Home > Millennium BCP Bank > Assets and Liabilities
Millennium BCP Bank, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 164 | 924 |
| Assets and Liabilities | ||
| Total Assets: | $708,045,000 | 954 |
| Cash and due from depository institutions | $175,937,000 | 924 |
| Interest-bearing balances | $165,717,000 | 253 |
| Securities | $28,988,000 | 3,557 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $493,902,000 | 890 |
| Loan loss allowance | $12,358,000 | 690 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,180,000 | 4,110 |
| Other real estate owned | $775,000 | 924 |
| Goodwill and other intangibles | $77,000 | 2,697 |
| All other assets | $6,186,000 | 2,826 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $708,045,000 | 954 |
| Total liabilities | $639,719,000 | 945 |
| Total deposits | $629,275,000 | 867 |
| Interest-bearing deposits | $508,328,000 | 931 |
| Deposits held in domestic offices | $629,275,000 | 864 |
| % insured | 87.46% | 4,385 |
| Federal funds purchased & repurchase agreements | $1,558,000 | 1,890 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $8,886,000 | 683 |
| Total equity capital | $68,326,000 | 1,005 |
| Total bank equity capital | $68,326,000 | 1,005 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,500,000 | 1,530 |
| Surplus | $135,794,000 | 326 |
| Undivided profits | $-69,968,000 | 7,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $20,993,000 | 816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $231,000 | 765 |
| Income earned, not collected on loans | $1,929,000 | 1,672 |
| Earning assets | $688,607,000 | 891 |
| Long-term assets (5+ years) | $134,261,000 | 1,033 |
| Average Assets, year-to-date | $740,266,500 | 917 |
| Average Assets, quarterly | $711,265,000 | 949 |
| Volatile liabilities | $119,391,000 | 1,175 |
| Insider loans | $317,000 | 5,647 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $208,033,000 | 43 |
| Unused loan commitments | $52,985,000 | 1,224 |
| Tier 1 (core) risk-based capital | $67,981,000 | 932 |
| Tier 2 risk-based capital | $5,461,000 | 1,059 |
| Total risk weighted assets | $430,180,000 | 1,099 |
| Total unused commitments | $52,985,000 | 1,226 |
| Derivatives | $314,000 | 1,143 |
| 2010-06-30 | Rank | |
| # of Employees: | 187 | 800 |
| Assets and Liabilities | ||
| Total Assets: | $714,485,000 | 947 |
| Cash and due from depository institutions | $132,777,000 | 800 |
| Interest-bearing balances | $119,770,000 | 313 |
| Securities | $48,465,000 | 2,430 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $513,731,000 | 864 |
| Loan loss allowance | $15,671,000 | 544 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,917,000 | 1,016 |
| Other real estate owned | $1,226,000 | 800 |
| Goodwill and other intangibles | $85,000 | 2,687 |
| All other assets | $6,284,000 | 2,838 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $714,485,000 | 947 |
| Total liabilities | $641,921,000 | 942 |
| Total deposits | $633,552,000 | 853 |
| Interest-bearing deposits | $517,428,000 | 909 |
| Deposits held in domestic offices | $633,552,000 | 851 |
| % insured | 86.10% | 4,910 |
| Federal funds purchased & repurchase agreements | $2,099,000 | 1,761 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,270,000 | 849 |
| Total equity capital | $72,564,000 | 940 |
| Total bank equity capital | $72,564,000 | 939 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $125,794,000 | 339 |
| Undivided profits | $-55,730,000 | 7,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $11,579,000 | 1,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $169,000 | 829 |
| Income earned, not collected on loans | $1,806,000 | 1,729 |
| Earning assets | $681,966,000 | 905 |
| Long-term assets (5+ years) | $145,265,000 | 946 |
| Average Assets, year-to-date | $751,007,000 | 903 |
| Average Assets, quarterly | $719,237,000 | 937 |
| Volatile liabilities | $131,917,000 | 1,074 |
| Insider loans | $718,000 | 4,677 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $53,956,000 | 1,197 |
| Tier 1 (core) risk-based capital | $72,346,000 | 852 |
| Tier 2 risk-based capital | $5,826,000 | 1,008 |
| Total risk weighted assets | $456,184,000 | 1,036 |
| Total unused commitments | $53,956,000 | 1,199 |
| Derivatives | $367,000 | 1,074 |
| 2010-03-31 | Rank | |
| # of Employees: | 198 | 775 |
| Assets and Liabilities | ||
| Total Assets: | $723,989,000 | 956 |
| Cash and due from depository institutions | $97,483,000 | 775 |
| Interest-bearing balances | $84,561,000 | 428 |
| Securities | $76,626,000 | 1,674 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $529,071,000 | 864 |
| Loan loss allowance | $15,772,000 | 560 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $12,668,000 | 970 |
| Other real estate owned | $1,226,000 | 775 |
| Goodwill and other intangibles | $93,000 | 2,687 |
| All other assets | $6,822,000 | 2,722 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $723,989,000 | 956 |
| Total liabilities | $650,265,000 | 952 |
| Total deposits | $643,375,000 | 849 |
| Interest-bearing deposits | $523,598,000 | 925 |
| Deposits held in domestic offices | $643,375,000 | 846 |
| % insured | 86.32% | 4,898 |
| Federal funds purchased & repurchase agreements | $2,225,000 | 1,774 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,665,000 | 1,095 |
| Total equity capital | $73,724,000 | 910 |
| Total bank equity capital | $73,724,000 | 910 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,500,000 | 1,588 |
| Surplus | $125,794,000 | 344 |
| Undivided profits | $-54,570,000 | 7,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $10,150,000 | 1,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,036,000 | 1,572 |
| Earning assets | $690,258,000 | 915 |
| Long-term assets (5+ years) | $149,488,000 | 926 |
| Average Assets, year-to-date | $769,268,000 | 901 |
| Average Assets, quarterly | $769,268,000 | 901 |
| Volatile liabilities | $137,412,000 | 1,078 |
| Insider loans | $773,000 | 4,647 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $62,475,000 | 1,114 |
| Tier 1 (core) risk-based capital | $73,590,000 | 829 |
| Tier 2 risk-based capital | $6,104,000 | 977 |
| Total risk weighted assets | $478,574,000 | 1,017 |
| Total unused commitments | $62,475,000 | 1,116 |
| Derivatives | $270,000 | 1,073 |
| 2009-12-31 | Rank | |
| # of Employees: | 203 | 755 |
| Assets and Liabilities | ||
| Total Assets: | $814,547,000 | 860 |
| Cash and due from depository institutions | $133,200,000 | 755 |
| Interest-bearing balances | $114,874,000 | 289 |
| Securities | $80,840,000 | 1,567 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $578,909,000 | 801 |
| Loan loss allowance | $16,119,000 | 555 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $13,232,000 | 935 |
| Other real estate owned | $994,000 | 755 |
| Goodwill and other intangibles | $101,000 | 2,679 |
| All other assets | $7,271,000 | 2,649 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $814,548,000 | 860 |
| Total liabilities | $739,026,000 | 852 |
| Total deposits | $706,889,000 | 776 |
| Interest-bearing deposits | $542,574,000 | 883 |
| Deposits held in domestic offices | $706,889,000 | 773 |
| % insured | 81.22% | 6,104 |
| Federal funds purchased & repurchase agreements | $27,512,000 | 574 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,625,000 | 1,097 |
| Total equity capital | $75,522,000 | 867 |
| Total bank equity capital | $75,522,000 | 867 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,500,000 | 1,617 |
| Surplus | $125,794,000 | 336 |
| Undivided profits | $-52,772,000 | 7,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $27,655,000 | 677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 1,062 |
| Income earned, not collected on loans | $2,111,000 | 1,595 |
| Earning assets | $774,623,000 | 815 |
| Long-term assets (5+ years) | $160,652,000 | 877 |
| Average Assets, year-to-date | $806,635,200 | 849 |
| Average Assets, quarterly | $811,194,000 | 859 |
| Volatile liabilities | $171,145,000 | 865 |
| Insider loans | $792,000 | 4,663 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $71,992,000 | 990 |
| Tier 1 (core) risk-based capital | $75,773,000 | 806 |
| Tier 2 risk-based capital | $6,671,000 | 917 |
| Total risk weighted assets | $524,155,000 | 943 |
| Total unused commitments | $71,992,000 | 992 |
| Derivatives | $432,000 | 1,017 |
| 2009-09-30 | Rank | |
| # of Employees: | 211 | 726 |
| Assets and Liabilities | ||
| Total Assets: | $807,841,000 | 871 |
| Cash and due from depository institutions | $81,153,000 | 726 |
| Interest-bearing balances | $63,120,000 | 444 |
| Securities | $99,486,000 | 1,281 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $605,390,000 | 773 |
| Loan loss allowance | $16,066,000 | 555 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $13,601,000 | 920 |
| Other real estate owned | $400,000 | 726 |
| Goodwill and other intangibles | $109,000 | 2,685 |
| All other assets | $7,702,000 | 2,289 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $807,841,000 | 871 |
| Total liabilities | $730,317,000 | 869 |
| Total deposits | $696,240,000 | 791 |
| Interest-bearing deposits | $567,158,000 | 855 |
| Deposits held in domestic offices | $696,240,000 | 787 |
| % insured | 84.57% | 5,577 |
| Federal funds purchased & repurchase agreements | $28,433,000 | 577 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,644,000 | 1,020 |
| Total equity capital | $77,524,000 | 868 |
| Total bank equity capital | $77,524,000 | 866 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,500,000 | 1,643 |
| Surplus | $125,794,000 | 342 |
| Undivided profits | $-50,770,000 | 8,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $24,325,000 | 746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $180,000 | 750 |
| Income earned, not collected on loans | $2,343,000 | 1,516 |
| Earning assets | $767,996,000 | 838 |
| Long-term assets (5+ years) | $187,709,000 | 727 |
| Average Assets, year-to-date | $804,657,250 | 861 |
| Average Assets, quarterly | $811,662,500 | 861 |
| Volatile liabilities | $178,539,000 | 853 |
| Insider loans | $812,000 | 4,640 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $90,661,000 | 869 |
| Tier 1 (core) risk-based capital | $77,715,000 | 791 |
| Tier 2 risk-based capital | $6,970,000 | 891 |
| Total risk weighted assets | $548,461,000 | 933 |
| Total unused commitments | $90,661,000 | 871 |
| Derivatives | $480,000 | 1,049 |
| 2009-06-30 | Rank | |
| # of Employees: | 215 | 720 |
| Assets and Liabilities | ||
| Total Assets: | $815,484,000 | 875 |
| Cash and due from depository institutions | $86,433,000 | 720 |
| Interest-bearing balances | $70,163,000 | 333 |
| Securities | $85,199,000 | 1,464 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $621,869,000 | 773 |
| Loan loss allowance | $14,978,000 | 555 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $14,228,000 | 884 |
| Other real estate owned | $0 | 720 |
| Goodwill and other intangibles | $118,000 | 2,691 |
| All other assets | $7,637,000 | 2,334 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $815,484,000 | 875 |
| Total liabilities | $734,528,000 | 873 |
| Total deposits | $699,994,000 | 792 |
| Interest-bearing deposits | $574,180,000 | 838 |
| Deposits held in domestic offices | $699,994,000 | 790 |
| % insured | 72.04% | 5,692 |
| Federal funds purchased & repurchase agreements | $29,003,000 | 574 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,531,000 | 1,077 |
| Total equity capital | $80,956,000 | 827 |
| Total bank equity capital | $80,956,000 | 826 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,500,000 | 1,667 |
| Surplus | $125,794,000 | 346 |
| Undivided profits | $-47,338,000 | 8,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $20,905,000 | 798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,528,000 | 207 |
| Income earned, not collected on loans | $2,279,000 | 1,508 |
| Earning assets | $777,231,000 | 834 |
| Long-term assets (5+ years) | $206,093,000 | 654 |
| Average Assets, year-to-date | $803,596,000 | 877 |
| Average Assets, quarterly | $810,760,500 | 879 |
| Volatile liabilities | $189,837,000 | 816 |
| Insider loans | $628,000 | 5,076 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $100,453,000 | 840 |
| Tier 1 (core) risk-based capital | $81,566,000 | 755 |
| Tier 2 risk-based capital | $7,109,000 | 872 |
| Total risk weighted assets | $560,802,000 | 936 |
| Total unused commitments | $100,453,000 | 840 |
| Derivatives | $152,000 | 1,177 |
| 2009-03-31 | Rank | |
| # of Employees: | 219 | 714 |
| Assets and Liabilities | ||
| Total Assets: | $806,037,000 | 881 |
| Cash and due from depository institutions | $76,192,000 | 714 |
| Interest-bearing balances | $59,351,000 | 351 |
| Securities | $75,677,000 | 1,637 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $631,119,000 | 770 |
| Loan loss allowance | $11,252,000 | 684 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $14,826,000 | 859 |
| Other real estate owned | $0 | 714 |
| Goodwill and other intangibles | $126,000 | 2,692 |
| All other assets | $8,097,000 | 2,228 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $806,037,000 | 881 |
| Total liabilities | $731,307,000 | 876 |
| Total deposits | $696,067,000 | 781 |
| Interest-bearing deposits | $572,177,000 | 836 |
| Deposits held in domestic offices | $696,067,000 | 779 |
| % insured | 71.65% | 5,795 |
| Federal funds purchased & repurchase agreements | $29,071,000 | 600 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $6,169,000 | 968 |
| Total equity capital | $74,730,000 | 894 |
| Total bank equity capital | $74,730,000 | 890 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,679 |
| Surplus | $113,794,000 | 370 |
| Undivided profits | $-41,564,000 | 8,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $14,222,000 | 985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,182,000 | 237 |
| Income earned, not collected on loans | $2,232,000 | 1,564 |
| Earning assets | $766,147,000 | 847 |
| Long-term assets (5+ years) | $187,756,000 | 719 |
| Average Assets, year-to-date | $797,652,000 | 882 |
| Average Assets, quarterly | $797,652,000 | 882 |
| Volatile liabilities | $177,293,000 | 882 |
| Insider loans | $765,000 | 4,795 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $98,099,000 | 900 |
| Tier 1 (core) risk-based capital | $75,043,000 | 827 |
| Tier 2 risk-based capital | $7,221,000 | 845 |
| Total risk weighted assets | $573,628,000 | 910 |
| Total unused commitments | $98,099,000 | 901 |
| Derivatives | $266,000 | 1,122 |
| 2008-12-31 | Rank | |
| # of Employees: | 226 | 693 |
| Assets and Liabilities | ||
| Total Assets: | $789,267,000 | 889 |
| Cash and due from depository institutions | $23,330,000 | 693 |
| Interest-bearing balances | $5,001,000 | 1,890 |
| Securities | $101,278,000 | 1,206 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $641,729,000 | 763 |
| Loan loss allowance | $9,840,000 | 740 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $15,513,000 | 817 |
| Other real estate owned | $0 | 693 |
| Goodwill and other intangibles | $134,000 | 2,676 |
| All other assets | $7,283,000 | 2,413 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $789,267,000 | 889 |
| Total liabilities | $713,081,000 | 886 |
| Total deposits | $667,568,000 | 785 |
| Interest-bearing deposits | $550,134,000 | 835 |
| Deposits held in domestic offices | $667,568,000 | 781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,636,000 | 546 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $7,877,000 | 818 |
| Total equity capital | $76,186,000 | 870 |
| Total bank equity capital | $76,186,000 | 870 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,682 |
| Surplus | $113,794,000 | 360 |
| Undivided profits | $-40,108,000 | 8,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,373,000 | 1,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $316,000 | 513 |
| Income earned, not collected on loans | $2,312,000 | 1,589 |
| Earning assets | $748,008,000 | 847 |
| Long-term assets (5+ years) | $235,865,000 | 550 |
| Average Assets, year-to-date | $834,359,600 | 811 |
| Average Assets, quarterly | $808,408,500 | 861 |
| Volatile liabilities | $179,759,000 | 864 |
| Insider loans | $829,000 | 4,718 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $108,954,000 | 840 |
| Tier 1 (core) risk-based capital | $76,723,000 | 791 |
| Tier 2 risk-based capital | $7,345,000 | 813 |
| Total risk weighted assets | $584,701,000 | 877 |
| Total unused commitments | $108,954,000 | 841 |
| Derivatives | $70,000 | 1,098 |
| 2008-09-30 | Rank | |
| # of Employees: | 231 | 689 |
| Assets and Liabilities | ||
| Total Assets: | $827,550,000 | 843 |
| Cash and due from depository institutions | $57,148,000 | 689 |
| Interest-bearing balances | $30,009,000 | 232 |
| Securities | $95,091,000 | 1,258 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,227 |
| Net loans & leases | $635,914,000 | 767 |
| Loan loss allowance | $8,531,000 | 749 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $16,092,000 | 777 |
| Other real estate owned | $0 | 689 |
| Goodwill and other intangibles | $142,000 | 2,703 |
| All other assets | $13,163,000 | 1,515 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $827,550,000 | 843 |
| Total liabilities | $747,805,000 | 837 |
| Total deposits | $710,232,000 | 724 |
| Interest-bearing deposits | $587,672,000 | 769 |
| Deposits held in domestic offices | $710,232,000 | 721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,338,000 | 656 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,235,000 | 839 |
| Total equity capital | $79,745,000 | 846 |
| Total bank equity capital | $79,745,000 | 846 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,500,000 | 1,695 |
| Surplus | $113,794,000 | 346 |
| Undivided profits | $-36,549,000 | 8,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,476,000 | 1,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,059 |
| Income earned, not collected on loans | $2,361,000 | 1,643 |
| Earning assets | $771,014,000 | 816 |
| Long-term assets (5+ years) | $270,176,000 | 485 |
| Average Assets, year-to-date | $845,632,750 | 800 |
| Average Assets, quarterly | $831,555,500 | 832 |
| Volatile liabilities | $187,624,000 | 807 |
| Insider loans | $844,000 | 4,679 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $139,443,000 | 738 |
| Tier 1 (core) risk-based capital | $78,057,000 | 789 |
| Tier 2 risk-based capital | $7,351,000 | 787 |
| Total risk weighted assets | $586,846,000 | 871 |
| Total unused commitments | $139,443,000 | 738 |
| Derivatives | $838,000 | 872 |
| 2008-06-30 | Rank | |
| # of Employees: | 241 | 669 |
| Assets and Liabilities | ||
| Total Assets: | $835,561,000 | 826 |
| Cash and due from depository institutions | $25,538,000 | 669 |
| Interest-bearing balances | $6,000,000 | 1,066 |
| Securities | $129,705,000 | 931 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 768 |
| Net loans & leases | $636,243,000 | 765 |
| Loan loss allowance | $7,705,000 | 813 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $16,585,000 | 732 |
| Other real estate owned | $0 | 669 |
| Goodwill and other intangibles | $150,000 | 2,707 |
| All other assets | $12,340,000 | 1,554 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $835,561,000 | 826 |
| Total liabilities | $752,602,000 | 819 |
| Total deposits | $710,873,000 | 718 |
| Interest-bearing deposits | $599,319,000 | 735 |
| Deposits held in domestic offices | $710,873,000 | 715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,746,000 | 675 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $9,983,000 | 662 |
| Total equity capital | $82,959,000 | 820 |
| Total bank equity capital | $82,959,000 | 820 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,500,000 | 1,697 |
| Surplus | $113,794,000 | 343 |
| Undivided profits | $-33,335,000 | 8,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,719,000 | 1,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 814 |
| Income earned, not collected on loans | $2,547,000 | 1,463 |
| Earning assets | $786,948,000 | 792 |
| Long-term assets (5+ years) | $301,734,000 | 434 |
| Average Assets, year-to-date | $851,660,330 | 797 |
| Average Assets, quarterly | $838,441,500 | 817 |
| Volatile liabilities | $200,835,000 | 768 |
| Insider loans | $833,000 | 4,700 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $132,413,000 | 798 |
| Tier 1 (core) risk-based capital | $81,203,000 | 759 |
| Tier 2 risk-based capital | $7,343,000 | 780 |
| Total risk weighted assets | $586,992,000 | 873 |
| Total unused commitments | $132,413,000 | 798 |
| Derivatives | $157,000 | 1,024 |
| 2008-03-31 | Rank | |
| # of Employees: | 231 | 684 |
| Assets and Liabilities | ||
| Total Assets: | $841,322,000 | 816 |
| Cash and due from depository institutions | $32,100,000 | 684 |
| Interest-bearing balances | $15,200,000 | 522 |
| Securities | $146,659,000 | 813 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,594 |
| Net loans & leases | $621,703,000 | 766 |
| Loan loss allowance | $6,952,000 | 833 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $17,033,000 | 705 |
| Other real estate owned | $0 | 684 |
| Goodwill and other intangibles | $159,000 | 2,696 |
| All other assets | $12,668,000 | 1,476 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $841,321,000 | 816 |
| Total liabilities | $757,074,000 | 806 |
| Total deposits | $714,408,000 | 708 |
| Interest-bearing deposits | $600,444,000 | 743 |
| Deposits held in domestic offices | $714,408,000 | 705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,096,000 | 634 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,570,000 | 795 |
| Total equity capital | $84,247,000 | 825 |
| Total bank equity capital | $84,247,000 | 825 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,500,000 | 1,693 |
| Surplus | $113,794,000 | 334 |
| Undivided profits | $-32,047,000 | 8,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,442,000 | 2,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 864 |
| Income earned, not collected on loans | $2,889,000 | 1,302 |
| Earning assets | $794,562,000 | 789 |
| Long-term assets (5+ years) | $285,020,000 | 443 |
| Average Assets, year-to-date | $859,710,000 | 789 |
| Average Assets, quarterly | $859,710,000 | 789 |
| Volatile liabilities | $205,876,000 | 716 |
| Insider loans | $845,000 | 4,639 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $123,752,000 | 855 |
| Tier 1 (core) risk-based capital | $83,957,000 | 740 |
| Tier 2 risk-based capital | $7,004,000 | 792 |
| Total risk weighted assets | $580,482,000 | 872 |
| Total unused commitments | $123,752,000 | 856 |
| Derivatives | $316,000 | 1,030 |
| 2007-12-31 | Rank | |
| # of Employees: | 223 | 719 |
| Assets and Liabilities | ||
| Total Assets: | $878,098,000 | 768 |
| Cash and due from depository institutions | $61,910,000 | 719 |
| Interest-bearing balances | $45,000,000 | 129 |
| Securities | $107,372,000 | 1,123 |
| Federal funds sold & reverse repurchase agreements | $63,000,000 | 230 |
| Net loans & leases | $616,821,000 | 771 |
| Loan loss allowance | $6,828,000 | 823 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $17,498,000 | 679 |
| Other real estate owned | $0 | 719 |
| Goodwill and other intangibles | $167,000 | 2,665 |
| All other assets | $11,330,000 | 1,615 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $878,098,000 | 768 |
| Total liabilities | $793,401,000 | 758 |
| Total deposits | $774,667,000 | 653 |
| Interest-bearing deposits | $660,885,000 | 664 |
| Deposits held in domestic offices | $774,667,000 | 651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,424,000 | 1,354 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $9,310,000 | 728 |
| Total equity capital | $84,697,000 | 818 |
| Total bank equity capital | $84,697,000 | 818 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,684 |
| Surplus | $113,794,000 | 330 |
| Undivided profits | $-31,597,000 | 8,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,812,000 | 1,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 841 |
| Income earned, not collected on loans | $2,882,000 | 1,416 |
| Earning assets | $832,193,000 | 740 |
| Long-term assets (5+ years) | $238,416,000 | 519 |
| Average Assets, year-to-date | $843,779,800 | 765 |
| Average Assets, quarterly | $849,408,500 | 787 |
| Volatile liabilities | $201,355,000 | 738 |
| Insider loans | $1,350,000 | 3,818 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $106,748,000 | 957 |
| Tier 1 (core) risk-based capital | $83,835,000 | 748 |
| Tier 2 risk-based capital | $6,828,000 | 801 |
| Total risk weighted assets | $577,377,000 | 874 |
| Total unused commitments | $106,748,000 | 957 |
| Derivatives | $207,000 | 992 |
| 2007-09-30 | Rank | |
| # of Employees: | 225 | 704 |
| Assets and Liabilities | ||
| Total Assets: | $820,719,000 | 814 |
| Cash and due from depository institutions | $49,490,000 | 704 |
| Interest-bearing balances | $35,000,000 | 165 |
| Securities | $112,421,000 | 1,072 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 390 |
| Net loans & leases | $593,842,000 | 783 |
| Loan loss allowance | $5,339,000 | 985 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $17,877,000 | 634 |
| Other real estate owned | $0 | 704 |
| Goodwill and other intangibles | $175,000 | 2,650 |
| All other assets | $11,914,000 | 1,537 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $820,719,000 | 814 |
| Total liabilities | $734,839,000 | 804 |
| Total deposits | $719,148,000 | 699 |
| Interest-bearing deposits | $679,891,000 | 647 |
| Deposits held in domestic offices | $719,148,000 | 697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,480,000 | 1,285 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,211,000 | 989 |
| Total equity capital | $85,880,000 | 794 |
| Total bank equity capital | $85,880,000 | 794 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,662 |
| Surplus | $113,794,000 | 321 |
| Undivided profits | $-30,414,000 | 8,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,450,000 | 1,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $26,000 | 1,001 |
| Income earned, not collected on loans | $3,760,000 | 1,138 |
| Earning assets | $776,263,000 | 782 |
| Long-term assets (5+ years) | $240,047,000 | 510 |
| Average Assets, year-to-date | $835,200,250 | 774 |
| Average Assets, quarterly | $832,412,000 | 788 |
| Volatile liabilities | $162,402,000 | 889 |
| Insider loans | $506,000 | 5,461 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $113,515,000 | 946 |
| Tier 1 (core) risk-based capital | $85,264,000 | 731 |
| Tier 2 risk-based capital | $5,386,000 | 972 |
| Total risk weighted assets | $553,204,000 | 892 |
| Total unused commitments | $113,515,000 | 947 |
| Derivatives | $354,000 | 929 |
| 2007-06-30 | Rank | |
| # of Employees: | 232 | 699 |
| Assets and Liabilities | ||
| Total Assets: | $844,105,000 | 787 |
| Cash and due from depository institutions | $56,067,000 | 699 |
| Interest-bearing balances | $35,000,000 | 181 |
| Securities | $146,065,000 | 807 |
| Federal funds sold & reverse repurchase agreements | $54,000,000 | 305 |
| Net loans & leases | $557,463,000 | 831 |
| Loan loss allowance | $5,304,000 | 978 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $18,274,000 | 619 |
| Other real estate owned | $0 | 699 |
| Goodwill and other intangibles | $181,000 | 2,653 |
| All other assets | $12,055,000 | 1,523 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $844,105,000 | 787 |
| Total liabilities | $758,574,000 | 784 |
| Total deposits | $744,584,000 | 686 |
| Interest-bearing deposits | $638,190,000 | 702 |
| Deposits held in domestic offices | $744,584,000 | 684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,393,000 | 1,313 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,597,000 | 1,043 |
| Total equity capital | $85,531,000 | 806 |
| Total bank equity capital | $85,531,000 | 806 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,654 |
| Surplus | $113,794,000 | 332 |
| Undivided profits | $-30,763,000 | 8,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,326,000 | 1,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 877 |
| Income earned, not collected on loans | $3,618,000 | 1,113 |
| Earning assets | $792,528,000 | 767 |
| Long-term assets (5+ years) | $224,072,000 | 533 |
| Average Assets, year-to-date | $840,027,330 | 780 |
| Average Assets, quarterly | $847,634,500 | 776 |
| Volatile liabilities | $175,506,000 | 827 |
| Insider loans | $515,000 | 5,433 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $116,539,000 | 937 |
| Tier 1 (core) risk-based capital | $84,555,000 | 745 |
| Tier 2 risk-based capital | $5,304,000 | 990 |
| Total risk weighted assets | $543,101,000 | 910 |
| Total unused commitments | $116,539,000 | 937 |
| Derivatives | $540,000 | 927 |
| 2007-03-31 | Rank | |
| # of Employees: | 245 | 652 |
| Assets and Liabilities | ||
| Total Assets: | $851,164,000 | 770 |
| Cash and due from depository institutions | $66,446,000 | 652 |
| Interest-bearing balances | $45,000,000 | 145 |
| Securities | $198,369,000 | 631 |
| Federal funds sold & reverse repurchase agreements | $45,000,000 | 421 |
| Net loans & leases | $510,954,000 | 891 |
| Loan loss allowance | $5,271,000 | 982 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $18,910,000 | 576 |
| Other real estate owned | $0 | 652 |
| Goodwill and other intangibles | $191,000 | 2,632 |
| All other assets | $11,294,000 | 1,543 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $851,164,000 | 770 |
| Total liabilities | $764,028,000 | 773 |
| Total deposits | $749,869,000 | 676 |
| Interest-bearing deposits | $650,048,000 | 684 |
| Deposits held in domestic offices | $749,869,000 | 674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,646,000 | 1,164 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,513,000 | 1,256 |
| Total equity capital | $87,136,000 | 781 |
| Total bank equity capital | $87,136,000 | 781 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,642 |
| Surplus | $113,794,000 | 324 |
| Undivided profits | $-29,158,000 | 8,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,523,000 | 1,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 894 |
| Income earned, not collected on loans | $3,948,000 | 978 |
| Earning assets | $799,323,000 | 757 |
| Long-term assets (5+ years) | $204,468,000 | 555 |
| Average Assets, year-to-date | $837,988,500 | 782 |
| Average Assets, quarterly | $837,988,500 | 782 |
| Volatile liabilities | $194,312,000 | 741 |
| Insider loans | $523,000 | 5,432 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $127,694,000 | 864 |
| Tier 1 (core) risk-based capital | $86,885,000 | 700 |
| Tier 2 risk-based capital | $5,271,000 | 984 |
| Total risk weighted assets | $509,384,000 | 946 |
| Total unused commitments | $127,694,000 | 864 |
| Derivatives | $552,000 | 907 |
| 2006-12-31 | Rank | |
| # of Employees: | 244 | 653 |
| Assets and Liabilities | ||
| Total Assets: | $824,813,000 | 789 |
| Cash and due from depository institutions | $19,779,000 | 653 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $166,605,000 | 746 |
| Federal funds sold & reverse repurchase agreements | $89,000,000 | 193 |
| Net loans & leases | $517,164,000 | 862 |
| Loan loss allowance | $5,186,000 | 980 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $19,263,000 | 549 |
| Other real estate owned | $0 | 653 |
| Goodwill and other intangibles | $200,000 | 2,615 |
| All other assets | $12,802,000 | 1,387 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $824,813,000 | 789 |
| Total liabilities | $737,496,000 | 799 |
| Total deposits | $720,266,000 | 694 |
| Interest-bearing deposits | $613,512,000 | 705 |
| Deposits held in domestic offices | $720,266,000 | 692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,343,000 | 1,297 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $8,887,000 | 744 |
| Total equity capital | $87,317,000 | 765 |
| Total bank equity capital | $87,317,000 | 765 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,500,000 | 1,632 |
| Surplus | $113,794,000 | 316 |
| Undivided profits | $-28,977,000 | 8,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,782,000 | 1,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,044 |
| Income earned, not collected on loans | $4,498,000 | 867 |
| Earning assets | $772,769,000 | 773 |
| Long-term assets (5+ years) | $208,208,000 | 539 |
| Average Assets, year-to-date | $771,124,800 | 811 |
| Average Assets, quarterly | $803,117,000 | 811 |
| Volatile liabilities | $203,928,000 | 797 |
| Insider loans | $531,000 | 5,391 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $126,607,000 | 845 |
| Tier 1 (core) risk-based capital | $86,782,000 | 697 |
| Tier 2 risk-based capital | $5,186,000 | 987 |
| Total risk weighted assets | $499,144,000 | 945 |
| Total unused commitments | $126,607,000 | 845 |
| Derivatives | $85,674,000 | 220 |
| 2006-09-30 | Rank | |
| # of Employees: | 253 | 633 |
| Assets and Liabilities | ||
| Total Assets: | $781,421,000 | 835 |
| Cash and due from depository institutions | $20,378,000 | 633 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $140,842,000 | 886 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 384 |
| Net loans & leases | $544,011,000 | 821 |
| Loan loss allowance | $5,104,000 | 1,015 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $19,061,000 | 548 |
| Other real estate owned | $0 | 633 |
| Goodwill and other intangibles | $572,000 | 2,071 |
| All other assets | $21,557,000 | 867 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $781,421,000 | 835 |
| Total liabilities | $684,885,000 | 856 |
| Total deposits | $674,867,000 | 734 |
| Interest-bearing deposits | $566,447,000 | 760 |
| Deposits held in domestic offices | $674,867,000 | 732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,316,000 | 1,656 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,702,000 | 1,182 |
| Total equity capital | $96,536,000 | 686 |
| Total bank equity capital | $96,536,000 | 686 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,626 |
| Surplus | $113,794,000 | 323 |
| Undivided profits | $-19,758,000 | 8,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,081,000 | 2,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,076 |
| Income earned, not collected on loans | $4,115,000 | 940 |
| Earning assets | $719,853,000 | 838 |
| Long-term assets (5+ years) | $216,895,000 | 532 |
| Average Assets, year-to-date | $757,702,750 | 838 |
| Average Assets, quarterly | $783,609,500 | 822 |
| Volatile liabilities | $186,883,000 | 864 |
| Insider loans | $706,000 | 4,880 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $109,761,000 | 972 |
| Tier 1 (core) risk-based capital | $89,176,000 | 688 |
| Tier 2 risk-based capital | $5,104,000 | 1,010 |
| Total risk weighted assets | $489,201,000 | 962 |
| Total unused commitments | $109,761,000 | 973 |
| Derivatives | $32,268,000 | 331 |
| 2006-06-30 | Rank | |
| # of Employees: | 248 | 654 |
| Assets and Liabilities | ||
| Total Assets: | $785,798,000 | 819 |
| Cash and due from depository institutions | $23,033,000 | 654 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $138,590,000 | 894 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 349 |
| Net loans & leases | $546,930,000 | 805 |
| Loan loss allowance | $5,069,000 | 1,004 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $18,736,000 | 545 |
| Other real estate owned | $0 | 654 |
| Goodwill and other intangibles | $592,000 | 2,051 |
| All other assets | $22,917,000 | 818 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $785,799,000 | 819 |
| Total liabilities | $688,021,000 | 839 |
| Total deposits | $678,157,000 | 719 |
| Interest-bearing deposits | $572,518,000 | 744 |
| Deposits held in domestic offices | $678,157,000 | 717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,158,000 | 1,855 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,706,000 | 949 |
| Total equity capital | $97,778,000 | 665 |
| Total bank equity capital | $97,778,000 | 665 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,500,000 | 1,620 |
| Surplus | $113,794,000 | 326 |
| Undivided profits | $-18,516,000 | 8,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,042,000 | 2,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 757 |
| Income earned, not collected on loans | $3,231,000 | 1,093 |
| Earning assets | $720,520,000 | 817 |
| Long-term assets (5+ years) | $184,660,000 | 604 |
| Average Assets, year-to-date | $749,796,670 | 842 |
| Average Assets, quarterly | $770,518,500 | 832 |
| Volatile liabilities | $223,389,000 | 745 |
| Insider loans | $717,000 | 4,856 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $116,081,000 | 929 |
| Tier 1 (core) risk-based capital | $92,302,000 | 647 |
| Tier 2 risk-based capital | $5,069,000 | 999 |
| Total risk weighted assets | $494,452,000 | 932 |
| Total unused commitments | $116,081,000 | 929 |
| Derivatives | $32,000,000 | 324 |
| 2006-03-31 | Rank | |
| # of Employees: | 244 | 651 |
| Assets and Liabilities | ||
| Total Assets: | $755,239,000 | 838 |
| Cash and due from depository institutions | $20,910,000 | 651 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $123,556,000 | 1,013 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 392 |
| Net loans & leases | $534,358,000 | 803 |
| Loan loss allowance | $4,959,000 | 1,009 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,685,000 | 526 |
| Other real estate owned | $0 | 651 |
| Goodwill and other intangibles | $613,000 | 2,004 |
| All other assets | $22,117,000 | 812 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $755,239,000 | 838 |
| Total liabilities | $656,657,000 | 868 |
| Total deposits | $648,933,000 | 738 |
| Interest-bearing deposits | $547,167,000 | 754 |
| Deposits held in domestic offices | $648,933,000 | 736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,747,000 | 1,809 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,977,000 | 1,246 |
| Total equity capital | $98,582,000 | 642 |
| Total bank equity capital | $98,582,000 | 642 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,609 |
| Surplus | $113,794,000 | 315 |
| Undivided profits | $-17,712,000 | 8,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,086,000 | 2,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,810,000 | 1,194 |
| Earning assets | $692,914,000 | 830 |
| Long-term assets (5+ years) | $186,879,000 | 575 |
| Average Assets, year-to-date | $731,796,000 | 862 |
| Average Assets, quarterly | $731,796,000 | 862 |
| Volatile liabilities | $216,557,000 | 730 |
| Insider loans | $805,000 | 4,601 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $109,922,000 | 954 |
| Tier 1 (core) risk-based capital | $91,567,000 | 641 |
| Tier 2 risk-based capital | $4,959,000 | 999 |
| Total risk weighted assets | $470,463,000 | 948 |
| Total unused commitments | $109,922,000 | 954 |
| Derivatives | $32,000,000 | 312 |
| 2005-12-31 | Rank | |
| # of Employees: | 190 | 847 |
| Assets and Liabilities | ||
| Total Assets: | $708,353,000 | 898 |
| Cash and due from depository institutions | $29,033,000 | 847 |
| Interest-bearing balances | $10,719,000 | 529 |
| Securities | $133,558,000 | 932 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $507,438,000 | 827 |
| Loan loss allowance | $4,770,000 | 1,032 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $18,397,000 | 522 |
| Other real estate owned | $0 | 847 |
| Goodwill and other intangibles | $633,000 | 1,984 |
| All other assets | $19,294,000 | 915 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $708,353,000 | 898 |
| Total liabilities | $609,881,000 | 929 |
| Total deposits | $601,901,000 | 790 |
| Interest-bearing deposits | $491,327,000 | 821 |
| Deposits held in domestic offices | $601,901,000 | 788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,890,000 | 1,845 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,090,000 | 1,190 |
| Total equity capital | $98,472,000 | 632 |
| Total bank equity capital | $98,472,000 | 632 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,500,000 | 1,596 |
| Surplus | $113,794,000 | 310 |
| Undivided profits | $-17,822,000 | 8,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,217,000 | 1,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,269,000 | 1,513 |
| Earning assets | $651,715,000 | 889 |
| Long-term assets (5+ years) | $175,337,000 | 598 |
| Average Assets, year-to-date | $554,304,000 | 1,069 |
| Average Assets, quarterly | $641,619,500 | 966 |
| Volatile liabilities | $184,150,000 | 828 |
| Insider loans | $781,000 | 4,668 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $102,411,000 | 991 |
| Tier 1 (core) risk-based capital | $90,573,000 | 628 |
| Tier 2 risk-based capital | $4,770,000 | 1,014 |
| Total risk weighted assets | $434,005,000 | 1,022 |
| Total unused commitments | $102,411,000 | 991 |
| Derivatives | $32,000,000 | 295 |
| 2005-09-30 | Rank | |
| # of Employees: | 179 | 908 |
| Assets and Liabilities | ||
| Total Assets: | $574,886,000 | 1,058 |
| Cash and due from depository institutions | $57,925,000 | 908 |
| Interest-bearing balances | $41,044,000 | 133 |
| Securities | $82,206,000 | 1,484 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $404,434,000 | 1,002 |
| Loan loss allowance | $4,585,000 | 1,063 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $13,409,000 | 740 |
| Other real estate owned | $0 | 908 |
| Goodwill and other intangibles | $654,000 | 1,936 |
| All other assets | $16,258,000 | 1,051 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $574,886,000 | 1,058 |
| Total liabilities | $533,901,000 | 1,026 |
| Total deposits | $528,992,000 | 883 |
| Interest-bearing deposits | $441,709,000 | 892 |
| Deposits held in domestic offices | $528,992,000 | 882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,567,000 | 2,166 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,342,000 | 1,843 |
| Total equity capital | $40,985,000 | 1,464 |
| Total bank equity capital | $40,985,000 | 1,464 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,568 |
| Surplus | $56,500,000 | 497 |
| Undivided profits | $-18,015,000 | 8,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,169,000 | 1,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,085,000 | 1,601 |
| Earning assets | $527,684,000 | 1,058 |
| Long-term assets (5+ years) | $151,731,000 | 673 |
| Average Assets, year-to-date | $515,791,750 | 1,139 |
| Average Assets, quarterly | $554,854,000 | 1,086 |
| Volatile liabilities | $161,744,000 | 880 |
| Insider loans | $936,000 | 4,294 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $90,343,000 | 1,077 |
| Tier 1 (core) risk-based capital | $35,098,000 | 1,639 |
| Tier 2 risk-based capital | $4,585,000 | 1,037 |
| Total risk weighted assets | $369,316,000 | 1,171 |
| Total unused commitments | $90,343,000 | 1,079 |
| Derivatives | $32,000,000 | 294 |
| 2005-06-30 | Rank | |
| # of Employees: | 175 | 929 |
| Assets and Liabilities | ||
| Total Assets: | $534,822,000 | 1,111 |
| Cash and due from depository institutions | $58,039,000 | 929 |
| Interest-bearing balances | $39,971,000 | 127 |
| Securities | $77,598,000 | 1,580 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $370,007,000 | 1,080 |
| Loan loss allowance | $2,443,000 | 1,979 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,166,000 | 736 |
| Other real estate owned | $0 | 929 |
| Goodwill and other intangibles | $674,000 | 1,913 |
| All other assets | $15,338,000 | 1,081 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $534,822,000 | 1,111 |
| Total liabilities | $497,235,000 | 1,074 |
| Total deposits | $491,731,000 | 919 |
| Interest-bearing deposits | $404,826,000 | 944 |
| Deposits held in domestic offices | $491,731,000 | 917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,880,000 | 2,406 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,624,000 | 1,229 |
| Total equity capital | $37,587,000 | 1,587 |
| Total bank equity capital | $37,587,000 | 1,587 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,549 |
| Surplus | $51,500,000 | 531 |
| Undivided profits | $-16,413,000 | 8,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,463,000 | 1,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,726,000 | 1,781 |
| Earning assets | $487,576,000 | 1,123 |
| Long-term assets (5+ years) | $136,778,000 | 743 |
| Average Assets, year-to-date | $496,093,670 | 1,167 |
| Average Assets, quarterly | $510,478,500 | 1,152 |
| Volatile liabilities | $137,868,000 | 966 |
| Insider loans | $972,000 | 4,214 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $80,074,000 | 1,139 |
| Tier 1 (core) risk-based capital | $31,519,000 | 1,800 |
| Tier 2 risk-based capital | $2,443,000 | 1,889 |
| Total risk weighted assets | $335,193,000 | 1,273 |
| Total unused commitments | $80,074,000 | 1,139 |
| Derivatives | $32,000,000 | 289 |
| 2005-03-31 | Rank | |
| # of Employees: | 162 | 990 |
| Assets and Liabilities | ||
| Total Assets: | $486,135,000 | 1,207 |
| Cash and due from depository institutions | $55,326,000 | 990 |
| Interest-bearing balances | $42,272,000 | 120 |
| Securities | $70,720,000 | 1,740 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $332,533,000 | 1,185 |
| Loan loss allowance | $2,431,000 | 1,953 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,657,000 | 762 |
| Other real estate owned | $0 | 990 |
| Goodwill and other intangibles | $695,000 | 1,893 |
| All other assets | $14,204,000 | 1,142 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $486,135,000 | 1,207 |
| Total liabilities | $449,399,000 | 1,175 |
| Total deposits | $447,310,000 | 1,001 |
| Interest-bearing deposits | $372,407,000 | 1,025 |
| Deposits held in domestic offices | $447,310,000 | 997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,089,000 | 1,901 |
| Total equity capital | $36,736,000 | 1,568 |
| Total bank equity capital | $36,736,000 | 1,568 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $51,500,000 | 522 |
| Undivided profits | $-17,264,000 | 8,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,245,000 | 1,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,671,000 | 1,788 |
| Earning assets | $445,525,000 | 1,207 |
| Long-term assets (5+ years) | $132,635,000 | 784 |
| Average Assets, year-to-date | $476,729,500 | 1,219 |
| Average Assets, quarterly | $476,729,500 | 1,219 |
| Volatile liabilities | $123,448,000 | 1,009 |
| Insider loans | $987,000 | 4,166 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $69,241,000 | 1,269 |
| Tier 1 (core) risk-based capital | $30,893,000 | 1,796 |
| Tier 2 risk-based capital | $2,431,000 | 1,875 |
| Total risk weighted assets | $306,327,000 | 1,378 |
| Total unused commitments | $69,241,000 | 1,269 |
| Derivatives | $14,000,000 | 369 |
| 2004-12-31 | Rank | |
| # of Employees: | 154 | 1,062 |
| Assets and Liabilities | ||
| Total Assets: | $467,324,000 | 1,253 |
| Cash and due from depository institutions | $70,316,000 | 1,062 |
| Interest-bearing balances | $57,796,000 | 105 |
| Securities | $63,406,000 | 1,961 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $304,070,000 | 1,282 |
| Loan loss allowance | $2,422,000 | 1,947 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,615,000 | 689 |
| Other real estate owned | $0 | 1,062 |
| Goodwill and other intangibles | $715,000 | 1,877 |
| All other assets | $15,202,000 | 1,045 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $467,324,000 | 1,253 |
| Total liabilities | $436,222,000 | 1,198 |
| Total deposits | $431,716,000 | 1,013 |
| Interest-bearing deposits | $360,875,000 | 1,040 |
| Deposits held in domestic offices | $431,716,000 | 1,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,506,000 | 996 |
| Total equity capital | $31,102,000 | 1,857 |
| Total bank equity capital | $31,102,000 | 1,857 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,534 |
| Surplus | $45,500,000 | 583 |
| Undivided profits | $-16,898,000 | 8,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,446,000 | 2,065 |
| Earning assets | $425,272,000 | 1,256 |
| Long-term assets (5+ years) | $118,460,000 | 891 |
| Average Assets, year-to-date | $351,111,000 | 1,620 |
| Average Assets, quarterly | $413,721,000 | 1,415 |
| Volatile liabilities | $125,657,000 | 986 |
| Insider loans | $991,000 | 4,149 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $54,580,000 | 1,478 |
| Tier 1 (core) risk-based capital | $21,112,000 | 2,594 |
| Tier 2 risk-based capital | $2,422,000 | 1,865 |
| Total risk weighted assets | $287,941,000 | 1,448 |
| Total unused commitments | $54,580,000 | 1,478 |
| Derivatives | $14,000,000 | 356 |
| 2004-09-30 | Rank | |
| # of Employees: | 142 | 1,183 |
| Assets and Liabilities | ||
| Total Assets: | $360,118,000 | 1,640 |
| Cash and due from depository institutions | $39,720,000 | 1,183 |
| Interest-bearing balances | $25,400,000 | 214 |
| Securities | $28,920,000 | 3,725 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $262,258,000 | 1,473 |
| Loan loss allowance | $2,590,000 | 1,798 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $13,389,000 | 672 |
| Other real estate owned | $0 | 1,183 |
| Goodwill and other intangibles | $736,000 | 1,827 |
| All other assets | $15,095,000 | 1,021 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $360,118,000 | 1,640 |
| Total liabilities | $328,673,000 | 1,609 |
| Total deposits | $325,329,000 | 1,399 |
| Interest-bearing deposits | $255,577,000 | 1,532 |
| Deposits held in domestic offices | $325,329,000 | 1,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,344,000 | 1,278 |
| Total equity capital | $31,445,000 | 1,827 |
| Total bank equity capital | $31,445,000 | 1,827 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,500,000 | 1,524 |
| Surplus | $45,500,000 | 571 |
| Undivided profits | $-16,555,000 | 9,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,213,000 | 2,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,091,000 | 2,873 |
| Earning assets | $316,578,000 | 1,704 |
| Long-term assets (5+ years) | $102,178,000 | 1,037 |
| Average Assets, year-to-date | $322,057,750 | 1,747 |
| Average Assets, quarterly | $349,339,000 | 1,667 |
| Volatile liabilities | $67,179,000 | 1,632 |
| Insider loans | $271,000 | 6,374 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $47,072,000 | 1,637 |
| Tier 1 (core) risk-based capital | $21,187,000 | 2,558 |
| Tier 2 risk-based capital | $2,590,000 | 1,721 |
| Total risk weighted assets | $232,935,000 | 1,729 |
| Total unused commitments | $47,072,000 | 1,638 |
| Derivatives | $14,000,000 | 371 |
| 2004-06-30 | Rank | |
| # of Employees: | 144 | 1,176 |
| Assets and Liabilities | ||
| Total Assets: | $338,560,000 | 1,710 |
| Cash and due from depository institutions | $52,463,000 | 1,176 |
| Interest-bearing balances | $40,341,000 | 136 |
| Securities | $39,153,000 | 3,007 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $218,297,000 | 1,736 |
| Loan loss allowance | $3,365,000 | 1,390 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $14,349,000 | 607 |
| Other real estate owned | $0 | 1,176 |
| Goodwill and other intangibles | $756,000 | 1,804 |
| All other assets | $13,542,000 | 1,142 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $338,560,000 | 1,710 |
| Total liabilities | $306,470,000 | 1,704 |
| Total deposits | $304,016,000 | 1,511 |
| Interest-bearing deposits | $242,323,000 | 1,598 |
| Deposits held in domestic offices | $304,016,000 | 1,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,454,000 | 1,512 |
| Total equity capital | $32,090,000 | 1,696 |
| Total bank equity capital | $32,090,000 | 1,696 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $45,500,000 | 552 |
| Undivided profits | $-15,910,000 | 9,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,405,000 | 1,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $868,000 | 3,347 |
| Earning assets | $297,791,000 | 1,764 |
| Long-term assets (5+ years) | $80,595,000 | 1,304 |
| Average Assets, year-to-date | $309,371,000 | 1,819 |
| Average Assets, quarterly | $315,207,000 | 1,802 |
| Volatile liabilities | $70,112,000 | 1,538 |
| Insider loans | $276,000 | 6,376 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $29,693,000 | 2,298 |
| Tier 1 (core) risk-based capital | $22,367,000 | 2,385 |
| Tier 2 risk-based capital | $2,543,000 | 1,732 |
| Total risk weighted assets | $202,766,000 | 1,924 |
| Total unused commitments | $29,693,000 | 2,301 |
| Derivatives | $14,000,000 | 367 |
| 2004-03-31 | Rank | |
| # of Employees: | 145 | 1,153 |
| Assets and Liabilities | ||
| Total Assets: | $291,854,000 | 1,943 |
| Cash and due from depository institutions | $38,909,000 | 1,153 |
| Interest-bearing balances | $23,715,000 | 304 |
| Securities | $31,335,000 | 3,542 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $194,664,000 | 1,869 |
| Loan loss allowance | $3,270,000 | 1,419 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $12,611,000 | 692 |
| Other real estate owned | $0 | 1,153 |
| Goodwill and other intangibles | $777,000 | 1,783 |
| All other assets | $13,558,000 | 1,081 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $291,854,000 | 1,943 |
| Total liabilities | $258,705,000 | 1,966 |
| Total deposits | $255,424,000 | 1,782 |
| Interest-bearing deposits | $210,256,000 | 1,844 |
| Deposits held in domestic offices | $255,424,000 | 1,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,281,000 | 1,340 |
| Total equity capital | $33,149,000 | 1,681 |
| Total bank equity capital | $33,149,000 | 1,681 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $45,500,000 | 541 |
| Undivided profits | $-14,851,000 | 9,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,533,000 | 1,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $851,000 | 3,351 |
| Earning assets | $249,714,000 | 2,071 |
| Long-term assets (5+ years) | $56,857,000 | 1,726 |
| Average Assets, year-to-date | $294,776,500 | 1,900 |
| Average Assets, quarterly | $294,776,500 | 1,900 |
| Volatile liabilities | $59,104,000 | 1,696 |
| Insider loans | $292,000 | 6,275 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $25,217,000 | 2,497 |
| Tier 1 (core) risk-based capital | $23,740,000 | 2,218 |
| Tier 2 risk-based capital | $2,347,000 | 1,838 |
| Total risk weighted assets | $186,870,000 | 2,023 |
| Total unused commitments | $25,217,000 | 2,505 |
| Derivatives | $14,000,000 | 374 |
| 2003-12-31 | Rank | |
| # of Employees: | 112 | 1,550 |
| Assets and Liabilities | ||
| Total Assets: | $297,699,000 | 1,888 |
| Cash and due from depository institutions | $50,754,000 | 1,550 |
| Interest-bearing balances | $41,781,000 | 144 |
| Securities | $44,461,000 | 2,742 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $177,729,000 | 2,009 |
| Loan loss allowance | $3,220,000 | 1,434 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $10,837,000 | 835 |
| Other real estate owned | $0 | 1,550 |
| Goodwill and other intangibles | $298,000 | 2,338 |
| All other assets | $13,620,000 | 1,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $297,699,000 | 1,888 |
| Total liabilities | $263,732,000 | 1,915 |
| Total deposits | $259,723,000 | 1,738 |
| Interest-bearing deposits | $216,638,000 | 1,791 |
| Deposits held in domestic offices | $259,723,000 | 1,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,009,000 | 1,100 |
| Total equity capital | $33,967,000 | 1,607 |
| Total bank equity capital | $33,967,000 | 1,607 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,500,000 | 1,527 |
| Surplus | $45,500,000 | 538 |
| Undivided profits | $-14,033,000 | 9,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,415,000 | 1,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $912,000 | 3,265 |
| Earning assets | $263,971,000 | 1,939 |
| Long-term assets (5+ years) | $125,350,000 | 860 |
| Average Assets, year-to-date | $241,839,600 | 2,234 |
| Average Assets, quarterly | $278,416,000 | 1,995 |
| Volatile liabilities | $51,805,000 | 1,903 |
| Insider loans | $27,000 | 7,940 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,166,000 | 3,024 |
| Tier 1 (core) risk-based capital | $25,372,000 | 2,067 |
| Tier 2 risk-based capital | $2,168,000 | 1,955 |
| Total risk weighted assets | $172,376,000 | 2,160 |
| Total unused commitments | $18,166,000 | 3,026 |
| Derivatives | $14,000,000 | 358 |
| 2003-09-30 | Rank | |
| # of Employees: | 104 | 1,690 |
| Assets and Liabilities | ||
| Total Assets: | $259,133,000 | 2,157 |
| Cash and due from depository institutions | $53,364,000 | 1,690 |
| Interest-bearing balances | $42,190,000 | 172 |
| Securities | $28,599,000 | 3,757 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $152,961,000 | 2,302 |
| Loan loss allowance | $3,039,000 | 1,517 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,361,000 | 985 |
| Other real estate owned | $0 | 1,690 |
| Goodwill and other intangibles | $315,000 | 2,278 |
| All other assets | $14,533,000 | 1,024 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $259,133,000 | 2,157 |
| Total liabilities | $224,033,000 | 2,256 |
| Total deposits | $220,025,000 | 2,065 |
| Interest-bearing deposits | $185,487,000 | 2,092 |
| Deposits held in domestic offices | $220,025,000 | 2,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,008,000 | 1,153 |
| Total equity capital | $35,100,000 | 1,562 |
| Total bank equity capital | $35,100,000 | 1,562 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,500,000 | 1,526 |
| Surplus | $45,500,000 | 552 |
| Undivided profits | $-12,900,000 | 9,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,568,000 | 1,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $718,000 | 4,231 |
| Earning assets | $223,750,000 | 2,304 |
| Long-term assets (5+ years) | $102,125,000 | 1,063 |
| Average Assets, year-to-date | $227,874,750 | 2,396 |
| Average Assets, quarterly | $247,826,000 | 2,242 |
| Volatile liabilities | $45,579,000 | 2,076 |
| Insider loans | $27,000 | 7,996 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $18,073,000 | 3,028 |
| Tier 1 (core) risk-based capital | $27,231,000 | 1,899 |
| Tier 2 risk-based capital | $1,987,000 | 2,109 |
| Total risk weighted assets | $157,920,000 | 2,335 |
| Total unused commitments | $18,073,000 | 3,030 |
| Derivatives | $14,000,000 | 359 |
| 2003-06-30 | Rank | |
| # of Employees: | 103 | 1,697 |
| Assets and Liabilities | ||
| Total Assets: | $236,519,000 | 2,344 |
| Cash and due from depository institutions | $51,298,000 | 1,697 |
| Interest-bearing balances | $42,197,000 | 195 |
| Securities | $17,971,000 | 4,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $145,601,000 | 2,386 |
| Loan loss allowance | $2,317,000 | 1,935 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,641,000 | 1,060 |
| Other real estate owned | $0 | 1,697 |
| Goodwill and other intangibles | $320,000 | 2,225 |
| All other assets | $12,688,000 | 1,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,519,000 | 2,344 |
| Total liabilities | $200,142,000 | 2,499 |
| Total deposits | $196,175,000 | 2,291 |
| Interest-bearing deposits | $161,620,000 | 2,356 |
| Deposits held in domestic offices | $196,175,000 | 2,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,967,000 | 1,194 |
| Total equity capital | $36,377,000 | 1,505 |
| Total bank equity capital | $36,377,000 | 1,505 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $45,500,000 | 536 |
| Undivided profits | $-11,623,000 | 9,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,585,000 | 1,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $625,000 | 4,568 |
| Earning assets | $205,769,000 | 2,469 |
| Long-term assets (5+ years) | $65,046,000 | 1,482 |
| Average Assets, year-to-date | $217,455,330 | 2,495 |
| Average Assets, quarterly | $222,180,000 | 2,469 |
| Volatile liabilities | $31,168,000 | 2,763 |
| Insider loans | $27,000 | 8,054 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $15,916,000 | 3,218 |
| Tier 1 (core) risk-based capital | $29,192,000 | 1,728 |
| Tier 2 risk-based capital | $1,919,000 | 2,121 |
| Total risk weighted assets | $153,147,000 | 2,360 |
| Total unused commitments | $15,916,000 | 3,230 |
| Derivatives | $14,000,000 | 371 |
| 2003-03-31 | Rank | |
| # of Employees: | 99 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $207,841,000 | 2,615 |
| Cash and due from depository institutions | $28,950,000 | 1,730 |
| Interest-bearing balances | $19,335,000 | 424 |
| Securities | $17,247,000 | 5,109 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $142,374,000 | 2,371 |
| Loan loss allowance | $2,287,000 | 1,906 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,057,000 | 1,129 |
| Other real estate owned | $0 | 1,730 |
| Goodwill and other intangibles | $197,000 | 2,454 |
| All other assets | $11,016,000 | 1,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,841,000 | 2,615 |
| Total liabilities | $188,457,000 | 2,603 |
| Total deposits | $185,208,000 | 2,405 |
| Interest-bearing deposits | $152,640,000 | 2,504 |
| Deposits held in domestic offices | $185,208,000 | 2,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,249,000 | 1,427 |
| Total equity capital | $19,384,000 | 2,727 |
| Total bank equity capital | $19,384,000 | 2,727 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $27,500,000 | 789 |
| Undivided profits | $-10,616,000 | 9,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,599,000 | 1,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $706,000 | 4,138 |
| Earning assets | $178,956,000 | 2,752 |
| Long-term assets (5+ years) | $57,153,000 | 1,590 |
| Average Assets, year-to-date | $207,923,500 | 2,589 |
| Average Assets, quarterly | $207,923,500 | 2,589 |
| Volatile liabilities | $37,390,000 | 2,354 |
| Insider loans | $27,000 | 8,054 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $16,668,000 | 3,060 |
| Tier 1 (core) risk-based capital | $12,864,000 | 3,733 |
| Tier 2 risk-based capital | $1,776,000 | 2,212 |
| Total risk weighted assets | $141,605,000 | 2,486 |
| Total unused commitments | $16,668,000 | 3,071 |
| Derivatives | $14,000,000 | 349 |
| 2002-12-31 | Rank | |
| # of Employees: | 94 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $208,006,000 | 2,572 |
| Cash and due from depository institutions | $47,895,000 | 1,820 |
| Interest-bearing balances | $42,990,000 | 154 |
| Securities | $3,000,000 | 8,434 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $139,371,000 | 2,414 |
| Loan loss allowance | $2,329,000 | 1,833 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,583,000 | 1,191 |
| Other real estate owned | $0 | 1,820 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $10,157,000 | 1,299 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,006,000 | 2,572 |
| Total liabilities | $187,766,000 | 2,568 |
| Total deposits | $183,725,000 | 2,375 |
| Interest-bearing deposits | $152,684,000 | 2,431 |
| Deposits held in domestic offices | $183,725,000 | 2,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,041,000 | 1,152 |
| Total equity capital | $20,240,000 | 2,589 |
| Total bank equity capital | $20,240,000 | 2,589 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,500,000 | 1,516 |
| Surplus | $27,500,000 | 772 |
| Undivided profits | $-9,760,000 | 9,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,730,000 | 1,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $763,000 | 4,063 |
| Earning assets | $185,361,000 | 2,635 |
| Long-term assets (5+ years) | $52,006,000 | 1,661 |
| Average Assets, year-to-date | $181,980,600 | 2,761 |
| Average Assets, quarterly | $204,288,500 | 2,597 |
| Volatile liabilities | $45,454,000 | 1,985 |
| Insider loans | $27,000 | 8,106 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,536,000 | 3,577 |
| Tier 1 (core) risk-based capital | $14,369,000 | 3,357 |
| Tier 2 risk-based capital | $1,747,000 | 2,221 |
| Total risk weighted assets | $139,210,000 | 2,502 |
| Total unused commitments | $12,536,000 | 3,581 |
| Derivatives | $14,000,000 | 337 |
| 2001-12-31 | Rank | |
| # of Employees: | 68 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $143,976,000 | 3,386 |
| Cash and due from depository institutions | $54,442,000 | 2,501 |
| Interest-bearing balances | $45,774,000 | 141 |
| Securities | $502,000 | 9,279 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $77,486,000 | 3,853 |
| Loan loss allowance | $386,000 | 6,676 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,662,000 | 1,324 |
| Other real estate owned | $0 | 2,501 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,884,000 | 2,259 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,976,000 | 3,386 |
| Total liabilities | $119,099,000 | 3,626 |
| Total deposits | $118,660,000 | 3,370 |
| Interest-bearing deposits | $95,294,000 | 3,585 |
| Deposits held in domestic offices | $118,660,000 | 3,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $439,000 | 5,799 |
| Total equity capital | $24,877,000 | 1,979 |
| Total bank equity capital | $24,877,000 | 1,979 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $27,500,000 | 750 |
| Undivided profits | $-5,123,000 | 9,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $569,000 | 5,468 |
| Earning assets | $123,762,000 | 3,548 |
| Long-term assets (5+ years) | $31,584,000 | 2,410 |
| Average Assets, year-to-date | $85,676,800 | 4,894 |
| Average Assets, quarterly | $122,148,500 | 3,852 |
| Volatile liabilities | $28,994,000 | 2,785 |
| Insider loans | $183,000 | 7,069 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,235,000 | 3,660 |
| Tier 1 (core) risk-based capital | $24,877,000 | 1,851 |
| Tier 2 risk-based capital | $386,000 | 6,359 |
| Total risk weighted assets | $91,022,000 | 3,489 |
| Total unused commitments | $11,235,000 | 3,668 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 42 | 3,908 |
| Assets and Liabilities | ||
| Total Assets: | $48,561,000 | 6,965 |
| Cash and due from depository institutions | $39,354,000 | 3,908 |
| Interest-bearing balances | $33,662,000 | 136 |
| Securities | $1,386,000 | 9,433 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $2,967,000 | 9,734 |
| Loan loss allowance | $0 | 9,795 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,446,000 | 1,969 |
| Other real estate owned | $0 | 3,908 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $408,000 | 8,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,561,000 | 6,965 |
| Total liabilities | $21,698,000 | 8,712 |
| Total deposits | $21,472,000 | 8,619 |
| Interest-bearing deposits | $12,640,000 | 9,190 |
| Deposits held in domestic offices | $21,472,000 | 8,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $226,000 | 8,012 |
| Total equity capital | $26,863,000 | 1,723 |
| Total bank equity capital | $26,863,000 | 1,723 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $27,500,000 | 723 |
| Undivided profits | $-3,137,000 | 9,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $221,000 | 7,773 |
| Earning assets | $38,015,000 | 7,468 |
| Long-term assets (5+ years) | $1,987,000 | 7,352 |
| Average Assets, year-to-date | $48,561,000 | 6,763 |
| Average Assets, quarterly | $48,561,000 | 6,902 |
| Volatile liabilities | $6,202,000 | 6,935 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $570,000 | 8,842 |
| Tier 1 (core) risk-based capital | $26,863,000 | 1,641 |
| Tier 2 risk-based capital | $0 | 9,799 |
| Total risk weighted assets | $16,285,600 | 8,573 |
| Total unused commitments | $570,000 | 8,848 |
| Derivatives | $0 | 481 |