Home > Millennium Bank > Assets and Liabilities
Millennium Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 35 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $95,969,000 | 4,557 |
| Cash and due from depository institutions | $1,637,000 | 4,678 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $27,051,000 | 3,911 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 3,958 |
| Net loans & leases | $63,415,000 | 4,305 |
| Loan loss allowance | $1,060,000 | 3,257 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $550,000 | 7,504 |
| Other real estate owned | $0 | 4,678 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,566,000 | 4,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,969,000 | 4,557 |
| Total liabilities | $85,290,000 | 4,619 |
| Total deposits | $83,346,000 | 4,384 |
| Interest-bearing deposits | $69,633,000 | 4,507 |
| Deposits held in domestic offices | $83,346,000 | 4,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,944,000 | 1,912 |
| Total equity capital | $10,679,000 | 4,027 |
| Total bank equity capital | $10,679,000 | 4,027 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,831,000 | 304 |
| Surplus | $3,716,000 | 3,776 |
| Undivided profits | $-3,868,000 | 10,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,054,000 | 2,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $358,000 | 377 |
| Income earned, not collected on loans | $481,000 | 4,710 |
| Earning assets | $92,216,000 | 4,359 |
| Long-term assets (5+ years) | $17,230,000 | 3,629 |
| Average Assets, year-to-date | $81,292,600 | 5,036 |
| Average Assets, quarterly | $90,806,000 | 4,751 |
| Volatile liabilities | $22,306,000 | 3,224 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $2,202,000 | 482 |
| Unused loan commitments | $18,230,000 | 2,536 |
| Tier 1 (core) risk-based capital | $11,253,000 | 3,836 |
| Tier 2 risk-based capital | $1,047,680 | 3,023 |
| Total risk weighted assets | $83,802,080 | 3,480 |
| Total unused commitments | $18,230,000 | 2,539 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 29 | 5,457 |
| Assets and Liabilities | ||
| Total Assets: | $71,242,000 | 5,646 |
| Cash and due from depository institutions | $1,784,000 | 5,457 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $18,338,000 | 5,126 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 2,372 |
| Net loans & leases | $42,495,000 | 5,490 |
| Loan loss allowance | $1,030,000 | 3,249 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $216,000 | 9,151 |
| Other real estate owned | $0 | 5,457 |
| Goodwill and other intangibles | $63,000 | 2,823 |
| All other assets | $1,046,000 | 5,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,242,000 | 5,646 |
| Total liabilities | $60,821,000 | 5,813 |
| Total deposits | $57,612,000 | 5,785 |
| Interest-bearing deposits | $50,687,000 | 5,669 |
| Deposits held in domestic offices | $57,612,000 | 5,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,500,000 | 3,487 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,709,000 | 2,260 |
| Total equity capital | $10,421,000 | 4,177 |
| Total bank equity capital | $10,421,000 | 4,177 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $10,831,000 | 308 |
| Surplus | $3,717,000 | 3,639 |
| Undivided profits | $-4,127,000 | 10,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,151,000 | 2,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $161,000 | 8,473 |
| Earning assets | $68,233,000 | 5,484 |
| Long-term assets (5+ years) | $16,200,000 | 3,591 |
| Average Assets, year-to-date | $66,825,600 | 5,687 |
| Average Assets, quarterly | $68,254,000 | 5,740 |
| Volatile liabilities | $16,667,000 | 3,504 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $285,000 | 1,405 |
| Unused loan commitments | $13,739,000 | 2,964 |
| Tier 1 (core) risk-based capital | $10,413,000 | 4,010 |
| Tier 2 risk-based capital | $706,420 | 4,038 |
| Total risk weighted assets | $56,189,920 | 4,648 |
| Total unused commitments | $13,739,000 | 2,970 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 26 | 6,085 |
| Assets and Liabilities | ||
| Total Assets: | $67,823,000 | 5,853 |
| Cash and due from depository institutions | $1,911,000 | 6,085 |
| Interest-bearing balances | $200,000 | 3,891 |
| Securities | $18,173,000 | 5,282 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,115 |
| Net loans & leases | $39,505,000 | 5,844 |
| Loan loss allowance | $1,117,000 | 3,056 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $247,000 | 9,240 |
| Other real estate owned | $400,000 | 6,085 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,087,000 | 5,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,823,000 | 5,853 |
| Total liabilities | $58,081,000 | 6,021 |
| Total deposits | $56,644,000 | 5,910 |
| Interest-bearing deposits | $50,449,000 | 5,745 |
| Deposits held in domestic offices | $56,644,000 | 5,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,437,000 | 2,641 |
| Total equity capital | $9,742,000 | 4,407 |
| Total bank equity capital | $9,742,000 | 4,407 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $10,769,000 | 321 |
| Surplus | $3,717,000 | 3,564 |
| Undivided profits | $-4,744,000 | 10,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,406,000 | 1,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $195,000 | 8,334 |
| Earning assets | $64,378,000 | 5,716 |
| Long-term assets (5+ years) | $2,114,000 | 7,595 |
| Average Assets, year-to-date | $59,709,600 | 6,179 |
| Average Assets, quarterly | $65,651,000 | 5,924 |
| Volatile liabilities | $13,490,000 | 4,060 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $613,000 | 984 |
| Unused loan commitments | $5,846,000 | 4,813 |
| Tier 1 (core) risk-based capital | $9,752,000 | 4,263 |
| Tier 2 risk-based capital | $629,090 | 4,362 |
| Total risk weighted assets | $49,839,190 | 5,059 |
| Total unused commitments | $5,846,000 | 4,818 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $52,894,000 | 7,027 |
| Cash and due from depository institutions | $2,058,000 | 7,449 |
| Interest-bearing balances | $200,000 | 3,917 |
| Securities | $10,814,000 | 7,650 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,570 |
| Net loans & leases | $33,206,000 | 6,566 |
| Loan loss allowance | $1,093,000 | 3,254 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $80,000 | 10,826 |
| Other real estate owned | $1,032,000 | 7,449 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $704,000 | 7,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,894,000 | 7,027 |
| Total liabilities | $43,739,000 | 7,328 |
| Total deposits | $42,648,000 | 7,245 |
| Interest-bearing deposits | $37,588,000 | 7,147 |
| Deposits held in domestic offices | $42,648,000 | 7,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $191,000 | 4,587 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $900,000 | 3,817 |
| Total equity capital | $9,155,000 | 4,666 |
| Total bank equity capital | $9,155,000 | 4,666 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,769,000 | 346 |
| Surplus | $3,717,000 | 3,653 |
| Undivided profits | $-5,331,000 | 11,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,072,000 | 2,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $232,000 | 7,936 |
| Earning assets | $49,220,000 | 6,957 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $45,314,400 | 7,496 |
| Average Assets, quarterly | $49,796,000 | 7,220 |
| Volatile liabilities | $8,966,000 | 5,203 |
| Insider loans | $57,000 | 9,396 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $378,000 | 1,051 |
| Unused loan commitments | $6,521,000 | 4,410 |
| Tier 1 (core) risk-based capital | $9,192,000 | 4,548 |
| Tier 2 risk-based capital | $505,170 | 5,216 |
| Total risk weighted assets | $39,825,970 | 6,005 |
| Total unused commitments | $6,521,000 | 4,424 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $40,021,000 | 8,384 |
| Cash and due from depository institutions | $1,811,000 | 8,186 |
| Interest-bearing balances | $300,000 | 3,771 |
| Securities | $8,040,000 | 8,982 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,666 |
| Net loans & leases | $25,262,000 | 7,685 |
| Loan loss allowance | $1,003,000 | 3,528 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $120,000 | 10,894 |
| Other real estate owned | $1,543,000 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $545,000 | 8,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,021,000 | 8,384 |
| Total liabilities | $31,050,000 | 8,960 |
| Total deposits | $30,668,000 | 8,849 |
| Interest-bearing deposits | $26,901,000 | 8,746 |
| Deposits held in domestic offices | $30,668,000 | 8,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $382,000 | 7,354 |
| Total equity capital | $8,971,000 | 4,754 |
| Total bank equity capital | $8,971,000 | 4,754 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,769,000 | 358 |
| Surplus | $3,717,000 | 3,662 |
| Undivided profits | $-5,515,000 | 11,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,120,000 | 2,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $240,000 | 8,088 |
| Earning assets | $36,302,000 | 8,388 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $37,464,400 | 8,471 |
| Average Assets, quarterly | $39,367,000 | 8,398 |
| Volatile liabilities | $3,664,000 | 7,943 |
| Insider loans | $430,000 | 6,088 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,845,000 | 5,691 |
| Tier 1 (core) risk-based capital | $8,966,000 | 4,620 |
| Tier 2 risk-based capital | $388,260 | 6,311 |
| Total risk weighted assets | $30,445,860 | 7,107 |
| Total unused commitments | $3,845,000 | 5,702 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $35,443,000 | 9,095 |
| Cash and due from depository institutions | $1,949,000 | 8,329 |
| Interest-bearing balances | $600,000 | 3,055 |
| Securities | $6,603,000 | 10,094 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,530 |
| Net loans & leases | $20,911,000 | 8,539 |
| Loan loss allowance | $1,237,000 | 2,978 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $226,000 | 10,448 |
| Other real estate owned | $3,004,000 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $550,000 | 9,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,443,000 | 9,095 |
| Total liabilities | $29,235,000 | 9,447 |
| Total deposits | $28,918,000 | 9,330 |
| Interest-bearing deposits | $25,273,000 | 9,199 |
| Deposits held in domestic offices | $28,918,000 | 9,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $317,000 | 7,088 |
| Total equity capital | $6,208,000 | 6,106 |
| Total bank equity capital | $6,208,000 | 6,106 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $8,137,000 | 467 |
| Surplus | $3,717,000 | 3,576 |
| Undivided profits | $-5,646,000 | 12,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,153,000 | 911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $202,000 | 8,436 |
| Earning assets | $30,314,000 | 9,334 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $41,331,400 | 8,290 |
| Average Assets, quarterly | $36,976,500 | 8,890 |
| Volatile liabilities | $4,299,000 | 7,281 |
| Insider loans | $850,000 | 4,136 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,748,000 | 4,506 |
| Tier 1 (core) risk-based capital | $6,234,000 | 6,182 |
| Tier 2 risk-based capital | $349,840 | 6,829 |
| Total risk weighted assets | $27,100,340 | 7,686 |
| Total unused commitments | $5,748,000 | 4,514 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $47,206,000 | 8,004 |
| Cash and due from depository institutions | $2,303,000 | 7,545 |
| Interest-bearing balances | $899,000 | 3,557 |
| Securities | $8,161,000 | 9,815 |
| Federal funds sold & reverse repurchase agreements | $4,150,000 | 3,315 |
| Net loans & leases | $28,709,000 | 7,207 |
| Loan loss allowance | $1,485,000 | 2,653 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $366,000 | 9,669 |
| Other real estate owned | $2,936,000 | 7,545 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $581,000 | 8,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,206,000 | 8,004 |
| Total liabilities | $44,224,000 | 7,852 |
| Total deposits | $43,867,000 | 7,702 |
| Interest-bearing deposits | $40,522,000 | 7,336 |
| Deposits held in domestic offices | $43,867,000 | 7,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $357,000 | 6,781 |
| Total equity capital | $2,982,000 | 9,809 |
| Total bank equity capital | $2,982,000 | 9,809 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,804,000 | 1,023 |
| Surplus | $3,717,000 | 3,517 |
| Undivided profits | $-4,539,000 | 13,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,399,000 | 1,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $150,000 | 9,479 |
| Earning assets | $41,919,000 | 8,129 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $49,323,800 | 7,661 |
| Average Assets, quarterly | $47,190,500 | 7,965 |
| Volatile liabilities | $7,989,000 | 4,823 |
| Insider loans | $1,929,000 | 2,115 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,745,000 | 5,705 |
| Tier 1 (core) risk-based capital | $2,982,000 | 9,751 |
| Tier 2 risk-based capital | $433,820 | 5,904 |
| Total risk weighted assets | $33,654,020 | 6,686 |
| Total unused commitments | $3,745,000 | 5,726 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $53,824,000 | 7,488 |
| Cash and due from depository institutions | $1,939,000 | 7,704 |
| Interest-bearing balances | $798,000 | 4,193 |
| Securities | $8,851,000 | 9,642 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,970 |
| Net loans & leases | $36,167,000 | 6,182 |
| Loan loss allowance | $861,000 | 4,231 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $514,000 | 8,817 |
| Other real estate owned | $1,721,000 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $632,000 | 8,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,824,000 | 7,488 |
| Total liabilities | $48,259,000 | 7,574 |
| Total deposits | $47,990,000 | 7,432 |
| Interest-bearing deposits | $44,854,000 | 7,051 |
| Deposits held in domestic offices | $47,990,000 | 7,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $269,000 | 8,704 |
| Total equity capital | $5,565,000 | 6,558 |
| Total bank equity capital | $5,565,000 | 6,558 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,804,000 | 1,036 |
| Surplus | $3,717,000 | 3,402 |
| Undivided profits | $-1,956,000 | 13,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,720,000 | 1,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $190,000 | 8,908 |
| Earning assets | $49,816,000 | 7,415 |
| Long-term assets (5+ years) | $1,573,000 | 9,466 |
| Average Assets, year-to-date | $57,159,800 | 7,024 |
| Average Assets, quarterly | $55,270,000 | 7,293 |
| Volatile liabilities | $10,009,000 | 4,118 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,349,000 | 5,001 |
| Tier 1 (core) risk-based capital | $5,565,000 | 6,487 |
| Tier 2 risk-based capital | $534,870 | 4,943 |
| Total risk weighted assets | $42,463,670 | 5,683 |
| Total unused commitments | $4,349,000 | 5,031 |
| Derivatives | $0 | 651 |