Home > Millbrook-Newark Bank > Income and Expense
Millbrook-Newark Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 8,153 |
| Total interest expense | $1,103,000 | 8,002 |
| Net interest income | $1,172,000 | 8,128 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $119,000 | 8,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 6,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,238 |
| Total noninterest expense | $911,000 | 8,273 |
| Salaries and employee benefits | $493,000 | 8,281 |
| Premises and equipment expense | $222,000 | 6,429 |
| Additional noninterest expense | $196,000 | 8,822 |
| Pre-tax net operating income | $356,000 | 7,658 |
| Securities gains (losses) | $-13,000 | 8,489 |
| Applicable income taxes | $107,000 | 6,431 |
| Income before extraordinary items | $236,000 | 7,868 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $236,000 | 7,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $244,970 | 7,818 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 8,454 |
| Total interest expense | $928,000 | 8,371 |
| Net interest income | $1,108,000 | 8,389 |
| Provision for loan and lease losses | $44,000 | 6,764 |
| Total noninterest income | $109,000 | 8,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,510 |
| Total noninterest expense | $867,000 | 8,547 |
| Salaries and employee benefits | $471,000 | 8,505 |
| Premises and equipment expense | $220,000 | 6,499 |
| Additional noninterest expense | $176,000 | 9,268 |
| Pre-tax net operating income | $306,000 | 8,064 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $97,000 | 6,963 |
| Income before extraordinary items | $207,000 | 8,255 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $207,000 | 8,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,834 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $208,360 | 8,213 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 8,729 |
| Total interest expense | $940,000 | 8,584 |
| Net interest income | $1,021,000 | 8,737 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $119,000 | 8,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,530 |
| Total noninterest expense | $883,000 | 8,488 |
| Salaries and employee benefits | $472,000 | 8,528 |
| Premises and equipment expense | $248,000 | 5,992 |
| Additional noninterest expense | $163,000 | 9,533 |
| Pre-tax net operating income | $173,000 | 9,050 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $51,000 | 8,309 |
| Income before extraordinary items | $130,000 | 9,114 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $130,000 | 9,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $124,240 | 9,084 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 9,137 |
| Total interest expense | $938,000 | 8,858 |
| Net interest income | $963,000 | 9,271 |
| Provision for loan and lease losses | $29,000 | 7,498 |
| Total noninterest income | $92,000 | 9,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $885,000 | 8,734 |
| Salaries and employee benefits | $458,000 | 8,899 |
| Premises and equipment expense | $275,000 | 5,729 |
| Additional noninterest expense | $152,000 | 9,970 |
| Pre-tax net operating income | $141,000 | 9,896 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $26,000 | 9,624 |
| Income before extraordinary items | $118,000 | 9,848 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $118,000 | 9,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $115,540 | 9,828 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 9,793 |
| Total interest expense | $848,000 | 9,489 |
| Net interest income | $864,000 | 9,931 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $92,000 | 10,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $803,000 | 9,417 |
| Salaries and employee benefits | $415,000 | 9,502 |
| Premises and equipment expense | $224,000 | 6,629 |
| Additional noninterest expense | $164,000 | 10,381 |
| Pre-tax net operating income | $133,000 | 10,193 |
| Securities gains (losses) | $-25,000 | 10,754 |
| Applicable income taxes | $6,000 | 10,431 |
| Income before extraordinary items | $102,000 | 10,200 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $102,000 | 10,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,641 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $125,500 | 9,948 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 10,476 |
| Total interest expense | $749,000 | 10,124 |
| Net interest income | $781,000 | 10,591 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $75,000 | 10,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $586,000 | 10,629 |
| Salaries and employee benefits | $290,000 | 10,837 |
| Premises and equipment expense | $151,000 | 8,239 |
| Additional noninterest expense | $145,000 | 11,110 |
| Pre-tax net operating income | $264,000 | 10,012 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $76,000 | 9,668 |
| Income before extraordinary items | $187,000 | 10,080 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $187,000 | 10,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $108,000 | 6,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $187,710 | 10,042 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 10,842 |
| Total interest expense | $631,000 | 10,451 |
| Net interest income | $813,000 | 11,009 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $76,000 | 11,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $576,000 | 11,250 |
| Salaries and employee benefits | $274,000 | 11,444 |
| Premises and equipment expense | $150,000 | 8,551 |
| Additional noninterest expense | $152,000 | 11,766 |
| Pre-tax net operating income | $307,000 | 10,088 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $86,000 | 9,666 |
| Income before extraordinary items | $223,000 | 10,004 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $223,000 | 10,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $108,000 | 6,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $221,560 | 10,085 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 11,272 |
| Total interest expense | $681,000 | 10,703 |
| Net interest income | $804,000 | 11,489 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $62,000 | 12,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $557,000 | 11,869 |
| Salaries and employee benefits | $258,000 | 12,095 |
| Premises and equipment expense | $157,000 | 8,726 |
| Additional noninterest expense | $142,000 | 12,518 |
| Pre-tax net operating income | $303,000 | 10,211 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $87,000 | 10,051 |
| Income before extraordinary items | $216,000 | 10,461 |
| Extraordinary gains, net | $-7,000 | 12,262 |
| Net income | $209,000 | 10,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $108,000 | 6,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $216,000 | 10,214 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 11,965 |
| Total interest expense | $767,000 | 11,479 |
| Net interest income | $735,000 | 12,170 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $49,000 | 13,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 11,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $527,000 | 12,469 |
| Salaries and employee benefits | $238,000 | 12,734 |
| Premises and equipment expense | $143,000 | 9,322 |
| Additional noninterest expense | $146,000 | 13,009 |
| Pre-tax net operating income | $251,000 | 10,593 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $61,000 | 10,966 |
| Income before extraordinary items | $194,000 | 10,678 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $194,000 | 10,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $108,000 | 6,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $190,960 | 10,399 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.