Home > Milton Savings Bank > Income and Expense
Milton Savings Bank, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $166,000 | 7,170 |
| Total interest expense | $21,000 | 7,125 |
| Net interest income | $145,000 | 7,152 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $16,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $11,000 | 6,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,528 |
| Total noninterest expense | $185,000 | 7,004 |
| Salaries and employee benefits | $76,000 | 7,127 |
| Premises and equipment expense | $50,000 | 5,849 |
| Additional noninterest expense | $59,000 | 6,958 |
| Pre-tax net operating income | $-24,000 | 6,545 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-24,000 | 6,641 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-24,000 | 6,641 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-24,000 | 6,641 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-24,000 | 6,554 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 7,205 |
| Total interest expense | $109,000 | 7,171 |
| Net interest income | $611,000 | 7,194 |
| Provision for loan and lease losses | $5,000 | 6,434 |
| Total noninterest income | $72,000 | 6,645 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $53,000 | 6,269 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $19,000 | 6,398 |
| Total noninterest expense | $736,000 | 7,085 |
| Salaries and employee benefits | $370,000 | 7,109 |
| Premises and equipment expense | $77,000 | 6,986 |
| Additional noninterest expense | $289,000 | 6,891 |
| Pre-tax net operating income | $-58,000 | 6,098 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-58,000 | 6,231 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-58,000 | 6,234 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-58,000 | 6,234 |
| Net charge-offs | $3,000 | 6,306 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-58,000 | 6,126 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $546,000 | 7,278 |
| Total interest expense | $84,000 | 7,249 |
| Net interest income | $462,000 | 7,266 |
| Provision for loan and lease losses | $5,000 | 6,302 |
| Total noninterest income | $56,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $40,000 | 6,308 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $16,000 | 6,487 |
| Total noninterest expense | $547,000 | 7,144 |
| Salaries and employee benefits | $280,000 | 7,149 |
| Premises and equipment expense | $56,000 | 7,066 |
| Additional noninterest expense | $211,000 | 6,966 |
| Pre-tax net operating income | $-34,000 | 6,193 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-34,000 | 6,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-34,000 | 6,321 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-34,000 | 6,321 |
| Net charge-offs | $3,000 | 6,024 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-34,000 | 6,215 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $371,000 | 7,339 |
| Total interest expense | $56,000 | 7,326 |
| Net interest income | $315,000 | 7,322 |
| Provision for loan and lease losses | $4,000 | 6,123 |
| Total noninterest income | $36,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $26,000 | 6,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,590 |
| Total noninterest expense | $366,000 | 7,214 |
| Salaries and employee benefits | $172,000 | 7,258 |
| Premises and equipment expense | $37,000 | 7,135 |
| Additional noninterest expense | $157,000 | 6,940 |
| Pre-tax net operating income | $-19,000 | 6,259 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-19,000 | 6,349 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-19,000 | 6,348 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-19,000 | 6,349 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-19,000 | 6,289 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $187,000 | 7,386 |
| Total interest expense | $29,000 | 7,391 |
| Net interest income | $158,000 | 7,368 |
| Provision for loan and lease losses | $3,000 | 5,694 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $13,000 | 6,312 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $178,000 | 7,285 |
| Salaries and employee benefits | $83,000 | 7,332 |
| Premises and equipment expense | $19,000 | 7,150 |
| Additional noninterest expense | $76,000 | 7,022 |
| Pre-tax net operating income | $-6,000 | 6,378 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-6,000 | 6,412 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-6,000 | 6,412 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-6,000 | 6,412 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-6,000 | 6,391 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 7,432 |
| Total interest expense | $166,000 | 7,401 |
| Net interest income | $675,000 | 7,410 |
| Provision for loan and lease losses | $-20,000 | 7,581 |
| Total noninterest income | $76,000 | 6,871 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $58,000 | 6,113 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,636 |
| Total noninterest expense | $736,000 | 7,352 |
| Salaries and employee benefits | $335,000 | 7,421 |
| Premises and equipment expense | $80,000 | 7,223 |
| Additional noninterest expense | $321,000 | 7,051 |
| Pre-tax net operating income | $35,000 | 5,673 |
| Securities gains (losses) | $12,000 | 3,262 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $47,000 | 5,813 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $47,000 | 5,814 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $47,000 | 5,814 |
| Net charge-offs | $-19,000 | 7,499 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $35,000 | 5,721 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $626,000 | 7,544 |
| Total interest expense | $133,000 | 7,498 |
| Net interest income | $493,000 | 7,524 |
| Provision for loan and lease losses | $-22,000 | 7,686 |
| Total noninterest income | $59,000 | 6,987 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $45,000 | 6,161 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $14,000 | 6,805 |
| Total noninterest expense | $542,000 | 7,444 |
| Salaries and employee benefits | $243,000 | 7,519 |
| Premises and equipment expense | $61,000 | 7,295 |
| Additional noninterest expense | $238,000 | 7,126 |
| Pre-tax net operating income | $32,000 | 5,859 |
| Securities gains (losses) | $12,000 | 3,059 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $44,000 | 5,958 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $44,000 | 5,958 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $44,000 | 5,958 |
| Net charge-offs | $-19,000 | 7,542 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $32,000 | 5,880 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $430,000 | 7,601 |
| Total interest expense | $93,000 | 7,551 |
| Net interest income | $337,000 | 7,576 |
| Provision for loan and lease losses | $-22,000 | 7,754 |
| Total noninterest income | $39,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $28,000 | 6,254 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 6,798 |
| Total noninterest expense | $371,000 | 7,490 |
| Salaries and employee benefits | $165,000 | 7,569 |
| Premises and equipment expense | $40,000 | 7,371 |
| Additional noninterest expense | $166,000 | 7,120 |
| Pre-tax net operating income | $27,000 | 5,936 |
| Securities gains (losses) | $12,000 | 2,543 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $39,000 | 5,977 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $39,000 | 5,979 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $39,000 | 5,978 |
| Net charge-offs | $-18,000 | 7,576 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $27,000 | 5,944 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $222,000 | 7,684 |
| Total interest expense | $48,000 | 7,654 |
| Net interest income | $174,000 | 7,651 |
| Provision for loan and lease losses | $-22,000 | 7,863 |
| Total noninterest income | $21,000 | 7,064 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $191,000 | 7,554 |
| Salaries and employee benefits | $78,000 | 7,700 |
| Premises and equipment expense | $15,000 | 7,614 |
| Additional noninterest expense | $98,000 | 7,023 |
| Pre-tax net operating income | $26,000 | 5,952 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $26,000 | 6,049 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $26,000 | 6,049 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $26,000 | 6,049 |
| Net charge-offs | $-14,000 | 7,570 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $26,000 | 5,930 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 7,778 |
| Total interest expense | $284,000 | 7,628 |
| Net interest income | $581,000 | 7,785 |
| Provision for loan and lease losses | $121,000 | 6,245 |
| Total noninterest income | $92,000 | 7,039 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $80,000 | 6,027 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $12,000 | 7,140 |
| Total noninterest expense | $759,000 | 7,663 |
| Salaries and employee benefits | $364,000 | 7,694 |
| Premises and equipment expense | $66,000 | 7,676 |
| Additional noninterest expense | $329,000 | 7,333 |
| Pre-tax net operating income | $-207,000 | 5,715 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-5,000 | 6,195 |
| Income before extraordinary items | $-202,000 | 5,827 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-202,000 | 5,826 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-202,000 | 5,826 |
| Net charge-offs | $155,000 | 5,294 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-202,000 | 5,823 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $717,000 | 7,821 |
| Total interest expense | $227,000 | 7,691 |
| Net interest income | $490,000 | 7,818 |
| Provision for loan and lease losses | $121,000 | 5,754 |
| Total noninterest income | $72,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $70,000 | 5,898 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,000 | 7,528 |
| Total noninterest expense | $626,000 | 7,613 |
| Salaries and employee benefits | $266,000 | 7,775 |
| Premises and equipment expense | $52,000 | 7,716 |
| Additional noninterest expense | $308,000 | 7,092 |
| Pre-tax net operating income | $-185,000 | 6,007 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-5,000 | 6,609 |
| Income before extraordinary items | $-180,000 | 6,094 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-180,000 | 6,095 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-180,000 | 6,094 |
| Net charge-offs | $103,000 | 5,031 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-180,000 | 6,075 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $430,000 | 7,960 |
| Total interest expense | $156,000 | 7,768 |
| Net interest income | $274,000 | 7,951 |
| Provision for loan and lease losses | $46,000 | 6,152 |
| Total noninterest income | $55,000 | 7,075 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $53,000 | 5,721 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $399,000 | 7,732 |
| Salaries and employee benefits | $178,000 | 7,855 |
| Premises and equipment expense | $39,000 | 7,712 |
| Additional noninterest expense | $182,000 | 7,300 |
| Pre-tax net operating income | $-116,000 | 6,123 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-45,000 | 6,993 |
| Income before extraordinary items | $-71,000 | 6,127 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-71,000 | 6,126 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-71,000 | 6,126 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-71,000 | 6,082 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $216,000 | 8,015 |
| Total interest expense | $82,000 | 7,807 |
| Net interest income | $134,000 | 8,019 |
| Provision for loan and lease losses | $5,000 | 6,536 |
| Total noninterest income | $18,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $198,000 | 7,765 |
| Salaries and employee benefits | $91,000 | 7,893 |
| Premises and equipment expense | $20,000 | 7,727 |
| Additional noninterest expense | $87,000 | 7,278 |
| Pre-tax net operating income | $-51,000 | 6,495 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-22,000 | 7,282 |
| Income before extraordinary items | $-29,000 | 6,558 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-29,000 | 6,559 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-29,000 | 6,559 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-29,000 | 6,442 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $850,000 | 8,067 |
| Total interest expense | $401,000 | 7,843 |
| Net interest income | $449,000 | 8,109 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $93,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 5,996 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $733,000 | 7,883 |
| Salaries and employee benefits | $377,000 | 7,936 |
| Premises and equipment expense | $84,000 | 7,762 |
| Additional noninterest expense | $272,000 | 7,581 |
| Pre-tax net operating income | $-251,000 | 6,599 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-73,000 | 7,015 |
| Income before extraordinary items | $-178,000 | 6,456 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-178,000 | 6,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,675 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-178,000 | 6,604 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 8,160 |
| Total interest expense | $309,000 | 7,916 |
| Net interest income | $324,000 | 8,210 |
| Provision for loan and lease losses | $7,000 | 6,838 |
| Total noninterest income | $74,000 | 7,436 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $71,000 | 6,004 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 7,993 |
| Total noninterest expense | $543,000 | 7,928 |
| Salaries and employee benefits | $278,000 | 7,996 |
| Premises and equipment expense | $125,000 | 7,032 |
| Additional noninterest expense | $140,000 | 7,968 |
| Pre-tax net operating income | $-152,000 | 6,985 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-38,000 | 7,419 |
| Income before extraordinary items | $-114,000 | 6,809 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-114,000 | 6,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,665 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-114,000 | 6,981 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $431,000 | 8,225 |
| Total interest expense | $212,000 | 7,990 |
| Net interest income | $219,000 | 8,274 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $52,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $49,000 | 5,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,000 | 8,035 |
| Total noninterest expense | $366,000 | 7,974 |
| Salaries and employee benefits | $183,000 | 8,063 |
| Premises and equipment expense | $88,000 | 6,959 |
| Additional noninterest expense | $95,000 | 8,013 |
| Pre-tax net operating income | $-95,000 | 7,181 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-29,000 | 7,706 |
| Income before extraordinary items | $-66,000 | 7,187 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-66,000 | 7,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,802 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-66,000 | 7,156 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $214,000 | 8,287 |
| Total interest expense | $111,000 | 8,037 |
| Net interest income | $103,000 | 8,358 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $24,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $24,000 | 5,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $187,000 | 7,998 |
| Salaries and employee benefits | $95,000 | 8,071 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $46,000 | 8,071 |
| Pre-tax net operating income | $-60,000 | 7,437 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-18,000 | 7,890 |
| Income before extraordinary items | $-42,000 | 7,476 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-42,000 | 7,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-42,000 | 7,413 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 8,184 |
| Total interest expense | $462,000 | 8,003 |
| Net interest income | $551,000 | 8,240 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $93,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $80,000 | 6,301 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $13,000 | 7,982 |
| Total noninterest expense | $732,000 | 8,035 |
| Salaries and employee benefits | $381,000 | 8,107 |
| Premises and equipment expense | $74,000 | 8,023 |
| Additional noninterest expense | $277,000 | 7,653 |
| Pre-tax net operating income | $-88,000 | 7,545 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-35,000 | 7,898 |
| Income before extraordinary items | $-53,000 | 7,580 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-53,000 | 7,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-53,000 | 7,558 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $753,000 | 8,245 |
| Total interest expense | $347,000 | 8,058 |
| Net interest income | $406,000 | 8,300 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $70,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $60,000 | 6,332 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 8,023 |
| Total noninterest expense | $549,000 | 8,018 |
| Salaries and employee benefits | $286,000 | 8,085 |
| Premises and equipment expense | $55,000 | 8,020 |
| Additional noninterest expense | $208,000 | 7,634 |
| Pre-tax net operating income | $-73,000 | 7,775 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-30,000 | 8,112 |
| Income before extraordinary items | $-43,000 | 7,766 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-43,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-43,000 | 7,744 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $502,000 | 8,313 |
| Total interest expense | $229,000 | 8,111 |
| Net interest income | $273,000 | 8,364 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $44,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $37,000 | 6,450 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $363,000 | 8,075 |
| Salaries and employee benefits | $191,000 | 8,143 |
| Premises and equipment expense | $40,000 | 7,995 |
| Additional noninterest expense | $132,000 | 7,728 |
| Pre-tax net operating income | $-46,000 | 7,883 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-14,000 | 8,171 |
| Income before extraordinary items | $-32,000 | 7,878 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-32,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-32,000 | 7,869 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $248,000 | 8,375 |
| Total interest expense | $112,000 | 8,168 |
| Net interest income | $136,000 | 8,430 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $17,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $189,000 | 8,071 |
| Salaries and employee benefits | $100,000 | 8,127 |
| Premises and equipment expense | $21,000 | 7,981 |
| Additional noninterest expense | $68,000 | 7,729 |
| Pre-tax net operating income | $-36,000 | 7,991 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-11,000 | 8,253 |
| Income before extraordinary items | $-25,000 | 7,978 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-25,000 | 7,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-25,000 | 7,963 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 8,308 |
| Total interest expense | $373,000 | 8,158 |
| Net interest income | $581,000 | 8,341 |
| Provision for loan and lease losses | $2,000 | 6,810 |
| Total noninterest income | $85,000 | 7,895 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $70,000 | 6,585 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,126 |
| Total noninterest expense | $771,000 | 8,042 |
| Salaries and employee benefits | $377,000 | 8,207 |
| Premises and equipment expense | $86,000 | 7,956 |
| Additional noninterest expense | $308,000 | 7,538 |
| Pre-tax net operating income | $-107,000 | 8,058 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-31,000 | 8,247 |
| Income before extraordinary items | $-76,000 | 8,055 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-76,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-76,000 | 8,043 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $713,000 | 8,380 |
| Total interest expense | $267,000 | 8,220 |
| Net interest income | $446,000 | 8,408 |
| Provision for loan and lease losses | $2,000 | 6,640 |
| Total noninterest income | $64,000 | 7,969 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $53,000 | 6,653 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $589,000 | 8,050 |
| Salaries and employee benefits | $290,000 | 8,188 |
| Premises and equipment expense | $65,000 | 7,986 |
| Additional noninterest expense | $234,000 | 7,520 |
| Pre-tax net operating income | $-81,000 | 8,207 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-23,000 | 8,451 |
| Income before extraordinary items | $-58,000 | 8,204 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-58,000 | 8,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-58,000 | 8,194 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $471,000 | 8,432 |
| Total interest expense | $170,000 | 8,266 |
| Net interest income | $301,000 | 8,458 |
| Provision for loan and lease losses | $2,000 | 6,347 |
| Total noninterest income | $42,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $384,000 | 8,099 |
| Salaries and employee benefits | $184,000 | 8,282 |
| Premises and equipment expense | $42,000 | 8,021 |
| Additional noninterest expense | $158,000 | 7,528 |
| Pre-tax net operating income | $-43,000 | 8,266 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-13,000 | 8,497 |
| Income before extraordinary items | $-30,000 | 8,252 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-30,000 | 8,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-30,000 | 8,245 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $237,000 | 8,437 |
| Total interest expense | $83,000 | 8,286 |
| Net interest income | $154,000 | 8,468 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $17,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $200,000 | 8,072 |
| Salaries and employee benefits | $98,000 | 8,236 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $81,000 | 7,485 |
| Pre-tax net operating income | $-30,000 | 8,322 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-9,000 | 8,517 |
| Income before extraordinary items | $-21,000 | 8,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-21,000 | 8,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-21,000 | 8,282 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 8,343 |
| Total interest expense | $287,000 | 8,219 |
| Net interest income | $692,000 | 8,351 |
| Provision for loan and lease losses | $3,000 | 7,042 |
| Total noninterest income | $85,000 | 8,087 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $65,000 | 6,834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,136 |
| Total noninterest expense | $749,000 | 8,151 |
| Salaries and employee benefits | $353,000 | 8,354 |
| Premises and equipment expense | $81,000 | 8,087 |
| Additional noninterest expense | $315,000 | 7,557 |
| Pre-tax net operating income | $25,000 | 8,182 |
| Securities gains (losses) | $-22,000 | 7,864 |
| Applicable income taxes | $-1,000 | 8,401 |
| Income before extraordinary items | $4,000 | 8,266 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,000 | 8,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $26,000 | 8,183 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $736,000 | 8,379 |
| Total interest expense | $209,000 | 8,247 |
| Net interest income | $527,000 | 8,376 |
| Provision for loan and lease losses | $2,000 | 6,852 |
| Total noninterest income | $67,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 6,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 8,051 |
| Total noninterest expense | $561,000 | 8,148 |
| Salaries and employee benefits | $267,000 | 8,320 |
| Premises and equipment expense | $61,000 | 8,092 |
| Additional noninterest expense | $233,000 | 7,581 |
| Pre-tax net operating income | $31,000 | 8,248 |
| Securities gains (losses) | $-36,000 | 8,384 |
| Applicable income taxes | $-4,000 | 8,569 |
| Income before extraordinary items | $-1,000 | 8,343 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,000 | 8,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $22,040 | 8,260 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $487,000 | 8,392 |
| Total interest expense | $135,000 | 8,249 |
| Net interest income | $352,000 | 8,396 |
| Provision for loan and lease losses | $1,000 | 6,595 |
| Total noninterest income | $48,000 | 8,009 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $15,000 | 7,896 |
| Total noninterest expense | $359,000 | 8,208 |
| Salaries and employee benefits | $173,000 | 8,374 |
| Premises and equipment expense | $39,000 | 8,135 |
| Additional noninterest expense | $147,000 | 7,662 |
| Pre-tax net operating income | $40,000 | 8,178 |
| Securities gains (losses) | $11,000 | 1,322 |
| Applicable income taxes | $16,000 | 6,203 |
| Income before extraordinary items | $35,000 | 8,200 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $35,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $27,410 | 8,218 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $241,000 | 8,474 |
| Total interest expense | $67,000 | 8,305 |
| Net interest income | $174,000 | 8,485 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $183,000 | 8,249 |
| Salaries and employee benefits | $92,000 | 8,370 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $72,000 | 7,752 |
| Pre-tax net operating income | $16,000 | 8,294 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $12,000 | 8,334 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $12,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $11,290 | 8,315 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $987,000 | 8,403 |
| Total interest expense | $292,000 | 8,136 |
| Net interest income | $695,000 | 8,445 |
| Provision for loan and lease losses | $2,000 | 7,273 |
| Total noninterest income | $73,000 | 8,381 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $73,000 | 6,905 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $697,000 | 8,317 |
| Salaries and employee benefits | $334,000 | 8,509 |
| Premises and equipment expense | $88,000 | 8,110 |
| Additional noninterest expense | $275,000 | 7,848 |
| Pre-tax net operating income | $69,000 | 8,195 |
| Securities gains (losses) | $20,000 | 2,398 |
| Applicable income taxes | $28,000 | 6,390 |
| Income before extraordinary items | $61,000 | 8,242 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $61,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $47,200 | 8,255 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $743,000 | 8,443 |
| Total interest expense | $224,000 | 8,135 |
| Net interest income | $519,000 | 8,484 |
| Provision for loan and lease losses | $1,000 | 7,077 |
| Total noninterest income | $54,000 | 8,438 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $54,000 | 6,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $526,000 | 8,322 |
| Salaries and employee benefits | $250,000 | 8,515 |
| Premises and equipment expense | $69,000 | 8,064 |
| Additional noninterest expense | $207,000 | 7,855 |
| Pre-tax net operating income | $46,000 | 8,314 |
| Securities gains (losses) | $19,000 | 2,339 |
| Applicable income taxes | $20,000 | 6,511 |
| Income before extraordinary items | $45,000 | 8,336 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $45,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $31,890 | 8,348 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $494,000 | 8,509 |
| Total interest expense | $150,000 | 8,191 |
| Net interest income | $344,000 | 8,546 |
| Provision for loan and lease losses | $1,000 | 6,852 |
| Total noninterest income | $40,000 | 8,398 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $351,000 | 8,364 |
| Salaries and employee benefits | $168,000 | 8,556 |
| Premises and equipment expense | $43,000 | 8,166 |
| Additional noninterest expense | $140,000 | 7,851 |
| Pre-tax net operating income | $32,000 | 8,344 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $22,000 | 8,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,000 | 8,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $22,000 | 8,381 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $249,000 | 8,553 |
| Total interest expense | $77,000 | 8,233 |
| Net interest income | $172,000 | 8,586 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $19,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $186,000 | 8,348 |
| Salaries and employee benefits | $90,000 | 8,519 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $76,000 | 7,736 |
| Pre-tax net operating income | $4,000 | 8,497 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $3,000 | 8,552 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,000 | 8,497 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 8,582 |
| Total interest expense | $340,000 | 8,328 |
| Net interest income | $658,000 | 8,624 |
| Provision for loan and lease losses | $1,000 | 7,629 |
| Total noninterest income | $80,000 | 8,501 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $75,000 | 6,999 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,000 | 8,909 |
| Total noninterest expense | $674,000 | 8,502 |
| Salaries and employee benefits | $324,000 | 8,687 |
| Premises and equipment expense | $82,000 | 8,309 |
| Additional noninterest expense | $268,000 | 7,983 |
| Pre-tax net operating income | $63,000 | 8,337 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $19,000 | 6,818 |
| Income before extraordinary items | $44,000 | 8,477 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $44,000 | 8,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $44,000 | 8,379 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $751,000 | 8,665 |
| Total interest expense | $261,000 | 8,429 |
| Net interest income | $490,000 | 8,697 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $59,000 | 8,581 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $55,000 | 7,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 8,966 |
| Total noninterest expense | $496,000 | 8,551 |
| Salaries and employee benefits | $235,000 | 8,727 |
| Premises and equipment expense | $63,000 | 8,316 |
| Additional noninterest expense | $198,000 | 8,008 |
| Pre-tax net operating income | $53,000 | 8,437 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $17,000 | 6,871 |
| Income before extraordinary items | $36,000 | 8,590 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $36,000 | 8,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $36,000 | 8,481 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $508,000 | 8,707 |
| Total interest expense | $178,000 | 8,486 |
| Net interest income | $330,000 | 8,725 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $37,000 | 8,650 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $37,000 | 7,065 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $333,000 | 8,559 |
| Salaries and employee benefits | $158,000 | 8,748 |
| Premises and equipment expense | $37,000 | 8,472 |
| Additional noninterest expense | $138,000 | 7,946 |
| Pre-tax net operating income | $34,000 | 8,473 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $24,000 | 8,624 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $24,000 | 8,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $24,000 | 8,498 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 8,762 |
| Total interest expense | $91,000 | 8,542 |
| Net interest income | $165,000 | 8,764 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $18,000 | 8,694 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $163,000 | 8,629 |
| Salaries and employee benefits | $74,000 | 8,864 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $69,000 | 7,971 |
| Pre-tax net operating income | $20,000 | 8,454 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $14,000 | 8,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $14,000 | 8,462 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 8,812 |
| Total interest expense | $435,000 | 8,562 |
| Net interest income | $613,000 | 8,871 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $95,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $95,000 | 6,657 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,201 |
| Total noninterest expense | $666,000 | 8,618 |
| Salaries and employee benefits | $315,000 | 8,842 |
| Premises and equipment expense | $85,000 | 8,377 |
| Additional noninterest expense | $266,000 | 8,064 |
| Pre-tax net operating income | $42,000 | 8,502 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $10,000 | 7,292 |
| Income before extraordinary items | $32,000 | 8,619 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $32,000 | 8,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $32,000 | 8,537 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 9,038 |
| Total interest expense | $569,000 | 8,888 |
| Net interest income | $573,000 | 9,082 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $93,000 | 8,613 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $90,000 | 6,770 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,000 | 9,387 |
| Total noninterest expense | $695,000 | 8,694 |
| Salaries and employee benefits | $309,000 | 9,022 |
| Premises and equipment expense | $97,000 | 8,354 |
| Additional noninterest expense | $289,000 | 7,943 |
| Pre-tax net operating income | $-29,000 | 8,781 |
| Securities gains (losses) | $43,000 | 2,496 |
| Applicable income taxes | $1,000 | 7,858 |
| Income before extraordinary items | $13,000 | 8,763 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $13,000 | 8,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-26,990 | 8,790 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 9,258 |
| Total interest expense | $583,000 | 9,082 |
| Net interest income | $581,000 | 9,322 |
| Provision for loan and lease losses | $1,000 | 8,301 |
| Total noninterest income | $94,000 | 8,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 6,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 9,680 |
| Total noninterest expense | $672,000 | 8,899 |
| Salaries and employee benefits | $299,000 | 9,262 |
| Premises and equipment expense | $110,000 | 8,272 |
| Additional noninterest expense | $263,000 | 8,235 |
| Pre-tax net operating income | $2,000 | 9,110 |
| Securities gains (losses) | $83,000 | 607 |
| Applicable income taxes | $19,000 | 7,866 |
| Income before extraordinary items | $66,000 | 8,897 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $66,000 | 8,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,260 | 9,133 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 9,474 |
| Total interest expense | $566,000 | 9,294 |
| Net interest income | $590,000 | 9,529 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $64,000 | 9,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,002 |
| Total noninterest expense | $803,000 | 8,722 |
| Salaries and employee benefits | $305,000 | 9,439 |
| Premises and equipment expense | $91,000 | 8,805 |
| Additional noninterest expense | $407,000 | 7,204 |
| Pre-tax net operating income | $-149,000 | 9,578 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-45,000 | 9,813 |
| Income before extraordinary items | $-104,000 | 9,580 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-104,000 | 9,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-104,000 | 9,558 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 9,550 |
| Total interest expense | $639,000 | 9,377 |
| Net interest income | $651,000 | 9,603 |
| Provision for loan and lease losses | $2,000 | 8,582 |
| Total noninterest income | $78,000 | 9,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,162 |
| Total noninterest expense | $692,000 | 9,123 |
| Salaries and employee benefits | $308,000 | 9,585 |
| Premises and equipment expense | $71,000 | 9,346 |
| Additional noninterest expense | $313,000 | 8,001 |
| Pre-tax net operating income | $35,000 | 9,671 |
| Securities gains (losses) | $40,000 | 1,906 |
| Applicable income taxes | $13,000 | 9,016 |
| Income before extraordinary items | $62,000 | 9,554 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $62,000 | 9,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $28,800 | 9,666 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 9,943 |
| Total interest expense | $636,000 | 9,726 |
| Net interest income | $654,000 | 10,052 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $80,000 | 9,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,198 |
| Total noninterest expense | $652,000 | 9,547 |
| Salaries and employee benefits | $282,000 | 10,087 |
| Premises and equipment expense | $74,000 | 9,594 |
| Additional noninterest expense | $296,000 | 8,362 |
| Pre-tax net operating income | $82,000 | 10,131 |
| Securities gains (losses) | $38,000 | 1,502 |
| Applicable income taxes | $20,000 | 9,723 |
| Income before extraordinary items | $100,000 | 9,960 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $100,000 | 9,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $68,460 | 10,106 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 10,405 |
| Total interest expense | $646,000 | 10,130 |
| Net interest income | $640,000 | 10,549 |
| Provision for loan and lease losses | $-1,000 | 11,037 |
| Total noninterest income | $87,000 | 10,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $87,000 | 7,512 |
| Total noninterest expense | $760,000 | 9,588 |
| Salaries and employee benefits | $305,000 | 10,311 |
| Premises and equipment expense | $148,000 | 8,108 |
| Additional noninterest expense | $307,000 | 8,805 |
| Pre-tax net operating income | $-32,000 | 10,867 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-18,000 | 10,983 |
| Income before extraordinary items | $-14,000 | 10,856 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-14,000 | 10,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-14,000 | 10,810 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 10,875 |
| Total interest expense | $652,000 | 10,476 |
| Net interest income | $623,000 | 11,060 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $87,000 | 10,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $87,000 | 7,676 |
| Total noninterest expense | $648,000 | 10,374 |
| Salaries and employee benefits | $285,000 | 10,886 |
| Premises and equipment expense | $150,000 | 8,275 |
| Additional noninterest expense | $213,000 | 10,266 |
| Pre-tax net operating income | $54,000 | 11,286 |
| Securities gains (losses) | $-37,000 | 10,982 |
| Applicable income taxes | $9,000 | 10,947 |
| Income before extraordinary items | $8,000 | 11,470 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $8,000 | 11,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $31,680 | 11,349 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 11,300 |
| Total interest expense | $557,000 | 10,820 |
| Net interest income | $667,000 | 11,498 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $79,000 | 11,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $79,000 | 8,286 |
| Total noninterest expense | $616,000 | 11,046 |
| Salaries and employee benefits | $275,000 | 11,429 |
| Premises and equipment expense | $139,000 | 8,849 |
| Additional noninterest expense | $202,000 | 11,131 |
| Pre-tax net operating income | $122,000 | 11,476 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $35,000 | 10,807 |
| Income before extraordinary items | $87,000 | 11,503 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $87,000 | 11,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $87,000 | 11,545 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 11,714 |
| Total interest expense | $650,000 | 10,875 |
| Net interest income | $636,000 | 12,089 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $97,000 | 11,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $564,000 | 11,828 |
| Salaries and employee benefits | $257,000 | 12,106 |
| Premises and equipment expense | $127,000 | 9,576 |
| Additional noninterest expense | $180,000 | 12,017 |
| Pre-tax net operating income | $157,000 | 11,426 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $29,000 | 11,409 |
| Income before extraordinary items | $128,000 | 11,484 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $128,000 | 11,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $128,000 | 11,265 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 12,234 |
| Total interest expense | $804,000 | 11,310 |
| Net interest income | $574,000 | 12,826 |
| Provision for loan and lease losses | $23,000 | 10,448 |
| Total noninterest income | $86,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $86,000 | 8,594 |
| Total noninterest expense | $558,000 | 12,312 |
| Salaries and employee benefits | $245,000 | 12,656 |
| Premises and equipment expense | $110,000 | 10,377 |
| Additional noninterest expense | $203,000 | 12,197 |
| Pre-tax net operating income | $80,000 | 12,199 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $17,000 | 12,189 |
| Income before extraordinary items | $63,000 | 12,432 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $63,000 | 12,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $62,210 | 12,161 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.