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Mobile County Bank, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$2,654,0007,579
Total interest expense$1,128,0007,752
Net interest income$1,526,0007,281
Provision for loan and lease losses$92,0005,755
Total noninterest income$479,0005,181
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$418,0003,265
Trading account gains and fees$0177
Additional Noninterest Income$61,0007,372
Total noninterest expense$1,471,0006,858
Salaries and employee benefits$630,0007,532
Premises and equipment expense$217,0006,533
Additional noninterest expense$624,0005,704
Pre-tax net operating income$442,0006,785
Securities gains (losses)$04,612
Applicable income taxes$96,0006,057
Income before extraordinary items$346,0006,849
Extraordinary gains, net$0105
Net income$346,0006,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0004,190
Cash dividends$99,0005,794
Sale, conversion, retirement of capital stock, net$0922
Net operating income$346,0006,739
2000-12-31 (YTD Data)Rank
Total interest income$2,481,0007,920
Total interest expense$1,083,0008,052
Net interest income$1,398,0007,646
Provision for loan and lease losses$39,0006,919
Total noninterest income$418,0005,416
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$351,0003,583
Trading account gains and feesNANA
Additional Noninterest Income$67,0007,272
Total noninterest expense$1,341,0007,132
Salaries and employee benefits$581,0007,800
Premises and equipment expense$233,0006,275
Additional noninterest expense$527,0006,225
Pre-tax net operating income$436,0007,285
Securities gains (losses)$01,956
Applicable income taxes$72,0006,900
Income before extraordinary items$364,0007,076
Extraordinary gains, net$038
Net income$364,0007,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,534
Cash dividends$84,0006,100
Sale, conversion, retirement of capital stock, net$0969
Net operating income$364,0007,066
1999-12-31 (YTD Data)Rank
Total interest income$2,129,0008,359
Total interest expense$944,0008,329
Net interest income$1,185,0008,223
Provision for loan and lease losses$28,0007,340
Total noninterest income$339,0006,103
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$302,0003,967
Trading account gains and feesNANA
Additional Noninterest Income$37,0008,550
Total noninterest expense$1,303,0007,288
Salaries and employee benefits$565,0007,937
Premises and equipment expense$181,0007,111
Additional noninterest expense$557,0006,107
Pre-tax net operating income$193,0008,616
Securities gains (losses)$03,155
Applicable income taxes$10,0008,485
Income before extraordinary items$183,0008,414
Extraordinary gains, net$035
Net income$183,0008,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,803
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$183,0008,383
1998-12-31 (YTD Data)Rank
Total interest income$1,795,0008,930
Total interest expense$702,0009,191
Net interest income$1,093,0008,587
Provision for loan and lease losses$48,0006,686
Total noninterest income$193,0007,669
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$177,0005,473
Trading account gains and feesNANA
Additional Noninterest Income$16,0009,678
Total noninterest expense$824,0008,695
Salaries and employee benefits$365,0009,188
Premises and equipment expense$91,0008,906
Additional noninterest expense$368,0007,492
Pre-tax net operating income$414,0007,799
Securities gains (losses)$04,449
Applicable income taxes$103,0007,481
Income before extraordinary items$311,0007,792
Extraordinary gains, net$032
Net income$311,0007,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0009,884
Cash dividends$90,0006,382
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$311,0007,709
1997-12-31 (YTD Data)Rank
Total interest income$1,790,0009,295
Total interest expense$679,0009,595
Net interest income$1,111,0008,913
Provision for loan and lease losses$44,0006,908
Total noninterest income$186,0008,032
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$169,0005,844
Trading account gains and feesNANA
Additional Noninterest Income$17,00010,015
Total noninterest expense$762,0009,186
Salaries and employee benefits$362,0009,515
Premises and equipment expense$87,0009,278
Additional noninterest expense$313,0008,195
Pre-tax net operating income$491,0007,971
Securities gains (losses)$03,944
Applicable income taxes$133,0007,866
Income before extraordinary items$358,0007,927
Extraordinary gains, net$044
Net income$358,0007,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,419
Cash dividends$120,0006,224
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$358,0007,870
1996-12-31 (YTD Data)Rank
Total interest income$1,649,0009,899
Total interest expense$671,00010,057
Net interest income$978,0009,615
Provision for loan and lease losses$35,0007,226
Total noninterest income$195,0008,302
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$174,0006,042
Trading account gains and feesNANA
Additional Noninterest Income$21,00010,346
Total noninterest expense$748,0009,640
Salaries and employee benefits$321,00010,171
Premises and equipment expense$79,0009,841
Additional noninterest expense$348,0008,386
Pre-tax net operating income$390,0008,561
Securities gains (losses)$1,0003,760
Applicable income taxes$102,0008,721
Income before extraordinary items$289,0008,520
Extraordinary gains, net$053
Net income$289,0008,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,157
Cash dividends$158,0005,907
Sale, conversion, retirement of capital stock, net$0953
Net operating income$288,2608,459
1995-12-31 (YTD Data)Rank
Total interest income$1,568,00010,400
Total interest expense$629,00010,570
Net interest income$939,00010,123
Provision for loan and lease losses$30,0007,070
Total noninterest income$227,0008,033
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$183,0005,995
Trading account gains and feesNANA
Additional Noninterest Income$44,0009,521
Total noninterest expense$744,00010,014
Salaries and employee benefits$348,00010,348
Premises and equipment expense$78,00010,256
Additional noninterest expense$318,0009,059
Pre-tax net operating income$392,0009,120
Securities gains (losses)$1,0003,512
Applicable income taxes$98,0009,217
Income before extraordinary items$295,0008,990
Extraordinary gains, net$065
Net income$295,0008,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$82,0007,145
Sale, conversion, retirement of capital stock, net$0809
Net operating income$294,2508,964
1994-12-31 (YTD Data)Rank
Total interest income$1,329,00011,081
Total interest expense$477,00011,200
Net interest income$852,00010,874
Provision for loan and lease losses$30,0007,083
Total noninterest income$185,0009,009
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$167,0006,508
Trading account gains and feesNANA
Additional Noninterest Income$18,00011,564
Total noninterest expense$701,00010,699
Salaries and employee benefits$315,00011,060
Premises and equipment expense$75,00010,805
Additional noninterest expense$311,0009,829
Pre-tax net operating income$306,00010,101
Securities gains (losses)$1,0003,293
Applicable income taxes$73,0009,966
Income before extraordinary items$234,0009,875
Extraordinary gains, net$0249
Net income$234,0009,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,826
Cash dividends$149,0006,165
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$233,2409,959
1993-12-31 (YTD Data)Rank
Total interest income$1,314,00011,653
Total interest expense$453,00011,925
Net interest income$861,00011,311
Provision for loan and lease losses$30,0008,397
Total noninterest income$184,0009,527
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$163,0006,770
Trading account gains and feesNANA
Additional Noninterest Income$21,00011,957
Total noninterest expense$643,00011,416
Salaries and employee benefits$274,00011,937
Premises and equipment expense$72,00011,428
Additional noninterest expense$297,00010,494
Pre-tax net operating income$372,0009,643
Securities gains (losses)$07,477
Applicable income taxes$117,0009,370
Income before extraordinary items$255,0009,987
Extraordinary gains, net$03,149
Net income$255,00010,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0007,969
Cash dividends$135,0006,315
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$255,0009,732
1992-12-31 (YTD Data)Rank
Total interest income$1,331,00012,332
Total interest expense$501,00012,754
Net interest income$830,00011,791
Provision for loan and lease losses$30,0009,956
Total noninterest income$184,0009,741
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$163,0006,783
Trading account gains and feesNANA
Additional Noninterest Income$21,00012,470
Total noninterest expense$618,00011,946
Salaries and employee benefits$259,00012,511
Premises and equipment expense$69,00011,913
Additional noninterest expense$290,00010,974
Pre-tax net operating income$366,0009,529
Securities gains (losses)$08,369
Applicable income taxes$112,0009,602
Income before extraordinary items$254,0009,865
Extraordinary gains, net$01,422
Net income$254,00010,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$165,0005,533
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$254,0009,497

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.