Home > Millennium State Bank of Texas > Assets and Liabilities
Millennium State Bank of Texas, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 14 | 6,710 |
| Assets and Liabilities | ||
| Total Assets: | $118,601,000 | 4,707 |
| Cash and due from depository institutions | $29,399,000 | 6,710 |
| Interest-bearing balances | $28,940,000 | 762 |
| Securities | $1,356,000 | 7,565 |
| Federal funds sold & reverse repurchase agreements | $45,000 | 5,046 |
| Net loans & leases | $75,844,000 | 4,725 |
| Loan loss allowance | $2,537,000 | 2,539 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,641,000 | 1,500 |
| Other real estate owned | $1,608,000 | 6,710 |
| Goodwill and other intangibles | $152,000 | 2,611 |
| All other assets | $1,556,000 | 5,668 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $118,601,000 | 4,707 |
| Total liabilities | $117,859,000 | 4,386 |
| Total deposits | $115,478,000 | 4,204 |
| Interest-bearing deposits | $110,920,000 | 3,890 |
| Deposits held in domestic offices | $115,478,000 | 4,201 |
| % insured | 73.90% | 5,285 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $2,000,000 | 4,657 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $381,000 | 5,937 |
| Total equity capital | $742,000 | 8,156 |
| Total bank equity capital | $742,000 | 8,156 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,468,000 | 935 |
| Surplus | $6,757,000 | 3,487 |
| Undivided profits | $-11,483,000 | 7,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $4,950,000 | 2,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $906,000 | 300 |
| Income earned, not collected on loans | $266,000 | 7,008 |
| Earning assets | $106,185,000 | 4,763 |
| Long-term assets (5+ years) | $1,179,000 | 7,056 |
| Average Assets, year-to-date | $121,097,000 | 4,599 |
| Average Assets, quarterly | $122,660,000 | 4,587 |
| Volatile liabilities | $29,919,000 | 3,989 |
| Insider loans | $876,000 | 4,562 |
| FHLB advances | $2,000,000 | 4,492 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,778,000 | 6,618 |
| Tier 1 (core) risk-based capital | $739,000 | 8,153 |
| Tier 2 risk-based capital | $739,000 | 5,027 |
| Total risk weighted assets | $81,867,000 | 4,706 |
| Total unused commitments | $2,778,000 | 6,619 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 18 | 6,126 |
| Assets and Liabilities | ||
| Total Assets: | $126,719,000 | 4,515 |
| Cash and due from depository institutions | $22,923,000 | 6,126 |
| Interest-bearing balances | $19,165,000 | 973 |
| Securities | $1,350,000 | 7,644 |
| Federal funds sold & reverse repurchase agreements | $6,910,000 | 1,770 |
| Net loans & leases | $83,820,000 | 4,453 |
| Loan loss allowance | $3,639,000 | 1,852 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,036,000 | 1,439 |
| Other real estate owned | $1,172,000 | 6,126 |
| Goodwill and other intangibles | $189,000 | 2,530 |
| All other assets | $1,319,000 | 6,027 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $126,719,000 | 4,515 |
| Total liabilities | $122,601,000 | 4,280 |
| Total deposits | $120,236,000 | 4,082 |
| Interest-bearing deposits | $113,337,000 | 3,813 |
| Deposits held in domestic offices | $120,236,000 | 4,080 |
| % insured | 83.70% | 2,662 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $2,000,000 | 4,722 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $365,000 | 5,914 |
| Total equity capital | $4,118,000 | 7,408 |
| Total bank equity capital | $4,118,000 | 7,408 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,468,000 | 938 |
| Surplus | $6,836,000 | 3,441 |
| Undivided profits | $-8,186,000 | 7,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $7,538,000 | 1,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,748,000 | 131 |
| Income earned, not collected on loans | $248,000 | 7,157 |
| Earning assets | $111,245,000 | 4,647 |
| Long-term assets (5+ years) | $1,185,000 | 7,095 |
| Average Assets, year-to-date | $122,345,000 | 4,590 |
| Average Assets, quarterly | $122,345,000 | 4,590 |
| Volatile liabilities | $26,400,000 | 4,276 |
| Insider loans | $888,000 | 4,557 |
| FHLB advances | $2,000,000 | 4,565 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $3,617,000 | 6,353 |
| Tier 1 (core) risk-based capital | $4,118,000 | 7,355 |
| Tier 2 risk-based capital | $1,197,000 | 3,809 |
| Total risk weighted assets | $93,293,000 | 4,356 |
| Total unused commitments | $3,617,000 | 6,354 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 20 | 5,904 |
| Assets and Liabilities | ||
| Total Assets: | $117,971,000 | 4,701 |
| Cash and due from depository institutions | $9,402,000 | 5,904 |
| Interest-bearing balances | $3,109,000 | 2,470 |
| Securities | $1,350,000 | 7,703 |
| Federal funds sold & reverse repurchase agreements | $5,905,000 | 1,643 |
| Net loans & leases | $88,479,000 | 4,353 |
| Loan loss allowance | $2,629,000 | 2,344 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,122,000 | 1,428 |
| Other real estate owned | $1,060,000 | 5,904 |
| Goodwill and other intangibles | $222,000 | 2,459 |
| All other assets | $2,431,000 | 4,770 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $117,971,000 | 4,701 |
| Total liabilities | $111,417,000 | 4,518 |
| Total deposits | $108,967,000 | 4,298 |
| Interest-bearing deposits | $100,511,000 | 4,085 |
| Deposits held in domestic offices | $108,967,000 | 4,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $2,000,000 | 4,957 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $450,000 | 5,561 |
| Total equity capital | $6,554,000 | 6,600 |
| Total bank equity capital | $6,554,000 | 6,600 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,468,000 | 932 |
| Surplus | $6,833,000 | 3,440 |
| Undivided profits | $-5,747,000 | 7,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,605,000 | 1,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $844,000 | 284 |
| Income earned, not collected on loans | $433,000 | 6,160 |
| Earning assets | $98,843,000 | 4,949 |
| Long-term assets (5+ years) | $695,000 | 7,231 |
| Average Assets, year-to-date | $119,167,000 | 4,545 |
| Average Assets, quarterly | $115,133,000 | 4,742 |
| Volatile liabilities | $23,938,000 | 4,497 |
| Insider loans | $1,488,000 | 3,690 |
| FHLB advances | $2,000,000 | 4,795 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $5,303,000 | 5,741 |
| Tier 1 (core) risk-based capital | $6,546,000 | 6,486 |
| Tier 2 risk-based capital | $1,212,000 | 3,763 |
| Total risk weighted assets | $95,739,000 | 4,289 |
| Total unused commitments | $5,303,000 | 5,742 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 20 | 5,978 |
| Assets and Liabilities | ||
| Total Assets: | $112,295,000 | 4,816 |
| Cash and due from depository institutions | $2,898,000 | 5,978 |
| Interest-bearing balances | $60,000 | 5,567 |
| Securities | $1,002,000 | 7,834 |
| Federal funds sold & reverse repurchase agreements | $2,255,000 | 3,558 |
| Net loans & leases | $94,696,000 | 4,175 |
| Loan loss allowance | $1,506,000 | 3,408 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,137,000 | 1,428 |
| Other real estate owned | $0 | 5,978 |
| Goodwill and other intangibles | $277,000 | 2,407 |
| All other assets | $2,030,000 | 5,234 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $112,295,000 | 4,816 |
| Total liabilities | $103,196,000 | 4,718 |
| Total deposits | $99,318,000 | 4,537 |
| Interest-bearing deposits | $90,848,000 | 4,334 |
| Deposits held in domestic offices | $99,318,000 | 4,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $3,500,000 | 4,537 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $378,000 | 6,098 |
| Total equity capital | $9,099,000 | 5,746 |
| Total bank equity capital | $9,099,000 | 5,746 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,468,000 | 933 |
| Surplus | $6,830,000 | 3,436 |
| Undivided profits | $-3,199,000 | 7,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,196,000 | 1,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,491,000 | 113 |
| Income earned, not collected on loans | $371,000 | 6,671 |
| Earning assets | $98,013,000 | 4,954 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $119,466,000 | 4,537 |
| Average Assets, quarterly | $114,629,500 | 4,728 |
| Volatile liabilities | $20,412,000 | 4,746 |
| Insider loans | $1,328,000 | 3,920 |
| FHLB advances | $3,500,000 | 4,403 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $5,822,000 | 5,705 |
| Tier 1 (core) risk-based capital | $9,099,000 | 5,665 |
| Tier 2 risk-based capital | $1,242,000 | 3,637 |
| Total risk weighted assets | $99,071,000 | 4,192 |
| Total unused commitments | $5,822,000 | 5,707 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 23 | 5,647 |
| Assets and Liabilities | ||
| Total Assets: | $116,964,000 | 4,681 |
| Cash and due from depository institutions | $4,813,000 | 5,647 |
| Interest-bearing balances | $1,031,000 | 2,889 |
| Securities | $1,007,000 | 7,879 |
| Federal funds sold & reverse repurchase agreements | $2,220,000 | 3,695 |
| Net loans & leases | $97,625,000 | 4,075 |
| Loan loss allowance | $1,992,000 | 2,662 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,222,000 | 1,389 |
| Other real estate owned | $0 | 5,647 |
| Goodwill and other intangibles | $315,000 | 2,365 |
| All other assets | $1,762,000 | 5,494 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $116,964,000 | 4,681 |
| Total liabilities | $107,668,000 | 4,588 |
| Total deposits | $105,056,000 | 4,375 |
| Interest-bearing deposits | $95,456,000 | 4,175 |
| Deposits held in domestic offices | $105,056,000 | 4,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $2,000,000 | 4,830 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $612,000 | 4,972 |
| Total equity capital | $9,296,000 | 5,707 |
| Total bank equity capital | $9,296,000 | 5,707 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,468,000 | 921 |
| Surplus | $6,825,000 | 3,432 |
| Undivided profits | $-2,997,000 | 8,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,719,000 | 1,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,427,000 | 72 |
| Income earned, not collected on loans | $408,000 | 6,380 |
| Earning assets | $101,883,000 | 4,836 |
| Long-term assets (5+ years) | $11,000 | 7,533 |
| Average Assets, year-to-date | $121,856,330 | 4,506 |
| Average Assets, quarterly | $119,030,000 | 4,616 |
| Volatile liabilities | $18,660,000 | 4,984 |
| Insider loans | $1,360,000 | 3,881 |
| FHLB advances | $2,000,000 | 4,664 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $5,991,000 | 5,727 |
| Tier 1 (core) risk-based capital | $9,211,000 | 5,668 |
| Tier 2 risk-based capital | $1,261,000 | 3,558 |
| Total risk weighted assets | $100,181,000 | 4,170 |
| Total unused commitments | $5,991,000 | 5,730 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 30 | 4,883 |
| Assets and Liabilities | ||
| Total Assets: | $121,096,000 | 4,575 |
| Cash and due from depository institutions | $4,040,000 | 4,883 |
| Interest-bearing balances | $1,029,000 | 2,994 |
| Securities | $1,018,000 | 7,917 |
| Federal funds sold & reverse repurchase agreements | $2,340,000 | 4,709 |
| Net loans & leases | $102,064,000 | 3,911 |
| Loan loss allowance | $1,777,000 | 2,838 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $9,306,000 | 1,366 |
| Other real estate owned | $0 | 4,883 |
| Goodwill and other intangibles | $374,000 | 2,279 |
| All other assets | $1,954,000 | 5,168 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $121,096,000 | 4,575 |
| Total liabilities | $110,887,000 | 4,477 |
| Total deposits | $106,957,000 | 4,325 |
| Interest-bearing deposits | $99,888,000 | 4,062 |
| Deposits held in domestic offices | $106,957,000 | 4,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $3,000,000 | 4,285 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $930,000 | 4,207 |
| Total equity capital | $10,209,000 | 5,495 |
| Total bank equity capital | $10,209,000 | 5,495 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,468,000 | 914 |
| Surplus | $6,816,000 | 3,401 |
| Undivided profits | $-2,075,000 | 8,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,353,000 | 1,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,970,000 | 74 |
| Income earned, not collected on loans | $490,000 | 5,918 |
| Earning assets | $106,451,000 | 4,697 |
| Long-term assets (5+ years) | $434,000 | 7,427 |
| Average Assets, year-to-date | $124,302,500 | 4,451 |
| Average Assets, quarterly | $124,302,500 | 4,451 |
| Volatile liabilities | $21,439,000 | 4,611 |
| Insider loans | $1,372,000 | 3,809 |
| FHLB advances | $3,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $8,086,000 | 5,240 |
| Tier 1 (core) risk-based capital | $10,154,000 | 5,355 |
| Tier 2 risk-based capital | $1,340,000 | 3,364 |
| Total risk weighted assets | $106,737,000 | 3,941 |
| Total unused commitments | $8,086,000 | 5,242 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 30 | 4,874 |
| Assets and Liabilities | ||
| Total Assets: | $127,509,000 | 4,383 |
| Cash and due from depository institutions | $2,375,000 | 4,874 |
| Interest-bearing balances | $47,000 | 5,451 |
| Securities | $2,012,000 | 7,767 |
| Federal funds sold & reverse repurchase agreements | $3,325,000 | 3,286 |
| Net loans & leases | $107,340,000 | 3,748 |
| Loan loss allowance | $1,424,000 | 3,356 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,427,000 | 1,355 |
| Other real estate owned | $0 | 4,874 |
| Goodwill and other intangibles | $419,000 | 2,227 |
| All other assets | $2,611,000 | 4,567 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $127,509,000 | 4,383 |
| Total liabilities | $117,049,000 | 4,296 |
| Total deposits | $112,033,000 | 4,151 |
| Interest-bearing deposits | $104,361,000 | 3,883 |
| Deposits held in domestic offices | $112,033,000 | 4,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,000,000 | 3,846 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,016,000 | 3,953 |
| Total equity capital | $10,460,000 | 5,363 |
| Total bank equity capital | $10,460,000 | 5,363 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,418,000 | 906 |
| Surplus | $6,756,000 | 3,396 |
| Undivided profits | $-1,714,000 | 8,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 6,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $572,000 | 5,733 |
| Earning assets | $112,724,000 | 4,493 |
| Long-term assets (5+ years) | $448,000 | 7,405 |
| Average Assets, year-to-date | $119,233,800 | 4,456 |
| Average Assets, quarterly | $129,593,500 | 4,308 |
| Volatile liabilities | $28,269,000 | 3,920 |
| Insider loans | $1,406,000 | 3,751 |
| FHLB advances | $4,000,000 | 3,713 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $8,513,000 | 5,075 |
| Tier 1 (core) risk-based capital | $10,406,000 | 5,246 |
| Tier 2 risk-based capital | $1,424,000 | 3,188 |
| Total risk weighted assets | $116,391,000 | 3,703 |
| Total unused commitments | $8,513,000 | 5,076 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 36 | 4,324 |
| Assets and Liabilities | ||
| Total Assets: | $131,678,000 | 4,252 |
| Cash and due from depository institutions | $1,942,000 | 4,324 |
| Interest-bearing balances | $81,000 | 4,898 |
| Securities | $4,010,000 | 7,372 |
| Federal funds sold & reverse repurchase agreements | $4,305,000 | 2,826 |
| Net loans & leases | $109,158,000 | 3,666 |
| Loan loss allowance | $1,065,000 | 4,009 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,765,000 | 1,429 |
| Other real estate owned | $0 | 4,324 |
| Goodwill and other intangibles | $438,000 | 2,203 |
| All other assets | $3,060,000 | 4,235 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $131,678,000 | 4,252 |
| Total liabilities | $121,094,000 | 4,152 |
| Total deposits | $118,032,000 | 3,976 |
| Interest-bearing deposits | $109,423,000 | 3,742 |
| Deposits held in domestic offices | $118,032,000 | 3,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,000,000 | 4,403 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,062,000 | 3,937 |
| Total equity capital | $10,584,000 | 5,288 |
| Total bank equity capital | $10,584,000 | 5,288 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,419,000 | 878 |
| Surplus | $6,745,000 | 3,346 |
| Undivided profits | $-1,580,000 | 8,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 5,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $289,000 | 454 |
| Income earned, not collected on loans | $689,000 | 5,397 |
| Earning assets | $117,554,000 | 4,336 |
| Long-term assets (5+ years) | $591,000 | 7,348 |
| Average Assets, year-to-date | $117,165,000 | 4,510 |
| Average Assets, quarterly | $126,849,000 | 4,330 |
| Volatile liabilities | $25,960,000 | 4,099 |
| Insider loans | $1,478,000 | 3,623 |
| FHLB advances | $2,000,000 | 4,193 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $9,870,000 | 4,803 |
| Tier 1 (core) risk-based capital | $10,530,000 | 5,201 |
| Tier 2 risk-based capital | $1,066,000 | 3,855 |
| Total risk weighted assets | $114,793,000 | 3,700 |
| Total unused commitments | $9,870,000 | 4,803 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 34 | 4,549 |
| Assets and Liabilities | ||
| Total Assets: | $122,020,000 | 4,460 |
| Cash and due from depository institutions | $3,156,000 | 4,549 |
| Interest-bearing balances | $142,000 | 4,309 |
| Securities | $3,989,000 | 7,420 |
| Federal funds sold & reverse repurchase agreements | $5,425,000 | 2,526 |
| Net loans & leases | $99,260,000 | 3,898 |
| Loan loss allowance | $1,921,000 | 2,588 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,987,000 | 1,570 |
| Other real estate owned | $0 | 4,549 |
| Goodwill and other intangibles | $461,000 | 2,193 |
| All other assets | $1,742,000 | 5,539 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $122,020,000 | 4,460 |
| Total liabilities | $111,656,000 | 4,380 |
| Total deposits | $110,905,000 | 4,159 |
| Interest-bearing deposits | $100,381,000 | 3,989 |
| Deposits held in domestic offices | $110,905,000 | 4,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $751,000 | 4,544 |
| Total equity capital | $10,364,000 | 5,276 |
| Total bank equity capital | $10,364,000 | 5,276 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,418,000 | 867 |
| Surplus | $6,734,000 | 3,344 |
| Undivided profits | $-1,788,000 | 8,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,952,000 | 1,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,395,000 | 152 |
| Income earned, not collected on loans | $539,000 | 5,907 |
| Earning assets | $108,816,000 | 4,547 |
| Long-term assets (5+ years) | $901,000 | 7,249 |
| Average Assets, year-to-date | $112,327,330 | 4,667 |
| Average Assets, quarterly | $117,279,000 | 4,564 |
| Volatile liabilities | $23,390,000 | 4,322 |
| Insider loans | $1,862,000 | 3,128 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $10,845,000 | 4,658 |
| Tier 1 (core) risk-based capital | $10,330,000 | 5,238 |
| Tier 2 risk-based capital | $1,326,000 | 3,323 |
| Total risk weighted assets | $106,532,000 | 3,875 |
| Total unused commitments | $10,845,000 | 4,658 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 37 | 4,261 |
| Assets and Liabilities | ||
| Total Assets: | $112,538,000 | 4,721 |
| Cash and due from depository institutions | $4,730,000 | 4,261 |
| Interest-bearing balances | $2,136,000 | 1,892 |
| Securities | $4,002,000 | 7,453 |
| Federal funds sold & reverse repurchase agreements | $4,590,000 | 3,516 |
| Net loans & leases | $89,541,000 | 4,136 |
| Loan loss allowance | $1,283,000 | 3,516 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,203,000 | 1,711 |
| Other real estate owned | $0 | 4,261 |
| Goodwill and other intangibles | $474,000 | 2,183 |
| All other assets | $1,998,000 | 5,135 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $112,538,000 | 4,721 |
| Total liabilities | $101,493,000 | 4,666 |
| Total deposits | $100,366,000 | 4,451 |
| Interest-bearing deposits | $91,587,000 | 4,235 |
| Deposits held in domestic offices | $100,366,000 | 4,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,127,000 | 3,637 |
| Total equity capital | $11,045,000 | 5,070 |
| Total bank equity capital | $11,045,000 | 5,070 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,418,000 | 852 |
| Surplus | $6,724,000 | 3,305 |
| Undivided profits | $-1,097,000 | 8,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,749,000 | 1,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,943,000 | 115 |
| Income earned, not collected on loans | $531,000 | 5,840 |
| Earning assets | $100,269,000 | 4,813 |
| Long-term assets (5+ years) | $689,000 | 7,318 |
| Average Assets, year-to-date | $107,481,000 | 4,815 |
| Average Assets, quarterly | $107,481,000 | 4,815 |
| Volatile liabilities | $22,024,000 | 4,392 |
| Insider loans | $2,901,000 | 2,321 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $11,819,000 | 4,480 |
| Tier 1 (core) risk-based capital | $10,996,000 | 5,009 |
| Tier 2 risk-based capital | $1,187,000 | 3,559 |
| Total risk weighted assets | $94,869,000 | 4,141 |
| Total unused commitments | $11,819,000 | 4,481 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 40 | 4,025 |
| Assets and Liabilities | ||
| Total Assets: | $102,424,000 | 4,990 |
| Cash and due from depository institutions | $4,344,000 | 4,025 |
| Interest-bearing balances | $2,108,000 | 1,836 |
| Securities | $4,001,000 | 7,502 |
| Federal funds sold & reverse repurchase agreements | $9,520,000 | 1,738 |
| Net loans & leases | $74,818,000 | 4,602 |
| Loan loss allowance | $1,140,000 | 3,796 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,180,000 | 1,685 |
| Other real estate owned | $0 | 4,025 |
| Goodwill and other intangibles | $539,000 | 2,098 |
| All other assets | $2,022,000 | 5,154 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $102,424,000 | 4,990 |
| Total liabilities | $91,156,000 | 4,974 |
| Total deposits | $90,132,000 | 4,742 |
| Interest-bearing deposits | $78,680,000 | 4,623 |
| Deposits held in domestic offices | $90,132,000 | 4,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,024,000 | 3,798 |
| Total equity capital | $11,268,000 | 4,971 |
| Total bank equity capital | $11,268,000 | 4,971 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,418,000 | 843 |
| Surplus | $6,713,000 | 3,271 |
| Undivided profits | $-863,000 | 8,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,908,000 | 1,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,377,000 | 145 |
| Income earned, not collected on loans | $470,000 | 6,278 |
| Earning assets | $90,447,000 | 5,087 |
| Long-term assets (5+ years) | $1,303,000 | 7,065 |
| Average Assets, year-to-date | $84,591,200 | 5,414 |
| Average Assets, quarterly | $99,095,500 | 5,026 |
| Volatile liabilities | $19,824,000 | 4,722 |
| Insider loans | $2,852,000 | 2,315 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $11,096,000 | 4,533 |
| Tier 1 (core) risk-based capital | $11,213,000 | 4,922 |
| Tier 2 risk-based capital | $1,062,000 | 3,821 |
| Total risk weighted assets | $84,850,000 | 4,431 |
| Total unused commitments | $11,096,000 | 4,533 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 36 | 4,336 |
| Assets and Liabilities | ||
| Total Assets: | $95,767,000 | 5,152 |
| Cash and due from depository institutions | $4,034,000 | 4,336 |
| Interest-bearing balances | $2,081,000 | 1,740 |
| Securities | $1,000,000 | 8,256 |
| Federal funds sold & reverse repurchase agreements | $18,425,000 | 742 |
| Net loans & leases | $65,738,000 | 4,957 |
| Loan loss allowance | $1,150,000 | 3,805 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,934,000 | 2,907 |
| Other real estate owned | $0 | 4,336 |
| Goodwill and other intangibles | $565,000 | 2,082 |
| All other assets | $2,071,000 | 5,144 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $95,767,000 | 5,152 |
| Total liabilities | $84,345,000 | 5,176 |
| Total deposits | $83,265,000 | 4,936 |
| Interest-bearing deposits | $73,200,000 | 4,804 |
| Deposits held in domestic offices | $83,265,000 | 4,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,080,000 | 3,647 |
| Total equity capital | $11,422,000 | 4,906 |
| Total bank equity capital | $11,422,000 | 4,906 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,418,000 | 825 |
| Surplus | $6,683,000 | 3,243 |
| Undivided profits | $-679,000 | 8,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,290,000 | 2,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $353,000 | 7,046 |
| Earning assets | $87,244,000 | 5,177 |
| Long-term assets (5+ years) | $1,491,000 | 7,025 |
| Average Assets, year-to-date | $80,133,000 | 5,617 |
| Average Assets, quarterly | $88,556,000 | 5,368 |
| Volatile liabilities | $18,726,000 | 4,890 |
| Insider loans | $2,100,000 | 2,867 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $11,272,000 | 4,516 |
| Tier 1 (core) risk-based capital | $11,365,000 | 4,870 |
| Tier 2 risk-based capital | $1,039,000 | 3,881 |
| Total risk weighted assets | $83,041,000 | 4,466 |
| Total unused commitments | $11,272,000 | 4,517 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 33 | 4,661 |
| Assets and Liabilities | ||
| Total Assets: | $81,345,000 | 5,646 |
| Cash and due from depository institutions | $4,320,000 | 4,661 |
| Interest-bearing balances | $2,054,000 | 1,766 |
| Securities | $1,000,000 | 8,307 |
| Federal funds sold & reverse repurchase agreements | $10,175,000 | 1,239 |
| Net loans & leases | $59,709,000 | 5,194 |
| Loan loss allowance | $745,000 | 4,995 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,868,000 | 2,917 |
| Other real estate owned | $0 | 4,661 |
| Goodwill and other intangibles | $605,000 | 2,033 |
| All other assets | $1,668,000 | 5,597 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $81,345,000 | 5,646 |
| Total liabilities | $69,995,000 | 5,720 |
| Total deposits | $69,523,000 | 5,483 |
| Interest-bearing deposits | $58,264,000 | 5,484 |
| Deposits held in domestic offices | $69,523,000 | 5,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $472,000 | 5,411 |
| Total equity capital | $11,350,000 | 4,808 |
| Total bank equity capital | $11,350,000 | 4,808 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,192,000 | 843 |
| Surplus | $6,343,000 | 3,299 |
| Undivided profits | $-185,000 | 8,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $913,000 | 2,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $100,000 | 755 |
| Income earned, not collected on loans | $343,000 | 6,872 |
| Earning assets | $72,938,000 | 5,699 |
| Long-term assets (5+ years) | $212,000 | 7,642 |
| Average Assets, year-to-date | $74,921,670 | 5,838 |
| Average Assets, quarterly | $77,472,000 | 5,767 |
| Volatile liabilities | $17,957,000 | 4,916 |
| Insider loans | $1,852,000 | 3,066 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $5,380,000 | 6,008 |
| Tier 1 (core) risk-based capital | $11,289,000 | 4,809 |
| Tier 2 risk-based capital | $745,000 | 4,772 |
| Total risk weighted assets | $66,680,000 | 5,055 |
| Total unused commitments | $5,380,000 | 6,008 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 31 | 4,847 |
| Assets and Liabilities | ||
| Total Assets: | $73,599,000 | 5,923 |
| Cash and due from depository institutions | $2,608,000 | 4,847 |
| Interest-bearing balances | $38,000 | 5,777 |
| Securities | $1,000,000 | 8,346 |
| Federal funds sold & reverse repurchase agreements | $11,485,000 | 1,301 |
| Net loans & leases | $52,549,000 | 5,464 |
| Loan loss allowance | $724,000 | 5,059 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,872,000 | 2,838 |
| Other real estate owned | $0 | 4,847 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,085,000 | 4,955 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $73,599,000 | 5,923 |
| Total liabilities | $65,479,000 | 5,918 |
| Total deposits | $65,139,000 | 5,703 |
| Interest-bearing deposits | $54,379,000 | 5,678 |
| Deposits held in domestic offices | $65,139,000 | 5,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $340,000 | 6,110 |
| Total equity capital | $8,120,000 | 5,849 |
| Total bank equity capital | $8,120,000 | 5,849 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,004,000 | 1,097 |
| Surplus | $4,448,000 | 4,018 |
| Undivided profits | $-332,000 | 8,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $279,000 | 7,225 |
| Earning assets | $65,072,000 | 6,025 |
| Long-term assets (5+ years) | $220,000 | 7,647 |
| Average Assets, year-to-date | $71,710,000 | 5,987 |
| Average Assets, quarterly | $71,710,000 | 5,987 |
| Volatile liabilities | $14,472,000 | 5,278 |
| Insider loans | $2,770,000 | 2,287 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $5,430,000 | 5,967 |
| Tier 1 (core) risk-based capital | $8,120,000 | 5,825 |
| Tier 2 risk-based capital | $724,000 | 4,821 |
| Total risk weighted assets | $59,081,000 | 5,330 |
| Total unused commitments | $5,430,000 | 5,968 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 28 | 5,186 |
| Assets and Liabilities | ||
| Total Assets: | $69,821,000 | 6,085 |
| Cash and due from depository institutions | $2,946,000 | 5,186 |
| Interest-bearing balances | $38,000 | 5,825 |
| Securities | $1,000,000 | 8,393 |
| Federal funds sold & reverse repurchase agreements | $6,730,000 | 1,964 |
| Net loans & leases | $53,314,000 | 5,410 |
| Loan loss allowance | $534,000 | 5,870 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,853,000 | 2,828 |
| Other real estate owned | $0 | 5,186 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,978,000 | 5,089 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $69,821,000 | 6,085 |
| Total liabilities | $64,047,000 | 5,986 |
| Total deposits | $63,178,000 | 5,776 |
| Interest-bearing deposits | $54,367,000 | 5,665 |
| Deposits held in domestic offices | $63,178,000 | 5,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,107 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $369,000 | 5,818 |
| Total equity capital | $5,774,000 | 6,865 |
| Total bank equity capital | $5,774,000 | 6,865 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,150,000 | 1,321 |
| Surplus | $3,065,000 | 4,761 |
| Undivided profits | $-441,000 | 8,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 4,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $295,000 | 7,176 |
| Earning assets | $61,082,000 | 6,187 |
| Long-term assets (5+ years) | $1,120,000 | 7,241 |
| Average Assets, year-to-date | $63,450,200 | 6,217 |
| Average Assets, quarterly | $69,607,500 | 6,061 |
| Volatile liabilities | $15,430,000 | 5,073 |
| Insider loans | $2,165,000 | 2,681 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $5,567,000 | 5,869 |
| Tier 1 (core) risk-based capital | $5,774,000 | 6,840 |
| Tier 2 risk-based capital | $534,000 | 5,623 |
| Total risk weighted assets | $57,113,000 | 5,428 |
| Total unused commitments | $5,567,000 | 5,869 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 25 | 5,543 |
| Assets and Liabilities | ||
| Total Assets: | $69,394,000 | 6,092 |
| Cash and due from depository institutions | $2,270,000 | 5,543 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $1,000,000 | 8,426 |
| Federal funds sold & reverse repurchase agreements | $10,205,000 | 1,270 |
| Net loans & leases | $50,684,000 | 5,561 |
| Loan loss allowance | $509,000 | 6,010 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,877,000 | 2,770 |
| Other real estate owned | $0 | 5,543 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,358,000 | 5,997 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $69,394,000 | 6,092 |
| Total liabilities | $63,659,000 | 5,983 |
| Total deposits | $62,908,000 | 5,764 |
| Interest-bearing deposits | $53,652,000 | 5,674 |
| Deposits held in domestic offices | $62,908,000 | 5,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $751,000 | 4,127 |
| Total equity capital | $5,735,000 | 6,900 |
| Total bank equity capital | $5,735,000 | 6,900 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,150,000 | 1,289 |
| Surplus | $3,065,000 | 4,713 |
| Undivided profits | $-480,000 | 8,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $325,000 | 4,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $325,000 | 425 |
| Income earned, not collected on loans | $239,000 | 7,603 |
| Earning assets | $61,889,000 | 6,146 |
| Long-term assets (5+ years) | $94,000 | 7,810 |
| Average Assets, year-to-date | $61,857,500 | 6,310 |
| Average Assets, quarterly | $67,345,000 | 6,127 |
| Volatile liabilities | $15,826,000 | 4,991 |
| Insider loans | $3,117,000 | 2,039 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $6,595,000 | 5,482 |
| Tier 1 (core) risk-based capital | $5,735,000 | 6,845 |
| Tier 2 risk-based capital | $509,000 | 5,747 |
| Total risk weighted assets | $54,323,000 | 5,551 |
| Total unused commitments | $6,595,000 | 5,482 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 21 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $65,296,000 | 6,197 |
| Cash and due from depository institutions | $3,942,000 | 6,099 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $1,000,000 | 8,449 |
| Federal funds sold & reverse repurchase agreements | $7,025,000 | 1,622 |
| Net loans & leases | $48,419,000 | 5,613 |
| Loan loss allowance | $658,000 | 5,235 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,814,000 | 2,758 |
| Other real estate owned | $0 | 6,099 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,096,000 | 6,325 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $65,296,000 | 6,197 |
| Total liabilities | $59,821,000 | 6,099 |
| Total deposits | $59,023,000 | 5,896 |
| Interest-bearing deposits | $52,703,000 | 5,689 |
| Deposits held in domestic offices | $59,023,000 | 5,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $798,000 | 3,762 |
| Total equity capital | $5,475,000 | 6,983 |
| Total bank equity capital | $5,475,000 | 6,983 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,150,000 | 1,269 |
| Surplus | $3,065,000 | 4,679 |
| Undivided profits | $-740,000 | 8,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 4,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $216,000 | 545 |
| Income earned, not collected on loans | $245,000 | 7,423 |
| Earning assets | $56,444,000 | 6,364 |
| Long-term assets (5+ years) | $1,928,000 | 6,975 |
| Average Assets, year-to-date | $59,345,330 | 6,432 |
| Average Assets, quarterly | $62,205,000 | 6,307 |
| Volatile liabilities | $17,235,000 | 4,638 |
| Insider loans | $3,395,000 | 1,835 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $5,765,000 | 5,747 |
| Tier 1 (core) risk-based capital | $5,475,000 | 6,918 |
| Tier 2 risk-based capital | $658,000 | 4,972 |
| Total risk weighted assets | $53,675,000 | 5,505 |
| Total unused commitments | $5,765,000 | 5,748 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 17 | 6,707 |
| Assets and Liabilities | ||
| Total Assets: | $59,114,000 | 6,511 |
| Cash and due from depository institutions | $2,850,000 | 6,707 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $1,000,000 | 8,518 |
| Federal funds sold & reverse repurchase agreements | $8,170,000 | 1,508 |
| Net loans & leases | $42,949,000 | 5,893 |
| Loan loss allowance | $434,000 | 6,442 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,334,000 | 3,047 |
| Other real estate owned | $0 | 6,707 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $811,000 | 7,009 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $59,114,000 | 6,511 |
| Total liabilities | $53,972,000 | 6,399 |
| Total deposits | $53,541,000 | 6,233 |
| Interest-bearing deposits | $47,029,000 | 6,102 |
| Deposits held in domestic offices | $53,541,000 | 6,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $431,000 | 5,126 |
| Total equity capital | $5,142,000 | 7,138 |
| Total bank equity capital | $5,142,000 | 7,138 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,150,000 | 1,262 |
| Surplus | $3,065,000 | 4,679 |
| Undivided profits | $-1,073,000 | 8,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $152,000 | 8,169 |
| Earning assets | $52,119,000 | 6,610 |
| Long-term assets (5+ years) | $428,000 | 7,712 |
| Average Assets, year-to-date | $56,370,000 | 6,615 |
| Average Assets, quarterly | $56,370,000 | 6,615 |
| Volatile liabilities | $15,418,000 | 4,806 |
| Insider loans | $2,005,000 | 2,746 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,107,000 | 5,645 |
| Tier 1 (core) risk-based capital | $5,142,000 | 7,100 |
| Tier 2 risk-based capital | $434,000 | 6,154 |
| Total risk weighted assets | $44,967,000 | 5,986 |
| Total unused commitments | $6,107,000 | 5,648 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 14 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $53,626,000 | 6,785 |
| Cash and due from depository institutions | $1,592,000 | 7,213 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $11,240,000 | 1,049 |
| Net loans & leases | $37,753,000 | 6,277 |
| Loan loss allowance | $381,000 | 6,794 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,375,000 | 3,881 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $666,000 | 7,360 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $53,626,000 | 6,785 |
| Total liabilities | $48,796,000 | 6,695 |
| Total deposits | $48,167,000 | 6,549 |
| Interest-bearing deposits | $43,648,000 | 6,327 |
| Deposits held in domestic offices | $48,167,000 | 6,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $629,000 | 4,176 |
| Total equity capital | $4,830,000 | 7,318 |
| Total bank equity capital | $4,830,000 | 7,318 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,150,000 | 1,245 |
| Surplus | $3,065,000 | 4,655 |
| Undivided profits | $-1,385,000 | 8,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $127,000 | 8,364 |
| Earning assets | $48,993,000 | 6,807 |
| Long-term assets (5+ years) | $3,524,000 | 6,517 |
| Average Assets, year-to-date | $34,408,800 | 7,703 |
| Average Assets, quarterly | $50,818,500 | 6,899 |
| Volatile liabilities | $14,963,000 | 4,833 |
| Insider loans | $2,254,000 | 2,517 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $1,745,000 | 7,484 |
| Tier 1 (core) risk-based capital | $4,830,000 | 7,254 |
| Tier 2 risk-based capital | $381,000 | 6,514 |
| Total risk weighted assets | $30,769,000 | 6,954 |
| Total unused commitments | $1,745,000 | 7,489 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 11 | 7,799 |
| Assets and Liabilities | ||
| Total Assets: | $48,011,000 | 7,061 |
| Cash and due from depository institutions | $1,013,000 | 7,799 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $11,140,000 | 1,019 |
| Net loans & leases | $33,824,000 | 6,530 |
| Loan loss allowance | $342,000 | 7,052 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,600,000 | 4,836 |
| Other real estate owned | $0 | 7,799 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $434,000 | 8,139 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $48,011,000 | 7,061 |
| Total liabilities | $43,584,000 | 6,977 |
| Total deposits | $42,824,000 | 6,828 |
| Interest-bearing deposits | $37,982,000 | 6,697 |
| Deposits held in domestic offices | $42,824,000 | 6,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $760,000 | 3,843 |
| Total equity capital | $4,427,000 | 7,558 |
| Total bank equity capital | $4,427,000 | 7,558 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,150,000 | 1,233 |
| Surplus | $3,065,000 | 4,637 |
| Undivided profits | $-1,788,000 | 8,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 7,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $100,000 | 8,601 |
| Earning assets | $44,964,000 | 6,999 |
| Long-term assets (5+ years) | $436,000 | 7,815 |
| Average Assets, year-to-date | $29,604,500 | 8,003 |
| Average Assets, quarterly | $39,420,000 | 7,485 |
| Volatile liabilities | $13,807,000 | 5,011 |
| Insider loans | $1,620,000 | 3,110 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,274,000 | 7,147 |
| Tier 1 (core) risk-based capital | $4,427,000 | 7,473 |
| Tier 2 risk-based capital | $342,000 | 6,795 |
| Total risk weighted assets | $29,739,000 | 7,024 |
| Total unused commitments | $2,274,000 | 7,153 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 13 | 7,481 |
| Assets and Liabilities | ||
| Total Assets: | $30,829,000 | 8,017 |
| Cash and due from depository institutions | $1,921,000 | 7,481 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $5,370,000 | 1,890 |
| Net loans & leases | $22,115,000 | 7,430 |
| Loan loss allowance | $224,000 | 7,849 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,094,000 | 5,691 |
| Other real estate owned | $0 | 7,481 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $329,000 | 8,432 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $30,829,000 | 8,017 |
| Total liabilities | $26,290,000 | 8,041 |
| Total deposits | $26,082,000 | 7,952 |
| Interest-bearing deposits | $20,871,000 | 8,020 |
| Deposits held in domestic offices | $26,082,000 | 7,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $208,000 | 6,721 |
| Total equity capital | $4,539,000 | 7,439 |
| Total bank equity capital | $4,539,000 | 7,439 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,150,000 | 1,234 |
| Surplus | $3,065,000 | 4,615 |
| Undivided profits | $-1,676,000 | 8,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $69,000 | 8,785 |
| Earning assets | $27,485,000 | 8,049 |
| Long-term assets (5+ years) | $441,000 | 7,859 |
| Average Assets, year-to-date | $23,469,000 | 8,407 |
| Average Assets, quarterly | $28,871,500 | 8,111 |
| Volatile liabilities | $5,675,000 | 7,002 |
| Insider loans | $921,000 | 4,254 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,290,000 | 6,672 |
| Tier 1 (core) risk-based capital | $4,539,000 | 7,404 |
| Tier 2 risk-based capital | $224,000 | 7,667 |
| Total risk weighted assets | $22,447,000 | 7,639 |
| Total unused commitments | $3,290,000 | 6,676 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 9 | 8,203 |
| Assets and Liabilities | ||
| Total Assets: | $26,914,000 | 8,265 |
| Cash and due from depository institutions | $764,000 | 8,203 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $14,555,000 | 1,000 |
| Net loans & leases | $10,251,000 | 8,491 |
| Loan loss allowance | $104,000 | 8,627 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,112,000 | 5,645 |
| Other real estate owned | $0 | 8,203 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $232,000 | 8,708 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $26,914,000 | 8,265 |
| Total liabilities | $22,203,000 | 8,326 |
| Total deposits | $21,971,000 | 8,257 |
| Interest-bearing deposits | $19,896,000 | 8,128 |
| Deposits held in domestic offices | $21,971,000 | 8,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $231,000 | 6,760 |
| Total equity capital | $4,712,000 | 7,424 |
| Total bank equity capital | $4,712,000 | 7,424 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,150,000 | 1,226 |
| Surplus | $3,065,000 | 4,587 |
| Undivided profits | $-1,504,000 | 8,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $40,000 | 8,952 |
| Earning assets | $24,806,000 | 8,225 |
| Long-term assets (5+ years) | $445,000 | 7,889 |
| Average Assets, year-to-date | $19,789,000 | 8,651 |
| Average Assets, quarterly | $19,789,000 | 8,651 |
| Volatile liabilities | $4,562,000 | 7,326 |
| Insider loans | $889,000 | 4,277 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,085,000 | 6,798 |
| Tier 1 (core) risk-based capital | $4,712,000 | 7,286 |
| Tier 2 risk-based capital | $104,000 | 8,567 |
| Total risk weighted assets | $11,283,000 | 8,585 |
| Total unused commitments | $3,085,000 | 6,804 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 10 | 8,082 |
| Assets and Liabilities | ||
| Total Assets: | $12,664,000 | 9,006 |
| Cash and due from depository institutions | $622,000 | 8,082 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $6,805,000 | 1,765 |
| Net loans & leases | $3,927,000 | 8,999 |
| Loan loss allowance | $40,000 | 8,979 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,135,000 | 5,623 |
| Other real estate owned | $0 | 8,082 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $175,000 | 8,944 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,664,000 | 9,006 |
| Total liabilities | $7,713,000 | 9,040 |
| Total deposits | $7,648,000 | 9,009 |
| Interest-bearing deposits | $6,103,000 | 8,983 |
| Deposits held in domestic offices | $7,648,000 | 9,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $65,000 | 8,563 |
| Total equity capital | $4,951,000 | 7,240 |
| Total bank equity capital | $4,951,000 | 7,240 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,150,000 | 1,232 |
| Surplus | $3,065,000 | 4,563 |
| Undivided profits | $-1,264,000 | 8,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $20,000 | 9,071 |
| Earning assets | $10,732,000 | 8,997 |
| Long-term assets (5+ years) | $1,213,000 | 7,591 |
| Average Assets, year-to-date | $10,366,000 | 9,052 |
| Average Assets, quarterly | $10,366,000 | 9,059 |
| Volatile liabilities | $2,100,000 | 8,371 |
| Insider loans | $879,000 | 4,331 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $0 | 8,941 |
| Tier 1 (core) risk-based capital | $4,951,000 | 7,105 |
| Tier 2 risk-based capital | $40,000 | 8,981 |
| Total risk weighted assets | $6,520,000 | 8,962 |
| Total unused commitments | $0 | 8,941 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 9 | 8,306 |
| Assets and Liabilities | ||
| Total Assets: | $8,068,000 | 9,166 |
| Cash and due from depository institutions | $872,000 | 8,306 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $5,175,000 | 2,560 |
| Net loans & leases | $767,000 | 9,147 |
| Loan loss allowance | $8,000 | 9,116 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,178,000 | 5,521 |
| Other real estate owned | $0 | 8,306 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $76,000 | 9,191 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,068,000 | 9,166 |
| Total liabilities | $2,736,000 | 9,192 |
| Total deposits | $2,701,000 | 9,163 |
| Interest-bearing deposits | $1,146,000 | 9,136 |
| Deposits held in domestic offices | $2,701,000 | 9,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $35,000 | 9,069 |
| Total equity capital | $5,332,000 | 7,062 |
| Total bank equity capital | $5,332,000 | 7,062 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,150,000 | 1,229 |
| Surplus | $3,065,000 | 4,517 |
| Undivided profits | $-883,000 | 8,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,000 | 9,176 |
| Earning assets | $5,942,000 | 9,182 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $8,068,000 | 9,168 |
| Average Assets, quarterly | $8,068,000 | 9,166 |
| Volatile liabilities | $403,000 | 9,094 |
| Insider loans | $200,000 | 6,804 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $0 | 8,996 |
| Tier 1 (core) risk-based capital | $5,332,000 | 6,921 |
| Tier 2 risk-based capital | $8,000 | 9,120 |
| Total risk weighted assets | $3,288,000 | 9,170 |
| Total unused commitments | $0 | 8,996 |
| Derivatives | $0 | 666 |