Home > Minnesota State Bank > Income and Expense
Minnesota State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,341,000 | 4,367 |
| Total interest expense | $3,075,000 | 4,650 |
| Net interest income | $4,266,000 | 4,092 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $808,000 | 3,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,382 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $515,000 | 2,818 |
| Total noninterest expense | $2,466,000 | 5,055 |
| Salaries and employee benefits | $1,352,000 | 4,707 |
| Premises and equipment expense | $558,000 | 3,420 |
| Additional noninterest expense | $556,000 | 6,806 |
| Pre-tax net operating income | $2,608,000 | 2,726 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $969,000 | 2,455 |
| Income before extraordinary items | $1,633,000 | 3,003 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,633,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $1,214,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,636,840 | 2,969 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,229,000 | 4,704 |
| Total interest expense | $2,005,000 | 5,608 |
| Net interest income | $4,224,000 | 4,170 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $390,000 | 6,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $2,500,000 | 5,156 |
| Salaries and employee benefits | $1,270,000 | 4,988 |
| Premises and equipment expense | $582,000 | 3,361 |
| Additional noninterest expense | $648,000 | 6,691 |
| Pre-tax net operating income | $2,114,000 | 3,278 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $771,000 | 2,861 |
| Income before extraordinary items | $1,343,000 | 3,492 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,343,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,343,000 | 3,525 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,992,000 | 4,961 |
| Total interest expense | $1,731,000 | 6,534 |
| Net interest income | $4,261,000 | 4,152 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $450,000 | 5,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,002 |
| Total noninterest expense | $2,526,000 | 5,235 |
| Salaries and employee benefits | $1,293,000 | 4,908 |
| Premises and equipment expense | $568,000 | 3,487 |
| Additional noninterest expense | $665,000 | 6,824 |
| Pre-tax net operating income | $2,185,000 | 3,036 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $792,000 | 2,781 |
| Income before extraordinary items | $1,390,000 | 3,478 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,390,000 | 3,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $900,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,391,920 | 3,286 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,637,000 | 5,053 |
| Total interest expense | $2,417,000 | 6,148 |
| Net interest income | $4,220,000 | 4,236 |
| Provision for loan and lease losses | $325,000 | 3,946 |
| Total noninterest income | $509,000 | 5,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 7,418 |
| Total noninterest expense | $2,383,000 | 5,521 |
| Salaries and employee benefits | $1,173,000 | 5,265 |
| Premises and equipment expense | $604,000 | 3,338 |
| Additional noninterest expense | $606,000 | 7,459 |
| Pre-tax net operating income | $2,021,000 | 3,078 |
| Securities gains (losses) | $108,000 | 2,882 |
| Applicable income taxes | $777,000 | 2,692 |
| Income before extraordinary items | $1,352,000 | 3,394 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,352,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 3,016 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,282,880 | 3,317 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.