Home > Minnesota Valley Bank > Assets and Liabilities
Minnesota Valley Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 59 | 3,205 |
| Assets and Liabilities | ||
| Total Assets: | $154,911,000 | 2,961 |
| Cash and due from depository institutions | $8,155,000 | 3,205 |
| Interest-bearing balances | $30,000 | 5,722 |
| Securities | $36,127,000 | 3,349 |
| Federal funds sold & reverse repurchase agreements | $1,940,000 | 5,004 |
| Net loans & leases | $102,896,000 | 2,717 |
| Loan loss allowance | $1,802,000 | 2,081 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,501,000 | 3,081 |
| Other real estate owned | $273,000 | 3,205 |
| Goodwill and other intangibles | $252,000 | 2,027 |
| All other assets | $2,767,000 | 2,647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,911,000 | 2,961 |
| Total liabilities | $142,603,000 | 2,904 |
| Total deposits | $140,277,000 | 2,741 |
| Interest-bearing deposits | $121,237,000 | 2,722 |
| Deposits held in domestic offices | $140,277,000 | 2,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $345,000 | 4,215 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,981,000 | 2,047 |
| Total equity capital | $12,308,000 | 3,604 |
| Total bank equity capital | $12,308,000 | 3,604 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $7,300,000 | 2,113 |
| Undivided profits | $4,508,000 | 4,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $819,000 | 3,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,777,000 | 1,215 |
| Earning assets | $140,993,000 | 2,986 |
| Long-term assets (5+ years) | $35,304,000 | 1,740 |
| Average Assets, year-to-date | $149,608,800 | 2,926 |
| Average Assets, quarterly | $153,813,000 | 2,946 |
| Volatile liabilities | $11,310,000 | 4,488 |
| Insider loans | $449,000 | 5,785 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $20,738,000 | 1,994 |
| Tier 1 (core) risk-based capital | $12,126,000 | 3,543 |
| Tier 2 risk-based capital | $1,476,830 | 2,074 |
| Total risk weighted assets | $117,821,030 | 2,396 |
| Total unused commitments | $20,738,000 | 2,007 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 55 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $147,428,000 | 3,099 |
| Cash and due from depository institutions | $5,393,000 | 3,539 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $44,666,000 | 2,828 |
| Federal funds sold & reverse repurchase agreements | $2,670,000 | 4,707 |
| Net loans & leases | $89,370,000 | 2,995 |
| Loan loss allowance | $1,756,000 | 2,171 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,932,000 | 3,829 |
| Other real estate owned | $349,000 | 3,539 |
| Goodwill and other intangibles | $318,000 | 1,786 |
| All other assets | $2,730,000 | 2,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,428,000 | 3,099 |
| Total liabilities | $136,042,000 | 3,041 |
| Total deposits | $133,817,000 | 2,892 |
| Interest-bearing deposits | $117,760,000 | 2,844 |
| Deposits held in domestic offices | $133,817,000 | 2,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $73,000 | 4,535 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,152,000 | 1,983 |
| Total equity capital | $11,386,000 | 3,858 |
| Total bank equity capital | $11,386,000 | 3,858 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $5,800,000 | 2,522 |
| Undivided profits | $5,086,000 | 4,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,657,000 | 1,342 |
| Earning assets | $136,706,000 | 3,074 |
| Long-term assets (5+ years) | $23,638,000 | 2,225 |
| Average Assets, year-to-date | $141,200,800 | 3,105 |
| Average Assets, quarterly | $145,499,500 | 3,107 |
| Volatile liabilities | $14,438,000 | 3,450 |
| Insider loans | $889,000 | 4,018 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,787,000 | 2,914 |
| Tier 1 (core) risk-based capital | $11,022,000 | 3,846 |
| Tier 2 risk-based capital | $1,359,400 | 2,202 |
| Total risk weighted assets | $108,355,400 | 2,520 |
| Total unused commitments | $11,787,000 | 2,925 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 54 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $134,643,000 | 3,313 |
| Cash and due from depository institutions | $5,752,000 | 3,715 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $46,585,000 | 2,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $76,811,000 | 3,372 |
| Loan loss allowance | $1,738,000 | 2,226 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,813,000 | 3,985 |
| Other real estate owned | $350,000 | 3,715 |
| Goodwill and other intangibles | $389,000 | 1,584 |
| All other assets | $2,943,000 | 2,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,643,000 | 3,313 |
| Total liabilities | $124,916,000 | 3,244 |
| Total deposits | $121,565,000 | 3,127 |
| Interest-bearing deposits | $107,131,000 | 3,057 |
| Deposits held in domestic offices | $121,565,000 | 3,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,905,000 | 2,697 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,446,000 | 2,297 |
| Total equity capital | $9,727,000 | 4,168 |
| Total bank equity capital | $9,727,000 | 4,168 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $4,060,000 | 3,265 |
| Undivided profits | $5,167,000 | 4,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $675,000 | 3,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $161,000 | 632 |
| Income earned, not collected on loans | $1,398,000 | 1,387 |
| Earning assets | $123,496,000 | 3,297 |
| Long-term assets (5+ years) | $25,867,000 | 2,067 |
| Average Assets, year-to-date | $130,194,000 | 3,341 |
| Average Assets, quarterly | $134,322,000 | 3,294 |
| Volatile liabilities | $12,184,000 | 3,766 |
| Insider loans | $733,000 | 4,540 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $15,575,000 | 2,302 |
| Tier 1 (core) risk-based capital | $10,048,000 | 4,103 |
| Tier 2 risk-based capital | $1,214,230 | 2,450 |
| Total risk weighted assets | $96,614,430 | 2,731 |
| Total unused commitments | $15,575,000 | 2,314 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 55 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $124,605,000 | 3,626 |
| Cash and due from depository institutions | $3,770,000 | 3,774 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $40,663,000 | 3,422 |
| Federal funds sold & reverse repurchase agreements | $4,225,000 | 3,263 |
| Net loans & leases | $70,940,000 | 3,543 |
| Loan loss allowance | $1,680,000 | 2,378 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,879,000 | 3,847 |
| Other real estate owned | $499,000 | 3,774 |
| Goodwill and other intangibles | $487,000 | 1,379 |
| All other assets | $2,142,000 | 3,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,605,000 | 3,626 |
| Total liabilities | $114,958,000 | 3,587 |
| Total deposits | $113,723,000 | 3,447 |
| Interest-bearing deposits | $99,668,000 | 3,408 |
| Deposits held in domestic offices | $113,723,000 | 3,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,235,000 | 2,673 |
| Total equity capital | $9,647,000 | 4,229 |
| Total bank equity capital | $9,647,000 | 4,229 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $3,811,000 | 3,442 |
| Undivided profits | $5,336,000 | 4,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $414,000 | 5,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $82,000 | 985 |
| Income earned, not collected on loans | $1,095,000 | 1,583 |
| Earning assets | $115,928,000 | 3,574 |
| Long-term assets (5+ years) | $24,972,000 | 2,221 |
| Average Assets, year-to-date | $119,590,200 | 3,691 |
| Average Assets, quarterly | $124,056,500 | 3,617 |
| Volatile liabilities | $5,832,000 | 5,977 |
| Insider loans | $430,000 | 6,165 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,591,000 | 2,484 |
| Tier 1 (core) risk-based capital | $9,160,000 | 4,340 |
| Tier 2 risk-based capital | $1,107,750 | 2,631 |
| Total risk weighted assets | $88,047,750 | 2,939 |
| Total unused commitments | $13,591,000 | 2,505 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $111,987,000 | 4,093 |
| Cash and due from depository institutions | $4,003,000 | 4,383 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $34,749,000 | 3,928 |
| Federal funds sold & reverse repurchase agreements | $4,825,000 | 3,393 |
| Net loans & leases | $64,194,000 | 3,949 |
| Loan loss allowance | $1,406,000 | 2,834 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,489,000 | 4,685 |
| Other real estate owned | $397,000 | 4,383 |
| Goodwill and other intangibles | $301,000 | 1,608 |
| All other assets | $2,029,000 | 3,538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,987,000 | 4,093 |
| Total liabilities | $103,492,000 | 4,058 |
| Total deposits | $101,679,000 | 3,932 |
| Interest-bearing deposits | $91,327,000 | 3,850 |
| Deposits held in domestic offices | $101,679,000 | 3,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,813,000 | 2,029 |
| Total equity capital | $8,495,000 | 4,543 |
| Total bank equity capital | $8,495,000 | 4,543 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $3,811,000 | 3,322 |
| Undivided profits | $4,184,000 | 4,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 6,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,051,000 | 1,863 |
| Earning assets | $103,867,000 | 4,037 |
| Long-term assets (5+ years) | $28,289,000 | 1,961 |
| Average Assets, year-to-date | $102,454,200 | 4,340 |
| Average Assets, quarterly | $110,265,500 | 4,107 |
| Volatile liabilities | $4,893,000 | 6,660 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,777,000 | 3,002 |
| Tier 1 (core) risk-based capital | $8,194,000 | 4,610 |
| Tier 2 risk-based capital | $1,010,760 | 2,883 |
| Total risk weighted assets | $80,465,860 | 3,248 |
| Total unused commitments | $9,777,000 | 3,017 |
| Derivatives | $0 | 651 |