Home > Millennium State Bank of Texas > Income and Expense
Millennium State Bank of Texas, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 5,503 |
| Total interest expense | $2,131,000 | 2,815 |
| Net interest income | $144,000 | 8,097 |
| Provision for loan and lease losses | $3,291,000 | 1,019 |
| Total noninterest income | $143,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $44,000 | 5,974 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $99,000 | 4,807 |
| Total noninterest expense | $2,805,000 | 3,395 |
| Salaries and employee benefits | $708,000 | 5,457 |
| Premises and equipment expense | $350,000 | 3,530 |
| Additional noninterest expense | $1,747,000 | 2,036 |
| Pre-tax net operating income | $-5,809,000 | 7,781 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-5,809,000 | 7,841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,809,000 | 7,840 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,809,000 | 7,840 |
| Net charge-offs | $3,383,000 | 770 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-5,809,000 | 7,850 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 5,478 |
| Total interest expense | $1,107,000 | 2,818 |
| Net interest income | $65,000 | 8,165 |
| Provision for loan and lease losses | $1,391,000 | 972 |
| Total noninterest income | $72,000 | 5,774 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $27,000 | 5,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $45,000 | 5,014 |
| Total noninterest expense | $1,182,000 | 3,808 |
| Salaries and employee benefits | $369,000 | 5,395 |
| Premises and equipment expense | $183,000 | 3,462 |
| Additional noninterest expense | $630,000 | 2,456 |
| Pre-tax net operating income | $-2,436,000 | 7,887 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,436,000 | 7,935 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,436,000 | 7,935 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,436,000 | 7,936 |
| Net charge-offs | $381,000 | 1,586 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,436,000 | 7,941 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,871,000 | 4,532 |
| Total interest expense | $4,658,000 | 3,155 |
| Net interest income | $2,213,000 | 6,194 |
| Provision for loan and lease losses | $2,316,000 | 1,637 |
| Total noninterest income | $751,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $164,000 | 5,150 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $587,000 | 2,923 |
| Total noninterest expense | $4,215,000 | 4,082 |
| Salaries and employee benefits | $1,848,000 | 4,706 |
| Premises and equipment expense | $740,000 | 3,369 |
| Additional noninterest expense | $1,627,000 | 3,416 |
| Pre-tax net operating income | $-3,567,000 | 7,683 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-4,000 | 6,751 |
| Income before extraordinary items | $-3,563,000 | 7,692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,563,000 | 7,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,111,000 | 1,847 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 975 |
| Net operating income | $-3,563,000 | 7,758 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 4,416 |
| Total interest expense | $3,675,000 | 3,115 |
| Net interest income | $1,837,000 | 5,999 |
| Provision for loan and lease losses | $654,000 | 2,351 |
| Total noninterest income | $690,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $174,000 | 4,546 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $516,000 | 2,758 |
| Total noninterest expense | $3,355,000 | 3,882 |
| Salaries and employee benefits | $1,481,000 | 4,527 |
| Premises and equipment expense | $554,000 | 3,403 |
| Additional noninterest expense | $1,320,000 | 3,108 |
| Pre-tax net operating income | $-1,482,000 | 7,725 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-7,000 | 7,287 |
| Income before extraordinary items | $-1,475,000 | 7,694 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,475,000 | 7,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,000 | 1,813 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 748 |
| Net operating income | $-1,475,000 | 7,793 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,844,000 | 4,362 |
| Total interest expense | $2,603,000 | 3,072 |
| Net interest income | $1,241,000 | 5,980 |
| Provision for loan and lease losses | $575,000 | 1,758 |
| Total noninterest income | $479,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $80,000 | 5,243 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $399,000 | 2,598 |
| Total noninterest expense | $2,430,000 | 3,653 |
| Salaries and employee benefits | $1,091,000 | 4,233 |
| Premises and equipment expense | $379,000 | 3,347 |
| Additional noninterest expense | $960,000 | 2,845 |
| Pre-tax net operating income | $-1,285,000 | 8,024 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-7,000 | 7,594 |
| Income before extraordinary items | $-1,278,000 | 8,097 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,278,000 | 8,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 539 |
| Net operating income | $-1,278,000 | 8,084 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 4,082 |
| Total interest expense | $1,357,000 | 3,139 |
| Net interest income | $829,000 | 5,200 |
| Provision for loan and lease losses | $353,000 | 1,245 |
| Total noninterest income | $320,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $29,000 | 5,728 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $291,000 | 2,014 |
| Total noninterest expense | $1,170,000 | 3,765 |
| Salaries and employee benefits | $573,000 | 4,108 |
| Premises and equipment expense | $200,000 | 3,228 |
| Additional noninterest expense | $397,000 | 3,336 |
| Pre-tax net operating income | $-374,000 | 7,980 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-7,000 | 7,817 |
| Income before extraordinary items | $-367,000 | 8,049 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-367,000 | 8,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 304 |
| Net operating income | $-367,000 | 8,027 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,642,000 | 3,855 |
| Total interest expense | $5,246,000 | 3,350 |
| Net interest income | $4,396,000 | 4,360 |
| Provision for loan and lease losses | $1,329,000 | 1,160 |
| Total noninterest income | $1,098,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $167,000 | 5,238 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $931,000 | 2,321 |
| Total noninterest expense | $5,026,000 | 3,429 |
| Salaries and employee benefits | $2,821,000 | 3,396 |
| Premises and equipment expense | $692,000 | 3,467 |
| Additional noninterest expense | $1,513,000 | 3,395 |
| Pre-tax net operating income | $-861,000 | 7,992 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-861,000 | 8,060 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-861,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,045,000 | 992 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 1,097 |
| Net operating income | $-861,000 | 8,052 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,144,000 | 3,909 |
| Total interest expense | $3,834,000 | 3,412 |
| Net interest income | $3,310,000 | 4,364 |
| Provision for loan and lease losses | $979,000 | 920 |
| Total noninterest income | $782,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $145,000 | 4,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $637,000 | 2,471 |
| Total noninterest expense | $3,839,000 | 3,359 |
| Salaries and employee benefits | $2,191,000 | 3,278 |
| Premises and equipment expense | $489,000 | 3,607 |
| Additional noninterest expense | $1,159,000 | 3,285 |
| Pre-tax net operating income | $-726,000 | 8,196 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-726,000 | 8,241 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-726,000 | 8,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,054,000 | 627 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 972 |
| Net operating income | $-726,000 | 8,232 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 4,030 |
| Total interest expense | $2,423,000 | 3,542 |
| Net interest income | $2,150,000 | 4,476 |
| Provision for loan and lease losses | $979,000 | 596 |
| Total noninterest income | $425,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $91,000 | 5,130 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $334,000 | 2,848 |
| Total noninterest expense | $2,509,000 | 3,430 |
| Salaries and employee benefits | $1,407,000 | 3,414 |
| Premises and equipment expense | $321,000 | 3,671 |
| Additional noninterest expense | $781,000 | 3,259 |
| Pre-tax net operating income | $-913,000 | 8,439 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-913,000 | 8,467 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-913,000 | 8,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,354 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 897 |
| Net operating income | $-913,000 | 8,458 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 4,173 |
| Total interest expense | $1,111,000 | 3,735 |
| Net interest income | $1,049,000 | 4,544 |
| Provision for loan and lease losses | $119,000 | 1,822 |
| Total noninterest income | $103,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $71,000 | 4,430 |
| Total noninterest expense | $1,268,000 | 3,421 |
| Salaries and employee benefits | $734,000 | 3,322 |
| Premises and equipment expense | $159,000 | 3,713 |
| Additional noninterest expense | $375,000 | 3,346 |
| Pre-tax net operating income | $-235,000 | 8,344 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-235,000 | 8,372 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-235,000 | 8,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,194 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 767 |
| Net operating income | $-235,000 | 8,362 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,857,000 | 4,630 |
| Total interest expense | $2,955,000 | 4,350 |
| Net interest income | $3,902,000 | 4,729 |
| Provision for loan and lease losses | $1,247,000 | 841 |
| Total noninterest income | $1,698,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $220,000 | 4,791 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,478,000 | 1,689 |
| Total noninterest expense | $4,862,000 | 3,425 |
| Salaries and employee benefits | $2,774,000 | 3,342 |
| Premises and equipment expense | $487,000 | 4,347 |
| Additional noninterest expense | $1,601,000 | 3,119 |
| Pre-tax net operating income | $-509,000 | 8,269 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-141,000 | 8,408 |
| Income before extraordinary items | $-368,000 | 8,235 |
| Extraordinary gains, net | $-55,000 | 8,653 |
| Net income | $-423,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 963 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $5,916,000 | 289 |
| Net operating income | $-368,000 | 8,231 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,882,000 | 4,752 |
| Total interest expense | $1,957,000 | 4,605 |
| Net interest income | $2,925,000 | 4,764 |
| Provision for loan and lease losses | $1,255,000 | 628 |
| Total noninterest income | $1,518,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $181,000 | 4,618 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,337,000 | 1,475 |
| Total noninterest expense | $3,485,000 | 3,544 |
| Salaries and employee benefits | $2,015,000 | 3,428 |
| Premises and equipment expense | $327,000 | 4,662 |
| Additional noninterest expense | $1,143,000 | 3,252 |
| Pre-tax net operating income | $-297,000 | 8,348 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-114,000 | 8,573 |
| Income before extraordinary items | $-183,000 | 8,313 |
| Extraordinary gains, net | $-55,000 | 8,731 |
| Net income | $-238,000 | 8,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 665 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $5,886,000 | 222 |
| Net operating income | $-183,000 | 8,306 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 5,042 |
| Total interest expense | $1,124,000 | 4,919 |
| Net interest income | $1,798,000 | 5,034 |
| Provision for loan and lease losses | $415,000 | 1,139 |
| Total noninterest income | $1,137,000 | 2,027 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $127,000 | 4,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,010,000 | 1,343 |
| Total noninterest expense | $2,225,000 | 3,670 |
| Salaries and employee benefits | $1,286,000 | 3,559 |
| Premises and equipment expense | $212,000 | 4,755 |
| Additional noninterest expense | $727,000 | 3,367 |
| Pre-tax net operating income | $295,000 | 6,495 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-16,000 | 8,512 |
| Income before extraordinary items | $311,000 | 5,932 |
| Extraordinary gains, net | $-55,000 | 8,767 |
| Net income | $256,000 | 6,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 1,078 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $5,320,000 | 152 |
| Net operating income | $311,000 | 5,938 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 5,200 |
| Total interest expense | $549,000 | 4,847 |
| Net interest income | $824,000 | 5,311 |
| Provision for loan and lease losses | $295,000 | 819 |
| Total noninterest income | $761,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 4,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $708,000 | 1,034 |
| Total noninterest expense | $1,121,000 | 3,670 |
| Salaries and employee benefits | $656,000 | 3,513 |
| Premises and equipment expense | $107,000 | 4,746 |
| Additional noninterest expense | $358,000 | 3,406 |
| Pre-tax net operating income | $169,000 | 6,180 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $61,000 | 4,248 |
| Income before extraordinary items | $108,000 | 6,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 925 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $2,238,000 | 106 |
| Net operating income | $108,000 | 6,595 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 5,576 |
| Total interest expense | $1,664,000 | 4,972 |
| Net interest income | $2,699,000 | 5,831 |
| Provision for loan and lease losses | $450,000 | 2,063 |
| Total noninterest income | $2,327,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $290,000 | 4,260 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,037,000 | 1,352 |
| Total noninterest expense | $3,378,000 | 4,412 |
| Salaries and employee benefits | $1,950,000 | 4,195 |
| Premises and equipment expense | $326,000 | 5,505 |
| Additional noninterest expense | $1,102,000 | 4,109 |
| Pre-tax net operating income | $1,198,000 | 4,904 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $254,000 | 4,340 |
| Income before extraordinary items | $944,000 | 4,969 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $944,000 | 4,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,748 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $944,000 | 4,941 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,086,000 | 5,718 |
| Total interest expense | $1,136,000 | 5,085 |
| Net interest income | $1,950,000 | 5,961 |
| Provision for loan and lease losses | $302,000 | 2,181 |
| Total noninterest income | $1,884,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $216,000 | 4,292 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,668,000 | 1,253 |
| Total noninterest expense | $2,421,000 | 4,525 |
| Salaries and employee benefits | $1,424,000 | 4,254 |
| Premises and equipment expense | $246,000 | 5,485 |
| Additional noninterest expense | $751,000 | 4,399 |
| Pre-tax net operating income | $1,111,000 | 4,511 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $206,000 | 4,368 |
| Income before extraordinary items | $905,000 | 4,439 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $905,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,846 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $905,000 | 4,404 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 5,889 |
| Total interest expense | $679,000 | 5,246 |
| Net interest income | $1,219,000 | 6,135 |
| Provision for loan and lease losses | $277,000 | 1,644 |
| Total noninterest income | $1,304,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $113,000 | 4,773 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,191,000 | 1,185 |
| Total noninterest expense | $1,491,000 | 4,742 |
| Salaries and employee benefits | $888,000 | 4,478 |
| Premises and equipment expense | $143,000 | 5,844 |
| Additional noninterest expense | $460,000 | 4,653 |
| Pre-tax net operating income | $755,000 | 4,421 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $110,000 | 4,694 |
| Income before extraordinary items | $645,000 | 4,231 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $645,000 | 4,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $645,000 | 4,178 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $824,000 | 6,303 |
| Total interest expense | $310,000 | 5,386 |
| Net interest income | $514,000 | 6,651 |
| Provision for loan and lease losses | $53,000 | 3,110 |
| Total noninterest income | $459,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,000 | 7,789 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $458,000 | 1,409 |
| Total noninterest expense | $608,000 | 5,470 |
| Salaries and employee benefits | $349,000 | 5,296 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $196,000 | 5,154 |
| Pre-tax net operating income | $312,000 | 4,893 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $312,000 | 4,254 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $312,000 | 4,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $312,000 | 4,209 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 7,584 |
| Total interest expense | $654,000 | 6,747 |
| Net interest income | $1,144,000 | 7,824 |
| Provision for loan and lease losses | $341,000 | 2,672 |
| Total noninterest income | $1,001,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $37,000 | 7,473 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $964,000 | 2,198 |
| Total noninterest expense | $1,925,000 | 6,128 |
| Salaries and employee benefits | $1,118,000 | 5,925 |
| Premises and equipment expense | $247,000 | 6,217 |
| Additional noninterest expense | $560,000 | 6,216 |
| Pre-tax net operating income | $-121,000 | 8,499 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-121,000 | 8,537 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-121,000 | 8,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-121,000 | 8,508 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 8,076 |
| Total interest expense | $371,000 | 7,341 |
| Net interest income | $657,000 | 8,246 |
| Provision for loan and lease losses | $302,000 | 2,252 |
| Total noninterest income | $427,000 | 4,976 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $19,000 | 7,648 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $408,000 | 3,151 |
| Total noninterest expense | $1,306,000 | 6,429 |
| Salaries and employee benefits | $723,000 | 6,372 |
| Premises and equipment expense | $194,000 | 6,091 |
| Additional noninterest expense | $389,000 | 6,393 |
| Pre-tax net operating income | $-524,000 | 8,781 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-524,000 | 8,822 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-524,000 | 8,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-524,000 | 8,797 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $497,000 | 8,502 |
| Total interest expense | $199,000 | 7,774 |
| Net interest income | $298,000 | 8,653 |
| Provision for loan and lease losses | $184,000 | 2,338 |
| Total noninterest income | $261,000 | 5,177 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $20,000 | 7,519 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $241,000 | 3,393 |
| Total noninterest expense | $787,000 | 6,764 |
| Salaries and employee benefits | $413,000 | 6,864 |
| Premises and equipment expense | $137,000 | 5,939 |
| Additional noninterest expense | $237,000 | 6,705 |
| Pre-tax net operating income | $-412,000 | 8,864 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-412,000 | 8,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-412,000 | 8,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-412,000 | 8,875 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $158,000 | 8,835 |
| Total interest expense | $90,000 | 7,997 |
| Net interest income | $72,000 | 8,986 |
| Provision for loan and lease losses | $64,000 | 2,864 |
| Total noninterest income | $130,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $120,000 | 3,347 |
| Total noninterest expense | $373,000 | 6,959 |
| Salaries and employee benefits | $199,000 | 7,002 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $113,000 | 6,847 |
| Pre-tax net operating income | $-239,000 | 8,936 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-239,000 | 8,966 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-239,000 | 8,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-239,000 | 8,942 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $73,000 | 9,122 |
| Total interest expense | $8,000 | 9,109 |
| Net interest income | $65,000 | 9,112 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $7,000 | 9,073 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $7,000 | 7,973 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $0 | 9,041 |
| Total noninterest expense | $921,000 | 8,032 |
| Salaries and employee benefits | $242,000 | 8,921 |
| Premises and equipment expense | $100,000 | 8,065 |
| Additional noninterest expense | $579,000 | 6,106 |
| Pre-tax net operating income | $-889,000 | 8,946 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-889,000 | 9,014 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-889,000 | 9,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $5,840,000 | 173 |
| Net operating income | $-889,000 | 8,965 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,000 | 9,224 |
| Total interest expense | $0 | 9,218 |
| Net interest income | $15,000 | 9,214 |
| Provision for loan and lease losses | $8,000 | 7,260 |
| Total noninterest income | $0 | 9,186 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,106 |
| Total noninterest expense | $521,000 | 8,479 |
| Salaries and employee benefits | $79,000 | 9,167 |
| Premises and equipment expense | $27,000 | 8,976 |
| Additional noninterest expense | $415,000 | 6,226 |
| Pre-tax net operating income | $-514,000 | 8,964 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-514,000 | 9,031 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-514,000 | 9,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $5,846,000 | 113 |
| Net operating income | $-514,000 | 8,976 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.