Home > Mitchell Savings Bank, SSB > Income and Expense
Mitchell Savings Bank, SSB, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,526,000 | 8,341 |
Total interest expense | $1,020,000 | 8,635 |
Net interest income | $1,506,000 | 7,962 |
Provision for loan and lease losses | $24,000 | 7,686 |
Total noninterest income | $7,000 | 10,814 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 9,486 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 10,577 |
Total noninterest expense | $715,000 | 9,350 |
Salaries and employee benefits | $414,000 | 9,169 |
Premises and equipment expense | $29,000 | 10,632 |
Additional noninterest expense | $272,000 | 8,614 |
Pre-tax net operating income | $774,000 | 6,663 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $306,000 | 5,670 |
Income before extraordinary items | $468,000 | 7,181 |
Extraordinary gains, net | $0 | 44 |
Net income | $468,000 | 7,182 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $86,000 | 787 |
Net operating income | $468,000 | 7,133 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,393,000 | 8,835 |
Total interest expense | $1,131,000 | 8,595 |
Net interest income | $1,262,000 | 8,857 |
Provision for loan and lease losses | $60,000 | 6,086 |
Total noninterest income | $0 | 11,410 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 9,915 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 11,390 |
Total noninterest expense | $874,000 | 9,152 |
Salaries and employee benefits | $372,000 | 9,797 |
Premises and equipment expense | $28,000 | 11,176 |
Additional noninterest expense | $474,000 | 7,256 |
Pre-tax net operating income | $328,000 | 8,944 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $101,000 | 8,731 |
Income before extraordinary items | $227,000 | 9,032 |
Extraordinary gains, net | $0 | 53 |
Net income | $227,000 | 9,036 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $3,855,000 | 192 |
Net operating income | $227,000 | 8,971 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,271,000 | 9,300 |
Total interest expense | $1,093,000 | 8,922 |
Net interest income | $1,178,000 | 9,401 |
Provision for loan and lease losses | $24,000 | 7,406 |
Total noninterest income | $2,000 | 11,924 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 10,339 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,000 | 11,869 |
Total noninterest expense | $1,205,000 | 8,189 |
Salaries and employee benefits | $283,000 | 10,893 |
Premises and equipment expense | $30,000 | 11,619 |
Additional noninterest expense | $892,000 | 4,800 |
Pre-tax net operating income | $-49,000 | 11,562 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $-32,000 | 11,596 |
Income before extraordinary items | $-17,000 | 11,529 |
Extraordinary gains, net | $0 | 65 |
Net income | $-17,000 | 11,526 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $-17,000 | 11,501 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,213,000 | 9,404 |
Total interest expense | $899,000 | 9,135 |
Net interest income | $1,314,000 | 9,417 |
Provision for loan and lease losses | $24,000 | 7,499 |
Total noninterest income | $42,000 | 12,095 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 10,872 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $42,000 | 10,035 |
Total noninterest expense | $491,000 | 11,662 |
Salaries and employee benefits | $239,000 | 11,761 |
Premises and equipment expense | $27,000 | 12,284 |
Additional noninterest expense | $225,000 | 10,833 |
Pre-tax net operating income | $841,000 | 6,670 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $309,000 | 5,767 |
Income before extraordinary items | $532,000 | 7,060 |
Extraordinary gains, net | $0 | 249 |
Net income | $532,000 | 7,072 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 7,696 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $532,000 | 7,102 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,252,000 | 9,668 |
Total interest expense | $931,000 | 9,420 |
Net interest income | $1,321,000 | 9,669 |
Provision for loan and lease losses | $18,000 | 9,198 |
Total noninterest income | $15,000 | 13,115 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 11,351 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 12,399 |
Total noninterest expense | $421,000 | 12,544 |
Salaries and employee benefits | $202,000 | 12,618 |
Premises and equipment expense | $27,000 | 12,925 |
Additional noninterest expense | $192,000 | 11,846 |
Pre-tax net operating income | $897,000 | 6,360 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $350,000 | 5,498 |
Income before extraordinary items | $547,000 | 7,168 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $547,000 | 7,337 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 7,087 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $547,000 | 6,920 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,352,000 | 10,184 |
Total interest expense | $1,034,000 | 10,252 |
Net interest income | $1,318,000 | 9,918 |
Provision for loan and lease losses | $12,000 | 11,000 |
Total noninterest income | $2,000 | 13,863 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 11,764 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,000 | 13,804 |
Total noninterest expense | $410,000 | 13,118 |
Salaries and employee benefits | $196,000 | 13,200 |
Premises and equipment expense | $44,000 | 12,911 |
Additional noninterest expense | $170,000 | 12,660 |
Pre-tax net operating income | $898,000 | 6,105 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $355,000 | 5,285 |
Income before extraordinary items | $543,000 | 6,968 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $543,000 | 7,059 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $543,000 | 6,607 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.