Home > Milford Building and Loan Association > Income and Expense
Milford Building and Loan Association, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 4,447 |
| Total interest expense | $480,000 | 4,124 |
| Net interest income | $635,000 | 4,524 |
| Provision for loan and lease losses | $28,000 | 2,986 |
| Total noninterest income | $-3,000 | 4,580 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $3,000 | 4,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-6,000 | 4,580 |
| Total noninterest expense | $604,000 | 4,503 |
| Salaries and employee benefits | $371,000 | 4,470 |
| Premises and equipment expense | $44,000 | 4,475 |
| Additional noninterest expense | $-6,000 | 4,580 |
| Pre-tax net operating income | $0 | 4,317 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $0 | 4,357 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $0 | 4,354 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $0 | 4,314 |
| Net charge-offs | $24,000 | 2,124 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $0 | 4,337 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $819,000 | 4,471 |
| Total interest expense | $302,000 | 4,165 |
| Net interest income | $517,000 | 4,531 |
| Provision for loan and lease losses | $25,000 | 2,747 |
| Total noninterest income | $-4,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $2,000 | 4,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-6,000 | 4,608 |
| Total noninterest expense | $461,000 | 4,522 |
| Salaries and employee benefits | $293,000 | 4,482 |
| Premises and equipment expense | $27,000 | 4,506 |
| Additional noninterest expense | $-6,000 | 4,608 |
| Pre-tax net operating income | $27,000 | 4,352 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $11,000 | 3,292 |
| Income before extraordinary items | $16,000 | 4,348 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $16,000 | 4,385 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $16,000 | 4,345 |
| Net charge-offs | $16,000 | 1,978 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $16,000 | 4,365 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $553,000 | 4,496 |
| Total interest expense | $183,000 | 4,165 |
| Net interest income | $370,000 | 4,554 |
| Provision for loan and lease losses | $14,000 | 2,704 |
| Total noninterest income | $-4,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $1,000 | 4,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-5,000 | 4,640 |
| Total noninterest expense | $300,000 | 4,551 |
| Salaries and employee benefits | $191,000 | 4,510 |
| Premises and equipment expense | $18,000 | 4,539 |
| Additional noninterest expense | $-5,000 | 4,640 |
| Pre-tax net operating income | $52,000 | 4,360 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $18,000 | 3,174 |
| Income before extraordinary items | $34,000 | 4,370 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $34,000 | 4,410 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $34,000 | 4,366 |
| Net charge-offs | $16,000 | 1,633 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $34,000 | 4,379 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 4,553 |
| Total interest expense | $81,000 | 4,164 |
| Net interest income | $187,000 | 4,579 |
| Provision for loan and lease losses | $7,000 | 2,414 |
| Total noninterest income | $-5,000 | 4,655 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $1,000 | 4,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-6,000 | 4,660 |
| Total noninterest expense | $150,000 | 4,622 |
| Salaries and employee benefits | $95,000 | 4,578 |
| Premises and equipment expense | $9,000 | 4,602 |
| Additional noninterest expense | $-6,000 | 4,660 |
| Pre-tax net operating income | $25,000 | 4,412 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $7,000 | 3,207 |
| Income before extraordinary items | $18,000 | 4,412 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $18,000 | 4,413 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $18,000 | 4,412 |
| Net charge-offs | $16,000 | 1,193 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $18,000 | 4,430 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 4,538 |
| Total interest expense | $160,000 | 4,187 |
| Net interest income | $855,000 | 4,552 |
| Provision for loan and lease losses | $67,000 | 2,422 |
| Total noninterest income | $12,000 | 4,651 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $3,000 | 4,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,571 |
| Total noninterest expense | $553,000 | 4,664 |
| Salaries and employee benefits | $356,000 | 4,622 |
| Premises and equipment expense | $34,000 | 4,641 |
| Additional noninterest expense | $9,000 | 4,571 |
| Pre-tax net operating income | $247,000 | 4,377 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $70,000 | 3,141 |
| Income before extraordinary items | $177,000 | 4,398 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $177,000 | 4,397 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $177,000 | 4,398 |
| Net charge-offs | $11,000 | 2,122 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $177,000 | 4,406 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $749,000 | 4,559 |
| Total interest expense | $109,000 | 4,173 |
| Net interest income | $640,000 | 4,578 |
| Provision for loan and lease losses | $27,000 | 2,477 |
| Total noninterest income | $10,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,000 | 4,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,576 |
| Total noninterest expense | $419,000 | 4,697 |
| Salaries and employee benefits | $264,000 | 4,658 |
| Premises and equipment expense | $26,000 | 4,679 |
| Additional noninterest expense | $9,000 | 4,576 |
| Pre-tax net operating income | $204,000 | 4,370 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $58,000 | 3,103 |
| Income before extraordinary items | $146,000 | 4,390 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $146,000 | 4,389 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $146,000 | 4,389 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $146,000 | 4,415 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $497,000 | 4,602 |
| Total interest expense | $72,000 | 4,193 |
| Net interest income | $425,000 | 4,622 |
| Provision for loan and lease losses | $16,000 | 2,306 |
| Total noninterest income | $7,000 | 4,705 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $0 | 4,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 4,616 |
| Total noninterest expense | $278,000 | 4,720 |
| Salaries and employee benefits | $174,000 | 4,683 |
| Premises and equipment expense | $17,000 | 4,703 |
| Additional noninterest expense | $87,000 | 4,710 |
| Pre-tax net operating income | $138,000 | 4,315 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $37,000 | 3,061 |
| Income before extraordinary items | $101,000 | 4,329 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $101,000 | 4,329 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $101,000 | 4,329 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $101,000 | 4,358 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 4,628 |
| Total interest expense | $37,000 | 4,182 |
| Net interest income | $206,000 | 4,644 |
| Provision for loan and lease losses | $8,000 | 2,059 |
| Total noninterest income | $0 | 4,754 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $0 | 4,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,711 |
| Total noninterest expense | $139,000 | 4,745 |
| Salaries and employee benefits | $87,000 | 4,710 |
| Premises and equipment expense | $10,000 | 4,712 |
| Additional noninterest expense | $42,000 | 4,734 |
| Pre-tax net operating income | $59,000 | 4,292 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $16,000 | 2,983 |
| Income before extraordinary items | $43,000 | 4,316 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $43,000 | 4,315 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $43,000 | 4,316 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $43,000 | 4,339 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 4,651 |
| Total interest expense | $215,000 | 4,068 |
| Net interest income | $802,000 | 4,682 |
| Provision for loan and lease losses | $43,000 | 2,623 |
| Total noninterest income | $-16,000 | 4,824 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $0 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-16,000 | 4,821 |
| Total noninterest expense | $533,000 | 4,792 |
| Salaries and employee benefits | $350,000 | 4,748 |
| Premises and equipment expense | $33,000 | 4,778 |
| Additional noninterest expense | $150,000 | 4,792 |
| Pre-tax net operating income | $210,000 | 4,491 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $61,000 | 3,240 |
| Income before extraordinary items | $149,000 | 4,542 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $149,000 | 4,542 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $149,000 | 4,542 |
| Net charge-offs | $28,000 | 1,929 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $149,000 | 4,532 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $772,000 | 4,730 |
| Total interest expense | $172,000 | 4,102 |
| Net interest income | $600,000 | 4,762 |
| Provision for loan and lease losses | $20,000 | 2,706 |
| Total noninterest income | $-17,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $0 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-17,000 | 4,893 |
| Total noninterest expense | $402,000 | 4,869 |
| Salaries and employee benefits | $256,000 | 4,829 |
| Premises and equipment expense | $24,000 | 4,857 |
| Additional noninterest expense | $122,000 | 4,862 |
| Pre-tax net operating income | $161,000 | 4,577 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $43,000 | 3,242 |
| Income before extraordinary items | $118,000 | 4,616 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $118,000 | 4,616 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $118,000 | 4,616 |
| Net charge-offs | $28,000 | 1,594 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $118,000 | 4,599 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $512,000 | 4,773 |
| Total interest expense | $124,000 | 4,103 |
| Net interest income | $388,000 | 4,807 |
| Provision for loan and lease losses | $15,000 | 2,613 |
| Total noninterest income | $-19,000 | 4,935 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $0 | 4,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-19,000 | 4,930 |
| Total noninterest expense | $261,000 | 4,909 |
| Salaries and employee benefits | $165,000 | 4,875 |
| Premises and equipment expense | $16,000 | 4,886 |
| Additional noninterest expense | $80,000 | 4,898 |
| Pre-tax net operating income | $93,000 | 4,621 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $24,000 | 3,276 |
| Income before extraordinary items | $69,000 | 4,662 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $69,000 | 4,662 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $69,000 | 4,662 |
| Net charge-offs | $28,000 | 1,365 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $69,000 | 4,645 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $252,000 | 4,803 |
| Total interest expense | $68,000 | 4,078 |
| Net interest income | $184,000 | 4,844 |
| Provision for loan and lease losses | $15,000 | 2,330 |
| Total noninterest income | $3,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $0 | 4,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 4,825 |
| Total noninterest expense | $132,000 | 4,932 |
| Salaries and employee benefits | $85,000 | 4,899 |
| Premises and equipment expense | $8,000 | 4,905 |
| Additional noninterest expense | $39,000 | 4,920 |
| Pre-tax net operating income | $40,000 | 4,637 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $10,000 | 3,270 |
| Income before extraordinary items | $30,000 | 4,680 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $30,000 | 4,680 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $30,000 | 4,680 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $30,000 | 4,666 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 4,817 |
| Total interest expense | $387,000 | 4,074 |
| Net interest income | $731,000 | 4,874 |
| Provision for loan and lease losses | $60,000 | 3,790 |
| Total noninterest income | $14,000 | 4,928 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,000 | 4,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,846 |
| Total noninterest expense | $530,000 | 4,948 |
| Salaries and employee benefits | $335,000 | 4,913 |
| Premises and equipment expense | $28,000 | 4,954 |
| Additional noninterest expense | $167,000 | 4,929 |
| Pre-tax net operating income | $155,000 | 4,584 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $45,000 | 3,212 |
| Income before extraordinary items | $110,000 | 4,654 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $110,000 | 4,654 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $110,000 | 4,654 |
| Net charge-offs | $42,000 | 2,492 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $110,000 | 4,614 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $842,000 | 4,856 |
| Total interest expense | $309,000 | 4,099 |
| Net interest income | $533,000 | 4,924 |
| Provision for loan and lease losses | $45,000 | 3,752 |
| Total noninterest income | $5,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $0 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 4,913 |
| Total noninterest expense | $411,000 | 4,970 |
| Salaries and employee benefits | $247,000 | 4,951 |
| Premises and equipment expense | $25,000 | 4,970 |
| Additional noninterest expense | $139,000 | 4,942 |
| Pre-tax net operating income | $82,000 | 4,656 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $26,000 | 3,300 |
| Income before extraordinary items | $56,000 | 4,720 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $56,000 | 4,720 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $56,000 | 4,720 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $56,000 | 4,698 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $559,000 | 4,901 |
| Total interest expense | $216,000 | 4,140 |
| Net interest income | $343,000 | 4,970 |
| Provision for loan and lease losses | $30,000 | 3,658 |
| Total noninterest income | $4,000 | 4,989 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $0 | 4,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 4,908 |
| Total noninterest expense | $270,000 | 5,004 |
| Salaries and employee benefits | $164,000 | 4,982 |
| Premises and equipment expense | $16,000 | 5,000 |
| Additional noninterest expense | $90,000 | 4,975 |
| Pre-tax net operating income | $47,000 | 4,687 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $13,000 | 3,317 |
| Income before extraordinary items | $34,000 | 4,735 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $34,000 | 4,734 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $34,000 | 4,735 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $34,000 | 4,713 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $279,000 | 4,947 |
| Total interest expense | $113,000 | 4,198 |
| Net interest income | $166,000 | 5,033 |
| Provision for loan and lease losses | $15,000 | 3,204 |
| Total noninterest income | $1,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $0 | 4,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 4,977 |
| Total noninterest expense | $138,000 | 5,053 |
| Salaries and employee benefits | $82,000 | 5,034 |
| Premises and equipment expense | $7,000 | 5,059 |
| Additional noninterest expense | $49,000 | 5,006 |
| Pre-tax net operating income | $14,000 | 4,696 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $5,000 | 3,270 |
| Income before extraordinary items | $9,000 | 4,704 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,000 | 4,704 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $9,000 | 4,704 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $9,000 | 4,715 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 4,988 |
| Total interest expense | $469,000 | 4,202 |
| Net interest income | $717,000 | 5,075 |
| Provision for loan and lease losses | $47,000 | 3,435 |
| Total noninterest income | $11,000 | 5,099 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $0 | 5,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 4,988 |
| Total noninterest expense | $525,000 | 5,122 |
| Salaries and employee benefits | $321,000 | 5,098 |
| Premises and equipment expense | $29,000 | 5,126 |
| Additional noninterest expense | $175,000 | 5,098 |
| Pre-tax net operating income | $156,000 | 4,823 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $44,000 | 3,342 |
| Income before extraordinary items | $112,000 | 4,878 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $112,000 | 4,879 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $112,000 | 4,880 |
| Net charge-offs | $43,000 | 2,739 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $112,000 | 4,862 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $887,000 | 5,063 |
| Total interest expense | $349,000 | 4,258 |
| Net interest income | $538,000 | 5,157 |
| Provision for loan and lease losses | $33,000 | 3,337 |
| Total noninterest income | $6,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $0 | 5,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,092 |
| Total noninterest expense | $409,000 | 5,188 |
| Salaries and employee benefits | $242,000 | 5,168 |
| Premises and equipment expense | $24,000 | 5,190 |
| Additional noninterest expense | $143,000 | 5,150 |
| Pre-tax net operating income | $102,000 | 4,956 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $32,000 | 3,423 |
| Income before extraordinary items | $70,000 | 4,999 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $70,000 | 4,998 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $70,000 | 4,999 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $70,000 | 4,986 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $579,000 | 5,121 |
| Total interest expense | $227,000 | 4,298 |
| Net interest income | $352,000 | 5,208 |
| Provision for loan and lease losses | $20,000 | 3,272 |
| Total noninterest income | $5,000 | 5,227 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $0 | 5,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 5,113 |
| Total noninterest expense | $269,000 | 5,238 |
| Salaries and employee benefits | $161,000 | 5,213 |
| Premises and equipment expense | $16,000 | 5,235 |
| Additional noninterest expense | $92,000 | 5,197 |
| Pre-tax net operating income | $68,000 | 4,999 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $20,000 | 3,439 |
| Income before extraordinary items | $48,000 | 5,035 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $48,000 | 5,033 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $48,000 | 5,033 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $48,000 | 5,029 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 5,186 |
| Total interest expense | $108,000 | 4,355 |
| Net interest income | $178,000 | 5,268 |
| Provision for loan and lease losses | $9,000 | 3,120 |
| Total noninterest income | $3,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $0 | 5,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 5,135 |
| Total noninterest expense | $135,000 | 5,298 |
| Salaries and employee benefits | $82,000 | 5,269 |
| Premises and equipment expense | $8,000 | 5,287 |
| Additional noninterest expense | $45,000 | 5,260 |
| Pre-tax net operating income | $37,000 | 5,008 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $10,000 | 3,388 |
| Income before extraordinary items | $27,000 | 5,056 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $27,000 | 5,055 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $27,000 | 5,055 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $27,000 | 5,054 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,225 |
| Total interest expense | $319,000 | 4,442 |
| Net interest income | $754,000 | 5,294 |
| Provision for loan and lease losses | $23,000 | 3,798 |
| Total noninterest income | $26,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $2,000 | 5,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 5,101 |
| Total noninterest expense | $555,000 | 5,337 |
| Salaries and employee benefits | $316,000 | 5,317 |
| Premises and equipment expense | $32,000 | 5,342 |
| Additional noninterest expense | $207,000 | 5,283 |
| Pre-tax net operating income | $202,000 | 5,017 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $54,000 | 3,335 |
| Income before extraordinary items | $148,000 | 5,056 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $148,000 | 5,055 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $148,000 | 5,055 |
| Net charge-offs | $57,000 | 2,546 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $148,000 | 5,058 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $792,000 | 5,294 |
| Total interest expense | $222,000 | 4,498 |
| Net interest income | $570,000 | 5,356 |
| Provision for loan and lease losses | $7,000 | 3,841 |
| Total noninterest income | $19,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,000 | 5,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 5,174 |
| Total noninterest expense | $416,000 | 5,402 |
| Salaries and employee benefits | $239,000 | 5,377 |
| Premises and equipment expense | $18,000 | 5,432 |
| Additional noninterest expense | $159,000 | 5,332 |
| Pre-tax net operating income | $166,000 | 5,095 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $46,000 | 3,353 |
| Income before extraordinary items | $120,000 | 5,139 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $120,000 | 5,137 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $120,000 | 5,138 |
| Net charge-offs | $39,000 | 2,359 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $120,000 | 5,137 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $516,000 | 5,361 |
| Total interest expense | $141,000 | 4,542 |
| Net interest income | $375,000 | 5,419 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $8,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $0 | 5,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 5,293 |
| Total noninterest expense | $277,000 | 5,465 |
| Salaries and employee benefits | $160,000 | 5,443 |
| Premises and equipment expense | $12,000 | 5,494 |
| Additional noninterest expense | $105,000 | 5,392 |
| Pre-tax net operating income | $106,000 | 5,131 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $29,000 | 3,383 |
| Income before extraordinary items | $77,000 | 5,180 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $77,000 | 5,179 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $77,000 | 5,179 |
| Net charge-offs | $39,000 | 1,900 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $77,000 | 5,187 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $249,000 | 5,432 |
| Total interest expense | $68,000 | 4,577 |
| Net interest income | $181,000 | 5,490 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $7,000 | 5,484 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $0 | 5,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 5,232 |
| Total noninterest expense | $139,000 | 5,527 |
| Salaries and employee benefits | $80,000 | 5,505 |
| Premises and equipment expense | $7,000 | 5,533 |
| Additional noninterest expense | $52,000 | 5,463 |
| Pre-tax net operating income | $49,000 | 5,182 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $14,000 | 3,380 |
| Income before extraordinary items | $35,000 | 5,226 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $35,000 | 5,225 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $35,000 | 5,226 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $35,000 | 5,230 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $987,000 | 5,482 |
| Total interest expense | $183,000 | 4,939 |
| Net interest income | $804,000 | 5,513 |
| Provision for loan and lease losses | $13,000 | 4,053 |
| Total noninterest income | $-10,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $0 | 5,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-10,000 | 5,590 |
| Total noninterest expense | $616,000 | 5,568 |
| Salaries and employee benefits | $369,000 | 5,536 |
| Premises and equipment expense | $18,000 | 5,643 |
| Additional noninterest expense | $229,000 | 5,493 |
| Pre-tax net operating income | $165,000 | 5,224 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $57,000 | 3,484 |
| Income before extraordinary items | $108,000 | 5,198 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $108,000 | 5,197 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $108,000 | 5,198 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $108,000 | 5,190 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $738,000 | 5,550 |
| Total interest expense | $128,000 | 5,026 |
| Net interest income | $610,000 | 5,577 |
| Provision for loan and lease losses | $13,000 | 3,845 |
| Total noninterest income | $5,000 | 5,665 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $0 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 5,573 |
| Total noninterest expense | $443,000 | 5,636 |
| Salaries and employee benefits | $278,000 | 5,585 |
| Premises and equipment expense | $14,000 | 5,708 |
| Additional noninterest expense | $151,000 | 5,596 |
| Pre-tax net operating income | $159,000 | 5,248 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $59,000 | 3,400 |
| Income before extraordinary items | $100,000 | 5,345 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $100,000 | 5,344 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $100,000 | 5,345 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $100,000 | 5,335 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $487,000 | 5,602 |
| Total interest expense | $85,000 | 5,055 |
| Net interest income | $402,000 | 5,626 |
| Provision for loan and lease losses | $13,000 | 3,559 |
| Total noninterest income | $4,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $0 | 5,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 5,588 |
| Total noninterest expense | $296,000 | 5,688 |
| Salaries and employee benefits | $186,000 | 5,636 |
| Premises and equipment expense | $10,000 | 5,745 |
| Additional noninterest expense | $100,000 | 5,649 |
| Pre-tax net operating income | $97,000 | 5,306 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $37,000 | 3,427 |
| Income before extraordinary items | $60,000 | 5,396 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $60,000 | 5,394 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $60,000 | 5,395 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $60,000 | 5,393 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 5,666 |
| Total interest expense | $43,000 | 5,070 |
| Net interest income | $199,000 | 5,689 |
| Provision for loan and lease losses | $10,000 | 3,145 |
| Total noninterest income | $2,000 | 5,782 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $0 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 5,663 |
| Total noninterest expense | $141,000 | 5,764 |
| Salaries and employee benefits | $89,000 | 5,717 |
| Premises and equipment expense | $5,000 | 5,800 |
| Additional noninterest expense | $47,000 | 5,735 |
| Pre-tax net operating income | $50,000 | 5,297 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $19,000 | 3,380 |
| Income before extraordinary items | $31,000 | 5,394 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $31,000 | 5,394 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $31,000 | 5,394 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $31,000 | 5,390 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $972,000 | 5,718 |
| Total interest expense | $178,000 | 5,096 |
| Net interest income | $794,000 | 5,743 |
| Provision for loan and lease losses | $95,000 | 3,197 |
| Total noninterest income | $25,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $0 | 5,773 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $25,000 | 5,558 |
| Total noninterest expense | $563,000 | 5,823 |
| Salaries and employee benefits | $337,000 | 5,786 |
| Premises and equipment expense | $20,000 | 5,879 |
| Additional noninterest expense | $206,000 | 5,770 |
| Pre-tax net operating income | $161,000 | 5,385 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $58,000 | 3,549 |
| Income before extraordinary items | $103,000 | 5,501 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $103,000 | 5,499 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $103,000 | 5,500 |
| Net charge-offs | $92,000 | 2,676 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $103,000 | 5,464 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $727,000 | 5,782 |
| Total interest expense | $134,000 | 5,139 |
| Net interest income | $593,000 | 5,810 |
| Provision for loan and lease losses | $68,000 | 3,107 |
| Total noninterest income | $15,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $0 | 5,834 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $15,000 | 5,655 |
| Total noninterest expense | $419,000 | 5,885 |
| Salaries and employee benefits | $251,000 | 5,844 |
| Premises and equipment expense | $14,000 | 5,943 |
| Additional noninterest expense | $154,000 | 5,833 |
| Pre-tax net operating income | $121,000 | 5,467 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $52,000 | 3,554 |
| Income before extraordinary items | $69,000 | 5,609 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $69,000 | 5,608 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $69,000 | 5,609 |
| Net charge-offs | $43,000 | 2,691 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $69,000 | 5,569 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $480,000 | 5,858 |
| Total interest expense | $91,000 | 5,159 |
| Net interest income | $389,000 | 5,888 |
| Provision for loan and lease losses | $45,000 | 3,014 |
| Total noninterest income | $3,000 | 5,984 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $0 | 5,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,000 | 5,877 |
| Total noninterest expense | $273,000 | 5,959 |
| Salaries and employee benefits | $162,000 | 5,921 |
| Premises and equipment expense | $9,000 | 6,015 |
| Additional noninterest expense | $102,000 | 5,896 |
| Pre-tax net operating income | $74,000 | 5,552 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $31,000 | 3,622 |
| Income before extraordinary items | $43,000 | 5,678 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $43,000 | 5,676 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $43,000 | 5,677 |
| Net charge-offs | $43,000 | 2,261 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $43,000 | 5,639 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $241,000 | 5,910 |
| Total interest expense | $45,000 | 5,214 |
| Net interest income | $196,000 | 5,945 |
| Provision for loan and lease losses | $23,000 | 2,814 |
| Total noninterest income | $2,000 | 6,041 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $0 | 5,957 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,000 | 5,890 |
| Total noninterest expense | $127,000 | 6,036 |
| Salaries and employee benefits | $80,000 | 5,991 |
| Premises and equipment expense | $4,000 | 6,070 |
| Additional noninterest expense | $43,000 | 6,018 |
| Pre-tax net operating income | $48,000 | 5,486 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $21,000 | 3,459 |
| Income before extraordinary items | $27,000 | 5,649 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $27,000 | 5,648 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $27,000 | 5,648 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $27,000 | 5,610 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 5,951 |
| Total interest expense | $166,000 | 5,371 |
| Net interest income | $798,000 | 5,978 |
| Provision for loan and lease losses | $90,000 | 3,155 |
| Total noninterest income | $-3,000 | 6,117 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $0 | 6,036 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-3,000 | 6,053 |
| Total noninterest expense | $544,000 | 6,077 |
| Salaries and employee benefits | $302,000 | 6,071 |
| Premises and equipment expense | $27,000 | 6,117 |
| Additional noninterest expense | $215,000 | 6,000 |
| Pre-tax net operating income | $161,000 | 5,552 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $45,000 | 3,668 |
| Income before extraordinary items | $116,000 | 5,663 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $116,000 | 5,667 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $116,000 | 5,666 |
| Net charge-offs | $110,000 | 2,560 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $116,000 | 5,623 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $717,000 | 6,040 |
| Total interest expense | $122,000 | 5,468 |
| Net interest income | $595,000 | 6,070 |
| Provision for loan and lease losses | $63,000 | 3,077 |
| Total noninterest income | $-16,000 | 6,211 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $0 | 6,114 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-16,000 | 6,165 |
| Total noninterest expense | $421,000 | 6,157 |
| Salaries and employee benefits | $229,000 | 6,141 |
| Premises and equipment expense | $11,000 | 6,239 |
| Additional noninterest expense | $181,000 | 6,029 |
| Pre-tax net operating income | $95,000 | 5,737 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $29,000 | 3,844 |
| Income before extraordinary items | $66,000 | 5,825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $66,000 | 5,828 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $66,000 | 5,828 |
| Net charge-offs | $28,000 | 3,161 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $66,000 | 5,787 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $465,000 | 6,111 |
| Total interest expense | $80,000 | 5,526 |
| Net interest income | $385,000 | 6,143 |
| Provision for loan and lease losses | $40,000 | 3,050 |
| Total noninterest income | $-16,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $0 | 6,182 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-16,000 | 6,239 |
| Total noninterest expense | $279,000 | 6,229 |
| Salaries and employee benefits | $151,000 | 6,214 |
| Premises and equipment expense | $8,000 | 6,315 |
| Additional noninterest expense | $120,000 | 6,090 |
| Pre-tax net operating income | $50,000 | 5,823 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $14,000 | 3,964 |
| Income before extraordinary items | $36,000 | 5,906 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $36,000 | 5,907 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $36,000 | 5,908 |
| Net charge-offs | $28,000 | 2,730 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $36,000 | 5,864 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $226,000 | 6,187 |
| Total interest expense | $40,000 | 5,576 |
| Net interest income | $186,000 | 6,216 |
| Provision for loan and lease losses | $18,000 | 2,894 |
| Total noninterest income | $-10,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-10,000 | 6,320 |
| Total noninterest expense | $143,000 | 6,294 |
| Salaries and employee benefits | $83,000 | 6,256 |
| Premises and equipment expense | $4,000 | 6,373 |
| Additional noninterest expense | $56,000 | 6,189 |
| Pre-tax net operating income | $15,000 | 5,895 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $13,000 | 5,954 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $13,000 | 5,955 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $13,000 | 5,955 |
| Net charge-offs | $13,000 | 2,364 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $13,000 | 5,907 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 6,265 |
| Total interest expense | $152,000 | 5,768 |
| Net interest income | $781,000 | 6,287 |
| Provision for loan and lease losses | $90,000 | 3,313 |
| Total noninterest income | $-37,000 | 6,430 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-37,000 | 6,354 |
| Total noninterest expense | $533,000 | 6,404 |
| Salaries and employee benefits | $270,000 | 6,410 |
| Premises and equipment expense | $30,000 | 6,442 |
| Additional noninterest expense | $233,000 | 6,277 |
| Pre-tax net operating income | $121,000 | 5,835 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $40,000 | 3,800 |
| Income before extraordinary items | $81,000 | 5,942 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $81,000 | 5,942 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $81,000 | 5,943 |
| Net charge-offs | $45,000 | 3,853 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $81,000 | 5,909 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $697,000 | 6,339 |
| Total interest expense | $112,000 | 5,859 |
| Net interest income | $585,000 | 6,364 |
| Provision for loan and lease losses | $44,000 | 3,559 |
| Total noninterest income | $-44,000 | 6,516 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $0 | 6,424 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-44,000 | 6,455 |
| Total noninterest expense | $413,000 | 6,468 |
| Salaries and employee benefits | $211,000 | 6,470 |
| Premises and equipment expense | $11,000 | 6,555 |
| Additional noninterest expense | $191,000 | 6,293 |
| Pre-tax net operating income | $84,000 | 5,930 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $33,000 | 3,821 |
| Income before extraordinary items | $51,000 | 6,036 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $51,000 | 6,035 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $51,000 | 6,036 |
| Net charge-offs | $45,000 | 3,344 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $51,000 | 6,014 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $453,000 | 6,411 |
| Total interest expense | $75,000 | 5,909 |
| Net interest income | $378,000 | 6,434 |
| Provision for loan and lease losses | $29,000 | 3,446 |
| Total noninterest income | $-31,000 | 6,589 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-31,000 | 6,522 |
| Total noninterest expense | $286,000 | 6,518 |
| Salaries and employee benefits | $141,000 | 6,533 |
| Premises and equipment expense | $8,000 | 6,616 |
| Additional noninterest expense | $137,000 | 6,303 |
| Pre-tax net operating income | $32,000 | 6,063 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $12,000 | 4,039 |
| Income before extraordinary items | $20,000 | 6,130 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $20,000 | 6,131 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $20,000 | 6,132 |
| Net charge-offs | $45,000 | 2,882 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $20,000 | 6,101 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 6,488 |
| Total interest expense | $38,000 | 5,978 |
| Net interest income | $185,000 | 6,507 |
| Provision for loan and lease losses | $14,000 | 3,260 |
| Total noninterest income | $-30,000 | 6,664 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-30,000 | 6,613 |
| Total noninterest expense | $117,000 | 6,651 |
| Salaries and employee benefits | $65,000 | 6,628 |
| Premises and equipment expense | $4,000 | 6,687 |
| Additional noninterest expense | $48,000 | 6,549 |
| Pre-tax net operating income | $24,000 | 6,003 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $6,000 | 3,988 |
| Income before extraordinary items | $18,000 | 6,062 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $18,000 | 6,063 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $18,000 | 6,063 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $18,000 | 6,043 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 6,518 |
| Total interest expense | $174,000 | 6,052 |
| Net interest income | $792,000 | 6,550 |
| Provision for loan and lease losses | $49,000 | 4,312 |
| Total noninterest income | $-73,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-73,000 | 6,596 |
| Total noninterest expense | $482,000 | 6,722 |
| Salaries and employee benefits | $240,000 | 6,721 |
| Premises and equipment expense | $30,000 | 6,721 |
| Additional noninterest expense | $212,000 | 6,584 |
| Pre-tax net operating income | $188,000 | 5,745 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $59,000 | 3,700 |
| Income before extraordinary items | $129,000 | 5,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $129,000 | 5,913 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $129,000 | 5,914 |
| Net charge-offs | $78,000 | 3,978 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $129,000 | 5,857 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $725,000 | 6,595 |
| Total interest expense | $134,000 | 6,119 |
| Net interest income | $591,000 | 6,628 |
| Provision for loan and lease losses | $14,000 | 4,644 |
| Total noninterest income | $-11,000 | 6,774 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-11,000 | 6,630 |
| Total noninterest expense | $345,000 | 6,803 |
| Salaries and employee benefits | $179,000 | 6,801 |
| Premises and equipment expense | $14,000 | 6,841 |
| Additional noninterest expense | $152,000 | 6,658 |
| Pre-tax net operating income | $221,000 | 5,612 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $79,000 | 3,455 |
| Income before extraordinary items | $142,000 | 5,857 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $142,000 | 5,859 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $142,000 | 5,859 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $142,000 | 5,798 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $478,000 | 6,647 |
| Total interest expense | $92,000 | 6,159 |
| Net interest income | $386,000 | 6,683 |
| Provision for loan and lease losses | $8,000 | 4,574 |
| Total noninterest income | $4,000 | 6,763 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,000 | 6,512 |
| Total noninterest expense | $222,000 | 6,862 |
| Salaries and employee benefits | $110,000 | 6,868 |
| Premises and equipment expense | $15,000 | 6,840 |
| Additional noninterest expense | $97,000 | 6,722 |
| Pre-tax net operating income | $160,000 | 5,547 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $54,000 | 3,463 |
| Income before extraordinary items | $106,000 | 5,812 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $106,000 | 5,813 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $106,000 | 5,814 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $106,000 | 5,721 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $228,000 | 6,740 |
| Total interest expense | $49,000 | 6,171 |
| Net interest income | $179,000 | 6,780 |
| Provision for loan and lease losses | $2,000 | 4,333 |
| Total noninterest income | $19,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,716 |
| Total noninterest expense | $110,000 | 6,937 |
| Salaries and employee benefits | $58,000 | 6,927 |
| Premises and equipment expense | $10,000 | 6,861 |
| Additional noninterest expense | $42,000 | 6,850 |
| Pre-tax net operating income | $86,000 | 5,448 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $29,000 | 3,388 |
| Income before extraordinary items | $57,000 | 5,755 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $57,000 | 5,757 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $57,000 | 5,757 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $57,000 | 5,662 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 6,758 |
| Total interest expense | $254,000 | 6,157 |
| Net interest income | $795,000 | 6,802 |
| Provision for loan and lease losses | $44,000 | 5,270 |
| Total noninterest income | $-15,000 | 6,852 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-15,000 | 6,614 |
| Total noninterest expense | $417,000 | 7,011 |
| Salaries and employee benefits | $235,000 | 6,988 |
| Premises and equipment expense | $22,000 | 7,015 |
| Additional noninterest expense | $160,000 | 6,962 |
| Pre-tax net operating income | $319,000 | 5,371 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $138,000 | 3,278 |
| Income before extraordinary items | $181,000 | 5,843 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $181,000 | 5,842 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $181,000 | 5,843 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $181,000 | 5,667 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $741,000 | 6,895 |
| Total interest expense | $197,000 | 6,256 |
| Net interest income | $544,000 | 6,963 |
| Provision for loan and lease losses | $18,000 | 5,434 |
| Total noninterest income | $112,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $112,000 | 4,976 |
| Total noninterest expense | $381,000 | 7,061 |
| Salaries and employee benefits | $172,000 | 7,091 |
| Premises and equipment expense | $31,000 | 7,023 |
| Additional noninterest expense | $178,000 | 6,857 |
| Pre-tax net operating income | $257,000 | 5,459 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $65,000 | 3,648 |
| Income before extraordinary items | $192,000 | 5,760 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $192,000 | 5,759 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $192,000 | 5,759 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $192,000 | 5,576 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $492,000 | 6,957 |
| Total interest expense | $138,000 | 6,298 |
| Net interest income | $354,000 | 7,027 |
| Provision for loan and lease losses | $12,000 | 5,300 |
| Total noninterest income | $62,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,244 |
| Total noninterest expense | $256,000 | 7,119 |
| Salaries and employee benefits | $115,000 | 7,151 |
| Premises and equipment expense | $19,000 | 7,098 |
| Additional noninterest expense | $122,000 | 6,894 |
| Pre-tax net operating income | $148,000 | 5,607 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $37,000 | 3,716 |
| Income before extraordinary items | $111,000 | 5,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $111,000 | 5,876 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $111,000 | 5,876 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $111,000 | 5,715 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $267,000 | 6,970 |
| Total interest expense | $73,000 | 6,324 |
| Net interest income | $194,000 | 7,042 |
| Provision for loan and lease losses | $6,000 | 4,993 |
| Total noninterest income | $7,000 | 6,976 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $117,000 | 7,213 |
| Salaries and employee benefits | $57,000 | 7,216 |
| Premises and equipment expense | $8,000 | 7,176 |
| Additional noninterest expense | $52,000 | 7,041 |
| Pre-tax net operating income | $78,000 | 5,635 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $19,000 | 3,700 |
| Income before extraordinary items | $59,000 | 5,878 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $59,000 | 5,878 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $59,000 | 5,878 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $59,000 | 5,734 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 7,068 |
| Total interest expense | $320,000 | 6,483 |
| Net interest income | $701,000 | 7,140 |
| Provision for loan and lease losses | $122,000 | 5,138 |
| Total noninterest income | $10,000 | 6,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $10,000 | 6,530 |
| Total noninterest expense | $406,000 | 7,295 |
| Salaries and employee benefits | $235,000 | 7,266 |
| Premises and equipment expense | $12,000 | 7,319 |
| Additional noninterest expense | $159,000 | 7,228 |
| Pre-tax net operating income | $183,000 | 5,547 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $59,000 | 3,679 |
| Income before extraordinary items | $124,000 | 5,790 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $124,000 | 5,792 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $124,000 | 5,792 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $124,000 | 5,670 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $765,000 | 7,146 |
| Total interest expense | $245,000 | 6,559 |
| Net interest income | $520,000 | 7,212 |
| Provision for loan and lease losses | $18,000 | 6,048 |
| Total noninterest income | $10,000 | 7,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $10,000 | 6,640 |
| Total noninterest expense | $310,000 | 7,361 |
| Salaries and employee benefits | $160,000 | 7,351 |
| Premises and equipment expense | $9,000 | 7,393 |
| Additional noninterest expense | $141,000 | 7,228 |
| Pre-tax net operating income | $202,000 | 5,464 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $52,000 | 3,605 |
| Income before extraordinary items | $150,000 | 5,711 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 5,711 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $150,000 | 5,712 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $150,000 | 5,573 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $515,000 | 7,206 |
| Total interest expense | $168,000 | 6,629 |
| Net interest income | $347,000 | 7,278 |
| Provision for loan and lease losses | $12,000 | 5,900 |
| Total noninterest income | $21,000 | 7,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,204 |
| Total noninterest expense | $200,000 | 7,444 |
| Salaries and employee benefits | $106,000 | 7,426 |
| Premises and equipment expense | $6,000 | 7,468 |
| Additional noninterest expense | $88,000 | 7,333 |
| Pre-tax net operating income | $156,000 | 5,372 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $40,000 | 3,494 |
| Income before extraordinary items | $116,000 | 5,585 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $116,000 | 5,584 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $116,000 | 5,585 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $116,000 | 5,498 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $255,000 | 7,271 |
| Total interest expense | $86,000 | 6,698 |
| Net interest income | $169,000 | 7,342 |
| Provision for loan and lease losses | $6,000 | 5,552 |
| Total noninterest income | $4,000 | 7,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $104,000 | 7,499 |
| Salaries and employee benefits | $54,000 | 7,480 |
| Premises and equipment expense | $3,000 | 7,526 |
| Additional noninterest expense | $47,000 | 7,367 |
| Pre-tax net operating income | $63,000 | 5,577 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $16,000 | 3,560 |
| Income before extraordinary items | $47,000 | 5,758 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $47,000 | 5,757 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $47,000 | 5,758 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $47,000 | 5,717 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 7,322 |
| Total interest expense | $401,000 | 6,793 |
| Net interest income | $653,000 | 7,421 |
| Provision for loan and lease losses | $19,000 | 6,841 |
| Total noninterest income | $46,000 | 7,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $46,000 | 6,173 |
| Total noninterest expense | $492,000 | 7,526 |
| Salaries and employee benefits | $229,000 | 7,547 |
| Premises and equipment expense | $12,000 | 7,609 |
| Additional noninterest expense | $251,000 | 7,260 |
| Pre-tax net operating income | $188,000 | 5,227 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $76,000 | 3,410 |
| Income before extraordinary items | $112,000 | 5,560 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $112,000 | 5,561 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $112,000 | 5,562 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $112,000 | 5,438 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $787,000 | 7,436 |
| Total interest expense | $308,000 | 6,903 |
| Net interest income | $479,000 | 7,532 |
| Provision for loan and lease losses | $13,000 | 6,795 |
| Total noninterest income | $30,000 | 7,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $30,000 | 6,430 |
| Total noninterest expense | $318,000 | 7,663 |
| Salaries and employee benefits | $154,000 | 7,674 |
| Premises and equipment expense | $9,000 | 7,719 |
| Additional noninterest expense | $155,000 | 7,486 |
| Pre-tax net operating income | $178,000 | 5,342 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $47,000 | 3,600 |
| Income before extraordinary items | $131,000 | 5,600 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $131,000 | 5,601 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $131,000 | 5,601 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $131,000 | 5,435 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $523,000 | 7,504 |
| Total interest expense | $213,000 | 6,953 |
| Net interest income | $310,000 | 7,619 |
| Provision for loan and lease losses | $8,000 | 6,692 |
| Total noninterest income | $21,000 | 7,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 6,429 |
| Total noninterest expense | $205,000 | 7,734 |
| Salaries and employee benefits | $102,000 | 7,737 |
| Premises and equipment expense | $6,000 | 7,785 |
| Additional noninterest expense | $97,000 | 7,584 |
| Pre-tax net operating income | $118,000 | 5,394 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $33,000 | 3,533 |
| Income before extraordinary items | $85,000 | 5,644 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $85,000 | 5,647 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $85,000 | 5,646 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $85,000 | 5,526 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $260,000 | 7,609 |
| Total interest expense | $110,000 | 7,031 |
| Net interest income | $150,000 | 7,726 |
| Provision for loan and lease losses | $2,000 | 6,491 |
| Total noninterest income | $9,000 | 7,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $97,000 | 7,854 |
| Salaries and employee benefits | $51,000 | 7,839 |
| Premises and equipment expense | $3,000 | 7,884 |
| Additional noninterest expense | $43,000 | 7,738 |
| Pre-tax net operating income | $60,000 | 5,542 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $16,000 | 3,569 |
| Income before extraordinary items | $44,000 | 5,789 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 5,790 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $44,000 | 5,789 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $44,000 | 5,686 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 7,685 |
| Total interest expense | $518,000 | 7,093 |
| Net interest income | $534,000 | 7,813 |
| Provision for loan and lease losses | $24,000 | 7,137 |
| Total noninterest income | $2,000 | 7,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,000 | 7,361 |
| Total noninterest expense | $389,000 | 7,936 |
| Salaries and employee benefits | $210,000 | 7,922 |
| Premises and equipment expense | $12,000 | 7,968 |
| Additional noninterest expense | $167,000 | 7,842 |
| Pre-tax net operating income | $123,000 | 5,021 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $44,000 | 3,325 |
| Income before extraordinary items | $79,000 | 5,240 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $79,000 | 5,239 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $79,000 | 5,239 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $79,000 | 5,177 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $791,000 | 7,772 |
| Total interest expense | $399,000 | 7,175 |
| Net interest income | $392,000 | 7,901 |
| Provision for loan and lease losses | $18,000 | 6,974 |
| Total noninterest income | $43,000 | 7,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $43,000 | 6,371 |
| Total noninterest expense | $287,000 | 8,019 |
| Salaries and employee benefits | $141,000 | 8,014 |
| Premises and equipment expense | $9,000 | 8,048 |
| Additional noninterest expense | $137,000 | 7,864 |
| Pre-tax net operating income | $130,000 | 5,183 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $34,000 | 3,540 |
| Income before extraordinary items | $96,000 | 5,334 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $96,000 | 5,333 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $96,000 | 5,333 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $96,000 | 5,270 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $537,000 | 7,835 |
| Total interest expense | $275,000 | 7,247 |
| Net interest income | $262,000 | 7,970 |
| Provision for loan and lease losses | $11,000 | 6,892 |
| Total noninterest income | $34,000 | 7,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $34,000 | 6,268 |
| Total noninterest expense | $183,000 | 8,112 |
| Salaries and employee benefits | $90,000 | 8,114 |
| Premises and equipment expense | $6,000 | 8,139 |
| Additional noninterest expense | $87,000 | 7,956 |
| Pre-tax net operating income | $102,000 | 5,200 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $27,000 | 3,544 |
| Income before extraordinary items | $75,000 | 5,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 5,389 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $75,000 | 5,389 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $75,000 | 5,307 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 7,892 |
| Total interest expense | $144,000 | 7,273 |
| Net interest income | $124,000 | 8,051 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $8,000 | 7,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $86,000 | 8,176 |
| Salaries and employee benefits | $42,000 | 8,177 |
| Premises and equipment expense | $3,000 | 8,188 |
| Additional noninterest expense | $41,000 | 7,988 |
| Pre-tax net operating income | $40,000 | 5,763 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $11,000 | 3,919 |
| Income before extraordinary items | $29,000 | 6,015 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,017 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $29,000 | 6,017 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $29,000 | 5,850 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 7,929 |
| Total interest expense | $657,000 | 7,400 |
| Net interest income | $432,000 | 8,121 |
| Provision for loan and lease losses | $12,000 | 7,126 |
| Total noninterest income | $30,000 | 7,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $30,000 | 7,180 |
| Total noninterest expense | $364,000 | 8,214 |
| Salaries and employee benefits | $220,000 | 8,180 |
| Premises and equipment expense | $11,000 | 8,247 |
| Additional noninterest expense | $133,000 | 8,134 |
| Pre-tax net operating income | $86,000 | 6,064 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $16,000 | 4,367 |
| Income before extraordinary items | $70,000 | 5,975 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $70,000 | 5,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $70,000 | 6,122 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $822,000 | 8,025 |
| Total interest expense | $503,000 | 7,496 |
| Net interest income | $319,000 | 8,217 |
| Provision for loan and lease losses | $7,000 | 6,838 |
| Total noninterest income | $26,000 | 7,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 7,229 |
| Total noninterest expense | $236,000 | 8,309 |
| Salaries and employee benefits | $146,000 | 8,278 |
| Premises and equipment expense | $9,000 | 8,327 |
| Additional noninterest expense | $81,000 | 8,261 |
| Pre-tax net operating income | $102,000 | 6,398 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $22,000 | 4,556 |
| Income before extraordinary items | $80,000 | 6,277 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $80,000 | 6,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $80,000 | 6,424 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $553,000 | 8,089 |
| Total interest expense | $348,000 | 7,558 |
| Net interest income | $205,000 | 8,294 |
| Provision for loan and lease losses | $4,000 | 6,550 |
| Total noninterest income | $35,000 | 7,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $35,000 | 6,595 |
| Total noninterest expense | $162,000 | 8,377 |
| Salaries and employee benefits | $97,000 | 8,351 |
| Premises and equipment expense | $6,000 | 8,398 |
| Additional noninterest expense | $59,000 | 8,289 |
| Pre-tax net operating income | $74,000 | 6,545 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $16,000 | 4,791 |
| Income before extraordinary items | $58,000 | 6,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $58,000 | 6,574 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $278,000 | 8,138 |
| Total interest expense | $183,000 | 7,603 |
| Net interest income | $95,000 | 8,371 |
| Provision for loan and lease losses | $1,000 | 6,027 |
| Total noninterest income | $33,000 | 7,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,761 |
| Total noninterest expense | $86,000 | 8,407 |
| Salaries and employee benefits | $48,000 | 8,392 |
| Premises and equipment expense | $3,000 | 8,429 |
| Additional noninterest expense | $35,000 | 8,244 |
| Pre-tax net operating income | $41,000 | 6,714 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $32,000 | 6,839 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $32,000 | 6,750 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 8,158 |
| Total interest expense | $691,000 | 7,673 |
| Net interest income | $373,000 | 8,368 |
| Provision for loan and lease losses | $5,000 | 6,721 |
| Total noninterest income | $-11,000 | 8,490 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-11,000 | 8,458 |
| Total noninterest expense | $326,000 | 8,463 |
| Salaries and employee benefits | $218,000 | 8,409 |
| Premises and equipment expense | $11,000 | 8,479 |
| Additional noninterest expense | $97,000 | 8,428 |
| Pre-tax net operating income | $31,000 | 7,348 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,000 | 5,774 |
| Income before extraordinary items | $26,000 | 7,414 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $26,000 | 7,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $26,000 | 7,383 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $791,000 | 8,219 |
| Total interest expense | $515,000 | 7,720 |
| Net interest income | $276,000 | 8,420 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $-13,000 | 8,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-13,000 | 8,505 |
| Total noninterest expense | $222,000 | 8,488 |
| Salaries and employee benefits | $145,000 | 8,439 |
| Premises and equipment expense | $9,000 | 8,499 |
| Additional noninterest expense | $68,000 | 8,460 |
| Pre-tax net operating income | $36,000 | 7,546 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $9,000 | 5,755 |
| Income before extraordinary items | $27,000 | 7,584 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $27,000 | 7,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $27,000 | 7,571 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $519,000 | 8,297 |
| Total interest expense | $331,000 | 7,797 |
| Net interest income | $188,000 | 8,483 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $-14,000 | 8,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-14,000 | 8,569 |
| Total noninterest expense | $147,000 | 8,541 |
| Salaries and employee benefits | $98,000 | 8,493 |
| Premises and equipment expense | $6,000 | 8,546 |
| Additional noninterest expense | $43,000 | 8,519 |
| Pre-tax net operating income | $22,000 | 7,677 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $6,000 | 5,846 |
| Income before extraordinary items | $16,000 | 7,719 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,000 | 7,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $16,000 | 7,705 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 8,357 |
| Total interest expense | $162,000 | 7,852 |
| Net interest income | $94,000 | 8,540 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $-6,000 | 8,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-6,000 | 8,599 |
| Total noninterest expense | $76,000 | 8,580 |
| Salaries and employee benefits | $50,000 | 8,533 |
| Premises and equipment expense | $3,000 | 8,570 |
| Additional noninterest expense | $23,000 | 8,532 |
| Pre-tax net operating income | $7,000 | 7,774 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $4,000 | 7,819 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,000 | 7,799 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 8,331 |
| Total interest expense | $542,000 | 7,840 |
| Net interest income | $381,000 | 8,504 |
| Provision for loan and lease losses | $18,000 | 6,359 |
| Total noninterest income | $-22,000 | 8,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-22,000 | 8,651 |
| Total noninterest expense | $338,000 | 8,588 |
| Salaries and employee benefits | $199,000 | 8,547 |
| Premises and equipment expense | $11,000 | 8,620 |
| Additional noninterest expense | $128,000 | 8,459 |
| Pre-tax net operating income | $3,000 | 7,933 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $2,000 | 7,972 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,000 | 7,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,000 | 7,953 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $685,000 | 8,404 |
| Total interest expense | $383,000 | 7,926 |
| Net interest income | $302,000 | 8,553 |
| Provision for loan and lease losses | $13,000 | 6,263 |
| Total noninterest income | $26,000 | 8,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,656 |
| Total noninterest expense | $248,000 | 8,644 |
| Salaries and employee benefits | $146,000 | 8,610 |
| Premises and equipment expense | $9,000 | 8,676 |
| Additional noninterest expense | $93,000 | 8,523 |
| Pre-tax net operating income | $67,000 | 7,915 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $17,000 | 6,030 |
| Income before extraordinary items | $50,000 | 7,960 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $50,000 | 7,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $50,000 | 7,954 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $438,000 | 8,474 |
| Total interest expense | $242,000 | 7,971 |
| Net interest income | $196,000 | 8,625 |
| Provision for loan and lease losses | $9,000 | 6,053 |
| Total noninterest income | $18,000 | 8,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $166,000 | 8,684 |
| Salaries and employee benefits | $98,000 | 8,653 |
| Premises and equipment expense | $6,000 | 8,707 |
| Additional noninterest expense | $62,000 | 8,552 |
| Pre-tax net operating income | $39,000 | 8,010 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $10,000 | 6,127 |
| Income before extraordinary items | $29,000 | 8,032 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $29,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $29,000 | 8,031 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $212,000 | 8,507 |
| Total interest expense | $113,000 | 8,026 |
| Net interest income | $99,000 | 8,643 |
| Provision for loan and lease losses | $4,000 | 5,752 |
| Total noninterest income | $7,000 | 8,517 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $90,000 | 8,670 |
| Salaries and employee benefits | $52,000 | 8,646 |
| Premises and equipment expense | $3,000 | 8,717 |
| Additional noninterest expense | $35,000 | 8,488 |
| Pre-tax net operating income | $12,000 | 8,107 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $9,000 | 8,117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $9,000 | 8,108 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 8,468 |
| Total interest expense | $378,000 | 7,959 |
| Net interest income | $436,000 | 8,579 |
| Provision for loan and lease losses | $13,000 | 6,706 |
| Total noninterest income | $33,000 | 8,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $33,000 | 7,787 |
| Total noninterest expense | $385,000 | 8,681 |
| Salaries and employee benefits | $227,000 | 8,646 |
| Premises and equipment expense | $11,000 | 8,769 |
| Additional noninterest expense | $147,000 | 8,508 |
| Pre-tax net operating income | $71,000 | 8,067 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $15,000 | 6,419 |
| Income before extraordinary items | $56,000 | 8,121 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $56,000 | 8,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $56,000 | 8,093 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $599,000 | 8,519 |
| Total interest expense | $270,000 | 8,004 |
| Net interest income | $329,000 | 8,633 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $20,000 | 8,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,975 |
| Total noninterest expense | $244,000 | 8,744 |
| Salaries and employee benefits | $131,000 | 8,730 |
| Premises and equipment expense | $9,000 | 8,782 |
| Additional noninterest expense | $104,000 | 8,554 |
| Pre-tax net operating income | $96,000 | 8,035 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $24,000 | 6,205 |
| Income before extraordinary items | $72,000 | 8,092 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $72,000 | 8,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $72,000 | 8,061 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $391,000 | 8,540 |
| Total interest expense | $172,000 | 8,019 |
| Net interest income | $219,000 | 8,641 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $12,000 | 8,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $148,000 | 8,782 |
| Salaries and employee benefits | $88,000 | 8,748 |
| Premises and equipment expense | $6,000 | 8,783 |
| Additional noninterest expense | $54,000 | 8,692 |
| Pre-tax net operating income | $77,000 | 7,984 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $19,000 | 6,120 |
| Income before extraordinary items | $58,000 | 8,050 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $58,000 | 8,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $58,000 | 8,016 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $193,000 | 8,624 |
| Total interest expense | $84,000 | 8,055 |
| Net interest income | $109,000 | 8,722 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $3,000 | 8,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $76,000 | 8,843 |
| Salaries and employee benefits | $44,000 | 8,817 |
| Premises and equipment expense | $3,000 | 8,845 |
| Additional noninterest expense | $29,000 | 8,714 |
| Pre-tax net operating income | $33,000 | 8,112 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $25,000 | 8,168 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $25,000 | 8,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $25,000 | 8,143 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $752,000 | 8,608 |
| Total interest expense | $296,000 | 8,122 |
| Net interest income | $456,000 | 8,685 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $30,000 | 8,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $30,000 | 7,956 |
| Total noninterest expense | $391,000 | 8,802 |
| Salaries and employee benefits | $222,000 | 8,778 |
| Premises and equipment expense | $12,000 | 8,908 |
| Additional noninterest expense | $157,000 | 8,555 |
| Pre-tax net operating income | $83,000 | 8,156 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $14,000 | 6,668 |
| Income before extraordinary items | $69,000 | 8,217 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $69,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $69,000 | 8,170 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $556,000 | 8,664 |
| Total interest expense | $217,000 | 8,173 |
| Net interest income | $339,000 | 8,741 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $21,000 | 8,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 8,029 |
| Total noninterest expense | $216,000 | 8,935 |
| Salaries and employee benefits | $128,000 | 8,893 |
| Premises and equipment expense | $9,000 | 8,948 |
| Additional noninterest expense | $79,000 | 8,834 |
| Pre-tax net operating income | $135,000 | 7,973 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $34,000 | 6,208 |
| Income before extraordinary items | $101,000 | 8,065 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $101,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $101,000 | 8,014 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $372,000 | 8,717 |
| Total interest expense | $144,000 | 8,243 |
| Net interest income | $228,000 | 8,796 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $15,000 | 8,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $143,000 | 8,992 |
| Salaries and employee benefits | $86,000 | 8,951 |
| Premises and equipment expense | $6,000 | 9,010 |
| Additional noninterest expense | $51,000 | 8,899 |
| Pre-tax net operating income | $94,000 | 7,963 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $24,000 | 6,179 |
| Income before extraordinary items | $70,000 | 8,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $70,000 | 8,014 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $187,000 | 8,753 |
| Total interest expense | $72,000 | 8,313 |
| Net interest income | $115,000 | 8,830 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $8,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $66,000 | 9,046 |
| Salaries and employee benefits | $43,000 | 8,995 |
| Premises and equipment expense | $3,000 | 9,031 |
| Additional noninterest expense | $20,000 | 9,006 |
| Pre-tax net operating income | $54,000 | 7,867 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $14,000 | 6,056 |
| Income before extraordinary items | $40,000 | 7,965 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $40,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $40,000 | 7,901 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $741,000 | 8,796 |
| Total interest expense | $330,000 | 8,359 |
| Net interest income | $411,000 | 8,888 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $35,000 | 8,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $35,000 | 7,968 |
| Total noninterest expense | $353,000 | 9,028 |
| Salaries and employee benefits | $199,000 | 9,003 |
| Premises and equipment expense | $19,000 | 9,075 |
| Additional noninterest expense | $135,000 | 8,833 |
| Pre-tax net operating income | $81,000 | 8,274 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $16,000 | 6,881 |
| Income before extraordinary items | $65,000 | 8,402 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $65,000 | 8,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $65,000 | 8,298 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $554,000 | 8,882 |
| Total interest expense | $253,000 | 8,463 |
| Net interest income | $301,000 | 8,980 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $28,000 | 8,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $209,000 | 9,144 |
| Salaries and employee benefits | $114,000 | 9,125 |
| Premises and equipment expense | $14,000 | 9,135 |
| Additional noninterest expense | $81,000 | 9,014 |
| Pre-tax net operating income | $111,000 | 8,169 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $28,000 | 6,613 |
| Income before extraordinary items | $83,000 | 8,328 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $83,000 | 8,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $83,000 | 8,208 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $373,000 | 8,921 |
| Total interest expense | $174,000 | 8,512 |
| Net interest income | $199,000 | 9,021 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $14,000 | 9,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $125,000 | 9,192 |
| Salaries and employee benefits | $76,000 | 9,156 |
| Premises and equipment expense | $9,000 | 9,155 |
| Additional noninterest expense | $40,000 | 9,131 |
| Pre-tax net operating income | $82,000 | 8,145 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $21,000 | 6,569 |
| Income before extraordinary items | $61,000 | 8,326 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $61,000 | 8,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $61,000 | 8,195 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 8,982 |
| Total interest expense | $89,000 | 8,572 |
| Net interest income | $97,000 | 9,078 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $5,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $58,000 | 9,246 |
| Salaries and employee benefits | $38,000 | 9,204 |
| Premises and equipment expense | $4,000 | 9,193 |
| Additional noninterest expense | $16,000 | 9,225 |
| Pre-tax net operating income | $41,000 | 8,135 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $31,000 | 8,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $31,000 | 8,128 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 9,016 |
| Total interest expense | $438,000 | 8,549 |
| Net interest income | $341,000 | 9,147 |
| Provision for loan and lease losses | $11,000 | 7,790 |
| Total noninterest income | $23,000 | 9,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,435 |
| Total noninterest expense | $315,000 | 9,228 |
| Salaries and employee benefits | $195,000 | 9,170 |
| Premises and equipment expense | $27,000 | 9,185 |
| Additional noninterest expense | $93,000 | 9,192 |
| Pre-tax net operating income | $38,000 | 8,516 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $7,000 | 7,388 |
| Income before extraordinary items | $31,000 | 8,623 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $31,000 | 8,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $31,000 | 8,541 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 9,239 |
| Total interest expense | $584,000 | 8,860 |
| Net interest income | $287,000 | 9,430 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $20,000 | 9,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $246,000 | 9,533 |
| Salaries and employee benefits | $161,000 | 9,470 |
| Premises and equipment expense | $43,000 | 9,247 |
| Additional noninterest expense | $42,000 | 9,572 |
| Pre-tax net operating income | $61,000 | 8,494 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $39,000 | 8,655 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $39,000 | 8,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $39,000 | 8,562 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $885,000 | 9,484 |
| Total interest expense | $588,000 | 9,070 |
| Net interest income | $297,000 | 9,701 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $5,000 | 9,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,000 | 9,650 |
| Total noninterest expense | $249,000 | 9,809 |
| Salaries and employee benefits | $170,000 | 9,702 |
| Premises and equipment expense | $16,000 | 9,799 |
| Additional noninterest expense | $63,000 | 9,800 |
| Pre-tax net operating income | $53,000 | 8,959 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $17,000 | 7,911 |
| Income before extraordinary items | $36,000 | 9,007 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $36,000 | 9,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $36,000 | 8,994 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 9,790 |
| Total interest expense | $535,000 | 9,365 |
| Net interest income | $244,000 | 10,023 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $197,000 | 10,154 |
| Salaries and employee benefits | $118,000 | 10,115 |
| Premises and equipment expense | $57,000 | 9,499 |
| Additional noninterest expense | $22,000 | 10,202 |
| Pre-tax net operating income | $48,000 | 9,243 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $15,000 | 8,345 |
| Income before extraordinary items | $33,000 | 9,316 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $33,000 | 9,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $33,000 | 9,282 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 10,051 |
| Total interest expense | $502,000 | 9,690 |
| Net interest income | $268,000 | 10,239 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $0 | 10,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $225,000 | 10,355 |
| Salaries and employee benefits | $133,000 | 10,303 |
| Premises and equipment expense | $92,000 | 8,886 |
| Additional noninterest expense | $0 | 10,459 |
| Pre-tax net operating income | $43,000 | 9,646 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $9,000 | 9,103 |
| Income before extraordinary items | $34,000 | 9,705 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $34,000 | 9,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $34,000 | 9,644 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 10,541 |
| Total interest expense | $451,000 | 10,224 |
| Net interest income | $278,000 | 10,708 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $0 | 10,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $236,000 | 10,792 |
| Salaries and employee benefits | $135,000 | 10,747 |
| Premises and equipment expense | $25,000 | 10,690 |
| Additional noninterest expense | $76,000 | 10,721 |
| Pre-tax net operating income | $42,000 | 10,271 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $8,000 | 9,918 |
| Income before extraordinary items | $34,000 | 10,305 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $34,000 | 10,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $34,000 | 10,271 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $702,000 | 11,110 |
| Total interest expense | $434,000 | 10,790 |
| Net interest income | $268,000 | 11,268 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $0 | 11,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $254,000 | 11,309 |
| Salaries and employee benefits | $92,000 | 11,372 |
| Premises and equipment expense | $8,000 | 11,393 |
| Additional noninterest expense | $154,000 | 10,503 |
| Pre-tax net operating income | $14,000 | 10,727 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $8,000 | 10,393 |
| Income before extraordinary items | $6,000 | 10,785 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,000 | 10,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,000 | 10,736 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $637,000 | 11,686 |
| Total interest expense | $403,000 | 11,320 |
| Net interest income | $234,000 | 11,828 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $205,000 | 11,872 |
| Salaries and employee benefits | $97,000 | 11,881 |
| Premises and equipment expense | $0 | 11,950 |
| Additional noninterest expense | $108,000 | 11,539 |
| Pre-tax net operating income | $29,000 | 11,391 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $29,000 | 11,392 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $29,000 | 11,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $29,000 | 11,357 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $614,000 | 12,294 |
| Total interest expense | $326,000 | 11,924 |
| Net interest income | $288,000 | 12,415 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,000 | 12,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,000 | 12,518 |
| Total noninterest expense | $172,000 | 12,543 |
| Salaries and employee benefits | $85,000 | 12,542 |
| Premises and equipment expense | $53,000 | 11,525 |
| Additional noninterest expense | $34,000 | 12,581 |
| Pre-tax net operating income | $117,000 | 11,514 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $117,000 | 11,195 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $117,000 | 11,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $117,000 | 11,237 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 13,014 |
| Total interest expense | $326,000 | 12,558 |
| Net interest income | $212,000 | 13,119 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $21,000 | 13,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $175,000 | 13,204 |
| Salaries and employee benefits | $78,000 | 13,214 |
| Premises and equipment expense | $52,000 | 12,143 |
| Additional noninterest expense | $45,000 | 13,225 |
| Pre-tax net operating income | $58,000 | 12,133 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $52,000 | 10,892 |
| Income before extraordinary items | $6,000 | 12,499 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,000 | 12,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,000 | 12,361 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 13,638 |
| Total interest expense | $306,000 | 13,464 |
| Net interest income | $271,000 | 13,671 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $39,000 | 13,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $149,000 | 13,860 |
| Salaries and employee benefits | $89,000 | 13,816 |
| Premises and equipment expense | $18,000 | 13,712 |
| Additional noninterest expense | $42,000 | 13,864 |
| Pre-tax net operating income | $151,000 | 11,522 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $31,000 | 11,785 |
| Income before extraordinary items | $120,000 | 11,675 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $120,000 | 11,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $120,000 | 11,355 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.