Home > Mitchell Savings Bank > Income and Expense
Mitchell Savings Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 4,848 |
| Total interest expense | $3,677,000 | 3,860 |
| Net interest income | $2,501,000 | 5,799 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $408,000 | 5,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 3,851 |
| Total noninterest expense | $2,588,000 | 4,750 |
| Salaries and employee benefits | $1,346,000 | 4,739 |
| Premises and equipment expense | $418,000 | 4,372 |
| Additional noninterest expense | $824,000 | 4,679 |
| Pre-tax net operating income | $316,000 | 8,007 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $139,000 | 6,415 |
| Income before extraordinary items | $177,000 | 8,453 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $177,000 | 8,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $177,000 | 8,418 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 4,908 |
| Total interest expense | $3,749,000 | 3,886 |
| Net interest income | $2,409,000 | 5,980 |
| Provision for loan and lease losses | $9,000 | 8,310 |
| Total noninterest income | $731,000 | 3,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $638,000 | 2,544 |
| Total noninterest expense | $2,453,000 | 4,833 |
| Salaries and employee benefits | $1,313,000 | 4,722 |
| Premises and equipment expense | $386,000 | 4,555 |
| Additional noninterest expense | $754,000 | 4,877 |
| Pre-tax net operating income | $678,000 | 6,569 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $278,000 | 5,387 |
| Income before extraordinary items | $400,000 | 7,219 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $400,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $400,000 | 7,128 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,108,000 | 4,992 |
| Total interest expense | $3,576,000 | 4,068 |
| Net interest income | $2,532,000 | 6,000 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $325,000 | 6,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 4,748 |
| Total noninterest expense | $2,310,000 | 5,085 |
| Salaries and employee benefits | $1,251,000 | 4,927 |
| Premises and equipment expense | $382,000 | 4,605 |
| Additional noninterest expense | $677,000 | 5,347 |
| Pre-tax net operating income | $541,000 | 7,703 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $140,000 | 7,754 |
| Income before extraordinary items | $401,000 | 7,627 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $401,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $401,000 | 7,573 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,636,000 | 5,423 |
| Total interest expense | $3,231,000 | 4,478 |
| Net interest income | $2,405,000 | 6,380 |
| Provision for loan and lease losses | $282,000 | 2,711 |
| Total noninterest income | $618,000 | 4,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 2,934 |
| Total noninterest expense | $2,807,000 | 4,546 |
| Salaries and employee benefits | $1,170,000 | 5,320 |
| Premises and equipment expense | $380,000 | 4,718 |
| Additional noninterest expense | $1,257,000 | 3,632 |
| Pre-tax net operating income | $-66,000 | 10,915 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-100,000 | 11,171 |
| Income before extraordinary items | $34,000 | 10,661 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $34,000 | 10,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,937 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $34,000 | 10,612 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,525,000 | 5,569 |
| Total interest expense | $3,294,000 | 4,381 |
| Net interest income | $2,231,000 | 6,813 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $345,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,569 |
| Total noninterest expense | $2,367,000 | 5,233 |
| Salaries and employee benefits | $1,169,000 | 5,330 |
| Premises and equipment expense | $376,000 | 4,773 |
| Additional noninterest expense | $822,000 | 5,135 |
| Pre-tax net operating income | $206,000 | 10,428 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $86,000 | 9,471 |
| Income before extraordinary items | $120,000 | 10,748 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $120,000 | 10,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $120,000 | 10,720 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,311,000 | 5,387 |
| Total interest expense | $2,778,000 | 4,242 |
| Net interest income | $2,533,000 | 6,412 |
| Provision for loan and lease losses | $43,000 | 6,473 |
| Total noninterest income | $347,000 | 6,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 4,343 |
| Total noninterest expense | $2,391,000 | 5,364 |
| Salaries and employee benefits | $1,158,000 | 5,429 |
| Premises and equipment expense | $394,000 | 4,638 |
| Additional noninterest expense | $839,000 | 5,482 |
| Pre-tax net operating income | $446,000 | 9,019 |
| Securities gains (losses) | $35,000 | 1,379 |
| Applicable income taxes | $194,000 | 7,444 |
| Income before extraordinary items | $287,000 | 9,286 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $287,000 | 9,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $264,600 | 9,605 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 5,490 |
| Total interest expense | $2,777,000 | 4,405 |
| Net interest income | $2,527,000 | 6,488 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $534,000 | 5,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 3,412 |
| Total noninterest expense | $2,341,000 | 5,577 |
| Salaries and employee benefits | $1,007,000 | 6,097 |
| Premises and equipment expense | $358,000 | 5,144 |
| Additional noninterest expense | $976,000 | 5,022 |
| Pre-tax net operating income | $703,000 | 7,349 |
| Securities gains (losses) | $-7,000 | 12,665 |
| Applicable income taxes | $249,000 | 6,818 |
| Income before extraordinary items | $447,000 | 7,997 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $447,000 | 8,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $451,480 | 7,700 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 5,679 |
| Total interest expense | $3,627,000 | 4,425 |
| Net interest income | $2,135,000 | 7,408 |
| Provision for loan and lease losses | $163,000 | 5,860 |
| Total noninterest income | $944,000 | 3,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $944,000 | 2,082 |
| Total noninterest expense | $2,184,000 | 5,958 |
| Salaries and employee benefits | $1,006,000 | 5,994 |
| Premises and equipment expense | $554,000 | 3,626 |
| Additional noninterest expense | $624,000 | 7,306 |
| Pre-tax net operating income | $732,000 | 6,929 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $265,000 | 6,436 |
| Income before extraordinary items | $466,000 | 7,611 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $466,000 | 7,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $466,640 | 7,252 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.