Home > Missouri Southern Bank > Income and Expense
Missouri Southern Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 8,505 |
| Total interest expense | $807,000 | 9,236 |
| Net interest income | $1,597,000 | 7,783 |
| Provision for loan and lease losses | $46,000 | 6,840 |
| Total noninterest income | $443,000 | 5,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,733 |
| Total noninterest expense | $1,366,000 | 7,128 |
| Salaries and employee benefits | $627,000 | 7,740 |
| Premises and equipment expense | $103,000 | 8,887 |
| Additional noninterest expense | $636,000 | 5,582 |
| Pre-tax net operating income | $628,000 | 7,297 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $230,000 | 6,496 |
| Income before extraordinary items | $398,000 | 7,656 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $398,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $154,000 | 5,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $398,000 | 7,596 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 9,026 |
| Total interest expense | $775,000 | 9,725 |
| Net interest income | $1,477,000 | 8,322 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $410,000 | 5,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,466 |
| Total noninterest expense | $1,253,000 | 7,820 |
| Salaries and employee benefits | $538,000 | 8,591 |
| Premises and equipment expense | $102,000 | 9,234 |
| Additional noninterest expense | $613,000 | 6,274 |
| Pre-tax net operating income | $622,000 | 7,302 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $229,000 | 6,724 |
| Income before extraordinary items | $393,000 | 7,676 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $393,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,845 |
| Cash dividends | $126,000 | 6,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $393,000 | 7,622 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 9,613 |
| Total interest expense | $686,000 | 10,364 |
| Net interest income | $1,377,000 | 8,851 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $379,000 | 6,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 4,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $1,103,000 | 8,564 |
| Salaries and employee benefits | $437,000 | 9,639 |
| Premises and equipment expense | $93,000 | 9,830 |
| Additional noninterest expense | $573,000 | 6,701 |
| Pre-tax net operating income | $639,000 | 7,649 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $234,000 | 6,896 |
| Income before extraordinary items | $405,000 | 8,020 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $405,000 | 8,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $126,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $405,000 | 7,979 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 10,195 |
| Total interest expense | $531,000 | 10,955 |
| Net interest income | $1,258,000 | 9,596 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $402,000 | 6,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $946,000 | 9,569 |
| Salaries and employee benefits | $393,000 | 10,348 |
| Premises and equipment expense | $80,000 | 10,655 |
| Additional noninterest expense | $473,000 | 8,121 |
| Pre-tax net operating income | $678,000 | 7,533 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $249,000 | 6,553 |
| Income before extraordinary items | $429,000 | 7,908 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $429,000 | 7,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $112,000 | 6,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $429,000 | 7,955 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 10,641 |
| Total interest expense | $554,000 | 11,405 |
| Net interest income | $1,221,000 | 10,008 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $341,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $977,000 | 9,833 |
| Salaries and employee benefits | $391,000 | 10,728 |
| Premises and equipment expense | $88,000 | 10,858 |
| Additional noninterest expense | $498,000 | 8,229 |
| Pre-tax net operating income | $520,000 | 8,532 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $202,000 | 7,571 |
| Income before extraordinary items | $318,000 | 9,263 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $318,000 | 9,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $112,000 | 6,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $318,000 | 9,012 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 11,085 |
| Total interest expense | $698,000 | 11,827 |
| Net interest income | $1,208,000 | 10,300 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $269,000 | 8,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $870,000 | 10,664 |
| Salaries and employee benefits | $380,000 | 11,094 |
| Premises and equipment expense | $71,000 | 11,832 |
| Additional noninterest expense | $419,000 | 9,344 |
| Pre-tax net operating income | $607,000 | 7,660 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $211,000 | 7,346 |
| Income before extraordinary items | $396,000 | 8,261 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $396,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 6,617 |
| Cash dividends | $210,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $396,000 | 7,901 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.