Home > Milford Co-operative Bank > Assets and Liabilities
Milford Co-operative Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 53 | 3,656 |
| Assets and Liabilities | ||
| Total Assets: | $157,066,000 | 2,937 |
| Cash and due from depository institutions | $15,469,000 | 3,656 |
| Interest-bearing balances | $13,148,000 | 337 |
| Securities | $68,855,000 | 1,830 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $67,615,000 | 3,869 |
| Loan loss allowance | $409,000 | 6,870 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,067,000 | 3,601 |
| Other real estate owned | $11,000 | 3,656 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,049,000 | 2,499 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,066,000 | 2,937 |
| Total liabilities | $141,374,000 | 2,945 |
| Total deposits | $138,977,000 | 2,804 |
| Interest-bearing deposits | $129,971,000 | 2,583 |
| Deposits held in domestic offices | $138,977,000 | 2,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,000,000 | 2,360 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $397,000 | 7,181 |
| Total equity capital | $15,692,000 | 2,839 |
| Total bank equity capital | $15,692,000 | 2,839 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $660,000 | 4,771 |
| Surplus | $6,636,000 | 2,283 |
| Undivided profits | $8,396,000 | 3,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $470,000 | 4,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $597,000 | 3,998 |
| Earning assets | $149,618,000 | 2,825 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $153,771,600 | 2,867 |
| Average Assets, quarterly | $156,743,000 | 2,898 |
| Volatile liabilities | $20,195,000 | 2,614 |
| Insider loans | $282,000 | 7,213 |
| FHLB advances | $2,000,000 | 648 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,156,000 | 4,430 |
| Tier 1 (core) risk-based capital | $15,547,000 | 2,762 |
| Tier 2 risk-based capital | $392,000 | 6,274 |
| Total risk weighted assets | $59,123,000 | 4,373 |
| Total unused commitments | $6,156,000 | 4,442 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 61 | 3,315 |
| Assets and Liabilities | ||
| Total Assets: | $150,344,000 | 3,010 |
| Cash and due from depository institutions | $22,663,000 | 3,315 |
| Interest-bearing balances | $20,350,000 | 197 |
| Securities | $62,335,000 | 2,122 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $60,341,000 | 4,184 |
| Loan loss allowance | $426,000 | 6,871 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,225,000 | 3,304 |
| Other real estate owned | $81,000 | 3,315 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,699,000 | 2,944 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,344,000 | 3,010 |
| Total liabilities | $136,518,000 | 3,006 |
| Total deposits | $133,177,000 | 2,853 |
| Interest-bearing deposits | $127,144,000 | 2,600 |
| Deposits held in domestic offices | $133,177,000 | 2,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,000,000 | 2,155 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $341,000 | 6,771 |
| Total equity capital | $13,826,000 | 2,942 |
| Total bank equity capital | $13,826,000 | 2,942 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $656,000 | 5,010 |
| Surplus | $6,597,000 | 2,217 |
| Undivided profits | $6,573,000 | 3,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $530,000 | 4,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $527,000 | 3,989 |
| Earning assets | $143,026,000 | 2,900 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $150,105,400 | 2,936 |
| Average Assets, quarterly | $150,498,000 | 2,981 |
| Volatile liabilities | $19,429,000 | 2,596 |
| Insider loans | $320,000 | 6,982 |
| FHLB advances | $3,000,000 | 702 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,170,000 | 4,325 |
| Tier 1 (core) risk-based capital | $14,337,000 | 2,873 |
| Tier 2 risk-based capital | $409,000 | 6,127 |
| Total risk weighted assets | $54,419,000 | 4,607 |
| Total unused commitments | $6,170,000 | 4,332 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 59 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $149,358,000 | 3,058 |
| Cash and due from depository institutions | $24,691,000 | 3,539 |
| Interest-bearing balances | $23,024,000 | 273 |
| Securities | $62,842,000 | 2,167 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $57,194,000 | 4,272 |
| Loan loss allowance | $478,000 | 6,569 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,213,000 | 3,287 |
| Other real estate owned | $0 | 3,539 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,418,000 | 2,940 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,358,000 | 3,058 |
| Total liabilities | $135,712,000 | 3,069 |
| Total deposits | $132,323,000 | 2,971 |
| Interest-bearing deposits | $124,828,000 | 2,737 |
| Deposits held in domestic offices | $132,323,000 | 2,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,835 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $389,000 | 6,412 |
| Total equity capital | $13,646,000 | 2,959 |
| Total bank equity capital | $13,646,000 | 2,959 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $656,000 | 5,233 |
| Surplus | $6,597,000 | 2,116 |
| Undivided profits | $6,393,000 | 3,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $652,000 | 4,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $494,000 | 3,762 |
| Earning assets | $143,060,000 | 2,946 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $149,471,600 | 2,985 |
| Average Assets, quarterly | $148,886,000 | 3,047 |
| Volatile liabilities | $19,717,000 | 2,427 |
| Insider loans | $361,000 | 6,718 |
| FHLB advances | $3,000,000 | 584 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,140,000 | 4,803 |
| Tier 1 (core) risk-based capital | $13,646,000 | 2,899 |
| Tier 2 risk-based capital | $454,000 | 5,701 |
| Total risk weighted assets | $52,099,000 | 4,718 |
| Total unused commitments | $5,140,000 | 4,825 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 56 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $148,779,000 | 3,121 |
| Cash and due from depository institutions | $6,387,000 | 3,791 |
| Interest-bearing balances | $4,643,000 | 1,534 |
| Securities | $80,950,000 | 1,668 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $56,168,000 | 4,399 |
| Loan loss allowance | $435,000 | 7,100 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,153,000 | 3,364 |
| Other real estate owned | $368,000 | 3,791 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,753,000 | 2,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,779,000 | 3,121 |
| Total liabilities | $136,044,000 | 3,126 |
| Total deposits | $132,706,000 | 3,066 |
| Interest-bearing deposits | $129,507,000 | 2,783 |
| Deposits held in domestic offices | $132,706,000 | 3,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,649 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $338,000 | 7,629 |
| Total equity capital | $12,735,000 | 3,020 |
| Total bank equity capital | $12,735,000 | 3,020 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $656,000 | 5,500 |
| Surplus | $6,597,000 | 2,036 |
| Undivided profits | $5,482,000 | 3,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,135,000 | 3,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $538,000 | 3,798 |
| Earning assets | $141,761,000 | 3,010 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $142,327,400 | 3,197 |
| Average Assets, quarterly | $147,881,500 | 3,131 |
| Volatile liabilities | $18,415,000 | 2,516 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $3,000,000 | 574 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,667,000 | 4,263 |
| Tier 1 (core) risk-based capital | $12,735,000 | 2,969 |
| Tier 2 risk-based capital | $269,000 | 8,104 |
| Total risk weighted assets | $58,997,000 | 4,285 |
| Total unused commitments | $5,667,000 | 4,283 |
| Derivatives | $0 | 651 |