Home > Miles Savings Bank > Income and Expense
Miles Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 9,448 |
| Total interest expense | $1,253,000 | 8,426 |
| Net interest income | $931,000 | 10,153 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $73,000 | 10,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $555,000 | 10,781 |
| Salaries and employee benefits | $265,000 | 11,045 |
| Premises and equipment expense | $79,000 | 10,226 |
| Additional noninterest expense | $211,000 | 10,294 |
| Pre-tax net operating income | $434,000 | 8,847 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $184,000 | 7,711 |
| Income before extraordinary items | $250,000 | 9,407 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $250,000 | 9,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $250,000 | 9,392 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 9,957 |
| Total interest expense | $914,000 | 9,064 |
| Net interest income | $1,001,000 | 10,387 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $124,000 | 10,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $593,000 | 11,161 |
| Salaries and employee benefits | $249,000 | 11,671 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $256,000 | 10,457 |
| Pre-tax net operating income | $517,000 | 8,546 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $218,000 | 7,042 |
| Income before extraordinary items | $299,000 | 9,157 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $299,000 | 9,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $180,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $299,000 | 9,220 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 10,431 |
| Total interest expense | $910,000 | 9,504 |
| Net interest income | $969,000 | 10,888 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $529,000 | 12,007 |
| Salaries and employee benefits | $215,000 | 12,497 |
| Premises and equipment expense | $74,000 | 11,370 |
| Additional noninterest expense | $240,000 | 11,201 |
| Pre-tax net operating income | $519,000 | 8,540 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $217,000 | 7,313 |
| Income before extraordinary items | $302,000 | 9,465 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $302,000 | 9,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $302,000 | 9,200 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 11,196 |
| Total interest expense | $1,011,000 | 10,337 |
| Net interest income | $838,000 | 11,757 |
| Provision for loan and lease losses | $7,000 | 11,393 |
| Total noninterest income | $78,000 | 12,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $508,000 | 12,595 |
| Salaries and employee benefits | $196,000 | 13,200 |
| Premises and equipment expense | $72,000 | 11,802 |
| Additional noninterest expense | $240,000 | 11,675 |
| Pre-tax net operating income | $401,000 | 9,244 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $178,000 | 8,017 |
| Income before extraordinary items | $223,000 | 10,279 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $223,000 | 10,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $18,000 | 8,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $223,000 | 9,930 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.