Home > Minster Bank > Income and Expense

Minster Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$28,891,0001,444
Total interest expense$6,536,0001,724
Net interest income$22,355,0001,318
Provision for loan and lease losses$461,0001,344
Total noninterest income$4,919,0001,207
Gross Fiduciary activities income$2,050,000395
Service charges on deposit accounts$531,0001,578
Trading account gains and feesNANA
Additional Noninterest Income$2,338,0001,479
Total noninterest expense$14,893,0001,539
Salaries and employee benefits$8,358,0001,541
Premises and equipment expense$1,327,0001,685
Additional noninterest expense$2,338,0001,479
Pre-tax net operating income$11,920,0001,016
Securities gains (losses)$7,000812
Applicable income taxes$2,302,000893
Income before extraordinary items$9,625,0001,042
Extraordinary gains, net$054
Net income$9,625,0001,055
Minority interest net income$088
Net income of bank and minority interests.$9,625,0001,045
Net charge-offs$8,0002,487
Cash dividends$2,000,0001,522
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,619,3301,064
2023-09-30 (YTD Data)Rank
Total interest income$21,044,0001,438
Total interest expense$4,134,0001,797
Net interest income$16,910,0001,320
Provision for loan and lease losses$306,0001,324
Total noninterest income$3,690,0001,211
Gross Fiduciary activities income$1,512,000402
Service charges on deposit accounts$386,0001,621
Trading account gains and feesNANA
Additional Noninterest Income$1,792,0001,450
Total noninterest expense$11,306,0001,501
Salaries and employee benefits$6,527,0001,495
Premises and equipment expense$984,0001,699
Additional noninterest expense$1,792,0001,450
Pre-tax net operating income$8,988,0001,052
Securities gains (losses)$14,000555
Applicable income taxes$1,735,000911
Income before extraordinary items$7,267,0001,086
Extraordinary gains, net$052
Net income$7,267,0001,091
Minority interest net income$081
Net income of bank and minority interests.$7,267,0001,086
Net charge-offs$-7,0003,746
Cash dividends$100,0002,909
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,255,6601,105
2023-06-30 (YTD Data)Rank
Total interest income$13,573,0001,453
Total interest expense$1,980,0002,040
Net interest income$11,593,0001,298
Provision for loan and lease losses$118,0001,739
Total noninterest income$2,486,0001,142
Gross Fiduciary activities income$982,000401
Service charges on deposit accounts$249,0001,635
Trading account gains and feesNANA
Additional Noninterest Income$1,255,0001,330
Total noninterest expense$7,542,0001,492
Salaries and employee benefits$4,442,0001,456
Premises and equipment expense$651,0001,702
Additional noninterest expense$1,255,0001,329
Pre-tax net operating income$6,419,0001,002
Securities gains (losses)$3,000798
Applicable income taxes$1,238,000880
Income before extraordinary items$5,184,0001,024
Extraordinary gains, net$051
Net income$5,184,0001,037
Minority interest net income$081
Net income of bank and minority interests.$5,184,0001,024
Net charge-offs$-11,0003,949
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,181,5701,030
2023-03-31 (YTD Data)Rank
Total interest income$6,646,0001,454
Total interest expense$493,0002,653
Net interest income$6,153,0001,238
Provision for loan and lease losses$2,0002,559
Total noninterest income$1,221,0001,153
Gross Fiduciary activities income$475,000416
Service charges on deposit accounts$123,0001,665
Trading account gains and feesNANA
Additional Noninterest Income$623,0001,327
Total noninterest expense$3,651,0001,555
Salaries and employee benefits$2,134,0001,544
Premises and equipment expense$331,0001,722
Additional noninterest expense$623,0001,327
Pre-tax net operating income$3,721,000934
Securities gains (losses)$9,000612
Applicable income taxes$725,000825
Income before extraordinary items$3,005,000938
Extraordinary gains, net$04
Net income$3,005,000937
Minority interest net income$048
Net income of bank and minority interests.$3,005,000937
Net charge-offs$-3,0003,659
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,997,710956
2022-12-31 (YTD Data)Rank
Total interest income$21,047,0001,510
Total interest expense$741,0002,792
Net interest income$20,306,0001,416
Provision for loan and lease losses$1,0003,003
Total noninterest income$4,785,0001,231
Gross Fiduciary activities income$1,734,000435
Service charges on deposit accounts$487,0001,713
Trading account gains and feesNANA
Additional Noninterest Income$2,564,0001,391
Total noninterest expense$14,853,0001,497
Salaries and employee benefits$8,596,0001,483
Premises and equipment expense$1,322,0001,681
Additional noninterest expense$2,564,0001,391
Pre-tax net operating income$10,237,0001,262
Securities gains (losses)$-8,0003,399
Applicable income taxes$1,939,0001,099
Income before extraordinary items$8,290,0001,272
Extraordinary gains, net$05
Net income$8,290,0001,270
Minority interest net income$063
Net income of bank and minority interests.$8,290,0001,272
Net charge-offs$5,0002,318
Cash dividends$2,000,0001,482
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,296,4801,289
2022-09-30 (YTD Data)Rank
Total interest income$14,535,0001,563
Total interest expense$421,0002,884
Net interest income$14,114,0001,482
Provision for loan and lease losses$1,0002,822
Total noninterest income$3,683,0001,234
Gross Fiduciary activities income$1,304,000430
Service charges on deposit accounts$364,0001,726
Trading account gains and feesNANA
Additional Noninterest Income$2,015,0001,368
Total noninterest expense$10,668,0001,553
Salaries and employee benefits$5,940,0001,592
Premises and equipment expense$1,027,0001,648
Additional noninterest expense$2,015,0001,368
Pre-tax net operating income$7,128,0001,309
Securities gains (losses)$-6,0003,686
Applicable income taxes$1,344,0001,155
Income before extraordinary items$5,778,0001,330
Extraordinary gains, net$04
Net income$5,778,0001,329
Minority interest net income$057
Net income of bank and minority interests.$5,778,0001,330
Net charge-offs$3,0002,106
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,782,8601,356
2022-06-30 (YTD Data)Rank
Total interest income$8,817,0001,650
Total interest expense$282,0002,739
Net interest income$8,535,0001,570
Provision for loan and lease losses$-6,0004,375
Total noninterest income$2,609,0001,172
Gross Fiduciary activities income$893,000383
Service charges on deposit accounts$234,0001,762
Trading account gains and feesNANA
Additional Noninterest Income$1,482,0001,326
Total noninterest expense$6,887,0001,579
Salaries and employee benefits$3,778,0001,628
Premises and equipment expense$709,0001,608
Additional noninterest expense$2,400,0001,393
Pre-tax net operating income$4,263,0001,350
Securities gains (losses)$-9,0003,915
Applicable income taxes$799,0001,171
Income before extraordinary items$3,455,0001,362
Extraordinary gains, net$04
Net income$3,455,0001,362
Minority interest net income$060
Net income of bank and minority interests.$3,455,0001,362
Net charge-offs$6,0001,731
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,462,2901,395
2022-03-31 (YTD Data)Rank
Total interest income$4,162,0001,677
Total interest expense$145,0002,670
Net interest income$4,017,0001,604
Provision for loan and lease losses$-10,0004,416
Total noninterest income$1,310,0001,169
Gross Fiduciary activities income$456,000387
Service charges on deposit accounts$115,0001,759
Trading account gains and feesNANA
Additional Noninterest Income$739,0001,327
Total noninterest expense$3,470,0001,564
Salaries and employee benefits$1,830,0001,673
Premises and equipment expense$371,0001,581
Additional noninterest expense$1,269,0001,313
Pre-tax net operating income$1,867,0001,416
Securities gains (losses)$-4,0004,101
Applicable income taxes$349,0001,195
Income before extraordinary items$1,514,0001,448
Extraordinary gains, net$04
Net income$1,514,0001,448
Minority interest net income$050
Net income of bank and minority interests.$1,514,0001,448
Net charge-offs$3,0001,472
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,517,2401,462
2021-12-31 (YTD Data)Rank
Total interest income$18,151,0001,600
Total interest expense$635,0002,829
Net interest income$17,516,0001,520
Provision for loan and lease losses$344,0001,311
Total noninterest income$5,824,0001,193
Gross Fiduciary activities income$1,702,000391
Service charges on deposit accounts$420,0001,803
Trading account gains and feesNANA
Additional Noninterest Income$3,702,0001,320
Total noninterest expense$13,565,0001,579
Salaries and employee benefits$7,805,0001,589
Premises and equipment expense$1,351,0001,654
Additional noninterest expense$4,409,0001,475
Pre-tax net operating income$9,431,0001,333
Securities gains (losses)$32,0001,320
Applicable income taxes$1,906,0001,137
Income before extraordinary items$7,557,0001,407
Extraordinary gains, net$010
Net income$7,557,0001,407
Minority interest net income$074
Net income of bank and minority interests.$7,557,0001,407
Net charge-offs$8,0002,344
Cash dividends$1,000,0002,203
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,531,4001,386
2021-09-30 (YTD Data)Rank
Total interest income$13,805,0001,613
Total interest expense$493,0002,878
Net interest income$13,312,0001,529
Provision for loan and lease losses$331,0001,093
Total noninterest income$4,386,0001,203
Gross Fiduciary activities income$1,242,000393
Service charges on deposit accounts$307,0001,826
Trading account gains and feesNANA
Additional Noninterest Income$2,837,0001,347
Total noninterest expense$9,906,0001,606
Salaries and employee benefits$5,612,0001,645
Premises and equipment expense$1,031,0001,658
Additional noninterest expense$3,263,0001,488
Pre-tax net operating income$7,461,0001,326
Securities gains (losses)$18,0001,444
Applicable income taxes$1,533,0001,132
Income before extraordinary items$5,946,0001,423
Extraordinary gains, net$08
Net income$5,946,0001,422
Minority interest net income$069
Net income of bank and minority interests.$5,946,0001,423
Net charge-offs$9,0002,006
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,931,6001,404
2021-06-30 (YTD Data)Rank
Total interest income$8,888,0001,657
Total interest expense$352,0002,857
Net interest income$8,536,0001,564
Provision for loan and lease losses$318,000848
Total noninterest income$2,918,0001,206
Gross Fiduciary activities income$799,000395
Service charges on deposit accounts$195,0001,838
Trading account gains and feesNANA
Additional Noninterest Income$1,924,0001,323
Total noninterest expense$6,420,0001,638
Salaries and employee benefits$3,629,0001,672
Premises and equipment expense$707,0001,618
Additional noninterest expense$2,084,0001,523
Pre-tax net operating income$4,716,0001,367
Securities gains (losses)$16,0001,253
Applicable income taxes$998,0001,144
Income before extraordinary items$3,734,0001,475
Extraordinary gains, net$06
Net income$3,734,0001,475
Minority interest net income$067
Net income of bank and minority interests.$3,734,0001,475
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,721,3601,441
2021-03-31 (YTD Data)Rank
Total interest income$4,498,0001,640
Total interest expense$196,0002,789
Net interest income$4,302,0001,553
Provision for loan and lease losses$241,000701
Total noninterest income$1,521,0001,173
Gross Fiduciary activities income$388,000405
Service charges on deposit accounts$82,0002,037
Trading account gains and feesNANA
Additional Noninterest Income$1,051,0001,237
Total noninterest expense$3,197,0001,642
Salaries and employee benefits$1,779,0001,684
Premises and equipment expense$361,0001,606
Additional noninterest expense$1,057,0001,477
Pre-tax net operating income$2,385,0001,347
Securities gains (losses)$5,0001,192
Applicable income taxes$550,0001,073
Income before extraordinary items$1,840,0001,481
Extraordinary gains, net$03
Net income$1,840,0001,481
Minority interest net income$055
Net income of bank and minority interests.$1,840,0001,481
Net charge-offs$1,0001,805
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,836,0501,444
2020-12-31 (YTD Data)Rank
Total interest income$18,395,0001,599
Total interest expense$1,488,0002,394
Net interest income$16,907,0001,485
Provision for loan and lease losses$560,0002,129
Total noninterest income$6,042,0001,118
Gross Fiduciary activities income$1,343,000409
Service charges on deposit accounts$354,0002,040
Trading account gains and feesNANA
Additional Noninterest Income$4,345,0001,132
Total noninterest expense$13,052,0001,590
Salaries and employee benefits$7,629,0001,573
Premises and equipment expense$1,297,0001,696
Additional noninterest expense$4,126,0001,497
Pre-tax net operating income$9,337,0001,121
Securities gains (losses)$-11,0004,833
Applicable income taxes$1,781,0001,001
Income before extraordinary items$7,545,0001,191
Extraordinary gains, net$04
Net income$7,545,0001,191
Minority interest net income$072
Net income of bank and minority interests.$7,545,0001,191
Net charge-offs$-12,0004,281
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,553,9101,153
2020-09-30 (YTD Data)Rank
Total interest income$13,491,0001,640
Total interest expense$1,215,0002,361
Net interest income$12,276,0001,524
Provision for loan and lease losses$211,0002,709
Total noninterest income$4,332,0001,122
Gross Fiduciary activities income$973,000411
Service charges on deposit accounts$259,0002,064
Trading account gains and feesNANA
Additional Noninterest Income$3,100,0001,134
Total noninterest expense$9,568,0001,600
Salaries and employee benefits$5,663,0001,572
Premises and equipment expense$904,0001,791
Additional noninterest expense$3,001,0001,510
Pre-tax net operating income$6,829,0001,105
Securities gains (losses)$-11,0004,802
Applicable income taxes$1,299,000987
Income before extraordinary items$5,519,0001,181
Extraordinary gains, net$04
Net income$5,519,0001,180
Minority interest net income$065
Net income of bank and minority interests.$5,519,0001,181
Net charge-offs$-13,0004,316
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,527,9101,141
2020-06-30 (YTD Data)Rank
Total interest income$9,068,0001,647
Total interest expense$890,0002,333
Net interest income$8,178,0001,515
Provision for loan and lease losses$38,0003,600
Total noninterest income$2,516,0001,167
Gross Fiduciary activities income$624,000422
Service charges on deposit accounts$173,0002,095
Trading account gains and feesNANA
Additional Noninterest Income$1,719,0001,206
Total noninterest expense$6,301,0001,608
Salaries and employee benefits$3,712,0001,587
Premises and equipment expense$601,0001,792
Additional noninterest expense$1,988,0001,508
Pre-tax net operating income$4,355,0001,091
Securities gains (losses)$-7,0004,741
Applicable income taxes$826,000964
Income before extraordinary items$3,522,0001,150
Extraordinary gains, net$04
Net income$3,522,0001,150
Minority interest net income$065
Net income of bank and minority interests.$3,522,0001,150
Net charge-offs$3,0002,778
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,527,6701,118
2020-03-31 (YTD Data)Rank
Total interest income$4,511,0001,640
Total interest expense$514,0002,250
Net interest income$3,997,0001,507
Provision for loan and lease losses$-1,0005,026
Total noninterest income$983,0001,301
Gross Fiduciary activities income$313,000424
Service charges on deposit accounts$106,0002,054
Trading account gains and feesNANA
Additional Noninterest Income$564,0001,408
Total noninterest expense$3,165,0001,617
Salaries and employee benefits$1,806,0001,634
Premises and equipment expense$304,0001,801
Additional noninterest expense$1,055,0001,448
Pre-tax net operating income$1,816,0001,143
Securities gains (losses)$-3,0004,730
Applicable income taxes$340,000988
Income before extraordinary items$1,473,0001,205
Extraordinary gains, net$04
Net income$1,473,0001,204
Minority interest net income$056
Net income of bank and minority interests.$1,473,0001,205
Net charge-offs$-37,0004,801
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,475,4301,185
2019-12-31 (YTD Data)Rank
Total interest income$18,186,0001,638
Total interest expense$2,050,0002,299
Net interest income$16,136,0001,498
Provision for loan and lease losses$54,0003,357
Total noninterest income$4,108,0001,289
Gross Fiduciary activities income$1,172,000433
Service charges on deposit accounts$467,0002,017
Trading account gains and feesNANA
Additional Noninterest Income$2,469,0001,362
Total noninterest expense$11,717,0001,683
Salaries and employee benefits$6,953,0001,639
Premises and equipment expense$1,021,0002,007
Additional noninterest expense$3,743,0001,596
Pre-tax net operating income$8,473,0001,189
Securities gains (losses)$7,0002,003
Applicable income taxes$1,581,0001,071
Income before extraordinary items$6,899,0001,257
Extraordinary gains, net$011
Net income$6,899,0001,258
Minority interest net income$076
Net income of bank and minority interests.$6,899,0001,259
Net charge-offs$55,0002,589
Cash dividends$5,000,000787
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,893,3301,232
2019-09-30 (YTD Data)Rank
Total interest income$13,575,0001,665
Total interest expense$1,500,0002,355
Net interest income$12,075,0001,518
Provision for loan and lease losses$19,0003,566
Total noninterest income$2,878,0001,343
Gross Fiduciary activities income$847,000438
Service charges on deposit accounts$353,0002,006
Trading account gains and feesNANA
Additional Noninterest Income$1,678,0001,427
Total noninterest expense$8,664,0001,711
Salaries and employee benefits$5,140,0001,670
Premises and equipment expense$754,0002,050
Additional noninterest expense$2,770,0001,609
Pre-tax net operating income$6,270,0001,219
Securities gains (losses)$4,0001,882
Applicable income taxes$1,160,0001,120
Income before extraordinary items$5,114,0001,293
Extraordinary gains, net$011
Net income$5,114,0001,295
Minority interest net income$072
Net income of bank and minority interests.$5,114,0001,295
Net charge-offs$54,0002,172
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$27,000522
Net operating income$5,110,7201,272
2019-06-30 (YTD Data)Rank
Total interest income$8,934,0001,685
Total interest expense$954,0002,402
Net interest income$7,980,0001,531
Provision for loan and lease losses$7,0003,549
Total noninterest income$1,830,0001,355
Gross Fiduciary activities income$548,000437
Service charges on deposit accounts$227,0002,028
Trading account gains and feesNANA
Additional Noninterest Income$1,055,0001,443
Total noninterest expense$5,730,0001,728
Salaries and employee benefits$3,396,0001,686
Premises and equipment expense$510,0002,034
Additional noninterest expense$1,824,0001,629
Pre-tax net operating income$4,073,0001,218
Securities gains (losses)$5,0001,370
Applicable income taxes$743,0001,121
Income before extraordinary items$3,335,0001,282
Extraordinary gains, net$011
Net income$3,335,0001,282
Minority interest net income$069
Net income of bank and minority interests.$3,335,0001,282
Net charge-offs$6,0002,766
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,330,9001,266
2019-03-31 (YTD Data)Rank
Total interest income$4,412,0001,705
Total interest expense$453,0002,448
Net interest income$3,959,0001,544
Provision for loan and lease losses$6,0003,205
Total noninterest income$875,0001,352
Gross Fiduciary activities income$262,000446
Service charges on deposit accounts$112,0002,038
Trading account gains and feesNANA
Additional Noninterest Income$501,0001,440
Total noninterest expense$2,836,0001,747
Salaries and employee benefits$1,665,0001,722
Premises and equipment expense$248,0002,094
Additional noninterest expense$923,0001,617
Pre-tax net operating income$1,992,0001,217
Securities gains (losses)$2,000961
Applicable income taxes$361,0001,121
Income before extraordinary items$1,633,0001,277
Extraordinary gains, net$05
Net income$1,633,0001,276
Minority interest net income$052
Net income of bank and minority interests.$1,633,0001,276
Net charge-offs$6,0002,153
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,631,3601,257
2018-12-31 (YTD Data)Rank
Total interest income$16,165,0001,750
Total interest expense$1,219,0002,648
Net interest income$14,946,0001,609
Provision for loan and lease losses$18,0003,864
Total noninterest income$3,694,0001,343
Gross Fiduciary activities income$987,000464
Service charges on deposit accounts$502,0001,974
Trading account gains and feesNANA
Additional Noninterest Income$2,205,0001,405
Total noninterest expense$11,138,0001,738
Salaries and employee benefits$6,651,0001,672
Premises and equipment expense$983,0002,080
Additional noninterest expense$3,504,0001,673
Pre-tax net operating income$7,484,0001,286
Securities gains (losses)$18,000598
Applicable income taxes$1,289,0001,173
Income before extraordinary items$6,213,0001,326
Extraordinary gains, net$06
Net income$6,213,0001,325
Minority interest net income$072
Net income of bank and minority interests.$6,213,0001,325
Net charge-offs$18,0003,150
Cash dividends$5,000,000730
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,198,0601,321
2018-09-30 (YTD Data)Rank
Total interest income$11,811,0001,772
Total interest expense$873,0002,647
Net interest income$10,938,0001,648
Provision for loan and lease losses$21,0003,597
Total noninterest income$2,723,0001,366
Gross Fiduciary activities income$713,000468
Service charges on deposit accounts$386,0001,951
Trading account gains and feesNANA
Additional Noninterest Income$1,624,0001,448
Total noninterest expense$8,243,0001,755
Salaries and employee benefits$4,889,0001,701
Premises and equipment expense$726,0002,105
Additional noninterest expense$2,628,0001,672
Pre-tax net operating income$5,397,0001,334
Securities gains (losses)$31,000500
Applicable income taxes$944,0001,218
Income before extraordinary items$4,484,0001,365
Extraordinary gains, net$05
Net income$4,484,0001,364
Minority interest net income$066
Net income of bank and minority interests.$4,484,0001,364
Net charge-offs$18,0002,750
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,458,2701,353
2018-06-30 (YTD Data)Rank
Total interest income$7,681,0001,793
Total interest expense$557,0002,630
Net interest income$7,124,0001,682
Provision for loan and lease losses$26,0003,255
Total noninterest income$1,847,0001,356
Gross Fiduciary activities income$474,000464
Service charges on deposit accounts$209,0002,243
Trading account gains and feesNANA
Additional Noninterest Income$1,164,0001,385
Total noninterest expense$5,467,0001,772
Salaries and employee benefits$3,221,0001,731
Premises and equipment expense$487,0002,113
Additional noninterest expense$1,759,0001,684
Pre-tax net operating income$3,478,0001,344
Securities gains (losses)$30,000406
Applicable income taxes$604,0001,241
Income before extraordinary items$2,904,0001,384
Extraordinary gains, net$06
Net income$2,904,0001,383
Minority interest net income$065
Net income of bank and minority interests.$2,904,0001,383
Net charge-offs$17,0002,331
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,879,1001,383
2018-03-31 (YTD Data)Rank
Total interest income$3,755,0001,811
Total interest expense$265,0002,653
Net interest income$3,490,0001,701
Provision for loan and lease losses$15,0002,913
Total noninterest income$880,0001,389
Gross Fiduciary activities income$237,000476
Service charges on deposit accounts$105,0002,247
Trading account gains and feesNANA
Additional Noninterest Income$538,0001,424
Total noninterest expense$2,787,0001,749
Salaries and employee benefits$1,593,0001,764
Premises and equipment expense$240,0002,166
Additional noninterest expense$954,0001,575
Pre-tax net operating income$1,568,0001,437
Securities gains (losses)$27,000295
Applicable income taxes$263,0001,329
Income before extraordinary items$1,332,0001,455
Extraordinary gains, net$07
Net income$1,332,0001,455
Minority interest net income$052
Net income of bank and minority interests.$1,332,0001,455
Net charge-offs$10,0001,963
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,309,3201,466
2017-12-31 (YTD Data)Rank
Total interest income$14,570,0001,822
Total interest expense$837,0002,858
Net interest income$13,733,0001,693
Provision for loan and lease losses$37,0003,710
Total noninterest income$3,422,0001,443
Gross Fiduciary activities income$841,000484
Service charges on deposit accounts$470,0002,130
Trading account gains and feesNANA
Additional Noninterest Income$2,111,0001,481
Total noninterest expense$10,279,0001,865
Salaries and employee benefits$5,967,0001,833
Premises and equipment expense$944,0002,195
Additional noninterest expense$3,368,0001,768
Pre-tax net operating income$6,839,0001,336
Securities gains (losses)$-34,0005,253
Applicable income taxes$2,239,0001,196
Income before extraordinary items$4,566,0001,444
Extraordinary gains, net$09
Net income$4,566,0001,443
Minority interest net income$076
Net income of bank and minority interests.$4,566,0001,444
Net charge-offs$34,0003,172
Cash dividends$2,250,0001,294
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,588,7801,424
2017-09-30 (YTD Data)Rank
Total interest income$10,712,0001,851
Total interest expense$612,0002,888
Net interest income$10,100,0001,726
Provision for loan and lease losses$34,0003,503
Total noninterest income$2,583,0001,435
Gross Fiduciary activities income$605,000495
Service charges on deposit accounts$361,0002,103
Trading account gains and feesNANA
Additional Noninterest Income$1,617,0001,477
Total noninterest expense$7,622,0001,877
Salaries and employee benefits$4,418,0001,851
Premises and equipment expense$693,0002,231
Additional noninterest expense$2,511,0001,772
Pre-tax net operating income$5,027,0001,368
Securities gains (losses)$02,274
Applicable income taxes$1,378,0001,187
Income before extraordinary items$3,649,0001,478
Extraordinary gains, net$09
Net income$3,649,0001,476
Minority interest net income$071
Net income of bank and minority interests.$3,649,0001,478
Net charge-offs$32,0002,743
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,649,0001,460
2017-06-30 (YTD Data)Rank
Total interest income$7,025,0001,856
Total interest expense$403,0002,868
Net interest income$6,622,0001,744
Provision for loan and lease losses$45,0002,934
Total noninterest income$1,689,0001,468
Gross Fiduciary activities income$386,000508
Service charges on deposit accounts$236,0002,124
Trading account gains and feesNANA
Additional Noninterest Income$1,067,0001,487
Total noninterest expense$5,121,0001,872
Salaries and employee benefits$2,962,0001,853
Premises and equipment expense$461,0002,246
Additional noninterest expense$1,698,0001,745
Pre-tax net operating income$3,145,0001,409
Securities gains (losses)$01,906
Applicable income taxes$851,0001,225
Income before extraordinary items$2,294,0001,527
Extraordinary gains, net$011
Net income$2,294,0001,527
Minority interest net income$071
Net income of bank and minority interests.$2,294,0001,527
Net charge-offs$50,0002,000
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,294,0001,516
2017-03-31 (YTD Data)Rank
Total interest income$3,457,0001,880
Total interest expense$201,0002,835
Net interest income$3,256,0001,770
Provision for loan and lease losses$1,0003,508
Total noninterest income$811,0001,493
Gross Fiduciary activities income$188,000520
Service charges on deposit accounts$115,0002,171
Trading account gains and feesNANA
Additional Noninterest Income$508,0001,513
Total noninterest expense$2,588,0001,866
Salaries and employee benefits$1,484,0001,867
Premises and equipment expense$212,0002,415
Additional noninterest expense$892,0001,667
Pre-tax net operating income$1,478,0001,456
Securities gains (losses)$01,153
Applicable income taxes$394,0001,255
Income before extraordinary items$1,084,0001,571
Extraordinary gains, net$08
Net income$1,084,0001,570
Minority interest net income$055
Net income of bank and minority interests.$1,084,0001,571
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,084,0001,556
2016-12-31 (YTD Data)Rank
Total interest income$13,693,0001,855
Total interest expense$774,0002,872
Net interest income$12,919,0001,736
Provision for loan and lease losses$145,0002,772
Total noninterest income$3,801,0001,389
Gross Fiduciary activities income$689,000526
Service charges on deposit accounts$472,0002,173
Trading account gains and fees$0170
Additional Noninterest Income$2,640,0001,317
Total noninterest expense$9,617,0001,973
Salaries and employee benefits$5,625,0001,900
Premises and equipment expense$839,0002,412
Additional noninterest expense$3,153,0001,895
Pre-tax net operating income$6,958,0001,249
Securities gains (losses)$-11,0005,650
Applicable income taxes$1,932,0001,076
Income before extraordinary items$5,015,0001,384
Extraordinary gains, net$05
Net income$5,015,0001,383
Minority interest net income$082
Net income of bank and minority interests.$5,015,0001,383
Net charge-offs$119,0002,459
Cash dividends$2,800,0001,079
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,022,9201,349
2016-09-30 (YTD Data)Rank
Total interest income$10,238,0001,864
Total interest expense$574,0002,892
Net interest income$9,664,0001,743
Provision for loan and lease losses$85,0002,934
Total noninterest income$2,759,0001,418
Gross Fiduciary activities income$498,000537
Service charges on deposit accounts$346,0002,219
Trading account gains and fees$0169
Additional Noninterest Income$1,915,0001,354
Total noninterest expense$7,242,0001,973
Salaries and employee benefits$4,206,0001,899
Premises and equipment expense$629,0002,424
Additional noninterest expense$2,407,0001,860
Pre-tax net operating income$5,096,0001,303
Securities gains (losses)$1,0003,060
Applicable income taxes$1,406,0001,128
Income before extraordinary items$3,691,0001,427
Extraordinary gains, net$05
Net income$3,691,0001,427
Minority interest net income$071
Net income of bank and minority interests.$3,691,0001,427
Net charge-offs$119,0001,917
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,690,2801,386
2016-06-30 (YTD Data)Rank
Total interest income$6,790,0001,871
Total interest expense$379,0002,917
Net interest income$6,411,0001,755
Provision for loan and lease losses$43,0003,065
Total noninterest income$1,767,0001,443
Gross Fiduciary activities income$324,000542
Service charges on deposit accounts$221,0002,275
Trading account gains and fees$0157
Additional Noninterest Income$1,222,0001,361
Total noninterest expense$4,784,0002,000
Salaries and employee benefits$2,784,0001,917
Premises and equipment expense$415,0002,448
Additional noninterest expense$1,585,0001,880
Pre-tax net operating income$3,351,0001,306
Securities gains (losses)$1,0002,737
Applicable income taxes$920,0001,143
Income before extraordinary items$2,432,0001,427
Extraordinary gains, net$016
Net income$2,432,0001,428
Minority interest net income$071
Net income of bank and minority interests.$2,432,0001,428
Net charge-offs$129,0001,419
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,431,2701,381
2016-03-31 (YTD Data)Rank
Total interest income$3,378,0001,875
Total interest expense$188,0002,952
Net interest income$3,190,0001,764
Provision for loan and lease losses$11,0003,234
Total noninterest income$779,0001,549
Gross Fiduciary activities income$161,000551
Service charges on deposit accounts$110,0002,274
Trading account gains and fees$0142
Additional Noninterest Income$508,0001,489
Total noninterest expense$2,411,0001,987
Salaries and employee benefits$1,383,0001,930
Premises and equipment expense$219,0002,378
Additional noninterest expense$809,0001,836
Pre-tax net operating income$1,547,0001,380
Securities gains (losses)$1,0001,958
Applicable income taxes$418,0001,206
Income before extraordinary items$1,130,0001,473
Extraordinary gains, net$012
Net income$1,130,0001,473
Minority interest net income$062
Net income of bank and minority interests.$1,130,0001,474
Net charge-offs$127,000881
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,129,2701,443
2015-12-31 (YTD Data)Rank
Total interest income$13,079,0001,881
Total interest expense$736,0002,965
Net interest income$12,343,0001,778
Provision for loan and lease losses$5,0004,296
Total noninterest income$3,194,0001,540
Gross Fiduciary activities income$641,000551
Service charges on deposit accounts$461,0002,276
Trading account gains and fees$0159
Additional Noninterest Income$2,092,0001,479
Total noninterest expense$9,219,0002,053
Salaries and employee benefits$5,381,0001,930
Premises and equipment expense$867,0002,406
Additional noninterest expense$2,971,0002,029
Pre-tax net operating income$6,313,0001,310
Securities gains (losses)$-13,0005,892
Applicable income taxes$1,679,0001,144
Income before extraordinary items$4,621,0001,435
Extraordinary gains, net$023
Net income$4,621,0001,435
Minority interest net income$081
Net income of bank and minority interests.$4,621,0001,435
Net charge-offs$129,0002,415
Cash dividends$2,500,0001,129
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,630,4901,412
2015-09-30 (YTD Data)Rank
Total interest income$9,736,0001,905
Total interest expense$550,0003,011
Net interest income$9,186,0001,808
Provision for loan and lease losses$4,0004,166
Total noninterest income$2,415,0001,543
Gross Fiduciary activities income$477,000552
Service charges on deposit accounts$350,0002,267
Trading account gains and fees$0153
Additional Noninterest Income$1,588,0001,471
Total noninterest expense$6,989,0002,026
Salaries and employee benefits$4,090,0001,914
Premises and equipment expense$633,0002,485
Additional noninterest expense$2,266,0001,982
Pre-tax net operating income$4,608,0001,362
Securities gains (losses)$-3,0005,887
Applicable income taxes$1,218,0001,204
Income before extraordinary items$3,387,0001,486
Extraordinary gains, net$021
Net income$3,387,0001,487
Minority interest net income$078
Net income of bank and minority interests.$3,387,0001,487
Net charge-offs$141,0001,851
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,389,2201,446
2015-06-30 (YTD Data)Rank
Total interest income$6,444,0001,916
Total interest expense$361,0003,055
Net interest income$6,083,0001,814
Provision for loan and lease losses$1,0004,040
Total noninterest income$1,579,0001,564
Gross Fiduciary activities income$317,000563
Service charges on deposit accounts$233,0002,231
Trading account gains and fees$0157
Additional Noninterest Income$1,029,0001,528
Total noninterest expense$4,640,0002,050
Salaries and employee benefits$2,709,0001,933
Premises and equipment expense$436,0002,432
Additional noninterest expense$1,495,0002,009
Pre-tax net operating income$3,021,0001,372
Securities gains (losses)$-3,0005,992
Applicable income taxes$798,0001,222
Income before extraordinary items$2,220,0001,489
Extraordinary gains, net$022
Net income$2,220,0001,491
Minority interest net income$075
Net income of bank and minority interests.$2,220,0001,491
Net charge-offs$143,0001,409
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,222,2201,450
2015-03-31 (YTD Data)Rank
Total interest income$3,182,0001,942
Total interest expense$176,0003,136
Net interest income$3,006,0001,831
Provision for loan and lease losses$-1,0006,062
Total noninterest income$746,0001,589
Gross Fiduciary activities income$151,000574
Service charges on deposit accounts$119,0002,179
Trading account gains and fees$0152
Additional Noninterest Income$476,0001,562
Total noninterest expense$2,329,0002,026
Salaries and employee benefits$1,340,0001,952
Premises and equipment expense$226,0002,417
Additional noninterest expense$763,0001,954
Pre-tax net operating income$1,424,0001,402
Securities gains (losses)$02,027
Applicable income taxes$375,0001,237
Income before extraordinary items$1,049,0001,528
Extraordinary gains, net$013
Net income$1,049,0001,529
Minority interest net income$064
Net income of bank and minority interests.$1,049,0001,530
Net charge-offs$95,0001,150
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,049,0001,477
2014-12-31 (YTD Data)Rank
Total interest income$12,676,0001,951
Total interest expense$751,0003,167
Net interest income$11,925,0001,843
Provision for loan and lease losses$1,0004,589
Total noninterest income$3,134,0001,518
Gross Fiduciary activities income$544,000594
Service charges on deposit accounts$532,0002,182
Trading account gains and fees$0180
Additional Noninterest Income$2,058,0001,423
Total noninterest expense$9,092,0002,072
Salaries and employee benefits$5,198,0001,969
Premises and equipment expense$903,0002,437
Additional noninterest expense$2,991,0002,039
Pre-tax net operating income$5,966,0001,317
Securities gains (losses)$-28,0006,172
Applicable income taxes$1,560,0001,167
Income before extraordinary items$4,378,0001,464
Extraordinary gains, net$017
Net income$4,378,0001,462
Minority interest net income$084
Net income of bank and minority interests.$4,378,0001,463
Net charge-offs$58,0003,643
Cash dividends$2,500,0001,074
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,398,7201,438
2014-09-30 (YTD Data)Rank
Total interest income$9,469,0001,967
Total interest expense$577,0003,175
Net interest income$8,892,0001,855
Provision for loan and lease losses$-2,0006,057
Total noninterest income$2,170,0001,611
Gross Fiduciary activities income$396,000595
Service charges on deposit accounts$405,0002,167
Trading account gains and fees$0174
Additional Noninterest Income$1,369,0001,561
Total noninterest expense$7,003,0002,029
Salaries and employee benefits$4,048,0001,908
Premises and equipment expense$677,0002,458
Additional noninterest expense$2,278,0002,011
Pre-tax net operating income$4,061,0001,437
Securities gains (losses)$10,0002,341
Applicable income taxes$1,038,0001,276
Income before extraordinary items$3,033,0001,561
Extraordinary gains, net$015
Net income$3,033,0001,561
Minority interest net income$081
Net income of bank and minority interests.$3,033,0001,561
Net charge-offs$41,0003,405
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,025,5001,538
2014-06-30 (YTD Data)Rank
Total interest income$6,151,0002,007
Total interest expense$384,0003,207
Net interest income$5,767,0001,891
Provision for loan and lease losses$-2,0006,207
Total noninterest income$1,428,0001,604
Gross Fiduciary activities income$259,000606
Service charges on deposit accounts$274,0002,097
Trading account gains and fees$0172
Additional Noninterest Income$895,0001,565
Total noninterest expense$4,659,0002,038
Salaries and employee benefits$2,728,0001,888
Premises and equipment expense$470,0002,396
Additional noninterest expense$1,461,0002,068
Pre-tax net operating income$2,538,0001,480
Securities gains (losses)$-2,0006,107
Applicable income taxes$632,0001,335
Income before extraordinary items$1,904,0001,602
Extraordinary gains, net$020
Net income$1,904,0001,605
Minority interest net income$080
Net income of bank and minority interests.$1,904,0001,604
Net charge-offs$31,0003,148
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,905,5001,575
2014-03-31 (YTD Data)Rank
Total interest income$3,057,0002,013
Total interest expense$192,0003,263
Net interest income$2,865,0001,892
Provision for loan and lease losses$-1,0006,358
Total noninterest income$649,0001,690
Gross Fiduciary activities income$126,000618
Service charges on deposit accounts$137,0002,080
Trading account gains and fees$0147
Additional Noninterest Income$386,0001,703
Total noninterest expense$2,314,0002,052
Salaries and employee benefits$1,324,0001,960
Premises and equipment expense$250,0002,314
Additional noninterest expense$740,0002,039
Pre-tax net operating income$1,201,0001,508
Securities gains (losses)$01,715
Applicable income taxes$293,0001,367
Income before extraordinary items$908,0001,618
Extraordinary gains, net$016
Net income$908,0001,621
Minority interest net income$066
Net income of bank and minority interests.$908,0001,621
Net charge-offs$-10,0005,749
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$908,0001,584
2013-12-31 (YTD Data)Rank
Total interest income$11,883,0002,070
Total interest expense$849,0003,313
Net interest income$11,034,0001,927
Provision for loan and lease losses$13,0004,857
Total noninterest income$3,743,0001,375
Gross Fiduciary activities income$479,000605
Service charges on deposit accounts$561,0002,187
Trading account gains and fees$0184
Additional Noninterest Income$2,703,0001,229
Total noninterest expense$8,823,0002,142
Salaries and employee benefits$5,068,0002,017
Premises and equipment expense$861,0002,562
Additional noninterest expense$2,894,0002,157
Pre-tax net operating income$5,941,0001,235
Securities gains (losses)$-117,0006,569
Applicable income taxes$1,508,0001,118
Income before extraordinary items$4,316,0001,394
Extraordinary gains, net$029
Net income$4,316,0001,397
Minority interest net income$090
Net income of bank and minority interests.$4,316,0001,397
Net charge-offs$258,0002,730
Cash dividends$2,200,0001,117
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,402,5801,351
2013-09-30 (YTD Data)Rank
Total interest income$8,806,0002,109
Total interest expense$650,0003,350
Net interest income$8,156,0001,948
Provision for loan and lease losses$9,0004,742
Total noninterest income$2,758,0001,418
Gross Fiduciary activities income$347,000617
Service charges on deposit accounts$419,0002,196
Trading account gains and fees$0180
Additional Noninterest Income$1,992,0001,276
Total noninterest expense$6,668,0002,119
Salaries and employee benefits$3,877,0001,977
Premises and equipment expense$653,0002,560
Additional noninterest expense$2,138,0002,173
Pre-tax net operating income$4,237,0001,324
Securities gains (losses)$-69,0006,689
Applicable income taxes$1,061,0001,197
Income before extraordinary items$3,107,0001,459
Extraordinary gains, net$025
Net income$3,107,0001,461
Minority interest net income$084
Net income of bank and minority interests.$3,107,0001,461
Net charge-offs$58,0003,744
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,158,7501,405
2013-06-30 (YTD Data)Rank
Total interest income$5,841,0002,121
Total interest expense$441,0003,362
Net interest income$5,400,0001,950
Provision for loan and lease losses$8,0004,574
Total noninterest income$1,882,0001,414
Gross Fiduciary activities income$225,000625
Service charges on deposit accounts$273,0002,200
Trading account gains and fees$0157
Additional Noninterest Income$1,384,0001,263
Total noninterest expense$4,446,0002,119
Salaries and employee benefits$2,593,0001,988
Premises and equipment expense$428,0002,601
Additional noninterest expense$1,425,0002,178
Pre-tax net operating income$2,828,0001,304
Securities gains (losses)$-19,0006,719
Applicable income taxes$719,0001,176
Income before extraordinary items$2,090,0001,442
Extraordinary gains, net$022
Net income$2,090,0001,445
Minority interest net income$082
Net income of bank and minority interests.$2,090,0001,445
Net charge-offs$-3,0005,794
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,104,0601,384
2013-03-31 (YTD Data)Rank
Total interest income$2,911,0002,138
Total interest expense$227,0003,387
Net interest income$2,684,0001,982
Provision for loan and lease losses$-1,0006,710
Total noninterest income$967,0001,389
Gross Fiduciary activities income$109,000640
Service charges on deposit accounts$133,0002,235
Trading account gains and fees$0148
Additional Noninterest Income$725,0001,229
Total noninterest expense$2,223,0002,141
Salaries and employee benefits$1,304,0001,989
Premises and equipment expense$215,0002,617
Additional noninterest expense$704,0002,207
Pre-tax net operating income$1,429,0001,273
Securities gains (losses)$-19,0006,862
Applicable income taxes$363,0001,157
Income before extraordinary items$1,047,0001,403
Extraordinary gains, net$010
Net income$1,047,0001,406
Minority interest net income$076
Net income of bank and minority interests.$1,047,0001,405
Net charge-offs$-3,0005,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,061,0601,340
2012-12-31 (YTD Data)Rank
Total interest income$12,340,0002,115
Total interest expense$1,109,0003,361
Net interest income$11,231,0001,945
Provision for loan and lease losses$137,0004,371
Total noninterest income$3,739,0001,390
Gross Fiduciary activities income$410,000646
Service charges on deposit accounts$573,0002,228
Trading account gains and fees$0166
Additional Noninterest Income$2,756,0001,239
Total noninterest expense$8,728,0002,176
Salaries and employee benefits$5,235,0001,924
Premises and equipment expense$869,0002,567
Additional noninterest expense$2,624,0002,461
Pre-tax net operating income$6,105,0001,163
Securities gains (losses)$4,0003,557
Applicable income taxes$1,574,0001,056
Income before extraordinary items$4,535,0001,301
Extraordinary gains, net$029
Net income$4,535,0001,302
Minority interest net income$093
Net income of bank and minority interests.$4,535,0001,302
Net charge-offs$71,0004,688
Cash dividends$1,500,0001,482
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,532,0401,242
2012-09-30 (YTD Data)Rank
Total interest income$9,284,0002,146
Total interest expense$862,0003,399
Net interest income$8,422,0001,974
Provision for loan and lease losses$108,0004,278
Total noninterest income$2,726,0001,408
Gross Fiduciary activities income$303,000652
Service charges on deposit accounts$428,0002,262
Trading account gains and fees$0157
Additional Noninterest Income$1,995,0001,263
Total noninterest expense$6,452,0002,219
Salaries and employee benefits$3,840,0001,969
Premises and equipment expense$661,0002,552
Additional noninterest expense$1,951,0002,470
Pre-tax net operating income$4,588,0001,172
Securities gains (losses)$4,0003,304
Applicable income taxes$1,181,0001,080
Income before extraordinary items$3,411,0001,323
Extraordinary gains, net$020
Net income$3,411,0001,324
Minority interest net income$086
Net income of bank and minority interests.$3,411,0001,324
Net charge-offs$-33,0006,850
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,408,0401,255
2012-06-30 (YTD Data)Rank
Total interest income$6,145,0002,170
Total interest expense$588,0003,448
Net interest income$5,557,0001,986
Provision for loan and lease losses$77,0004,143
Total noninterest income$1,719,0001,461
Gross Fiduciary activities income$202,000655
Service charges on deposit accounts$279,0002,285
Trading account gains and fees$0153
Additional Noninterest Income$1,238,0001,310
Total noninterest expense$4,308,0002,220
Salaries and employee benefits$2,550,0001,974
Premises and equipment expense$433,0002,598
Additional noninterest expense$1,325,0002,450
Pre-tax net operating income$2,891,0001,232
Securities gains (losses)$3,0002,959
Applicable income taxes$723,0001,148
Income before extraordinary items$2,171,0001,365
Extraordinary gains, net$019
Net income$2,171,0001,365
Minority interest net income$084
Net income of bank and minority interests.$2,171,0001,365
Net charge-offs$-45,0006,962
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,168,7501,289
2012-03-31 (YTD Data)Rank
Total interest income$3,086,0002,192
Total interest expense$297,0003,533
Net interest income$2,789,0001,980
Provision for loan and lease losses$74,0003,324
Total noninterest income$818,0001,500
Gross Fiduciary activities income$99,000659
Service charges on deposit accounts$134,0002,346
Trading account gains and fees$0148
Additional Noninterest Income$585,0001,356
Total noninterest expense$2,181,0002,184
Salaries and employee benefits$1,287,0001,954
Premises and equipment expense$218,0002,611
Additional noninterest expense$676,0002,367
Pre-tax net operating income$1,352,0001,295
Securities gains (losses)$02,210
Applicable income taxes$328,0001,224
Income before extraordinary items$1,024,0001,424
Extraordinary gains, net$019
Net income$1,024,0001,425
Minority interest net income$078
Net income of bank and minority interests.$1,024,0001,425
Net charge-offs$-46,0007,055
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,024,0001,345
2011-12-31 (YTD Data)Rank
Total interest income$12,848,0002,174
Total interest expense$1,349,0003,697
Net interest income$11,499,0001,909
Provision for loan and lease losses$494,0003,477
Total noninterest income$2,654,0001,643
Gross Fiduciary activities income$339,000641
Service charges on deposit accounts$616,0002,198
Trading account gains and fees$0146
Additional Noninterest Income$1,699,0001,517
Total noninterest expense$8,378,0002,269
Salaries and employee benefits$4,982,0001,938
Premises and equipment expense$842,0002,803
Additional noninterest expense$2,554,0002,549
Pre-tax net operating income$5,281,0001,126
Securities gains (losses)$-1,0006,712
Applicable income taxes$1,294,0001,109
Income before extraordinary items$3,986,0001,261
Extraordinary gains, net$029
Net income$3,986,0001,261
Minority interest net income$096
Net income of bank and minority interests.$3,986,0001,261
Net charge-offs$83,0005,127
Cash dividends$1,500,0001,224
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,986,7501,180
2011-09-30 (YTD Data)Rank
Total interest income$9,658,0002,199
Total interest expense$1,044,0003,727
Net interest income$8,614,0001,918
Provision for loan and lease losses$416,0003,159
Total noninterest income$1,731,0001,804
Gross Fiduciary activities income$252,000633
Service charges on deposit accounts$462,0002,203
Trading account gains and fees$0145
Additional Noninterest Income$1,017,0001,753
Total noninterest expense$6,244,0002,291
Salaries and employee benefits$3,707,0001,958
Premises and equipment expense$630,0002,828
Additional noninterest expense$1,907,0002,567
Pre-tax net operating income$3,685,0001,249
Securities gains (losses)$03,555
Applicable income taxes$881,0001,197
Income before extraordinary items$2,804,0001,376
Extraordinary gains, net$021
Net income$2,804,0001,376
Minority interest net income$087
Net income of bank and minority interests.$2,804,0001,376
Net charge-offs$76,0004,663
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,804,0001,303
2011-06-30 (YTD Data)Rank
Total interest income$6,421,0002,220
Total interest expense$710,0003,775
Net interest income$5,711,0001,931
Provision for loan and lease losses$304,0002,933
Total noninterest income$1,088,0001,876
Gross Fiduciary activities income$168,000640
Service charges on deposit accounts$299,0002,232
Trading account gains and fees$0153
Additional Noninterest Income$621,0001,828
Total noninterest expense$4,204,0002,283
Salaries and employee benefits$2,454,0001,988
Premises and equipment expense$424,0002,810
Additional noninterest expense$1,326,0002,506
Pre-tax net operating income$2,291,0001,288
Securities gains (losses)$02,914
Applicable income taxes$534,0001,259
Income before extraordinary items$1,757,0001,409
Extraordinary gains, net$015
Net income$1,757,0001,409
Minority interest net income$089
Net income of bank and minority interests.$1,757,0001,409
Net charge-offs$83,0004,023
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,757,0001,351
2011-03-31 (YTD Data)Rank
Total interest income$3,196,0002,243
Total interest expense$353,0003,888
Net interest income$2,843,0001,937
Provision for loan and lease losses$149,0002,915
Total noninterest income$539,0001,879
Gross Fiduciary activities income$82,000650
Service charges on deposit accounts$148,0002,214
Trading account gains and fees$0158
Additional Noninterest Income$309,0001,882
Total noninterest expense$2,105,0002,308
Salaries and employee benefits$1,226,0001,998
Premises and equipment expense$217,0002,797
Additional noninterest expense$662,0002,503
Pre-tax net operating income$1,128,0001,288
Securities gains (losses)$01,772
Applicable income taxes$262,0001,246
Income before extraordinary items$866,0001,394
Extraordinary gains, net$09
Net income$866,0001,395
Minority interest net income$086
Net income of bank and minority interests.$866,0001,395
Net charge-offs$46,0003,425
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$866,0001,352
2010-12-31 (YTD Data)Rank
Total interest income$13,476,0002,239
Total interest expense$2,002,0003,566
Net interest income$11,474,0001,906
Provision for loan and lease losses$627,0003,775
Total noninterest income$2,741,0001,653
Gross Fiduciary activities income$285,000683
Service charges on deposit accounts$675,0002,102
Trading account gains and fees$0175
Additional Noninterest Income$1,781,0001,523
Total noninterest expense$8,364,0002,309
Salaries and employee benefits$4,848,0001,997
Premises and equipment expense$854,0002,822
Additional noninterest expense$2,662,0002,534
Pre-tax net operating income$5,224,000992
Securities gains (losses)$12,0003,262
Applicable income taxes$1,310,000997
Income before extraordinary items$3,926,0001,106
Extraordinary gains, net$029
Net income$3,926,0001,107
Minority interest net income$0111
Net income of bank and minority interests.$3,926,0001,109
Net charge-offs$292,0004,335
Cash dividends$1,500,0001,061
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,917,0001,064
2010-09-30 (YTD Data)Rank
Total interest income$10,138,0002,280
Total interest expense$1,605,0003,520
Net interest income$8,533,0001,948
Provision for loan and lease losses$438,0003,772
Total noninterest income$1,941,0001,732
Gross Fiduciary activities income$206,000682
Service charges on deposit accounts$498,0002,180
Trading account gains and fees$0165
Additional Noninterest Income$1,237,0001,564
Total noninterest expense$6,232,0002,332
Salaries and employee benefits$3,533,0002,046
Premises and equipment expense$642,0002,872
Additional noninterest expense$2,057,0002,425
Pre-tax net operating income$3,804,0001,069
Securities gains (losses)$10,0003,111
Applicable income taxes$945,0001,044
Income before extraordinary items$2,869,0001,175
Extraordinary gains, net$023
Net income$2,869,0001,179
Minority interest net income$0110
Net income of bank and minority interests.$2,869,0001,179
Net charge-offs$244,0003,986
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,861,5001,125
2010-06-30 (YTD Data)Rank
Total interest income$6,700,0002,326
Total interest expense$1,138,0003,444
Net interest income$5,562,0001,989
Provision for loan and lease losses$269,0003,798
Total noninterest income$1,144,0001,840
Gross Fiduciary activities income$135,000683
Service charges on deposit accounts$313,0002,274
Trading account gains and fees$0152
Additional Noninterest Income$696,0001,684
Total noninterest expense$4,141,0002,339
Salaries and employee benefits$2,311,0002,102
Premises and equipment expense$440,0002,816
Additional noninterest expense$1,390,0002,404
Pre-tax net operating income$2,296,0001,152
Securities gains (losses)$10,0002,597
Applicable income taxes$552,0001,129
Income before extraordinary items$1,754,0001,264
Extraordinary gains, net$019
Net income$1,754,0001,265
Minority interest net income$0105
Net income of bank and minority interests.$1,754,0001,265
Net charge-offs$95,0004,299
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,746,4001,224
2010-03-31 (YTD Data)Rank
Total interest income$3,348,0002,377
Total interest expense$583,0003,510
Net interest income$2,765,0002,029
Provision for loan and lease losses$147,0003,491
Total noninterest income$538,0001,923
Gross Fiduciary activities income$65,000702
Service charges on deposit accounts$151,0002,333
Trading account gains and fees$0175
Additional Noninterest Income$322,0001,756
Total noninterest expense$2,090,0002,333
Salaries and employee benefits$1,164,0002,118
Premises and equipment expense$235,0002,719
Additional noninterest expense$691,0002,405
Pre-tax net operating income$1,066,0001,232
Securities gains (losses)$8,0001,783
Applicable income taxes$250,0001,205
Income before extraordinary items$824,0001,334
Extraordinary gains, net$016
Net income$824,0001,337
Minority interest net income$091
Net income of bank and minority interests.$824,0001,336
Net charge-offs$37,0003,979
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$817,8401,301
2009-12-31 (YTD Data)Rank
Total interest income$14,403,0002,326
Total interest expense$2,877,0003,525
Net interest income$11,526,0001,921
Provision for loan and lease losses$477,0004,611
Total noninterest income$3,045,0001,596
Gross Fiduciary activities income$249,000705
Service charges on deposit accounts$718,0002,204
Trading account gains and fees$0211
Additional Noninterest Income$2,078,0001,338
Total noninterest expense$8,563,0002,309
Salaries and employee benefits$4,965,0001,982
Premises and equipment expense$838,0002,997
Additional noninterest expense$2,760,0002,524
Pre-tax net operating income$5,531,000765
Securities gains (losses)$35,0002,803
Applicable income taxes$1,419,000737
Income before extraordinary items$4,147,000833
Extraordinary gains, net$034
Net income$4,147,000831
Minority interest net income$0115
Net income of bank and minority interests.$4,147,000832
Net charge-offs$3,0007,105
Cash dividends$4,100,000424
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,120,750824
2009-09-30 (YTD Data)Rank
Total interest income$10,934,0002,321
Total interest expense$2,272,0003,519
Net interest income$8,662,0001,915
Provision for loan and lease losses$254,0004,840
Total noninterest income$2,370,0001,570
Gross Fiduciary activities income$181,000711
Service charges on deposit accounts$537,0002,226
Trading account gains and fees$0212
Additional Noninterest Income$1,652,0001,306
Total noninterest expense$6,414,0002,313
Salaries and employee benefits$3,660,0002,031
Premises and equipment expense$626,0003,053
Additional noninterest expense$2,128,0002,431
Pre-tax net operating income$4,364,000780
Securities gains (losses)$18,0002,785
Applicable income taxes$1,134,000768
Income before extraordinary items$3,248,000840
Extraordinary gains, net$027
Net income$3,248,000841
Minority interest net income$0118
Net income of bank and minority interests.$3,248,000841
Net charge-offs$118,0004,907
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,234,680833
2009-06-30 (YTD Data)Rank
Total interest income$7,388,0002,331
Total interest expense$1,593,0003,520
Net interest income$5,795,0001,895
Provision for loan and lease losses$162,0004,632
Total noninterest income$1,749,0001,471
Gross Fiduciary activities income$121,000720
Service charges on deposit accounts$341,0002,285
Trading account gains and fees$0193
Additional Noninterest Income$1,287,0001,204
Total noninterest expense$4,269,0002,342
Salaries and employee benefits$2,397,0002,102
Premises and equipment expense$424,0003,030
Additional noninterest expense$1,448,0002,416
Pre-tax net operating income$3,113,000749
Securities gains (losses)$18,0002,372
Applicable income taxes$827,000721
Income before extraordinary items$2,304,000809
Extraordinary gains, net$021
Net income$2,304,000807
Minority interest net income$0112
Net income of bank and minority interests.$2,304,000809
Net charge-offs$112,0004,127
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,290,680785
2009-03-31 (YTD Data)Rank
Total interest income$3,830,0002,286
Total interest expense$851,0003,456
Net interest income$2,979,0001,859
Provision for loan and lease losses$71,0004,458
Total noninterest income$1,075,0001,205
Gross Fiduciary activities income$55,000753
Service charges on deposit accounts$169,0002,245
Trading account gains and fees$0171
Additional Noninterest Income$851,000958
Total noninterest expense$2,042,0002,378
Salaries and employee benefits$1,158,0002,199
Premises and equipment expense$215,0003,059
Additional noninterest expense$669,0002,324
Pre-tax net operating income$1,941,000634
Securities gains (losses)$5,0002,061
Applicable income taxes$544,000622
Income before extraordinary items$1,402,000735
Extraordinary gains, net$015
Net income$1,402,000735
Minority interest net income$0102
Net income of bank and minority interests.$1,402,000737
Net charge-offs$47,0003,624
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,398,400688
2008-12-31 (YTD Data)Rank
Total interest income$15,632,0002,379
Total interest expense$4,870,0003,017
Net interest income$10,762,0002,058
Provision for loan and lease losses$107,0005,975
Total noninterest income$2,391,0001,872
Gross Fiduciary activities income$269,000722
Service charges on deposit accounts$855,0002,006
Trading account gains and fees$0154
Additional Noninterest Income$1,267,0001,815
Total noninterest expense$7,921,0002,396
Salaries and employee benefits$4,513,0002,252
Premises and equipment expense$910,0002,847
Additional noninterest expense$2,498,0002,341
Pre-tax net operating income$5,125,0001,082
Securities gains (losses)$-1,033,0007,754
Applicable income taxes$940,0001,258
Income before extraordinary items$3,152,0001,293
Extraordinary gains, net$039
Net income$3,152,0001,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,646
Cash dividends$2,000,0001,337
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,947,4101,130
2008-09-30 (YTD Data)Rank
Total interest income$11,756,0002,422
Total interest expense$3,828,0003,021
Net interest income$7,928,0002,111
Provision for loan and lease losses$15,0006,618
Total noninterest income$1,805,0001,914
Gross Fiduciary activities income$193,000730
Service charges on deposit accounts$645,0002,008
Trading account gains and fees$0148
Additional Noninterest Income$967,0001,859
Total noninterest expense$6,089,0002,340
Salaries and employee benefits$3,544,0002,181
Premises and equipment expense$696,0002,817
Additional noninterest expense$1,849,0002,301
Pre-tax net operating income$3,629,0001,357
Securities gains (losses)$03,106
Applicable income taxes$893,0001,263
Income before extraordinary items$2,736,0001,360
Extraordinary gains, net$031
Net income$2,736,0001,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,143
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,736,0001,428
2008-06-30 (YTD Data)Rank
Total interest income$7,846,0002,466
Total interest expense$2,641,0003,036
Net interest income$5,205,0002,127
Provision for loan and lease losses$2,0006,624
Total noninterest income$1,252,0001,869
Gross Fiduciary activities income$128,000741
Service charges on deposit accounts$416,0002,036
Trading account gains and fees$0149
Additional Noninterest Income$708,0001,771
Total noninterest expense$4,077,0002,337
Salaries and employee benefits$2,321,0002,240
Premises and equipment expense$491,0002,684
Additional noninterest expense$1,265,0002,242
Pre-tax net operating income$2,378,0001,451
Securities gains (losses)$03,233
Applicable income taxes$581,0001,428
Income before extraordinary items$1,797,0001,523
Extraordinary gains, net$021
Net income$1,797,0001,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,244
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,797,0001,489
2008-03-31 (YTD Data)Rank
Total interest income$3,946,0002,501
Total interest expense$1,386,0003,092
Net interest income$2,560,0002,161
Provision for loan and lease losses$1,0006,027
Total noninterest income$584,0001,995
Gross Fiduciary activities income$63,000755
Service charges on deposit accounts$201,0002,073
Trading account gains and fees$0158
Additional Noninterest Income$320,0001,892
Total noninterest expense$2,055,0002,313
Salaries and employee benefits$1,180,0002,231
Premises and equipment expense$242,0002,723
Additional noninterest expense$633,0002,211
Pre-tax net operating income$1,088,0001,654
Securities gains (losses)$02,688
Applicable income taxes$255,0001,663
Income before extraordinary items$833,0001,758
Extraordinary gains, net$015
Net income$833,0001,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,488
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$833,0001,691
2007-12-31 (YTD Data)Rank
Total interest income$16,041,0002,532
Total interest expense$6,258,0002,908
Net interest income$9,783,0002,288
Provision for loan and lease losses$9,0006,631
Total noninterest income$2,029,0002,191
Gross Fiduciary activities income$259,000746
Service charges on deposit accounts$822,0002,089
Trading account gains and fees$0178
Additional Noninterest Income$948,0002,294
Total noninterest expense$7,837,0002,332
Salaries and employee benefits$4,447,0002,259
Premises and equipment expense$948,0002,685
Additional noninterest expense$2,442,0002,218
Pre-tax net operating income$3,966,0001,999
Securities gains (losses)$-55,0008,032
Applicable income taxes$891,0002,002
Income before extraordinary items$3,020,0002,041
Extraordinary gains, net$039
Net income$3,020,0002,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,183
Cash dividends$2,900,0001,226
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,062,3501,994
2007-09-30 (YTD Data)Rank
Total interest income$11,986,0002,541
Total interest expense$4,694,0002,902
Net interest income$7,292,0002,311
Provision for loan and lease losses$3,0006,442
Total noninterest income$1,480,0002,238
Gross Fiduciary activities income$187,000743
Service charges on deposit accounts$611,0002,078
Trading account gains and fees$0184
Additional Noninterest Income$682,0002,368
Total noninterest expense$5,919,0002,291
Salaries and employee benefits$3,376,0002,235
Premises and equipment expense$712,0002,675
Additional noninterest expense$1,831,0002,183
Pre-tax net operating income$2,850,0002,206
Securities gains (losses)$-59,0008,205
Applicable income taxes$633,0002,209
Income before extraordinary items$2,158,0002,230
Extraordinary gains, net$033
Net income$2,158,0002,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,153
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,203,4302,181
2007-06-30 (YTD Data)Rank
Total interest income$7,859,0002,592
Total interest expense$3,046,0002,974
Net interest income$4,813,0002,355
Provision for loan and lease losses$1,0006,174
Total noninterest income$948,0002,321
Gross Fiduciary activities income$112,000782
Service charges on deposit accounts$406,0002,087
Trading account gains and fees$0168
Additional Noninterest Income$430,0002,475
Total noninterest expense$3,939,0002,318
Salaries and employee benefits$2,266,0002,262
Premises and equipment expense$449,0002,821
Additional noninterest expense$1,224,0002,174
Pre-tax net operating income$1,821,0002,324
Securities gains (losses)$-59,0008,331
Applicable income taxes$391,0002,409
Income before extraordinary items$1,371,0002,372
Extraordinary gains, net$029
Net income$1,371,0002,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,417,0202,287
2007-03-31 (YTD Data)Rank
Total interest income$3,844,0002,635
Total interest expense$1,488,0003,005
Net interest income$2,356,0002,409
Provision for loan and lease losses$05,779
Total noninterest income$484,0002,257
Gross Fiduciary activities income$55,000795
Service charges on deposit accounts$209,0001,981
Trading account gains and fees$0195
Additional Noninterest Income$220,0002,407
Total noninterest expense$1,941,0002,349
Salaries and employee benefits$1,150,0002,234
Premises and equipment expense$227,0002,812
Additional noninterest expense$564,0002,330
Pre-tax net operating income$899,0002,349
Securities gains (losses)$-59,0008,512
Applicable income taxes$182,0002,528
Income before extraordinary items$658,0002,448
Extraordinary gains, net$022
Net income$658,0002,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$704,0202,295
2006-12-31 (YTD Data)Rank
Total interest income$14,242,0002,661
Total interest expense$4,860,0003,102
Net interest income$9,382,0002,422
Provision for loan and lease losses$5,0006,719
Total noninterest income$1,938,0002,285
Gross Fiduciary activities income$195,000806
Service charges on deposit accounts$906,0001,902
Trading account gains and fees$0130
Additional Noninterest Income$837,0002,510
Total noninterest expense$7,267,0002,433
Salaries and employee benefits$4,189,0002,345
Premises and equipment expense$868,0002,799
Additional noninterest expense$2,210,0002,349
Pre-tax net operating income$4,048,0002,243
Securities gains (losses)$01,687
Applicable income taxes$965,0002,249
Income before extraordinary items$3,083,0002,228
Extraordinary gains, net$051
Net income$3,083,0002,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,298
Cash dividends$3,100,0001,085
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,083,0002,218
2006-09-30 (YTD Data)Rank
Total interest income$10,394,0002,701
Total interest expense$3,452,0003,147
Net interest income$6,942,0002,471
Provision for loan and lease losses$7,0006,476
Total noninterest income$1,442,0002,296
Gross Fiduciary activities income$143,000807
Service charges on deposit accounts$676,0001,909
Trading account gains and fees$0126
Additional Noninterest Income$623,0002,516
Total noninterest expense$5,409,0002,443
Salaries and employee benefits$3,103,0002,374
Premises and equipment expense$652,0002,806
Additional noninterest expense$1,654,0002,341
Pre-tax net operating income$2,968,0002,349
Securities gains (losses)$01,388
Applicable income taxes$713,0002,366
Income before extraordinary items$2,255,0002,349
Extraordinary gains, net$045
Net income$2,255,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,251
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,255,0002,337
2006-06-30 (YTD Data)Rank
Total interest income$6,749,0002,731
Total interest expense$2,154,0003,200
Net interest income$4,595,0002,489
Provision for loan and lease losses$2,0006,347
Total noninterest income$925,0002,346
Gross Fiduciary activities income$95,000820
Service charges on deposit accounts$438,0001,942
Trading account gains and fees$0126
Additional Noninterest Income$392,0002,591
Total noninterest expense$3,569,0002,475
Salaries and employee benefits$2,037,0002,402
Premises and equipment expense$420,0002,881
Additional noninterest expense$1,112,0002,329
Pre-tax net operating income$1,949,0002,360
Securities gains (losses)$01,185
Applicable income taxes$468,0002,410
Income before extraordinary items$1,481,0002,365
Extraordinary gains, net$039
Net income$1,481,0002,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,889
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,481,0002,347
2006-03-31 (YTD Data)Rank
Total interest income$3,288,0002,745
Total interest expense$1,007,0003,238
Net interest income$2,281,0002,495
Provision for loan and lease losses$-3,0008,517
Total noninterest income$439,0002,400
Gross Fiduciary activities income$48,000820
Service charges on deposit accounts$208,0001,979
Trading account gains and fees$0115
Additional Noninterest Income$183,0002,650
Total noninterest expense$1,795,0002,472
Salaries and employee benefits$1,004,0002,437
Premises and equipment expense$215,0002,836
Additional noninterest expense$576,0002,234
Pre-tax net operating income$928,0002,412
Securities gains (losses)$0955
Applicable income taxes$220,0002,473
Income before extraordinary items$708,0002,423
Extraordinary gains, net$021
Net income$708,0002,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,099
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$708,0002,398
2005-12-31 (YTD Data)Rank
Total interest income$12,076,0002,697
Total interest expense$3,230,0003,131
Net interest income$8,846,0002,465
Provision for loan and lease losses$121,0004,451
Total noninterest income$1,954,0002,255
Gross Fiduciary activities income$168,000844
Service charges on deposit accounts$978,0001,767
Trading account gains and fees$0138
Additional Noninterest Income$808,0002,519
Total noninterest expense$6,517,0002,545
Salaries and employee benefits$3,800,0002,404
Premises and equipment expense$808,0002,873
Additional noninterest expense$1,909,0002,605
Pre-tax net operating income$4,162,0002,158
Securities gains (losses)$02,296
Applicable income taxes$1,070,0002,172
Income before extraordinary items$3,092,0002,188
Extraordinary gains, net$046
Net income$3,092,0002,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,648
Cash dividends$3,000,0001,017
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,092,0002,160
2005-09-30 (YTD Data)Rank
Total interest income$8,740,0002,727
Total interest expense$2,296,0003,142
Net interest income$6,444,0002,517
Provision for loan and lease losses$125,0003,813
Total noninterest income$1,444,0002,271
Gross Fiduciary activities income$121,000835
Service charges on deposit accounts$730,0001,766
Trading account gains and fees$0126
Additional Noninterest Income$593,0002,570
Total noninterest expense$4,785,0002,573
Salaries and employee benefits$2,769,0002,436
Premises and equipment expense$594,0002,905
Additional noninterest expense$1,422,0002,585
Pre-tax net operating income$2,978,0002,249
Securities gains (losses)$02,317
Applicable income taxes$766,0002,269
Income before extraordinary items$2,212,0002,304
Extraordinary gains, net$035
Net income$2,212,0002,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,418
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,212,0002,262
2005-06-30 (YTD Data)Rank
Total interest income$5,644,0002,737
Total interest expense$1,446,0003,139
Net interest income$4,198,0002,545
Provision for loan and lease losses$123,0002,983
Total noninterest income$931,0002,297
Gross Fiduciary activities income$77,000859
Service charges on deposit accounts$473,0001,765
Trading account gains and fees$0116
Additional Noninterest Income$381,0002,631
Total noninterest expense$3,084,0002,629
Salaries and employee benefits$1,807,0002,471
Premises and equipment expense$394,0002,878
Additional noninterest expense$883,0002,766
Pre-tax net operating income$1,922,0002,253
Securities gains (losses)$02,146
Applicable income taxes$498,0002,283
Income before extraordinary items$1,424,0002,313
Extraordinary gains, net$030
Net income$1,424,0002,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,392
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,424,0002,283
2005-03-31 (YTD Data)Rank
Total interest income$2,686,0002,824
Total interest expense$677,0003,201
Net interest income$2,009,0002,629
Provision for loan and lease losses$68,0002,703
Total noninterest income$441,0002,342
Gross Fiduciary activities income$37,000875
Service charges on deposit accounts$233,0001,747
Trading account gains and fees$0115
Additional Noninterest Income$171,0002,745
Total noninterest expense$1,597,0002,560
Salaries and employee benefits$888,0002,523
Premises and equipment expense$196,0002,929
Additional noninterest expense$513,0002,369
Pre-tax net operating income$785,0002,613
Securities gains (losses)$01,685
Applicable income taxes$197,0002,622
Income before extraordinary items$588,0002,671
Extraordinary gains, net$024
Net income$588,0002,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,504
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$588,0002,626
2004-12-31 (YTD Data)Rank
Total interest income$9,886,0002,868
Total interest expense$2,286,0003,271
Net interest income$7,600,0002,656
Provision for loan and lease losses$133,0004,460
Total noninterest income$1,668,0002,489
Gross Fiduciary activities income$124,000892
Service charges on deposit accounts$789,0002,173
Trading account gains and fees$0138
Additional Noninterest Income$755,0002,590
Total noninterest expense$6,295,0002,526
Salaries and employee benefits$3,472,0002,501
Premises and equipment expense$736,0002,999
Additional noninterest expense$2,087,0002,328
Pre-tax net operating income$2,840,0002,711
Securities gains (losses)$134,0001,052
Applicable income taxes$736,0002,671
Income before extraordinary items$2,238,0002,656
Extraordinary gains, net$034
Net income$2,238,0002,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$469,0001,414
Cash dividends$1,850,0001,453
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,137,5002,697
2004-09-30 (YTD Data)Rank
Total interest income$7,286,0002,875
Total interest expense$1,663,0003,299
Net interest income$5,623,0002,667
Provision for loan and lease losses$77,0004,765
Total noninterest income$1,153,0002,644
Gross Fiduciary activities income$88,000908
Service charges on deposit accounts$494,0002,526
Trading account gains and fees$0134
Additional Noninterest Income$571,0002,586
Total noninterest expense$4,748,0002,492
Salaries and employee benefits$2,637,0002,451
Premises and equipment expense$549,0002,998
Additional noninterest expense$1,562,0002,310
Pre-tax net operating income$1,951,0002,950
Securities gains (losses)$134,0001,001
Applicable income taxes$504,0002,886
Income before extraordinary items$1,581,0002,829
Extraordinary gains, net$026
Net income$1,581,0002,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,0008,661
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,479,1602,909
2004-06-30 (YTD Data)Rank
Total interest income$4,803,0002,894
Total interest expense$1,104,0003,295
Net interest income$3,699,0002,686
Provision for loan and lease losses$6,0006,548
Total noninterest income$762,0002,675
Gross Fiduciary activities income$56,000931
Service charges on deposit accounts$300,0002,711
Trading account gains and fees$0130
Additional Noninterest Income$406,0002,483
Total noninterest expense$3,135,0002,522
Salaries and employee benefits$1,749,0002,454
Premises and equipment expense$358,0003,073
Additional noninterest expense$1,028,0002,331
Pre-tax net operating income$1,320,0002,873
Securities gains (losses)$3,0002,926
Applicable income taxes$313,0003,008
Income before extraordinary items$1,010,0002,913
Extraordinary gains, net$021
Net income$1,010,0002,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,0008,755
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,007,7202,835
2004-03-31 (YTD Data)Rank
Total interest income$2,398,0002,907
Total interest expense$582,0003,192
Net interest income$1,816,0002,726
Provision for loan and lease losses$6,0005,941
Total noninterest income$360,0002,732
Gross Fiduciary activities income$27,000942
Service charges on deposit accounts$148,0002,703
Trading account gains and fees$0121
Additional Noninterest Income$185,0002,607
Total noninterest expense$1,563,0002,543
Salaries and employee benefits$873,0002,478
Premises and equipment expense$178,0003,109
Additional noninterest expense$512,0002,309
Pre-tax net operating income$607,0003,055
Securities gains (losses)$3,0002,499
Applicable income taxes$140,0003,209
Income before extraordinary items$470,0003,085
Extraordinary gains, net$016
Net income$470,0003,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$467,6902,986
2003-12-31 (YTD Data)Rank
Total interest income$10,497,0002,690
Total interest expense$2,732,0003,115
Net interest income$7,765,0002,487
Provision for loan and lease losses$47,0006,392
Total noninterest income$2,438,0001,985
Gross Fiduciary activities income$86,000990
Service charges on deposit accounts$600,0002,688
Trading account gains and fees$0160
Additional Noninterest Income$1,752,0001,614
Total noninterest expense$6,099,0002,561
Salaries and employee benefits$3,542,0002,383
Premises and equipment expense$737,0002,955
Additional noninterest expense$1,820,0002,613
Pre-tax net operating income$4,057,0001,957
Securities gains (losses)$04,500
Applicable income taxes$1,084,0002,063
Income before extraordinary items$2,973,0002,061
Extraordinary gains, net$054
Net income$2,973,0002,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0003,057
Cash dividends$2,500,0001,152
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,973,0001,967
2003-09-30 (YTD Data)Rank
Total interest income$8,033,0002,680
Total interest expense$2,103,0003,146
Net interest income$5,930,0002,468
Provision for loan and lease losses$21,0006,714
Total noninterest income$2,082,0001,844
Gross Fiduciary activities income$60,000998
Service charges on deposit accounts$447,0002,717
Trading account gains and fees$0153
Additional Noninterest Income$1,575,0001,484
Total noninterest expense$4,608,0002,556
Salaries and employee benefits$2,702,0002,348
Premises and equipment expense$544,0003,001
Additional noninterest expense$1,362,0002,601
Pre-tax net operating income$3,383,0001,852
Securities gains (losses)$04,204
Applicable income taxes$930,0001,970
Income before extraordinary items$2,453,0001,962
Extraordinary gains, net$040
Net income$2,453,0001,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,765
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,453,0001,858
2003-06-30 (YTD Data)Rank
Total interest income$5,417,0002,683
Total interest expense$1,454,0003,140
Net interest income$3,963,0002,459
Provision for loan and lease losses$21,0006,267
Total noninterest income$1,430,0001,788
Gross Fiduciary activities income$37,0001,016
Service charges on deposit accounts$291,0002,720
Trading account gains and fees$0150
Additional Noninterest Income$1,102,0001,409
Total noninterest expense$3,026,0002,575
Salaries and employee benefits$1,744,0002,415
Premises and equipment expense$364,0002,985
Additional noninterest expense$918,0002,566
Pre-tax net operating income$2,346,0001,775
Securities gains (losses)$03,782
Applicable income taxes$653,0001,923
Income before extraordinary items$1,693,0001,893
Extraordinary gains, net$030
Net income$1,693,0001,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,357
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,693,0001,786
2003-03-31 (YTD Data)Rank
Total interest income$2,743,0002,667
Total interest expense$752,0003,116
Net interest income$1,991,0002,445
Provision for loan and lease losses$21,0005,171
Total noninterest income$562,0002,100
Gross Fiduciary activities income$16,0001,055
Service charges on deposit accounts$142,0002,695
Trading account gains and fees$0134
Additional Noninterest Income$404,0001,727
Total noninterest expense$1,541,0002,510
Salaries and employee benefits$884,0002,383
Premises and equipment expense$185,0002,937
Additional noninterest expense$472,0002,466
Pre-tax net operating income$991,0002,061
Securities gains (losses)$02,891
Applicable income taxes$266,0002,227
Income before extraordinary items$725,0002,141
Extraordinary gains, net$021
Net income$725,0002,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,979
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$725,0002,028
2002-12-31 (YTD Data)Rank
Total interest income$12,790,0002,417
Total interest expense$4,013,0002,740
Net interest income$8,777,0002,206
Provision for loan and lease losses$36,0007,011
Total noninterest income$2,165,0001,995
Gross Fiduciary activities income$79,0001,039
Service charges on deposit accounts$586,0002,614
Trading account gains and fees$0153
Additional Noninterest Income$1,500,0001,645
Total noninterest expense$6,106,0002,419
Salaries and employee benefits$3,602,0002,226
Premises and equipment expense$712,0002,963
Additional noninterest expense$1,792,0002,552
Pre-tax net operating income$4,800,0001,697
Securities gains (losses)$04,537
Applicable income taxes$1,352,0001,800
Income before extraordinary items$3,448,0001,739
Extraordinary gains, net$070
Net income$3,448,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0009,055
Cash dividends$4,250,000709
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,448,0001,683
2001-12-31 (YTD Data)Rank
Total interest income$15,835,0002,177
Total interest expense$7,166,0002,238
Net interest income$8,669,0002,061
Provision for loan and lease losses$610,0001,871
Total noninterest income$2,144,0001,909
Gross Fiduciary activities income$43,0001,162
Service charges on deposit accounts$564,0002,568
Trading account gains and fees$0177
Additional Noninterest Income$1,537,0001,487
Total noninterest expense$5,892,0002,416
Salaries and employee benefits$3,353,0002,234
Premises and equipment expense$785,0002,681
Additional noninterest expense$1,754,0002,530
Pre-tax net operating income$4,311,0001,646
Securities gains (losses)$17,0003,266
Applicable income taxes$1,247,0001,759
Income before extraordinary items$3,081,0001,705
Extraordinary gains, net$0105
Net income$3,081,0001,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$563,0001,428
Cash dividends$2,500,0001,072
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,068,9301,641
2000-12-31 (YTD Data)Rank
Total interest income$15,885,0002,204
Total interest expense$7,667,0002,223
Net interest income$8,218,0002,157
Provision for loan and lease losses$600,0001,605
Total noninterest income$1,415,0002,452
Gross Fiduciary activities income$2,0001,298
Service charges on deposit accounts$550,0002,473
Trading account gains and fees$0180
Additional Noninterest Income$863,0002,050
Total noninterest expense$5,526,0002,472
Salaries and employee benefits$2,867,0002,487
Premises and equipment expense$829,0002,497
Additional noninterest expense$1,830,0002,350
Pre-tax net operating income$3,507,0002,078
Securities gains (losses)$01,956
Applicable income taxes$972,0002,181
Income before extraordinary items$2,535,0002,060
Extraordinary gains, net$038
Net income$2,535,0002,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,0001,123
Cash dividends$1,900,0001,413
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,535,0002,061
1999-12-31 (YTD Data)Rank
Total interest income$13,715,0002,385
Total interest expense$6,090,0002,421
Net interest income$7,625,0002,312
Provision for loan and lease losses$70,0005,912
Total noninterest income$1,451,0002,350
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$509,0002,593
Trading account gains and fees$0173
Additional Noninterest Income$942,0001,949
Total noninterest expense$5,362,0002,526
Salaries and employee benefits$2,723,0002,586
Premises and equipment expense$830,0002,440
Additional noninterest expense$1,809,0002,411
Pre-tax net operating income$3,644,0002,007
Securities gains (losses)$2,0002,566
Applicable income taxes$1,037,0002,160
Income before extraordinary items$2,609,0002,030
Extraordinary gains, net$035
Net income$2,609,0002,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,383
Cash dividends$5,238,000629
Sale, conversion, retirement of capital stock, net$40,000869
Net operating income$2,607,5602,003
1998-12-31 (YTD Data)Rank
Total interest income$14,191,0002,299
Total interest expense$6,276,0002,401
Net interest income$7,915,0002,153
Provision for loan and lease losses$175,0003,848
Total noninterest income$1,713,0002,050
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$370,0003,356
Trading account gains and fees$0224
Additional Noninterest Income$1,343,0001,506
Total noninterest expense$5,442,0002,400
Salaries and employee benefits$2,765,0002,440
Premises and equipment expense$835,0002,339
Additional noninterest expense$1,842,0002,269
Pre-tax net operating income$4,011,0001,813
Securities gains (losses)$04,449
Applicable income taxes$1,173,0002,037
Income before extraordinary items$2,838,0001,853
Extraordinary gains, net$032
Net income$2,838,0001,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,482
Cash dividends$1,175,0001,986
Sale, conversion, retirement of capital stock, net$120,000738
Net operating income$2,838,0001,776
1997-12-31 (YTD Data)Rank
Total interest income$12,888,0002,550
Total interest expense$5,515,0002,715
Net interest income$7,373,0002,369
Provision for loan and lease losses$105,0005,052
Total noninterest income$1,086,0002,855
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$347,0003,636
Trading account gains and fees$0239
Additional Noninterest Income$739,0002,145
Total noninterest expense$4,492,0002,825
Salaries and employee benefits$2,522,0002,615
Premises and equipment expense$466,0003,932
Additional noninterest expense$1,504,0002,734
Pre-tax net operating income$3,862,0001,943
Securities gains (losses)$5,0002,787
Applicable income taxes$1,108,0002,231
Income before extraordinary items$2,759,0001,916
Extraordinary gains, net$044
Net income$2,759,0001,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,179
Cash dividends$1,047,0002,091
Sale, conversion, retirement of capital stock, net$88,000785
Net operating income$2,755,4501,861
1996-12-31 (YTD Data)Rank
Total interest income$11,607,0002,848
Total interest expense$5,010,0002,994
Net interest income$6,597,0002,685
Provision for loan and lease losses$120,0004,568
Total noninterest income$974,0003,194
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$336,0003,890
Trading account gains and fees$0262
Additional Noninterest Income$638,0002,457
Total noninterest expense$3,985,0003,356
Salaries and employee benefits$2,158,0003,091
Premises and equipment expense$431,0004,280
Additional noninterest expense$1,396,0003,316
Pre-tax net operating income$3,466,0002,068
Securities gains (losses)$04,148
Applicable income taxes$956,0002,455
Income before extraordinary items$2,510,0001,970
Extraordinary gains, net$053
Net income$2,510,0001,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,00010,776
Cash dividends$874,0002,363
Sale, conversion, retirement of capital stock, net$34,000768
Net operating income$2,510,0001,930
1995-12-31 (YTD Data)Rank
Total interest income$10,665,0003,109
Total interest expense$4,599,0003,256
Net interest income$6,066,0002,929
Provision for loan and lease losses$225,0002,789
Total noninterest income$740,0003,917
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$307,0004,212
Trading account gains and fees$0522
Additional Noninterest Income$433,0003,159
Total noninterest expense$3,730,0003,531
Salaries and employee benefits$2,006,0003,300
Premises and equipment expense$398,0004,563
Additional noninterest expense$1,326,0003,438
Pre-tax net operating income$2,851,0002,529
Securities gains (losses)$11,0002,318
Applicable income taxes$768,0002,986
Income before extraordinary items$2,094,0002,394
Extraordinary gains, net$065
Net income$2,094,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,109
Cash dividends$630,0002,832
Sale, conversion, retirement of capital stock, net$21,000717
Net operating income$2,085,9702,384
1994-12-31 (YTD Data)Rank
Total interest income$8,669,0003,457
Total interest expense$3,511,0003,446
Net interest income$5,158,0003,456
Provision for loan and lease losses$210,0002,926
Total noninterest income$764,0003,862
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$311,0004,240
Trading account gains and fees$0475
Additional Noninterest Income$453,0003,158
Total noninterest expense$3,462,0003,884
Salaries and employee benefits$1,736,0003,757
Premises and equipment expense$332,0005,275
Additional noninterest expense$1,394,0003,546
Pre-tax net operating income$2,250,0003,105
Securities gains (losses)$1,0003,293
Applicable income taxes$550,0003,767
Income before extraordinary items$1,701,0002,844
Extraordinary gains, net$0249
Net income$1,701,0002,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,012
Cash dividends$508,0003,142
Sale, conversion, retirement of capital stock, net$65,000880
Net operating income$1,700,2402,861
1993-12-31 (YTD Data)Rank
Total interest income$8,179,0003,739
Total interest expense$3,529,0003,562
Net interest income$4,650,0003,813
Provision for loan and lease losses$180,0004,132
Total noninterest income$820,0003,917
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$297,0004,471
Trading account gains and fees$0532
Additional Noninterest Income$523,0003,172
Total noninterest expense$3,345,0004,082
Salaries and employee benefits$1,558,0004,138
Premises and equipment expense$309,0005,704
Additional noninterest expense$1,478,0003,551
Pre-tax net operating income$1,945,0003,392
Securities gains (losses)$3,0006,505
Applicable income taxes$439,0004,676
Income before extraordinary items$1,509,0003,239
Extraordinary gains, net$03,149
Net income$1,509,0003,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00011,177
Cash dividends$457,0003,326
Sale, conversion, retirement of capital stock, net$14,0001,115
Net operating income$1,506,6903,068
1992-12-31 (YTD Data)Rank
Total interest income$8,510,0004,064
Total interest expense$4,127,0003,960
Net interest income$4,383,0004,106
Provision for loan and lease losses$180,0005,503
Total noninterest income$606,0004,922
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$212,0005,774
Trading account gains and feesNANA
Additional Noninterest Income$394,0003,746
Total noninterest expense$2,816,0004,788
Salaries and employee benefits$1,374,0004,581
Premises and equipment expense$239,0006,988
Additional noninterest expense$1,203,0004,327
Pre-tax net operating income$1,993,0003,113
Securities gains (losses)$1,0007,986
Applicable income taxes$440,0004,451
Income before extraordinary items$1,554,0002,964
Extraordinary gains, net$01,422
Net income$1,554,0002,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0006,617
Cash dividends$408,0003,250
Sale, conversion, retirement of capital stock, net$1,0001,141
Net operating income$1,553,2202,746

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.