Home > Miners Bank of Lykens > Income and Expense
Miners Bank of Lykens, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 9,018 |
| Total interest expense | $911,000 | 8,934 |
| Net interest income | $1,085,000 | 8,976 |
| Provision for loan and lease losses | $9,000 | 8,470 |
| Total noninterest income | $42,000 | 10,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,849 |
| Total noninterest expense | $907,000 | 8,660 |
| Salaries and employee benefits | $551,000 | 8,242 |
| Premises and equipment expense | $113,000 | 8,659 |
| Additional noninterest expense | $243,000 | 8,929 |
| Pre-tax net operating income | $211,000 | 9,521 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $47,000 | 9,297 |
| Income before extraordinary items | $163,000 | 9,471 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $163,000 | 9,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $75,000 | 6,827 |
| Sale, conversion, retirement of capital stock, net | $-29,000 | 10,744 |
| Net operating income | $163,780 | 9,429 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 9,370 |
| Total interest expense | $916,000 | 9,277 |
| Net interest income | $1,089,000 | 9,314 |
| Provision for loan and lease losses | $2,000 | 8,964 |
| Total noninterest income | $40,000 | 11,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 9,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $942,000 | 8,910 |
| Salaries and employee benefits | $534,000 | 8,623 |
| Premises and equipment expense | $118,000 | 8,844 |
| Additional noninterest expense | $290,000 | 8,984 |
| Pre-tax net operating income | $185,000 | 9,881 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $38,000 | 9,901 |
| Income before extraordinary items | $148,000 | 9,812 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $148,000 | 9,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $147,200 | 9,760 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 9,814 |
| Total interest expense | $883,000 | 9,679 |
| Net interest income | $1,058,000 | 9,757 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $38,000 | 11,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $896,000 | 9,365 |
| Salaries and employee benefits | $526,000 | 8,887 |
| Premises and equipment expense | $111,000 | 9,279 |
| Additional noninterest expense | $259,000 | 9,735 |
| Pre-tax net operating income | $194,000 | 10,498 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $44,000 | 10,292 |
| Income before extraordinary items | $151,000 | 10,455 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $151,000 | 10,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $150,230 | 10,435 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 10,063 |
| Total interest expense | $794,000 | 9,635 |
| Net interest income | $1,066,000 | 10,195 |
| Provision for loan and lease losses | $26,000 | 7,364 |
| Total noninterest income | $35,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 10,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,965 |
| Total noninterest expense | $918,000 | 9,694 |
| Salaries and employee benefits | $518,000 | 9,224 |
| Premises and equipment expense | $108,000 | 9,773 |
| Additional noninterest expense | $292,000 | 10,052 |
| Pre-tax net operating income | $157,000 | 11,214 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $25,000 | 11,050 |
| Income before extraordinary items | $132,000 | 11,039 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $132,000 | 11,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $132,000 | 11,091 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 10,304 |
| Total interest expense | $834,000 | 9,866 |
| Net interest income | $1,103,000 | 10,397 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $41,000 | 12,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 10,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $917,000 | 10,121 |
| Salaries and employee benefits | $505,000 | 9,616 |
| Premises and equipment expense | $120,000 | 9,793 |
| Additional noninterest expense | $292,000 | 10,549 |
| Pre-tax net operating income | $221,000 | 10,861 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $43,000 | 11,097 |
| Income before extraordinary items | $179,000 | 10,882 |
| Extraordinary gains, net | $39,000 | 2,328 |
| Net income | $218,000 | 10,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $178,190 | 10,675 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 10,783 |
| Total interest expense | $995,000 | 10,414 |
| Net interest income | $1,065,000 | 10,830 |
| Provision for loan and lease losses | $28,000 | 10,112 |
| Total noninterest income | $46,000 | 13,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 11,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $890,000 | 10,552 |
| Salaries and employee benefits | $471,000 | 10,073 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $268,000 | 11,302 |
| Pre-tax net operating income | $193,000 | 11,136 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $33,000 | 11,726 |
| Income before extraordinary items | $162,000 | 11,103 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $162,000 | 11,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $160,340 | 10,786 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.