Home > Missouri State Bank and Trust Company > Assets and Liabilities
Missouri State Bank and Trust Company, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 97 | 1,803 |
| Assets and Liabilities | ||
| Total Assets: | $866,123,000 | 744 |
| Cash and due from depository institutions | $20,683,000 | 1,803 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $66,951,000 | 1,791 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $621,212,000 | 715 |
| Loan loss allowance | $9,163,000 | 569 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,548,000 | 1,360 |
| Other real estate owned | $0 | 1,803 |
| Goodwill and other intangibles | $139,966,000 | 150 |
| All other assets | $8,763,000 | 1,914 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $866,123,000 | 744 |
| Total liabilities | $668,748,000 | 867 |
| Total deposits | $635,125,000 | 769 |
| Interest-bearing deposits | $511,633,000 | 824 |
| Deposits held in domestic offices | $635,125,000 | 767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,441,000 | 864 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,182,000 | 1,011 |
| Total equity capital | $197,375,000 | 381 |
| Total bank equity capital | $197,375,000 | 381 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,350,000 | 2,464 |
| Surplus | $193,141,000 | 242 |
| Undivided profits | $2,884,000 | 5,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,813,000 | 371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,759,000 | 1,289 |
| Earning assets | $688,163,000 | 861 |
| Long-term assets (5+ years) | $50,660,000 | 1,799 |
| Average Assets, year-to-date | $783,254,330 | 802 |
| Average Assets, quarterly | $800,949,000 | 790 |
| Volatile liabilities | $194,007,000 | 824 |
| Insider loans | $50,214,000 | 94 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $215,349,000 | 594 |
| Tier 1 (core) risk-based capital | $61,901,000 | 960 |
| Tier 2 risk-based capital | $8,607,000 | 626 |
| Total risk weighted assets | $688,031,000 | 691 |
| Total unused commitments | $215,349,000 | 594 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 101 | 1,718 |
| Assets and Liabilities | ||
| Total Assets: | $735,775,000 | 861 |
| Cash and due from depository institutions | $14,639,000 | 1,718 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $58,301,000 | 2,059 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $635,507,000 | 686 |
| Loan loss allowance | $8,860,000 | 577 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,716,000 | 1,299 |
| Other real estate owned | $0 | 1,718 |
| Goodwill and other intangibles | $4,846,000 | 851 |
| All other assets | $13,766,000 | 1,275 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $735,775,000 | 861 |
| Total liabilities | $665,605,000 | 846 |
| Total deposits | $611,553,000 | 793 |
| Interest-bearing deposits | $494,219,000 | 839 |
| Deposits held in domestic offices | $611,553,000 | 791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,442,000 | 1,187 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,800,000 | 1,107 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,810,000 | 835 |
| Total equity capital | $70,170,000 | 890 |
| Total bank equity capital | $70,170,000 | 890 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,350,000 | 2,453 |
| Surplus | $42,971,000 | 680 |
| Undivided profits | $25,849,000 | 1,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,378,000 | 346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,735,000 | 1,225 |
| Earning assets | $693,808,000 | 828 |
| Long-term assets (5+ years) | $35,622,000 | 2,292 |
| Average Assets, year-to-date | $741,820,000 | 845 |
| Average Assets, quarterly | $741,820,000 | 845 |
| Volatile liabilities | $162,130,000 | 916 |
| Insider loans | $52,101,000 | 85 |
| FHLB advances | $37,800,000 | 1,040 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $211,696,000 | 591 |
| Tier 1 (core) risk-based capital | $65,840,000 | 888 |
| Tier 2 risk-based capital | $8,702,000 | 607 |
| Total risk weighted assets | $696,017,000 | 671 |
| Total unused commitments | $211,696,000 | 591 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 105 | 1,646 |
| Assets and Liabilities | ||
| Total Assets: | $747,865,000 | 833 |
| Cash and due from depository institutions | $22,510,000 | 1,646 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $49,706,000 | 2,389 |
| Federal funds sold & reverse repurchase agreements | $28,724,000 | 450 |
| Net loans & leases | $621,388,000 | 686 |
| Loan loss allowance | $8,672,000 | 577 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,887,000 | 1,256 |
| Other real estate owned | $0 | 1,646 |
| Goodwill and other intangibles | $4,846,000 | 830 |
| All other assets | $11,804,000 | 1,441 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $747,865,000 | 833 |
| Total liabilities | $677,171,000 | 825 |
| Total deposits | $641,834,000 | 731 |
| Interest-bearing deposits | $478,368,000 | 850 |
| Deposits held in domestic offices | $641,834,000 | 729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,176,000 | 1,223 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,800,000 | 1,822 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,361,000 | 754 |
| Total equity capital | $70,694,000 | 867 |
| Total bank equity capital | $70,694,000 | 867 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,350,000 | 2,449 |
| Surplus | $42,971,000 | 662 |
| Undivided profits | $26,373,000 | 1,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,376,000 | 1,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,683,000 | 1,244 |
| Earning assets | $699,818,000 | 809 |
| Long-term assets (5+ years) | $22,594,000 | 3,059 |
| Average Assets, year-to-date | $701,545,400 | 843 |
| Average Assets, quarterly | $729,488,000 | 842 |
| Volatile liabilities | $133,055,000 | 1,068 |
| Insider loans | $52,100,000 | 85 |
| FHLB advances | $18,800,000 | 1,711 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $215,057,000 | 578 |
| Tier 1 (core) risk-based capital | $66,193,000 | 863 |
| Tier 2 risk-based capital | $8,555,000 | 606 |
| Total risk weighted assets | $684,317,000 | 671 |
| Total unused commitments | $215,057,000 | 579 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 104 | 1,656 |
| Assets and Liabilities | ||
| Total Assets: | $711,111,000 | 863 |
| Cash and due from depository institutions | $17,554,000 | 1,656 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $44,241,000 | 2,603 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $624,573,000 | 661 |
| Loan loss allowance | $8,463,000 | 588 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,034,000 | 1,186 |
| Other real estate owned | $37,000 | 1,656 |
| Goodwill and other intangibles | $4,846,000 | 805 |
| All other assets | $10,826,000 | 1,519 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $711,111,000 | 863 |
| Total liabilities | $644,418,000 | 847 |
| Total deposits | $602,453,000 | 751 |
| Interest-bearing deposits | $483,071,000 | 811 |
| Deposits held in domestic offices | $602,453,000 | 750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,062,000 | 874 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $18,800,000 | 1,852 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,103,000 | 761 |
| Total equity capital | $66,693,000 | 898 |
| Total bank equity capital | $66,693,000 | 898 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,350,000 | 2,426 |
| Surplus | $41,864,000 | 655 |
| Undivided profits | $23,479,000 | 1,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,353,000 | 1,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,503,000 | 1,276 |
| Earning assets | $668,814,000 | 827 |
| Long-term assets (5+ years) | $20,866,000 | 3,229 |
| Average Assets, year-to-date | $689,965,500 | 843 |
| Average Assets, quarterly | $707,907,500 | 851 |
| Volatile liabilities | $152,042,000 | 919 |
| Insider loans | $54,270,000 | 79 |
| FHLB advances | $18,800,000 | 1,739 |
| Loans and leases held for sale | $2,202,000 | 647 |
| Unused loan commitments | $217,412,000 | 558 |
| Tier 1 (core) risk-based capital | $62,074,000 | 898 |
| Tier 2 risk-based capital | $8,461,000 | 603 |
| Total risk weighted assets | $676,873,000 | 659 |
| Total unused commitments | $217,412,000 | 558 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 101 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $704,704,000 | 841 |
| Cash and due from depository institutions | $23,648,000 | 1,706 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $47,665,000 | 2,460 |
| Federal funds sold & reverse repurchase agreements | $10,869,000 | 1,086 |
| Net loans & leases | $597,713,000 | 676 |
| Loan loss allowance | $8,260,000 | 584 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,210,000 | 1,147 |
| Other real estate owned | $0 | 1,706 |
| Goodwill and other intangibles | $4,846,000 | 799 |
| All other assets | $10,753,000 | 1,492 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $704,704,000 | 841 |
| Total liabilities | $639,746,000 | 830 |
| Total deposits | $606,030,000 | 729 |
| Interest-bearing deposits | $483,707,000 | 787 |
| Deposits held in domestic offices | $606,030,000 | 728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,545,000 | 1,908 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,800,000 | 1,579 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,371,000 | 772 |
| Total equity capital | $64,958,000 | 909 |
| Total bank equity capital | $64,958,000 | 909 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,350,000 | 2,404 |
| Surplus | $41,864,000 | 643 |
| Undivided profits | $21,744,000 | 1,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 3,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,291,000 | 1,286 |
| Earning assets | $656,247,000 | 818 |
| Long-term assets (5+ years) | $20,850,000 | 3,284 |
| Average Assets, year-to-date | $682,917,000 | 842 |
| Average Assets, quarterly | $693,176,500 | 836 |
| Volatile liabilities | $136,051,000 | 975 |
| Insider loans | $52,124,000 | 81 |
| FHLB advances | $23,800,000 | 1,485 |
| Loans and leases held for sale | $1,333,000 | 864 |
| Unused loan commitments | $215,004,000 | 534 |
| Tier 1 (core) risk-based capital | $60,070,000 | 906 |
| Tier 2 risk-based capital | $8,206,000 | 603 |
| Total risk weighted assets | $656,388,000 | 657 |
| Total unused commitments | $215,004,000 | 534 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 101 | 1,693 |
| Assets and Liabilities | ||
| Total Assets: | $681,649,000 | 855 |
| Cash and due from depository institutions | $18,043,000 | 1,693 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $45,977,000 | 2,558 |
| Federal funds sold & reverse repurchase agreements | $12,744,000 | 979 |
| Net loans & leases | $580,685,000 | 674 |
| Loan loss allowance | $8,261,000 | 581 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,381,000 | 1,090 |
| Other real estate owned | $317,000 | 1,693 |
| Goodwill and other intangibles | $4,846,000 | 794 |
| All other assets | $9,656,000 | 1,619 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $681,649,000 | 855 |
| Total liabilities | $619,556,000 | 839 |
| Total deposits | $582,325,000 | 761 |
| Interest-bearing deposits | $476,587,000 | 783 |
| Deposits held in domestic offices | $582,325,000 | 760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,552,000 | 1,371 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,800,000 | 1,522 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,879,000 | 742 |
| Total equity capital | $62,093,000 | 932 |
| Total bank equity capital | $62,093,000 | 932 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,350,000 | 2,411 |
| Surplus | $41,864,000 | 626 |
| Undivided profits | $18,879,000 | 1,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,135,000 | 2,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,362,000 | 1,188 |
| Earning assets | $639,406,000 | 833 |
| Long-term assets (5+ years) | $19,100,000 | 3,518 |
| Average Assets, year-to-date | $672,023,500 | 857 |
| Average Assets, quarterly | $672,023,500 | 857 |
| Volatile liabilities | $131,221,000 | 966 |
| Insider loans | $48,898,000 | 82 |
| FHLB advances | $23,800,000 | 1,429 |
| Loans and leases held for sale | $1,675,000 | 710 |
| Unused loan commitments | $183,194,000 | 599 |
| Tier 1 (core) risk-based capital | $57,514,000 | 932 |
| Tier 2 risk-based capital | $7,904,000 | 621 |
| Total risk weighted assets | $631,976,000 | 664 |
| Total unused commitments | $183,194,000 | 599 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 98 | 1,742 |
| Assets and Liabilities | ||
| Total Assets: | $662,398,000 | 877 |
| Cash and due from depository institutions | $14,873,000 | 1,742 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $36,686,000 | 3,122 |
| Federal funds sold & reverse repurchase agreements | $11,725,000 | 1,004 |
| Net loans & leases | $575,174,000 | 681 |
| Loan loss allowance | $8,081,000 | 594 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,491,000 | 1,055 |
| Other real estate owned | $317,000 | 1,742 |
| Goodwill and other intangibles | $4,846,000 | 788 |
| All other assets | $9,286,000 | 1,638 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $662,398,000 | 877 |
| Total liabilities | $599,989,000 | 864 |
| Total deposits | $562,066,000 | 792 |
| Interest-bearing deposits | $443,677,000 | 843 |
| Deposits held in domestic offices | $562,066,000 | 789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,189,000 | 1,271 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $23,800,000 | 1,533 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,934,000 | 809 |
| Total equity capital | $62,409,000 | 933 |
| Total bank equity capital | $62,409,000 | 933 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,350,000 | 2,397 |
| Surplus | $41,864,000 | 621 |
| Undivided profits | $19,195,000 | 1,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $747,000 | 2,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,907,000 | 1,515 |
| Earning assets | $623,585,000 | 849 |
| Long-term assets (5+ years) | $14,464,000 | 4,130 |
| Average Assets, year-to-date | $623,567,800 | 885 |
| Average Assets, quarterly | $650,365,500 | 879 |
| Volatile liabilities | $133,462,000 | 942 |
| Insider loans | $49,339,000 | 75 |
| FHLB advances | $23,800,000 | 1,434 |
| Loans and leases held for sale | $992,000 | 879 |
| Unused loan commitments | $175,477,000 | 603 |
| Tier 1 (core) risk-based capital | $57,339,000 | 935 |
| Tier 2 risk-based capital | $7,795,000 | 634 |
| Total risk weighted assets | $623,311,000 | 667 |
| Total unused commitments | $175,477,000 | 603 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 96 | 1,777 |
| Assets and Liabilities | ||
| Total Assets: | $638,333,000 | 886 |
| Cash and due from depository institutions | $14,501,000 | 1,777 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $36,989,000 | 3,093 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $558,565,000 | 680 |
| Loan loss allowance | $8,126,000 | 600 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,351,000 | 931 |
| Other real estate owned | $1,322,000 | 1,777 |
| Goodwill and other intangibles | $5,129,000 | 738 |
| All other assets | $11,476,000 | 1,328 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $638,333,000 | 886 |
| Total liabilities | $578,416,000 | 887 |
| Total deposits | $520,373,000 | 831 |
| Interest-bearing deposits | $420,284,000 | 874 |
| Deposits held in domestic offices | $520,373,000 | 826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,954,000 | 1,076 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $40,800,000 | 1,042 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,289,000 | 765 |
| Total equity capital | $59,917,000 | 961 |
| Total bank equity capital | $59,917,000 | 961 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,350,000 | 2,393 |
| Surplus | $41,828,000 | 603 |
| Undivided profits | $16,739,000 | 1,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,501,000 | 1,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,941,000 | 1,532 |
| Earning assets | $595,554,000 | 869 |
| Long-term assets (5+ years) | $14,284,000 | 4,244 |
| Average Assets, year-to-date | $613,860,250 | 895 |
| Average Assets, quarterly | $631,802,000 | 892 |
| Volatile liabilities | $141,932,000 | 853 |
| Insider loans | $35,295,000 | 109 |
| FHLB advances | $40,800,000 | 947 |
| Loans and leases held for sale | $458,000 | 1,225 |
| Unused loan commitments | $166,642,000 | 611 |
| Tier 1 (core) risk-based capital | $54,480,000 | 967 |
| Tier 2 risk-based capital | $7,549,000 | 637 |
| Total risk weighted assets | $603,309,000 | 677 |
| Total unused commitments | $166,642,000 | 613 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 98 | 1,739 |
| Assets and Liabilities | ||
| Total Assets: | $625,271,000 | 898 |
| Cash and due from depository institutions | $21,017,000 | 1,739 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $39,794,000 | 2,956 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $538,145,000 | 690 |
| Loan loss allowance | $7,709,000 | 623 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,548,000 | 889 |
| Other real estate owned | $467,000 | 1,739 |
| Goodwill and other intangibles | $5,129,000 | 718 |
| All other assets | $10,171,000 | 1,496 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $625,271,000 | 898 |
| Total liabilities | $566,980,000 | 886 |
| Total deposits | $523,529,000 | 821 |
| Interest-bearing deposits | $427,243,000 | 847 |
| Deposits held in domestic offices | $523,529,000 | 817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,284,000 | 1,197 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $28,800,000 | 1,329 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,367,000 | 822 |
| Total equity capital | $58,291,000 | 952 |
| Total bank equity capital | $58,291,000 | 952 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,350,000 | 2,396 |
| Surplus | $41,750,000 | 587 |
| Undivided profits | $15,191,000 | 2,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,125,000 | 1,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,607,000 | 1,732 |
| Earning assets | $577,939,000 | 891 |
| Long-term assets (5+ years) | $15,109,000 | 4,231 |
| Average Assets, year-to-date | $605,702,670 | 902 |
| Average Assets, quarterly | $624,969,000 | 885 |
| Volatile liabilities | $119,742,000 | 964 |
| Insider loans | $32,403,000 | 126 |
| FHLB advances | $28,800,000 | 1,233 |
| Loans and leases held for sale | $488,000 | 1,169 |
| Unused loan commitments | $164,001,000 | 607 |
| Tier 1 (core) risk-based capital | $53,316,000 | 970 |
| Tier 2 risk-based capital | $7,341,000 | 653 |
| Total risk weighted assets | $586,901,000 | 682 |
| Total unused commitments | $164,001,000 | 607 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 92 | 1,854 |
| Assets and Liabilities | ||
| Total Assets: | $624,667,000 | 891 |
| Cash and due from depository institutions | $35,802,000 | 1,854 |
| Interest-bearing balances | $20,800,000 | 346 |
| Securities | $29,790,000 | 3,676 |
| Federal funds sold & reverse repurchase agreements | $27,302,000 | 501 |
| Net loans & leases | $505,061,000 | 716 |
| Loan loss allowance | $7,351,000 | 651 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,544,000 | 867 |
| Other real estate owned | $467,000 | 1,854 |
| Goodwill and other intangibles | $5,129,000 | 704 |
| All other assets | $10,572,000 | 1,344 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $624,667,000 | 891 |
| Total liabilities | $568,697,000 | 875 |
| Total deposits | $532,954,000 | 818 |
| Interest-bearing deposits | $439,365,000 | 843 |
| Deposits held in domestic offices | $532,954,000 | 814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,440,000 | 1,331 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $23,800,000 | 1,439 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,503,000 | 882 |
| Total equity capital | $55,970,000 | 1,007 |
| Total bank equity capital | $55,970,000 | 1,007 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,350,000 | 2,391 |
| Surplus | $40,150,000 | 597 |
| Undivided profits | $14,470,000 | 2,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,562,000 | 1,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,260 |
| Income earned, not collected on loans | $1,445,000 | 1,953 |
| Earning assets | $582,953,000 | 874 |
| Long-term assets (5+ years) | $11,892,000 | 4,646 |
| Average Assets, year-to-date | $595,918,500 | 916 |
| Average Assets, quarterly | $595,918,500 | 916 |
| Volatile liabilities | $126,989,000 | 882 |
| Insider loans | $30,676,000 | 134 |
| FHLB advances | $23,800,000 | 1,337 |
| Loans and leases held for sale | $753,000 | 1,116 |
| Unused loan commitments | $174,539,000 | 581 |
| Tier 1 (core) risk-based capital | $50,119,000 | 1,021 |
| Tier 2 risk-based capital | $7,054,000 | 670 |
| Total risk weighted assets | $564,021,000 | 698 |
| Total unused commitments | $174,539,000 | 581 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 91 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $567,170,000 | 979 |
| Cash and due from depository institutions | $21,513,000 | 1,896 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $25,328,000 | 4,177 |
| Federal funds sold & reverse repurchase agreements | $215,000 | 5,988 |
| Net loans & leases | $493,837,000 | 730 |
| Loan loss allowance | $6,833,000 | 684 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $10,554,000 | 862 |
| Other real estate owned | $510,000 | 1,896 |
| Goodwill and other intangibles | $5,129,000 | 699 |
| All other assets | $10,084,000 | 1,433 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $567,170,000 | 979 |
| Total liabilities | $512,457,000 | 978 |
| Total deposits | $479,045,000 | 893 |
| Interest-bearing deposits | $359,372,000 | 1,005 |
| Deposits held in domestic offices | $479,045,000 | 891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,419,000 | 1,705 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,800,000 | 1,449 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,193,000 | 899 |
| Total equity capital | $54,713,000 | 1,013 |
| Total bank equity capital | $54,713,000 | 1,013 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,350,000 | 2,407 |
| Surplus | $39,550,000 | 591 |
| Undivided profits | $13,813,000 | 2,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,124,000 | 968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 958 |
| Income earned, not collected on loans | $1,394,000 | 2,126 |
| Earning assets | $519,380,000 | 976 |
| Long-term assets (5+ years) | $12,249,000 | 4,620 |
| Average Assets, year-to-date | $555,961,200 | 960 |
| Average Assets, quarterly | $555,205,000 | 991 |
| Volatile liabilities | $100,098,000 | 1,111 |
| Insider loans | $30,870,000 | 135 |
| FHLB advances | $23,800,000 | 1,347 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $142,504,000 | 650 |
| Tier 1 (core) risk-based capital | $48,869,000 | 1,043 |
| Tier 2 risk-based capital | $6,783,000 | 684 |
| Total risk weighted assets | $542,558,000 | 712 |
| Total unused commitments | $142,504,000 | 651 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 94 | 1,857 |
| Assets and Liabilities | ||
| Total Assets: | $543,240,000 | 1,025 |
| Cash and due from depository institutions | $15,630,000 | 1,857 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $26,188,000 | 4,013 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $474,807,000 | 758 |
| Loan loss allowance | $5,860,000 | 822 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,710,000 | 845 |
| Other real estate owned | $467,000 | 1,857 |
| Goodwill and other intangibles | $5,129,000 | 700 |
| All other assets | $10,309,000 | 1,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $543,240,000 | 1,025 |
| Total liabilities | $489,999,000 | 1,031 |
| Total deposits | $452,307,000 | 961 |
| Interest-bearing deposits | $358,421,000 | 1,024 |
| Deposits held in domestic offices | $452,307,000 | 957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,901,000 | 1,160 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,800,000 | 1,420 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,991,000 | 960 |
| Total equity capital | $53,241,000 | 1,051 |
| Total bank equity capital | $53,241,000 | 1,051 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,350,000 | 2,423 |
| Surplus | $39,550,000 | 606 |
| Undivided profits | $12,341,000 | 2,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,727,000 | 878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $337,000 | 501 |
| Income earned, not collected on loans | $1,434,000 | 2,196 |
| Earning assets | $500,995,000 | 1,016 |
| Long-term assets (5+ years) | $12,543,000 | 4,589 |
| Average Assets, year-to-date | $553,159,000 | 981 |
| Average Assets, quarterly | $541,468,500 | 1,021 |
| Volatile liabilities | $89,185,000 | 1,186 |
| Insider loans | $33,645,000 | 117 |
| FHLB advances | $23,800,000 | 1,307 |
| Loans and leases held for sale | $1,118,000 | 1,087 |
| Unused loan commitments | $152,990,000 | 626 |
| Tier 1 (core) risk-based capital | $47,446,000 | 1,081 |
| Tier 2 risk-based capital | $5,860,000 | 796 |
| Total risk weighted assets | $519,251,000 | 745 |
| Total unused commitments | $152,990,000 | 629 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 93 | 1,882 |
| Assets and Liabilities | ||
| Total Assets: | $539,697,000 | 1,030 |
| Cash and due from depository institutions | $22,675,000 | 1,882 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $27,219,000 | 3,811 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $463,622,000 | 764 |
| Loan loss allowance | $7,003,000 | 680 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,926,000 | 811 |
| Other real estate owned | $666,000 | 1,882 |
| Goodwill and other intangibles | $5,129,000 | 670 |
| All other assets | $9,460,000 | 1,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $539,697,000 | 1,030 |
| Total liabilities | $486,893,000 | 1,027 |
| Total deposits | $447,116,000 | 961 |
| Interest-bearing deposits | $358,272,000 | 1,020 |
| Deposits held in domestic offices | $447,116,000 | 959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,132,000 | 698 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,800,000 | 1,946 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,845,000 | 901 |
| Total equity capital | $52,804,000 | 1,037 |
| Total bank equity capital | $52,804,000 | 1,037 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,350,000 | 2,422 |
| Surplus | $39,550,000 | 591 |
| Undivided profits | $11,904,000 | 2,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,949,000 | 1,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $340,000 | 530 |
| Income earned, not collected on loans | $1,505,000 | 1,970 |
| Earning assets | $490,841,000 | 1,032 |
| Long-term assets (5+ years) | $12,281,000 | 4,493 |
| Average Assets, year-to-date | $556,465,330 | 980 |
| Average Assets, quarterly | $551,403,000 | 990 |
| Volatile liabilities | $98,604,000 | 1,070 |
| Insider loans | $36,583,000 | 103 |
| FHLB advances | $13,800,000 | 1,827 |
| Loans and leases held for sale | $2,434,000 | 1,052 |
| Unused loan commitments | $142,672,000 | 661 |
| Tier 1 (core) risk-based capital | $46,909,000 | 1,058 |
| Tier 2 risk-based capital | $6,257,000 | 723 |
| Total risk weighted assets | $499,781,000 | 761 |
| Total unused commitments | $142,672,000 | 664 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 98 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $563,109,000 | 977 |
| Cash and due from depository institutions | $20,381,000 | 1,747 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $29,764,000 | 3,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $485,320,000 | 727 |
| Loan loss allowance | $6,910,000 | 682 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $12,568,000 | 675 |
| Other real estate owned | $514,000 | 1,747 |
| Goodwill and other intangibles | $5,129,000 | 669 |
| All other assets | $9,433,000 | 1,435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $563,109,000 | 977 |
| Total liabilities | $510,411,000 | 962 |
| Total deposits | $477,403,000 | 885 |
| Interest-bearing deposits | $390,138,000 | 943 |
| Deposits held in domestic offices | $477,403,000 | 883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,124,000 | 993 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $17,800,000 | 1,628 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,084,000 | 1,010 |
| Total equity capital | $52,698,000 | 1,029 |
| Total bank equity capital | $52,698,000 | 1,029 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,350,000 | 2,436 |
| Surplus | $39,550,000 | 594 |
| Undivided profits | $11,798,000 | 2,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,653,000 | 903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,521,000 | 1,972 |
| Earning assets | $515,084,000 | 968 |
| Long-term assets (5+ years) | $13,891,000 | 4,180 |
| Average Assets, year-to-date | $564,849,500 | 968 |
| Average Assets, quarterly | $564,849,500 | 968 |
| Volatile liabilities | $96,531,000 | 1,065 |
| Insider loans | $35,480,000 | 110 |
| FHLB advances | $17,800,000 | 1,520 |
| Loans and leases held for sale | $3,478,000 | 775 |
| Unused loan commitments | $128,931,000 | 687 |
| Tier 1 (core) risk-based capital | $46,955,000 | 1,048 |
| Tier 2 risk-based capital | $6,558,000 | 665 |
| Total risk weighted assets | $524,325,000 | 714 |
| Total unused commitments | $128,931,000 | 688 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 98 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $566,590,000 | 960 |
| Cash and due from depository institutions | $22,732,000 | 1,730 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $33,043,000 | 3,263 |
| Federal funds sold & reverse repurchase agreements | $13,372,000 | 1,067 |
| Net loans & leases | $470,690,000 | 740 |
| Loan loss allowance | $6,517,000 | 704 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,765,000 | 655 |
| Other real estate owned | $747,000 | 1,730 |
| Goodwill and other intangibles | $5,129,000 | 654 |
| All other assets | $8,112,000 | 1,571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $566,590,000 | 960 |
| Total liabilities | $515,007,000 | 946 |
| Total deposits | $485,807,000 | 853 |
| Interest-bearing deposits | $392,161,000 | 913 |
| Deposits held in domestic offices | $485,807,000 | 850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,394,000 | 1,063 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $13,800,000 | 1,923 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,006,000 | 870 |
| Total equity capital | $51,583,000 | 1,029 |
| Total bank equity capital | $51,583,000 | 1,029 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,350,000 | 2,438 |
| Surplus | $39,550,000 | 581 |
| Undivided profits | $10,683,000 | 2,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,729,000 | 1,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,703,000 | 1,827 |
| Earning assets | $517,105,000 | 947 |
| Long-term assets (5+ years) | $16,720,000 | 3,724 |
| Average Assets, year-to-date | $533,973,000 | 958 |
| Average Assets, quarterly | $554,469,500 | 971 |
| Volatile liabilities | $89,984,000 | 1,128 |
| Insider loans | $35,346,000 | 107 |
| FHLB advances | $13,800,000 | 1,795 |
| Loans and leases held for sale | $4,046,000 | 776 |
| Unused loan commitments | $117,218,000 | 715 |
| Tier 1 (core) risk-based capital | $45,894,000 | 1,046 |
| Tier 2 risk-based capital | $6,376,000 | 677 |
| Total risk weighted assets | $509,977,000 | 722 |
| Total unused commitments | $117,218,000 | 715 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 85 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $512,540,000 | 1,001 |
| Cash and due from depository institutions | $20,487,000 | 2,011 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $32,085,000 | 3,178 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $430,806,000 | 785 |
| Loan loss allowance | $4,816,000 | 893 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,591,000 | 625 |
| Other real estate owned | $998,000 | 2,011 |
| Goodwill and other intangibles | $5,129,000 | 617 |
| All other assets | $10,444,000 | 1,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $512,540,000 | 1,001 |
| Total liabilities | $463,573,000 | 988 |
| Total deposits | $441,979,000 | 891 |
| Interest-bearing deposits | $377,637,000 | 912 |
| Deposits held in domestic offices | $441,979,000 | 889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,435,000 | 885 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,800,000 | 3,435 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,359,000 | 1,327 |
| Total equity capital | $48,967,000 | 1,003 |
| Total bank equity capital | $48,967,000 | 1,003 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,350,000 | 2,483 |
| Surplus | $38,550,000 | 586 |
| Undivided profits | $9,067,000 | 2,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,800,000 | 633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,989,000 | 1,652 |
| Earning assets | $462,891,000 | 1,005 |
| Long-term assets (5+ years) | $14,700,000 | 3,942 |
| Average Assets, year-to-date | $482,540,200 | 1,003 |
| Average Assets, quarterly | $507,089,000 | 991 |
| Volatile liabilities | $87,907,000 | 1,103 |
| Insider loans | $20,075,000 | 191 |
| FHLB advances | $3,800,000 | 3,242 |
| Loans and leases held for sale | $3,358,000 | 731 |
| Unused loan commitments | $75,574,000 | 931 |
| Tier 1 (core) risk-based capital | $43,354,000 | 1,056 |
| Tier 2 risk-based capital | $4,816,000 | 834 |
| Total risk weighted assets | $469,443,000 | 746 |
| Total unused commitments | $75,574,000 | 931 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 75 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $463,507,000 | 1,052 |
| Cash and due from depository institutions | $24,683,000 | 2,262 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $30,992,000 | 3,356 |
| Federal funds sold & reverse repurchase agreements | $33,210,000 | 372 |
| Net loans & leases | $354,719,000 | 904 |
| Loan loss allowance | $4,355,000 | 948 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,786,000 | 1,062 |
| Other real estate owned | $0 | 2,262 |
| Goodwill and other intangibles | $5,614,000 | 564 |
| All other assets | $6,503,000 | 1,454 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $463,507,000 | 1,052 |
| Total liabilities | $422,770,000 | 1,041 |
| Total deposits | $409,410,000 | 938 |
| Interest-bearing deposits | $349,895,000 | 946 |
| Deposits held in domestic offices | $409,410,000 | 936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,599,000 | 1,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,800,000 | 3,267 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,961,000 | 1,493 |
| Total equity capital | $40,737,000 | 1,152 |
| Total bank equity capital | $40,737,000 | 1,152 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,350,000 | 2,535 |
| Surplus | $32,800,000 | 611 |
| Undivided profits | $6,587,000 | 3,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,194,000 | 455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,852,000 | 1,353 |
| Earning assets | $418,921,000 | 1,066 |
| Long-term assets (5+ years) | $9,266,000 | 4,750 |
| Average Assets, year-to-date | $394,057,000 | 1,177 |
| Average Assets, quarterly | $444,973,500 | 1,078 |
| Volatile liabilities | $67,199,000 | 1,356 |
| Insider loans | $10,383,000 | 408 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $360,000 | 1,042 |
| Unused loan commitments | $96,402,000 | 730 |
| Tier 1 (core) risk-based capital | $34,985,000 | 1,249 |
| Tier 2 risk-based capital | $4,355,000 | 890 |
| Total risk weighted assets | $387,607,100 | 856 |
| Total unused commitments | $96,402,000 | 730 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 63 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $318,752,000 | 1,482 |
| Cash and due from depository institutions | $11,753,000 | 2,831 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $22,297,000 | 4,482 |
| Federal funds sold & reverse repurchase agreements | $9,316,000 | 1,028 |
| Net loans & leases | $260,129,000 | 1,193 |
| Loan loss allowance | $2,972,000 | 1,289 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,754,000 | 1,790 |
| Other real estate owned | $140,000 | 2,831 |
| Goodwill and other intangibles | $5,769,000 | 576 |
| All other assets | $4,594,000 | 1,918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $318,752,000 | 1,482 |
| Total liabilities | $288,128,000 | 1,480 |
| Total deposits | $275,749,000 | 1,357 |
| Interest-bearing deposits | $234,044,000 | 1,390 |
| Deposits held in domestic offices | $275,749,000 | 1,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,935,000 | 2,530 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,800,000 | 2,485 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,644,000 | 1,184 |
| Total equity capital | $30,624,000 | 1,445 |
| Total bank equity capital | $30,624,000 | 1,445 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,350,000 | 2,586 |
| Surplus | $26,300,000 | 757 |
| Undivided profits | $2,974,000 | 5,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $537,000 | 3,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,241,000 | 1,790 |
| Earning assets | $291,742,000 | 1,482 |
| Long-term assets (5+ years) | $9,351,000 | 4,998 |
| Average Assets, year-to-date | $257,518,400 | 1,757 |
| Average Assets, quarterly | $295,487,000 | 1,571 |
| Volatile liabilities | $41,799,000 | 1,918 |
| Insider loans | $16,230,000 | 245 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $68,000 | 1,392 |
| Unused loan commitments | $91,902,000 | 775 |
| Tier 1 (core) risk-based capital | $25,220,000 | 1,729 |
| Tier 2 risk-based capital | $2,972,000 | 1,207 |
| Total risk weighted assets | $279,577,000 | 1,127 |
| Total unused commitments | $91,902,000 | 775 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 52 | 3,358 |
| Assets and Liabilities | ||
| Total Assets: | $222,721,000 | 2,074 |
| Cash and due from depository institutions | $9,280,000 | 3,358 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $18,624,000 | 5,068 |
| Federal funds sold & reverse repurchase agreements | $11,445,000 | 1,517 |
| Net loans & leases | $169,127,000 | 1,665 |
| Loan loss allowance | $2,268,000 | 1,586 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,839,000 | 1,651 |
| Other real estate owned | $140,000 | 3,358 |
| Goodwill and other intangibles | $6,231,000 | 504 |
| All other assets | $3,035,000 | 2,445 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,721,000 | 2,074 |
| Total liabilities | $202,770,000 | 2,052 |
| Total deposits | $188,233,000 | 2,010 |
| Interest-bearing deposits | $155,537,000 | 2,074 |
| Deposits held in domestic offices | $188,233,000 | 2,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,913,000 | 1,322 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,821,000 | 1,938 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,803,000 | 2,173 |
| Total equity capital | $19,951,000 | 2,262 |
| Total bank equity capital | $19,951,000 | 2,262 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,350,000 | 2,564 |
| Surplus | $17,550,000 | 977 |
| Undivided profits | $1,051,000 | 8,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 6,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $842,000 | 2,693 |
| Earning assets | $199,196,000 | 2,131 |
| Long-term assets (5+ years) | $1,784,000 | 7,874 |
| Average Assets, year-to-date | $171,550,800 | 2,516 |
| Average Assets, quarterly | $205,361,000 | 2,194 |
| Volatile liabilities | $30,332,000 | 2,129 |
| Insider loans | $19,299,000 | 194 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,830,000 | 704 |
| Unused loan commitments | $45,940,000 | 1,209 |
| Tier 1 (core) risk-based capital | $13,583,000 | 3,132 |
| Tier 2 risk-based capital | $2,278,900 | 1,444 |
| Total risk weighted assets | $181,411,750 | 1,584 |
| Total unused commitments | $45,940,000 | 1,213 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $128,567,000 | 3,429 |
| Cash and due from depository institutions | $3,060,000 | 4,671 |
| Interest-bearing balances | $19,000 | 5,895 |
| Securities | $15,847,000 | 5,785 |
| Federal funds sold & reverse repurchase agreements | $10,385,000 | 1,299 |
| Net loans & leases | $89,623,000 | 3,041 |
| Loan loss allowance | $1,365,000 | 2,543 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,269,000 | 5,257 |
| Other real estate owned | $0 | 4,671 |
| Goodwill and other intangibles | $6,644,000 | 474 |
| All other assets | $1,739,000 | 3,949 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,567,000 | 3,429 |
| Total liabilities | $113,448,000 | 3,492 |
| Total deposits | $104,813,000 | 3,521 |
| Interest-bearing deposits | $87,792,000 | 3,637 |
| Deposits held in domestic offices | $104,813,000 | 3,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,015,000 | 1,853 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,845,000 | 2,236 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,775,000 | 2,253 |
| Total equity capital | $15,119,000 | 2,924 |
| Total bank equity capital | $15,119,000 | 2,924 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,350,000 | 2,596 |
| Surplus | $13,550,000 | 1,207 |
| Undivided profits | $219,000 | 9,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 4,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $511,000 | 4,632 |
| Earning assets | $115,874,000 | 3,503 |
| Long-term assets (5+ years) | $165,000 | 9,355 |
| Average Assets, year-to-date | $102,610,000 | 4,036 |
| Average Assets, quarterly | $115,165,500 | 3,759 |
| Volatile liabilities | $20,647,000 | 2,913 |
| Insider loans | $7,943,000 | 494 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $22,423,000 | 1,933 |
| Tier 1 (core) risk-based capital | $8,455,000 | 4,841 |
| Tier 2 risk-based capital | $1,205,520 | 2,468 |
| Total risk weighted assets | $96,282,120 | 2,864 |
| Total unused commitments | $22,423,000 | 1,939 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 114 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $88,867,000 | 4,896 |
| Cash and due from depository institutions | $3,451,000 | 1,652 |
| Interest-bearing balances | $14,000 | 6,063 |
| Securities | $14,533,000 | 6,554 |
| Federal funds sold & reverse repurchase agreements | $4,555,000 | 2,803 |
| Net loans & leases | $54,585,000 | 4,720 |
| Loan loss allowance | $800,000 | 4,226 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,310,000 | 5,146 |
| Other real estate owned | $0 | 1,652 |
| Goodwill and other intangibles | $8,235,000 | 409 |
| All other assets | $2,198,000 | 3,316 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,867,000 | 4,896 |
| Total liabilities | $73,330,000 | 5,230 |
| Total deposits | $67,225,000 | 5,362 |
| Interest-bearing deposits | $55,740,000 | 5,513 |
| Deposits held in domestic offices | $67,225,000 | 5,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,018,000 | 1,957 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $78,000 | 4,943 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,009,000 | 1,464 |
| Total equity capital | $15,537,000 | 2,856 |
| Total bank equity capital | $15,537,000 | 2,856 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,350,000 | 2,768 |
| Surplus | $14,158,000 | 1,197 |
| Undivided profits | $29,000 | 10,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 4,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $337,000 | 6,418 |
| Earning assets | $73,687,000 | 5,298 |
| Long-term assets (5+ years) | $3,152,000 | 6,914 |
| Average Assets, year-to-date | $69,388,800 | 5,740 |
| Average Assets, quarterly | $78,122,500 | 5,374 |
| Volatile liabilities | $15,647,000 | 3,506 |
| Insider loans | $2,864,000 | 1,520 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,654,000 | 3,713 |
| Tier 1 (core) risk-based capital | $7,270,000 | 5,541 |
| Tier 2 risk-based capital | $779,990 | 3,731 |
| Total risk weighted assets | $62,379,190 | 4,238 |
| Total unused commitments | $8,654,000 | 3,728 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $64,510,000 | 6,308 |
| Cash and due from depository institutions | $516,000 | 7,557 |
| Interest-bearing balances | $4,000 | 6,672 |
| Securities | $18,962,000 | 5,763 |
| Federal funds sold & reverse repurchase agreements | $2,480,000 | 4,935 |
| Net loans & leases | $40,651,000 | 5,769 |
| Loan loss allowance | $665,000 | 4,911 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $599,000 | 7,762 |
| Other real estate owned | $90,000 | 7,557 |
| Goodwill and other intangibles | $215,000 | 1,964 |
| All other assets | $997,000 | 6,385 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,510,000 | 6,308 |
| Total liabilities | $59,274,000 | 6,202 |
| Total deposits | $50,216,000 | 6,761 |
| Interest-bearing deposits | $41,335,000 | 6,891 |
| Deposits held in domestic offices | $50,216,000 | 6,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,308,000 | 1,231 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $36,000 | 4,768 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $714,000 | 4,806 |
| Total equity capital | $5,236,000 | 7,162 |
| Total bank equity capital | $5,236,000 | 7,162 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,350,000 | 2,861 |
| Surplus | $2,940,000 | 4,305 |
| Undivided profits | $946,000 | 9,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 6,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $258,000 | 7,779 |
| Earning assets | $62,097,000 | 6,082 |
| Long-term assets (5+ years) | $3,325,000 | 6,804 |
| Average Assets, year-to-date | $52,612,000 | 7,014 |
| Average Assets, quarterly | $59,432,500 | 6,623 |
| Volatile liabilities | $15,234,000 | 3,291 |
| Insider loans | $3,112,000 | 1,393 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,112,000 | 3,751 |
| Tier 1 (core) risk-based capital | $4,893,000 | 7,343 |
| Tier 2 risk-based capital | $586,440 | 4,655 |
| Total risk weighted assets | $46,836,340 | 5,292 |
| Total unused commitments | $8,112,000 | 3,764 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $44,562,000 | 8,011 |
| Cash and due from depository institutions | $736,000 | 7,672 |
| Interest-bearing balances | $28,000 | 6,344 |
| Securities | $13,089,000 | 7,670 |
| Federal funds sold & reverse repurchase agreements | $3,795,000 | 2,328 |
| Net loans & leases | $25,210,000 | 7,784 |
| Loan loss allowance | $597,000 | 5,438 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $468,000 | 8,689 |
| Other real estate owned | $249,000 | 7,672 |
| Goodwill and other intangibles | $574,000 | 1,372 |
| All other assets | $441,000 | 10,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,562,000 | 8,011 |
| Total liabilities | $40,154,000 | 8,021 |
| Total deposits | $39,273,000 | 7,914 |
| Interest-bearing deposits | $32,528,000 | 8,061 |
| Deposits held in domestic offices | $39,273,000 | 7,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $328,000 | 4,204 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $212,000 | 4,366 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $341,000 | 6,771 |
| Total equity capital | $4,408,000 | 7,740 |
| Total bank equity capital | $4,408,000 | 7,740 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,350,000 | 2,972 |
| Surplus | $2,850,000 | 4,318 |
| Undivided profits | $208,000 | 11,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 6,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $141,000 | 9,880 |
| Earning assets | $42,122,000 | 7,856 |
| Long-term assets (5+ years) | $3,396,000 | 7,086 |
| Average Assets, year-to-date | $37,331,400 | 8,775 |
| Average Assets, quarterly | $42,696,000 | 8,209 |
| Volatile liabilities | $6,392,000 | 5,879 |
| Insider loans | $2,354,000 | 1,780 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,705,000 | 6,664 |
| Tier 1 (core) risk-based capital | $3,901,000 | 8,396 |
| Tier 2 risk-based capital | $369,410 | 6,583 |
| Total risk weighted assets | $29,324,810 | 7,344 |
| Total unused commitments | $2,705,000 | 6,673 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $31,915,000 | 9,898 |
| Cash and due from depository institutions | $986,000 | 8,423 |
| Interest-bearing balances | $13,000 | 7,389 |
| Securities | $10,369,000 | 8,943 |
| Federal funds sold & reverse repurchase agreements | $2,035,000 | 5,676 |
| Net loans & leases | $17,435,000 | 9,394 |
| Loan loss allowance | $1,127,000 | 3,321 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $538,000 | 8,480 |
| Other real estate owned | $251,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $301,000 | 11,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,915,000 | 9,898 |
| Total liabilities | $30,581,000 | 9,635 |
| Total deposits | $29,737,000 | 9,589 |
| Interest-bearing deposits | $24,368,000 | 9,773 |
| Deposits held in domestic offices | $29,737,000 | 9,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $235,000 | 3,596 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $425,000 | 3,500 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $184,000 | 9,609 |
| Total equity capital | $1,334,000 | 12,321 |
| Total bank equity capital | $1,334,000 | 12,321 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,337,000 | 3,085 |
| Surplus | $1,084,000 | 7,848 |
| Undivided profits | $-1,087,000 | 12,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,087,000 | 2,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $94,000 | 11,206 |
| Earning assets | $29,852,000 | 9,778 |
| Long-term assets (5+ years) | $4,245,000 | 6,910 |
| Average Assets, year-to-date | $33,088,200 | 9,595 |
| Average Assets, quarterly | $32,071,000 | 9,819 |
| Volatile liabilities | $3,740,000 | 7,589 |
| Insider loans | $576,000 | 5,297 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,951,000 | 6,441 |
| Tier 1 (core) risk-based capital | $1,334,000 | 12,306 |
| Tier 2 risk-based capital | $253,850 | 8,292 |
| Total risk weighted assets | $19,435,150 | 9,279 |
| Total unused commitments | $2,951,000 | 6,461 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $34,400,000 | 9,771 |
| Cash and due from depository institutions | $1,435,000 | 8,413 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $5,252,000 | 11,453 |
| Federal funds sold & reverse repurchase agreements | $3,135,000 | 4,889 |
| Net loans & leases | $22,732,000 | 8,340 |
| Loan loss allowance | $771,000 | 4,638 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $621,000 | 8,114 |
| Other real estate owned | $919,000 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $306,000 | 11,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,400,000 | 9,771 |
| Total liabilities | $32,230,000 | 9,577 |
| Total deposits | $31,395,000 | 9,577 |
| Interest-bearing deposits | $25,160,000 | 9,908 |
| Deposits held in domestic offices | $31,395,000 | 9,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $114,000 | 3,582 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $497,000 | 3,188 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $224,000 | 9,512 |
| Total equity capital | $2,170,000 | 11,160 |
| Total bank equity capital | $2,170,000 | 11,160 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,337,000 | 3,200 |
| Surplus | $1,084,000 | 7,860 |
| Undivided profits | $-251,000 | 12,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,262,000 | 2,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $155,000 | 9,870 |
| Earning assets | $31,219,000 | 9,747 |
| Long-term assets (5+ years) | $2,431,000 | 8,486 |
| Average Assets, year-to-date | $36,400,000 | 9,321 |
| Average Assets, quarterly | $34,972,000 | 9,625 |
| Volatile liabilities | $5,134,000 | 6,465 |
| Insider loans | $603,000 | 1,489 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,284,000 | 6,934 |
| Tier 1 (core) risk-based capital | $2,170,000 | 11,114 |
| Tier 2 risk-based capital | $301,860 | 7,584 |
| Total risk weighted assets | $23,679,560 | 8,520 |
| Total unused commitments | $2,284,000 | 6,964 |
| Derivatives | $0 | 651 |