Home > Milton Federal Savings Bank > Income and Expense
Milton Federal Savings Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,434,000 | 1,859 |
| Total interest expense | $11,273,000 | 1,333 |
| Net interest income | $6,161,000 | 2,849 |
| Provision for loan and lease losses | $115,000 | 4,942 |
| Total noninterest income | $700,000 | 3,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $700,000 | 2,379 |
| Total noninterest expense | $4,283,000 | 3,109 |
| Salaries and employee benefits | $2,540,000 | 2,766 |
| Premises and equipment expense | $722,000 | 2,796 |
| Additional noninterest expense | $1,021,000 | 3,957 |
| Pre-tax net operating income | $2,463,000 | 2,826 |
| Securities gains (losses) | $69,000 | 870 |
| Applicable income taxes | $856,000 | 2,492 |
| Income before extraordinary items | $1,676,000 | 2,967 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,676,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,548 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,630,460 | 3,002 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,236,000 | 1,998 |
| Total interest expense | $10,806,000 | 1,425 |
| Net interest income | $5,430,000 | 3,162 |
| Provision for loan and lease losses | $235,000 | 3,172 |
| Total noninterest income | $570,000 | 4,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $570,000 | 2,736 |
| Total noninterest expense | $4,113,000 | 3,140 |
| Salaries and employee benefits | $2,465,000 | 2,759 |
| Premises and equipment expense | $630,000 | 3,038 |
| Additional noninterest expense | $1,018,000 | 3,900 |
| Pre-tax net operating income | $1,652,000 | 3,895 |
| Securities gains (losses) | $507,000 | 551 |
| Applicable income taxes | $743,000 | 2,900 |
| Income before extraordinary items | $1,416,000 | 3,404 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,416,000 | 3,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,985 |
| Cash dividends | $1,700,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,081,380 | 4,144 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,126,000 | 2,308 |
| Total interest expense | $8,904,000 | 1,741 |
| Net interest income | $5,222,000 | 3,342 |
| Provision for loan and lease losses | $79,000 | 5,693 |
| Total noninterest income | $414,000 | 5,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $414,000 | 3,218 |
| Total noninterest expense | $3,918,000 | 3,241 |
| Salaries and employee benefits | $2,457,000 | 2,694 |
| Premises and equipment expense | $505,000 | 3,669 |
| Additional noninterest expense | $956,000 | 4,071 |
| Pre-tax net operating income | $1,639,000 | 4,149 |
| Securities gains (losses) | $73,000 | 1,132 |
| Applicable income taxes | $585,000 | 3,765 |
| Income before extraordinary items | $1,127,000 | 4,276 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,127,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 10,525 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,078,820 | 4,364 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,405,000 | 2,682 |
| Total interest expense | $7,313,000 | 2,139 |
| Net interest income | $5,092,000 | 3,477 |
| Provision for loan and lease losses | $159,000 | 3,951 |
| Total noninterest income | $316,000 | 6,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $316,000 | 3,954 |
| Total noninterest expense | $4,412,000 | 3,068 |
| Salaries and employee benefits | $2,089,000 | 3,202 |
| Premises and equipment expense | $433,000 | 4,259 |
| Additional noninterest expense | $1,890,000 | 2,588 |
| Pre-tax net operating income | $837,000 | 6,341 |
| Securities gains (losses) | $220,000 | 658 |
| Applicable income taxes | $360,000 | 5,235 |
| Income before extraordinary items | $697,000 | 5,774 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $697,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $5,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $551,800 | 6,488 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,804,000 | 3,068 |
| Total interest expense | $5,858,000 | 2,618 |
| Net interest income | $4,946,000 | 3,578 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $310,000 | 6,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $310,000 | 3,922 |
| Total noninterest expense | $3,344,000 | 3,901 |
| Salaries and employee benefits | $1,924,000 | 3,424 |
| Premises and equipment expense | $443,000 | 4,163 |
| Additional noninterest expense | $977,000 | 4,442 |
| Pre-tax net operating income | $1,842,000 | 3,758 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $620,000 | 3,585 |
| Income before extraordinary items | $1,222,000 | 3,903 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,222,000 | 3,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,222,000 | 3,884 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,386,000 | 3,218 |
| Total interest expense | $4,677,000 | 2,617 |
| Net interest income | $4,709,000 | 3,761 |
| Provision for loan and lease losses | $52,000 | 6,028 |
| Total noninterest income | $318,000 | 7,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $318,000 | 3,929 |
| Total noninterest expense | $2,891,000 | 4,556 |
| Salaries and employee benefits | $1,574,000 | 4,107 |
| Premises and equipment expense | $424,000 | 4,371 |
| Additional noninterest expense | $893,000 | 5,207 |
| Pre-tax net operating income | $2,084,000 | 3,307 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $710,000 | 3,054 |
| Income before extraordinary items | $1,374,000 | 3,416 |
| Extraordinary gains, net | $-161,000 | 12,552 |
| Net income | $1,213,000 | 3,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $10,417,000 | 95 |
| Net operating income | $1,374,000 | 3,449 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,253,000 | 3,343 |
| Total interest expense | $4,709,000 | 2,735 |
| Net interest income | $4,544,000 | 3,902 |
| Provision for loan and lease losses | $-3,000 | 12,440 |
| Total noninterest income | $252,000 | 8,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $252,000 | 4,987 |
| Total noninterest expense | $2,576,000 | 5,133 |
| Salaries and employee benefits | $1,338,000 | 4,756 |
| Premises and equipment expense | $410,000 | 4,612 |
| Additional noninterest expense | $828,000 | 5,765 |
| Pre-tax net operating income | $2,223,000 | 3,002 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $695,000 | 3,138 |
| Income before extraordinary items | $1,528,000 | 3,185 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,528,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,528,000 | 3,017 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,626,000 | 3,627 |
| Total interest expense | $5,407,000 | 3,071 |
| Net interest income | $4,219,000 | 4,238 |
| Provision for loan and lease losses | $57,000 | 8,768 |
| Total noninterest income | $146,000 | 10,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $146,000 | 6,738 |
| Total noninterest expense | $2,278,000 | 5,741 |
| Salaries and employee benefits | $1,134,000 | 5,446 |
| Premises and equipment expense | $389,000 | 4,906 |
| Additional noninterest expense | $755,000 | 6,386 |
| Pre-tax net operating income | $2,030,000 | 3,064 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $642,000 | 3,246 |
| Income before extraordinary items | $1,388,000 | 3,308 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,388,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 7,168 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,388,000 | 3,069 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.