Home > Millennium Bank > Assets and Liabilities
Millennium Bank, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 54 | 2,765 |
| Assets and Liabilities | ||
| Total Assets: | $251,022,000 | 2,562 |
| Cash and due from depository institutions | $2,560,000 | 2,765 |
| Interest-bearing balances | $81,000 | 6,669 |
| Securities | $59,980,000 | 2,316 |
| Federal funds sold & reverse repurchase agreements | $3,125,000 | 1,531 |
| Net loans & leases | $166,469,000 | 2,354 |
| Loan loss allowance | $4,457,000 | 1,633 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,660,000 | 1,214 |
| Other real estate owned | $5,296,000 | 2,765 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $3,932,000 | 3,457 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $251,022,000 | 2,562 |
| Total liabilities | $233,187,000 | 2,453 |
| Total deposits | $225,887,000 | 2,389 |
| Interest-bearing deposits | $196,414,000 | 2,277 |
| Deposits held in domestic offices | $225,887,000 | 2,389 |
| % insured | 92.09% | 2,963 |
| Federal funds purchased & repurchase agreements | $3,416,000 | 1,378 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $3,000,000 | 3,032 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $884,000 | 3,481 |
| Total equity capital | $17,835,000 | 3,558 |
| Total bank equity capital | $17,835,000 | 3,556 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,000,000 | 1,604 |
| Surplus | $31,058,000 | 1,072 |
| Undivided profits | $-15,223,000 | 7,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $7,045,000 | 1,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $840,000 | 3,187 |
| Earning assets | $229,655,000 | 2,547 |
| Long-term assets (5+ years) | $74,592,000 | 2,347 |
| Average Assets, year-to-date | $254,806,330 | 2,501 |
| Average Assets, quarterly | $253,840,000 | 2,525 |
| Volatile liabilities | $16,391,000 | 2,378 |
| Insider loans | $490,000 | 4,760 |
| FHLB advances | $3,000,000 | 2,921 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $24,434,000 | 2,266 |
| Tier 1 (core) risk-based capital | $16,629,000 | 3,581 |
| Tier 2 risk-based capital | $2,293,000 | 2,158 |
| Total risk weighted assets | $181,299,000 | 2,311 |
| Total unused commitments | $24,434,000 | 2,266 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 54 | 2,762 |
| Assets and Liabilities | ||
| Total Assets: | $256,658,000 | 2,528 |
| Cash and due from depository institutions | $2,469,000 | 2,762 |
| Interest-bearing balances | $163,000 | 6,570 |
| Securities | $66,201,000 | 2,125 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 1,692 |
| Net loans & leases | $164,268,000 | 2,384 |
| Loan loss allowance | $4,400,000 | 1,685 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $9,798,000 | 1,200 |
| Other real estate owned | $6,055,000 | 2,762 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $4,167,000 | 3,361 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $256,658,000 | 2,528 |
| Total liabilities | $238,927,000 | 2,421 |
| Total deposits | $229,162,000 | 2,389 |
| Interest-bearing deposits | $200,256,000 | 2,268 |
| Deposits held in domestic offices | $229,162,000 | 2,389 |
| % insured | 92.24% | 2,922 |
| Federal funds purchased & repurchase agreements | $5,030,000 | 1,197 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $3,500,000 | 2,960 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,235,000 | 2,835 |
| Total equity capital | $17,731,000 | 3,549 |
| Total bank equity capital | $17,731,000 | 3,547 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,000,000 | 1,627 |
| Surplus | $31,049,000 | 1,076 |
| Undivided profits | $-15,318,000 | 7,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $8,087,000 | 1,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $863,000 | 3,105 |
| Earning assets | $234,332,000 | 2,519 |
| Long-term assets (5+ years) | $80,167,000 | 2,201 |
| Average Assets, year-to-date | $256,698,500 | 2,501 |
| Average Assets, quarterly | $256,698,500 | 2,501 |
| Volatile liabilities | $16,816,000 | 2,357 |
| Insider loans | $490,000 | 4,814 |
| FHLB advances | $3,500,000 | 2,865 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $27,750,000 | 2,076 |
| Tier 1 (core) risk-based capital | $16,870,000 | 3,526 |
| Tier 2 risk-based capital | $2,371,000 | 2,098 |
| Total risk weighted assets | $187,656,000 | 2,251 |
| Total unused commitments | $27,750,000 | 2,076 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 53 | 2,810 |
| Assets and Liabilities | ||
| Total Assets: | $256,739,000 | 2,502 |
| Cash and due from depository institutions | $3,942,000 | 2,810 |
| Interest-bearing balances | $80,000 | 6,674 |
| Securities | $55,761,000 | 2,405 |
| Federal funds sold & reverse repurchase agreements | $9,980,000 | 613 |
| Net loans & leases | $167,005,000 | 2,386 |
| Loan loss allowance | $4,756,000 | 1,570 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $9,912,000 | 1,179 |
| Other real estate owned | $5,634,000 | 2,810 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $4,505,000 | 3,280 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $256,739,000 | 2,502 |
| Total liabilities | $238,425,000 | 2,414 |
| Total deposits | $228,624,000 | 2,355 |
| Interest-bearing deposits | $200,907,000 | 2,233 |
| Deposits held in domestic offices | $228,624,000 | 2,354 |
| % insured | 93.88% | 2,320 |
| Federal funds purchased & repurchase agreements | $5,017,000 | 1,229 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $3,500,000 | 3,104 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,284,000 | 2,778 |
| Total equity capital | $18,314,000 | 3,451 |
| Total bank equity capital | $18,314,000 | 3,449 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,000,000 | 1,637 |
| Surplus | $31,037,000 | 1,080 |
| Undivided profits | $-14,723,000 | 7,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $10,135,000 | 1,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $893,000 | 3,153 |
| Earning assets | $232,826,000 | 2,511 |
| Long-term assets (5+ years) | $69,166,000 | 2,102 |
| Average Assets, year-to-date | $263,010,400 | 2,399 |
| Average Assets, quarterly | $256,319,500 | 2,487 |
| Volatile liabilities | $16,957,000 | 2,497 |
| Insider loans | $490,000 | 4,862 |
| FHLB advances | $3,500,000 | 2,994 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $23,525,000 | 2,281 |
| Tier 1 (core) risk-based capital | $17,187,000 | 3,458 |
| Tier 2 risk-based capital | $2,348,000 | 2,127 |
| Total risk weighted assets | $185,478,000 | 2,288 |
| Total unused commitments | $23,525,000 | 2,283 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 55 | 2,741 |
| Assets and Liabilities | ||
| Total Assets: | $255,900,000 | 2,492 |
| Cash and due from depository institutions | $3,314,000 | 2,741 |
| Interest-bearing balances | $38,000 | 6,804 |
| Securities | $57,984,000 | 2,235 |
| Federal funds sold & reverse repurchase agreements | $5,745,000 | 1,110 |
| Net loans & leases | $168,759,000 | 2,366 |
| Loan loss allowance | $5,378,000 | 1,441 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $10,047,000 | 1,158 |
| Other real estate owned | $5,602,000 | 2,741 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $4,449,000 | 3,348 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $255,900,000 | 2,492 |
| Total liabilities | $236,602,000 | 2,420 |
| Total deposits | $227,668,000 | 2,350 |
| Interest-bearing deposits | $202,868,000 | 2,225 |
| Deposits held in domestic offices | $227,668,000 | 2,350 |
| % insured | 92.52% | 2,991 |
| Federal funds purchased & repurchase agreements | $2,682,000 | 1,557 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $4,991,000 | 2,908 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,261,000 | 2,923 |
| Total equity capital | $19,298,000 | 3,350 |
| Total bank equity capital | $19,298,000 | 3,350 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,000,000 | 1,668 |
| Surplus | $31,023,000 | 1,093 |
| Undivided profits | $-13,725,000 | 7,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $10,838,000 | 1,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $868,000 | 3,350 |
| Earning assets | $232,526,000 | 2,510 |
| Long-term assets (5+ years) | $75,861,000 | 1,898 |
| Average Assets, year-to-date | $264,578,250 | 2,394 |
| Average Assets, quarterly | $257,307,500 | 2,467 |
| Volatile liabilities | $16,097,000 | 2,628 |
| Insider loans | $490,000 | 4,897 |
| FHLB advances | $4,500,000 | 2,848 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $26,883,000 | 2,046 |
| Tier 1 (core) risk-based capital | $17,762,000 | 3,390 |
| Tier 2 risk-based capital | $2,400,000 | 2,092 |
| Total risk weighted assets | $188,983,000 | 2,249 |
| Total unused commitments | $26,883,000 | 2,051 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 55 | 2,771 |
| Assets and Liabilities | ||
| Total Assets: | $258,715,000 | 2,472 |
| Cash and due from depository institutions | $2,465,000 | 2,771 |
| Interest-bearing balances | $55,000 | 6,729 |
| Securities | $57,198,000 | 2,284 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $178,846,000 | 2,250 |
| Loan loss allowance | $5,040,000 | 1,536 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $10,160,000 | 1,151 |
| Other real estate owned | $5,541,000 | 2,771 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $4,505,000 | 3,334 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $258,715,000 | 2,472 |
| Total liabilities | $240,003,000 | 2,391 |
| Total deposits | $230,145,000 | 2,330 |
| Interest-bearing deposits | $204,626,000 | 2,219 |
| Deposits held in domestic offices | $230,145,000 | 2,330 |
| % insured | 92.75% | 2,982 |
| Federal funds purchased & repurchase agreements | $3,643,000 | 1,422 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,000,000 | 2,836 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,215,000 | 2,833 |
| Total equity capital | $18,712,000 | 3,377 |
| Total bank equity capital | $18,712,000 | 3,377 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,000,000 | 1,694 |
| Surplus | $31,014,000 | 1,087 |
| Undivided profits | $-14,302,000 | 7,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $10,745,000 | 1,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $959,000 | 3,020 |
| Earning assets | $236,099,000 | 2,465 |
| Long-term assets (5+ years) | $79,337,000 | 1,800 |
| Average Assets, year-to-date | $267,471,000 | 2,389 |
| Average Assets, quarterly | $264,570,500 | 2,418 |
| Volatile liabilities | $19,632,000 | 2,300 |
| Insider loans | $490,000 | 4,942 |
| FHLB advances | $5,000,000 | 2,712 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $13,913,000 | 3,207 |
| Tier 1 (core) risk-based capital | $17,947,000 | 3,328 |
| Tier 2 risk-based capital | $2,470,000 | 2,058 |
| Total risk weighted assets | $195,070,000 | 2,197 |
| Total unused commitments | $13,913,000 | 3,208 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 54 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $270,426,000 | 2,391 |
| Cash and due from depository institutions | $2,499,000 | 2,813 |
| Interest-bearing balances | $64,000 | 6,738 |
| Securities | $67,938,000 | 1,955 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 3,397 |
| Net loans & leases | $178,669,000 | 2,269 |
| Loan loss allowance | $5,801,000 | 1,389 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $10,116,000 | 1,167 |
| Other real estate owned | $5,714,000 | 2,813 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $4,790,000 | 3,254 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $270,426,000 | 2,391 |
| Total liabilities | $251,337,000 | 2,317 |
| Total deposits | $237,338,000 | 2,282 |
| Interest-bearing deposits | $210,646,000 | 2,189 |
| Deposits held in domestic offices | $237,338,000 | 2,281 |
| % insured | 91.90% | 3,411 |
| Federal funds purchased & repurchase agreements | $5,818,000 | 1,194 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $6,903,000 | 2,567 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,278,000 | 2,708 |
| Total equity capital | $19,089,000 | 3,285 |
| Total bank equity capital | $19,089,000 | 3,284 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,000,000 | 1,720 |
| Surplus | $30,994,000 | 1,097 |
| Undivided profits | $-13,905,000 | 7,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $12,969,000 | 1,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $992,000 | 2,923 |
| Earning assets | $247,371,000 | 2,384 |
| Long-term assets (5+ years) | $85,267,000 | 1,641 |
| Average Assets, year-to-date | $271,849,000 | 2,370 |
| Average Assets, quarterly | $271,849,000 | 2,370 |
| Volatile liabilities | $26,105,000 | 1,900 |
| Insider loans | $490,000 | 4,982 |
| FHLB advances | $6,000,000 | 2,569 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $18,153,000 | 2,768 |
| Tier 1 (core) risk-based capital | $18,477,000 | 3,258 |
| Tier 2 risk-based capital | $2,559,000 | 1,995 |
| Total risk weighted assets | $201,515,000 | 2,138 |
| Total unused commitments | $18,153,000 | 2,770 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 57 | 2,705 |
| Assets and Liabilities | ||
| Total Assets: | $273,272,000 | 2,363 |
| Cash and due from depository institutions | $2,258,000 | 2,705 |
| Interest-bearing balances | $69,000 | 6,701 |
| Securities | $62,228,000 | 2,020 |
| Federal funds sold & reverse repurchase agreements | $3,195,000 | 1,973 |
| Net loans & leases | $184,501,000 | 2,251 |
| Loan loss allowance | $6,428,000 | 1,249 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $10,226,000 | 1,167 |
| Other real estate owned | $5,781,000 | 2,705 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $5,083,000 | 3,187 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $273,272,000 | 2,363 |
| Total liabilities | $253,902,000 | 2,290 |
| Total deposits | $239,321,000 | 2,256 |
| Interest-bearing deposits | $213,582,000 | 2,170 |
| Deposits held in domestic offices | $239,321,000 | 2,255 |
| % insured | 92.37% | 3,122 |
| Federal funds purchased & repurchase agreements | $7,401,000 | 1,108 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $6,000,000 | 2,876 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,180,000 | 2,901 |
| Total equity capital | $19,370,000 | 3,234 |
| Total bank equity capital | $19,370,000 | 3,233 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,000,000 | 1,743 |
| Surplus | $30,968,000 | 1,094 |
| Undivided profits | $-13,598,000 | 7,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $13,661,000 | 1,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,090,000 | 2,773 |
| Earning assets | $249,993,000 | 2,364 |
| Long-term assets (5+ years) | $78,825,000 | 1,722 |
| Average Assets, year-to-date | $296,618,400 | 2,170 |
| Average Assets, quarterly | $279,907,000 | 2,313 |
| Volatile liabilities | $94,527,000 | 1,416 |
| Insider loans | $490,000 | 5,085 |
| FHLB advances | $6,000,000 | 2,739 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $16,747,000 | 2,863 |
| Tier 1 (core) risk-based capital | $18,868,000 | 3,191 |
| Tier 2 risk-based capital | $2,611,000 | 1,991 |
| Total risk weighted assets | $205,090,000 | 2,143 |
| Total unused commitments | $16,747,000 | 2,863 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 54 | 2,866 |
| Assets and Liabilities | ||
| Total Assets: | $286,542,000 | 2,298 |
| Cash and due from depository institutions | $5,245,000 | 2,866 |
| Interest-bearing balances | $488,000 | 5,978 |
| Securities | $64,744,000 | 1,911 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $194,187,000 | 2,205 |
| Loan loss allowance | $6,321,000 | 1,283 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,343,000 | 1,163 |
| Other real estate owned | $5,826,000 | 2,866 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $6,197,000 | 2,821 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $286,542,000 | 2,298 |
| Total liabilities | $265,982,000 | 2,227 |
| Total deposits | $249,155,000 | 2,193 |
| Interest-bearing deposits | $225,093,000 | 2,096 |
| Deposits held in domestic offices | $249,155,000 | 2,190 |
| % insured | 88.14% | 4,175 |
| Federal funds purchased & repurchase agreements | $9,455,000 | 1,002 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $6,000,000 | 2,997 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,372,000 | 2,895 |
| Total equity capital | $20,560,000 | 3,163 |
| Total bank equity capital | $20,560,000 | 3,163 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,000,000 | 1,771 |
| Surplus | $30,954,000 | 1,078 |
| Undivided profits | $-12,394,000 | 7,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $15,573,000 | 1,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,032,000 | 3,121 |
| Earning assets | $259,419,000 | 2,313 |
| Long-term assets (5+ years) | $79,911,000 | 1,674 |
| Average Assets, year-to-date | $302,455,000 | 2,171 |
| Average Assets, quarterly | $290,488,500 | 2,253 |
| Volatile liabilities | $97,505,000 | 1,434 |
| Insider loans | $590,000 | 4,900 |
| FHLB advances | $6,000,000 | 2,858 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $22,322,000 | 2,414 |
| Tier 1 (core) risk-based capital | $19,706,000 | 3,115 |
| Tier 2 risk-based capital | $2,764,000 | 1,925 |
| Total risk weighted assets | $217,568,000 | 2,055 |
| Total unused commitments | $22,322,000 | 2,419 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 58 | 2,709 |
| Assets and Liabilities | ||
| Total Assets: | $294,435,000 | 2,249 |
| Cash and due from depository institutions | $3,749,000 | 2,709 |
| Interest-bearing balances | $1,153,000 | 5,305 |
| Securities | $71,376,000 | 1,760 |
| Federal funds sold & reverse repurchase agreements | $1,825,000 | 2,751 |
| Net loans & leases | $195,958,000 | 2,213 |
| Loan loss allowance | $4,757,000 | 1,668 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,161,000 | 1,207 |
| Other real estate owned | $5,873,000 | 2,709 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $5,493,000 | 3,089 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $294,435,000 | 2,249 |
| Total liabilities | $270,694,000 | 2,196 |
| Total deposits | $255,797,000 | 2,143 |
| Interest-bearing deposits | $227,763,000 | 2,082 |
| Deposits held in domestic offices | $255,797,000 | 2,141 |
| % insured | 88.19% | 4,243 |
| Federal funds purchased & repurchase agreements | $7,230,000 | 1,121 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,000,000 | 3,141 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,667,000 | 2,408 |
| Total equity capital | $23,741,000 | 2,743 |
| Total bank equity capital | $23,741,000 | 2,742 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,000,000 | 1,792 |
| Surplus | $30,954,000 | 1,075 |
| Undivided profits | $-9,213,000 | 7,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $19,333,000 | 886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,191,000 | 2,653 |
| Earning assets | $270,312,000 | 2,244 |
| Long-term assets (5+ years) | $81,260,000 | 1,640 |
| Average Assets, year-to-date | $307,759,330 | 2,157 |
| Average Assets, quarterly | $300,502,000 | 2,203 |
| Volatile liabilities | $98,547,000 | 1,449 |
| Insider loans | $513,000 | 5,160 |
| FHLB advances | $6,000,000 | 3,007 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $24,895,000 | 2,258 |
| Tier 1 (core) risk-based capital | $22,863,000 | 2,685 |
| Tier 2 risk-based capital | $2,764,000 | 1,941 |
| Total risk weighted assets | $219,152,000 | 2,082 |
| Total unused commitments | $24,895,000 | 2,262 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 57 | 2,781 |
| Assets and Liabilities | ||
| Total Assets: | $306,569,000 | 2,226 |
| Cash and due from depository institutions | $4,436,000 | 2,781 |
| Interest-bearing balances | $1,809,000 | 4,914 |
| Securities | $74,466,000 | 1,710 |
| Federal funds sold & reverse repurchase agreements | $3,975,000 | 2,049 |
| Net loans & leases | $205,524,000 | 2,181 |
| Loan loss allowance | $4,961,000 | 1,625 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,378,000 | 1,333 |
| Other real estate owned | $3,006,000 | 2,781 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,784,000 | 3,077 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $306,569,000 | 2,226 |
| Total liabilities | $280,276,000 | 2,192 |
| Total deposits | $255,619,000 | 2,184 |
| Interest-bearing deposits | $226,211,000 | 2,142 |
| Deposits held in domestic offices | $255,619,000 | 2,182 |
| % insured | 90.51% | 3,510 |
| Federal funds purchased & repurchase agreements | $12,333,000 | 895 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,206,000 | 2,440 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,118,000 | 3,172 |
| Total equity capital | $26,293,000 | 2,518 |
| Total bank equity capital | $26,293,000 | 2,515 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,000,000 | 1,830 |
| Surplus | $30,926,000 | 1,094 |
| Undivided profits | $-6,633,000 | 7,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $24,801,000 | 747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,205,000 | 2,693 |
| Earning assets | $285,774,000 | 2,180 |
| Long-term assets (5+ years) | $79,659,000 | 1,667 |
| Average Assets, year-to-date | $314,421,500 | 2,165 |
| Average Assets, quarterly | $314,421,500 | 2,165 |
| Volatile liabilities | $107,179,000 | 1,386 |
| Insider loans | $503,000 | 5,265 |
| FHLB advances | $11,000,000 | 2,350 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $29,138,000 | 2,078 |
| Tier 1 (core) risk-based capital | $25,716,000 | 2,435 |
| Tier 2 risk-based capital | $2,850,000 | 1,951 |
| Total risk weighted assets | $225,882,000 | 2,076 |
| Total unused commitments | $29,138,000 | 2,083 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 56 | 2,860 |
| Assets and Liabilities | ||
| Total Assets: | $322,274,000 | 2,132 |
| Cash and due from depository institutions | $8,817,000 | 2,860 |
| Interest-bearing balances | $5,870,000 | 3,082 |
| Securities | $77,386,000 | 1,644 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $219,314,000 | 2,075 |
| Loan loss allowance | $6,004,000 | 1,392 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,747,000 | 1,454 |
| Other real estate owned | $1,685,000 | 2,860 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,325,000 | 2,954 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $322,274,000 | 2,132 |
| Total liabilities | $295,033,000 | 2,105 |
| Total deposits | $265,049,000 | 2,116 |
| Interest-bearing deposits | $236,015,000 | 2,054 |
| Deposits held in domestic offices | $265,049,000 | 2,114 |
| % insured | 90.92% | 3,369 |
| Federal funds purchased & repurchase agreements | $17,651,000 | 768 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $11,208,000 | 2,587 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,125,000 | 3,192 |
| Total equity capital | $27,241,000 | 2,417 |
| Total bank equity capital | $27,241,000 | 2,413 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,000,000 | 1,862 |
| Surplus | $30,919,000 | 1,091 |
| Undivided profits | $-5,678,000 | 7,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $16,540,000 | 1,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,537,000 | 2,209 |
| Earning assets | $302,570,000 | 2,085 |
| Long-term assets (5+ years) | $80,463,000 | 1,648 |
| Average Assets, year-to-date | $324,951,200 | 2,081 |
| Average Assets, quarterly | $328,998,500 | 2,088 |
| Volatile liabilities | $113,190,000 | 1,315 |
| Insider loans | $503,000 | 5,344 |
| FHLB advances | $11,000,000 | 2,490 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $28,444,000 | 2,135 |
| Tier 1 (core) risk-based capital | $26,712,000 | 2,334 |
| Tier 2 risk-based capital | $2,994,000 | 1,889 |
| Total risk weighted assets | $236,540,000 | 2,042 |
| Total unused commitments | $28,444,000 | 2,138 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 56 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $335,723,000 | 2,064 |
| Cash and due from depository institutions | $11,217,000 | 2,879 |
| Interest-bearing balances | $7,859,000 | 2,393 |
| Securities | $80,882,000 | 1,571 |
| Federal funds sold & reverse repurchase agreements | $3,160,000 | 2,362 |
| Net loans & leases | $227,566,000 | 2,055 |
| Loan loss allowance | $5,636,000 | 1,389 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,110,000 | 1,578 |
| Other real estate owned | $1,613,000 | 2,879 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,175,000 | 4,107 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $335,723,000 | 2,064 |
| Total liabilities | $308,556,000 | 2,021 |
| Total deposits | $287,001,000 | 1,954 |
| Interest-bearing deposits | $258,079,000 | 1,884 |
| Deposits held in domestic offices | $287,001,000 | 1,952 |
| % insured | 88.85% | 4,342 |
| Federal funds purchased & repurchase agreements | $8,900,000 | 1,155 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $11,204,000 | 2,705 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,451,000 | 2,982 |
| Total equity capital | $27,167,000 | 2,497 |
| Total bank equity capital | $27,167,000 | 2,494 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,000,000 | 1,885 |
| Surplus | $30,891,000 | 1,096 |
| Undivided profits | $-5,724,000 | 7,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $13,732,000 | 1,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,429,000 | 2,555 |
| Earning assets | $319,467,000 | 1,989 |
| Long-term assets (5+ years) | $81,009,000 | 1,639 |
| Average Assets, year-to-date | $325,620,500 | 2,095 |
| Average Assets, quarterly | $335,304,000 | 2,053 |
| Volatile liabilities | $106,072,000 | 1,443 |
| Insider loans | $503,000 | 5,362 |
| FHLB advances | $11,000,000 | 2,589 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $36,078,000 | 1,866 |
| Tier 1 (core) risk-based capital | $26,587,000 | 2,397 |
| Tier 2 risk-based capital | $3,111,000 | 1,833 |
| Total risk weighted assets | $246,319,000 | 1,997 |
| Total unused commitments | $36,078,000 | 1,868 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 61 | 2,712 |
| Assets and Liabilities | ||
| Total Assets: | $334,885,000 | 2,083 |
| Cash and due from depository institutions | $15,416,000 | 2,712 |
| Interest-bearing balances | $11,015,000 | 1,723 |
| Securities | $74,548,000 | 1,672 |
| Federal funds sold & reverse repurchase agreements | $655,000 | 4,322 |
| Net loans & leases | $232,692,000 | 2,046 |
| Loan loss allowance | $4,100,000 | 1,760 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,835,000 | 1,676 |
| Other real estate owned | $0 | 2,712 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,739,000 | 3,750 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $334,885,000 | 2,083 |
| Total liabilities | $306,451,000 | 2,045 |
| Total deposits | $285,533,000 | 1,962 |
| Interest-bearing deposits | $249,932,000 | 1,939 |
| Deposits held in domestic offices | $285,533,000 | 1,960 |
| % insured | 70.54% | 5,950 |
| Federal funds purchased & repurchase agreements | $8,437,000 | 1,181 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $11,000,000 | 2,798 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,481,000 | 2,963 |
| Total equity capital | $28,434,000 | 2,381 |
| Total bank equity capital | $28,434,000 | 2,380 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,000,000 | 1,914 |
| Surplus | $30,863,000 | 1,108 |
| Undivided profits | $-4,429,000 | 7,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $13,303,000 | 1,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,518,000 | 2,295 |
| Earning assets | $318,910,000 | 2,006 |
| Long-term assets (5+ years) | $59,819,000 | 2,042 |
| Average Assets, year-to-date | $322,253,000 | 2,140 |
| Average Assets, quarterly | $334,718,500 | 2,080 |
| Volatile liabilities | $92,607,000 | 1,643 |
| Insider loans | $498,000 | 5,427 |
| FHLB advances | $11,000,000 | 2,664 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $36,467,000 | 1,909 |
| Tier 1 (core) risk-based capital | $28,579,000 | 2,257 |
| Tier 2 risk-based capital | $3,116,000 | 1,826 |
| Total risk weighted assets | $248,308,000 | 2,006 |
| Total unused commitments | $36,467,000 | 1,912 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 60 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $334,552,000 | 2,095 |
| Cash and due from depository institutions | $13,483,000 | 2,759 |
| Interest-bearing balances | $9,713,000 | 1,678 |
| Securities | $78,024,000 | 1,589 |
| Federal funds sold & reverse repurchase agreements | $1,855,000 | 3,863 |
| Net loans & leases | $230,073,000 | 2,069 |
| Loan loss allowance | $2,356,000 | 2,623 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,715,000 | 1,701 |
| Other real estate owned | $328,000 | 2,759 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,074,000 | 4,175 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $334,552,000 | 2,095 |
| Total liabilities | $309,268,000 | 2,040 |
| Total deposits | $288,551,000 | 1,949 |
| Interest-bearing deposits | $261,896,000 | 1,871 |
| Deposits held in domestic offices | $288,551,000 | 1,946 |
| % insured | 73.67% | 5,426 |
| Federal funds purchased & repurchase agreements | $8,295,000 | 1,224 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $11,000,000 | 2,859 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,422,000 | 2,967 |
| Total equity capital | $25,284,000 | 2,640 |
| Total bank equity capital | $25,284,000 | 2,639 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $25,825,000 | 1,263 |
| Undivided profits | $-2,541,000 | 7,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $8,575,000 | 1,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,272,000 | 2,767 |
| Earning assets | $319,665,000 | 2,011 |
| Long-term assets (5+ years) | $43,013,000 | 2,578 |
| Average Assets, year-to-date | $315,937,000 | 2,179 |
| Average Assets, quarterly | $315,937,000 | 2,179 |
| Volatile liabilities | $87,499,000 | 1,732 |
| Insider loans | $58,000 | 7,001 |
| FHLB advances | $11,000,000 | 2,738 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $45,949,000 | 1,669 |
| Tier 1 (core) risk-based capital | $24,812,000 | 2,568 |
| Tier 2 risk-based capital | $2,356,000 | 2,301 |
| Total risk weighted assets | $247,474,000 | 2,019 |
| Total unused commitments | $45,949,000 | 1,670 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 62 | 2,707 |
| Assets and Liabilities | ||
| Total Assets: | $297,322,000 | 2,278 |
| Cash and due from depository institutions | $6,344,000 | 2,707 |
| Interest-bearing balances | $2,807,000 | 2,573 |
| Securities | $41,695,000 | 2,675 |
| Federal funds sold & reverse repurchase agreements | $3,790,000 | 2,284 |
| Net loans & leases | $234,280,000 | 2,059 |
| Loan loss allowance | $1,954,000 | 2,965 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,781,000 | 1,681 |
| Other real estate owned | $359,000 | 2,707 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $3,073,000 | 4,225 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $297,322,000 | 2,278 |
| Total liabilities | $272,158,000 | 2,251 |
| Total deposits | $250,720,000 | 2,154 |
| Interest-bearing deposits | $220,968,000 | 2,121 |
| Deposits held in domestic offices | $250,720,000 | 2,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,276,000 | 1,269 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $11,000,000 | 3,029 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,162,000 | 3,395 |
| Total equity capital | $25,164,000 | 2,631 |
| Total bank equity capital | $25,164,000 | 2,631 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,932 |
| Surplus | $25,792,000 | 1,238 |
| Undivided profits | $-2,628,000 | 7,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,993,000 | 1,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,384,000 | 2,717 |
| Earning assets | $282,572,000 | 2,221 |
| Long-term assets (5+ years) | $31,821,000 | 3,115 |
| Average Assets, year-to-date | $270,475,400 | 2,380 |
| Average Assets, quarterly | $295,560,500 | 2,276 |
| Volatile liabilities | $55,360,000 | 2,510 |
| Insider loans | $58,000 | 7,078 |
| FHLB advances | $11,000,000 | 2,918 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $55,832,000 | 1,430 |
| Tier 1 (core) risk-based capital | $24,698,000 | 2,567 |
| Tier 2 risk-based capital | $1,954,000 | 2,660 |
| Total risk weighted assets | $242,006,000 | 2,055 |
| Total unused commitments | $55,832,000 | 1,434 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 65 | 2,609 |
| Assets and Liabilities | ||
| Total Assets: | $293,799,000 | 2,292 |
| Cash and due from depository institutions | $7,209,000 | 2,609 |
| Interest-bearing balances | $45,000 | 5,777 |
| Securities | $33,296,000 | 3,142 |
| Federal funds sold & reverse repurchase agreements | $10,045,000 | 1,217 |
| Net loans & leases | $232,361,000 | 2,076 |
| Loan loss allowance | $1,390,000 | 3,589 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,854,000 | 1,655 |
| Other real estate owned | $0 | 2,609 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,034,000 | 4,309 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $293,799,000 | 2,292 |
| Total liabilities | $268,992,000 | 2,254 |
| Total deposits | $251,749,000 | 2,115 |
| Interest-bearing deposits | $222,920,000 | 2,073 |
| Deposits held in domestic offices | $251,749,000 | 2,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,301,000 | 1,717 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $11,000,000 | 3,050 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $942,000 | 3,979 |
| Total equity capital | $24,807,000 | 2,687 |
| Total bank equity capital | $24,807,000 | 2,687 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,000,000 | 1,945 |
| Surplus | $25,741,000 | 1,218 |
| Undivided profits | $-2,934,000 | 7,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,323,000 | 3,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,175,000 | 3,315 |
| Earning assets | $275,747,000 | 2,247 |
| Long-term assets (5+ years) | $23,018,000 | 3,720 |
| Average Assets, year-to-date | $263,763,750 | 2,433 |
| Average Assets, quarterly | $282,620,500 | 2,347 |
| Volatile liabilities | $40,958,000 | 3,073 |
| Insider loans | $50,000 | 7,168 |
| FHLB advances | $11,000,000 | 2,929 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $66,485,000 | 1,328 |
| Tier 1 (core) risk-based capital | $24,674,000 | 2,601 |
| Tier 2 risk-based capital | $1,390,000 | 3,356 |
| Total risk weighted assets | $244,201,000 | 2,053 |
| Total unused commitments | $66,485,000 | 1,330 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 67 | 2,568 |
| Assets and Liabilities | ||
| Total Assets: | $271,442,000 | 2,427 |
| Cash and due from depository institutions | $6,103,000 | 2,568 |
| Interest-bearing balances | $38,000 | 5,824 |
| Securities | $19,368,000 | 4,536 |
| Federal funds sold & reverse repurchase agreements | $11,075,000 | 1,095 |
| Net loans & leases | $223,594,000 | 2,135 |
| Loan loss allowance | $1,213,000 | 3,848 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,356,000 | 1,771 |
| Other real estate owned | $0 | 2,568 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,946,000 | 3,626 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $271,442,000 | 2,427 |
| Total liabilities | $248,341,000 | 2,394 |
| Total deposits | $230,724,000 | 2,259 |
| Interest-bearing deposits | $203,931,000 | 2,224 |
| Deposits held in domestic offices | $230,724,000 | 2,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,632,000 | 1,716 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $11,000,000 | 2,929 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $985,000 | 3,878 |
| Total equity capital | $23,101,000 | 2,879 |
| Total bank equity capital | $23,101,000 | 2,879 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,000,000 | 1,953 |
| Surplus | $24,722,000 | 1,248 |
| Undivided profits | $-3,621,000 | 8,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,094,000 | 3,460 |
| Earning assets | $254,075,000 | 2,390 |
| Long-term assets (5+ years) | $21,149,000 | 3,840 |
| Average Assets, year-to-date | $253,752,000 | 2,544 |
| Average Assets, quarterly | $264,949,500 | 2,466 |
| Volatile liabilities | $39,663,000 | 3,160 |
| Insider loans | $48,000 | 7,251 |
| FHLB advances | $11,000,000 | 2,816 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $55,032,000 | 1,603 |
| Tier 1 (core) risk-based capital | $23,314,000 | 2,748 |
| Tier 2 risk-based capital | $1,213,000 | 3,652 |
| Total risk weighted assets | $230,424,000 | 2,140 |
| Total unused commitments | $55,032,000 | 1,603 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 65 | 2,637 |
| Assets and Liabilities | ||
| Total Assets: | $258,457,000 | 2,539 |
| Cash and due from depository institutions | $5,339,000 | 2,637 |
| Interest-bearing balances | $50,000 | 5,619 |
| Securities | $17,866,000 | 4,704 |
| Federal funds sold & reverse repurchase agreements | $25,230,000 | 606 |
| Net loans & leases | $199,598,000 | 2,289 |
| Loan loss allowance | $1,019,000 | 4,207 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,352,000 | 1,762 |
| Other real estate owned | $0 | 2,637 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,072,000 | 4,158 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $258,457,000 | 2,539 |
| Total liabilities | $238,082,000 | 2,466 |
| Total deposits | $220,990,000 | 2,368 |
| Interest-bearing deposits | $191,945,000 | 2,357 |
| Deposits held in domestic offices | $220,990,000 | 2,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,917,000 | 1,567 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,500,000 | 2,815 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $675,000 | 4,963 |
| Total equity capital | $20,375,000 | 3,299 |
| Total bank equity capital | $20,375,000 | 3,299 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,000,000 | 1,951 |
| Surplus | $22,217,000 | 1,342 |
| Undivided profits | $-3,842,000 | 8,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 6,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $858,000 | 4,227 |
| Earning assets | $242,744,000 | 2,492 |
| Long-term assets (5+ years) | $15,444,000 | 4,365 |
| Average Assets, year-to-date | $244,907,000 | 2,636 |
| Average Assets, quarterly | $244,907,000 | 2,636 |
| Volatile liabilities | $39,657,000 | 3,128 |
| Insider loans | $45,000 | 7,278 |
| FHLB advances | $10,500,000 | 2,706 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $54,376,000 | 1,640 |
| Tier 1 (core) risk-based capital | $20,296,000 | 3,135 |
| Tier 2 risk-based capital | $1,019,000 | 4,026 |
| Total risk weighted assets | $209,531,000 | 2,304 |
| Total unused commitments | $54,376,000 | 1,643 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 65 | 2,654 |
| Assets and Liabilities | ||
| Total Assets: | $231,357,000 | 2,751 |
| Cash and due from depository institutions | $5,671,000 | 2,654 |
| Interest-bearing balances | $50,000 | 5,393 |
| Securities | $23,503,000 | 4,038 |
| Federal funds sold & reverse repurchase agreements | $12,660,000 | 1,052 |
| Net loans & leases | $179,228,000 | 2,481 |
| Loan loss allowance | $892,000 | 4,569 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,378,000 | 1,740 |
| Other real estate owned | $0 | 2,654 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,917,000 | 4,305 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $231,357,000 | 2,751 |
| Total liabilities | $212,868,000 | 2,688 |
| Total deposits | $194,203,000 | 2,641 |
| Interest-bearing deposits | $166,663,000 | 2,665 |
| Deposits held in domestic offices | $194,203,000 | 2,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,259,000 | 1,521 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,500,000 | 2,660 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $906,000 | 4,253 |
| Total equity capital | $18,489,000 | 3,555 |
| Total bank equity capital | $18,489,000 | 3,555 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,942 |
| Surplus | $20,580,000 | 1,418 |
| Undivided profits | $-4,091,000 | 8,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $779,000 | 4,781 |
| Earning assets | $215,441,000 | 2,710 |
| Long-term assets (5+ years) | $6,647,000 | 5,633 |
| Average Assets, year-to-date | $186,388,200 | 3,230 |
| Average Assets, quarterly | $221,878,000 | 2,818 |
| Volatile liabilities | $42,049,000 | 2,981 |
| Insider loans | $42,000 | 7,330 |
| FHLB advances | $10,500,000 | 2,545 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $53,180,000 | 1,683 |
| Tier 1 (core) risk-based capital | $18,475,000 | 3,402 |
| Tier 2 risk-based capital | $892,000 | 4,373 |
| Total risk weighted assets | $190,653,000 | 2,453 |
| Total unused commitments | $53,180,000 | 1,683 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 63 | 2,727 |
| Assets and Liabilities | ||
| Total Assets: | $212,399,000 | 2,926 |
| Cash and due from depository institutions | $3,986,000 | 2,727 |
| Interest-bearing balances | $53,000 | 5,238 |
| Securities | $17,417,000 | 4,831 |
| Federal funds sold & reverse repurchase agreements | $17,195,000 | 816 |
| Net loans & leases | $164,505,000 | 2,618 |
| Loan loss allowance | $792,000 | 4,853 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,948,000 | 1,813 |
| Other real estate owned | $0 | 2,727 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,348,000 | 4,887 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $212,399,000 | 2,926 |
| Total liabilities | $195,282,000 | 2,845 |
| Total deposits | $177,970,000 | 2,843 |
| Interest-bearing deposits | $151,133,000 | 2,864 |
| Deposits held in domestic offices | $177,970,000 | 2,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,178,000 | 1,702 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,500,000 | 2,420 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $634,000 | 5,203 |
| Total equity capital | $17,117,000 | 3,750 |
| Total bank equity capital | $17,117,000 | 3,750 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $19,918,000 | 1,434 |
| Undivided profits | $-4,801,000 | 8,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $901,000 | 4,577 |
| Earning assets | $199,170,000 | 2,859 |
| Long-term assets (5+ years) | $7,121,000 | 5,416 |
| Average Assets, year-to-date | $175,146,000 | 3,385 |
| Average Assets, quarterly | $203,995,500 | 3,010 |
| Volatile liabilities | $43,022,000 | 2,906 |
| Insider loans | $35,000 | 7,388 |
| FHLB advances | $11,500,000 | 2,301 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $48,404,000 | 1,830 |
| Tier 1 (core) risk-based capital | $17,179,000 | 3,623 |
| Tier 2 risk-based capital | $792,000 | 4,656 |
| Total risk weighted assets | $177,274,000 | 2,572 |
| Total unused commitments | $48,404,000 | 1,830 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 62 | 2,816 |
| Assets and Liabilities | ||
| Total Assets: | $195,592,000 | 3,144 |
| Cash and due from depository institutions | $6,992,000 | 2,816 |
| Interest-bearing balances | $61,000 | 5,217 |
| Securities | $16,124,000 | 5,016 |
| Federal funds sold & reverse repurchase agreements | $12,250,000 | 1,291 |
| Net loans & leases | $152,082,000 | 2,804 |
| Loan loss allowance | $781,000 | 4,895 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,971,000 | 2,098 |
| Other real estate owned | $0 | 2,816 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,173,000 | 5,035 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $195,592,000 | 3,144 |
| Total liabilities | $178,966,000 | 3,088 |
| Total deposits | $161,893,000 | 3,108 |
| Interest-bearing deposits | $137,854,000 | 3,123 |
| Deposits held in domestic offices | $161,893,000 | 3,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,026,000 | 1,642 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,500,000 | 2,322 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $547,000 | 5,344 |
| Total equity capital | $16,626,000 | 3,781 |
| Total bank equity capital | $16,626,000 | 3,781 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,920 |
| Surplus | $19,688,000 | 1,460 |
| Undivided profits | $-5,062,000 | 8,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 6,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $730,000 | 5,007 |
| Earning assets | $180,517,000 | 3,139 |
| Long-term assets (5+ years) | $6,328,000 | 5,550 |
| Average Assets, year-to-date | $162,728,330 | 3,620 |
| Average Assets, quarterly | $178,662,000 | 3,389 |
| Volatile liabilities | $38,419,000 | 3,118 |
| Insider loans | $25,000 | 7,493 |
| FHLB advances | $11,500,000 | 2,205 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $48,148,000 | 1,878 |
| Tier 1 (core) risk-based capital | $16,807,000 | 3,675 |
| Tier 2 risk-based capital | $781,000 | 4,701 |
| Total risk weighted assets | $161,469,000 | 2,781 |
| Total unused commitments | $48,148,000 | 1,879 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 62 | 2,797 |
| Assets and Liabilities | ||
| Total Assets: | $161,732,000 | 3,685 |
| Cash and due from depository institutions | $2,916,000 | 2,797 |
| Interest-bearing balances | $34,000 | 5,707 |
| Securities | $15,198,000 | 5,230 |
| Federal funds sold & reverse repurchase agreements | $14,120,000 | 1,423 |
| Net loans & leases | $122,434,000 | 3,321 |
| Loan loss allowance | $1,026,000 | 4,088 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,309,000 | 2,320 |
| Other real estate owned | $0 | 2,797 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,755,000 | 5,452 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $161,732,000 | 3,685 |
| Total liabilities | $149,148,000 | 3,580 |
| Total deposits | $138,462,000 | 3,560 |
| Interest-bearing deposits | $111,483,000 | 3,688 |
| Deposits held in domestic offices | $138,462,000 | 3,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,191,000 | 1,666 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,175,000 | 3,043 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $320,000 | 6,550 |
| Total equity capital | $12,584,000 | 4,659 |
| Total bank equity capital | $12,584,000 | 4,659 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $15,557,000 | 1,763 |
| Undivided profits | $-4,973,000 | 8,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $451,000 | 4,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $680,000 | 5,084 |
| Earning assets | $151,786,000 | 3,609 |
| Long-term assets (5+ years) | $3,953,000 | 6,158 |
| Average Assets, year-to-date | $146,296,500 | 3,930 |
| Average Assets, quarterly | $146,296,500 | 3,930 |
| Volatile liabilities | $31,464,000 | 3,529 |
| Insider loans | $25,000 | 7,495 |
| FHLB advances | $6,175,000 | 2,917 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $50,415,000 | 1,804 |
| Tier 1 (core) risk-based capital | $12,788,000 | 4,518 |
| Tier 2 risk-based capital | $1,026,000 | 3,923 |
| Total risk weighted assets | $135,457,000 | 3,207 |
| Total unused commitments | $50,415,000 | 1,805 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 57 | 3,028 |
| Assets and Liabilities | ||
| Total Assets: | $130,861,000 | 4,251 |
| Cash and due from depository institutions | $4,465,000 | 3,028 |
| Interest-bearing balances | $35,000 | 5,679 |
| Securities | $15,174,000 | 5,262 |
| Federal funds sold & reverse repurchase agreements | $2,205,000 | 4,305 |
| Net loans & leases | $102,605,000 | 3,761 |
| Loan loss allowance | $905,000 | 4,449 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,757,000 | 2,494 |
| Other real estate owned | $0 | 3,028 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,655,000 | 5,643 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $130,861,000 | 4,251 |
| Total liabilities | $117,939,000 | 4,213 |
| Total deposits | $111,392,000 | 4,121 |
| Interest-bearing deposits | $83,716,000 | 4,430 |
| Deposits held in domestic offices | $111,392,000 | 4,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,175,000 | 3,164 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $372,000 | 6,179 |
| Total equity capital | $12,922,000 | 4,520 |
| Total bank equity capital | $12,922,000 | 4,520 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,000,000 | 1,899 |
| Surplus | $15,536,000 | 1,720 |
| Undivided profits | $-4,614,000 | 8,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $451,000 | 4,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $526,000 | 6,002 |
| Earning assets | $120,019,000 | 4,248 |
| Long-term assets (5+ years) | $11,079,000 | 4,493 |
| Average Assets, year-to-date | $92,560,000 | 5,149 |
| Average Assets, quarterly | $120,523,000 | 4,432 |
| Volatile liabilities | $25,948,000 | 4,066 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $6,175,000 | 3,031 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $43,100,000 | 2,025 |
| Tier 1 (core) risk-based capital | $13,150,000 | 4,391 |
| Tier 2 risk-based capital | $905,000 | 4,253 |
| Total risk weighted assets | $124,379,000 | 3,415 |
| Total unused commitments | $43,100,000 | 2,025 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $110,185,000 | 4,727 |
| Cash and due from depository institutions | $2,278,000 | 3,252 |
| Interest-bearing balances | $26,000 | 5,911 |
| Securities | $15,155,000 | 5,298 |
| Federal funds sold & reverse repurchase agreements | $11,720,000 | 1,198 |
| Net loans & leases | $75,355,000 | 4,586 |
| Loan loss allowance | $387,000 | 6,685 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,205,000 | 2,760 |
| Other real estate owned | $0 | 3,252 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,472,000 | 5,932 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $110,185,000 | 4,727 |
| Total liabilities | $96,303,000 | 4,756 |
| Total deposits | $87,997,000 | 4,762 |
| Interest-bearing deposits | $73,871,000 | 4,773 |
| Deposits held in domestic offices | $87,997,000 | 4,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,175,000 | 2,933 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $131,000 | 7,954 |
| Total equity capital | $13,882,000 | 4,266 |
| Total bank equity capital | $13,882,000 | 4,266 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,898 |
| Surplus | $15,485,000 | 1,708 |
| Undivided profits | $-3,603,000 | 8,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $515,000 | 6,105 |
| Earning assets | $102,256,000 | 4,687 |
| Long-term assets (5+ years) | $8,167,000 | 4,994 |
| Average Assets, year-to-date | $82,984,750 | 5,493 |
| Average Assets, quarterly | $100,911,500 | 4,950 |
| Volatile liabilities | $28,289,000 | 3,873 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $8,175,000 | 2,801 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $32,643,000 | 2,468 |
| Tier 1 (core) risk-based capital | $14,199,000 | 4,137 |
| Tier 2 risk-based capital | $386,000 | 6,462 |
| Total risk weighted assets | $92,981,000 | 4,150 |
| Total unused commitments | $32,643,000 | 2,469 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 42 | 3,880 |
| Assets and Liabilities | ||
| Total Assets: | $91,638,000 | 5,286 |
| Cash and due from depository institutions | $1,973,000 | 3,880 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $15,059,000 | 5,323 |
| Federal funds sold & reverse repurchase agreements | $5,120,000 | 2,206 |
| Net loans & leases | $65,077,000 | 4,961 |
| Loan loss allowance | $301,000 | 7,160 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,111,000 | 3,385 |
| Other real estate owned | $0 | 3,880 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,298,000 | 6,165 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $91,638,000 | 5,286 |
| Total liabilities | $77,241,000 | 5,439 |
| Total deposits | $68,502,000 | 5,533 |
| Interest-bearing deposits | $55,828,000 | 5,624 |
| Deposits held in domestic offices | $68,502,000 | 5,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,175,000 | 2,968 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $564,000 | 4,955 |
| Total equity capital | $14,397,000 | 4,010 |
| Total bank equity capital | $14,397,000 | 4,010 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,000,000 | 1,890 |
| Surplus | $15,485,000 | 1,661 |
| Undivided profits | $-3,088,000 | 8,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $347,000 | 6,847 |
| Earning assets | $85,256,000 | 5,218 |
| Long-term assets (5+ years) | $7,162,000 | 5,191 |
| Average Assets, year-to-date | $73,918,000 | 5,878 |
| Average Assets, quarterly | $81,506,000 | 5,616 |
| Volatile liabilities | $15,515,000 | 5,269 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $8,175,000 | 2,831 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $25,468,000 | 2,925 |
| Tier 1 (core) risk-based capital | $15,106,000 | 3,845 |
| Tier 2 risk-based capital | $301,000 | 6,958 |
| Total risk weighted assets | $71,166,000 | 4,886 |
| Total unused commitments | $25,468,000 | 2,926 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 31 | 4,847 |
| Assets and Liabilities | ||
| Total Assets: | $71,374,000 | 6,013 |
| Cash and due from depository institutions | $5,945,000 | 4,847 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $15,205,000 | 5,337 |
| Federal funds sold & reverse repurchase agreements | $1,330,000 | 4,809 |
| Net loans & leases | $44,930,000 | 5,882 |
| Loan loss allowance | $240,000 | 7,548 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,741,000 | 3,633 |
| Other real estate owned | $0 | 4,847 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,223,000 | 6,199 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $71,374,000 | 6,013 |
| Total liabilities | $56,623,000 | 6,279 |
| Total deposits | $53,398,000 | 6,247 |
| Interest-bearing deposits | $35,927,000 | 6,769 |
| Deposits held in domestic offices | $53,398,000 | 6,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,175,000 | 4,117 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $50,000 | 8,533 |
| Total equity capital | $14,751,000 | 3,909 |
| Total bank equity capital | $14,751,000 | 3,909 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,883 |
| Surplus | $15,335,000 | 1,609 |
| Undivided profits | $-2,584,000 | 8,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $375,000 | 6,512 |
| Earning assets | $61,465,000 | 6,182 |
| Long-term assets (5+ years) | $4,697,000 | 5,860 |
| Average Assets, year-to-date | $65,058,000 | 6,221 |
| Average Assets, quarterly | $65,058,000 | 6,221 |
| Volatile liabilities | $10,987,000 | 5,888 |
| Insider loans | $3,000 | 7,848 |
| FHLB advances | $3,175,000 | 3,975 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $14,334,000 | 4,027 |
| Tier 1 (core) risk-based capital | $15,110,000 | 3,796 |
| Tier 2 risk-based capital | $240,000 | 7,373 |
| Total risk weighted assets | $50,221,000 | 5,776 |
| Total unused commitments | $14,334,000 | 4,027 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 30 | 4,947 |
| Assets and Liabilities | ||
| Total Assets: | $58,742,000 | 6,537 |
| Cash and due from depository institutions | $2,715,000 | 4,947 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $15,332,000 | 5,316 |
| Federal funds sold & reverse repurchase agreements | $4,975,000 | 2,510 |
| Net loans & leases | $32,176,000 | 6,678 |
| Loan loss allowance | $229,000 | 7,649 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,553,000 | 3,792 |
| Other real estate owned | $0 | 4,947 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $991,000 | 6,706 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $58,742,000 | 6,537 |
| Total liabilities | $54,607,000 | 6,395 |
| Total deposits | $51,332,000 | 6,362 |
| Interest-bearing deposits | $41,898,000 | 6,390 |
| Deposits held in domestic offices | $51,332,000 | 6,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,175,000 | 4,183 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $100,000 | 8,009 |
| Total equity capital | $4,135,000 | 7,601 |
| Total bank equity capital | $4,135,000 | 7,601 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,000,000 | 1,869 |
| Surplus | $4,335,000 | 4,027 |
| Undivided profits | $-2,200,000 | 8,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $215,000 | 7,765 |
| Earning assets | $52,483,000 | 6,599 |
| Long-term assets (5+ years) | $1,263,000 | 7,162 |
| Average Assets, year-to-date | $51,067,600 | 6,805 |
| Average Assets, quarterly | $55,799,500 | 6,633 |
| Volatile liabilities | $12,582,000 | 5,553 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $3,175,000 | 4,025 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $9,977,000 | 4,735 |
| Tier 1 (core) risk-based capital | $4,528,000 | 7,424 |
| Tier 2 risk-based capital | $229,000 | 7,476 |
| Total risk weighted assets | $36,263,000 | 6,590 |
| Total unused commitments | $9,977,000 | 4,735 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 16 | 6,842 |
| Assets and Liabilities | ||
| Total Assets: | $52,857,000 | 6,794 |
| Cash and due from depository institutions | $1,630,000 | 6,842 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $15,662,000 | 5,269 |
| Federal funds sold & reverse repurchase agreements | $4,510,000 | 2,456 |
| Net loans & leases | $27,689,000 | 7,005 |
| Loan loss allowance | $201,000 | 7,851 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,577,000 | 3,752 |
| Other real estate owned | $0 | 6,842 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $789,000 | 7,175 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $52,857,000 | 6,794 |
| Total liabilities | $49,329,000 | 6,628 |
| Total deposits | $42,553,000 | 6,812 |
| Interest-bearing deposits | $36,460,000 | 6,740 |
| Deposits held in domestic offices | $42,553,000 | 6,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,675,000 | 3,296 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $101,000 | 8,135 |
| Total equity capital | $3,528,000 | 7,914 |
| Total bank equity capital | $3,528,000 | 7,914 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,838 |
| Surplus | $3,775,000 | 4,315 |
| Undivided profits | $-2,247,000 | 8,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $315,000 | 7,062 |
| Earning assets | $47,861,000 | 6,827 |
| Long-term assets (5+ years) | $532,000 | 7,582 |
| Average Assets, year-to-date | $49,149,000 | 6,905 |
| Average Assets, quarterly | $50,531,000 | 6,885 |
| Volatile liabilities | $15,677,000 | 5,011 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $6,675,000 | 3,142 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $6,571,000 | 5,489 |
| Tier 1 (core) risk-based capital | $4,062,000 | 7,641 |
| Tier 2 risk-based capital | $201,000 | 7,706 |
| Total risk weighted assets | $31,012,000 | 6,958 |
| Total unused commitments | $6,571,000 | 5,489 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 12 | 7,533 |
| Assets and Liabilities | ||
| Total Assets: | $48,205,000 | 7,002 |
| Cash and due from depository institutions | $1,186,000 | 7,533 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $15,901,000 | 5,258 |
| Federal funds sold & reverse repurchase agreements | $485,000 | 4,978 |
| Net loans & leases | $27,599,000 | 6,970 |
| Loan loss allowance | $212,000 | 7,786 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,344,000 | 3,944 |
| Other real estate owned | $0 | 7,533 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $690,000 | 7,286 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $48,205,000 | 7,002 |
| Total liabilities | $44,647,000 | 6,861 |
| Total deposits | $37,921,000 | 7,075 |
| Interest-bearing deposits | $31,963,000 | 7,054 |
| Deposits held in domestic offices | $37,921,000 | 7,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,675,000 | 3,237 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $51,000 | 8,541 |
| Total equity capital | $3,558,000 | 7,870 |
| Total bank equity capital | $3,558,000 | 7,870 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $3,775,000 | 4,269 |
| Undivided profits | $-2,217,000 | 8,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $187,000 | 7,908 |
| Earning assets | $43,985,000 | 7,006 |
| Long-term assets (5+ years) | $2,175,000 | 6,866 |
| Average Assets, year-to-date | $47,913,000 | 6,966 |
| Average Assets, quarterly | $47,683,000 | 6,996 |
| Volatile liabilities | $8,786,000 | 6,232 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $6,675,000 | 3,092 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $4,058,000 | 6,384 |
| Tier 1 (core) risk-based capital | $4,068,000 | 7,604 |
| Tier 2 risk-based capital | $212,000 | 7,632 |
| Total risk weighted assets | $27,609,000 | 7,156 |
| Total unused commitments | $4,058,000 | 6,384 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 11 | 7,740 |
| Assets and Liabilities | ||
| Total Assets: | $47,161,000 | 7,071 |
| Cash and due from depository institutions | $704,000 | 7,740 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,077,000 | 5,296 |
| Federal funds sold & reverse repurchase agreements | $720,000 | 5,361 |
| Net loans & leases | $27,188,000 | 7,001 |
| Loan loss allowance | $201,000 | 7,917 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,682,000 | 4,751 |
| Other real estate owned | $0 | 7,740 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $790,000 | 7,047 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $47,161,000 | 7,071 |
| Total liabilities | $43,647,000 | 6,969 |
| Total deposits | $40,398,000 | 6,986 |
| Interest-bearing deposits | $37,069,000 | 6,780 |
| Deposits held in domestic offices | $40,398,000 | 6,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,175,000 | 4,085 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $74,000 | 8,272 |
| Total equity capital | $3,514,000 | 7,895 |
| Total bank equity capital | $3,514,000 | 7,895 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,823 |
| Surplus | $3,775,000 | 4,251 |
| Undivided profits | $-2,261,000 | 8,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $317,000 | 6,751 |
| Earning assets | $43,985,000 | 7,038 |
| Long-term assets (5+ years) | $3,915,000 | 6,326 |
| Average Assets, year-to-date | $47,767,000 | 7,038 |
| Average Assets, quarterly | $47,767,000 | 7,038 |
| Volatile liabilities | $9,666,000 | 5,943 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $3,175,000 | 3,933 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $4,197,000 | 6,362 |
| Tier 1 (core) risk-based capital | $4,024,000 | 7,653 |
| Tier 2 risk-based capital | $201,000 | 7,761 |
| Total risk weighted assets | $25,062,000 | 7,368 |
| Total unused commitments | $4,197,000 | 6,364 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 11 | 7,766 |
| Assets and Liabilities | ||
| Total Assets: | $48,373,000 | 7,042 |
| Cash and due from depository institutions | $2,465,000 | 7,766 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $17,024,000 | 5,162 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $26,708,000 | 7,064 |
| Loan loss allowance | $194,000 | 7,987 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,641,000 | 4,805 |
| Other real estate owned | $0 | 7,766 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $535,000 | 7,785 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $48,373,000 | 7,042 |
| Total liabilities | $44,735,000 | 6,935 |
| Total deposits | $40,426,000 | 7,011 |
| Interest-bearing deposits | $37,713,000 | 6,736 |
| Deposits held in domestic offices | $40,426,000 | 7,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,060,000 | 2,669 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,175,000 | 4,109 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $74,000 | 8,233 |
| Total equity capital | $3,638,000 | 7,879 |
| Total bank equity capital | $3,638,000 | 7,879 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,805 |
| Surplus | $3,655,000 | 4,288 |
| Undivided profits | $-2,017,000 | 8,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $186,000 | 7,909 |
| Earning assets | $43,732,000 | 7,072 |
| Long-term assets (5+ years) | $2,875,000 | 6,763 |
| Average Assets, year-to-date | $45,338,600 | 7,098 |
| Average Assets, quarterly | $48,879,000 | 6,997 |
| Volatile liabilities | $13,911,000 | 5,008 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $3,175,000 | 3,942 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,174,000 | 4,884 |
| Tier 1 (core) risk-based capital | $3,839,000 | 7,740 |
| Tier 2 risk-based capital | $194,000 | 7,852 |
| Total risk weighted assets | $27,657,000 | 7,191 |
| Total unused commitments | $8,174,000 | 4,885 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 9 | 8,127 |
| Assets and Liabilities | ||
| Total Assets: | $49,385,000 | 6,986 |
| Cash and due from depository institutions | $698,000 | 8,127 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $17,696,000 | 5,064 |
| Federal funds sold & reverse repurchase agreements | $3,545,000 | 2,695 |
| Net loans & leases | $25,212,000 | 7,186 |
| Loan loss allowance | $191,000 | 8,035 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,618,000 | 4,803 |
| Other real estate owned | $0 | 8,127 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $616,000 | 7,593 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $49,385,000 | 6,986 |
| Total liabilities | $45,565,000 | 6,866 |
| Total deposits | $42,290,000 | 6,865 |
| Interest-bearing deposits | $39,730,000 | 6,563 |
| Deposits held in domestic offices | $42,290,000 | 6,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,175,000 | 4,134 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $100,000 | 8,125 |
| Total equity capital | $3,820,000 | 7,839 |
| Total bank equity capital | $3,820,000 | 7,839 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,000,000 | 1,797 |
| Surplus | $3,655,000 | 4,256 |
| Undivided profits | $-1,835,000 | 8,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $313,000 | 6,936 |
| Earning assets | $46,453,000 | 6,920 |
| Long-term assets (5+ years) | $1,719,000 | 7,243 |
| Average Assets, year-to-date | $44,580,000 | 7,162 |
| Average Assets, quarterly | $46,589,500 | 7,100 |
| Volatile liabilities | $13,440,000 | 5,088 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $3,175,000 | 3,968 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $9,127,000 | 4,627 |
| Tier 1 (core) risk-based capital | $3,887,000 | 7,737 |
| Tier 2 risk-based capital | $191,000 | 7,896 |
| Total risk weighted assets | $29,459,000 | 7,058 |
| Total unused commitments | $9,127,000 | 4,630 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 9 | 8,187 |
| Assets and Liabilities | ||
| Total Assets: | $43,794,000 | 7,292 |
| Cash and due from depository institutions | $1,299,000 | 8,187 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $17,467,000 | 5,175 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $22,908,000 | 7,371 |
| Loan loss allowance | $191,000 | 8,071 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,666,000 | 4,702 |
| Other real estate owned | $0 | 8,187 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $454,000 | 8,086 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $43,794,000 | 7,292 |
| Total liabilities | $40,523,000 | 7,173 |
| Total deposits | $34,916,000 | 7,353 |
| Interest-bearing deposits | $32,333,000 | 7,142 |
| Deposits held in domestic offices | $34,916,000 | 7,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,300,000 | 2,278 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,175,000 | 4,083 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $132,000 | 7,605 |
| Total equity capital | $3,271,000 | 8,088 |
| Total bank equity capital | $3,271,000 | 8,088 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,000,000 | 1,803 |
| Surplus | $3,589,000 | 4,274 |
| Undivided profits | $-2,318,000 | 8,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $177,000 | 8,052 |
| Earning assets | $40,375,000 | 7,263 |
| Long-term assets (5+ years) | $1,963,000 | 7,256 |
| Average Assets, year-to-date | $42,978,330 | 7,296 |
| Average Assets, quarterly | $43,596,500 | 7,287 |
| Volatile liabilities | $15,334,000 | 4,672 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $3,175,000 | 3,925 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $4,251,000 | 6,205 |
| Tier 1 (core) risk-based capital | $3,776,000 | 7,803 |
| Tier 2 risk-based capital | $191,000 | 7,940 |
| Total risk weighted assets | $27,182,000 | 7,260 |
| Total unused commitments | $4,251,000 | 6,209 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 8 | 8,379 |
| Assets and Liabilities | ||
| Total Assets: | $43,399,000 | 7,333 |
| Cash and due from depository institutions | $1,534,000 | 8,379 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $3,174,000 | 8,182 |
| Federal funds sold & reverse repurchase agreements | $17,865,000 | 811 |
| Net loans & leases | $18,768,000 | 7,722 |
| Loan loss allowance | $181,000 | 8,143 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,690,000 | 4,641 |
| Other real estate owned | $0 | 8,379 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $368,000 | 8,316 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $43,399,000 | 7,333 |
| Total liabilities | $39,692,000 | 7,242 |
| Total deposits | $38,388,000 | 7,167 |
| Interest-bearing deposits | $36,227,000 | 6,874 |
| Deposits held in domestic offices | $38,388,000 | 7,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,175,000 | 4,766 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $129,000 | 7,807 |
| Total equity capital | $3,707,000 | 7,933 |
| Total bank equity capital | $3,707,000 | 7,933 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,000,000 | 1,796 |
| Surplus | $3,489,000 | 4,334 |
| Undivided profits | $-1,782,000 | 8,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $81,000 | 8,730 |
| Earning assets | $39,807,000 | 7,316 |
| Long-term assets (5+ years) | $2,901,000 | 6,874 |
| Average Assets, year-to-date | $42,570,500 | 7,367 |
| Average Assets, quarterly | $42,570,500 | 7,367 |
| Volatile liabilities | $11,917,000 | 5,256 |
| Insider loans | $600,000 | 5,100 |
| FHLB advances | $1,175,000 | 4,571 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,053,000 | 6,819 |
| Tier 1 (core) risk-based capital | $3,751,000 | 7,803 |
| Tier 2 risk-based capital | $181,000 | 8,014 |
| Total risk weighted assets | $22,124,000 | 7,644 |
| Total unused commitments | $3,053,000 | 6,824 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 7 | 8,605 |
| Assets and Liabilities | ||
| Total Assets: | $41,742,000 | 7,450 |
| Cash and due from depository institutions | $1,028,000 | 8,605 |
| Interest-bearing balances | $300,000 | 4,135 |
| Securities | $19,142,000 | 4,941 |
| Federal funds sold & reverse repurchase agreements | $1,445,000 | 4,530 |
| Net loans & leases | $17,937,000 | 7,855 |
| Loan loss allowance | $173,000 | 8,241 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,718,000 | 4,604 |
| Other real estate owned | $0 | 8,605 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $472,000 | 8,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,742,000 | 7,450 |
| Total liabilities | $38,105,000 | 7,365 |
| Total deposits | $35,799,000 | 7,364 |
| Interest-bearing deposits | $33,148,000 | 7,090 |
| Deposits held in domestic offices | $35,799,000 | 7,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,175,000 | 4,305 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $131,000 | 7,768 |
| Total equity capital | $3,637,000 | 7,966 |
| Total bank equity capital | $3,637,000 | 7,966 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,000,000 | 1,811 |
| Surplus | $3,389,000 | 4,366 |
| Undivided profits | $-1,752,000 | 8,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $169,000 | 8,189 |
| Earning assets | $38,824,000 | 7,385 |
| Long-term assets (5+ years) | $6,271,000 | 5,872 |
| Average Assets, year-to-date | $34,948,200 | 7,780 |
| Average Assets, quarterly | $42,953,500 | 7,367 |
| Volatile liabilities | $12,415,000 | 5,123 |
| Insider loans | $600,000 | 5,099 |
| FHLB advances | $2,175,000 | 4,131 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,785,000 | 5,849 |
| Tier 1 (core) risk-based capital | $3,727,000 | 7,824 |
| Tier 2 risk-based capital | $173,000 | 8,125 |
| Total risk weighted assets | $22,477,000 | 7,656 |
| Total unused commitments | $4,785,000 | 5,854 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 7 | 8,648 |
| Assets and Liabilities | ||
| Total Assets: | $44,165,000 | 7,339 |
| Cash and due from depository institutions | $853,000 | 8,648 |
| Interest-bearing balances | $300,000 | 4,264 |
| Securities | $21,814,000 | 4,514 |
| Federal funds sold & reverse repurchase agreements | $4,665,000 | 2,749 |
| Net loans & leases | $14,701,000 | 8,230 |
| Loan loss allowance | $141,000 | 8,491 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,726,000 | 4,575 |
| Other real estate owned | $0 | 8,648 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $406,000 | 8,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,165,000 | 7,339 |
| Total liabilities | $40,398,000 | 7,256 |
| Total deposits | $38,113,000 | 7,232 |
| Interest-bearing deposits | $36,669,000 | 6,869 |
| Deposits held in domestic offices | $38,113,000 | 7,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,175,000 | 4,287 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $110,000 | 8,293 |
| Total equity capital | $3,767,000 | 7,917 |
| Total bank equity capital | $3,767,000 | 7,917 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,000,000 | 1,814 |
| Surplus | $3,389,000 | 4,314 |
| Undivided profits | $-1,622,000 | 8,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $179,000 | 8,206 |
| Earning assets | $41,480,000 | 7,257 |
| Long-term assets (5+ years) | $9,217,000 | 5,173 |
| Average Assets, year-to-date | $33,249,750 | 7,928 |
| Average Assets, quarterly | $40,049,000 | 7,565 |
| Volatile liabilities | $15,147,000 | 4,590 |
| Insider loans | $1,003,000 | 4,033 |
| FHLB advances | $2,175,000 | 4,093 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,399,000 | 6,505 |
| Tier 1 (core) risk-based capital | $3,945,000 | 7,739 |
| Tier 2 risk-based capital | $141,000 | 8,395 |
| Total risk weighted assets | $20,444,000 | 7,884 |
| Total unused commitments | $3,399,000 | 6,514 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 7 | 8,692 |
| Assets and Liabilities | ||
| Total Assets: | $35,933,000 | 7,838 |
| Cash and due from depository institutions | $562,000 | 8,692 |
| Interest-bearing balances | $300,000 | 4,369 |
| Securities | $20,367,000 | 4,640 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $12,913,000 | 8,412 |
| Loan loss allowance | $127,000 | 8,609 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,730,000 | 4,561 |
| Other real estate owned | $0 | 8,692 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $361,000 | 8,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,933,000 | 7,838 |
| Total liabilities | $31,717,000 | 7,812 |
| Total deposits | $29,503,000 | 7,855 |
| Interest-bearing deposits | $28,346,000 | 7,555 |
| Deposits held in domestic offices | $29,503,000 | 7,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $950,000 | 2,539 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,175,000 | 4,761 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $89,000 | 8,594 |
| Total equity capital | $4,216,000 | 7,702 |
| Total bank equity capital | $4,216,000 | 7,702 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,000,000 | 1,815 |
| Surplus | $3,389,000 | 4,272 |
| Undivided profits | $-1,173,000 | 8,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $144,000 | 8,481 |
| Earning assets | $33,580,000 | 7,779 |
| Long-term assets (5+ years) | $8,385,000 | 5,249 |
| Average Assets, year-to-date | $29,611,330 | 8,152 |
| Average Assets, quarterly | $31,784,000 | 8,054 |
| Volatile liabilities | $12,742,000 | 5,022 |
| Insider loans | $600,000 | 5,070 |
| FHLB advances | $1,175,000 | 4,519 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $169,000 | 8,896 |
| Tier 1 (core) risk-based capital | $4,068,000 | 7,656 |
| Tier 2 risk-based capital | $127,000 | 8,525 |
| Total risk weighted assets | $16,307,000 | 8,308 |
| Total unused commitments | $169,000 | 8,899 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 7 | 8,724 |
| Assets and Liabilities | ||
| Total Assets: | $27,635,000 | 8,325 |
| Cash and due from depository institutions | $469,000 | 8,724 |
| Interest-bearing balances | $337,000 | 4,195 |
| Securities | $13,991,000 | 5,679 |
| Federal funds sold & reverse repurchase agreements | $310,000 | 6,978 |
| Net loans & leases | $10,902,000 | 8,613 |
| Loan loss allowance | $104,000 | 8,798 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,754,000 | 4,484 |
| Other real estate owned | $0 | 8,724 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $209,000 | 8,996 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,635,000 | 8,325 |
| Total liabilities | $23,681,000 | 8,346 |
| Total deposits | $23,437,000 | 8,269 |
| Interest-bearing deposits | $22,249,000 | 8,089 |
| Deposits held in domestic offices | $23,437,000 | 8,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $175,000 | 5,371 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $69,000 | 8,855 |
| Total equity capital | $3,954,000 | 7,830 |
| Total bank equity capital | $3,954,000 | 7,830 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,826 |
| Surplus | $3,113,000 | 4,424 |
| Undivided profits | $-1,159,000 | 9,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $146,000 | 8,510 |
| Earning assets | $25,540,000 | 8,285 |
| Long-term assets (5+ years) | $7,577,000 | 5,407 |
| Average Assets, year-to-date | $26,450,500 | 8,375 |
| Average Assets, quarterly | $26,450,500 | 8,375 |
| Volatile liabilities | $9,268,000 | 5,881 |
| Insider loans | $600,000 | 5,037 |
| FHLB advances | $175,000 | 4,992 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,016,000 | 8,141 |
| Tier 1 (core) risk-based capital | $3,920,000 | 7,734 |
| Tier 2 risk-based capital | $104,000 | 8,740 |
| Total risk weighted assets | $14,422,000 | 8,488 |
| Total unused commitments | $1,016,000 | 8,151 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 7 | 8,756 |
| Assets and Liabilities | ||
| Total Assets: | $25,266,000 | 8,494 |
| Cash and due from depository institutions | $668,000 | 8,756 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $12,865,000 | 5,880 |
| Federal funds sold & reverse repurchase agreements | $1,210,000 | 5,623 |
| Net loans & leases | $8,545,000 | 8,867 |
| Loan loss allowance | $83,000 | 8,965 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,777,000 | 4,428 |
| Other real estate owned | $0 | 8,756 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $201,000 | 9,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,266,000 | 8,494 |
| Total liabilities | $21,106,000 | 8,547 |
| Total deposits | $20,868,000 | 8,474 |
| Interest-bearing deposits | $19,883,000 | 8,285 |
| Deposits held in domestic offices | $20,868,000 | 8,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $175,000 | 5,511 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $63,000 | 8,969 |
| Total equity capital | $4,160,000 | 7,708 |
| Total bank equity capital | $4,160,000 | 7,708 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $3,113,000 | 4,366 |
| Undivided profits | $-953,000 | 9,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $118,000 | 8,769 |
| Earning assets | $22,620,000 | 8,501 |
| Long-term assets (5+ years) | $5,073,000 | 6,045 |
| Average Assets, year-to-date | $15,283,200 | 9,009 |
| Average Assets, quarterly | $22,527,000 | 8,649 |
| Volatile liabilities | $8,339,000 | 6,174 |
| Insider loans | $530,000 | 5,325 |
| FHLB advances | $175,000 | 5,006 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $759,000 | 8,329 |
| Tier 1 (core) risk-based capital | $3,922,000 | 7,717 |
| Tier 2 risk-based capital | $83,000 | 8,922 |
| Total risk weighted assets | $12,673,000 | 8,686 |
| Total unused commitments | $759,000 | 8,336 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 7 | 8,970 |
| Assets and Liabilities | ||
| Total Assets: | $8,072,000 | 9,526 |
| Cash and due from depository institutions | $767,000 | 8,970 |
| Interest-bearing balances | $600,000 | 3,490 |
| Securities | $1,504,000 | 9,000 |
| Federal funds sold & reverse repurchase agreements | $1,510,000 | 5,261 |
| Net loans & leases | $2,363,000 | 9,487 |
| Loan loss allowance | $23,000 | 9,457 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,782,000 | 4,368 |
| Other real estate owned | $0 | 8,970 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $146,000 | 9,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,072,000 | 9,526 |
| Total liabilities | $4,217,000 | 9,547 |
| Total deposits | $4,184,000 | 9,504 |
| Interest-bearing deposits | $4,018,000 | 9,450 |
| Deposits held in domestic offices | $4,184,000 | 9,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $33,000 | 9,511 |
| Total equity capital | $3,855,000 | 7,914 |
| Total bank equity capital | $3,855,000 | 7,914 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000,000 | 1,837 |
| Surplus | $2,200,000 | 5,172 |
| Undivided profits | $-345,000 | 8,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,000 | 9,534 |
| Earning assets | $5,977,000 | 9,537 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $6,205,500 | 9,568 |
| Average Assets, quarterly | $6,205,500 | 9,573 |
| Volatile liabilities | $1,951,000 | 8,760 |
| Insider loans | $150,000 | 7,287 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $0 | 9,316 |
| Tier 1 (core) risk-based capital | $3,855,000 | 7,804 |
| Tier 2 risk-based capital | $23,000 | 9,454 |
| Total risk weighted assets | $5,684,000 | 9,402 |
| Total unused commitments | $0 | 9,317 |
| Derivatives | $0 | 450 |