Home > Mission Community Bank > Income and Expense
Mission Community Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,699,000 | 1,359 |
| Total interest expense | $676,000 | 3,822 |
| Net interest income | $18,023,000 | 1,223 |
| Provision for loan and lease losses | $310,000 | 2,398 |
| Total noninterest income | $2,709,000 | 1,747 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $453,000 | 2,573 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,256,000 | 1,391 |
| Total noninterest expense | $16,953,000 | 1,201 |
| Salaries and employee benefits | $8,964,000 | 1,210 |
| Premises and equipment expense | $2,388,000 | 1,002 |
| Additional noninterest expense | $5,601,000 | 1,202 |
| Pre-tax net operating income | $3,469,000 | 1,921 |
| Securities gains (losses) | $-1,913,000 | 6,769 |
| Applicable income taxes | $62,000 | 3,675 |
| Income before extraordinary items | $1,494,000 | 3,173 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,494,000 | 3,175 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,494,000 | 3,176 |
| Net charge-offs | $169,000 | 3,206 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 590 |
| Net operating income | $3,330,480 | 1,707 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,241,000 | 1,347 |
| Total interest expense | $512,000 | 3,889 |
| Net interest income | $13,729,000 | 1,202 |
| Provision for loan and lease losses | $310,000 | 2,037 |
| Total noninterest income | $1,753,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $353,000 | 2,517 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,400,000 | 1,632 |
| Total noninterest expense | $12,780,000 | 1,206 |
| Salaries and employee benefits | $6,833,000 | 1,191 |
| Premises and equipment expense | $1,790,000 | 1,012 |
| Additional noninterest expense | $4,157,000 | 1,203 |
| Pre-tax net operating income | $2,392,000 | 2,142 |
| Securities gains (losses) | $-1,347,000 | 6,858 |
| Applicable income taxes | $26,000 | 4,006 |
| Income before extraordinary items | $1,019,000 | 3,391 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,019,000 | 3,394 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,019,000 | 3,395 |
| Net charge-offs | $155,000 | 2,830 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 555 |
| Net operating income | $2,339,060 | 1,822 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,132,000 | 1,394 |
| Total interest expense | $337,000 | 3,984 |
| Net interest income | $8,795,000 | 1,238 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $939,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $242,000 | 2,421 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $697,000 | 2,025 |
| Total noninterest expense | $8,549,000 | 1,194 |
| Salaries and employee benefits | $4,620,000 | 1,178 |
| Premises and equipment expense | $1,195,000 | 1,003 |
| Additional noninterest expense | $2,734,000 | 1,217 |
| Pre-tax net operating income | $1,085,000 | 2,731 |
| Securities gains (losses) | $174,000 | 807 |
| Applicable income taxes | $31,000 | 3,745 |
| Income before extraordinary items | $1,228,000 | 2,264 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,228,000 | 2,273 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,228,000 | 2,271 |
| Net charge-offs | $110,000 | 2,659 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 514 |
| Net operating income | $1,057,480 | 2,419 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,689,000 | 1,357 |
| Total interest expense | $167,000 | 4,091 |
| Net interest income | $4,522,000 | 1,202 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $433,000 | 2,453 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $120,000 | 2,433 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $313,000 | 2,166 |
| Total noninterest expense | $4,298,000 | 1,187 |
| Salaries and employee benefits | $2,354,000 | 1,165 |
| Premises and equipment expense | $625,000 | 987 |
| Additional noninterest expense | $1,319,000 | 1,251 |
| Pre-tax net operating income | $557,000 | 2,683 |
| Securities gains (losses) | $153,000 | 556 |
| Applicable income taxes | $14,000 | 3,791 |
| Income before extraordinary items | $696,000 | 2,007 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $696,000 | 2,007 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $696,000 | 2,009 |
| Net charge-offs | $105,000 | 1,857 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 467 |
| Net operating income | $546,060 | 2,330 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,889,000 | 1,411 |
| Total interest expense | $1,000,000 | 3,608 |
| Net interest income | $17,889,000 | 1,235 |
| Provision for loan and lease losses | $975,000 | 1,795 |
| Total noninterest income | $2,111,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $445,000 | 2,721 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,666,000 | 1,735 |
| Total noninterest expense | $17,845,000 | 1,126 |
| Salaries and employee benefits | $8,936,000 | 1,182 |
| Premises and equipment expense | $2,381,000 | 1,002 |
| Additional noninterest expense | $6,528,000 | 1,062 |
| Pre-tax net operating income | $1,180,000 | 3,748 |
| Securities gains (losses) | $1,116,000 | 465 |
| Applicable income taxes | $65,000 | 3,765 |
| Income before extraordinary items | $2,231,000 | 2,394 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,231,000 | 2,394 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,231,000 | 2,395 |
| Net charge-offs | $58,000 | 4,824 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,182,000 | 203 |
| Net operating income | $1,148,480 | 3,490 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,473,000 | 1,411 |
| Total interest expense | $816,000 | 3,531 |
| Net interest income | $13,657,000 | 1,226 |
| Provision for loan and lease losses | $675,000 | 1,891 |
| Total noninterest income | $1,199,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $330,000 | 2,779 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $869,000 | 2,176 |
| Total noninterest expense | $13,406,000 | 1,112 |
| Salaries and employee benefits | $6,489,000 | 1,213 |
| Premises and equipment expense | $1,887,000 | 957 |
| Additional noninterest expense | $5,030,000 | 1,027 |
| Pre-tax net operating income | $775,000 | 4,079 |
| Securities gains (losses) | $934,000 | 430 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $1,707,000 | 2,414 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,707,000 | 2,415 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,707,000 | 2,415 |
| Net charge-offs | $-99,000 | 7,036 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $1,167,000 | 148 |
| Net operating income | $773,000 | 3,750 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,988,000 | 1,367 |
| Total interest expense | $595,000 | 3,422 |
| Net interest income | $9,393,000 | 1,187 |
| Provision for loan and lease losses | $450,000 | 1,913 |
| Total noninterest income | $843,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $228,000 | 2,687 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $615,000 | 2,067 |
| Total noninterest expense | $9,343,000 | 1,065 |
| Salaries and employee benefits | $4,372,000 | 1,198 |
| Premises and equipment expense | $1,306,000 | 928 |
| Additional noninterest expense | $3,665,000 | 952 |
| Pre-tax net operating income | $443,000 | 4,292 |
| Securities gains (losses) | $527,000 | 517 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $968,000 | 2,681 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $968,000 | 2,681 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $968,000 | 2,681 |
| Net charge-offs | $-5,000 | 6,479 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $1,155,000 | 110 |
| Net operating income | $441,000 | 4,020 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 1,394 |
| Total interest expense | $328,000 | 3,313 |
| Net interest income | $4,615,000 | 1,207 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $369,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $120,000 | 2,546 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $249,000 | 2,346 |
| Total noninterest expense | $4,615,000 | 1,081 |
| Salaries and employee benefits | $2,110,000 | 1,236 |
| Premises and equipment expense | $604,000 | 995 |
| Additional noninterest expense | $1,901,000 | 896 |
| Pre-tax net operating income | $144,000 | 4,996 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $145,000 | 4,901 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $145,000 | 4,903 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $145,000 | 4,904 |
| Net charge-offs | $-11,000 | 6,688 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $441,000 | 104 |
| Net operating income | $144,000 | 4,763 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,934,000 | 2,549 |
| Total interest expense | $1,413,000 | 3,589 |
| Net interest income | $9,521,000 | 2,292 |
| Provision for loan and lease losses | $600,000 | 3,157 |
| Total noninterest income | $1,508,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $277,000 | 3,761 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,231,000 | 1,872 |
| Total noninterest expense | $12,625,000 | 1,547 |
| Salaries and employee benefits | $6,081,000 | 1,609 |
| Premises and equipment expense | $2,356,000 | 1,053 |
| Additional noninterest expense | $4,188,000 | 1,634 |
| Pre-tax net operating income | $-2,196,000 | 6,821 |
| Securities gains (losses) | $7,000 | 3,433 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $-2,194,000 | 6,867 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,194,000 | 6,867 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,194,000 | 6,867 |
| Net charge-offs | $472,000 | 3,256 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $18,296,000 | 44 |
| Net operating income | $-2,201,000 | 6,850 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,328,000 | 3,220 |
| Total interest expense | $1,021,000 | 3,783 |
| Net interest income | $5,307,000 | 3,062 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $881,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $166,000 | 4,219 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $715,000 | 2,192 |
| Total noninterest expense | $7,095,000 | 2,034 |
| Salaries and employee benefits | $3,410,000 | 2,138 |
| Premises and equipment expense | $1,299,000 | 1,451 |
| Additional noninterest expense | $2,386,000 | 2,092 |
| Pre-tax net operating income | $-1,207,000 | 6,849 |
| Securities gains (losses) | $4,000 | 3,259 |
| Applicable income taxes | $5,000 | 4,418 |
| Income before extraordinary items | $-1,208,000 | 6,920 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,208,000 | 6,922 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,208,000 | 6,921 |
| Net charge-offs | $334,000 | 3,118 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $5,034,000 | 110 |
| Net operating income | $-1,212,000 | 6,882 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 3,280 |
| Total interest expense | $714,000 | 3,761 |
| Net interest income | $3,440,000 | 3,140 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $539,000 | 2,982 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $114,000 | 4,145 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $425,000 | 2,357 |
| Total noninterest expense | $4,470,000 | 2,161 |
| Salaries and employee benefits | $2,214,000 | 2,203 |
| Premises and equipment expense | $852,000 | 1,483 |
| Additional noninterest expense | $1,404,000 | 2,393 |
| Pre-tax net operating income | $-491,000 | 6,786 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $5,000 | 4,311 |
| Income before extraordinary items | $-496,000 | 6,844 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-496,000 | 6,843 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-496,000 | 6,844 |
| Net charge-offs | $16,000 | 5,169 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 725 |
| Net operating income | $-496,000 | 6,831 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 3,309 |
| Total interest expense | $375,000 | 3,750 |
| Net interest income | $1,694,000 | 3,164 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $280,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $56,000 | 4,136 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $224,000 | 2,317 |
| Total noninterest expense | $2,183,000 | 2,207 |
| Salaries and employee benefits | $1,081,000 | 2,265 |
| Premises and equipment expense | $422,000 | 1,524 |
| Additional noninterest expense | $680,000 | 2,439 |
| Pre-tax net operating income | $-209,000 | 6,837 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-209,000 | 6,893 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-209,000 | 6,893 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-209,000 | 6,893 |
| Net charge-offs | $-47,000 | 7,353 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 675 |
| Net operating income | $-209,000 | 6,881 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,724,000 | 3,305 |
| Total interest expense | $1,912,000 | 3,687 |
| Net interest income | $6,812,000 | 3,138 |
| Provision for loan and lease losses | $5,800,000 | 1,025 |
| Total noninterest income | $1,279,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $260,000 | 3,929 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,019,000 | 2,163 |
| Total noninterest expense | $8,339,000 | 2,319 |
| Salaries and employee benefits | $3,503,000 | 2,725 |
| Premises and equipment expense | $1,664,000 | 1,535 |
| Additional noninterest expense | $3,172,000 | 2,189 |
| Pre-tax net operating income | $-6,048,000 | 7,189 |
| Securities gains (losses) | $497,000 | 900 |
| Applicable income taxes | $-1,000 | 6,484 |
| Income before extraordinary items | $-5,550,000 | 7,209 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,550,000 | 7,210 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,550,000 | 7,210 |
| Net charge-offs | $8,139,000 | 707 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $5,537,000 | 130 |
| Net operating income | $-6,047,000 | 7,225 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,683,000 | 3,314 |
| Total interest expense | $1,482,000 | 3,733 |
| Net interest income | $5,201,000 | 3,134 |
| Provision for loan and lease losses | $5,800,000 | 781 |
| Total noninterest income | $370,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $199,000 | 3,966 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $171,000 | 4,445 |
| Total noninterest expense | $6,019,000 | 2,404 |
| Salaries and employee benefits | $2,573,000 | 2,785 |
| Premises and equipment expense | $1,235,000 | 1,570 |
| Additional noninterest expense | $2,211,000 | 2,289 |
| Pre-tax net operating income | $-6,248,000 | 7,431 |
| Securities gains (losses) | $58,000 | 2,322 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-6,190,000 | 7,475 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,190,000 | 7,475 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,190,000 | 7,475 |
| Net charge-offs | $7,764,000 | 573 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $5,528,000 | 101 |
| Net operating income | $-6,248,000 | 7,460 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,642,000 | 3,237 |
| Total interest expense | $1,020,000 | 3,752 |
| Net interest income | $3,622,000 | 3,033 |
| Provision for loan and lease losses | $5,450,000 | 598 |
| Total noninterest income | $35,000 | 7,110 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $140,000 | 3,837 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-105,000 | 7,530 |
| Total noninterest expense | $4,057,000 | 2,392 |
| Salaries and employee benefits | $1,736,000 | 2,765 |
| Premises and equipment expense | $815,000 | 1,610 |
| Additional noninterest expense | $1,506,000 | 2,249 |
| Pre-tax net operating income | $-5,850,000 | 7,587 |
| Securities gains (losses) | $58,000 | 1,791 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-5,792,000 | 7,617 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,792,000 | 7,616 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,792,000 | 7,617 |
| Net charge-offs | $7,255,000 | 420 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $5,519,000 | 67 |
| Net operating income | $-5,850,000 | 7,617 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 3,219 |
| Total interest expense | $533,000 | 3,757 |
| Net interest income | $1,852,000 | 2,992 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $37,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $67,000 | 3,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-30,000 | 7,631 |
| Total noninterest expense | $2,042,000 | 2,399 |
| Salaries and employee benefits | $879,000 | 2,791 |
| Premises and equipment expense | $405,000 | 1,675 |
| Additional noninterest expense | $758,000 | 2,234 |
| Pre-tax net operating income | $-353,000 | 7,046 |
| Securities gains (losses) | $58,000 | 1,067 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-295,000 | 7,070 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-295,000 | 7,071 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-295,000 | 7,070 |
| Net charge-offs | $657,000 | 1,384 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 825 |
| Net operating income | $-353,000 | 7,104 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,319,000 | 3,157 |
| Total interest expense | $3,778,000 | 2,862 |
| Net interest income | $6,541,000 | 3,216 |
| Provision for loan and lease losses | $5,056,000 | 1,423 |
| Total noninterest income | $795,000 | 3,778 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $256,000 | 4,198 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $539,000 | 3,083 |
| Total noninterest expense | $7,967,000 | 2,472 |
| Salaries and employee benefits | $3,615,000 | 2,705 |
| Premises and equipment expense | $1,391,000 | 1,932 |
| Additional noninterest expense | $2,961,000 | 2,375 |
| Pre-tax net operating income | $-5,687,000 | 7,243 |
| Securities gains (losses) | $247,000 | 1,388 |
| Applicable income taxes | $835,000 | 1,098 |
| Income before extraordinary items | $-6,275,000 | 7,375 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,275,000 | 7,375 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,275,000 | 7,375 |
| Net charge-offs | $3,461,000 | 1,473 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $5,186,000 | 175 |
| Net operating income | $-6,522,000 | 7,406 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,897,000 | 3,149 |
| Total interest expense | $3,092,000 | 2,787 |
| Net interest income | $4,805,000 | 3,278 |
| Provision for loan and lease losses | $1,556,000 | 2,170 |
| Total noninterest income | $750,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $193,000 | 4,188 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $557,000 | 2,637 |
| Total noninterest expense | $5,695,000 | 2,604 |
| Salaries and employee benefits | $2,628,000 | 2,803 |
| Premises and equipment expense | $821,000 | 2,422 |
| Additional noninterest expense | $2,246,000 | 2,320 |
| Pre-tax net operating income | $-1,696,000 | 6,946 |
| Securities gains (losses) | $246,000 | 1,155 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,450,000 | 6,984 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,450,000 | 6,984 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,450,000 | 6,985 |
| Net charge-offs | $1,959,000 | 1,515 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $5,167,000 | 143 |
| Net operating income | $-1,696,000 | 7,061 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,331,000 | 3,136 |
| Total interest expense | $2,248,000 | 2,690 |
| Net interest income | $3,083,000 | 3,379 |
| Provision for loan and lease losses | $681,000 | 2,532 |
| Total noninterest income | $445,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $135,000 | 4,079 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $310,000 | 2,952 |
| Total noninterest expense | $3,876,000 | 2,574 |
| Salaries and employee benefits | $1,799,000 | 2,773 |
| Premises and equipment expense | $542,000 | 2,476 |
| Additional noninterest expense | $1,535,000 | 2,287 |
| Pre-tax net operating income | $-1,029,000 | 7,039 |
| Securities gains (losses) | $239,000 | 910 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-790,000 | 7,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-790,000 | 7,015 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-790,000 | 7,015 |
| Net charge-offs | $1,149,000 | 1,539 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $5,150,000 | 100 |
| Net operating income | $-1,029,000 | 7,153 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 3,154 |
| Total interest expense | $1,177,000 | 2,671 |
| Net interest income | $1,504,000 | 3,445 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $197,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $71,000 | 3,933 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $126,000 | 3,262 |
| Total noninterest expense | $1,842,000 | 2,618 |
| Salaries and employee benefits | $936,000 | 2,696 |
| Premises and equipment expense | $271,000 | 2,508 |
| Additional noninterest expense | $635,000 | 2,440 |
| Pre-tax net operating income | $-441,000 | 7,256 |
| Securities gains (losses) | $239,000 | 591 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-202,000 | 7,036 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-202,000 | 7,037 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-202,000 | 7,037 |
| Net charge-offs | $204,000 | 2,114 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $5,132,000 | 55 |
| Net operating income | $-441,000 | 7,356 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,067,000 | 3,259 |
| Total interest expense | $4,630,000 | 3,176 |
| Net interest income | $6,437,000 | 3,289 |
| Provision for loan and lease losses | $4,245,000 | 1,124 |
| Total noninterest income | $346,000 | 5,575 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $272,000 | 4,187 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $74,000 | 6,311 |
| Total noninterest expense | $6,834,000 | 2,741 |
| Salaries and employee benefits | $3,587,000 | 2,764 |
| Premises and equipment expense | $964,000 | 2,713 |
| Additional noninterest expense | $2,283,000 | 2,524 |
| Pre-tax net operating income | $-4,296,000 | 7,742 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-836,000 | 7,653 |
| Income before extraordinary items | $-3,460,000 | 7,681 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,460,000 | 7,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,453,000 | 1,593 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $9,493,000 | 167 |
| Net operating income | $-3,460,000 | 7,747 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,238,000 | 3,344 |
| Total interest expense | $3,314,000 | 3,375 |
| Net interest income | $4,924,000 | 3,262 |
| Provision for loan and lease losses | $2,545,000 | 1,010 |
| Total noninterest income | $602,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $197,000 | 4,290 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $405,000 | 3,161 |
| Total noninterest expense | $5,002,000 | 2,778 |
| Salaries and employee benefits | $2,704,000 | 2,772 |
| Premises and equipment expense | $708,000 | 2,779 |
| Additional noninterest expense | $1,590,000 | 2,637 |
| Pre-tax net operating income | $-2,021,000 | 7,871 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-912,000 | 8,023 |
| Income before extraordinary items | $-1,109,000 | 7,559 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,109,000 | 7,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $749,000 | 1,557 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $6,444,000 | 137 |
| Net operating income | $-1,109,000 | 7,671 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,383,000 | 3,447 |
| Total interest expense | $2,123,000 | 3,600 |
| Net interest income | $3,260,000 | 3,271 |
| Provision for loan and lease losses | $2,545,000 | 670 |
| Total noninterest income | $294,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $128,000 | 4,353 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $166,000 | 4,136 |
| Total noninterest expense | $3,291,000 | 2,807 |
| Salaries and employee benefits | $1,821,000 | 2,777 |
| Premises and equipment expense | $459,000 | 2,855 |
| Additional noninterest expense | $1,011,000 | 2,716 |
| Pre-tax net operating income | $-2,282,000 | 8,192 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-992,000 | 8,270 |
| Income before extraordinary items | $-1,290,000 | 8,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,290,000 | 8,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $709,000 | 1,057 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $6,423,000 | 94 |
| Net operating income | $-1,290,000 | 8,088 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 3,487 |
| Total interest expense | $1,119,000 | 3,626 |
| Net interest income | $1,614,000 | 3,297 |
| Provision for loan and lease losses | $220,000 | 1,731 |
| Total noninterest income | $156,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $59,000 | 4,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,825 |
| Total noninterest expense | $1,619,000 | 2,855 |
| Salaries and employee benefits | $921,000 | 2,764 |
| Premises and equipment expense | $216,000 | 3,010 |
| Additional noninterest expense | $482,000 | 2,814 |
| Pre-tax net operating income | $-69,000 | 7,467 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-53,000 | 8,038 |
| Income before extraordinary items | $-16,000 | 7,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-16,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $6,410,000 | 58 |
| Net operating income | $-16,000 | 7,290 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,751,000 | 3,340 |
| Total interest expense | $4,856,000 | 3,537 |
| Net interest income | $6,895,000 | 3,144 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $1,248,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $210,000 | 4,814 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,038,000 | 2,179 |
| Total noninterest expense | $6,338,000 | 2,822 |
| Salaries and employee benefits | $3,465,000 | 2,830 |
| Premises and equipment expense | $988,000 | 2,598 |
| Additional noninterest expense | $1,885,000 | 2,813 |
| Pre-tax net operating income | $1,655,000 | 3,718 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $588,000 | 2,533 |
| Income before extraordinary items | $1,067,000 | 4,171 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,067,000 | 4,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 1,073 |
| Net operating income | $1,067,000 | 4,161 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,792,000 | 3,353 |
| Total interest expense | $3,643,000 | 3,539 |
| Net interest income | $5,149,000 | 3,159 |
| Provision for loan and lease losses | $80,000 | 4,491 |
| Total noninterest income | $817,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $143,000 | 5,025 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $674,000 | 2,386 |
| Total noninterest expense | $4,830,000 | 2,747 |
| Salaries and employee benefits | $2,647,000 | 2,771 |
| Premises and equipment expense | $762,000 | 2,528 |
| Additional noninterest expense | $1,421,000 | 2,740 |
| Pre-tax net operating income | $1,056,000 | 4,232 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $364,000 | 2,933 |
| Income before extraordinary items | $692,000 | 4,686 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $692,000 | 4,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $198,000 | 4,159 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 950 |
| Net operating income | $692,000 | 4,677 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,847,000 | 3,365 |
| Total interest expense | $2,359,000 | 3,609 |
| Net interest income | $3,488,000 | 3,133 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $322,000 | 4,503 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $89,000 | 5,167 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $233,000 | 3,493 |
| Total noninterest expense | $3,187,000 | 2,807 |
| Salaries and employee benefits | $1,754,000 | 2,835 |
| Premises and equipment expense | $518,000 | 2,496 |
| Additional noninterest expense | $915,000 | 2,838 |
| Pre-tax net operating income | $608,000 | 4,630 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $202,000 | 3,255 |
| Income before extraordinary items | $406,000 | 5,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $406,000 | 5,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 873 |
| Net operating income | $406,000 | 5,034 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 3,422 |
| Total interest expense | $1,149,000 | 3,651 |
| Net interest income | $1,700,000 | 3,193 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $165,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $41,000 | 5,255 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $124,000 | 3,357 |
| Total noninterest expense | $1,576,000 | 2,858 |
| Salaries and employee benefits | $877,000 | 2,849 |
| Premises and equipment expense | $260,000 | 2,490 |
| Additional noninterest expense | $439,000 | 2,927 |
| Pre-tax net operating income | $289,000 | 4,737 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $96,000 | 3,322 |
| Income before extraordinary items | $193,000 | 5,150 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $193,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 742 |
| Net operating income | $193,000 | 5,136 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,347,000 | 3,239 |
| Total interest expense | $4,173,000 | 3,495 |
| Net interest income | $7,174,000 | 3,038 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $605,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $161,000 | 5,392 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $444,000 | 3,557 |
| Total noninterest expense | $5,947,000 | 2,888 |
| Salaries and employee benefits | $3,411,000 | 2,796 |
| Premises and equipment expense | $887,000 | 2,745 |
| Additional noninterest expense | $1,649,000 | 3,047 |
| Pre-tax net operating income | $1,832,000 | 3,849 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $713,000 | 2,643 |
| Income before extraordinary items | $1,119,000 | 4,445 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,119,000 | 4,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,959 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 981 |
| Net operating income | $1,119,000 | 4,427 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,423,000 | 3,251 |
| Total interest expense | $3,024,000 | 3,491 |
| Net interest income | $5,399,000 | 3,059 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $270,000 | 5,839 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $123,000 | 5,421 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $147,000 | 5,173 |
| Total noninterest expense | $4,407,000 | 2,916 |
| Salaries and employee benefits | $2,551,000 | 2,791 |
| Premises and equipment expense | $637,000 | 2,863 |
| Additional noninterest expense | $1,219,000 | 3,085 |
| Pre-tax net operating income | $1,162,000 | 4,377 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $454,000 | 2,993 |
| Income before extraordinary items | $708,000 | 4,981 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $708,000 | 4,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,158 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 829 |
| Net operating income | $708,000 | 4,975 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,615,000 | 3,210 |
| Total interest expense | $1,980,000 | 3,412 |
| Net interest income | $3,635,000 | 3,042 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $190,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $82,000 | 5,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 4,971 |
| Total noninterest expense | $2,915,000 | 2,953 |
| Salaries and employee benefits | $1,703,000 | 2,802 |
| Premises and equipment expense | $414,000 | 2,913 |
| Additional noninterest expense | $798,000 | 3,142 |
| Pre-tax net operating income | $810,000 | 4,311 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $320,000 | 2,952 |
| Income before extraordinary items | $490,000 | 4,929 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $490,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 697 |
| Net operating income | $490,000 | 4,921 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 3,191 |
| Total interest expense | $976,000 | 3,315 |
| Net interest income | $1,782,000 | 3,088 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $176,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $134,000 | 3,182 |
| Total noninterest expense | $1,459,000 | 2,952 |
| Salaries and employee benefits | $846,000 | 2,831 |
| Premises and equipment expense | $200,000 | 3,020 |
| Additional noninterest expense | $413,000 | 3,028 |
| Pre-tax net operating income | $424,000 | 4,147 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $168,000 | 2,872 |
| Income before extraordinary items | $256,000 | 4,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 514 |
| Net operating income | $256,000 | 4,783 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,517,000 | 3,284 |
| Total interest expense | $2,665,000 | 3,652 |
| Net interest income | $6,852,000 | 3,091 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $663,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $169,000 | 5,396 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $494,000 | 3,387 |
| Total noninterest expense | $5,527,000 | 2,969 |
| Salaries and employee benefits | $3,138,000 | 2,860 |
| Premises and equipment expense | $823,000 | 2,826 |
| Additional noninterest expense | $1,566,000 | 3,122 |
| Pre-tax net operating income | $1,913,000 | 3,797 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $755,000 | 2,689 |
| Income before extraordinary items | $1,158,000 | 4,436 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,158,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,965 |
| Cash dividends | $90,000 | 5,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,158,000 | 4,395 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,751,000 | 3,362 |
| Total interest expense | $1,851,000 | 3,717 |
| Net interest income | $4,900,000 | 3,195 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $726,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $169,000 | 4,828 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $557,000 | 2,673 |
| Total noninterest expense | $4,356,000 | 2,808 |
| Salaries and employee benefits | $2,432,000 | 2,740 |
| Premises and equipment expense | $624,000 | 2,774 |
| Additional noninterest expense | $1,300,000 | 2,827 |
| Pre-tax net operating income | $1,220,000 | 4,272 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $478,000 | 3,027 |
| Income before extraordinary items | $742,000 | 4,939 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $742,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $742,000 | 4,902 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,294,000 | 3,425 |
| Total interest expense | $1,151,000 | 3,738 |
| Net interest income | $3,143,000 | 3,280 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $537,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $119,000 | 4,670 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $418,000 | 2,468 |
| Total noninterest expense | $2,911,000 | 2,780 |
| Salaries and employee benefits | $1,626,000 | 2,723 |
| Premises and equipment expense | $401,000 | 2,840 |
| Additional noninterest expense | $884,000 | 2,760 |
| Pre-tax net operating income | $769,000 | 4,371 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $301,000 | 3,104 |
| Income before extraordinary items | $468,000 | 5,037 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $468,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $468,000 | 4,992 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 3,481 |
| Total interest expense | $512,000 | 3,960 |
| Net interest income | $1,566,000 | 3,294 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $302,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $231,000 | 2,270 |
| Total noninterest expense | $1,469,000 | 2,772 |
| Salaries and employee benefits | $846,000 | 2,648 |
| Premises and equipment expense | $184,000 | 3,086 |
| Additional noninterest expense | $439,000 | 2,757 |
| Pre-tax net operating income | $399,000 | 4,282 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $157,000 | 3,029 |
| Income before extraordinary items | $242,000 | 4,948 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $242,000 | 4,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $242,000 | 4,901 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,419,000 | 3,634 |
| Total interest expense | $1,555,000 | 4,415 |
| Net interest income | $5,864,000 | 3,344 |
| Provision for loan and lease losses | $280,000 | 3,048 |
| Total noninterest income | $2,755,000 | 1,736 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $269,000 | 4,572 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,486,000 | 1,133 |
| Total noninterest expense | $5,316,000 | 2,942 |
| Salaries and employee benefits | $2,727,000 | 3,111 |
| Premises and equipment expense | $592,000 | 3,568 |
| Additional noninterest expense | $1,997,000 | 2,430 |
| Pre-tax net operating income | $3,023,000 | 2,574 |
| Securities gains (losses) | $-71,000 | 8,666 |
| Applicable income taxes | $1,196,000 | 1,903 |
| Income before extraordinary items | $1,756,000 | 3,242 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,756,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,801,440 | 3,126 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,416,000 | 3,688 |
| Total interest expense | $1,099,000 | 4,541 |
| Net interest income | $4,317,000 | 3,383 |
| Provision for loan and lease losses | $255,000 | 2,546 |
| Total noninterest income | $1,871,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $214,000 | 4,460 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,657,000 | 1,222 |
| Total noninterest expense | $3,928,000 | 2,954 |
| Salaries and employee benefits | $1,979,000 | 3,159 |
| Premises and equipment expense | $387,000 | 3,969 |
| Additional noninterest expense | $1,562,000 | 2,310 |
| Pre-tax net operating income | $2,005,000 | 2,874 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $800,000 | 2,101 |
| Income before extraordinary items | $1,205,000 | 3,532 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,205,000 | 3,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,205,000 | 3,457 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 3,846 |
| Total interest expense | $704,000 | 4,652 |
| Net interest income | $2,720,000 | 3,529 |
| Provision for loan and lease losses | $130,000 | 2,974 |
| Total noninterest income | $721,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $134,000 | 4,616 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $587,000 | 1,956 |
| Total noninterest expense | $2,499,000 | 3,095 |
| Salaries and employee benefits | $1,292,000 | 3,233 |
| Premises and equipment expense | $253,000 | 4,030 |
| Additional noninterest expense | $954,000 | 2,493 |
| Pre-tax net operating income | $812,000 | 4,068 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $326,000 | 2,930 |
| Income before extraordinary items | $486,000 | 4,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $486,000 | 4,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $486,000 | 4,709 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 3,946 |
| Total interest expense | $327,000 | 4,912 |
| Net interest income | $1,327,000 | 3,590 |
| Provision for loan and lease losses | $95,000 | 2,197 |
| Total noninterest income | $240,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $187,000 | 2,589 |
| Total noninterest expense | $1,132,000 | 3,408 |
| Salaries and employee benefits | $645,000 | 3,246 |
| Premises and equipment expense | $127,000 | 4,055 |
| Additional noninterest expense | $360,000 | 3,207 |
| Pre-tax net operating income | $340,000 | 4,516 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $140,000 | 3,209 |
| Income before extraordinary items | $200,000 | 5,347 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $200,000 | 5,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $200,000 | 5,221 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 4,540 |
| Total interest expense | $1,239,000 | 5,471 |
| Net interest income | $4,306,000 | 4,138 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $1,367,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $198,000 | 5,283 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,169,000 | 2,155 |
| Total noninterest expense | $4,362,000 | 3,443 |
| Salaries and employee benefits | $2,381,000 | 3,397 |
| Premises and equipment expense | $489,000 | 4,141 |
| Additional noninterest expense | $1,492,000 | 3,094 |
| Pre-tax net operating income | $1,191,000 | 4,702 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $437,000 | 3,607 |
| Income before extraordinary items | $754,000 | 5,384 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $754,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $754,000 | 5,239 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,021,000 | 4,713 |
| Total interest expense | $944,000 | 5,557 |
| Net interest income | $3,077,000 | 4,311 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $856,000 | 3,480 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $141,000 | 5,440 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $715,000 | 2,523 |
| Total noninterest expense | $3,276,000 | 3,433 |
| Salaries and employee benefits | $1,792,000 | 3,376 |
| Premises and equipment expense | $366,000 | 4,134 |
| Additional noninterest expense | $1,118,000 | 3,085 |
| Pre-tax net operating income | $612,000 | 5,826 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $252,000 | 4,271 |
| Income before extraordinary items | $360,000 | 6,592 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $360,000 | 6,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,021 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $360,000 | 6,419 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 4,804 |
| Total interest expense | $636,000 | 5,648 |
| Net interest income | $2,002,000 | 4,394 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $542,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $86,000 | 5,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $456,000 | 2,584 |
| Total noninterest expense | $2,203,000 | 3,396 |
| Salaries and employee benefits | $1,211,000 | 3,340 |
| Premises and equipment expense | $241,000 | 4,161 |
| Additional noninterest expense | $751,000 | 3,034 |
| Pre-tax net operating income | $316,000 | 6,403 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $130,000 | 4,727 |
| Income before extraordinary items | $186,000 | 7,096 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $186,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $186,000 | 6,910 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 4,792 |
| Total interest expense | $329,000 | 5,652 |
| Net interest income | $1,006,000 | 4,379 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $208,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $170,000 | 2,994 |
| Total noninterest expense | $1,097,000 | 3,395 |
| Salaries and employee benefits | $604,000 | 3,347 |
| Premises and equipment expense | $121,000 | 4,122 |
| Additional noninterest expense | $372,000 | 3,038 |
| Pre-tax net operating income | $117,000 | 6,946 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $48,000 | 5,169 |
| Income before extraordinary items | $69,000 | 7,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $69,000 | 7,355 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,699,000 | 4,715 |
| Total interest expense | $1,723,000 | 5,280 |
| Net interest income | $3,976,000 | 4,368 |
| Provision for loan and lease losses | $132,000 | 5,166 |
| Total noninterest income | $1,233,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $180,000 | 5,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,053,000 | 2,105 |
| Total noninterest expense | $3,762,000 | 3,727 |
| Salaries and employee benefits | $1,959,000 | 3,801 |
| Premises and equipment expense | $496,000 | 3,948 |
| Additional noninterest expense | $1,307,000 | 3,354 |
| Pre-tax net operating income | $1,315,000 | 4,456 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $515,000 | 3,385 |
| Income before extraordinary items | $800,000 | 5,214 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $800,000 | 5,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,227 |
| Cash dividends | $70,000 | 5,810 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 497 |
| Net operating income | $800,000 | 5,068 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,284,000 | 5,433 |
| Total interest expense | $2,145,000 | 5,884 |
| Net interest income | $3,139,000 | 4,898 |
| Provision for loan and lease losses | $280,000 | 3,357 |
| Total noninterest income | $1,590,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $158,000 | 5,693 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,432,000 | 1,587 |
| Total noninterest expense | $3,414,000 | 3,903 |
| Salaries and employee benefits | $1,600,000 | 4,302 |
| Premises and equipment expense | $445,000 | 4,267 |
| Additional noninterest expense | $1,369,000 | 3,117 |
| Pre-tax net operating income | $1,035,000 | 4,823 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,035,000 | 4,191 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,035,000 | 4,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,302 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $438,000 | 516 |
| Net operating income | $1,035,000 | 4,076 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,433,000 | 6,146 |
| Total interest expense | $2,168,000 | 6,021 |
| Net interest income | $2,265,000 | 6,166 |
| Provision for loan and lease losses | $393,000 | 2,306 |
| Total noninterest income | $667,000 | 4,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 6,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $572,000 | 2,702 |
| Total noninterest expense | $2,275,000 | 5,205 |
| Salaries and employee benefits | $1,053,000 | 5,718 |
| Premises and equipment expense | $320,000 | 5,230 |
| Additional noninterest expense | $902,000 | 4,325 |
| Pre-tax net operating income | $264,000 | 8,054 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $-100,000 | 9,579 |
| Income before extraordinary items | $368,000 | 7,054 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $368,000 | 7,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,734 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $364,000 | 7,066 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 7,953 |
| Total interest expense | $1,064,000 | 8,004 |
| Net interest income | $1,394,000 | 7,789 |
| Provision for loan and lease losses | $155,000 | 4,177 |
| Total noninterest income | $534,000 | 4,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 3,134 |
| Total noninterest expense | $1,805,000 | 6,074 |
| Salaries and employee benefits | $876,000 | 6,421 |
| Premises and equipment expense | $294,000 | 5,524 |
| Additional noninterest expense | $635,000 | 5,613 |
| Pre-tax net operating income | $-32,000 | 9,467 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $-70,000 | 9,870 |
| Income before extraordinary items | $42,000 | 9,279 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $42,000 | 9,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $438,000 | 626 |
| Net operating income | $39,440 | 9,254 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $911,000 | 9,933 |
| Total interest expense | $380,000 | 9,927 |
| Net interest income | $531,000 | 9,862 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $254,000 | 6,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 4,662 |
| Total noninterest expense | $1,523,000 | 6,625 |
| Salaries and employee benefits | $721,000 | 7,071 |
| Premises and equipment expense | $191,000 | 6,852 |
| Additional noninterest expense | $611,000 | 5,688 |
| Pre-tax net operating income | $-810,000 | 10,303 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-810,000 | 10,335 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-810,000 | 10,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-810,000 | 10,312 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,000 | 10,915 |
| Total interest expense | $1,000 | 10,893 |
| Net interest income | $11,000 | 10,912 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $0 | 10,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $775,000 | 9,125 |
| Salaries and employee benefits | $36,000 | 10,890 |
| Premises and equipment expense | $12,000 | 10,837 |
| Additional noninterest expense | $727,000 | 5,074 |
| Pre-tax net operating income | $-764,000 | 10,811 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-764,000 | 10,822 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-764,000 | 10,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $6,005,000 | 157 |
| Net operating income | $-764,000 | 10,807 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.