Home > Missouri Bank and Trust Company of Kansas City > Income and Expense
Missouri Bank and Trust Company of Kansas City, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 5,318 |
| Total interest expense | $74,000 | 5,635 |
| Net interest income | $1,786,000 | 5,229 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $258,000 | 4,824 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $80,000 | 4,772 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $178,000 | 4,466 |
| Total noninterest expense | $1,823,000 | 5,012 |
| Salaries and employee benefits | $1,155,000 | 4,808 |
| Premises and equipment expense | $91,000 | 5,546 |
| Additional noninterest expense | $577,000 | 5,036 |
| Pre-tax net operating income | $221,000 | 5,302 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $119,000 | 3,215 |
| Income before extraordinary items | $102,000 | 5,502 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $102,000 | 5,500 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $102,000 | 5,501 |
| Net charge-offs | $-1,000 | 4,661 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $102,000 | 5,466 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,997,000 | 1,236 |
| Total interest expense | $626,000 | 2,743 |
| Net interest income | $15,371,000 | 1,147 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,365,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $711,000 | 1,259 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,654,000 | 1,492 |
| Total noninterest expense | $10,928,000 | 1,348 |
| Salaries and employee benefits | $6,233,000 | 1,331 |
| Premises and equipment expense | $1,315,000 | 1,336 |
| Additional noninterest expense | $3,380,000 | 1,373 |
| Pre-tax net operating income | $6,808,000 | 1,007 |
| Securities gains (losses) | $1,109,000 | 180 |
| Applicable income taxes | $128,000 | 3,086 |
| Income before extraordinary items | $7,789,000 | 737 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,789,000 | 737 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,789,000 | 737 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $4,535,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $6,702,180 | 819 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,677,000 | 1,232 |
| Total interest expense | $429,000 | 2,699 |
| Net interest income | $10,248,000 | 1,145 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,549,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $461,000 | 1,276 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,088,000 | 1,467 |
| Total noninterest expense | $7,401,000 | 1,343 |
| Salaries and employee benefits | $4,287,000 | 1,305 |
| Premises and equipment expense | $850,000 | 1,356 |
| Additional noninterest expense | $2,264,000 | 1,372 |
| Pre-tax net operating income | $4,396,000 | 1,029 |
| Securities gains (losses) | $541,000 | 264 |
| Applicable income taxes | $102,000 | 2,986 |
| Income before extraordinary items | $4,835,000 | 778 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,835,000 | 777 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,835,000 | 777 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $3,250,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $4,304,820 | 829 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 1,224 |
| Total interest expense | $231,000 | 2,565 |
| Net interest income | $5,125,000 | 1,149 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $759,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $229,000 | 1,271 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $530,000 | 1,455 |
| Total noninterest expense | $3,627,000 | 1,360 |
| Salaries and employee benefits | $2,115,000 | 1,322 |
| Premises and equipment expense | $428,000 | 1,357 |
| Additional noninterest expense | $1,084,000 | 1,418 |
| Pre-tax net operating income | $2,257,000 | 977 |
| Securities gains (losses) | $541,000 | 126 |
| Applicable income taxes | $39,000 | 3,130 |
| Income before extraordinary items | $2,759,000 | 663 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,759,000 | 662 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,759,000 | 663 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $1,050,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,223,410 | 794 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,836,000 | 1,282 |
| Total interest expense | $912,000 | 2,591 |
| Net interest income | $18,924,000 | 1,208 |
| Provision for loan and lease losses | $225,000 | 2,207 |
| Total noninterest income | $3,005,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $864,000 | 1,394 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,141,000 | 1,448 |
| Total noninterest expense | $15,067,000 | 1,312 |
| Salaries and employee benefits | $8,816,000 | 1,247 |
| Premises and equipment expense | $1,715,000 | 1,354 |
| Additional noninterest expense | $4,536,000 | 1,381 |
| Pre-tax net operating income | $6,637,000 | 1,250 |
| Securities gains (losses) | $560,000 | 317 |
| Applicable income taxes | $136,000 | 3,165 |
| Income before extraordinary items | $7,061,000 | 1,007 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,061,000 | 1,007 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,061,000 | 1,007 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $4,279,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,512,200 | 1,062 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,687,000 | 1,305 |
| Total interest expense | $683,000 | 2,615 |
| Net interest income | $14,004,000 | 1,228 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $2,218,000 | 1,632 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $627,000 | 1,433 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,591,000 | 1,468 |
| Total noninterest expense | $11,340,000 | 1,306 |
| Salaries and employee benefits | $6,676,000 | 1,250 |
| Premises and equipment expense | $1,317,000 | 1,346 |
| Additional noninterest expense | $3,347,000 | 1,400 |
| Pre-tax net operating income | $4,657,000 | 1,348 |
| Securities gains (losses) | $560,000 | 278 |
| Applicable income taxes | $95,000 | 3,303 |
| Income before extraordinary items | $5,122,000 | 1,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,122,000 | 1,044 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,122,000 | 1,044 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $3,999,000 | 581 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,573,200 | 1,132 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,563,000 | 1,343 |
| Total interest expense | $464,000 | 2,597 |
| Net interest income | $9,099,000 | 1,259 |
| Provision for loan and lease losses | $180,000 | 1,603 |
| Total noninterest income | $1,447,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $403,000 | 1,461 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,044,000 | 1,507 |
| Total noninterest expense | $7,531,000 | 1,316 |
| Salaries and employee benefits | $4,452,000 | 1,253 |
| Premises and equipment expense | $880,000 | 1,348 |
| Additional noninterest expense | $2,199,000 | 1,423 |
| Pre-tax net operating income | $2,835,000 | 1,442 |
| Securities gains (losses) | $546,000 | 233 |
| Applicable income taxes | $46,000 | 3,492 |
| Income before extraordinary items | $3,335,000 | 1,058 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,335,000 | 1,058 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,335,000 | 1,059 |
| Net charge-offs | $83,000 | 1,894 |
| Cash dividends | $2,643,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,794,460 | 1,218 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 1,355 |
| Total interest expense | $234,000 | 2,611 |
| Net interest income | $4,472,000 | 1,272 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $672,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $187,000 | 1,523 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $485,000 | 1,542 |
| Total noninterest expense | $3,761,000 | 1,319 |
| Salaries and employee benefits | $2,233,000 | 1,259 |
| Premises and equipment expense | $461,000 | 1,298 |
| Additional noninterest expense | $1,067,000 | 1,444 |
| Pre-tax net operating income | $1,293,000 | 1,508 |
| Securities gains (losses) | $546,000 | 153 |
| Applicable income taxes | $22,000 | 3,485 |
| Income before extraordinary items | $1,817,000 | 943 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,817,000 | 944 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,817,000 | 944 |
| Net charge-offs | $-103,000 | 6,126 |
| Cash dividends | $547,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,276,460 | 1,259 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,221,000 | 1,320 |
| Total interest expense | $1,012,000 | 2,555 |
| Net interest income | $18,209,000 | 1,233 |
| Provision for loan and lease losses | $339,000 | 1,862 |
| Total noninterest income | $2,557,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $812,000 | 1,558 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,745,000 | 1,617 |
| Total noninterest expense | $14,711,000 | 1,331 |
| Salaries and employee benefits | $8,432,000 | 1,265 |
| Premises and equipment expense | $1,728,000 | 1,375 |
| Additional noninterest expense | $4,551,000 | 1,406 |
| Pre-tax net operating income | $5,716,000 | 1,360 |
| Securities gains (losses) | $498,000 | 396 |
| Applicable income taxes | $87,000 | 3,462 |
| Income before extraordinary items | $6,127,000 | 1,079 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,127,000 | 1,077 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,127,000 | 1,078 |
| Net charge-offs | $1,217,000 | 763 |
| Cash dividends | $3,133,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,633,980 | 1,142 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,469,000 | 1,319 |
| Total interest expense | $763,000 | 2,585 |
| Net interest income | $13,706,000 | 1,231 |
| Provision for loan and lease losses | $339,000 | 1,518 |
| Total noninterest income | $1,895,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $608,000 | 1,569 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,287,000 | 1,631 |
| Total noninterest expense | $10,827,000 | 1,358 |
| Salaries and employee benefits | $5,996,000 | 1,326 |
| Premises and equipment expense | $1,402,000 | 1,282 |
| Additional noninterest expense | $3,429,000 | 1,404 |
| Pre-tax net operating income | $4,435,000 | 1,341 |
| Securities gains (losses) | $390,000 | 387 |
| Applicable income taxes | $65,000 | 3,528 |
| Income before extraordinary items | $4,760,000 | 1,051 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,760,000 | 1,050 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,760,000 | 1,050 |
| Net charge-offs | $1,229,000 | 578 |
| Cash dividends | $2,953,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,373,900 | 1,114 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,663,000 | 1,314 |
| Total interest expense | $516,000 | 2,584 |
| Net interest income | $9,147,000 | 1,224 |
| Provision for loan and lease losses | $209,000 | 1,607 |
| Total noninterest income | $1,212,000 | 1,831 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $410,000 | 1,530 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $802,000 | 1,697 |
| Total noninterest expense | $7,814,000 | 1,277 |
| Salaries and employee benefits | $3,988,000 | 1,337 |
| Premises and equipment expense | $936,000 | 1,286 |
| Additional noninterest expense | $2,890,000 | 1,127 |
| Pre-tax net operating income | $2,336,000 | 1,591 |
| Securities gains (losses) | $390,000 | 290 |
| Applicable income taxes | $44,000 | 3,500 |
| Income before extraordinary items | $2,682,000 | 1,186 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,682,000 | 1,186 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,682,000 | 1,187 |
| Net charge-offs | $1,242,000 | 421 |
| Cash dividends | $2,195,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,299,800 | 1,341 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,763,000 | 1,330 |
| Total interest expense | $266,000 | 2,555 |
| Net interest income | $4,497,000 | 1,246 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $573,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $200,000 | 1,551 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $373,000 | 1,743 |
| Total noninterest expense | $4,152,000 | 1,223 |
| Salaries and employee benefits | $2,086,000 | 1,304 |
| Premises and equipment expense | $494,000 | 1,249 |
| Additional noninterest expense | $1,572,000 | 1,026 |
| Pre-tax net operating income | $843,000 | 2,016 |
| Securities gains (losses) | $390,000 | 160 |
| Applicable income taxes | $22,000 | 3,447 |
| Income before extraordinary items | $1,211,000 | 1,246 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,211,000 | 1,247 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,211,000 | 1,247 |
| Net charge-offs | $972,000 | 305 |
| Cash dividends | $520,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $828,800 | 1,732 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,447,000 | 1,306 |
| Total interest expense | $1,370,000 | 2,335 |
| Net interest income | $18,077,000 | 1,219 |
| Provision for loan and lease losses | $1,675,000 | 714 |
| Total noninterest income | $5,244,000 | 1,091 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $855,000 | 1,557 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,389,000 | 890 |
| Total noninterest expense | $15,705,000 | 1,269 |
| Salaries and employee benefits | $8,377,000 | 1,270 |
| Premises and equipment expense | $1,833,000 | 1,298 |
| Additional noninterest expense | $5,495,000 | 1,224 |
| Pre-tax net operating income | $5,941,000 | 1,235 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $123,000 | 3,286 |
| Income before extraordinary items | $5,821,000 | 1,066 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,821,000 | 1,068 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,821,000 | 1,068 |
| Net charge-offs | $1,017,000 | 1,256 |
| Cash dividends | $4,991,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,818,060 | 1,039 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,587,000 | 1,314 |
| Total interest expense | $1,085,000 | 2,291 |
| Net interest income | $13,502,000 | 1,216 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $4,333,000 | 1,042 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $638,000 | 1,569 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,695,000 | 831 |
| Total noninterest expense | $11,901,000 | 1,267 |
| Salaries and employee benefits | $6,329,000 | 1,272 |
| Premises and equipment expense | $1,431,000 | 1,249 |
| Additional noninterest expense | $4,141,000 | 1,208 |
| Pre-tax net operating income | $5,709,000 | 1,019 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $66,000 | 3,568 |
| Income before extraordinary items | $5,643,000 | 845 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,643,000 | 846 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,643,000 | 847 |
| Net charge-offs | $723,000 | 1,264 |
| Cash dividends | $4,681,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,643,000 | 827 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,693,000 | 1,314 |
| Total interest expense | $778,000 | 2,197 |
| Net interest income | $8,915,000 | 1,218 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $2,874,000 | 1,051 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $412,000 | 1,592 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,462,000 | 846 |
| Total noninterest expense | $7,933,000 | 1,270 |
| Salaries and employee benefits | $4,256,000 | 1,260 |
| Premises and equipment expense | $977,000 | 1,222 |
| Additional noninterest expense | $2,700,000 | 1,229 |
| Pre-tax net operating income | $3,706,000 | 1,016 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $44,000 | 3,565 |
| Income before extraordinary items | $3,662,000 | 852 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,662,000 | 853 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,662,000 | 854 |
| Net charge-offs | $685,000 | 1,010 |
| Cash dividends | $3,781,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,662,000 | 825 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,809,000 | 1,322 |
| Total interest expense | $427,000 | 2,069 |
| Net interest income | $4,382,000 | 1,243 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $1,414,000 | 1,063 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $181,000 | 1,742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,233,000 | 846 |
| Total noninterest expense | $3,841,000 | 1,310 |
| Salaries and employee benefits | $2,170,000 | 1,248 |
| Premises and equipment expense | $462,000 | 1,312 |
| Additional noninterest expense | $1,209,000 | 1,350 |
| Pre-tax net operating income | $1,880,000 | 984 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $22,000 | 3,542 |
| Income before extraordinary items | $1,858,000 | 826 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,858,000 | 827 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,858,000 | 828 |
| Net charge-offs | $-49,000 | 6,709 |
| Cash dividends | $725,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,858,000 | 787 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,323,000 | 1,380 |
| Total interest expense | $2,566,000 | 1,711 |
| Net interest income | $16,757,000 | 1,304 |
| Provision for loan and lease losses | $400,000 | 3,016 |
| Total noninterest income | $4,676,000 | 1,203 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $817,000 | 1,666 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,859,000 | 990 |
| Total noninterest expense | $13,421,000 | 1,464 |
| Salaries and employee benefits | $8,015,000 | 1,288 |
| Premises and equipment expense | $1,355,000 | 1,741 |
| Additional noninterest expense | $4,051,000 | 1,661 |
| Pre-tax net operating income | $7,612,000 | 937 |
| Securities gains (losses) | $114,000 | 2,167 |
| Applicable income taxes | $27,000 | 4,099 |
| Income before extraordinary items | $7,699,000 | 783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,699,000 | 781 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,699,000 | 783 |
| Net charge-offs | $199,000 | 3,770 |
| Cash dividends | $4,639,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $7,585,000 | 738 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,545,000 | 1,402 |
| Total interest expense | $2,004,000 | 1,719 |
| Net interest income | $12,541,000 | 1,325 |
| Provision for loan and lease losses | $325,000 | 2,856 |
| Total noninterest income | $3,313,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $617,000 | 1,677 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,696,000 | 1,018 |
| Total noninterest expense | $10,161,000 | 1,448 |
| Salaries and employee benefits | $5,995,000 | 1,294 |
| Premises and equipment expense | $1,043,000 | 1,703 |
| Additional noninterest expense | $3,123,000 | 1,608 |
| Pre-tax net operating income | $5,368,000 | 1,005 |
| Securities gains (losses) | $122,000 | 1,830 |
| Applicable income taxes | $19,000 | 4,178 |
| Income before extraordinary items | $5,471,000 | 828 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,471,000 | 826 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,471,000 | 828 |
| Net charge-offs | $180,000 | 3,407 |
| Cash dividends | $3,619,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,349,000 | 790 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,674,000 | 1,418 |
| Total interest expense | $1,438,000 | 1,675 |
| Net interest income | $8,236,000 | 1,347 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $2,153,000 | 1,266 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $416,000 | 1,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,737,000 | 1,025 |
| Total noninterest expense | $6,807,000 | 1,438 |
| Salaries and employee benefits | $3,919,000 | 1,318 |
| Premises and equipment expense | $673,000 | 1,752 |
| Additional noninterest expense | $2,215,000 | 1,530 |
| Pre-tax net operating income | $3,332,000 | 1,068 |
| Securities gains (losses) | $122,000 | 1,455 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $3,442,000 | 877 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,442,000 | 876 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,442,000 | 877 |
| Net charge-offs | $161,000 | 2,969 |
| Cash dividends | $2,792,000 | 402 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,320,000 | 857 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 1,450 |
| Total interest expense | $733,000 | 1,705 |
| Net interest income | $4,014,000 | 1,382 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $1,061,000 | 1,271 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $195,000 | 1,737 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $866,000 | 1,014 |
| Total noninterest expense | $3,391,000 | 1,451 |
| Salaries and employee benefits | $1,957,000 | 1,320 |
| Premises and equipment expense | $339,000 | 1,746 |
| Additional noninterest expense | $1,095,000 | 1,537 |
| Pre-tax net operating income | $1,534,000 | 1,144 |
| Securities gains (losses) | $114,000 | 853 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $1,644,000 | 909 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,644,000 | 910 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,644,000 | 910 |
| Net charge-offs | $55,000 | 2,951 |
| Cash dividends | $353,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,530,000 | 911 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,711,000 | 1,602 |
| Total interest expense | $2,920,000 | 2,008 |
| Net interest income | $14,791,000 | 1,511 |
| Provision for loan and lease losses | $514,000 | 3,425 |
| Total noninterest income | $3,735,000 | 1,284 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $706,000 | 1,973 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,029,000 | 1,031 |
| Total noninterest expense | $13,256,000 | 1,458 |
| Salaries and employee benefits | $7,472,000 | 1,325 |
| Premises and equipment expense | $1,423,000 | 1,745 |
| Additional noninterest expense | $4,361,000 | 1,566 |
| Pre-tax net operating income | $4,756,000 | 1,227 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $30,000 | 3,960 |
| Income before extraordinary items | $4,726,000 | 1,050 |
| Extraordinary gains, net | $71,000 | 19 |
| Net income | $4,797,000 | 1,040 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,797,000 | 1,040 |
| Net charge-offs | $286,000 | 3,853 |
| Cash dividends | $3,322,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,726,000 | 1,014 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,024,000 | 1,650 |
| Total interest expense | $2,173,000 | 2,095 |
| Net interest income | $10,851,000 | 1,552 |
| Provision for loan and lease losses | $239,000 | 3,921 |
| Total noninterest income | $2,636,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $514,000 | 2,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,122,000 | 1,079 |
| Total noninterest expense | $9,737,000 | 1,502 |
| Salaries and employee benefits | $5,463,000 | 1,370 |
| Premises and equipment expense | $1,065,000 | 1,765 |
| Additional noninterest expense | $3,209,000 | 1,594 |
| Pre-tax net operating income | $3,511,000 | 1,287 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $23,000 | 3,990 |
| Income before extraordinary items | $3,488,000 | 1,097 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,488,000 | 1,097 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,488,000 | 1,097 |
| Net charge-offs | $93,000 | 4,498 |
| Cash dividends | $2,818,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,488,000 | 1,041 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,540,000 | 1,696 |
| Total interest expense | $1,427,000 | 2,200 |
| Net interest income | $7,113,000 | 1,583 |
| Provision for loan and lease losses | $189,000 | 3,616 |
| Total noninterest income | $1,613,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $318,000 | 2,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,295,000 | 1,128 |
| Total noninterest expense | $6,607,000 | 1,487 |
| Salaries and employee benefits | $3,639,000 | 1,374 |
| Premises and equipment expense | $706,000 | 1,793 |
| Additional noninterest expense | $2,262,000 | 1,534 |
| Pre-tax net operating income | $1,930,000 | 1,500 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $15,000 | 3,950 |
| Income before extraordinary items | $1,915,000 | 1,315 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,915,000 | 1,315 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,915,000 | 1,315 |
| Net charge-offs | $-23,000 | 7,182 |
| Cash dividends | $2,089,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,915,000 | 1,248 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 1,682 |
| Total interest expense | $713,000 | 2,276 |
| Net interest income | $3,611,000 | 1,537 |
| Provision for loan and lease losses | $114,000 | 3,217 |
| Total noninterest income | $751,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $149,000 | 2,201 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $602,000 | 1,176 |
| Total noninterest expense | $3,263,000 | 1,514 |
| Salaries and employee benefits | $1,818,000 | 1,391 |
| Premises and equipment expense | $362,000 | 1,790 |
| Additional noninterest expense | $1,083,000 | 1,599 |
| Pre-tax net operating income | $985,000 | 1,456 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $8,000 | 3,871 |
| Income before extraordinary items | $977,000 | 1,264 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $977,000 | 1,263 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $977,000 | 1,264 |
| Net charge-offs | $-18,000 | 7,169 |
| Cash dividends | $400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $977,000 | 1,231 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,537,000 | 1,828 |
| Total interest expense | $3,340,000 | 2,370 |
| Net interest income | $13,197,000 | 1,674 |
| Provision for loan and lease losses | $575,000 | 3,927 |
| Total noninterest income | $2,840,000 | 1,612 |
| Gross Fiduciary activities income | $14,000 | 1,110 |
| Service charges on deposit accounts | $797,000 | 1,834 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,029,000 | 1,389 |
| Total noninterest expense | $12,325,000 | 1,619 |
| Salaries and employee benefits | $6,398,000 | 1,537 |
| Premises and equipment expense | $1,482,000 | 1,725 |
| Additional noninterest expense | $4,445,000 | 1,615 |
| Pre-tax net operating income | $3,137,000 | 1,571 |
| Securities gains (losses) | $21,000 | 3,084 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $3,158,000 | 1,346 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,158,000 | 1,348 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,158,000 | 1,349 |
| Net charge-offs | $460,000 | 3,763 |
| Cash dividends | $1,924,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,137,000 | 1,303 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,292,000 | 1,884 |
| Total interest expense | $2,527,000 | 2,446 |
| Net interest income | $9,765,000 | 1,721 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $1,961,000 | 1,715 |
| Gross Fiduciary activities income | $10,000 | 1,095 |
| Service charges on deposit accounts | $487,000 | 2,212 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,464,000 | 1,364 |
| Total noninterest expense | $9,189,000 | 1,609 |
| Salaries and employee benefits | $4,770,000 | 1,546 |
| Premises and equipment expense | $1,116,000 | 1,750 |
| Additional noninterest expense | $3,303,000 | 1,607 |
| Pre-tax net operating income | $2,312,000 | 1,699 |
| Securities gains (losses) | $21,000 | 2,864 |
| Applicable income taxes | $32,000 | 3,803 |
| Income before extraordinary items | $2,301,000 | 1,444 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,301,000 | 1,447 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,301,000 | 1,447 |
| Net charge-offs | $90,000 | 5,013 |
| Cash dividends | $1,571,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,280,210 | 1,400 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 1,907 |
| Total interest expense | $1,705,000 | 2,511 |
| Net interest income | $6,522,000 | 1,722 |
| Provision for loan and lease losses | $225,000 | 4,053 |
| Total noninterest income | $1,294,000 | 1,678 |
| Gross Fiduciary activities income | $6,000 | 1,117 |
| Service charges on deposit accounts | $326,000 | 2,205 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $962,000 | 1,333 |
| Total noninterest expense | $6,125,000 | 1,609 |
| Salaries and employee benefits | $3,160,000 | 1,571 |
| Premises and equipment expense | $735,000 | 1,775 |
| Additional noninterest expense | $2,230,000 | 1,582 |
| Pre-tax net operating income | $1,466,000 | 1,749 |
| Securities gains (losses) | $21,000 | 2,342 |
| Applicable income taxes | $21,000 | 3,764 |
| Income before extraordinary items | $1,466,000 | 1,502 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,466,000 | 1,503 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,466,000 | 1,503 |
| Net charge-offs | $90,000 | 4,353 |
| Cash dividends | $848,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,445,210 | 1,451 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 1,955 |
| Total interest expense | $875,000 | 2,567 |
| Net interest income | $3,222,000 | 1,762 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $628,000 | 1,728 |
| Gross Fiduciary activities income | $3,000 | 1,105 |
| Service charges on deposit accounts | $160,000 | 2,235 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $465,000 | 1,370 |
| Total noninterest expense | $2,960,000 | 1,690 |
| Salaries and employee benefits | $1,565,000 | 1,605 |
| Premises and equipment expense | $367,000 | 1,843 |
| Additional noninterest expense | $1,028,000 | 1,705 |
| Pre-tax net operating income | $665,000 | 1,915 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $11,000 | 3,764 |
| Income before extraordinary items | $654,000 | 1,671 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $654,000 | 1,672 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $654,000 | 1,673 |
| Net charge-offs | $50,000 | 3,711 |
| Cash dividends | $59,000 | 2,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $654,000 | 1,605 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,414,000 | 2,072 |
| Total interest expense | $3,608,000 | 2,975 |
| Net interest income | $12,806,000 | 1,743 |
| Provision for loan and lease losses | $2,125,000 | 2,406 |
| Total noninterest income | $2,601,000 | 1,780 |
| Gross Fiduciary activities income | $14,000 | 1,138 |
| Service charges on deposit accounts | $692,000 | 2,274 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,895,000 | 1,426 |
| Total noninterest expense | $11,143,000 | 1,834 |
| Salaries and employee benefits | $6,029,000 | 1,647 |
| Premises and equipment expense | $1,114,000 | 2,356 |
| Additional noninterest expense | $4,000,000 | 1,854 |
| Pre-tax net operating income | $2,139,000 | 1,817 |
| Securities gains (losses) | $779,000 | 619 |
| Applicable income taxes | $63,000 | 3,140 |
| Income before extraordinary items | $2,855,000 | 1,179 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,855,000 | 1,177 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,855,000 | 1,178 |
| Net charge-offs | $2,586,000 | 1,762 |
| Cash dividends | $1,654,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,091,580 | 1,542 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,448,000 | 2,080 |
| Total interest expense | $2,654,000 | 3,152 |
| Net interest income | $9,794,000 | 1,713 |
| Provision for loan and lease losses | $1,300,000 | 2,405 |
| Total noninterest income | $1,954,000 | 1,809 |
| Gross Fiduciary activities income | $11,000 | 1,109 |
| Service charges on deposit accounts | $526,000 | 2,259 |
| Trading account gains and fees | $-52,000 | 8,064 |
| Additional Noninterest Income | $1,469,000 | 1,417 |
| Total noninterest expense | $8,564,000 | 1,766 |
| Salaries and employee benefits | $4,455,000 | 1,693 |
| Premises and equipment expense | $837,000 | 2,376 |
| Additional noninterest expense | $3,272,000 | 1,655 |
| Pre-tax net operating income | $1,884,000 | 1,708 |
| Securities gains (losses) | $779,000 | 483 |
| Applicable income taxes | $47,000 | 3,362 |
| Income before extraordinary items | $2,616,000 | 1,035 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,616,000 | 1,033 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,616,000 | 1,035 |
| Net charge-offs | $1,938,000 | 1,525 |
| Cash dividends | $1,568,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,852,580 | 1,411 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,304,000 | 2,121 |
| Total interest expense | $1,789,000 | 3,245 |
| Net interest income | $6,515,000 | 1,712 |
| Provision for loan and lease losses | $400,000 | 3,257 |
| Total noninterest income | $1,414,000 | 1,719 |
| Gross Fiduciary activities income | $8,000 | 1,104 |
| Service charges on deposit accounts | $347,000 | 2,256 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,059,000 | 1,374 |
| Total noninterest expense | $5,553,000 | 1,850 |
| Salaries and employee benefits | $2,911,000 | 1,751 |
| Premises and equipment expense | $610,000 | 2,238 |
| Additional noninterest expense | $2,032,000 | 1,792 |
| Pre-tax net operating income | $1,976,000 | 1,155 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $31,000 | 3,458 |
| Income before extraordinary items | $1,945,000 | 975 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,945,000 | 975 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,945,000 | 975 |
| Net charge-offs | $1,762,000 | 1,221 |
| Cash dividends | $1,493,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,945,000 | 945 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 2,164 |
| Total interest expense | $843,000 | 3,485 |
| Net interest income | $3,257,000 | 1,702 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $824,000 | 1,515 |
| Gross Fiduciary activities income | $5,000 | 1,069 |
| Service charges on deposit accounts | $174,000 | 2,198 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $645,000 | 1,183 |
| Total noninterest expense | $2,741,000 | 1,809 |
| Salaries and employee benefits | $1,532,000 | 1,682 |
| Premises and equipment expense | $286,000 | 2,393 |
| Additional noninterest expense | $923,000 | 1,753 |
| Pre-tax net operating income | $1,190,000 | 1,073 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $15,000 | 3,758 |
| Income before extraordinary items | $1,175,000 | 904 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,175,000 | 904 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,175,000 | 906 |
| Net charge-offs | $70,000 | 3,232 |
| Cash dividends | $677,000 | 655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,175,000 | 845 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,743,000 | 2,032 |
| Total interest expense | $4,749,000 | 3,099 |
| Net interest income | $13,994,000 | 1,595 |
| Provision for loan and lease losses | $1,385,000 | 2,246 |
| Total noninterest income | $2,559,000 | 1,772 |
| Gross Fiduciary activities income | $20,000 | 1,109 |
| Service charges on deposit accounts | $500,000 | 3,016 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,039,000 | 1,284 |
| Total noninterest expense | $10,928,000 | 1,780 |
| Salaries and employee benefits | $6,638,000 | 1,557 |
| Premises and equipment expense | $1,022,000 | 2,578 |
| Additional noninterest expense | $3,268,000 | 1,872 |
| Pre-tax net operating income | $4,240,000 | 1,288 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $49,000 | 3,868 |
| Income before extraordinary items | $4,191,000 | 981 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,191,000 | 981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,189 |
| Cash dividends | $2,902,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,191,000 | 1,057 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,359,000 | 2,033 |
| Total interest expense | $3,738,000 | 3,073 |
| Net interest income | $10,621,000 | 1,589 |
| Provision for loan and lease losses | $315,000 | 3,467 |
| Total noninterest income | $1,928,000 | 1,822 |
| Gross Fiduciary activities income | $15,000 | 1,088 |
| Service charges on deposit accounts | $355,000 | 3,155 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,558,000 | 1,328 |
| Total noninterest expense | $8,096,000 | 1,785 |
| Salaries and employee benefits | $4,939,000 | 1,587 |
| Premises and equipment expense | $720,000 | 2,727 |
| Additional noninterest expense | $2,437,000 | 1,816 |
| Pre-tax net operating income | $4,138,000 | 1,215 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $35,000 | 4,328 |
| Income before extraordinary items | $4,103,000 | 890 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,103,000 | 889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 8,261 |
| Cash dividends | $2,770,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,103,000 | 952 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,687,000 | 2,043 |
| Total interest expense | $2,472,000 | 3,217 |
| Net interest income | $7,215,000 | 1,554 |
| Provision for loan and lease losses | $210,000 | 3,064 |
| Total noninterest income | $1,199,000 | 1,951 |
| Gross Fiduciary activities income | $10,000 | 1,114 |
| Service charges on deposit accounts | $230,000 | 3,199 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $959,000 | 1,444 |
| Total noninterest expense | $5,395,000 | 1,785 |
| Salaries and employee benefits | $3,277,000 | 1,605 |
| Premises and equipment expense | $509,000 | 2,598 |
| Additional noninterest expense | $1,609,000 | 1,794 |
| Pre-tax net operating income | $2,809,000 | 1,258 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $19,000 | 4,702 |
| Income before extraordinary items | $2,790,000 | 981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,790,000 | 980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,218 |
| Cash dividends | $1,985,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,790,000 | 960 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 2,057 |
| Total interest expense | $1,268,000 | 3,315 |
| Net interest income | $3,678,000 | 1,513 |
| Provision for loan and lease losses | $105,000 | 2,634 |
| Total noninterest income | $578,000 | 2,017 |
| Gross Fiduciary activities income | $5,000 | 1,113 |
| Service charges on deposit accounts | $111,000 | 3,231 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $462,000 | 1,492 |
| Total noninterest expense | $2,698,000 | 1,773 |
| Salaries and employee benefits | $1,642,000 | 1,608 |
| Premises and equipment expense | $249,000 | 2,673 |
| Additional noninterest expense | $807,000 | 1,761 |
| Pre-tax net operating income | $1,453,000 | 1,304 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $1,450,000 | 1,041 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,450,000 | 1,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,361 |
| Cash dividends | $748,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,450,000 | 1,000 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,939,000 | 1,929 |
| Total interest expense | $6,579,000 | 2,779 |
| Net interest income | $15,360,000 | 1,478 |
| Provision for loan and lease losses | $300,000 | 3,174 |
| Total noninterest income | $2,165,000 | 2,102 |
| Gross Fiduciary activities income | $19,000 | 1,156 |
| Service charges on deposit accounts | $445,000 | 3,310 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,701,000 | 1,529 |
| Total noninterest expense | $10,143,000 | 1,820 |
| Salaries and employee benefits | $6,197,000 | 1,625 |
| Premises and equipment expense | $959,000 | 2,663 |
| Additional noninterest expense | $2,987,000 | 1,844 |
| Pre-tax net operating income | $7,082,000 | 1,194 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $80,000 | 4,632 |
| Income before extraordinary items | $7,002,000 | 931 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,002,000 | 929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,979 |
| Cash dividends | $4,584,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,002,000 | 914 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,604,000 | 1,911 |
| Total interest expense | $5,128,000 | 2,688 |
| Net interest income | $11,476,000 | 1,485 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $1,561,000 | 2,155 |
| Gross Fiduciary activities income | $15,000 | 1,124 |
| Service charges on deposit accounts | $329,000 | 3,337 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,217,000 | 1,580 |
| Total noninterest expense | $7,431,000 | 1,843 |
| Salaries and employee benefits | $4,530,000 | 1,666 |
| Premises and equipment expense | $705,000 | 2,696 |
| Additional noninterest expense | $2,196,000 | 1,836 |
| Pre-tax net operating income | $5,381,000 | 1,265 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $80,000 | 4,619 |
| Income before extraordinary items | $5,301,000 | 986 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,301,000 | 984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,001 |
| Cash dividends | $4,408,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,301,000 | 973 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,000,000 | 1,941 |
| Total interest expense | $3,342,000 | 2,727 |
| Net interest income | $7,658,000 | 1,498 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $1,040,000 | 2,187 |
| Gross Fiduciary activities income | $10,000 | 1,140 |
| Service charges on deposit accounts | $225,000 | 3,253 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $805,000 | 1,610 |
| Total noninterest expense | $4,828,000 | 1,911 |
| Salaries and employee benefits | $2,960,000 | 1,736 |
| Premises and equipment expense | $450,000 | 2,817 |
| Additional noninterest expense | $1,418,000 | 1,907 |
| Pre-tax net operating income | $3,720,000 | 1,278 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $75,000 | 4,410 |
| Income before extraordinary items | $3,645,000 | 993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,645,000 | 992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 1,350 |
| Cash dividends | $2,997,000 | 655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,645,000 | 974 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,473,000 | 1,945 |
| Total interest expense | $1,681,000 | 2,698 |
| Net interest income | $3,792,000 | 1,516 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $535,000 | 2,119 |
| Gross Fiduciary activities income | $5,000 | 1,109 |
| Service charges on deposit accounts | $116,000 | 3,150 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $414,000 | 1,552 |
| Total noninterest expense | $2,413,000 | 1,919 |
| Salaries and employee benefits | $1,490,000 | 1,744 |
| Premises and equipment expense | $241,000 | 2,674 |
| Additional noninterest expense | $682,000 | 1,943 |
| Pre-tax net operating income | $1,839,000 | 1,268 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $38,000 | 4,407 |
| Income before extraordinary items | $1,801,000 | 973 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,801,000 | 972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $1,259,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,801,000 | 962 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,411,000 | 1,947 |
| Total interest expense | $5,636,000 | 2,736 |
| Net interest income | $14,775,000 | 1,550 |
| Provision for loan and lease losses | $125,000 | 4,315 |
| Total noninterest income | $1,305,000 | 2,957 |
| Gross Fiduciary activities income | $17,000 | 1,199 |
| Service charges on deposit accounts | $373,000 | 3,671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $915,000 | 2,364 |
| Total noninterest expense | $8,952,000 | 1,968 |
| Salaries and employee benefits | $5,375,000 | 1,819 |
| Premises and equipment expense | $837,000 | 2,888 |
| Additional noninterest expense | $2,740,000 | 1,920 |
| Pre-tax net operating income | $7,003,000 | 1,408 |
| Securities gains (losses) | $-34,000 | 7,777 |
| Applicable income taxes | $150,000 | 4,592 |
| Income before extraordinary items | $6,819,000 | 1,094 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,819,000 | 1,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,133 |
| Cash dividends | $4,627,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,852,320 | 1,071 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,956,000 | 1,973 |
| Total interest expense | $3,968,000 | 2,800 |
| Net interest income | $10,988,000 | 1,580 |
| Provision for loan and lease losses | $125,000 | 3,756 |
| Total noninterest income | $888,000 | 3,166 |
| Gross Fiduciary activities income | $13,000 | 1,175 |
| Service charges on deposit accounts | $278,000 | 3,723 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $597,000 | 2,574 |
| Total noninterest expense | $6,571,000 | 2,010 |
| Salaries and employee benefits | $3,834,000 | 1,895 |
| Premises and equipment expense | $738,000 | 2,515 |
| Additional noninterest expense | $1,999,000 | 1,952 |
| Pre-tax net operating income | $5,180,000 | 1,463 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $113,000 | 4,813 |
| Income before extraordinary items | $5,067,000 | 1,141 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,067,000 | 1,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-191,000 | 8,626 |
| Cash dividends | $4,348,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,067,000 | 1,128 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,490,000 | 2,030 |
| Total interest expense | $2,256,000 | 3,081 |
| Net interest income | $7,234,000 | 1,602 |
| Provision for loan and lease losses | $125,000 | 2,925 |
| Total noninterest income | $559,000 | 3,268 |
| Gross Fiduciary activities income | $9,000 | 1,185 |
| Service charges on deposit accounts | $217,000 | 3,369 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $333,000 | 2,827 |
| Total noninterest expense | $4,205,000 | 2,094 |
| Salaries and employee benefits | $2,591,000 | 1,881 |
| Premises and equipment expense | $485,000 | 2,554 |
| Additional noninterest expense | $1,129,000 | 2,303 |
| Pre-tax net operating income | $3,463,000 | 1,457 |
| Securities gains (losses) | $-34,000 | 8,254 |
| Applicable income taxes | $75,000 | 4,845 |
| Income before extraordinary items | $3,354,000 | 1,148 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,354,000 | 1,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-192,000 | 8,672 |
| Cash dividends | $3,383,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,387,320 | 1,121 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,506,000 | 2,088 |
| Total interest expense | $920,000 | 3,475 |
| Net interest income | $3,586,000 | 1,602 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $251,000 | 3,458 |
| Gross Fiduciary activities income | $4,000 | 1,187 |
| Service charges on deposit accounts | $89,000 | 3,722 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $158,000 | 2,884 |
| Total noninterest expense | $1,949,000 | 2,281 |
| Salaries and employee benefits | $1,224,000 | 2,001 |
| Premises and equipment expense | $137,000 | 4,043 |
| Additional noninterest expense | $588,000 | 2,198 |
| Pre-tax net operating income | $1,788,000 | 1,372 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $38,000 | 4,781 |
| Income before extraordinary items | $1,750,000 | 1,071 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,750,000 | 1,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $1,357,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,750,000 | 1,056 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,110,000 | 2,201 |
| Total interest expense | $2,158,000 | 4,219 |
| Net interest income | $12,952,000 | 1,694 |
| Provision for loan and lease losses | $225,000 | 3,375 |
| Total noninterest income | $1,044,000 | 3,448 |
| Gross Fiduciary activities income | $18,000 | 1,196 |
| Service charges on deposit accounts | $394,000 | 3,587 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $632,000 | 2,963 |
| Total noninterest expense | $7,339,000 | 2,281 |
| Salaries and employee benefits | $4,658,000 | 1,977 |
| Premises and equipment expense | $538,000 | 3,968 |
| Additional noninterest expense | $2,143,000 | 2,333 |
| Pre-tax net operating income | $6,432,000 | 1,488 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $79,000 | 5,551 |
| Income before extraordinary items | $6,353,000 | 1,144 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,353,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,319 |
| Cash dividends | $3,604,000 | 892 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,353,000 | 1,117 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,765,000 | 2,253 |
| Total interest expense | $1,467,000 | 4,357 |
| Net interest income | $9,298,000 | 1,753 |
| Provision for loan and lease losses | $175,000 | 3,250 |
| Total noninterest income | $751,000 | 3,568 |
| Gross Fiduciary activities income | $14,000 | 1,172 |
| Service charges on deposit accounts | $299,000 | 3,559 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $438,000 | 3,113 |
| Total noninterest expense | $5,237,000 | 2,364 |
| Salaries and employee benefits | $3,278,000 | 2,090 |
| Premises and equipment expense | $387,000 | 4,062 |
| Additional noninterest expense | $1,572,000 | 2,338 |
| Pre-tax net operating income | $4,637,000 | 1,543 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $16,000 | 6,381 |
| Income before extraordinary items | $4,621,000 | 1,174 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,621,000 | 1,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,713 |
| Cash dividends | $3,413,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,621,000 | 1,148 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,818,000 | 2,321 |
| Total interest expense | $915,000 | 4,403 |
| Net interest income | $5,903,000 | 1,834 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $463,000 | 3,709 |
| Gross Fiduciary activities income | $10,000 | 1,165 |
| Service charges on deposit accounts | $198,000 | 3,539 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $255,000 | 3,342 |
| Total noninterest expense | $3,308,000 | 2,463 |
| Salaries and employee benefits | $2,139,000 | 2,115 |
| Premises and equipment expense | $237,000 | 4,301 |
| Additional noninterest expense | $932,000 | 2,614 |
| Pre-tax net operating income | $2,958,000 | 1,575 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,000 | 6,378 |
| Income before extraordinary items | $2,947,000 | 1,195 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,947,000 | 1,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,224 |
| Cash dividends | $2,391,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,947,000 | 1,171 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,224,000 | 2,390 |
| Total interest expense | $410,000 | 4,601 |
| Net interest income | $2,814,000 | 1,912 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $184,000 | 4,198 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $97,000 | 3,512 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,172 |
| Total noninterest expense | $1,631,000 | 2,512 |
| Salaries and employee benefits | $1,082,000 | 2,110 |
| Premises and equipment expense | $113,000 | 4,465 |
| Additional noninterest expense | $436,000 | 2,779 |
| Pre-tax net operating income | $1,342,000 | 1,707 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $1,337,000 | 1,296 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,337,000 | 1,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $978,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,337,000 | 1,268 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,277,000 | 2,763 |
| Total interest expense | $1,354,000 | 4,787 |
| Net interest income | $8,923,000 | 2,290 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $960,000 | 3,654 |
| Gross Fiduciary activities income | $14,000 | 1,262 |
| Service charges on deposit accounts | $513,000 | 3,088 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $433,000 | 3,570 |
| Total noninterest expense | $5,701,000 | 2,777 |
| Salaries and employee benefits | $3,646,000 | 2,381 |
| Premises and equipment expense | $477,000 | 4,244 |
| Additional noninterest expense | $1,578,000 | 3,002 |
| Pre-tax net operating income | $4,032,000 | 2,050 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $22,000 | 6,508 |
| Income before extraordinary items | $4,010,000 | 1,619 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,010,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,446 |
| Cash dividends | $2,489,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,010,000 | 1,567 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,305,000 | 2,867 |
| Total interest expense | $961,000 | 4,894 |
| Net interest income | $6,344,000 | 2,388 |
| Provision for loan and lease losses | $150,000 | 3,509 |
| Total noninterest income | $747,000 | 3,579 |
| Gross Fiduciary activities income | $9,000 | 1,258 |
| Service charges on deposit accounts | $394,000 | 3,045 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $344,000 | 3,466 |
| Total noninterest expense | $4,167,000 | 2,818 |
| Salaries and employee benefits | $2,658,000 | 2,434 |
| Premises and equipment expense | $357,000 | 4,230 |
| Additional noninterest expense | $1,152,000 | 3,052 |
| Pre-tax net operating income | $2,774,000 | 2,204 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $16,000 | 6,628 |
| Income before extraordinary items | $2,758,000 | 1,751 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,758,000 | 1,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $2,313,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,758,000 | 1,698 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,709,000 | 2,944 |
| Total interest expense | $642,000 | 4,902 |
| Net interest income | $4,067,000 | 2,455 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $500,000 | 3,573 |
| Gross Fiduciary activities income | $7,000 | 1,247 |
| Service charges on deposit accounts | $259,000 | 3,056 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $234,000 | 3,440 |
| Total noninterest expense | $2,720,000 | 2,870 |
| Salaries and employee benefits | $1,765,000 | 2,431 |
| Premises and equipment expense | $205,000 | 4,686 |
| Additional noninterest expense | $750,000 | 3,117 |
| Pre-tax net operating income | $1,747,000 | 2,290 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $11,000 | 6,615 |
| Income before extraordinary items | $1,736,000 | 1,821 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,736,000 | 1,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $1,753,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,736,000 | 1,770 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 2,955 |
| Total interest expense | $321,000 | 4,963 |
| Net interest income | $2,035,000 | 2,450 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $252,000 | 3,512 |
| Gross Fiduciary activities income | $4,000 | 1,216 |
| Service charges on deposit accounts | $128,000 | 3,017 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $120,000 | 3,347 |
| Total noninterest expense | $1,317,000 | 2,947 |
| Salaries and employee benefits | $862,000 | 2,514 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $350,000 | 3,289 |
| Pre-tax net operating income | $945,000 | 2,111 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $940,000 | 1,683 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $940,000 | 1,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,637 |
| Cash dividends | $863,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $940,000 | 1,596 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,906,000 | 3,142 |
| Total interest expense | $1,402,000 | 5,086 |
| Net interest income | $7,504,000 | 2,569 |
| Provision for loan and lease losses | $110,000 | 5,170 |
| Total noninterest income | $1,094,000 | 3,517 |
| Gross Fiduciary activities income | $3,000 | 1,497 |
| Service charges on deposit accounts | $472,000 | 3,250 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $619,000 | 3,192 |
| Total noninterest expense | $5,016,000 | 3,044 |
| Salaries and employee benefits | $3,162,000 | 2,655 |
| Premises and equipment expense | $418,000 | 4,586 |
| Additional noninterest expense | $1,436,000 | 3,211 |
| Pre-tax net operating income | $3,472,000 | 2,229 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $19,000 | 6,818 |
| Income before extraordinary items | $3,453,000 | 1,801 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,453,000 | 1,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,706 |
| Cash dividends | $2,558,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,453,000 | 1,721 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 3,215 |
| Total interest expense | $1,073,000 | 5,166 |
| Net interest income | $5,535,000 | 2,633 |
| Provision for loan and lease losses | $110,000 | 4,499 |
| Total noninterest income | $847,000 | 3,510 |
| Gross Fiduciary activities income | $3,000 | 1,448 |
| Service charges on deposit accounts | $353,000 | 3,258 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $491,000 | 3,174 |
| Total noninterest expense | $3,600,000 | 3,157 |
| Salaries and employee benefits | $2,325,000 | 2,703 |
| Premises and equipment expense | $274,000 | 5,023 |
| Additional noninterest expense | $1,001,000 | 3,393 |
| Pre-tax net operating income | $2,672,000 | 2,248 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $14,000 | 6,958 |
| Income before extraordinary items | $2,658,000 | 1,820 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,658,000 | 1,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,064 |
| Cash dividends | $2,457,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,658,000 | 1,718 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 3,243 |
| Total interest expense | $703,000 | 5,325 |
| Net interest income | $3,674,000 | 2,652 |
| Provision for loan and lease losses | $70,000 | 4,525 |
| Total noninterest income | $530,000 | 3,621 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $229,000 | 3,286 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $300,000 | 3,294 |
| Total noninterest expense | $2,401,000 | 3,155 |
| Salaries and employee benefits | $1,550,000 | 2,706 |
| Premises and equipment expense | $162,000 | 5,400 |
| Additional noninterest expense | $689,000 | 3,267 |
| Pre-tax net operating income | $1,733,000 | 2,316 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $8,000 | 7,030 |
| Income before extraordinary items | $1,725,000 | 1,867 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,725,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 1,553 |
| Cash dividends | $1,836,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,725,000 | 1,749 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 3,254 |
| Total interest expense | $364,000 | 5,327 |
| Net interest income | $1,824,000 | 2,651 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $223,000 | 3,902 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $110,000 | 3,756 |
| Total noninterest expense | $1,220,000 | 3,091 |
| Salaries and employee benefits | $789,000 | 2,650 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $349,000 | 3,200 |
| Pre-tax net operating income | $817,000 | 2,426 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $814,000 | 1,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $814,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $1,022,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $814,000 | 1,833 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,495,000 | 3,155 |
| Total interest expense | $1,957,000 | 4,857 |
| Net interest income | $7,538,000 | 2,537 |
| Provision for loan and lease losses | $450,000 | 2,572 |
| Total noninterest income | $536,000 | 5,024 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $338,000 | 3,966 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $197,000 | 5,060 |
| Total noninterest expense | $4,489,000 | 3,228 |
| Salaries and employee benefits | $2,880,000 | 2,736 |
| Premises and equipment expense | $406,000 | 4,596 |
| Additional noninterest expense | $1,203,000 | 3,599 |
| Pre-tax net operating income | $3,135,000 | 2,404 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $12,000 | 7,232 |
| Income before extraordinary items | $3,123,000 | 1,922 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,123,000 | 1,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,838 |
| Cash dividends | $2,286,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,123,000 | 1,860 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,781,000 | 3,382 |
| Total interest expense | $3,116,000 | 4,585 |
| Net interest income | $6,665,000 | 2,681 |
| Provision for loan and lease losses | $749,000 | 1,583 |
| Total noninterest income | $416,000 | 5,577 |
| Gross Fiduciary activities income | $5,000 | 1,541 |
| Service charges on deposit accounts | $265,000 | 4,489 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $146,000 | 5,594 |
| Total noninterest expense | $4,005,000 | 3,427 |
| Salaries and employee benefits | $2,512,000 | 2,941 |
| Premises and equipment expense | $416,000 | 4,480 |
| Additional noninterest expense | $1,077,000 | 3,827 |
| Pre-tax net operating income | $2,327,000 | 2,818 |
| Securities gains (losses) | $39,000 | 2,590 |
| Applicable income taxes | $10,000 | 7,583 |
| Income before extraordinary items | $2,356,000 | 2,199 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,356,000 | 2,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,289 |
| Cash dividends | $2,254,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,317,000 | 2,167 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,524,000 | 3,552 |
| Total interest expense | $3,089,000 | 4,815 |
| Net interest income | $6,435,000 | 2,760 |
| Provision for loan and lease losses | $145,000 | 4,470 |
| Total noninterest income | $339,000 | 5,980 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $195,000 | 5,154 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $144,000 | 5,581 |
| Total noninterest expense | $3,576,000 | 3,633 |
| Salaries and employee benefits | $2,207,000 | 3,174 |
| Premises and equipment expense | $348,000 | 4,957 |
| Additional noninterest expense | $1,021,000 | 3,927 |
| Pre-tax net operating income | $3,053,000 | 2,361 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $20,000 | 7,844 |
| Income before extraordinary items | $3,029,000 | 1,738 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,029,000 | 1,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 9,642 |
| Cash dividends | $2,326,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,032,960 | 1,727 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,318,000 | 4,239 |
| Total interest expense | $2,401,000 | 5,332 |
| Net interest income | $4,917,000 | 3,492 |
| Provision for loan and lease losses | $105,000 | 5,113 |
| Total noninterest income | $296,000 | 6,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,870 |
| Total noninterest expense | $2,844,000 | 4,407 |
| Salaries and employee benefits | $1,806,000 | 3,736 |
| Premises and equipment expense | $292,000 | 5,553 |
| Additional noninterest expense | $746,000 | 5,031 |
| Pre-tax net operating income | $2,264,000 | 3,025 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $55,000 | 7,567 |
| Income before extraordinary items | $2,209,000 | 2,356 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,209,000 | 2,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,050 |
| Cash dividends | $1,305,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,209,000 | 2,328 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,764,000 | 4,515 |
| Total interest expense | $2,358,000 | 5,591 |
| Net interest income | $4,406,000 | 3,803 |
| Provision for loan and lease losses | $255,000 | 2,948 |
| Total noninterest income | $264,000 | 6,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,022 |
| Total noninterest expense | $2,425,000 | 4,874 |
| Salaries and employee benefits | $1,525,000 | 4,189 |
| Premises and equipment expense | $285,000 | 5,544 |
| Additional noninterest expense | $615,000 | 5,654 |
| Pre-tax net operating income | $1,990,000 | 3,356 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $197,000 | 6,233 |
| Income before extraordinary items | $1,793,000 | 2,797 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,793,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,412 |
| Cash dividends | $1,061,000 | 2,111 |
| Sale, conversion, retirement of capital stock, net | $650,000 | 527 |
| Net operating income | $1,793,000 | 2,723 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,259,000 | 5,589 |
| Total interest expense | $1,675,000 | 6,940 |
| Net interest income | $3,584,000 | 4,647 |
| Provision for loan and lease losses | $307,000 | 2,537 |
| Total noninterest income | $212,000 | 7,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,136 |
| Total noninterest expense | $2,020,000 | 5,627 |
| Salaries and employee benefits | $1,189,000 | 5,142 |
| Premises and equipment expense | $291,000 | 5,538 |
| Additional noninterest expense | $540,000 | 6,192 |
| Pre-tax net operating income | $1,469,000 | 4,568 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $593,000 | 3,711 |
| Income before extraordinary items | $876,000 | 5,140 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $876,000 | 5,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,881 |
| Cash dividends | $125,000 | 6,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $876,000 | 5,091 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 6,321 |
| Total interest expense | $1,370,000 | 7,916 |
| Net interest income | $3,205,000 | 5,192 |
| Provision for loan and lease losses | $234,000 | 3,091 |
| Total noninterest income | $192,000 | 8,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $1,802,000 | 6,382 |
| Salaries and employee benefits | $1,076,000 | 5,676 |
| Premises and equipment expense | $286,000 | 5,766 |
| Additional noninterest expense | $440,000 | 7,546 |
| Pre-tax net operating income | $1,361,000 | 4,677 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $524,000 | 4,002 |
| Income before extraordinary items | $837,000 | 5,130 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $837,000 | 5,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,960 |
| Cash dividends | $325,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $837,000 | 5,073 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 6,860 |
| Total interest expense | $1,233,000 | 8,481 |
| Net interest income | $2,888,000 | 5,667 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $142,000 | 9,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,472 |
| Total noninterest expense | $1,631,000 | 6,891 |
| Salaries and employee benefits | $918,000 | 6,473 |
| Premises and equipment expense | $239,000 | 6,526 |
| Additional noninterest expense | $474,000 | 7,482 |
| Pre-tax net operating income | $1,344,000 | 4,838 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $470,000 | 4,385 |
| Income before extraordinary items | $874,000 | 5,100 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $874,000 | 5,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $874,000 | 5,090 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 7,671 |
| Total interest expense | $834,000 | 9,424 |
| Net interest income | $2,433,000 | 6,601 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $173,000 | 9,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $1,586,000 | 7,344 |
| Salaries and employee benefits | $840,000 | 6,976 |
| Premises and equipment expense | $231,000 | 6,847 |
| Additional noninterest expense | $515,000 | 7,709 |
| Pre-tax net operating income | $965,000 | 6,096 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $362,000 | 5,127 |
| Income before extraordinary items | $602,000 | 6,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $602,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $55,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $602,640 | 6,575 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 8,955 |
| Total interest expense | $774,000 | 10,179 |
| Net interest income | $1,851,000 | 8,096 |
| Provision for loan and lease losses | $57,000 | 7,209 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $1,450,000 | 8,002 |
| Salaries and employee benefits | $744,000 | 7,682 |
| Premises and equipment expense | $249,000 | 6,692 |
| Additional noninterest expense | $457,000 | 8,650 |
| Pre-tax net operating income | $518,000 | 8,545 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $192,000 | 7,775 |
| Income before extraordinary items | $334,000 | 9,095 |
| Extraordinary gains, net | $-48,000 | 12,717 |
| Net income | $286,000 | 9,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $85,000 | 7,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $328,880 | 8,883 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,663,000 | 9,605 |
| Total interest expense | $960,000 | 10,580 |
| Net interest income | $1,703,000 | 8,638 |
| Provision for loan and lease losses | $62,000 | 8,472 |
| Total noninterest income | $169,000 | 10,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 7,138 |
| Total noninterest expense | $1,459,000 | 8,074 |
| Salaries and employee benefits | $689,000 | 8,074 |
| Premises and equipment expense | $368,000 | 5,137 |
| Additional noninterest expense | $402,000 | 9,542 |
| Pre-tax net operating income | $351,000 | 9,677 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $131,000 | 9,084 |
| Income before extraordinary items | $242,000 | 10,022 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $242,000 | 10,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 7,125 |
| Cash dividends | $113,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $227,700 | 9,863 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.