Mississippi National Bankers Bank, Income and Expense

2010-12-31 (YTD Data)Rank
Total interest income$2,827,0006,149
Total interest expense$126,0007,475
Net interest income$2,701,0005,596
Provision for loan and lease losses$1,100,0002,908
Total noninterest income$749,0003,787
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$0175
Additional Noninterest Income$749,0002,585
Total noninterest expense$2,336,0005,663
Salaries and employee benefits$1,321,0005,399
Premises and equipment expense$189,0006,293
Additional noninterest expense$826,0005,557
Pre-tax net operating income$14,0005,728
Securities gains (losses)$03,793
Applicable income taxes$-33,0006,674
Income before extraordinary items$47,0005,813
Extraordinary gains, net$029
Net income$47,0005,814
Minority interest net income$0111
Net income of bank and minority interests.$47,0005,814
Net charge-offs$1,406,0002,252
Cash dividends$366,0002,727
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$47,0005,672
2010-09-30 (YTD Data)Rank
Total interest income$2,162,0006,219
Total interest expense$96,0007,592
Net interest income$2,066,0005,635
Provision for loan and lease losses$950,0002,578
Total noninterest income$558,0003,839
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$558,0002,587
Total noninterest expense$1,737,0005,723
Salaries and employee benefits$979,0005,475
Premises and equipment expense$142,0006,382
Additional noninterest expense$616,0005,586
Pre-tax net operating income$-63,0006,105
Securities gains (losses)$03,651
Applicable income taxes$-69,0007,017
Income before extraordinary items$6,0006,097
Extraordinary gains, net$023
Net income$6,0006,098
Minority interest net income$0110
Net income of bank and minority interests.$6,0006,098
Net charge-offs$06,672
Cash dividends$305,0002,304
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,0005,979
2010-06-30 (YTD Data)Rank
Total interest income$1,480,0006,219
Total interest expense$70,0007,643
Net interest income$1,410,0005,604
Provision for loan and lease losses$300,0003,591
Total noninterest income$377,0003,751
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$377,0002,495
Total noninterest expense$1,156,0005,755
Salaries and employee benefits$658,0005,502
Premises and equipment expense$95,0006,394
Additional noninterest expense$403,0005,643
Pre-tax net operating income$331,0004,266
Securities gains (losses)$03,184
Applicable income taxes$88,0002,885
Income before extraordinary items$243,0004,618
Extraordinary gains, net$019
Net income$243,0004,618
Minority interest net income$0105
Net income of bank and minority interests.$243,0004,618
Net charge-offs$06,372
Cash dividends$60,0003,096
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$243,0004,471
2010-03-31 (YTD Data)Rank
Total interest income$775,0006,188
Total interest expense$42,0007,702
Net interest income$733,0005,535
Provision for loan and lease losses$150,0003,336
Total noninterest income$193,0003,721
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$193,0002,453
Total noninterest expense$578,0005,829
Salaries and employee benefits$329,0005,546
Premises and equipment expense$49,0006,432
Additional noninterest expense$200,0005,701
Pre-tax net operating income$198,0004,080
Securities gains (losses)$02,284
Applicable income taxes$38,0002,998
Income before extraordinary items$160,0004,263
Extraordinary gains, net$016
Net income$160,0004,264
Minority interest net income$091
Net income of bank and minority interests.$160,0004,262
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$160,0004,161
2009-12-31 (YTD Data)Rank
Total interest income$3,272,0006,169
Total interest expense$306,0007,575
Net interest income$2,966,0005,414
Provision for loan and lease losses$1,039,0003,443
Total noninterest income$703,0004,054
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$703,0002,658
Total noninterest expense$2,223,0005,973
Salaries and employee benefits$1,228,0005,789
Premises and equipment expense$207,0006,421
Additional noninterest expense$788,0005,853
Pre-tax net operating income$407,0004,223
Securities gains (losses)$03,754
Applicable income taxes$133,0002,683
Income before extraordinary items$274,0004,563
Extraordinary gains, net$034
Net income$274,0004,562
Minority interest net income$0115
Net income of bank and minority interests.$274,0004,563
Net charge-offs$07,246
Cash dividends$338,0003,073
Sale, conversion, retirement of capital stock, net$100,000894
Net operating income$274,0004,487
2009-09-30 (YTD Data)Rank
Total interest income$2,445,0006,236
Total interest expense$245,0007,628
Net interest income$2,200,0005,459
Provision for loan and lease losses$654,0003,393
Total noninterest income$510,0004,199
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$510,0002,782
Total noninterest expense$1,656,0006,012
Salaries and employee benefits$882,0005,907
Premises and equipment expense$155,0006,486
Additional noninterest expense$619,0005,743
Pre-tax net operating income$400,0004,189
Securities gains (losses)$03,497
Applicable income taxes$128,0002,696
Income before extraordinary items$272,0004,541
Extraordinary gains, net$027
Net income$272,0004,540
Minority interest net income$0118
Net income of bank and minority interests.$272,0004,542
Net charge-offs$06,987
Cash dividends$277,0002,729
Sale, conversion, retirement of capital stock, net$100,000745
Net operating income$272,0004,466
2009-06-30 (YTD Data)Rank
Total interest income$1,656,0006,275
Total interest expense$176,0007,673
Net interest income$1,480,0005,443
Provision for loan and lease losses$380,0003,354
Total noninterest income$207,0005,163
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$207,0003,608
Total noninterest expense$952,0006,408
Salaries and employee benefits$583,0005,996
Premises and equipment expense$101,0006,563
Additional noninterest expense$268,0006,726
Pre-tax net operating income$355,0003,898
Securities gains (losses)$03,136
Applicable income taxes$109,0002,558
Income before extraordinary items$246,0004,271
Extraordinary gains, net$021
Net income$246,0004,271
Minority interest net income$0112
Net income of bank and minority interests.$246,0004,271
Net charge-offs$06,628
Cash dividends$31,0003,787
Sale, conversion, retirement of capital stock, net$100,000600
Net operating income$246,0004,162
2009-03-31 (YTD Data)Rank
Total interest income$839,0006,287
Total interest expense$95,0007,686
Net interest income$744,0005,416
Provision for loan and lease losses$180,0002,990
Total noninterest income$188,0003,937
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$188,0002,603
Total noninterest expense$541,0006,068
Salaries and employee benefits$292,0006,039
Premises and equipment expense$51,0006,589
Additional noninterest expense$198,0005,626
Pre-tax net operating income$211,0003,948
Securities gains (losses)$02,434
Applicable income taxes$51,0002,864
Income before extraordinary items$160,0004,232
Extraordinary gains, net$015
Net income$160,0004,235
Minority interest net income$0102
Net income of bank and minority interests.$160,0004,235
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$200,000271
Net operating income$160,0004,075
2008-12-31 (YTD Data)Rank
Total interest income$4,620,0005,668
Total interest expense$2,050,0005,230
Net interest income$2,570,0005,843
Provision for loan and lease losses$125,0005,768
Total noninterest income$377,0005,388
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$377,0003,686
Total noninterest expense$1,978,0006,258
Salaries and employee benefits$1,266,0005,826
Premises and equipment expense$201,0006,669
Additional noninterest expense$511,0006,582
Pre-tax net operating income$844,0004,070
Securities gains (losses)$03,220
Applicable income taxes$297,0002,421
Income before extraordinary items$547,0004,306
Extraordinary gains, net$039
Net income$547,0004,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$242,0004,329
Sale, conversion, retirement of capital stock, net$200,000774
Net operating income$547,0004,463
2008-09-30 (YTD Data)Rank
Total interest income$3,648,0005,610
Total interest expense$1,791,0004,983
Net interest income$1,857,0005,980
Provision for loan and lease losses$85,0005,386
Total noninterest income$274,0005,543
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$274,0003,848
Total noninterest expense$1,492,0006,237
Salaries and employee benefits$954,0005,838
Premises and equipment expense$147,0006,744
Additional noninterest expense$391,0006,521
Pre-tax net operating income$554,0004,772
Securities gains (losses)$03,106
Applicable income taxes$194,0002,946
Income before extraordinary items$360,0004,944
Extraordinary gains, net$031
Net income$360,0004,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$242,0003,677
Sale, conversion, retirement of capital stock, net$200,000576
Net operating income$360,0005,109
2008-06-30 (YTD Data)Rank
Total interest income$2,576,0005,505
Total interest expense$1,356,0004,781
Net interest income$1,220,0006,030
Provision for loan and lease losses$15,0006,116
Total noninterest income$201,0005,418
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$201,0003,753
Total noninterest expense$1,033,0006,190
Salaries and employee benefits$682,0005,662
Premises and equipment expense$97,0006,803
Additional noninterest expense$254,0006,610
Pre-tax net operating income$373,0004,912
Securities gains (losses)$03,233
Applicable income taxes$133,0003,154
Income before extraordinary items$240,0005,348
Extraordinary gains, net$021
Net income$240,0005,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$240,0005,271
2008-03-31 (YTD Data)Rank
Total interest income$1,512,0005,152
Total interest expense$901,0004,179
Net interest income$611,0006,061
Provision for loan and lease losses$15,0005,068
Total noninterest income$93,0005,583
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$93,0003,915
Total noninterest expense$589,0005,861
Salaries and employee benefits$415,0005,131
Premises and equipment expense$50,0006,769
Additional noninterest expense$124,0006,644
Pre-tax net operating income$100,0006,003
Securities gains (losses)$02,688
Applicable income taxes$34,0003,939
Income before extraordinary items$66,0006,327
Extraordinary gains, net$015
Net income$66,0006,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$66,0006,236
2007-12-31 (YTD Data)Rank
Total interest income$6,268,0005,073
Total interest expense$4,005,0004,007
Net interest income$2,263,0006,209
Provision for loan and lease losses$90,0005,036
Total noninterest income$288,0006,095
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$288,0004,318
Total noninterest expense$1,501,0006,921
Salaries and employee benefits$947,0006,566
Premises and equipment expense$198,0006,754
Additional noninterest expense$356,0007,272
Pre-tax net operating income$960,0004,817
Securities gains (losses)$02,146
Applicable income taxes$336,0003,231
Income before extraordinary items$624,0005,270
Extraordinary gains, net$039
Net income$624,0005,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$624,0005,257
2007-09-30 (YTD Data)Rank
Total interest income$4,965,0004,912
Total interest expense$3,294,0003,783
Net interest income$1,671,0006,296
Provision for loan and lease losses$06,528
Total noninterest income$220,0006,124
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$220,0004,310
Total noninterest expense$1,114,0006,926
Salaries and employee benefits$697,0006,610
Premises and equipment expense$147,0006,763
Additional noninterest expense$270,0007,234
Pre-tax net operating income$777,0004,898
Securities gains (losses)$01,655
Applicable income taxes$268,0003,350
Income before extraordinary items$509,0005,341
Extraordinary gains, net$033
Net income$509,0005,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$509,0005,326
2007-06-30 (YTD Data)Rank
Total interest income$3,565,0004,710
Total interest expense$2,463,0003,495
Net interest income$1,102,0006,374
Provision for loan and lease losses$06,209
Total noninterest income$154,0006,079
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$154,0004,266
Total noninterest expense$738,0006,986
Salaries and employee benefits$463,0006,660
Premises and equipment expense$95,0006,857
Additional noninterest expense$180,0007,262
Pre-tax net operating income$518,0004,965
Securities gains (losses)$01,444
Applicable income taxes$170,0003,483
Income before extraordinary items$348,0005,357
Extraordinary gains, net$029
Net income$348,0005,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$348,0005,346
2007-03-31 (YTD Data)Rank
Total interest income$2,093,0004,263
Total interest expense$1,529,0002,945
Net interest income$564,0006,324
Provision for loan and lease losses$05,779
Total noninterest income$84,0005,880
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$84,0004,109
Total noninterest expense$365,0007,043
Salaries and employee benefits$231,0006,718
Premises and equipment expense$45,0006,985
Additional noninterest expense$89,0007,293
Pre-tax net operating income$283,0004,787
Securities gains (losses)$01,187
Applicable income taxes$93,0003,366
Income before extraordinary items$190,0005,184
Extraordinary gains, net$022
Net income$190,0005,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$190,0005,170
2006-12-31 (YTD Data)Rank
Total interest income$6,377,0004,812
Total interest expense$4,270,0003,429
Net interest income$2,107,0006,443
Provision for loan and lease losses$100,0004,711
Total noninterest income$292,0006,227
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$292,0004,350
Total noninterest expense$1,365,0007,110
Salaries and employee benefits$879,0006,725
Premises and equipment expense$163,0007,104
Additional noninterest expense$323,0007,448
Pre-tax net operating income$934,0005,344
Securities gains (losses)$01,687
Applicable income taxes$307,0003,775
Income before extraordinary items$627,0005,725
Extraordinary gains, net$051
Net income$627,0005,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$5,650,000298
Net operating income$627,0005,712
2006-09-30 (YTD Data)Rank
Total interest income$4,854,0004,762
Total interest expense$3,330,0003,236
Net interest income$1,524,0006,594
Provision for loan and lease losses$100,0004,067
Total noninterest income$220,0006,278
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$220,0004,334
Total noninterest expense$1,008,0007,149
Salaries and employee benefits$664,0006,696
Premises and equipment expense$114,0007,252
Additional noninterest expense$230,0007,547
Pre-tax net operating income$636,0005,739
Securities gains (losses)$01,388
Applicable income taxes$208,0004,088
Income before extraordinary items$428,0006,099
Extraordinary gains, net$045
Net income$428,0006,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$5,650,000223
Net operating income$428,0006,095
2006-06-30 (YTD Data)Rank
Total interest income$3,527,0004,489
Total interest expense$2,560,0002,756
Net interest income$967,0006,738
Provision for loan and lease losses$60,0004,062
Total noninterest income$158,0006,144
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$158,0004,200
Total noninterest expense$675,0007,174
Salaries and employee benefits$452,0006,675
Premises and equipment expense$72,0007,368
Additional noninterest expense$151,0007,594
Pre-tax net operating income$390,0005,956
Securities gains (losses)$01,185
Applicable income taxes$127,0004,236
Income before extraordinary items$263,0006,285
Extraordinary gains, net$039
Net income$263,0006,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$5,650,000149
Net operating income$263,0006,288
2006-03-31 (YTD Data)Rank
Total interest income$1,974,0004,117
Total interest expense$1,524,0002,302
Net interest income$450,0006,942
Provision for loan and lease losses$25,0004,252
Total noninterest income$93,0005,746
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$93,0003,860
Total noninterest expense$335,0007,210
Salaries and employee benefits$226,0006,695
Premises and equipment expense$35,0007,427
Additional noninterest expense$74,0007,635
Pre-tax net operating income$183,0006,016
Securities gains (losses)$0955
Applicable income taxes$59,0004,298
Income before extraordinary items$124,0006,355
Extraordinary gains, net$021
Net income$124,0006,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$3,050,00089
Net operating income$124,0006,351
2005-12-31 (YTD Data)Rank
Total interest income$4,032,0005,803
Total interest expense$2,546,0003,772
Net interest income$1,486,0007,308
Provision for loan and lease losses$65,0005,371
Total noninterest income$273,0006,512
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$273,0004,548
Total noninterest expense$1,417,0007,028
Salaries and employee benefits$871,0006,714
Premises and equipment expense$153,0007,235
Additional noninterest expense$393,0007,117
Pre-tax net operating income$277,0007,476
Securities gains (losses)$02,296
Applicable income taxes$82,0005,529
Income before extraordinary items$195,0007,615
Extraordinary gains, net$046
Net income$195,0007,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$900,000498
Net operating income$195,0007,580
2005-09-30 (YTD Data)Rank
Total interest income$2,346,0006,491
Total interest expense$1,296,0004,722
Net interest income$1,050,0007,461
Provision for loan and lease losses$40,0005,540
Total noninterest income$191,0006,676
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$191,0004,701
Total noninterest expense$1,111,0006,922
Salaries and employee benefits$662,0006,692
Premises and equipment expense$113,0007,277
Additional noninterest expense$336,0006,829
Pre-tax net operating income$90,0008,056
Securities gains (losses)$02,317
Applicable income taxes$21,0006,272
Income before extraordinary items$69,0008,108
Extraordinary gains, net$035
Net income$69,0008,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$900,000363
Net operating income$69,0008,074
2005-06-30 (YTD Data)Rank
Total interest income$1,461,0006,627
Total interest expense$791,0004,815
Net interest income$670,0007,562
Provision for loan and lease losses$06,626
Total noninterest income$128,0006,636
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$128,0004,660
Total noninterest expense$739,0006,937
Salaries and employee benefits$435,0006,723
Premises and equipment expense$74,0007,300
Additional noninterest expense$230,0006,772
Pre-tax net operating income$59,0008,084
Securities gains (losses)$02,146
Applicable income taxes$14,0006,269
Income before extraordinary items$45,0008,143
Extraordinary gains, net$030
Net income$45,0008,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$900,000254
Net operating income$45,0008,111
2005-03-31 (YTD Data)Rank
Total interest income$743,0006,593
Total interest expense$407,0004,626
Net interest income$336,0007,610
Provision for loan and lease losses$06,226
Total noninterest income$71,0006,402
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$71,0004,437
Total noninterest expense$354,0007,081
Salaries and employee benefits$206,0006,910
Premises and equipment expense$36,0007,416
Additional noninterest expense$112,0006,862
Pre-tax net operating income$53,0007,860
Securities gains (losses)$01,685
Applicable income taxes$15,0005,858
Income before extraordinary items$38,0007,964
Extraordinary gains, net$024
Net income$38,0007,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$900,000134
Net operating income$38,0007,937
2004-12-31 (YTD Data)Rank
Total interest income$1,565,0007,820
Total interest expense$472,0007,413
Net interest income$1,093,0007,897
Provision for loan and lease losses$30,0006,416
Total noninterest income$275,0006,577
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$275,0004,433
Total noninterest expense$1,140,0007,550
Salaries and employee benefits$757,0007,088
Premises and equipment expense$141,0007,433
Additional noninterest expense$242,0008,038
Pre-tax net operating income$198,0007,787
Securities gains (losses)$03,819
Applicable income taxes$46,0006,089
Income before extraordinary items$152,0007,868
Extraordinary gains, net$034
Net income$152,0007,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$850,000421
Net operating income$152,0007,826
2004-09-30 (YTD Data)Rank
Total interest income$1,085,0007,983
Total interest expense$292,0007,753
Net interest income$793,0007,974
Provision for loan and lease losses$15,0006,527
Total noninterest income$216,0006,541
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$216,0004,354
Total noninterest expense$849,0007,537
Salaries and employee benefits$575,0007,005
Premises and equipment expense$105,0007,429
Additional noninterest expense$169,0008,150
Pre-tax net operating income$145,0007,934
Securities gains (losses)$03,710
Applicable income taxes$31,0006,269
Income before extraordinary items$114,0007,995
Extraordinary gains, net$026
Net income$114,0007,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$850,000322
Net operating income$114,0007,943
2004-06-30 (YTD Data)Rank
Total interest income$694,0008,118
Total interest expense$170,0008,016
Net interest income$524,0008,033
Provision for loan and lease losses$10,0006,364
Total noninterest income$164,0006,274
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$164,0004,138
Total noninterest expense$560,0007,606
Salaries and employee benefits$387,0007,021
Premises and equipment expense$70,0007,453
Additional noninterest expense$103,0008,315
Pre-tax net operating income$118,0007,775
Securities gains (losses)$03,413
Applicable income taxes$25,0006,158
Income before extraordinary items$93,0007,846
Extraordinary gains, net$021
Net income$93,0007,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$850,000232
Net operating income$93,0007,784
2004-03-31 (YTD Data)Rank
Total interest income$352,0008,122
Total interest expense$92,0007,971
Net interest income$260,0008,080
Provision for loan and lease losses$10,0005,595
Total noninterest income$86,0006,123
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$86,0004,023
Total noninterest expense$274,0007,683
Salaries and employee benefits$193,0007,083
Premises and equipment expense$36,0007,453
Additional noninterest expense$45,0008,517
Pre-tax net operating income$62,0007,733
Securities gains (losses)$02,934
Applicable income taxes$17,0005,912
Income before extraordinary items$45,0007,876
Extraordinary gains, net$016
Net income$45,0007,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$45,0007,813
2003-12-31 (YTD Data)Rank
Total interest income$1,338,0008,246
Total interest expense$377,0008,185
Net interest income$961,0008,165
Provision for loan and lease losses$25,0006,896
Total noninterest income$298,0006,614
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$298,0004,523
Total noninterest expense$1,134,0007,605
Salaries and employee benefits$759,0007,075
Premises and equipment expense$190,0006,903
Additional noninterest expense$185,0008,546
Pre-tax net operating income$100,0008,204
Securities gains (losses)$04,500
Applicable income taxes$3,0007,286
Income before extraordinary items$97,0008,232
Extraordinary gains, net$054
Net income$97,0008,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$505,000486
Net operating income$97,0008,119
2003-09-30 (YTD Data)Rank
Total interest income$980,0008,370
Total interest expense$282,0008,322
Net interest income$698,0008,286
Provision for loan and lease losses$25,0006,589
Total noninterest income$250,0006,408
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$250,0004,383
Total noninterest expense$844,0007,611
Salaries and employee benefits$569,0007,052
Premises and equipment expense$142,0006,925
Additional noninterest expense$133,0008,600
Pre-tax net operating income$79,0008,332
Securities gains (losses)$04,204
Applicable income taxes$4,0007,286
Income before extraordinary items$75,0008,392
Extraordinary gains, net$040
Net income$75,0008,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$505,000364
Net operating income$75,0008,267
2003-06-30 (YTD Data)Rank
Total interest income$669,0008,391
Total interest expense$207,0008,284
Net interest income$462,0008,331
Provision for loan and lease losses$10,0006,790
Total noninterest income$163,0006,445
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$163,0004,419
Total noninterest expense$553,0007,678
Salaries and employee benefits$373,0007,125
Premises and equipment expense$95,0006,893
Additional noninterest expense$85,0008,662
Pre-tax net operating income$62,0008,292
Securities gains (losses)$03,782
Applicable income taxes$9,0007,001
Income before extraordinary items$53,0008,396
Extraordinary gains, net$030
Net income$53,0008,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$505,000260
Net operating income$53,0008,267
2003-03-31 (YTD Data)Rank
Total interest income$347,0008,404
Total interest expense$115,0008,239
Net interest income$232,0008,360
Provision for loan and lease losses$06,934
Total noninterest income$76,0006,544
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$76,0004,450
Total noninterest expense$272,0007,736
Salaries and employee benefits$183,0007,188
Premises and equipment expense$48,0006,893
Additional noninterest expense$41,0008,745
Pre-tax net operating income$36,0008,212
Securities gains (losses)$02,891
Applicable income taxes$6,0006,816
Income before extraordinary items$30,0008,281
Extraordinary gains, net$021
Net income$30,0008,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$505,000136
Net operating income$30,0008,149
2002-12-31 (YTD Data)Rank
Total interest income$1,236,0008,644
Total interest expense$499,0008,379
Net interest income$737,0008,685
Provision for loan and lease losses$50,0006,677
Total noninterest income$155,0007,773
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$155,0005,526
Total noninterest expense$852,0008,240
Salaries and employee benefits$535,0007,990
Premises and equipment expense$178,0007,061
Additional noninterest expense$139,0008,963
Pre-tax net operating income$-10,0008,659
Securities gains (losses)$04,537
Applicable income taxes$-93,0009,057
Income before extraordinary items$83,0008,410
Extraordinary gains, net$070
Net income$83,0008,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$1,950,000301
Net operating income$83,0008,318
2001-12-31 (YTD Data)Rank
Total interest income$1,348,0008,868
Total interest expense$893,0008,229
Net interest income$455,0009,252
Provision for loan and lease losses$52,0006,614
Total noninterest income$151,0007,833
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$151,0005,541
Total noninterest expense$1,009,0007,934
Salaries and employee benefits$662,0007,372
Premises and equipment expense$174,0007,155
Additional noninterest expense$173,0008,882
Pre-tax net operating income$-455,0009,143
Securities gains (losses)$04,612
Applicable income taxes$-151,0009,334
Income before extraordinary items$-304,0009,128
Extraordinary gains, net$0105
Net income$-304,0009,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-304,0009,076
2000-12-31 (YTD Data)Rank
Total interest income$5,0009,896
Total interest expense$09,874
Net interest income$5,0009,892
Provision for loan and lease losses$08,337
Total noninterest income$09,851
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$09,820
Total noninterest expense$279,0009,780
Salaries and employee benefits$208,0009,605
Premises and equipment expense$34,0009,622
Additional noninterest expense$37,0009,856
Pre-tax net operating income$-274,0009,398
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-274,0009,429
Extraordinary gains, net$038
Net income$-274,0009,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$6,000,000163
Net operating income$-274,0009,428

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.