Home > Modern Bank > Income and Expense
Modern Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $54,982,000 | 859 |
| Total interest expense | $29,156,000 | 599 |
| Net interest income | $25,826,000 | 1,166 |
| Provision for loan and lease losses | $3,762,000 | 387 |
| Total noninterest income | $2,378,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $32,000 | 4,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,346,000 | 1,477 |
| Total noninterest expense | $20,450,000 | 1,193 |
| Salaries and employee benefits | $12,589,000 | 1,107 |
| Premises and equipment expense | $1,037,000 | 1,986 |
| Additional noninterest expense | $2,346,000 | 1,477 |
| Pre-tax net operating income | $3,992,000 | 2,176 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,191,000 | 1,321 |
| Income before extraordinary items | $2,801,000 | 2,419 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,801,000 | 2,443 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,801,000 | 2,421 |
| Net charge-offs | $3,545,000 | 285 |
| Cash dividends | $2,900,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,801,000 | 2,435 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 4,002 |
| Total interest expense | $10,000 | 4,506 |
| Net interest income | $5,732,000 | 2,778 |
| Provision for loan and lease losses | NA | NA |
| Total noninterest income | $1,038 | 4,584 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $128 | 4,439 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $0 | 4,497 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,553 |
| Additional noninterest expense | $13,362 | 4,392 |
| Pre-tax net operating income | NA | NA |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $1,000 | 4,394 |
| Extraordinary gains, net | $22,398,000 | 18 |
| Net income | $1,897,000 | 2,602 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $0 | 4,357 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $570,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $0 | 4,379 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $24,576,000 | 893 |
| Total interest expense | $11,989,000 | 596 |
| Net interest income | $12,587,000 | 1,211 |
| Provision for loan and lease losses | $1,854,000 | 371 |
| Total noninterest income | $805,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $16,000 | 4,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 1,758 |
| Total noninterest expense | $10,826,000 | 1,123 |
| Salaries and employee benefits | $6,405,000 | 1,089 |
| Premises and equipment expense | $538,000 | 1,933 |
| Additional noninterest expense | $789,000 | 1,756 |
| Pre-tax net operating income | $712,000 | 3,414 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $84,000 | 2,623 |
| Income before extraordinary items | $628,000 | 3,395 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $628,000 | 3,428 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $628,000 | 3,394 |
| Net charge-offs | $1,071,000 | 297 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $628,000 | 3,410 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $11,650,000 | 928 |
| Total interest expense | $5,300,000 | 580 |
| Net interest income | $6,350,000 | 1,204 |
| Provision for loan and lease losses | $330,000 | 628 |
| Total noninterest income | $342,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $7,000 | 4,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 1,901 |
| Total noninterest expense | $5,234,000 | 1,173 |
| Salaries and employee benefits | $3,403,000 | 1,055 |
| Premises and equipment expense | $272,000 | 1,948 |
| Additional noninterest expense | $335,000 | 1,901 |
| Pre-tax net operating income | $1,128,000 | 2,155 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $229,000 | 1,588 |
| Income before extraordinary items | $899,000 | 2,236 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $899,000 | 2,236 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $899,000 | 2,236 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $899,000 | 2,263 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $34,159,000 | 1,024 |
| Total interest expense | $8,498,000 | 518 |
| Net interest income | $25,661,000 | 1,176 |
| Provision for loan and lease losses | $267,000 | 1,599 |
| Total noninterest income | $1,370,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $39,000 | 4,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,331,000 | 2,018 |
| Total noninterest expense | $19,575,000 | 1,203 |
| Salaries and employee benefits | $12,147,000 | 1,133 |
| Premises and equipment expense | $955,000 | 2,062 |
| Additional noninterest expense | $1,331,000 | 2,018 |
| Pre-tax net operating income | $7,189,000 | 1,610 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,636,000 | 1,209 |
| Income before extraordinary items | $5,553,000 | 1,699 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,553,000 | 1,697 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,553,000 | 1,698 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $3,200,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,553,000 | 1,728 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $23,697,000 | 1,058 |
| Total interest expense | $4,466,000 | 509 |
| Net interest income | $19,231,000 | 1,156 |
| Provision for loan and lease losses | $-255,000 | 4,528 |
| Total noninterest income | $493,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $17,000 | 4,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $476,000 | 2,851 |
| Total noninterest expense | $14,530,000 | 1,209 |
| Salaries and employee benefits | $9,046,000 | 1,141 |
| Premises and equipment expense | $714,000 | 2,076 |
| Additional noninterest expense | $476,000 | 2,851 |
| Pre-tax net operating income | $5,449,000 | 1,592 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,323,000 | 1,167 |
| Income before extraordinary items | $4,126,000 | 1,683 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,126,000 | 1,681 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,126,000 | 1,682 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $2,400,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,126,000 | 1,720 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $14,958,000 | 1,065 |
| Total interest expense | $2,596,000 | 463 |
| Net interest income | $12,362,000 | 1,156 |
| Provision for loan and lease losses | $366,000 | 829 |
| Total noninterest income | $1,863,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $11,000 | 4,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,852,000 | 1,147 |
| Total noninterest expense | $10,008,000 | 1,175 |
| Salaries and employee benefits | $6,231,000 | 1,102 |
| Premises and equipment expense | $462,000 | 2,110 |
| Additional noninterest expense | $3,315,000 | 1,081 |
| Pre-tax net operating income | $3,851,000 | 1,454 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $664,000 | 1,280 |
| Income before extraordinary items | $3,187,000 | 1,466 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,187,000 | 1,465 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,187,000 | 1,466 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $1,600,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,187,000 | 1,503 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $7,290,000 | 1,054 |
| Total interest expense | $1,297,000 | 433 |
| Net interest income | $5,993,000 | 1,153 |
| Provision for loan and lease losses | $547,000 | 314 |
| Total noninterest income | $1,165,000 | 1,255 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $6,000 | 4,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,159,000 | 989 |
| Total noninterest expense | $4,822,000 | 1,199 |
| Salaries and employee benefits | $3,030,000 | 1,127 |
| Premises and equipment expense | $224,000 | 2,186 |
| Additional noninterest expense | $1,568,000 | 1,104 |
| Pre-tax net operating income | $1,789,000 | 1,453 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $208,000 | 1,583 |
| Income before extraordinary items | $1,581,000 | 1,402 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,581,000 | 1,402 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,581,000 | 1,402 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,581,000 | 1,418 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $29,699,000 | 1,060 |
| Total interest expense | $6,469,000 | 424 |
| Net interest income | $23,230,000 | 1,207 |
| Provision for loan and lease losses | $-1,188,000 | 4,549 |
| Total noninterest income | $2,600,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $14,000 | 4,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,586,000 | 1,631 |
| Total noninterest expense | $17,346,000 | 1,306 |
| Salaries and employee benefits | $11,434,000 | 1,169 |
| Premises and equipment expense | $932,000 | 2,118 |
| Additional noninterest expense | $4,980,000 | 1,337 |
| Pre-tax net operating income | $9,672,000 | 1,305 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $2,096,000 | 1,062 |
| Income before extraordinary items | $7,576,000 | 1,400 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,576,000 | 1,400 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,576,000 | 1,400 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $3,200,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 513 |
| Net operating income | $7,576,000 | 1,379 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $22,510,000 | 1,073 |
| Total interest expense | $5,034,000 | 430 |
| Net interest income | $17,476,000 | 1,224 |
| Provision for loan and lease losses | $-506,000 | 4,555 |
| Total noninterest income | $2,129,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $10,000 | 4,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,119,000 | 1,607 |
| Total noninterest expense | $12,699,000 | 1,328 |
| Salaries and employee benefits | $8,256,000 | 1,206 |
| Premises and equipment expense | $703,000 | 2,132 |
| Additional noninterest expense | $3,740,000 | 1,328 |
| Pre-tax net operating income | $7,412,000 | 1,334 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,711,000 | 1,055 |
| Income before extraordinary items | $5,701,000 | 1,470 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,701,000 | 1,470 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,701,000 | 1,470 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $2,200,000 | 1,093 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 469 |
| Net operating income | $5,701,000 | 1,440 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $14,942,000 | 1,069 |
| Total interest expense | $3,491,000 | 439 |
| Net interest income | $11,451,000 | 1,227 |
| Provision for loan and lease losses | $-459,000 | 4,607 |
| Total noninterest income | $673,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $8,000 | 4,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 2,354 |
| Total noninterest expense | $8,100,000 | 1,368 |
| Salaries and employee benefits | $5,153,000 | 1,272 |
| Premises and equipment expense | $471,000 | 2,126 |
| Additional noninterest expense | $2,476,000 | 1,324 |
| Pre-tax net operating income | $4,483,000 | 1,408 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,036,000 | 1,121 |
| Income before extraordinary items | $3,447,000 | 1,556 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,447,000 | 1,556 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,447,000 | 1,556 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $200,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 431 |
| Net operating income | $3,447,000 | 1,525 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $7,374,000 | 1,071 |
| Total interest expense | $1,840,000 | 441 |
| Net interest income | $5,534,000 | 1,255 |
| Provision for loan and lease losses | $-415,000 | 4,743 |
| Total noninterest income | $196,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $5,000 | 4,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 2,891 |
| Total noninterest expense | $3,915,000 | 1,391 |
| Salaries and employee benefits | $2,512,000 | 1,283 |
| Premises and equipment expense | $237,000 | 2,131 |
| Additional noninterest expense | $1,166,000 | 1,361 |
| Pre-tax net operating income | $2,230,000 | 1,409 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $497,000 | 1,147 |
| Income before extraordinary items | $1,733,000 | 1,549 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,733,000 | 1,549 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,733,000 | 1,549 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $200,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 376 |
| Net operating income | $1,733,000 | 1,512 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $29,655,000 | 1,061 |
| Total interest expense | $12,511,000 | 411 |
| Net interest income | $17,144,000 | 1,467 |
| Provision for loan and lease losses | $2,780,000 | 846 |
| Total noninterest income | $2,320,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $12,000 | 4,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,308,000 | 1,659 |
| Total noninterest expense | $13,858,000 | 1,499 |
| Salaries and employee benefits | $8,593,000 | 1,424 |
| Premises and equipment expense | $908,000 | 2,159 |
| Additional noninterest expense | $4,357,000 | 1,436 |
| Pre-tax net operating income | $2,826,000 | 2,493 |
| Securities gains (losses) | $206,000 | 1,022 |
| Applicable income taxes | $409,000 | 2,086 |
| Income before extraordinary items | $2,623,000 | 2,479 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,623,000 | 2,479 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,623,000 | 2,479 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $2,800,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 424 |
| Net operating income | $2,443,780 | 2,534 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $22,049,000 | 1,072 |
| Total interest expense | $10,060,000 | 412 |
| Net interest income | $11,989,000 | 1,553 |
| Provision for loan and lease losses | $2,795,000 | 729 |
| Total noninterest income | $1,735,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $7,000 | 4,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,728,000 | 1,618 |
| Total noninterest expense | $10,188,000 | 1,503 |
| Salaries and employee benefits | $6,235,000 | 1,440 |
| Premises and equipment expense | $676,000 | 2,161 |
| Additional noninterest expense | $3,277,000 | 1,412 |
| Pre-tax net operating income | $741,000 | 3,728 |
| Securities gains (losses) | $206,000 | 879 |
| Applicable income taxes | $4,000 | 3,559 |
| Income before extraordinary items | $943,000 | 3,424 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $943,000 | 3,423 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $943,000 | 3,424 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $2,800,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 396 |
| Net operating income | $737,000 | 3,634 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $15,173,000 | 1,056 |
| Total interest expense | $7,122,000 | 434 |
| Net interest income | $8,051,000 | 1,535 |
| Provision for loan and lease losses | $1,571,000 | 832 |
| Total noninterest income | $1,519,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $5,000 | 4,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,514,000 | 1,312 |
| Total noninterest expense | $6,664,000 | 1,525 |
| Salaries and employee benefits | $4,133,000 | 1,442 |
| Premises and equipment expense | $443,000 | 2,187 |
| Additional noninterest expense | $2,088,000 | 1,453 |
| Pre-tax net operating income | $1,335,000 | 2,559 |
| Securities gains (losses) | $206,000 | 691 |
| Applicable income taxes | $467,000 | 1,399 |
| Income before extraordinary items | $1,074,000 | 2,718 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,074,000 | 2,717 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,074,000 | 2,718 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $1,800,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 377 |
| Net operating income | $911,260 | 2,890 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $7,596,000 | 1,064 |
| Total interest expense | $3,734,000 | 457 |
| Net interest income | $3,862,000 | 1,551 |
| Provision for loan and lease losses | $924,000 | 647 |
| Total noninterest income | $518,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $2,000 | 4,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 1,490 |
| Total noninterest expense | $2,793,000 | 1,783 |
| Salaries and employee benefits | $1,575,000 | 1,824 |
| Premises and equipment expense | $212,000 | 2,252 |
| Additional noninterest expense | $1,006,000 | 1,511 |
| Pre-tax net operating income | $663,000 | 2,417 |
| Securities gains (losses) | $206,000 | 371 |
| Applicable income taxes | $294,000 | 1,088 |
| Income before extraordinary items | $575,000 | 2,463 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $575,000 | 2,462 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $575,000 | 2,463 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $1,800,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 363 |
| Net operating income | $412,260 | 2,866 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $31,952,000 | 1,031 |
| Total interest expense | $15,909,000 | 462 |
| Net interest income | $16,043,000 | 1,509 |
| Provision for loan and lease losses | $719,000 | 1,178 |
| Total noninterest income | $1,209,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $2,000 | 5,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,207,000 | 2,040 |
| Total noninterest expense | $13,643,000 | 1,468 |
| Salaries and employee benefits | $7,674,000 | 1,500 |
| Premises and equipment expense | $1,259,000 | 1,737 |
| Additional noninterest expense | $4,710,000 | 1,315 |
| Pre-tax net operating income | $2,890,000 | 2,521 |
| Securities gains (losses) | $111,000 | 884 |
| Applicable income taxes | $-4,000 | 4,998 |
| Income before extraordinary items | $3,005,000 | 2,292 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,005,000 | 2,294 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,005,000 | 2,294 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $2,600,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 459 |
| Net operating income | $2,894,000 | 2,310 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $24,009,000 | 1,030 |
| Total interest expense | $11,970,000 | 467 |
| Net interest income | $12,039,000 | 1,523 |
| Provision for loan and lease losses | $423,000 | 1,317 |
| Total noninterest income | $931,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,000 | 5,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $930,000 | 2,007 |
| Total noninterest expense | $10,299,000 | 1,465 |
| Salaries and employee benefits | $5,622,000 | 1,546 |
| Premises and equipment expense | $1,046,000 | 1,610 |
| Additional noninterest expense | $3,631,000 | 1,281 |
| Pre-tax net operating income | $2,248,000 | 2,524 |
| Securities gains (losses) | $111,000 | 745 |
| Applicable income taxes | $678,000 | 1,556 |
| Income before extraordinary items | $1,681,000 | 2,788 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,681,000 | 2,788 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,681,000 | 2,789 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $2,600,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 423 |
| Net operating income | $1,593,310 | 2,851 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $15,935,000 | 1,029 |
| Total interest expense | $7,847,000 | 467 |
| Net interest income | $8,088,000 | 1,511 |
| Provision for loan and lease losses | $441,000 | 942 |
| Total noninterest income | $857,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $0 | 5,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $857,000 | 1,639 |
| Total noninterest expense | $7,129,000 | 1,426 |
| Salaries and employee benefits | $3,821,000 | 1,520 |
| Premises and equipment expense | $858,000 | 1,337 |
| Additional noninterest expense | $2,450,000 | 1,289 |
| Pre-tax net operating income | $1,375,000 | 2,656 |
| Securities gains (losses) | $111,000 | 508 |
| Applicable income taxes | $193,000 | 2,230 |
| Income before extraordinary items | $1,293,000 | 2,542 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,293,000 | 2,541 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,293,000 | 2,541 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $1,600,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 411 |
| Net operating income | $1,196,430 | 2,642 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,747,000 | 1,043 |
| Total interest expense | $3,814,000 | 466 |
| Net interest income | $3,933,000 | 1,559 |
| Provision for loan and lease losses | $218,000 | 889 |
| Total noninterest income | $113,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $0 | 5,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 3,070 |
| Total noninterest expense | $3,364,000 | 1,509 |
| Salaries and employee benefits | $1,811,000 | 1,604 |
| Premises and equipment expense | $369,000 | 1,560 |
| Additional noninterest expense | $1,184,000 | 1,310 |
| Pre-tax net operating income | $464,000 | 3,171 |
| Securities gains (losses) | $111,000 | 264 |
| Applicable income taxes | $158,000 | 1,789 |
| Income before extraordinary items | $417,000 | 3,166 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $417,000 | 3,163 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $417,000 | 3,165 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $1,600,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 382 |
| Net operating income | $329,310 | 3,480 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $32,098,000 | 966 |
| Total interest expense | $12,229,000 | 449 |
| Net interest income | $19,869,000 | 1,249 |
| Provision for loan and lease losses | $2,093,000 | 490 |
| Total noninterest income | $1,657,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $17,000 | 5,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,640,000 | 1,703 |
| Total noninterest expense | $15,206,000 | 1,332 |
| Salaries and employee benefits | $8,716,000 | 1,329 |
| Premises and equipment expense | $1,638,000 | 1,376 |
| Additional noninterest expense | $4,852,000 | 1,271 |
| Pre-tax net operating income | $4,227,000 | 2,030 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $23,000 | 3,602 |
| Income before extraordinary items | $4,204,000 | 1,837 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,204,000 | 1,836 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,204,000 | 1,836 |
| Net charge-offs | $3,137,000 | 272 |
| Cash dividends | $4,100,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 464 |
| Net operating income | $4,204,000 | 1,831 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $23,461,000 | 975 |
| Total interest expense | $8,312,000 | 454 |
| Net interest income | $15,149,000 | 1,229 |
| Provision for loan and lease losses | $865,000 | 738 |
| Total noninterest income | $915,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $16,000 | 5,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $899,000 | 2,052 |
| Total noninterest expense | $11,659,000 | 1,298 |
| Salaries and employee benefits | $6,801,000 | 1,270 |
| Premises and equipment expense | $1,252,000 | 1,370 |
| Additional noninterest expense | $3,606,000 | 1,290 |
| Pre-tax net operating income | $3,540,000 | 1,873 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $341,000 | 2,116 |
| Income before extraordinary items | $3,199,000 | 1,819 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,199,000 | 1,818 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,199,000 | 1,818 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $4,100,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 442 |
| Net operating income | $3,199,000 | 1,806 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $15,125,000 | 993 |
| Total interest expense | $5,179,000 | 452 |
| Net interest income | $9,946,000 | 1,242 |
| Provision for loan and lease losses | $33,000 | 3,076 |
| Total noninterest income | $954,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $10,000 | 5,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $944,000 | 1,584 |
| Total noninterest expense | $7,938,000 | 1,275 |
| Salaries and employee benefits | $4,653,000 | 1,246 |
| Premises and equipment expense | $850,000 | 1,366 |
| Additional noninterest expense | $2,435,000 | 1,274 |
| Pre-tax net operating income | $2,929,000 | 1,549 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $364,000 | 1,698 |
| Income before extraordinary items | $2,565,000 | 1,546 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,565,000 | 1,545 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,565,000 | 1,545 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $300,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 424 |
| Net operating income | $2,565,000 | 1,528 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $7,365,000 | 1,001 |
| Total interest expense | $2,455,000 | 445 |
| Net interest income | $4,910,000 | 1,252 |
| Provision for loan and lease losses | $-12,000 | 5,414 |
| Total noninterest income | $407,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $6,000 | 5,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $401,000 | 1,711 |
| Total noninterest expense | $3,804,000 | 1,342 |
| Salaries and employee benefits | $2,417,000 | 1,211 |
| Premises and equipment expense | $422,000 | 1,384 |
| Additional noninterest expense | $965,000 | 1,557 |
| Pre-tax net operating income | $1,525,000 | 1,461 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-207,000 | 5,572 |
| Income before extraordinary items | $1,732,000 | 1,175 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,732,000 | 1,174 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,732,000 | 1,175 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 389 |
| Net operating income | $1,732,000 | 1,167 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $26,259,000 | 1,073 |
| Total interest expense | $7,262,000 | 488 |
| Net interest income | $18,997,000 | 1,272 |
| Provision for loan and lease losses | $27,000 | 3,837 |
| Total noninterest income | $1,249,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $34,000 | 5,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,215,000 | 2,050 |
| Total noninterest expense | $15,013,000 | 1,321 |
| Salaries and employee benefits | $9,264,000 | 1,230 |
| Premises and equipment expense | $1,700,000 | 1,354 |
| Additional noninterest expense | $4,049,000 | 1,506 |
| Pre-tax net operating income | $5,206,000 | 1,656 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $3,933,000 | 787 |
| Income before extraordinary items | $1,273,000 | 3,394 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,273,000 | 3,392 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,273,000 | 3,394 |
| Net charge-offs | $-408,000 | 5,548 |
| Cash dividends | $1,500,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 469 |
| Net operating income | $1,273,000 | 3,376 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $19,090,000 | 1,107 |
| Total interest expense | $4,773,000 | 539 |
| Net interest income | $14,317,000 | 1,272 |
| Provision for loan and lease losses | $-27,000 | 5,469 |
| Total noninterest income | $1,001,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $26,000 | 5,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $975,000 | 1,998 |
| Total noninterest expense | $11,395,000 | 1,304 |
| Salaries and employee benefits | $6,956,000 | 1,234 |
| Premises and equipment expense | $1,276,000 | 1,363 |
| Additional noninterest expense | $3,163,000 | 1,442 |
| Pre-tax net operating income | $3,950,000 | 1,656 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,130,000 | 1,363 |
| Income before extraordinary items | $2,820,000 | 1,819 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,820,000 | 1,819 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,820,000 | 1,819 |
| Net charge-offs | $-408,000 | 5,622 |
| Cash dividends | $1,500,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 432 |
| Net operating income | $2,820,000 | 1,791 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $12,218,000 | 1,132 |
| Total interest expense | $2,911,000 | 568 |
| Net interest income | $9,307,000 | 1,294 |
| Provision for loan and lease losses | $-276,000 | 5,669 |
| Total noninterest income | $595,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $18,000 | 5,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $577,000 | 2,151 |
| Total noninterest expense | $7,671,000 | 1,300 |
| Salaries and employee benefits | $4,717,000 | 1,228 |
| Premises and equipment expense | $853,000 | 1,358 |
| Additional noninterest expense | $2,101,000 | 1,443 |
| Pre-tax net operating income | $2,507,000 | 1,699 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,071,000 | 1,057 |
| Income before extraordinary items | $1,436,000 | 2,221 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,436,000 | 2,222 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,436,000 | 2,222 |
| Net charge-offs | $-375,000 | 5,693 |
| Cash dividends | $1,500,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 407 |
| Net operating income | $1,436,000 | 2,193 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,050,000 | 1,133 |
| Total interest expense | $1,391,000 | 574 |
| Net interest income | $4,659,000 | 1,277 |
| Provision for loan and lease losses | $-32,000 | 5,694 |
| Total noninterest income | $195,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $9,000 | 5,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 2,669 |
| Total noninterest expense | $3,724,000 | 1,345 |
| Salaries and employee benefits | $2,423,000 | 1,207 |
| Premises and equipment expense | $426,000 | 1,382 |
| Additional noninterest expense | $875,000 | 1,694 |
| Pre-tax net operating income | $1,162,000 | 1,760 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $424,000 | 1,203 |
| Income before extraordinary items | $738,000 | 2,114 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $738,000 | 2,115 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $738,000 | 2,115 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $1,500,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 382 |
| Net operating income | $738,000 | 2,084 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $24,245,000 | 1,094 |
| Total interest expense | $5,018,000 | 599 |
| Net interest income | $19,227,000 | 1,220 |
| Provision for loan and lease losses | $361,000 | 1,800 |
| Total noninterest income | $851,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $38,000 | 5,336 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $813,000 | 2,641 |
| Total noninterest expense | $14,666,000 | 1,346 |
| Salaries and employee benefits | $9,253,000 | 1,223 |
| Premises and equipment expense | $1,717,000 | 1,346 |
| Additional noninterest expense | $3,696,000 | 1,648 |
| Pre-tax net operating income | $5,051,000 | 1,616 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-1,448,000 | 5,862 |
| Income before extraordinary items | $6,499,000 | 1,119 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,499,000 | 1,118 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,499,000 | 1,118 |
| Net charge-offs | $-129,000 | 5,576 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 434 |
| Net operating income | $6,499,000 | 1,099 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $18,065,000 | 1,104 |
| Total interest expense | $3,646,000 | 614 |
| Net interest income | $14,419,000 | 1,223 |
| Provision for loan and lease losses | $312,000 | 1,583 |
| Total noninterest income | $234,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $29,000 | 5,382 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $205,000 | 4,078 |
| Total noninterest expense | $11,130,000 | 1,334 |
| Salaries and employee benefits | $7,065,000 | 1,214 |
| Premises and equipment expense | $1,288,000 | 1,349 |
| Additional noninterest expense | $2,777,000 | 1,642 |
| Pre-tax net operating income | $3,211,000 | 1,861 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,574,000 | 1,042 |
| Income before extraordinary items | $1,637,000 | 2,670 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,637,000 | 2,670 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,637,000 | 2,670 |
| Net charge-offs | $-126,000 | 5,631 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 387 |
| Net operating income | $1,637,000 | 2,612 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $11,629,000 | 1,135 |
| Total interest expense | $2,378,000 | 627 |
| Net interest income | $9,251,000 | 1,263 |
| Provision for loan and lease losses | $-127,000 | 5,864 |
| Total noninterest income | $-62,000 | 6,035 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $20,000 | 5,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-82,000 | 6,031 |
| Total noninterest expense | $7,564,000 | 1,325 |
| Salaries and employee benefits | $4,813,000 | 1,190 |
| Premises and equipment expense | $852,000 | 1,354 |
| Additional noninterest expense | $1,899,000 | 1,610 |
| Pre-tax net operating income | $1,752,000 | 2,150 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,005,000 | 1,076 |
| Income before extraordinary items | $747,000 | 3,312 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $747,000 | 3,310 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $747,000 | 3,310 |
| Net charge-offs | $-126,000 | 5,753 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 361 |
| Net operating income | $747,000 | 3,249 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,942,000 | 1,119 |
| Total interest expense | $1,178,000 | 628 |
| Net interest income | $4,764,000 | 1,227 |
| Provision for loan and lease losses | $-182,000 | 6,012 |
| Total noninterest income | $18,000 | 5,787 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $11,000 | 5,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $7,000 | 5,681 |
| Total noninterest expense | $3,825,000 | 1,316 |
| Salaries and employee benefits | $2,462,000 | 1,176 |
| Premises and equipment expense | $416,000 | 1,394 |
| Additional noninterest expense | $947,000 | 1,598 |
| Pre-tax net operating income | $1,139,000 | 1,751 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $472,000 | 1,098 |
| Income before extraordinary items | $667,000 | 2,275 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $667,000 | 2,275 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $667,000 | 2,275 |
| Net charge-offs | $-110,000 | 5,896 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 316 |
| Net operating income | $667,000 | 2,225 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $21,642,000 | 1,180 |
| Total interest expense | $3,932,000 | 707 |
| Net interest income | $17,710,000 | 1,275 |
| Provision for loan and lease losses | $-592,000 | 5,971 |
| Total noninterest income | $799,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $49,000 | 5,421 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $750,000 | 2,734 |
| Total noninterest expense | $15,136,000 | 1,304 |
| Salaries and employee benefits | $9,408,000 | 1,191 |
| Premises and equipment expense | $1,668,000 | 1,389 |
| Additional noninterest expense | $4,060,000 | 1,497 |
| Pre-tax net operating income | $3,965,000 | 1,878 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-7,111,000 | 6,159 |
| Income before extraordinary items | $11,076,000 | 668 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $11,076,000 | 667 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,076,000 | 668 |
| Net charge-offs | $-139,000 | 5,788 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 396 |
| Net operating income | $11,076,000 | 656 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $16,223,000 | 1,183 |
| Total interest expense | $2,917,000 | 718 |
| Net interest income | $13,306,000 | 1,284 |
| Provision for loan and lease losses | $-605,000 | 6,107 |
| Total noninterest income | $660,000 | 3,309 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $37,000 | 5,479 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $623,000 | 2,622 |
| Total noninterest expense | $11,606,000 | 1,283 |
| Salaries and employee benefits | $7,331,000 | 1,161 |
| Premises and equipment expense | $1,240,000 | 1,405 |
| Additional noninterest expense | $3,035,000 | 1,510 |
| Pre-tax net operating income | $2,965,000 | 1,919 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-51,000 | 6,134 |
| Income before extraordinary items | $3,016,000 | 1,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,016,000 | 1,615 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,016,000 | 1,616 |
| Net charge-offs | $-83,000 | 5,760 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $183,000 | 370 |
| Net operating income | $3,016,000 | 1,577 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,713,000 | 1,196 |
| Total interest expense | $1,937,000 | 723 |
| Net interest income | $8,776,000 | 1,298 |
| Provision for loan and lease losses | $-14,000 | 5,955 |
| Total noninterest income | $334,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $26,000 | 5,473 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $308,000 | 3,038 |
| Total noninterest expense | $7,810,000 | 1,280 |
| Salaries and employee benefits | $4,920,000 | 1,155 |
| Premises and equipment expense | $805,000 | 1,455 |
| Additional noninterest expense | $2,085,000 | 1,481 |
| Pre-tax net operating income | $1,314,000 | 2,571 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $90,000 | 3,092 |
| Income before extraordinary items | $1,224,000 | 2,404 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,224,000 | 2,406 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,224,000 | 2,406 |
| Net charge-offs | $-85,000 | 5,887 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 355 |
| Net operating income | $1,224,000 | 2,351 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,370,000 | 1,191 |
| Total interest expense | $960,000 | 727 |
| Net interest income | $4,410,000 | 1,287 |
| Provision for loan and lease losses | $92,000 | 1,520 |
| Total noninterest income | $175,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $13,000 | 5,482 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $162,000 | 2,911 |
| Total noninterest expense | $4,039,000 | 1,250 |
| Salaries and employee benefits | $2,558,000 | 1,112 |
| Premises and equipment expense | $447,000 | 1,344 |
| Additional noninterest expense | $1,034,000 | 1,488 |
| Pre-tax net operating income | $454,000 | 3,172 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $60,000 | 2,867 |
| Income before extraordinary items | $394,000 | 3,148 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $394,000 | 3,151 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $394,000 | 3,151 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 329 |
| Net operating income | $394,000 | 3,078 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $24,431,000 | 1,048 |
| Total interest expense | $4,101,000 | 706 |
| Net interest income | $20,330,000 | 1,105 |
| Provision for loan and lease losses | $-116,000 | 6,057 |
| Total noninterest income | $646,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $50,000 | 5,719 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $596,000 | 3,029 |
| Total noninterest expense | $15,525,000 | 1,277 |
| Salaries and employee benefits | $9,230,000 | 1,177 |
| Premises and equipment expense | $1,764,000 | 1,343 |
| Additional noninterest expense | $4,531,000 | 1,411 |
| Pre-tax net operating income | $5,567,000 | 1,386 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $993,000 | 1,545 |
| Income before extraordinary items | $4,574,000 | 1,414 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,574,000 | 1,412 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,574,000 | 1,413 |
| Net charge-offs | $-108,000 | 6,140 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $331,000 | 360 |
| Net operating income | $4,574,000 | 1,386 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $18,499,000 | 1,041 |
| Total interest expense | $3,105,000 | 703 |
| Net interest income | $15,394,000 | 1,098 |
| Provision for loan and lease losses | $-145,000 | 6,237 |
| Total noninterest income | $662,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $38,000 | 5,774 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $624,000 | 2,589 |
| Total noninterest expense | $11,664,000 | 1,283 |
| Salaries and employee benefits | $6,874,000 | 1,182 |
| Premises and equipment expense | $1,324,000 | 1,355 |
| Additional noninterest expense | $3,466,000 | 1,391 |
| Pre-tax net operating income | $4,537,000 | 1,312 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $341,000 | 2,341 |
| Income before extraordinary items | $4,196,000 | 1,182 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,196,000 | 1,180 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,196,000 | 1,181 |
| Net charge-offs | $-344,000 | 6,428 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $268,000 | 312 |
| Net operating income | $4,196,000 | 1,157 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $11,714,000 | 1,095 |
| Total interest expense | $2,049,000 | 723 |
| Net interest income | $9,665,000 | 1,168 |
| Provision for loan and lease losses | $1,173,000 | 400 |
| Total noninterest income | $536,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $26,000 | 5,771 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $510,000 | 2,283 |
| Total noninterest expense | $7,671,000 | 1,296 |
| Salaries and employee benefits | $4,532,000 | 1,194 |
| Premises and equipment expense | $902,000 | 1,337 |
| Additional noninterest expense | $2,237,000 | 1,426 |
| Pre-tax net operating income | $1,357,000 | 2,424 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $121,000 | 2,868 |
| Income before extraordinary items | $1,236,000 | 2,290 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,236,000 | 2,293 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,236,000 | 2,293 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 295 |
| Net operating income | $1,236,000 | 2,243 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,730,000 | 1,117 |
| Total interest expense | $1,017,000 | 738 |
| Net interest income | $4,713,000 | 1,191 |
| Provision for loan and lease losses | $548,000 | 419 |
| Total noninterest income | $324,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $311,000 | 1,952 |
| Total noninterest expense | $3,839,000 | 1,308 |
| Salaries and employee benefits | $2,305,000 | 1,188 |
| Premises and equipment expense | $422,000 | 1,443 |
| Additional noninterest expense | $1,112,000 | 1,424 |
| Pre-tax net operating income | $650,000 | 2,444 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $58,000 | 2,849 |
| Income before extraordinary items | $592,000 | 2,290 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $592,000 | 2,291 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $592,000 | 2,292 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $50,000 | 2,539 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 258 |
| Net operating income | $592,000 | 2,251 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $22,525,000 | 1,146 |
| Total interest expense | $4,179,000 | 808 |
| Net interest income | $18,346,000 | 1,196 |
| Provision for loan and lease losses | $-1,485,000 | 6,705 |
| Total noninterest income | $1,572,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $56,000 | 5,882 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,516,000 | 1,832 |
| Total noninterest expense | $15,916,000 | 1,259 |
| Salaries and employee benefits | $9,433,000 | 1,160 |
| Premises and equipment expense | $1,779,000 | 1,335 |
| Additional noninterest expense | $4,704,000 | 1,416 |
| Pre-tax net operating income | $5,487,000 | 1,337 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $5,487,000 | 1,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,487,000 | 1,134 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,487,000 | 1,135 |
| Net charge-offs | $-754,000 | 6,765 |
| Cash dividends | $100,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $385,000 | 319 |
| Net operating income | $5,487,000 | 1,102 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $16,770,000 | 1,154 |
| Total interest expense | $3,121,000 | 839 |
| Net interest income | $13,649,000 | 1,206 |
| Provision for loan and lease losses | $-749,000 | 6,758 |
| Total noninterest income | $975,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $43,000 | 5,934 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $932,000 | 2,145 |
| Total noninterest expense | $11,976,000 | 1,264 |
| Salaries and employee benefits | $6,841,000 | 1,188 |
| Premises and equipment expense | $1,364,000 | 1,309 |
| Additional noninterest expense | $3,771,000 | 1,326 |
| Pre-tax net operating income | $3,397,000 | 1,574 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $231,000 | 2,655 |
| Income before extraordinary items | $3,166,000 | 1,431 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,166,000 | 1,433 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,166,000 | 1,433 |
| Net charge-offs | $-544,000 | 6,823 |
| Cash dividends | $100,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $287,000 | 287 |
| Net operating income | $3,166,000 | 1,401 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,324,000 | 1,131 |
| Total interest expense | $2,084,000 | 863 |
| Net interest income | $9,240,000 | 1,175 |
| Provision for loan and lease losses | $-1,112,000 | 6,858 |
| Total noninterest income | $735,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $29,000 | 5,935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $706,000 | 2,002 |
| Total noninterest expense | $7,909,000 | 1,272 |
| Salaries and employee benefits | $4,550,000 | 1,185 |
| Premises and equipment expense | $932,000 | 1,277 |
| Additional noninterest expense | $2,427,000 | 1,364 |
| Pre-tax net operating income | $3,178,000 | 1,173 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $286,000 | 2,069 |
| Income before extraordinary items | $2,892,000 | 1,077 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,892,000 | 1,078 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,892,000 | 1,080 |
| Net charge-offs | $-544,000 | 6,892 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 268 |
| Net operating income | $2,892,000 | 1,035 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,454,000 | 1,181 |
| Total interest expense | $1,024,000 | 917 |
| Net interest income | $4,430,000 | 1,231 |
| Provision for loan and lease losses | $-571,000 | 6,956 |
| Total noninterest income | $282,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $268,000 | 2,369 |
| Total noninterest expense | $3,884,000 | 1,298 |
| Salaries and employee benefits | $2,256,000 | 1,205 |
| Premises and equipment expense | $460,000 | 1,320 |
| Additional noninterest expense | $1,168,000 | 1,392 |
| Pre-tax net operating income | $1,399,000 | 1,297 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $138,000 | 2,079 |
| Income before extraordinary items | $1,261,000 | 1,187 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,261,000 | 1,189 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,261,000 | 1,189 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 247 |
| Net operating income | $1,261,000 | 1,136 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,634,000 | 1,230 |
| Total interest expense | $5,261,000 | 855 |
| Net interest income | $16,373,000 | 1,334 |
| Provision for loan and lease losses | $1,456,000 | 1,351 |
| Total noninterest income | $210,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $45,000 | 6,301 |
| Trading account gains and fees | $-2,000 | 7,044 |
| Additional Noninterest Income | $167,000 | 4,809 |
| Total noninterest expense | $16,783,000 | 1,209 |
| Salaries and employee benefits | $9,329,000 | 1,135 |
| Premises and equipment expense | $1,797,000 | 1,319 |
| Additional noninterest expense | $5,657,000 | 1,213 |
| Pre-tax net operating income | $-1,656,000 | 6,768 |
| Securities gains (losses) | $2,336,000 | 225 |
| Applicable income taxes | $-792,000 | 6,941 |
| Income before extraordinary items | $1,472,000 | 3,166 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,472,000 | 3,166 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,472,000 | 3,166 |
| Net charge-offs | $306,000 | 3,278 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $420,000 | 337 |
| Net operating income | $-864,000 | 6,642 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,488,000 | 1,233 |
| Total interest expense | $3,971,000 | 893 |
| Net interest income | $12,517,000 | 1,327 |
| Provision for loan and lease losses | $1,334,000 | 1,188 |
| Total noninterest income | $361,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $31,000 | 6,456 |
| Trading account gains and fees | $-1,000 | 7,141 |
| Additional Noninterest Income | $331,000 | 3,554 |
| Total noninterest expense | $11,868,000 | 1,264 |
| Salaries and employee benefits | $6,449,000 | 1,222 |
| Premises and equipment expense | $1,353,000 | 1,327 |
| Additional noninterest expense | $4,066,000 | 1,256 |
| Pre-tax net operating income | $-324,000 | 6,603 |
| Securities gains (losses) | $2,336,000 | 168 |
| Applicable income taxes | $70,000 | 3,598 |
| Income before extraordinary items | $1,942,000 | 2,161 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,942,000 | 2,162 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,942,000 | 2,163 |
| Net charge-offs | $306,000 | 2,799 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $323,000 | 292 |
| Net operating income | $-323,920 | 6,618 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,835,000 | 1,269 |
| Total interest expense | $2,625,000 | 933 |
| Net interest income | $8,210,000 | 1,352 |
| Provision for loan and lease losses | $1,001,000 | 1,093 |
| Total noninterest income | $207,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $16,000 | 6,624 |
| Trading account gains and fees | $1,000 | 147 |
| Additional Noninterest Income | $190,000 | 3,752 |
| Total noninterest expense | $7,963,000 | 1,254 |
| Salaries and employee benefits | $4,198,000 | 1,247 |
| Premises and equipment expense | $907,000 | 1,316 |
| Additional noninterest expense | $2,858,000 | 1,202 |
| Pre-tax net operating income | $-547,000 | 6,838 |
| Securities gains (losses) | $2,336,000 | 119 |
| Applicable income taxes | $56,000 | 3,474 |
| Income before extraordinary items | $1,733,000 | 1,680 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,733,000 | 1,678 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,733,000 | 1,680 |
| Net charge-offs | $344,000 | 2,171 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 259 |
| Net operating income | $-532,920 | 6,846 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 1,292 |
| Total interest expense | $1,289,000 | 984 |
| Net interest income | $4,055,000 | 1,363 |
| Provision for loan and lease losses | $399,000 | 1,267 |
| Total noninterest income | $154,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $7,000 | 6,711 |
| Trading account gains and fees | $4,000 | 136 |
| Additional Noninterest Income | $143,000 | 3,133 |
| Total noninterest expense | $4,044,000 | 1,237 |
| Salaries and employee benefits | $2,143,000 | 1,219 |
| Premises and equipment expense | $458,000 | 1,302 |
| Additional noninterest expense | $1,443,000 | 1,187 |
| Pre-tax net operating income | $-234,000 | 6,887 |
| Securities gains (losses) | $1,807,000 | 81 |
| Applicable income taxes | $25,000 | 3,539 |
| Income before extraordinary items | $1,548,000 | 961 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,548,000 | 963 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,548,000 | 962 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 218 |
| Net operating income | $-222,860 | 6,882 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,707,000 | 1,449 |
| Total interest expense | $4,759,000 | 1,282 |
| Net interest income | $14,948,000 | 1,487 |
| Provision for loan and lease losses | $298,000 | 4,149 |
| Total noninterest income | $623,000 | 3,992 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $28,000 | 6,643 |
| Trading account gains and fees | $-54,000 | 7,301 |
| Additional Noninterest Income | $649,000 | 2,744 |
| Total noninterest expense | $14,366,000 | 1,361 |
| Salaries and employee benefits | $8,194,000 | 1,213 |
| Premises and equipment expense | $1,746,000 | 1,433 |
| Additional noninterest expense | $4,426,000 | 1,542 |
| Pre-tax net operating income | $907,000 | 3,902 |
| Securities gains (losses) | $607,000 | 683 |
| Applicable income taxes | $-769,000 | 7,135 |
| Income before extraordinary items | $2,283,000 | 2,027 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,283,000 | 2,028 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,283,000 | 2,028 |
| Net charge-offs | $11,000 | 6,073 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $2,537,000 | 217 |
| Net operating income | $1,676,000 | 2,483 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,827,000 | 1,461 |
| Total interest expense | $3,580,000 | 1,334 |
| Net interest income | $11,247,000 | 1,492 |
| Provision for loan and lease losses | $-185,000 | 7,366 |
| Total noninterest income | $370,000 | 4,470 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $20,000 | 6,703 |
| Trading account gains and fees | $-16,000 | 7,372 |
| Additional Noninterest Income | $366,000 | 3,174 |
| Total noninterest expense | $10,471,000 | 1,401 |
| Salaries and employee benefits | $5,944,000 | 1,252 |
| Premises and equipment expense | $1,285,000 | 1,466 |
| Additional noninterest expense | $3,242,000 | 1,577 |
| Pre-tax net operating income | $1,331,000 | 2,803 |
| Securities gains (losses) | $607,000 | 557 |
| Applicable income taxes | $50,000 | 3,626 |
| Income before extraordinary items | $1,888,000 | 1,926 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,888,000 | 1,926 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,888,000 | 1,926 |
| Net charge-offs | $28,000 | 5,367 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $2,329,000 | 196 |
| Net operating income | $1,299,210 | 2,490 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,902,000 | 1,471 |
| Total interest expense | $2,389,000 | 1,374 |
| Net interest income | $7,513,000 | 1,484 |
| Provision for loan and lease losses | $57,000 | 5,032 |
| Total noninterest income | $151,000 | 5,299 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $16,000 | 6,666 |
| Trading account gains and fees | $19,000 | 131 |
| Additional Noninterest Income | $116,000 | 4,339 |
| Total noninterest expense | $6,869,000 | 1,442 |
| Salaries and employee benefits | $3,889,000 | 1,283 |
| Premises and equipment expense | $804,000 | 1,568 |
| Additional noninterest expense | $2,176,000 | 1,587 |
| Pre-tax net operating income | $738,000 | 3,083 |
| Securities gains (losses) | $267,000 | 594 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,005,000 | 2,267 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,005,000 | 2,267 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,005,000 | 2,267 |
| Net charge-offs | $-200,000 | 7,442 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $2,210,000 | 103 |
| Net operating income | $738,000 | 2,731 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 1,494 |
| Total interest expense | $1,206,000 | 1,409 |
| Net interest income | $3,705,000 | 1,505 |
| Provision for loan and lease losses | $307,000 | 1,877 |
| Total noninterest income | $130,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $57,000 | 109 |
| Additional Noninterest Income | $64,000 | 4,293 |
| Total noninterest expense | $3,435,000 | 1,443 |
| Salaries and employee benefits | $1,930,000 | 1,302 |
| Premises and equipment expense | $368,000 | 1,751 |
| Additional noninterest expense | $1,137,000 | 1,527 |
| Pre-tax net operating income | $93,000 | 5,221 |
| Securities gains (losses) | $267,000 | 277 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $360,000 | 2,880 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $360,000 | 2,879 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $360,000 | 2,880 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 309 |
| Net operating income | $93,000 | 5,051 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,592,000 | 1,500 |
| Total interest expense | $5,573,000 | 1,492 |
| Net interest income | $15,019,000 | 1,492 |
| Provision for loan and lease losses | $1,754,000 | 2,246 |
| Total noninterest income | $306,000 | 5,378 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 6,390 |
| Trading account gains and fees | $-190,000 | 7,624 |
| Additional Noninterest Income | $456,000 | 3,321 |
| Total noninterest expense | $15,627,000 | 1,282 |
| Salaries and employee benefits | $7,870,000 | 1,253 |
| Premises and equipment expense | $1,131,000 | 2,236 |
| Additional noninterest expense | $6,626,000 | 1,114 |
| Pre-tax net operating income | $-2,056,000 | 6,784 |
| Securities gains (losses) | $1,368,000 | 372 |
| Applicable income taxes | $25,000 | 3,929 |
| Income before extraordinary items | $-713,000 | 6,471 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-713,000 | 6,472 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-713,000 | 6,472 |
| Net charge-offs | $608,000 | 3,381 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $8,507,000 | 92 |
| Net operating income | $-2,081,000 | 6,838 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,537,000 | 1,522 |
| Total interest expense | $4,236,000 | 1,528 |
| Net interest income | $11,301,000 | 1,507 |
| Provision for loan and lease losses | $901,000 | 2,661 |
| Total noninterest income | $246,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $31,000 | 6,442 |
| Trading account gains and fees | $-148,000 | 7,723 |
| Additional Noninterest Income | $363,000 | 3,252 |
| Total noninterest expense | $12,075,000 | 1,237 |
| Salaries and employee benefits | $6,035,000 | 1,217 |
| Premises and equipment expense | $838,000 | 2,297 |
| Additional noninterest expense | $5,202,000 | 1,024 |
| Pre-tax net operating income | $-1,429,000 | 6,925 |
| Securities gains (losses) | $1,232,000 | 342 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-197,000 | 6,435 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-197,000 | 6,436 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-197,000 | 6,435 |
| Net charge-offs | $43,000 | 5,615 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $8,771,000 | 76 |
| Net operating income | $-1,429,000 | 6,992 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,286,000 | 1,547 |
| Total interest expense | $2,888,000 | 1,558 |
| Net interest income | $7,398,000 | 1,532 |
| Provision for loan and lease losses | $236,000 | 3,997 |
| Total noninterest income | $174,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $21,000 | 6,463 |
| Trading account gains and fees | $-77,000 | 7,788 |
| Additional Noninterest Income | $230,000 | 3,265 |
| Total noninterest expense | $8,365,000 | 1,192 |
| Salaries and employee benefits | $4,243,000 | 1,161 |
| Premises and equipment expense | $574,000 | 2,250 |
| Additional noninterest expense | $3,548,000 | 1,002 |
| Pre-tax net operating income | $-1,029,000 | 7,026 |
| Securities gains (losses) | $656,000 | 368 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-373,000 | 6,761 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-373,000 | 6,763 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-373,000 | 6,762 |
| Net charge-offs | $-844,000 | 7,823 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $8,518,000 | 50 |
| Net operating income | $-1,029,000 | 7,080 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 1,583 |
| Total interest expense | $1,447,000 | 1,626 |
| Net interest income | $3,683,000 | 1,558 |
| Provision for loan and lease losses | $-518,000 | 7,913 |
| Total noninterest income | $120,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $-29,000 | 7,901 |
| Additional Noninterest Income | $137,000 | 2,999 |
| Total noninterest expense | $4,216,000 | 1,201 |
| Salaries and employee benefits | $2,294,000 | 1,078 |
| Premises and equipment expense | $271,000 | 2,410 |
| Additional noninterest expense | $1,651,000 | 1,059 |
| Pre-tax net operating income | $105,000 | 4,987 |
| Securities gains (losses) | $693,000 | 180 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $798,000 | 1,375 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $798,000 | 1,378 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $798,000 | 1,377 |
| Net charge-offs | $-844,000 | 7,928 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $8,268,000 | 35 |
| Net operating income | $105,000 | 4,797 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,256,000 | 1,477 |
| Total interest expense | $8,252,000 | 1,452 |
| Net interest income | $15,004,000 | 1,496 |
| Provision for loan and lease losses | $249,000 | 5,524 |
| Total noninterest income | $337,000 | 5,425 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $41,000 | 6,625 |
| Trading account gains and fees | $-188,000 | 7,978 |
| Additional Noninterest Income | $484,000 | 3,257 |
| Total noninterest expense | $15,905,000 | 1,303 |
| Salaries and employee benefits | $8,259,000 | 1,191 |
| Premises and equipment expense | $1,204,000 | 2,208 |
| Additional noninterest expense | $6,442,000 | 1,192 |
| Pre-tax net operating income | $-813,000 | 6,173 |
| Securities gains (losses) | $1,228,000 | 409 |
| Applicable income taxes | $141,000 | 2,641 |
| Income before extraordinary items | $274,000 | 4,563 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $274,000 | 4,562 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $274,000 | 4,563 |
| Net charge-offs | $-2,141,000 | 8,012 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $10,193,000 | 90 |
| Net operating income | $-536,480 | 6,102 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,626,000 | 1,485 |
| Total interest expense | $6,763,000 | 1,402 |
| Net interest income | $10,863,000 | 1,549 |
| Provision for loan and lease losses | $-119,000 | 8,074 |
| Total noninterest income | $336,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $31,000 | 6,661 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $305,000 | 3,596 |
| Total noninterest expense | $11,485,000 | 1,332 |
| Salaries and employee benefits | $6,113,000 | 1,227 |
| Premises and equipment expense | $918,000 | 2,201 |
| Additional noninterest expense | $4,454,000 | 1,252 |
| Pre-tax net operating income | $-167,000 | 5,982 |
| Securities gains (losses) | $1,228,000 | 311 |
| Applicable income taxes | $110,000 | 2,806 |
| Income before extraordinary items | $951,000 | 2,561 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $951,000 | 2,559 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $951,000 | 2,562 |
| Net charge-offs | $-2,141,000 | 8,098 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $9,920,000 | 79 |
| Net operating income | $-154,200 | 6,031 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,655,000 | 1,537 |
| Total interest expense | $5,008,000 | 1,317 |
| Net interest income | $6,647,000 | 1,686 |
| Provision for loan and lease losses | $-292,000 | 8,184 |
| Total noninterest income | $210,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $187,000 | 3,748 |
| Total noninterest expense | $7,498,000 | 1,382 |
| Salaries and employee benefits | $3,947,000 | 1,295 |
| Premises and equipment expense | $599,000 | 2,274 |
| Additional noninterest expense | $2,952,000 | 1,271 |
| Pre-tax net operating income | $-349,000 | 6,484 |
| Securities gains (losses) | $839,000 | 337 |
| Applicable income taxes | $72,000 | 2,886 |
| Income before extraordinary items | $418,000 | 3,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $418,000 | 3,402 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $418,000 | 3,404 |
| Net charge-offs | $-758,000 | 8,188 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 468 |
| Net operating income | $-295,150 | 6,518 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,818,000 | 1,563 |
| Total interest expense | $2,850,000 | 1,203 |
| Net interest income | $2,968,000 | 1,864 |
| Provision for loan and lease losses | $-466,000 | 8,234 |
| Total noninterest income | $75,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $63,000 | 4,437 |
| Total noninterest expense | $3,840,000 | 1,306 |
| Salaries and employee benefits | $2,098,000 | 1,226 |
| Premises and equipment expense | $307,000 | 2,253 |
| Additional noninterest expense | $1,435,000 | 1,158 |
| Pre-tax net operating income | $-331,000 | 7,110 |
| Securities gains (losses) | $740,000 | 239 |
| Applicable income taxes | $33,000 | 3,219 |
| Income before extraordinary items | $376,000 | 2,692 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $376,000 | 2,691 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $376,000 | 2,693 |
| Net charge-offs | $-759,000 | 8,241 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 357 |
| Net operating income | $-304,800 | 7,160 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,772,000 | 1,775 |
| Total interest expense | $12,107,000 | 1,351 |
| Net interest income | $9,665,000 | 2,285 |
| Provision for loan and lease losses | $11,101,000 | 554 |
| Total noninterest income | $242,000 | 6,191 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 5,845 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $138,000 | 5,459 |
| Total noninterest expense | $16,620,000 | 1,176 |
| Salaries and employee benefits | $11,490,000 | 865 |
| Premises and equipment expense | $1,258,000 | 2,147 |
| Additional noninterest expense | $3,872,000 | 1,603 |
| Pre-tax net operating income | $-17,814,000 | 8,088 |
| Securities gains (losses) | $1,053,000 | 205 |
| Applicable income taxes | $100,000 | 3,388 |
| Income before extraordinary items | $-16,861,000 | 8,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-16,861,000 | 8,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,912,000 | 414 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $7,079,000 | 199 |
| Net operating income | $-17,914,000 | 8,102 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,613,000 | 1,880 |
| Total interest expense | $9,008,000 | 1,411 |
| Net interest income | $6,605,000 | 2,498 |
| Provision for loan and lease losses | $10,780,000 | 384 |
| Total noninterest income | $214,000 | 5,985 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $98,000 | 5,567 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $116,000 | 5,366 |
| Total noninterest expense | $12,393,000 | 1,176 |
| Salaries and employee benefits | $8,729,000 | 882 |
| Premises and equipment expense | $934,000 | 2,180 |
| Additional noninterest expense | $2,730,000 | 1,637 |
| Pre-tax net operating income | $-16,354,000 | 8,264 |
| Securities gains (losses) | $1,052,000 | 172 |
| Applicable income taxes | $84,000 | 3,739 |
| Income before extraordinary items | $-15,386,000 | 8,260 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-15,386,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,908,000 | 281 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $6,986,000 | 133 |
| Net operating income | $-16,438,000 | 8,280 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,014,000 | 1,980 |
| Total interest expense | $5,959,000 | 1,479 |
| Net interest income | $4,055,000 | 2,680 |
| Provision for loan and lease losses | $7,316,000 | 335 |
| Total noninterest income | $138,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $67,000 | 5,545 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $71,000 | 5,622 |
| Total noninterest expense | $7,396,000 | 1,292 |
| Salaries and employee benefits | $5,007,000 | 1,025 |
| Premises and equipment expense | $610,000 | 2,221 |
| Additional noninterest expense | $1,779,000 | 1,659 |
| Pre-tax net operating income | $-10,519,000 | 8,360 |
| Securities gains (losses) | $688,000 | 246 |
| Applicable income taxes | $53,000 | 4,020 |
| Income before extraordinary items | $-9,884,000 | 8,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,884,000 | 8,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,997,000 | 304 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-10,572,000 | 8,363 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,904,000 | 2,079 |
| Total interest expense | $2,974,000 | 1,580 |
| Net interest income | $1,930,000 | 2,791 |
| Provision for loan and lease losses | $43,000 | 4,054 |
| Total noninterest income | $61,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,627 |
| Total noninterest expense | $3,572,000 | 1,333 |
| Salaries and employee benefits | $2,439,000 | 1,062 |
| Premises and equipment expense | $304,000 | 2,237 |
| Additional noninterest expense | $829,000 | 1,714 |
| Pre-tax net operating income | $-1,624,000 | 8,342 |
| Securities gains (losses) | $544,000 | 229 |
| Applicable income taxes | $23,000 | 4,277 |
| Income before extraordinary items | $-1,103,000 | 8,318 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,103,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,647,000 | 8,364 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,618,000 | 2,339 |
| Total interest expense | $10,801,000 | 1,841 |
| Net interest income | $6,817,000 | 3,162 |
| Provision for loan and lease losses | $784,000 | 1,696 |
| Total noninterest income | $465,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $18,000 | 7,177 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $447,000 | 3,523 |
| Total noninterest expense | $12,442,000 | 1,489 |
| Salaries and employee benefits | $7,963,000 | 1,252 |
| Premises and equipment expense | $1,200,000 | 2,162 |
| Additional noninterest expense | $3,279,000 | 1,703 |
| Pre-tax net operating income | $-5,944,000 | 8,449 |
| Securities gains (losses) | $200,000 | 445 |
| Applicable income taxes | $64,000 | 4,795 |
| Income before extraordinary items | $-5,808,000 | 8,460 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,808,000 | 8,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,985 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $17,006,000 | 109 |
| Net operating income | $-6,008,000 | 8,458 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,270,000 | 2,503 |
| Total interest expense | $7,621,000 | 1,929 |
| Net interest income | $4,649,000 | 3,423 |
| Provision for loan and lease losses | $653,000 | 1,265 |
| Total noninterest income | $338,000 | 5,288 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,183 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $323,000 | 3,606 |
| Total noninterest expense | $9,186,000 | 1,486 |
| Salaries and employee benefits | $5,896,000 | 1,271 |
| Premises and equipment expense | $881,000 | 2,188 |
| Additional noninterest expense | $2,409,000 | 1,688 |
| Pre-tax net operating income | $-4,852,000 | 8,519 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $57,000 | 4,857 |
| Income before extraordinary items | $-4,909,000 | 8,530 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-4,909,000 | 8,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,861 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $17,016,000 | 78 |
| Net operating income | $-4,909,000 | 8,522 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,441,000 | 2,714 |
| Total interest expense | $4,490,000 | 2,123 |
| Net interest income | $2,951,000 | 3,583 |
| Provision for loan and lease losses | $253,000 | 1,775 |
| Total noninterest income | $155,000 | 6,074 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $13,000 | 7,146 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $142,000 | 4,425 |
| Total noninterest expense | $5,974,000 | 1,534 |
| Salaries and employee benefits | $3,881,000 | 1,310 |
| Premises and equipment expense | $583,000 | 2,212 |
| Additional noninterest expense | $1,510,000 | 1,798 |
| Pre-tax net operating income | $-3,121,000 | 8,581 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $42,000 | 4,880 |
| Income before extraordinary items | $-3,163,000 | 8,589 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,163,000 | 8,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $2,268,000 | 195 |
| Net operating income | $-3,163,000 | 8,578 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 2,912 |
| Total interest expense | $1,994,000 | 2,324 |
| Net interest income | $1,438,000 | 3,659 |
| Provision for loan and lease losses | $182,000 | 1,256 |
| Total noninterest income | $77,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $71,000 | 4,430 |
| Total noninterest expense | $2,897,000 | 1,587 |
| Salaries and employee benefits | $1,901,000 | 1,348 |
| Premises and equipment expense | $286,000 | 2,281 |
| Additional noninterest expense | $710,000 | 1,872 |
| Pre-tax net operating income | $-1,564,000 | 8,613 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $21,000 | 4,889 |
| Income before extraordinary items | $-1,585,000 | 8,613 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,585,000 | 8,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $2,270,000 | 101 |
| Net operating income | $-1,585,000 | 8,606 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,651,000 | 3,413 |
| Total interest expense | $6,007,000 | 2,594 |
| Net interest income | $4,644,000 | 4,245 |
| Provision for loan and lease losses | $-410,000 | 8,588 |
| Total noninterest income | $-183,000 | 8,673 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $32,000 | 7,140 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-215,000 | 8,674 |
| Total noninterest expense | $11,372,000 | 1,567 |
| Salaries and employee benefits | $7,150,000 | 1,362 |
| Premises and equipment expense | $1,232,000 | 2,029 |
| Additional noninterest expense | $2,990,000 | 1,767 |
| Pre-tax net operating income | $-6,501,000 | 8,667 |
| Securities gains (losses) | $56,000 | 662 |
| Applicable income taxes | $48,000 | 5,476 |
| Income before extraordinary items | $-6,493,000 | 8,669 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-6,493,000 | 8,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 8,515 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $12,385,000 | 173 |
| Net operating income | $-6,549,000 | 8,661 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 3,551 |
| Total interest expense | $4,139,000 | 2,695 |
| Net interest income | $3,353,000 | 4,391 |
| Provision for loan and lease losses | $-426,000 | 8,659 |
| Total noninterest income | $-274,000 | 8,741 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $20,000 | 7,271 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-294,000 | 8,745 |
| Total noninterest expense | $8,290,000 | 1,618 |
| Salaries and employee benefits | $5,166,000 | 1,432 |
| Premises and equipment expense | $912,000 | 2,063 |
| Additional noninterest expense | $2,212,000 | 1,763 |
| Pre-tax net operating income | $-4,785,000 | 8,732 |
| Securities gains (losses) | $57,000 | 535 |
| Applicable income taxes | $43,000 | 5,526 |
| Income before extraordinary items | $-4,771,000 | 8,730 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-4,771,000 | 8,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 8,506 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $10,453,000 | 147 |
| Net operating income | $-4,828,000 | 8,721 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,666,000 | 3,695 |
| Total interest expense | $2,451,000 | 2,864 |
| Net interest income | $2,215,000 | 4,420 |
| Provision for loan and lease losses | $-21,000 | 8,532 |
| Total noninterest income | $201,000 | 5,630 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,358 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 3,859 |
| Total noninterest expense | $5,038,000 | 1,759 |
| Salaries and employee benefits | $3,016,000 | 1,638 |
| Premises and equipment expense | $559,000 | 2,226 |
| Additional noninterest expense | $1,463,000 | 1,790 |
| Pre-tax net operating income | $-2,601,000 | 8,762 |
| Securities gains (losses) | $57,000 | 436 |
| Applicable income taxes | $33,000 | 5,515 |
| Income before extraordinary items | $-2,577,000 | 8,760 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,577,000 | 8,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,460 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-2,634,000 | 8,751 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 3,767 |
| Total interest expense | $1,209,000 | 2,784 |
| Net interest income | $1,021,000 | 4,651 |
| Provision for loan and lease losses | $29,000 | 4,163 |
| Total noninterest income | $103,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $98,000 | 3,749 |
| Total noninterest expense | $2,002,000 | 2,216 |
| Salaries and employee benefits | $1,100,000 | 2,235 |
| Premises and equipment expense | $237,000 | 2,595 |
| Additional noninterest expense | $665,000 | 1,955 |
| Pre-tax net operating income | $-907,000 | 8,751 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $16,000 | 5,499 |
| Income before extraordinary items | $-920,000 | 8,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-920,000 | 8,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,092 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-923,000 | 8,747 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,937,000 | 3,780 |
| Total interest expense | $4,313,000 | 2,498 |
| Net interest income | $3,624,000 | 4,917 |
| Provision for loan and lease losses | $2,487,000 | 432 |
| Total noninterest income | $756,000 | 4,181 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $97,000 | 6,336 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $659,000 | 2,879 |
| Total noninterest expense | $6,682,000 | 2,493 |
| Salaries and employee benefits | $2,502,000 | 3,483 |
| Premises and equipment expense | $1,473,000 | 1,659 |
| Additional noninterest expense | $2,707,000 | 1,869 |
| Pre-tax net operating income | $-4,789,000 | 8,821 |
| Securities gains (losses) | $31,000 | 1,097 |
| Applicable income taxes | $1,043,000 | 2,207 |
| Income before extraordinary items | $-5,801,000 | 8,820 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-5,801,000 | 8,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,421,000 | 332 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $-705,000 | 8,806 |
| Net operating income | $-5,832,000 | 8,809 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,941,000 | 3,746 |
| Total interest expense | $3,227,000 | 2,404 |
| Net interest income | $2,714,000 | 4,942 |
| Provision for loan and lease losses | $82,000 | 4,582 |
| Total noninterest income | $336,000 | 5,516 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 6,383 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $264,000 | 4,027 |
| Total noninterest expense | $5,004,000 | 2,474 |
| Salaries and employee benefits | $1,988,000 | 3,291 |
| Premises and equipment expense | $1,092,000 | 1,669 |
| Additional noninterest expense | $1,924,000 | 1,934 |
| Pre-tax net operating income | $-2,036,000 | 8,811 |
| Securities gains (losses) | $31,000 | 1,052 |
| Applicable income taxes | $-163,000 | 8,745 |
| Income before extraordinary items | $-1,842,000 | 8,818 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,842,000 | 8,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,421 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $-697,000 | 8,844 |
| Net operating income | $-1,870,520 | 8,803 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 3,725 |
| Total interest expense | $2,080,000 | 2,359 |
| Net interest income | $1,810,000 | 4,924 |
| Provision for loan and lease losses | $133,000 | 2,870 |
| Total noninterest income | $229,000 | 5,444 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $49,000 | 6,343 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $180,000 | 3,941 |
| Total noninterest expense | $3,599,000 | 2,287 |
| Salaries and employee benefits | $1,447,000 | 3,022 |
| Premises and equipment expense | $753,000 | 1,602 |
| Additional noninterest expense | $1,399,000 | 1,767 |
| Pre-tax net operating income | $-1,693,000 | 8,828 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-601,000 | 8,841 |
| Income before extraordinary items | $-1,092,000 | 8,810 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,092,000 | 8,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,259 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-1,092,000 | 8,792 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 3,662 |
| Total interest expense | $1,018,000 | 2,306 |
| Net interest income | $940,000 | 4,823 |
| Provision for loan and lease losses | $-40,000 | 8,787 |
| Total noninterest income | $98,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,368 |
| Total noninterest expense | $1,485,000 | 2,738 |
| Salaries and employee benefits | $740,000 | 2,964 |
| Premises and equipment expense | $385,000 | 1,583 |
| Additional noninterest expense | $360,000 | 3,295 |
| Pre-tax net operating income | $-407,000 | 8,827 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $45,000 | 4,902 |
| Income before extraordinary items | $-452,000 | 8,851 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-452,000 | 8,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,314 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-452,000 | 8,836 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,262,000 | 3,325 |
| Total interest expense | $5,037,000 | 1,627 |
| Net interest income | $3,225,000 | 5,184 |
| Provision for loan and lease losses | $-763,000 | 8,924 |
| Total noninterest income | $401,000 | 5,789 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $110,000 | 6,327 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $291,000 | 4,324 |
| Total noninterest expense | $6,930,000 | 2,301 |
| Salaries and employee benefits | $3,225,000 | 2,668 |
| Premises and equipment expense | $1,516,000 | 1,537 |
| Additional noninterest expense | $2,189,000 | 2,224 |
| Pre-tax net operating income | $-2,541,000 | 8,920 |
| Securities gains (losses) | $2,486,000 | 159 |
| Applicable income taxes | $-151,000 | 8,787 |
| Income before extraordinary items | $96,000 | 8,114 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $96,000 | 8,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,675 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-1,495,040 | 8,870 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,294,000 | 3,266 |
| Total interest expense | $4,006,000 | 1,509 |
| Net interest income | $2,288,000 | 5,344 |
| Provision for loan and lease losses | $-570,000 | 8,975 |
| Total noninterest income | $379,000 | 5,270 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $86,000 | 6,282 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $293,000 | 3,770 |
| Total noninterest expense | $5,223,000 | 2,275 |
| Salaries and employee benefits | $2,267,000 | 2,796 |
| Premises and equipment expense | $1,131,000 | 1,537 |
| Additional noninterest expense | $1,825,000 | 1,970 |
| Pre-tax net operating income | $-1,986,000 | 8,973 |
| Securities gains (losses) | $2,422,000 | 156 |
| Applicable income taxes | $117,000 | 5,164 |
| Income before extraordinary items | $319,000 | 6,791 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $319,000 | 6,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,467 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,449,060 | 8,948 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 3,175 |
| Total interest expense | $2,725,000 | 1,458 |
| Net interest income | $1,592,000 | 5,217 |
| Provision for loan and lease losses | $-503,000 | 9,036 |
| Total noninterest income | $212,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $59,000 | 6,260 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $153,000 | 4,270 |
| Total noninterest expense | $3,425,000 | 2,320 |
| Salaries and employee benefits | $1,544,000 | 2,760 |
| Premises and equipment expense | $746,000 | 1,553 |
| Additional noninterest expense | $1,135,000 | 2,128 |
| Pre-tax net operating income | $-1,118,000 | 9,004 |
| Securities gains (losses) | $2,117,000 | 145 |
| Applicable income taxes | $422,000 | 2,470 |
| Income before extraordinary items | $577,000 | 4,357 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $577,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-777,880 | 8,967 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 2,989 |
| Total interest expense | $1,395,000 | 1,435 |
| Net interest income | $932,000 | 4,709 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $64,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $1,735,000 | 2,291 |
| Salaries and employee benefits | $805,000 | 2,666 |
| Premises and equipment expense | $380,000 | 1,550 |
| Additional noninterest expense | $550,000 | 2,158 |
| Pre-tax net operating income | $-739,000 | 9,068 |
| Securities gains (losses) | $2,117,000 | 112 |
| Applicable income taxes | $649,000 | 1,048 |
| Income before extraordinary items | $729,000 | 2,093 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $729,000 | 2,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-129,000 | 8,995 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-625,880 | 9,051 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,759,000 | 1,919 |
| Total interest expense | $6,830,000 | 1,300 |
| Net interest income | $7,929,000 | 2,448 |
| Provision for loan and lease losses | $3,192,000 | 449 |
| Total noninterest income | $2,602,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $130,000 | 6,142 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,472,000 | 1,238 |
| Total noninterest expense | $9,024,000 | 1,761 |
| Salaries and employee benefits | $3,388,000 | 2,485 |
| Premises and equipment expense | $2,256,000 | 1,015 |
| Additional noninterest expense | $3,380,000 | 1,456 |
| Pre-tax net operating income | $-1,685,000 | 9,057 |
| Securities gains (losses) | $6,337,000 | 144 |
| Applicable income taxes | $2,855,000 | 962 |
| Income before extraordinary items | $1,797,000 | 3,111 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,797,000 | 3,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,213,000 | 271 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 336 |
| Net operating income | $-2,258,680 | 9,089 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,844,000 | 1,834 |
| Total interest expense | $5,364,000 | 1,290 |
| Net interest income | $6,480,000 | 2,257 |
| Provision for loan and lease losses | $3,527,000 | 359 |
| Total noninterest income | $2,285,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $112,000 | 5,914 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,173,000 | 1,163 |
| Total noninterest expense | $6,385,000 | 1,858 |
| Salaries and employee benefits | $2,595,000 | 2,437 |
| Premises and equipment expense | $1,381,000 | 1,238 |
| Additional noninterest expense | $2,409,000 | 1,530 |
| Pre-tax net operating income | $-1,147,000 | 9,099 |
| Securities gains (losses) | $5,877,000 | 147 |
| Applicable income taxes | $2,068,000 | 1,035 |
| Income before extraordinary items | $2,662,000 | 1,818 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,662,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,441,000 | 249 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 237 |
| Net operating income | $-1,099,280 | 9,092 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,365,000 | 1,747 |
| Total interest expense | $3,726,000 | 1,285 |
| Net interest income | $4,639,000 | 2,107 |
| Provision for loan and lease losses | $3,977,000 | 242 |
| Total noninterest income | $557,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $68,000 | 6,077 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $489,000 | 2,469 |
| Total noninterest expense | $4,206,000 | 1,876 |
| Salaries and employee benefits | $1,722,000 | 2,443 |
| Premises and equipment expense | $917,000 | 1,244 |
| Additional noninterest expense | $1,567,000 | 1,551 |
| Pre-tax net operating income | $-2,987,000 | 9,239 |
| Securities gains (losses) | $1,734,000 | 253 |
| Applicable income taxes | $-396,000 | 9,210 |
| Income before extraordinary items | $-857,000 | 9,191 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-857,000 | 9,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,134,000 | 247 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 147 |
| Net operating income | $-2,036,120 | 9,220 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 1,486 |
| Total interest expense | $1,928,000 | 1,266 |
| Net interest income | $3,070,000 | 1,595 |
| Provision for loan and lease losses | $3,318,000 | 181 |
| Total noninterest income | $345,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $310,000 | 2,069 |
| Total noninterest expense | $2,155,000 | 1,826 |
| Salaries and employee benefits | $872,000 | 2,420 |
| Premises and equipment expense | $450,000 | 1,283 |
| Additional noninterest expense | $833,000 | 1,439 |
| Pre-tax net operating income | $-2,058,000 | 9,293 |
| Securities gains (losses) | $-3,300,000 | 9,311 |
| Applicable income taxes | $-1,897,000 | 9,304 |
| Income before extraordinary items | $-3,461,000 | 9,305 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,461,000 | 9,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,963,000 | 164 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 76 |
| Net operating income | $-1,316,000 | 9,266 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $37,215,000 | 804 |
| Total interest expense | $12,626,000 | 894 |
| Net interest income | $24,589,000 | 763 |
| Provision for loan and lease losses | $5,348,000 | 368 |
| Total noninterest income | $912,000 | 3,676 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $181,000 | 5,450 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $731,000 | 2,644 |
| Total noninterest expense | $9,513,000 | 1,616 |
| Salaries and employee benefits | $3,414,000 | 2,342 |
| Premises and equipment expense | $1,613,000 | 1,366 |
| Additional noninterest expense | $4,486,000 | 1,104 |
| Pre-tax net operating income | $10,640,000 | 821 |
| Securities gains (losses) | $-25,291,000 | 9,354 |
| Applicable income taxes | $-2,789,000 | 9,328 |
| Income before extraordinary items | $-11,862,000 | 9,338 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-11,862,000 | 9,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,985,000 | 246 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 287 |
| Net operating income | $8,623,710 | 703 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $42,694,000 | 796 |
| Total interest expense | $17,570,000 | 931 |
| Net interest income | $25,124,000 | 699 |
| Provision for loan and lease losses | $410,000 | 2,573 |
| Total noninterest income | $1,727,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $222,000 | 4,922 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,505,000 | 1,515 |
| Total noninterest expense | $11,210,000 | 1,298 |
| Salaries and employee benefits | $4,422,000 | 1,707 |
| Premises and equipment expense | $1,784,000 | 1,190 |
| Additional noninterest expense | $5,004,000 | 979 |
| Pre-tax net operating income | $15,231,000 | 531 |
| Securities gains (losses) | $-13,358,000 | 9,610 |
| Applicable income taxes | $424,000 | 3,625 |
| Income before extraordinary items | $1,449,000 | 3,300 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,449,000 | 3,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,726 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 905 |
| Net operating income | $11,734,660 | 486 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $33,273,000 | 1,063 |
| Total interest expense | $15,402,000 | 1,131 |
| Net interest income | $17,871,000 | 969 |
| Provision for loan and lease losses | $1,311,000 | 850 |
| Total noninterest income | $2,187,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $255,000 | 4,471 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,932,000 | 1,157 |
| Total noninterest expense | $9,772,000 | 1,420 |
| Salaries and employee benefits | $3,732,000 | 1,926 |
| Premises and equipment expense | $1,641,000 | 1,243 |
| Additional noninterest expense | $4,399,000 | 1,069 |
| Pre-tax net operating income | $8,975,000 | 855 |
| Securities gains (losses) | $-1,871,000 | 9,796 |
| Applicable income taxes | $2,197,000 | 1,070 |
| Income before extraordinary items | $4,907,000 | 1,082 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,907,000 | 1,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 9,703 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 951 |
| Net operating income | $6,197,990 | 850 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $28,642,000 | 1,141 |
| Total interest expense | $11,782,000 | 1,279 |
| Net interest income | $16,860,000 | 1,039 |
| Provision for loan and lease losses | $1,190,000 | 856 |
| Total noninterest income | $1,403,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $342,000 | 3,619 |
| Trading account gains and fees | $-210,000 | 4,538 |
| Additional Noninterest Income | $1,271,000 | 1,566 |
| Total noninterest expense | $10,369,000 | 1,340 |
| Salaries and employee benefits | $3,638,000 | 1,928 |
| Premises and equipment expense | $2,284,000 | 881 |
| Additional noninterest expense | $4,447,000 | 1,061 |
| Pre-tax net operating income | $6,704,000 | 1,154 |
| Securities gains (losses) | $-553,000 | 10,112 |
| Applicable income taxes | $828,000 | 2,574 |
| Income before extraordinary items | $5,323,000 | 1,039 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,323,000 | 1,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 9,990 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,005 |
| Net operating income | $5,804,110 | 951 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,997,000 | 1,405 |
| Total interest expense | $14,470,000 | 1,081 |
| Net interest income | $8,527,000 | 2,007 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,553,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $254,000 | 4,435 |
| Trading account gains and fees | $226,000 | 128 |
| Additional Noninterest Income | $1,073,000 | 1,761 |
| Total noninterest expense | $11,467,000 | 1,149 |
| Salaries and employee benefits | $4,274,000 | 1,543 |
| Premises and equipment expense | $1,747,000 | 1,107 |
| Additional noninterest expense | $5,446,000 | 897 |
| Pre-tax net operating income | $-1,387,000 | 10,387 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $394,000 | 4,459 |
| Income before extraordinary items | $-1,782,000 | 10,414 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,782,000 | 10,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,292 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 377 |
| Net operating income | $-1,782,000 | 10,399 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,297,000 | 1,714 |
| Total interest expense | $11,509,000 | 1,367 |
| Net interest income | $7,798,000 | 2,262 |
| Provision for loan and lease losses | $-622,000 | 10,877 |
| Total noninterest income | $1,865,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $186,000 | 5,559 |
| Trading account gains and fees | $734,000 | 94 |
| Additional Noninterest Income | $945,000 | 1,811 |
| Total noninterest expense | $11,929,000 | 1,120 |
| Salaries and employee benefits | $5,427,000 | 1,213 |
| Premises and equipment expense | $2,025,000 | 982 |
| Additional noninterest expense | $4,477,000 | 1,051 |
| Pre-tax net operating income | $-1,654,000 | 10,887 |
| Securities gains (losses) | $-48,000 | 10,635 |
| Applicable income taxes | $185,000 | 7,103 |
| Income before extraordinary items | $-1,887,000 | 10,886 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-1,887,000 | 10,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 10,497 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-1,839,000 | 10,875 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,411,000 | 2,680 |
| Total interest expense | $6,346,000 | 2,429 |
| Net interest income | $6,065,000 | 2,926 |
| Provision for loan and lease losses | $-1,496,000 | 11,420 |
| Total noninterest income | $841,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $167,000 | 6,171 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $674,000 | 2,370 |
| Total noninterest expense | $6,764,000 | 2,054 |
| Salaries and employee benefits | $3,809,000 | 1,737 |
| Premises and equipment expense | $1,029,000 | 1,953 |
| Additional noninterest expense | $1,926,000 | 2,549 |
| Pre-tax net operating income | $1,638,000 | 4,050 |
| Securities gains (losses) | $32,000 | 1,648 |
| Applicable income taxes | $256,000 | 6,373 |
| Income before extraordinary items | $1,414,000 | 3,377 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,414,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,334 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,386,800 | 3,389 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,823,000 | 2,419 |
| Total interest expense | $6,839,000 | 2,280 |
| Net interest income | $6,984,000 | 2,566 |
| Provision for loan and lease losses | $-358,000 | 11,884 |
| Total noninterest income | $710,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $201,000 | 5,674 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $509,000 | 2,846 |
| Total noninterest expense | $6,797,000 | 2,034 |
| Salaries and employee benefits | $3,650,000 | 1,816 |
| Premises and equipment expense | $965,000 | 2,085 |
| Additional noninterest expense | $2,182,000 | 2,236 |
| Pre-tax net operating income | $1,255,000 | 5,104 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $35,000 | 10,480 |
| Income before extraordinary items | $1,220,000 | 3,911 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,220,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 11,654 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,220,000 | 3,892 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,437,000 | 2,280 |
| Total interest expense | $5,498,000 | 2,261 |
| Net interest income | $7,939,000 | 2,272 |
| Provision for loan and lease losses | $-797,000 | 12,513 |
| Total noninterest income | $563,000 | 4,874 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $267,000 | 4,793 |
| Trading account gains and fees | $-338,000 | 4,914 |
| Additional Noninterest Income | $634,000 | 2,488 |
| Total noninterest expense | $8,535,000 | 1,713 |
| Salaries and employee benefits | $3,879,000 | 1,727 |
| Premises and equipment expense | $1,718,000 | 1,220 |
| Additional noninterest expense | $2,938,000 | 1,845 |
| Pre-tax net operating income | $764,000 | 7,056 |
| Securities gains (losses) | $61,000 | 1,035 |
| Applicable income taxes | $105,000 | 9,245 |
| Income before extraordinary items | $720,000 | 5,798 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $720,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-688,000 | 12,560 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $666,930 | 6,184 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,074,000 | 2,554 |
| Total interest expense | $4,964,000 | 2,591 |
| Net interest income | $7,110,000 | 2,524 |
| Provision for loan and lease losses | $-1,281,000 | 13,233 |
| Total noninterest income | $1,255,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $280,000 | 4,691 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $975,000 | 2,063 |
| Total noninterest expense | $8,213,000 | 1,820 |
| Salaries and employee benefits | $4,088,000 | 1,647 |
| Premises and equipment expense | $1,719,000 | 1,249 |
| Additional noninterest expense | $2,406,000 | 2,319 |
| Pre-tax net operating income | $1,433,000 | 4,498 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $100,000 | 9,745 |
| Income before extraordinary items | $1,333,000 | 3,620 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,333,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,212,000 | 999 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,333,000 | 3,433 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,509,000 | 2,423 |
| Total interest expense | $6,486,000 | 2,600 |
| Net interest income | $8,023,000 | 2,268 |
| Provision for loan and lease losses | $128,000 | 6,547 |
| Total noninterest income | $1,210,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $406,000 | 3,429 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $804,000 | 2,303 |
| Total noninterest expense | $8,779,000 | 1,728 |
| Salaries and employee benefits | $4,034,000 | 1,640 |
| Premises and equipment expense | $1,776,000 | 1,230 |
| Additional noninterest expense | $2,969,000 | 2,015 |
| Pre-tax net operating income | $326,000 | 9,898 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $72,000 | 10,657 |
| Income before extraordinary items | $254,000 | 9,865 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $254,000 | 10,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,585,000 | 1,148 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $254,000 | 9,497 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.