Home > Millennium Bank > Income and Expense
Millennium Bank, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 2,990 |
| Total interest expense | $840,000 | 2,339 |
| Net interest income | $1,485,000 | 3,295 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $854,000 | 1,417 |
| Gross Fiduciary activities income | $123,000 | 582 |
| Service charges on deposit accounts | $49,000 | 5,252 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $682,000 | 1,032 |
| Total noninterest expense | $2,140,000 | 1,873 |
| Salaries and employee benefits | $1,361,000 | 1,645 |
| Premises and equipment expense | $284,000 | 2,038 |
| Additional noninterest expense | $495,000 | 2,384 |
| Pre-tax net operating income | $169,000 | 6,189 |
| Securities gains (losses) | $162,000 | 593 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $331,000 | 4,008 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $331,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $2,025,000 | 86 |
| Net operating income | $169,000 | 5,612 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,514,000 | 2,973 |
| Total interest expense | $3,798,000 | 2,331 |
| Net interest income | $5,716,000 | 3,309 |
| Provision for loan and lease losses | $265,000 | 3,440 |
| Total noninterest income | $2,147,000 | 2,203 |
| Gross Fiduciary activities income | $409,000 | 630 |
| Service charges on deposit accounts | $207,000 | 5,198 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,531,000 | 1,796 |
| Total noninterest expense | $7,185,000 | 2,194 |
| Salaries and employee benefits | $4,339,000 | 1,983 |
| Premises and equipment expense | $1,020,000 | 2,223 |
| Additional noninterest expense | $1,826,000 | 2,602 |
| Pre-tax net operating income | $413,000 | 6,986 |
| Securities gains (losses) | $18,000 | 3,281 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $431,000 | 6,657 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $431,000 | 6,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,755 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 794 |
| Net operating income | $413,000 | 6,594 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,019,000 | 3,046 |
| Total interest expense | $2,893,000 | 2,376 |
| Net interest income | $4,126,000 | 3,430 |
| Provision for loan and lease losses | $220,000 | 3,174 |
| Total noninterest income | $1,326,000 | 2,580 |
| Gross Fiduciary activities income | $276,000 | 653 |
| Service charges on deposit accounts | $161,000 | 5,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $889,000 | 2,216 |
| Total noninterest expense | $5,008,000 | 2,356 |
| Salaries and employee benefits | $2,971,000 | 2,154 |
| Premises and equipment expense | $748,000 | 2,272 |
| Additional noninterest expense | $1,289,000 | 2,719 |
| Pre-tax net operating income | $224,000 | 7,594 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $227,000 | 7,412 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $227,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,091 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 672 |
| Net operating income | $224,000 | 7,272 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,720,000 | 3,050 |
| Total interest expense | $1,985,000 | 2,385 |
| Net interest income | $2,735,000 | 3,445 |
| Provision for loan and lease losses | $175,000 | 2,769 |
| Total noninterest income | $545,000 | 3,559 |
| Gross Fiduciary activities income | $179,000 | 665 |
| Service charges on deposit accounts | $114,000 | 4,956 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $252,000 | 3,612 |
| Total noninterest expense | $2,993,000 | 2,605 |
| Salaries and employee benefits | $1,733,000 | 2,429 |
| Premises and equipment expense | $474,000 | 2,365 |
| Additional noninterest expense | $786,000 | 2,909 |
| Pre-tax net operating income | $112,000 | 7,909 |
| Securities gains (losses) | $22,000 | 2,556 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $134,000 | 7,620 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $134,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,364 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 9,171 |
| Net operating income | $112,000 | 7,658 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 3,006 |
| Total interest expense | $1,032,000 | 2,368 |
| Net interest income | $1,382,000 | 3,400 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $161,000 | 4,712 |
| Gross Fiduciary activities income | $82,000 | 700 |
| Service charges on deposit accounts | $55,000 | 4,963 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $1,379,000 | 2,789 |
| Salaries and employee benefits | $780,000 | 2,676 |
| Premises and equipment expense | $230,000 | 2,414 |
| Additional noninterest expense | $369,000 | 3,055 |
| Pre-tax net operating income | $64,000 | 7,772 |
| Securities gains (losses) | $-2,000 | 9,046 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $62,000 | 7,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,417 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $-18,000 | 9,262 |
| Net operating income | $64,000 | 7,450 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,139,000 | 3,260 |
| Total interest expense | $4,442,000 | 2,504 |
| Net interest income | $4,697,000 | 3,848 |
| Provision for loan and lease losses | $295,000 | 3,501 |
| Total noninterest income | $637,000 | 4,574 |
| Gross Fiduciary activities income | $365,000 | 664 |
| Service charges on deposit accounts | $163,000 | 5,671 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 6,277 |
| Total noninterest expense | $5,732,000 | 2,580 |
| Salaries and employee benefits | $3,060,000 | 2,580 |
| Premises and equipment expense | $814,000 | 2,646 |
| Additional noninterest expense | $1,858,000 | 2,481 |
| Pre-tax net operating income | $-693,000 | 9,053 |
| Securities gains (losses) | $35,000 | 2,707 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-658,000 | 9,097 |
| Extraordinary gains, net | $-264,000 | 9,328 |
| Net income | $-922,000 | 9,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,090 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 605 |
| Net operating income | $-693,000 | 9,067 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,319,000 | 3,524 |
| Total interest expense | $5,618,000 | 2,831 |
| Net interest income | $3,701,000 | 4,387 |
| Provision for loan and lease losses | $330,000 | 3,018 |
| Total noninterest income | $579,000 | 4,674 |
| Gross Fiduciary activities income | $309,000 | 720 |
| Service charges on deposit accounts | $92,000 | 6,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $178,000 | 5,187 |
| Total noninterest expense | $5,618,000 | 2,517 |
| Salaries and employee benefits | $3,383,000 | 2,218 |
| Premises and equipment expense | $825,000 | 2,553 |
| Additional noninterest expense | $1,410,000 | 3,040 |
| Pre-tax net operating income | $-1,668,000 | 9,460 |
| Securities gains (losses) | $270,000 | 957 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,398,000 | 9,478 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,398,000 | 9,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 776 |
| Net operating income | $-1,668,000 | 9,471 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,849,000 | 3,775 |
| Total interest expense | $5,541,000 | 3,010 |
| Net interest income | $3,308,000 | 4,814 |
| Provision for loan and lease losses | $432,000 | 2,125 |
| Total noninterest income | $338,000 | 5,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 7,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 3,951 |
| Total noninterest expense | $5,345,000 | 2,547 |
| Salaries and employee benefits | $3,013,000 | 2,380 |
| Premises and equipment expense | $685,000 | 2,919 |
| Additional noninterest expense | $1,647,000 | 2,580 |
| Pre-tax net operating income | $-2,131,000 | 9,828 |
| Securities gains (losses) | $107,000 | 552 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-2,024,000 | 9,822 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-2,024,000 | 9,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 677 |
| Net operating income | $-2,131,000 | 9,830 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 7,419 |
| Total interest expense | $1,442,000 | 7,111 |
| Net interest income | $1,525,000 | 7,539 |
| Provision for loan and lease losses | $505,000 | 1,747 |
| Total noninterest income | $346,000 | 6,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,816 |
| Total noninterest expense | $4,294,000 | 3,099 |
| Salaries and employee benefits | $2,148,000 | 3,213 |
| Premises and equipment expense | $497,000 | 3,780 |
| Additional noninterest expense | $1,649,000 | 2,618 |
| Pre-tax net operating income | $-2,928,000 | 10,179 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-2,926,000 | 10,181 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,926,000 | 10,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 744 |
| Net operating income | $-2,928,000 | 10,177 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 10,206 |
| Total interest expense | $13,000 | 10,396 |
| Net interest income | $519,000 | 9,883 |
| Provision for loan and lease losses | $13,000 | 8,046 |
| Total noninterest income | $58,000 | 9,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,880 |
| Total noninterest expense | $1,384,000 | 7,007 |
| Salaries and employee benefits | $718,000 | 7,088 |
| Premises and equipment expense | $63,000 | 9,508 |
| Additional noninterest expense | $603,000 | 5,740 |
| Pre-tax net operating income | $-820,000 | 10,308 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-820,000 | 10,338 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-820,000 | 10,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $21,500,000 | 48 |
| Net operating income | $-820,000 | 10,315 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.