Home > Millennium Bank > Assets and Liabilities
Millennium Bank, Assets and Liabilities
| 2013-12-31 | Rank | |
| # of Employees: | 23 | 4,732 |
| Assets and Liabilities | ||
| Total Assets: | $130,305,000 | 4,081 |
| Cash and due from depository institutions | $30,807,000 | 4,732 |
| Interest-bearing balances | $27,939,000 | 1,221 |
| Securities | $22,347,000 | 4,260 |
| Federal funds sold & reverse repurchase agreements | $11,013,000 | 393 |
| Net loans & leases | $56,620,000 | 4,715 |
| Loan loss allowance | $2,045,000 | 2,856 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $991,000 | 4,876 |
| Other real estate owned | $6,792,000 | 4,732 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $1,735,000 | 4,849 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $130,305,000 | 4,081 |
| Total liabilities | $133,289,000 | 3,727 |
| Total deposits | $121,704,000 | 3,831 |
| Interest-bearing deposits | $118,956,000 | 3,371 |
| Deposits held in domestic offices | $121,704,000 | 3,831 |
| % insured | 95.27% | 695 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $11,000,000 | 1,628 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $585,000 | 3,830 |
| Total equity capital | $-2,984,000 | 6,821 |
| Total bank equity capital | $-2,984,000 | 6,821 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $14,800,000 | 316 |
| Surplus | $38,300,000 | 900 |
| Undivided profits | $-56,084,000 | 6,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $2,577,000 | 2,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $461,000 | 4,537 |
| Earning assets | $117,919,000 | 4,115 |
| Long-term assets (5+ years) | $20,848,000 | 4,939 |
| Average Assets, year-to-date | $143,509,400 | 3,821 |
| Average Assets, quarterly | $133,996,500 | 3,998 |
| Volatile liabilities | $3,768,000 | 4,696 |
| Insider loans | $143,000 | 5,439 |
| FHLB advances | $11,000,000 | 1,563 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $11,358,000 | 3,652 |
| Tier 1 (core) risk-based capital | $-822,000 | 6,821 |
| Tier 2 risk-based capital | $0 | 6,752 |
| Total risk weighted assets | $104,739,000 | 3,546 |
| Total unused commitments | $11,358,000 | 3,652 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 24 | 4,687 |
| Assets and Liabilities | ||
| Total Assets: | $137,688,000 | 3,960 |
| Cash and due from depository institutions | $32,360,000 | 4,687 |
| Interest-bearing balances | $29,402,000 | 1,208 |
| Securities | $22,812,000 | 4,257 |
| Federal funds sold & reverse repurchase agreements | $10,930,000 | 388 |
| Net loans & leases | $61,521,000 | 4,582 |
| Loan loss allowance | $1,728,000 | 3,276 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $1,006,000 | 4,904 |
| Other real estate owned | $7,067,000 | 4,687 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $1,992,000 | 4,663 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $137,688,000 | 3,960 |
| Total liabilities | $139,085,000 | 3,635 |
| Total deposits | $127,509,000 | 3,722 |
| Interest-bearing deposits | $124,444,000 | 3,279 |
| Deposits held in domestic offices | $127,509,000 | 3,722 |
| % insured | 99.80% | 49 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $11,000,000 | 1,618 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $576,000 | 4,112 |
| Total equity capital | $-1,397,000 | 6,900 |
| Total bank equity capital | $-1,397,000 | 6,900 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $14,800,000 | 317 |
| Surplus | $38,300,000 | 900 |
| Undivided profits | $-54,497,000 | 6,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $746,000 | 4,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $392,000 | 5,063 |
| Earning assets | $124,665,000 | 3,995 |
| Long-term assets (5+ years) | $22,076,000 | 4,884 |
| Average Assets, year-to-date | $146,810,500 | 3,799 |
| Average Assets, quarterly | $141,113,000 | 3,888 |
| Volatile liabilities | $3,751,000 | 4,729 |
| Insider loans | $153,000 | 5,466 |
| FHLB advances | $11,000,000 | 1,552 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $11,509,000 | 3,700 |
| Tier 1 (core) risk-based capital | $2,913,000 | 6,615 |
| Tier 2 risk-based capital | $1,428,000 | 3,124 |
| Total risk weighted assets | $113,943,000 | 3,367 |
| Total unused commitments | $11,509,000 | 3,700 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 24 | 4,732 |
| Assets and Liabilities | ||
| Total Assets: | $144,538,000 | 3,839 |
| Cash and due from depository institutions | $35,522,000 | 4,732 |
| Interest-bearing balances | $32,473,000 | 1,136 |
| Securities | $23,144,000 | 4,229 |
| Federal funds sold & reverse repurchase agreements | $10,214,000 | 455 |
| Net loans & leases | $64,966,000 | 4,479 |
| Loan loss allowance | $2,363,000 | 2,671 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $1,020,000 | 4,919 |
| Other real estate owned | $7,077,000 | 4,732 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $2,595,000 | 4,191 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $144,538,000 | 3,839 |
| Total liabilities | $146,038,000 | 3,545 |
| Total deposits | $134,538,000 | 3,620 |
| Interest-bearing deposits | $132,301,000 | 3,152 |
| Deposits held in domestic offices | $134,538,000 | 3,619 |
| % insured | 91.65% | 1,900 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $11,000,000 | 1,596 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $500,000 | 4,218 |
| Total equity capital | $-1,500,000 | 6,948 |
| Total bank equity capital | $-1,500,000 | 6,948 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $14,800,000 | 317 |
| Surplus | $38,300,000 | 902 |
| Undivided profits | $-54,600,000 | 6,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $483,000 | 4,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $448,000 | 4,723 |
| Earning assets | $130,797,000 | 3,879 |
| Long-term assets (5+ years) | $23,981,000 | 4,721 |
| Average Assets, year-to-date | $149,851,330 | 3,775 |
| Average Assets, quarterly | $146,309,000 | 3,834 |
| Volatile liabilities | $4,186,000 | 4,561 |
| Insider loans | $162,000 | 5,503 |
| FHLB advances | $11,000,000 | 1,525 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $12,770,000 | 3,472 |
| Tier 1 (core) risk-based capital | $3,083,000 | 6,620 |
| Tier 2 risk-based capital | $1,455,000 | 3,092 |
| Total risk weighted assets | $115,467,000 | 3,335 |
| Total unused commitments | $12,770,000 | 3,472 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 24 | 4,755 |
| Assets and Liabilities | ||
| Total Assets: | $148,080,000 | 3,851 |
| Cash and due from depository institutions | $22,020,000 | 4,755 |
| Interest-bearing balances | $19,183,000 | 2,227 |
| Securities | $23,656,000 | 4,195 |
| Federal funds sold & reverse repurchase agreements | $10,129,000 | 615 |
| Net loans & leases | $81,346,000 | 3,914 |
| Loan loss allowance | $2,637,000 | 2,505 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $1,035,000 | 4,933 |
| Other real estate owned | $7,200,000 | 4,755 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $2,694,000 | 4,122 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $148,080,000 | 3,851 |
| Total liabilities | $148,995,000 | 3,527 |
| Total deposits | $137,198,000 | 3,612 |
| Interest-bearing deposits | $134,585,000 | 3,153 |
| Deposits held in domestic offices | $137,198,000 | 3,611 |
| % insured | 94.82% | 945 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $11,000,000 | 1,512 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $797,000 | 3,569 |
| Total equity capital | $-915,000 | 7,027 |
| Total bank equity capital | $-915,000 | 7,027 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $14,800,000 | 322 |
| Surplus | $38,300,000 | 903 |
| Undivided profits | $-54,015,000 | 6,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $1,285,000 | 3,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $435,000 | 4,776 |
| Earning assets | $134,314,000 | 3,869 |
| Long-term assets (5+ years) | $29,067,000 | 4,355 |
| Average Assets, year-to-date | $152,508,000 | 3,765 |
| Average Assets, quarterly | $152,508,000 | 3,765 |
| Volatile liabilities | $4,322,000 | 4,492 |
| Insider loans | $171,000 | 5,489 |
| FHLB advances | $11,000,000 | 1,437 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $12,587,000 | 3,534 |
| Tier 1 (core) risk-based capital | $3,428,000 | 6,603 |
| Tier 2 risk-based capital | $1,669,000 | 2,766 |
| Total risk weighted assets | $132,585,000 | 2,961 |
| Total unused commitments | $12,587,000 | 3,534 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 24 | 4,760 |
| Assets and Liabilities | ||
| Total Assets: | $156,186,000 | 3,726 |
| Cash and due from depository institutions | $24,385,000 | 4,760 |
| Interest-bearing balances | $21,288,000 | 1,891 |
| Securities | $24,167,000 | 4,114 |
| Federal funds sold & reverse repurchase agreements | $10,438,000 | 567 |
| Net loans & leases | $85,839,000 | 3,841 |
| Loan loss allowance | $3,605,000 | 1,929 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $1,065,000 | 4,935 |
| Other real estate owned | $7,875,000 | 4,760 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $2,417,000 | 4,373 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $156,186,000 | 3,726 |
| Total liabilities | $157,017,000 | 3,421 |
| Total deposits | $145,331,000 | 3,469 |
| Interest-bearing deposits | $141,883,000 | 3,007 |
| Deposits held in domestic offices | $145,331,000 | 3,468 |
| % insured | 93.53% | 2,122 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $11,000,000 | 1,621 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $686,000 | 3,885 |
| Total equity capital | $-831,000 | 7,092 |
| Total bank equity capital | $-831,000 | 7,092 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $14,800,000 | 321 |
| Surplus | $38,300,000 | 898 |
| Undivided profits | $-53,931,000 | 7,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $4,375,000 | 1,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $494,000 | 4,522 |
| Earning assets | $141,732,000 | 3,732 |
| Long-term assets (5+ years) | $29,023,000 | 4,306 |
| Average Assets, year-to-date | $164,403,000 | 3,543 |
| Average Assets, quarterly | $157,427,500 | 3,696 |
| Volatile liabilities | $4,713,000 | 4,478 |
| Insider loans | $180,000 | 5,516 |
| FHLB advances | $11,000,000 | 1,547 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $12,727,000 | 3,406 |
| Tier 1 (core) risk-based capital | $3,247,000 | 6,694 |
| Tier 2 risk-based capital | $1,748,000 | 2,675 |
| Total risk weighted assets | $137,967,000 | 2,877 |
| Total unused commitments | $12,727,000 | 3,406 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 25 | 4,710 |
| Assets and Liabilities | ||
| Total Assets: | $158,669,000 | 3,707 |
| Cash and due from depository institutions | $20,658,000 | 4,710 |
| Interest-bearing balances | $17,674,000 | 2,102 |
| Securities | $23,664,000 | 4,189 |
| Federal funds sold & reverse repurchase agreements | $10,379,000 | 532 |
| Net loans & leases | $91,792,000 | 3,722 |
| Loan loss allowance | $3,596,000 | 1,982 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $1,100,000 | 4,941 |
| Other real estate owned | $8,455,000 | 4,710 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $2,621,000 | 4,279 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $158,669,000 | 3,707 |
| Total liabilities | $159,219,000 | 3,366 |
| Total deposits | $147,441,000 | 3,424 |
| Interest-bearing deposits | $144,187,000 | 2,985 |
| Deposits held in domestic offices | $147,441,000 | 3,423 |
| % insured | 97.75% | 605 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $11,000,000 | 1,682 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $778,000 | 3,868 |
| Total equity capital | $-550,000 | 7,189 |
| Total bank equity capital | $-550,000 | 7,189 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $14,800,000 | 326 |
| Surplus | $38,300,000 | 910 |
| Undivided profits | $-53,650,000 | 7,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,737,000 | 2,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $473,000 | 4,885 |
| Earning assets | $143,509,000 | 3,722 |
| Long-term assets (5+ years) | $31,244,000 | 4,156 |
| Average Assets, year-to-date | $166,457,250 | 3,545 |
| Average Assets, quarterly | $161,713,500 | 3,651 |
| Volatile liabilities | $5,453,000 | 4,299 |
| Insider loans | $188,000 | 5,558 |
| FHLB advances | $11,000,000 | 1,605 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $12,817,000 | 3,408 |
| Tier 1 (core) risk-based capital | $4,201,000 | 6,541 |
| Tier 2 risk-based capital | $1,839,000 | 2,596 |
| Total risk weighted assets | $145,348,000 | 2,780 |
| Total unused commitments | $12,817,000 | 3,408 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 25 | 4,736 |
| Assets and Liabilities | ||
| Total Assets: | $164,758,000 | 3,601 |
| Cash and due from depository institutions | $21,055,000 | 4,736 |
| Interest-bearing balances | $18,021,000 | 2,051 |
| Securities | $27,244,000 | 3,922 |
| Federal funds sold & reverse repurchase agreements | $7,919,000 | 715 |
| Net loans & leases | $95,954,000 | 3,635 |
| Loan loss allowance | $3,855,000 | 1,896 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $1,127,000 | 4,935 |
| Other real estate owned | $8,455,000 | 4,736 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $3,004,000 | 4,018 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $164,758,000 | 3,601 |
| Total liabilities | $165,059,000 | 3,283 |
| Total deposits | $152,916,000 | 3,343 |
| Interest-bearing deposits | $150,598,000 | 2,882 |
| Deposits held in domestic offices | $152,916,000 | 3,342 |
| % insured | 98.70% | 356 |
| Federal funds purchased & repurchase agreements | $375,000 | 2,063 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $11,000,000 | 1,709 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $768,000 | 3,733 |
| Total equity capital | $-301,000 | 7,252 |
| Total bank equity capital | $-301,000 | 7,252 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $14,800,000 | 330 |
| Surplus | $38,300,000 | 899 |
| Undivided profits | $-53,401,000 | 7,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,025,000 | 2,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $531,000 | 4,476 |
| Earning assets | $149,138,000 | 3,637 |
| Long-term assets (5+ years) | $31,305,000 | 4,144 |
| Average Assets, year-to-date | $169,053,330 | 3,516 |
| Average Assets, quarterly | $167,874,500 | 3,552 |
| Volatile liabilities | $6,657,000 | 4,006 |
| Insider loans | $197,000 | 5,590 |
| FHLB advances | $11,000,000 | 1,632 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $14,163,000 | 3,206 |
| Tier 1 (core) risk-based capital | $4,790,000 | 6,385 |
| Tier 2 risk-based capital | $1,907,000 | 2,533 |
| Total risk weighted assets | $150,599,000 | 2,725 |
| Total unused commitments | $14,163,000 | 3,206 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 30 | 4,252 |
| Assets and Liabilities | ||
| Total Assets: | $170,991,000 | 3,523 |
| Cash and due from depository institutions | $20,250,000 | 4,252 |
| Interest-bearing balances | $17,309,000 | 2,344 |
| Securities | $29,272,000 | 3,784 |
| Federal funds sold & reverse repurchase agreements | $6,354,000 | 1,121 |
| Net loans & leases | $102,375,000 | 3,484 |
| Loan loss allowance | $3,807,000 | 1,930 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,158,000 | 4,935 |
| Other real estate owned | $8,482,000 | 4,252 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $3,100,000 | 3,948 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $170,991,000 | 3,523 |
| Total liabilities | $170,934,000 | 3,233 |
| Total deposits | $158,344,000 | 3,287 |
| Interest-bearing deposits | $154,863,000 | 2,864 |
| Deposits held in domestic offices | $158,344,000 | 3,286 |
| % insured | 97.08% | 905 |
| Federal funds purchased & repurchase agreements | $843,000 | 1,825 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $11,000,000 | 1,736 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $747,000 | 3,754 |
| Total equity capital | $57,000 | 7,306 |
| Total bank equity capital | $57,000 | 7,306 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $14,800,000 | 332 |
| Surplus | $38,300,000 | 898 |
| Undivided profits | $-53,043,000 | 7,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,381,000 | 2,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $501,000 | 4,619 |
| Earning assets | $155,310,000 | 3,553 |
| Long-term assets (5+ years) | $34,738,000 | 3,940 |
| Average Assets, year-to-date | $171,201,000 | 3,500 |
| Average Assets, quarterly | $171,201,000 | 3,500 |
| Volatile liabilities | $8,755,000 | 3,536 |
| Insider loans | $206,000 | 5,626 |
| FHLB advances | $11,000,000 | 1,656 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $17,949,000 | 2,794 |
| Tier 1 (core) risk-based capital | $5,322,000 | 6,257 |
| Tier 2 risk-based capital | $1,989,000 | 2,454 |
| Total risk weighted assets | $157,318,000 | 2,631 |
| Total unused commitments | $17,949,000 | 2,794 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 27 | 4,581 |
| Assets and Liabilities | ||
| Total Assets: | $172,384,000 | 3,485 |
| Cash and due from depository institutions | $15,042,000 | 4,581 |
| Interest-bearing balances | $12,131,000 | 2,635 |
| Securities | $32,667,000 | 3,495 |
| Federal funds sold & reverse repurchase agreements | $2,186,000 | 1,944 |
| Net loans & leases | $109,933,000 | 3,341 |
| Loan loss allowance | $3,005,000 | 2,368 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $1,188,000 | 4,917 |
| Other real estate owned | $8,869,000 | 4,581 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $2,499,000 | 4,482 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $172,384,000 | 3,485 |
| Total liabilities | $170,584,000 | 3,211 |
| Total deposits | $156,959,000 | 3,265 |
| Interest-bearing deposits | $153,364,000 | 2,852 |
| Deposits held in domestic offices | $156,959,000 | 3,264 |
| % insured | 97.53% | 787 |
| Federal funds purchased & repurchase agreements | $1,788,000 | 1,701 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $11,000,000 | 1,858 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $837,000 | 3,569 |
| Total equity capital | $1,800,000 | 7,229 |
| Total bank equity capital | $1,800,000 | 7,228 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $14,800,000 | 330 |
| Surplus | $38,300,000 | 902 |
| Undivided profits | $-51,300,000 | 7,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $4,465,000 | 2,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $621,000 | 4,194 |
| Earning assets | $156,917,000 | 3,479 |
| Long-term assets (5+ years) | $28,469,000 | 3,784 |
| Average Assets, year-to-date | $189,813,000 | 3,187 |
| Average Assets, quarterly | $178,636,000 | 3,383 |
| Volatile liabilities | $8,539,000 | 3,725 |
| Insider loans | $214,000 | 5,620 |
| FHLB advances | $11,000,000 | 1,764 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $17,985,000 | 2,724 |
| Tier 1 (core) risk-based capital | $7,198,000 | 5,716 |
| Tier 2 risk-based capital | $2,062,000 | 2,378 |
| Total risk weighted assets | $164,024,000 | 2,552 |
| Total unused commitments | $17,985,000 | 2,724 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 35 | 3,869 |
| Assets and Liabilities | ||
| Total Assets: | $184,888,000 | 3,310 |
| Cash and due from depository institutions | $22,854,000 | 3,869 |
| Interest-bearing balances | $19,337,000 | 1,949 |
| Securities | $35,633,000 | 3,256 |
| Federal funds sold & reverse repurchase agreements | $1,443,000 | 2,432 |
| Net loans & leases | $111,654,000 | 3,312 |
| Loan loss allowance | $2,896,000 | 2,457 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $1,235,000 | 4,892 |
| Other real estate owned | $8,869,000 | 3,869 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $3,200,000 | 3,997 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $184,888,000 | 3,310 |
| Total liabilities | $182,074,000 | 3,054 |
| Total deposits | $165,480,000 | 3,126 |
| Interest-bearing deposits | $162,244,000 | 2,732 |
| Deposits held in domestic offices | $165,480,000 | 3,125 |
| % insured | 97.67% | 774 |
| Federal funds purchased & repurchase agreements | $2,873,000 | 1,523 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $11,000,000 | 1,905 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,721,000 | 1,702 |
| Total equity capital | $2,814,000 | 7,122 |
| Total bank equity capital | $2,814,000 | 7,122 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $14,800,000 | 331 |
| Surplus | $38,300,000 | 910 |
| Undivided profits | $-50,286,000 | 7,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,513,000 | 2,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $618,000 | 4,298 |
| Earning assets | $168,067,000 | 3,313 |
| Long-term assets (5+ years) | $29,334,000 | 3,666 |
| Average Assets, year-to-date | $194,170,250 | 3,144 |
| Average Assets, quarterly | $190,161,500 | 3,213 |
| Volatile liabilities | $9,604,000 | 3,564 |
| Insider loans | $221,000 | 5,673 |
| FHLB advances | $11,000,000 | 1,800 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $20,511,000 | 2,527 |
| Tier 1 (core) risk-based capital | $8,264,000 | 5,424 |
| Tier 2 risk-based capital | $2,105,000 | 2,347 |
| Total risk weighted assets | $167,595,000 | 2,507 |
| Total unused commitments | $20,511,000 | 2,529 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 37 | 3,737 |
| Assets and Liabilities | ||
| Total Assets: | $195,435,000 | 3,170 |
| Cash and due from depository institutions | $23,593,000 | 3,737 |
| Interest-bearing balances | $19,961,000 | 1,761 |
| Securities | $44,400,000 | 2,785 |
| Federal funds sold & reverse repurchase agreements | $2,815,000 | 1,828 |
| Net loans & leases | $110,653,000 | 3,368 |
| Loan loss allowance | $4,336,000 | 1,755 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,274,000 | 4,889 |
| Other real estate owned | $8,986,000 | 3,737 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $3,714,000 | 3,729 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $195,435,000 | 3,170 |
| Total liabilities | $191,694,000 | 2,936 |
| Total deposits | $179,117,000 | 2,942 |
| Interest-bearing deposits | $176,093,000 | 2,550 |
| Deposits held in domestic offices | $179,117,000 | 2,941 |
| % insured | 97.32% | 961 |
| Federal funds purchased & repurchase agreements | $841,000 | 2,051 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $11,000,000 | 1,954 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $736,000 | 3,803 |
| Total equity capital | $3,741,000 | 6,934 |
| Total bank equity capital | $3,741,000 | 6,934 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $14,800,000 | 337 |
| Surplus | $38,300,000 | 906 |
| Undivided profits | $-49,359,000 | 7,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,471,000 | 3,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $735,000 | 3,806 |
| Earning assets | $177,829,000 | 3,166 |
| Long-term assets (5+ years) | $32,126,000 | 3,482 |
| Average Assets, year-to-date | $197,264,330 | 3,125 |
| Average Assets, quarterly | $197,863,000 | 3,125 |
| Volatile liabilities | $5,300,000 | 4,602 |
| Insider loans | $230,000 | 5,706 |
| FHLB advances | $11,000,000 | 1,856 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $21,289,000 | 2,463 |
| Tier 1 (core) risk-based capital | $9,558,000 | 5,083 |
| Tier 2 risk-based capital | $2,187,000 | 2,277 |
| Total risk weighted assets | $172,855,000 | 2,447 |
| Total unused commitments | $21,289,000 | 2,466 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 35 | 3,929 |
| Assets and Liabilities | ||
| Total Assets: | $200,291,000 | 3,127 |
| Cash and due from depository institutions | $28,752,000 | 3,929 |
| Interest-bearing balances | $25,248,000 | 1,523 |
| Securities | $42,812,000 | 2,834 |
| Federal funds sold & reverse repurchase agreements | $1,876,000 | 2,675 |
| Net loans & leases | $111,495,000 | 3,378 |
| Loan loss allowance | $4,480,000 | 1,728 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,371,000 | 4,831 |
| Other real estate owned | $9,671,000 | 3,929 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $4,314,000 | 3,477 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $200,291,000 | 3,127 |
| Total liabilities | $197,350,000 | 2,888 |
| Total deposits | $184,424,000 | 2,899 |
| Interest-bearing deposits | $180,676,000 | 2,528 |
| Deposits held in domestic offices | $184,424,000 | 2,897 |
| % insured | 98.28% | 647 |
| Federal funds purchased & repurchase agreements | $1,055,000 | 1,889 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,000,000 | 1,987 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $871,000 | 3,406 |
| Total equity capital | $2,941,000 | 7,183 |
| Total bank equity capital | $2,941,000 | 7,183 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $14,800,000 | 334 |
| Surplus | $38,300,000 | 909 |
| Undivided profits | $-50,159,000 | 7,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,694,000 | 3,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $675,000 | 4,036 |
| Earning assets | $181,431,000 | 3,142 |
| Long-term assets (5+ years) | $33,092,000 | 3,375 |
| Average Assets, year-to-date | $198,179,000 | 3,141 |
| Average Assets, quarterly | $198,179,000 | 3,141 |
| Volatile liabilities | $6,561,000 | 4,314 |
| Insider loans | $238,000 | 5,709 |
| FHLB advances | $11,000,000 | 1,878 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $21,683,000 | 2,462 |
| Tier 1 (core) risk-based capital | $10,855,000 | 4,724 |
| Tier 2 risk-based capital | $2,206,000 | 2,281 |
| Total risk weighted assets | $174,169,000 | 2,449 |
| Total unused commitments | $21,683,000 | 2,462 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 40 | 3,596 |
| Assets and Liabilities | ||
| Total Assets: | $196,067,000 | 3,181 |
| Cash and due from depository institutions | $27,416,000 | 3,596 |
| Interest-bearing balances | $23,889,000 | 1,434 |
| Securities | $34,281,000 | 3,201 |
| Federal funds sold & reverse repurchase agreements | $5,949,000 | 1,251 |
| Net loans & leases | $112,828,000 | 3,433 |
| Loan loss allowance | $4,380,000 | 1,763 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,411,000 | 4,835 |
| Other real estate owned | $10,007,000 | 3,596 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,175,000 | 3,624 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $196,067,000 | 3,181 |
| Total liabilities | $192,476,000 | 2,949 |
| Total deposits | $179,914,000 | 2,941 |
| Interest-bearing deposits | $177,200,000 | 2,573 |
| Deposits held in domestic offices | $179,914,000 | 2,938 |
| % insured | 98.19% | 636 |
| Federal funds purchased & repurchase agreements | $836,000 | 2,127 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,000,000 | 2,148 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $726,000 | 3,833 |
| Total equity capital | $3,591,000 | 7,056 |
| Total bank equity capital | $3,591,000 | 7,056 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $14,800,000 | 331 |
| Surplus | $38,300,000 | 903 |
| Undivided profits | $-49,509,000 | 7,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,937,000 | 3,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $686,000 | 4,112 |
| Earning assets | $176,947,000 | 3,208 |
| Long-term assets (5+ years) | $35,300,000 | 3,141 |
| Average Assets, year-to-date | $221,933,400 | 2,842 |
| Average Assets, quarterly | $209,863,000 | 2,999 |
| Volatile liabilities | $67,302,000 | 1,969 |
| Insider loans | $245,000 | 5,780 |
| FHLB advances | $11,000,000 | 2,033 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $20,950,000 | 2,467 |
| Tier 1 (core) risk-based capital | $11,562,000 | 4,584 |
| Tier 2 risk-based capital | $2,199,000 | 2,322 |
| Total risk weighted assets | $173,718,000 | 2,510 |
| Total unused commitments | $20,950,000 | 2,467 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 49 | 3,097 |
| Assets and Liabilities | ||
| Total Assets: | $223,659,000 | 2,872 |
| Cash and due from depository institutions | $33,130,000 | 3,097 |
| Interest-bearing balances | $29,683,000 | 1,220 |
| Securities | $50,146,000 | 2,364 |
| Federal funds sold & reverse repurchase agreements | $7,767,000 | 1,012 |
| Net loans & leases | $116,109,000 | 3,414 |
| Loan loss allowance | $4,363,000 | 1,784 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,410,000 | 4,904 |
| Other real estate owned | $10,569,000 | 3,097 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,528,000 | 3,497 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $223,659,000 | 2,872 |
| Total liabilities | $217,159,000 | 2,674 |
| Total deposits | $183,417,000 | 2,918 |
| Interest-bearing deposits | $179,469,000 | 2,577 |
| Deposits held in domestic offices | $183,417,000 | 2,915 |
| % insured | 95.61% | 1,301 |
| Federal funds purchased & repurchase agreements | $1,033,000 | 2,049 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $31,800,000 | 1,093 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $909,000 | 3,719 |
| Total equity capital | $6,500,000 | 6,306 |
| Total bank equity capital | $6,500,000 | 6,305 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $14,800,000 | 335 |
| Surplus | $38,000,000 | 892 |
| Undivided profits | $-46,300,000 | 7,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $949,000 | 4,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $736,000 | 4,153 |
| Earning assets | $203,705,000 | 2,891 |
| Long-term assets (5+ years) | $58,216,000 | 2,151 |
| Average Assets, year-to-date | $228,400,000 | 2,812 |
| Average Assets, quarterly | $221,181,000 | 2,901 |
| Volatile liabilities | $71,952,000 | 1,907 |
| Insider loans | $253,000 | 5,842 |
| FHLB advances | $31,800,000 | 1,012 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $21,510,000 | 2,498 |
| Tier 1 (core) risk-based capital | $12,848,000 | 4,319 |
| Tier 2 risk-based capital | $2,286,000 | 2,292 |
| Total risk weighted assets | $180,831,000 | 2,461 |
| Total unused commitments | $21,510,000 | 2,500 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 49 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $218,708,000 | 2,962 |
| Cash and due from depository institutions | $14,318,000 | 3,118 |
| Interest-bearing balances | $11,078,000 | 2,526 |
| Securities | $62,677,000 | 1,968 |
| Federal funds sold & reverse repurchase agreements | $1,009,000 | 3,310 |
| Net loans & leases | $125,533,000 | 3,248 |
| Loan loss allowance | $5,019,000 | 1,586 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,472,000 | 4,870 |
| Other real estate owned | $8,625,000 | 3,118 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $5,074,000 | 3,275 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $218,708,000 | 2,962 |
| Total liabilities | $211,294,000 | 2,764 |
| Total deposits | $175,504,000 | 3,050 |
| Interest-bearing deposits | $172,029,000 | 2,725 |
| Deposits held in domestic offices | $175,504,000 | 3,047 |
| % insured | 95.10% | 1,615 |
| Federal funds purchased & repurchase agreements | $1,129,000 | 2,042 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $33,800,000 | 1,086 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $861,000 | 3,731 |
| Total equity capital | $7,414,000 | 6,022 |
| Total bank equity capital | $7,414,000 | 6,021 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $14,800,000 | 335 |
| Surplus | $37,800,000 | 894 |
| Undivided profits | $-45,186,000 | 7,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,021,000 | 2,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $918,000 | 3,422 |
| Earning assets | $200,297,000 | 2,942 |
| Long-term assets (5+ years) | $54,542,000 | 2,215 |
| Average Assets, year-to-date | $229,985,670 | 2,813 |
| Average Assets, quarterly | $224,988,000 | 2,880 |
| Volatile liabilities | $58,939,000 | 2,296 |
| Insider loans | $260,000 | 5,887 |
| FHLB advances | $33,800,000 | 1,023 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $22,338,000 | 2,452 |
| Tier 1 (core) risk-based capital | $13,761,000 | 4,117 |
| Tier 2 risk-based capital | $2,450,000 | 2,161 |
| Total risk weighted assets | $193,390,000 | 2,328 |
| Total unused commitments | $22,338,000 | 2,456 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 49 | 3,163 |
| Assets and Liabilities | ||
| Total Assets: | $231,268,000 | 2,866 |
| Cash and due from depository institutions | $7,713,000 | 3,163 |
| Interest-bearing balances | $4,471,000 | 3,875 |
| Securities | $80,859,000 | 1,606 |
| Federal funds sold & reverse repurchase agreements | $419,000 | 4,188 |
| Net loans & leases | $125,754,000 | 3,301 |
| Loan loss allowance | $4,908,000 | 1,642 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,509,000 | 4,901 |
| Other real estate owned | $9,982,000 | 3,163 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,032,000 | 3,381 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $231,268,000 | 2,866 |
| Total liabilities | $221,635,000 | 2,699 |
| Total deposits | $185,095,000 | 2,951 |
| Interest-bearing deposits | $181,155,000 | 2,620 |
| Deposits held in domestic offices | $185,095,000 | 2,949 |
| % insured | 94.18% | 2,046 |
| Federal funds purchased & repurchase agreements | $1,875,000 | 1,850 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $33,800,000 | 1,166 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $865,000 | 3,703 |
| Total equity capital | $9,633,000 | 5,361 |
| Total bank equity capital | $9,633,000 | 5,360 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $14,800,000 | 335 |
| Surplus | $37,800,000 | 918 |
| Undivided profits | $-42,967,000 | 7,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,258,000 | 1,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $989,000 | 3,265 |
| Earning assets | $211,503,000 | 2,863 |
| Long-term assets (5+ years) | $58,971,000 | 2,117 |
| Average Assets, year-to-date | $235,624,500 | 2,808 |
| Average Assets, quarterly | $235,624,500 | 2,808 |
| Volatile liabilities | $57,235,000 | 2,435 |
| Insider loans | $268,000 | 5,923 |
| FHLB advances | $33,800,000 | 1,103 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $22,268,000 | 2,555 |
| Tier 1 (core) risk-based capital | $16,197,000 | 3,669 |
| Tier 2 risk-based capital | $2,510,000 | 2,172 |
| Total risk weighted assets | $198,377,000 | 2,340 |
| Total unused commitments | $22,268,000 | 2,559 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 49 | 3,194 |
| Assets and Liabilities | ||
| Total Assets: | $239,981,000 | 2,777 |
| Cash and due from depository institutions | $8,909,000 | 3,194 |
| Interest-bearing balances | $5,544,000 | 3,166 |
| Securities | $83,289,000 | 1,534 |
| Federal funds sold & reverse repurchase agreements | $1,443,000 | 3,183 |
| Net loans & leases | $130,941,000 | 3,233 |
| Loan loss allowance | $5,900,000 | 1,418 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,561,000 | 4,884 |
| Other real estate owned | $9,010,000 | 3,194 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $4,828,000 | 3,540 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $239,981,000 | 2,777 |
| Total liabilities | $229,413,000 | 2,626 |
| Total deposits | $194,074,000 | 2,830 |
| Interest-bearing deposits | $191,076,000 | 2,490 |
| Deposits held in domestic offices | $194,074,000 | 2,828 |
| % insured | 95.71% | 1,416 |
| Federal funds purchased & repurchase agreements | $648,000 | 2,373 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $33,800,000 | 1,254 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $891,000 | 3,660 |
| Total equity capital | $10,568,000 | 5,077 |
| Total bank equity capital | $10,568,000 | 5,075 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $14,800,000 | 329 |
| Surplus | $37,800,000 | 912 |
| Undivided profits | $-42,032,000 | 7,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $10,281,000 | 1,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,020,000 | 3,287 |
| Earning assets | $221,217,000 | 2,745 |
| Long-term assets (5+ years) | $59,851,000 | 2,066 |
| Average Assets, year-to-date | $276,830,000 | 2,366 |
| Average Assets, quarterly | $247,227,000 | 2,676 |
| Volatile liabilities | $58,048,000 | 2,397 |
| Insider loans | $275,000 | 5,988 |
| FHLB advances | $33,800,000 | 1,184 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $21,538,000 | 2,607 |
| Tier 1 (core) risk-based capital | $17,251,000 | 3,473 |
| Tier 2 risk-based capital | $2,518,000 | 2,195 |
| Total risk weighted assets | $198,660,000 | 2,381 |
| Total unused commitments | $21,538,000 | 2,607 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 50 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $254,473,000 | 2,618 |
| Cash and due from depository institutions | $20,500,000 | 3,167 |
| Interest-bearing balances | $17,186,000 | 1,393 |
| Securities | $67,575,000 | 1,838 |
| Federal funds sold & reverse repurchase agreements | $10,376,000 | 891 |
| Net loans & leases | $140,165,000 | 3,097 |
| Loan loss allowance | $7,341,000 | 1,093 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,424,000 | 5,080 |
| Other real estate owned | $9,479,000 | 3,167 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $4,954,000 | 3,124 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $254,473,000 | 2,618 |
| Total liabilities | $240,714,000 | 2,518 |
| Total deposits | $203,694,000 | 2,662 |
| Interest-bearing deposits | $200,296,000 | 2,370 |
| Deposits held in domestic offices | $203,694,000 | 2,659 |
| % insured | 97.18% | 1,020 |
| Federal funds purchased & repurchase agreements | $2,179,000 | 1,926 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $33,800,000 | 1,299 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,041,000 | 3,687 |
| Total equity capital | $13,759,000 | 4,402 |
| Total bank equity capital | $13,759,000 | 4,402 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $14,800,000 | 324 |
| Surplus | $37,800,000 | 891 |
| Undivided profits | $-38,841,000 | 8,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $12,914,000 | 1,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $823,000 | 4,150 |
| Earning assets | $235,302,000 | 2,605 |
| Long-term assets (5+ years) | $68,446,000 | 1,853 |
| Average Assets, year-to-date | $286,042,250 | 2,318 |
| Average Assets, quarterly | $266,762,000 | 2,499 |
| Volatile liabilities | $57,824,000 | 2,438 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $22,383,000 | 2,625 |
| Tier 1 (core) risk-based capital | $19,990,000 | 3,119 |
| Tier 2 risk-based capital | $2,652,000 | 2,079 |
| Total risk weighted assets | $207,445,000 | 2,315 |
| Total unused commitments | $22,383,000 | 2,626 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 50 | 3,220 |
| Assets and Liabilities | ||
| Total Assets: | $279,051,000 | 2,416 |
| Cash and due from depository institutions | $32,055,000 | 3,220 |
| Interest-bearing balances | $28,547,000 | 774 |
| Securities | $49,414,000 | 2,346 |
| Federal funds sold & reverse repurchase agreements | $11,687,000 | 869 |
| Net loans & leases | $168,285,000 | 2,692 |
| Loan loss allowance | $6,884,000 | 1,125 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,412,000 | 5,152 |
| Other real estate owned | $11,062,000 | 3,220 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $5,136,000 | 3,073 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $279,051,000 | 2,416 |
| Total liabilities | $263,158,000 | 2,320 |
| Total deposits | $226,896,000 | 2,392 |
| Interest-bearing deposits | $221,161,000 | 2,163 |
| Deposits held in domestic offices | $226,896,000 | 2,390 |
| % insured | 87.33% | 1,530 |
| Federal funds purchased & repurchase agreements | $1,510,000 | 2,167 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $33,800,000 | 1,385 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $952,000 | 3,915 |
| Total equity capital | $15,893,000 | 3,928 |
| Total bank equity capital | $15,893,000 | 3,928 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $14,800,000 | 323 |
| Surplus | $37,800,000 | 907 |
| Undivided profits | $-36,707,000 | 8,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $11,530,000 | 1,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $839,000 | 4,028 |
| Earning assets | $257,933,000 | 2,395 |
| Long-term assets (5+ years) | $76,629,000 | 1,692 |
| Average Assets, year-to-date | $296,565,330 | 2,276 |
| Average Assets, quarterly | $289,381,500 | 2,338 |
| Volatile liabilities | $63,973,000 | 2,260 |
| Insider loans | $381,000 | 5,750 |
| FHLB advances | $33,800,000 | 1,303 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $25,719,000 | 2,482 |
| Tier 1 (core) risk-based capital | $23,350,000 | 2,717 |
| Tier 2 risk-based capital | $2,896,000 | 1,948 |
| Total risk weighted assets | $234,885,000 | 2,109 |
| Total unused commitments | $25,719,000 | 2,486 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 57 | 2,892 |
| Assets and Liabilities | ||
| Total Assets: | $299,712,000 | 2,292 |
| Cash and due from depository institutions | $27,372,000 | 2,892 |
| Interest-bearing balances | $23,868,000 | 807 |
| Securities | $49,665,000 | 2,345 |
| Federal funds sold & reverse repurchase agreements | $34,617,000 | 308 |
| Net loans & leases | $169,797,000 | 2,692 |
| Loan loss allowance | $6,527,000 | 1,132 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,423,000 | 5,169 |
| Other real estate owned | $11,443,000 | 2,892 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $5,395,000 | 2,968 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $299,712,000 | 2,292 |
| Total liabilities | $281,512,000 | 2,208 |
| Total deposits | $231,708,000 | 2,336 |
| Interest-bearing deposits | $223,985,000 | 2,132 |
| Deposits held in domestic offices | $231,708,000 | 2,334 |
| % insured | 86.71% | 1,821 |
| Federal funds purchased & repurchase agreements | $1,762,000 | 2,093 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $46,900,000 | 1,119 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,142,000 | 3,428 |
| Total equity capital | $18,200,000 | 3,558 |
| Total bank equity capital | $18,200,000 | 3,558 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $14,800,000 | 320 |
| Surplus | $36,750,000 | 923 |
| Undivided profits | $-33,350,000 | 8,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $9,595,000 | 1,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $979,000 | 3,527 |
| Earning assets | $277,947,000 | 2,264 |
| Long-term assets (5+ years) | $76,168,000 | 1,666 |
| Average Assets, year-to-date | $305,322,500 | 2,236 |
| Average Assets, quarterly | $305,322,500 | 2,236 |
| Volatile liabilities | $70,101,000 | 2,119 |
| Insider loans | $388,000 | 5,777 |
| FHLB advances | $46,900,000 | 1,025 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $25,925,000 | 2,561 |
| Tier 1 (core) risk-based capital | $25,648,000 | 2,506 |
| Tier 2 risk-based capital | $2,636,000 | 2,089 |
| Total risk weighted assets | $207,000,000 | 2,372 |
| Total unused commitments | $25,925,000 | 2,565 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 58 | 2,876 |
| Assets and Liabilities | ||
| Total Assets: | $310,933,000 | 2,202 |
| Cash and due from depository institutions | $18,957,000 | 2,876 |
| Interest-bearing balances | $15,652,000 | 736 |
| Securities | $73,646,000 | 1,653 |
| Federal funds sold & reverse repurchase agreements | $23,359,000 | 378 |
| Net loans & leases | $176,332,000 | 2,630 |
| Loan loss allowance | $7,333,000 | 974 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,519,000 | 5,103 |
| Other real estate owned | $10,835,000 | 2,876 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,285,000 | 2,680 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $310,933,000 | 2,202 |
| Total liabilities | $292,327,000 | 2,124 |
| Total deposits | $239,436,000 | 2,239 |
| Interest-bearing deposits | $235,218,000 | 1,990 |
| Deposits held in domestic offices | $239,436,000 | 2,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,499,000 | 2,512 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $49,900,000 | 1,173 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,492,000 | 2,862 |
| Total equity capital | $18,606,000 | 3,461 |
| Total bank equity capital | $18,606,000 | 3,461 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $14,800,000 | 319 |
| Surplus | $34,750,000 | 950 |
| Undivided profits | $-30,944,000 | 8,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,093,000 | 1,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,220,000 | 3,046 |
| Earning assets | $288,989,000 | 2,190 |
| Long-term assets (5+ years) | $76,828,000 | 1,637 |
| Average Assets, year-to-date | $375,312,000 | 1,799 |
| Average Assets, quarterly | $314,729,000 | 2,167 |
| Volatile liabilities | $77,215,000 | 1,918 |
| Insider loans | $395,000 | 5,843 |
| FHLB advances | $49,900,000 | 1,085 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $26,317,000 | 2,573 |
| Tier 1 (core) risk-based capital | $25,564,000 | 2,486 |
| Tier 2 risk-based capital | $2,746,000 | 1,984 |
| Total risk weighted assets | $215,093,000 | 2,273 |
| Total unused commitments | $26,317,000 | 2,574 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 62 | 2,739 |
| Assets and Liabilities | ||
| Total Assets: | $318,525,000 | 2,160 |
| Cash and due from depository institutions | $5,285,000 | 2,739 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $73,994,000 | 1,603 |
| Federal funds sold & reverse repurchase agreements | $25,639,000 | 440 |
| Net loans & leases | $198,349,000 | 2,370 |
| Loan loss allowance | $4,051,000 | 1,523 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,572,000 | 5,051 |
| Other real estate owned | $4,266,000 | 2,739 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $9,420,000 | 1,990 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $318,525,000 | 2,160 |
| Total liabilities | $286,076,000 | 2,144 |
| Total deposits | $229,675,000 | 2,286 |
| Interest-bearing deposits | $222,375,000 | 2,077 |
| Deposits held in domestic offices | $229,675,000 | 2,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,805,000 | 2,196 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $52,400,000 | 1,142 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,196,000 | 3,421 |
| Total equity capital | $32,449,000 | 2,102 |
| Total bank equity capital | $32,449,000 | 2,102 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $14,800,000 | 315 |
| Surplus | $34,750,000 | 927 |
| Undivided profits | $-17,101,000 | 8,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,491,000 | 642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,484,000 | 2,666 |
| Earning assets | $297,982,000 | 2,120 |
| Long-term assets (5+ years) | $81,393,000 | 1,524 |
| Average Assets, year-to-date | $391,406,750 | 1,730 |
| Average Assets, quarterly | $337,294,000 | 2,022 |
| Volatile liabilities | $74,512,000 | 1,908 |
| Insider loans | $393,000 | 5,826 |
| FHLB advances | $52,400,000 | 1,065 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $26,521,000 | 2,696 |
| Tier 1 (core) risk-based capital | $36,196,000 | 1,795 |
| Tier 2 risk-based capital | $2,929,000 | 1,835 |
| Total risk weighted assets | $233,225,000 | 2,138 |
| Total unused commitments | $26,521,000 | 2,698 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 60 | 2,859 |
| Assets and Liabilities | ||
| Total Assets: | $356,063,000 | 1,911 |
| Cash and due from depository institutions | $6,020,000 | 2,859 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $80,228,000 | 1,497 |
| Federal funds sold & reverse repurchase agreements | $29,016,000 | 380 |
| Net loans & leases | $207,651,000 | 2,256 |
| Loan loss allowance | $4,091,000 | 1,446 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $945,000 | 5,946 |
| Other real estate owned | $3,099,000 | 2,859 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $29,104,000 | 727 |
| Life insurance assets | $13,400,000 | 494 |
| Total liabilities and capital | $356,063,000 | 1,911 |
| Total liabilities | $312,812,000 | 1,956 |
| Total deposits | $245,696,000 | 2,143 |
| Interest-bearing deposits | $234,124,000 | 1,977 |
| Deposits held in domestic offices | $245,696,000 | 2,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,026,000 | 2,481 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $63,900,000 | 942 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,190,000 | 3,416 |
| Total equity capital | $43,251,000 | 1,591 |
| Total bank equity capital | $43,251,000 | 1,591 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $14,800,000 | 313 |
| Surplus | $34,050,000 | 938 |
| Undivided profits | $-5,599,000 | 8,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,147,000 | 569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,423,000 | 2,700 |
| Earning assets | $316,895,000 | 1,963 |
| Long-term assets (5+ years) | $88,022,000 | 1,417 |
| Average Assets, year-to-date | $415,700,670 | 1,649 |
| Average Assets, quarterly | $366,543,000 | 1,857 |
| Volatile liabilities | $79,773,000 | 1,775 |
| Insider loans | $939,000 | 4,507 |
| FHLB advances | $63,900,000 | 882 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $30,228,000 | 2,530 |
| Tier 1 (core) risk-based capital | $40,001,000 | 1,642 |
| Tier 2 risk-based capital | $3,177,000 | 1,698 |
| Total risk weighted assets | $253,247,000 | 1,975 |
| Total unused commitments | $30,228,000 | 2,532 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 63 | 2,708 |
| Assets and Liabilities | ||
| Total Assets: | $377,023,000 | 1,821 |
| Cash and due from depository institutions | $6,041,000 | 2,708 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $85,613,000 | 1,407 |
| Federal funds sold & reverse repurchase agreements | $28,645,000 | 507 |
| Net loans & leases | $224,189,000 | 2,090 |
| Loan loss allowance | $3,829,000 | 1,491 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,088,000 | 5,748 |
| Other real estate owned | $3,450,000 | 2,708 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $27,997,000 | 731 |
| Life insurance assets | $13,274,000 | 491 |
| Total liabilities and capital | $377,023,000 | 1,821 |
| Total liabilities | $330,073,000 | 1,855 |
| Total deposits | $260,398,000 | 2,044 |
| Interest-bearing deposits | $242,297,000 | 1,921 |
| Deposits held in domestic offices | $260,398,000 | 2,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,957,000 | 2,256 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $66,400,000 | 858 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,318,000 | 3,392 |
| Total equity capital | $46,950,000 | 1,505 |
| Total bank equity capital | $46,950,000 | 1,505 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $14,800,000 | 312 |
| Surplus | $34,050,000 | 939 |
| Undivided profits | $-1,900,000 | 8,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,741,000 | 621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,679,000 | 2,340 |
| Earning assets | $338,447,000 | 1,853 |
| Long-term assets (5+ years) | $98,315,000 | 1,231 |
| Average Assets, year-to-date | $445,519,500 | 1,550 |
| Average Assets, quarterly | $445,519,500 | 1,550 |
| Volatile liabilities | $71,673,000 | 1,936 |
| Insider loans | $2,093,000 | 2,993 |
| FHLB advances | $66,400,000 | 793 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $31,450,000 | 2,508 |
| Tier 1 (core) risk-based capital | $46,527,000 | 1,404 |
| Tier 2 risk-based capital | $3,429,000 | 1,559 |
| Total risk weighted assets | $273,922,000 | 1,832 |
| Total unused commitments | $31,450,000 | 2,511 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 82 | 2,120 |
| Assets and Liabilities | ||
| Total Assets: | $514,016,000 | 1,301 |
| Cash and due from depository institutions | $4,139,000 | 2,120 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $173,476,000 | 687 |
| Federal funds sold & reverse repurchase agreements | $1,464,000 | 4,596 |
| Net loans & leases | $297,957,000 | 1,608 |
| Loan loss allowance | $3,790,000 | 1,482 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,311,000 | 5,428 |
| Other real estate owned | $2,574,000 | 2,120 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $33,095,000 | 617 |
| Life insurance assets | $13,149,000 | 491 |
| Total liabilities and capital | $514,016,000 | 1,301 |
| Total liabilities | $477,201,000 | 1,264 |
| Total deposits | $382,532,000 | 1,382 |
| Interest-bearing deposits | $362,824,000 | 1,266 |
| Deposits held in domestic offices | $382,532,000 | 1,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,134,000 | 2,717 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $91,490,000 | 615 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,045,000 | 2,432 |
| Total equity capital | $36,815,000 | 1,903 |
| Total bank equity capital | $36,815,000 | 1,903 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $14,800,000 | 312 |
| Surplus | $29,800,000 | 1,040 |
| Undivided profits | $-7,785,000 | 8,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,906,000 | 288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,961,000 | 1,381 |
| Earning assets | $472,897,000 | 1,291 |
| Long-term assets (5+ years) | $169,258,000 | 728 |
| Average Assets, year-to-date | $550,820,200 | 1,184 |
| Average Assets, quarterly | $534,212,500 | 1,251 |
| Volatile liabilities | $143,782,000 | 1,025 |
| Insider loans | $2,080,000 | 2,983 |
| FHLB advances | $91,490,000 | 557 |
| Loans and leases held for sale | $12,636,000 | 198 |
| Unused loan commitments | $51,088,000 | 1,748 |
| Tier 1 (core) risk-based capital | $37,000,000 | 1,758 |
| Tier 2 risk-based capital | $3,927,000 | 1,363 |
| Total risk weighted assets | $365,831,000 | 1,394 |
| Total unused commitments | $51,088,000 | 1,748 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 78 | 2,217 |
| Assets and Liabilities | ||
| Total Assets: | $554,409,000 | 1,205 |
| Cash and due from depository institutions | $4,754,000 | 2,217 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $192,848,000 | 645 |
| Federal funds sold & reverse repurchase agreements | $10,030,000 | 1,466 |
| Net loans & leases | $314,695,000 | 1,505 |
| Loan loss allowance | $3,851,000 | 1,387 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,277,000 | 5,490 |
| Other real estate owned | $840,000 | 2,217 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $29,965,000 | 661 |
| Life insurance assets | $13,013,000 | 482 |
| Total liabilities and capital | $554,409,000 | 1,205 |
| Total liabilities | $510,569,000 | 1,161 |
| Total deposits | $414,518,000 | 1,254 |
| Interest-bearing deposits | $393,395,000 | 1,145 |
| Deposits held in domestic offices | $414,518,000 | 1,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,592,000 | 2,472 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $92,400,000 | 555 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,059,000 | 2,427 |
| Total equity capital | $43,840,000 | 1,571 |
| Total bank equity capital | $43,840,000 | 1,571 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $14,800,000 | 298 |
| Surplus | $29,800,000 | 1,021 |
| Undivided profits | $-760,000 | 7,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,379,000 | 190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,638,000 | 1,177 |
| Earning assets | $517,573,000 | 1,181 |
| Long-term assets (5+ years) | $178,712,000 | 667 |
| Average Assets, year-to-date | $560,021,250 | 1,161 |
| Average Assets, quarterly | $553,656,000 | 1,196 |
| Volatile liabilities | $142,772,000 | 1,011 |
| Insider loans | $4,461,000 | 1,661 |
| FHLB advances | $92,400,000 | 497 |
| Loans and leases held for sale | $24,009,000 | 137 |
| Unused loan commitments | $52,650,000 | 1,715 |
| Tier 1 (core) risk-based capital | $46,023,000 | 1,405 |
| Tier 2 risk-based capital | $4,050,000 | 1,297 |
| Total risk weighted assets | $383,559,000 | 1,301 |
| Total unused commitments | $52,650,000 | 1,715 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 73 | 2,407 |
| Assets and Liabilities | ||
| Total Assets: | $552,903,000 | 1,217 |
| Cash and due from depository institutions | $5,491,000 | 2,407 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $192,668,000 | 637 |
| Federal funds sold & reverse repurchase agreements | $482,000 | 5,655 |
| Net loans & leases | $321,565,000 | 1,469 |
| Loan loss allowance | $3,979,000 | 1,339 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,427,000 | 5,291 |
| Other real estate owned | $838,000 | 2,407 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $30,432,000 | 652 |
| Life insurance assets | $12,893,000 | 477 |
| Total liabilities and capital | $552,903,000 | 1,217 |
| Total liabilities | $509,327,000 | 1,181 |
| Total deposits | $396,574,000 | 1,334 |
| Interest-bearing deposits | $371,044,000 | 1,217 |
| Deposits held in domestic offices | $396,574,000 | 1,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $155,000 | 3,267 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $109,750,000 | 454 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,848,000 | 1,803 |
| Total equity capital | $43,576,000 | 1,574 |
| Total bank equity capital | $43,576,000 | 1,574 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $14,800,000 | 298 |
| Surplus | $29,800,000 | 1,027 |
| Undivided profits | $-1,024,000 | 8,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,829,000 | 209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,448,000 | 1,162 |
| Earning assets | $514,715,000 | 1,200 |
| Long-term assets (5+ years) | $188,120,000 | 616 |
| Average Assets, year-to-date | $561,892,000 | 1,174 |
| Average Assets, quarterly | $551,467,500 | 1,212 |
| Volatile liabilities | $138,986,000 | 1,014 |
| Insider loans | $4,445,000 | 1,664 |
| FHLB advances | $109,750,000 | 392 |
| Loans and leases held for sale | $21,177,000 | 162 |
| Unused loan commitments | $67,098,000 | 1,453 |
| Tier 1 (core) risk-based capital | $47,387,000 | 1,351 |
| Tier 2 risk-based capital | $4,324,000 | 1,214 |
| Total risk weighted assets | $384,109,000 | 1,299 |
| Total unused commitments | $67,098,000 | 1,454 |
| Derivatives | $428,000 | 948 |
| 2007-03-31 | Rank | |
| # of Employees: | 77 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $550,032,000 | 1,217 |
| Cash and due from depository institutions | $5,048,000 | 2,275 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $196,535,000 | 637 |
| Federal funds sold & reverse repurchase agreements | $2,896,000 | 4,444 |
| Net loans & leases | $316,324,000 | 1,472 |
| Loan loss allowance | $3,640,000 | 1,460 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,239,000 | 5,563 |
| Other real estate owned | $838,000 | 2,275 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $27,152,000 | 702 |
| Life insurance assets | $12,759,000 | 464 |
| Total liabilities and capital | $550,032,000 | 1,217 |
| Total liabilities | $503,860,000 | 1,182 |
| Total deposits | $426,107,000 | 1,223 |
| Interest-bearing deposits | $395,586,000 | 1,139 |
| Deposits held in domestic offices | $426,107,000 | 1,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $217,000 | 2,897 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $74,400,000 | 615 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,136,000 | 1,723 |
| Total equity capital | $46,172,000 | 1,476 |
| Total bank equity capital | $46,172,000 | 1,476 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $14,800,000 | 286 |
| Surplus | $29,800,000 | 1,001 |
| Undivided profits | $1,572,000 | 6,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,180,000 | 293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,833,000 | 1,003 |
| Earning assets | $515,755,000 | 1,191 |
| Long-term assets (5+ years) | $195,878,000 | 582 |
| Average Assets, year-to-date | $566,386,500 | 1,153 |
| Average Assets, quarterly | $566,386,500 | 1,153 |
| Volatile liabilities | $115,777,000 | 1,182 |
| Insider loans | $6,108,000 | 1,177 |
| FHLB advances | $74,400,000 | 556 |
| Loans and leases held for sale | $22,338,000 | 171 |
| Unused loan commitments | $69,341,000 | 1,423 |
| Tier 1 (core) risk-based capital | $47,502,000 | 1,322 |
| Tier 2 risk-based capital | $4,583,000 | 1,129 |
| Total risk weighted assets | $370,317,000 | 1,336 |
| Total unused commitments | $69,341,000 | 1,423 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 78 | 2,253 |
| Assets and Liabilities | ||
| Total Assets: | $582,741,000 | 1,116 |
| Cash and due from depository institutions | $8,288,000 | 2,253 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $171,706,000 | 727 |
| Federal funds sold & reverse repurchase agreements | $50,364,000 | 299 |
| Net loans & leases | $325,794,000 | 1,412 |
| Loan loss allowance | $3,377,000 | 1,545 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,369,000 | 5,350 |
| Other real estate owned | $75,000 | 2,253 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $25,145,000 | 748 |
| Life insurance assets | $12,645,000 | 461 |
| Total liabilities and capital | $582,741,000 | 1,116 |
| Total liabilities | $537,636,000 | 1,090 |
| Total deposits | $484,564,000 | 1,037 |
| Interest-bearing deposits | $453,248,000 | 956 |
| Deposits held in domestic offices | $484,564,000 | 1,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $47,900,000 | 923 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,172,000 | 1,110 |
| Total equity capital | $45,105,000 | 1,468 |
| Total bank equity capital | $45,105,000 | 1,468 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $14,800,000 | 278 |
| Surplus | $29,800,000 | 979 |
| Undivided profits | $505,000 | 7,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,422,000 | 942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,203,000 | 1,250 |
| Earning assets | $547,864,000 | 1,093 |
| Long-term assets (5+ years) | $180,102,000 | 616 |
| Average Assets, year-to-date | $484,396,800 | 1,303 |
| Average Assets, quarterly | $565,865,000 | 1,141 |
| Volatile liabilities | $173,612,000 | 915 |
| Insider loans | $6,191,000 | 1,152 |
| FHLB advances | $47,900,000 | 844 |
| Loans and leases held for sale | $38,046,000 | 124 |
| Unused loan commitments | $63,814,000 | 1,518 |
| Tier 1 (core) risk-based capital | $46,865,000 | 1,328 |
| Tier 2 risk-based capital | $4,588,000 | 1,117 |
| Total risk weighted assets | $365,336,000 | 1,334 |
| Total unused commitments | $63,814,000 | 1,518 |
| Derivatives | $17,450,000 | 411 |
| 2006-09-30 | Rank | |
| # of Employees: | 80 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $548,989,000 | 1,192 |
| Cash and due from depository institutions | $7,651,000 | 2,197 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $151,850,000 | 819 |
| Federal funds sold & reverse repurchase agreements | $6,402,000 | 2,040 |
| Net loans & leases | $357,345,000 | 1,267 |
| Loan loss allowance | $3,330,000 | 1,565 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,531,000 | 5,097 |
| Other real estate owned | $75,000 | 2,197 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $24,135,000 | 787 |
| Life insurance assets | $12,528,000 | 443 |
| Total liabilities and capital | $548,989,000 | 1,192 |
| Total liabilities | $501,377,000 | 1,169 |
| Total deposits | $433,755,000 | 1,159 |
| Interest-bearing deposits | $399,642,000 | 1,087 |
| Deposits held in domestic offices | $433,755,000 | 1,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $657,000 | 3,027 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $64,900,000 | 743 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,065,000 | 2,281 |
| Total equity capital | $47,612,000 | 1,374 |
| Total bank equity capital | $47,612,000 | 1,374 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,800,000 | 267 |
| Surplus | $29,800,000 | 979 |
| Undivided profits | $3,012,000 | 5,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,059,000 | 999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,995,000 | 1,314 |
| Earning assets | $515,597,000 | 1,163 |
| Long-term assets (5+ years) | $185,538,000 | 611 |
| Average Assets, year-to-date | $459,810,750 | 1,372 |
| Average Assets, quarterly | $512,638,000 | 1,266 |
| Volatile liabilities | $169,627,000 | 948 |
| Insider loans | $8,552,000 | 798 |
| FHLB advances | $64,900,000 | 672 |
| Loans and leases held for sale | $62,508,000 | 94 |
| Unused loan commitments | $92,446,000 | 1,114 |
| Tier 1 (core) risk-based capital | $49,850,000 | 1,228 |
| Tier 2 risk-based capital | $3,330,000 | 1,543 |
| Total risk weighted assets | $374,767,000 | 1,277 |
| Total unused commitments | $92,446,000 | 1,115 |
| Derivatives | $14,331,000 | 459 |
| 2006-06-30 | Rank | |
| # of Employees: | 78 | 2,267 |
| Assets and Liabilities | ||
| Total Assets: | $476,287,000 | 1,356 |
| Cash and due from depository institutions | $7,484,000 | 2,267 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $151,005,000 | 822 |
| Federal funds sold & reverse repurchase agreements | $3,205,000 | 2,934 |
| Net loans & leases | $287,634,000 | 1,573 |
| Loan loss allowance | $3,221,000 | 1,599 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,650,000 | 4,902 |
| Other real estate owned | $75,000 | 2,267 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $25,234,000 | 761 |
| Life insurance assets | $12,411,000 | 438 |
| Total liabilities and capital | $476,287,000 | 1,356 |
| Total liabilities | $431,865,000 | 1,347 |
| Total deposits | $347,873,000 | 1,482 |
| Interest-bearing deposits | $313,006,000 | 1,399 |
| Deposits held in domestic offices | $347,873,000 | 1,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $82,600,000 | 624 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,392,000 | 2,828 |
| Total equity capital | $44,422,000 | 1,411 |
| Total bank equity capital | $44,422,000 | 1,411 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $14,800,000 | 255 |
| Surplus | $29,800,000 | 964 |
| Undivided profits | $-178,000 | 7,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,232,000 | 1,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,408,000 | 1,495 |
| Earning assets | $441,844,000 | 1,341 |
| Long-term assets (5+ years) | $158,905,000 | 694 |
| Average Assets, year-to-date | $430,084,670 | 1,463 |
| Average Assets, quarterly | $443,525,500 | 1,433 |
| Volatile liabilities | $155,000,000 | 996 |
| Insider loans | $7,118,000 | 957 |
| FHLB advances | $82,600,000 | 551 |
| Loans and leases held for sale | $22,538,000 | 165 |
| Unused loan commitments | $111,052,000 | 962 |
| Tier 1 (core) risk-based capital | $48,646,000 | 1,229 |
| Tier 2 risk-based capital | $3,221,000 | 1,577 |
| Total risk weighted assets | $328,657,000 | 1,458 |
| Total unused commitments | $111,052,000 | 962 |
| Derivatives | $27,109,000 | 348 |
| 2006-03-31 | Rank | |
| # of Employees: | 81 | 2,158 |
| Assets and Liabilities | ||
| Total Assets: | $410,764,000 | 1,551 |
| Cash and due from depository institutions | $7,730,000 | 2,158 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $130,370,000 | 954 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $248,533,000 | 1,751 |
| Loan loss allowance | $3,159,000 | 1,597 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,808,000 | 4,644 |
| Other real estate owned | $0 | 2,158 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $22,323,000 | 806 |
| Life insurance assets | $12,295,000 | 427 |
| Total liabilities and capital | $410,764,000 | 1,551 |
| Total liabilities | $365,416,000 | 1,572 |
| Total deposits | $308,424,000 | 1,661 |
| Interest-bearing deposits | $277,443,000 | 1,568 |
| Deposits held in domestic offices | $308,424,000 | 1,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $149,000 | 3,249 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $55,000,000 | 824 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,843,000 | 2,309 |
| Total equity capital | $45,348,000 | 1,357 |
| Total bank equity capital | $45,348,000 | 1,357 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,800,000 | 249 |
| Surplus | $29,800,000 | 933 |
| Undivided profits | $748,000 | 7,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,710,000 | 1,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,248,000 | 1,515 |
| Earning assets | $378,903,000 | 1,548 |
| Long-term assets (5+ years) | $116,777,000 | 899 |
| Average Assets, year-to-date | $406,983,500 | 1,552 |
| Average Assets, quarterly | $406,983,500 | 1,552 |
| Volatile liabilities | $114,666,000 | 1,228 |
| Insider loans | $6,125,000 | 1,101 |
| FHLB advances | $55,000,000 | 755 |
| Loans and leases held for sale | $8,163,000 | 265 |
| Unused loan commitments | $45,125,000 | 1,970 |
| Tier 1 (core) risk-based capital | $47,749,000 | 1,228 |
| Tier 2 risk-based capital | $3,159,000 | 1,571 |
| Total risk weighted assets | $291,340,000 | 1,598 |
| Total unused commitments | $45,125,000 | 1,971 |
| Derivatives | $2,289,000 | 693 |
| 2005-12-31 | Rank | |
| # of Employees: | 92 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $403,203,000 | 1,565 |
| Cash and due from depository institutions | $5,004,000 | 1,879 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $122,827,000 | 1,017 |
| Federal funds sold & reverse repurchase agreements | $1,415,000 | 4,453 |
| Net loans & leases | $253,971,000 | 1,706 |
| Loan loss allowance | $3,065,000 | 1,634 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,965,000 | 4,444 |
| Other real estate owned | $0 | 1,879 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $18,021,000 | 974 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $403,203,000 | 1,565 |
| Total liabilities | $373,256,000 | 1,512 |
| Total deposits | $306,606,000 | 1,644 |
| Interest-bearing deposits | $280,831,000 | 1,515 |
| Deposits held in domestic offices | $306,606,000 | 1,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $215,000 | 3,321 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $65,000,000 | 744 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,435,000 | 2,695 |
| Total equity capital | $29,947,000 | 2,098 |
| Total bank equity capital | $29,947,000 | 2,098 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $14,800,000 | 243 |
| Surplus | $14,800,000 | 1,629 |
| Undivided profits | $347,000 | 7,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $764,000 | 2,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,998,000 | 1,749 |
| Earning assets | $378,213,000 | 1,519 |
| Long-term assets (5+ years) | $110,151,000 | 932 |
| Average Assets, year-to-date | $396,656,400 | 1,522 |
| Average Assets, quarterly | $406,619,500 | 1,531 |
| Volatile liabilities | $122,000,000 | 1,145 |
| Insider loans | $6,898,000 | 947 |
| FHLB advances | $65,000,000 | 672 |
| Loans and leases held for sale | $22,043,000 | 171 |
| Unused loan commitments | $36,601,000 | 2,213 |
| Tier 1 (core) risk-based capital | $32,029,000 | 1,881 |
| Tier 2 risk-based capital | $3,065,000 | 1,598 |
| Total risk weighted assets | $280,383,000 | 1,639 |
| Total unused commitments | $36,601,000 | 2,214 |
| Derivatives | $4,950,000 | 560 |
| 2005-09-30 | Rank | |
| # of Employees: | 90 | 1,922 |
| Assets and Liabilities | ||
| Total Assets: | $410,036,000 | 1,499 |
| Cash and due from depository institutions | $8,090,000 | 1,922 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $107,714,000 | 1,153 |
| Federal funds sold & reverse repurchase agreements | $570,000 | 5,060 |
| Net loans & leases | $275,081,000 | 1,537 |
| Loan loss allowance | $3,215,000 | 1,526 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,432,000 | 3,883 |
| Other real estate owned | $0 | 1,922 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $16,149,000 | 1,058 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $410,036,000 | 1,499 |
| Total liabilities | $379,571,000 | 1,454 |
| Total deposits | $307,277,000 | 1,600 |
| Interest-bearing deposits | $278,254,000 | 1,492 |
| Deposits held in domestic offices | $307,277,000 | 1,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,757,000 | 1,303 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $61,500,000 | 765 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,037,000 | 1,492 |
| Total equity capital | $30,465,000 | 2,015 |
| Total bank equity capital | $30,465,000 | 2,015 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,800,000 | 231 |
| Surplus | $14,800,000 | 1,584 |
| Undivided profits | $865,000 | 7,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $637,000 | 3,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $387,000 | 385 |
| Income earned, not collected on loans | $2,026,000 | 1,646 |
| Earning assets | $383,365,000 | 1,468 |
| Long-term assets (5+ years) | $84,655,000 | 1,146 |
| Average Assets, year-to-date | $395,019,750 | 1,519 |
| Average Assets, quarterly | $411,893,000 | 1,477 |
| Volatile liabilities | $112,842,000 | 1,178 |
| Insider loans | $6,936,000 | 923 |
| FHLB advances | $61,500,000 | 696 |
| Loans and leases held for sale | $31,059,000 | 150 |
| Unused loan commitments | $36,407,000 | 2,197 |
| Tier 1 (core) risk-based capital | $31,783,000 | 1,845 |
| Tier 2 risk-based capital | $3,215,000 | 1,485 |
| Total risk weighted assets | $282,883,000 | 1,582 |
| Total unused commitments | $36,407,000 | 2,199 |
| Derivatives | $18,578,000 | 377 |
| 2005-06-30 | Rank | |
| # of Employees: | 231 | 689 |
| Assets and Liabilities | ||
| Total Assets: | $413,750,000 | 1,462 |
| Cash and due from depository institutions | $6,610,000 | 689 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $111,330,000 | 1,122 |
| Federal funds sold & reverse repurchase agreements | $4,119,000 | 2,410 |
| Net loans & leases | $271,833,000 | 1,516 |
| Loan loss allowance | $3,040,000 | 1,590 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,555,000 | 3,718 |
| Other real estate owned | $0 | 689 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $17,303,000 | 966 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $413,750,000 | 1,462 |
| Total liabilities | $383,292,000 | 1,419 |
| Total deposits | $310,893,000 | 1,534 |
| Interest-bearing deposits | $288,863,000 | 1,399 |
| Deposits held in domestic offices | $310,893,000 | 1,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,048,000 | 1,034 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $57,500,000 | 823 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,851,000 | 1,485 |
| Total equity capital | $30,458,000 | 1,970 |
| Total bank equity capital | $30,458,000 | 1,970 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,800,000 | 221 |
| Surplus | $14,800,000 | 1,549 |
| Undivided profits | $858,000 | 7,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $831,000 | 2,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,877,000 | 1,634 |
| Earning assets | $387,282,000 | 1,431 |
| Long-term assets (5+ years) | $89,648,000 | 1,094 |
| Average Assets, year-to-date | $390,014,330 | 1,527 |
| Average Assets, quarterly | $409,366,500 | 1,460 |
| Volatile liabilities | $122,135,000 | 1,077 |
| Insider loans | $6,653,000 | 938 |
| FHLB advances | $57,500,000 | 757 |
| Loans and leases held for sale | $39,968,000 | 122 |
| Unused loan commitments | $36,859,000 | 2,126 |
| Tier 1 (core) risk-based capital | $31,405,000 | 1,808 |
| Tier 2 risk-based capital | $3,040,000 | 1,552 |
| Total risk weighted assets | $279,248,000 | 1,563 |
| Total unused commitments | $36,859,000 | 2,126 |
| Derivatives | $37,246,000 | 273 |
| 2005-03-31 | Rank | |
| # of Employees: | 219 | 712 |
| Assets and Liabilities | ||
| Total Assets: | $404,983,000 | 1,477 |
| Cash and due from depository institutions | $6,041,000 | 712 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $113,024,000 | 1,120 |
| Federal funds sold & reverse repurchase agreements | $4,951,000 | 2,348 |
| Net loans & leases | $270,487,000 | 1,472 |
| Loan loss allowance | $2,854,000 | 1,654 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,360,000 | 3,920 |
| Other real estate owned | $0 | 712 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $8,120,000 | 1,860 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $404,983,000 | 1,477 |
| Total liabilities | $375,707,000 | 1,426 |
| Total deposits | $324,048,000 | 1,456 |
| Interest-bearing deposits | $294,606,000 | 1,347 |
| Deposits held in domestic offices | $324,048,000 | 1,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,781,000 | 1,017 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $36,500,000 | 1,135 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,378,000 | 1,291 |
| Total equity capital | $29,276,000 | 1,981 |
| Total bank equity capital | $29,276,000 | 1,981 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,800,000 | 212 |
| Surplus | $14,800,000 | 1,513 |
| Undivided profits | $-324,000 | 8,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $848,000 | 2,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,817,000 | 1,633 |
| Earning assets | $388,462,000 | 1,405 |
| Long-term assets (5+ years) | $98,678,000 | 1,036 |
| Average Assets, year-to-date | $378,146,500 | 1,587 |
| Average Assets, quarterly | $378,146,500 | 1,587 |
| Volatile liabilities | $99,781,000 | 1,227 |
| Insider loans | $6,812,000 | 891 |
| FHLB advances | $36,500,000 | 1,052 |
| Loans and leases held for sale | $41,916,000 | 106 |
| Unused loan commitments | $36,804,000 | 2,081 |
| Tier 1 (core) risk-based capital | $30,944,000 | 1,790 |
| Tier 2 risk-based capital | $2,854,000 | 1,608 |
| Total risk weighted assets | $238,477,000 | 1,740 |
| Total unused commitments | $36,804,000 | 2,085 |
| Derivatives | $26,640,000 | 282 |
| 2004-12-31 | Rank | |
| # of Employees: | 235 | 667 |
| Assets and Liabilities | ||
| Total Assets: | $351,310,000 | 1,708 |
| Cash and due from depository institutions | $2,974,000 | 667 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $81,472,000 | 1,554 |
| Federal funds sold & reverse repurchase agreements | $55,000 | 6,053 |
| Net loans & leases | $258,138,000 | 1,528 |
| Loan loss allowance | $2,787,000 | 1,669 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,467,000 | 3,766 |
| Other real estate owned | $0 | 667 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,204,000 | 2,254 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $351,310,000 | 1,708 |
| Total liabilities | $321,724,000 | 1,679 |
| Total deposits | $285,852,000 | 1,646 |
| Interest-bearing deposits | $262,917,000 | 1,512 |
| Deposits held in domestic offices | $285,852,000 | 1,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,066,000 | 1,365 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $26,500,000 | 1,420 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,306,000 | 1,711 |
| Total equity capital | $29,586,000 | 1,966 |
| Total bank equity capital | $29,586,000 | 1,966 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,800,000 | 201 |
| Surplus | $14,800,000 | 1,501 |
| Undivided profits | $-14,000 | 8,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,161,000 | 2,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,513,000 | 1,963 |
| Earning assets | $339,665,000 | 1,624 |
| Long-term assets (5+ years) | $90,886,000 | 1,129 |
| Average Assets, year-to-date | $331,000,400 | 1,705 |
| Average Assets, quarterly | $341,038,500 | 1,721 |
| Volatile liabilities | $88,445,000 | 1,340 |
| Insider loans | $6,911,000 | 860 |
| FHLB advances | $26,500,000 | 1,321 |
| Loans and leases held for sale | $29,337,000 | 145 |
| Unused loan commitments | $44,447,000 | 1,747 |
| Tier 1 (core) risk-based capital | $30,266,000 | 1,801 |
| Tier 2 risk-based capital | $2,787,000 | 1,631 |
| Total risk weighted assets | $253,642,000 | 1,635 |
| Total unused commitments | $44,447,000 | 1,748 |
| Derivatives | $52,644,000 | 228 |
| 2004-09-30 | Rank | |
| # of Employees: | 219 | 718 |
| Assets and Liabilities | ||
| Total Assets: | $330,767,000 | 1,773 |
| Cash and due from depository institutions | $6,863,000 | 718 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $59,143,000 | 2,078 |
| Federal funds sold & reverse repurchase agreements | $3,270,000 | 2,827 |
| Net loans & leases | $252,569,000 | 1,527 |
| Loan loss allowance | $3,084,000 | 1,523 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,663,000 | 3,540 |
| Other real estate owned | $0 | 718 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,259,000 | 2,197 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $330,767,000 | 1,773 |
| Total liabilities | $301,730,000 | 1,745 |
| Total deposits | $263,499,000 | 1,748 |
| Interest-bearing deposits | $240,155,000 | 1,640 |
| Deposits held in domestic offices | $263,499,000 | 1,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $240,000 | 3,449 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $36,500,000 | 1,137 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,491,000 | 2,398 |
| Total equity capital | $29,037,000 | 1,976 |
| Total bank equity capital | $29,037,000 | 1,976 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $14,800,000 | 196 |
| Surplus | $14,800,000 | 1,471 |
| Undivided profits | $-563,000 | 8,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $600,000 | 3,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,321,000 | 2,342 |
| Earning assets | $314,982,000 | 1,712 |
| Long-term assets (5+ years) | $66,192,000 | 1,515 |
| Average Assets, year-to-date | $325,923,000 | 1,730 |
| Average Assets, quarterly | $337,584,500 | 1,714 |
| Volatile liabilities | $81,027,000 | 1,395 |
| Insider loans | $7,234,000 | 794 |
| FHLB advances | $36,500,000 | 1,035 |
| Loans and leases held for sale | $32,346,000 | 132 |
| Unused loan commitments | $34,216,000 | 2,098 |
| Tier 1 (core) risk-based capital | $29,540,000 | 1,831 |
| Tier 2 risk-based capital | $2,984,000 | 1,515 |
| Total risk weighted assets | $238,600,000 | 1,697 |
| Total unused commitments | $34,216,000 | 2,103 |
| Derivatives | $44,815,000 | 252 |
| 2004-06-30 | Rank | |
| # of Employees: | 173 | 933 |
| Assets and Liabilities | ||
| Total Assets: | $344,402,000 | 1,678 |
| Cash and due from depository institutions | $3,248,000 | 933 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $75,133,000 | 1,696 |
| Federal funds sold & reverse repurchase agreements | $7,344,000 | 1,445 |
| Net loans & leases | $250,190,000 | 1,499 |
| Loan loss allowance | $2,859,000 | 1,606 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,169,000 | 4,024 |
| Other real estate owned | $0 | 933 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,318,000 | 2,170 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $344,402,000 | 1,678 |
| Total liabilities | $317,351,000 | 1,642 |
| Total deposits | $277,024,000 | 1,651 |
| Interest-bearing deposits | $251,954,000 | 1,547 |
| Deposits held in domestic offices | $277,024,000 | 1,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,968,000 | 957 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,000,000 | 1,443 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,359,000 | 2,349 |
| Total equity capital | $27,051,000 | 2,039 |
| Total bank equity capital | $27,051,000 | 2,039 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $14,800,000 | 197 |
| Surplus | $14,800,000 | 1,421 |
| Undivided profits | $-2,549,000 | 8,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $274,000 | 5,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,368,000 | 2,114 |
| Earning assets | $332,667,000 | 1,593 |
| Long-term assets (5+ years) | $77,703,000 | 1,351 |
| Average Assets, year-to-date | $324,308,330 | 1,728 |
| Average Assets, quarterly | $330,158,000 | 1,728 |
| Volatile liabilities | $86,649,000 | 1,301 |
| Insider loans | $10,226,000 | 539 |
| FHLB advances | $25,000,000 | 1,345 |
| Loans and leases held for sale | $34,854,000 | 133 |
| Unused loan commitments | $33,299,000 | 2,123 |
| Tier 1 (core) risk-based capital | $28,920,000 | 1,821 |
| Tier 2 risk-based capital | $2,859,000 | 1,538 |
| Total risk weighted assets | $242,263,000 | 1,636 |
| Total unused commitments | $33,299,000 | 2,128 |
| Derivatives | $54,387,000 | 238 |
| 2004-03-31 | Rank | |
| # of Employees: | 132 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $315,914,000 | 1,799 |
| Cash and due from depository institutions | $4,918,000 | 1,289 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $63,967,000 | 1,954 |
| Federal funds sold & reverse repurchase agreements | $4,434,000 | 3,062 |
| Net loans & leases | $235,305,000 | 1,567 |
| Loan loss allowance | $3,025,000 | 1,523 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,960,000 | 4,251 |
| Other real estate owned | $0 | 1,289 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,330,000 | 2,366 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $315,914,000 | 1,799 |
| Total liabilities | $292,670,000 | 1,753 |
| Total deposits | $280,779,000 | 1,610 |
| Interest-bearing deposits | $257,347,000 | 1,507 |
| Deposits held in domestic offices | $280,779,000 | 1,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,000 | 3,142 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,400,000 | 2,360 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,448,000 | 2,485 |
| Total equity capital | $23,244,000 | 2,423 |
| Total bank equity capital | $23,244,000 | 2,423 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $12,300,000 | 235 |
| Surplus | $12,300,000 | 1,642 |
| Undivided profits | $-1,356,000 | 8,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $465,000 | 4,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,280,000 | 2,242 |
| Earning assets | $303,706,000 | 1,723 |
| Long-term assets (5+ years) | $81,164,000 | 1,263 |
| Average Assets, year-to-date | $314,261,500 | 1,785 |
| Average Assets, quarterly | $314,261,500 | 1,785 |
| Volatile liabilities | $69,881,000 | 1,475 |
| Insider loans | $7,475,000 | 737 |
| FHLB advances | $10,400,000 | 2,240 |
| Loans and leases held for sale | $25,616,000 | 156 |
| Unused loan commitments | $25,096,000 | 2,505 |
| Tier 1 (core) risk-based capital | $23,392,000 | 2,252 |
| Tier 2 risk-based capital | $2,773,000 | 1,573 |
| Total risk weighted assets | $221,594,000 | 1,732 |
| Total unused commitments | $25,096,000 | 2,513 |
| Derivatives | $91,418,000 | 196 |
| 2003-12-31 | Rank | |
| # of Employees: | 104 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $312,609,000 | 1,811 |
| Cash and due from depository institutions | $2,304,000 | 1,667 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $86,651,000 | 1,539 |
| Federal funds sold & reverse repurchase agreements | $61,000 | 6,247 |
| Net loans & leases | $214,981,000 | 1,677 |
| Loan loss allowance | $3,057,000 | 1,503 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,255,000 | 3,882 |
| Other real estate owned | $0 | 1,667 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,357,000 | 2,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,609,000 | 1,811 |
| Total liabilities | $290,231,000 | 1,762 |
| Total deposits | $272,965,000 | 1,651 |
| Interest-bearing deposits | $253,811,000 | 1,511 |
| Deposits held in domestic offices | $272,965,000 | 1,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,628,000 | 1,516 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,400,000 | 2,371 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,238,000 | 2,680 |
| Total equity capital | $22,378,000 | 2,452 |
| Total bank equity capital | $22,378,000 | 2,452 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $12,300,000 | 233 |
| Surplus | $12,300,000 | 1,614 |
| Undivided profits | $-2,222,000 | 9,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $310,000 | 5,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,476,000 | 2,007 |
| Earning assets | $301,693,000 | 1,721 |
| Long-term assets (5+ years) | $106,229,000 | 1,019 |
| Average Assets, year-to-date | $314,879,200 | 1,725 |
| Average Assets, quarterly | $318,751,500 | 1,763 |
| Volatile liabilities | $73,952,000 | 1,430 |
| Insider loans | $7,507,000 | 710 |
| FHLB advances | $10,400,000 | 2,242 |
| Loans and leases held for sale | $9,069,000 | 272 |
| Unused loan commitments | $24,539,000 | 2,468 |
| Tier 1 (core) risk-based capital | $23,097,000 | 2,267 |
| Tier 2 risk-based capital | $2,666,000 | 1,615 |
| Total risk weighted assets | $212,920,000 | 1,779 |
| Total unused commitments | $24,539,000 | 2,474 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 114 | 1,544 |
| Assets and Liabilities | ||
| Total Assets: | $324,894,000 | 1,737 |
| Cash and due from depository institutions | $4,513,000 | 1,544 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $88,690,000 | 1,489 |
| Federal funds sold & reverse repurchase agreements | $12,115,000 | 1,190 |
| Net loans & leases | $209,950,000 | 1,693 |
| Loan loss allowance | $2,984,000 | 1,548 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,477,000 | 3,625 |
| Other real estate owned | $0 | 1,544 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $7,149,000 | 1,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $324,894,000 | 1,737 |
| Total liabilities | $302,942,000 | 1,680 |
| Total deposits | $278,095,000 | 1,614 |
| Interest-bearing deposits | $260,554,000 | 1,476 |
| Deposits held in domestic offices | $278,095,000 | 1,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,830,000 | 1,450 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,900,000 | 1,707 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,117,000 | 3,004 |
| Total equity capital | $21,952,000 | 2,507 |
| Total bank equity capital | $21,952,000 | 2,507 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $12,300,000 | 233 |
| Surplus | $12,300,000 | 1,588 |
| Undivided profits | $-2,648,000 | 9,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,443,000 | 2,177 |
| Earning assets | $310,755,000 | 1,669 |
| Long-term assets (5+ years) | $108,479,000 | 1,002 |
| Average Assets, year-to-date | $315,446,750 | 1,739 |
| Average Assets, quarterly | $320,013,500 | 1,753 |
| Volatile liabilities | $81,522,000 | 1,269 |
| Insider loans | $6,885,000 | 758 |
| FHLB advances | $17,900,000 | 1,589 |
| Loans and leases held for sale | $20,511,000 | 219 |
| Unused loan commitments | $23,225,000 | 2,565 |
| Tier 1 (core) risk-based capital | $22,842,000 | 2,278 |
| Tier 2 risk-based capital | $2,585,000 | 1,651 |
| Total risk weighted assets | $206,438,000 | 1,832 |
| Total unused commitments | $23,225,000 | 2,568 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 108 | 1,632 |
| Assets and Liabilities | ||
| Total Assets: | $315,133,000 | 1,773 |
| Cash and due from depository institutions | $3,197,000 | 1,632 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $83,520,000 | 1,513 |
| Federal funds sold & reverse repurchase agreements | $3,149,000 | 3,936 |
| Net loans & leases | $216,042,000 | 1,638 |
| Loan loss allowance | $2,867,000 | 1,586 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,730,000 | 3,330 |
| Other real estate owned | $0 | 1,632 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $6,495,000 | 1,947 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $315,133,000 | 1,773 |
| Total liabilities | $292,225,000 | 1,724 |
| Total deposits | $273,981,000 | 1,625 |
| Interest-bearing deposits | $256,865,000 | 1,480 |
| Deposits held in domestic offices | $273,981,000 | 1,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,871,000 | 1,273 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,400,000 | 2,286 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $973,000 | 3,369 |
| Total equity capital | $22,908,000 | 2,398 |
| Total bank equity capital | $22,908,000 | 2,398 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $12,300,000 | 231 |
| Surplus | $12,300,000 | 1,554 |
| Undivided profits | $-1,692,000 | 9,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,435,000 | 2,090 |
| Earning assets | $302,711,000 | 1,689 |
| Long-term assets (5+ years) | $118,966,000 | 883 |
| Average Assets, year-to-date | $312,297,670 | 1,748 |
| Average Assets, quarterly | $315,706,500 | 1,748 |
| Volatile liabilities | $62,619,000 | 1,576 |
| Insider loans | $7,317,000 | 693 |
| FHLB advances | $10,400,000 | 2,139 |
| Loans and leases held for sale | $29,099,000 | 222 |
| Unused loan commitments | $23,456,000 | 2,528 |
| Tier 1 (core) risk-based capital | $22,568,000 | 2,266 |
| Tier 2 risk-based capital | $2,464,000 | 1,692 |
| Total risk weighted assets | $196,697,000 | 1,872 |
| Total unused commitments | $23,456,000 | 2,535 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 113 | 1,543 |
| Assets and Liabilities | ||
| Total Assets: | $316,280,000 | 1,741 |
| Cash and due from depository institutions | $3,870,000 | 1,543 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $81,016,000 | 1,544 |
| Federal funds sold & reverse repurchase agreements | $44,000 | 7,200 |
| Net loans & leases | $221,917,000 | 1,591 |
| Loan loss allowance | $2,954,000 | 1,512 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,880,000 | 3,157 |
| Other real estate owned | $0 | 1,543 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,553,000 | 1,888 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $316,280,000 | 1,741 |
| Total liabilities | $294,047,000 | 1,677 |
| Total deposits | $263,416,000 | 1,671 |
| Interest-bearing deposits | $248,542,000 | 1,519 |
| Deposits held in domestic offices | $263,416,000 | 1,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,613,000 | 1,147 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $21,900,000 | 1,438 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,118,000 | 3,095 |
| Total equity capital | $22,233,000 | 2,398 |
| Total bank equity capital | $22,233,000 | 2,398 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $12,300,000 | 228 |
| Surplus | $12,300,000 | 1,525 |
| Undivided profits | $-2,367,000 | 9,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,249,000 | 2,449 |
| Earning assets | $302,977,000 | 1,656 |
| Long-term assets (5+ years) | $135,221,000 | 743 |
| Average Assets, year-to-date | $310,880,000 | 1,748 |
| Average Assets, quarterly | $310,880,000 | 1,748 |
| Volatile liabilities | $65,975,000 | 1,473 |
| Insider loans | $9,168,000 | 526 |
| FHLB advances | $21,900,000 | 1,332 |
| Loans and leases held for sale | $31,789,000 | 197 |
| Unused loan commitments | $19,170,000 | 2,783 |
| Tier 1 (core) risk-based capital | $22,182,000 | 2,250 |
| Tier 2 risk-based capital | $2,419,000 | 1,683 |
| Total risk weighted assets | $192,995,000 | 1,868 |
| Total unused commitments | $19,170,000 | 2,794 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 120 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $305,480,000 | 1,768 |
| Cash and due from depository institutions | $3,238,000 | 1,423 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $52,325,000 | 2,249 |
| Federal funds sold & reverse repurchase agreements | $55,000 | 6,918 |
| Net loans & leases | $240,813,000 | 1,432 |
| Loan loss allowance | $3,499,000 | 1,261 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,026,000 | 3,016 |
| Other real estate owned | $0 | 1,423 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,023,000 | 1,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,480,000 | 1,768 |
| Total liabilities | $283,363,000 | 1,712 |
| Total deposits | $259,259,000 | 1,668 |
| Interest-bearing deposits | $245,330,000 | 1,499 |
| Deposits held in domestic offices | $259,259,000 | 1,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,343,000 | 1,068 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $13,400,000 | 1,954 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,361,000 | 2,722 |
| Total equity capital | $22,117,000 | 2,392 |
| Total bank equity capital | $22,117,000 | 2,392 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $12,300,000 | 225 |
| Surplus | $12,300,000 | 1,491 |
| Undivided profits | $-2,483,000 | 9,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $548,000 | 3,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,220,000 | 2,625 |
| Earning assets | $293,193,000 | 1,670 |
| Long-term assets (5+ years) | $121,985,000 | 809 |
| Average Assets, year-to-date | $269,958,800 | 1,893 |
| Average Assets, quarterly | $315,391,000 | 1,684 |
| Volatile liabilities | $69,255,000 | 1,402 |
| Insider loans | $9,382,000 | 500 |
| FHLB advances | $13,400,000 | 1,815 |
| Loans and leases held for sale | $66,462,000 | 139 |
| Unused loan commitments | $20,518,000 | 2,589 |
| Tier 1 (core) risk-based capital | $21,732,000 | 2,268 |
| Tier 2 risk-based capital | $2,416,000 | 1,644 |
| Total risk weighted assets | $191,203,000 | 1,851 |
| Total unused commitments | $20,518,000 | 2,594 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 88 | 1,948 |
| Assets and Liabilities | ||
| Total Assets: | $205,081,000 | 2,490 |
| Cash and due from depository institutions | $1,129,000 | 1,948 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $11,719,000 | 6,085 |
| Federal funds sold & reverse repurchase agreements | $9,714,000 | 1,518 |
| Net loans & leases | $174,766,000 | 1,884 |
| Loan loss allowance | $1,391,000 | 2,756 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,351,000 | 3,616 |
| Other real estate owned | $0 | 1,948 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,402,000 | 2,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,081,000 | 2,490 |
| Total liabilities | $193,098,000 | 2,398 |
| Total deposits | $188,605,000 | 2,192 |
| Interest-bearing deposits | $160,578,000 | 2,211 |
| Deposits held in domestic offices | $188,605,000 | 2,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,640,000 | 1,994 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $400,000 | 5,112 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,453,000 | 2,600 |
| Total equity capital | $11,983,000 | 3,896 |
| Total bank equity capital | $11,983,000 | 3,896 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,800,000 | 598 |
| Surplus | $5,800,000 | 2,755 |
| Undivided profits | $383,000 | 8,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,035,000 | 3,350 |
| Earning assets | $196,199,000 | 2,378 |
| Long-term assets (5+ years) | $30,000,000 | 2,495 |
| Average Assets, year-to-date | $134,733,200 | 3,429 |
| Average Assets, quarterly | $181,092,500 | 2,737 |
| Volatile liabilities | $92,023,000 | 1,062 |
| Insider loans | $8,073,000 | 554 |
| FHLB advances | $400,000 | 4,770 |
| Loans and leases held for sale | $74,395,000 | 128 |
| Unused loan commitments | $12,477,000 | 3,436 |
| Tier 1 (core) risk-based capital | $12,002,000 | 3,737 |
| Tier 2 risk-based capital | $1,391,000 | 2,564 |
| Total risk weighted assets | $124,882,000 | 2,647 |
| Total unused commitments | $12,477,000 | 3,444 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 69 | 2,497 |
| Assets and Liabilities | ||
| Total Assets: | $89,349,000 | 4,837 |
| Cash and due from depository institutions | $160,000 | 2,497 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $6,898,000 | 7,708 |
| Federal funds sold & reverse repurchase agreements | $46,000 | 6,937 |
| Net loans & leases | $78,222,000 | 3,756 |
| Loan loss allowance | $466,000 | 5,960 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,420,000 | 5,011 |
| Other real estate owned | $0 | 2,497 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,603,000 | 3,198 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,349,000 | 4,837 |
| Total liabilities | $81,775,000 | 4,753 |
| Total deposits | $70,806,000 | 4,955 |
| Interest-bearing deposits | $63,183,000 | 4,846 |
| Deposits held in domestic offices | $70,806,000 | 4,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,450,000 | 1,130 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,150,000 | 4,446 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $369,000 | 6,715 |
| Total equity capital | $7,574,000 | 5,491 |
| Total bank equity capital | $7,574,000 | 5,491 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,050,000 | 915 |
| Surplus | $4,050,000 | 3,538 |
| Undivided profits | $-526,000 | 9,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 8,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $462,000 | 5,396 |
| Earning assets | $85,166,000 | 4,686 |
| Long-term assets (5+ years) | $4,261,000 | 6,300 |
| Average Assets, year-to-date | $59,692,600 | 6,053 |
| Average Assets, quarterly | $80,863,000 | 5,104 |
| Volatile liabilities | $13,372,000 | 4,804 |
| Insider loans | $7,032,000 | 643 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $34,895,000 | 124 |
| Unused loan commitments | $5,904,000 | 5,013 |
| Tier 1 (core) risk-based capital | $7,575,000 | 5,386 |
| Tier 2 risk-based capital | $466,000 | 5,650 |
| Total risk weighted assets | $75,988,600 | 3,915 |
| Total unused commitments | $5,904,000 | 5,016 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 35 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $35,967,000 | 7,988 |
| Cash and due from depository institutions | $1,134,000 | 4,678 |
| Interest-bearing balances | $25,000 | 5,890 |
| Securities | $3,775,000 | 9,097 |
| Federal funds sold & reverse repurchase agreements | $6,446,000 | 1,500 |
| Net loans & leases | $23,004,000 | 7,574 |
| Loan loss allowance | $161,000 | 8,845 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,024,000 | 5,973 |
| Other real estate owned | $0 | 4,678 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $584,000 | 7,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,967,000 | 7,988 |
| Total liabilities | $30,182,000 | 8,145 |
| Total deposits | $23,175,000 | 8,693 |
| Interest-bearing deposits | $19,263,000 | 8,725 |
| Deposits held in domestic offices | $23,175,000 | 8,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,639,000 | 1,592 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,150,000 | 4,421 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $218,000 | 7,849 |
| Total equity capital | $5,785,000 | 6,395 |
| Total bank equity capital | $5,785,000 | 6,395 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,500,000 | 1,099 |
| Surplus | $3,500,000 | 3,915 |
| Undivided profits | $-1,215,000 | 9,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $121,000 | 8,863 |
| Earning assets | $33,250,000 | 7,931 |
| Long-term assets (5+ years) | $8,584,000 | 5,207 |
| Average Assets, year-to-date | $22,610,330 | 9,027 |
| Average Assets, quarterly | $27,126,500 | 8,720 |
| Volatile liabilities | $6,886,000 | 6,488 |
| Insider loans | $3,225,000 | 1,457 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,351,000 | 3,667 |
| Tier 1 (core) risk-based capital | $5,880,000 | 6,355 |
| Tier 2 risk-based capital | $161,000 | 8,641 |
| Total risk weighted assets | $24,720,000 | 7,581 |
| Total unused commitments | $10,351,000 | 3,671 |
| Derivatives | $0 | 488 |