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Mission Valley Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$11,570,000	1,137
Total interest expense	$3,688,000	1,229
Net interest income	$7,882,000	1,085
Provision for loan and lease losses	$200,000	1,016
Total noninterest income	$1,610,000	986
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$264,000	967
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,346,000	799
Total noninterest expense	$6,672,000	1,008
Salaries and employee benefits	$3,979,000	971
Premises and equipment expense	$673,000	989
Additional noninterest expense	$1,346,000	799
Pre-tax net operating income	$2,620,000	1,191
Securities gains (losses)	$-48,000	4,241
Applicable income taxes	$735,000	787
Income before extraordinary items	$1,837,000	1,375
Extraordinary gains, net	$0	47
Net income	$1,837,000	1,394
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,837,000	1,375
Net charge-offs	$-24,000	4,210
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$1,874,920	1,361
2024-12-31 (YTD Data)		Rank
Total interest income	$43,338,000	1,179
Total interest expense	$15,499,000	1,239
Net interest income	$27,839,000	1,123
Provision for loan and lease losses	$1,100,000	889
Total noninterest income	$7,575,000	905
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$1,055,000	979
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,520,000	736
Total noninterest expense	$23,881,000	1,083
Salaries and employee benefits	$14,884,000	1,002
Premises and equipment expense	$2,114,000	1,178
Additional noninterest expense	$6,520,000	736
Pre-tax net operating income	$10,433,000	1,117
Securities gains (losses)	$-446,000	4,232
Applicable income taxes	$2,878,000	754
Income before extraordinary items	$7,109,000	1,336
Extraordinary gains, net	$0	53
Net income	$7,109,000	1,346
Minority interest net income	$0	90
Net income of bank and minority interests.	$7,109,000	1,336
Net charge-offs	$77,000	1,872
Cash dividends	$1,000,000	2,224
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$7,461,340	1,292
2024-09-30 (YTD Data)		Rank
Total interest income	$32,182,000	1,178
Total interest expense	$11,599,000	1,236
Net interest income	$20,583,000	1,121
Provision for loan and lease losses	$200,000	1,718
Total noninterest income	$5,452,000	917
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$809,000	956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,643,000	755
Total noninterest expense	$17,748,000	1,075
Salaries and employee benefits	$11,184,000	988
Premises and equipment expense	$1,429,000	1,280
Additional noninterest expense	$4,643,000	755
Pre-tax net operating income	$8,087,000	1,079
Securities gains (losses)	$-24,000	3,954
Applicable income taxes	$2,329,000	719
Income before extraordinary items	$5,734,000	1,235
Extraordinary gains, net	$0	51
Net income	$5,734,000	1,249
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,734,000	1,237
Net charge-offs	$107,000	1,349
Cash dividends	$1,000,000	1,750
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$5,752,960	1,236
2024-06-30 (YTD Data)		Rank
Total interest income	$21,355,000	1,168
Total interest expense	$7,790,000	1,207
Net interest income	$13,565,000	1,129
Provision for loan and lease losses	$200,000	1,368
Total noninterest income	$4,054,000	869
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$529,000	956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,525,000	711
Total noninterest expense	$11,494,000	1,105
Salaries and employee benefits	$7,427,000	994
Premises and equipment expense	$906,000	1,334
Additional noninterest expense	$3,525,000	711
Pre-tax net operating income	$5,925,000	997
Securities gains (losses)	$-10,000	3,765
Applicable income taxes	$1,714,000	676
Income before extraordinary items	$4,201,000	1,136
Extraordinary gains, net	$0	52
Net income	$4,201,000	1,152
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,201,000	1,138
Net charge-offs	$-33,000	4,232
Cash dividends	$1,000,000	1,422
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$4,208,900	1,135
2024-03-31 (YTD Data)		Rank
Total interest income	$10,669,000	1,159
Total interest expense	$3,840,000	1,204
Net interest income	$6,829,000	1,128
Provision for loan and lease losses	$200,000	837
Total noninterest income	$1,834,000	930
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$262,000	959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,572,000	757
Total noninterest expense	$5,627,000	1,135
Salaries and employee benefits	$3,646,000	1,020
Premises and equipment expense	$438,000	1,379
Additional noninterest expense	$1,572,000	757
Pre-tax net operating income	$2,836,000	1,014
Securities gains (losses)	$-7,000	4,012
Applicable income taxes	$820,000	692
Income before extraordinary items	$2,009,000	1,167
Extraordinary gains, net	$0	51
Net income	$2,009,000	1,178
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,009,000	1,167
Net charge-offs	$-21,000	4,259
Cash dividends	$1,000,000	824
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$2,014,530	1,162
2023-12-31 (YTD Data)		Rank
Total interest income	$33,436,000	1,282
Total interest expense	$8,839,000	1,413
Net interest income	$24,597,000	1,218
Provision for loan and lease losses	$1,350,000	698
Total noninterest income	$11,203,000	683
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,053,000	960
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,150,000	534
Total noninterest expense	$21,403,000	1,147
Salaries and employee benefits	$13,652,000	1,034
Premises and equipment expense	$1,749,000	1,364
Additional noninterest expense	$10,150,000	534
Pre-tax net operating income	$13,047,000	957
Securities gains (losses)	$-896,000	4,278
Applicable income taxes	$3,482,000	683
Income before extraordinary items	$8,669,000	1,142
Extraordinary gains, net	$0	54
Net income	$8,669,000	1,156
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,669,000	1,145
Net charge-offs	$415,000	833
Cash dividends	$1,000,000	2,148
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$9,376,840	1,087
2023-09-30 (YTD Data)		Rank
Total interest income	$24,135,000	1,295
Total interest expense	$5,647,000	1,457
Net interest income	$18,488,000	1,220
Provision for loan and lease losses	$800,000	761
Total noninterest income	$9,517,000	637
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$792,000	955
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,725,000	487
Total noninterest expense	$14,987,000	1,204
Salaries and employee benefits	$9,851,000	1,085
Premises and equipment expense	$1,059,000	1,601
Additional noninterest expense	$8,725,000	487
Pre-tax net operating income	$12,218,000	834
Securities gains (losses)	$-22,000	3,645
Applicable income taxes	$3,556,000	582
Income before extraordinary items	$8,640,000	933
Extraordinary gains, net	$0	52
Net income	$8,640,000	938
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,640,000	933
Net charge-offs	$428,000	628
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$8,657,380	948
2023-06-30 (YTD Data)		Rank
Total interest income	$15,186,000	1,321
Total interest expense	$3,107,000	1,529
Net interest income	$12,079,000	1,254
Provision for loan and lease losses	$200,000	1,332
Total noninterest income	$3,031,000	995
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$532,000	935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,499,000	833
Total noninterest expense	$9,841,000	1,209
Salaries and employee benefits	$6,439,000	1,087
Premises and equipment expense	$722,000	1,579
Additional noninterest expense	$2,499,000	832
Pre-tax net operating income	$5,069,000	1,189
Securities gains (losses)	$0	938
Applicable income taxes	$1,465,000	795
Income before extraordinary items	$3,604,000	1,350
Extraordinary gains, net	$0	51
Net income	$3,604,000	1,365
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,604,000	1,350
Net charge-offs	$335,000	529
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,604,000	1,365
2023-03-31 (YTD Data)		Rank
Total interest income	$7,237,000	1,348
Total interest expense	$1,222,000	1,620
Net interest income	$6,015,000	1,263
Provision for loan and lease losses	$100,000	1,277
Total noninterest income	$1,587,000	969
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$268,000	957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,319,000	803
Total noninterest expense	$4,769,000	1,256
Salaries and employee benefits	$3,165,000	1,127
Premises and equipment expense	$375,000	1,559
Additional noninterest expense	$1,319,000	803
Pre-tax net operating income	$2,733,000	1,154
Securities gains (losses)	$11,000	560
Applicable income taxes	$794,000	777
Income before extraordinary items	$1,950,000	1,310
Extraordinary gains, net	$0	4
Net income	$1,950,000	1,309
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,950,000	1,310
Net charge-offs	$346,000	340
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,941,310	1,334
2022-12-31 (YTD Data)		Rank
Total interest income	$22,020,000	1,455
Total interest expense	$1,352,000	2,043
Net interest income	$20,668,000	1,391
Provision for loan and lease losses	$1,100,000	761
Total noninterest income	$6,937,000	963
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,030,000	993
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,907,000	788
Total noninterest expense	$17,627,000	1,305
Salaries and employee benefits	$11,433,000	1,189
Premises and equipment expense	$1,690,000	1,408
Additional noninterest expense	$5,907,000	788
Pre-tax net operating income	$8,878,000	1,389
Securities gains (losses)	$-91,000	3,871
Applicable income taxes	$2,454,000	943
Income before extraordinary items	$6,333,000	1,564
Extraordinary gains, net	$0	5
Net income	$6,333,000	1,561
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,333,000	1,563
Net charge-offs	$-24,000	3,880
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,404,890	1,578
2022-09-30 (YTD Data)		Rank
Total interest income	$15,007,000	1,520
Total interest expense	$570,000	2,488
Net interest income	$14,437,000	1,458
Provision for loan and lease losses	$550,000	919
Total noninterest income	$5,994,000	902
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$776,000	998
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,218,000	736
Total noninterest expense	$13,116,000	1,306
Salaries and employee benefits	$8,498,000	1,191
Premises and equipment expense	$1,280,000	1,402
Additional noninterest expense	$5,218,000	736
Pre-tax net operating income	$6,765,000	1,348
Securities gains (losses)	$-92,000	4,204
Applicable income taxes	$1,936,000	908
Income before extraordinary items	$4,737,000	1,557
Extraordinary gains, net	$0	4
Net income	$4,737,000	1,556
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,737,000	1,557
Net charge-offs	$-49,000	4,089
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,809,680	1,569
2022-06-30 (YTD Data)		Rank
Total interest income	$8,983,000	1,614
Total interest expense	$210,000	3,143
Net interest income	$8,773,000	1,533
Provision for loan and lease losses	$400,000	782
Total noninterest income	$3,971,000	890
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$515,000	990
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,456,000	746
Total noninterest expense	$8,627,000	1,312
Salaries and employee benefits	$5,650,000	1,194
Premises and equipment expense	$863,000	1,377
Additional noninterest expense	$2,114,000	1,540
Pre-tax net operating income	$3,717,000	1,486
Securities gains (losses)	$-62,000	4,284
Applicable income taxes	$1,058,000	976
Income before extraordinary items	$2,597,000	1,680
Extraordinary gains, net	$0	4
Net income	$2,597,000	1,678
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,597,000	1,680
Net charge-offs	$-33,000	4,043
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,645,980	1,699
2022-03-31 (YTD Data)		Rank
Total interest income	$4,156,000	1,679
Total interest expense	$102,000	3,157
Net interest income	$4,054,000	1,591
Provision for loan and lease losses	$0	2,285
Total noninterest income	$2,484,000	772
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$250,000	1,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,234,000	652
Total noninterest expense	$4,285,000	1,320
Salaries and employee benefits	$2,851,000	1,182
Premises and equipment expense	$438,000	1,359
Additional noninterest expense	$996,000	1,575
Pre-tax net operating income	$2,253,000	1,241
Securities gains (losses)	$-36,000	4,408
Applicable income taxes	$641,000	849
Income before extraordinary items	$1,576,000	1,407
Extraordinary gains, net	$0	4
Net income	$1,576,000	1,407
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,576,000	1,407
Net charge-offs	$-14,000	4,031
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,604,440	1,399
2021-12-31 (YTD Data)		Rank
Total interest income	$16,759,000	1,713
Total interest expense	$235,000	3,985
Net interest income	$16,524,000	1,603
Provision for loan and lease losses	$0	3,064
Total noninterest income	$8,033,000	980
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,037,000	948
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,996,000	848
Total noninterest expense	$15,709,000	1,393
Salaries and employee benefits	$9,713,000	1,323
Premises and equipment expense	$1,703,000	1,383
Additional noninterest expense	$4,293,000	1,509
Pre-tax net operating income	$8,848,000	1,383
Securities gains (losses)	$-23,000	4,452
Applicable income taxes	$2,577,000	940
Income before extraordinary items	$6,248,000	1,618
Extraordinary gains, net	$0	10
Net income	$6,248,000	1,618
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,248,000	1,618
Net charge-offs	$-271,000	4,612
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,266,170	1,592
2021-09-30 (YTD Data)		Rank
Total interest income	$12,656,000	1,727
Total interest expense	$162,000	4,162
Net interest income	$12,494,000	1,613
Provision for loan and lease losses	$0	2,963
Total noninterest income	$6,511,000	950
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$836,000	891
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,675,000	834
Total noninterest expense	$11,921,000	1,394
Salaries and employee benefits	$7,370,000	1,323
Premises and equipment expense	$1,251,000	1,426
Additional noninterest expense	$3,300,000	1,480
Pre-tax net operating income	$7,084,000	1,370
Securities gains (losses)	$-16,000	4,606
Applicable income taxes	$2,071,000	952
Income before extraordinary items	$4,997,000	1,607
Extraordinary gains, net	$0	8
Net income	$4,997,000	1,607
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,997,000	1,607
Net charge-offs	$-257,000	4,706
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,009,640	1,580
2021-06-30 (YTD Data)		Rank
Total interest income	$8,529,000	1,711
Total interest expense	$111,000	4,204
Net interest income	$8,418,000	1,582
Provision for loan and lease losses	$0	2,862
Total noninterest income	$3,172,000	1,151
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$598,000	806
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,574,000	1,087
Total noninterest expense	$7,673,000	1,425
Salaries and employee benefits	$4,640,000	1,370
Premises and equipment expense	$829,000	1,431
Additional noninterest expense	$2,204,000	1,451
Pre-tax net operating income	$3,917,000	1,550
Securities gains (losses)	$-12,000	4,663
Applicable income taxes	$1,136,000	1,046
Income before extraordinary items	$2,769,000	1,802
Extraordinary gains, net	$0	6
Net income	$2,769,000	1,802
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,769,000	1,802
Net charge-offs	$-241,000	4,783
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,778,480	1,767
2021-03-31 (YTD Data)		Rank
Total interest income	$4,309,000	1,696
Total interest expense	$60,000	4,199
Net interest income	$4,249,000	1,568
Provision for loan and lease losses	$0	2,741
Total noninterest income	$883,000	1,653
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$346,000	693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$537,000	1,846
Total noninterest expense	$3,756,000	1,442
Salaries and employee benefits	$2,234,000	1,415
Premises and equipment expense	$420,000	1,436
Additional noninterest expense	$1,102,000	1,421
Pre-tax net operating income	$1,376,000	1,971
Securities gains (losses)	$-14,000	4,693
Applicable income taxes	$391,000	1,332
Income before extraordinary items	$971,000	2,251
Extraordinary gains, net	$0	3
Net income	$971,000	2,252
Minority interest net income	$0	55
Net income of bank and minority interests.	$971,000	2,251
Net charge-offs	$-102,000	4,769
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$982,060	2,200
2020-12-31 (YTD Data)		Rank
Total interest income	$16,002,000	1,794
Total interest expense	$387,000	4,074
Net interest income	$15,615,000	1,596
Provision for loan and lease losses	$1,850,000	1,105
Total noninterest income	$4,095,000	1,438
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,368,000	736
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,727,000	1,518
Total noninterest expense	$13,856,000	1,500
Salaries and employee benefits	$8,119,000	1,497
Premises and equipment expense	$1,655,000	1,406
Additional noninterest expense	$4,082,000	1,515
Pre-tax net operating income	$4,004,000	2,065
Securities gains (losses)	$17,000	2,162
Applicable income taxes	$1,123,000	1,345
Income before extraordinary items	$2,898,000	2,347
Extraordinary gains, net	$0	4
Net income	$2,898,000	2,347
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,898,000	2,347
Net charge-offs	$1,067,000	621
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,884,570	2,304
2020-09-30 (YTD Data)		Rank
Total interest income	$11,814,000	1,828
Total interest expense	$302,000	4,118
Net interest income	$11,512,000	1,603
Provision for loan and lease losses	$1,900,000	914
Total noninterest income	$2,812,000	1,486
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,027,000	731
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,785,000	1,591
Total noninterest expense	$10,164,000	1,509
Salaries and employee benefits	$5,895,000	1,525
Premises and equipment expense	$1,252,000	1,395
Additional noninterest expense	$3,017,000	1,504
Pre-tax net operating income	$2,260,000	2,412
Securities gains (losses)	$19,000	1,938
Applicable income taxes	$612,000	1,584
Income before extraordinary items	$1,667,000	2,683
Extraordinary gains, net	$0	4
Net income	$1,667,000	2,682
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,667,000	2,683
Net charge-offs	$1,321,000	432
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,651,990	2,651
2020-06-30 (YTD Data)		Rank
Total interest income	$7,878,000	1,856
Total interest expense	$198,000	4,216
Net interest income	$7,680,000	1,602
Provision for loan and lease losses	$900,000	1,155
Total noninterest income	$1,743,000	1,476
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$695,000	722
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,048,000	1,625
Total noninterest expense	$6,473,000	1,566
Salaries and employee benefits	$3,679,000	1,598
Premises and equipment expense	$778,000	1,463
Additional noninterest expense	$2,016,000	1,488
Pre-tax net operating income	$2,050,000	1,972
Securities gains (losses)	$19,000	1,690
Applicable income taxes	$570,000	1,234
Income before extraordinary items	$1,499,000	2,243
Extraordinary gains, net	$0	4
Net income	$1,499,000	2,242
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,499,000	2,243
Net charge-offs	$397,000	681
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,483,990	2,213
2020-03-31 (YTD Data)		Rank
Total interest income	$3,979,000	1,820
Total interest expense	$102,000	4,297
Net interest income	$3,877,000	1,540
Provision for loan and lease losses	$100,000	1,942
Total noninterest income	$785,000	1,487
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$379,000	777
Trading account gains and fees	NA	NA
Additional Noninterest Income	$406,000	1,714
Total noninterest expense	$3,229,000	1,581
Salaries and employee benefits	$1,909,000	1,561
Premises and equipment expense	$392,000	1,467
Additional noninterest expense	$928,000	1,611
Pre-tax net operating income	$1,333,000	1,449
Securities gains (losses)	$13,000	1,249
Applicable income taxes	$386,000	900
Income before extraordinary items	$960,000	1,722
Extraordinary gains, net	$0	4
Net income	$960,000	1,723
Minority interest net income	$0	56
Net income of bank and minority interests.	$960,000	1,723
Net charge-offs	$46,000	1,238
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$949,730	1,701
2019-12-31 (YTD Data)		Rank
Total interest income	$15,900,000	1,841
Total interest expense	$509,000	4,130
Net interest income	$15,391,000	1,554
Provision for loan and lease losses	$563,000	1,391
Total noninterest income	$4,192,000	1,262
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,303,000	906
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,889,000	1,228
Total noninterest expense	$13,150,000	1,523
Salaries and employee benefits	$8,455,000	1,393
Premises and equipment expense	$1,559,000	1,458
Additional noninterest expense	$3,136,000	1,851
Pre-tax net operating income	$5,870,000	1,562
Securities gains (losses)	$-4,000	4,673
Applicable income taxes	$1,664,000	1,018
Income before extraordinary items	$4,202,000	1,816
Extraordinary gains, net	$0	11
Net income	$4,202,000	1,818
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,202,000	1,818
Net charge-offs	$623,000	908
Cash dividends	$10,000,000	472
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,205,160	1,779
2019-09-30 (YTD Data)		Rank
Total interest income	$11,999,000	1,851
Total interest expense	$391,000	4,151
Net interest income	$11,608,000	1,564
Provision for loan and lease losses	$63,000	2,971
Total noninterest income	$3,202,000	1,237
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$950,000	926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,252,000	1,192
Total noninterest expense	$9,946,000	1,511
Salaries and employee benefits	$6,326,000	1,405
Premises and equipment expense	$1,165,000	1,475
Additional noninterest expense	$2,455,000	1,785
Pre-tax net operating income	$4,801,000	1,492
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,366,000	994
Income before extraordinary items	$3,435,000	1,744
Extraordinary gains, net	$0	11
Net income	$3,435,000	1,745
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,435,000	1,745
Net charge-offs	$245,000	1,154
Cash dividends	$10,000,000	366
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,435,000	1,710
2019-06-30 (YTD Data)		Rank
Total interest income	$7,992,000	1,849
Total interest expense	$262,000	4,159
Net interest income	$7,730,000	1,573
Provision for loan and lease losses	$63,000	2,544
Total noninterest income	$1,521,000	1,526
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$637,000	909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$884,000	1,608
Total noninterest expense	$6,630,000	1,510
Salaries and employee benefits	$3,967,000	1,474
Premises and equipment expense	$770,000	1,489
Additional noninterest expense	$1,893,000	1,588
Pre-tax net operating income	$2,558,000	1,760
Securities gains (losses)	$-14,000	4,995
Applicable income taxes	$718,000	1,154
Income before extraordinary items	$1,826,000	2,053
Extraordinary gains, net	$0	11
Net income	$1,826,000	2,051
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,826,000	2,053
Net charge-offs	$165,000	1,114
Cash dividends	$5,000,000	430
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,837,060	2,021
2019-03-31 (YTD Data)		Rank
Total interest income	$3,878,000	1,895
Total interest expense	$133,000	4,139
Net interest income	$3,745,000	1,626
Provision for loan and lease losses	$44,000	2,226
Total noninterest income	$712,000	1,549
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$338,000	862
Trading account gains and fees	NA	NA
Additional Noninterest Income	$374,000	1,726
Total noninterest expense	$3,180,000	1,575
Salaries and employee benefits	$1,882,000	1,552
Premises and equipment expense	$378,000	1,530
Additional noninterest expense	$920,000	1,624
Pre-tax net operating income	$1,233,000	1,770
Securities gains (losses)	$-25,000	5,202
Applicable income taxes	$336,000	1,180
Income before extraordinary items	$872,000	2,068
Extraordinary gains, net	$0	5
Net income	$872,000	2,067
Minority interest net income	$0	52
Net income of bank and minority interests.	$872,000	2,067
Net charge-offs	$-15,000	4,791
Cash dividends	$2,000,000	496
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$891,750	2,021
2018-12-31 (YTD Data)		Rank
Total interest income	$15,403,000	1,824
Total interest expense	$359,000	4,309
Net interest income	$15,044,000	1,600
Provision for loan and lease losses	$609,000	1,264
Total noninterest income	$2,683,000	1,668
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,286,000	931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,397,000	1,877
Total noninterest expense	$12,108,000	1,606
Salaries and employee benefits	$7,429,000	1,511
Premises and equipment expense	$1,401,000	1,600
Additional noninterest expense	$3,278,000	1,773
Pre-tax net operating income	$5,010,000	1,782
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,178,000	1,242
Income before extraordinary items	$3,832,000	1,964
Extraordinary gains, net	$0	6
Net income	$3,832,000	1,962
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,832,000	1,963
Net charge-offs	$350,000	1,215
Cash dividends	$1,500,000	1,725
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,832,000	1,956
2018-09-30 (YTD Data)		Rank
Total interest income	$11,465,000	1,827
Total interest expense	$248,000	4,384
Net interest income	$11,217,000	1,600
Provision for loan and lease losses	$370,000	1,396
Total noninterest income	$1,873,000	1,756
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$934,000	961
Trading account gains and fees	NA	NA
Additional Noninterest Income	$939,000	2,011
Total noninterest expense	$9,100,000	1,593
Salaries and employee benefits	$5,254,000	1,604
Premises and equipment expense	$1,064,000	1,590
Additional noninterest expense	$2,782,000	1,597
Pre-tax net operating income	$3,620,000	1,843
Securities gains (losses)	$0	1,118
Applicable income taxes	$928,000	1,228
Income before extraordinary items	$2,692,000	2,061
Extraordinary gains, net	$0	5
Net income	$2,692,000	2,059
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,692,000	2,060
Net charge-offs	$-63,000	4,990
Cash dividends	$1,500,000	1,289
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,692,000	2,056
2018-06-30 (YTD Data)		Rank
Total interest income	$7,520,000	1,828
Total interest expense	$167,000	4,346
Net interest income	$7,353,000	1,620
Provision for loan and lease losses	$6,000	3,639
Total noninterest income	$2,141,000	1,212
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$653,000	918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,488,000	1,165
Total noninterest expense	$6,052,000	1,604
Salaries and employee benefits	$3,443,000	1,643
Premises and equipment expense	$718,000	1,583
Additional noninterest expense	$1,891,000	1,582
Pre-tax net operating income	$3,436,000	1,361
Securities gains (losses)	$0	961
Applicable income taxes	$938,000	915
Income before extraordinary items	$2,498,000	1,575
Extraordinary gains, net	$0	6
Net income	$2,498,000	1,574
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,498,000	1,574
Net charge-offs	$-36,000	4,930
Cash dividends	$1,500,000	946
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,498,000	1,556
2018-03-31 (YTD Data)		Rank
Total interest income	$3,731,000	1,820
Total interest expense	$83,000	4,340
Net interest income	$3,648,000	1,633
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,472,000	979
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$337,000	896
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,135,000	843
Total noninterest expense	$3,017,000	1,628
Salaries and employee benefits	$1,702,000	1,679
Premises and equipment expense	$342,000	1,675
Additional noninterest expense	$973,000	1,542
Pre-tax net operating income	$2,103,000	1,150
Securities gains (losses)	$0	735
Applicable income taxes	$564,000	789
Income before extraordinary items	$1,539,000	1,309
Extraordinary gains, net	$0	7
Net income	$1,539,000	1,309
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,539,000	1,309
Net charge-offs	$-10,000	4,740
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,539,000	1,302
2017-12-31 (YTD Data)		Rank
Total interest income	$14,165,000	1,866
Total interest expense	$354,000	4,172
Net interest income	$13,811,000	1,685
Provision for loan and lease losses	$237,000	2,226
Total noninterest income	$4,088,000	1,264
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,331,000	918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,757,000	1,236
Total noninterest expense	$11,061,000	1,726
Salaries and employee benefits	$6,329,000	1,740
Premises and equipment expense	$1,365,000	1,651
Additional noninterest expense	$3,367,000	1,770
Pre-tax net operating income	$6,601,000	1,370
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,689,000	1,044
Income before extraordinary items	$3,912,000	1,632
Extraordinary gains, net	$0	9
Net income	$3,912,000	1,632
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,912,000	1,632
Net charge-offs	$252,000	1,626
Cash dividends	$1,000,000	2,186
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,912,000	1,614
2017-09-30 (YTD Data)		Rank
Total interest income	$10,578,000	1,871
Total interest expense	$270,000	4,168
Net interest income	$10,308,000	1,697
Provision for loan and lease losses	$61,000	3,090
Total noninterest income	$3,648,000	1,155
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$991,000	930
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,657,000	1,065
Total noninterest expense	$8,468,000	1,703
Salaries and employee benefits	$4,899,000	1,695
Premises and equipment expense	$1,046,000	1,616
Additional noninterest expense	$2,523,000	1,764
Pre-tax net operating income	$5,427,000	1,295
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,984,000	915
Income before extraordinary items	$3,443,000	1,537
Extraordinary gains, net	$0	9
Net income	$3,443,000	1,537
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,443,000	1,537
Net charge-offs	$-24,000	4,979
Cash dividends	$1,000,000	1,672
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,443,000	1,521
2017-06-30 (YTD Data)		Rank
Total interest income	$6,999,000	1,868
Total interest expense	$183,000	4,129
Net interest income	$6,816,000	1,701
Provision for loan and lease losses	$61,000	2,593
Total noninterest income	$2,404,000	1,162
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$639,000	944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,765,000	1,066
Total noninterest expense	$5,493,000	1,752
Salaries and employee benefits	$3,196,000	1,728
Premises and equipment expense	$694,000	1,632
Additional noninterest expense	$1,603,000	1,833
Pre-tax net operating income	$3,666,000	1,274
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,348,000	905
Income before extraordinary items	$2,318,000	1,511
Extraordinary gains, net	$0	11
Net income	$2,318,000	1,511
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,318,000	1,511
Net charge-offs	$-22,000	5,045
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,318,000	1,497
2017-03-31 (YTD Data)		Rank
Total interest income	$3,467,000	1,873
Total interest expense	$93,000	4,124
Net interest income	$3,374,000	1,711
Provision for loan and lease losses	$-22,000	5,680
Total noninterest income	$1,484,000	984
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$304,000	984
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,180,000	847
Total noninterest expense	$2,723,000	1,782
Salaries and employee benefits	$1,568,000	1,773
Premises and equipment expense	$352,000	1,630
Additional noninterest expense	$803,000	1,837
Pre-tax net operating income	$2,157,000	1,101
Securities gains (losses)	$0	1,153
Applicable income taxes	$818,000	764
Income before extraordinary items	$1,339,000	1,338
Extraordinary gains, net	$0	8
Net income	$1,339,000	1,337
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,339,000	1,338
Net charge-offs	$-3,000	4,448
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,339,000	1,319
2016-12-31 (YTD Data)		Rank
Total interest income	$11,648,000	2,128
Total interest expense	$395,000	4,047
Net interest income	$11,253,000	1,969
Provision for loan and lease losses	$293,000	2,040
Total noninterest income	$5,728,000	1,043
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,173,000	1,042
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,555,000	906
Total noninterest expense	$10,641,000	1,795
Salaries and employee benefits	$4,918,000	2,112
Premises and equipment expense	$1,361,000	1,662
Additional noninterest expense	$4,362,000	1,414
Pre-tax net operating income	$6,047,000	1,391
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,392,000	922
Income before extraordinary items	$3,655,000	1,780
Extraordinary gains, net	$0	5
Net income	$3,655,000	1,779
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,655,000	1,779
Net charge-offs	$331,000	1,437
Cash dividends	$500,000	2,958
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,655,000	1,743
2016-09-30 (YTD Data)		Rank
Total interest income	$8,790,000	2,110
Total interest expense	$292,000	4,098
Net interest income	$8,498,000	1,970
Provision for loan and lease losses	$255,000	1,789
Total noninterest income	$3,446,000	1,214
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$886,000	1,035
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,560,000	1,107
Total noninterest expense	$7,863,000	1,819
Salaries and employee benefits	$3,623,000	2,140
Premises and equipment expense	$1,018,000	1,671
Additional noninterest expense	$3,222,000	1,441
Pre-tax net operating income	$3,826,000	1,609
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,506,000	1,074
Income before extraordinary items	$2,320,000	2,085
Extraordinary gains, net	$0	5
Net income	$2,320,000	2,085
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,320,000	2,085
Net charge-offs	$450,000	866
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,320,000	2,010
2016-06-30 (YTD Data)		Rank
Total interest income	$5,535,000	2,222
Total interest expense	$194,000	4,138
Net interest income	$5,341,000	2,069
Provision for loan and lease losses	$4,000	3,935
Total noninterest income	$2,543,000	1,115
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$599,000	1,010
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,944,000	983
Total noninterest expense	$5,105,000	1,877
Salaries and employee benefits	$2,522,000	2,081
Premises and equipment expense	$666,000	1,696
Additional noninterest expense	$1,917,000	1,595
Pre-tax net operating income	$2,775,000	1,502
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,082,000	1,020
Income before extraordinary items	$1,693,000	1,908
Extraordinary gains, net	$0	16
Net income	$1,693,000	1,907
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,693,000	1,907
Net charge-offs	$-9,000	4,932
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,693,000	1,853
2016-03-31 (YTD Data)		Rank
Total interest income	$2,906,000	2,141
Total interest expense	$98,000	4,131
Net interest income	$2,808,000	1,985
Provision for loan and lease losses	$4,000	3,524
Total noninterest income	$831,000	1,478
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$304,000	988
Trading account gains and fees	$0	142
Additional Noninterest Income	$527,000	1,459
Total noninterest expense	$2,547,000	1,875
Salaries and employee benefits	$1,370,000	1,951
Premises and equipment expense	$329,000	1,743
Additional noninterest expense	$848,000	1,759
Pre-tax net operating income	$1,088,000	1,809
Securities gains (losses)	$0	2,077
Applicable income taxes	$421,000	1,199
Income before extraordinary items	$667,000	2,275
Extraordinary gains, net	$0	12
Net income	$667,000	2,275
Minority interest net income	$0	62
Net income of bank and minority interests.	$667,000	2,275
Net charge-offs	$-2,000	4,420
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$667,000	2,225
2015-12-31 (YTD Data)		Rank
Total interest income	$11,596,000	2,083
Total interest expense	$449,000	3,930
Net interest income	$11,147,000	1,942
Provision for loan and lease losses	$-1,011,000	6,052
Total noninterest income	$3,495,000	1,431
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,049,000	1,174
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,446,000	1,325
Total noninterest expense	$10,207,000	1,859
Salaries and employee benefits	$5,483,000	1,902
Premises and equipment expense	$1,367,000	1,666
Additional noninterest expense	$3,357,000	1,805
Pre-tax net operating income	$5,446,000	1,475
Securities gains (losses)	$0	3,216
Applicable income taxes	$2,146,000	966
Income before extraordinary items	$3,300,000	1,893
Extraordinary gains, net	$0	23
Net income	$3,300,000	1,892
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,300,000	1,895
Net charge-offs	$-477,000	6,003
Cash dividends	$500,000	2,915
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,300,000	1,847
2015-09-30 (YTD Data)		Rank
Total interest income	$8,847,000	2,074
Total interest expense	$344,000	3,944
Net interest income	$8,503,000	1,927
Provision for loan and lease losses	$-6,000	5,794
Total noninterest income	$2,203,000	1,640
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$769,000	1,200
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,434,000	1,580
Total noninterest expense	$7,657,000	1,852
Salaries and employee benefits	$4,042,000	1,935
Premises and equipment expense	$1,049,000	1,651
Additional noninterest expense	$2,566,000	1,760
Pre-tax net operating income	$3,055,000	1,873
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,183,000	1,222
Income before extraordinary items	$1,872,000	2,373
Extraordinary gains, net	$0	21
Net income	$1,872,000	2,374
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,872,000	2,374
Net charge-offs	$-468,000	6,099
Cash dividends	$500,000	2,312
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,872,000	2,342
2015-06-30 (YTD Data)		Rank
Total interest income	$6,043,000	2,022
Total interest expense	$234,000	3,945
Net interest income	$5,809,000	1,889
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,537,000	1,591
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$509,000	1,189
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,028,000	1,530
Total noninterest expense	$5,180,000	1,844
Salaries and employee benefits	$2,971,000	1,779
Premises and equipment expense	$771,000	1,515
Additional noninterest expense	$1,438,000	2,074
Pre-tax net operating income	$2,166,000	1,785
Securities gains (losses)	$0	2,636
Applicable income taxes	$839,000	1,166
Income before extraordinary items	$1,327,000	2,254
Extraordinary gains, net	$0	22
Net income	$1,327,000	2,256
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,327,000	2,256
Net charge-offs	$17,000	3,040
Cash dividends	$500,000	1,914
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,327,000	2,202
2015-03-31 (YTD Data)		Rank
Total interest income	$3,103,000	1,981
Total interest expense	$115,000	4,019
Net interest income	$2,988,000	1,842
Provision for loan and lease losses	$0	3,703
Total noninterest income	$703,000	1,649
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$263,000	1,146
Trading account gains and fees	$0	152
Additional Noninterest Income	$440,000	1,654
Total noninterest expense	$2,763,000	1,735
Salaries and employee benefits	$1,696,000	1,585
Premises and equipment expense	$359,000	1,641
Additional noninterest expense	$708,000	2,084
Pre-tax net operating income	$928,000	1,982
Securities gains (losses)	$0	2,027
Applicable income taxes	$355,000	1,291
Income before extraordinary items	$573,000	2,476
Extraordinary gains, net	$0	13
Net income	$573,000	2,479
Minority interest net income	$0	64
Net income of bank and minority interests.	$573,000	2,478
Net charge-offs	$-54,000	5,970
Cash dividends	$500,000	1,094
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$573,000	2,405
2014-12-31 (YTD Data)		Rank
Total interest income	$11,194,000	2,158
Total interest expense	$533,000	3,875
Net interest income	$10,661,000	2,004
Provision for loan and lease losses	$0	4,603
Total noninterest income	$3,180,000	1,493
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,227,000	1,074
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,953,000	1,484
Total noninterest expense	$10,850,000	1,763
Salaries and employee benefits	$6,347,000	1,639
Premises and equipment expense	$1,428,000	1,636
Additional noninterest expense	$3,075,000	1,995
Pre-tax net operating income	$2,991,000	2,281
Securities gains (losses)	$16,000	2,441
Applicable income taxes	$1,139,000	1,420
Income before extraordinary items	$1,868,000	2,841
Extraordinary gains, net	$0	17
Net income	$1,868,000	2,839
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,868,000	2,841
Net charge-offs	$-543,000	6,394
Cash dividends	$2,263,000	1,159
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,857,760	2,801
2014-09-30 (YTD Data)		Rank
Total interest income	$8,359,000	2,183
Total interest expense	$417,000	3,854
Net interest income	$7,942,000	2,023
Provision for loan and lease losses	$0	4,401
Total noninterest income	$2,022,000	1,696
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$964,000	1,038
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,058,000	1,867
Total noninterest expense	$8,204,000	1,750
Salaries and employee benefits	$4,684,000	1,656
Premises and equipment expense	$1,071,000	1,652
Additional noninterest expense	$2,449,000	1,881
Pre-tax net operating income	$1,760,000	2,738
Securities gains (losses)	$16,000	2,131
Applicable income taxes	$653,000	1,725
Income before extraordinary items	$1,123,000	3,276
Extraordinary gains, net	$0	15
Net income	$1,123,000	3,275
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,123,000	3,277
Net charge-offs	$-510,000	6,475
Cash dividends	$300,000	2,725
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,112,760	3,256
2014-06-30 (YTD Data)		Rank
Total interest income	$5,587,000	2,169
Total interest expense	$286,000	3,833
Net interest income	$5,301,000	2,020
Provision for loan and lease losses	$-86,000	6,325
Total noninterest income	$1,259,000	1,767
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$653,000	1,008
Trading account gains and fees	$0	172
Additional Noninterest Income	$606,000	2,043
Total noninterest expense	$5,608,000	1,693
Salaries and employee benefits	$3,154,000	1,636
Premises and equipment expense	$711,000	1,666
Additional noninterest expense	$1,743,000	1,760
Pre-tax net operating income	$1,038,000	2,907
Securities gains (losses)	$16,000	1,751
Applicable income taxes	$378,000	1,826
Income before extraordinary items	$676,000	3,397
Extraordinary gains, net	$0	20
Net income	$676,000	3,403
Minority interest net income	$0	80
Net income of bank and minority interests.	$676,000	3,403
Net charge-offs	$-185,000	6,436
Cash dividends	$300,000	2,325
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$665,760	3,389
2014-03-31 (YTD Data)		Rank
Total interest income	$2,851,000	2,136
Total interest expense	$153,000	3,746
Net interest income	$2,698,000	1,991
Provision for loan and lease losses	$0	3,817
Total noninterest income	$662,000	1,662
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$325,000	991
Trading account gains and fees	$0	147
Additional Noninterest Income	$337,000	1,855
Total noninterest expense	$2,761,000	1,731
Salaries and employee benefits	$1,580,000	1,646
Premises and equipment expense	$352,000	1,712
Additional noninterest expense	$829,000	1,832
Pre-tax net operating income	$599,000	2,569
Securities gains (losses)	$16,000	1,027
Applicable income taxes	$225,000	1,609
Income before extraordinary items	$390,000	3,053
Extraordinary gains, net	$0	16
Net income	$390,000	3,056
Minority interest net income	$0	66
Net income of bank and minority interests.	$390,000	3,056
Net charge-offs	$-251,000	6,620
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$379,760	3,072
2013-12-31 (YTD Data)		Rank
Total interest income	$11,941,000	2,062
Total interest expense	$909,000	3,161
Net interest income	$11,032,000	1,929
Provision for loan and lease losses	$-500,000	6,582
Total noninterest income	$2,670,000	1,762
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,246,000	1,115
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,424,000	1,919
Total noninterest expense	$10,994,000	1,741
Salaries and employee benefits	$6,053,000	1,694
Premises and equipment expense	$1,517,000	1,561
Additional noninterest expense	$3,424,000	1,858
Pre-tax net operating income	$3,208,000	2,069
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,213,000	1,294
Income before extraordinary items	$1,995,000	2,618
Extraordinary gains, net	$0	29
Net income	$1,995,000	2,621
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,995,000	2,621
Net charge-offs	$1,133,000	1,152
Cash dividends	$700,000	2,356
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,995,000	2,553
2013-09-30 (YTD Data)		Rank
Total interest income	$9,126,000	2,035
Total interest expense	$701,000	3,169
Net interest income	$8,425,000	1,905
Provision for loan and lease losses	$0	4,941
Total noninterest income	$1,812,000	1,927
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$916,000	1,137
Trading account gains and fees	$0	180
Additional Noninterest Income	$896,000	2,204
Total noninterest expense	$8,168,000	1,767
Salaries and employee benefits	$4,541,000	1,706
Premises and equipment expense	$1,171,000	1,536
Additional noninterest expense	$2,456,000	1,910
Pre-tax net operating income	$2,069,000	2,357
Securities gains (losses)	$0	3,040
Applicable income taxes	$775,000	1,482
Income before extraordinary items	$1,294,000	2,927
Extraordinary gains, net	$0	25
Net income	$1,294,000	2,931
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,294,000	2,931
Net charge-offs	$397,000	1,824
Cash dividends	$400,000	2,325
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,294,000	2,850
2013-06-30 (YTD Data)		Rank
Total interest income	$6,267,000	1,983
Total interest expense	$483,000	3,150
Net interest income	$5,784,000	1,845
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,242,000	1,923
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$602,000	1,124
Trading account gains and fees	$0	157
Additional Noninterest Income	$640,000	2,145
Total noninterest expense	$5,413,000	1,776
Salaries and employee benefits	$2,990,000	1,731
Premises and equipment expense	$823,000	1,462
Additional noninterest expense	$1,600,000	1,952
Pre-tax net operating income	$1,613,000	2,079
Securities gains (losses)	$0	2,791
Applicable income taxes	$603,000	1,345
Income before extraordinary items	$1,010,000	2,628
Extraordinary gains, net	$0	22
Net income	$1,010,000	2,633
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,010,000	2,633
Net charge-offs	$54,000	3,291
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,010,000	2,521
2013-03-31 (YTD Data)		Rank
Total interest income	$2,949,000	2,110
Total interest expense	$252,000	3,130
Net interest income	$2,697,000	1,972
Provision for loan and lease losses	$0	4,409
Total noninterest income	$640,000	1,869
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$300,000	1,114
Trading account gains and fees	$0	148
Additional Noninterest Income	$340,000	2,052
Total noninterest expense	$2,783,000	1,740
Salaries and employee benefits	$1,557,000	1,686
Premises and equipment expense	$433,000	1,408
Additional noninterest expense	$793,000	1,972
Pre-tax net operating income	$554,000	2,692
Securities gains (losses)	$0	1,966
Applicable income taxes	$207,000	1,678
Income before extraordinary items	$347,000	3,288
Extraordinary gains, net	$0	10
Net income	$347,000	3,288
Minority interest net income	$0	76
Net income of bank and minority interests.	$347,000	3,290
Net charge-offs	$-36,000	6,623
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$347,000	3,192
2012-12-31 (YTD Data)		Rank
Total interest income	$12,359,000	2,109
Total interest expense	$1,170,000	3,261
Net interest income	$11,189,000	1,952
Provision for loan and lease losses	$1,302,000	1,464
Total noninterest income	$3,171,000	1,577
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,819,000	782
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,352,000	1,976
Total noninterest expense	$11,157,000	1,729
Salaries and employee benefits	$5,971,000	1,687
Premises and equipment expense	$1,828,000	1,302
Additional noninterest expense	$3,358,000	1,951
Pre-tax net operating income	$1,901,000	2,906
Securities gains (losses)	$54,000	2,682
Applicable income taxes	$744,000	1,777
Income before extraordinary items	$1,211,000	3,521
Extraordinary gains, net	$0	29
Net income	$1,211,000	3,523
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,211,000	3,524
Net charge-offs	$1,399,000	1,453
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,176,440	3,438
2012-09-30 (YTD Data)		Rank
Total interest income	$9,457,000	2,110
Total interest expense	$917,000	3,265
Net interest income	$8,540,000	1,945
Provision for loan and lease losses	$1,402,000	1,139
Total noninterest income	$2,174,000	1,684
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,421,000	758
Trading account gains and fees	$0	157
Additional Noninterest Income	$753,000	2,354
Total noninterest expense	$8,643,000	1,681
Salaries and employee benefits	$4,567,000	1,653
Premises and equipment expense	$1,365,000	1,318
Additional noninterest expense	$2,711,000	1,826
Pre-tax net operating income	$669,000	4,281
Securities gains (losses)	$54,000	2,397
Applicable income taxes	$260,000	2,600
Income before extraordinary items	$463,000	4,742
Extraordinary gains, net	$0	20
Net income	$463,000	4,743
Minority interest net income	$0	86
Net income of bank and minority interests.	$463,000	4,743
Net charge-offs	$1,405,000	1,170
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$428,440	4,707
2012-06-30 (YTD Data)		Rank
Total interest income	$6,357,000	2,110
Total interest expense	$652,000	3,221
Net interest income	$5,705,000	1,942
Provision for loan and lease losses	$1,202,000	941
Total noninterest income	$1,238,000	1,875
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$961,000	739
Trading account gains and fees	$0	153
Additional Noninterest Income	$277,000	3,177
Total noninterest expense	$5,759,000	1,687
Salaries and employee benefits	$3,225,000	1,561
Premises and equipment expense	$880,000	1,356
Additional noninterest expense	$1,654,000	1,980
Pre-tax net operating income	$-18,000	6,368
Securities gains (losses)	$54,000	2,009
Applicable income taxes	$1,000	4,644
Income before extraordinary items	$35,000	6,301
Extraordinary gains, net	$0	19
Net income	$35,000	6,301
Minority interest net income	$0	84
Net income of bank and minority interests.	$35,000	6,301
Net charge-offs	$1,064,000	1,087
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-17,380	6,376
2012-03-31 (YTD Data)		Rank
Total interest income	$3,196,000	2,116
Total interest expense	$345,000	3,187
Net interest income	$2,851,000	1,946
Provision for loan and lease losses	$425,000	1,210
Total noninterest income	$573,000	1,970
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$470,000	751
Trading account gains and fees	$0	148
Additional Noninterest Income	$103,000	3,663
Total noninterest expense	$2,793,000	1,728
Salaries and employee benefits	$1,563,000	1,621
Premises and equipment expense	$437,000	1,360
Additional noninterest expense	$793,000	2,048
Pre-tax net operating income	$206,000	4,472
Securities gains (losses)	$54,000	1,188
Applicable income taxes	$115,000	2,312
Income before extraordinary items	$145,000	4,901
Extraordinary gains, net	$0	19
Net income	$145,000	4,903
Minority interest net income	$0	78
Net income of bank and minority interests.	$145,000	4,904
Net charge-offs	$87,000	2,565
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$110,440	5,113
2011-12-31 (YTD Data)		Rank
Total interest income	$13,058,000	2,129
Total interest expense	$1,711,000	3,115
Net interest income	$11,347,000	1,933
Provision for loan and lease losses	$1,331,000	2,028
Total noninterest income	$2,813,000	1,567
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,828,000	805
Trading account gains and fees	$0	146
Additional Noninterest Income	$985,000	2,157
Total noninterest expense	$10,805,000	1,787
Salaries and employee benefits	$5,923,000	1,648
Premises and equipment expense	$1,658,000	1,495
Additional noninterest expense	$3,224,000	2,065
Pre-tax net operating income	$2,024,000	2,481
Securities gains (losses)	$0	3,838
Applicable income taxes	$723,000	1,652
Income before extraordinary items	$1,301,000	3,060
Extraordinary gains, net	$0	29
Net income	$1,301,000	3,062
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,301,000	3,062
Net charge-offs	$1,766,000	1,681
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,301,000	2,955
2011-09-30 (YTD Data)		Rank
Total interest income	$10,011,000	2,125
Total interest expense	$1,351,000	3,109
Net interest income	$8,660,000	1,905
Provision for loan and lease losses	$1,131,000	1,822
Total noninterest income	$1,771,000	1,769
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,391,000	792
Trading account gains and fees	$0	145
Additional Noninterest Income	$380,000	3,117
Total noninterest expense	$8,225,000	1,765
Salaries and employee benefits	$4,438,000	1,659
Premises and equipment expense	$1,246,000	1,508
Additional noninterest expense	$2,541,000	1,993
Pre-tax net operating income	$1,075,000	3,182
Securities gains (losses)	$0	3,555
Applicable income taxes	$360,000	2,057
Income before extraordinary items	$715,000	3,722
Extraordinary gains, net	$0	21
Net income	$715,000	3,725
Minority interest net income	$0	87
Net income of bank and minority interests.	$715,000	3,724
Net charge-offs	$1,752,000	1,339
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$715,000	3,610
2011-06-30 (YTD Data)		Rank
Total interest income	$6,729,000	2,122
Total interest expense	$935,000	3,123
Net interest income	$5,794,000	1,902
Provision for loan and lease losses	$641,000	1,990
Total noninterest income	$1,165,000	1,792
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$935,000	779
Trading account gains and fees	$0	153
Additional Noninterest Income	$230,000	3,278
Total noninterest expense	$5,460,000	1,785
Salaries and employee benefits	$2,904,000	1,687
Premises and equipment expense	$825,000	1,524
Additional noninterest expense	$1,731,000	1,973
Pre-tax net operating income	$858,000	2,792
Securities gains (losses)	$0	2,914
Applicable income taxes	$297,000	1,811
Income before extraordinary items	$561,000	3,337
Extraordinary gains, net	$0	15
Net income	$561,000	3,337
Minority interest net income	$0	89
Net income of bank and minority interests.	$561,000	3,338
Net charge-offs	$1,482,000	1,132
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$561,000	3,249
2011-03-31 (YTD Data)		Rank
Total interest income	$3,433,000	2,078
Total interest expense	$482,000	3,143
Net interest income	$2,951,000	1,874
Provision for loan and lease losses	$641,000	1,210
Total noninterest income	$605,000	1,743
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$487,000	740
Trading account gains and fees	$0	158
Additional Noninterest Income	$118,000	3,294
Total noninterest expense	$2,646,000	1,855
Salaries and employee benefits	$1,415,000	1,746
Premises and equipment expense	$415,000	1,552
Additional noninterest expense	$816,000	2,066
Pre-tax net operating income	$269,000	3,707
Securities gains (losses)	$0	1,772
Applicable income taxes	$84,000	2,371
Income before extraordinary items	$185,000	4,124
Extraordinary gains, net	$0	9
Net income	$185,000	4,123
Minority interest net income	$0	86
Net income of bank and minority interests.	$185,000	4,124
Net charge-offs	$1,445,000	664
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$185,000	4,071
2010-12-31 (YTD Data)		Rank
Total interest income	$13,904,000	2,169
Total interest expense	$2,421,000	3,070
Net interest income	$11,483,000	1,904
Provision for loan and lease losses	$2,394,000	1,862
Total noninterest income	$3,269,000	1,457
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,332,000	637
Trading account gains and fees	$0	175
Additional Noninterest Income	$937,000	2,251
Total noninterest expense	$10,731,000	1,834
Salaries and employee benefits	$5,699,000	1,711
Premises and equipment expense	$1,787,000	1,435
Additional noninterest expense	$3,245,000	2,144
Pre-tax net operating income	$1,627,000	2,594
Securities gains (losses)	$60,000	2,537
Applicable income taxes	$539,000	1,809
Income before extraordinary items	$1,148,000	2,990
Extraordinary gains, net	$0	29
Net income	$1,148,000	2,987
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,148,000	2,990
Net charge-offs	$3,200,000	1,415
Cash dividends	$236,000	3,157
Sale, conversion, retirement of capital stock, net	$145,000	701
Net operating income	$1,107,200	2,923
2010-09-30 (YTD Data)		Rank
Total interest income	$10,403,000	2,230
Total interest expense	$1,877,000	3,109
Net interest income	$8,526,000	1,952
Provision for loan and lease losses	$2,309,000	1,507
Total noninterest income	$2,100,000	1,632
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,840,000	617
Trading account gains and fees	$0	165
Additional Noninterest Income	$260,000	3,778
Total noninterest expense	$8,127,000	1,804
Salaries and employee benefits	$4,383,000	1,669
Premises and equipment expense	$1,355,000	1,437
Additional noninterest expense	$2,389,000	2,151
Pre-tax net operating income	$190,000	5,295
Securities gains (losses)	$0	3,651
Applicable income taxes	$-42,000	6,950
Income before extraordinary items	$232,000	5,162
Extraordinary gains, net	$0	23
Net income	$232,000	5,164
Minority interest net income	$0	110
Net income of bank and minority interests.	$232,000	5,165
Net charge-offs	$3,522,000	1,007
Cash dividends	$236,000	2,569
Sale, conversion, retirement of capital stock, net	$145,000	562
Net operating income	$232,000	4,998
2010-06-30 (YTD Data)		Rank
Total interest income	$6,927,000	2,260
Total interest expense	$1,306,000	3,108
Net interest income	$5,621,000	1,970
Provision for loan and lease losses	$2,122,000	1,230
Total noninterest income	$1,452,000	1,532
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,273,000	601
Trading account gains and fees	$0	152
Additional Noninterest Income	$179,000	3,692
Total noninterest expense	$5,393,000	1,820
Salaries and employee benefits	$2,853,000	1,724
Premises and equipment expense	$913,000	1,445
Additional noninterest expense	$1,627,000	2,103
Pre-tax net operating income	$-442,000	6,707
Securities gains (losses)	$0	3,184
Applicable income taxes	$-263,000	7,373
Income before extraordinary items	$-179,000	6,536
Extraordinary gains, net	$0	19
Net income	$-179,000	6,538
Minority interest net income	$0	105
Net income of bank and minority interests.	$-179,000	6,536
Net charge-offs	$2,826,000	870
Cash dividends	$236,000	2,189
Sale, conversion, retirement of capital stock, net	$145,000	422
Net operating income	$-179,000	6,479
2010-03-31 (YTD Data)		Rank
Total interest income	$3,475,000	2,304
Total interest expense	$670,000	3,160
Net interest income	$2,805,000	2,001
Provision for loan and lease losses	$752,000	1,386
Total noninterest income	$728,000	1,544
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$643,000	600
Trading account gains and fees	$0	175
Additional Noninterest Income	$85,000	3,799
Total noninterest expense	$2,679,000	1,851
Salaries and employee benefits	$1,464,000	1,710
Premises and equipment expense	$462,000	1,469
Additional noninterest expense	$753,000	2,245
Pre-tax net operating income	$102,000	5,023
Securities gains (losses)	$0	2,284
Applicable income taxes	$-56,000	7,349
Income before extraordinary items	$158,000	4,296
Extraordinary gains, net	$0	16
Net income	$158,000	4,297
Minority interest net income	$0	91
Net income of bank and minority interests.	$158,000	4,295
Net charge-offs	$669,000	1,368
Cash dividends	$236,000	1,272
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$158,000	4,194
2009-12-31 (YTD Data)		Rank
Total interest income	$14,926,000	2,233
Total interest expense	$3,456,000	3,077
Net interest income	$11,470,000	1,935
Provision for loan and lease losses	$5,375,000	1,354
Total noninterest income	$3,523,000	1,436
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$2,363,000	710
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,160,000	1,957
Total noninterest expense	$10,691,000	1,903
Salaries and employee benefits	$5,602,000	1,765
Premises and equipment expense	$1,794,000	1,506
Additional noninterest expense	$3,295,000	2,166
Pre-tax net operating income	$-1,073,000	6,281
Securities gains (losses)	$57,000	2,550
Applicable income taxes	$-874,000	7,235
Income before extraordinary items	$-142,000	5,746
Extraordinary gains, net	$0	34
Net income	$-142,000	5,745
Minority interest net income	$0	115
Net income of bank and minority interests.	$-142,000	5,745
Net charge-offs	$1,461,000	2,402
Cash dividends	$628,000	2,249
Sale, conversion, retirement of capital stock, net	$30,000	1,154
Net operating income	$-178,480	5,787
2009-09-30 (YTD Data)		Rank
Total interest income	$11,252,000	2,257
Total interest expense	$2,689,000	3,112
Net interest income	$8,563,000	1,931
Provision for loan and lease losses	$3,658,000	1,305
Total noninterest income	$2,786,000	1,406
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,746,000	721
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,040,000	1,776
Total noninterest expense	$8,025,000	1,884
Salaries and employee benefits	$4,252,000	1,768
Premises and equipment expense	$1,341,000	1,527
Additional noninterest expense	$2,432,000	2,159
Pre-tax net operating income	$-334,000	6,168
Securities gains (losses)	$57,000	2,219
Applicable income taxes	$-97,000	6,935
Income before extraordinary items	$-180,000	6,094
Extraordinary gains, net	$0	27
Net income	$-180,000	6,095
Minority interest net income	$0	118
Net income of bank and minority interests.	$-180,000	6,094
Net charge-offs	$230,000	4,087
Cash dividends	$470,000	2,078
Sale, conversion, retirement of capital stock, net	$30,000	1,018
Net operating income	$-217,050	6,114
2009-06-30 (YTD Data)		Rank
Total interest income	$7,359,000	2,340
Total interest expense	$1,807,000	3,207
Net interest income	$5,552,000	1,975
Provision for loan and lease losses	$1,241,000	1,827
Total noninterest income	$1,362,000	1,763
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,128,000	730
Trading account gains and fees	$0	193
Additional Noninterest Income	$234,000	3,404
Total noninterest expense	$5,202,000	1,961
Salaries and employee benefits	$2,662,000	1,901
Premises and equipment expense	$888,000	1,569
Additional noninterest expense	$1,652,000	2,150
Pre-tax net operating income	$471,000	3,396
Securities gains (losses)	$0	3,136
Applicable income taxes	$165,000	2,169
Income before extraordinary items	$306,000	3,934
Extraordinary gains, net	$0	21
Net income	$306,000	3,933
Minority interest net income	$0	112
Net income of bank and minority interests.	$306,000	3,933
Net charge-offs	$147,000	3,802
Cash dividends	$311,000	2,149
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$306,000	3,815
2009-03-31 (YTD Data)		Rank
Total interest income	$3,593,000	2,418
Total interest expense	$901,000	3,326
Net interest income	$2,692,000	2,029
Provision for loan and lease losses	$293,000	2,394
Total noninterest income	$659,000	1,771
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$564,000	714
Trading account gains and fees	$0	171
Additional Noninterest Income	$95,000	3,736
Total noninterest expense	$2,564,000	1,932
Salaries and employee benefits	$1,334,000	1,927
Premises and equipment expense	$432,000	1,638
Additional noninterest expense	$798,000	2,004
Pre-tax net operating income	$494,000	2,403
Securities gains (losses)	$0	2,434
Applicable income taxes	$173,000	1,589
Income before extraordinary items	$321,000	2,988
Extraordinary gains, net	$0	15
Net income	$321,000	2,989
Minority interest net income	$0	102
Net income of bank and minority interests.	$321,000	2,989
Net charge-offs	$-13,000	7,912
Cash dividends	$153,000	1,907
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$321,000	2,849
2008-12-31 (YTD Data)		Rank
Total interest income	$13,174,000	2,792
Total interest expense	$4,098,000	3,457
Net interest income	$9,076,000	2,404
Provision for loan and lease losses	$1,077,000	2,593
Total noninterest income	$3,548,000	1,391
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,961,000	901
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,587,000	1,535
Total noninterest expense	$9,771,000	1,973
Salaries and employee benefits	$4,683,000	2,175
Premises and equipment expense	$1,812,000	1,531
Additional noninterest expense	$3,276,000	1,866
Pre-tax net operating income	$1,776,000	2,699
Securities gains (losses)	$34,000	1,848
Applicable income taxes	$293,000	2,436
Income before extraordinary items	$1,517,000	2,497
Extraordinary gains, net	$0	39
Net income	$1,517,000	2,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$534,000	2,706
Cash dividends	$363,000	3,822
Sale, conversion, retirement of capital stock, net	$90,000	999
Net operating income	$1,488,440	2,675
2008-09-30 (YTD Data)		Rank
Total interest income	$9,737,000	2,881
Total interest expense	$3,105,000	3,542
Net interest income	$6,632,000	2,488
Provision for loan and lease losses	$466,000	2,829
Total noninterest income	$2,062,000	1,738
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,437,000	929
Trading account gains and fees	$0	148
Additional Noninterest Income	$625,000	2,472
Total noninterest expense	$7,392,000	1,943
Salaries and employee benefits	$3,649,000	2,107
Premises and equipment expense	$1,366,000	1,527
Additional noninterest expense	$2,377,000	1,863
Pre-tax net operating income	$836,000	4,016
Securities gains (losses)	$0	3,106
Applicable income taxes	$153,000	3,208
Income before extraordinary items	$683,000	3,867
Extraordinary gains, net	$0	31
Net income	$683,000	3,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	3,596
Cash dividends	$268,000	3,555
Sale, conversion, retirement of capital stock, net	$25,000	1,054
Net operating income	$683,000	4,016
2008-06-30 (YTD Data)		Rank
Total interest income	$6,475,000	2,932
Total interest expense	$2,153,000	3,562
Net interest income	$4,322,000	2,533
Provision for loan and lease losses	$297,000	2,587
Total noninterest income	$1,414,000	1,725
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,006,000	866
Trading account gains and fees	$0	149
Additional Noninterest Income	$408,000	2,560
Total noninterest expense	$4,858,000	1,970
Salaries and employee benefits	$2,398,000	2,165
Premises and equipment expense	$919,000	1,517
Additional noninterest expense	$1,541,000	1,872
Pre-tax net operating income	$581,000	4,090
Securities gains (losses)	$0	3,233
Applicable income taxes	$148,000	3,036
Income before extraordinary items	$433,000	4,316
Extraordinary gains, net	$0	21
Net income	$433,000	4,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	2,705
Cash dividends	$179,000	3,573
Sale, conversion, retirement of capital stock, net	$25,000	909
Net operating income	$433,000	4,253
2008-03-31 (YTD Data)		Rank
Total interest income	$3,235,000	3,010
Total interest expense	$1,179,000	3,495
Net interest income	$2,056,000	2,649
Provision for loan and lease losses	$76,000	3,113
Total noninterest income	$714,000	1,719
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$523,000	821
Trading account gains and fees	$0	158
Additional Noninterest Income	$191,000	2,646
Total noninterest expense	$2,411,000	1,989
Salaries and employee benefits	$1,246,000	2,107
Premises and equipment expense	$455,000	1,533
Additional noninterest expense	$710,000	1,984
Pre-tax net operating income	$283,000	4,276
Securities gains (losses)	$0	2,688
Applicable income taxes	$102,000	2,776
Income before extraordinary items	$181,000	4,868
Extraordinary gains, net	$0	15
Net income	$181,000	4,873
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	2,415
Cash dividends	$89,000	3,041
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$181,000	4,751
2007-12-31 (YTD Data)		Rank
Total interest income	$13,026,000	3,060
Total interest expense	$4,906,000	3,515
Net interest income	$8,120,000	2,685
Provision for loan and lease losses	$533,000	2,237
Total noninterest income	$3,179,000	1,569
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,689,000	1,055
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,490,000	1,681
Total noninterest expense	$8,254,000	2,217
Salaries and employee benefits	$4,349,000	2,316
Premises and equipment expense	$1,235,000	2,107
Additional noninterest expense	$2,670,000	2,050
Pre-tax net operating income	$2,512,000	2,816
Securities gains (losses)	$-11,000	7,582
Applicable income taxes	$695,000	2,316
Income before extraordinary items	$1,806,000	3,038
Extraordinary gains, net	$0	39
Net income	$1,806,000	3,037
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$213,000	2,773
Cash dividends	$358,000	4,208
Sale, conversion, retirement of capital stock, net	$25,000	1,152
Net operating income	$1,813,920	3,032
2007-09-30 (YTD Data)		Rank
Total interest income	$9,620,000	3,099
Total interest expense	$3,586,000	3,577
Net interest income	$6,034,000	2,712
Provision for loan and lease losses	$426,000	1,776
Total noninterest income	$2,003,000	1,786
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,254,000	1,051
Trading account gains and fees	$0	184
Additional Noninterest Income	$749,000	2,209
Total noninterest expense	$5,941,000	2,286
Salaries and employee benefits	$3,166,000	2,378
Premises and equipment expense	$794,000	2,430
Additional noninterest expense	$1,981,000	2,025
Pre-tax net operating income	$1,670,000	3,241
Securities gains (losses)	$-11,000	7,805
Applicable income taxes	$573,000	2,358
Income before extraordinary items	$1,086,000	3,694
Extraordinary gains, net	$0	33
Net income	$1,086,000	3,693
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	3,780
Cash dividends	$269,000	3,781
Sale, conversion, retirement of capital stock, net	$25,000	1,002
Net operating income	$1,093,150	3,656
2007-06-30 (YTD Data)		Rank
Total interest income	$6,244,000	3,181
Total interest expense	$2,282,000	3,701
Net interest income	$3,962,000	2,776
Provision for loan and lease losses	$320,000	1,462
Total noninterest income	$1,317,000	1,823
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$826,000	1,066
Trading account gains and fees	$0	168
Additional Noninterest Income	$491,000	2,268
Total noninterest expense	$3,921,000	2,329
Salaries and employee benefits	$2,074,000	2,456
Premises and equipment expense	$500,000	2,591
Additional noninterest expense	$1,347,000	2,003
Pre-tax net operating income	$1,038,000	3,446
Securities gains (losses)	$-11,000	8,018
Applicable income taxes	$361,000	2,514
Income before extraordinary items	$666,000	3,939
Extraordinary gains, net	$0	29
Net income	$666,000	3,939
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,861
Cash dividends	$180,000	3,767
Sale, conversion, retirement of capital stock, net	$25,000	863
Net operating income	$673,150	3,902
2007-03-31 (YTD Data)		Rank
Total interest income	$2,972,000	3,307
Total interest expense	$1,045,000	3,893
Net interest income	$1,927,000	2,852
Provision for loan and lease losses	$137,000	1,602
Total noninterest income	$664,000	1,807
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$394,000	1,093
Trading account gains and fees	$0	195
Additional Noninterest Income	$270,000	2,111
Total noninterest expense	$2,025,000	2,269
Salaries and employee benefits	$1,151,000	2,231
Premises and equipment expense	$240,000	2,681
Additional noninterest expense	$634,000	2,073
Pre-tax net operating income	$429,000	3,846
Securities gains (losses)	$-11,000	8,277
Applicable income taxes	$161,000	2,669
Income before extraordinary items	$257,000	4,494
Extraordinary gains, net	$0	22
Net income	$257,000	4,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	1,351
Cash dividends	$90,000	3,231
Sale, conversion, retirement of capital stock, net	$25,000	633
Net operating income	$264,040	4,428
2006-12-31 (YTD Data)		Rank
Total interest income	$9,929,000	3,591
Total interest expense	$3,085,000	4,247
Net interest income	$6,844,000	3,166
Provision for loan and lease losses	$525,000	1,821
Total noninterest income	$2,523,000	1,871
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,597,000	1,106
Trading account gains and fees	$0	130
Additional Noninterest Income	$926,000	2,346
Total noninterest expense	$6,832,000	2,572
Salaries and employee benefits	$3,492,000	2,739
Premises and equipment expense	$937,000	2,625
Additional noninterest expense	$2,403,000	2,180
Pre-tax net operating income	$2,010,000	3,633
Securities gains (losses)	$-25,000	7,648
Applicable income taxes	$634,000	2,808
Income before extraordinary items	$1,351,000	4,008
Extraordinary gains, net	$0	51
Net income	$1,351,000	4,008
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	3,461
Cash dividends	$358,000	4,252
Sale, conversion, retirement of capital stock, net	$1,062,000	485
Net operating income	$1,368,000	3,959
2006-09-30 (YTD Data)		Rank
Total interest income	$7,152,000	3,681
Total interest expense	$2,188,000	4,304
Net interest income	$4,964,000	3,291
Provision for loan and lease losses	$371,000	1,811
Total noninterest income	$1,888,000	1,889
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,215,000	1,105
Trading account gains and fees	$0	126
Additional Noninterest Income	$673,000	2,372
Total noninterest expense	$5,055,000	2,599
Salaries and employee benefits	$2,568,000	2,783
Premises and equipment expense	$705,000	2,627
Additional noninterest expense	$1,782,000	2,191
Pre-tax net operating income	$1,426,000	3,908
Securities gains (losses)	$-25,000	7,922
Applicable income taxes	$432,000	3,064
Income before extraordinary items	$969,000	4,246
Extraordinary gains, net	$0	45
Net income	$969,000	4,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$269,000	3,830
Sale, conversion, retirement of capital stock, net	$1,052,000	369
Net operating income	$986,250	4,193
2006-06-30 (YTD Data)		Rank
Total interest income	$4,582,000	3,752
Total interest expense	$1,363,000	4,359
Net interest income	$3,219,000	3,366
Provision for loan and lease losses	$295,000	1,552
Total noninterest income	$1,223,000	1,924
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$791,000	1,116
Trading account gains and fees	$0	126
Additional Noninterest Income	$432,000	2,433
Total noninterest expense	$3,278,000	2,684
Salaries and employee benefits	$1,665,000	2,853
Premises and equipment expense	$480,000	2,567
Additional noninterest expense	$1,133,000	2,292
Pre-tax net operating income	$869,000	4,128
Securities gains (losses)	$-25,000	8,157
Applicable income taxes	$245,000	3,337
Income before extraordinary items	$599,000	4,448
Extraordinary gains, net	$0	39
Net income	$599,000	4,452
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$179,000	3,835
Sale, conversion, retirement of capital stock, net	$1,052,000	261
Net operating income	$616,750	4,361
2006-03-31 (YTD Data)		Rank
Total interest income	$2,142,000	3,874
Total interest expense	$618,000	4,500
Net interest income	$1,524,000	3,503
Provision for loan and lease losses	$91,000	2,117
Total noninterest income	$577,000	1,988
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$391,000	1,105
Trading account gains and fees	$0	115
Additional Noninterest Income	$186,000	2,618
Total noninterest expense	$1,586,000	2,763
Salaries and employee benefits	$808,000	2,946
Premises and equipment expense	$243,000	2,522
Additional noninterest expense	$535,000	2,397
Pre-tax net operating income	$424,000	4,147
Securities gains (losses)	$-25,000	8,424
Applicable income taxes	$115,000	3,401
Income before extraordinary items	$284,000	4,557
Extraordinary gains, net	$0	21
Net income	$284,000	4,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,605
Cash dividends	$90,000	3,212
Sale, conversion, retirement of capital stock, net	$1,000,000	140
Net operating income	$301,750	4,397
2005-12-31 (YTD Data)		Rank
Total interest income	$7,173,000	4,073
Total interest expense	$1,747,000	4,833
Net interest income	$5,426,000	3,721
Provision for loan and lease losses	$347,000	2,542
Total noninterest income	$1,726,000	2,449
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,228,000	1,423
Trading account gains and fees	$0	138
Additional Noninterest Income	$498,000	3,374
Total noninterest expense	$5,309,000	3,073
Salaries and employee benefits	$2,657,000	3,311
Premises and equipment expense	$811,000	2,860
Additional noninterest expense	$1,841,000	2,706
Pre-tax net operating income	$1,496,000	4,386
Securities gains (losses)	$0	2,296
Applicable income taxes	$547,000	3,220
Income before extraordinary items	$949,000	4,955
Extraordinary gains, net	$0	46
Net income	$949,000	4,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$104,000	5,451
Sale, conversion, retirement of capital stock, net	$4,015,000	327
Net operating income	$949,000	4,925
2005-09-30 (YTD Data)		Rank
Total interest income	$5,096,000	4,182
Total interest expense	$1,221,000	4,893
Net interest income	$3,875,000	3,857
Provision for loan and lease losses	$251,000	2,541
Total noninterest income	$1,245,000	2,515
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$889,000	1,460
Trading account gains and fees	$0	126
Additional Noninterest Income	$356,000	3,498
Total noninterest expense	$3,938,000	3,075
Salaries and employee benefits	$2,008,000	3,262
Premises and equipment expense	$589,000	2,927
Additional noninterest expense	$1,341,000	2,745
Pre-tax net operating income	$931,000	4,950
Securities gains (losses)	$0	2,317
Applicable income taxes	$336,000	3,599
Income before extraordinary items	$595,000	5,461
Extraordinary gains, net	$0	35
Net income	$595,000	5,464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$4,015,000	239
Net operating income	$595,000	5,436
2005-06-30 (YTD Data)		Rank
Total interest income	$3,244,000	4,255
Total interest expense	$767,000	4,898
Net interest income	$2,477,000	3,951
Provision for loan and lease losses	$195,000	2,201
Total noninterest income	$795,000	2,550
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$563,000	1,498
Trading account gains and fees	$0	116
Additional Noninterest Income	$232,000	3,499
Total noninterest expense	$2,527,000	3,156
Salaries and employee benefits	$1,305,000	3,318
Premises and equipment expense	$363,000	3,091
Additional noninterest expense	$859,000	2,830
Pre-tax net operating income	$550,000	5,228
Securities gains (losses)	$0	2,146
Applicable income taxes	$196,000	3,819
Income before extraordinary items	$354,000	5,747
Extraordinary gains, net	$0	30
Net income	$354,000	5,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$15,000	576
Net operating income	$354,000	5,708
2005-03-31 (YTD Data)		Rank
Total interest income	$1,527,000	4,425
Total interest expense	$364,000	4,952
Net interest income	$1,163,000	4,165
Provision for loan and lease losses	$81,000	2,384
Total noninterest income	$380,000	2,589
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$264,000	1,537
Trading account gains and fees	$0	115
Additional Noninterest Income	$116,000	3,465
Total noninterest expense	$1,219,000	3,280
Salaries and employee benefits	$648,000	3,327
Premises and equipment expense	$180,000	3,146
Additional noninterest expense	$391,000	3,078
Pre-tax net operating income	$243,000	5,510
Securities gains (losses)	$0	1,685
Applicable income taxes	$84,000	4,050
Income before extraordinary items	$159,000	5,975
Extraordinary gains, net	$0	24
Net income	$159,000	5,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$159,000	5,935
2004-12-31 (YTD Data)		Rank
Total interest income	$4,931,000	4,895
Total interest expense	$1,111,000	5,356
Net interest income	$3,820,000	4,640
Provision for loan and lease losses	$400,000	2,359
Total noninterest income	$1,213,000	3,103
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$792,000	2,166
Trading account gains and fees	$0	138
Additional Noninterest Income	$421,000	3,627
Total noninterest expense	$3,966,000	3,771
Salaries and employee benefits	$1,966,000	4,048
Premises and equipment expense	$646,000	3,337
Additional noninterest expense	$1,354,000	3,402
Pre-tax net operating income	$667,000	6,200
Securities gains (losses)	$40,000	1,907
Applicable income taxes	$265,000	4,376
Income before extraordinary items	$442,000	6,587
Extraordinary gains, net	$0	34
Net income	$442,000	6,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,212
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$15,000	804
Net operating income	$416,400	6,632
2004-09-30 (YTD Data)		Rank
Total interest income	$3,521,000	5,041
Total interest expense	$790,000	5,483
Net interest income	$2,731,000	4,767
Provision for loan and lease losses	$316,000	2,168
Total noninterest income	$887,000	3,173
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$583,000	2,211
Trading account gains and fees	$0	134
Additional Noninterest Income	$304,000	3,703
Total noninterest expense	$2,771,000	3,959
Salaries and employee benefits	$1,366,000	4,274
Premises and equipment expense	$460,000	3,487
Additional noninterest expense	$945,000	3,582
Pre-tax net operating income	$531,000	6,186
Securities gains (losses)	$40,000	1,826
Applicable income taxes	$143,000	4,908
Income before extraordinary items	$428,000	6,158
Extraordinary gains, net	$0	26
Net income	$428,000	6,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,054
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$15,000	673
Net operating income	$398,000	6,261
2004-06-30 (YTD Data)		Rank
Total interest income	$2,245,000	5,177
Total interest expense	$499,000	5,655
Net interest income	$1,746,000	4,890
Provision for loan and lease losses	$213,000	2,084
Total noninterest income	$582,000	3,241
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$388,000	2,203
Trading account gains and fees	$0	130
Additional Noninterest Income	$194,000	3,796
Total noninterest expense	$1,739,000	4,181
Salaries and employee benefits	$834,000	4,574
Premises and equipment expense	$298,000	3,575
Additional noninterest expense	$607,000	3,713
Pre-tax net operating income	$376,000	6,016
Securities gains (losses)	$33,000	1,728
Applicable income taxes	$93,000	4,936
Income before extraordinary items	$316,000	5,916
Extraordinary gains, net	$0	21
Net income	$316,000	5,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$290,590	6,032
2004-03-31 (YTD Data)		Rank
Total interest income	$1,077,000	5,342
Total interest expense	$232,000	5,912
Net interest income	$845,000	5,009
Provision for loan and lease losses	$127,000	1,729
Total noninterest income	$267,000	3,370
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$184,000	2,241
Trading account gains and fees	$0	121
Additional Noninterest Income	$83,000	4,094
Total noninterest expense	$803,000	4,466
Salaries and employee benefits	$372,000	4,966
Premises and equipment expense	$142,000	3,735
Additional noninterest expense	$289,000	3,853
Pre-tax net operating income	$182,000	6,038
Securities gains (losses)	$33,000	1,437
Applicable income taxes	$45,000	4,981
Income before extraordinary items	$170,000	5,724
Extraordinary gains, net	$0	16
Net income	$170,000	5,725
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$143,930	6,009
2003-12-31 (YTD Data)		Rank
Total interest income	$3,135,000	6,387
Total interest expense	$855,000	6,544
Net interest income	$2,280,000	6,215
Provision for loan and lease losses	$281,000	3,319
Total noninterest income	$936,000	3,853
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$637,000	2,577
Trading account gains and fees	$0	160
Additional Noninterest Income	$299,000	4,518
Total noninterest expense	$2,489,000	5,230
Salaries and employee benefits	$1,198,000	5,651
Premises and equipment expense	$354,000	5,125
Additional noninterest expense	$937,000	4,485
Pre-tax net operating income	$446,000	6,855
Securities gains (losses)	$52,000	2,478
Applicable income taxes	$-117,000	8,961
Income before extraordinary items	$615,000	5,899
Extraordinary gains, net	$0	54
Net income	$615,000	5,902
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,883
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$3,261,000	260
Net operating income	$563,000	5,928
2003-09-30 (YTD Data)		Rank
Total interest income	$2,187,000	6,696
Total interest expense	$631,000	6,735
Net interest income	$1,556,000	6,513
Provision for loan and lease losses	$192,000	3,416
Total noninterest income	$688,000	3,979
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$467,000	2,628
Trading account gains and fees	$0	153
Additional Noninterest Income	$221,000	4,597
Total noninterest expense	$1,735,000	5,474
Salaries and employee benefits	$855,000	5,777
Premises and equipment expense	$218,000	5,734
Additional noninterest expense	$662,000	4,666
Pre-tax net operating income	$317,000	7,086
Securities gains (losses)	$49,000	2,325
Applicable income taxes	$-134,000	9,091
Income before extraordinary items	$500,000	5,857
Extraordinary gains, net	$0	40
Net income	$500,000	5,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$3,261,000	174
Net operating income	$451,000	5,922
2003-06-30 (YTD Data)		Rank
Total interest income	$1,383,000	6,905
Total interest expense	$408,000	6,929
Net interest income	$975,000	6,712
Provision for loan and lease losses	$121,000	3,440
Total noninterest income	$435,000	4,060
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$299,000	2,656
Trading account gains and fees	$0	150
Additional Noninterest Income	$136,000	4,735
Total noninterest expense	$1,064,000	5,772
Salaries and employee benefits	$524,000	6,086
Premises and equipment expense	$133,000	5,992
Additional noninterest expense	$407,000	4,940
Pre-tax net operating income	$225,000	7,006
Securities gains (losses)	$49,000	2,032
Applicable income taxes	$25,000	6,463
Income before extraordinary items	$249,000	6,528
Extraordinary gains, net	$0	30
Net income	$249,000	6,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$204,410	6,736
2003-03-31 (YTD Data)		Rank
Total interest income	$653,000	7,094
Total interest expense	$195,000	7,150
Net interest income	$458,000	6,909
Provision for loan and lease losses	$59,000	3,475
Total noninterest income	$217,000	3,964
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$162,000	2,433
Trading account gains and fees	$0	134
Additional Noninterest Income	$55,000	5,085
Total noninterest expense	$496,000	6,023
Salaries and employee benefits	$252,000	6,217
Premises and equipment expense	$69,000	5,897
Additional noninterest expense	$175,000	5,453
Pre-tax net operating income	$120,000	6,900
Securities gains (losses)	$36,000	1,574
Applicable income taxes	$19,000	6,113
Income before extraordinary items	$137,000	6,228
Extraordinary gains, net	$0	21
Net income	$137,000	6,227
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$105,320	6,633
2002-12-31 (YTD Data)		Rank
Total interest income	$1,991,000	7,857
Total interest expense	$760,000	7,640
Net interest income	$1,231,000	7,871
Provision for loan and lease losses	$198,000	4,392
Total noninterest income	$635,000	4,584
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$532,000	2,833
Trading account gains and fees	$0	153
Additional Noninterest Income	$103,000	6,389
Total noninterest expense	$1,697,000	6,465
Salaries and employee benefits	$884,000	6,568
Premises and equipment expense	$222,000	6,500
Additional noninterest expense	$591,000	5,993
Pre-tax net operating income	$-29,000	8,682
Securities gains (losses)	$155,000	1,359
Applicable income taxes	$2,000	7,560
Income before extraordinary items	$124,000	8,217
Extraordinary gains, net	$0	70
Net income	$124,000	8,218
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-27,900	8,690
2001-12-31 (YTD Data)		Rank
Total interest income	$444,000	9,451
Total interest expense	$208,000	9,379
Net interest income	$236,000	9,469
Provision for loan and lease losses	$97,000	5,668
Total noninterest income	$46,000	9,204
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$28,000	8,010
Trading account gains and fees	$0	177
Additional Noninterest Income	$18,000	8,807
Total noninterest expense	$1,089,000	7,722
Salaries and employee benefits	$388,000	8,678
Premises and equipment expense	$142,000	7,658
Additional noninterest expense	$559,000	6,106
Pre-tax net operating income	$-904,000	9,327
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-904,000	9,396
Extraordinary gains, net	$0	105
Net income	$-904,000	9,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$6,073,000	142
Net operating income	$-904,000	9,361

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.