Home > Minnwest Bank Luverne > Income and Expense
Minnwest Bank Luverne, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 3,500 |
| Total interest expense | $114,000 | 4,353 |
| Net interest income | $1,440,000 | 3,375 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $116,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $82,000 | 3,040 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $34,000 | 5,012 |
| Total noninterest expense | $783,000 | 4,474 |
| Salaries and employee benefits | $376,000 | 4,733 |
| Premises and equipment expense | $67,000 | 5,034 |
| Additional noninterest expense | $340,000 | 3,817 |
| Pre-tax net operating income | $773,000 | 2,147 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $311,000 | 1,318 |
| Income before extraordinary items | $462,000 | 2,716 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $462,000 | 2,719 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $462,000 | 2,719 |
| Net charge-offs | $46,000 | 1,931 |
| Cash dividends | $350,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $462,000 | 2,675 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,060,000 | 3,593 |
| Total interest expense | $533,000 | 4,328 |
| Net interest income | $5,527,000 | 3,462 |
| Provision for loan and lease losses | $-495,000 | 6,581 |
| Total noninterest income | $428,000 | 4,642 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $336,000 | 3,158 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $92,000 | 5,443 |
| Total noninterest expense | $3,303,000 | 4,397 |
| Salaries and employee benefits | $1,608,000 | 4,578 |
| Premises and equipment expense | $244,000 | 5,240 |
| Additional noninterest expense | $1,451,000 | 3,735 |
| Pre-tax net operating income | $3,147,000 | 2,094 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,261,000 | 1,267 |
| Income before extraordinary items | $1,886,000 | 2,725 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,886,000 | 2,728 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,886,000 | 2,728 |
| Net charge-offs | $-1,031,000 | 6,779 |
| Cash dividends | $1,300,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,886,000 | 2,662 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 3,677 |
| Total interest expense | $413,000 | 4,342 |
| Net interest income | $4,056,000 | 3,531 |
| Provision for loan and lease losses | $30,000 | 4,276 |
| Total noninterest income | $332,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $251,000 | 3,178 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $81,000 | 5,393 |
| Total noninterest expense | $2,377,000 | 4,500 |
| Salaries and employee benefits | $1,106,000 | 4,825 |
| Premises and equipment expense | $178,000 | 5,320 |
| Additional noninterest expense | $1,093,000 | 3,724 |
| Pre-tax net operating income | $1,981,000 | 2,437 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $790,000 | 1,463 |
| Income before extraordinary items | $1,191,000 | 3,091 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,191,000 | 3,095 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,191,000 | 3,095 |
| Net charge-offs | $-974,000 | 6,855 |
| Cash dividends | $950,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,191,000 | 3,020 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 3,705 |
| Total interest expense | $284,000 | 4,337 |
| Net interest income | $2,666,000 | 3,558 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $219,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $160,000 | 3,240 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $59,000 | 5,351 |
| Total noninterest expense | $1,601,000 | 4,498 |
| Salaries and employee benefits | $757,000 | 4,791 |
| Premises and equipment expense | $122,000 | 5,275 |
| Additional noninterest expense | $722,000 | 3,744 |
| Pre-tax net operating income | $1,254,000 | 2,520 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $500,000 | 1,514 |
| Income before extraordinary items | $754,000 | 3,175 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $754,000 | 3,177 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $754,000 | 3,178 |
| Net charge-offs | $-606,000 | 6,900 |
| Cash dividends | $600,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $754,000 | 3,081 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 3,718 |
| Total interest expense | $147,000 | 4,351 |
| Net interest income | $1,336,000 | 3,575 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $113,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $75,000 | 3,336 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,041 |
| Total noninterest expense | $738,000 | 4,725 |
| Salaries and employee benefits | $366,000 | 4,897 |
| Premises and equipment expense | $57,000 | 5,424 |
| Additional noninterest expense | $315,000 | 4,103 |
| Pre-tax net operating income | $681,000 | 2,320 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $272,000 | 1,430 |
| Income before extraordinary items | $409,000 | 2,987 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $409,000 | 2,987 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $409,000 | 2,989 |
| Net charge-offs | $-284,000 | 6,942 |
| Cash dividends | $250,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $409,000 | 2,906 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,199,000 | 3,745 |
| Total interest expense | $997,000 | 3,613 |
| Net interest income | $5,202,000 | 3,719 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $345,000 | 5,025 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $330,000 | 3,309 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $15,000 | 6,343 |
| Total noninterest expense | $3,209,000 | 4,576 |
| Salaries and employee benefits | $1,496,000 | 4,856 |
| Premises and equipment expense | $237,000 | 5,452 |
| Additional noninterest expense | $1,476,000 | 3,836 |
| Pre-tax net operating income | $2,218,000 | 2,627 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $883,000 | 1,591 |
| Income before extraordinary items | $1,335,000 | 3,340 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,335,000 | 3,341 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,335,000 | 3,341 |
| Net charge-offs | $5,000 | 5,755 |
| Cash dividends | $650,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,335,000 | 3,197 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 3,805 |
| Total interest expense | $816,000 | 3,531 |
| Net interest income | $3,844,000 | 3,811 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $283,000 | 4,967 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $244,000 | 3,374 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $39,000 | 5,942 |
| Total noninterest expense | $2,449,000 | 4,559 |
| Salaries and employee benefits | $1,130,000 | 4,861 |
| Premises and equipment expense | $174,000 | 5,551 |
| Additional noninterest expense | $1,145,000 | 3,773 |
| Pre-tax net operating income | $1,588,000 | 2,776 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $631,000 | 1,693 |
| Income before extraordinary items | $957,000 | 3,515 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $957,000 | 3,515 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $957,000 | 3,517 |
| Net charge-offs | $73,000 | 4,263 |
| Cash dividends | $500,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $957,000 | 3,358 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 3,832 |
| Total interest expense | $597,000 | 3,414 |
| Net interest income | $2,511,000 | 3,876 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $170,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $160,000 | 3,390 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,454 |
| Total noninterest expense | $1,667,000 | 4,540 |
| Salaries and employee benefits | $764,000 | 4,852 |
| Premises and equipment expense | $115,000 | 5,572 |
| Additional noninterest expense | $788,000 | 3,698 |
| Pre-tax net operating income | $954,000 | 2,946 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $380,000 | 1,781 |
| Income before extraordinary items | $574,000 | 3,734 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $574,000 | 3,735 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $574,000 | 3,736 |
| Net charge-offs | $47,000 | 4,084 |
| Cash dividends | $350,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $574,000 | 3,543 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 3,831 |
| Total interest expense | $320,000 | 3,370 |
| Net interest income | $1,263,000 | 3,889 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $39,000 | 6,108 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $74,000 | 3,530 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-35,000 | 7,060 |
| Total noninterest expense | $787,000 | 4,700 |
| Salaries and employee benefits | $350,000 | 5,130 |
| Premises and equipment expense | $59,000 | 5,540 |
| Additional noninterest expense | $378,000 | 3,776 |
| Pre-tax net operating income | $485,000 | 2,927 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $194,000 | 1,766 |
| Income before extraordinary items | $291,000 | 3,707 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $291,000 | 3,709 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $291,000 | 3,710 |
| Net charge-offs | $-5,000 | 6,379 |
| Cash dividends | $200,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $291,000 | 3,538 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,923,000 | 3,697 |
| Total interest expense | $1,845,000 | 2,937 |
| Net interest income | $5,078,000 | 3,868 |
| Provision for loan and lease losses | $295,000 | 4,159 |
| Total noninterest income | $38,000 | 6,847 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $322,000 | 3,457 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-284,000 | 7,006 |
| Total noninterest expense | $3,561,000 | 4,450 |
| Salaries and employee benefits | $1,424,000 | 5,092 |
| Premises and equipment expense | $245,000 | 5,648 |
| Additional noninterest expense | $1,892,000 | 3,291 |
| Pre-tax net operating income | $1,260,000 | 3,316 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $497,000 | 2,046 |
| Income before extraordinary items | $763,000 | 4,020 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $763,000 | 4,025 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $763,000 | 4,024 |
| Net charge-offs | $597,000 | 2,962 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $763,000 | 3,892 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,299,000 | 3,692 |
| Total interest expense | $1,465,000 | 2,919 |
| Net interest income | $3,834,000 | 3,868 |
| Provision for loan and lease losses | $245,000 | 3,890 |
| Total noninterest income | $10,000 | 7,042 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $245,000 | 3,436 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-235,000 | 7,146 |
| Total noninterest expense | $2,744,000 | 4,365 |
| Salaries and employee benefits | $1,104,000 | 5,012 |
| Premises and equipment expense | $184,000 | 5,697 |
| Additional noninterest expense | $1,456,000 | 3,234 |
| Pre-tax net operating income | $855,000 | 3,591 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $329,000 | 2,167 |
| Income before extraordinary items | $526,000 | 4,229 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $526,000 | 4,231 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $526,000 | 4,231 |
| Net charge-offs | $365,000 | 3,019 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $526,000 | 4,095 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 3,694 |
| Total interest expense | $1,017,000 | 2,915 |
| Net interest income | $2,568,000 | 3,873 |
| Provision for loan and lease losses | $210,000 | 3,454 |
| Total noninterest income | $-101,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $157,000 | 3,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-258,000 | 7,301 |
| Total noninterest expense | $1,913,000 | 4,287 |
| Salaries and employee benefits | $701,000 | 5,175 |
| Premises and equipment expense | $129,000 | 5,634 |
| Additional noninterest expense | $1,083,000 | 2,993 |
| Pre-tax net operating income | $344,000 | 4,425 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $129,000 | 2,645 |
| Income before extraordinary items | $215,000 | 4,910 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $215,000 | 4,910 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $215,000 | 4,910 |
| Net charge-offs | $97,000 | 3,877 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $215,000 | 4,820 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 3,660 |
| Total interest expense | $531,000 | 2,900 |
| Net interest income | $1,288,000 | 3,869 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $111,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $72,000 | 3,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,037 |
| Total noninterest expense | $894,000 | 4,495 |
| Salaries and employee benefits | $354,000 | 5,194 |
| Premises and equipment expense | $67,000 | 5,600 |
| Additional noninterest expense | $473,000 | 3,320 |
| Pre-tax net operating income | $400,000 | 2,968 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $155,000 | 1,763 |
| Income before extraordinary items | $245,000 | 3,630 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $245,000 | 3,628 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $245,000 | 3,628 |
| Net charge-offs | $101,000 | 2,722 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $245,000 | 3,565 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,048,000 | 3,539 |
| Total interest expense | $2,472,000 | 3,024 |
| Net interest income | $5,576,000 | 3,671 |
| Provision for loan and lease losses | $350,000 | 4,639 |
| Total noninterest income | $-189,000 | 7,419 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $326,000 | 3,470 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-515,000 | 7,402 |
| Total noninterest expense | $3,633,000 | 4,478 |
| Salaries and employee benefits | $1,524,000 | 5,018 |
| Premises and equipment expense | $253,000 | 5,780 |
| Additional noninterest expense | $1,856,000 | 3,464 |
| Pre-tax net operating income | $1,404,000 | 2,823 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $543,000 | 1,804 |
| Income before extraordinary items | $861,000 | 3,498 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $861,000 | 3,495 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $861,000 | 3,498 |
| Net charge-offs | $380,000 | 3,992 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $861,000 | 3,367 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,136,000 | 3,562 |
| Total interest expense | $1,893,000 | 3,091 |
| Net interest income | $4,243,000 | 3,674 |
| Provision for loan and lease losses | $350,000 | 4,106 |
| Total noninterest income | $-324,000 | 7,606 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $243,000 | 3,545 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-567,000 | 7,589 |
| Total noninterest expense | $2,786,000 | 4,436 |
| Salaries and employee benefits | $1,196,000 | 4,929 |
| Premises and equipment expense | $190,000 | 5,832 |
| Additional noninterest expense | $1,400,000 | 3,417 |
| Pre-tax net operating income | $783,000 | 3,505 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $300,000 | 2,144 |
| Income before extraordinary items | $483,000 | 4,178 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $483,000 | 4,179 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $483,000 | 4,179 |
| Net charge-offs | $375,000 | 3,442 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $483,000 | 4,023 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 3,573 |
| Total interest expense | $1,283,000 | 3,145 |
| Net interest income | $2,834,000 | 3,672 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $-112,000 | 7,646 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $163,000 | 3,546 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-275,000 | 7,636 |
| Total noninterest expense | $1,925,000 | 4,348 |
| Salaries and employee benefits | $787,000 | 4,981 |
| Premises and equipment expense | $132,000 | 5,782 |
| Additional noninterest expense | $1,006,000 | 3,192 |
| Pre-tax net operating income | $497,000 | 3,637 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $190,000 | 2,178 |
| Income before extraordinary items | $307,000 | 4,261 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $307,000 | 4,260 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $307,000 | 4,260 |
| Net charge-offs | $205,000 | 3,511 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $307,000 | 4,125 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 3,625 |
| Total interest expense | $648,000 | 3,242 |
| Net interest income | $1,417,000 | 3,710 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $138,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $76,000 | 3,674 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $62,000 | 4,332 |
| Total noninterest expense | $975,000 | 4,355 |
| Salaries and employee benefits | $415,000 | 4,896 |
| Premises and equipment expense | $66,000 | 5,857 |
| Additional noninterest expense | $494,000 | 3,217 |
| Pre-tax net operating income | $430,000 | 2,704 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $167,000 | 1,617 |
| Income before extraordinary items | $263,000 | 3,386 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $263,000 | 3,384 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $263,000 | 3,386 |
| Net charge-offs | $14,000 | 4,653 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $263,000 | 3,268 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,305,000 | 3,410 |
| Total interest expense | $3,033,000 | 3,392 |
| Net interest income | $6,272,000 | 3,333 |
| Provision for loan and lease losses | $4,466,000 | 1,547 |
| Total noninterest income | $115,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $331,000 | 3,691 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-216,000 | 7,693 |
| Total noninterest expense | $3,489,000 | 4,734 |
| Salaries and employee benefits | $1,531,000 | 5,129 |
| Premises and equipment expense | $246,000 | 6,100 |
| Additional noninterest expense | $1,712,000 | 3,731 |
| Pre-tax net operating income | $-1,568,000 | 6,471 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-638,000 | 7,125 |
| Income before extraordinary items | $-930,000 | 6,333 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-930,000 | 6,333 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-930,000 | 6,333 |
| Net charge-offs | $5,371,000 | 1,085 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-930,000 | 6,334 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,076,000 | 3,424 |
| Total interest expense | $2,319,000 | 3,462 |
| Net interest income | $4,757,000 | 3,302 |
| Provision for loan and lease losses | $1,508,000 | 2,201 |
| Total noninterest income | $327,000 | 5,044 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $244,000 | 3,746 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $83,000 | 5,630 |
| Total noninterest expense | $2,650,000 | 4,696 |
| Salaries and employee benefits | $1,252,000 | 4,918 |
| Premises and equipment expense | $188,000 | 6,103 |
| Additional noninterest expense | $1,210,000 | 3,854 |
| Pre-tax net operating income | $926,000 | 2,877 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $355,000 | 1,751 |
| Income before extraordinary items | $571,000 | 3,467 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $571,000 | 3,465 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $571,000 | 3,467 |
| Net charge-offs | $1,644,000 | 1,687 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $571,000 | 3,370 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,737,000 | 3,437 |
| Total interest expense | $1,569,000 | 3,564 |
| Net interest income | $3,168,000 | 3,303 |
| Provision for loan and lease losses | $1,000,000 | 2,058 |
| Total noninterest income | $241,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $157,000 | 3,789 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $84,000 | 5,093 |
| Total noninterest expense | $1,780,000 | 4,724 |
| Salaries and employee benefits | $807,000 | 5,068 |
| Premises and equipment expense | $129,000 | 6,078 |
| Additional noninterest expense | $844,000 | 3,730 |
| Pre-tax net operating income | $629,000 | 2,936 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $242,000 | 1,762 |
| Income before extraordinary items | $387,000 | 3,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $387,000 | 3,532 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $387,000 | 3,533 |
| Net charge-offs | $1,615,000 | 1,281 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $387,000 | 3,418 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 3,566 |
| Total interest expense | $830,000 | 3,528 |
| Net interest income | $1,470,000 | 3,501 |
| Provision for loan and lease losses | $228,000 | 2,672 |
| Total noninterest income | $116,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $76,000 | 3,809 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $40,000 | 5,204 |
| Total noninterest expense | $840,000 | 4,807 |
| Salaries and employee benefits | $430,000 | 4,930 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $346,000 | 3,993 |
| Pre-tax net operating income | $518,000 | 2,311 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $201,000 | 1,448 |
| Income before extraordinary items | $317,000 | 3,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $317,000 | 3,015 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $317,000 | 3,015 |
| Net charge-offs | $40,000 | 3,753 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $317,000 | 2,872 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,724,000 | 3,608 |
| Total interest expense | $3,714,000 | 3,700 |
| Net interest income | $6,010,000 | 3,474 |
| Provision for loan and lease losses | $2,447,000 | 1,585 |
| Total noninterest income | $428,000 | 5,156 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $371,000 | 3,608 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $57,000 | 6,626 |
| Total noninterest expense | $3,311,000 | 4,811 |
| Salaries and employee benefits | $1,659,000 | 5,030 |
| Premises and equipment expense | $262,000 | 6,136 |
| Additional noninterest expense | $1,390,000 | 3,826 |
| Pre-tax net operating income | $680,000 | 4,444 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $251,000 | 2,593 |
| Income before extraordinary items | $429,000 | 4,663 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $429,000 | 4,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 2,646 |
| Cash dividends | $1,500,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $429,000 | 4,832 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,283,000 | 3,670 |
| Total interest expense | $2,828,000 | 3,766 |
| Net interest income | $4,455,000 | 3,531 |
| Provision for loan and lease losses | $1,263,000 | 1,591 |
| Total noninterest income | $346,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $283,000 | 3,599 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 6,297 |
| Total noninterest expense | $2,465,000 | 4,795 |
| Salaries and employee benefits | $1,273,000 | 4,990 |
| Premises and equipment expense | $196,000 | 6,154 |
| Additional noninterest expense | $996,000 | 3,877 |
| Pre-tax net operating income | $1,073,000 | 3,546 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $412,000 | 2,123 |
| Income before extraordinary items | $661,000 | 3,931 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $661,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,834 |
| Cash dividends | $1,500,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $661,000 | 4,087 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,841,000 | 3,727 |
| Total interest expense | $1,951,000 | 3,806 |
| Net interest income | $2,890,000 | 3,592 |
| Provision for loan and lease losses | $374,000 | 2,249 |
| Total noninterest income | $228,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $180,000 | 3,694 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $48,000 | 6,189 |
| Total noninterest expense | $1,593,000 | 4,927 |
| Salaries and employee benefits | $805,000 | 5,193 |
| Premises and equipment expense | $135,000 | 6,111 |
| Additional noninterest expense | $653,000 | 3,909 |
| Pre-tax net operating income | $1,151,000 | 2,671 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $449,000 | 1,733 |
| Income before extraordinary items | $702,000 | 3,321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $702,000 | 3,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $702,000 | 3,256 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 3,752 |
| Total interest expense | $1,024,000 | 3,849 |
| Net interest income | $1,458,000 | 3,556 |
| Provision for loan and lease losses | $160,000 | 2,060 |
| Total noninterest income | $121,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $89,000 | 3,686 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $798,000 | 4,940 |
| Salaries and employee benefits | $427,000 | 5,043 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $303,000 | 4,084 |
| Pre-tax net operating income | $621,000 | 2,631 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $243,000 | 1,711 |
| Income before extraordinary items | $378,000 | 3,307 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $378,000 | 3,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $1,500,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $378,000 | 3,216 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,381,000 | 3,684 |
| Total interest expense | $4,747,000 | 3,596 |
| Net interest income | $5,634,000 | 3,674 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $433,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $325,000 | 3,933 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $108,000 | 6,097 |
| Total noninterest expense | $2,932,000 | 5,074 |
| Salaries and employee benefits | $1,615,000 | 5,069 |
| Premises and equipment expense | $252,000 | 6,237 |
| Additional noninterest expense | $1,065,000 | 4,438 |
| Pre-tax net operating income | $2,895,000 | 2,542 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,131,000 | 1,712 |
| Income before extraordinary items | $1,764,000 | 3,085 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,764,000 | 3,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,189,000 | 900 |
| Cash dividends | $1,100,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,764,000 | 3,075 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,689,000 | 3,717 |
| Total interest expense | $3,582,000 | 3,581 |
| Net interest income | $4,107,000 | 3,762 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $326,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $237,000 | 3,986 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $89,000 | 5,996 |
| Total noninterest expense | $2,245,000 | 4,986 |
| Salaries and employee benefits | $1,273,000 | 4,913 |
| Premises and equipment expense | $196,000 | 6,123 |
| Additional noninterest expense | $776,000 | 4,470 |
| Pre-tax net operating income | $2,008,000 | 2,819 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $783,000 | 1,933 |
| Income before extraordinary items | $1,225,000 | 3,417 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,225,000 | 3,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $642,000 | 890 |
| Cash dividends | $1,100,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,225,000 | 3,402 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 3,722 |
| Total interest expense | $2,361,000 | 3,605 |
| Net interest income | $2,761,000 | 3,761 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $217,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $150,000 | 4,083 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $67,000 | 5,821 |
| Total noninterest expense | $1,445,000 | 5,132 |
| Salaries and employee benefits | $821,000 | 5,051 |
| Premises and equipment expense | $136,000 | 6,064 |
| Additional noninterest expense | $488,000 | 4,656 |
| Pre-tax net operating income | $1,413,000 | 2,791 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $551,000 | 1,942 |
| Income before extraordinary items | $862,000 | 3,350 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $862,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,303 |
| Cash dividends | $1,100,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $862,000 | 3,329 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 3,672 |
| Total interest expense | $1,190,000 | 3,557 |
| Net interest income | $1,407,000 | 3,712 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $111,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $729,000 | 5,112 |
| Salaries and employee benefits | $434,000 | 4,891 |
| Premises and equipment expense | $63,000 | 6,281 |
| Additional noninterest expense | $232,000 | 4,778 |
| Pre-tax net operating income | $729,000 | 2,724 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $283,000 | 1,928 |
| Income before extraordinary items | $446,000 | 3,254 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $446,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,321 |
| Cash dividends | $1,100,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $446,000 | 3,229 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,869,000 | 3,612 |
| Total interest expense | $4,263,000 | 3,437 |
| Net interest income | $5,606,000 | 3,701 |
| Provision for loan and lease losses | $115,000 | 4,549 |
| Total noninterest income | $421,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $312,000 | 4,046 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 6,186 |
| Total noninterest expense | $2,903,000 | 4,990 |
| Salaries and employee benefits | $1,689,000 | 4,825 |
| Premises and equipment expense | $254,000 | 6,176 |
| Additional noninterest expense | $960,000 | 4,642 |
| Pre-tax net operating income | $3,009,000 | 2,771 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,142,000 | 2,014 |
| Income before extraordinary items | $1,867,000 | 3,245 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,867,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,616 |
| Cash dividends | $700,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,867,000 | 3,236 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,180,000 | 3,674 |
| Total interest expense | $3,021,000 | 3,495 |
| Net interest income | $4,159,000 | 3,757 |
| Provision for loan and lease losses | $15,000 | 6,184 |
| Total noninterest income | $318,000 | 5,515 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $232,000 | 4,090 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 6,103 |
| Total noninterest expense | $2,170,000 | 4,988 |
| Salaries and employee benefits | $1,261,000 | 4,817 |
| Premises and equipment expense | $192,000 | 6,184 |
| Additional noninterest expense | $717,000 | 4,624 |
| Pre-tax net operating income | $2,292,000 | 2,841 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $872,000 | 2,069 |
| Income before extraordinary items | $1,420,000 | 3,326 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,420,000 | 3,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,286 |
| Cash dividends | $700,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,420,000 | 3,313 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,598,000 | 3,741 |
| Total interest expense | $1,848,000 | 3,607 |
| Net interest income | $2,750,000 | 3,785 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $209,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $148,000 | 4,169 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,057 |
| Total noninterest expense | $1,448,000 | 5,009 |
| Salaries and employee benefits | $840,000 | 4,840 |
| Premises and equipment expense | $131,000 | 6,128 |
| Additional noninterest expense | $477,000 | 4,630 |
| Pre-tax net operating income | $1,496,000 | 2,886 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $571,000 | 2,119 |
| Income before extraordinary items | $925,000 | 3,391 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $925,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,422 |
| Cash dividends | $700,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $925,000 | 3,384 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 3,744 |
| Total interest expense | $863,000 | 3,642 |
| Net interest income | $1,391,000 | 3,751 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $105,000 | 5,497 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $68,000 | 4,286 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,687 |
| Total noninterest expense | $759,000 | 4,857 |
| Salaries and employee benefits | $447,000 | 4,666 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $243,000 | 4,562 |
| Pre-tax net operating income | $722,000 | 2,912 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $273,000 | 2,136 |
| Income before extraordinary items | $449,000 | 3,413 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $449,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $700,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $449,000 | 3,389 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,165,000 | 3,701 |
| Total interest expense | $2,724,000 | 3,594 |
| Net interest income | $5,441,000 | 3,710 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $423,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $328,000 | 3,980 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $95,000 | 6,482 |
| Total noninterest expense | $2,998,000 | 4,768 |
| Salaries and employee benefits | $1,761,000 | 4,545 |
| Premises and equipment expense | $294,000 | 5,790 |
| Additional noninterest expense | $943,000 | 4,613 |
| Pre-tax net operating income | $2,836,000 | 2,889 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,075,000 | 2,167 |
| Income before extraordinary items | $1,761,000 | 3,420 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,761,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,761,000 | 3,387 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,872,000 | 3,779 |
| Total interest expense | $1,905,000 | 3,636 |
| Net interest income | $3,967,000 | 3,786 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $318,000 | 5,645 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $246,000 | 3,999 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,477 |
| Total noninterest expense | $2,232,000 | 4,756 |
| Salaries and employee benefits | $1,297,000 | 4,586 |
| Premises and equipment expense | $223,000 | 5,763 |
| Additional noninterest expense | $712,000 | 4,574 |
| Pre-tax net operating income | $2,023,000 | 3,030 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $766,000 | 2,269 |
| Income before extraordinary items | $1,257,000 | 3,548 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,257,000 | 3,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $1,000,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,257,000 | 3,515 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 3,863 |
| Total interest expense | $1,168,000 | 3,692 |
| Net interest income | $2,539,000 | 3,877 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $209,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $157,000 | 4,050 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $52,000 | 6,337 |
| Total noninterest expense | $1,465,000 | 4,800 |
| Salaries and employee benefits | $837,000 | 4,667 |
| Premises and equipment expense | $147,000 | 5,757 |
| Additional noninterest expense | $481,000 | 4,506 |
| Pre-tax net operating income | $1,253,000 | 3,141 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $475,000 | 2,339 |
| Income before extraordinary items | $778,000 | 3,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $778,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,351 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $778,000 | 3,647 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 3,951 |
| Total interest expense | $555,000 | 3,728 |
| Net interest income | $1,227,000 | 3,992 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $73,000 | 4,143 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $725,000 | 4,869 |
| Salaries and employee benefits | $387,000 | 4,948 |
| Premises and equipment expense | $72,000 | 5,866 |
| Additional noninterest expense | $266,000 | 4,163 |
| Pre-tax net operating income | $589,000 | 3,267 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $224,000 | 2,421 |
| Income before extraordinary items | $365,000 | 3,865 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $365,000 | 3,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $365,000 | 3,822 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,198,000 | 3,723 |
| Total interest expense | $2,247,000 | 3,314 |
| Net interest income | $4,951,000 | 3,828 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $474,000 | 5,405 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $343,000 | 3,986 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $131,000 | 5,952 |
| Total noninterest expense | $2,766,000 | 4,943 |
| Salaries and employee benefits | $1,589,000 | 4,745 |
| Premises and equipment expense | $288,000 | 5,783 |
| Additional noninterest expense | $889,000 | 4,745 |
| Pre-tax net operating income | $2,639,000 | 2,861 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,023,000 | 2,118 |
| Income before extraordinary items | $1,616,000 | 3,441 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,616,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,656 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,616,000 | 3,377 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 3,828 |
| Total interest expense | $1,692,000 | 3,257 |
| Net interest income | $3,475,000 | 4,035 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $369,000 | 5,323 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $262,000 | 3,972 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $107,000 | 5,792 |
| Total noninterest expense | $2,029,000 | 4,977 |
| Salaries and employee benefits | $1,126,000 | 4,897 |
| Premises and equipment expense | $220,000 | 5,708 |
| Additional noninterest expense | $683,000 | 4,617 |
| Pre-tax net operating income | $1,795,000 | 3,160 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $697,000 | 2,326 |
| Income before extraordinary items | $1,098,000 | 3,771 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,098,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,098,000 | 3,700 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 3,903 |
| Total interest expense | $1,144,000 | 3,199 |
| Net interest income | $2,214,000 | 4,169 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $255,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $171,000 | 4,036 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 5,512 |
| Total noninterest expense | $1,361,000 | 4,986 |
| Salaries and employee benefits | $754,000 | 4,906 |
| Premises and equipment expense | $138,000 | 5,916 |
| Additional noninterest expense | $469,000 | 4,541 |
| Pre-tax net operating income | $1,088,000 | 3,338 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $422,000 | 2,470 |
| Income before extraordinary items | $666,000 | 3,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $666,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $666,000 | 3,889 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 3,970 |
| Total interest expense | $563,000 | 3,279 |
| Net interest income | $1,080,000 | 4,244 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $112,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $81,000 | 4,084 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $649,000 | 5,170 |
| Salaries and employee benefits | $340,000 | 5,296 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $248,000 | 4,344 |
| Pre-tax net operating income | $528,000 | 3,382 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $205,000 | 2,536 |
| Income before extraordinary items | $323,000 | 4,077 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $323,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $323,000 | 3,934 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,214,000 | 4,208 |
| Total interest expense | $2,380,000 | 3,477 |
| Net interest income | $3,834,000 | 4,497 |
| Provision for loan and lease losses | $150,000 | 4,567 |
| Total noninterest income | $343,000 | 6,297 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $252,000 | 4,738 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $91,000 | 6,686 |
| Total noninterest expense | $2,131,000 | 5,774 |
| Salaries and employee benefits | $1,239,000 | 5,522 |
| Premises and equipment expense | $187,000 | 6,942 |
| Additional noninterest expense | $705,000 | 5,481 |
| Pre-tax net operating income | $1,896,000 | 3,508 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $721,000 | 2,736 |
| Income before extraordinary items | $1,182,000 | 4,177 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,182,000 | 4,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $1,100,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,177,520 | 4,019 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 4,250 |
| Total interest expense | $1,844,000 | 3,495 |
| Net interest income | $2,830,000 | 4,567 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $259,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $188,000 | 4,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 6,675 |
| Total noninterest expense | $1,535,000 | 5,905 |
| Salaries and employee benefits | $916,000 | 5,537 |
| Premises and equipment expense | $136,000 | 7,031 |
| Additional noninterest expense | $483,000 | 5,747 |
| Pre-tax net operating income | $1,419,000 | 3,635 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $550,000 | 2,846 |
| Income before extraordinary items | $869,000 | 4,393 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $869,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,966 |
| Cash dividends | $1,100,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $869,000 | 4,222 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 4,229 |
| Total interest expense | $1,273,000 | 3,498 |
| Net interest income | $1,900,000 | 4,547 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $175,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $126,000 | 4,731 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $49,000 | 6,605 |
| Total noninterest expense | $1,037,000 | 5,874 |
| Salaries and employee benefits | $632,000 | 5,446 |
| Premises and equipment expense | $90,000 | 7,025 |
| Additional noninterest expense | $315,000 | 5,814 |
| Pre-tax net operating income | $918,000 | 3,706 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $355,000 | 2,935 |
| Income before extraordinary items | $563,000 | 4,467 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $563,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 9,014 |
| Cash dividends | $1,100,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $563,000 | 4,255 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 4,164 |
| Total interest expense | $657,000 | 3,486 |
| Net interest income | $974,000 | 4,476 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $92,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $506,000 | 5,958 |
| Salaries and employee benefits | $309,000 | 5,528 |
| Premises and equipment expense | $44,000 | 7,119 |
| Additional noninterest expense | $153,000 | 5,860 |
| Pre-tax net operating income | $500,000 | 3,494 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $193,000 | 2,760 |
| Income before extraordinary items | $307,000 | 4,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $307,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $1,100,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $307,000 | 3,979 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,531,000 | 3,823 |
| Total interest expense | $3,298,000 | 3,265 |
| Net interest income | $4,233,000 | 4,169 |
| Provision for loan and lease losses | $452,000 | 2,567 |
| Total noninterest income | $398,000 | 5,793 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $266,000 | 4,535 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $132,000 | 5,858 |
| Total noninterest expense | $2,155,000 | 5,603 |
| Salaries and employee benefits | $1,280,000 | 5,244 |
| Premises and equipment expense | $202,000 | 6,751 |
| Additional noninterest expense | $673,000 | 5,535 |
| Pre-tax net operating income | $2,024,000 | 3,391 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $775,000 | 2,651 |
| Income before extraordinary items | $1,249,000 | 3,974 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,249,000 | 3,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,587 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,249,000 | 3,872 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,596,000 | 3,782 |
| Total interest expense | $4,384,000 | 3,541 |
| Net interest income | $4,212,000 | 3,965 |
| Provision for loan and lease losses | $470,000 | 2,326 |
| Total noninterest income | $441,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $251,000 | 4,632 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $190,000 | 5,045 |
| Total noninterest expense | $2,108,000 | 5,547 |
| Salaries and employee benefits | $1,282,000 | 5,080 |
| Premises and equipment expense | $183,000 | 7,026 |
| Additional noninterest expense | $643,000 | 5,588 |
| Pre-tax net operating income | $2,075,000 | 3,099 |
| Securities gains (losses) | $43,000 | 2,496 |
| Applicable income taxes | $810,000 | 2,402 |
| Income before extraordinary items | $1,308,000 | 3,571 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,308,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,551 |
| Cash dividends | $900,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,280,480 | 3,530 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,234,000 | 3,655 |
| Total interest expense | $5,117,000 | 3,251 |
| Net interest income | $4,117,000 | 4,086 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $390,000 | 5,593 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $215,000 | 4,920 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $175,000 | 5,110 |
| Total noninterest expense | $1,989,000 | 5,699 |
| Salaries and employee benefits | $1,209,000 | 5,196 |
| Premises and equipment expense | $195,000 | 6,852 |
| Additional noninterest expense | $585,000 | 5,885 |
| Pre-tax net operating income | $2,422,000 | 2,834 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $916,000 | 2,286 |
| Income before extraordinary items | $1,505,000 | 3,243 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,505,000 | 3,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,198 |
| Cash dividends | $900,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,505,640 | 3,243 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,100,000 | 3,865 |
| Total interest expense | $4,328,000 | 3,357 |
| Net interest income | $3,772,000 | 4,392 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $336,000 | 6,130 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $203,000 | 5,078 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $133,000 | 5,903 |
| Total noninterest expense | $1,875,000 | 5,922 |
| Salaries and employee benefits | $1,110,000 | 5,452 |
| Premises and equipment expense | $187,000 | 7,010 |
| Additional noninterest expense | $578,000 | 5,961 |
| Pre-tax net operating income | $2,149,000 | 3,162 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $787,000 | 2,678 |
| Income before extraordinary items | $1,362,000 | 3,498 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,362,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,362,000 | 3,463 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,534,000 | 3,702 |
| Total interest expense | $5,006,000 | 2,994 |
| Net interest income | $3,528,000 | 4,570 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $330,000 | 6,202 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $205,000 | 5,088 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $125,000 | 6,108 |
| Total noninterest expense | $1,859,000 | 5,859 |
| Salaries and employee benefits | $1,105,000 | 5,384 |
| Premises and equipment expense | $183,000 | 6,997 |
| Additional noninterest expense | $571,000 | 5,939 |
| Pre-tax net operating income | $1,879,000 | 3,507 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $697,000 | 3,038 |
| Income before extraordinary items | $1,182,000 | 3,980 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,182,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,182,000 | 3,890 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,434,000 | 3,783 |
| Total interest expense | $4,694,000 | 3,165 |
| Net interest income | $3,740,000 | 4,482 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $329,000 | 6,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,211 |
| Total noninterest expense | $1,650,000 | 6,413 |
| Salaries and employee benefits | $984,000 | 5,927 |
| Premises and equipment expense | $160,000 | 7,589 |
| Additional noninterest expense | $506,000 | 6,456 |
| Pre-tax net operating income | $2,359,000 | 3,062 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $915,000 | 2,624 |
| Income before extraordinary items | $1,443,000 | 3,466 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,443,000 | 3,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $1,800,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,443,640 | 3,387 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,598,000 | 4,227 |
| Total interest expense | $4,219,000 | 3,532 |
| Net interest income | $3,379,000 | 4,980 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $289,000 | 7,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,777 |
| Total noninterest expense | $1,493,000 | 7,129 |
| Salaries and employee benefits | $884,000 | 6,534 |
| Premises and equipment expense | $141,000 | 8,264 |
| Additional noninterest expense | $468,000 | 7,320 |
| Pre-tax net operating income | $2,140,000 | 3,236 |
| Securities gains (losses) | $-8,000 | 10,177 |
| Applicable income taxes | $837,000 | 2,735 |
| Income before extraordinary items | $1,295,000 | 3,640 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,295,000 | 3,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,300,120 | 3,573 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,327,000 | 4,374 |
| Total interest expense | $4,182,000 | 3,551 |
| Net interest income | $3,145,000 | 5,294 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $277,000 | 7,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,675 |
| Total noninterest expense | $1,523,000 | 7,196 |
| Salaries and employee benefits | $860,000 | 6,761 |
| Premises and equipment expense | $132,000 | 8,739 |
| Additional noninterest expense | $531,000 | 7,024 |
| Pre-tax net operating income | $1,839,000 | 3,772 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $705,000 | 3,215 |
| Income before extraordinary items | $1,132,000 | 4,144 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,132,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 11,709 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,133,280 | 4,123 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,521,000 | 4,507 |
| Total interest expense | $3,321,000 | 3,608 |
| Net interest income | $3,200,000 | 5,324 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $267,000 | 7,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,032 |
| Total noninterest expense | $1,601,000 | 7,298 |
| Salaries and employee benefits | $815,000 | 7,125 |
| Premises and equipment expense | $136,000 | 8,926 |
| Additional noninterest expense | $650,000 | 6,680 |
| Pre-tax net operating income | $1,746,000 | 3,857 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $662,000 | 3,225 |
| Income before extraordinary items | $1,084,000 | 4,226 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,084,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $880,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,084,000 | 4,271 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,706,000 | 4,486 |
| Total interest expense | $3,503,000 | 3,586 |
| Net interest income | $3,203,000 | 5,346 |
| Provision for loan and lease losses | $143,000 | 4,782 |
| Total noninterest income | $339,000 | 7,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,722 |
| Total noninterest expense | $1,596,000 | 7,517 |
| Salaries and employee benefits | $781,000 | 7,437 |
| Premises and equipment expense | $132,000 | 9,415 |
| Additional noninterest expense | $683,000 | 6,682 |
| Pre-tax net operating income | $1,803,000 | 3,669 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $700,000 | 3,120 |
| Income before extraordinary items | $1,103,000 | 4,314 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,103,000 | 4,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,451 |
| Cash dividends | $540,000 | 2,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,103,000 | 4,091 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 4,589 |
| Total interest expense | $4,383,000 | 3,740 |
| Net interest income | $3,033,000 | 5,660 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $245,000 | 8,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $1,509,000 | 7,877 |
| Salaries and employee benefits | $715,000 | 7,878 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $659,000 | 7,039 |
| Pre-tax net operating income | $1,759,000 | 3,504 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $676,000 | 3,084 |
| Income before extraordinary items | $1,083,000 | 4,184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,083,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 13,287 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,083,000 | 3,879 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.