Home > Millennium Bank > Income and Expense
Millennium Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $6,836,000 | 4,492 |
Total interest expense | $2,846,000 | 4,783 |
Net interest income | $3,990,000 | 4,179 |
Provision for loan and lease losses | $291,000 | 2,746 |
Total noninterest income | $524,000 | 4,817 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $128,000 | 6,204 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $396,000 | 3,447 |
Total noninterest expense | $3,391,000 | 3,797 |
Salaries and employee benefits | $2,086,000 | 3,307 |
Premises and equipment expense | $448,000 | 4,143 |
Additional noninterest expense | $857,000 | 4,558 |
Pre-tax net operating income | $832,000 | 5,819 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $1,000 | 8,717 |
Income before extraordinary items | $831,000 | 4,981 |
Extraordinary gains, net | $0 | 35 |
Net income | $831,000 | 4,981 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $261,000 | 2,020 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $831,000 | 4,941 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $5,632,000 | 5,212 |
Total interest expense | $2,542,000 | 5,301 |
Net interest income | $3,090,000 | 5,033 |
Provision for loan and lease losses | $10,000 | 8,212 |
Total noninterest income | $562,000 | 4,592 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $97,000 | 6,914 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $465,000 | 3,113 |
Total noninterest expense | $3,034,000 | 4,073 |
Salaries and employee benefits | $1,504,000 | 4,227 |
Premises and equipment expense | $366,000 | 4,735 |
Additional noninterest expense | $1,164,000 | 3,459 |
Pre-tax net operating income | $608,000 | 6,870 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $1,000 | 9,299 |
Income before extraordinary items | $607,000 | 6,018 |
Extraordinary gains, net | $0 | 32 |
Net income | $607,000 | 6,017 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $97,000 | 3,700 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $63,000 | 828 |
Net operating income | $607,000 | 5,917 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $5,052,000 | 5,764 |
Total interest expense | $2,371,000 | 5,621 |
Net interest income | $2,681,000 | 5,783 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $658,000 | 4,154 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $97,000 | 7,274 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $561,000 | 2,617 |
Total noninterest expense | $2,777,000 | 4,371 |
Salaries and employee benefits | $1,295,000 | 4,795 |
Premises and equipment expense | $364,000 | 4,761 |
Additional noninterest expense | $1,118,000 | 3,552 |
Pre-tax net operating income | $561,000 | 7,610 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $1,000 | 10,030 |
Income before extraordinary items | $561,000 | 6,591 |
Extraordinary gains, net | $0 | 44 |
Net income | $561,000 | 6,593 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-24,000 | 10,281 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $561,000 | 6,539 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,823,000 | 7,031 |
Total interest expense | $1,629,000 | 7,258 |
Net interest income | $2,194,000 | 6,784 |
Provision for loan and lease losses | $100,000 | 5,070 |
Total noninterest income | $562,000 | 4,768 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $76,000 | 8,114 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $486,000 | 2,983 |
Total noninterest expense | $2,429,000 | 5,125 |
Salaries and employee benefits | $963,000 | 6,162 |
Premises and equipment expense | $406,000 | 4,483 |
Additional noninterest expense | $1,060,000 | 4,196 |
Pre-tax net operating income | $227,000 | 9,617 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $1,000 | 10,529 |
Income before extraordinary items | $226,000 | 9,041 |
Extraordinary gains, net | $0 | 53 |
Net income | $226,000 | 9,045 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 7,500 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $226,000 | 8,979 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,391,000 | 7,691 |
Total interest expense | $1,363,000 | 8,080 |
Net interest income | $2,028,000 | 7,236 |
Provision for loan and lease losses | $165,000 | 3,441 |
Total noninterest income | $631,000 | 4,422 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $53,000 | 9,154 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $578,000 | 2,599 |
Total noninterest expense | $2,393,000 | 5,186 |
Salaries and employee benefits | $931,000 | 6,394 |
Premises and equipment expense | $436,000 | 4,221 |
Additional noninterest expense | $1,026,000 | 4,260 |
Pre-tax net operating income | $101,000 | 11,082 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $1,000 | 11,102 |
Income before extraordinary items | $100,000 | 10,931 |
Extraordinary gains, net | $0 | 65 |
Net income | $100,000 | 10,932 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $399,000 | 1,609 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $2,632,000 | 174 |
Net operating income | $100,000 | 10,907 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,824,000 | 8,357 |
Total interest expense | $1,230,000 | 7,787 |
Net interest income | $1,594,000 | 8,593 |
Provision for loan and lease losses | $25,000 | 7,401 |
Total noninterest income | $323,000 | 6,974 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $70,000 | 8,998 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $253,000 | 4,561 |
Total noninterest expense | $2,973,000 | 4,455 |
Salaries and employee benefits | $1,038,000 | 5,907 |
Premises and equipment expense | $435,000 | 4,285 |
Additional noninterest expense | $1,500,000 | 3,292 |
Pre-tax net operating income | $-1,081,000 | 12,468 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $1,000 | 11,577 |
Income before extraordinary items | $-1,082,000 | 12,436 |
Extraordinary gains, net | $0 | 249 |
Net income | $-1,082,000 | 12,432 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $273,000 | 2,030 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $4,334,000 | 194 |
Net operating income | $-1,082,000 | 12,435 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,017,000 | 8,313 |
Total interest expense | $1,524,000 | 7,132 |
Net interest income | $1,493,000 | 9,137 |
Provision for loan and lease losses | $1,599,000 | 952 |
Total noninterest income | $345,000 | 7,089 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $83,000 | 8,912 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $262,000 | 4,871 |
Total noninterest expense | $2,836,000 | 4,737 |
Salaries and employee benefits | $1,023,000 | 5,995 |
Premises and equipment expense | $479,000 | 4,029 |
Additional noninterest expense | $1,334,000 | 3,855 |
Pre-tax net operating income | $-2,597,000 | 13,117 |
Securities gains (losses) | $15,000 | 5,022 |
Applicable income taxes | $1,000 | 12,075 |
Income before extraordinary items | $-2,583,000 | 13,114 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-2,583,000 | 13,113 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $975,000 | 1,161 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-2,598,000 | 13,095 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,154,000 | 7,311 |
Total interest expense | $2,127,000 | 6,800 |
Net interest income | $2,027,000 | 7,673 |
Provision for loan and lease losses | $295,000 | 4,193 |
Total noninterest income | $356,000 | 7,033 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $83,000 | 9,060 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $273,000 | 4,700 |
Total noninterest expense | $2,525,000 | 5,271 |
Salaries and employee benefits | $1,005,000 | 6,001 |
Premises and equipment expense | $392,000 | 4,871 |
Additional noninterest expense | $1,128,000 | 4,588 |
Pre-tax net operating income | $-437,000 | 13,254 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $9,000 | 12,400 |
Income before extraordinary items | $-446,000 | 13,353 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $-446,000 | 13,350 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $390,000 | 2,871 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $-446,000 | 13,249 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.