Mifflinburg Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$21,813,0001,773
Total interest expense$7,465,0001,575
Net interest income$14,348,0001,879
Provision for loan and lease losses$-226,0004,403
Total noninterest income$1,972,0002,029
Gross Fiduciary activities income$0981
Service charges on deposit accounts$424,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$1,548,0001,849
Total noninterest expense$11,299,0001,888
Salaries and employee benefits$6,970,0001,777
Premises and equipment expense$1,174,0001,835
Additional noninterest expense$1,548,0001,849
Pre-tax net operating income$5,247,0001,858
Securities gains (losses)$-399,0004,135
Applicable income taxes$676,0001,704
Income before extraordinary items$4,172,0001,940
Extraordinary gains, net$054
Net income$4,172,0001,963
Minority interest net income$088
Net income of bank and minority interests.$4,172,0001,943
Net charge-offs$-1,0003,506
Cash dividends$2,615,0001,313
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,515,1401,874
2023-09-30 (YTD Data)Rank
Total interest income$15,872,0001,785
Total interest expense$5,244,0001,527
Net interest income$10,628,0001,910
Provision for loan and lease losses$-226,0004,446
Total noninterest income$1,493,0002,022
Gross Fiduciary activities income$0950
Service charges on deposit accounts$312,0001,855
Trading account gains and feesNANA
Additional Noninterest Income$1,181,0001,833
Total noninterest expense$8,152,0001,935
Salaries and employee benefits$4,954,0001,839
Premises and equipment expense$864,0001,865
Additional noninterest expense$1,181,0001,833
Pre-tax net operating income$4,195,0001,849
Securities gains (losses)$0849
Applicable income taxes$602,0001,621
Income before extraordinary items$3,593,0001,844
Extraordinary gains, net$052
Net income$3,593,0001,861
Minority interest net income$081
Net income of bank and minority interests.$3,593,0001,844
Net charge-offs$-6,0003,713
Cash dividends$1,298,0001,486
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,593,0001,870
2023-06-30 (YTD Data)Rank
Total interest income$10,278,0001,794
Total interest expense$3,192,0001,506
Net interest income$7,086,0001,926
Provision for loan and lease losses$-226,0004,501
Total noninterest income$994,0001,957
Gross Fiduciary activities income$0931
Service charges on deposit accounts$207,0001,854
Trading account gains and feesNANA
Additional Noninterest Income$787,0001,763
Total noninterest expense$5,412,0001,929
Salaries and employee benefits$3,252,0001,855
Premises and equipment expense$585,0001,833
Additional noninterest expense$787,0001,761
Pre-tax net operating income$2,894,0001,792
Securities gains (losses)$0938
Applicable income taxes$412,0001,622
Income before extraordinary items$2,482,0001,792
Extraordinary gains, net$051
Net income$2,482,0001,812
Minority interest net income$081
Net income of bank and minority interests.$2,482,0001,792
Net charge-offs$-5,0003,722
Cash dividends$1,298,0001,200
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,482,0001,803
2023-03-31 (YTD Data)Rank
Total interest income$4,985,0001,815
Total interest expense$1,368,0001,529
Net interest income$3,617,0001,898
Provision for loan and lease losses$-212,0004,585
Total noninterest income$480,0002,004
Gross Fiduciary activities income$0913
Service charges on deposit accounts$104,0001,857
Trading account gains and feesNANA
Additional Noninterest Income$376,0001,801
Total noninterest expense$2,657,0001,976
Salaries and employee benefits$1,611,0001,901
Premises and equipment expense$292,0001,857
Additional noninterest expense$376,0001,801
Pre-tax net operating income$1,652,0001,676
Securities gains (losses)$0950
Applicable income taxes$249,0001,531
Income before extraordinary items$1,403,0001,678
Extraordinary gains, net$04
Net income$1,403,0001,678
Minority interest net income$048
Net income of bank and minority interests.$1,403,0001,678
Net charge-offs$8,0001,438
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,403,0001,696
2022-12-31 (YTD Data)Rank
Total interest income$17,986,0001,699
Total interest expense$2,136,0001,527
Net interest income$15,850,0001,719
Provision for loan and lease losses$03,012
Total noninterest income$2,130,0001,983
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$422,0001,883
Trading account gains and feesNANA
Additional Noninterest Income$1,708,0001,772
Total noninterest expense$10,835,0001,891
Salaries and employee benefits$6,510,0001,843
Premises and equipment expense$1,149,0001,870
Additional noninterest expense$1,708,0001,772
Pre-tax net operating income$7,145,0001,619
Securities gains (losses)$0691
Applicable income taxes$1,105,0001,477
Income before extraordinary items$6,040,0001,623
Extraordinary gains, net$05
Net income$6,040,0001,621
Minority interest net income$063
Net income of bank and minority interests.$6,040,0001,622
Net charge-offs$26,0001,832
Cash dividends$2,564,0001,277
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,040,0001,652
2022-09-30 (YTD Data)Rank
Total interest income$13,094,0001,690
Total interest expense$1,151,0001,601
Net interest income$11,943,0001,693
Provision for loan and lease losses$02,835
Total noninterest income$1,579,0002,012
Gross Fiduciary activities income$0968
Service charges on deposit accounts$319,0001,896
Trading account gains and feesNANA
Additional Noninterest Income$1,260,0001,822
Total noninterest expense$8,005,0001,916
Salaries and employee benefits$4,858,0001,847
Premises and equipment expense$821,0001,929
Additional noninterest expense$1,260,0001,822
Pre-tax net operating income$5,517,0001,579
Securities gains (losses)$0740
Applicable income taxes$855,0001,457
Income before extraordinary items$4,662,0001,569
Extraordinary gains, net$04
Net income$4,662,0001,568
Minority interest net income$057
Net income of bank and minority interests.$4,662,0001,569
Net charge-offs$29,0001,442
Cash dividends$1,273,0001,466
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,662,0001,600
2022-06-30 (YTD Data)Rank
Total interest income$8,502,0001,688
Total interest expense$619,0001,692
Net interest income$7,883,0001,677
Provision for loan and lease losses$02,599
Total noninterest income$1,053,0002,009
Gross Fiduciary activities income$0925
Service charges on deposit accounts$202,0001,949
Trading account gains and feesNANA
Additional Noninterest Income$851,0001,842
Total noninterest expense$5,325,0001,907
Salaries and employee benefits$3,202,0001,858
Premises and equipment expense$548,0001,937
Additional noninterest expense$1,575,0001,925
Pre-tax net operating income$3,611,0001,515
Securities gains (losses)$0687
Applicable income taxes$561,0001,397
Income before extraordinary items$3,050,0001,512
Extraordinary gains, net$04
Net income$3,050,0001,511
Minority interest net income$060
Net income of bank and minority interests.$3,050,0001,512
Net charge-offs$14,0001,459
Cash dividends$1,273,0001,166
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,050,0001,547
2022-03-31 (YTD Data)Rank
Total interest income$4,204,0001,664
Total interest expense$293,0001,710
Net interest income$3,911,0001,650
Provision for loan and lease losses$02,285
Total noninterest income$513,0002,047
Gross Fiduciary activities income$0892
Service charges on deposit accounts$97,0001,981
Trading account gains and feesNANA
Additional Noninterest Income$416,0001,874
Total noninterest expense$2,553,0001,950
Salaries and employee benefits$1,517,0001,923
Premises and equipment expense$284,0001,909
Additional noninterest expense$752,0001,979
Pre-tax net operating income$1,871,0001,413
Securities gains (losses)$0623
Applicable income taxes$283,0001,354
Income before extraordinary items$1,588,0001,393
Extraordinary gains, net$04
Net income$1,588,0001,393
Minority interest net income$050
Net income of bank and minority interests.$1,588,0001,393
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,588,0001,409
2021-12-31 (YTD Data)Rank
Total interest income$17,287,0001,672
Total interest expense$1,522,0001,640
Net interest income$15,765,0001,663
Provision for loan and lease losses$45,0002,606
Total noninterest income$2,351,0002,060
Gross Fiduciary activities income$19,000836
Service charges on deposit accounts$372,0001,947
Trading account gains and feesNANA
Additional Noninterest Income$1,960,0001,924
Total noninterest expense$11,128,0001,837
Salaries and employee benefits$6,510,0001,813
Premises and equipment expense$1,121,0001,901
Additional noninterest expense$3,497,0001,752
Pre-tax net operating income$6,943,0001,648
Securities gains (losses)$02,062
Applicable income taxes$1,061,0001,564
Income before extraordinary items$5,882,0001,680
Extraordinary gains, net$010
Net income$5,882,0001,679
Minority interest net income$074
Net income of bank and minority interests.$5,882,0001,680
Net charge-offs$124,0001,244
Cash dividends$2,451,0001,355
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,882,0001,653
2021-09-30 (YTD Data)Rank
Total interest income$13,063,0001,682
Total interest expense$1,191,0001,670
Net interest income$11,872,0001,678
Provision for loan and lease losses$45,0002,393
Total noninterest income$1,767,0002,103
Gross Fiduciary activities income$19,000802
Service charges on deposit accounts$272,0001,973
Trading account gains and feesNANA
Additional Noninterest Income$1,476,0001,971
Total noninterest expense$7,756,0001,934
Salaries and employee benefits$4,562,0001,919
Premises and equipment expense$779,0002,015
Additional noninterest expense$2,415,0001,875
Pre-tax net operating income$5,838,0001,587
Securities gains (losses)$02,015
Applicable income taxes$888,0001,561
Income before extraordinary items$4,950,0001,621
Extraordinary gains, net$08
Net income$4,950,0001,620
Minority interest net income$069
Net income of bank and minority interests.$4,950,0001,621
Net charge-offs$-21,0003,900
Cash dividends$1,216,0001,558
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,950,0001,595
2021-06-30 (YTD Data)Rank
Total interest income$8,452,0001,725
Total interest expense$843,0001,647
Net interest income$7,609,0001,720
Provision for loan and lease losses$45,0002,201
Total noninterest income$1,162,0002,067
Gross Fiduciary activities income$19,000775
Service charges on deposit accounts$164,0002,046
Trading account gains and feesNANA
Additional Noninterest Income$979,0001,933
Total noninterest expense$5,183,0001,925
Salaries and employee benefits$3,013,0001,925
Premises and equipment expense$536,0001,971
Additional noninterest expense$1,634,0001,835
Pre-tax net operating income$3,543,0001,656
Securities gains (losses)$01,818
Applicable income taxes$542,0001,603
Income before extraordinary items$3,001,0001,714
Extraordinary gains, net$06
Net income$3,001,0001,714
Minority interest net income$067
Net income of bank and minority interests.$3,001,0001,714
Net charge-offs$3,0002,008
Cash dividends$1,216,0001,215
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,001,0001,684
2021-03-31 (YTD Data)Rank
Total interest income$4,157,0001,752
Total interest expense$445,0001,651
Net interest income$3,712,0001,745
Provision for loan and lease losses$45,0001,795
Total noninterest income$599,0002,032
Gross Fiduciary activities income$18,000745
Service charges on deposit accounts$80,0002,064
Trading account gains and feesNANA
Additional Noninterest Income$501,0001,918
Total noninterest expense$2,523,0001,955
Salaries and employee benefits$1,477,0001,936
Premises and equipment expense$271,0001,968
Additional noninterest expense$775,0001,881
Pre-tax net operating income$1,743,0001,682
Securities gains (losses)$01,392
Applicable income taxes$283,0001,548
Income before extraordinary items$1,460,0001,752
Extraordinary gains, net$03
Net income$1,460,0001,752
Minority interest net income$055
Net income of bank and minority interests.$1,460,0001,752
Net charge-offs$-12,0004,135
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,460,0001,713
2020-12-31 (YTD Data)Rank
Total interest income$17,213,0001,704
Total interest expense$2,846,0001,553
Net interest income$14,367,0001,710
Provision for loan and lease losses$515,0002,204
Total noninterest income$2,353,0001,943
Gross Fiduciary activities income$60,000764
Service charges on deposit accounts$480,0001,654
Trading account gains and feesNANA
Additional Noninterest Income$1,813,0001,886
Total noninterest expense$9,850,0001,982
Salaries and employee benefits$5,861,0001,932
Premises and equipment expense$941,0002,111
Additional noninterest expense$3,048,0001,890
Pre-tax net operating income$6,355,0001,485
Securities gains (losses)$02,675
Applicable income taxes$971,0001,452
Income before extraordinary items$5,384,0001,546
Extraordinary gains, net$04
Net income$5,384,0001,546
Minority interest net income$072
Net income of bank and minority interests.$5,384,0001,546
Net charge-offs$178,0001,628
Cash dividends$2,339,0001,354
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,384,0001,502
2020-09-30 (YTD Data)Rank
Total interest income$12,821,0001,711
Total interest expense$2,307,0001,536
Net interest income$10,514,0001,738
Provision for loan and lease losses$375,0002,212
Total noninterest income$1,735,0001,929
Gross Fiduciary activities income$52,000744
Service charges on deposit accounts$353,0001,675
Trading account gains and feesNANA
Additional Noninterest Income$1,330,0001,869
Total noninterest expense$6,887,0002,048
Salaries and employee benefits$4,198,0001,972
Premises and equipment expense$676,0002,161
Additional noninterest expense$2,013,0002,070
Pre-tax net operating income$4,987,0001,396
Securities gains (losses)$02,494
Applicable income taxes$756,0001,391
Income before extraordinary items$4,231,0001,451
Extraordinary gains, net$04
Net income$4,231,0001,452
Minority interest net income$065
Net income of bank and minority interests.$4,231,0001,452
Net charge-offs$97,0001,686
Cash dividends$1,160,0001,559
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,231,0001,409
2020-06-30 (YTD Data)Rank
Total interest income$8,593,0001,720
Total interest expense$1,673,0001,518
Net interest income$6,920,0001,763
Provision for loan and lease losses$225,0002,290
Total noninterest income$1,045,0001,970
Gross Fiduciary activities income$37,000743
Service charges on deposit accounts$231,0001,723
Trading account gains and feesNANA
Additional Noninterest Income$777,0001,931
Total noninterest expense$4,502,0002,080
Salaries and employee benefits$2,718,0002,019
Premises and equipment expense$463,0002,126
Additional noninterest expense$1,321,0002,081
Pre-tax net operating income$3,238,0001,354
Securities gains (losses)$02,249
Applicable income taxes$495,0001,359
Income before extraordinary items$2,743,0001,418
Extraordinary gains, net$04
Net income$2,743,0001,418
Minority interest net income$065
Net income of bank and minority interests.$2,743,0001,418
Net charge-offs$67,0001,559
Cash dividends$1,160,0001,187
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,743,0001,375
2020-03-31 (YTD Data)Rank
Total interest income$4,328,0001,703
Total interest expense$933,0001,496
Net interest income$3,395,0001,747
Provision for loan and lease losses$150,0001,627
Total noninterest income$513,0001,921
Gross Fiduciary activities income$26,000725
Service charges on deposit accounts$150,0001,625
Trading account gains and feesNANA
Additional Noninterest Income$337,0001,886
Total noninterest expense$2,182,0002,138
Salaries and employee benefits$1,297,0002,092
Premises and equipment expense$230,0002,153
Additional noninterest expense$655,0002,117
Pre-tax net operating income$1,576,0001,272
Securities gains (losses)$01,705
Applicable income taxes$245,0001,236
Income before extraordinary items$1,331,0001,313
Extraordinary gains, net$04
Net income$1,331,0001,312
Minority interest net income$056
Net income of bank and minority interests.$1,331,0001,313
Net charge-offs$20,0001,597
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,331,0001,289
2019-12-31 (YTD Data)Rank
Total interest income$17,422,0001,702
Total interest expense$4,124,0001,446
Net interest income$13,298,0001,780
Provision for loan and lease losses$03,973
Total noninterest income$2,233,0001,868
Gross Fiduciary activities income$167,000698
Service charges on deposit accounts$573,0001,732
Trading account gains and feesNANA
Additional Noninterest Income$1,493,0001,799
Total noninterest expense$9,528,0001,995
Salaries and employee benefits$5,570,0001,955
Premises and equipment expense$976,0002,069
Additional noninterest expense$2,982,0001,934
Pre-tax net operating income$6,003,0001,534
Securities gains (losses)$02,379
Applicable income taxes$933,0001,483
Income before extraordinary items$5,070,0001,582
Extraordinary gains, net$011
Net income$5,070,0001,584
Minority interest net income$076
Net income of bank and minority interests.$5,070,0001,584
Net charge-offs$118,0002,094
Cash dividends$2,263,0001,463
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,070,0001,544
2019-09-30 (YTD Data)Rank
Total interest income$13,043,0001,727
Total interest expense$3,084,0001,454
Net interest income$9,959,0001,807
Provision for loan and lease losses$03,836
Total noninterest income$1,630,0001,889
Gross Fiduciary activities income$123,000694
Service charges on deposit accounts$417,0001,779
Trading account gains and feesNANA
Additional Noninterest Income$1,090,0001,810
Total noninterest expense$6,828,0002,056
Salaries and employee benefits$3,934,0002,041
Premises and equipment expense$738,0002,077
Additional noninterest expense$2,156,0002,000
Pre-tax net operating income$4,761,0001,507
Securities gains (losses)$02,167
Applicable income taxes$771,0001,453
Income before extraordinary items$3,990,0001,554
Extraordinary gains, net$011
Net income$3,990,0001,556
Minority interest net income$072
Net income of bank and minority interests.$3,990,0001,556
Net charge-offs$85,0001,863
Cash dividends$936,0001,888
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,990,0001,523
2019-06-30 (YTD Data)Rank
Total interest income$8,623,0001,737
Total interest expense$2,026,0001,443
Net interest income$6,597,0001,820
Provision for loan and lease losses$03,685
Total noninterest income$1,033,0001,929
Gross Fiduciary activities income$82,000703
Service charges on deposit accounts$269,0001,804
Trading account gains and feesNANA
Additional Noninterest Income$682,0001,869
Total noninterest expense$4,524,0002,077
Salaries and employee benefits$2,622,0002,046
Premises and equipment expense$503,0002,059
Additional noninterest expense$1,399,0002,058
Pre-tax net operating income$3,106,0001,507
Securities gains (losses)$01,702
Applicable income taxes$510,0001,429
Income before extraordinary items$2,596,0001,551
Extraordinary gains, net$011
Net income$2,596,0001,551
Minority interest net income$069
Net income of bank and minority interests.$2,596,0001,551
Net charge-offs$35,0002,073
Cash dividends$936,0001,509
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,596,0001,523
2019-03-31 (YTD Data)Rank
Total interest income$4,278,0001,754
Total interest expense$999,0001,431
Net interest income$3,279,0001,837
Provision for loan and lease losses$03,406
Total noninterest income$511,0001,902
Gross Fiduciary activities income$38,000716
Service charges on deposit accounts$132,0001,819
Trading account gains and feesNANA
Additional Noninterest Income$341,0001,834
Total noninterest expense$2,267,0002,082
Salaries and employee benefits$1,298,0002,079
Premises and equipment expense$267,0001,991
Additional noninterest expense$702,0002,021
Pre-tax net operating income$1,523,0001,509
Securities gains (losses)$01,087
Applicable income taxes$256,0001,392
Income before extraordinary items$1,267,0001,553
Extraordinary gains, net$05
Net income$1,267,0001,552
Minority interest net income$052
Net income of bank and minority interests.$1,267,0001,552
Net charge-offs$45,0001,268
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,267,0001,529
2018-12-31 (YTD Data)Rank
Total interest income$16,452,0001,711
Total interest expense$3,465,0001,275
Net interest income$12,987,0001,822
Provision for loan and lease losses$225,0002,260
Total noninterest income$2,141,0001,911
Gross Fiduciary activities income$179,000715
Service charges on deposit accounts$579,0001,779
Trading account gains and feesNANA
Additional Noninterest Income$1,383,0001,888
Total noninterest expense$8,819,0002,091
Salaries and employee benefits$5,057,0002,071
Premises and equipment expense$932,0002,143
Additional noninterest expense$2,830,0002,021
Pre-tax net operating income$6,084,0001,492
Securities gains (losses)$-228,0005,173
Applicable income taxes$881,0001,493
Income before extraordinary items$4,975,0001,591
Extraordinary gains, net$06
Net income$4,975,0001,590
Minority interest net income$072
Net income of bank and minority interests.$4,975,0001,590
Net charge-offs$264,0001,425
Cash dividends$2,148,0001,395
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,168,8001,534
2018-09-30 (YTD Data)Rank
Total interest income$12,115,0001,729
Total interest expense$2,454,0001,270
Net interest income$9,661,0001,827
Provision for loan and lease losses$225,0001,851
Total noninterest income$1,648,0001,905
Gross Fiduciary activities income$137,000706
Service charges on deposit accounts$424,0001,836
Trading account gains and feesNANA
Additional Noninterest Income$1,087,0001,848
Total noninterest expense$6,368,0002,148
Salaries and employee benefits$3,646,0002,137
Premises and equipment expense$662,0002,239
Additional noninterest expense$2,060,0002,071
Pre-tax net operating income$4,716,0001,481
Securities gains (losses)$-30,0005,018
Applicable income taxes$720,0001,469
Income before extraordinary items$3,966,0001,530
Extraordinary gains, net$05
Net income$3,966,0001,529
Minority interest net income$066
Net income of bank and minority interests.$3,966,0001,529
Net charge-offs$134,0001,507
Cash dividends$880,0001,805
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,991,5001,505
2018-06-30 (YTD Data)Rank
Total interest income$7,895,0001,751
Total interest expense$1,557,0001,256
Net interest income$6,338,0001,851
Provision for loan and lease losses$150,0001,766
Total noninterest income$1,112,0001,887
Gross Fiduciary activities income$94,000712
Service charges on deposit accounts$275,0001,868
Trading account gains and feesNANA
Additional Noninterest Income$743,0001,811
Total noninterest expense$4,204,0002,173
Salaries and employee benefits$2,417,0002,156
Premises and equipment expense$454,0002,220
Additional noninterest expense$1,333,0002,131
Pre-tax net operating income$3,096,0001,488
Securities gains (losses)$-30,0005,186
Applicable income taxes$479,0001,451
Income before extraordinary items$2,587,0001,533
Extraordinary gains, net$06
Net income$2,587,0001,532
Minority interest net income$065
Net income of bank and minority interests.$2,587,0001,532
Net charge-offs$93,0001,359
Cash dividends$880,0001,435
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,612,2001,501
2018-03-31 (YTD Data)Rank
Total interest income$3,861,0001,771
Total interest expense$767,0001,218
Net interest income$3,094,0001,884
Provision for loan and lease losses$75,0001,680
Total noninterest income$513,0001,963
Gross Fiduciary activities income$46,000724
Service charges on deposit accounts$135,0001,894
Trading account gains and feesNANA
Additional Noninterest Income$332,0001,898
Total noninterest expense$2,040,0002,245
Salaries and employee benefits$1,162,0002,242
Premises and equipment expense$223,0002,277
Additional noninterest expense$655,0002,142
Pre-tax net operating income$1,492,0001,492
Securities gains (losses)$-30,0005,359
Applicable income taxes$220,0001,483
Income before extraordinary items$1,242,0001,544
Extraordinary gains, net$07
Net income$1,242,0001,544
Minority interest net income$052
Net income of bank and minority interests.$1,242,0001,544
Net charge-offs$37,0001,343
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,267,5001,508
2017-12-31 (YTD Data)Rank
Total interest income$14,965,0001,768
Total interest expense$2,645,0001,221
Net interest income$12,320,0001,867
Provision for loan and lease losses$250,0002,142
Total noninterest income$2,020,0002,013
Gross Fiduciary activities income$183,000725
Service charges on deposit accounts$538,0001,928
Trading account gains and feesNANA
Additional Noninterest Income$1,299,0001,973
Total noninterest expense$8,249,0002,213
Salaries and employee benefits$4,724,0002,176
Premises and equipment expense$856,0002,343
Additional noninterest expense$2,669,0002,146
Pre-tax net operating income$5,841,0001,501
Securities gains (losses)$-19,0005,160
Applicable income taxes$2,028,0001,269
Income before extraordinary items$3,794,0001,682
Extraordinary gains, net$09
Net income$3,794,0001,683
Minority interest net income$076
Net income of bank and minority interests.$3,794,0001,682
Net charge-offs$213,0001,779
Cash dividends$2,053,0001,390
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,806,3501,652
2017-09-30 (YTD Data)Rank
Total interest income$11,078,0001,794
Total interest expense$1,925,0001,233
Net interest income$9,153,0001,890
Provision for loan and lease losses$175,0002,174
Total noninterest income$1,535,0002,027
Gross Fiduciary activities income$135,000728
Service charges on deposit accounts$397,0001,965
Trading account gains and feesNANA
Additional Noninterest Income$1,003,0001,971
Total noninterest expense$6,030,0002,273
Salaries and employee benefits$3,445,0002,247
Premises and equipment expense$643,0002,342
Additional noninterest expense$1,942,0002,187
Pre-tax net operating income$4,483,0001,477
Securities gains (losses)$02,274
Applicable income taxes$1,164,0001,328
Income before extraordinary items$3,319,0001,596
Extraordinary gains, net$09
Net income$3,319,0001,595
Minority interest net income$071
Net income of bank and minority interests.$3,319,0001,596
Net charge-offs$133,0001,706
Cash dividends$812,0001,907
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,319,0001,574
2017-06-30 (YTD Data)Rank
Total interest income$7,288,0001,800
Total interest expense$1,231,0001,241
Net interest income$6,057,0001,885
Provision for loan and lease losses$125,0001,998
Total noninterest income$1,038,0002,006
Gross Fiduciary activities income$90,000730
Service charges on deposit accounts$261,0001,973
Trading account gains and feesNANA
Additional Noninterest Income$687,0001,954
Total noninterest expense$4,020,0002,277
Salaries and employee benefits$2,281,0002,272
Premises and equipment expense$429,0002,352
Additional noninterest expense$1,310,0002,158
Pre-tax net operating income$2,950,0001,485
Securities gains (losses)$01,906
Applicable income taxes$782,0001,286
Income before extraordinary items$2,168,0001,590
Extraordinary gains, net$011
Net income$2,168,0001,590
Minority interest net income$071
Net income of bank and minority interests.$2,168,0001,590
Net charge-offs$56,0001,916
Cash dividends$812,0001,510
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,168,0001,571
2017-03-31 (YTD Data)Rank
Total interest income$3,583,0001,810
Total interest expense$578,0001,293
Net interest income$3,005,0001,886
Provision for loan and lease losses$75,0001,685
Total noninterest income$528,0001,970
Gross Fiduciary activities income$43,000745
Service charges on deposit accounts$130,0001,981
Trading account gains and feesNANA
Additional Noninterest Income$355,0001,875
Total noninterest expense$1,976,0002,318
Salaries and employee benefits$1,115,0002,327
Premises and equipment expense$211,0002,429
Additional noninterest expense$650,0002,163
Pre-tax net operating income$1,482,0001,451
Securities gains (losses)$01,153
Applicable income taxes$392,0001,260
Income before extraordinary items$1,090,0001,565
Extraordinary gains, net$08
Net income$1,090,0001,565
Minority interest net income$055
Net income of bank and minority interests.$1,090,0001,565
Net charge-offs$30,0001,649
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,090,0001,551
2016-12-31 (YTD Data)Rank
Total interest income$13,839,0001,833
Total interest expense$2,164,0001,318
Net interest income$11,675,0001,902
Provision for loan and lease losses$355,0001,835
Total noninterest income$2,182,0002,014
Gross Fiduciary activities income$194,000742
Service charges on deposit accounts$527,0002,001
Trading account gains and fees$0170
Additional Noninterest Income$1,461,0001,929
Total noninterest expense$8,059,0002,275
Salaries and employee benefits$4,519,0002,262
Premises and equipment expense$793,0002,517
Additional noninterest expense$2,747,0002,128
Pre-tax net operating income$5,443,0001,514
Securities gains (losses)$14,0002,531
Applicable income taxes$1,275,0001,414
Income before extraordinary items$4,182,0001,591
Extraordinary gains, net$05
Net income$4,182,0001,589
Minority interest net income$082
Net income of bank and minority interests.$4,182,0001,590
Net charge-offs$235,0001,770
Cash dividends$2,023,0001,381
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,171,2201,567
2016-09-30 (YTD Data)Rank
Total interest income$10,313,0001,848
Total interest expense$1,613,0001,324
Net interest income$8,700,0001,921
Provision for loan and lease losses$275,0001,711
Total noninterest income$1,675,0001,979
Gross Fiduciary activities income$149,000734
Service charges on deposit accounts$380,0002,075
Trading account gains and fees$0169
Additional Noninterest Income$1,146,0001,871
Total noninterest expense$5,829,0002,351
Salaries and employee benefits$3,272,0002,329
Premises and equipment expense$582,0002,561
Additional noninterest expense$1,975,0002,210
Pre-tax net operating income$4,271,0001,474
Securities gains (losses)$14,0002,461
Applicable income taxes$1,051,0001,361
Income before extraordinary items$3,234,0001,576
Extraordinary gains, net$05
Net income$3,234,0001,575
Minority interest net income$071
Net income of bank and minority interests.$3,234,0001,576
Net charge-offs$206,0001,429
Cash dividends$840,0001,837
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,223,5001,545
2016-06-30 (YTD Data)Rank
Total interest income$6,857,0001,859
Total interest expense$1,058,0001,345
Net interest income$5,799,0001,926
Provision for loan and lease losses$175,0001,766
Total noninterest income$1,088,0001,993
Gross Fiduciary activities income$89,000750
Service charges on deposit accounts$237,0002,156
Trading account gains and fees$0157
Additional Noninterest Income$762,0001,845
Total noninterest expense$3,865,0002,372
Salaries and employee benefits$2,189,0002,331
Premises and equipment expense$387,0002,574
Additional noninterest expense$1,289,0002,255
Pre-tax net operating income$2,847,0001,462
Securities gains (losses)$02,835
Applicable income taxes$688,0001,373
Income before extraordinary items$2,159,0001,553
Extraordinary gains, net$016
Net income$2,159,0001,553
Minority interest net income$071
Net income of bank and minority interests.$2,159,0001,553
Net charge-offs$22,0002,715
Cash dividends$840,0001,468
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,159,0001,522
2016-03-31 (YTD Data)Rank
Total interest income$3,435,0001,848
Total interest expense$530,0001,343
Net interest income$2,905,0001,933
Provision for loan and lease losses$75,0001,741
Total noninterest income$511,0002,042
Gross Fiduciary activities income$43,000760
Service charges on deposit accounts$116,0002,189
Trading account gains and fees$0142
Additional Noninterest Income$352,0001,894
Total noninterest expense$1,932,0002,372
Salaries and employee benefits$1,092,0002,338
Premises and equipment expense$183,0002,714
Additional noninterest expense$657,0002,215
Pre-tax net operating income$1,409,0001,460
Securities gains (losses)$02,077
Applicable income taxes$363,0001,314
Income before extraordinary items$1,046,0001,561
Extraordinary gains, net$012
Net income$1,046,0001,561
Minority interest net income$062
Net income of bank and minority interests.$1,046,0001,562
Net charge-offs$27,0001,801
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,046,0001,519
2015-12-31 (YTD Data)Rank
Total interest income$13,446,0001,840
Total interest expense$2,021,0001,375
Net interest income$11,425,0001,893
Provision for loan and lease losses$570,0001,228
Total noninterest income$2,132,0002,032
Gross Fiduciary activities income$174,000767
Service charges on deposit accounts$537,0002,013
Trading account gains and fees$0159
Additional Noninterest Income$1,421,0001,923
Total noninterest expense$7,771,0002,361
Salaries and employee benefits$4,285,0002,342
Premises and equipment expense$776,0002,614
Additional noninterest expense$2,710,0002,180
Pre-tax net operating income$5,216,0001,528
Securities gains (losses)$14,0002,423
Applicable income taxes$1,150,0001,468
Income before extraordinary items$4,080,0001,577
Extraordinary gains, net$023
Net income$4,080,0001,578
Minority interest net income$081
Net income of bank and minority interests.$4,080,0001,578
Net charge-offs$209,0001,944
Cash dividends$1,928,0001,405
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,069,0801,547
2015-09-30 (YTD Data)Rank
Total interest income$9,988,0001,866
Total interest expense$1,511,0001,391
Net interest income$8,477,0001,931
Provision for loan and lease losses$355,0001,372
Total noninterest income$1,585,0002,059
Gross Fiduciary activities income$131,000766
Service charges on deposit accounts$402,0002,031
Trading account gains and fees$0153
Additional Noninterest Income$1,052,0001,962
Total noninterest expense$5,692,0002,409
Salaries and employee benefits$3,167,0002,370
Premises and equipment expense$599,0002,590
Additional noninterest expense$1,926,0002,280
Pre-tax net operating income$4,015,0001,515
Securities gains (losses)$14,0002,190
Applicable income taxes$981,0001,387
Income before extraordinary items$3,048,0001,605
Extraordinary gains, net$021
Net income$3,048,0001,605
Minority interest net income$078
Net income of bank and minority interests.$3,048,0001,606
Net charge-offs$150,0001,800
Cash dividends$792,0001,848
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,037,3601,570
2015-06-30 (YTD Data)Rank
Total interest income$6,623,0001,874
Total interest expense$1,013,0001,394
Net interest income$5,610,0001,945
Provision for loan and lease losses$230,0001,372
Total noninterest income$1,046,0002,080
Gross Fiduciary activities income$90,000774
Service charges on deposit accounts$258,0002,053
Trading account gains and fees$0157
Additional Noninterest Income$698,0001,970
Total noninterest expense$3,774,0002,426
Salaries and employee benefits$2,097,0002,403
Premises and equipment expense$407,0002,562
Additional noninterest expense$1,270,0002,321
Pre-tax net operating income$2,652,0001,513
Securities gains (losses)$14,0001,877
Applicable income taxes$641,0001,403
Income before extraordinary items$2,025,0001,602
Extraordinary gains, net$022
Net income$2,025,0001,605
Minority interest net income$075
Net income of bank and minority interests.$2,025,0001,605
Net charge-offs$46,0002,379
Cash dividends$792,0001,480
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,014,3601,561
2015-03-31 (YTD Data)Rank
Total interest income$3,314,0001,878
Total interest expense$510,0001,380
Net interest income$2,804,0001,948
Provision for loan and lease losses$115,0001,328
Total noninterest income$522,0002,041
Gross Fiduciary activities income$47,000775
Service charges on deposit accounts$131,0002,022
Trading account gains and fees$0152
Additional Noninterest Income$344,0001,939
Total noninterest expense$1,900,0002,419
Salaries and employee benefits$1,061,0002,383
Premises and equipment expense$217,0002,483
Additional noninterest expense$622,0002,343
Pre-tax net operating income$1,311,0001,496
Securities gains (losses)$14,0001,369
Applicable income taxes$321,0001,375
Income before extraordinary items$1,004,0001,594
Extraordinary gains, net$013
Net income$1,004,0001,595
Minority interest net income$064
Net income of bank and minority interests.$1,004,0001,596
Net charge-offs$8,0002,565
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$993,3601,542
2014-12-31 (YTD Data)Rank
Total interest income$12,717,0001,947
Total interest expense$2,166,0001,349
Net interest income$10,551,0002,027
Provision for loan and lease losses$53,0003,733
Total noninterest income$2,035,0002,082
Gross Fiduciary activities income$174,000793
Service charges on deposit accounts$592,0001,994
Trading account gains and fees$0180
Additional Noninterest Income$1,269,0001,998
Total noninterest expense$7,545,0002,428
Salaries and employee benefits$4,241,0002,365
Premises and equipment expense$783,0002,706
Additional noninterest expense$2,521,0002,399
Pre-tax net operating income$4,988,0001,520
Securities gains (losses)$03,259
Applicable income taxes$1,084,0001,474
Income before extraordinary items$3,904,0001,623
Extraordinary gains, net$017
Net income$3,904,0001,622
Minority interest net income$084
Net income of bank and minority interests.$3,904,0001,622
Net charge-offs$27,0004,148
Cash dividends$1,840,0001,365
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,904,0001,594
2014-09-30 (YTD Data)Rank
Total interest income$9,456,0001,971
Total interest expense$1,621,0001,361
Net interest income$7,835,0002,051
Provision for loan and lease losses$04,401
Total noninterest income$1,533,0002,082
Gross Fiduciary activities income$130,000786
Service charges on deposit accounts$446,0001,992
Trading account gains and fees$0174
Additional Noninterest Income$957,0002,003
Total noninterest expense$5,610,0002,459
Salaries and employee benefits$3,191,0002,366
Premises and equipment expense$593,0002,710
Additional noninterest expense$1,826,0002,475
Pre-tax net operating income$3,758,0001,533
Securities gains (losses)$02,980
Applicable income taxes$822,0001,484
Income before extraordinary items$2,936,0001,610
Extraordinary gains, net$015
Net income$2,936,0001,610
Minority interest net income$081
Net income of bank and minority interests.$2,936,0001,610
Net charge-offs$10,0004,150
Cash dividends$782,0001,760
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,936,0001,587
2014-06-30 (YTD Data)Rank
Total interest income$6,237,0001,977
Total interest expense$1,074,0001,387
Net interest income$5,163,0002,058
Provision for loan and lease losses$04,196
Total noninterest income$969,0002,142
Gross Fiduciary activities income$90,000791
Service charges on deposit accounts$291,0001,999
Trading account gains and fees$0172
Additional Noninterest Income$588,0002,085
Total noninterest expense$3,659,0002,524
Salaries and employee benefits$2,034,0002,466
Premises and equipment expense$403,0002,697
Additional noninterest expense$1,222,0002,440
Pre-tax net operating income$2,473,0001,518
Securities gains (losses)$02,580
Applicable income taxes$530,0001,490
Income before extraordinary items$1,943,0001,582
Extraordinary gains, net$020
Net income$1,943,0001,585
Minority interest net income$080
Net income of bank and minority interests.$1,943,0001,584
Net charge-offs$-3,0005,301
Cash dividends$782,0001,397
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,943,0001,555
2014-03-31 (YTD Data)Rank
Total interest income$3,069,0002,004
Total interest expense$529,0001,427
Net interest income$2,540,0002,086
Provision for loan and lease losses$03,817
Total noninterest income$465,0002,140
Gross Fiduciary activities income$43,000804
Service charges on deposit accounts$144,0002,006
Trading account gains and fees$0147
Additional Noninterest Income$278,0002,109
Total noninterest expense$1,806,0002,563
Salaries and employee benefits$1,009,0002,488
Premises and equipment expense$211,0002,662
Additional noninterest expense$586,0002,536
Pre-tax net operating income$1,199,0001,511
Securities gains (losses)$01,715
Applicable income taxes$275,0001,419
Income before extraordinary items$924,0001,589
Extraordinary gains, net$016
Net income$924,0001,592
Minority interest net income$066
Net income of bank and minority interests.$924,0001,592
Net charge-offs$-3,0005,214
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$924,0001,560
2013-12-31 (YTD Data)Rank
Total interest income$12,341,0002,010
Total interest expense$2,277,0001,495
Net interest income$10,064,0002,083
Provision for loan and lease losses$05,091
Total noninterest income$2,178,0002,034
Gross Fiduciary activities income$161,000811
Service charges on deposit accounts$648,0001,942
Trading account gains and fees$0184
Additional Noninterest Income$1,369,0001,968
Total noninterest expense$7,292,0002,535
Salaries and employee benefits$4,116,0002,415
Premises and equipment expense$733,0002,869
Additional noninterest expense$2,443,0002,523
Pre-tax net operating income$4,950,0001,438
Securities gains (losses)$03,182
Applicable income taxes$1,132,0001,354
Income before extraordinary items$3,818,0001,566
Extraordinary gains, net$029
Net income$3,818,0001,568
Minority interest net income$090
Net income of bank and minority interests.$3,818,0001,569
Net charge-offs$2,0005,363
Cash dividends$2,785,000924
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,818,0001,526
2013-09-30 (YTD Data)Rank
Total interest income$9,230,0002,011
Total interest expense$1,735,0001,512
Net interest income$7,495,0002,099
Provision for loan and lease losses$04,941
Total noninterest income$1,661,0002,064
Gross Fiduciary activities income$118,000808
Service charges on deposit accounts$476,0001,975
Trading account gains and fees$0180
Additional Noninterest Income$1,067,0001,954
Total noninterest expense$5,394,0002,577
Salaries and employee benefits$3,071,0002,436
Premises and equipment expense$539,0002,946
Additional noninterest expense$1,784,0002,571
Pre-tax net operating income$3,762,0001,458
Securities gains (losses)$03,040
Applicable income taxes$833,0001,414
Income before extraordinary items$2,929,0001,536
Extraordinary gains, net$025
Net income$2,929,0001,538
Minority interest net income$084
Net income of bank and minority interests.$2,929,0001,539
Net charge-offs$-4,0005,917
Cash dividends$1,765,000971
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,929,0001,495
2013-06-30 (YTD Data)Rank
Total interest income$6,201,0001,998
Total interest expense$1,179,0001,521
Net interest income$5,022,0002,083
Provision for loan and lease losses$04,788
Total noninterest income$1,114,0002,080
Gross Fiduciary activities income$80,000815
Service charges on deposit accounts$306,0002,010
Trading account gains and fees$0157
Additional Noninterest Income$728,0001,958
Total noninterest expense$3,605,0002,578
Salaries and employee benefits$2,039,0002,455
Premises and equipment expense$373,0002,863
Additional noninterest expense$1,193,0002,554
Pre-tax net operating income$2,531,0001,426
Securities gains (losses)$02,791
Applicable income taxes$537,0001,441
Income before extraordinary items$1,994,0001,517
Extraordinary gains, net$022
Net income$1,994,0001,520
Minority interest net income$082
Net income of bank and minority interests.$1,994,0001,522
Net charge-offs$-10,0006,149
Cash dividends$1,764,000701
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,994,0001,457
2013-03-31 (YTD Data)Rank
Total interest income$3,108,0002,008
Total interest expense$603,0001,532
Net interest income$2,505,0002,102
Provision for loan and lease losses$04,409
Total noninterest income$544,0002,102
Gross Fiduciary activities income$36,000834
Service charges on deposit accounts$151,0002,024
Trading account gains and fees$0148
Additional Noninterest Income$357,0001,987
Total noninterest expense$1,808,0002,595
Salaries and employee benefits$1,044,0002,428
Premises and equipment expense$186,0002,893
Additional noninterest expense$578,0002,633
Pre-tax net operating income$1,241,0001,428
Securities gains (losses)$01,966
Applicable income taxes$282,0001,391
Income before extraordinary items$959,0001,547
Extraordinary gains, net$010
Net income$959,0001,549
Minority interest net income$076
Net income of bank and minority interests.$959,0001,549
Net charge-offs$-21,0006,462
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$959,0001,487
2012-12-31 (YTD Data)Rank
Total interest income$12,872,0002,035
Total interest expense$2,845,0001,560
Net interest income$10,027,0002,146
Provision for loan and lease losses$525,0002,656
Total noninterest income$2,215,0002,044
Gross Fiduciary activities income$151,000828
Service charges on deposit accounts$570,0002,238
Trading account gains and fees$0166
Additional Noninterest Income$1,494,0001,857
Total noninterest expense$7,043,0002,646
Salaries and employee benefits$4,051,0002,412
Premises and equipment expense$706,0002,999
Additional noninterest expense$2,286,0002,769
Pre-tax net operating income$4,674,0001,458
Securities gains (losses)$2,0003,664
Applicable income taxes$1,070,0001,409
Income before extraordinary items$3,606,0001,587
Extraordinary gains, net$029
Net income$3,606,0001,588
Minority interest net income$093
Net income of bank and minority interests.$3,606,0001,588
Net charge-offs$147,0004,070
Cash dividends$1,737,0001,345
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,604,4601,501
2012-09-30 (YTD Data)Rank
Total interest income$9,681,0002,069
Total interest expense$2,199,0001,582
Net interest income$7,482,0002,195
Provision for loan and lease losses$100,0004,329
Total noninterest income$1,619,0002,074
Gross Fiduciary activities income$114,000826
Service charges on deposit accounts$407,0002,356
Trading account gains and fees$0157
Additional Noninterest Income$1,098,0001,876
Total noninterest expense$5,162,0002,700
Salaries and employee benefits$3,024,0002,439
Premises and equipment expense$525,0003,056
Additional noninterest expense$1,613,0002,921
Pre-tax net operating income$3,839,0001,378
Securities gains (losses)$2,0003,410
Applicable income taxes$914,0001,319
Income before extraordinary items$2,927,0001,516
Extraordinary gains, net$020
Net income$2,927,0001,517
Minority interest net income$086
Net income of bank and minority interests.$2,927,0001,517
Net charge-offs$85,0004,121
Cash dividends$764,0001,580
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,925,4801,430
2012-06-30 (YTD Data)Rank
Total interest income$6,499,0002,064
Total interest expense$1,530,0001,573
Net interest income$4,969,0002,202
Provision for loan and lease losses$05,619
Total noninterest income$1,063,0002,082
Gross Fiduciary activities income$79,000827
Service charges on deposit accounts$263,0002,394
Trading account gains and fees$0153
Additional Noninterest Income$721,0001,884
Total noninterest expense$3,431,0002,729
Salaries and employee benefits$2,013,0002,440
Premises and equipment expense$351,0003,049
Additional noninterest expense$1,067,0002,960
Pre-tax net operating income$2,601,0001,355
Securities gains (losses)$2,0003,012
Applicable income taxes$656,0001,234
Income before extraordinary items$1,947,0001,521
Extraordinary gains, net$019
Net income$1,947,0001,520
Minority interest net income$084
Net income of bank and minority interests.$1,947,0001,521
Net charge-offs$56,0003,930
Cash dividends$764,0001,204
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,945,5001,435
2012-03-31 (YTD Data)Rank
Total interest income$3,268,0002,069
Total interest expense$794,0001,578
Net interest income$2,474,0002,214
Provision for loan and lease losses$05,254
Total noninterest income$501,0002,145
Gross Fiduciary activities income$37,000842
Service charges on deposit accounts$134,0002,346
Trading account gains and fees$0148
Additional Noninterest Income$330,0001,981
Total noninterest expense$1,756,0002,671
Salaries and employee benefits$993,0002,488
Premises and equipment expense$187,0002,928
Additional noninterest expense$576,0002,744
Pre-tax net operating income$1,219,0001,423
Securities gains (losses)$2,0002,023
Applicable income taxes$271,0001,389
Income before extraordinary items$950,0001,544
Extraordinary gains, net$019
Net income$950,0001,545
Minority interest net income$078
Net income of bank and minority interests.$950,0001,545
Net charge-offs$53,0002,973
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$948,4401,451
2011-12-31 (YTD Data)Rank
Total interest income$13,498,0002,071
Total interest expense$3,464,0001,718
Net interest income$10,034,0002,175
Provision for loan and lease losses$850,0002,648
Total noninterest income$2,035,0001,978
Gross Fiduciary activities income$142,000795
Service charges on deposit accounts$812,0001,768
Trading account gains and fees$0146
Additional Noninterest Income$1,081,0002,032
Total noninterest expense$6,798,0002,732
Salaries and employee benefits$3,678,0002,618
Premises and equipment expense$779,0002,975
Additional noninterest expense$2,341,0002,730
Pre-tax net operating income$4,421,0001,319
Securities gains (losses)$40,0002,721
Applicable income taxes$947,0001,393
Income before extraordinary items$3,514,0001,396
Extraordinary gains, net$029
Net income$3,514,0001,396
Minority interest net income$096
Net income of bank and minority interests.$3,514,0001,396
Net charge-offs$161,0004,536
Cash dividends$1,681,0001,117
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,482,4001,339
2011-09-30 (YTD Data)Rank
Total interest income$10,168,0002,090
Total interest expense$2,615,0001,766
Net interest income$7,553,0002,178
Provision for loan and lease losses$200,0004,143
Total noninterest income$1,475,0002,030
Gross Fiduciary activities income$112,000781
Service charges on deposit accounts$607,0001,779
Trading account gains and fees$0145
Additional Noninterest Income$756,0002,122
Total noninterest expense$5,113,0002,726
Salaries and employee benefits$2,826,0002,543
Premises and equipment expense$591,0002,973
Additional noninterest expense$1,696,0002,820
Pre-tax net operating income$3,715,0001,236
Securities gains (losses)$6,0003,178
Applicable income taxes$832,0001,250
Income before extraordinary items$2,889,0001,335
Extraordinary gains, net$021
Net income$2,889,0001,335
Minority interest net income$087
Net income of bank and minority interests.$2,889,0001,335
Net charge-offs$131,0004,154
Cash dividends$747,0001,428
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,884,3201,264
2011-06-30 (YTD Data)Rank
Total interest income$6,820,0002,085
Total interest expense$1,772,0001,801
Net interest income$5,048,0002,170
Provision for loan and lease losses$200,0003,519
Total noninterest income$958,0002,057
Gross Fiduciary activities income$82,000779
Service charges on deposit accounts$382,0001,835
Trading account gains and fees$0153
Additional Noninterest Income$494,0002,119
Total noninterest expense$3,462,0002,714
Salaries and employee benefits$1,865,0002,582
Premises and equipment expense$396,0002,982
Additional noninterest expense$1,201,0002,749
Pre-tax net operating income$2,344,0001,268
Securities gains (losses)$6,0002,492
Applicable income taxes$519,0001,288
Income before extraordinary items$1,831,0001,363
Extraordinary gains, net$015
Net income$1,831,0001,363
Minority interest net income$089
Net income of bank and minority interests.$1,831,0001,363
Net charge-offs$124,0003,625
Cash dividends$747,0001,071
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,826,3201,305
2011-03-31 (YTD Data)Rank
Total interest income$3,380,0002,119
Total interest expense$901,0001,831
Net interest income$2,479,0002,202
Provision for loan and lease losses$100,0003,337
Total noninterest income$450,0002,170
Gross Fiduciary activities income$32,000825
Service charges on deposit accounts$191,0001,812
Trading account gains and fees$0158
Additional Noninterest Income$227,0002,294
Total noninterest expense$1,710,0002,759
Salaries and employee benefits$933,0002,595
Premises and equipment expense$207,0002,904
Additional noninterest expense$570,0002,834
Pre-tax net operating income$1,119,0001,297
Securities gains (losses)$01,772
Applicable income taxes$225,0001,388
Income before extraordinary items$894,0001,350
Extraordinary gains, net$09
Net income$894,0001,350
Minority interest net income$086
Net income of bank and minority interests.$894,0001,350
Net charge-offs$42,0003,494
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$894,0001,311
2010-12-31 (YTD Data)Rank
Total interest income$14,002,0002,155
Total interest expense$4,102,0001,952
Net interest income$9,900,0002,218
Provision for loan and lease losses$195,0005,372
Total noninterest income$2,146,0001,988
Gross Fiduciary activities income$119,000847
Service charges on deposit accounts$771,0001,894
Trading account gains and fees$-7,0007,587
Additional Noninterest Income$1,263,0001,898
Total noninterest expense$7,229,0002,665
Salaries and employee benefits$3,802,0002,525
Premises and equipment expense$849,0002,838
Additional noninterest expense$2,578,0002,609
Pre-tax net operating income$4,622,0001,101
Securities gains (losses)$-1,0006,878
Applicable income taxes$1,045,0001,179
Income before extraordinary items$3,576,0001,201
Extraordinary gains, net$029
Net income$3,576,0001,201
Minority interest net income$0111
Net income of bank and minority interests.$3,576,0001,203
Net charge-offs$205,0004,741
Cash dividends$1,609,000998
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,576,7701,153
2010-09-30 (YTD Data)Rank
Total interest income$10,551,0002,192
Total interest expense$3,121,0002,004
Net interest income$7,430,0002,245
Provision for loan and lease losses$150,0005,242
Total noninterest income$1,497,0002,089
Gross Fiduciary activities income$92,000822
Service charges on deposit accounts$573,0001,954
Trading account gains and fees$-7,0007,694
Additional Noninterest Income$839,0002,021
Total noninterest expense$5,196,0002,753
Salaries and employee benefits$2,793,0002,590
Premises and equipment expense$633,0002,902
Additional noninterest expense$1,770,0002,757
Pre-tax net operating income$3,581,0001,131
Securities gains (losses)$03,651
Applicable income taxes$819,0001,179
Income before extraordinary items$2,762,0001,218
Extraordinary gains, net$023
Net income$2,762,0001,222
Minority interest net income$0110
Net income of bank and minority interests.$2,762,0001,222
Net charge-offs$145,0004,527
Cash dividends$719,0001,384
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,762,0001,168
2010-06-30 (YTD Data)Rank
Total interest income$7,074,0002,207
Total interest expense$2,132,0002,033
Net interest income$4,942,0002,251
Provision for loan and lease losses$100,0005,137
Total noninterest income$976,0002,091
Gross Fiduciary activities income$62,000836
Service charges on deposit accounts$386,0001,954
Trading account gains and fees$-5,0007,754
Additional Noninterest Income$533,0002,007
Total noninterest expense$3,456,0002,757
Salaries and employee benefits$1,866,0002,593
Premises and equipment expense$431,0002,876
Additional noninterest expense$1,159,0002,793
Pre-tax net operating income$2,362,0001,128
Securities gains (losses)$03,184
Applicable income taxes$538,0001,151
Income before extraordinary items$1,824,0001,223
Extraordinary gains, net$019
Net income$1,824,0001,224
Minority interest net income$0105
Net income of bank and minority interests.$1,824,0001,224
Net charge-offs$90,0004,353
Cash dividends$720,000974
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,824,0001,179
2010-03-31 (YTD Data)Rank
Total interest income$3,567,0002,247
Total interest expense$1,092,0002,085
Net interest income$2,475,0002,272
Provision for loan and lease losses$100,0003,933
Total noninterest income$440,0002,219
Gross Fiduciary activities income$24,000887
Service charges on deposit accounts$183,0002,028
Trading account gains and fees$-1,0007,878
Additional Noninterest Income$234,0002,171
Total noninterest expense$1,700,0002,830
Salaries and employee benefits$921,0002,660
Premises and equipment expense$220,0002,891
Additional noninterest expense$559,0002,889
Pre-tax net operating income$1,115,0001,170
Securities gains (losses)$02,284
Applicable income taxes$226,0001,315
Income before extraordinary items$889,0001,228
Extraordinary gains, net$016
Net income$889,0001,231
Minority interest net income$091
Net income of bank and minority interests.$889,0001,230
Net charge-offs$41,0003,895
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$889,0001,197
2009-12-31 (YTD Data)Rank
Total interest income$14,807,0002,250
Total interest expense$5,055,0002,240
Net interest income$9,752,0002,237
Provision for loan and lease losses$771,0003,892
Total noninterest income$2,972,0001,625
Gross Fiduciary activities income$104,000866
Service charges on deposit accounts$754,0002,131
Trading account gains and fees$-1,0007,952
Additional Noninterest Income$2,115,0001,325
Total noninterest expense$7,783,0002,533
Salaries and employee benefits$3,896,0002,509
Premises and equipment expense$733,0003,344
Additional noninterest expense$3,154,0002,254
Pre-tax net operating income$4,170,000996
Securities gains (losses)$13,0003,179
Applicable income taxes$679,0001,273
Income before extraordinary items$3,504,000972
Extraordinary gains, net$034
Net income$3,504,000971
Minority interest net income$0115
Net income of bank and minority interests.$3,504,000971
Net charge-offs$254,0004,704
Cash dividends$1,529,0001,172
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,493,080971
2009-09-30 (YTD Data)Rank
Total interest income$11,102,0002,289
Total interest expense$3,837,0002,309
Net interest income$7,265,0002,260
Provision for loan and lease losses$409,0004,146
Total noninterest income$2,244,0001,631
Gross Fiduciary activities income$78,000854
Service charges on deposit accounts$563,0002,148
Trading account gains and fees$5,000199
Additional Noninterest Income$1,598,0001,335
Total noninterest expense$5,465,0002,702
Salaries and employee benefits$2,773,0002,664
Premises and equipment expense$533,0003,457
Additional noninterest expense$2,159,0002,400
Pre-tax net operating income$3,635,000919
Securities gains (losses)$13,0002,895
Applicable income taxes$610,0001,221
Income before extraordinary items$3,038,000895
Extraordinary gains, net$027
Net income$3,038,000895
Minority interest net income$0118
Net income of bank and minority interests.$3,038,000896
Net charge-offs$129,0004,807
Cash dividends$690,0001,645
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,027,210886
2009-06-30 (YTD Data)Rank
Total interest income$7,397,0002,325
Total interest expense$2,581,0002,374
Net interest income$4,816,0002,265
Provision for loan and lease losses$309,0003,645
Total noninterest income$1,715,0001,495
Gross Fiduciary activities income$56,000848
Service charges on deposit accounts$367,0002,159
Trading account gains and fees$1,000190
Additional Noninterest Income$1,291,0001,199
Total noninterest expense$3,806,0002,625
Salaries and employee benefits$1,850,0002,696
Premises and equipment expense$348,0003,543
Additional noninterest expense$1,608,0002,193
Pre-tax net operating income$2,416,000947
Securities gains (losses)$13,0002,499
Applicable income taxes$356,0001,376
Income before extraordinary items$2,073,000911
Extraordinary gains, net$021
Net income$2,073,000911
Minority interest net income$0112
Net income of bank and minority interests.$2,073,000911
Net charge-offs$72,0004,587
Cash dividends$690,0001,279
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,061,950888
2009-03-31 (YTD Data)Rank
Total interest income$3,729,0002,333
Total interest expense$1,303,0002,442
Net interest income$2,426,0002,254
Provision for loan and lease losses$208,0002,806
Total noninterest income$467,0002,246
Gross Fiduciary activities income$27,000870
Service charges on deposit accounts$179,0002,154
Trading account gains and fees$-2,0008,173
Additional Noninterest Income$263,0002,128
Total noninterest expense$1,591,0002,980
Salaries and employee benefits$917,0002,757
Premises and equipment expense$171,0003,628
Additional noninterest expense$503,0002,997
Pre-tax net operating income$1,094,0001,172
Securities gains (losses)$1,0002,304
Applicable income taxes$202,0001,438
Income before extraordinary items$893,0001,223
Extraordinary gains, net$015
Net income$893,0001,225
Minority interest net income$0102
Net income of bank and minority interests.$893,0001,225
Net charge-offs$59,0003,391
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$892,1801,148
2008-12-31 (YTD Data)Rank
Total interest income$15,040,0002,453
Total interest expense$5,956,0002,535
Net interest income$9,084,0002,402
Provision for loan and lease losses$259,0004,853
Total noninterest income$1,599,0002,506
Gross Fiduciary activities income$133,000843
Service charges on deposit accounts$773,0002,186
Trading account gains and fees$-45,0008,203
Additional Noninterest Income$738,0002,566
Total noninterest expense$6,261,0002,955
Salaries and employee benefits$3,626,0002,736
Premises and equipment expense$635,0003,755
Additional noninterest expense$2,000,0002,872
Pre-tax net operating income$4,163,0001,310
Securities gains (losses)$3,0002,883
Applicable income taxes$962,0001,234
Income before extraordinary items$3,204,0001,276
Extraordinary gains, net$039
Net income$3,204,0001,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0005,333
Cash dividends$1,460,0001,764
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,201,6901,369
2008-09-30 (YTD Data)Rank
Total interest income$11,226,0002,519
Total interest expense$4,527,0002,597
Net interest income$6,699,0002,463
Provision for loan and lease losses$120,0004,934
Total noninterest income$1,263,0002,488
Gross Fiduciary activities income$100,000847
Service charges on deposit accounts$577,0002,205
Trading account gains and fees$7,000133
Additional Noninterest Income$579,0002,584
Total noninterest expense$4,545,0003,022
Salaries and employee benefits$2,648,0002,820
Premises and equipment expense$476,0003,769
Additional noninterest expense$1,421,0002,915
Pre-tax net operating income$3,297,0001,486
Securities gains (losses)$1,0002,971
Applicable income taxes$713,0001,509
Income before extraordinary items$2,585,0001,429
Extraordinary gains, net$031
Net income$2,585,0001,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,962
Cash dividends$671,0002,340
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,584,2201,504
2008-06-30 (YTD Data)Rank
Total interest income$7,464,0002,559
Total interest expense$3,069,0002,657
Net interest income$4,395,0002,495
Provision for loan and lease losses$60,0004,901
Total noninterest income$855,0002,495
Gross Fiduciary activities income$66,000868
Service charges on deposit accounts$376,0002,228
Trading account gains and fees$9,000131
Additional Noninterest Income$404,0002,573
Total noninterest expense$2,971,0003,086
Salaries and employee benefits$1,710,0002,943
Premises and equipment expense$313,0003,842
Additional noninterest expense$948,0002,874
Pre-tax net operating income$2,219,0001,532
Securities gains (losses)$03,233
Applicable income taxes$498,0001,612
Income before extraordinary items$1,721,0001,584
Extraordinary gains, net$021
Net income$1,721,0001,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,912
Cash dividends$671,0001,914
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,721,0001,554
2008-03-31 (YTD Data)Rank
Total interest income$3,760,0002,607
Total interest expense$1,580,0002,746
Net interest income$2,180,0002,504
Provision for loan and lease losses$30,0004,346
Total noninterest income$495,0002,254
Gross Fiduciary activities income$26,000914
Service charges on deposit accounts$182,0002,250
Trading account gains and fees$71,000103
Additional Noninterest Income$216,0002,463
Total noninterest expense$1,472,0003,115
Salaries and employee benefits$854,0002,982
Premises and equipment expense$155,0003,877
Additional noninterest expense$463,0002,907
Pre-tax net operating income$1,173,0001,551
Securities gains (losses)$02,688
Applicable income taxes$263,0001,624
Income before extraordinary items$910,0001,632
Extraordinary gains, net$015
Net income$910,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$910,0001,577
2007-12-31 (YTD Data)Rank
Total interest income$14,846,0002,703
Total interest expense$6,851,0002,688
Net interest income$7,995,0002,731
Provision for loan and lease losses$140,0004,423
Total noninterest income$1,679,0002,518
Gross Fiduciary activities income$158,000845
Service charges on deposit accounts$793,0002,148
Trading account gains and fees$43,000144
Additional Noninterest Income$685,0002,792
Total noninterest expense$5,865,0003,021
Salaries and employee benefits$3,326,0002,954
Premises and equipment expense$610,0003,796
Additional noninterest expense$1,929,0002,747
Pre-tax net operating income$3,669,0002,125
Securities gains (losses)$11,0001,315
Applicable income taxes$745,0002,221
Income before extraordinary items$2,935,0002,088
Extraordinary gains, net$039
Net income$2,935,0002,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,663
Cash dividends$1,403,0002,099
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,926,2002,076
2007-09-30 (YTD Data)Rank
Total interest income$10,986,0002,740
Total interest expense$5,118,0002,695
Net interest income$5,868,0002,791
Provision for loan and lease losses$06,528
Total noninterest income$1,265,0002,501
Gross Fiduciary activities income$121,000842
Service charges on deposit accounts$595,0002,126
Trading account gains and fees$26,000154
Additional Noninterest Income$523,0002,774
Total noninterest expense$4,160,0003,140
Salaries and employee benefits$2,329,0003,115
Premises and equipment expense$429,0003,957
Additional noninterest expense$1,402,0002,770
Pre-tax net operating income$2,973,0002,124
Securities gains (losses)$8,0001,069
Applicable income taxes$676,0002,129
Income before extraordinary items$2,305,0002,116
Extraordinary gains, net$033
Net income$2,305,0002,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,810
Cash dividends$652,0002,567
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,298,8402,104
2007-06-30 (YTD Data)Rank
Total interest income$7,237,0002,784
Total interest expense$3,397,0002,691
Net interest income$3,840,0002,859
Provision for loan and lease losses$06,209
Total noninterest income$808,0002,590
Gross Fiduciary activities income$84,000846
Service charges on deposit accounts$390,0002,167
Trading account gains and fees$-22,0008,558
Additional Noninterest Income$356,0002,747
Total noninterest expense$2,707,0003,236
Salaries and employee benefits$1,529,0003,198
Premises and equipment expense$271,0004,142
Additional noninterest expense$907,0002,861
Pre-tax net operating income$1,941,0002,222
Securities gains (losses)$1,0001,305
Applicable income taxes$422,0002,310
Income before extraordinary items$1,520,0002,189
Extraordinary gains, net$029
Net income$1,520,0002,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,113
Cash dividends$652,0002,059
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,519,2202,170
2007-03-31 (YTD Data)Rank
Total interest income$3,619,0002,773
Total interest expense$1,729,0002,639
Net interest income$1,890,0002,901
Provision for loan and lease losses$05,779
Total noninterest income$421,0002,466
Gross Fiduciary activities income$49,000817
Service charges on deposit accounts$185,0002,202
Trading account gains and fees$24,000159
Additional Noninterest Income$163,0002,873
Total noninterest expense$1,322,0003,306
Salaries and employee benefits$752,0003,259
Premises and equipment expense$133,0004,204
Additional noninterest expense$437,0002,937
Pre-tax net operating income$989,0002,186
Securities gains (losses)$1,0001,055
Applicable income taxes$228,0002,214
Income before extraordinary items$762,0002,154
Extraordinary gains, net$022
Net income$762,0002,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$761,2302,148
2006-12-31 (YTD Data)Rank
Total interest income$14,673,0002,600
Total interest expense$6,801,0002,341
Net interest income$7,872,0002,795
Provision for loan and lease losses$345,0002,546
Total noninterest income$3,945,0001,307
Gross Fiduciary activities income$90,000950
Service charges on deposit accounts$813,0002,090
Trading account gains and fees$0130
Additional Noninterest Income$3,042,000988
Total noninterest expense$6,917,0002,546
Salaries and employee benefits$3,656,0002,644
Premises and equipment expense$566,0003,937
Additional noninterest expense$2,695,0001,961
Pre-tax net operating income$4,555,0002,033
Securities gains (losses)$-513,0008,517
Applicable income taxes$714,0002,638
Income before extraordinary items$3,328,0002,094
Extraordinary gains, net$051
Net income$3,328,0002,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,984
Cash dividends$2,866,0001,170
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,748,6601,878
2006-09-30 (YTD Data)Rank
Total interest income$10,930,0002,606
Total interest expense$4,989,0002,326
Net interest income$5,941,0002,804
Provision for loan and lease losses$113,0003,903
Total noninterest income$3,583,0001,141
Gross Fiduciary activities income$80,000913
Service charges on deposit accounts$616,0002,070
Trading account gains and fees$0126
Additional Noninterest Income$2,887,000835
Total noninterest expense$5,145,0002,557
Salaries and employee benefits$2,616,0002,739
Premises and equipment expense$422,0003,966
Additional noninterest expense$2,107,0001,843
Pre-tax net operating income$4,266,0001,747
Securities gains (losses)$-489,0008,626
Applicable income taxes$737,0002,321
Income before extraordinary items$3,040,0001,811
Extraordinary gains, net$045
Net income$3,040,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,587
Cash dividends$639,0002,570
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,431,2001,598
2006-06-30 (YTD Data)Rank
Total interest income$7,207,0002,595
Total interest expense$3,267,0002,275
Net interest income$3,940,0002,818
Provision for loan and lease losses$06,419
Total noninterest income$787,0002,618
Gross Fiduciary activities income$56,000927
Service charges on deposit accounts$405,0002,083
Trading account gains and fees$0126
Additional Noninterest Income$326,0002,863
Total noninterest expense$3,006,0002,878
Salaries and employee benefits$1,672,0002,836
Premises and equipment expense$288,0003,888
Additional noninterest expense$1,046,0002,455
Pre-tax net operating income$1,721,0002,593
Securities gains (losses)$17,000643
Applicable income taxes$291,0003,087
Income before extraordinary items$1,447,0002,409
Extraordinary gains, net$039
Net income$1,447,0002,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,811
Cash dividends$639,0002,005
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,432,8902,415
2006-03-31 (YTD Data)Rank
Total interest income$3,564,0002,581
Total interest expense$1,612,0002,188
Net interest income$1,952,0002,830
Provision for loan and lease losses$06,013
Total noninterest income$402,0002,538
Gross Fiduciary activities income$30,000919
Service charges on deposit accounts$202,0002,024
Trading account gains and fees$0115
Additional Noninterest Income$170,0002,755
Total noninterest expense$1,567,0002,786
Salaries and employee benefits$854,0002,812
Premises and equipment expense$139,0004,008
Additional noninterest expense$574,0002,238
Pre-tax net operating income$787,0002,742
Securities gains (losses)$7,000642
Applicable income taxes$137,0003,170
Income before extraordinary items$657,0002,562
Extraordinary gains, net$021
Net income$657,0002,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,748
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$651,1902,561
2005-12-31 (YTD Data)Rank
Total interest income$13,700,0002,417
Total interest expense$5,659,0001,988
Net interest income$8,041,0002,687
Provision for loan and lease losses$12,0006,720
Total noninterest income$1,615,0002,562
Gross Fiduciary activities income$146,000874
Service charges on deposit accounts$764,0002,196
Trading account gains and fees$0138
Additional Noninterest Income$705,0002,760
Total noninterest expense$5,976,0002,761
Salaries and employee benefits$3,177,0002,824
Premises and equipment expense$546,0003,925
Additional noninterest expense$2,253,0002,221
Pre-tax net operating income$3,668,0002,367
Securities gains (losses)$34,0001,055
Applicable income taxes$813,0002,582
Income before extraordinary items$2,889,0002,326
Extraordinary gains, net$046
Net income$2,889,0002,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,376
Cash dividends$1,480,0001,850
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,862,4802,310
2005-09-30 (YTD Data)Rank
Total interest income$10,105,0002,384
Total interest expense$4,058,0001,967
Net interest income$6,047,0002,653
Provision for loan and lease losses$12,0006,428
Total noninterest income$1,222,0002,540
Gross Fiduciary activities income$121,000835
Service charges on deposit accounts$567,0002,208
Trading account gains and fees$0126
Additional Noninterest Income$534,0002,755
Total noninterest expense$4,359,0002,806
Salaries and employee benefits$2,271,0002,912
Premises and equipment expense$404,0003,940
Additional noninterest expense$1,684,0002,196
Pre-tax net operating income$2,898,0002,303
Securities gains (losses)$02,317
Applicable income taxes$610,0002,610
Income before extraordinary items$2,288,0002,236
Extraordinary gains, net$035
Net income$2,288,0002,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,856
Cash dividends$779,0002,153
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,288,0002,196
2005-06-30 (YTD Data)Rank
Total interest income$6,608,0002,381
Total interest expense$2,604,0001,913
Net interest income$4,004,0002,652
Provision for loan and lease losses$12,0005,987
Total noninterest income$825,0002,483
Gross Fiduciary activities income$97,000807
Service charges on deposit accounts$359,0002,252
Trading account gains and fees$0116
Additional Noninterest Income$369,0002,682
Total noninterest expense$2,877,0002,810
Salaries and employee benefits$1,514,0002,906
Premises and equipment expense$266,0003,955
Additional noninterest expense$1,097,0002,232
Pre-tax net operating income$1,940,0002,244
Securities gains (losses)$02,146
Applicable income taxes$386,0002,670
Income before extraordinary items$1,554,0002,172
Extraordinary gains, net$030
Net income$1,554,0002,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$779,0001,617
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,554,0002,133
2005-03-31 (YTD Data)Rank
Total interest income$3,304,0002,338
Total interest expense$1,268,0001,867
Net interest income$2,036,0002,606
Provision for loan and lease losses$12,0005,254
Total noninterest income$432,0002,373
Gross Fiduciary activities income$74,000709
Service charges on deposit accounts$164,0002,376
Trading account gains and fees$0115
Additional Noninterest Income$194,0002,530
Total noninterest expense$1,435,0002,827
Salaries and employee benefits$776,0002,834
Premises and equipment expense$130,0004,075
Additional noninterest expense$529,0002,306
Pre-tax net operating income$1,021,0002,135
Securities gains (losses)$01,685
Applicable income taxes$201,0002,581
Income before extraordinary items$820,0002,040
Extraordinary gains, net$024
Net income$820,0002,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,061
Cash dividends$150,0002,522
Sale, conversion, retirement of capital stock, net$0491
Net operating income$820,0002,010
2004-12-31 (YTD Data)Rank
Total interest income$12,842,0002,233
Total interest expense$5,097,0001,609
Net interest income$7,745,0002,602
Provision for loan and lease losses$-300,0008,873
Total noninterest income$2,524,0001,852
Gross Fiduciary activities income$135,000874
Service charges on deposit accounts$672,0002,465
Trading account gains and fees$0138
Additional Noninterest Income$1,717,0001,479
Total noninterest expense$6,117,0002,583
Salaries and employee benefits$3,532,0002,466
Premises and equipment expense$583,0003,620
Additional noninterest expense$2,002,0002,423
Pre-tax net operating income$4,452,0001,870
Securities gains (losses)$89,0001,324
Applicable income taxes$1,166,0001,943
Income before extraordinary items$3,375,0001,869
Extraordinary gains, net$034
Net income$3,375,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0002,833
Cash dividends$3,406,000881
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,309,1401,861
2004-09-30 (YTD Data)Rank
Total interest income$9,514,0002,227
Total interest expense$3,846,0001,575
Net interest income$5,668,0002,641
Provision for loan and lease losses$-300,0008,948
Total noninterest income$2,151,0001,672
Gross Fiduciary activities income$75,000938
Service charges on deposit accounts$509,0002,455
Trading account gains and fees$0134
Additional Noninterest Income$1,567,0001,288
Total noninterest expense$4,399,0002,676
Salaries and employee benefits$2,487,0002,580
Premises and equipment expense$432,0003,661
Additional noninterest expense$1,480,0002,422
Pre-tax net operating income$3,720,0001,723
Securities gains (losses)$89,0001,258
Applicable income taxes$963,0001,838
Income before extraordinary items$2,846,0001,706
Extraordinary gains, net$026
Net income$2,846,0001,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,064
Cash dividends$2,736,000752
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,779,2501,692
2004-06-30 (YTD Data)Rank
Total interest income$6,311,0002,216
Total interest expense$2,610,0001,516
Net interest income$3,701,0002,683
Provision for loan and lease losses$-300,0009,015
Total noninterest income$792,0002,609
Gross Fiduciary activities income$53,000944
Service charges on deposit accounts$333,0002,497
Trading account gains and fees$0130
Additional Noninterest Income$406,0002,483
Total noninterest expense$2,772,0002,820
Salaries and employee benefits$1,493,0002,839
Premises and equipment expense$282,0003,727
Additional noninterest expense$997,0002,389
Pre-tax net operating income$2,021,0002,030
Securities gains (losses)$76,0001,195
Applicable income taxes$494,0002,226
Income before extraordinary items$1,603,0001,953
Extraordinary gains, net$021
Net income$1,603,0001,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,680
Cash dividends$1,050,0001,200
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,545,2401,969
2004-03-31 (YTD Data)Rank
Total interest income$3,225,0002,173
Total interest expense$1,343,0001,490
Net interest income$1,882,0002,632
Provision for loan and lease losses$06,501
Total noninterest income$382,0002,613
Gross Fiduciary activities income$26,000955
Service charges on deposit accounts$168,0002,432
Trading account gains and fees$0121
Additional Noninterest Income$188,0002,570
Total noninterest expense$1,380,0002,843
Salaries and employee benefits$748,0002,846
Premises and equipment expense$143,0003,718
Additional noninterest expense$489,0002,418
Pre-tax net operating income$884,0002,242
Securities gains (losses)$70,0001,007
Applicable income taxes$228,0002,352
Income before extraordinary items$726,0002,100
Extraordinary gains, net$016
Net income$726,0002,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$672,8002,171
2003-12-31 (YTD Data)Rank
Total interest income$12,747,0002,252
Total interest expense$5,639,0001,592
Net interest income$7,108,0002,721
Provision for loan and lease losses$07,651
Total noninterest income$1,598,0002,711
Gross Fiduciary activities income$88,000985
Service charges on deposit accounts$544,0002,901
Trading account gains and fees$0160
Additional Noninterest Income$966,0002,442
Total noninterest expense$5,320,0002,905
Salaries and employee benefits$2,810,0002,940
Premises and equipment expense$544,0003,810
Additional noninterest expense$1,966,0002,453
Pre-tax net operating income$3,386,0002,269
Securities gains (losses)$132,0001,652
Applicable income taxes$715,0002,750
Income before extraordinary items$2,803,0002,171
Extraordinary gains, net$054
Net income$2,803,0002,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,746
Cash dividends$2,172,0001,298
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,697,4002,140
2003-09-30 (YTD Data)Rank
Total interest income$9,539,0002,293
Total interest expense$4,248,0001,663
Net interest income$5,291,0002,756
Provision for loan and lease losses$07,481
Total noninterest income$1,155,0002,862
Gross Fiduciary activities income$69,000977
Service charges on deposit accounts$379,0003,075
Trading account gains and fees$0153
Additional Noninterest Income$707,0002,541
Total noninterest expense$3,994,0002,909
Salaries and employee benefits$2,126,0002,923
Premises and equipment expense$391,0003,927
Additional noninterest expense$1,477,0002,433
Pre-tax net operating income$2,452,0002,424
Securities gains (losses)$132,0001,515
Applicable income taxes$565,0002,786
Income before extraordinary items$2,019,0002,308
Extraordinary gains, net$040
Net income$2,019,0002,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,102
Cash dividends$1,541,0001,242
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,916,0402,308
2003-06-30 (YTD Data)Rank
Total interest income$6,420,0002,285
Total interest expense$2,854,0001,707
Net interest income$3,566,0002,723
Provision for loan and lease losses$07,324
Total noninterest income$663,0003,121
Gross Fiduciary activities income$49,000974
Service charges on deposit accounts$214,0003,461
Trading account gains and fees$0150
Additional Noninterest Income$400,0002,803
Total noninterest expense$2,641,0002,923
Salaries and employee benefits$1,420,0002,927
Premises and equipment expense$259,0003,939
Additional noninterest expense$962,0002,452
Pre-tax net operating income$1,588,0002,475
Securities gains (losses)$132,0001,312
Applicable income taxes$397,0002,710
Income before extraordinary items$1,323,0002,349
Extraordinary gains, net$030
Net income$1,323,0002,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$770,0001,598
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,221,3602,383
2003-03-31 (YTD Data)Rank
Total interest income$3,259,0002,258
Total interest expense$1,444,0001,731
Net interest income$1,815,0002,663
Provision for loan and lease losses$06,934
Total noninterest income$308,0003,185
Gross Fiduciary activities income$34,000917
Service charges on deposit accounts$101,0003,525
Trading account gains and fees$0134
Additional Noninterest Income$173,0002,965
Total noninterest expense$1,275,0002,988
Salaries and employee benefits$696,0002,975
Premises and equipment expense$127,0003,981
Additional noninterest expense$452,0002,556
Pre-tax net operating income$848,0002,353
Securities gains (losses)$02,891
Applicable income taxes$207,0002,633
Income before extraordinary items$641,0002,379
Extraordinary gains, net$021
Net income$641,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,212
Cash dividends$250,0001,948
Sale, conversion, retirement of capital stock, net$0419
Net operating income$641,0002,253
2002-12-31 (YTD Data)Rank
Total interest income$13,423,0002,298
Total interest expense$5,882,0001,934
Net interest income$7,541,0002,536
Provision for loan and lease losses$36,0007,011
Total noninterest income$1,054,0003,363
Gross Fiduciary activities income$104,000987
Service charges on deposit accounts$404,0003,511
Trading account gains and fees$0153
Additional Noninterest Income$546,0003,127
Total noninterest expense$5,012,0002,924
Salaries and employee benefits$2,698,0002,909
Premises and equipment expense$571,0003,558
Additional noninterest expense$1,743,0002,608
Pre-tax net operating income$3,547,0002,186
Securities gains (losses)$6,0003,879
Applicable income taxes$807,0002,577
Income before extraordinary items$2,746,0002,180
Extraordinary gains, net$070
Net income$2,746,0002,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,834
Cash dividends$1,652,0001,526
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,741,3802,101
2001-12-31 (YTD Data)Rank
Total interest income$14,146,0002,422
Total interest expense$7,553,0002,125
Net interest income$6,593,0002,708
Provision for loan and lease losses$120,0005,188
Total noninterest income$916,0003,541
Gross Fiduciary activities income$104,000987
Service charges on deposit accounts$405,0003,358
Trading account gains and fees$0177
Additional Noninterest Income$407,0003,490
Total noninterest expense$4,489,0003,101
Salaries and employee benefits$2,360,0003,106
Premises and equipment expense$510,0003,806
Additional noninterest expense$1,619,0002,690
Pre-tax net operating income$2,900,0002,334
Securities gains (losses)$52,0002,305
Applicable income taxes$639,0002,854
Income before extraordinary items$2,313,0002,242
Extraordinary gains, net$0105
Net income$2,313,0002,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,764
Cash dividends$1,723,0001,486
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,272,4402,208
2000-12-31 (YTD Data)Rank
Total interest income$14,074,0002,462
Total interest expense$7,822,0002,177
Net interest income$6,252,0002,835
Provision for loan and lease losses$219,0003,546
Total noninterest income$937,0003,287
Gross Fiduciary activities income$104,000938
Service charges on deposit accounts$454,0002,943
Trading account gains and fees$0180
Additional Noninterest Income$379,0003,473
Total noninterest expense$4,389,0003,067
Salaries and employee benefits$2,320,0003,031
Premises and equipment expense$518,0003,689
Additional noninterest expense$1,551,0002,724
Pre-tax net operating income$2,581,0002,692
Securities gains (losses)$01,956
Applicable income taxes$523,0003,388
Income before extraordinary items$2,058,0002,497
Extraordinary gains, net$038
Net income$2,058,0002,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,278
Cash dividends$882,0002,508
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,058,0002,500
1999-12-31 (YTD Data)Rank
Total interest income$13,049,0002,507
Total interest expense$6,480,0002,276
Net interest income$6,569,0002,668
Provision for loan and lease losses$188,0003,699
Total noninterest income$1,061,0002,956
Gross Fiduciary activities income$104,000986
Service charges on deposit accounts$404,0003,193
Trading account gains and fees$0173
Additional Noninterest Income$553,0002,765
Total noninterest expense$4,543,0002,963
Salaries and employee benefits$2,409,0002,907
Premises and equipment expense$547,0003,508
Additional noninterest expense$1,587,0002,733
Pre-tax net operating income$2,899,0002,491
Securities gains (losses)$-44,0009,765
Applicable income taxes$604,0003,207
Income before extraordinary items$2,251,0002,310
Extraordinary gains, net$035
Net income$2,251,0002,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,263
Cash dividends$846,0002,572
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,285,7602,260
1998-12-31 (YTD Data)Rank
Total interest income$13,028,0002,508
Total interest expense$6,821,0002,225
Net interest income$6,207,0002,767
Provision for loan and lease losses$176,0003,841
Total noninterest income$678,0004,078
Gross Fiduciary activities income$78,0001,054
Service charges on deposit accounts$384,0003,246
Trading account gains and fees$0224
Additional Noninterest Income$216,0004,763
Total noninterest expense$4,445,0002,919
Salaries and employee benefits$2,174,0003,085
Premises and equipment expense$579,0003,272
Additional noninterest expense$1,692,0002,466
Pre-tax net operating income$2,264,0003,018
Securities gains (losses)$56,0001,658
Applicable income taxes$406,0004,382
Income before extraordinary items$1,914,0002,655
Extraordinary gains, net$032
Net income$1,914,0002,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,094
Cash dividends$2,342,0001,187
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,868,0802,648
1997-12-31 (YTD Data)Rank
Total interest income$12,550,0002,616
Total interest expense$6,616,0002,273
Net interest income$5,934,0002,934
Provision for loan and lease losses$354,0002,310
Total noninterest income$546,0004,716
Gross Fiduciary activities income$61,0001,141
Service charges on deposit accounts$333,0003,754
Trading account gains and fees$0239
Additional Noninterest Income$152,0005,651
Total noninterest expense$3,941,0003,218
Salaries and employee benefits$1,955,0003,386
Premises and equipment expense$538,0003,470
Additional noninterest expense$1,448,0002,821
Pre-tax net operating income$2,185,0003,260
Securities gains (losses)$03,944
Applicable income taxes$442,0004,586
Income before extraordinary items$1,743,0002,922
Extraordinary gains, net$044
Net income$1,743,0002,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0002,340
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,743,0002,870
1996-12-31 (YTD Data)Rank
Total interest income$11,218,0002,941
Total interest expense$5,541,0002,744
Net interest income$5,677,0003,120
Provision for loan and lease losses$124,0004,529
Total noninterest income$455,0005,503
Gross Fiduciary activities income$65,0001,184
Service charges on deposit accounts$244,0004,911
Trading account gains and fees$0262
Additional Noninterest Income$146,0006,047
Total noninterest expense$3,541,0003,736
Salaries and employee benefits$1,875,0003,536
Premises and equipment expense$455,0004,071
Additional noninterest expense$1,211,0003,751
Pre-tax net operating income$2,467,0002,801
Securities gains (losses)$04,148
Applicable income taxes$565,0003,759
Income before extraordinary items$1,902,0002,562
Extraordinary gains, net$053
Net income$1,902,0002,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,890
Cash dividends$288,0004,656
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,902,0002,514
1995-12-31 (YTD Data)Rank
Total interest income$10,957,0003,024
Total interest expense$5,313,0002,871
Net interest income$5,644,0003,151
Provision for loan and lease losses$161,0003,499
Total noninterest income$519,0005,054
Gross Fiduciary activities income$73,0001,224
Service charges on deposit accounts$212,0005,481
Trading account gains and fees$0522
Additional Noninterest Income$234,0004,678
Total noninterest expense$3,433,0003,814
Salaries and employee benefits$1,765,0003,712
Premises and equipment expense$357,0004,955
Additional noninterest expense$1,311,0003,468
Pre-tax net operating income$2,569,0002,771
Securities gains (losses)$03,831
Applicable income taxes$700,0003,237
Income before extraordinary items$1,869,0002,657
Extraordinary gains, net$065
Net income$1,869,0002,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,316
Cash dividends$543,0003,141
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,869,0002,625
1994-12-31 (YTD Data)Rank
Total interest income$9,499,0003,182
Total interest expense$4,213,0002,897
Net interest income$5,286,0003,391
Provision for loan and lease losses$71,0005,291
Total noninterest income$364,0006,497
Gross Fiduciary activities income$52,0001,297
Service charges on deposit accounts$010,872
Trading account gains and fees$0475
Additional Noninterest Income$312,0003,976
Total noninterest expense$3,248,0004,120
Salaries and employee benefits$1,605,0004,036
Premises and equipment expense$641,0003,074
Additional noninterest expense$1,002,0004,705
Pre-tax net operating income$2,331,0003,016
Securities gains (losses)$03,600
Applicable income taxes$579,0003,620
Income before extraordinary items$1,752,0002,759
Extraordinary gains, net$0249
Net income$1,752,0002,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,717
Cash dividends$492,0003,276
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,752,0002,779
1993-12-31 (YTD Data)Rank
Total interest income$9,301,0003,322
Total interest expense$4,147,0003,062
Net interest income$5,154,0003,470
Provision for loan and lease losses$553,0001,956
Total noninterest income$1,152,0003,000
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$191,0006,139
Trading account gains and fees$0532
Additional Noninterest Income$961,0002,084
Total noninterest expense$3,093,0004,394
Salaries and employee benefits$1,497,0004,285
Premises and equipment expense$654,0003,058
Additional noninterest expense$942,0005,179
Pre-tax net operating income$2,660,0002,570
Securities gains (losses)$07,477
Applicable income taxes$765,0002,862
Income before extraordinary items$1,895,0002,658
Extraordinary gains, net$03,149
Net income$1,895,0002,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0006,769
Cash dividends$1,181,0001,546
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,895,0002,492
1992-12-31 (YTD Data)Rank
Total interest income$9,336,0003,743
Total interest expense$4,607,0003,562
Net interest income$4,729,0003,828
Provision for loan and lease losses$249,0004,609
Total noninterest income$323,0007,426
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$171,0006,588
Trading account gains and fees$0504
Additional Noninterest Income$152,0006,598
Total noninterest expense$2,873,0004,710
Salaries and employee benefits$1,424,0004,428
Premises and equipment expense$606,0003,325
Additional noninterest expense$843,0005,829
Pre-tax net operating income$1,930,0003,203
Securities gains (losses)$08,369
Applicable income taxes$520,0003,869
Income before extraordinary items$1,410,0003,257
Extraordinary gains, net$01,422
Net income$1,410,0003,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0008,560
Cash dividends$437,0003,117
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,410,0003,025

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.