Home > MidWestOne Bank > Income and Expense
MidWestOne Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,889,000 | 2,926 |
| Total interest expense | $4,641,000 | 2,360 |
| Net interest income | $6,248,000 | 3,316 |
| Provision for loan and lease losses | $974,000 | 1,067 |
| Total noninterest income | $837,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $342,000 | 3,895 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $495,000 | 3,383 |
| Total noninterest expense | $3,935,000 | 3,910 |
| Salaries and employee benefits | $1,871,000 | 4,339 |
| Premises and equipment expense | $617,000 | 3,571 |
| Additional noninterest expense | $1,447,000 | 3,321 |
| Pre-tax net operating income | $2,176,000 | 3,486 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $700,000 | 2,816 |
| Income before extraordinary items | $1,476,000 | 3,817 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,476,000 | 3,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $767,000 | 824 |
| Cash dividends | $1,200,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,476,000 | 3,786 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,120,000 | 2,894 |
| Total interest expense | $3,370,000 | 2,312 |
| Net interest income | $4,750,000 | 3,277 |
| Provision for loan and lease losses | $862,000 | 875 |
| Total noninterest income | $582,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $243,000 | 4,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $339,000 | 3,582 |
| Total noninterest expense | $3,068,000 | 3,772 |
| Salaries and employee benefits | $1,499,000 | 4,097 |
| Premises and equipment expense | $473,000 | 3,501 |
| Additional noninterest expense | $1,096,000 | 3,273 |
| Pre-tax net operating income | $1,402,000 | 3,937 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $439,000 | 3,160 |
| Income before extraordinary items | $963,000 | 4,267 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $963,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $674,000 | 667 |
| Cash dividends | $900,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $963,000 | 4,216 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,580,000 | 2,760 |
| Total interest expense | $2,190,000 | 2,234 |
| Net interest income | $3,390,000 | 3,073 |
| Provision for loan and lease losses | $689,000 | 731 |
| Total noninterest income | $385,000 | 4,148 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $154,000 | 4,093 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $231,000 | 3,507 |
| Total noninterest expense | $2,087,000 | 3,686 |
| Salaries and employee benefits | $1,048,000 | 3,935 |
| Premises and equipment expense | $317,000 | 3,461 |
| Additional noninterest expense | $722,000 | 3,279 |
| Pre-tax net operating income | $999,000 | 3,711 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $314,000 | 3,021 |
| Income before extraordinary items | $685,000 | 4,056 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $685,000 | 4,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $555,000 | 545 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $685,000 | 3,997 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 2,718 |
| Total interest expense | $1,109,000 | 2,123 |
| Net interest income | $1,704,000 | 3,056 |
| Provision for loan and lease losses | $426,000 | 557 |
| Total noninterest income | $175,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,676 |
| Total noninterest expense | $968,000 | 3,939 |
| Salaries and employee benefits | $430,000 | 4,588 |
| Premises and equipment expense | $160,000 | 3,459 |
| Additional noninterest expense | $378,000 | 3,168 |
| Pre-tax net operating income | $485,000 | 3,765 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $152,000 | 3,074 |
| Income before extraordinary items | $333,000 | 4,083 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $333,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 451 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $333,000 | 4,044 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,735,000 | 2,646 |
| Total interest expense | $4,552,000 | 1,784 |
| Net interest income | $6,183,000 | 3,210 |
| Provision for loan and lease losses | $769,000 | 1,329 |
| Total noninterest income | $826,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $293,000 | 4,369 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $533,000 | 3,201 |
| Total noninterest expense | $4,334,000 | 3,512 |
| Salaries and employee benefits | $2,323,000 | 3,540 |
| Premises and equipment expense | $599,000 | 3,538 |
| Additional noninterest expense | $1,412,000 | 3,275 |
| Pre-tax net operating income | $1,906,000 | 3,613 |
| Securities gains (losses) | $280,000 | 671 |
| Applicable income taxes | $714,000 | 2,730 |
| Income before extraordinary items | $1,472,000 | 3,680 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,472,000 | 3,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $719,000 | 981 |
| Cash dividends | $900,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,284,400 | 3,964 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,182,000 | 2,575 |
| Total interest expense | $3,418,000 | 1,754 |
| Net interest income | $4,764,000 | 3,116 |
| Provision for loan and lease losses | $458,000 | 1,559 |
| Total noninterest income | $599,000 | 4,092 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $216,000 | 4,439 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $383,000 | 3,272 |
| Total noninterest expense | $3,325,000 | 3,432 |
| Salaries and employee benefits | $1,819,000 | 3,398 |
| Premises and equipment expense | $457,000 | 3,504 |
| Additional noninterest expense | $1,049,000 | 3,284 |
| Pre-tax net operating income | $1,580,000 | 3,460 |
| Securities gains (losses) | $191,000 | 782 |
| Applicable income taxes | $583,000 | 2,621 |
| Income before extraordinary items | $1,188,000 | 3,569 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,188,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,277 |
| Cash dividends | $600,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,060,030 | 3,792 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,527,000 | 2,526 |
| Total interest expense | $2,289,000 | 1,740 |
| Net interest income | $3,238,000 | 3,075 |
| Provision for loan and lease losses | $236,000 | 1,953 |
| Total noninterest income | $401,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $139,000 | 4,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $262,000 | 3,235 |
| Total noninterest expense | $2,404,000 | 3,209 |
| Salaries and employee benefits | $1,396,000 | 3,025 |
| Premises and equipment expense | $311,000 | 3,442 |
| Additional noninterest expense | $697,000 | 3,322 |
| Pre-tax net operating income | $999,000 | 3,541 |
| Securities gains (losses) | $191,000 | 666 |
| Applicable income taxes | $391,000 | 2,607 |
| Income before extraordinary items | $799,000 | 3,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $799,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,770 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $671,030 | 3,872 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 2,518 |
| Total interest expense | $1,160,000 | 1,738 |
| Net interest income | $1,615,000 | 3,070 |
| Provision for loan and lease losses | $139,000 | 1,644 |
| Total noninterest income | $149,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 4,552 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $83,000 | 4,094 |
| Total noninterest expense | $1,412,000 | 2,789 |
| Salaries and employee benefits | $893,000 | 2,431 |
| Premises and equipment expense | $163,000 | 3,352 |
| Additional noninterest expense | $356,000 | 3,241 |
| Pre-tax net operating income | $213,000 | 5,681 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $52,000 | 4,804 |
| Income before extraordinary items | $161,000 | 5,840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 5,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,471 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $161,000 | 5,722 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,234,000 | 2,534 |
| Total interest expense | $5,161,000 | 1,737 |
| Net interest income | $6,073,000 | 3,148 |
| Provision for loan and lease losses | $890,000 | 1,342 |
| Total noninterest income | $1,083,000 | 3,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,083,000 | 2,272 |
| Total noninterest expense | $3,872,000 | 3,804 |
| Salaries and employee benefits | $1,884,000 | 4,121 |
| Premises and equipment expense | $911,000 | 2,453 |
| Additional noninterest expense | $1,077,000 | 4,039 |
| Pre-tax net operating income | $2,394,000 | 2,985 |
| Securities gains (losses) | $38,000 | 2,739 |
| Applicable income taxes | $829,000 | 2,482 |
| Income before extraordinary items | $1,603,000 | 3,401 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,603,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 1,285 |
| Cash dividends | $1,600,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,577,920 | 3,270 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,458,000 | 2,567 |
| Total interest expense | $3,985,000 | 1,760 |
| Net interest income | $4,473,000 | 3,212 |
| Provision for loan and lease losses | $665,000 | 1,292 |
| Total noninterest income | $826,000 | 3,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $826,000 | 2,327 |
| Total noninterest expense | $2,837,000 | 3,861 |
| Salaries and employee benefits | $1,343,000 | 4,269 |
| Premises and equipment expense | $684,000 | 2,473 |
| Additional noninterest expense | $810,000 | 4,029 |
| Pre-tax net operating income | $1,797,000 | 3,077 |
| Securities gains (losses) | $16,000 | 3,083 |
| Applicable income taxes | $621,000 | 2,603 |
| Income before extraordinary items | $1,192,000 | 3,519 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,192,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 1,161 |
| Cash dividends | $1,100,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,181,440 | 3,374 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,784,000 | 2,519 |
| Total interest expense | $2,738,000 | 1,766 |
| Net interest income | $3,046,000 | 3,146 |
| Provision for loan and lease losses | $471,000 | 1,213 |
| Total noninterest income | $555,000 | 3,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $555,000 | 2,292 |
| Total noninterest expense | $1,904,000 | 3,832 |
| Salaries and employee benefits | $899,000 | 4,262 |
| Premises and equipment expense | $461,000 | 2,420 |
| Additional noninterest expense | $544,000 | 3,984 |
| Pre-tax net operating income | $1,226,000 | 3,035 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $419,000 | 2,609 |
| Income before extraordinary items | $808,000 | 3,490 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $808,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,098 |
| Cash dividends | $700,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $807,340 | 3,300 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 2,451 |
| Total interest expense | $1,402,000 | 1,773 |
| Net interest income | $1,597,000 | 2,994 |
| Provision for loan and lease losses | $295,000 | 981 |
| Total noninterest income | $266,000 | 3,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $266,000 | 2,274 |
| Total noninterest expense | $918,000 | 3,937 |
| Salaries and employee benefits | $432,000 | 4,377 |
| Premises and equipment expense | $238,000 | 2,339 |
| Additional noninterest expense | $248,000 | 4,243 |
| Pre-tax net operating income | $650,000 | 2,900 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $223,000 | 2,517 |
| Income before extraordinary items | $427,000 | 3,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $427,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 723 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $427,000 | 3,141 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,470,000 | 2,287 |
| Total interest expense | $7,212,000 | 1,574 |
| Net interest income | $6,258,000 | 3,034 |
| Provision for loan and lease losses | $1,047,000 | 1,294 |
| Total noninterest income | $1,061,000 | 3,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,061,000 | 2,098 |
| Total noninterest expense | $4,009,000 | 3,555 |
| Salaries and employee benefits | $1,798,000 | 4,091 |
| Premises and equipment expense | $1,000,000 | 2,187 |
| Additional noninterest expense | $1,211,000 | 3,587 |
| Pre-tax net operating income | $2,263,000 | 3,118 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $780,000 | 2,638 |
| Income before extraordinary items | $1,483,000 | 3,536 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,483,000 | 3,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $830,000 | 1,127 |
| Cash dividends | $1,380,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,483,000 | 3,425 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,589,000 | 2,518 |
| Total interest expense | $8,316,000 | 1,948 |
| Net interest income | $5,273,000 | 3,296 |
| Provision for loan and lease losses | $153,000 | 4,725 |
| Total noninterest income | $944,000 | 3,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $944,000 | 2,132 |
| Total noninterest expense | $4,089,000 | 3,361 |
| Salaries and employee benefits | $1,782,000 | 3,947 |
| Premises and equipment expense | $986,000 | 2,168 |
| Additional noninterest expense | $1,321,000 | 3,212 |
| Pre-tax net operating income | $1,975,000 | 3,192 |
| Securities gains (losses) | $947,000 | 408 |
| Applicable income taxes | $1,048,000 | 2,007 |
| Income before extraordinary items | $1,874,000 | 2,688 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,874,000 | 2,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,267,920 | 3,553 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,880,000 | 2,701 |
| Total interest expense | $8,372,000 | 2,052 |
| Net interest income | $4,508,000 | 3,786 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $744,000 | 3,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $744,000 | 2,258 |
| Total noninterest expense | $3,577,000 | 3,631 |
| Salaries and employee benefits | $1,534,000 | 4,287 |
| Premises and equipment expense | $858,000 | 2,408 |
| Additional noninterest expense | $1,185,000 | 3,470 |
| Pre-tax net operating income | $1,627,000 | 3,844 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $437,000 | 3,797 |
| Income before extraordinary items | $1,192,000 | 3,878 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,192,000 | 3,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,865 |
| Cash dividends | $1,200,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,190,540 | 3,864 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,496,000 | 2,814 |
| Total interest expense | $7,300,000 | 2,049 |
| Net interest income | $4,196,000 | 4,007 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $586,000 | 4,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $586,000 | 2,670 |
| Total noninterest expense | $2,926,000 | 4,300 |
| Salaries and employee benefits | $1,377,000 | 4,650 |
| Premises and equipment expense | $792,000 | 2,562 |
| Additional noninterest expense | $757,000 | 4,984 |
| Pre-tax net operating income | $1,808,000 | 3,599 |
| Securities gains (losses) | $-14,000 | 9,441 |
| Applicable income taxes | $480,000 | 3,720 |
| Income before extraordinary items | $1,314,000 | 3,614 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,314,000 | 3,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,324,220 | 3,552 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,199,000 | 2,882 |
| Total interest expense | $7,227,000 | 2,097 |
| Net interest income | $3,972,000 | 4,141 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $643,000 | 4,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $643,000 | 2,533 |
| Total noninterest expense | $2,692,000 | 4,514 |
| Salaries and employee benefits | $1,308,000 | 4,736 |
| Premises and equipment expense | $774,000 | 2,522 |
| Additional noninterest expense | $610,000 | 5,696 |
| Pre-tax net operating income | $1,875,000 | 3,517 |
| Securities gains (losses) | $53,000 | 1,685 |
| Applicable income taxes | $555,000 | 3,597 |
| Income before extraordinary items | $1,373,000 | 3,502 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,373,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,097 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,335,370 | 3,494 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,612,000 | 3,051 |
| Total interest expense | $6,732,000 | 2,239 |
| Net interest income | $3,880,000 | 4,352 |
| Provision for loan and lease losses | $48,000 | 6,747 |
| Total noninterest income | $437,000 | 5,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $437,000 | 3,105 |
| Total noninterest expense | $2,487,000 | 4,798 |
| Salaries and employee benefits | $1,255,000 | 4,915 |
| Premises and equipment expense | $690,000 | 2,781 |
| Additional noninterest expense | $542,000 | 6,178 |
| Pre-tax net operating income | $1,782,000 | 3,891 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $631,000 | 3,524 |
| Income before extraordinary items | $1,151,000 | 4,197 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,151,000 | 4,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,860 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,151,000 | 4,139 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,025,000 | 3,269 |
| Total interest expense | $6,259,000 | 2,463 |
| Net interest income | $3,766,000 | 4,545 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $457,000 | 5,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $457,000 | 3,113 |
| Total noninterest expense | $3,178,000 | 4,112 |
| Salaries and employee benefits | $1,157,000 | 5,368 |
| Premises and equipment expense | $649,000 | 2,976 |
| Additional noninterest expense | $1,372,000 | 3,370 |
| Pre-tax net operating income | $997,000 | 5,748 |
| Securities gains (losses) | $45,000 | 1,403 |
| Applicable income taxes | $385,000 | 5,012 |
| Income before extraordinary items | $657,000 | 5,960 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $657,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $628,200 | 6,050 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,433,000 | 3,467 |
| Total interest expense | $5,738,000 | 2,672 |
| Net interest income | $3,695,000 | 4,642 |
| Provision for loan and lease losses | $48,000 | 6,309 |
| Total noninterest income | $891,000 | 3,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $891,000 | 1,954 |
| Total noninterest expense | $2,524,000 | 4,954 |
| Salaries and employee benefits | $1,146,000 | 5,421 |
| Premises and equipment expense | $643,000 | 3,031 |
| Additional noninterest expense | $735,000 | 5,627 |
| Pre-tax net operating income | $2,014,000 | 3,477 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $676,000 | 3,337 |
| Income before extraordinary items | $1,338,000 | 3,578 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,338,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $1,050,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,338,000 | 3,558 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,679,000 | 3,453 |
| Total interest expense | $4,866,000 | 2,525 |
| Net interest income | $3,813,000 | 4,565 |
| Provision for loan and lease losses | $41,000 | 6,560 |
| Total noninterest income | $360,000 | 6,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $360,000 | 3,655 |
| Total noninterest expense | $2,443,000 | 5,262 |
| Salaries and employee benefits | $1,122,000 | 5,565 |
| Premises and equipment expense | $643,000 | 3,063 |
| Additional noninterest expense | $678,000 | 6,486 |
| Pre-tax net operating income | $1,689,000 | 3,983 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $566,000 | 3,677 |
| Income before extraordinary items | $1,123,000 | 4,107 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,123,000 | 4,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $1,050,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 852 |
| Net operating income | $1,123,000 | 4,134 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,723,000 | 3,531 |
| Total interest expense | $5,198,000 | 2,486 |
| Net interest income | $3,525,000 | 4,927 |
| Provision for loan and lease losses | $59,000 | 7,168 |
| Total noninterest income | $421,000 | 6,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $421,000 | 3,638 |
| Total noninterest expense | $2,402,000 | 5,441 |
| Salaries and employee benefits | $1,127,000 | 5,525 |
| Premises and equipment expense | $595,000 | 3,360 |
| Additional noninterest expense | $680,000 | 6,705 |
| Pre-tax net operating income | $1,485,000 | 4,358 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $485,000 | 4,295 |
| Income before extraordinary items | $1,000,000 | 4,709 |
| Extraordinary gains, net | $170,000 | 1,129 |
| Net income | $1,170,000 | 4,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 883 |
| Net operating income | $1,000,000 | 4,463 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,836,000 | 3,550 |
| Total interest expense | $6,529,000 | 2,577 |
| Net interest income | $3,307,000 | 5,270 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $361,000 | 6,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $361,000 | 3,952 |
| Total noninterest expense | $2,045,000 | 6,265 |
| Salaries and employee benefits | $1,028,000 | 5,883 |
| Premises and equipment expense | $580,000 | 3,476 |
| Additional noninterest expense | $437,000 | 9,122 |
| Pre-tax net operating income | $1,575,000 | 3,868 |
| Securities gains (losses) | $125,000 | 2,651 |
| Applicable income taxes | $360,000 | 5,218 |
| Income before extraordinary items | $1,340,000 | 3,422 |
| Extraordinary gains, net | $-61,000 | 13,599 |
| Net income | $1,279,000 | 3,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 6,366 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $3,568,000 | 213 |
| Net operating income | $1,241,250 | 3,418 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.