Home > Missouri State Bank and Trust Company > Income and Expense
Missouri State Bank and Trust Company, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,070,000 | 1,379 |
| Total interest expense | $5,455,000 | 1,411 |
| Net interest income | $8,615,000 | 1,341 |
| Provision for loan and lease losses | $201,000 | 2,092 |
| Total noninterest income | $683,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $237,000 | 3,174 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $446,000 | 2,382 |
| Total noninterest expense | $4,119,000 | 2,143 |
| Salaries and employee benefits | $2,379,000 | 2,056 |
| Premises and equipment expense | $545,000 | 2,276 |
| Additional noninterest expense | $1,195,000 | 2,184 |
| Pre-tax net operating income | $4,978,000 | 1,029 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,710,000 | 890 |
| Income before extraordinary items | $3,268,000 | 1,170 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,268,000 | 1,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 8,585 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,268,000 | 1,151 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,346,000 | 745 |
| Total interest expense | $4,552,000 | 810 |
| Net interest income | $7,794,000 | 719 |
| Provision for loan and lease losses | $1,973,000 | 166 |
| Total noninterest income | $548,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $234,000 | 1,791 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $314,000 | 1,871 |
| Total noninterest expense | $5,678,000 | 789 |
| Salaries and employee benefits | $2,394,000 | 1,026 |
| Premises and equipment expense | $560,000 | 1,146 |
| Additional noninterest expense | $2,724,000 | 521 |
| Pre-tax net operating income | $691,000 | 2,996 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $234,000 | 2,372 |
| Income before extraordinary items | $457,000 | 3,380 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $457,000 | 3,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,785,000 | 145 |
| Cash dividends | $810,000 | 891 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $457,000 | 3,356 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $44,380,000 | 724 |
| Total interest expense | $14,324,000 | 793 |
| Net interest income | $30,056,000 | 702 |
| Provision for loan and lease losses | $698,000 | 1,428 |
| Total noninterest income | $2,844,000 | 1,693 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,067,000 | 1,632 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,777,000 | 1,468 |
| Total noninterest expense | $15,138,000 | 1,134 |
| Salaries and employee benefits | $9,436,000 | 970 |
| Premises and equipment expense | $2,248,000 | 1,069 |
| Additional noninterest expense | $3,454,000 | 1,470 |
| Pre-tax net operating income | $17,064,000 | 611 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $6,347,000 | 538 |
| Income before extraordinary items | $10,717,000 | 684 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,717,000 | 685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,246 |
| Cash dividends | $2,970,000 | 1,045 |
| Sale, conversion, retirement of capital stock, net | $1,107,000 | 465 |
| Net operating income | $10,717,000 | 670 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $32,088,000 | 726 |
| Total interest expense | $10,111,000 | 795 |
| Net interest income | $21,977,000 | 705 |
| Provision for loan and lease losses | $503,000 | 1,394 |
| Total noninterest income | $2,180,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $813,000 | 1,592 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,367,000 | 1,449 |
| Total noninterest expense | $11,335,000 | 1,121 |
| Salaries and employee benefits | $7,075,000 | 962 |
| Premises and equipment expense | $1,598,000 | 1,132 |
| Additional noninterest expense | $2,662,000 | 1,427 |
| Pre-tax net operating income | $12,319,000 | 618 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,614,000 | 550 |
| Income before extraordinary items | $7,705,000 | 705 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,705,000 | 706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,298 |
| Cash dividends | $2,970,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,705,000 | 685 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $20,400,000 | 746 |
| Total interest expense | $6,212,000 | 801 |
| Net interest income | $14,188,000 | 719 |
| Provision for loan and lease losses | $308,000 | 1,476 |
| Total noninterest income | $1,446,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $537,000 | 1,563 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $909,000 | 1,440 |
| Total noninterest expense | $7,459,000 | 1,128 |
| Salaries and employee benefits | $4,618,000 | 971 |
| Premises and equipment expense | $1,117,000 | 1,066 |
| Additional noninterest expense | $1,724,000 | 1,447 |
| Pre-tax net operating income | $7,867,000 | 633 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,976,000 | 554 |
| Income before extraordinary items | $4,891,000 | 722 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,891,000 | 723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,627 |
| Cash dividends | $2,160,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,891,000 | 706 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,714,000 | 768 |
| Total interest expense | $2,827,000 | 841 |
| Net interest income | $6,887,000 | 739 |
| Provision for loan and lease losses | $123,000 | 1,714 |
| Total noninterest income | $710,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $285,000 | 1,445 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $425,000 | 1,488 |
| Total noninterest expense | $3,671,000 | 1,137 |
| Salaries and employee benefits | $2,251,000 | 988 |
| Premises and equipment expense | $568,000 | 1,056 |
| Additional noninterest expense | $852,000 | 1,471 |
| Pre-tax net operating income | $3,803,000 | 653 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,468,000 | 561 |
| Income before extraordinary items | $2,335,000 | 751 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,335,000 | 752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,678 |
| Cash dividends | $2,160,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,335,000 | 729 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $32,796,000 | 849 |
| Total interest expense | $9,008,000 | 897 |
| Net interest income | $23,788,000 | 835 |
| Provision for loan and lease losses | $1,277,000 | 834 |
| Total noninterest income | $3,007,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,265,000 | 1,398 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,742,000 | 1,466 |
| Total noninterest expense | $13,799,000 | 1,183 |
| Salaries and employee benefits | $8,387,000 | 1,027 |
| Premises and equipment expense | $2,082,000 | 1,103 |
| Additional noninterest expense | $3,330,000 | 1,493 |
| Pre-tax net operating income | $11,719,000 | 755 |
| Securities gains (losses) | $29,000 | 2,137 |
| Applicable income taxes | $4,255,000 | 668 |
| Income before extraordinary items | $7,493,000 | 879 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,493,000 | 880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,319 |
| Cash dividends | $1,620,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 757 |
| Net operating income | $7,474,440 | 846 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $23,613,000 | 873 |
| Total interest expense | $6,520,000 | 913 |
| Net interest income | $17,093,000 | 857 |
| Provision for loan and lease losses | $1,096,000 | 721 |
| Total noninterest income | $2,196,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $968,000 | 1,380 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,228,000 | 1,538 |
| Total noninterest expense | $10,156,000 | 1,203 |
| Salaries and employee benefits | $6,108,000 | 1,053 |
| Premises and equipment expense | $1,552,000 | 1,109 |
| Additional noninterest expense | $2,496,000 | 1,470 |
| Pre-tax net operating income | $8,037,000 | 826 |
| Securities gains (losses) | $29,000 | 2,064 |
| Applicable income taxes | $3,113,000 | 699 |
| Income before extraordinary items | $4,953,000 | 1,011 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,953,000 | 1,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-197,000 | 8,909 |
| Cash dividends | $1,620,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,934,440 | 971 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,196,000 | 893 |
| Total interest expense | $4,253,000 | 928 |
| Net interest income | $10,943,000 | 893 |
| Provision for loan and lease losses | $739,000 | 689 |
| Total noninterest income | $1,518,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $648,000 | 1,370 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $870,000 | 1,465 |
| Total noninterest expense | $6,682,000 | 1,211 |
| Salaries and employee benefits | $3,994,000 | 1,075 |
| Premises and equipment expense | $1,043,000 | 1,113 |
| Additional noninterest expense | $1,645,000 | 1,470 |
| Pre-tax net operating income | $5,040,000 | 865 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,983,000 | 727 |
| Income before extraordinary items | $3,057,000 | 1,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,057,000 | 1,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 8,943 |
| Cash dividends | $810,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,057,000 | 1,038 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,427,000 | 921 |
| Total interest expense | $2,121,000 | 949 |
| Net interest income | $5,306,000 | 931 |
| Provision for loan and lease losses | $402,000 | 619 |
| Total noninterest income | $742,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $318,000 | 1,348 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $424,000 | 1,467 |
| Total noninterest expense | $3,239,000 | 1,258 |
| Salaries and employee benefits | $1,917,000 | 1,142 |
| Premises and equipment expense | $512,000 | 1,151 |
| Additional noninterest expense | $810,000 | 1,482 |
| Pre-tax net operating income | $2,407,000 | 895 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $947,000 | 769 |
| Income before extraordinary items | $1,460,000 | 1,122 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,460,000 | 1,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 8,984 |
| Cash dividends | $810,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,460,000 | 1,060 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $29,714,000 | 947 |
| Total interest expense | $9,772,000 | 909 |
| Net interest income | $19,942,000 | 963 |
| Provision for loan and lease losses | $2,316,000 | 582 |
| Total noninterest income | $5,871,000 | 998 |
| Gross Fiduciary activities income | $2,000 | 1,536 |
| Service charges on deposit accounts | $1,237,000 | 1,401 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,632,000 | 804 |
| Total noninterest expense | $13,105,000 | 1,233 |
| Salaries and employee benefits | $7,385,000 | 1,153 |
| Premises and equipment expense | $2,114,000 | 1,077 |
| Additional noninterest expense | $3,606,000 | 1,369 |
| Pre-tax net operating income | $10,392,000 | 832 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,837,000 | 762 |
| Income before extraordinary items | $6,555,000 | 987 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,555,000 | 989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,788,000 | 601 |
| Cash dividends | $3,580,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,555,000 | 923 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,402,000 | 959 |
| Total interest expense | $7,761,000 | 894 |
| Net interest income | $14,641,000 | 992 |
| Provision for loan and lease losses | $1,468,000 | 666 |
| Total noninterest income | $5,165,000 | 908 |
| Gross Fiduciary activities income | $2,000 | 1,482 |
| Service charges on deposit accounts | $932,000 | 1,405 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,231,000 | 724 |
| Total noninterest expense | $9,877,000 | 1,235 |
| Salaries and employee benefits | $5,596,000 | 1,144 |
| Premises and equipment expense | $1,634,000 | 1,060 |
| Additional noninterest expense | $2,647,000 | 1,394 |
| Pre-tax net operating income | $8,461,000 | 804 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,329,000 | 704 |
| Income before extraordinary items | $5,132,000 | 981 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,132,000 | 981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,913,000 | 455 |
| Cash dividends | $3,580,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,132,000 | 919 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,306,000 | 946 |
| Total interest expense | $5,595,000 | 859 |
| Net interest income | $9,711,000 | 995 |
| Provision for loan and lease losses | $985,000 | 646 |
| Total noninterest income | $4,222,000 | 768 |
| Gross Fiduciary activities income | $2,000 | 1,432 |
| Service charges on deposit accounts | $644,000 | 1,337 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,576,000 | 594 |
| Total noninterest expense | $6,710,000 | 1,211 |
| Salaries and employee benefits | $3,764,000 | 1,130 |
| Premises and equipment expense | $1,104,000 | 1,047 |
| Additional noninterest expense | $1,842,000 | 1,338 |
| Pre-tax net operating income | $6,238,000 | 726 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,453,000 | 658 |
| Income before extraordinary items | $3,785,000 | 900 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,785,000 | 901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,288 |
| Cash dividends | $2,770,000 | 561 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,785,000 | 825 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,558,000 | 969 |
| Total interest expense | $2,901,000 | 853 |
| Net interest income | $4,657,000 | 1,041 |
| Provision for loan and lease losses | $491,000 | 629 |
| Total noninterest income | $822,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $326,000 | 1,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $496,000 | 1,499 |
| Total noninterest expense | $3,236,000 | 1,247 |
| Salaries and employee benefits | $1,840,000 | 1,149 |
| Premises and equipment expense | $548,000 | 1,056 |
| Additional noninterest expense | $848,000 | 1,418 |
| Pre-tax net operating income | $1,752,000 | 1,228 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $691,000 | 1,074 |
| Income before extraordinary items | $1,061,000 | 1,522 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,061,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 1,520 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,061,000 | 1,429 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,886,000 | 986 |
| Total interest expense | $13,878,000 | 810 |
| Net interest income | $17,008,000 | 1,140 |
| Provision for loan and lease losses | $5,605,000 | 356 |
| Total noninterest income | $2,330,000 | 1,889 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $1,266,000 | 1,281 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,062,000 | 2,097 |
| Total noninterest expense | $11,231,000 | 1,368 |
| Salaries and employee benefits | $5,914,000 | 1,371 |
| Premises and equipment expense | $2,022,000 | 1,091 |
| Additional noninterest expense | $3,295,000 | 1,440 |
| Pre-tax net operating income | $2,502,000 | 2,876 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $962,000 | 2,271 |
| Income before extraordinary items | $1,540,000 | 3,427 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,540,000 | 3,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,904,000 | 373 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,540,000 | 3,320 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $34,696,000 | 977 |
| Total interest expense | $19,083,000 | 854 |
| Net interest income | $15,613,000 | 1,138 |
| Provision for loan and lease losses | $4,121,000 | 403 |
| Total noninterest income | $2,236,000 | 1,840 |
| Gross Fiduciary activities income | $2,000 | 1,637 |
| Service charges on deposit accounts | $1,083,000 | 1,377 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,151,000 | 1,851 |
| Total noninterest expense | $10,276,000 | 1,426 |
| Salaries and employee benefits | $5,069,000 | 1,497 |
| Premises and equipment expense | $1,729,000 | 1,231 |
| Additional noninterest expense | $3,478,000 | 1,346 |
| Pre-tax net operating income | $3,452,000 | 1,998 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,318,000 | 1,678 |
| Income before extraordinary items | $2,134,000 | 2,393 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,134,000 | 2,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,660,000 | 386 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,134,000 | 2,313 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $32,669,000 | 1,076 |
| Total interest expense | $17,327,000 | 1,022 |
| Net interest income | $15,342,000 | 1,147 |
| Provision for loan and lease losses | $3,019,000 | 459 |
| Total noninterest income | $1,480,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $797,000 | 1,745 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $683,000 | 2,403 |
| Total noninterest expense | $8,869,000 | 1,586 |
| Salaries and employee benefits | $4,490,000 | 1,585 |
| Premises and equipment expense | $1,313,000 | 1,579 |
| Additional noninterest expense | $3,066,000 | 1,471 |
| Pre-tax net operating income | $4,934,000 | 1,499 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,824,000 | 1,272 |
| Income before extraordinary items | $3,110,000 | 1,685 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,110,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,636,000 | 534 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,110,000 | 1,679 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,122,000 | 1,613 |
| Total interest expense | $9,638,000 | 1,561 |
| Net interest income | $10,484,000 | 1,667 |
| Provision for loan and lease losses | $1,009,000 | 965 |
| Total noninterest income | $1,102,000 | 2,885 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $576,000 | 2,321 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $526,000 | 2,864 |
| Total noninterest expense | $6,704,000 | 2,026 |
| Salaries and employee benefits | $3,571,000 | 1,967 |
| Premises and equipment expense | $988,000 | 2,073 |
| Additional noninterest expense | $2,145,000 | 2,032 |
| Pre-tax net operating income | $3,873,000 | 1,900 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,448,000 | 1,640 |
| Income before extraordinary items | $2,425,000 | 2,164 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,425,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,796 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,425,000 | 2,127 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,312,000 | 2,444 |
| Total interest expense | $6,698,000 | 2,261 |
| Net interest income | $6,614,000 | 2,580 |
| Provision for loan and lease losses | $1,050,000 | 932 |
| Total noninterest income | $832,000 | 3,518 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $290,000 | 4,023 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $542,000 | 2,833 |
| Total noninterest expense | $5,184,000 | 2,509 |
| Salaries and employee benefits | $2,651,000 | 2,548 |
| Premises and equipment expense | $791,000 | 2,481 |
| Additional noninterest expense | $1,742,000 | 2,385 |
| Pre-tax net operating income | $1,212,000 | 4,853 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $497,000 | 3,850 |
| Income before extraordinary items | $715,000 | 5,541 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $715,000 | 5,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,956 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $715,000 | 5,436 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,142,000 | 6,527 |
| Total interest expense | $1,992,000 | 6,284 |
| Net interest income | $2,150,000 | 6,622 |
| Provision for loan and lease losses | $468,000 | 1,881 |
| Total noninterest income | $184,000 | 8,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,023 |
| Total noninterest expense | $1,540,000 | 6,692 |
| Salaries and employee benefits | $869,000 | 6,445 |
| Premises and equipment expense | $168,000 | 7,420 |
| Additional noninterest expense | $503,000 | 6,482 |
| Pre-tax net operating income | $326,000 | 8,845 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $127,000 | 7,961 |
| Income before extraordinary items | $199,000 | 9,161 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $199,000 | 9,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $199,000 | 9,115 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 11,234 |
| Total interest expense | $258,000 | 11,152 |
| Net interest income | $278,000 | 11,261 |
| Provision for loan and lease losses | $62,000 | 6,048 |
| Total noninterest income | $585,000 | 4,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 9,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $567,000 | 2,676 |
| Total noninterest expense | $747,000 | 9,643 |
| Salaries and employee benefits | $556,000 | 8,439 |
| Premises and equipment expense | $80,000 | 9,811 |
| Additional noninterest expense | $111,000 | 10,987 |
| Pre-tax net operating income | $54,000 | 10,577 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $57,000 | 9,572 |
| Income before extraordinary items | $-3,000 | 10,825 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-3,000 | 10,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-3,000 | 10,778 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 6,626 |
| Total interest expense | $1,955,000 | 6,575 |
| Net interest income | $2,390,000 | 6,506 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $269,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,021 |
| Total noninterest expense | $1,653,000 | 6,838 |
| Salaries and employee benefits | $936,000 | 6,370 |
| Premises and equipment expense | $263,000 | 6,155 |
| Additional noninterest expense | $454,000 | 7,674 |
| Pre-tax net operating income | $1,006,000 | 5,980 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $371,000 | 5,206 |
| Income before extraordinary items | $627,000 | 6,448 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $627,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 11,592 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $632,120 | 6,408 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 8,556 |
| Total interest expense | $1,148,000 | 8,116 |
| Net interest income | $1,550,000 | 8,734 |
| Provision for loan and lease losses | $-190,000 | 12,305 |
| Total noninterest income | $195,000 | 8,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,247 |
| Total noninterest expense | $1,488,000 | 7,637 |
| Salaries and employee benefits | $781,000 | 7,309 |
| Premises and equipment expense | $304,000 | 5,659 |
| Additional noninterest expense | $403,000 | 8,800 |
| Pre-tax net operating income | $447,000 | 9,009 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $135,000 | 8,607 |
| Income before extraordinary items | $312,000 | 9,013 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $312,000 | 9,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $312,000 | 9,086 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 9,742 |
| Total interest expense | $999,000 | 9,118 |
| Net interest income | $1,221,000 | 10,008 |
| Provision for loan and lease losses | $703,000 | 1,655 |
| Total noninterest income | $238,000 | 8,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,923 |
| Total noninterest expense | $1,686,000 | 7,231 |
| Salaries and employee benefits | $678,000 | 8,149 |
| Premises and equipment expense | $322,000 | 5,558 |
| Additional noninterest expense | $686,000 | 6,658 |
| Pre-tax net operating income | $-930,000 | 12,965 |
| Securities gains (losses) | $94,000 | 2,589 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-836,000 | 12,975 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-836,000 | 12,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 2,251 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-930,000 | 12,948 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,806,000 | 9,314 |
| Total interest expense | $1,271,000 | 9,356 |
| Net interest income | $1,535,000 | 9,164 |
| Provision for loan and lease losses | $358,000 | 3,729 |
| Total noninterest income | $254,000 | 8,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $2,004,000 | 6,374 |
| Salaries and employee benefits | $792,000 | 7,310 |
| Premises and equipment expense | $328,000 | 5,618 |
| Additional noninterest expense | $884,000 | 5,606 |
| Pre-tax net operating income | $-573,000 | 13,332 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-573,000 | 13,409 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-573,000 | 13,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $612,000 | 2,146 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-573,000 | 13,305 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.