Home > Minnwest Bank Sioux Falls > Income and Expense
Minnwest Bank Sioux Falls, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 4,092 |
| Total interest expense | $200,000 | 3,180 |
| Net interest income | $1,017,000 | 4,203 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $108,000 | 4,516 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $69,000 | 3,363 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $39,000 | 4,862 |
| Total noninterest expense | $685,000 | 4,795 |
| Salaries and employee benefits | $374,000 | 4,749 |
| Premises and equipment expense | $63,000 | 5,143 |
| Additional noninterest expense | $248,000 | 4,526 |
| Pre-tax net operating income | $440,000 | 3,129 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $171,000 | 1,875 |
| Income before extraordinary items | $269,000 | 3,734 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $269,000 | 3,737 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $269,000 | 3,737 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $250,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $269,000 | 3,683 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 4,104 |
| Total interest expense | $858,000 | 3,287 |
| Net interest income | $4,093,000 | 4,220 |
| Provision for loan and lease losses | $-176,000 | 6,445 |
| Total noninterest income | $371,000 | 4,854 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $271,000 | 3,542 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $100,000 | 5,374 |
| Total noninterest expense | $2,807,000 | 4,761 |
| Salaries and employee benefits | $1,559,000 | 4,660 |
| Premises and equipment expense | $267,000 | 5,066 |
| Additional noninterest expense | $981,000 | 4,616 |
| Pre-tax net operating income | $1,833,000 | 3,018 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $708,000 | 1,802 |
| Income before extraordinary items | $1,125,000 | 3,674 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,125,000 | 3,677 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,125,000 | 3,678 |
| Net charge-offs | $-298,000 | 6,681 |
| Cash dividends | $750,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,125,000 | 3,629 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 4,174 |
| Total interest expense | $654,000 | 3,336 |
| Net interest income | $3,007,000 | 4,307 |
| Provision for loan and lease losses | $24,000 | 4,429 |
| Total noninterest income | $282,000 | 4,900 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $196,000 | 3,642 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $86,000 | 5,323 |
| Total noninterest expense | $2,052,000 | 4,841 |
| Salaries and employee benefits | $1,133,000 | 4,758 |
| Premises and equipment expense | $205,000 | 5,079 |
| Additional noninterest expense | $714,000 | 4,718 |
| Pre-tax net operating income | $1,213,000 | 3,338 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $466,000 | 1,981 |
| Income before extraordinary items | $747,000 | 3,940 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $747,000 | 3,943 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $747,000 | 3,943 |
| Net charge-offs | $-270,000 | 6,761 |
| Cash dividends | $500,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $747,000 | 3,874 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 4,178 |
| Total interest expense | $441,000 | 3,362 |
| Net interest income | $2,003,000 | 4,310 |
| Provision for loan and lease losses | $24,000 | 4,187 |
| Total noninterest income | $192,000 | 4,899 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $122,000 | 3,753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 5,155 |
| Total noninterest expense | $1,387,000 | 4,828 |
| Salaries and employee benefits | $775,000 | 4,722 |
| Premises and equipment expense | $141,000 | 5,020 |
| Additional noninterest expense | $471,000 | 4,747 |
| Pre-tax net operating income | $784,000 | 3,372 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $300,000 | 2,021 |
| Income before extraordinary items | $484,000 | 3,999 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $484,000 | 4,001 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $484,000 | 4,002 |
| Net charge-offs | $-183,000 | 6,791 |
| Cash dividends | $250,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $484,000 | 3,901 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 4,193 |
| Total interest expense | $225,000 | 3,404 |
| Net interest income | $1,000,000 | 4,328 |
| Provision for loan and lease losses | $24,000 | 3,487 |
| Total noninterest income | $104,000 | 4,789 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $55,000 | 3,918 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 4,733 |
| Total noninterest expense | $683,000 | 4,912 |
| Salaries and employee benefits | $375,000 | 4,837 |
| Premises and equipment expense | $72,000 | 5,012 |
| Additional noninterest expense | $236,000 | 4,782 |
| Pre-tax net operating income | $397,000 | 3,312 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $152,000 | 1,978 |
| Income before extraordinary items | $245,000 | 3,921 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $245,000 | 3,921 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $245,000 | 3,923 |
| Net charge-offs | $-42,000 | 6,673 |
| Cash dividends | $250,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $245,000 | 3,826 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,409,000 | 4,120 |
| Total interest expense | $1,052,000 | 3,494 |
| Net interest income | $4,357,000 | 4,186 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $405,000 | 4,802 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $260,000 | 3,768 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $145,000 | 4,978 |
| Total noninterest expense | $2,630,000 | 5,051 |
| Salaries and employee benefits | $1,468,000 | 4,902 |
| Premises and equipment expense | $262,000 | 5,238 |
| Additional noninterest expense | $900,000 | 5,022 |
| Pre-tax net operating income | $2,042,000 | 2,775 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $785,000 | 1,718 |
| Income before extraordinary items | $1,257,000 | 3,447 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,257,000 | 3,449 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,257,000 | 3,450 |
| Net charge-offs | $178,000 | 3,879 |
| Cash dividends | $950,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,257,000 | 3,311 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 4,167 |
| Total interest expense | $817,000 | 3,529 |
| Net interest income | $3,273,000 | 4,240 |
| Provision for loan and lease losses | $60,000 | 4,806 |
| Total noninterest income | $311,000 | 4,815 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $198,000 | 3,783 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $113,000 | 4,967 |
| Total noninterest expense | $1,940,000 | 5,138 |
| Salaries and employee benefits | $1,076,000 | 4,985 |
| Premises and equipment expense | $191,000 | 5,353 |
| Additional noninterest expense | $673,000 | 5,087 |
| Pre-tax net operating income | $1,584,000 | 2,782 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $609,000 | 1,737 |
| Income before extraordinary items | $975,000 | 3,483 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $975,000 | 3,483 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $975,000 | 3,485 |
| Net charge-offs | $173,000 | 3,453 |
| Cash dividends | $700,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $975,000 | 3,322 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 4,163 |
| Total interest expense | $577,000 | 3,492 |
| Net interest income | $2,182,000 | 4,250 |
| Provision for loan and lease losses | $15,000 | 5,227 |
| Total noninterest income | $199,000 | 4,872 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $128,000 | 3,835 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 5,087 |
| Total noninterest expense | $1,314,000 | 5,134 |
| Salaries and employee benefits | $731,000 | 4,965 |
| Premises and equipment expense | $125,000 | 5,425 |
| Additional noninterest expense | $458,000 | 5,070 |
| Pre-tax net operating income | $1,052,000 | 2,752 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $406,000 | 1,698 |
| Income before extraordinary items | $646,000 | 3,488 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $646,000 | 3,489 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $646,000 | 3,489 |
| Net charge-offs | $140,000 | 3,116 |
| Cash dividends | $500,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $646,000 | 3,302 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 4,248 |
| Total interest expense | $314,000 | 3,411 |
| Net interest income | $1,044,000 | 4,392 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $111,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $66,000 | 3,777 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $616,000 | 5,304 |
| Salaries and employee benefits | $332,000 | 5,252 |
| Premises and equipment expense | $62,000 | 5,443 |
| Additional noninterest expense | $222,000 | 5,129 |
| Pre-tax net operating income | $539,000 | 2,729 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $206,000 | 1,691 |
| Income before extraordinary items | $333,000 | 3,441 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $333,000 | 3,444 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $333,000 | 3,444 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $350,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $333,000 | 3,266 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 4,284 |
| Total interest expense | $1,747,000 | 3,068 |
| Net interest income | $3,807,000 | 4,672 |
| Provision for loan and lease losses | $325,000 | 4,009 |
| Total noninterest income | $388,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $251,000 | 3,949 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $137,000 | 4,957 |
| Total noninterest expense | $2,706,000 | 5,145 |
| Salaries and employee benefits | $1,403,000 | 5,134 |
| Premises and equipment expense | $269,000 | 5,467 |
| Additional noninterest expense | $1,034,000 | 4,826 |
| Pre-tax net operating income | $1,164,000 | 3,448 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $445,000 | 2,139 |
| Income before extraordinary items | $719,000 | 4,119 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $719,000 | 4,123 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $719,000 | 4,122 |
| Net charge-offs | $359,000 | 3,580 |
| Cash dividends | $150,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $719,000 | 3,979 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 4,337 |
| Total interest expense | $1,379,000 | 3,066 |
| Net interest income | $2,780,000 | 4,773 |
| Provision for loan and lease losses | $325,000 | 3,496 |
| Total noninterest income | $296,000 | 4,849 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $188,000 | 3,967 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $108,000 | 4,996 |
| Total noninterest expense | $2,034,000 | 5,155 |
| Salaries and employee benefits | $1,052,000 | 5,127 |
| Premises and equipment expense | $205,000 | 5,473 |
| Additional noninterest expense | $777,000 | 4,841 |
| Pre-tax net operating income | $717,000 | 3,930 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $263,000 | 2,404 |
| Income before extraordinary items | $454,000 | 4,479 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $454,000 | 4,480 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $454,000 | 4,480 |
| Net charge-offs | $202,000 | 3,703 |
| Cash dividends | $150,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $454,000 | 4,349 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 4,404 |
| Total interest expense | $941,000 | 3,107 |
| Net interest income | $1,806,000 | 4,861 |
| Provision for loan and lease losses | $255,000 | 3,217 |
| Total noninterest income | $212,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $121,000 | 4,021 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 4,690 |
| Total noninterest expense | $1,358,000 | 5,200 |
| Salaries and employee benefits | $693,000 | 5,204 |
| Premises and equipment expense | $142,000 | 5,428 |
| Additional noninterest expense | $523,000 | 4,883 |
| Pre-tax net operating income | $405,000 | 4,182 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $149,000 | 2,512 |
| Income before extraordinary items | $256,000 | 4,679 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $256,000 | 4,677 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $256,000 | 4,679 |
| Net charge-offs | $152,000 | 3,388 |
| Cash dividends | $150,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $256,000 | 4,591 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 4,359 |
| Total interest expense | $472,000 | 3,192 |
| Net interest income | $936,000 | 4,765 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $106,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $51,000 | 4,310 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,514 |
| Total noninterest expense | $665,000 | 5,285 |
| Salaries and employee benefits | $357,000 | 5,171 |
| Premises and equipment expense | $75,000 | 5,366 |
| Additional noninterest expense | $233,000 | 5,179 |
| Pre-tax net operating income | $227,000 | 4,019 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $83,000 | 2,382 |
| Income before extraordinary items | $144,000 | 4,517 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $144,000 | 4,516 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $144,000 | 4,517 |
| Net charge-offs | $53,000 | 3,302 |
| Cash dividends | $150,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $144,000 | 4,454 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,346,000 | 4,151 |
| Total interest expense | $1,941,000 | 3,648 |
| Net interest income | $4,405,000 | 4,302 |
| Provision for loan and lease losses | $1,580,000 | 2,392 |
| Total noninterest income | $483,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $252,000 | 3,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $231,000 | 4,375 |
| Total noninterest expense | $2,754,000 | 5,262 |
| Salaries and employee benefits | $1,427,000 | 5,183 |
| Premises and equipment expense | $286,000 | 5,524 |
| Additional noninterest expense | $1,041,000 | 4,979 |
| Pre-tax net operating income | $554,000 | 4,243 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $204,000 | 2,700 |
| Income before extraordinary items | $350,000 | 4,782 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $350,000 | 4,783 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $350,000 | 4,783 |
| Net charge-offs | $1,416,000 | 2,241 |
| Cash dividends | $100,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $350,000 | 4,636 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,925,000 | 4,154 |
| Total interest expense | $1,463,000 | 3,765 |
| Net interest income | $3,462,000 | 4,237 |
| Provision for loan and lease losses | $1,050,000 | 2,437 |
| Total noninterest income | $288,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $192,000 | 4,036 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $96,000 | 5,256 |
| Total noninterest expense | $2,108,000 | 5,221 |
| Salaries and employee benefits | $1,119,000 | 5,110 |
| Premises and equipment expense | $213,000 | 5,605 |
| Additional noninterest expense | $776,000 | 5,006 |
| Pre-tax net operating income | $592,000 | 3,971 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $218,000 | 2,463 |
| Income before extraordinary items | $374,000 | 4,567 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $374,000 | 4,571 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $374,000 | 4,570 |
| Net charge-offs | $1,149,000 | 2,035 |
| Cash dividends | $100,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $374,000 | 4,389 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,310,000 | 4,171 |
| Total interest expense | $973,000 | 3,875 |
| Net interest income | $2,337,000 | 4,209 |
| Provision for loan and lease losses | $675,000 | 2,423 |
| Total noninterest income | $204,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $127,000 | 4,034 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $77,000 | 5,031 |
| Total noninterest expense | $1,355,000 | 5,340 |
| Salaries and employee benefits | $719,000 | 5,228 |
| Premises and equipment expense | $142,000 | 5,631 |
| Additional noninterest expense | $494,000 | 5,126 |
| Pre-tax net operating income | $511,000 | 3,588 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $188,000 | 2,186 |
| Income before extraordinary items | $323,000 | 4,172 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $323,000 | 4,171 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $323,000 | 4,171 |
| Net charge-offs | $568,000 | 2,299 |
| Cash dividends | $100,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $323,000 | 4,031 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 4,246 |
| Total interest expense | $494,000 | 3,967 |
| Net interest income | $1,154,000 | 4,268 |
| Provision for loan and lease losses | $270,000 | 2,574 |
| Total noninterest income | $120,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $63,000 | 4,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 4,465 |
| Total noninterest expense | $684,000 | 5,364 |
| Salaries and employee benefits | $373,000 | 5,176 |
| Premises and equipment expense | $71,000 | 5,721 |
| Additional noninterest expense | $240,000 | 5,232 |
| Pre-tax net operating income | $320,000 | 3,254 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $117,000 | 1,970 |
| Income before extraordinary items | $203,000 | 3,855 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $203,000 | 3,852 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $203,000 | 3,854 |
| Net charge-offs | $327,000 | 1,949 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $203,000 | 3,737 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,981,000 | 4,183 |
| Total interest expense | $2,521,000 | 3,869 |
| Net interest income | $4,460,000 | 4,257 |
| Provision for loan and lease losses | $788,000 | 3,857 |
| Total noninterest income | $396,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $282,000 | 4,008 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $114,000 | 5,486 |
| Total noninterest expense | $2,674,000 | 5,501 |
| Salaries and employee benefits | $1,351,000 | 5,501 |
| Premises and equipment expense | $297,000 | 5,668 |
| Additional noninterest expense | $1,026,000 | 5,171 |
| Pre-tax net operating income | $1,394,000 | 2,471 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $512,000 | 1,541 |
| Income before extraordinary items | $882,000 | 2,980 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $882,000 | 2,980 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $882,000 | 2,980 |
| Net charge-offs | $584,000 | 3,599 |
| Cash dividends | $500,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $882,000 | 2,922 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 4,234 |
| Total interest expense | $1,853,000 | 4,054 |
| Net interest income | $3,375,000 | 4,247 |
| Provision for loan and lease losses | $333,000 | 4,436 |
| Total noninterest income | $319,000 | 5,088 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $215,000 | 3,982 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $104,000 | 5,333 |
| Total noninterest expense | $2,067,000 | 5,421 |
| Salaries and employee benefits | $1,102,000 | 5,293 |
| Premises and equipment expense | $225,000 | 5,701 |
| Additional noninterest expense | $740,000 | 5,260 |
| Pre-tax net operating income | $1,294,000 | 2,314 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $475,000 | 1,454 |
| Income before extraordinary items | $819,000 | 2,824 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $819,000 | 2,821 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $819,000 | 2,824 |
| Net charge-offs | $92,000 | 5,128 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $819,000 | 2,774 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 4,313 |
| Total interest expense | $1,181,000 | 4,292 |
| Net interest income | $2,260,000 | 4,212 |
| Provision for loan and lease losses | $138,000 | 4,891 |
| Total noninterest income | $239,000 | 4,898 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $144,000 | 3,944 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $95,000 | 4,886 |
| Total noninterest expense | $1,364,000 | 5,503 |
| Salaries and employee benefits | $718,000 | 5,411 |
| Premises and equipment expense | $150,000 | 5,750 |
| Additional noninterest expense | $496,000 | 5,268 |
| Pre-tax net operating income | $997,000 | 2,119 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $365,000 | 1,355 |
| Income before extraordinary items | $632,000 | 2,680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $632,000 | 2,677 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $632,000 | 2,679 |
| Net charge-offs | $70,000 | 4,606 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $632,000 | 2,589 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 4,424 |
| Total interest expense | $594,000 | 4,380 |
| Net interest income | $1,087,000 | 4,326 |
| Provision for loan and lease losses | $66,000 | 4,534 |
| Total noninterest income | $155,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $72,000 | 3,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $83,000 | 3,952 |
| Total noninterest expense | $661,000 | 5,543 |
| Salaries and employee benefits | $374,000 | 5,356 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $212,000 | 5,449 |
| Pre-tax net operating income | $515,000 | 2,327 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $189,000 | 1,518 |
| Income before extraordinary items | $326,000 | 2,970 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $326,000 | 2,971 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $326,000 | 2,971 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $326,000 | 2,832 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,828,000 | 4,557 |
| Total interest expense | $2,817,000 | 4,427 |
| Net interest income | $4,011,000 | 4,566 |
| Provision for loan and lease losses | $619,000 | 3,448 |
| Total noninterest income | $397,000 | 5,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $313,000 | 3,941 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $84,000 | 6,159 |
| Total noninterest expense | $2,571,000 | 5,576 |
| Salaries and employee benefits | $1,453,000 | 5,430 |
| Premises and equipment expense | $296,000 | 5,837 |
| Additional noninterest expense | $822,000 | 5,406 |
| Pre-tax net operating income | $1,218,000 | 3,393 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $447,000 | 1,964 |
| Income before extraordinary items | $771,000 | 3,776 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $771,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,526 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $771,000 | 3,898 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,109,000 | 4,642 |
| Total interest expense | $2,125,000 | 4,526 |
| Net interest income | $2,984,000 | 4,633 |
| Provision for loan and lease losses | $435,000 | 2,956 |
| Total noninterest income | $310,000 | 5,320 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $232,000 | 3,992 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $78,000 | 5,989 |
| Total noninterest expense | $1,870,000 | 5,654 |
| Salaries and employee benefits | $1,036,000 | 5,583 |
| Premises and equipment expense | $223,000 | 5,829 |
| Additional noninterest expense | $611,000 | 5,370 |
| Pre-tax net operating income | $989,000 | 3,701 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $363,000 | 2,270 |
| Income before extraordinary items | $626,000 | 4,055 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $626,000 | 4,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,525 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $626,000 | 4,201 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,400,000 | 4,714 |
| Total interest expense | $1,457,000 | 4,583 |
| Net interest income | $1,943,000 | 4,712 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $207,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $136,000 | 4,226 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $71,000 | 5,622 |
| Total noninterest expense | $1,204,000 | 5,782 |
| Salaries and employee benefits | $671,000 | 5,724 |
| Premises and equipment expense | $148,000 | 5,864 |
| Additional noninterest expense | $385,000 | 5,529 |
| Pre-tax net operating income | $871,000 | 3,249 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $320,000 | 2,146 |
| Income before extraordinary items | $551,000 | 3,818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $551,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $551,000 | 3,765 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 4,816 |
| Total interest expense | $766,000 | 4,631 |
| Net interest income | $929,000 | 4,860 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $117,000 | 5,137 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $63,000 | 4,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,896 |
| Total noninterest expense | $613,000 | 5,747 |
| Salaries and employee benefits | $352,000 | 5,614 |
| Premises and equipment expense | $74,000 | 5,910 |
| Additional noninterest expense | $187,000 | 5,554 |
| Pre-tax net operating income | $403,000 | 3,539 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $148,000 | 2,340 |
| Income before extraordinary items | $255,000 | 4,160 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $255,000 | 4,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $255,000 | 4,056 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,815,000 | 4,809 |
| Total interest expense | $3,415,000 | 4,407 |
| Net interest income | $3,400,000 | 5,135 |
| Provision for loan and lease losses | $132,000 | 4,503 |
| Total noninterest income | $367,000 | 5,675 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $309,000 | 4,019 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $58,000 | 6,934 |
| Total noninterest expense | $2,233,000 | 5,909 |
| Salaries and employee benefits | $1,336,000 | 5,656 |
| Premises and equipment expense | $270,000 | 6,036 |
| Additional noninterest expense | $627,000 | 6,024 |
| Pre-tax net operating income | $1,402,000 | 4,020 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $514,000 | 2,704 |
| Income before extraordinary items | $888,000 | 4,575 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $888,000 | 4,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,591 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $888,000 | 4,563 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 4,831 |
| Total interest expense | $2,595,000 | 4,374 |
| Net interest income | $2,493,000 | 5,224 |
| Provision for loan and lease losses | $99,000 | 4,145 |
| Total noninterest income | $282,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $229,000 | 4,051 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $53,000 | 6,720 |
| Total noninterest expense | $1,616,000 | 5,994 |
| Salaries and employee benefits | $956,000 | 5,780 |
| Premises and equipment expense | $204,000 | 6,025 |
| Additional noninterest expense | $456,000 | 6,063 |
| Pre-tax net operating income | $1,060,000 | 4,227 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $389,000 | 2,832 |
| Income before extraordinary items | $671,000 | 4,779 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $671,000 | 4,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,545 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $671,000 | 4,765 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 4,874 |
| Total interest expense | $1,725,000 | 4,394 |
| Net interest income | $1,651,000 | 5,277 |
| Provision for loan and lease losses | $66,000 | 3,898 |
| Total noninterest income | $206,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $159,000 | 3,978 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $47,000 | 6,371 |
| Total noninterest expense | $1,047,000 | 6,119 |
| Salaries and employee benefits | $631,000 | 5,856 |
| Premises and equipment expense | $133,000 | 6,120 |
| Additional noninterest expense | $283,000 | 6,271 |
| Pre-tax net operating income | $744,000 | 4,182 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $273,000 | 2,841 |
| Income before extraordinary items | $471,000 | 4,684 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $471,000 | 4,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $471,000 | 4,680 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 4,949 |
| Total interest expense | $854,000 | 4,408 |
| Net interest income | $793,000 | 5,410 |
| Provision for loan and lease losses | $33,000 | 3,661 |
| Total noninterest income | $118,000 | 5,171 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $79,000 | 3,930 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $551,000 | 6,010 |
| Salaries and employee benefits | $348,000 | 5,605 |
| Premises and equipment expense | $68,000 | 6,105 |
| Additional noninterest expense | $135,000 | 6,400 |
| Pre-tax net operating income | $327,000 | 4,458 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $120,000 | 3,028 |
| Income before extraordinary items | $207,000 | 4,975 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $207,000 | 4,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $207,000 | 4,961 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,870,000 | 5,085 |
| Total interest expense | $2,717,000 | 4,574 |
| Net interest income | $3,153,000 | 5,367 |
| Provision for loan and lease losses | $132,000 | 4,240 |
| Total noninterest income | $304,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $250,000 | 4,505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $54,000 | 7,164 |
| Total noninterest expense | $1,985,000 | 6,185 |
| Salaries and employee benefits | $1,214,000 | 5,874 |
| Premises and equipment expense | $204,000 | 6,696 |
| Additional noninterest expense | $567,000 | 6,218 |
| Pre-tax net operating income | $1,340,000 | 4,542 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $492,000 | 3,176 |
| Income before extraordinary items | $848,000 | 5,086 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $848,000 | 5,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $848,000 | 5,077 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,183,000 | 5,226 |
| Total interest expense | $1,910,000 | 4,687 |
| Net interest income | $2,273,000 | 5,538 |
| Provision for loan and lease losses | $99,000 | 4,127 |
| Total noninterest income | $221,000 | 6,270 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $174,000 | 4,719 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $47,000 | 7,016 |
| Total noninterest expense | $1,408,000 | 6,329 |
| Salaries and employee benefits | $870,000 | 5,991 |
| Premises and equipment expense | $135,000 | 6,956 |
| Additional noninterest expense | $403,000 | 6,382 |
| Pre-tax net operating income | $987,000 | 4,740 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $362,000 | 3,319 |
| Income before extraordinary items | $625,000 | 5,263 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $625,000 | 5,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $625,000 | 5,251 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 5,297 |
| Total interest expense | $1,203,000 | 4,705 |
| Net interest income | $1,499,000 | 5,593 |
| Provision for loan and lease losses | $66,000 | 3,960 |
| Total noninterest income | $144,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $103,000 | 4,958 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 6,674 |
| Total noninterest expense | $866,000 | 6,564 |
| Salaries and employee benefits | $553,000 | 6,146 |
| Premises and equipment expense | $75,000 | 7,303 |
| Additional noninterest expense | $238,000 | 6,693 |
| Pre-tax net operating income | $711,000 | 4,596 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $261,000 | 3,233 |
| Income before extraordinary items | $450,000 | 5,128 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $450,000 | 5,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $450,000 | 5,128 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 5,397 |
| Total interest expense | $572,000 | 4,715 |
| Net interest income | $711,000 | 5,759 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $51,000 | 4,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 5,895 |
| Total noninterest expense | $443,000 | 6,518 |
| Salaries and employee benefits | $294,000 | 5,999 |
| Premises and equipment expense | $37,000 | 7,336 |
| Additional noninterest expense | $112,000 | 6,815 |
| Pre-tax net operating income | $319,000 | 4,805 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $117,000 | 3,375 |
| Income before extraordinary items | $202,000 | 5,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $202,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $202,000 | 5,335 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 5,763 |
| Total interest expense | $1,405,000 | 5,401 |
| Net interest income | $2,683,000 | 5,848 |
| Provision for loan and lease losses | $177,000 | 3,838 |
| Total noninterest income | $209,000 | 6,997 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $161,000 | 5,484 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $48,000 | 7,428 |
| Total noninterest expense | $1,631,000 | 6,669 |
| Salaries and employee benefits | $963,000 | 6,472 |
| Premises and equipment expense | $161,000 | 7,152 |
| Additional noninterest expense | $507,000 | 6,530 |
| Pre-tax net operating income | $1,084,000 | 5,147 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $397,000 | 3,710 |
| Income before extraordinary items | $687,000 | 5,712 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $687,000 | 5,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,078 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $687,000 | 5,689 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 5,888 |
| Total interest expense | $927,000 | 5,651 |
| Net interest income | $1,991,000 | 5,901 |
| Provision for loan and lease losses | $141,000 | 3,576 |
| Total noninterest income | $160,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $115,000 | 5,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,190 |
| Total noninterest expense | $1,141,000 | 6,854 |
| Salaries and employee benefits | $671,000 | 6,656 |
| Premises and equipment expense | $119,000 | 7,174 |
| Additional noninterest expense | $351,000 | 6,728 |
| Pre-tax net operating income | $869,000 | 5,113 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $319,000 | 3,708 |
| Income before extraordinary items | $550,000 | 5,672 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $550,000 | 5,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,476 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $550,000 | 5,624 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 6,034 |
| Total interest expense | $535,000 | 5,869 |
| Net interest income | $1,269,000 | 6,011 |
| Provision for loan and lease losses | $105,000 | 3,281 |
| Total noninterest income | $118,000 | 6,779 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $43,000 | 6,655 |
| Total noninterest expense | $735,000 | 6,949 |
| Salaries and employee benefits | $435,000 | 6,723 |
| Premises and equipment expense | $80,000 | 7,151 |
| Additional noninterest expense | $220,000 | 6,870 |
| Pre-tax net operating income | $547,000 | 5,244 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $201,000 | 3,781 |
| Income before extraordinary items | $346,000 | 5,813 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $346,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $346,000 | 5,766 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $843,000 | 6,233 |
| Total interest expense | $251,000 | 5,957 |
| Net interest income | $592,000 | 6,258 |
| Provision for loan and lease losses | $51,000 | 3,150 |
| Total noninterest income | $75,000 | 6,308 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $37,000 | 5,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,751 |
| Total noninterest expense | $355,000 | 7,071 |
| Salaries and employee benefits | $208,000 | 6,886 |
| Premises and equipment expense | $43,000 | 7,087 |
| Additional noninterest expense | $104,000 | 7,044 |
| Pre-tax net operating income | $261,000 | 5,345 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $96,000 | 3,827 |
| Income before extraordinary items | $165,000 | 5,887 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $165,000 | 5,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $165,000 | 5,851 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 6,526 |
| Total interest expense | $873,000 | 6,026 |
| Net interest income | $2,033,000 | 6,583 |
| Provision for loan and lease losses | $196,000 | 3,732 |
| Total noninterest income | $183,000 | 7,303 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $146,000 | 5,834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $37,000 | 7,758 |
| Total noninterest expense | $1,226,000 | 7,398 |
| Salaries and employee benefits | $769,000 | 7,047 |
| Premises and equipment expense | $152,000 | 7,313 |
| Additional noninterest expense | $305,000 | 7,674 |
| Pre-tax net operating income | $794,000 | 5,810 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $292,000 | 4,208 |
| Income before extraordinary items | $502,000 | 6,354 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $502,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,431 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $502,000 | 6,281 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 6,653 |
| Total interest expense | $635,000 | 6,101 |
| Net interest income | $1,442,000 | 6,739 |
| Provision for loan and lease losses | $181,000 | 3,148 |
| Total noninterest income | $135,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $101,000 | 6,037 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 7,563 |
| Total noninterest expense | $852,000 | 7,524 |
| Salaries and employee benefits | $520,000 | 7,263 |
| Premises and equipment expense | $112,000 | 7,308 |
| Additional noninterest expense | $220,000 | 7,744 |
| Pre-tax net operating income | $544,000 | 6,121 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $200,000 | 4,434 |
| Income before extraordinary items | $344,000 | 6,644 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $344,000 | 6,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,355 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $344,000 | 6,576 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 6,783 |
| Total interest expense | $414,000 | 6,197 |
| Net interest income | $923,000 | 6,881 |
| Provision for loan and lease losses | $142,000 | 2,870 |
| Total noninterest income | $94,000 | 7,344 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $65,000 | 6,112 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $577,000 | 7,549 |
| Salaries and employee benefits | $352,000 | 7,290 |
| Premises and equipment expense | $75,000 | 7,342 |
| Additional noninterest expense | $150,000 | 7,728 |
| Pre-tax net operating income | $298,000 | 6,513 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $67,000 | 5,332 |
| Income before extraordinary items | $231,000 | 6,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 6,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,391 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $231,000 | 6,529 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 6,909 |
| Total interest expense | $206,000 | 6,271 |
| Net interest income | $437,000 | 7,058 |
| Provision for loan and lease losses | $52,000 | 3,247 |
| Total noninterest income | $55,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $278,000 | 7,655 |
| Salaries and employee benefits | $164,000 | 7,492 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $76,000 | 7,736 |
| Pre-tax net operating income | $162,000 | 6,281 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $60,000 | 4,582 |
| Income before extraordinary items | $102,000 | 6,847 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $102,000 | 6,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,521 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $102,000 | 6,742 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 7,264 |
| Total interest expense | $807,000 | 6,692 |
| Net interest income | $1,485,000 | 7,384 |
| Provision for loan and lease losses | $223,000 | 3,822 |
| Total noninterest income | $168,000 | 7,630 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $128,000 | 6,168 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,000 | 7,815 |
| Total noninterest expense | $1,015,000 | 7,844 |
| Salaries and employee benefits | $581,000 | 7,777 |
| Premises and equipment expense | $151,000 | 7,380 |
| Additional noninterest expense | $283,000 | 7,879 |
| Pre-tax net operating income | $415,000 | 6,976 |
| Securities gains (losses) | $-2,000 | 8,601 |
| Applicable income taxes | $152,000 | 5,256 |
| Income before extraordinary items | $261,000 | 7,466 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $261,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,652 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $262,280 | 7,316 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 7,452 |
| Total interest expense | $605,000 | 6,833 |
| Net interest income | $1,038,000 | 7,580 |
| Provision for loan and lease losses | $131,000 | 4,208 |
| Total noninterest income | $128,000 | 7,658 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $99,000 | 6,150 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $720,000 | 7,967 |
| Salaries and employee benefits | $393,000 | 7,963 |
| Premises and equipment expense | $114,000 | 7,377 |
| Additional noninterest expense | $213,000 | 7,876 |
| Pre-tax net operating income | $315,000 | 7,099 |
| Securities gains (losses) | $-2,000 | 8,785 |
| Applicable income taxes | $115,000 | 5,417 |
| Income before extraordinary items | $198,000 | 7,597 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $198,000 | 7,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $199,280 | 7,442 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 7,593 |
| Total interest expense | $413,000 | 6,895 |
| Net interest income | $632,000 | 7,790 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $92,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $67,000 | 6,104 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $476,000 | 7,994 |
| Salaries and employee benefits | $256,000 | 8,042 |
| Premises and equipment expense | $75,000 | 7,423 |
| Additional noninterest expense | $145,000 | 7,841 |
| Pre-tax net operating income | $168,000 | 7,468 |
| Securities gains (losses) | $-2,000 | 8,918 |
| Applicable income taxes | $61,000 | 5,708 |
| Income before extraordinary items | $105,000 | 7,902 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $105,000 | 7,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $106,280 | 7,715 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $497,000 | 7,750 |
| Total interest expense | $203,000 | 7,036 |
| Net interest income | $294,000 | 7,963 |
| Provision for loan and lease losses | $56,000 | 3,519 |
| Total noninterest income | $54,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $199,000 | 8,349 |
| Salaries and employee benefits | $110,000 | 8,356 |
| Premises and equipment expense | $36,000 | 7,540 |
| Additional noninterest expense | $53,000 | 8,408 |
| Pre-tax net operating income | $93,000 | 7,295 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $34,000 | 5,594 |
| Income before extraordinary items | $59,000 | 7,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $59,000 | 7,557 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 8,138 |
| Total interest expense | $763,000 | 7,628 |
| Net interest income | $974,000 | 8,298 |
| Provision for loan and lease losses | $143,000 | 5,034 |
| Total noninterest income | $133,000 | 8,026 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $103,000 | 6,527 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 8,203 |
| Total noninterest expense | $822,000 | 8,302 |
| Salaries and employee benefits | $469,000 | 8,256 |
| Premises and equipment expense | $140,000 | 7,578 |
| Additional noninterest expense | $213,000 | 8,463 |
| Pre-tax net operating income | $142,000 | 8,147 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $53,000 | 6,492 |
| Income before extraordinary items | $89,000 | 8,383 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $89,000 | 8,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $89,000 | 8,293 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 9,155 |
| Total interest expense | $533,000 | 8,957 |
| Net interest income | $462,000 | 9,239 |
| Provision for loan and lease losses | $88,000 | 5,851 |
| Total noninterest income | $40,000 | 9,271 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $20,000 | 8,125 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $599,000 | 8,936 |
| Salaries and employee benefits | $328,000 | 8,944 |
| Premises and equipment expense | $115,000 | 8,081 |
| Additional noninterest expense | $156,000 | 9,007 |
| Pre-tax net operating income | $-185,000 | 8,952 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-67,000 | 9,201 |
| Income before extraordinary items | $-118,000 | 8,973 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-118,000 | 8,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-118,000 | 8,922 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $214,000 | 9,822 |
| Total interest expense | $110,000 | 9,739 |
| Net interest income | $104,000 | 9,843 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $268,000 | 9,796 |
| Salaries and employee benefits | $159,000 | 9,725 |
| Premises and equipment expense | $34,000 | 9,622 |
| Additional noninterest expense | $75,000 | 9,764 |
| Pre-tax net operating income | $-189,000 | 9,332 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-69,000 | 9,530 |
| Income before extraordinary items | $-120,000 | 9,294 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-120,000 | 9,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 320 |
| Net operating income | $-120,000 | 9,288 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.