Home > Minnwest Bank South > Income and Expense
Minnwest Bank South, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 3,040 |
| Total interest expense | $157,000 | 3,672 |
| Net interest income | $1,731,000 | 2,956 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $165,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $111,000 | 2,454 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $54,000 | 4,450 |
| Total noninterest expense | $1,214,000 | 3,453 |
| Salaries and employee benefits | $589,000 | 3,683 |
| Premises and equipment expense | $96,000 | 4,302 |
| Additional noninterest expense | $529,000 | 2,760 |
| Pre-tax net operating income | $682,000 | 2,370 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $253,000 | 1,500 |
| Income before extraordinary items | $429,000 | 2,871 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $429,000 | 2,874 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $429,000 | 2,874 |
| Net charge-offs | $128,000 | 1,213 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $429,000 | 2,833 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 3,025 |
| Total interest expense | $757,000 | 3,567 |
| Net interest income | $6,970,000 | 2,916 |
| Provision for loan and lease losses | $-515,000 | 6,594 |
| Total noninterest income | $800,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $504,000 | 2,368 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $296,000 | 4,114 |
| Total noninterest expense | $5,259,000 | 3,287 |
| Salaries and employee benefits | $2,512,000 | 3,533 |
| Premises and equipment expense | $392,000 | 4,261 |
| Additional noninterest expense | $2,355,000 | 2,598 |
| Pre-tax net operating income | $3,026,000 | 2,153 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,128,000 | 1,358 |
| Income before extraordinary items | $1,898,000 | 2,711 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,898,000 | 2,714 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,898,000 | 2,714 |
| Net charge-offs | $-753,000 | 6,764 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,898,000 | 2,647 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,736,000 | 3,075 |
| Total interest expense | $592,000 | 3,562 |
| Net interest income | $5,144,000 | 2,976 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $642,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $383,000 | 2,349 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $259,000 | 3,970 |
| Total noninterest expense | $3,812,000 | 3,378 |
| Salaries and employee benefits | $1,709,000 | 3,784 |
| Premises and equipment expense | $276,000 | 4,450 |
| Additional noninterest expense | $1,827,000 | 2,503 |
| Pre-tax net operating income | $1,974,000 | 2,446 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $725,000 | 1,541 |
| Income before extraordinary items | $1,249,000 | 2,997 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,249,000 | 3,001 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,249,000 | 3,001 |
| Net charge-offs | $-649,000 | 6,838 |
| Cash dividends | $300,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,249,000 | 2,932 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 3,079 |
| Total interest expense | $421,000 | 3,474 |
| Net interest income | $3,393,000 | 2,989 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $425,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $248,000 | 2,375 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $177,000 | 3,977 |
| Total noninterest expense | $2,514,000 | 3,402 |
| Salaries and employee benefits | $1,154,000 | 3,764 |
| Premises and equipment expense | $179,000 | 4,522 |
| Additional noninterest expense | $1,181,000 | 2,576 |
| Pre-tax net operating income | $1,304,000 | 2,442 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $477,000 | 1,560 |
| Income before extraordinary items | $827,000 | 3,001 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $827,000 | 3,003 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $827,000 | 3,004 |
| Net charge-offs | $-331,000 | 6,858 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $827,000 | 2,908 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 3,091 |
| Total interest expense | $236,000 | 3,298 |
| Net interest income | $1,683,000 | 3,022 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $178,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $121,000 | 2,415 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 4,549 |
| Total noninterest expense | $1,084,000 | 3,791 |
| Salaries and employee benefits | $546,000 | 3,944 |
| Premises and equipment expense | $84,000 | 4,681 |
| Additional noninterest expense | $454,000 | 3,192 |
| Pre-tax net operating income | $777,000 | 2,081 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $286,000 | 1,380 |
| Income before extraordinary items | $491,000 | 2,624 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $491,000 | 2,627 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $491,000 | 2,626 |
| Net charge-offs | $-172,000 | 6,894 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $491,000 | 2,547 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,520,000 | 3,275 |
| Total interest expense | $1,470,000 | 2,768 |
| Net interest income | $6,050,000 | 3,351 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $303,000 | 5,195 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $510,000 | 2,443 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-207,000 | 6,820 |
| Total noninterest expense | $5,134,000 | 3,402 |
| Salaries and employee benefits | $2,448,000 | 3,625 |
| Premises and equipment expense | $343,000 | 4,663 |
| Additional noninterest expense | $2,343,000 | 2,712 |
| Pre-tax net operating income | $1,219,000 | 3,685 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $394,000 | 2,420 |
| Income before extraordinary items | $825,000 | 4,231 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $825,000 | 4,230 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $825,000 | 4,232 |
| Net charge-offs | $-258,000 | 7,016 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $825,000 | 4,053 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,585,000 | 3,358 |
| Total interest expense | $1,193,000 | 2,684 |
| Net interest income | $4,392,000 | 3,479 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $195,000 | 5,458 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $376,000 | 2,506 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-181,000 | 6,974 |
| Total noninterest expense | $3,802,000 | 3,462 |
| Salaries and employee benefits | $1,714,000 | 3,804 |
| Premises and equipment expense | $257,000 | 4,726 |
| Additional noninterest expense | $1,831,000 | 2,626 |
| Pre-tax net operating income | $785,000 | 4,064 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $246,000 | 2,651 |
| Income before extraordinary items | $539,000 | 4,551 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $539,000 | 4,550 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $539,000 | 4,549 |
| Net charge-offs | $-280,000 | 7,113 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $539,000 | 4,371 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 3,387 |
| Total interest expense | $875,000 | 2,594 |
| Net interest income | $2,835,000 | 3,581 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $60,000 | 6,288 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $230,000 | 2,671 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-170,000 | 7,054 |
| Total noninterest expense | $2,560,000 | 3,446 |
| Salaries and employee benefits | $1,158,000 | 3,792 |
| Premises and equipment expense | $172,000 | 4,735 |
| Additional noninterest expense | $1,230,000 | 2,623 |
| Pre-tax net operating income | $335,000 | 4,710 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $90,000 | 3,140 |
| Income before extraordinary items | $245,000 | 5,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $245,000 | 5,083 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $245,000 | 5,083 |
| Net charge-offs | $-270,000 | 7,187 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $245,000 | 4,890 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 3,433 |
| Total interest expense | $481,000 | 2,453 |
| Net interest income | $1,358,000 | 3,704 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-94,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $109,000 | 2,739 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-203,000 | 7,204 |
| Total noninterest expense | $1,204,000 | 3,622 |
| Salaries and employee benefits | $538,000 | 4,016 |
| Premises and equipment expense | $91,000 | 4,607 |
| Additional noninterest expense | $575,000 | 2,750 |
| Pre-tax net operating income | $60,000 | 5,821 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $58,000 | 5,890 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $58,000 | 5,890 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $58,000 | 5,890 |
| Net charge-offs | $-8,000 | 6,564 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $58,000 | 5,747 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,845,000 | 3,379 |
| Total interest expense | $2,568,000 | 2,256 |
| Net interest income | $5,277,000 | 3,770 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $-356,000 | 7,160 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $454,000 | 2,779 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-810,000 | 7,169 |
| Total noninterest expense | $5,330,000 | 3,366 |
| Salaries and employee benefits | $2,207,000 | 3,897 |
| Premises and equipment expense | $320,000 | 5,095 |
| Additional noninterest expense | $2,803,000 | 2,339 |
| Pre-tax net operating income | $-709,000 | 6,491 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-378,000 | 7,012 |
| Income before extraordinary items | $-331,000 | 6,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-331,000 | 6,400 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-331,000 | 6,399 |
| Net charge-offs | $818,000 | 2,605 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-331,000 | 6,351 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,973,000 | 3,373 |
| Total interest expense | $2,014,000 | 2,233 |
| Net interest income | $3,959,000 | 3,792 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $-351,000 | 7,278 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $333,000 | 2,824 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-684,000 | 7,276 |
| Total noninterest expense | $3,953,000 | 3,401 |
| Salaries and employee benefits | $1,537,000 | 4,123 |
| Premises and equipment expense | $242,000 | 5,116 |
| Additional noninterest expense | $2,174,000 | 2,275 |
| Pre-tax net operating income | $-645,000 | 6,672 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-328,000 | 7,148 |
| Income before extraordinary items | $-317,000 | 6,591 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-317,000 | 6,593 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-317,000 | 6,593 |
| Net charge-offs | $668,000 | 2,345 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-317,000 | 6,535 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,033,000 | 3,371 |
| Total interest expense | $1,401,000 | 2,235 |
| Net interest income | $2,632,000 | 3,814 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $-459,000 | 7,398 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $215,000 | 2,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-674,000 | 7,411 |
| Total noninterest expense | $2,578,000 | 3,496 |
| Salaries and employee benefits | $965,000 | 4,294 |
| Premises and equipment expense | $158,000 | 5,209 |
| Additional noninterest expense | $1,455,000 | 2,302 |
| Pre-tax net operating income | $-705,000 | 6,884 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-329,000 | 7,279 |
| Income before extraordinary items | $-376,000 | 6,771 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-376,000 | 6,770 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-376,000 | 6,771 |
| Net charge-offs | $668,000 | 1,840 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-376,000 | 6,753 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 3,380 |
| Total interest expense | $729,000 | 2,229 |
| Net interest income | $1,293,000 | 3,859 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $-343,000 | 7,496 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $100,000 | 2,979 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-443,000 | 7,501 |
| Total noninterest expense | $1,241,000 | 3,607 |
| Salaries and employee benefits | $476,000 | 4,368 |
| Premises and equipment expense | $83,000 | 5,145 |
| Additional noninterest expense | $682,000 | 2,430 |
| Pre-tax net operating income | $-441,000 | 7,053 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-200,000 | 7,376 |
| Income before extraordinary items | $-241,000 | 6,935 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-241,000 | 6,935 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-241,000 | 6,935 |
| Net charge-offs | $295,000 | 1,771 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-241,000 | 6,923 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,584,000 | 3,059 |
| Total interest expense | $3,427,000 | 2,308 |
| Net interest income | $6,157,000 | 3,409 |
| Provision for loan and lease losses | $2,925,000 | 1,644 |
| Total noninterest income | $-264,000 | 7,442 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $503,000 | 2,632 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-767,000 | 7,458 |
| Total noninterest expense | $5,248,000 | 3,469 |
| Salaries and employee benefits | $2,155,000 | 4,024 |
| Premises and equipment expense | $333,000 | 5,194 |
| Additional noninterest expense | $2,760,000 | 2,456 |
| Pre-tax net operating income | $-2,280,000 | 6,820 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,010,000 | 7,320 |
| Income before extraordinary items | $-1,270,000 | 6,680 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,270,000 | 6,680 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,270,000 | 6,681 |
| Net charge-offs | $2,471,000 | 1,640 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,270,000 | 6,654 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,377,000 | 3,057 |
| Total interest expense | $2,627,000 | 2,357 |
| Net interest income | $4,750,000 | 3,387 |
| Provision for loan and lease losses | $1,575,000 | 1,915 |
| Total noninterest income | $-162,000 | 7,557 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $377,000 | 2,694 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-539,000 | 7,583 |
| Total noninterest expense | $3,870,000 | 3,524 |
| Salaries and employee benefits | $1,592,000 | 4,101 |
| Premises and equipment expense | $244,000 | 5,294 |
| Additional noninterest expense | $2,034,000 | 2,448 |
| Pre-tax net operating income | $-857,000 | 6,729 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-415,000 | 7,333 |
| Income before extraordinary items | $-442,000 | 6,637 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-442,000 | 6,637 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-442,000 | 6,637 |
| Net charge-offs | $1,642,000 | 1,696 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-442,000 | 6,570 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,990,000 | 3,049 |
| Total interest expense | $1,770,000 | 2,429 |
| Net interest income | $3,220,000 | 3,338 |
| Provision for loan and lease losses | $1,475,000 | 1,543 |
| Total noninterest income | $-127,000 | 7,657 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $247,000 | 2,741 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-374,000 | 7,682 |
| Total noninterest expense | $2,666,000 | 3,433 |
| Salaries and employee benefits | $1,102,000 | 4,010 |
| Premises and equipment expense | $170,000 | 5,243 |
| Additional noninterest expense | $1,394,000 | 2,394 |
| Pre-tax net operating income | $-1,048,000 | 7,028 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-468,000 | 7,476 |
| Income before extraordinary items | $-580,000 | 6,912 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-580,000 | 6,912 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-580,000 | 6,912 |
| Net charge-offs | $1,556,000 | 1,341 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-580,000 | 6,872 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 3,071 |
| Total interest expense | $892,000 | 2,512 |
| Net interest income | $1,646,000 | 3,292 |
| Provision for loan and lease losses | $525,000 | 1,766 |
| Total noninterest income | $161,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $121,000 | 2,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $40,000 | 5,053 |
| Total noninterest expense | $1,285,000 | 3,578 |
| Salaries and employee benefits | $568,000 | 3,970 |
| Premises and equipment expense | $87,000 | 5,262 |
| Additional noninterest expense | $630,000 | 2,596 |
| Pre-tax net operating income | $-3,000 | 6,285 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-24,000 | 7,223 |
| Income before extraordinary items | $21,000 | 6,120 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $21,000 | 6,122 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $21,000 | 6,121 |
| Net charge-offs | $870,000 | 1,144 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $21,000 | 6,011 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,592,000 | 2,849 |
| Total interest expense | $4,321,000 | 2,564 |
| Net interest income | $7,271,000 | 2,963 |
| Provision for loan and lease losses | $4,695,000 | 1,490 |
| Total noninterest income | $-19,000 | 7,732 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $491,000 | 2,930 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-510,000 | 7,808 |
| Total noninterest expense | $5,320,000 | 3,492 |
| Salaries and employee benefits | $2,102,000 | 4,203 |
| Premises and equipment expense | $351,000 | 5,320 |
| Additional noninterest expense | $2,867,000 | 2,444 |
| Pre-tax net operating income | $-2,763,000 | 6,836 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,203,000 | 7,349 |
| Income before extraordinary items | $-1,560,000 | 6,591 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,560,000 | 6,592 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,560,000 | 6,592 |
| Net charge-offs | $5,621,000 | 1,047 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,560,000 | 6,588 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,878,000 | 2,831 |
| Total interest expense | $3,351,000 | 2,610 |
| Net interest income | $5,527,000 | 2,923 |
| Provision for loan and lease losses | $1,310,000 | 2,393 |
| Total noninterest income | $109,000 | 6,744 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $354,000 | 3,023 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-245,000 | 7,894 |
| Total noninterest expense | $3,615,000 | 3,799 |
| Salaries and employee benefits | $1,648,000 | 4,101 |
| Premises and equipment expense | $253,000 | 5,443 |
| Additional noninterest expense | $1,714,000 | 2,945 |
| Pre-tax net operating income | $711,000 | 3,301 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $218,000 | 2,243 |
| Income before extraordinary items | $493,000 | 3,712 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $493,000 | 3,710 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $493,000 | 3,711 |
| Net charge-offs | $1,948,000 | 1,519 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $493,000 | 3,621 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,995,000 | 2,830 |
| Total interest expense | $2,245,000 | 2,692 |
| Net interest income | $3,750,000 | 2,881 |
| Provision for loan and lease losses | $1,175,000 | 1,888 |
| Total noninterest income | $102,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $229,000 | 3,062 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-127,000 | 7,984 |
| Total noninterest expense | $2,403,000 | 3,851 |
| Salaries and employee benefits | $1,107,000 | 4,115 |
| Premises and equipment expense | $169,000 | 5,493 |
| Additional noninterest expense | $1,127,000 | 2,990 |
| Pre-tax net operating income | $274,000 | 4,261 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $65,000 | 2,966 |
| Income before extraordinary items | $209,000 | 4,490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $209,000 | 4,488 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $209,000 | 4,488 |
| Net charge-offs | $1,891,000 | 1,159 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $209,000 | 4,383 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 2,854 |
| Total interest expense | $1,148,000 | 2,732 |
| Net interest income | $1,859,000 | 2,890 |
| Provision for loan and lease losses | $135,000 | 3,447 |
| Total noninterest income | $139,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $107,000 | 3,139 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $32,000 | 5,513 |
| Total noninterest expense | $1,142,000 | 3,922 |
| Salaries and employee benefits | $594,000 | 3,944 |
| Premises and equipment expense | $83,000 | 5,572 |
| Additional noninterest expense | $465,000 | 3,194 |
| Pre-tax net operating income | $721,000 | 1,757 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $268,000 | 1,163 |
| Income before extraordinary items | $453,000 | 2,323 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $453,000 | 2,323 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $453,000 | 2,325 |
| Net charge-offs | $94,000 | 2,929 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $453,000 | 2,186 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,016,000 | 2,827 |
| Total interest expense | $5,297,000 | 2,825 |
| Net interest income | $7,719,000 | 2,802 |
| Provision for loan and lease losses | $2,744,000 | 1,483 |
| Total noninterest income | $590,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $507,000 | 2,978 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $83,000 | 6,176 |
| Total noninterest expense | $4,706,000 | 3,748 |
| Salaries and employee benefits | $2,446,000 | 3,830 |
| Premises and equipment expense | $370,000 | 5,297 |
| Additional noninterest expense | $1,890,000 | 3,008 |
| Pre-tax net operating income | $859,000 | 4,045 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $284,000 | 2,465 |
| Income before extraordinary items | $575,000 | 4,236 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $575,000 | 4,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $759,000 | 2,262 |
| Cash dividends | $1,800,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $575,000 | 4,389 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,876,000 | 2,849 |
| Total interest expense | $4,069,000 | 2,864 |
| Net interest income | $5,807,000 | 2,806 |
| Provision for loan and lease losses | $833,000 | 2,043 |
| Total noninterest income | $434,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $367,000 | 3,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 6,203 |
| Total noninterest expense | $3,467,000 | 3,790 |
| Salaries and employee benefits | $1,866,000 | 3,815 |
| Premises and equipment expense | $280,000 | 5,284 |
| Additional noninterest expense | $1,321,000 | 3,105 |
| Pre-tax net operating income | $1,941,000 | 2,362 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $733,000 | 1,474 |
| Income before extraordinary items | $1,208,000 | 2,746 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,208,000 | 2,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $611,000 | 1,749 |
| Cash dividends | $1,800,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,208,000 | 2,886 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 2,845 |
| Total interest expense | $2,855,000 | 2,836 |
| Net interest income | $3,844,000 | 2,805 |
| Provision for loan and lease losses | $62,000 | 4,876 |
| Total noninterest income | $288,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $244,000 | 3,068 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $44,000 | 6,313 |
| Total noninterest expense | $2,179,000 | 3,978 |
| Salaries and employee benefits | $1,221,000 | 3,912 |
| Premises and equipment expense | $191,000 | 5,265 |
| Additional noninterest expense | $767,000 | 3,464 |
| Pre-tax net operating income | $1,891,000 | 1,764 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $729,000 | 1,195 |
| Income before extraordinary items | $1,162,000 | 2,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,162,000 | 2,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $1,800,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,162,000 | 2,220 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,427,000 | 2,851 |
| Total interest expense | $1,515,000 | 2,868 |
| Net interest income | $1,912,000 | 2,815 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $148,000 | 4,648 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $124,000 | 2,985 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 6,230 |
| Total noninterest expense | $1,118,000 | 3,913 |
| Salaries and employee benefits | $654,000 | 3,731 |
| Premises and equipment expense | $95,000 | 5,305 |
| Additional noninterest expense | $369,000 | 3,522 |
| Pre-tax net operating income | $912,000 | 1,948 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $351,000 | 1,316 |
| Income before extraordinary items | $561,000 | 2,450 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $561,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $1,800,000 | 472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $561,000 | 2,374 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,089,000 | 2,665 |
| Total interest expense | $6,834,000 | 2,695 |
| Net interest income | $8,255,000 | 2,651 |
| Provision for loan and lease losses | $245,000 | 3,546 |
| Total noninterest income | $668,000 | 4,408 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $575,000 | 2,766 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $93,000 | 6,320 |
| Total noninterest expense | $4,252,000 | 3,932 |
| Salaries and employee benefits | $2,493,000 | 3,725 |
| Premises and equipment expense | $367,000 | 5,275 |
| Additional noninterest expense | $1,392,000 | 3,634 |
| Pre-tax net operating income | $4,426,000 | 1,823 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,717,000 | 1,279 |
| Income before extraordinary items | $2,709,000 | 2,211 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,709,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,605,000 | 722 |
| Cash dividends | $1,600,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,709,000 | 2,196 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,078,000 | 2,717 |
| Total interest expense | $5,167,000 | 2,661 |
| Net interest income | $5,911,000 | 2,764 |
| Provision for loan and lease losses | $245,000 | 2,643 |
| Total noninterest income | $468,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $391,000 | 2,951 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $77,000 | 6,222 |
| Total noninterest expense | $3,146,000 | 3,951 |
| Salaries and employee benefits | $1,852,000 | 3,755 |
| Premises and equipment expense | $280,000 | 5,211 |
| Additional noninterest expense | $1,014,000 | 3,661 |
| Pre-tax net operating income | $2,988,000 | 2,114 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,153,000 | 1,489 |
| Income before extraordinary items | $1,835,000 | 2,556 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,835,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $801,000 | 765 |
| Cash dividends | $1,600,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,835,000 | 2,529 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,397,000 | 2,731 |
| Total interest expense | $3,414,000 | 2,682 |
| Net interest income | $3,983,000 | 2,766 |
| Provision for loan and lease losses | $170,000 | 2,429 |
| Total noninterest income | $296,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $244,000 | 3,078 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $52,000 | 6,215 |
| Total noninterest expense | $2,062,000 | 4,043 |
| Salaries and employee benefits | $1,214,000 | 3,838 |
| Premises and equipment expense | $186,000 | 5,247 |
| Additional noninterest expense | $662,000 | 3,719 |
| Pre-tax net operating income | $2,047,000 | 2,113 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $790,000 | 1,501 |
| Income before extraordinary items | $1,257,000 | 2,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,257,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $1,600,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,257,000 | 2,525 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,693,000 | 2,729 |
| Total interest expense | $1,687,000 | 2,690 |
| Net interest income | $2,006,000 | 2,747 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $153,000 | 4,605 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $109,000 | 3,272 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $44,000 | 5,347 |
| Total noninterest expense | $1,061,000 | 3,953 |
| Salaries and employee benefits | $646,000 | 3,684 |
| Premises and equipment expense | $98,000 | 5,113 |
| Additional noninterest expense | $317,000 | 3,808 |
| Pre-tax net operating income | $1,023,000 | 2,127 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $393,000 | 1,546 |
| Income before extraordinary items | $630,000 | 2,529 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $630,000 | 2,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $1,600,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $630,000 | 2,508 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,004,000 | 2,685 |
| Total interest expense | $5,963,000 | 2,611 |
| Net interest income | $8,041,000 | 2,742 |
| Provision for loan and lease losses | $210,000 | 3,430 |
| Total noninterest income | $568,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $476,000 | 3,164 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $92,000 | 6,472 |
| Total noninterest expense | $4,095,000 | 3,923 |
| Salaries and employee benefits | $2,408,000 | 3,708 |
| Premises and equipment expense | $376,000 | 5,121 |
| Additional noninterest expense | $1,311,000 | 3,681 |
| Pre-tax net operating income | $4,304,000 | 2,133 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,653,000 | 1,532 |
| Income before extraordinary items | $2,651,000 | 2,495 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,651,000 | 2,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,822 |
| Cash dividends | $2,000,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,651,000 | 2,478 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,329,000 | 2,713 |
| Total interest expense | $4,294,000 | 2,624 |
| Net interest income | $6,035,000 | 2,769 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $413,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $339,000 | 3,303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 6,339 |
| Total noninterest expense | $3,011,000 | 3,973 |
| Salaries and employee benefits | $1,765,000 | 3,780 |
| Premises and equipment expense | $275,000 | 5,206 |
| Additional noninterest expense | $971,000 | 3,688 |
| Pre-tax net operating income | $3,302,000 | 2,154 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,270,000 | 1,581 |
| Income before extraordinary items | $2,032,000 | 2,530 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,032,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $2,000,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,032,000 | 2,522 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,666,000 | 2,766 |
| Total interest expense | $2,662,000 | 2,680 |
| Net interest income | $4,004,000 | 2,784 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $274,000 | 4,945 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $222,000 | 3,316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,320 |
| Total noninterest expense | $1,973,000 | 4,037 |
| Salaries and employee benefits | $1,158,000 | 3,841 |
| Premises and equipment expense | $187,000 | 5,145 |
| Additional noninterest expense | $628,000 | 3,782 |
| Pre-tax net operating income | $2,245,000 | 2,120 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $864,000 | 1,566 |
| Income before extraordinary items | $1,381,000 | 2,498 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,381,000 | 2,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,381,000 | 2,481 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 2,798 |
| Total interest expense | $1,255,000 | 2,709 |
| Net interest income | $1,960,000 | 2,823 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $136,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $109,000 | 3,301 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $1,006,000 | 4,010 |
| Salaries and employee benefits | $610,000 | 3,713 |
| Premises and equipment expense | $91,000 | 5,241 |
| Additional noninterest expense | $305,000 | 3,840 |
| Pre-tax net operating income | $1,060,000 | 2,182 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $407,000 | 1,635 |
| Income before extraordinary items | $653,000 | 2,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $653,000 | 2,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $2,000,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $653,000 | 2,554 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,337,000 | 2,839 |
| Total interest expense | $3,851,000 | 2,732 |
| Net interest income | $7,486,000 | 2,865 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $678,000 | 4,470 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $547,000 | 2,866 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $131,000 | 5,961 |
| Total noninterest expense | $3,900,000 | 3,934 |
| Salaries and employee benefits | $2,358,000 | 3,646 |
| Premises and equipment expense | $389,000 | 4,940 |
| Additional noninterest expense | $1,153,000 | 3,976 |
| Pre-tax net operating income | $4,234,000 | 2,132 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,634,000 | 1,603 |
| Income before extraordinary items | $2,600,000 | 2,520 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,600,000 | 2,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,391 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,600,000 | 2,492 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 2,869 |
| Total interest expense | $2,738,000 | 2,731 |
| Net interest income | $5,489,000 | 2,915 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $512,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $396,000 | 2,940 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $116,000 | 5,683 |
| Total noninterest expense | $2,854,000 | 3,985 |
| Salaries and employee benefits | $1,693,000 | 3,756 |
| Premises and equipment expense | $289,000 | 4,963 |
| Additional noninterest expense | $872,000 | 3,920 |
| Pre-tax net operating income | $3,117,000 | 2,168 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,204,000 | 1,648 |
| Income before extraordinary items | $1,913,000 | 2,569 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,913,000 | 2,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,593 |
| Cash dividends | $2,000,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,913,000 | 2,542 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,326,000 | 2,872 |
| Total interest expense | $1,723,000 | 2,720 |
| Net interest income | $3,603,000 | 2,923 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $293,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $254,000 | 2,986 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $39,000 | 6,823 |
| Total noninterest expense | $1,851,000 | 4,051 |
| Salaries and employee benefits | $1,079,000 | 3,862 |
| Premises and equipment expense | $199,000 | 4,842 |
| Additional noninterest expense | $573,000 | 3,937 |
| Pre-tax net operating income | $2,015,000 | 2,172 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $780,000 | 1,652 |
| Income before extraordinary items | $1,235,000 | 2,580 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,235,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,361 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,235,000 | 2,546 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 2,868 |
| Total interest expense | $818,000 | 2,736 |
| Net interest income | $1,809,000 | 2,899 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $133,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $112,000 | 3,197 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $886,000 | 4,222 |
| Salaries and employee benefits | $506,000 | 4,058 |
| Premises and equipment expense | $106,000 | 4,677 |
| Additional noninterest expense | $274,000 | 4,083 |
| Pre-tax net operating income | $1,026,000 | 2,123 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $398,000 | 1,609 |
| Income before extraordinary items | $628,000 | 2,524 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $628,000 | 2,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $2,000,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $628,000 | 2,486 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,166,000 | 2,787 |
| Total interest expense | $3,242,000 | 2,450 |
| Net interest income | $6,924,000 | 2,913 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $929,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $472,000 | 3,271 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $457,000 | 3,480 |
| Total noninterest expense | $3,934,000 | 3,802 |
| Salaries and employee benefits | $2,276,000 | 3,603 |
| Premises and equipment expense | $448,000 | 4,421 |
| Additional noninterest expense | $1,210,000 | 3,719 |
| Pre-tax net operating income | $3,829,000 | 2,125 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,480,000 | 1,619 |
| Income before extraordinary items | $2,349,000 | 2,549 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,349,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,349,000 | 2,499 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,645,000 | 2,752 |
| Total interest expense | $2,446,000 | 2,402 |
| Net interest income | $5,199,000 | 2,892 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $791,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $349,000 | 3,315 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $442,000 | 3,020 |
| Total noninterest expense | $2,836,000 | 3,882 |
| Salaries and employee benefits | $1,573,000 | 3,816 |
| Premises and equipment expense | $338,000 | 4,398 |
| Additional noninterest expense | $925,000 | 3,631 |
| Pre-tax net operating income | $3,079,000 | 2,030 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,193,000 | 1,547 |
| Income before extraordinary items | $1,886,000 | 2,445 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,886,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,247 |
| Cash dividends | $1,000,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,886,000 | 2,384 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,086,000 | 2,743 |
| Total interest expense | $1,629,000 | 2,381 |
| Net interest income | $3,457,000 | 2,884 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $625,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $230,000 | 3,329 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $395,000 | 2,534 |
| Total noninterest expense | $1,967,000 | 3,790 |
| Salaries and employee benefits | $1,066,000 | 3,786 |
| Premises and equipment expense | $230,000 | 4,340 |
| Additional noninterest expense | $671,000 | 3,423 |
| Pre-tax net operating income | $2,055,000 | 2,000 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $796,000 | 1,533 |
| Income before extraordinary items | $1,259,000 | 2,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,259,000 | 2,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,320 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,259,000 | 2,349 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 2,810 |
| Total interest expense | $821,000 | 2,388 |
| Net interest income | $1,660,000 | 2,991 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $481,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $117,000 | 3,205 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $364,000 | 1,643 |
| Total noninterest expense | $976,000 | 3,834 |
| Salaries and employee benefits | $515,000 | 3,911 |
| Premises and equipment expense | $121,000 | 4,212 |
| Additional noninterest expense | $340,000 | 3,380 |
| Pre-tax net operating income | $1,135,000 | 1,811 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $441,000 | 1,439 |
| Income before extraordinary items | $694,000 | 2,196 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $694,000 | 2,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,369 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $694,000 | 2,117 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,744,000 | 2,901 |
| Total interest expense | $3,802,000 | 2,328 |
| Net interest income | $5,942,000 | 3,221 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $776,000 | 4,310 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $517,000 | 3,008 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $259,000 | 4,785 |
| Total noninterest expense | $4,098,000 | 3,646 |
| Salaries and employee benefits | $2,246,000 | 3,557 |
| Premises and equipment expense | $514,000 | 3,980 |
| Additional noninterest expense | $1,338,000 | 3,412 |
| Pre-tax net operating income | $2,575,000 | 2,825 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $938,000 | 2,270 |
| Income before extraordinary items | $1,641,000 | 3,324 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,641,000 | 3,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $1,889,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,638,440 | 3,184 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,392,000 | 2,903 |
| Total interest expense | $2,908,000 | 2,364 |
| Net interest income | $4,484,000 | 3,205 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $822,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $384,000 | 3,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $438,000 | 3,378 |
| Total noninterest expense | $3,250,000 | 3,455 |
| Salaries and employee benefits | $1,825,000 | 3,338 |
| Premises and equipment expense | $367,000 | 4,122 |
| Additional noninterest expense | $1,058,000 | 3,225 |
| Pre-tax net operating income | $2,011,000 | 2,841 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $776,000 | 2,243 |
| Income before extraordinary items | $1,235,000 | 3,413 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,235,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $1,800,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,235,000 | 3,255 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,919,000 | 2,942 |
| Total interest expense | $1,984,000 | 2,386 |
| Net interest income | $2,935,000 | 3,253 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $464,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $256,000 | 3,009 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $208,000 | 3,967 |
| Total noninterest expense | $2,240,000 | 3,344 |
| Salaries and employee benefits | $1,255,000 | 3,263 |
| Premises and equipment expense | $245,000 | 4,111 |
| Additional noninterest expense | $740,000 | 3,089 |
| Pre-tax net operating income | $1,114,000 | 3,260 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $427,000 | 2,572 |
| Income before extraordinary items | $687,000 | 3,917 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $687,000 | 3,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 9,000 |
| Cash dividends | $1,800,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $687,000 | 3,733 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 2,930 |
| Total interest expense | $1,021,000 | 2,395 |
| Net interest income | $1,466,000 | 3,237 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $252,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $125,000 | 2,989 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $127,000 | 3,502 |
| Total noninterest expense | $1,073,000 | 3,464 |
| Salaries and employee benefits | $581,000 | 3,453 |
| Premises and equipment expense | $122,000 | 4,095 |
| Additional noninterest expense | $370,000 | 3,051 |
| Pre-tax net operating income | $615,000 | 3,018 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $235,000 | 2,426 |
| Income before extraordinary items | $380,000 | 3,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $380,000 | 3,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $1,800,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $380,000 | 3,426 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,780,000 | 2,603 |
| Total interest expense | $5,117,000 | 2,192 |
| Net interest income | $6,663,000 | 2,861 |
| Provision for loan and lease losses | $225,000 | 4,105 |
| Total noninterest income | $1,175,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $580,000 | 2,628 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $595,000 | 2,980 |
| Total noninterest expense | $4,444,000 | 3,256 |
| Salaries and employee benefits | $2,393,000 | 3,227 |
| Premises and equipment expense | $545,000 | 3,695 |
| Additional noninterest expense | $1,506,000 | 2,954 |
| Pre-tax net operating income | $3,169,000 | 2,374 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,224,000 | 1,924 |
| Income before extraordinary items | $1,945,000 | 2,865 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,945,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,932 |
| Cash dividends | $1,800,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,945,000 | 2,776 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,116,000 | 2,432 |
| Total interest expense | $7,072,000 | 2,271 |
| Net interest income | $7,044,000 | 2,539 |
| Provision for loan and lease losses | $445,000 | 2,423 |
| Total noninterest income | $973,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $492,000 | 2,869 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $481,000 | 3,197 |
| Total noninterest expense | $4,362,000 | 3,169 |
| Salaries and employee benefits | $2,339,000 | 3,132 |
| Premises and equipment expense | $518,000 | 3,760 |
| Additional noninterest expense | $1,505,000 | 2,863 |
| Pre-tax net operating income | $3,210,000 | 2,139 |
| Securities gains (losses) | $82,000 | 1,913 |
| Applicable income taxes | $1,263,000 | 1,739 |
| Income before extraordinary items | $2,029,000 | 2,495 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,029,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $765,000 | 1,138 |
| Cash dividends | $1,100,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,976,520 | 2,481 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 4,695 |
| Total interest expense | $3,609,000 | 4,298 |
| Net interest income | $3,181,000 | 4,946 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $228,000 | 6,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 7,858 |
| Total noninterest expense | $1,709,000 | 6,254 |
| Salaries and employee benefits | $842,000 | 6,541 |
| Premises and equipment expense | $193,000 | 6,884 |
| Additional noninterest expense | $674,000 | 5,325 |
| Pre-tax net operating income | $1,595,000 | 3,899 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $598,000 | 3,114 |
| Income before extraordinary items | $997,000 | 4,403 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $997,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $997,000 | 4,399 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 5,089 |
| Total interest expense | $2,934,000 | 4,680 |
| Net interest income | $2,820,000 | 5,407 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $215,000 | 7,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $1,588,000 | 6,558 |
| Salaries and employee benefits | $748,000 | 6,995 |
| Premises and equipment expense | $202,000 | 6,783 |
| Additional noninterest expense | $638,000 | 5,590 |
| Pre-tax net operating income | $1,327,000 | 4,454 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $502,000 | 3,630 |
| Income before extraordinary items | $825,000 | 5,006 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $825,000 | 5,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $825,000 | 4,976 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,739,000 | 5,886 |
| Total interest expense | $2,562,000 | 5,274 |
| Net interest income | $2,177,000 | 6,335 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $191,000 | 7,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $1,273,000 | 7,343 |
| Salaries and employee benefits | $645,000 | 7,498 |
| Premises and equipment expense | $204,000 | 6,645 |
| Additional noninterest expense | $424,000 | 7,026 |
| Pre-tax net operating income | $999,000 | 5,420 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $370,000 | 4,624 |
| Income before extraordinary items | $629,000 | 5,913 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $629,000 | 5,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,658 |
| Cash dividends | $650,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $629,000 | 5,813 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,739,000 | 6,012 |
| Total interest expense | $2,490,000 | 5,427 |
| Net interest income | $2,249,000 | 6,441 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $181,000 | 8,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,220 |
| Total noninterest expense | $1,219,000 | 7,606 |
| Salaries and employee benefits | $596,000 | 7,947 |
| Premises and equipment expense | $211,000 | 6,647 |
| Additional noninterest expense | $412,000 | 7,243 |
| Pre-tax net operating income | $1,076,000 | 5,611 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $405,000 | 4,845 |
| Income before extraordinary items | $677,000 | 5,991 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $677,000 | 5,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,133 |
| Cash dividends | $700,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $673,160 | 5,965 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 6,512 |
| Total interest expense | $2,409,000 | 5,663 |
| Net interest income | $1,955,000 | 7,240 |
| Provision for loan and lease losses | $105,000 | 4,971 |
| Total noninterest income | $189,000 | 8,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $1,160,000 | 8,112 |
| Salaries and employee benefits | $612,000 | 8,050 |
| Premises and equipment expense | $210,000 | 6,860 |
| Additional noninterest expense | $338,000 | 8,480 |
| Pre-tax net operating income | $879,000 | 6,167 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $321,000 | 5,603 |
| Income before extraordinary items | $543,000 | 6,609 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $543,000 | 6,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,567 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $552,600 | 6,485 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 6,675 |
| Total interest expense | $2,331,000 | 5,838 |
| Net interest income | $1,978,000 | 7,367 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $193,000 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $1,146,000 | 8,407 |
| Salaries and employee benefits | $596,000 | 8,382 |
| Premises and equipment expense | $170,000 | 7,815 |
| Additional noninterest expense | $380,000 | 8,396 |
| Pre-tax net operating income | $980,000 | 6,082 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $383,000 | 5,099 |
| Income before extraordinary items | $597,000 | 6,633 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $597,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,742 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $597,000 | 6,617 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,836,000 | 6,905 |
| Total interest expense | $1,909,000 | 5,816 |
| Net interest income | $1,927,000 | 7,736 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $155,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $1,151,000 | 8,808 |
| Salaries and employee benefits | $577,000 | 8,778 |
| Premises and equipment expense | $174,000 | 7,986 |
| Additional noninterest expense | $400,000 | 8,832 |
| Pre-tax net operating income | $901,000 | 6,396 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $354,000 | 5,224 |
| Income before extraordinary items | $547,000 | 6,934 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $547,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,238 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $547,000 | 6,987 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 7,171 |
| Total interest expense | $1,942,000 | 5,982 |
| Net interest income | $1,822,000 | 8,184 |
| Provision for loan and lease losses | $42,000 | 7,871 |
| Total noninterest income | $150,000 | 10,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $1,113,000 | 9,281 |
| Salaries and employee benefits | $546,000 | 9,259 |
| Premises and equipment expense | $165,000 | 8,511 |
| Additional noninterest expense | $402,000 | 9,251 |
| Pre-tax net operating income | $817,000 | 6,724 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $336,000 | 5,656 |
| Income before extraordinary items | $503,000 | 7,526 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $503,000 | 7,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 12,096 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $488,920 | 7,396 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,085,000 | 7,400 |
| Total interest expense | $2,177,000 | 6,674 |
| Net interest income | $1,908,000 | 8,013 |
| Provision for loan and lease losses | $59,000 | 8,714 |
| Total noninterest income | $126,000 | 11,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $1,073,000 | 9,652 |
| Salaries and employee benefits | $521,000 | 9,571 |
| Premises and equipment expense | $161,000 | 8,809 |
| Additional noninterest expense | $391,000 | 9,672 |
| Pre-tax net operating income | $902,000 | 6,089 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $361,000 | 5,207 |
| Income before extraordinary items | $543,000 | 6,968 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $543,000 | 7,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $541,720 | 6,622 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.