Home > Millington Bank > Income and Expense

Millington Bank, Income and Expense

2020-06-30 (YTD Data)		Rank
Total interest income	$12,040,000	1,285
Total interest expense	$2,969,000	934
Net interest income	$9,071,000	1,388
Provision for loan and lease losses	$320,000	1,990
Total noninterest income	$420,000	3,024
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$56,000	3,492
Trading account gains and fees	$0	123
Additional Noninterest Income	$364,000	2,706
Total noninterest expense	$6,372,000	1,585
Salaries and employee benefits	$3,419,000	1,690
Premises and equipment expense	$765,000	1,487
Additional noninterest expense	$2,188,000	1,392
Pre-tax net operating income	$2,799,000	1,541
Securities gains (losses)	$0	2,249
Applicable income taxes	$795,000	988
Income before extraordinary items	$2,004,000	1,843
Extraordinary gains, net	$0	4
Net income	$2,004,000	1,844
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,004,000	1,844
Net charge-offs	$5,000	2,656
Cash dividends	$1,000,000	1,313
Sale, conversion, retirement of capital stock, net	$112,000	315
Net operating income	$2,004,000	1,802
2020-03-31 (YTD Data)		Rank
Total interest income	$6,229,000	1,254
Total interest expense	$1,697,000	906
Net interest income	$4,532,000	1,361
Provision for loan and lease losses	$250,000	1,297
Total noninterest income	$237,000	2,803
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$33,000	3,541
Trading account gains and fees	$0	106
Additional Noninterest Income	$204,000	2,418
Total noninterest expense	$3,365,000	1,525
Salaries and employee benefits	$1,732,000	1,689
Premises and equipment expense	$379,000	1,506
Additional noninterest expense	$1,254,000	1,270
Pre-tax net operating income	$1,154,000	1,638
Securities gains (losses)	$0	1,705
Applicable income taxes	$335,000	995
Income before extraordinary items	$819,000	1,942
Extraordinary gains, net	$0	4
Net income	$819,000	1,941
Minority interest net income	$0	56
Net income of bank and minority interests.	$819,000	1,942
Net charge-offs	$7,000	1,991
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$43,000	332
Net operating income	$819,000	1,908
2019-12-31 (YTD Data)		Rank
Total interest income	$24,553,000	1,273
Total interest expense	$7,053,000	920
Net interest income	$17,500,000	1,398
Provision for loan and lease losses	$0	3,973
Total noninterest income	$974,000	2,864
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$142,000	3,563
Trading account gains and fees	$0	135
Additional Noninterest Income	$832,000	2,461
Total noninterest expense	$12,278,000	1,613
Salaries and employee benefits	$6,769,000	1,680
Premises and equipment expense	$1,510,000	1,490
Additional noninterest expense	$3,999,000	1,508
Pre-tax net operating income	$6,196,000	1,491
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,705,000	998
Income before extraordinary items	$4,491,000	1,739
Extraordinary gains, net	$0	11
Net income	$4,491,000	1,741
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,491,000	1,741
Net charge-offs	$-67,000	4,827
Cash dividends	$4,500,000	864
Sale, conversion, retirement of capital stock, net	$260,000	371
Net operating income	$4,491,000	1,705
2019-09-30 (YTD Data)		Rank
Total interest income	$18,453,000	1,285
Total interest expense	$5,327,000	924
Net interest income	$13,126,000	1,405
Provision for loan and lease losses	$0	3,836
Total noninterest income	$593,000	3,135
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$107,000	3,597
Trading account gains and fees	$0	129
Additional Noninterest Income	$486,000	2,765
Total noninterest expense	$9,257,000	1,617
Salaries and employee benefits	$4,988,000	1,712
Premises and equipment expense	$1,130,000	1,511
Additional noninterest expense	$3,139,000	1,457
Pre-tax net operating income	$4,462,000	1,585
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,250,000	1,061
Income before extraordinary items	$3,212,000	1,840
Extraordinary gains, net	$0	11
Net income	$3,212,000	1,839
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,212,000	1,841
Net charge-offs	$-6,000	4,300
Cash dividends	$4,500,000	662
Sale, conversion, retirement of capital stock, net	$177,000	351
Net operating income	$3,212,000	1,807
2019-06-30 (YTD Data)		Rank
Total interest income	$12,274,000	1,284
Total interest expense	$3,473,000	925
Net interest income	$8,801,000	1,397
Provision for loan and lease losses	$0	3,685
Total noninterest income	$375,000	3,163
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$75,000	3,543
Trading account gains and fees	$0	131
Additional Noninterest Income	$300,000	2,807
Total noninterest expense	$6,388,000	1,567
Salaries and employee benefits	$3,407,000	1,681
Premises and equipment expense	$747,000	1,525
Additional noninterest expense	$2,234,000	1,397
Pre-tax net operating income	$2,788,000	1,641
Securities gains (losses)	$0	1,702
Applicable income taxes	$788,000	1,069
Income before extraordinary items	$2,000,000	1,922
Extraordinary gains, net	$0	11
Net income	$2,000,000	1,920
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,000,000	1,922
Net charge-offs	$-6,000	4,333
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$-4,406,000	5,293
Net operating income	$2,000,000	1,896
2019-03-31 (YTD Data)		Rank
Total interest income	$6,108,000	1,284
Total interest expense	$1,702,000	915
Net interest income	$4,406,000	1,396
Provision for loan and lease losses	$0	3,406
Total noninterest income	$189,000	3,111
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$31,000	3,776
Trading account gains and fees	$0	126
Additional Noninterest Income	$158,000	2,696
Total noninterest expense	$3,575,000	1,435
Salaries and employee benefits	$1,728,000	1,673
Premises and equipment expense	$369,000	1,560
Additional noninterest expense	$1,478,000	1,086
Pre-tax net operating income	$1,020,000	2,030
Securities gains (losses)	$0	1,087
Applicable income taxes	$289,000	1,279
Income before extraordinary items	$731,000	2,307
Extraordinary gains, net	$0	5
Net income	$731,000	2,306
Minority interest net income	$0	52
Net income of bank and minority interests.	$731,000	2,306
Net charge-offs	$-3,000	4,217
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$49,000	318
Net operating income	$731,000	2,287
2018-12-31 (YTD Data)		Rank
Total interest income	$23,345,000	1,263
Total interest expense	$5,466,000	859
Net interest income	$17,879,000	1,366
Provision for loan and lease losses	$240,000	2,183
Total noninterest income	$801,000	3,151
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$138,000	3,777
Trading account gains and fees	$0	126
Additional Noninterest Income	$663,000	2,709
Total noninterest expense	$11,579,000	1,671
Salaries and employee benefits	$6,673,000	1,668
Premises and equipment expense	$1,538,000	1,465
Additional noninterest expense	$3,368,000	1,734
Pre-tax net operating income	$6,861,000	1,373
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,841,000	925
Income before extraordinary items	$5,020,000	1,575
Extraordinary gains, net	$0	6
Net income	$5,020,000	1,574
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,020,000	1,574
Net charge-offs	$-1,000	4,181
Cash dividends	$2,452,000	1,277
Sale, conversion, retirement of capital stock, net	$329,000	347
Net operating income	$5,020,000	1,569
2018-09-30 (YTD Data)		Rank
Total interest income	$17,342,000	1,261
Total interest expense	$3,904,000	847
Net interest income	$13,438,000	1,354
Provision for loan and lease losses	$240,000	1,788
Total noninterest income	$602,000	3,172
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$102,000	3,823
Trading account gains and fees	$0	138
Additional Noninterest Income	$500,000	2,744
Total noninterest expense	$8,753,000	1,654
Salaries and employee benefits	$5,107,000	1,637
Premises and equipment expense	$1,153,000	1,474
Additional noninterest expense	$2,493,000	1,758
Pre-tax net operating income	$5,047,000	1,414
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,336,000	969
Income before extraordinary items	$3,711,000	1,613
Extraordinary gains, net	$0	5
Net income	$3,711,000	1,612
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,711,000	1,612
Net charge-offs	$-2,000	4,120
Cash dividends	$2,452,000	913
Sale, conversion, retirement of capital stock, net	$239,000	329
Net operating income	$3,711,000	1,602
2018-06-30 (YTD Data)		Rank
Total interest income	$11,168,000	1,289
Total interest expense	$2,468,000	835
Net interest income	$8,700,000	1,390
Provision for loan and lease losses	$180,000	1,601
Total noninterest income	$411,000	3,152
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$67,000	3,851
Trading account gains and fees	$0	130
Additional Noninterest Income	$344,000	2,725
Total noninterest expense	$5,761,000	1,685
Salaries and employee benefits	$3,482,000	1,629
Premises and equipment expense	$769,000	1,490
Additional noninterest expense	$1,510,000	1,910
Pre-tax net operating income	$3,170,000	1,466
Securities gains (losses)	$0	961
Applicable income taxes	$818,000	1,005
Income before extraordinary items	$2,352,000	1,660
Extraordinary gains, net	$0	6
Net income	$2,352,000	1,659
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,352,000	1,659
Net charge-offs	$-2,000	4,025
Cash dividends	$2,452,000	658
Sale, conversion, retirement of capital stock, net	$140,000	320
Net operating income	$2,352,000	1,643
2018-03-31 (YTD Data)		Rank
Total interest income	$5,430,000	1,311
Total interest expense	$1,144,000	845
Net interest income	$4,286,000	1,408
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$204,000	3,149
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$24,000	4,280
Trading account gains and fees	$0	123
Additional Noninterest Income	$180,000	2,617
Total noninterest expense	$2,922,000	1,673
Salaries and employee benefits	$1,805,000	1,573
Premises and equipment expense	$381,000	1,527
Additional noninterest expense	$736,000	1,950
Pre-tax net operating income	$1,478,000	1,506
Securities gains (losses)	$0	735
Applicable income taxes	$402,000	1,000
Income before extraordinary items	$1,076,000	1,733
Extraordinary gains, net	$0	7
Net income	$1,076,000	1,733
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,076,000	1,733
Net charge-offs	$-2,000	4,048
Cash dividends	$2,452,000	369
Sale, conversion, retirement of capital stock, net	$49,000	334
Net operating income	$1,076,000	1,722
2017-12-31 (YTD Data)		Rank
Total interest income	$19,482,000	1,376
Total interest expense	$3,517,000	933
Net interest income	$15,965,000	1,469
Provision for loan and lease losses	$1,185,000	795
Total noninterest income	$821,000	3,244
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$114,000	4,194
Trading account gains and fees	$0	151
Additional Noninterest Income	$707,000	2,704
Total noninterest expense	$10,924,000	1,758
Salaries and employee benefits	$6,462,000	1,704
Premises and equipment expense	$1,572,000	1,450
Additional noninterest expense	$2,890,000	2,000
Pre-tax net operating income	$4,677,000	1,808
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,831,000	1,346
Income before extraordinary items	$2,846,000	2,141
Extraordinary gains, net	$0	9
Net income	$2,846,000	2,142
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,846,000	2,142
Net charge-offs	$247,000	1,647
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$264,000	366
Net operating income	$2,846,000	2,123
2017-09-30 (YTD Data)		Rank
Total interest income	$14,103,000	1,420
Total interest expense	$2,446,000	985
Net interest income	$11,657,000	1,505
Provision for loan and lease losses	$985,000	708
Total noninterest income	$611,000	3,290
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$85,000	4,241
Trading account gains and fees	$0	145
Additional Noninterest Income	$526,000	2,746
Total noninterest expense	$8,165,000	1,765
Salaries and employee benefits	$4,828,000	1,717
Premises and equipment expense	$1,179,000	1,455
Additional noninterest expense	$2,158,000	1,995
Pre-tax net operating income	$3,118,000	2,004
Securities gains (losses)	$0	2,274
Applicable income taxes	$575,000	1,963
Income before extraordinary items	$2,543,000	2,006
Extraordinary gains, net	$0	9
Net income	$2,543,000	2,005
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,543,000	2,006
Net charge-offs	$186,000	1,456
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$176,000	360
Net operating income	$2,543,000	1,975
2017-06-30 (YTD Data)		Rank
Total interest income	$9,019,000	1,467
Total interest expense	$1,536,000	1,015
Net interest income	$7,483,000	1,549
Provision for loan and lease losses	$495,000	870
Total noninterest income	$407,000	3,298
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$57,000	4,239
Trading account gains and fees	$0	139
Additional Noninterest Income	$350,000	2,755
Total noninterest expense	$5,401,000	1,787
Salaries and employee benefits	$3,195,000	1,729
Premises and equipment expense	$791,000	1,450
Additional noninterest expense	$1,415,000	2,023
Pre-tax net operating income	$1,994,000	2,034
Securities gains (losses)	$0	1,906
Applicable income taxes	$647,000	1,477
Income before extraordinary items	$1,347,000	2,342
Extraordinary gains, net	$0	11
Net income	$1,347,000	2,343
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,347,000	2,343
Net charge-offs	$46,000	2,051
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$89,000	368
Net operating income	$1,347,000	2,311
2017-03-31 (YTD Data)		Rank
Total interest income	$4,293,000	1,517
Total interest expense	$715,000	1,056
Net interest income	$3,578,000	1,607
Provision for loan and lease losses	$195,000	957
Total noninterest income	$188,000	3,383
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$27,000	4,309
Trading account gains and fees	$0	142
Additional Noninterest Income	$161,000	2,848
Total noninterest expense	$2,655,000	1,822
Salaries and employee benefits	$1,562,000	1,776
Premises and equipment expense	$370,000	1,559
Additional noninterest expense	$723,000	1,991
Pre-tax net operating income	$916,000	2,074
Securities gains (losses)	$0	1,153
Applicable income taxes	$336,000	1,399
Income before extraordinary items	$580,000	2,518
Extraordinary gains, net	$0	8
Net income	$580,000	2,517
Minority interest net income	$0	55
Net income of bank and minority interests.	$580,000	2,518
Net charge-offs	$45,000	1,400
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$42,000	342
Net operating income	$580,000	2,495
2016-12-31 (YTD Data)		Rank
Total interest income	$14,310,000	1,766
Total interest expense	$2,320,000	1,253
Net interest income	$11,990,000	1,866
Provision for loan and lease losses	$800,000	1,093
Total noninterest income	$1,042,000	2,979
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$103,000	4,472
Trading account gains and fees	$0	170
Additional Noninterest Income	$939,000	2,462
Total noninterest expense	$10,174,000	1,875
Salaries and employee benefits	$5,754,000	1,859
Premises and equipment expense	$1,347,000	1,679
Additional noninterest expense	$3,073,000	1,941
Pre-tax net operating income	$2,058,000	3,005
Securities gains (losses)	$0	3,212
Applicable income taxes	$735,000	1,929
Income before extraordinary items	$1,323,000	3,477
Extraordinary gains, net	$0	5
Net income	$1,323,000	3,475
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,323,000	3,476
Net charge-offs	$-74,000	5,459
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$148,000	450
Net operating income	$1,323,000	3,425
2016-09-30 (YTD Data)		Rank
Total interest income	$10,354,000	1,840
Total interest expense	$1,654,000	1,295
Net interest income	$8,700,000	1,921
Provision for loan and lease losses	$500,000	1,135
Total noninterest income	$836,000	2,876
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$80,000	4,466
Trading account gains and fees	$0	169
Additional Noninterest Income	$756,000	2,384
Total noninterest expense	$7,801,000	1,834
Salaries and employee benefits	$4,328,000	1,834
Premises and equipment expense	$978,000	1,740
Additional noninterest expense	$2,495,000	1,804
Pre-tax net operating income	$1,235,000	3,433
Securities gains (losses)	$0	3,160
Applicable income taxes	$414,000	2,210
Income before extraordinary items	$821,000	3,810
Extraordinary gains, net	$0	5
Net income	$821,000	3,808
Minority interest net income	$0	71
Net income of bank and minority interests.	$821,000	3,810
Net charge-offs	$58,000	2,483
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$111,000	411
Net operating income	$821,000	3,749
2016-06-30 (YTD Data)		Rank
Total interest income	$6,818,000	1,865
Total interest expense	$1,068,000	1,336
Net interest income	$5,750,000	1,946
Provision for loan and lease losses	$320,000	1,185
Total noninterest income	$653,000	2,642
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$61,000	4,321
Trading account gains and fees	$0	157
Additional Noninterest Income	$592,000	2,163
Total noninterest expense	$5,362,000	1,784
Salaries and employee benefits	$2,922,000	1,828
Premises and equipment expense	$533,000	2,049
Additional noninterest expense	$1,907,000	1,604
Pre-tax net operating income	$721,000	3,615
Securities gains (losses)	$0	2,835
Applicable income taxes	$245,000	2,318
Income before extraordinary items	$476,000	4,033
Extraordinary gains, net	$0	16
Net income	$476,000	4,030
Minority interest net income	$0	71
Net income of bank and minority interests.	$476,000	4,032
Net charge-offs	$53,000	2,100
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$74,000	401
Net operating income	$476,000	3,960
2016-03-31 (YTD Data)		Rank
Total interest income	$3,298,000	1,915
Total interest expense	$529,000	1,346
Net interest income	$2,769,000	2,015
Provision for loan and lease losses	$130,000	1,308
Total noninterest income	$142,000	3,900
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$24,000	4,602
Trading account gains and fees	$0	142
Additional Noninterest Income	$118,000	3,298
Total noninterest expense	$2,493,000	1,920
Salaries and employee benefits	$1,406,000	1,913
Premises and equipment expense	$303,000	1,859
Additional noninterest expense	$784,000	1,897
Pre-tax net operating income	$288,000	3,920
Securities gains (losses)	$0	2,077
Applicable income taxes	$94,000	2,509
Income before extraordinary items	$194,000	4,281
Extraordinary gains, net	$0	12
Net income	$194,000	4,278
Minority interest net income	$0	62
Net income of bank and minority interests.	$194,000	4,280
Net charge-offs	$61,000	1,311
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$31,000	385
Net operating income	$194,000	4,234
2015-12-31 (YTD Data)		Rank
Total interest income	$12,266,000	1,989
Total interest expense	$2,229,000	1,245
Net interest income	$10,037,000	2,129
Provision for loan and lease losses	$113,000	2,956
Total noninterest income	$721,000	3,595
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$95,000	4,774
Trading account gains and fees	$0	159
Additional Noninterest Income	$626,000	2,985
Total noninterest expense	$9,834,000	1,926
Salaries and employee benefits	$4,993,000	2,059
Premises and equipment expense	$1,282,000	1,780
Additional noninterest expense	$3,559,000	1,699
Pre-tax net operating income	$811,000	4,385
Securities gains (losses)	$0	3,216
Applicable income taxes	$246,000	2,801
Income before extraordinary items	$565,000	4,690
Extraordinary gains, net	$0	23
Net income	$565,000	4,692
Minority interest net income	$0	81
Net income of bank and minority interests.	$565,000	4,692
Net charge-offs	$145,000	2,291
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$-1,351,000	6,151
Net operating income	$565,000	4,638
2015-09-30 (YTD Data)		Rank
Total interest income	$9,125,000	2,019
Total interest expense	$1,689,000	1,244
Net interest income	$7,436,000	2,160
Provision for loan and lease losses	$23,000	3,753
Total noninterest income	$329,000	4,398
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$74,000	4,778
Trading account gains and fees	$0	153
Additional Noninterest Income	$255,000	3,837
Total noninterest expense	$6,941,000	2,038
Salaries and employee benefits	$3,779,000	2,047
Premises and equipment expense	$967,000	1,786
Additional noninterest expense	$2,195,000	2,036
Pre-tax net operating income	$801,000	4,078
Securities gains (losses)	$0	3,031
Applicable income taxes	$257,000	2,625
Income before extraordinary items	$544,000	4,449
Extraordinary gains, net	$0	21
Net income	$544,000	4,451
Minority interest net income	$0	78
Net income of bank and minority interests.	$544,000	4,452
Net charge-offs	$76,000	2,410
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$-1,383,000	6,250
Net operating income	$544,000	4,403
2015-06-30 (YTD Data)		Rank
Total interest income	$5,967,000	2,049
Total interest expense	$1,138,000	1,235
Net interest income	$4,829,000	2,220
Provision for loan and lease losses	$-17,000	5,959
Total noninterest income	$332,000	3,760
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$47,000	4,846
Trading account gains and fees	$0	157
Additional Noninterest Income	$285,000	3,129
Total noninterest expense	$4,831,000	1,969
Salaries and employee benefits	$2,583,000	2,017
Premises and equipment expense	$651,000	1,778
Additional noninterest expense	$1,597,000	1,894
Pre-tax net operating income	$347,000	4,660
Securities gains (losses)	$0	2,636
Applicable income taxes	$98,000	3,045
Income before extraordinary items	$249,000	4,916
Extraordinary gains, net	$0	22
Net income	$249,000	4,918
Minority interest net income	$0	75
Net income of bank and minority interests.	$249,000	4,919
Net charge-offs	$34,000	2,614
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$84,000	398
Net operating income	$249,000	4,852
2015-03-31 (YTD Data)		Rank
Total interest income	$2,935,000	2,074
Total interest expense	$574,000	1,225
Net interest income	$2,361,000	2,259
Provision for loan and lease losses	$-52,000	6,164
Total noninterest income	$163,000	3,769
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$24,000	4,828
Trading account gains and fees	$0	152
Additional Noninterest Income	$139,000	3,134
Total noninterest expense	$2,195,000	2,153
Salaries and employee benefits	$1,084,000	2,344
Premises and equipment expense	$333,000	1,763
Additional noninterest expense	$778,000	1,918
Pre-tax net operating income	$381,000	3,459
Securities gains (losses)	$0	2,027
Applicable income taxes	$138,000	2,176
Income before extraordinary items	$243,000	3,998
Extraordinary gains, net	$0	13
Net income	$243,000	4,003
Minority interest net income	$0	64
Net income of bank and minority interests.	$243,000	4,002
Net charge-offs	$5,000	2,746
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$42,000	372
Net operating income	$243,000	3,921
2014-12-31 (YTD Data)		Rank
Total interest income	$11,991,000	2,041
Total interest expense	$2,430,000	1,200
Net interest income	$9,561,000	2,223
Provision for loan and lease losses	$400,000	1,663
Total noninterest income	$704,000	3,688
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$123,000	4,688
Trading account gains and fees	$0	180
Additional Noninterest Income	$581,000	3,063
Total noninterest expense	$8,619,000	2,179
Salaries and employee benefits	$3,931,000	2,539
Premises and equipment expense	$1,381,000	1,693
Additional noninterest expense	$3,307,000	1,867
Pre-tax net operating income	$1,246,000	3,786
Securities gains (losses)	$0	3,259
Applicable income taxes	$320,000	2,591
Income before extraordinary items	$926,000	4,097
Extraordinary gains, net	$0	17
Net income	$926,000	4,097
Minority interest net income	$0	84
Net income of bank and minority interests.	$926,000	4,098
Net charge-offs	$345,000	1,868
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$168,000	458
Net operating income	$926,000	4,042
2014-09-30 (YTD Data)		Rank
Total interest income	$9,009,000	2,051
Total interest expense	$1,829,000	1,208
Net interest income	$7,180,000	2,233
Provision for loan and lease losses	$400,000	1,373
Total noninterest income	$544,000	3,679
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$97,000	4,673
Trading account gains and fees	$0	174
Additional Noninterest Income	$447,000	3,067
Total noninterest expense	$6,079,000	2,309
Salaries and employee benefits	$2,925,000	2,557
Premises and equipment expense	$1,037,000	1,708
Additional noninterest expense	$2,117,000	2,134
Pre-tax net operating income	$1,245,000	3,364
Securities gains (losses)	$0	2,980
Applicable income taxes	$444,000	2,071
Income before extraordinary items	$801,000	3,910
Extraordinary gains, net	$0	15
Net income	$801,000	3,912
Minority interest net income	$0	81
Net income of bank and minority interests.	$801,000	3,913
Net charge-offs	$447,000	1,254
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$126,000	419
Net operating income	$801,000	3,862
2014-06-30 (YTD Data)		Rank
Total interest income	$6,023,000	2,044
Total interest expense	$1,217,000	1,221
Net interest income	$4,806,000	2,205
Provision for loan and lease losses	$300,000	1,222
Total noninterest income	$380,000	3,589
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$67,000	4,614
Trading account gains and fees	$0	172
Additional Noninterest Income	$313,000	2,987
Total noninterest expense	$4,053,000	2,309
Salaries and employee benefits	$1,907,000	2,613
Premises and equipment expense	$692,000	1,724
Additional noninterest expense	$1,454,000	2,078
Pre-tax net operating income	$833,000	3,294
Securities gains (losses)	$0	2,580
Applicable income taxes	$301,000	2,028
Income before extraordinary items	$532,000	3,837
Extraordinary gains, net	$0	20
Net income	$532,000	3,842
Minority interest net income	$0	80
Net income of bank and minority interests.	$532,000	3,843
Net charge-offs	$193,000	1,614
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$84,000	407
Net operating income	$532,000	3,786
2014-03-31 (YTD Data)		Rank
Total interest income	$3,038,000	2,025
Total interest expense	$608,000	1,244
Net interest income	$2,430,000	2,172
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$185,000	3,589
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$37,000	4,453
Trading account gains and fees	$0	147
Additional Noninterest Income	$148,000	2,988
Total noninterest expense	$2,065,000	2,271
Salaries and employee benefits	$951,000	2,634
Premises and equipment expense	$362,000	1,660
Additional noninterest expense	$752,000	2,003
Pre-tax net operating income	$400,000	3,286
Securities gains (losses)	$0	1,715
Applicable income taxes	$140,000	2,061
Income before extraordinary items	$260,000	3,793
Extraordinary gains, net	$0	16
Net income	$260,000	3,796
Minority interest net income	$0	66
Net income of bank and minority interests.	$260,000	3,796
Net charge-offs	$2,000	3,350
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$42,000	376
Net operating income	$260,000	3,747
2013-12-31 (YTD Data)		Rank
Total interest income	$11,860,000	2,074
Total interest expense	$2,651,000	1,265
Net interest income	$9,209,000	2,271
Provision for loan and lease losses	$625,000	1,590
Total noninterest income	$892,000	3,425
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$118,000	4,986
Trading account gains and fees	$0	184
Additional Noninterest Income	$774,000	2,719
Total noninterest expense	$8,151,000	2,296
Salaries and employee benefits	$3,833,000	2,571
Premises and equipment expense	$1,382,000	1,690
Additional noninterest expense	$2,936,000	2,125
Pre-tax net operating income	$1,325,000	3,603
Securities gains (losses)	$0	3,182
Applicable income taxes	$416,000	2,337
Income before extraordinary items	$909,000	4,064
Extraordinary gains, net	$0	29
Net income	$909,000	4,067
Minority interest net income	$0	90
Net income of bank and minority interests.	$909,000	4,067
Net charge-offs	$2,366,000	660
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$169,000	461
Net operating income	$909,000	4,016
2013-09-30 (YTD Data)		Rank
Total interest income	$8,855,000	2,098
Total interest expense	$2,011,000	1,293
Net interest income	$6,844,000	2,295
Provision for loan and lease losses	$475,000	1,569
Total noninterest income	$709,000	3,353
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$81,000	5,187
Trading account gains and fees	$0	180
Additional Noninterest Income	$628,000	2,667
Total noninterest expense	$6,168,000	2,294
Salaries and employee benefits	$2,906,000	2,550
Premises and equipment expense	$1,046,000	1,690
Additional noninterest expense	$2,216,000	2,105
Pre-tax net operating income	$910,000	3,842
Securities gains (losses)	$0	3,040
Applicable income taxes	$272,000	2,508
Income before extraordinary items	$638,000	4,208
Extraordinary gains, net	$0	25
Net income	$638,000	4,210
Minority interest net income	$0	84
Net income of bank and minority interests.	$638,000	4,212
Net charge-offs	$1,815,000	643
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$126,000	426
Net operating income	$638,000	4,135
2013-06-30 (YTD Data)		Rank
Total interest income	$5,889,000	2,094
Total interest expense	$1,356,000	1,318
Net interest income	$4,533,000	2,300
Provision for loan and lease losses	$325,000	1,567
Total noninterest income	$406,000	3,691
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$49,000	5,335
Trading account gains and fees	$0	157
Additional Noninterest Income	$357,000	2,958
Total noninterest expense	$4,128,000	2,297
Salaries and employee benefits	$1,940,000	2,562
Premises and equipment expense	$709,000	1,669
Additional noninterest expense	$1,479,000	2,090
Pre-tax net operating income	$486,000	4,191
Securities gains (losses)	$0	2,791
Applicable income taxes	$124,000	2,853
Income before extraordinary items	$362,000	4,489
Extraordinary gains, net	$0	22
Net income	$362,000	4,491
Minority interest net income	$0	82
Net income of bank and minority interests.	$362,000	4,492
Net charge-offs	$1,375,000	605
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$84,000	398
Net operating income	$362,000	4,384
2013-03-31 (YTD Data)		Rank
Total interest income	$2,986,000	2,088
Total interest expense	$674,000	1,380
Net interest income	$2,312,000	2,269
Provision for loan and lease losses	$175,000	1,482
Total noninterest income	$162,000	4,041
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$25,000	5,295
Trading account gains and fees	$0	148
Additional Noninterest Income	$137,000	3,318
Total noninterest expense	$2,130,000	2,232
Salaries and employee benefits	$985,000	2,542
Premises and equipment expense	$370,000	1,627
Additional noninterest expense	$775,000	2,020
Pre-tax net operating income	$169,000	4,712
Securities gains (losses)	$0	1,966
Applicable income taxes	$58,000	2,891
Income before extraordinary items	$111,000	5,124
Extraordinary gains, net	$0	10
Net income	$111,000	5,126
Minority interest net income	$0	76
Net income of bank and minority interests.	$111,000	5,126
Net charge-offs	$952,000	490
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$42,000	362
Net operating income	$111,000	5,017
2012-12-31 (YTD Data)		Rank
Total interest income	$12,784,000	2,048
Total interest expense	$3,069,000	1,451
Net interest income	$9,715,000	2,216
Provision for loan and lease losses	$4,948,000	511
Total noninterest income	$681,000	3,936
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$112,000	5,271
Trading account gains and fees	$5,000	156
Additional Noninterest Income	$564,000	3,187
Total noninterest expense	$7,950,000	2,385
Salaries and employee benefits	$3,797,000	2,578
Premises and equipment expense	$1,371,000	1,718
Additional noninterest expense	$2,782,000	2,331
Pre-tax net operating income	$-2,502,000	6,847
Securities gains (losses)	$0	3,810
Applicable income taxes	$-1,127,000	6,976
Income before extraordinary items	$-1,375,000	6,770
Extraordinary gains, net	$0	29
Net income	$-1,375,000	6,767
Minority interest net income	$0	93
Net income of bank and minority interests.	$-1,375,000	6,768
Net charge-offs	$2,291,000	1,046
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$169,000	472
Net operating income	$-1,375,000	6,740
2012-09-30 (YTD Data)		Rank
Total interest income	$9,782,000	2,049
Total interest expense	$2,353,000	1,485
Net interest income	$7,429,000	2,208
Provision for loan and lease losses	$1,975,000	864
Total noninterest income	$504,000	3,995
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$86,000	5,293
Trading account gains and fees	$5,000	148
Additional Noninterest Income	$413,000	3,226
Total noninterest expense	$5,866,000	2,419
Salaries and employee benefits	$2,806,000	2,629
Premises and equipment expense	$1,019,000	1,741
Additional noninterest expense	$2,041,000	2,369
Pre-tax net operating income	$92,000	6,027
Securities gains (losses)	$0	3,575
Applicable income taxes	$-91,000	6,901
Income before extraordinary items	$183,000	5,794
Extraordinary gains, net	$0	20
Net income	$183,000	5,793
Minority interest net income	$0	86
Net income of bank and minority interests.	$183,000	5,793
Net charge-offs	$1,784,000	992
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$127,000	427
Net operating income	$183,000	5,617
2012-06-30 (YTD Data)		Rank
Total interest income	$6,641,000	2,020
Total interest expense	$1,600,000	1,509
Net interest income	$5,041,000	2,168
Provision for loan and lease losses	$1,229,000	927
Total noninterest income	$345,000	3,937
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$58,000	5,291
Trading account gains and fees	$3,000	144
Additional Noninterest Income	$284,000	3,142
Total noninterest expense	$3,917,000	2,409
Salaries and employee benefits	$1,867,000	2,647
Premises and equipment expense	$657,000	1,811
Additional noninterest expense	$1,393,000	2,326
Pre-tax net operating income	$240,000	5,102
Securities gains (losses)	$0	3,178
Applicable income taxes	$-19,000	6,873
Income before extraordinary items	$259,000	5,010
Extraordinary gains, net	$0	19
Net income	$259,000	5,013
Minority interest net income	$0	84
Net income of bank and minority interests.	$259,000	5,013
Net charge-offs	$827,000	1,303
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$84,000	402
Net operating income	$259,000	4,816
2012-03-31 (YTD Data)		Rank
Total interest income	$3,370,000	2,004
Total interest expense	$815,000	1,543
Net interest income	$2,555,000	2,148
Provision for loan and lease losses	$471,000	1,110
Total noninterest income	$160,000	4,093
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$30,000	5,232
Trading account gains and fees	$10,000	125
Additional Noninterest Income	$120,000	3,420
Total noninterest expense	$1,915,000	2,458
Salaries and employee benefits	$930,000	2,671
Premises and equipment expense	$358,000	1,669
Additional noninterest expense	$627,000	2,550
Pre-tax net operating income	$329,000	3,665
Securities gains (losses)	$0	2,210
Applicable income taxes	$123,000	2,232
Income before extraordinary items	$206,000	4,322
Extraordinary gains, net	$0	19
Net income	$206,000	4,324
Minority interest net income	$0	78
Net income of bank and minority interests.	$206,000	4,325
Net charge-offs	$260,000	1,617
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$42,000	351
Net operating income	$206,000	4,168
2011-12-31 (YTD Data)		Rank
Total interest income	$14,559,000	1,940
Total interest expense	$3,879,000	1,571
Net interest income	$10,680,000	2,046
Provision for loan and lease losses	$1,849,000	1,654
Total noninterest income	$654,000	3,910
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$124,000	5,210
Trading account gains and fees	$-16,000	7,286
Additional Noninterest Income	$546,000	2,993
Total noninterest expense	$8,213,000	2,309
Salaries and employee benefits	$3,885,000	2,466
Premises and equipment expense	$1,665,000	1,491
Additional noninterest expense	$2,663,000	2,465
Pre-tax net operating income	$1,272,000	3,303
Securities gains (losses)	$0	3,838
Applicable income taxes	$541,000	1,958
Income before extraordinary items	$731,000	4,095
Extraordinary gains, net	$0	29
Net income	$731,000	4,100
Minority interest net income	$0	96
Net income of bank and minority interests.	$731,000	4,099
Net charge-offs	$2,332,000	1,414
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$169,000	560
Net operating income	$731,000	3,953
2011-09-30 (YTD Data)		Rank
Total interest income	$11,010,000	1,944
Total interest expense	$2,967,000	1,594
Net interest income	$8,043,000	2,048
Provision for loan and lease losses	$1,474,000	1,525
Total noninterest income	$482,000	3,961
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$98,000	5,150
Trading account gains and fees	$-19,000	7,373
Additional Noninterest Income	$403,000	3,030
Total noninterest expense	$6,213,000	2,302
Salaries and employee benefits	$2,924,000	2,456
Premises and equipment expense	$1,283,000	1,474
Additional noninterest expense	$2,006,000	2,455
Pre-tax net operating income	$838,000	3,625
Securities gains (losses)	$0	3,555
Applicable income taxes	$348,000	2,098
Income before extraordinary items	$490,000	4,350
Extraordinary gains, net	$0	21
Net income	$490,000	4,352
Minority interest net income	$0	87
Net income of bank and minority interests.	$490,000	4,352
Net charge-offs	$1,869,000	1,280
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$126,000	524
Net operating income	$490,000	4,224
2011-06-30 (YTD Data)		Rank
Total interest income	$7,398,000	1,944
Total interest expense	$2,024,000	1,618
Net interest income	$5,374,000	2,044
Provision for loan and lease losses	$861,000	1,648
Total noninterest income	$338,000	3,882
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$70,000	5,028
Trading account gains and fees	$-4,000	7,456
Additional Noninterest Income	$272,000	3,025
Total noninterest expense	$4,202,000	2,285
Salaries and employee benefits	$1,934,000	2,491
Premises and equipment expense	$867,000	1,456
Additional noninterest expense	$1,401,000	2,398
Pre-tax net operating income	$649,000	3,317
Securities gains (losses)	$0	2,914
Applicable income taxes	$282,000	1,862
Income before extraordinary items	$367,000	4,134
Extraordinary gains, net	$0	15
Net income	$367,000	4,134
Minority interest net income	$0	89
Net income of bank and minority interests.	$367,000	4,136
Net charge-offs	$1,836,000	978
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$84,000	432
Net operating income	$367,000	4,039
2011-03-31 (YTD Data)		Rank
Total interest income	$3,775,000	1,908
Total interest expense	$1,038,000	1,632
Net interest income	$2,737,000	1,999
Provision for loan and lease losses	$400,000	1,629
Total noninterest income	$169,000	3,923
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$39,000	4,792
Trading account gains and fees	$0	158
Additional Noninterest Income	$130,000	3,138
Total noninterest expense	$2,153,000	2,237
Salaries and employee benefits	$977,000	2,487
Premises and equipment expense	$454,000	1,419
Additional noninterest expense	$722,000	2,299
Pre-tax net operating income	$353,000	3,231
Securities gains (losses)	$0	1,772
Applicable income taxes	$134,000	1,888
Income before extraordinary items	$219,000	3,822
Extraordinary gains, net	$0	9
Net income	$219,000	3,820
Minority interest net income	$0	86
Net income of bank and minority interests.	$219,000	3,822
Net charge-offs	$281,000	1,815
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$42,000	383
Net operating income	$219,000	3,771
2010-12-31 (YTD Data)		Rank
Total interest income	$16,016,000	1,891
Total interest expense	$5,174,000	1,607
Net interest income	$10,842,000	2,012
Provision for loan and lease losses	$1,675,000	2,310
Total noninterest income	$777,000	3,716
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$130,000	5,146
Trading account gains and fees	$17,000	157
Additional Noninterest Income	$630,000	2,841
Total noninterest expense	$8,705,000	2,230
Salaries and employee benefits	$3,888,000	2,473
Premises and equipment expense	$1,624,000	1,574
Additional noninterest expense	$3,193,000	2,174
Pre-tax net operating income	$1,239,000	3,040
Securities gains (losses)	$0	3,793
Applicable income taxes	$471,000	1,941
Income before extraordinary items	$768,000	3,681
Extraordinary gains, net	$0	29
Net income	$768,000	3,679
Minority interest net income	$0	111
Net income of bank and minority interests.	$768,000	3,681
Net charge-offs	$1,010,000	2,671
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$169,000	655
Net operating income	$768,000	3,547
2010-09-30 (YTD Data)		Rank
Total interest income	$12,192,000	1,900
Total interest expense	$4,062,000	1,602
Net interest income	$8,130,000	2,034
Provision for loan and lease losses	$1,325,000	2,154
Total noninterest income	$586,000	3,734
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$96,000	5,238
Trading account gains and fees	$4,000	157
Additional Noninterest Income	$486,000	2,799
Total noninterest expense	$6,386,000	2,272
Salaries and employee benefits	$2,900,000	2,497
Premises and equipment expense	$1,196,000	1,635
Additional noninterest expense	$2,290,000	2,234
Pre-tax net operating income	$1,005,000	3,087
Securities gains (losses)	$0	3,651
Applicable income taxes	$365,000	1,959
Income before extraordinary items	$640,000	3,669
Extraordinary gains, net	$0	23
Net income	$640,000	3,668
Minority interest net income	$0	110
Net income of bank and minority interests.	$640,000	3,669
Net charge-offs	$976,000	2,216
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$126,000	592
Net operating income	$640,000	3,537
2010-06-30 (YTD Data)		Rank
Total interest income	$8,289,000	1,889
Total interest expense	$2,843,000	1,592
Net interest income	$5,446,000	2,030
Provision for loan and lease losses	$850,000	2,119
Total noninterest income	$329,000	4,071
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$61,000	5,317
Trading account gains and fees	$-1,000	7,748
Additional Noninterest Income	$269,000	3,015
Total noninterest expense	$4,281,000	2,260
Salaries and employee benefits	$1,927,000	2,526
Premises and equipment expense	$806,000	1,633
Additional noninterest expense	$1,548,000	2,195
Pre-tax net operating income	$644,000	3,180
Securities gains (losses)	$0	3,184
Applicable income taxes	$228,000	2,006
Income before extraordinary items	$416,000	3,719
Extraordinary gains, net	$0	19
Net income	$416,000	3,717
Minority interest net income	$0	105
Net income of bank and minority interests.	$416,000	3,718
Net charge-offs	$743,000	2,019
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$84,000	520
Net operating income	$416,000	3,616
2010-03-31 (YTD Data)		Rank
Total interest income	$4,174,000	1,920
Total interest expense	$1,476,000	1,597
Net interest income	$2,698,000	2,067
Provision for loan and lease losses	$375,000	2,136
Total noninterest income	$94,000	5,156
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$30,000	5,359
Trading account gains and fees	$10,000	145
Additional Noninterest Income	$54,000	4,552
Total noninterest expense	$2,066,000	2,366
Salaries and employee benefits	$933,000	2,626
Premises and equipment expense	$423,000	1,594
Additional noninterest expense	$710,000	2,354
Pre-tax net operating income	$351,000	3,075
Securities gains (losses)	$0	2,284
Applicable income taxes	$133,000	1,850
Income before extraordinary items	$218,000	3,727
Extraordinary gains, net	$0	16
Net income	$218,000	3,724
Minority interest net income	$0	91
Net income of bank and minority interests.	$218,000	3,726
Net charge-offs	$212,000	2,363
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$42,000	457
Net operating income	$218,000	3,592
2009-12-31 (YTD Data)		Rank
Total interest income	$16,761,000	2,028
Total interest expense	$7,248,000	1,638
Net interest income	$9,513,000	2,296
Provision for loan and lease losses	$1,401,000	2,989
Total noninterest income	$595,000	4,389
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$129,000	5,385
Trading account gains and fees	$3,000	201
Additional Noninterest Income	$463,000	3,334
Total noninterest expense	$8,093,000	2,443
Salaries and employee benefits	$3,671,000	2,662
Premises and equipment expense	$1,640,000	1,648
Additional noninterest expense	$2,782,000	2,509
Pre-tax net operating income	$614,000	3,746
Securities gains (losses)	$0	3,754
Applicable income taxes	$225,000	2,281
Income before extraordinary items	$389,000	4,212
Extraordinary gains, net	$0	34
Net income	$389,000	4,212
Minority interest net income	$0	115
Net income of bank and minority interests.	$389,000	4,212
Net charge-offs	$77,000	5,916
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$169,000	754
Net operating income	$389,000	4,140
2009-09-30 (YTD Data)		Rank
Total interest income	$12,477,000	2,077
Total interest expense	$5,578,000	1,663
Net interest income	$6,899,000	2,365
Provision for loan and lease losses	$996,000	2,791
Total noninterest income	$438,000	4,488
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$92,000	5,483
Trading account gains and fees	$9,000	194
Additional Noninterest Income	$337,000	3,447
Total noninterest expense	$6,129,000	2,420
Salaries and employee benefits	$2,751,000	2,685
Premises and equipment expense	$1,244,000	1,637
Additional noninterest expense	$2,134,000	2,426
Pre-tax net operating income	$212,000	4,879
Securities gains (losses)	$0	3,497
Applicable income taxes	$71,000	3,114
Income before extraordinary items	$141,000	5,128
Extraordinary gains, net	$0	27
Net income	$141,000	5,128
Minority interest net income	$0	118
Net income of bank and minority interests.	$141,000	5,128
Net charge-offs	$6,000	6,654
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$126,000	686
Net operating income	$141,000	5,071
2009-06-30 (YTD Data)		Rank
Total interest income	$8,197,000	2,145
Total interest expense	$3,795,000	1,705
Net interest income	$4,402,000	2,451
Provision for loan and lease losses	$651,000	2,585
Total noninterest income	$271,000	4,639
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$63,000	5,461
Trading account gains and fees	$-7,000	8,141
Additional Noninterest Income	$215,000	3,540
Total noninterest expense	$4,139,000	2,419
Salaries and employee benefits	$1,784,000	2,794
Premises and equipment expense	$840,000	1,647
Additional noninterest expense	$1,515,000	2,317
Pre-tax net operating income	$-117,000	6,124
Securities gains (losses)	$0	3,136
Applicable income taxes	$-55,000	7,024
Income before extraordinary items	$-62,000	6,100
Extraordinary gains, net	$0	21
Net income	$-62,000	6,099
Minority interest net income	$0	112
Net income of bank and minority interests.	$-62,000	6,099
Net charge-offs	$0	6,628
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$84,000	652
Net operating income	$-62,000	6,054
2009-03-31 (YTD Data)		Rank
Total interest income	$4,140,000	2,146
Total interest expense	$1,979,000	1,715
Net interest income	$2,161,000	2,496
Provision for loan and lease losses	$91,000	4,028
Total noninterest income	$104,000	5,136
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$30,000	5,504
Trading account gains and fees	$-28,000	8,189
Additional Noninterest Income	$102,000	3,622
Total noninterest expense	$1,972,000	2,456
Salaries and employee benefits	$918,000	2,753
Premises and equipment expense	$434,000	1,629
Additional noninterest expense	$620,000	2,495
Pre-tax net operating income	$202,000	4,026
Securities gains (losses)	$0	2,434
Applicable income taxes	$77,000	2,438
Income before extraordinary items	$125,000	4,633
Extraordinary gains, net	$0	15
Net income	$125,000	4,637
Minority interest net income	$0	102
Net income of bank and minority interests.	$125,000	4,636
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$42,000	547
Net operating income	$125,000	4,463
2008-12-31 (YTD Data)		Rank
Total interest income	$16,662,000	2,263
Total interest expense	$8,652,000	1,843
Net interest income	$8,010,000	2,698
Provision for loan and lease losses	$212,000	5,139
Total noninterest income	$518,000	4,762
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$150,000	5,321
Trading account gains and fees	$-91,000	8,211
Additional Noninterest Income	$459,000	3,336
Total noninterest expense	$7,357,000	2,571
Salaries and employee benefits	$3,509,000	2,819
Premises and equipment expense	$1,462,000	1,877
Additional noninterest expense	$2,386,000	2,439
Pre-tax net operating income	$959,000	3,834
Securities gains (losses)	$0	3,220
Applicable income taxes	$350,000	2,228
Income before extraordinary items	$609,000	4,153
Extraordinary gains, net	$0	39
Net income	$609,000	4,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,843
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$169,000	822
Net operating income	$609,000	4,305
2008-09-30 (YTD Data)		Rank
Total interest income	$12,486,000	2,315
Total interest expense	$6,612,000	1,870
Net interest income	$5,874,000	2,772
Provision for loan and lease losses	$145,000	4,670
Total noninterest income	$410,000	4,763
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$115,000	5,300
Trading account gains and fees	$-50,000	8,289
Additional Noninterest Income	$345,000	3,438
Total noninterest expense	$5,424,000	2,601
Salaries and employee benefits	$2,595,000	2,874
Premises and equipment expense	$1,047,000	1,953
Additional noninterest expense	$1,782,000	2,382
Pre-tax net operating income	$715,000	4,302
Securities gains (losses)	$0	3,106
Applicable income taxes	$257,000	2,632
Income before extraordinary items	$458,000	4,590
Extraordinary gains, net	$0	31
Net income	$458,000	4,588
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,938
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$126,000	706
Net operating income	$458,000	4,737
2008-06-30 (YTD Data)		Rank
Total interest income	$8,324,000	2,348
Total interest expense	$4,513,000	1,907
Net interest income	$3,811,000	2,828
Provision for loan and lease losses	$80,000	4,586
Total noninterest income	$244,000	5,039
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$78,000	5,295
Trading account gains and fees	$-53,000	8,368
Additional Noninterest Income	$219,000	3,587
Total noninterest expense	$3,547,000	2,646
Salaries and employee benefits	$1,715,000	2,931
Premises and equipment expense	$672,000	2,019
Additional noninterest expense	$1,160,000	2,415
Pre-tax net operating income	$428,000	4,668
Securities gains (losses)	$0	3,233
Applicable income taxes	$147,000	3,042
Income before extraordinary items	$281,000	5,115
Extraordinary gains, net	$0	21
Net income	$281,000	5,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,059
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$84,000	626
Net operating income	$281,000	5,046
2008-03-31 (YTD Data)		Rank
Total interest income	$4,185,000	2,394
Total interest expense	$2,297,000	2,011
Net interest income	$1,888,000	2,847
Provision for loan and lease losses	$40,000	4,096
Total noninterest income	$110,000	5,238
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$37,000	5,370
Trading account gains and fees	$-26,000	8,421
Additional Noninterest Income	$99,000	3,788
Total noninterest expense	$1,654,000	2,795
Salaries and employee benefits	$835,000	3,046
Premises and equipment expense	$348,000	1,956
Additional noninterest expense	$471,000	2,858
Pre-tax net operating income	$304,000	4,122
Securities gains (losses)	$0	2,688
Applicable income taxes	$107,000	2,705
Income before extraordinary items	$197,000	4,688
Extraordinary gains, net	$0	15
Net income	$197,000	4,691
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,531
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$42,000	508
Net operating income	$197,000	4,586
2007-12-31 (YTD Data)		Rank
Total interest income	$16,563,000	2,463
Total interest expense	$9,080,000	2,102
Net interest income	$7,483,000	2,923
Provision for loan and lease losses	$60,000	5,449
Total noninterest income	$1,567,000	2,632
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$152,000	5,396
Trading account gains and fees	$20,000	160
Additional Noninterest Income	$1,395,000	1,760
Total noninterest expense	$6,773,000	2,675
Salaries and employee benefits	$3,403,000	2,882
Premises and equipment expense	$1,329,000	1,967
Additional noninterest expense	$2,041,000	2,624
Pre-tax net operating income	$2,217,000	3,104
Securities gains (losses)	$0	2,146
Applicable income taxes	$828,000	2,094
Income before extraordinary items	$1,389,000	3,598
Extraordinary gains, net	$0	39
Net income	$1,389,000	3,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,709
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$-1,855,000	8,509
Net operating income	$1,389,000	3,588
2007-09-30 (YTD Data)		Rank
Total interest income	$12,352,000	2,483
Total interest expense	$6,712,000	2,117
Net interest income	$5,640,000	2,907
Provision for loan and lease losses	$20,000	5,830
Total noninterest income	$1,417,000	2,307
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$110,000	5,476
Trading account gains and fees	$9,000	167
Additional Noninterest Income	$1,298,000	1,518
Total noninterest expense	$5,209,000	2,588
Salaries and employee benefits	$2,642,000	2,773
Premises and equipment expense	$1,013,000	1,925
Additional noninterest expense	$1,554,000	2,533
Pre-tax net operating income	$1,828,000	3,026
Securities gains (losses)	$0	1,655
Applicable income taxes	$688,000	2,108
Income before extraordinary items	$1,140,000	3,587
Extraordinary gains, net	$0	33
Net income	$1,140,000	3,586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,441
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$-1,897,000	8,541
Net operating income	$1,140,000	3,566
2007-06-30 (YTD Data)		Rank
Total interest income	$8,237,000	2,501
Total interest expense	$4,390,000	2,155
Net interest income	$3,847,000	2,856
Provision for loan and lease losses	$5,000	5,998
Total noninterest income	$1,270,000	1,873
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$72,000	5,542
Trading account gains and fees	$-1,000	8,536
Additional Noninterest Income	$1,199,000	1,226
Total noninterest expense	$3,475,000	2,619
Salaries and employee benefits	$1,738,000	2,851
Premises and equipment expense	$684,000	1,913
Additional noninterest expense	$1,053,000	2,517
Pre-tax net operating income	$1,637,000	2,528
Securities gains (losses)	$0	1,444
Applicable income taxes	$627,000	1,786
Income before extraordinary items	$1,010,000	3,017
Extraordinary gains, net	$0	29
Net income	$1,010,000	3,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,005
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$-1,939,000	8,601
Net operating income	$1,010,000	3,001
2007-03-31 (YTD Data)		Rank
Total interest income	$4,112,000	2,504
Total interest expense	$2,122,000	2,204
Net interest income	$1,990,000	2,771
Provision for loan and lease losses	$0	5,779
Total noninterest income	$1,139,000	1,186
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$34,000	5,592
Trading account gains and fees	$2,000	185
Additional Noninterest Income	$1,103,000	769
Total noninterest expense	$1,743,000	2,617
Salaries and employee benefits	$855,000	2,902
Premises and equipment expense	$361,000	1,839
Additional noninterest expense	$527,000	2,495
Pre-tax net operating income	$1,386,000	1,653
Securities gains (losses)	$0	1,187
Applicable income taxes	$548,000	1,200
Income before extraordinary items	$838,000	1,984
Extraordinary gains, net	$0	22
Net income	$838,000	1,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$-1,981,000	8,637
Net operating income	$838,000	1,977
2006-12-31 (YTD Data)		Rank
Total interest income	$15,402,000	2,497
Total interest expense	$8,210,000	2,009
Net interest income	$7,192,000	3,032
Provision for loan and lease losses	$30,000	6,013
Total noninterest income	$515,000	5,071
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$136,000	5,694
Trading account gains and fees	$33,000	106
Additional Noninterest Income	$346,000	4,017
Total noninterest expense	$6,134,000	2,824
Salaries and employee benefits	$2,916,000	3,210
Premises and equipment expense	$1,129,000	2,196
Additional noninterest expense	$2,089,000	2,467
Pre-tax net operating income	$1,543,000	4,225
Securities gains (losses)	$0	1,687
Applicable income taxes	$559,000	2,986
Income before extraordinary items	$984,000	4,753
Extraordinary gains, net	$0	51
Net income	$984,000	4,755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,021
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$984,000	4,747
2006-09-30 (YTD Data)		Rank
Total interest income	$11,351,000	2,527
Total interest expense	$5,899,000	2,021
Net interest income	$5,452,000	3,040
Provision for loan and lease losses	$30,000	5,631
Total noninterest income	$353,000	5,273
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$107,000	5,679
Trading account gains and fees	$24,000	105
Additional Noninterest Income	$222,000	4,316
Total noninterest expense	$4,500,000	2,868
Salaries and employee benefits	$2,145,000	3,262
Premises and equipment expense	$821,000	2,264
Additional noninterest expense	$1,534,000	2,501
Pre-tax net operating income	$1,275,000	4,152
Securities gains (losses)	$0	1,388
Applicable income taxes	$463,000	2,962
Income before extraordinary items	$812,000	4,663
Extraordinary gains, net	$0	45
Net income	$812,000	4,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,547
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$812,000	4,656
2006-06-30 (YTD Data)		Rank
Total interest income	$7,469,000	2,514
Total interest expense	$3,705,000	2,025
Net interest income	$3,764,000	2,950
Provision for loan and lease losses	$30,000	4,987
Total noninterest income	$197,000	5,672
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$71,000	5,690
Trading account gains and fees	$27,000	101
Additional Noninterest Income	$99,000	5,149
Total noninterest expense	$2,877,000	2,989
Salaries and employee benefits	$1,366,000	3,389
Premises and equipment expense	$513,000	2,415
Additional noninterest expense	$998,000	2,571
Pre-tax net operating income	$1,054,000	3,679
Securities gains (losses)	$0	1,185
Applicable income taxes	$385,000	2,676
Income before extraordinary items	$669,000	4,183
Extraordinary gains, net	$0	39
Net income	$669,000	4,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,958
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$669,000	4,173
2006-03-31 (YTD Data)		Rank
Total interest income	$3,706,000	2,489
Total interest expense	$1,768,000	2,018
Net interest income	$1,938,000	2,855
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$153,000	4,624
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$35,000	5,651
Trading account gains and fees	$0	115
Additional Noninterest Income	$118,000	3,406
Total noninterest expense	$1,433,000	2,999
Salaries and employee benefits	$736,000	3,201
Premises and equipment expense	$252,000	2,453
Additional noninterest expense	$445,000	2,831
Pre-tax net operating income	$643,000	3,165
Securities gains (losses)	$0	955
Applicable income taxes	$246,000	2,294
Income before extraordinary items	$397,000	3,731
Extraordinary gains, net	$0	21
Net income	$397,000	3,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,331
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$397,000	3,716
2005-12-31 (YTD Data)		Rank
Total interest income	$12,747,000	2,577
Total interest expense	$5,294,000	2,090
Net interest income	$7,453,000	2,875
Provision for loan and lease losses	$90,000	4,964
Total noninterest income	$672,000	4,496
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$141,000	5,722
Trading account gains and fees	$0	138
Additional Noninterest Income	$531,000	3,260
Total noninterest expense	$5,685,000	2,891
Salaries and employee benefits	$2,784,000	3,171
Premises and equipment expense	$1,022,000	2,323
Additional noninterest expense	$1,879,000	2,642
Pre-tax net operating income	$2,350,000	3,284
Securities gains (losses)	$0	2,296
Applicable income taxes	$887,000	2,431
Income before extraordinary items	$1,463,000	3,842
Extraordinary gains, net	$0	46
Net income	$1,463,000	3,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,675
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,463,000	3,816
2005-09-30 (YTD Data)		Rank
Total interest income	$9,295,000	2,587
Total interest expense	$3,704,000	2,115
Net interest income	$5,591,000	2,858
Provision for loan and lease losses	$75,000	4,689
Total noninterest income	$518,000	4,451
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$102,000	5,825
Trading account gains and fees	$0	126
Additional Noninterest Income	$416,000	3,210
Total noninterest expense	$4,270,000	2,846
Salaries and employee benefits	$2,071,000	3,172
Premises and equipment expense	$773,000	2,289
Additional noninterest expense	$1,426,000	2,581
Pre-tax net operating income	$1,764,000	3,342
Securities gains (losses)	$0	2,317
Applicable income taxes	$662,000	2,479
Income before extraordinary items	$1,102,000	3,896
Extraordinary gains, net	$0	35
Net income	$1,102,000	3,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,107
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,102,000	3,855
2005-06-30 (YTD Data)		Rank
Total interest income	$6,063,000	2,577
Total interest expense	$2,337,000	2,109
Net interest income	$3,726,000	2,830
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$332,000	4,519
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$64,000	5,897
Trading account gains and fees	$0	116
Additional Noninterest Income	$268,000	3,268
Total noninterest expense	$2,830,000	2,857
Salaries and employee benefits	$1,318,000	3,289
Premises and equipment expense	$537,000	2,210
Additional noninterest expense	$975,000	2,496
Pre-tax net operating income	$1,168,000	3,311
Securities gains (losses)	$0	2,146
Applicable income taxes	$438,000	2,461
Income before extraordinary items	$730,000	3,868
Extraordinary gains, net	$0	30
Net income	$730,000	3,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,447
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$730,000	3,813
2005-03-31 (YTD Data)		Rank
Total interest income	$2,930,000	2,626
Total interest expense	$1,126,000	2,092
Net interest income	$1,804,000	2,905
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$133,000	5,024
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$33,000	5,810
Trading account gains and fees	$0	115
Additional Noninterest Income	$100,000	3,737
Total noninterest expense	$1,414,000	2,859
Salaries and employee benefits	$658,000	3,289
Premises and equipment expense	$258,000	2,286
Additional noninterest expense	$498,000	2,444
Pre-tax net operating income	$493,000	3,714
Securities gains (losses)	$0	1,685
Applicable income taxes	$190,000	2,683
Income before extraordinary items	$303,000	4,352
Extraordinary gains, net	$0	24
Net income	$303,000	4,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$303,000	4,308
2004-12-31 (YTD Data)		Rank
Total interest income	$11,095,000	2,570
Total interest expense	$3,924,000	2,072
Net interest income	$7,171,000	2,828
Provision for loan and lease losses	$60,000	5,645
Total noninterest income	$625,000	4,712
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$158,000	5,672
Trading account gains and fees	$0	138
Additional Noninterest Income	$467,000	3,437
Total noninterest expense	$5,238,000	2,982
Salaries and employee benefits	$2,514,000	3,331
Premises and equipment expense	$950,000	2,403
Additional noninterest expense	$1,774,000	2,679
Pre-tax net operating income	$2,498,000	3,014
Securities gains (losses)	$0	3,819
Applicable income taxes	$932,000	2,277
Income before extraordinary items	$1,566,000	3,528
Extraordinary gains, net	$0	34
Net income	$1,566,000	3,529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	4,850
Cash dividends	$500,000	3,518
Sale, conversion, retirement of capital stock, net	$200,000	574
Net operating income	$1,566,000	3,455
2004-09-30 (YTD Data)		Rank
Total interest income	$8,183,000	2,574
Total interest expense	$2,852,000	2,103
Net interest income	$5,331,000	2,819
Provision for loan and lease losses	$30,000	5,981
Total noninterest income	$460,000	4,763
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$123,000	5,662
Trading account gains and fees	$0	134
Additional Noninterest Income	$337,000	3,511
Total noninterest expense	$3,885,000	2,982
Salaries and employee benefits	$1,851,000	3,357
Premises and equipment expense	$715,000	2,380
Additional noninterest expense	$1,319,000	2,671
Pre-tax net operating income	$1,876,000	3,046
Securities gains (losses)	$0	3,710
Applicable income taxes	$698,000	2,322
Income before extraordinary items	$1,178,000	3,590
Extraordinary gains, net	$0	26
Net income	$1,178,000	3,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	4,041
Cash dividends	$500,000	2,672
Sale, conversion, retirement of capital stock, net	$200,000	440
Net operating income	$1,178,000	3,517
2004-06-30 (YTD Data)		Rank
Total interest income	$5,376,000	2,591
Total interest expense	$1,875,000	2,109
Net interest income	$3,501,000	2,849
Provision for loan and lease losses	$15,000	6,089
Total noninterest income	$302,000	4,809
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$82,000	5,671
Trading account gains and fees	$0	130
Additional Noninterest Income	$220,000	3,559
Total noninterest expense	$2,582,000	2,992
Salaries and employee benefits	$1,210,000	3,419
Premises and equipment expense	$471,000	2,401
Additional noninterest expense	$901,000	2,614
Pre-tax net operating income	$1,206,000	3,100
Securities gains (losses)	$0	3,413
Applicable income taxes	$440,000	2,410
Income before extraordinary items	$766,000	3,634
Extraordinary gains, net	$0	21
Net income	$766,000	3,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	3,302
Cash dividends	$500,000	2,118
Sale, conversion, retirement of capital stock, net	$200,000	340
Net operating income	$766,000	3,538
2004-03-31 (YTD Data)		Rank
Total interest income	$2,705,000	2,578
Total interest expense	$944,000	2,117
Net interest income	$1,761,000	2,832
Provision for loan and lease losses	$0	6,501
Total noninterest income	$125,000	5,224
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$44,000	5,481
Trading account gains and fees	$0	121
Additional Noninterest Income	$81,000	4,156
Total noninterest expense	$1,274,000	3,044
Salaries and employee benefits	$597,000	3,474
Premises and equipment expense	$233,000	2,452
Additional noninterest expense	$444,000	2,640
Pre-tax net operating income	$612,000	3,036
Securities gains (losses)	$0	2,934
Applicable income taxes	$249,000	2,209
Income before extraordinary items	$363,000	3,765
Extraordinary gains, net	$0	16
Net income	$363,000	3,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	2,164
Cash dividends	$500,000	1,176
Sale, conversion, retirement of capital stock, net	$200,000	205
Net operating income	$363,000	3,645
2003-12-31 (YTD Data)		Rank
Total interest income	$10,715,000	2,643
Total interest expense	$4,101,000	2,169
Net interest income	$6,614,000	2,905
Provision for loan and lease losses	$55,000	6,156
Total noninterest income	$511,000	5,380
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$168,000	5,642
Trading account gains and fees	$0	160
Additional Noninterest Income	$343,000	4,253
Total noninterest expense	$4,701,000	3,210
Salaries and employee benefits	$2,187,000	3,637
Premises and equipment expense	$846,000	2,620
Additional noninterest expense	$1,668,000	2,799
Pre-tax net operating income	$2,369,000	3,007
Securities gains (losses)	$0	4,500
Applicable income taxes	$975,000	2,213
Income before extraordinary items	$1,394,000	3,738
Extraordinary gains, net	$0	54
Net income	$1,394,000	3,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$266,000	2,423
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,394,000	3,587
2003-09-30 (YTD Data)		Rank
Total interest income	$7,945,000	2,709
Total interest expense	$3,130,000	2,208
Net interest income	$4,815,000	3,006
Provision for loan and lease losses	$55,000	5,636
Total noninterest income	$388,000	5,398
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$127,000	5,671
Trading account gains and fees	$0	153
Additional Noninterest Income	$261,000	4,297
Total noninterest expense	$3,493,000	3,240
Salaries and employee benefits	$1,629,000	3,649
Premises and equipment expense	$640,000	2,612
Additional noninterest expense	$1,224,000	2,836
Pre-tax net operating income	$1,655,000	3,282
Securities gains (losses)	$0	4,204
Applicable income taxes	$672,000	2,454
Income before extraordinary items	$983,000	4,025
Extraordinary gains, net	$0	40
Net income	$983,000	4,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$263,000	1,863
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$983,000	3,854
2003-06-30 (YTD Data)		Rank
Total interest income	$5,300,000	2,737
Total interest expense	$2,121,000	2,240
Net interest income	$3,179,000	3,011
Provision for loan and lease losses	$46,000	5,260
Total noninterest income	$267,000	5,289
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$83,000	5,687
Trading account gains and fees	$0	150
Additional Noninterest Income	$184,000	4,181
Total noninterest expense	$2,331,000	3,243
Salaries and employee benefits	$1,081,000	3,669
Premises and equipment expense	$435,000	2,557
Additional noninterest expense	$815,000	2,835
Pre-tax net operating income	$1,069,000	3,358
Securities gains (losses)	$0	3,782
Applicable income taxes	$423,000	2,586
Income before extraordinary items	$646,000	4,081
Extraordinary gains, net	$0	30
Net income	$646,000	4,080
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$263,000	1,374
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$646,000	3,898
2003-03-31 (YTD Data)		Rank
Total interest income	$2,668,000	2,737
Total interest expense	$1,074,000	2,261
Net interest income	$1,594,000	3,000
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$112,000	5,626
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$39,000	5,725
Trading account gains and fees	$0	134
Additional Noninterest Income	$73,000	4,524
Total noninterest expense	$1,175,000	3,215
Salaries and employee benefits	$545,000	3,627
Premises and equipment expense	$217,000	2,575
Additional noninterest expense	$413,000	2,781
Pre-tax net operating income	$501,000	3,483
Securities gains (losses)	$0	2,891
Applicable income taxes	$206,000	2,643
Income before extraordinary items	$295,000	4,295
Extraordinary gains, net	$0	21
Net income	$295,000	4,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$295,000	4,103
2002-12-31 (YTD Data)		Rank
Total interest income	$10,443,000	2,905
Total interest expense	$4,460,000	2,493
Net interest income	$5,983,000	3,143
Provision for loan and lease losses	$99,000	5,759
Total noninterest income	$452,000	5,473
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$131,000	6,104
Trading account gains and fees	$0	153
Additional Noninterest Income	$321,000	4,108
Total noninterest expense	$4,107,000	3,498
Salaries and employee benefits	$1,953,000	3,815
Premises and equipment expense	$614,000	3,347
Additional noninterest expense	$1,540,000	2,900
Pre-tax net operating income	$2,229,000	3,162
Securities gains (losses)	$0	4,537
Applicable income taxes	$800,000	2,596
Income before extraordinary items	$1,429,000	3,622
Extraordinary gains, net	$0	70
Net income	$1,429,000	3,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,185
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,429,000	3,522
2001-12-31 (YTD Data)		Rank
Total interest income	$10,242,000	3,238
Total interest expense	$5,668,000	2,813
Net interest income	$4,574,000	3,698
Provision for loan and lease losses	$36,000	7,043
Total noninterest income	$377,000	5,843
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$108,000	6,430
Trading account gains and fees	$0	177
Additional Noninterest Income	$269,000	4,345
Total noninterest expense	$3,253,000	4,075
Salaries and employee benefits	$1,543,000	4,418
Premises and equipment expense	$451,000	4,231
Additional noninterest expense	$1,259,000	3,355
Pre-tax net operating income	$1,662,000	3,613
Securities gains (losses)	$0	4,612
Applicable income taxes	$592,000	2,995
Income before extraordinary items	$1,070,000	4,095
Extraordinary gains, net	$0	105
Net income	$1,070,000	4,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,671
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,070,000	3,972
2000-12-31 (YTD Data)		Rank
Total interest income	$9,713,000	3,486
Total interest expense	$5,476,000	3,048
Net interest income	$4,237,000	3,988
Provision for loan and lease losses	$36,000	6,984
Total noninterest income	$193,000	7,357
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$148,000	5,796
Trading account gains and fees	$0	180
Additional Noninterest Income	$45,000	7,994
Total noninterest expense	$2,958,000	4,280
Salaries and employee benefits	$1,444,000	4,497
Premises and equipment expense	$426,000	4,300
Additional noninterest expense	$1,088,000	3,728
Pre-tax net operating income	$1,436,000	4,187
Securities gains (losses)	$0	1,956
Applicable income taxes	$521,000	3,400
Income before extraordinary items	$915,000	4,632
Extraordinary gains, net	$0	38
Net income	$915,000	4,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,220
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$915,000	4,635
1999-12-31 (YTD Data)		Rank
Total interest income	$8,861,000	3,576
Total interest expense	$4,884,000	2,991
Net interest income	$3,977,000	4,188
Provision for loan and lease losses	$36,000	6,998
Total noninterest income	$164,000	7,923
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$131,000	6,158
Trading account gains and fees	$0	173
Additional Noninterest Income	$33,000	8,711
Total noninterest expense	$2,847,000	4,401
Salaries and employee benefits	$1,321,000	4,810
Premises and equipment expense	$449,000	4,131
Additional noninterest expense	$1,077,000	3,772
Pre-tax net operating income	$1,258,000	4,626
Securities gains (losses)	$0	3,155
Applicable income taxes	$472,000	3,751
Income before extraordinary items	$786,000	5,143
Extraordinary gains, net	$0	35
Net income	$786,000	5,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$786,000	5,108
1998-12-31 (YTD Data)		Rank
Total interest income	$8,698,000	3,648
Total interest expense	$5,113,000	2,932
Net interest income	$3,585,000	4,489
Provision for loan and lease losses	$63,000	6,049
Total noninterest income	$143,000	8,329
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$97,000	6,914
Trading account gains and fees	$0	224
Additional Noninterest Income	$46,000	8,300
Total noninterest expense	$2,844,000	4,321
Salaries and employee benefits	$1,340,000	4,646
Premises and equipment expense	$438,000	4,110
Additional noninterest expense	$1,066,000	3,735
Pre-tax net operating income	$821,000	6,006
Securities gains (losses)	$0	4,449
Applicable income taxes	$295,000	5,223
Income before extraordinary items	$526,000	6,448
Extraordinary gains, net	$0	32
Net income	$526,000	6,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,505
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$526,000	6,340
1997-12-31 (YTD Data)		Rank
Total interest income	$8,071,000	3,936
Total interest expense	$4,597,000	3,226
Net interest income	$3,474,000	4,758
Provision for loan and lease losses	$90,000	5,371
Total noninterest income	$101,000	9,396
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$75,000	7,762
Trading account gains and fees	$0	239
Additional Noninterest Income	$26,000	9,525
Total noninterest expense	$2,135,000	5,403
Salaries and employee benefits	$1,043,000	5,704
Premises and equipment expense	$326,000	5,156
Additional noninterest expense	$766,000	4,888
Pre-tax net operating income	$1,350,000	4,839
Securities gains (losses)	$0	3,944
Applicable income taxes	$486,000	4,296
Income before extraordinary items	$864,000	5,204
Extraordinary gains, net	$0	44
Net income	$864,000	5,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,811
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$864,000	5,142
1996-12-31 (YTD Data)		Rank
Total interest income	$7,633,000	4,211
Total interest expense	$4,412,000	3,380
Net interest income	$3,221,000	5,169
Provision for loan and lease losses	$90,000	5,326
Total noninterest income	$104,000	9,819
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$67,000	8,337
Trading account gains and fees	$0	262
Additional Noninterest Income	$37,000	9,496
Total noninterest expense	$2,740,000	4,644
Salaries and employee benefits	$880,000	6,560
Premises and equipment expense	$338,000	5,136
Additional noninterest expense	$1,522,000	3,078
Pre-tax net operating income	$495,000	7,963
Securities gains (losses)	$0	4,148
Applicable income taxes	$179,000	7,452
Income before extraordinary items	$316,000	8,293
Extraordinary gains, net	$0	53
Net income	$316,000	8,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,146
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$316,000	8,224
1995-12-31 (YTD Data)		Rank
Total interest income	$7,175,000	4,456
Total interest expense	$4,255,000	3,494
Net interest income	$2,920,000	5,618
Provision for loan and lease losses	$90,000	4,814
Total noninterest income	$86,000	10,600
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	8,863
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	10,650
Total noninterest expense	$2,021,000	5,936
Salaries and employee benefits	$814,000	7,030
Premises and equipment expense	$309,000	5,504
Additional noninterest expense	$898,000	4,781
Pre-tax net operating income	$895,000	6,443
Securities gains (losses)	$0	3,831
Applicable income taxes	$315,000	5,834
Income before extraordinary items	$580,000	6,729
Extraordinary gains, net	$0	65
Net income	$580,000	6,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,478
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$580,000	6,716
1994-12-31 (YTD Data)		Rank
Total interest income	$6,661,000	4,422
Total interest expense	$3,371,000	3,562
Net interest income	$3,290,000	5,212
Provision for loan and lease losses	$111,000	4,322
Total noninterest income	$50,000	11,942
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$35,000	10,191
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	11,783
Total noninterest expense	$1,674,000	7,056
Salaries and employee benefits	$734,000	7,643
Premises and equipment expense	$177,000	7,923
Additional noninterest expense	$763,000	5,918
Pre-tax net operating income	$1,555,000	4,276
Securities gains (losses)	$0	3,600
Applicable income taxes	$558,000	3,726
Income before extraordinary items	$997,000	4,561
Extraordinary gains, net	$0	249
Net income	$997,000	4,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	3,422
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$997,000	4,596
1993-12-31 (YTD Data)		Rank
Total interest income	$7,156,000	4,236
Total interest expense	$3,356,000	3,735
Net interest income	$3,800,000	4,611
Provision for loan and lease losses	$231,000	3,607
Total noninterest income	$36,000	12,849
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$34,000	10,611
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	13,164
Total noninterest expense	$1,549,000	7,658
Salaries and employee benefits	$663,000	8,276
Premises and equipment expense	$79,000	11,181
Additional noninterest expense	$807,000	5,885
Pre-tax net operating income	$2,056,000	3,230
Securities gains (losses)	$0	7,477
Applicable income taxes	$701,000	3,114
Income before extraordinary items	$1,355,000	3,572
Extraordinary gains, net	$0	3,149
Net income	$1,355,000	3,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	2,698
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,355,000	3,372
1992-12-31 (YTD Data)		Rank
Total interest income	$7,675,000	4,455
Total interest expense	$4,339,000	3,782
Net interest income	$3,336,000	5,230
Provision for loan and lease losses	$69,000	8,296
Total noninterest income	$44,000	13,249
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$40,000	10,701
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	13,723
Total noninterest expense	$1,452,000	8,092
Salaries and employee benefits	$590,000	8,900
Premises and equipment expense	$76,000	11,645
Additional noninterest expense	$786,000	6,157
Pre-tax net operating income	$1,859,000	3,328
Securities gains (losses)	$0	8,369
Applicable income taxes	$660,000	3,149
Income before extraordinary items	$1,199,000	3,816
Extraordinary gains, net	$0	1,422
Net income	$1,199,000	3,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	6,766
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,199,000	3,532

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.