 |
| Earning assets | $160,778,000 | 2,611 |
| Long-term assets (5+ years) | $13,408,000 | 3,410 |
| Average Assets, year-to-date | $169,929,800 | 2,613 |
| Average Assets, quarterly | $174,631,000 | 2,605 |
| Volatile liabilities | $19,274,000 | 2,606 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $594,000 | 766 |
| Unused loan commitments | $34,471,000 | 1,301 |
| Tier 1 (core) risk-based capital | $14,003,000 | 2,942 |
| Tier 2 risk-based capital | $1,507,650 | 2,032 |
| Total risk weighted assets | $119,711,550 | 2,250 |
| Total unused commitments | $34,471,000 | 1,309 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 98 | 2,131 |
| Assets and Liabilities | ||
| Total Assets: | $168,041,000 | 2,734 |
| Cash and due from depository institutions | $10,475,000 | 2,131 |
| Interest-bearing balances | $300,000 | 4,987 |
| Securities | $40,121,000 | 3,462 |
| Federal funds sold & reverse repurchase agreements | $10,650,000 | 1,264 |
| Net loans & leases | $101,689,000 | 2,578 |
| Loan loss allowance | $3,180,000 | 1,398 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,270,000 | 3,217 |
| Other real estate owned | $324,000 | 2,131 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,512,000 | 2,848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,041,000 | 2,734 |
| Total liabilities | $155,110,000 | 2,699 |
| Total deposits | $152,943,000 | 2,582 |
| Interest-bearing deposits | $115,664,000 | 2,954 |
| Deposits held in domestic offices | $152,943,000 | 2,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $1,500,000 | 254 |
| All other liabilities | $667,000 | 4,311 |
| Total equity capital | $12,931,000 | 3,137 |
| Total bank equity capital | $12,931,000 | 3,137 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,105,000 | 1,958 |
| Surplus | $1,318,000 | 7,126 |
| Undivided profits | $9,508,000 | 2,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,622,000 | 1,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $919,000 | 1,910 |
| Earning assets | $152,760,000 | 2,765 |
| Long-term assets (5+ years) | $10,324,000 | 4,275 |
| Average Assets, year-to-date | $159,914,200 | 2,796 |
| Average Assets, quarterly | $165,717,500 | 2,754 |
| Volatile liabilities | $21,428,000 | 2,267 |
| Insider loans | $3,216,000 | 1,289 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,854,000 | 836 |
| Unused loan commitments | $49,264,000 | 995 |
| Tier 1 (core) risk-based capital | $12,963,000 | 3,057 |
| Tier 2 risk-based capital | $3,064,230 | 1,084 |
| Total risk weighted assets | $123,522,330 | 2,158 |
| Total unused commitments | $49,264,000 | 1,019 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 91 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $153,887,000 | 3,039 |
| Cash and due from depository institutions | $10,043,000 | 2,387 |
| Interest-bearing balances | $641,000 | 4,519 |
| Securities | $20,144,000 | 6,086 |
| Federal funds sold & reverse repurchase agreements | $13,260,000 | 1,258 |
| Net loans & leases | $103,572,000 | 2,584 |
| Loan loss allowance | $3,005,000 | 1,538 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,795,000 | 3,974 |
| Other real estate owned | $2,241,000 | 2,387 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,832,000 | 2,668 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,887,000 | 3,039 |
| Total liabilities | $142,119,000 | 3,010 |
| Total deposits | $139,731,000 | 2,935 |
| Interest-bearing deposits | $108,735,000 | 3,269 |
| Deposits held in domestic offices | $139,731,000 | 2,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $1,500,000 | 274 |
| All other liabilities | $888,000 | 3,616 |
| Total equity capital | $11,768,000 | 3,253 |
| Total bank equity capital | $11,768,000 | 3,253 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,105,000 | 2,021 |
| Surplus | $1,318,000 | 7,086 |
| Undivided profits | $8,345,000 | 2,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,740,000 | 2,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $989,000 | 1,994 |
| Earning assets | $137,617,000 | 3,094 |
| Long-term assets (5+ years) | $6,997,000 | 5,442 |
| Average Assets, year-to-date | $157,822,600 | 2,914 |
| Average Assets, quarterly | $155,682,000 | 3,006 |
| Volatile liabilities | $19,812,000 | 2,378 |
| Insider loans | $51,000 | 7,138 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,603,000 | 619 |
| Unused loan commitments | $45,288,000 | 1,019 |
| Tier 1 (core) risk-based capital | $11,855,000 | 3,177 |
| Tier 2 risk-based capital | $3,119,740 | 1,087 |
| Total risk weighted assets | $128,193,940 | 2,162 |
| Total unused commitments | $45,288,000 | 1,037 |
| Derivatives | $0 | 651 |