Home > Millbury Savings Bank > Income and Expense
Millbury Savings Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,475,000 | 2,629 |
| Total interest expense | $1,046,000 | 2,868 |
| Net interest income | $6,429,000 | 2,528 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $480,000 | 3,394 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $176,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 3,275 |
| Total noninterest expense | $5,487,000 | 2,386 |
| Salaries and employee benefits | $3,191,000 | 2,351 |
| Premises and equipment expense | $493,000 | 2,669 |
| Additional noninterest expense | $1,803,000 | 2,266 |
| Pre-tax net operating income | $1,422,000 | 3,168 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $371,000 | 2,064 |
| Income before extraordinary items | $1,051,000 | 3,425 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,051,000 | 3,425 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,051,000 | 3,425 |
| Net charge-offs | $-9,000 | 4,397 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,051,000 | 3,403 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,925,000 | 2,651 |
| Total interest expense | $675,000 | 2,894 |
| Net interest income | $4,250,000 | 2,552 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $297,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $117,000 | 2,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 3,384 |
| Total noninterest expense | $3,695,000 | 2,387 |
| Salaries and employee benefits | $2,136,000 | 2,361 |
| Premises and equipment expense | $340,000 | 2,601 |
| Additional noninterest expense | $1,219,000 | 2,264 |
| Pre-tax net operating income | $852,000 | 3,309 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $221,000 | 2,131 |
| Income before extraordinary items | $631,000 | 3,569 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $631,000 | 3,568 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $631,000 | 3,568 |
| Net charge-offs | $-10,000 | 4,479 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $631,000 | 3,543 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 2,681 |
| Total interest expense | $317,000 | 2,955 |
| Net interest income | $2,106,000 | 2,579 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $137,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $58,000 | 3,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 3,512 |
| Total noninterest expense | $1,879,000 | 2,368 |
| Salaries and employee benefits | $1,091,000 | 2,332 |
| Premises and equipment expense | $185,000 | 2,506 |
| Additional noninterest expense | $603,000 | 2,264 |
| Pre-tax net operating income | $364,000 | 3,522 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $93,000 | 2,214 |
| Income before extraordinary items | $271,000 | 3,753 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $271,000 | 3,752 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $271,000 | 3,752 |
| Net charge-offs | $-10,000 | 4,659 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $271,000 | 3,742 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,699,000 | 2,582 |
| Total interest expense | $1,164,000 | 2,718 |
| Net interest income | $8,535,000 | 2,539 |
| Provision for loan and lease losses | $8,000 | 3,986 |
| Total noninterest income | $736,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $238,000 | 3,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $498,000 | 3,072 |
| Total noninterest expense | $6,885,000 | 2,493 |
| Salaries and employee benefits | $4,349,000 | 2,325 |
| Premises and equipment expense | $626,000 | 2,762 |
| Additional noninterest expense | $1,910,000 | 2,661 |
| Pre-tax net operating income | $2,378,000 | 2,860 |
| Securities gains (losses) | $451,000 | 136 |
| Applicable income taxes | $986,000 | 1,403 |
| Income before extraordinary items | $1,843,000 | 3,054 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,843,000 | 3,053 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,843,000 | 3,053 |
| Net charge-offs | $-3,000 | 4,310 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,486,710 | 3,382 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,189,000 | 2,597 |
| Total interest expense | $876,000 | 2,643 |
| Net interest income | $6,313,000 | 2,566 |
| Provision for loan and lease losses | $48,000 | 3,212 |
| Total noninterest income | $562,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $173,000 | 3,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,053 |
| Total noninterest expense | $5,162,000 | 2,508 |
| Salaries and employee benefits | $3,229,000 | 2,341 |
| Premises and equipment expense | $478,000 | 2,751 |
| Additional noninterest expense | $1,455,000 | 2,661 |
| Pre-tax net operating income | $1,665,000 | 3,027 |
| Securities gains (losses) | $331,000 | 156 |
| Applicable income taxes | $762,000 | 1,421 |
| Income before extraordinary items | $1,234,000 | 3,270 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,234,000 | 3,269 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,234,000 | 3,269 |
| Net charge-offs | $-3,000 | 4,190 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $972,510 | 3,618 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,718,000 | 2,613 |
| Total interest expense | $585,000 | 2,563 |
| Net interest income | $4,133,000 | 2,592 |
| Provision for loan and lease losses | $35,000 | 3,040 |
| Total noninterest income | $368,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $110,000 | 3,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 3,073 |
| Total noninterest expense | $3,476,000 | 2,506 |
| Salaries and employee benefits | $2,158,000 | 2,351 |
| Premises and equipment expense | $330,000 | 2,706 |
| Additional noninterest expense | $988,000 | 2,640 |
| Pre-tax net operating income | $990,000 | 3,170 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $242,000 | 2,049 |
| Income before extraordinary items | $748,000 | 3,404 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $748,000 | 3,403 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $748,000 | 3,403 |
| Net charge-offs | $-6,000 | 4,367 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $748,000 | 3,397 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 2,641 |
| Total interest expense | $285,000 | 2,547 |
| Net interest income | $2,033,000 | 2,632 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $184,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $52,000 | 3,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 2,998 |
| Total noninterest expense | $1,707,000 | 2,545 |
| Salaries and employee benefits | $1,074,000 | 2,384 |
| Premises and equipment expense | $179,000 | 2,616 |
| Additional noninterest expense | $454,000 | 2,815 |
| Pre-tax net operating income | $480,000 | 3,158 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $118,000 | 2,029 |
| Income before extraordinary items | $362,000 | 3,411 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $362,000 | 3,411 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $362,000 | 3,411 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $362,000 | 3,405 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,093,000 | 2,629 |
| Total interest expense | $1,165,000 | 2,286 |
| Net interest income | $7,928,000 | 2,655 |
| Provision for loan and lease losses | $150,000 | 2,647 |
| Total noninterest income | $790,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $220,000 | 3,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $570,000 | 3,004 |
| Total noninterest expense | $6,344,000 | 2,680 |
| Salaries and employee benefits | $3,925,000 | 2,497 |
| Premises and equipment expense | $640,000 | 2,819 |
| Additional noninterest expense | $1,779,000 | 2,872 |
| Pre-tax net operating income | $2,224,000 | 2,947 |
| Securities gains (losses) | $55,000 | 853 |
| Applicable income taxes | $1,224,000 | 1,700 |
| Income before extraordinary items | $1,055,000 | 3,647 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,055,000 | 3,646 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,055,000 | 3,647 |
| Net charge-offs | $4,000 | 3,892 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,019,800 | 3,684 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,620,000 | 2,693 |
| Total interest expense | $875,000 | 2,269 |
| Net interest income | $5,745,000 | 2,737 |
| Provision for loan and lease losses | $120,000 | 2,498 |
| Total noninterest income | $590,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $164,000 | 3,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 3,014 |
| Total noninterest expense | $4,672,000 | 2,726 |
| Salaries and employee benefits | $2,873,000 | 2,546 |
| Premises and equipment expense | $477,000 | 2,849 |
| Additional noninterest expense | $1,322,000 | 2,886 |
| Pre-tax net operating income | $1,543,000 | 3,119 |
| Securities gains (losses) | $55,000 | 831 |
| Applicable income taxes | $575,000 | 1,963 |
| Income before extraordinary items | $1,023,000 | 3,505 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,023,000 | 3,505 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,023,000 | 3,505 |
| Net charge-offs | $-5,000 | 4,560 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $987,800 | 3,544 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 2,725 |
| Total interest expense | $567,000 | 2,268 |
| Net interest income | $3,746,000 | 2,769 |
| Provision for loan and lease losses | $90,000 | 2,313 |
| Total noninterest income | $394,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $112,000 | 3,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 3,025 |
| Total noninterest expense | $3,090,000 | 2,743 |
| Salaries and employee benefits | $1,893,000 | 2,584 |
| Premises and equipment expense | $323,000 | 2,818 |
| Additional noninterest expense | $874,000 | 2,927 |
| Pre-tax net operating income | $960,000 | 3,193 |
| Securities gains (losses) | $55,000 | 622 |
| Applicable income taxes | $363,000 | 1,992 |
| Income before extraordinary items | $652,000 | 3,530 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $652,000 | 3,529 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $652,000 | 3,530 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $616,800 | 3,599 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 2,759 |
| Total interest expense | $277,000 | 2,296 |
| Net interest income | $1,836,000 | 2,806 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $194,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $51,000 | 3,476 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $143,000 | 2,990 |
| Total noninterest expense | $1,530,000 | 2,785 |
| Salaries and employee benefits | $944,000 | 2,638 |
| Premises and equipment expense | $169,000 | 2,792 |
| Additional noninterest expense | $417,000 | 3,031 |
| Pre-tax net operating income | $470,000 | 3,184 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $168,000 | 2,017 |
| Income before extraordinary items | $302,000 | 3,589 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $302,000 | 3,588 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $302,000 | 3,589 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $302,000 | 3,569 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,125,000 | 2,814 |
| Total interest expense | $1,151,000 | 2,205 |
| Net interest income | $6,974,000 | 2,897 |
| Provision for loan and lease losses | $110,000 | 3,038 |
| Total noninterest income | $819,000 | 3,349 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $235,000 | 3,363 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $584,000 | 3,048 |
| Total noninterest expense | $5,919,000 | 2,877 |
| Salaries and employee benefits | $3,588,000 | 2,706 |
| Premises and equipment expense | $598,000 | 3,022 |
| Additional noninterest expense | $1,733,000 | 3,034 |
| Pre-tax net operating income | $1,764,000 | 3,272 |
| Securities gains (losses) | $98,000 | 1,356 |
| Applicable income taxes | $647,000 | 2,038 |
| Income before extraordinary items | $1,215,000 | 3,614 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,215,000 | 3,612 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,215,000 | 3,613 |
| Net charge-offs | $-4,000 | 4,828 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,151,300 | 3,645 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 2,834 |
| Total interest expense | $860,000 | 2,202 |
| Net interest income | $5,191,000 | 2,910 |
| Provision for loan and lease losses | $100,000 | 2,703 |
| Total noninterest income | $608,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $176,000 | 3,383 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $432,000 | 3,075 |
| Total noninterest expense | $4,410,000 | 2,884 |
| Salaries and employee benefits | $2,669,000 | 2,719 |
| Premises and equipment expense | $445,000 | 3,048 |
| Additional noninterest expense | $1,296,000 | 3,038 |
| Pre-tax net operating income | $1,289,000 | 3,352 |
| Securities gains (losses) | $98,000 | 1,272 |
| Applicable income taxes | $479,000 | 2,091 |
| Income before extraordinary items | $908,000 | 3,671 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $908,000 | 3,669 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $908,000 | 3,671 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $844,300 | 3,711 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,967,000 | 2,878 |
| Total interest expense | $567,000 | 2,236 |
| Net interest income | $3,400,000 | 2,966 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $395,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $114,000 | 3,417 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $281,000 | 3,111 |
| Total noninterest expense | $2,887,000 | 2,931 |
| Salaries and employee benefits | $1,742,000 | 2,778 |
| Premises and equipment expense | $304,000 | 3,010 |
| Additional noninterest expense | $841,000 | 3,115 |
| Pre-tax net operating income | $848,000 | 3,368 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $291,000 | 2,158 |
| Income before extraordinary items | $557,000 | 3,807 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $557,000 | 3,804 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $557,000 | 3,806 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $557,000 | 3,748 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 2,921 |
| Total interest expense | $279,000 | 2,259 |
| Net interest income | $1,668,000 | 3,012 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $192,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $57,000 | 3,421 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $135,000 | 3,114 |
| Total noninterest expense | $1,447,000 | 2,947 |
| Salaries and employee benefits | $861,000 | 2,805 |
| Premises and equipment expense | $156,000 | 2,995 |
| Additional noninterest expense | $430,000 | 3,068 |
| Pre-tax net operating income | $383,000 | 3,475 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $129,000 | 2,240 |
| Income before extraordinary items | $254,000 | 3,892 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $254,000 | 3,889 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $254,000 | 3,890 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $254,000 | 3,831 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,434,000 | 2,985 |
| Total interest expense | $1,085,000 | 2,287 |
| Net interest income | $6,349,000 | 3,076 |
| Provision for loan and lease losses | $100,000 | 3,023 |
| Total noninterest income | $810,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $250,000 | 3,352 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $560,000 | 3,130 |
| Total noninterest expense | $5,698,000 | 2,968 |
| Salaries and employee benefits | $3,382,000 | 2,804 |
| Premises and equipment expense | $600,000 | 3,100 |
| Additional noninterest expense | $1,716,000 | 3,108 |
| Pre-tax net operating income | $1,361,000 | 3,649 |
| Securities gains (losses) | $58,000 | 1,540 |
| Applicable income taxes | $471,000 | 2,277 |
| Income before extraordinary items | $948,000 | 4,015 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $948,000 | 4,015 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $948,000 | 4,016 |
| Net charge-offs | $-16,000 | 5,291 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $909,140 | 4,020 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,503,000 | 3,032 |
| Total interest expense | $811,000 | 2,318 |
| Net interest income | $4,692,000 | 3,127 |
| Provision for loan and lease losses | $55,000 | 3,175 |
| Total noninterest income | $606,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $168,000 | 3,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $438,000 | 3,083 |
| Total noninterest expense | $4,246,000 | 3,008 |
| Salaries and employee benefits | $2,516,000 | 2,832 |
| Premises and equipment expense | $465,000 | 3,080 |
| Additional noninterest expense | $1,265,000 | 3,162 |
| Pre-tax net operating income | $997,000 | 3,752 |
| Securities gains (losses) | $62,000 | 1,332 |
| Applicable income taxes | $351,000 | 2,335 |
| Income before extraordinary items | $708,000 | 4,095 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $708,000 | 4,094 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $708,000 | 4,097 |
| Net charge-offs | $-9,000 | 5,138 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $666,460 | 4,131 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 3,048 |
| Total interest expense | $537,000 | 2,341 |
| Net interest income | $3,109,000 | 3,140 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $405,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $114,000 | 3,506 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $291,000 | 3,099 |
| Total noninterest expense | $2,842,000 | 3,004 |
| Salaries and employee benefits | $1,661,000 | 2,870 |
| Premises and equipment expense | $331,000 | 2,959 |
| Additional noninterest expense | $850,000 | 3,175 |
| Pre-tax net operating income | $642,000 | 3,779 |
| Securities gains (losses) | $55,000 | 1,178 |
| Applicable income taxes | $230,000 | 2,344 |
| Income before extraordinary items | $467,000 | 4,082 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $467,000 | 4,083 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $467,000 | 4,084 |
| Net charge-offs | $8,000 | 3,322 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $430,150 | 4,136 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 3,076 |
| Total interest expense | $268,000 | 2,367 |
| Net interest income | $1,547,000 | 3,148 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $200,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $52,000 | 3,639 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $148,000 | 3,037 |
| Total noninterest expense | $1,438,000 | 2,985 |
| Salaries and employee benefits | $834,000 | 2,879 |
| Premises and equipment expense | $189,000 | 2,756 |
| Additional noninterest expense | $415,000 | 3,219 |
| Pre-tax net operating income | $279,000 | 3,988 |
| Securities gains (losses) | $26,000 | 1,118 |
| Applicable income taxes | $97,000 | 2,477 |
| Income before extraordinary items | $208,000 | 4,223 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $208,000 | 4,225 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $208,000 | 4,226 |
| Net charge-offs | $-11,000 | 5,460 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $190,320 | 4,277 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,138,000 | 3,135 |
| Total interest expense | $1,096,000 | 2,435 |
| Net interest income | $6,042,000 | 3,232 |
| Provision for loan and lease losses | $180,000 | 2,581 |
| Total noninterest income | $698,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $198,000 | 3,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $500,000 | 3,272 |
| Total noninterest expense | $5,659,000 | 3,045 |
| Salaries and employee benefits | $3,434,000 | 2,798 |
| Premises and equipment expense | $572,000 | 3,336 |
| Additional noninterest expense | $1,653,000 | 3,310 |
| Pre-tax net operating income | $901,000 | 4,310 |
| Securities gains (losses) | $190,000 | 832 |
| Applicable income taxes | $338,000 | 2,534 |
| Income before extraordinary items | $753,000 | 4,390 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $753,000 | 4,390 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $753,000 | 4,391 |
| Net charge-offs | $73,000 | 3,459 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $621,900 | 4,594 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,330,000 | 3,171 |
| Total interest expense | $819,000 | 2,477 |
| Net interest income | $4,511,000 | 3,263 |
| Provision for loan and lease losses | $130,000 | 2,543 |
| Total noninterest income | $530,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $149,000 | 3,968 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $381,000 | 3,279 |
| Total noninterest expense | $4,215,000 | 3,066 |
| Salaries and employee benefits | $2,561,000 | 2,812 |
| Premises and equipment expense | $437,000 | 3,337 |
| Additional noninterest expense | $1,217,000 | 3,357 |
| Pre-tax net operating income | $696,000 | 4,370 |
| Securities gains (losses) | $162,000 | 739 |
| Applicable income taxes | $252,000 | 2,605 |
| Income before extraordinary items | $606,000 | 4,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $606,000 | 4,343 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $606,000 | 4,344 |
| Net charge-offs | $46,000 | 3,324 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $490,980 | 4,591 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 3,203 |
| Total interest expense | $545,000 | 2,494 |
| Net interest income | $2,966,000 | 3,294 |
| Provision for loan and lease losses | $70,000 | 2,678 |
| Total noninterest income | $316,000 | 3,942 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $96,000 | 4,012 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $220,000 | 3,485 |
| Total noninterest expense | $2,771,000 | 3,112 |
| Salaries and employee benefits | $1,669,000 | 2,883 |
| Premises and equipment expense | $304,000 | 3,262 |
| Additional noninterest expense | $798,000 | 3,413 |
| Pre-tax net operating income | $441,000 | 4,383 |
| Securities gains (losses) | $147,000 | 592 |
| Applicable income taxes | $172,000 | 2,552 |
| Income before extraordinary items | $416,000 | 4,251 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $416,000 | 4,254 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $416,000 | 4,256 |
| Net charge-offs | $48,000 | 2,822 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $311,630 | 4,630 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 3,243 |
| Total interest expense | $274,000 | 2,509 |
| Net interest income | $1,456,000 | 3,349 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $180,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $48,000 | 3,996 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $132,000 | 3,157 |
| Total noninterest expense | $1,389,000 | 3,141 |
| Salaries and employee benefits | $823,000 | 2,931 |
| Premises and equipment expense | $161,000 | 3,185 |
| Additional noninterest expense | $405,000 | 3,382 |
| Pre-tax net operating income | $217,000 | 4,348 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $58,000 | 2,849 |
| Income before extraordinary items | $159,000 | 4,602 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 4,605 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $159,000 | 4,605 |
| Net charge-offs | $50,000 | 1,867 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $159,000 | 4,552 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,285,000 | 3,157 |
| Total interest expense | $1,319,000 | 2,400 |
| Net interest income | $5,966,000 | 3,295 |
| Provision for loan and lease losses | $140,000 | 3,337 |
| Total noninterest income | $877,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $196,000 | 4,135 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $681,000 | 2,909 |
| Total noninterest expense | $5,496,000 | 3,178 |
| Salaries and employee benefits | $3,333,000 | 2,897 |
| Premises and equipment expense | $559,000 | 3,477 |
| Additional noninterest expense | $1,604,000 | 3,479 |
| Pre-tax net operating income | $1,207,000 | 3,771 |
| Securities gains (losses) | $245,000 | 786 |
| Applicable income taxes | $470,000 | 2,225 |
| Income before extraordinary items | $982,000 | 3,939 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $982,000 | 3,942 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $982,000 | 3,943 |
| Net charge-offs | $68,000 | 4,120 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $815,400 | 4,184 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,528,000 | 3,145 |
| Total interest expense | $1,008,000 | 2,427 |
| Net interest income | $4,520,000 | 3,279 |
| Provision for loan and lease losses | $130,000 | 3,104 |
| Total noninterest income | $682,000 | 3,437 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $148,000 | 4,153 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $534,000 | 2,921 |
| Total noninterest expense | $4,054,000 | 3,226 |
| Salaries and employee benefits | $2,443,000 | 2,962 |
| Premises and equipment expense | $425,000 | 3,479 |
| Additional noninterest expense | $1,186,000 | 3,525 |
| Pre-tax net operating income | $1,018,000 | 3,654 |
| Securities gains (losses) | $180,000 | 870 |
| Applicable income taxes | $402,000 | 2,124 |
| Income before extraordinary items | $796,000 | 3,830 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $796,000 | 3,833 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $796,000 | 3,833 |
| Net charge-offs | $45,000 | 3,941 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $677,200 | 4,035 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 3,137 |
| Total interest expense | $688,000 | 2,432 |
| Net interest income | $3,031,000 | 3,257 |
| Provision for loan and lease losses | $80,000 | 3,162 |
| Total noninterest income | $429,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $96,000 | 4,178 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $333,000 | 3,063 |
| Total noninterest expense | $2,672,000 | 3,258 |
| Salaries and employee benefits | $1,616,000 | 2,998 |
| Premises and equipment expense | $286,000 | 3,479 |
| Additional noninterest expense | $770,000 | 3,594 |
| Pre-tax net operating income | $708,000 | 3,560 |
| Securities gains (losses) | $122,000 | 983 |
| Applicable income taxes | $288,000 | 2,064 |
| Income before extraordinary items | $542,000 | 3,777 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $542,000 | 3,778 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $542,000 | 3,780 |
| Net charge-offs | $37,000 | 3,590 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $462,700 | 3,966 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 3,140 |
| Total interest expense | $360,000 | 2,409 |
| Net interest income | $1,517,000 | 3,273 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $106,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $46,000 | 4,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $60,000 | 4,488 |
| Total noninterest expense | $1,341,000 | 3,270 |
| Salaries and employee benefits | $784,000 | 3,094 |
| Premises and equipment expense | $159,000 | 3,251 |
| Additional noninterest expense | $398,000 | 3,516 |
| Pre-tax net operating income | $262,000 | 4,045 |
| Securities gains (losses) | $55,000 | 878 |
| Applicable income taxes | $108,000 | 2,323 |
| Income before extraordinary items | $209,000 | 4,199 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $209,000 | 4,201 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $209,000 | 4,201 |
| Net charge-offs | $39,000 | 2,600 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $172,700 | 4,425 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,769,000 | 3,189 |
| Total interest expense | $1,707,000 | 2,459 |
| Net interest income | $6,062,000 | 3,346 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $686,000 | 3,926 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $184,000 | 4,421 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $502,000 | 3,342 |
| Total noninterest expense | $5,375,000 | 3,290 |
| Salaries and employee benefits | $3,147,000 | 3,025 |
| Premises and equipment expense | $530,000 | 3,680 |
| Additional noninterest expense | $1,698,000 | 3,492 |
| Pre-tax net operating income | $1,133,000 | 3,821 |
| Securities gains (losses) | $134,000 | 2,035 |
| Applicable income taxes | $423,000 | 2,338 |
| Income before extraordinary items | $844,000 | 4,201 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $844,000 | 4,201 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $844,000 | 4,203 |
| Net charge-offs | $122,000 | 4,245 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $754,220 | 4,177 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,878,000 | 3,218 |
| Total interest expense | $1,307,000 | 2,507 |
| Net interest income | $4,571,000 | 3,392 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $478,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $139,000 | 4,475 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $339,000 | 3,513 |
| Total noninterest expense | $3,993,000 | 3,345 |
| Salaries and employee benefits | $2,342,000 | 3,063 |
| Premises and equipment expense | $382,000 | 3,818 |
| Additional noninterest expense | $1,269,000 | 3,500 |
| Pre-tax net operating income | $876,000 | 3,880 |
| Securities gains (losses) | $132,000 | 1,779 |
| Applicable income taxes | $338,000 | 2,345 |
| Income before extraordinary items | $670,000 | 4,180 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $670,000 | 4,180 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $670,000 | 4,180 |
| Net charge-offs | $125,000 | 3,757 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $582,880 | 4,244 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 3,222 |
| Total interest expense | $896,000 | 2,529 |
| Net interest income | $3,048,000 | 3,396 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $270,000 | 4,417 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $93,000 | 4,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $177,000 | 3,837 |
| Total noninterest expense | $2,667,000 | 3,352 |
| Salaries and employee benefits | $1,565,000 | 3,075 |
| Premises and equipment expense | $246,000 | 3,912 |
| Additional noninterest expense | $856,000 | 3,511 |
| Pre-tax net operating income | $531,000 | 4,017 |
| Securities gains (losses) | $127,000 | 1,428 |
| Applicable income taxes | $218,000 | 2,368 |
| Income before extraordinary items | $440,000 | 4,203 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $440,000 | 4,207 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $440,000 | 4,206 |
| Net charge-offs | $145,000 | 3,073 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $354,910 | 4,372 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 3,203 |
| Total interest expense | $471,000 | 2,511 |
| Net interest income | $1,535,000 | 3,394 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $129,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $84,000 | 3,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $1,333,000 | 3,372 |
| Salaries and employee benefits | $794,000 | 3,040 |
| Premises and equipment expense | $126,000 | 3,868 |
| Additional noninterest expense | $413,000 | 3,565 |
| Pre-tax net operating income | $271,000 | 4,013 |
| Securities gains (losses) | $35,000 | 1,381 |
| Applicable income taxes | $100,000 | 2,447 |
| Income before extraordinary items | $206,000 | 4,322 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $206,000 | 4,324 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $206,000 | 4,325 |
| Net charge-offs | $6,000 | 4,226 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $182,550 | 4,389 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,412,000 | 3,190 |
| Total interest expense | $2,319,000 | 2,463 |
| Net interest income | $6,093,000 | 3,426 |
| Provision for loan and lease losses | $200,000 | 4,626 |
| Total noninterest income | $429,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $324,000 | 3,446 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $105,000 | 5,262 |
| Total noninterest expense | $5,018,000 | 3,526 |
| Salaries and employee benefits | $3,005,000 | 3,115 |
| Premises and equipment expense | $479,000 | 4,151 |
| Additional noninterest expense | $1,534,000 | 3,798 |
| Pre-tax net operating income | $1,304,000 | 3,258 |
| Securities gains (losses) | $94,000 | 2,124 |
| Applicable income taxes | $460,000 | 2,111 |
| Income before extraordinary items | $938,000 | 3,668 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $938,000 | 3,671 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $938,000 | 3,671 |
| Net charge-offs | $123,000 | 4,792 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $875,020 | 3,674 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,346,000 | 3,208 |
| Total interest expense | $1,792,000 | 2,498 |
| Net interest income | $4,554,000 | 3,443 |
| Provision for loan and lease losses | $160,000 | 4,413 |
| Total noninterest income | $335,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $243,000 | 3,453 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $92,000 | 5,182 |
| Total noninterest expense | $3,705,000 | 3,576 |
| Salaries and employee benefits | $2,205,000 | 3,175 |
| Premises and equipment expense | $365,000 | 4,154 |
| Additional noninterest expense | $1,135,000 | 3,835 |
| Pre-tax net operating income | $1,024,000 | 3,264 |
| Securities gains (losses) | $27,000 | 2,687 |
| Applicable income taxes | $346,000 | 2,111 |
| Income before extraordinary items | $705,000 | 3,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $705,000 | 3,746 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $705,000 | 3,745 |
| Net charge-offs | $34,000 | 5,231 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $686,910 | 3,683 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,220,000 | 3,246 |
| Total interest expense | $1,213,000 | 2,544 |
| Net interest income | $3,007,000 | 3,474 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $232,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $159,000 | 3,477 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 5,024 |
| Total noninterest expense | $2,459,000 | 3,620 |
| Salaries and employee benefits | $1,441,000 | 3,237 |
| Premises and equipment expense | $252,000 | 4,084 |
| Additional noninterest expense | $766,000 | 3,862 |
| Pre-tax net operating income | $660,000 | 3,279 |
| Securities gains (losses) | $27,000 | 1,941 |
| Applicable income taxes | $225,000 | 2,100 |
| Income before extraordinary items | $462,000 | 3,731 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $462,000 | 3,732 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $462,000 | 3,733 |
| Net charge-offs | $58,000 | 4,333 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $443,910 | 3,694 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 3,284 |
| Total interest expense | $612,000 | 2,594 |
| Net interest income | $1,486,000 | 3,490 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $113,000 | 4,698 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $80,000 | 3,436 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,265 |
| Total noninterest expense | $1,256,000 | 3,568 |
| Salaries and employee benefits | $725,000 | 3,234 |
| Premises and equipment expense | $144,000 | 3,809 |
| Additional noninterest expense | $387,000 | 3,815 |
| Pre-tax net operating income | $283,000 | 3,624 |
| Securities gains (losses) | $16,000 | 1,172 |
| Applicable income taxes | $95,000 | 2,235 |
| Income before extraordinary items | $204,000 | 3,953 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $204,000 | 3,952 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $204,000 | 3,953 |
| Net charge-offs | $58,000 | 3,227 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $193,120 | 3,990 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,953,000 | 3,231 |
| Total interest expense | $2,916,000 | 2,667 |
| Net interest income | $6,037,000 | 3,458 |
| Provision for loan and lease losses | $270,000 | 4,986 |
| Total noninterest income | $552,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $344,000 | 3,377 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $208,000 | 4,539 |
| Total noninterest expense | $5,020,000 | 3,605 |
| Salaries and employee benefits | $2,954,000 | 3,159 |
| Premises and equipment expense | $484,000 | 4,274 |
| Additional noninterest expense | $1,582,000 | 3,859 |
| Pre-tax net operating income | $1,299,000 | 2,953 |
| Securities gains (losses) | $-93,000 | 7,221 |
| Applicable income taxes | $426,000 | 2,041 |
| Income before extraordinary items | $780,000 | 3,647 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $780,000 | 3,644 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $780,000 | 3,647 |
| Net charge-offs | $302,000 | 4,292 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $840,450 | 3,413 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,792,000 | 3,269 |
| Total interest expense | $2,272,000 | 2,673 |
| Net interest income | $4,520,000 | 3,501 |
| Provision for loan and lease losses | $135,000 | 5,367 |
| Total noninterest income | $402,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $258,000 | 3,442 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $144,000 | 4,706 |
| Total noninterest expense | $3,720,000 | 3,640 |
| Salaries and employee benefits | $2,199,000 | 3,200 |
| Premises and equipment expense | $361,000 | 4,352 |
| Additional noninterest expense | $1,160,000 | 3,896 |
| Pre-tax net operating income | $1,067,000 | 2,964 |
| Securities gains (losses) | $-136,000 | 7,432 |
| Applicable income taxes | $330,000 | 2,057 |
| Income before extraordinary items | $601,000 | 3,777 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $601,000 | 3,777 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $601,000 | 3,778 |
| Net charge-offs | $52,000 | 5,477 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $689,400 | 3,404 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 3,295 |
| Total interest expense | $1,569,000 | 2,690 |
| Net interest income | $2,977,000 | 3,536 |
| Provision for loan and lease losses | $90,000 | 5,248 |
| Total noninterest income | $279,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $176,000 | 3,405 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $103,000 | 4,606 |
| Total noninterest expense | $2,496,000 | 3,628 |
| Salaries and employee benefits | $1,472,000 | 3,194 |
| Premises and equipment expense | $252,000 | 4,261 |
| Additional noninterest expense | $772,000 | 3,887 |
| Pre-tax net operating income | $670,000 | 3,108 |
| Securities gains (losses) | $18,000 | 2,397 |
| Applicable income taxes | $238,000 | 1,964 |
| Income before extraordinary items | $450,000 | 3,594 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $450,000 | 3,591 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $450,000 | 3,593 |
| Net charge-offs | $53,000 | 4,835 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $438,300 | 3,519 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 3,351 |
| Total interest expense | $791,000 | 2,776 |
| Net interest income | $1,486,000 | 3,584 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $153,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $88,000 | 3,399 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $65,000 | 4,256 |
| Total noninterest expense | $1,256,000 | 3,636 |
| Salaries and employee benefits | $734,000 | 3,248 |
| Premises and equipment expense | $127,000 | 4,325 |
| Additional noninterest expense | $395,000 | 3,829 |
| Pre-tax net operating income | $338,000 | 3,147 |
| Securities gains (losses) | $19,000 | 1,545 |
| Applicable income taxes | $123,000 | 1,921 |
| Income before extraordinary items | $234,000 | 3,607 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $234,000 | 3,604 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $234,000 | 3,606 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $221,460 | 3,572 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,611,000 | 3,323 |
| Total interest expense | $3,796,000 | 2,856 |
| Net interest income | $5,815,000 | 3,555 |
| Provision for loan and lease losses | $195,000 | 5,817 |
| Total noninterest income | $345,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $329,000 | 3,706 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $16,000 | 7,050 |
| Total noninterest expense | $4,990,000 | 3,694 |
| Salaries and employee benefits | $2,882,000 | 3,298 |
| Premises and equipment expense | $443,000 | 4,725 |
| Additional noninterest expense | $1,665,000 | 3,800 |
| Pre-tax net operating income | $975,000 | 3,028 |
| Securities gains (losses) | $-450,000 | 7,572 |
| Applicable income taxes | $129,000 | 2,707 |
| Income before extraordinary items | $396,000 | 4,195 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $396,000 | 4,195 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $396,000 | 4,195 |
| Net charge-offs | $143,000 | 5,379 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $733,500 | 3,223 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,288,000 | 3,348 |
| Total interest expense | $2,942,000 | 2,901 |
| Net interest income | $4,346,000 | 3,566 |
| Provision for loan and lease losses | $180,000 | 5,277 |
| Total noninterest income | $326,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $225,000 | 3,893 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $101,000 | 5,385 |
| Total noninterest expense | $3,734,000 | 3,707 |
| Salaries and employee benefits | $2,172,000 | 3,317 |
| Premises and equipment expense | $327,000 | 4,810 |
| Additional noninterest expense | $1,235,000 | 3,805 |
| Pre-tax net operating income | $758,000 | 3,199 |
| Securities gains (losses) | $-481,000 | 7,744 |
| Applicable income taxes | $57,000 | 3,247 |
| Income before extraordinary items | $220,000 | 4,757 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $220,000 | 4,756 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $220,000 | 4,757 |
| Net charge-offs | $137,000 | 4,727 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $599,990 | 3,296 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 3,344 |
| Total interest expense | $2,027,000 | 2,931 |
| Net interest income | $2,919,000 | 3,533 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $203,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $146,000 | 3,920 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $57,000 | 5,652 |
| Total noninterest expense | $2,538,000 | 3,679 |
| Salaries and employee benefits | $1,471,000 | 3,292 |
| Premises and equipment expense | $217,000 | 4,864 |
| Additional noninterest expense | $850,000 | 3,711 |
| Pre-tax net operating income | $449,000 | 3,479 |
| Securities gains (losses) | $256,000 | 866 |
| Applicable income taxes | $215,000 | 1,885 |
| Income before extraordinary items | $490,000 | 3,129 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $490,000 | 3,127 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $490,000 | 3,128 |
| Net charge-offs | $118,000 | 4,068 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $310,800 | 3,796 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 3,340 |
| Total interest expense | $1,026,000 | 2,990 |
| Net interest income | $1,481,000 | 3,483 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $103,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $72,000 | 3,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $31,000 | 5,565 |
| Total noninterest expense | $1,277,000 | 3,584 |
| Salaries and employee benefits | $732,000 | 3,345 |
| Premises and equipment expense | $117,000 | 4,700 |
| Additional noninterest expense | $428,000 | 3,396 |
| Pre-tax net operating income | $267,000 | 3,522 |
| Securities gains (losses) | $75,000 | 1,121 |
| Applicable income taxes | $102,000 | 2,162 |
| Income before extraordinary items | $240,000 | 3,525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $240,000 | 3,525 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $240,000 | 3,526 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $187,500 | 3,816 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,685,000 | 3,356 |
| Total interest expense | $4,993,000 | 2,972 |
| Net interest income | $5,692,000 | 3,610 |
| Provision for loan and lease losses | $72,000 | 6,313 |
| Total noninterest income | $397,000 | 5,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $308,000 | 3,970 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $89,000 | 6,081 |
| Total noninterest expense | $4,393,000 | 3,952 |
| Salaries and employee benefits | $2,688,000 | 3,556 |
| Premises and equipment expense | $432,000 | 4,875 |
| Additional noninterest expense | $1,273,000 | 4,096 |
| Pre-tax net operating income | $1,624,000 | 2,881 |
| Securities gains (losses) | $-3,046,000 | 8,004 |
| Applicable income taxes | $-525,000 | 7,518 |
| Income before extraordinary items | $-897,000 | 6,942 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-897,000 | 6,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,480 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,052,440 | 3,340 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,072,000 | 3,399 |
| Total interest expense | $3,843,000 | 3,005 |
| Net interest income | $4,229,000 | 3,666 |
| Provision for loan and lease losses | $54,000 | 5,823 |
| Total noninterest income | $290,000 | 5,431 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $227,000 | 4,023 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 6,297 |
| Total noninterest expense | $3,235,000 | 3,989 |
| Salaries and employee benefits | $1,989,000 | 3,631 |
| Premises and equipment expense | $323,000 | 4,901 |
| Additional noninterest expense | $923,000 | 4,132 |
| Pre-tax net operating income | $1,230,000 | 3,271 |
| Securities gains (losses) | $-2,912,000 | 8,137 |
| Applicable income taxes | $-602,000 | 7,926 |
| Income before extraordinary items | $-1,080,000 | 7,543 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,080,000 | 7,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $783,680 | 3,754 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,408,000 | 3,431 |
| Total interest expense | $2,626,000 | 3,049 |
| Net interest income | $2,782,000 | 3,687 |
| Provision for loan and lease losses | $36,000 | 5,459 |
| Total noninterest income | $191,000 | 5,524 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $150,000 | 4,054 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $41,000 | 6,390 |
| Total noninterest expense | $2,243,000 | 3,896 |
| Salaries and employee benefits | $1,411,000 | 3,498 |
| Premises and equipment expense | $219,000 | 4,878 |
| Additional noninterest expense | $613,000 | 4,118 |
| Pre-tax net operating income | $694,000 | 3,710 |
| Securities gains (losses) | $110,000 | 901 |
| Applicable income taxes | $251,000 | 2,422 |
| Income before extraordinary items | $553,000 | 3,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $553,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $477,100 | 4,053 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 3,489 |
| Total interest expense | $1,372,000 | 3,115 |
| Net interest income | $1,357,000 | 3,751 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $94,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $73,000 | 4,064 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 6,395 |
| Total noninterest expense | $1,133,000 | 3,870 |
| Salaries and employee benefits | $707,000 | 3,517 |
| Premises and equipment expense | $116,000 | 4,734 |
| Additional noninterest expense | $310,000 | 4,013 |
| Pre-tax net operating income | $300,000 | 4,160 |
| Securities gains (losses) | $13,000 | 1,848 |
| Applicable income taxes | $95,000 | 2,858 |
| Income before extraordinary items | $218,000 | 4,489 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $218,000 | 4,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $208,900 | 4,478 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,629,000 | 3,617 |
| Total interest expense | $5,406,000 | 3,269 |
| Net interest income | $5,223,000 | 3,860 |
| Provision for loan and lease losses | $12,000 | 6,512 |
| Total noninterest income | $369,000 | 5,658 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $275,000 | 4,270 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $94,000 | 6,303 |
| Total noninterest expense | $4,518,000 | 3,740 |
| Salaries and employee benefits | $2,750,000 | 3,459 |
| Premises and equipment expense | $468,000 | 4,560 |
| Additional noninterest expense | $1,300,000 | 3,849 |
| Pre-tax net operating income | $1,062,000 | 4,612 |
| Securities gains (losses) | $173,000 | 471 |
| Applicable income taxes | $382,000 | 3,086 |
| Income before extraordinary items | $853,000 | 4,648 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $853,000 | 4,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $733,630 | 4,936 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,848,000 | 3,664 |
| Total interest expense | $3,986,000 | 3,296 |
| Net interest income | $3,862,000 | 3,917 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $267,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $205,000 | 4,289 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $62,000 | 6,500 |
| Total noninterest expense | $3,334,000 | 3,782 |
| Salaries and employee benefits | $2,019,000 | 3,505 |
| Premises and equipment expense | $354,000 | 4,513 |
| Additional noninterest expense | $961,000 | 3,819 |
| Pre-tax net operating income | $795,000 | 4,848 |
| Securities gains (losses) | $152,000 | 415 |
| Applicable income taxes | $295,000 | 3,222 |
| Income before extraordinary items | $652,000 | 4,850 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $652,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $547,120 | 5,191 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,117,000 | 3,725 |
| Total interest expense | $2,573,000 | 3,379 |
| Net interest income | $2,544,000 | 3,979 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $177,000 | 5,825 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $136,000 | 4,306 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $41,000 | 6,570 |
| Total noninterest expense | $2,236,000 | 3,790 |
| Salaries and employee benefits | $1,336,000 | 3,557 |
| Premises and equipment expense | $253,000 | 4,346 |
| Additional noninterest expense | $647,000 | 3,789 |
| Pre-tax net operating income | $485,000 | 5,100 |
| Securities gains (losses) | $96,000 | 415 |
| Applicable income taxes | $175,000 | 3,438 |
| Income before extraordinary items | $406,000 | 5,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $406,000 | 5,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $338,800 | 5,396 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,516,000 | 3,767 |
| Total interest expense | $1,232,000 | 3,471 |
| Net interest income | $1,284,000 | 3,946 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $85,000 | 5,851 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $1,092,000 | 3,854 |
| Salaries and employee benefits | $656,000 | 3,631 |
| Premises and equipment expense | $130,000 | 4,270 |
| Additional noninterest expense | $306,000 | 3,915 |
| Pre-tax net operating income | $277,000 | 4,831 |
| Securities gains (losses) | $18,000 | 586 |
| Applicable income taxes | $82,000 | 3,544 |
| Income before extraordinary items | $213,000 | 4,913 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $213,000 | 4,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $200,040 | 5,049 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,692,000 | 3,669 |
| Total interest expense | $4,169,000 | 3,499 |
| Net interest income | $5,523,000 | 3,744 |
| Provision for loan and lease losses | $72,000 | 5,138 |
| Total noninterest income | $379,000 | 5,717 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $265,000 | 4,373 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $114,000 | 6,103 |
| Total noninterest expense | $4,362,000 | 3,718 |
| Salaries and employee benefits | $2,632,000 | 3,479 |
| Premises and equipment expense | $437,000 | 4,655 |
| Additional noninterest expense | $1,293,000 | 3,718 |
| Pre-tax net operating income | $1,468,000 | 4,335 |
| Securities gains (losses) | $-129,000 | 8,276 |
| Applicable income taxes | $159,000 | 4,538 |
| Income before extraordinary items | $1,180,000 | 4,319 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,180,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,293,520 | 4,084 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,198,000 | 3,666 |
| Total interest expense | $3,006,000 | 3,509 |
| Net interest income | $4,192,000 | 3,728 |
| Provision for loan and lease losses | $54,000 | 4,980 |
| Total noninterest income | $276,000 | 5,803 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $199,000 | 4,401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 6,285 |
| Total noninterest expense | $3,175,000 | 3,805 |
| Salaries and employee benefits | $1,893,000 | 3,587 |
| Premises and equipment expense | $321,000 | 4,721 |
| Additional noninterest expense | $961,000 | 3,727 |
| Pre-tax net operating income | $1,239,000 | 4,219 |
| Securities gains (losses) | $-70,000 | 8,295 |
| Applicable income taxes | $383,000 | 3,234 |
| Income before extraordinary items | $786,000 | 4,741 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $786,000 | 4,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $832,900 | 4,599 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 3,642 |
| Total interest expense | $1,948,000 | 3,456 |
| Net interest income | $2,788,000 | 3,747 |
| Provision for loan and lease losses | $36,000 | 4,837 |
| Total noninterest income | $178,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $128,000 | 4,460 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,377 |
| Total noninterest expense | $2,078,000 | 3,896 |
| Salaries and employee benefits | $1,243,000 | 3,635 |
| Premises and equipment expense | $193,000 | 5,034 |
| Additional noninterest expense | $642,000 | 3,714 |
| Pre-tax net operating income | $852,000 | 4,178 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $286,000 | 3,106 |
| Income before extraordinary items | $565,000 | 4,585 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $565,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $565,660 | 4,573 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 3,657 |
| Total interest expense | $936,000 | 3,428 |
| Net interest income | $1,370,000 | 3,797 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,429 |
| Total noninterest expense | $1,046,000 | 3,881 |
| Salaries and employee benefits | $630,000 | 3,623 |
| Premises and equipment expense | $110,000 | 4,666 |
| Additional noninterest expense | $306,000 | 3,834 |
| Pre-tax net operating income | $390,000 | 4,337 |
| Securities gains (losses) | $52,000 | 338 |
| Applicable income taxes | $149,000 | 3,048 |
| Income before extraordinary items | $293,000 | 4,479 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $293,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $258,680 | 4,770 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,659,000 | 3,519 |
| Total interest expense | $2,994,000 | 3,333 |
| Net interest income | $5,665,000 | 3,592 |
| Provision for loan and lease losses | $72,000 | 5,255 |
| Total noninterest income | $353,000 | 5,989 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $230,000 | 4,750 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $123,000 | 6,081 |
| Total noninterest expense | $4,103,000 | 3,795 |
| Salaries and employee benefits | $2,351,000 | 3,651 |
| Premises and equipment expense | $428,000 | 4,646 |
| Additional noninterest expense | $1,324,000 | 3,561 |
| Pre-tax net operating income | $1,843,000 | 3,883 |
| Securities gains (losses) | $29,000 | 1,127 |
| Applicable income taxes | $681,000 | 2,861 |
| Income before extraordinary items | $1,191,000 | 4,369 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,191,000 | 4,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,172,440 | 4,369 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,406,000 | 3,504 |
| Total interest expense | $2,151,000 | 3,297 |
| Net interest income | $4,255,000 | 3,585 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $264,000 | 6,040 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $172,000 | 4,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $92,000 | 6,075 |
| Total noninterest expense | $2,982,000 | 3,851 |
| Salaries and employee benefits | $1,748,000 | 3,655 |
| Premises and equipment expense | $268,000 | 5,202 |
| Additional noninterest expense | $966,000 | 3,595 |
| Pre-tax net operating income | $1,483,000 | 3,781 |
| Securities gains (losses) | $24,000 | 1,156 |
| Applicable income taxes | $553,000 | 2,772 |
| Income before extraordinary items | $954,000 | 4,293 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $954,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $938,640 | 4,291 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,192,000 | 3,493 |
| Total interest expense | $1,365,000 | 3,287 |
| Net interest income | $2,827,000 | 3,571 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $170,000 | 6,090 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $110,000 | 4,838 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $1,979,000 | 3,841 |
| Salaries and employee benefits | $1,154,000 | 3,678 |
| Premises and equipment expense | $186,000 | 5,060 |
| Additional noninterest expense | $639,000 | 3,618 |
| Pre-tax net operating income | $982,000 | 3,764 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $364,000 | 2,759 |
| Income before extraordinary items | $626,000 | 4,309 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $626,000 | 4,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $620,880 | 4,274 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 3,539 |
| Total interest expense | $624,000 | 3,407 |
| Net interest income | $1,410,000 | 3,586 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $82,000 | 6,117 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $50,000 | 4,996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $971,000 | 3,931 |
| Salaries and employee benefits | $581,000 | 3,663 |
| Premises and equipment expense | $95,000 | 5,050 |
| Additional noninterest expense | $295,000 | 3,860 |
| Pre-tax net operating income | $503,000 | 3,661 |
| Securities gains (losses) | $114,000 | 350 |
| Applicable income taxes | $233,000 | 2,364 |
| Income before extraordinary items | $384,000 | 3,714 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $384,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $311,040 | 4,222 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,756,000 | 3,497 |
| Total interest expense | $2,453,000 | 3,096 |
| Net interest income | $5,303,000 | 3,641 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $444,000 | 5,560 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $233,000 | 4,897 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $211,000 | 4,996 |
| Total noninterest expense | $3,958,000 | 3,782 |
| Salaries and employee benefits | $2,257,000 | 3,624 |
| Premises and equipment expense | $324,000 | 5,456 |
| Additional noninterest expense | $1,377,000 | 3,348 |
| Pre-tax net operating income | $1,729,000 | 3,880 |
| Securities gains (losses) | $256,000 | 711 |
| Applicable income taxes | $720,000 | 2,712 |
| Income before extraordinary items | $1,265,000 | 4,065 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,265,000 | 4,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,101,160 | 4,364 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 3,497 |
| Total interest expense | $1,843,000 | 3,047 |
| Net interest income | $3,919,000 | 3,656 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $349,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $171,000 | 4,982 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $178,000 | 4,744 |
| Total noninterest expense | $2,942,000 | 3,770 |
| Salaries and employee benefits | $1,674,000 | 3,635 |
| Premises and equipment expense | $235,000 | 5,534 |
| Additional noninterest expense | $1,033,000 | 3,333 |
| Pre-tax net operating income | $1,281,000 | 3,995 |
| Securities gains (losses) | $215,000 | 737 |
| Applicable income taxes | $538,000 | 2,780 |
| Income before extraordinary items | $958,000 | 4,112 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $958,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $820,400 | 4,474 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 3,506 |
| Total interest expense | $1,234,000 | 3,010 |
| Net interest income | $2,584,000 | 3,675 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $264,000 | 5,146 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $116,000 | 4,937 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $148,000 | 4,323 |
| Total noninterest expense | $1,893,000 | 3,913 |
| Salaries and employee benefits | $1,108,000 | 3,679 |
| Premises and equipment expense | $113,000 | 6,488 |
| Additional noninterest expense | $672,000 | 3,418 |
| Pre-tax net operating income | $925,000 | 3,718 |
| Securities gains (losses) | $145,000 | 805 |
| Applicable income taxes | $388,000 | 2,616 |
| Income before extraordinary items | $682,000 | 3,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $682,000 | 3,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $589,200 | 4,220 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 3,487 |
| Total interest expense | $627,000 | 3,015 |
| Net interest income | $1,302,000 | 3,644 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $89,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $55,000 | 4,979 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $956,000 | 3,898 |
| Salaries and employee benefits | $557,000 | 3,681 |
| Premises and equipment expense | $60,000 | 6,320 |
| Additional noninterest expense | $339,000 | 3,390 |
| Pre-tax net operating income | $420,000 | 3,960 |
| Securities gains (losses) | $100,000 | 806 |
| Applicable income taxes | $187,000 | 2,692 |
| Income before extraordinary items | $333,000 | 3,983 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $333,000 | 3,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $269,000 | 4,430 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,511,000 | 3,601 |
| Total interest expense | $2,731,000 | 3,117 |
| Net interest income | $4,780,000 | 3,811 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $419,000 | 5,877 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $249,000 | 4,766 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $170,000 | 5,600 |
| Total noninterest expense | $3,419,000 | 4,197 |
| Salaries and employee benefits | $2,027,000 | 3,880 |
| Premises and equipment expense | $235,000 | 6,370 |
| Additional noninterest expense | $1,157,000 | 3,832 |
| Pre-tax net operating income | $1,720,000 | 3,758 |
| Securities gains (losses) | $244,000 | 1,204 |
| Applicable income taxes | $709,000 | 2,772 |
| Income before extraordinary items | $1,255,000 | 4,018 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,255,000 | 4,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,098,840 | 4,210 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,598,000 | 3,668 |
| Total interest expense | $2,067,000 | 3,203 |
| Net interest income | $3,531,000 | 3,877 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $330,000 | 5,819 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $188,000 | 4,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 5,451 |
| Total noninterest expense | $2,499,000 | 4,273 |
| Salaries and employee benefits | $1,507,000 | 3,896 |
| Premises and equipment expense | $174,000 | 6,404 |
| Additional noninterest expense | $818,000 | 4,002 |
| Pre-tax net operating income | $1,317,000 | 3,808 |
| Securities gains (losses) | $191,000 | 1,258 |
| Applicable income taxes | $548,000 | 2,860 |
| Income before extraordinary items | $960,000 | 4,086 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $960,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $837,760 | 4,310 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 3,681 |
| Total interest expense | $1,396,000 | 3,254 |
| Net interest income | $2,357,000 | 3,876 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $242,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $126,000 | 4,731 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $116,000 | 5,059 |
| Total noninterest expense | $1,657,000 | 4,285 |
| Salaries and employee benefits | $1,001,000 | 3,911 |
| Premises and equipment expense | $120,000 | 6,262 |
| Additional noninterest expense | $536,000 | 4,030 |
| Pre-tax net operating income | $912,000 | 3,729 |
| Securities gains (losses) | $191,000 | 1,074 |
| Applicable income taxes | $405,000 | 2,665 |
| Income before extraordinary items | $698,000 | 3,874 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $698,000 | 3,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $575,760 | 4,196 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 3,689 |
| Total interest expense | $697,000 | 3,332 |
| Net interest income | $1,194,000 | 3,842 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $116,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $803,000 | 4,356 |
| Salaries and employee benefits | $485,000 | 4,000 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $258,000 | 4,109 |
| Pre-tax net operating income | $492,000 | 3,540 |
| Securities gains (losses) | $159,000 | 758 |
| Applicable income taxes | $243,000 | 2,369 |
| Income before extraordinary items | $408,000 | 3,411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $408,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $306,240 | 3,990 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,717,000 | 3,764 |
| Total interest expense | $3,129,000 | 3,426 |
| Net interest income | $4,588,000 | 3,926 |
| Provision for loan and lease losses | $110,000 | 5,550 |
| Total noninterest income | $369,000 | 5,976 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $250,000 | 4,695 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 6,078 |
| Total noninterest expense | $3,083,000 | 4,364 |
| Salaries and employee benefits | $1,898,000 | 3,917 |
| Premises and equipment expense | $217,000 | 6,567 |
| Additional noninterest expense | $968,000 | 4,284 |
| Pre-tax net operating income | $1,764,000 | 3,708 |
| Securities gains (losses) | $246,000 | 1,032 |
| Applicable income taxes | $747,000 | 2,717 |
| Income before extraordinary items | $1,263,000 | 3,947 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,263,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,649 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,105,560 | 4,201 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,788,000 | 4,109 |
| Total interest expense | $3,996,000 | 3,793 |
| Net interest income | $3,792,000 | 4,302 |
| Provision for loan and lease losses | $111,000 | 5,423 |
| Total noninterest income | $358,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $233,000 | 4,803 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $125,000 | 5,909 |
| Total noninterest expense | $2,876,000 | 4,485 |
| Salaries and employee benefits | $1,743,000 | 4,013 |
| Premises and equipment expense | $224,000 | 6,440 |
| Additional noninterest expense | $909,000 | 4,377 |
| Pre-tax net operating income | $1,163,000 | 4,497 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $410,000 | 3,686 |
| Income before extraordinary items | $762,000 | 5,001 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $762,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $756,150 | 4,918 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,762,000 | 4,235 |
| Total interest expense | $3,815,000 | 4,134 |
| Net interest income | $3,947,000 | 4,224 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $232,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $119,000 | 6,240 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $113,000 | 6,143 |
| Total noninterest expense | $2,807,000 | 4,466 |
| Salaries and employee benefits | $1,729,000 | 3,898 |
| Premises and equipment expense | $222,000 | 6,429 |
| Additional noninterest expense | $856,000 | 4,514 |
| Pre-tax net operating income | $1,372,000 | 4,340 |
| Securities gains (losses) | $-47,000 | 9,174 |
| Applicable income taxes | $465,000 | 3,651 |
| Income before extraordinary items | $860,000 | 4,823 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $860,000 | 4,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $890,550 | 4,714 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,016,000 | 4,389 |
| Total interest expense | $3,347,000 | 4,201 |
| Net interest income | $3,669,000 | 4,497 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $219,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $112,000 | 6,504 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $107,000 | 6,470 |
| Total noninterest expense | $2,603,000 | 4,726 |
| Salaries and employee benefits | $1,603,000 | 4,118 |
| Premises and equipment expense | $230,000 | 6,345 |
| Additional noninterest expense | $770,000 | 4,929 |
| Pre-tax net operating income | $1,285,000 | 4,559 |
| Securities gains (losses) | $-20,000 | 9,544 |
| Applicable income taxes | $448,000 | 3,872 |
| Income before extraordinary items | $817,000 | 5,030 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $817,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $830,000 | 4,947 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,988,000 | 4,400 |
| Total interest expense | $3,405,000 | 4,245 |
| Net interest income | $3,583,000 | 4,492 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $210,000 | 7,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,276 |
| Total noninterest expense | $2,302,000 | 5,060 |
| Salaries and employee benefits | $1,445,000 | 4,365 |
| Premises and equipment expense | $203,000 | 6,666 |
| Additional noninterest expense | $654,000 | 5,423 |
| Pre-tax net operating income | $1,491,000 | 4,203 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $563,000 | 3,566 |
| Income before extraordinary items | $934,000 | 4,707 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $934,000 | 4,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $930,160 | 4,637 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 4,672 |
| Total interest expense | $3,057,000 | 4,634 |
| Net interest income | $3,629,000 | 4,595 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $184,000 | 8,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,457 |
| Total noninterest expense | $2,060,000 | 5,541 |
| Salaries and employee benefits | $1,279,000 | 4,840 |
| Premises and equipment expense | $185,000 | 7,111 |
| Additional noninterest expense | $596,000 | 5,839 |
| Pre-tax net operating income | $1,753,000 | 3,949 |
| Securities gains (losses) | $33,000 | 1,577 |
| Applicable income taxes | $699,000 | 3,240 |
| Income before extraordinary items | $1,087,000 | 4,407 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,087,000 | 4,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,065,880 | 4,408 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 5,018 |
| Total interest expense | $2,959,000 | 4,845 |
| Net interest income | $3,322,000 | 5,051 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $221,000 | 7,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,777 |
| Total noninterest expense | $1,987,000 | 5,968 |
| Salaries and employee benefits | $1,166,000 | 5,336 |
| Premises and equipment expense | $193,000 | 7,149 |
| Additional noninterest expense | $628,000 | 6,182 |
| Pre-tax net operating income | $1,532,000 | 4,264 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $625,000 | 3,470 |
| Income before extraordinary items | $907,000 | 4,845 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $907,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $907,000 | 4,787 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,851,000 | 5,311 |
| Total interest expense | $2,622,000 | 5,352 |
| Net interest income | $3,229,000 | 5,193 |
| Provision for loan and lease losses | $85,000 | 4,951 |
| Total noninterest income | $180,000 | 8,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $1,944,000 | 6,116 |
| Salaries and employee benefits | $1,076,000 | 5,700 |
| Premises and equipment expense | $176,000 | 7,691 |
| Additional noninterest expense | $692,000 | 5,911 |
| Pre-tax net operating income | $1,380,000 | 4,748 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $577,000 | 3,762 |
| Income before extraordinary items | $790,000 | 5,494 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $790,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,829 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $798,320 | 5,433 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,917,000 | 5,739 |
| Total interest expense | $2,043,000 | 5,512 |
| Net interest income | $2,874,000 | 5,788 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $188,000 | 8,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,774 |
| Total noninterest expense | $1,896,000 | 6,461 |
| Salaries and employee benefits | $950,000 | 6,360 |
| Premises and equipment expense | $230,000 | 6,858 |
| Additional noninterest expense | $716,000 | 6,204 |
| Pre-tax net operating income | $1,131,000 | 5,458 |
| Securities gains (losses) | $-38,000 | 10,837 |
| Applicable income taxes | $436,000 | 4,483 |
| Income before extraordinary items | $657,000 | 6,173 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $657,000 | 6,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $681,320 | 6,091 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,040,000 | 5,745 |
| Total interest expense | $2,136,000 | 5,531 |
| Net interest income | $2,904,000 | 5,798 |
| Provision for loan and lease losses | $221,000 | 3,689 |
| Total noninterest income | $181,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,431 |
| Total noninterest expense | $2,367,000 | 5,525 |
| Salaries and employee benefits | $1,057,000 | 5,836 |
| Premises and equipment expense | $281,000 | 6,163 |
| Additional noninterest expense | $1,029,000 | 4,796 |
| Pre-tax net operating income | $497,000 | 8,678 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $255,000 | 6,707 |
| Income before extraordinary items | $242,000 | 10,138 |
| Extraordinary gains, net | $91,000 | 1,655 |
| Net income | $333,000 | 9,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 3,378 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $242,000 | 9,883 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,716,000 | 5,715 |
| Total interest expense | $2,732,000 | 5,584 |
| Net interest income | $2,984,000 | 5,738 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $202,000 | 9,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,366 |
| Total noninterest expense | $1,982,000 | 6,433 |
| Salaries and employee benefits | $867,000 | 6,825 |
| Premises and equipment expense | $277,000 | 6,329 |
| Additional noninterest expense | $838,000 | 5,845 |
| Pre-tax net operating income | $964,000 | 5,778 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $465,000 | 4,242 |
| Income before extraordinary items | $531,000 | 7,071 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $531,000 | 7,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 4,385 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $510,520 | 6,868 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.