Home > Minotola National Bank > Income and Expense
Minotola National Bank, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,787,000 | 1,064 |
| Total interest expense | $2,031,000 | 1,795 |
| Net interest income | $6,756,000 | 836 |
| Provision for loan and lease losses | $-42,000 | 8,614 |
| Total noninterest income | $1,492,000 | 935 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $435,000 | 980 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,057,000 | 772 |
| Total noninterest expense | $5,846,000 | 767 |
| Salaries and employee benefits | $3,134,000 | 770 |
| Premises and equipment expense | $883,000 | 737 |
| Additional noninterest expense | $1,829,000 | 742 |
| Pre-tax net operating income | $2,444,000 | 1,022 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $968,000 | 803 |
| Income before extraordinary items | $1,476,000 | 1,256 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,476,000 | 1,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 712 |
| Cash dividends | $818,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,476,000 | 1,236 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $34,022,000 | 967 |
| Total interest expense | $6,308,000 | 1,796 |
| Net interest income | $27,714,000 | 758 |
| Provision for loan and lease losses | $41,000 | 5,955 |
| Total noninterest income | $6,691,000 | 849 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,649,000 | 1,077 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,042,000 | 677 |
| Total noninterest expense | $24,103,000 | 718 |
| Salaries and employee benefits | $13,036,000 | 694 |
| Premises and equipment expense | $3,513,000 | 701 |
| Additional noninterest expense | $7,554,000 | 700 |
| Pre-tax net operating income | $10,261,000 | 958 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $3,952,000 | 777 |
| Income before extraordinary items | $6,317,000 | 1,152 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,317,000 | 1,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,469 |
| Cash dividends | $3,270,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 656 |
| Net operating income | $6,311,880 | 1,126 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,908,000 | 959 |
| Total interest expense | $4,431,000 | 1,808 |
| Net interest income | $20,477,000 | 762 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $5,128,000 | 843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,210,000 | 1,094 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,918,000 | 661 |
| Total noninterest expense | $17,581,000 | 719 |
| Salaries and employee benefits | $9,762,000 | 686 |
| Premises and equipment expense | $2,604,000 | 700 |
| Additional noninterest expense | $5,215,000 | 751 |
| Pre-tax net operating income | $7,974,000 | 927 |
| Securities gains (losses) | $8,000 | 1,553 |
| Applicable income taxes | $3,018,000 | 772 |
| Income before extraordinary items | $4,964,000 | 1,082 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,964,000 | 1,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,251 |
| Cash dividends | $2,452,000 | 892 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 519 |
| Net operating income | $4,958,880 | 1,066 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,322,000 | 956 |
| Total interest expense | $2,740,000 | 1,836 |
| Net interest income | $13,582,000 | 760 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $3,015,000 | 920 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $782,000 | 1,099 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,233,000 | 741 |
| Total noninterest expense | $11,592,000 | 719 |
| Salaries and employee benefits | $6,387,000 | 692 |
| Premises and equipment expense | $1,706,000 | 699 |
| Additional noninterest expense | $3,499,000 | 747 |
| Pre-tax net operating income | $4,981,000 | 958 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $1,874,000 | 799 |
| Income before extraordinary items | $3,115,000 | 1,128 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,115,000 | 1,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,003 |
| Cash dividends | $1,634,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 537 |
| Net operating income | $3,109,880 | 1,107 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,017,000 | 956 |
| Total interest expense | $1,242,000 | 1,907 |
| Net interest income | $6,775,000 | 756 |
| Provision for loan and lease losses | $-54,000 | 8,811 |
| Total noninterest income | $1,282,000 | 1,026 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $365,000 | 1,137 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $917,000 | 842 |
| Total noninterest expense | $5,729,000 | 725 |
| Salaries and employee benefits | $3,139,000 | 701 |
| Premises and equipment expense | $861,000 | 696 |
| Additional noninterest expense | $1,729,000 | 735 |
| Pre-tax net operating income | $2,382,000 | 983 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $896,000 | 831 |
| Income before extraordinary items | $1,494,000 | 1,162 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,494,000 | 1,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $817,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 450 |
| Net operating income | $1,488,880 | 1,140 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $30,958,000 | 902 |
| Total interest expense | $4,275,000 | 1,906 |
| Net interest income | $26,683,000 | 727 |
| Provision for loan and lease losses | $288,000 | 3,013 |
| Total noninterest income | $6,470,000 | 853 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,579,000 | 1,127 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,891,000 | 682 |
| Total noninterest expense | $22,017,000 | 736 |
| Salaries and employee benefits | $12,418,000 | 687 |
| Premises and equipment expense | $3,358,000 | 686 |
| Additional noninterest expense | $6,241,000 | 809 |
| Pre-tax net operating income | $10,848,000 | 813 |
| Securities gains (losses) | $-70,000 | 8,665 |
| Applicable income taxes | $3,594,000 | 778 |
| Income before extraordinary items | $7,184,000 | 916 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,184,000 | 917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,118 |
| Cash dividends | $3,316,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 602 |
| Net operating income | $7,230,900 | 872 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $23,024,000 | 899 |
| Total interest expense | $3,185,000 | 1,884 |
| Net interest income | $19,839,000 | 729 |
| Provision for loan and lease losses | $271,000 | 2,425 |
| Total noninterest income | $5,009,000 | 845 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,178,000 | 1,132 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,831,000 | 677 |
| Total noninterest expense | $16,170,000 | 745 |
| Salaries and employee benefits | $9,063,000 | 700 |
| Premises and equipment expense | $2,478,000 | 702 |
| Additional noninterest expense | $4,629,000 | 814 |
| Pre-tax net operating income | $8,407,000 | 792 |
| Securities gains (losses) | $70,000 | 1,418 |
| Applicable income taxes | $2,846,000 | 755 |
| Income before extraordinary items | $5,631,000 | 881 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,631,000 | 882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,301 |
| Cash dividends | $968,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 520 |
| Net operating income | $5,584,800 | 850 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,303,000 | 882 |
| Total interest expense | $2,171,000 | 1,826 |
| Net interest income | $13,132,000 | 727 |
| Provision for loan and lease losses | $222,000 | 2,025 |
| Total noninterest income | $3,071,000 | 901 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $778,000 | 1,137 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,293,000 | 722 |
| Total noninterest expense | $10,598,000 | 759 |
| Salaries and employee benefits | $5,963,000 | 711 |
| Premises and equipment expense | $1,652,000 | 705 |
| Additional noninterest expense | $2,983,000 | 829 |
| Pre-tax net operating income | $5,383,000 | 814 |
| Securities gains (losses) | $70,000 | 1,253 |
| Applicable income taxes | $1,831,000 | 771 |
| Income before extraordinary items | $3,622,000 | 904 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,622,000 | 904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,646 |
| Cash dividends | $968,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 525 |
| Net operating income | $3,575,800 | 876 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,429,000 | 920 |
| Total interest expense | $1,123,000 | 1,790 |
| Net interest income | $6,306,000 | 772 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $1,324,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $377,000 | 1,135 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $947,000 | 818 |
| Total noninterest expense | $5,296,000 | 763 |
| Salaries and employee benefits | $2,920,000 | 735 |
| Premises and equipment expense | $865,000 | 680 |
| Additional noninterest expense | $1,511,000 | 814 |
| Pre-tax net operating income | $2,298,000 | 941 |
| Securities gains (losses) | $69,000 | 1,018 |
| Applicable income taxes | $764,000 | 927 |
| Income before extraordinary items | $1,603,000 | 1,025 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,603,000 | 1,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,556,080 | 997 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $31,016,000 | 902 |
| Total interest expense | $5,833,000 | 1,528 |
| Net interest income | $25,183,000 | 760 |
| Provision for loan and lease losses | $412,000 | 2,534 |
| Total noninterest income | $6,640,000 | 905 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,515,000 | 1,140 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,125,000 | 751 |
| Total noninterest expense | $20,918,000 | 771 |
| Salaries and employee benefits | $11,912,000 | 716 |
| Premises and equipment expense | $3,115,000 | 736 |
| Additional noninterest expense | $5,891,000 | 862 |
| Pre-tax net operating income | $10,493,000 | 824 |
| Securities gains (losses) | $17,000 | 3,315 |
| Applicable income taxes | $3,508,000 | 813 |
| Income before extraordinary items | $7,002,000 | 925 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,002,000 | 927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,141 |
| Cash dividends | $1,934,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 640 |
| Net operating income | $6,990,610 | 867 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $23,481,000 | 918 |
| Total interest expense | $4,637,000 | 1,502 |
| Net interest income | $18,844,000 | 772 |
| Provision for loan and lease losses | $337,000 | 2,316 |
| Total noninterest income | $4,944,000 | 937 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,138,000 | 1,139 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,806,000 | 782 |
| Total noninterest expense | $15,249,000 | 798 |
| Salaries and employee benefits | $8,655,000 | 754 |
| Premises and equipment expense | $2,284,000 | 764 |
| Additional noninterest expense | $4,310,000 | 894 |
| Pre-tax net operating income | $8,202,000 | 825 |
| Securities gains (losses) | $17,000 | 3,051 |
| Applicable income taxes | $2,765,000 | 832 |
| Income before extraordinary items | $5,454,000 | 925 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,454,000 | 925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,467 |
| Cash dividends | $966,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 515 |
| Net operating income | $5,442,780 | 862 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,879,000 | 921 |
| Total interest expense | $3,278,000 | 1,474 |
| Net interest income | $12,601,000 | 766 |
| Provision for loan and lease losses | $110,000 | 3,695 |
| Total noninterest income | $3,063,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $753,000 | 1,126 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,310,000 | 832 |
| Total noninterest expense | $9,991,000 | 818 |
| Salaries and employee benefits | $5,618,000 | 774 |
| Premises and equipment expense | $1,481,000 | 777 |
| Additional noninterest expense | $2,892,000 | 895 |
| Pre-tax net operating income | $5,563,000 | 804 |
| Securities gains (losses) | $17,000 | 2,697 |
| Applicable income taxes | $1,870,000 | 818 |
| Income before extraordinary items | $3,710,000 | 913 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,710,000 | 914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,533 |
| Cash dividends | $966,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 476 |
| Net operating income | $3,698,780 | 842 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,072,000 | 915 |
| Total interest expense | $1,723,000 | 1,438 |
| Net interest income | $6,349,000 | 751 |
| Provision for loan and lease losses | $96,000 | 2,441 |
| Total noninterest income | $1,391,000 | 1,029 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $367,000 | 1,124 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,024,000 | 873 |
| Total noninterest expense | $4,943,000 | 825 |
| Salaries and employee benefits | $2,747,000 | 793 |
| Premises and equipment expense | $755,000 | 776 |
| Additional noninterest expense | $1,441,000 | 867 |
| Pre-tax net operating income | $2,701,000 | 829 |
| Securities gains (losses) | $23,000 | 1,827 |
| Applicable income taxes | $899,000 | 869 |
| Income before extraordinary items | $1,825,000 | 920 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,825,000 | 919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,205 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 367 |
| Net operating income | $1,809,590 | 861 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $33,883,000 | 900 |
| Total interest expense | $8,644,000 | 1,295 |
| Net interest income | $25,239,000 | 747 |
| Provision for loan and lease losses | $284,000 | 3,588 |
| Total noninterest income | $6,475,000 | 848 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,345,000 | 1,204 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,130,000 | 674 |
| Total noninterest expense | $19,064,000 | 828 |
| Salaries and employee benefits | $10,585,000 | 767 |
| Premises and equipment expense | $2,859,000 | 769 |
| Additional noninterest expense | $5,620,000 | 892 |
| Pre-tax net operating income | $12,366,000 | 713 |
| Securities gains (losses) | $-163,000 | 9,183 |
| Applicable income taxes | $4,159,000 | 706 |
| Income before extraordinary items | $8,044,000 | 790 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,044,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,374 |
| Cash dividends | $1,905,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 621 |
| Net operating income | $8,151,580 | 747 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $37,077,000 | 922 |
| Total interest expense | $13,479,000 | 1,194 |
| Net interest income | $23,598,000 | 746 |
| Provision for loan and lease losses | $400,000 | 2,609 |
| Total noninterest income | $7,146,000 | 749 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,388,000 | 1,071 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,758,000 | 593 |
| Total noninterest expense | $18,233,000 | 827 |
| Salaries and employee benefits | $9,344,000 | 784 |
| Premises and equipment expense | $2,529,000 | 829 |
| Additional noninterest expense | $6,360,000 | 788 |
| Pre-tax net operating income | $12,111,000 | 646 |
| Securities gains (losses) | $-51,000 | 9,449 |
| Applicable income taxes | $4,123,000 | 637 |
| Income before extraordinary items | $7,937,000 | 710 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,937,000 | 711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,258 |
| Cash dividends | $1,799,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 663 |
| Net operating income | $7,970,660 | 680 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $34,930,000 | 1,015 |
| Total interest expense | $14,045,000 | 1,240 |
| Net interest income | $20,885,000 | 835 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $5,707,000 | 842 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,216,000 | 1,118 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,491,000 | 675 |
| Total noninterest expense | $16,096,000 | 880 |
| Salaries and employee benefits | $8,759,000 | 802 |
| Premises and equipment expense | $2,311,000 | 858 |
| Additional noninterest expense | $5,026,000 | 946 |
| Pre-tax net operating income | $10,196,000 | 767 |
| Securities gains (losses) | $-53,000 | 9,220 |
| Applicable income taxes | $3,282,000 | 767 |
| Income before extraordinary items | $6,861,000 | 793 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,861,000 | 793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,031 |
| Cash dividends | $1,696,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 738 |
| Net operating income | $6,897,040 | 787 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $31,247,000 | 1,051 |
| Total interest expense | $11,443,000 | 1,318 |
| Net interest income | $19,804,000 | 890 |
| Provision for loan and lease losses | $480,000 | 1,826 |
| Total noninterest income | $5,520,000 | 865 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,086,000 | 1,225 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,434,000 | 696 |
| Total noninterest expense | $14,457,000 | 970 |
| Salaries and employee benefits | $7,719,000 | 889 |
| Premises and equipment expense | $1,992,000 | 1,012 |
| Additional noninterest expense | $4,746,000 | 994 |
| Pre-tax net operating income | $10,387,000 | 791 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,506,000 | 781 |
| Income before extraordinary items | $6,881,000 | 834 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,881,000 | 834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,174 |
| Cash dividends | $1,516,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 819 |
| Net operating income | $6,881,000 | 818 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $30,531,000 | 1,072 |
| Total interest expense | $11,557,000 | 1,342 |
| Net interest income | $18,974,000 | 904 |
| Provision for loan and lease losses | $520,000 | 1,672 |
| Total noninterest income | $4,535,000 | 1,008 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $838,000 | 1,509 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,697,000 | 793 |
| Total noninterest expense | $13,269,000 | 1,002 |
| Salaries and employee benefits | $6,826,000 | 953 |
| Premises and equipment expense | $2,068,000 | 935 |
| Additional noninterest expense | $4,375,000 | 1,050 |
| Pre-tax net operating income | $9,720,000 | 806 |
| Securities gains (losses) | $-33,000 | 10,339 |
| Applicable income taxes | $3,245,000 | 810 |
| Income before extraordinary items | $6,442,000 | 848 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,442,000 | 848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,698 |
| Cash dividends | $1,338,000 | 1,808 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 846 |
| Net operating income | $6,464,110 | 815 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $29,098,000 | 1,154 |
| Total interest expense | $11,239,000 | 1,401 |
| Net interest income | $17,859,000 | 993 |
| Provision for loan and lease losses | $570,000 | 1,607 |
| Total noninterest income | $2,929,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $696,000 | 1,871 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,233,000 | 1,018 |
| Total noninterest expense | $11,296,000 | 1,175 |
| Salaries and employee benefits | $6,381,000 | 1,037 |
| Premises and equipment expense | $1,650,000 | 1,204 |
| Additional noninterest expense | $3,265,000 | 1,339 |
| Pre-tax net operating income | $8,922,000 | 909 |
| Securities gains (losses) | $34,000 | 1,562 |
| Applicable income taxes | $2,933,000 | 956 |
| Income before extraordinary items | $6,023,000 | 913 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,023,000 | 915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,227 |
| Cash dividends | $1,211,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 864 |
| Net operating income | $6,000,220 | 896 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,693,000 | 1,241 |
| Total interest expense | $10,804,000 | 1,498 |
| Net interest income | $16,889,000 | 1,073 |
| Provision for loan and lease losses | $700,000 | 1,321 |
| Total noninterest income | $1,936,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $562,000 | 2,419 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,374,000 | 1,459 |
| Total noninterest expense | $10,263,000 | 1,394 |
| Salaries and employee benefits | $5,923,000 | 1,135 |
| Premises and equipment expense | $1,506,000 | 1,358 |
| Additional noninterest expense | $2,834,000 | 1,830 |
| Pre-tax net operating income | $7,862,000 | 972 |
| Securities gains (losses) | $25,000 | 1,832 |
| Applicable income taxes | $2,559,000 | 995 |
| Income before extraordinary items | $5,328,000 | 985 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,328,000 | 986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,831 |
| Cash dividends | $1,008,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 759 |
| Net operating income | $5,311,000 | 973 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,254,000 | 1,358 |
| Total interest expense | $9,792,000 | 1,623 |
| Net interest income | $15,462,000 | 1,175 |
| Provision for loan and lease losses | $480,000 | 1,623 |
| Total noninterest income | $1,422,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $467,000 | 2,910 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $955,000 | 1,854 |
| Total noninterest expense | $9,932,000 | 1,431 |
| Salaries and employee benefits | $5,251,000 | 1,267 |
| Premises and equipment expense | $1,693,000 | 1,227 |
| Additional noninterest expense | $2,988,000 | 1,709 |
| Pre-tax net operating income | $6,472,000 | 1,190 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,934,000 | 1,307 |
| Income before extraordinary items | $4,538,000 | 1,162 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,538,000 | 1,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,045 |
| Cash dividends | $880,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 689 |
| Net operating income | $4,538,000 | 1,143 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,073,000 | 1,405 |
| Total interest expense | $7,403,000 | 1,691 |
| Net interest income | $14,670,000 | 1,237 |
| Provision for loan and lease losses | $460,000 | 1,641 |
| Total noninterest income | $1,072,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $407,000 | 3,330 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $665,000 | 2,419 |
| Total noninterest expense | $9,373,000 | 1,564 |
| Salaries and employee benefits | $4,876,000 | 1,390 |
| Premises and equipment expense | $1,378,000 | 1,511 |
| Additional noninterest expense | $3,119,000 | 1,742 |
| Pre-tax net operating income | $5,909,000 | 1,263 |
| Securities gains (losses) | $63,000 | 1,013 |
| Applicable income taxes | $1,747,000 | 1,347 |
| Income before extraordinary items | $4,225,000 | 1,199 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,225,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 1,072 |
| Cash dividends | $829,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,002 |
| Net operating income | $4,180,270 | 1,219 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,966,000 | 1,500 |
| Total interest expense | $7,445,000 | 1,763 |
| Net interest income | $13,521,000 | 1,336 |
| Provision for loan and lease losses | $360,000 | 2,633 |
| Total noninterest income | $886,000 | 3,677 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $385,000 | 3,570 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $501,000 | 3,263 |
| Total noninterest expense | $8,466,000 | 1,773 |
| Salaries and employee benefits | $4,395,000 | 1,541 |
| Premises and equipment expense | $1,127,000 | 1,861 |
| Additional noninterest expense | $2,944,000 | 1,942 |
| Pre-tax net operating income | $5,581,000 | 1,242 |
| Securities gains (losses) | $315,000 | 1,252 |
| Applicable income taxes | $1,696,000 | 1,401 |
| Income before extraordinary items | $4,200,000 | 1,219 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,200,000 | 1,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,863 |
| Cash dividends | $727,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 1,079 |
| Net operating income | $3,976,350 | 1,190 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,952,000 | 1,769 |
| Total interest expense | $8,304,000 | 2,054 |
| Net interest income | $11,648,000 | 1,589 |
| Provision for loan and lease losses | $360,000 | 3,684 |
| Total noninterest income | $684,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $300,000 | 4,436 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $384,000 | 3,804 |
| Total noninterest expense | $7,523,000 | 1,964 |
| Salaries and employee benefits | $3,927,000 | 1,685 |
| Premises and equipment expense | $1,014,000 | 2,066 |
| Additional noninterest expense | $2,582,000 | 2,260 |
| Pre-tax net operating income | $4,449,000 | 1,433 |
| Securities gains (losses) | $141,000 | 2,495 |
| Applicable income taxes | $1,352,000 | 1,580 |
| Income before extraordinary items | $3,238,000 | 1,433 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,238,000 | 1,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 5,081 |
| Cash dividends | $627,000 | 2,330 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,025 |
| Net operating income | $3,137,890 | 1,379 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.