Home > Minonk State Bank > Income and Expense
Minonk State Bank, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,653,000 | 7,006 |
Total interest expense | $1,830,000 | 6,608 |
Net interest income | $1,823,000 | 7,266 |
Provision for loan and lease losses | $357,000 | 2,295 |
Total noninterest income | $258,000 | 7,121 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $84,000 | 7,557 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $174,000 | 5,301 |
Total noninterest expense | $1,139,000 | 7,878 |
Salaries and employee benefits | $563,000 | 8,166 |
Premises and equipment expense | $131,000 | 8,214 |
Additional noninterest expense | $445,000 | 6,971 |
Pre-tax net operating income | $585,000 | 7,492 |
Securities gains (losses) | $10,000 | 2,359 |
Applicable income taxes | $171,000 | 7,306 |
Income before extraordinary items | $424,000 | 7,483 |
Extraordinary gains, net | $0 | 44 |
Net income | $424,000 | 7,486 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $318,000 | 1,883 |
Cash dividends | $271,000 | 4,787 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $416,900 | 7,474 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,397,000 | 7,515 |
Total interest expense | $1,684,000 | 7,125 |
Net interest income | $1,713,000 | 7,738 |
Provision for loan and lease losses | $60,000 | 6,086 |
Total noninterest income | $287,000 | 7,106 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $88,000 | 7,775 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $199,000 | 5,174 |
Total noninterest expense | $1,164,000 | 8,095 |
Salaries and employee benefits | $648,000 | 7,856 |
Premises and equipment expense | $143,000 | 8,222 |
Additional noninterest expense | $373,000 | 8,133 |
Pre-tax net operating income | $776,000 | 6,599 |
Securities gains (losses) | $-9,000 | 10,223 |
Applicable income taxes | $225,000 | 6,772 |
Income before extraordinary items | $542,000 | 6,613 |
Extraordinary gains, net | $0 | 53 |
Net income | $542,000 | 6,616 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $45,000 | 5,513 |
Cash dividends | $341,000 | 4,252 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $548,390 | 6,502 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,164,000 | 7,988 |
Total interest expense | $1,586,000 | 7,460 |
Net interest income | $1,578,000 | 8,311 |
Provision for loan and lease losses | $36,000 | 6,768 |
Total noninterest income | $291,000 | 7,172 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $114,000 | 7,451 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $177,000 | 5,493 |
Total noninterest expense | $1,112,000 | 8,524 |
Salaries and employee benefits | $638,000 | 8,131 |
Premises and equipment expense | $145,000 | 8,397 |
Additional noninterest expense | $329,000 | 8,926 |
Pre-tax net operating income | $721,000 | 7,216 |
Securities gains (losses) | $-208,000 | 11,682 |
Applicable income taxes | $138,000 | 8,483 |
Income before extraordinary items | $375,000 | 8,270 |
Extraordinary gains, net | $0 | 65 |
Net income | $375,000 | 8,271 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $48,000 | 5,213 |
Cash dividends | $242,000 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $526,840 | 7,030 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,848,000 | 8,325 |
Total interest expense | $1,298,000 | 7,557 |
Net interest income | $1,550,000 | 8,734 |
Provision for loan and lease losses | $40,000 | 6,585 |
Total noninterest income | $279,000 | 7,533 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $120,000 | 7,593 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $159,000 | 6,034 |
Total noninterest expense | $1,133,000 | 8,863 |
Salaries and employee benefits | $625,000 | 8,447 |
Premises and equipment expense | $128,000 | 9,152 |
Additional noninterest expense | $380,000 | 9,039 |
Pre-tax net operating income | $656,000 | 7,669 |
Securities gains (losses) | $31,000 | 1,448 |
Applicable income taxes | $160,000 | 8,112 |
Income before extraordinary items | $527,000 | 7,098 |
Extraordinary gains, net | $0 | 249 |
Net income | $527,000 | 7,108 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 7,944 |
Cash dividends | $356,000 | 4,036 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $503,130 | 7,321 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,669,000 | 8,874 |
Total interest expense | $1,241,000 | 8,105 |
Net interest income | $1,428,000 | 9,336 |
Provision for loan and lease losses | $36,000 | 8,112 |
Total noninterest income | $291,000 | 7,794 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $114,000 | 7,999 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $177,000 | 6,042 |
Total noninterest expense | $1,093,000 | 9,347 |
Salaries and employee benefits | $597,000 | 8,824 |
Premises and equipment expense | $127,000 | 9,576 |
Additional noninterest expense | $369,000 | 9,615 |
Pre-tax net operating income | $590,000 | 8,008 |
Securities gains (losses) | $76,000 | 2,857 |
Applicable income taxes | $98,000 | 9,793 |
Income before extraordinary items | $568,000 | 7,027 |
Extraordinary gains, net | $106,000 | 1,513 |
Net income | $674,000 | 6,445 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 7,435 |
Cash dividends | $467,000 | 3,280 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $503,400 | 7,272 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,701,000 | 9,530 |
Total interest expense | $1,463,000 | 8,634 |
Net interest income | $1,238,000 | 10,191 |
Provision for loan and lease losses | $33,000 | 9,854 |
Total noninterest income | $275,000 | 8,098 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $104,000 | 8,390 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $171,000 | 6,197 |
Total noninterest expense | $1,017,000 | 9,895 |
Salaries and employee benefits | $538,000 | 9,389 |
Premises and equipment expense | $129,000 | 9,729 |
Additional noninterest expense | $350,000 | 10,192 |
Pre-tax net operating income | $463,000 | 8,694 |
Securities gains (losses) | $123,000 | 2,684 |
Applicable income taxes | $109,000 | 9,667 |
Income before extraordinary items | $477,000 | 7,530 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $477,000 | 7,632 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $35,000 | 8,252 |
Cash dividends | $424,000 | 3,170 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $377,370 | 8,077 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.