Home > Mission Oaks National Bank > Assets and Liabilities
Mission Oaks National Bank, Assets and Liabilities
| 2014-03-31 | Rank | |
| # of Employees: | 28 | 4,226 |
| Assets and Liabilities | ||
| Total Assets: | $98,522,000 | 4,776 |
| Cash and due from depository institutions | $20,829,000 | 4,226 |
| Interest-bearing balances | $19,048,000 | 1,885 |
| Securities | $7,762,000 | 5,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $64,805,000 | 4,396 |
| Loan loss allowance | $2,534,000 | 2,438 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $53,000 | 6,547 |
| Other real estate owned | $0 | 4,226 |
| Goodwill and other intangibles | $40,000 | 2,714 |
| All other assets | $5,033,000 | 2,938 |
| Life insurance assets | $3,725,000 | 1,931 |
| Total liabilities and capital | $98,522,000 | 4,776 |
| Total liabilities | $89,239,000 | 4,724 |
| Total deposits | $88,550,000 | 4,650 |
| Interest-bearing deposits | $62,248,000 | 4,932 |
| Deposits held in domestic offices | $88,550,000 | 4,650 |
| % insured | 83.70% | 3,880 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $689,000 | 3,586 |
| Total equity capital | $9,283,000 | 5,013 |
| Total bank equity capital | $9,283,000 | 5,013 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $4,899,000 | 829 |
| Surplus | $19,839,000 | 1,514 |
| Undivided profits | $-15,455,000 | 6,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $7,314,000 | 977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $197,000 | 5,981 |
| Earning assets | $91,615,000 | 4,748 |
| Long-term assets (5+ years) | $23,130,000 | 4,795 |
| Average Assets, year-to-date | $97,077,000 | 4,797 |
| Average Assets, quarterly | $97,077,000 | 4,797 |
| Volatile liabilities | $2,846,000 | 4,936 |
| Insider loans | $1,840,000 | 2,596 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $6,229,000 | 4,676 |
| Tier 1 (core) risk-based capital | $9,119,000 | 5,024 |
| Tier 2 risk-based capital | $873,000 | 4,168 |
| Total risk weighted assets | $68,115,000 | 4,463 |
| Total unused commitments | $6,229,000 | 4,676 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 28 | 4,269 |
| Assets and Liabilities | ||
| Total Assets: | $95,632,000 | 4,860 |
| Cash and due from depository institutions | $15,210,000 | 4,269 |
| Interest-bearing balances | $13,983,000 | 2,239 |
| Securities | $8,481,000 | 5,600 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $66,788,000 | 4,372 |
| Loan loss allowance | $2,588,000 | 2,400 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $44,000 | 6,650 |
| Other real estate owned | $0 | 4,269 |
| Goodwill and other intangibles | $54,000 | 2,679 |
| All other assets | $5,055,000 | 2,992 |
| Life insurance assets | $3,699,000 | 1,921 |
| Total liabilities and capital | $95,632,000 | 4,860 |
| Total liabilities | $86,144,000 | 4,830 |
| Total deposits | $85,462,000 | 4,744 |
| Interest-bearing deposits | $60,270,000 | 5,000 |
| Deposits held in domestic offices | $85,462,000 | 4,744 |
| % insured | 84.42% | 3,691 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $682,000 | 3,592 |
| Total equity capital | $9,488,000 | 4,948 |
| Total bank equity capital | $9,488,000 | 4,948 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $4,899,000 | 839 |
| Surplus | $19,837,000 | 1,518 |
| Undivided profits | $-15,248,000 | 6,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $6,264,000 | 1,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $223,000 | 5,942 |
| Earning assets | $89,252,000 | 4,821 |
| Long-term assets (5+ years) | $27,077,000 | 4,517 |
| Average Assets, year-to-date | $100,555,600 | 4,726 |
| Average Assets, quarterly | $97,962,000 | 4,806 |
| Volatile liabilities | $2,541,000 | 5,178 |
| Insider loans | $1,998,000 | 2,491 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $5,978,000 | 4,670 |
| Tier 1 (core) risk-based capital | $9,321,000 | 4,987 |
| Tier 2 risk-based capital | $899,000 | 4,116 |
| Total risk weighted assets | $70,182,000 | 4,440 |
| Total unused commitments | $5,978,000 | 4,670 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 29 | 4,225 |
| Assets and Liabilities | ||
| Total Assets: | $100,292,000 | 4,774 |
| Cash and due from depository institutions | $14,056,000 | 4,225 |
| Interest-bearing balances | $12,226,000 | 2,498 |
| Securities | $9,350,000 | 5,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $71,744,000 | 4,224 |
| Loan loss allowance | $2,584,000 | 2,460 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $50,000 | 6,704 |
| Other real estate owned | $0 | 4,225 |
| Goodwill and other intangibles | $66,000 | 2,666 |
| All other assets | $5,026,000 | 2,969 |
| Life insurance assets | $3,672,000 | 1,891 |
| Total liabilities and capital | $100,292,000 | 4,774 |
| Total liabilities | $91,028,000 | 4,731 |
| Total deposits | $90,171,000 | 4,632 |
| Interest-bearing deposits | $65,737,000 | 4,872 |
| Deposits held in domestic offices | $90,171,000 | 4,631 |
| % insured | 85.66% | 3,623 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $857,000 | 3,442 |
| Total equity capital | $9,264,000 | 5,056 |
| Total bank equity capital | $9,264,000 | 5,056 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $4,899,000 | 852 |
| Surplus | $19,837,000 | 1,522 |
| Undivided profits | $-15,472,000 | 6,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $4,287,000 | 1,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $240,000 | 5,954 |
| Earning assets | $93,320,000 | 4,738 |
| Long-term assets (5+ years) | $31,106,000 | 4,295 |
| Average Assets, year-to-date | $101,786,500 | 4,743 |
| Average Assets, quarterly | $99,803,000 | 4,789 |
| Volatile liabilities | $2,787,000 | 5,146 |
| Insider loans | $2,056,000 | 2,451 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $6,637,000 | 4,559 |
| Tier 1 (core) risk-based capital | $9,116,000 | 5,083 |
| Tier 2 risk-based capital | $960,000 | 4,022 |
| Total risk weighted assets | $75,112,000 | 4,310 |
| Total unused commitments | $6,637,000 | 4,559 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 29 | 4,262 |
| Assets and Liabilities | ||
| Total Assets: | $99,314,000 | 4,829 |
| Cash and due from depository institutions | $11,928,000 | 4,262 |
| Interest-bearing balances | $10,136,000 | 2,929 |
| Securities | $10,909,000 | 5,393 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $70,612,000 | 4,256 |
| Loan loss allowance | $2,672,000 | 2,442 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $56,000 | 6,737 |
| Other real estate owned | $550,000 | 4,262 |
| Goodwill and other intangibles | $78,000 | 2,634 |
| All other assets | $5,181,000 | 2,884 |
| Life insurance assets | $3,646,000 | 1,870 |
| Total liabilities and capital | $99,314,000 | 4,829 |
| Total liabilities | $89,838,000 | 4,782 |
| Total deposits | $89,079,000 | 4,684 |
| Interest-bearing deposits | $67,434,000 | 4,840 |
| Deposits held in domestic offices | $89,079,000 | 4,684 |
| % insured | 88.26% | 2,980 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $759,000 | 3,548 |
| Total equity capital | $9,476,000 | 5,024 |
| Total bank equity capital | $9,476,000 | 5,024 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $4,899,000 | 852 |
| Surplus | $19,837,000 | 1,528 |
| Undivided profits | $-15,260,000 | 6,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $4,583,000 | 1,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $246,000 | 5,942 |
| Earning assets | $91,657,000 | 4,796 |
| Long-term assets (5+ years) | $28,992,000 | 4,393 |
| Average Assets, year-to-date | $102,284,670 | 4,762 |
| Average Assets, quarterly | $102,092,500 | 4,769 |
| Volatile liabilities | $2,983,000 | 5,049 |
| Insider loans | $2,115,000 | 2,440 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $5,134,000 | 4,982 |
| Tier 1 (core) risk-based capital | $9,340,000 | 5,021 |
| Tier 2 risk-based capital | $956,000 | 4,027 |
| Total risk weighted assets | $74,736,000 | 4,341 |
| Total unused commitments | $5,134,000 | 4,982 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 29 | 4,271 |
| Assets and Liabilities | ||
| Total Assets: | $104,871,000 | 4,752 |
| Cash and due from depository institutions | $15,128,000 | 4,271 |
| Interest-bearing balances | $13,572,000 | 2,876 |
| Securities | $13,638,000 | 5,151 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $70,682,000 | 4,256 |
| Loan loss allowance | $2,892,000 | 2,337 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $64,000 | 6,793 |
| Other real estate owned | $0 | 4,271 |
| Goodwill and other intangibles | $86,000 | 2,612 |
| All other assets | $5,273,000 | 2,838 |
| Life insurance assets | $3,618,000 | 1,856 |
| Total liabilities and capital | $104,871,000 | 4,752 |
| Total liabilities | $95,246,000 | 4,690 |
| Total deposits | $94,579,000 | 4,595 |
| Interest-bearing deposits | $71,468,000 | 4,768 |
| Deposits held in domestic offices | $94,579,000 | 4,594 |
| % insured | 87.03% | 3,364 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $667,000 | 3,878 |
| Total equity capital | $9,625,000 | 5,092 |
| Total bank equity capital | $9,625,000 | 5,091 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $4,899,000 | 866 |
| Surplus | $19,837,000 | 1,536 |
| Undivided profits | $-15,111,000 | 6,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $5,202,000 | 1,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $241,000 | 5,995 |
| Earning assets | $97,892,000 | 4,701 |
| Long-term assets (5+ years) | $27,222,000 | 4,492 |
| Average Assets, year-to-date | $103,770,000 | 4,775 |
| Average Assets, quarterly | $103,770,000 | 4,775 |
| Volatile liabilities | $2,977,000 | 5,016 |
| Insider loans | $2,376,000 | 2,271 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $4,593,000 | 5,146 |
| Tier 1 (core) risk-based capital | $9,371,000 | 5,030 |
| Tier 2 risk-based capital | $953,000 | 4,040 |
| Total risk weighted assets | $74,214,000 | 4,365 |
| Total unused commitments | $4,593,000 | 5,146 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 29 | 4,286 |
| Assets and Liabilities | ||
| Total Assets: | $102,669,000 | 4,824 |
| Cash and due from depository institutions | $9,815,000 | 4,286 |
| Interest-bearing balances | $8,393,000 | 3,475 |
| Securities | $15,274,000 | 4,936 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $71,960,000 | 4,269 |
| Loan loss allowance | $3,450,000 | 2,013 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $53,000 | 6,887 |
| Other real estate owned | $131,000 | 4,286 |
| Goodwill and other intangibles | $102,000 | 2,580 |
| All other assets | $5,334,000 | 2,866 |
| Life insurance assets | $3,591,000 | 1,834 |
| Total liabilities and capital | $102,669,000 | 4,824 |
| Total liabilities | $93,357,000 | 4,770 |
| Total deposits | $92,648,000 | 4,661 |
| Interest-bearing deposits | $69,981,000 | 4,801 |
| Deposits held in domestic offices | $92,648,000 | 4,659 |
| % insured | 90.46% | 3,266 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $709,000 | 3,826 |
| Total equity capital | $9,312,000 | 5,192 |
| Total bank equity capital | $9,312,000 | 5,191 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $4,899,000 | 870 |
| Surplus | $19,836,000 | 1,536 |
| Undivided profits | $-15,423,000 | 6,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $4,938,000 | 1,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 896 |
| Income earned, not collected on loans | $265,000 | 5,904 |
| Earning assets | $95,627,000 | 4,762 |
| Long-term assets (5+ years) | $25,758,000 | 4,552 |
| Average Assets, year-to-date | $120,235,200 | 4,356 |
| Average Assets, quarterly | $106,642,000 | 4,706 |
| Volatile liabilities | $2,974,000 | 5,141 |
| Insider loans | $2,430,000 | 2,264 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $5,827,000 | 4,756 |
| Tier 1 (core) risk-based capital | $9,125,000 | 5,104 |
| Tier 2 risk-based capital | $977,000 | 4,023 |
| Total risk weighted assets | $75,627,000 | 4,380 |
| Total unused commitments | $5,827,000 | 4,756 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 32 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $110,615,000 | 4,629 |
| Cash and due from depository institutions | $11,574,000 | 4,051 |
| Interest-bearing balances | $9,464,000 | 3,145 |
| Securities | $17,055,000 | 4,834 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $74,825,000 | 4,194 |
| Loan loss allowance | $3,450,000 | 2,071 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $63,000 | 6,945 |
| Other real estate owned | $1,090,000 | 4,051 |
| Goodwill and other intangibles | $108,000 | 2,570 |
| All other assets | $5,900,000 | 2,699 |
| Life insurance assets | $3,563,000 | 1,806 |
| Total liabilities and capital | $110,615,000 | 4,629 |
| Total liabilities | $101,382,000 | 4,530 |
| Total deposits | $100,695,000 | 4,417 |
| Interest-bearing deposits | $74,473,000 | 4,686 |
| Deposits held in domestic offices | $100,695,000 | 4,417 |
| % insured | 91.96% | 2,889 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $687,000 | 4,108 |
| Total equity capital | $9,233,000 | 5,281 |
| Total bank equity capital | $9,233,000 | 5,279 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,899,000 | 890 |
| Surplus | $19,841,000 | 1,552 |
| Undivided profits | $-15,507,000 | 6,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,555,000 | 2,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 945 |
| Income earned, not collected on loans | $302,000 | 5,873 |
| Earning assets | $101,344,000 | 4,625 |
| Long-term assets (5+ years) | $25,325,000 | 4,586 |
| Average Assets, year-to-date | $124,626,750 | 4,299 |
| Average Assets, quarterly | $114,088,000 | 4,543 |
| Volatile liabilities | $2,328,000 | 5,506 |
| Insider loans | $2,399,000 | 2,318 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $5,743,000 | 4,806 |
| Tier 1 (core) risk-based capital | $9,021,000 | 5,180 |
| Tier 2 risk-based capital | $1,040,000 | 3,916 |
| Total risk weighted assets | $80,324,000 | 4,264 |
| Total unused commitments | $5,743,000 | 4,806 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 35 | 3,819 |
| Assets and Liabilities | ||
| Total Assets: | $117,561,000 | 4,481 |
| Cash and due from depository institutions | $13,175,000 | 3,819 |
| Interest-bearing balances | $10,891,000 | 2,910 |
| Securities | $18,893,000 | 4,677 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $74,603,000 | 4,229 |
| Loan loss allowance | $3,300,000 | 2,176 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $74,000 | 6,977 |
| Other real estate owned | $5,338,000 | 3,819 |
| Goodwill and other intangibles | $124,000 | 2,526 |
| All other assets | $5,354,000 | 2,863 |
| Life insurance assets | $3,534,000 | 1,785 |
| Total liabilities and capital | $117,561,000 | 4,481 |
| Total liabilities | $107,718,000 | 4,386 |
| Total deposits | $106,900,000 | 4,283 |
| Interest-bearing deposits | $81,665,000 | 4,474 |
| Deposits held in domestic offices | $106,900,000 | 4,281 |
| % insured | 89.59% | 3,844 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $818,000 | 3,606 |
| Total equity capital | $9,843,000 | 5,114 |
| Total bank equity capital | $9,843,000 | 5,112 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $4,899,000 | 909 |
| Surplus | $19,833,000 | 1,553 |
| Undivided profits | $-14,889,000 | 7,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $5,080,000 | 1,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $370,000 | 530 |
| Income earned, not collected on loans | $291,000 | 5,889 |
| Earning assets | $104,387,000 | 4,567 |
| Long-term assets (5+ years) | $27,919,000 | 4,356 |
| Average Assets, year-to-date | $129,297,330 | 4,226 |
| Average Assets, quarterly | $125,121,000 | 4,320 |
| Volatile liabilities | $3,111,000 | 5,205 |
| Insider loans | $2,387,000 | 2,332 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $7,043,000 | 4,480 |
| Tier 1 (core) risk-based capital | $9,651,000 | 5,008 |
| Tier 2 risk-based capital | $1,083,000 | 3,843 |
| Total risk weighted assets | $84,168,000 | 4,167 |
| Total unused commitments | $7,043,000 | 4,480 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 36 | 3,758 |
| Assets and Liabilities | ||
| Total Assets: | $132,681,000 | 4,198 |
| Cash and due from depository institutions | $18,821,000 | 3,758 |
| Interest-bearing balances | $14,876,000 | 2,618 |
| Securities | $20,339,000 | 4,567 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $84,538,000 | 3,928 |
| Loan loss allowance | $3,565,000 | 2,041 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $322,000 | 6,306 |
| Other real estate owned | $2,763,000 | 3,758 |
| Goodwill and other intangibles | $138,000 | 2,502 |
| All other assets | $5,760,000 | 2,739 |
| Life insurance assets | $3,505,000 | 1,773 |
| Total liabilities and capital | $132,681,000 | 4,198 |
| Total liabilities | $121,556,000 | 4,112 |
| Total deposits | $120,330,000 | 3,982 |
| Interest-bearing deposits | $95,209,000 | 4,116 |
| Deposits held in domestic offices | $120,330,000 | 3,981 |
| % insured | 86.89% | 4,756 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,226,000 | 2,847 |
| Total equity capital | $11,125,000 | 4,813 |
| Total bank equity capital | $11,125,000 | 4,811 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $4,900,000 | 923 |
| Surplus | $19,824,000 | 1,558 |
| Undivided profits | $-13,599,000 | 7,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $10,699,000 | 1,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $561,000 | 430 |
| Income earned, not collected on loans | $346,000 | 5,557 |
| Earning assets | $119,753,000 | 4,224 |
| Long-term assets (5+ years) | $26,926,000 | 4,443 |
| Average Assets, year-to-date | $135,165,500 | 4,122 |
| Average Assets, quarterly | $135,165,500 | 4,122 |
| Volatile liabilities | $6,091,000 | 4,183 |
| Insider loans | $3,232,000 | 1,879 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $5,957,000 | 4,849 |
| Tier 1 (core) risk-based capital | $10,964,000 | 4,708 |
| Tier 2 risk-based capital | $1,204,000 | 3,605 |
| Total risk weighted assets | $93,813,000 | 3,889 |
| Total unused commitments | $5,957,000 | 4,849 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 35 | 3,851 |
| Assets and Liabilities | ||
| Total Assets: | $137,650,000 | 4,081 |
| Cash and due from depository institutions | $15,998,000 | 3,851 |
| Interest-bearing balances | $14,005,000 | 2,376 |
| Securities | $21,892,000 | 4,382 |
| Federal funds sold & reverse repurchase agreements | $215,000 | 3,251 |
| Net loans & leases | $89,633,000 | 3,825 |
| Loan loss allowance | $4,000,000 | 1,848 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $364,000 | 6,237 |
| Other real estate owned | $3,627,000 | 3,851 |
| Goodwill and other intangibles | $135,000 | 2,516 |
| All other assets | $5,786,000 | 2,786 |
| Life insurance assets | $3,477,000 | 1,751 |
| Total liabilities and capital | $137,650,000 | 4,081 |
| Total liabilities | $125,004,000 | 4,020 |
| Total deposits | $124,005,000 | 3,878 |
| Interest-bearing deposits | $96,487,000 | 4,053 |
| Deposits held in domestic offices | $124,005,000 | 3,878 |
| % insured | 91.23% | 3,379 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $999,000 | 3,229 |
| Total equity capital | $12,646,000 | 4,482 |
| Total bank equity capital | $12,646,000 | 4,481 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $4,899,000 | 929 |
| Surplus | $19,819,000 | 1,569 |
| Undivided profits | $-12,072,000 | 7,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $11,453,000 | 1,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $361,000 | 539 |
| Income earned, not collected on loans | $396,000 | 5,396 |
| Earning assets | $125,745,000 | 4,071 |
| Long-term assets (5+ years) | $26,742,000 | 3,914 |
| Average Assets, year-to-date | $147,934,600 | 3,836 |
| Average Assets, quarterly | $139,453,500 | 4,025 |
| Volatile liabilities | $6,097,000 | 4,318 |
| Insider loans | $3,268,000 | 1,872 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $270,000 | 1,608 |
| Unused loan commitments | $7,515,000 | 4,370 |
| Tier 1 (core) risk-based capital | $12,529,000 | 4,336 |
| Tier 2 risk-based capital | $1,315,000 | 3,403 |
| Total risk weighted assets | $102,091,000 | 3,711 |
| Total unused commitments | $7,515,000 | 4,373 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 36 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $141,257,000 | 3,996 |
| Cash and due from depository institutions | $10,680,000 | 3,794 |
| Interest-bearing balances | $8,397,000 | 3,345 |
| Securities | $23,602,000 | 4,148 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $96,406,000 | 3,700 |
| Loan loss allowance | $4,041,000 | 1,849 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $407,000 | 6,182 |
| Other real estate owned | $4,466,000 | 3,794 |
| Goodwill and other intangibles | $142,000 | 2,507 |
| All other assets | $5,554,000 | 2,877 |
| Life insurance assets | $3,446,000 | 1,731 |
| Total liabilities and capital | $141,257,000 | 3,996 |
| Total liabilities | $127,591,000 | 3,964 |
| Total deposits | $126,620,000 | 3,819 |
| Interest-bearing deposits | $98,917,000 | 4,012 |
| Deposits held in domestic offices | $126,620,000 | 3,819 |
| % insured | 89.80% | 4,030 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $971,000 | 3,427 |
| Total equity capital | $13,666,000 | 4,303 |
| Total bank equity capital | $13,666,000 | 4,303 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $4,899,000 | 947 |
| Surplus | $19,812,000 | 1,580 |
| Undivided profits | $-11,045,000 | 7,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $17,875,000 | 819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $399,000 | 5,451 |
| Earning assets | $128,405,000 | 4,009 |
| Long-term assets (5+ years) | $25,991,000 | 3,920 |
| Average Assets, year-to-date | $150,505,750 | 3,814 |
| Average Assets, quarterly | $144,007,500 | 3,939 |
| Volatile liabilities | $6,195,000 | 4,320 |
| Insider loans | $3,594,000 | 1,753 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $7,562,000 | 4,362 |
| Tier 1 (core) risk-based capital | $13,482,000 | 4,137 |
| Tier 2 risk-based capital | $1,383,000 | 3,306 |
| Total risk weighted assets | $107,854,000 | 3,579 |
| Total unused commitments | $7,562,000 | 4,364 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 35 | 3,912 |
| Assets and Liabilities | ||
| Total Assets: | $146,758,000 | 3,902 |
| Cash and due from depository institutions | $12,031,000 | 3,912 |
| Interest-bearing balances | $9,512,000 | 2,981 |
| Securities | $25,018,000 | 4,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $98,072,000 | 3,679 |
| Loan loss allowance | $4,400,000 | 1,732 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $445,000 | 6,173 |
| Other real estate owned | $4,803,000 | 3,912 |
| Goodwill and other intangibles | $155,000 | 2,497 |
| All other assets | $6,234,000 | 2,683 |
| Life insurance assets | $3,416,000 | 1,722 |
| Total liabilities and capital | $146,758,000 | 3,902 |
| Total liabilities | $132,448,000 | 3,874 |
| Total deposits | $131,385,000 | 3,736 |
| Interest-bearing deposits | $103,045,000 | 3,941 |
| Deposits held in domestic offices | $131,385,000 | 3,735 |
| % insured | 89.23% | 4,345 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,063,000 | 3,093 |
| Total equity capital | $14,310,000 | 4,117 |
| Total bank equity capital | $14,310,000 | 4,116 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $4,899,000 | 961 |
| Surplus | $19,804,000 | 1,569 |
| Undivided profits | $-10,393,000 | 7,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $14,800,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $233,000 | 679 |
| Income earned, not collected on loans | $427,000 | 5,291 |
| Earning assets | $132,602,000 | 3,924 |
| Long-term assets (5+ years) | $28,969,000 | 3,670 |
| Average Assets, year-to-date | $153,588,670 | 3,788 |
| Average Assets, quarterly | $150,982,500 | 3,841 |
| Volatile liabilities | $6,217,000 | 4,360 |
| Insider loans | $3,702,000 | 1,755 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $7,294,000 | 4,481 |
| Tier 1 (core) risk-based capital | $14,125,000 | 3,969 |
| Tier 2 risk-based capital | $1,432,000 | 3,235 |
| Total risk weighted assets | $111,468,000 | 3,511 |
| Total unused commitments | $7,294,000 | 4,483 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 36 | 3,847 |
| Assets and Liabilities | ||
| Total Assets: | $155,207,000 | 3,798 |
| Cash and due from depository institutions | $15,269,000 | 3,847 |
| Interest-bearing balances | $13,193,000 | 2,513 |
| Securities | $24,403,000 | 4,080 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $102,820,000 | 3,582 |
| Loan loss allowance | $4,500,000 | 1,718 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $493,000 | 6,113 |
| Other real estate owned | $6,085,000 | 3,847 |
| Goodwill and other intangibles | $169,000 | 2,468 |
| All other assets | $5,968,000 | 2,808 |
| Life insurance assets | $3,385,000 | 1,730 |
| Total liabilities and capital | $155,207,000 | 3,798 |
| Total liabilities | $140,599,000 | 3,759 |
| Total deposits | $139,417,000 | 3,605 |
| Interest-bearing deposits | $110,015,000 | 3,818 |
| Deposits held in domestic offices | $139,417,000 | 3,603 |
| % insured | 89.48% | 4,292 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,182,000 | 2,857 |
| Total equity capital | $14,608,000 | 4,003 |
| Total bank equity capital | $14,608,000 | 4,002 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $4,899,000 | 975 |
| Surplus | $19,798,000 | 1,579 |
| Undivided profits | $-10,089,000 | 7,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $17,069,000 | 931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $443,000 | 5,196 |
| Earning assets | $140,416,000 | 3,819 |
| Long-term assets (5+ years) | $31,627,000 | 3,446 |
| Average Assets, year-to-date | $157,004,000 | 3,758 |
| Average Assets, quarterly | $157,004,000 | 3,758 |
| Volatile liabilities | $5,994,000 | 4,463 |
| Insider loans | $4,305,000 | 1,579 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $6,457,000 | 4,767 |
| Tier 1 (core) risk-based capital | $14,448,000 | 3,917 |
| Tier 2 risk-based capital | $1,506,000 | 3,139 |
| Total risk weighted assets | $117,369,000 | 3,405 |
| Total unused commitments | $6,457,000 | 4,769 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 40 | 3,596 |
| Assets and Liabilities | ||
| Total Assets: | $158,801,000 | 3,755 |
| Cash and due from depository institutions | $10,235,000 | 3,596 |
| Interest-bearing balances | $8,574,000 | 3,031 |
| Securities | $26,156,000 | 3,807 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $104,092,000 | 3,634 |
| Loan loss allowance | $4,175,000 | 1,836 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $537,000 | 6,096 |
| Other real estate owned | $11,441,000 | 3,596 |
| Goodwill and other intangibles | $187,000 | 2,442 |
| All other assets | $6,153,000 | 2,799 |
| Life insurance assets | $3,353,000 | 1,727 |
| Total liabilities and capital | $158,801,000 | 3,755 |
| Total liabilities | $143,164,000 | 3,738 |
| Total deposits | $137,028,000 | 3,668 |
| Interest-bearing deposits | $105,779,000 | 3,912 |
| Deposits held in domestic offices | $137,028,000 | 3,666 |
| % insured | 91.25% | 3,565 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,103 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,136,000 | 2,978 |
| Total equity capital | $15,637,000 | 3,812 |
| Total bank equity capital | $15,637,000 | 3,811 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $4,899,000 | 980 |
| Surplus | $19,790,000 | 1,585 |
| Undivided profits | $-9,052,000 | 7,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $11,495,000 | 1,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $517,000 | 4,914 |
| Earning assets | $138,822,000 | 3,864 |
| Long-term assets (5+ years) | $34,282,000 | 3,208 |
| Average Assets, year-to-date | $180,131,600 | 3,375 |
| Average Assets, quarterly | $165,286,000 | 3,645 |
| Volatile liabilities | $40,947,000 | 2,978 |
| Insider loans | $2,284,000 | 2,628 |
| FHLB advances | $5,000,000 | 2,939 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $7,164,000 | 4,536 |
| Tier 1 (core) risk-based capital | $15,464,000 | 3,742 |
| Tier 2 risk-based capital | $1,589,000 | 3,040 |
| Total risk weighted assets | $124,360,000 | 3,311 |
| Total unused commitments | $7,164,000 | 4,536 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 47 | 3,211 |
| Assets and Liabilities | ||
| Total Assets: | $171,771,000 | 3,580 |
| Cash and due from depository institutions | $14,502,000 | 3,211 |
| Interest-bearing balances | $12,282,000 | 2,471 |
| Securities | $27,324,000 | 3,678 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $112,823,000 | 3,496 |
| Loan loss allowance | $4,340,000 | 1,796 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $573,000 | 6,111 |
| Other real estate owned | $10,488,000 | 3,211 |
| Goodwill and other intangibles | $203,000 | 2,411 |
| All other assets | $5,858,000 | 2,945 |
| Life insurance assets | $3,320,000 | 1,727 |
| Total liabilities and capital | $171,771,000 | 3,580 |
| Total liabilities | $153,230,000 | 3,585 |
| Total deposits | $146,730,000 | 3,499 |
| Interest-bearing deposits | $110,595,000 | 3,833 |
| Deposits held in domestic offices | $146,730,000 | 3,497 |
| % insured | 81.19% | 5,909 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,000,000 | 3,225 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,500,000 | 2,722 |
| Total equity capital | $18,541,000 | 3,444 |
| Total bank equity capital | $18,541,000 | 3,444 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $4,899,000 | 989 |
| Surplus | $19,785,000 | 1,577 |
| Undivided profits | $-6,143,000 | 7,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $10,987,000 | 1,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $564,000 | 4,909 |
| Earning assets | $152,429,000 | 3,675 |
| Long-term assets (5+ years) | $28,402,000 | 3,546 |
| Average Assets, year-to-date | $185,464,250 | 3,339 |
| Average Assets, quarterly | $178,906,000 | 3,456 |
| Volatile liabilities | $39,727,000 | 3,130 |
| Insider loans | $2,305,000 | 2,660 |
| FHLB advances | $5,000,000 | 3,066 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $7,284,000 | 4,608 |
| Tier 1 (core) risk-based capital | $18,302,000 | 3,308 |
| Tier 2 risk-based capital | $1,702,000 | 2,929 |
| Total risk weighted assets | $133,271,000 | 3,193 |
| Total unused commitments | $7,284,000 | 4,610 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 49 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $187,141,000 | 3,352 |
| Cash and due from depository institutions | $23,630,000 | 3,118 |
| Interest-bearing balances | $21,252,000 | 1,543 |
| Securities | $26,872,000 | 3,721 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $120,434,000 | 3,358 |
| Loan loss allowance | $4,450,000 | 1,751 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $629,000 | 6,066 |
| Other real estate owned | $9,357,000 | 3,118 |
| Goodwill and other intangibles | $249,000 | 2,332 |
| All other assets | $5,970,000 | 2,938 |
| Life insurance assets | $3,287,000 | 1,736 |
| Total liabilities and capital | $187,141,000 | 3,352 |
| Total liabilities | $173,535,000 | 3,245 |
| Total deposits | $165,085,000 | 3,182 |
| Interest-bearing deposits | $130,400,000 | 3,410 |
| Deposits held in domestic offices | $165,085,000 | 3,180 |
| % insured | 77.02% | 6,624 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,477,000 | 3,082 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,973,000 | 2,142 |
| Total equity capital | $13,606,000 | 4,331 |
| Total bank equity capital | $13,606,000 | 4,330 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $4,899,000 | 1,006 |
| Surplus | $12,841,000 | 2,208 |
| Undivided profits | $-4,134,000 | 7,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $13,503,000 | 1,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $548,000 | 4,942 |
| Earning assets | $168,558,000 | 3,387 |
| Long-term assets (5+ years) | $30,471,000 | 3,391 |
| Average Assets, year-to-date | $190,395,330 | 3,296 |
| Average Assets, quarterly | $186,851,000 | 3,354 |
| Volatile liabilities | $52,738,000 | 2,503 |
| Insider loans | $2,316,000 | 2,686 |
| FHLB advances | $5,000,000 | 3,218 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $7,314,000 | 4,653 |
| Tier 1 (core) risk-based capital | $13,418,000 | 4,201 |
| Tier 2 risk-based capital | $1,784,000 | 2,831 |
| Total risk weighted assets | $139,837,000 | 3,112 |
| Total unused commitments | $7,314,000 | 4,656 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 50 | 3,101 |
| Assets and Liabilities | ||
| Total Assets: | $186,561,000 | 3,425 |
| Cash and due from depository institutions | $18,002,000 | 3,101 |
| Interest-bearing balances | $14,764,000 | 2,044 |
| Securities | $22,888,000 | 4,131 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $127,574,000 | 3,256 |
| Loan loss allowance | $4,160,000 | 1,877 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $759,000 | 5,910 |
| Other real estate owned | $8,135,000 | 3,101 |
| Goodwill and other intangibles | $286,000 | 2,286 |
| All other assets | $8,917,000 | 2,226 |
| Life insurance assets | $3,255,000 | 1,749 |
| Total liabilities and capital | $186,561,000 | 3,425 |
| Total liabilities | $170,999,000 | 3,355 |
| Total deposits | $158,734,000 | 3,348 |
| Interest-bearing deposits | $125,150,000 | 3,575 |
| Deposits held in domestic offices | $158,734,000 | 3,346 |
| % insured | 79.20% | 6,400 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,483,000 | 2,547 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,782,000 | 2,313 |
| Total equity capital | $15,562,000 | 3,922 |
| Total bank equity capital | $15,562,000 | 3,921 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $4,899,000 | 1,025 |
| Surplus | $12,836,000 | 2,241 |
| Undivided profits | $-2,173,000 | 6,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $14,908,000 | 1,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $589,000 | 4,817 |
| Earning assets | $165,226,000 | 3,492 |
| Long-term assets (5+ years) | $29,390,000 | 3,473 |
| Average Assets, year-to-date | $192,022,500 | 3,338 |
| Average Assets, quarterly | $192,022,500 | 3,338 |
| Volatile liabilities | $54,328,000 | 2,538 |
| Insider loans | $2,003,000 | 3,003 |
| FHLB advances | $9,000,000 | 2,631 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $9,592,000 | 4,238 |
| Tier 1 (core) risk-based capital | $15,415,000 | 3,817 |
| Tier 2 risk-based capital | $1,872,000 | 2,768 |
| Total risk weighted assets | $147,280,000 | 3,044 |
| Total unused commitments | $9,592,000 | 4,243 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 53 | 3,005 |
| Assets and Liabilities | ||
| Total Assets: | $197,484,000 | 3,268 |
| Cash and due from depository institutions | $22,419,000 | 3,005 |
| Interest-bearing balances | $20,629,000 | 1,365 |
| Securities | $25,218,000 | 3,866 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $132,772,000 | 3,197 |
| Loan loss allowance | $4,350,000 | 1,793 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $837,000 | 5,849 |
| Other real estate owned | $6,923,000 | 3,005 |
| Goodwill and other intangibles | $327,000 | 2,212 |
| All other assets | $8,988,000 | 2,260 |
| Life insurance assets | $3,222,000 | 1,763 |
| Total liabilities and capital | $197,484,000 | 3,268 |
| Total liabilities | $181,455,000 | 3,214 |
| Total deposits | $165,736,000 | 3,223 |
| Interest-bearing deposits | $132,953,000 | 3,391 |
| Deposits held in domestic offices | $165,736,000 | 3,222 |
| % insured | 79.55% | 6,392 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $14,000,000 | 2,312 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,719,000 | 2,394 |
| Total equity capital | $16,029,000 | 3,832 |
| Total bank equity capital | $16,029,000 | 3,832 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $4,899,000 | 1,040 |
| Surplus | $12,832,000 | 2,246 |
| Undivided profits | $-1,702,000 | 6,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $13,655,000 | 1,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $609,000 | 4,837 |
| Earning assets | $178,619,000 | 3,286 |
| Long-term assets (5+ years) | $26,586,000 | 3,620 |
| Average Assets, year-to-date | $214,929,600 | 3,018 |
| Average Assets, quarterly | $201,821,000 | 3,207 |
| Volatile liabilities | $45,726,000 | 2,936 |
| Insider loans | $2,978,000 | 2,361 |
| FHLB advances | $14,000,000 | 2,199 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $10,951,000 | 3,936 |
| Tier 1 (core) risk-based capital | $15,919,000 | 3,712 |
| Tier 2 risk-based capital | $1,941,000 | 2,729 |
| Total risk weighted assets | $152,675,000 | 3,016 |
| Total unused commitments | $10,951,000 | 3,938 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 54 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $206,158,000 | 3,178 |
| Cash and due from depository institutions | $24,371,000 | 2,976 |
| Interest-bearing balances | $21,794,000 | 1,143 |
| Securities | $21,693,000 | 4,239 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $142,940,000 | 3,046 |
| Loan loss allowance | $5,320,000 | 1,469 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $872,000 | 5,842 |
| Other real estate owned | $8,024,000 | 2,976 |
| Goodwill and other intangibles | $327,000 | 2,262 |
| All other assets | $7,931,000 | 2,245 |
| Life insurance assets | $3,188,000 | 1,766 |
| Total liabilities and capital | $206,158,000 | 3,178 |
| Total liabilities | $188,147,000 | 3,142 |
| Total deposits | $172,447,000 | 3,111 |
| Interest-bearing deposits | $141,286,000 | 3,231 |
| Deposits held in domestic offices | $172,447,000 | 3,110 |
| % insured | 80.33% | 6,431 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $14,000,000 | 2,411 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,700,000 | 2,653 |
| Total equity capital | $18,011,000 | 3,581 |
| Total bank equity capital | $18,011,000 | 3,581 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $4,899,000 | 1,058 |
| Surplus | $12,783,000 | 2,235 |
| Undivided profits | $329,000 | 6,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $15,009,000 | 1,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $697,000 | 4,674 |
| Earning assets | $186,427,000 | 3,204 |
| Long-term assets (5+ years) | $24,813,000 | 3,726 |
| Average Assets, year-to-date | $219,291,000 | 2,970 |
| Average Assets, quarterly | $211,150,000 | 3,101 |
| Volatile liabilities | $46,337,000 | 2,919 |
| Insider loans | $2,411,000 | 2,739 |
| FHLB advances | $14,000,000 | 2,294 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $12,096,000 | 3,843 |
| Tier 1 (core) risk-based capital | $17,350,000 | 3,528 |
| Tier 2 risk-based capital | $2,089,000 | 2,574 |
| Total risk weighted assets | $163,712,000 | 2,875 |
| Total unused commitments | $12,096,000 | 3,847 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 57 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $216,142,000 | 3,060 |
| Cash and due from depository institutions | $6,814,000 | 2,879 |
| Interest-bearing balances | $4,097,000 | 3,066 |
| Securities | $28,605,000 | 3,556 |
| Federal funds sold & reverse repurchase agreements | $10,864,000 | 933 |
| Net loans & leases | $150,838,000 | 2,944 |
| Loan loss allowance | $5,410,000 | 1,402 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $953,000 | 5,787 |
| Other real estate owned | $8,103,000 | 2,879 |
| Goodwill and other intangibles | $337,000 | 2,266 |
| All other assets | $9,628,000 | 1,969 |
| Life insurance assets | $3,155,000 | 1,783 |
| Total liabilities and capital | $216,142,000 | 3,060 |
| Total liabilities | $198,502,000 | 2,999 |
| Total deposits | $182,427,000 | 2,962 |
| Interest-bearing deposits | $153,763,000 | 3,023 |
| Deposits held in domestic offices | $182,427,000 | 2,960 |
| % insured | 63.81% | 6,886 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $14,286,000 | 2,476 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,789,000 | 2,574 |
| Total equity capital | $17,640,000 | 3,593 |
| Total bank equity capital | $17,640,000 | 3,593 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $4,899,000 | 1,070 |
| Surplus | $12,733,000 | 2,243 |
| Undivided profits | $8,000 | 6,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $11,805,000 | 1,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $746,000 | 4,365 |
| Earning assets | $194,404,000 | 3,109 |
| Long-term assets (5+ years) | $27,041,000 | 3,546 |
| Average Assets, year-to-date | $223,668,670 | 2,929 |
| Average Assets, quarterly | $225,452,000 | 2,934 |
| Volatile liabilities | $59,058,000 | 2,399 |
| Insider loans | $2,788,000 | 2,522 |
| FHLB advances | $14,000,000 | 2,374 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $18,252,000 | 3,130 |
| Tier 1 (core) risk-based capital | $16,983,000 | 3,615 |
| Tier 2 risk-based capital | $2,243,000 | 2,417 |
| Total risk weighted assets | $176,074,000 | 2,721 |
| Total unused commitments | $18,252,000 | 3,131 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 56 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $234,762,000 | 2,848 |
| Cash and due from depository institutions | $8,354,000 | 2,929 |
| Interest-bearing balances | $4,491,000 | 2,688 |
| Securities | $31,252,000 | 3,370 |
| Federal funds sold & reverse repurchase agreements | $12,600,000 | 963 |
| Net loans & leases | $164,913,000 | 2,754 |
| Loan loss allowance | $3,500,000 | 1,920 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $966,000 | 5,809 |
| Other real estate owned | $6,644,000 | 2,929 |
| Goodwill and other intangibles | $367,000 | 2,216 |
| All other assets | $9,666,000 | 1,933 |
| Life insurance assets | $3,123,000 | 1,792 |
| Total liabilities and capital | $234,762,000 | 2,848 |
| Total liabilities | $212,349,000 | 2,824 |
| Total deposits | $188,780,000 | 2,873 |
| Interest-bearing deposits | $159,105,000 | 2,919 |
| Deposits held in domestic offices | $188,780,000 | 2,871 |
| % insured | 62.48% | 7,055 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $22,000,000 | 1,932 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,569,000 | 2,772 |
| Total equity capital | $22,413,000 | 2,949 |
| Total bank equity capital | $22,413,000 | 2,948 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,899,000 | 1,067 |
| Surplus | $12,183,000 | 2,312 |
| Undivided profits | $5,331,000 | 4,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $9,154,000 | 1,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $853,000 | 3,934 |
| Earning assets | $213,256,000 | 2,865 |
| Long-term assets (5+ years) | $28,119,000 | 3,403 |
| Average Assets, year-to-date | $227,432,000 | 2,900 |
| Average Assets, quarterly | $227,432,000 | 2,900 |
| Volatile liabilities | $62,137,000 | 2,317 |
| Insider loans | $2,286,000 | 2,889 |
| FHLB advances | $22,000,000 | 1,826 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $16,473,000 | 3,452 |
| Tier 1 (core) risk-based capital | $21,485,000 | 2,939 |
| Tier 2 risk-based capital | $2,400,000 | 2,265 |
| Total risk weighted assets | $190,623,000 | 2,535 |
| Total unused commitments | $16,473,000 | 3,453 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 60 | 2,794 |
| Assets and Liabilities | ||
| Total Assets: | $220,102,000 | 2,983 |
| Cash and due from depository institutions | $3,236,000 | 2,794 |
| Interest-bearing balances | $1,003,000 | 3,728 |
| Securities | $33,942,000 | 3,158 |
| Federal funds sold & reverse repurchase agreements | $3,705,000 | 2,317 |
| Net loans & leases | $166,609,000 | 2,741 |
| Loan loss allowance | $3,100,000 | 2,052 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,004,000 | 5,797 |
| Other real estate owned | $1,233,000 | 2,794 |
| Goodwill and other intangibles | $399,000 | 2,166 |
| All other assets | $9,974,000 | 1,903 |
| Life insurance assets | $3,090,000 | 1,811 |
| Total liabilities and capital | $220,102,000 | 2,983 |
| Total liabilities | $195,587,000 | 3,004 |
| Total deposits | $172,087,000 | 3,063 |
| Interest-bearing deposits | $140,098,000 | 3,187 |
| Deposits held in domestic offices | $172,087,000 | 3,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $22,000,000 | 2,072 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,500,000 | 2,847 |
| Total equity capital | $24,515,000 | 2,692 |
| Total bank equity capital | $24,515,000 | 2,692 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,899,000 | 1,062 |
| Surplus | $12,133,000 | 2,296 |
| Undivided profits | $7,483,000 | 3,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,999,000 | 1,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,018,000 | 3,620 |
| Earning assets | $205,259,000 | 2,943 |
| Long-term assets (5+ years) | $30,626,000 | 3,195 |
| Average Assets, year-to-date | $216,206,800 | 2,921 |
| Average Assets, quarterly | $220,512,000 | 2,952 |
| Volatile liabilities | $48,064,000 | 2,837 |
| Insider loans | $3,211,000 | 2,331 |
| FHLB advances | $22,000,000 | 1,974 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $24,486,000 | 2,694 |
| Tier 1 (core) risk-based capital | $23,832,000 | 2,650 |
| Tier 2 risk-based capital | $2,332,000 | 2,284 |
| Total risk weighted assets | $185,754,000 | 2,596 |
| Total unused commitments | $24,486,000 | 2,696 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 65 | 2,609 |
| Assets and Liabilities | ||
| Total Assets: | $220,922,000 | 2,945 |
| Cash and due from depository institutions | $3,090,000 | 2,609 |
| Interest-bearing balances | $12,000 | 6,404 |
| Securities | $33,982,000 | 3,096 |
| Federal funds sold & reverse repurchase agreements | $5,342,000 | 2,150 |
| Net loans & leases | $166,667,000 | 2,732 |
| Loan loss allowance | $2,450,000 | 2,320 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $611,000 | 6,523 |
| Other real estate owned | $2,213,000 | 2,609 |
| Goodwill and other intangibles | $431,000 | 2,184 |
| All other assets | $8,586,000 | 2,150 |
| Life insurance assets | $3,057,000 | 1,814 |
| Total liabilities and capital | $220,922,000 | 2,945 |
| Total liabilities | $194,495,000 | 3,002 |
| Total deposits | $170,796,000 | 3,036 |
| Interest-bearing deposits | $138,902,000 | 3,170 |
| Deposits held in domestic offices | $170,796,000 | 3,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $22,000,000 | 2,109 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,699,000 | 2,659 |
| Total equity capital | $26,427,000 | 2,553 |
| Total bank equity capital | $26,427,000 | 2,553 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $4,899,000 | 1,061 |
| Surplus | $12,075,000 | 2,295 |
| Undivided profits | $9,453,000 | 3,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,370,000 | 2,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $930,000 | 4,091 |
| Earning assets | $206,003,000 | 2,902 |
| Long-term assets (5+ years) | $33,071,000 | 3,006 |
| Average Assets, year-to-date | $215,233,000 | 2,943 |
| Average Assets, quarterly | $215,829,000 | 2,987 |
| Volatile liabilities | $54,541,000 | 2,496 |
| Insider loans | $3,007,000 | 2,443 |
| FHLB advances | $22,000,000 | 2,012 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $29,885,000 | 2,456 |
| Tier 1 (core) risk-based capital | $26,606,000 | 2,450 |
| Tier 2 risk-based capital | $2,364,000 | 2,197 |
| Total risk weighted assets | $188,969,000 | 2,554 |
| Total unused commitments | $29,885,000 | 2,457 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 66 | 2,598 |
| Assets and Liabilities | ||
| Total Assets: | $210,736,000 | 3,066 |
| Cash and due from depository institutions | $6,040,000 | 2,598 |
| Interest-bearing balances | $1,011,000 | 2,910 |
| Securities | $31,503,000 | 3,319 |
| Federal funds sold & reverse repurchase agreements | $6,000 | 5,907 |
| Net loans & leases | $161,912,000 | 2,774 |
| Loan loss allowance | $2,624,000 | 2,120 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $560,000 | 6,690 |
| Other real estate owned | $2,213,000 | 2,598 |
| Goodwill and other intangibles | $401,000 | 2,244 |
| All other assets | $8,101,000 | 2,184 |
| Life insurance assets | $3,026,000 | 1,830 |
| Total liabilities and capital | $210,736,000 | 3,066 |
| Total liabilities | $184,527,000 | 3,131 |
| Total deposits | $160,894,000 | 3,194 |
| Interest-bearing deposits | $127,062,000 | 3,381 |
| Deposits held in domestic offices | $160,894,000 | 3,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $135,000 | 3,478 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $22,000,000 | 2,051 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,498,000 | 2,884 |
| Total equity capital | $26,209,000 | 2,580 |
| Total bank equity capital | $26,209,000 | 2,580 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $4,899,000 | 1,054 |
| Surplus | $12,017,000 | 2,295 |
| Undivided profits | $9,293,000 | 3,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,791,000 | 2,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $886,000 | 4,128 |
| Earning assets | $194,432,000 | 3,044 |
| Long-term assets (5+ years) | $33,500,000 | 2,969 |
| Average Assets, year-to-date | $213,336,670 | 2,976 |
| Average Assets, quarterly | $214,262,500 | 2,996 |
| Volatile liabilities | $69,942,000 | 2,010 |
| Insider loans | $5,225,000 | 1,512 |
| FHLB advances | $22,000,000 | 1,956 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $28,366,000 | 2,637 |
| Tier 1 (core) risk-based capital | $26,388,000 | 2,466 |
| Tier 2 risk-based capital | $2,283,000 | 2,227 |
| Total risk weighted assets | $182,201,000 | 2,628 |
| Total unused commitments | $28,366,000 | 2,638 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 63 | 2,708 |
| Assets and Liabilities | ||
| Total Assets: | $217,789,000 | 2,960 |
| Cash and due from depository institutions | $5,303,000 | 2,708 |
| Interest-bearing balances | $2,143,000 | 2,277 |
| Securities | $33,543,000 | 3,160 |
| Federal funds sold & reverse repurchase agreements | $4,851,000 | 3,275 |
| Net loans & leases | $164,834,000 | 2,686 |
| Loan loss allowance | $2,090,000 | 2,508 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $558,000 | 6,737 |
| Other real estate owned | $0 | 2,708 |
| Goodwill and other intangibles | $445,000 | 2,188 |
| All other assets | $8,255,000 | 2,105 |
| Life insurance assets | $2,994,000 | 1,831 |
| Total liabilities and capital | $217,789,000 | 2,960 |
| Total liabilities | $191,540,000 | 2,992 |
| Total deposits | $167,492,000 | 3,087 |
| Interest-bearing deposits | $132,746,000 | 3,290 |
| Deposits held in domestic offices | $167,492,000 | 3,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $22,000,000 | 1,879 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,048,000 | 2,420 |
| Total equity capital | $26,249,000 | 2,650 |
| Total bank equity capital | $26,249,000 | 2,650 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $4,899,000 | 1,047 |
| Surplus | $11,958,000 | 2,299 |
| Undivided profits | $9,392,000 | 3,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,329,000 | 2,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $895,000 | 4,105 |
| Earning assets | $205,371,000 | 2,878 |
| Long-term assets (5+ years) | $30,240,000 | 3,090 |
| Average Assets, year-to-date | $214,637,000 | 2,946 |
| Average Assets, quarterly | $214,637,000 | 2,946 |
| Volatile liabilities | $63,827,000 | 2,138 |
| Insider loans | $5,075,000 | 1,540 |
| FHLB advances | $22,000,000 | 1,794 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $22,227,000 | 3,166 |
| Tier 1 (core) risk-based capital | $26,080,000 | 2,497 |
| Tier 2 risk-based capital | $2,160,000 | 2,290 |
| Total risk weighted assets | $180,901,000 | 2,606 |
| Total unused commitments | $22,227,000 | 3,168 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 64 | 2,688 |
| Assets and Liabilities | ||
| Total Assets: | $211,485,000 | 2,970 |
| Cash and due from depository institutions | $3,923,000 | 2,688 |
| Interest-bearing balances | $25,000 | 5,861 |
| Securities | $29,863,000 | 3,455 |
| Federal funds sold & reverse repurchase agreements | $3,275,000 | 3,316 |
| Net loans & leases | $165,695,000 | 2,644 |
| Loan loss allowance | $2,110,000 | 2,447 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $584,000 | 6,701 |
| Other real estate owned | $0 | 2,688 |
| Goodwill and other intangibles | $430,000 | 2,215 |
| All other assets | $7,715,000 | 2,228 |
| Life insurance assets | $2,963,000 | 1,829 |
| Total liabilities and capital | $211,485,000 | 2,970 |
| Total liabilities | $185,824,000 | 3,022 |
| Total deposits | $167,589,000 | 3,050 |
| Interest-bearing deposits | $136,644,000 | 3,171 |
| Deposits held in domestic offices | $167,589,000 | 3,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,000,000 | 2,130 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,235,000 | 2,255 |
| Total equity capital | $25,661,000 | 2,655 |
| Total bank equity capital | $25,661,000 | 2,655 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,899,000 | 1,035 |
| Surplus | $11,899,000 | 2,280 |
| Undivided profits | $8,863,000 | 3,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 5,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $959,000 | 4,122 |
| Earning assets | $198,858,000 | 2,898 |
| Long-term assets (5+ years) | $25,362,000 | 3,213 |
| Average Assets, year-to-date | $199,028,000 | 3,032 |
| Average Assets, quarterly | $207,541,000 | 2,998 |
| Volatile liabilities | $68,351,000 | 2,012 |
| Insider loans | $4,596,000 | 1,656 |
| FHLB advances | $16,000,000 | 2,028 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $25,649,000 | 2,894 |
| Tier 1 (core) risk-based capital | $25,695,000 | 2,518 |
| Tier 2 risk-based capital | $2,180,000 | 2,246 |
| Total risk weighted assets | $176,774,000 | 2,626 |
| Total unused commitments | $25,649,000 | 2,895 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 66 | 2,609 |
| Assets and Liabilities | ||
| Total Assets: | $203,597,000 | 3,046 |
| Cash and due from depository institutions | $4,494,000 | 2,609 |
| Interest-bearing balances | $570,000 | 2,887 |
| Securities | $29,029,000 | 3,525 |
| Federal funds sold & reverse repurchase agreements | $2,315,000 | 3,928 |
| Net loans & leases | $158,860,000 | 2,702 |
| Loan loss allowance | $2,025,000 | 2,477 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $619,000 | 6,621 |
| Other real estate owned | $0 | 2,609 |
| Goodwill and other intangibles | $437,000 | 2,205 |
| All other assets | $7,843,000 | 2,188 |
| Life insurance assets | $2,933,000 | 1,801 |
| Total liabilities and capital | $203,597,000 | 3,046 |
| Total liabilities | $178,792,000 | 3,081 |
| Total deposits | $160,983,000 | 3,113 |
| Interest-bearing deposits | $127,601,000 | 3,332 |
| Deposits held in domestic offices | $160,983,000 | 3,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,000,000 | 2,006 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,809,000 | 2,693 |
| Total equity capital | $24,805,000 | 2,708 |
| Total bank equity capital | $24,805,000 | 2,708 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,899,000 | 1,015 |
| Surplus | $11,835,000 | 2,242 |
| Undivided profits | $8,071,000 | 3,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $478,000 | 4,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $998,000 | 4,238 |
| Earning assets | $190,774,000 | 2,985 |
| Long-term assets (5+ years) | $27,682,000 | 2,934 |
| Average Assets, year-to-date | $195,913,750 | 3,070 |
| Average Assets, quarterly | $203,187,500 | 3,025 |
| Volatile liabilities | $61,761,000 | 2,137 |
| Insider loans | $3,011,000 | 2,314 |
| FHLB advances | $16,000,000 | 1,900 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $26,145,000 | 2,859 |
| Tier 1 (core) risk-based capital | $24,920,000 | 2,583 |
| Tier 2 risk-based capital | $2,095,000 | 2,292 |
| Total risk weighted assets | $169,521,000 | 2,689 |
| Total unused commitments | $26,145,000 | 2,859 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 64 | 2,741 |
| Assets and Liabilities | ||
| Total Assets: | $202,778,000 | 3,057 |
| Cash and due from depository institutions | $5,965,000 | 2,741 |
| Interest-bearing balances | $700,000 | 2,782 |
| Securities | $28,658,000 | 3,525 |
| Federal funds sold & reverse repurchase agreements | $3,899,000 | 3,126 |
| Net loans & leases | $154,991,000 | 2,755 |
| Loan loss allowance | $1,940,000 | 2,560 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $665,000 | 6,557 |
| Other real estate owned | $0 | 2,741 |
| Goodwill and other intangibles | $437,000 | 2,225 |
| All other assets | $8,163,000 | 2,105 |
| Life insurance assets | $2,903,000 | 1,814 |
| Total liabilities and capital | $202,778,000 | 3,057 |
| Total liabilities | $178,782,000 | 3,092 |
| Total deposits | $157,010,000 | 3,197 |
| Interest-bearing deposits | $120,928,000 | 3,465 |
| Deposits held in domestic offices | $157,010,000 | 3,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,000,000 | 1,679 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,772,000 | 2,585 |
| Total equity capital | $23,996,000 | 2,774 |
| Total bank equity capital | $23,996,000 | 2,774 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,899,000 | 1,004 |
| Surplus | $11,773,000 | 2,254 |
| Undivided profits | $7,324,000 | 3,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $937,000 | 4,196 |
| Earning assets | $188,248,000 | 3,007 |
| Long-term assets (5+ years) | $26,523,000 | 2,938 |
| Average Assets, year-to-date | $193,352,670 | 3,139 |
| Average Assets, quarterly | $197,818,500 | 3,096 |
| Volatile liabilities | $74,279,000 | 1,822 |
| Insider loans | $2,398,000 | 2,660 |
| FHLB advances | $20,000,000 | 1,577 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $25,898,000 | 2,901 |
| Tier 1 (core) risk-based capital | $24,258,000 | 2,645 |
| Tier 2 risk-based capital | $2,010,000 | 2,364 |
| Total risk weighted assets | $165,766,000 | 2,721 |
| Total unused commitments | $25,898,000 | 2,901 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 66 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $192,859,000 | 3,183 |
| Cash and due from depository institutions | $5,005,000 | 2,639 |
| Interest-bearing balances | $947,000 | 2,600 |
| Securities | $30,941,000 | 3,378 |
| Federal funds sold & reverse repurchase agreements | $375,000 | 6,415 |
| Net loans & leases | $148,335,000 | 2,842 |
| Loan loss allowance | $1,830,000 | 2,696 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $686,000 | 6,517 |
| Other real estate owned | $0 | 2,639 |
| Goodwill and other intangibles | $378,000 | 2,283 |
| All other assets | $7,139,000 | 2,278 |
| Life insurance assets | $2,873,000 | 1,800 |
| Total liabilities and capital | $192,859,000 | 3,183 |
| Total liabilities | $169,430,000 | 3,238 |
| Total deposits | $147,485,000 | 3,382 |
| Interest-bearing deposits | $110,112,000 | 3,731 |
| Deposits held in domestic offices | $147,485,000 | 3,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,000,000 | 1,625 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,945,000 | 2,453 |
| Total equity capital | $23,429,000 | 2,837 |
| Total bank equity capital | $23,429,000 | 2,837 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,899,000 | 987 |
| Surplus | $11,711,000 | 2,228 |
| Undivided profits | $6,819,000 | 4,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $878,000 | 4,259 |
| Earning assets | $180,598,000 | 3,129 |
| Long-term assets (5+ years) | $27,259,000 | 2,874 |
| Average Assets, year-to-date | $188,640,000 | 3,228 |
| Average Assets, quarterly | $188,640,000 | 3,228 |
| Volatile liabilities | $72,190,000 | 1,851 |
| Insider loans | $1,461,000 | 3,568 |
| FHLB advances | $20,000,000 | 1,536 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $24,879,000 | 2,962 |
| Tier 1 (core) risk-based capital | $23,545,000 | 2,702 |
| Tier 2 risk-based capital | $1,900,000 | 2,484 |
| Total risk weighted assets | $159,368,000 | 2,796 |
| Total unused commitments | $24,879,000 | 2,965 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 63 | 2,774 |
| Assets and Liabilities | ||
| Total Assets: | $184,421,000 | 3,277 |
| Cash and due from depository institutions | $5,796,000 | 2,774 |
| Interest-bearing balances | $1,298,000 | 2,254 |
| Securities | $33,175,000 | 3,227 |
| Federal funds sold & reverse repurchase agreements | $5,570,000 | 2,668 |
| Net loans & leases | $131,554,000 | 3,141 |
| Loan loss allowance | $1,675,000 | 2,867 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $698,000 | 6,511 |
| Other real estate owned | $0 | 2,774 |
| Goodwill and other intangibles | $369,000 | 2,294 |
| All other assets | $7,259,000 | 2,269 |
| Life insurance assets | $2,842,000 | 1,783 |
| Total liabilities and capital | $184,421,000 | 3,277 |
| Total liabilities | $161,602,000 | 3,331 |
| Total deposits | $138,803,000 | 3,528 |
| Interest-bearing deposits | $100,947,000 | 3,920 |
| Deposits held in domestic offices | $138,803,000 | 3,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,000,000 | 1,649 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,799,000 | 2,614 |
| Total equity capital | $22,819,000 | 2,858 |
| Total bank equity capital | $22,819,000 | 2,858 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,899,000 | 971 |
| Surplus | $11,648,000 | 2,186 |
| Undivided profits | $6,272,000 | 4,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 5,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $938,000 | 4,150 |
| Earning assets | $171,597,000 | 3,227 |
| Long-term assets (5+ years) | $27,153,000 | 2,836 |
| Average Assets, year-to-date | $161,220,000 | 3,521 |
| Average Assets, quarterly | $176,366,500 | 3,363 |
| Volatile liabilities | $71,267,000 | 2,010 |
| Insider loans | $1,820,000 | 3,135 |
| FHLB advances | $21,000,000 | 1,549 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $26,525,000 | 2,812 |
| Tier 1 (core) risk-based capital | $22,979,000 | 2,710 |
| Tier 2 risk-based capital | $1,745,000 | 2,646 |
| Total risk weighted assets | $144,016,000 | 3,018 |
| Total unused commitments | $26,525,000 | 2,812 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 55 | 3,114 |
| Assets and Liabilities | ||
| Total Assets: | $168,312,000 | 3,494 |
| Cash and due from depository institutions | $5,830,000 | 3,114 |
| Interest-bearing balances | $2,629,000 | 1,535 |
| Securities | $33,824,000 | 3,229 |
| Federal funds sold & reverse repurchase agreements | $1,897,000 | 3,955 |
| Net loans & leases | $115,838,000 | 3,440 |
| Loan loss allowance | $1,512,000 | 3,107 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $752,000 | 6,415 |
| Other real estate owned | $2,930,000 | 3,114 |
| Goodwill and other intangibles | $351,000 | 2,320 |
| All other assets | $6,890,000 | 2,357 |
| Life insurance assets | $2,806,000 | 1,758 |
| Total liabilities and capital | $168,312,000 | 3,494 |
| Total liabilities | $146,296,000 | 3,588 |
| Total deposits | $135,078,000 | 3,552 |
| Interest-bearing deposits | $99,473,000 | 3,924 |
| Deposits held in domestic offices | $135,078,000 | 3,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,657,000 | 2,733 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,561,000 | 2,844 |
| Total equity capital | $22,016,000 | 2,909 |
| Total bank equity capital | $22,016,000 | 2,909 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,899,000 | 956 |
| Surplus | $11,595,000 | 2,160 |
| Undivided profits | $5,522,000 | 4,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $863,000 | 4,461 |
| Earning assets | $154,188,000 | 3,502 |
| Long-term assets (5+ years) | $27,785,000 | 2,761 |
| Average Assets, year-to-date | $155,419,750 | 3,641 |
| Average Assets, quarterly | $163,292,500 | 3,548 |
| Volatile liabilities | $48,719,000 | 2,678 |
| Insider loans | $1,156,000 | 3,944 |
| FHLB advances | $8,000,000 | 2,827 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $32,830,000 | 2,455 |
| Tier 1 (core) risk-based capital | $22,200,000 | 2,767 |
| Tier 2 risk-based capital | $1,582,000 | 2,877 |
| Total risk weighted assets | $131,127,000 | 3,242 |
| Total unused commitments | $32,830,000 | 2,456 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 60 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $158,273,000 | 3,642 |
| Cash and due from depository institutions | $9,092,000 | 2,941 |
| Interest-bearing balances | $4,765,000 | 1,041 |
| Securities | $34,247,000 | 3,181 |
| Federal funds sold & reverse repurchase agreements | $1,082,000 | 4,415 |
| Net loans & leases | $103,395,000 | 3,708 |
| Loan loss allowance | $1,372,000 | 3,339 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $809,000 | 6,275 |
| Other real estate owned | $2,957,000 | 2,941 |
| Goodwill and other intangibles | $354,000 | 2,320 |
| All other assets | $6,337,000 | 2,480 |
| Life insurance assets | $2,780,000 | 1,740 |
| Total liabilities and capital | $158,273,000 | 3,642 |
| Total liabilities | $137,207,000 | 3,737 |
| Total deposits | $122,155,000 | 3,787 |
| Interest-bearing deposits | $84,248,000 | 4,351 |
| Deposits held in domestic offices | $122,155,000 | 3,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $13,665,000 | 2,258 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,387,000 | 2,832 |
| Total equity capital | $21,066,000 | 2,915 |
| Total bank equity capital | $21,066,000 | 2,915 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,899,000 | 935 |
| Surplus | $11,537,000 | 2,127 |
| Undivided profits | $4,630,000 | 4,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $719,000 | 4,682 |
| Earning assets | $143,489,000 | 3,664 |
| Long-term assets (5+ years) | $30,367,000 | 2,582 |
| Average Assets, year-to-date | $151,122,330 | 3,730 |
| Average Assets, quarterly | $151,090,500 | 3,755 |
| Volatile liabilities | $43,861,000 | 2,843 |
| Insider loans | $1,448,000 | 3,521 |
| FHLB advances | $12,000,000 | 2,264 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $32,596,000 | 2,470 |
| Tier 1 (core) risk-based capital | $21,525,000 | 2,795 |
| Tier 2 risk-based capital | $1,442,000 | 3,056 |
| Total risk weighted assets | $118,495,000 | 3,481 |
| Total unused commitments | $32,596,000 | 2,472 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 57 | 3,027 |
| Assets and Liabilities | ||
| Total Assets: | $143,908,000 | 3,901 |
| Cash and due from depository institutions | $9,402,000 | 3,027 |
| Interest-bearing balances | $5,864,000 | 966 |
| Securities | $30,284,000 | 3,533 |
| Federal funds sold & reverse repurchase agreements | $5,836,000 | 2,357 |
| Net loans & leases | $88,254,000 | 4,056 |
| Loan loss allowance | $1,263,000 | 3,532 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $852,000 | 6,188 |
| Other real estate owned | $2,958,000 | 3,027 |
| Goodwill and other intangibles | $422,000 | 2,211 |
| All other assets | $5,900,000 | 2,558 |
| Life insurance assets | $2,754,000 | 1,715 |
| Total liabilities and capital | $143,908,000 | 3,901 |
| Total liabilities | $129,313,000 | 3,884 |
| Total deposits | $121,915,000 | 3,777 |
| Interest-bearing deposits | $84,331,000 | 4,339 |
| Deposits held in domestic offices | $121,915,000 | 3,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,672,000 | 3,386 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,726,000 | 2,423 |
| Total equity capital | $14,595,000 | 3,940 |
| Total bank equity capital | $14,595,000 | 3,940 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,899,000 | 919 |
| Surplus | $5,479,000 | 3,549 |
| Undivided profits | $4,217,000 | 4,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $642,000 | 4,868 |
| Earning assets | $130,238,000 | 3,933 |
| Long-term assets (5+ years) | $26,838,000 | 2,774 |
| Average Assets, year-to-date | $147,547,000 | 3,796 |
| Average Assets, quarterly | $147,547,000 | 3,796 |
| Volatile liabilities | $27,879,000 | 3,697 |
| Insider loans | $3,132,000 | 2,058 |
| FHLB advances | $4,000,000 | 3,707 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $32,674,000 | 2,438 |
| Tier 1 (core) risk-based capital | $14,948,000 | 3,831 |
| Tier 2 risk-based capital | $1,307,000 | 3,256 |
| Total risk weighted assets | $104,556,000 | 3,739 |
| Total unused commitments | $32,674,000 | 2,441 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 53 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $151,186,000 | 3,725 |
| Cash and due from depository institutions | $9,039,000 | 3,204 |
| Interest-bearing balances | $5,957,000 | 951 |
| Securities | $31,257,000 | 3,457 |
| Federal funds sold & reverse repurchase agreements | $11,750,000 | 1,160 |
| Net loans & leases | $91,902,000 | 3,937 |
| Loan loss allowance | $1,190,000 | 3,665 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $863,000 | 6,158 |
| Other real estate owned | $0 | 3,204 |
| Goodwill and other intangibles | $439,000 | 2,188 |
| All other assets | $5,936,000 | 2,523 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $151,186,000 | 3,725 |
| Total liabilities | $137,649,000 | 3,684 |
| Total deposits | $132,466,000 | 3,513 |
| Interest-bearing deposits | $87,397,000 | 4,197 |
| Deposits held in domestic offices | $132,466,000 | 3,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,933 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,183,000 | 3,117 |
| Total equity capital | $13,537,000 | 4,140 |
| Total bank equity capital | $13,537,000 | 4,140 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,899,000 | 903 |
| Surplus | $5,122,000 | 3,639 |
| Undivided profits | $3,516,000 | 5,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,239,000 | 1,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $622,000 | 5,039 |
| Earning assets | $140,866,000 | 3,653 |
| Long-term assets (5+ years) | $25,752,000 | 2,830 |
| Average Assets, year-to-date | $132,901,800 | 3,954 |
| Average Assets, quarterly | $146,936,500 | 3,768 |
| Volatile liabilities | $27,103,000 | 3,707 |
| Insider loans | $2,353,000 | 2,531 |
| FHLB advances | $4,000,000 | 3,773 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $26,327,000 | 2,762 |
| Tier 1 (core) risk-based capital | $13,793,000 | 4,034 |
| Tier 2 risk-based capital | $1,260,000 | 3,310 |
| Total risk weighted assets | $108,800,000 | 3,612 |
| Total unused commitments | $26,327,000 | 2,763 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 52 | 3,234 |
| Assets and Liabilities | ||
| Total Assets: | $142,687,000 | 3,842 |
| Cash and due from depository institutions | $8,512,000 | 3,234 |
| Interest-bearing balances | $3,970,000 | 1,289 |
| Securities | $23,440,000 | 4,168 |
| Federal funds sold & reverse repurchase agreements | $15,035,000 | 878 |
| Net loans & leases | $88,856,000 | 3,996 |
| Loan loss allowance | $1,201,000 | 3,604 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $923,000 | 6,051 |
| Other real estate owned | $0 | 3,234 |
| Goodwill and other intangibles | $432,000 | 2,181 |
| All other assets | $5,489,000 | 2,645 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $142,687,000 | 3,842 |
| Total liabilities | $129,709,000 | 3,796 |
| Total deposits | $124,628,000 | 3,614 |
| Interest-bearing deposits | $90,028,000 | 4,055 |
| Deposits held in domestic offices | $124,628,000 | 3,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,000,000 | 4,002 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,081,000 | 3,283 |
| Total equity capital | $12,978,000 | 4,256 |
| Total bank equity capital | $12,978,000 | 4,256 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,899,000 | 873 |
| Surplus | $5,122,000 | 3,584 |
| Undivided profits | $2,957,000 | 5,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $513,000 | 5,654 |
| Earning assets | $131,301,000 | 3,814 |
| Long-term assets (5+ years) | $16,785,000 | 3,659 |
| Average Assets, year-to-date | $128,330,750 | 4,045 |
| Average Assets, quarterly | $138,070,000 | 3,903 |
| Volatile liabilities | $24,882,000 | 3,852 |
| Insider loans | $2,239,000 | 2,609 |
| FHLB advances | $4,000,000 | 3,822 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $30,700,000 | 2,475 |
| Tier 1 (core) risk-based capital | $13,146,000 | 4,136 |
| Tier 2 risk-based capital | $1,271,000 | 3,241 |
| Total risk weighted assets | $105,923,000 | 3,626 |
| Total unused commitments | $30,700,000 | 2,477 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 49 | 3,404 |
| Assets and Liabilities | ||
| Total Assets: | $133,453,000 | 3,995 |
| Cash and due from depository institutions | $4,498,000 | 3,404 |
| Interest-bearing balances | $1,525,000 | 2,268 |
| Securities | $21,031,000 | 4,498 |
| Federal funds sold & reverse repurchase agreements | $14,600,000 | 818 |
| Net loans & leases | $86,865,000 | 3,986 |
| Loan loss allowance | $1,210,000 | 3,527 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $551,000 | 6,881 |
| Other real estate owned | $0 | 3,404 |
| Goodwill and other intangibles | $448,000 | 2,157 |
| All other assets | $5,460,000 | 2,558 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $133,453,000 | 3,995 |
| Total liabilities | $120,960,000 | 3,948 |
| Total deposits | $115,741,000 | 3,777 |
| Interest-bearing deposits | $79,925,000 | 4,369 |
| Deposits held in domestic offices | $115,741,000 | 3,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,930 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,219,000 | 2,835 |
| Total equity capital | $12,493,000 | 4,311 |
| Total bank equity capital | $12,493,000 | 4,311 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,899,000 | 852 |
| Surplus | $5,121,000 | 3,543 |
| Undivided profits | $2,473,000 | 6,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 6,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $468,000 | 5,664 |
| Earning assets | $124,021,000 | 3,941 |
| Long-term assets (5+ years) | $11,369,000 | 4,451 |
| Average Assets, year-to-date | $123,545,330 | 4,162 |
| Average Assets, quarterly | $127,489,500 | 4,084 |
| Volatile liabilities | $20,874,000 | 4,170 |
| Insider loans | $4,153,000 | 1,535 |
| FHLB advances | $4,000,000 | 3,768 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,645,000 | 3,123 |
| Tier 1 (core) risk-based capital | $12,590,000 | 4,196 |
| Tier 2 risk-based capital | $1,249,000 | 3,236 |
| Total risk weighted assets | $99,868,000 | 3,718 |
| Total unused commitments | $20,645,000 | 3,124 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 47 | 3,495 |
| Assets and Liabilities | ||
| Total Assets: | $121,526,000 | 4,271 |
| Cash and due from depository institutions | $3,544,000 | 3,495 |
| Interest-bearing balances | $782,000 | 2,970 |
| Securities | $21,897,000 | 4,466 |
| Federal funds sold & reverse repurchase agreements | $1,235,000 | 4,762 |
| Net loans & leases | $88,688,000 | 3,900 |
| Loan loss allowance | $1,160,000 | 3,651 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $486,000 | 7,110 |
| Other real estate owned | $0 | 3,495 |
| Goodwill and other intangibles | $470,000 | 2,127 |
| All other assets | $5,206,000 | 2,621 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $121,526,000 | 4,271 |
| Total liabilities | $109,705,000 | 4,244 |
| Total deposits | $104,595,000 | 4,099 |
| Interest-bearing deposits | $74,190,000 | 4,646 |
| Deposits held in domestic offices | $104,595,000 | 4,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,110,000 | 2,970 |
| Total equity capital | $11,821,000 | 4,431 |
| Total bank equity capital | $11,821,000 | 4,431 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,861,000 | 840 |
| Surplus | $4,961,000 | 3,617 |
| Undivided profits | $1,999,000 | 6,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $453,000 | 5,663 |
| Earning assets | $112,602,000 | 4,242 |
| Long-term assets (5+ years) | $9,945,000 | 4,759 |
| Average Assets, year-to-date | $118,591,500 | 4,321 |
| Average Assets, quarterly | $118,591,500 | 4,321 |
| Volatile liabilities | $17,722,000 | 4,461 |
| Insider loans | $2,282,000 | 2,482 |
| FHLB advances | $4,000,000 | 3,668 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,458,000 | 3,089 |
| Tier 1 (core) risk-based capital | $11,979,000 | 4,327 |
| Tier 2 risk-based capital | $1,217,000 | 3,292 |
| Total risk weighted assets | $97,347,000 | 3,765 |
| Total unused commitments | $20,458,000 | 3,092 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $115,657,000 | 4,403 |
| Cash and due from depository institutions | $2,514,000 | 3,575 |
| Interest-bearing balances | $1,096,000 | 2,678 |
| Securities | $22,882,000 | 4,374 |
| Federal funds sold & reverse repurchase agreements | $2,120,000 | 3,804 |
| Net loans & leases | $81,963,000 | 4,087 |
| Loan loss allowance | $1,050,000 | 3,879 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $536,000 | 6,986 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $456,000 | 2,148 |
| All other assets | $5,186,000 | 2,576 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $115,657,000 | 4,403 |
| Total liabilities | $104,140,000 | 4,381 |
| Total deposits | $96,090,000 | 4,353 |
| Interest-bearing deposits | $63,342,000 | 5,136 |
| Deposits held in domestic offices | $96,090,000 | 4,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,000,000 | 3,085 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,050,000 | 3,016 |
| Total equity capital | $11,517,000 | 4,520 |
| Total bank equity capital | $11,517,000 | 4,520 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,856,000 | 827 |
| Surplus | $4,953,000 | 3,579 |
| Undivided profits | $1,708,000 | 6,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $410,000 | 5,970 |
| Earning assets | $108,061,000 | 4,347 |
| Long-term assets (5+ years) | $10,283,000 | 4,768 |
| Average Assets, year-to-date | $102,411,600 | 4,665 |
| Average Assets, quarterly | $111,737,000 | 4,474 |
| Volatile liabilities | $19,958,000 | 4,128 |
| Insider loans | $2,236,000 | 2,531 |
| FHLB advances | $7,000,000 | 2,936 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $23,399,000 | 2,710 |
| Tier 1 (core) risk-based capital | $11,549,000 | 4,373 |
| Tier 2 risk-based capital | $1,117,000 | 3,514 |
| Total risk weighted assets | $89,360,000 | 3,986 |
| Total unused commitments | $23,399,000 | 2,712 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $107,817,000 | 4,594 |
| Cash and due from depository institutions | $4,209,000 | 3,788 |
| Interest-bearing balances | $1,114,000 | 2,732 |
| Securities | $21,468,000 | 4,532 |
| Federal funds sold & reverse repurchase agreements | $2,460,000 | 3,285 |
| Net loans & leases | $73,701,000 | 4,359 |
| Loan loss allowance | $951,000 | 4,187 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $555,000 | 6,933 |
| Other real estate owned | $0 | 3,788 |
| Goodwill and other intangibles | $446,000 | 2,127 |
| All other assets | $4,978,000 | 2,622 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $107,817,000 | 4,594 |
| Total liabilities | $97,004,000 | 4,555 |
| Total deposits | $92,095,000 | 4,427 |
| Interest-bearing deposits | $67,770,000 | 4,887 |
| Deposits held in domestic offices | $92,095,000 | 4,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,000,000 | 3,884 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $909,000 | 3,430 |
| Total equity capital | $10,813,000 | 4,718 |
| Total bank equity capital | $10,813,000 | 4,718 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,815,000 | 813 |
| Surplus | $4,805,000 | 3,605 |
| Undivided profits | $1,193,000 | 7,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $368,000 | 6,480 |
| Earning assets | $98,743,000 | 4,595 |
| Long-term assets (5+ years) | $9,021,000 | 5,120 |
| Average Assets, year-to-date | $99,100,250 | 4,773 |
| Average Assets, quarterly | $103,900,000 | 4,670 |
| Volatile liabilities | $15,907,000 | 4,660 |
| Insider loans | $2,288,000 | 2,452 |
| FHLB advances | $4,000,000 | 3,713 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $23,487,000 | 2,689 |
| Tier 1 (core) risk-based capital | $10,772,000 | 4,583 |
| Tier 2 risk-based capital | $1,020,000 | 3,716 |
| Total risk weighted assets | $81,585,000 | 4,209 |
| Total unused commitments | $23,487,000 | 2,693 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 41 | 3,953 |
| Assets and Liabilities | ||
| Total Assets: | $99,983,000 | 4,812 |
| Cash and due from depository institutions | $2,593,000 | 3,953 |
| Interest-bearing balances | $706,000 | 3,192 |
| Securities | $18,261,000 | 5,045 |
| Federal funds sold & reverse repurchase agreements | $5,915,000 | 1,765 |
| Net loans & leases | $67,390,000 | 4,572 |
| Loan loss allowance | $941,000 | 4,197 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $564,000 | 6,928 |
| Other real estate owned | $0 | 3,953 |
| Goodwill and other intangibles | $431,000 | 2,152 |
| All other assets | $4,829,000 | 2,688 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $99,983,000 | 4,812 |
| Total liabilities | $89,598,000 | 4,808 |
| Total deposits | $84,648,000 | 4,732 |
| Interest-bearing deposits | $61,498,000 | 5,211 |
| Deposits held in domestic offices | $84,648,000 | 4,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $950,000 | 3,051 |
| Total equity capital | $10,385,000 | 4,732 |
| Total bank equity capital | $10,385,000 | 4,732 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,815,000 | 800 |
| Surplus | $4,805,000 | 3,564 |
| Undivided profits | $765,000 | 7,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $320,000 | 6,702 |
| Earning assets | $92,272,000 | 4,800 |
| Long-term assets (5+ years) | $10,747,000 | 4,910 |
| Average Assets, year-to-date | $96,194,670 | 4,893 |
| Average Assets, quarterly | $97,855,500 | 4,866 |
| Volatile liabilities | $14,900,000 | 4,766 |
| Insider loans | $1,697,000 | 3,009 |
| FHLB advances | $4,000,000 | 3,653 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,476,000 | 2,956 |
| Tier 1 (core) risk-based capital | $10,450,000 | 4,633 |
| Tier 2 risk-based capital | $943,000 | 3,902 |
| Total risk weighted assets | $75,381,000 | 4,413 |
| Total unused commitments | $20,476,000 | 2,959 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $95,728,000 | 4,963 |
| Cash and due from depository institutions | $3,365,000 | 4,210 |
| Interest-bearing balances | $78,000 | 5,638 |
| Securities | $15,473,000 | 5,477 |
| Federal funds sold & reverse repurchase agreements | $740,000 | 5,903 |
| Net loans & leases | $70,709,000 | 4,374 |
| Loan loss allowance | $901,000 | 4,279 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $610,000 | 6,797 |
| Other real estate owned | $0 | 4,210 |
| Goodwill and other intangibles | $306,000 | 2,321 |
| All other assets | $4,525,000 | 2,697 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $95,728,000 | 4,963 |
| Total liabilities | $85,675,000 | 4,960 |
| Total deposits | $84,885,000 | 4,719 |
| Interest-bearing deposits | $62,465,000 | 5,199 |
| Deposits held in domestic offices | $84,885,000 | 4,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $790,000 | 3,763 |
| Total equity capital | $10,053,000 | 4,933 |
| Total bank equity capital | $10,053,000 | 4,933 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,798,000 | 796 |
| Surplus | $4,783,000 | 3,541 |
| Undivided profits | $472,000 | 7,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $299,000 | 6,839 |
| Earning assets | $87,000,000 | 5,001 |
| Long-term assets (5+ years) | $10,373,000 | 4,923 |
| Average Assets, year-to-date | $94,300,500 | 4,976 |
| Average Assets, quarterly | $94,300,500 | 4,976 |
| Volatile liabilities | $13,803,000 | 4,871 |
| Insider loans | $1,863,000 | 2,773 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $17,745,000 | 3,168 |
| Tier 1 (core) risk-based capital | $10,019,000 | 4,740 |
| Tier 2 risk-based capital | $946,000 | 3,837 |
| Total risk weighted assets | $75,682,000 | 4,332 |
| Total unused commitments | $17,745,000 | 3,174 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 38 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $92,873,000 | 5,040 |
| Cash and due from depository institutions | $2,791,000 | 4,223 |
| Interest-bearing balances | $103,000 | 5,168 |
| Securities | $16,124,000 | 5,425 |
| Federal funds sold & reverse repurchase agreements | $2,635,000 | 3,533 |
| Net loans & leases | $65,698,000 | 4,579 |
| Loan loss allowance | $840,000 | 4,458 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $645,000 | 6,732 |
| Other real estate owned | $0 | 4,223 |
| Goodwill and other intangibles | $259,000 | 2,406 |
| All other assets | $4,721,000 | 2,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,873,000 | 5,040 |
| Total liabilities | $83,156,000 | 5,044 |
| Total deposits | $75,122,000 | 5,110 |
| Interest-bearing deposits | $55,327,000 | 5,576 |
| Deposits held in domestic offices | $75,122,000 | 5,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,000,000 | 2,909 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,034,000 | 3,029 |
| Total equity capital | $9,717,000 | 4,974 |
| Total bank equity capital | $9,717,000 | 4,974 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,798,000 | 798 |
| Surplus | $4,782,000 | 3,507 |
| Undivided profits | $137,000 | 8,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $316,000 | 6,826 |
| Earning assets | $84,560,000 | 5,056 |
| Long-term assets (5+ years) | $10,573,000 | 4,902 |
| Average Assets, year-to-date | $75,283,400 | 5,631 |
| Average Assets, quarterly | $86,747,000 | 5,245 |
| Volatile liabilities | $22,212,000 | 3,641 |
| Insider loans | $2,426,000 | 2,228 |
| FHLB advances | $7,000,000 | 2,763 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,147,000 | 3,156 |
| Tier 1 (core) risk-based capital | $9,737,000 | 4,797 |
| Tier 2 risk-based capital | $864,000 | 4,097 |
| Total risk weighted assets | $69,276,000 | 4,607 |
| Total unused commitments | $17,147,000 | 3,158 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 37 | 4,333 |
| Assets and Liabilities | ||
| Total Assets: | $80,621,000 | 5,531 |
| Cash and due from depository institutions | $3,429,000 | 4,333 |
| Interest-bearing balances | $505,000 | 3,778 |
| Securities | $17,563,000 | 5,103 |
| Federal funds sold & reverse repurchase agreements | $1,385,000 | 4,979 |
| Net loans & leases | $56,216,000 | 5,033 |
| Loan loss allowance | $715,000 | 4,980 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $624,000 | 6,803 |
| Other real estate owned | $0 | 4,333 |
| Goodwill and other intangibles | $173,000 | 2,574 |
| All other assets | $1,231,000 | 5,987 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,621,000 | 5,531 |
| Total liabilities | $72,219,000 | 5,519 |
| Total deposits | $71,490,000 | 5,286 |
| Interest-bearing deposits | $51,434,000 | 5,823 |
| Deposits held in domestic offices | $71,490,000 | 5,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $729,000 | 3,961 |
| Total equity capital | $8,402,000 | 5,452 |
| Total bank equity capital | $8,402,000 | 5,452 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,290,000 | 886 |
| Surplus | $4,277,000 | 3,697 |
| Undivided profits | $-165,000 | 8,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $144,000 | 766 |
| Income earned, not collected on loans | $286,000 | 7,243 |
| Earning assets | $75,669,000 | 5,440 |
| Long-term assets (5+ years) | $10,970,000 | 4,858 |
| Average Assets, year-to-date | $70,886,000 | 5,845 |
| Average Assets, quarterly | $77,718,000 | 5,624 |
| Volatile liabilities | $12,500,000 | 5,105 |
| Insider loans | $1,082,000 | 3,861 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,454,000 | 3,103 |
| Tier 1 (core) risk-based capital | $8,448,000 | 5,287 |
| Tier 2 risk-based capital | $722,000 | 4,633 |
| Total risk weighted assets | $57,743,000 | 5,161 |
| Total unused commitments | $17,454,000 | 3,106 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 34 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $74,815,000 | 5,748 |
| Cash and due from depository institutions | $2,984,000 | 4,624 |
| Interest-bearing balances | $572,000 | 3,771 |
| Securities | $15,620,000 | 5,370 |
| Federal funds sold & reverse repurchase agreements | $3,370,000 | 3,801 |
| Net loans & leases | $51,025,000 | 5,300 |
| Loan loss allowance | $640,000 | 5,289 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $649,000 | 6,738 |
| Other real estate owned | $0 | 4,624 |
| Goodwill and other intangibles | $78,000 | 2,804 |
| All other assets | $1,089,000 | 6,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,815,000 | 5,748 |
| Total liabilities | $67,492,000 | 5,730 |
| Total deposits | $66,896,000 | 5,505 |
| Interest-bearing deposits | $50,746,000 | 5,874 |
| Deposits held in domestic offices | $66,896,000 | 5,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $596,000 | 4,613 |
| Total equity capital | $7,323,000 | 5,951 |
| Total bank equity capital | $7,323,000 | 5,951 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,817,000 | 1,019 |
| Surplus | $3,817,000 | 3,967 |
| Undivided profits | $-311,000 | 8,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $235,000 | 7,657 |
| Earning assets | $70,587,000 | 5,637 |
| Long-term assets (5+ years) | $9,693,000 | 4,947 |
| Average Assets, year-to-date | $67,641,000 | 6,002 |
| Average Assets, quarterly | $72,261,000 | 5,824 |
| Volatile liabilities | $12,488,000 | 5,083 |
| Insider loans | $1,452,000 | 3,220 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,239,000 | 2,780 |
| Tier 1 (core) risk-based capital | $7,285,000 | 5,737 |
| Tier 2 risk-based capital | $661,000 | 4,846 |
| Total risk weighted assets | $52,817,000 | 5,385 |
| Total unused commitments | $20,239,000 | 2,789 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 31 | 4,894 |
| Assets and Liabilities | ||
| Total Assets: | $69,707,000 | 5,929 |
| Cash and due from depository institutions | $2,531,000 | 4,894 |
| Interest-bearing balances | $709,000 | 3,519 |
| Securities | $12,653,000 | 5,950 |
| Federal funds sold & reverse repurchase agreements | $6,570,000 | 2,556 |
| Net loans & leases | $46,175,000 | 5,537 |
| Loan loss allowance | $565,000 | 5,627 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $692,000 | 6,622 |
| Other real estate owned | $0 | 4,894 |
| Goodwill and other intangibles | $69,000 | 2,808 |
| All other assets | $1,017,000 | 6,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,707,000 | 5,929 |
| Total liabilities | $62,656,000 | 5,915 |
| Total deposits | $62,248,000 | 5,701 |
| Interest-bearing deposits | $46,110,000 | 6,167 |
| Deposits held in domestic offices | $62,248,000 | 5,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $408,000 | 5,718 |
| Total equity capital | $7,051,000 | 6,009 |
| Total bank equity capital | $7,051,000 | 6,009 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,817,000 | 1,010 |
| Surplus | $3,817,000 | 3,914 |
| Undivided profits | $-583,000 | 8,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $241,000 | 7,639 |
| Earning assets | $66,107,000 | 5,806 |
| Long-term assets (5+ years) | $5,896,000 | 5,839 |
| Average Assets, year-to-date | $64,054,000 | 6,166 |
| Average Assets, quarterly | $64,054,000 | 6,166 |
| Volatile liabilities | $11,898,000 | 5,198 |
| Insider loans | $1,227,000 | 3,491 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,580,000 | 2,651 |
| Tier 1 (core) risk-based capital | $7,011,000 | 5,821 |
| Tier 2 risk-based capital | $625,000 | 4,965 |
| Total risk weighted assets | $51,717,000 | 5,408 |
| Total unused commitments | $20,580,000 | 2,664 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 27 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $58,401,000 | 6,492 |
| Cash and due from depository institutions | $2,985,000 | 5,382 |
| Interest-bearing balances | $696,000 | 3,443 |
| Securities | $9,003,000 | 6,751 |
| Federal funds sold & reverse repurchase agreements | $1,340,000 | 5,492 |
| Net loans & leases | $43,489,000 | 5,736 |
| Loan loss allowance | $495,000 | 5,993 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $716,000 | 6,563 |
| Other real estate owned | $0 | 5,382 |
| Goodwill and other intangibles | $46,000 | 2,866 |
| All other assets | $822,000 | 7,045 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,401,000 | 6,492 |
| Total liabilities | $51,581,000 | 6,506 |
| Total deposits | $51,116,000 | 6,316 |
| Interest-bearing deposits | $38,432,000 | 6,708 |
| Deposits held in domestic offices | $51,116,000 | 6,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $465,000 | 5,428 |
| Total equity capital | $6,820,000 | 6,105 |
| Total bank equity capital | $6,820,000 | 6,105 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,817,000 | 1,001 |
| Surplus | $3,817,000 | 3,868 |
| Undivided profits | $-814,000 | 8,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $207,000 | 8,048 |
| Earning assets | $54,528,000 | 6,418 |
| Long-term assets (5+ years) | $4,745,000 | 6,157 |
| Average Assets, year-to-date | $45,905,800 | 7,097 |
| Average Assets, quarterly | $56,557,000 | 6,555 |
| Volatile liabilities | $10,263,000 | 5,606 |
| Insider loans | $1,405,000 | 3,221 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $15,105,000 | 3,159 |
| Tier 1 (core) risk-based capital | $6,786,000 | 5,881 |
| Tier 2 risk-based capital | $555,000 | 5,302 |
| Total risk weighted assets | $47,004,000 | 5,694 |
| Total unused commitments | $15,105,000 | 3,163 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 15 | 7,306 |
| Assets and Liabilities | ||
| Total Assets: | $33,391,000 | 8,086 |
| Cash and due from depository institutions | $800,000 | 7,306 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $7,010,000 | 7,316 |
| Federal funds sold & reverse repurchase agreements | $1,910,000 | 4,903 |
| Net loans & leases | $22,663,000 | 7,567 |
| Loan loss allowance | $289,000 | 7,458 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $515,000 | 7,287 |
| Other real estate owned | $0 | 7,306 |
| Goodwill and other intangibles | $20,000 | 2,945 |
| All other assets | $473,000 | 8,381 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,391,000 | 8,086 |
| Total liabilities | $26,988,000 | 8,251 |
| Total deposits | $26,832,000 | 8,151 |
| Interest-bearing deposits | $20,477,000 | 8,347 |
| Deposits held in domestic offices | $26,832,000 | 8,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $156,000 | 8,368 |
| Total equity capital | $6,403,000 | 6,177 |
| Total bank equity capital | $6,403,000 | 6,177 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,805,000 | 998 |
| Surplus | $3,804,000 | 3,778 |
| Undivided profits | $-1,206,000 | 9,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $142,000 | 8,855 |
| Earning assets | $31,583,000 | 8,000 |
| Long-term assets (5+ years) | $1,902,000 | 7,417 |
| Average Assets, year-to-date | $24,487,000 | 8,564 |
| Average Assets, quarterly | $32,074,500 | 8,136 |
| Volatile liabilities | $5,502,000 | 7,151 |
| Insider loans | $1,038,000 | 3,861 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,654,000 | 5,246 |
| Tier 1 (core) risk-based capital | $6,427,000 | 5,993 |
| Tier 2 risk-based capital | $289,000 | 7,192 |
| Total risk weighted assets | $25,771,000 | 7,486 |
| Total unused commitments | $5,654,000 | 5,254 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 3 | 9,819 |
| Assets and Liabilities | ||
| Total Assets: | $11,407,000 | 9,659 |
| Cash and due from depository institutions | $1,078,000 | 9,819 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $2,822,000 | 9,051 |
| Federal funds sold & reverse repurchase agreements | $6,160,000 | 1,954 |
| Net loans & leases | $704,000 | 9,808 |
| Loan loss allowance | $30,000 | 9,697 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $481,000 | 7,556 |
| Other real estate owned | $0 | 9,819 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $162,000 | 9,626 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,407,000 | 9,659 |
| Total liabilities | $4,331,000 | 9,817 |
| Total deposits | $4,310,000 | 9,780 |
| Interest-bearing deposits | $3,261,000 | 9,747 |
| Deposits held in domestic offices | $4,310,000 | 9,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $21,000 | 9,850 |
| Total equity capital | $7,076,000 | 5,746 |
| Total bank equity capital | $7,076,000 | 5,746 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,805,000 | 1,000 |
| Surplus | $3,804,000 | 3,728 |
| Undivided profits | $-533,000 | 9,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,000 | 9,748 |
| Earning assets | $9,686,000 | 9,659 |
| Long-term assets (5+ years) | $98,000 | 8,615 |
| Average Assets, year-to-date | $11,407,000 | 9,636 |
| Average Assets, quarterly | $11,407,000 | 9,644 |
| Volatile liabilities | $468,000 | 9,671 |
| Insider loans | $21,000 | 8,621 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $634,000 | 8,757 |
| Tier 1 (core) risk-based capital | $7,076,000 | 5,630 |
| Tier 2 risk-based capital | $29,920 | 9,698 |
| Total risk weighted assets | $2,393,120 | 9,843 |
| Total unused commitments | $634,000 | 8,763 |
| Derivatives | $0 | 481 |