Home > Minden Bank & Trust Company > Income and Expense
Minden Bank & Trust Company, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,679,000 | 1,435 |
| Total interest expense | $9,982,000 | 1,493 |
| Net interest income | $12,697,000 | 1,371 |
| Provision for loan and lease losses | $2,280,000 | 510 |
| Total noninterest income | $3,003,000 | 1,350 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,034,000 | 652 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $969,000 | 1,921 |
| Total noninterest expense | $9,481,000 | 1,460 |
| Salaries and employee benefits | $3,927,000 | 1,762 |
| Premises and equipment expense | $998,000 | 2,051 |
| Additional noninterest expense | $4,556,000 | 1,037 |
| Pre-tax net operating income | $3,939,000 | 1,866 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,632,000 | 1,483 |
| Income before extraordinary items | $2,307,000 | 2,263 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,307,000 | 2,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,758,000 | 379 |
| Cash dividends | $2,193,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,307,000 | 2,239 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,905,000 | 1,479 |
| Total interest expense | $9,716,000 | 1,584 |
| Net interest income | $12,189,000 | 1,381 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $2,692,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,670,000 | 746 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,022,000 | 1,822 |
| Total noninterest expense | $6,573,000 | 1,992 |
| Salaries and employee benefits | $3,264,000 | 2,071 |
| Premises and equipment expense | $697,000 | 2,780 |
| Additional noninterest expense | $2,612,000 | 1,651 |
| Pre-tax net operating income | $8,308,000 | 938 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,603,000 | 982 |
| Income before extraordinary items | $5,705,000 | 947 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,705,000 | 945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,352 |
| Cash dividends | $1,396,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,705,000 | 915 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,026,000 | 1,641 |
| Total interest expense | $8,743,000 | 1,775 |
| Net interest income | $11,283,000 | 1,524 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $2,384,000 | 1,535 |
| Gross Fiduciary activities income | $9,000 | 1,344 |
| Service charges on deposit accounts | $1,646,000 | 774 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $729,000 | 2,170 |
| Total noninterest expense | $6,240,000 | 2,073 |
| Salaries and employee benefits | $3,087,000 | 2,143 |
| Premises and equipment expense | $842,000 | 2,321 |
| Additional noninterest expense | $2,311,000 | 1,838 |
| Pre-tax net operating income | $7,427,000 | 1,084 |
| Securities gains (losses) | $81,000 | 1,083 |
| Applicable income taxes | $2,387,000 | 1,141 |
| Income before extraordinary items | $5,121,000 | 1,074 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,121,000 | 1,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 10,487 |
| Cash dividends | $1,222,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,065,920 | 1,062 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,254,000 | 1,959 |
| Total interest expense | $7,405,000 | 2,119 |
| Net interest income | $9,849,000 | 1,801 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $2,208,000 | 1,696 |
| Gross Fiduciary activities income | $40,000 | 1,272 |
| Service charges on deposit accounts | $1,574,000 | 844 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $594,000 | 2,592 |
| Total noninterest expense | $5,316,000 | 2,565 |
| Salaries and employee benefits | $2,785,000 | 2,383 |
| Premises and equipment expense | $737,000 | 2,651 |
| Additional noninterest expense | $1,794,000 | 2,700 |
| Pre-tax net operating income | $6,741,000 | 1,103 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,079,000 | 1,186 |
| Income before extraordinary items | $4,662,000 | 1,109 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,662,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,131 |
| Cash dividends | $1,047,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,662,000 | 1,095 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,015,000 | 2,247 |
| Total interest expense | $6,277,000 | 2,449 |
| Net interest income | $8,738,000 | 2,053 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,803,000 | 1,995 |
| Gross Fiduciary activities income | $26,000 | 1,378 |
| Service charges on deposit accounts | $1,367,000 | 976 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $410,000 | 3,264 |
| Total noninterest expense | $5,193,000 | 2,611 |
| Salaries and employee benefits | $2,489,000 | 2,682 |
| Premises and equipment expense | $581,000 | 3,293 |
| Additional noninterest expense | $2,123,000 | 2,291 |
| Pre-tax net operating income | $5,348,000 | 1,419 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,626,000 | 1,532 |
| Income before extraordinary items | $3,722,000 | 1,393 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,722,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $873,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,722,000 | 1,374 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,101,000 | 2,737 |
| Total interest expense | $4,187,000 | 2,921 |
| Net interest income | $6,914,000 | 2,609 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,381,000 | 2,453 |
| Gross Fiduciary activities income | $23,000 | 1,403 |
| Service charges on deposit accounts | $1,070,000 | 1,247 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $288,000 | 4,207 |
| Total noninterest expense | $3,701,000 | 3,663 |
| Salaries and employee benefits | $1,889,000 | 3,459 |
| Premises and equipment expense | $490,000 | 3,870 |
| Additional noninterest expense | $1,322,000 | 3,731 |
| Pre-tax net operating income | $4,594,000 | 1,569 |
| Securities gains (losses) | $-253,000 | 12,042 |
| Applicable income taxes | $1,316,000 | 1,744 |
| Income before extraordinary items | $3,025,000 | 1,614 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,025,000 | 1,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 11,772 |
| Cash dividends | $850,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,202,100 | 1,546 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,585,000 | 2,929 |
| Total interest expense | $4,168,000 | 3,049 |
| Net interest income | $6,417,000 | 2,823 |
| Provision for loan and lease losses | $270,000 | 3,226 |
| Total noninterest income | $1,364,000 | 2,632 |
| Gross Fiduciary activities income | $26,000 | 1,422 |
| Service charges on deposit accounts | $1,043,000 | 1,298 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $295,000 | 4,513 |
| Total noninterest expense | $3,679,000 | 3,752 |
| Salaries and employee benefits | $1,868,000 | 3,493 |
| Premises and equipment expense | $497,000 | 3,884 |
| Additional noninterest expense | $1,314,000 | 3,902 |
| Pre-tax net operating income | $3,832,000 | 1,799 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $1,224,000 | 1,888 |
| Income before extraordinary items | $2,610,000 | 1,919 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,610,000 | 1,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 12,066 |
| Cash dividends | $908,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,608,640 | 1,806 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,526,000 | 3,054 |
| Total interest expense | $5,158,000 | 3,226 |
| Net interest income | $6,368,000 | 2,876 |
| Provision for loan and lease losses | $783,000 | 2,176 |
| Total noninterest income | $1,224,000 | 2,817 |
| Gross Fiduciary activities income | $28,000 | 1,444 |
| Service charges on deposit accounts | $980,000 | 1,362 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $216,000 | 5,417 |
| Total noninterest expense | $4,103,000 | 3,419 |
| Salaries and employee benefits | $2,013,000 | 3,191 |
| Premises and equipment expense | $594,000 | 3,397 |
| Additional noninterest expense | $1,496,000 | 3,607 |
| Pre-tax net operating income | $2,706,000 | 2,284 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $808,000 | 2,589 |
| Income before extraordinary items | $1,892,000 | 2,420 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,892,000 | 2,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 3,423 |
| Cash dividends | $501,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,896,200 | 2,238 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.